Home > Iowa State Bank > Income and Expense

Iowa State Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$49,561,000	943
Total interest expense	$17,194,000	879
Net interest income	$32,367,000	975
Provision for loan and lease losses	$300,000	1,648
Total noninterest income	$4,481,000	1,271
Gross Fiduciary activities income	$8,000	868
Service charges on deposit accounts	$678,000	1,354
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,795,000	1,075
Total noninterest expense	$19,219,000	1,247
Salaries and employee benefits	$11,109,000	1,243
Premises and equipment expense	$2,172,000	1,140
Additional noninterest expense	$3,795,000	1,075
Pre-tax net operating income	$17,329,000	761
Securities gains (losses)	$168,000	183
Applicable income taxes	$3,755,000	648
Income before extraordinary items	$13,742,000	788
Extraordinary gains, net	$0	54
Net income	$13,742,000	800
Minority interest net income	$0	88
Net income of bank and minority interests.	$13,742,000	791
Net charge-offs	$33,000	1,979
Cash dividends	$3,690,000	1,012
Sale, conversion, retirement of capital stock, net	$-84,000	4,552
Net operating income	$13,609,280	801
2023-09-30 (YTD Data)		Rank
Total interest income	$36,285,000	944
Total interest expense	$11,977,000	876
Net interest income	$24,308,000	972
Provision for loan and lease losses	$0	3,085
Total noninterest income	$2,988,000	1,358
Gross Fiduciary activities income	$8,000	838
Service charges on deposit accounts	$518,000	1,330
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,462,000	1,185
Total noninterest expense	$14,129,000	1,257
Salaries and employee benefits	$8,144,000	1,265
Premises and equipment expense	$1,568,000	1,176
Additional noninterest expense	$2,462,000	1,185
Pre-tax net operating income	$13,167,000	782
Securities gains (losses)	$-89,000	3,973
Applicable income taxes	$2,879,000	665
Income before extraordinary items	$10,199,000	822
Extraordinary gains, net	$0	52
Net income	$10,199,000	825
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,199,000	822
Net charge-offs	$23,000	1,832
Cash dividends	$3,690,000	772
Sale, conversion, retirement of capital stock, net	$-84,000	4,584
Net operating income	$10,269,310	835
2023-06-30 (YTD Data)		Rank
Total interest income	$23,298,000	943
Total interest expense	$7,144,000	868
Net interest income	$16,154,000	983
Provision for loan and lease losses	$0	2,940
Total noninterest income	$1,981,000	1,307
Gross Fiduciary activities income	$8,000	815
Service charges on deposit accounts	$334,000	1,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,639,000	1,124
Total noninterest expense	$9,349,000	1,253
Salaries and employee benefits	$5,383,000	1,269
Premises and equipment expense	$1,081,000	1,137
Additional noninterest expense	$1,639,000	1,123
Pre-tax net operating income	$8,786,000	776
Securities gains (losses)	$-89,000	4,193
Applicable income taxes	$1,907,000	681
Income before extraordinary items	$6,790,000	828
Extraordinary gains, net	$0	51
Net income	$6,790,000	840
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,790,000	828
Net charge-offs	$69,000	1,066
Cash dividends	$1,845,000	950
Sale, conversion, retirement of capital stock, net	$-57,000	4,617
Net operating income	$6,860,310	827
2023-03-31 (YTD Data)		Rank
Total interest income	$11,243,000	962
Total interest expense	$3,113,000	871
Net interest income	$8,130,000	980
Provision for loan and lease losses	$0	2,612
Total noninterest income	$934,000	1,350
Gross Fiduciary activities income	$6,000	819
Service charges on deposit accounts	$162,000	1,393
Trading account gains and fees	NA	NA
Additional Noninterest Income	$766,000	1,161
Total noninterest expense	$4,672,000	1,270
Salaries and employee benefits	$2,697,000	1,282
Premises and equipment expense	$562,000	1,126
Additional noninterest expense	$766,000	1,161
Pre-tax net operating income	$4,392,000	817
Securities gains (losses)	$-89,000	4,341
Applicable income taxes	$937,000	702
Income before extraordinary items	$3,366,000	854
Extraordinary gains, net	$0	4
Net income	$3,366,000	853
Minority interest net income	$0	48
Net income of bank and minority interests.	$3,366,000	853
Net charge-offs	$-8,000	3,980
Cash dividends	$1,845,000	521
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,436,310	856
2022-12-31 (YTD Data)		Rank
Total interest income	$37,024,000	953
Total interest expense	$4,620,000	838
Net interest income	$32,404,000	950
Provision for loan and lease losses	$375,000	1,385
Total noninterest income	$5,944,000	1,066
Gross Fiduciary activities income	$41,000	815
Service charges on deposit accounts	$644,000	1,427
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,259,000	874
Total noninterest expense	$17,910,000	1,289
Salaries and employee benefits	$10,222,000	1,298
Premises and equipment expense	$2,417,000	1,033
Additional noninterest expense	$5,259,000	874
Pre-tax net operating income	$20,063,000	747
Securities gains (losses)	$-350,000	4,244
Applicable income taxes	$3,971,000	694
Income before extraordinary items	$15,742,000	764
Extraordinary gains, net	$0	5
Net income	$15,742,000	765
Minority interest net income	$0	63
Net income of bank and minority interests.	$15,742,000	765
Net charge-offs	$80,000	1,336
Cash dividends	$3,691,000	989
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$16,022,000	768
2022-09-30 (YTD Data)		Rank
Total interest income	$26,633,000	952
Total interest expense	$2,568,000	820
Net interest income	$24,065,000	951
Provision for loan and lease losses	$225,000	1,390
Total noninterest income	$3,182,000	1,351
Gross Fiduciary activities income	$41,000	786
Service charges on deposit accounts	$489,000	1,427
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,652,000	1,156
Total noninterest expense	$12,796,000	1,335
Salaries and employee benefits	$7,098,000	1,369
Premises and equipment expense	$1,896,000	988
Additional noninterest expense	$2,652,000	1,156
Pre-tax net operating income	$14,226,000	786
Securities gains (losses)	$-350,000	4,445
Applicable income taxes	$3,033,000	686
Income before extraordinary items	$10,843,000	828
Extraordinary gains, net	$0	4
Net income	$10,843,000	828
Minority interest net income	$0	57
Net income of bank and minority interests.	$10,843,000	828
Net charge-offs	$83,000	1,007
Cash dividends	$3,691,000	730
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$11,119,500	825
2022-06-30 (YTD Data)		Rank
Total interest income	$17,259,000	946
Total interest expense	$1,231,000	931
Net interest income	$16,028,000	932
Provision for loan and lease losses	$0	2,599
Total noninterest income	$2,096,000	1,340
Gross Fiduciary activities income	$9,000	809
Service charges on deposit accounts	$320,000	1,441
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,767,000	1,189
Total noninterest expense	$8,542,000	1,326
Salaries and employee benefits	$4,687,000	1,375
Premises and equipment expense	$1,323,000	946
Additional noninterest expense	$2,532,000	1,329
Pre-tax net operating income	$9,582,000	731
Securities gains (losses)	$-197,000	4,463
Applicable income taxes	$2,042,000	648
Income before extraordinary items	$7,343,000	775
Extraordinary gains, net	$0	4
Net income	$7,343,000	775
Minority interest net income	$0	60
Net income of bank and minority interests.	$7,343,000	775
Net charge-offs	$87,000	778
Cash dividends	$1,845,000	893
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$7,498,630	775
2022-03-31 (YTD Data)		Rank
Total interest income	$8,806,000	901
Total interest expense	$505,000	1,087
Net interest income	$8,301,000	891
Provision for loan and lease losses	$0	2,285
Total noninterest income	$991,000	1,380
Gross Fiduciary activities income	$2,000	841
Service charges on deposit accounts	$162,000	1,405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$827,000	1,222
Total noninterest expense	$4,297,000	1,317
Salaries and employee benefits	$2,304,000	1,399
Premises and equipment expense	$705,000	903
Additional noninterest expense	$1,288,000	1,290
Pre-tax net operating income	$4,995,000	688
Securities gains (losses)	$0	623
Applicable income taxes	$1,095,000	614
Income before extraordinary items	$3,900,000	713
Extraordinary gains, net	$0	4
Net income	$3,900,000	713
Minority interest net income	$0	50
Net income of bank and minority interests.	$3,900,000	713
Net charge-offs	$-2,000	3,266
Cash dividends	$1,845,000	502
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$3,900,000	718
2021-12-31 (YTD Data)		Rank
Total interest income	$28,585,000	1,102
Total interest expense	$3,494,000	789
Net interest income	$25,091,000	1,130
Provision for loan and lease losses	$0	3,064
Total noninterest income	$5,281,000	1,269
Gross Fiduciary activities income	$7,000	887
Service charges on deposit accounts	$525,000	1,552
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,749,000	1,107
Total noninterest expense	$15,192,000	1,435
Salaries and employee benefits	$8,638,000	1,465
Premises and equipment expense	$2,079,000	1,175
Additional noninterest expense	$4,475,000	1,455
Pre-tax net operating income	$15,180,000	927
Securities gains (losses)	$0	2,062
Applicable income taxes	$3,159,000	825
Income before extraordinary items	$12,021,000	997
Extraordinary gains, net	$0	10
Net income	$12,021,000	998
Minority interest net income	$0	74
Net income of bank and minority interests.	$12,021,000	998
Net charge-offs	$12,000	2,234
Cash dividends	$3,388,000	1,083
Sale, conversion, retirement of capital stock, net	$-54,000	4,760
Net operating income	$12,021,000	977
2021-09-30 (YTD Data)		Rank
Total interest income	$21,120,000	1,139
Total interest expense	$2,657,000	827
Net interest income	$18,463,000	1,168
Provision for loan and lease losses	$0	2,963
Total noninterest income	$4,094,000	1,262
Gross Fiduciary activities income	$7,000	862
Service charges on deposit accounts	$371,000	1,612
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,716,000	1,100
Total noninterest expense	$10,899,000	1,493
Salaries and employee benefits	$6,275,000	1,507
Premises and equipment expense	$1,370,000	1,321
Additional noninterest expense	$3,254,000	1,495
Pre-tax net operating income	$11,658,000	943
Securities gains (losses)	$0	2,015
Applicable income taxes	$2,520,000	833
Income before extraordinary items	$9,138,000	1,028
Extraordinary gains, net	$0	8
Net income	$9,138,000	1,028
Minority interest net income	$0	69
Net income of bank and minority interests.	$9,138,000	1,028
Net charge-offs	$8,000	2,039
Cash dividends	$3,388,000	777
Sale, conversion, retirement of capital stock, net	$-54,000	4,842
Net operating income	$9,138,000	1,006
2021-06-30 (YTD Data)		Rank
Total interest income	$14,796,000	1,078
Total interest expense	$1,827,000	835
Net interest income	$12,969,000	1,107
Provision for loan and lease losses	$0	2,862
Total noninterest income	$2,483,000	1,340
Gross Fiduciary activities income	$7,000	839
Service charges on deposit accounts	$232,000	1,631
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,244,000	1,197
Total noninterest expense	$7,350,000	1,478
Salaries and employee benefits	$4,302,000	1,464
Premises and equipment expense	$906,000	1,327
Additional noninterest expense	$2,142,000	1,488
Pre-tax net operating income	$8,102,000	904
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,764,000	800
Income before extraordinary items	$6,338,000	982
Extraordinary gains, net	$0	6
Net income	$6,338,000	982
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,338,000	982
Net charge-offs	$8,000	1,799
Cash dividends	$1,542,000	1,031
Sale, conversion, retirement of capital stock, net	$-54,000	4,895
Net operating income	$6,338,000	961
2021-03-31 (YTD Data)		Rank
Total interest income	$8,057,000	989
Total interest expense	$933,000	861
Net interest income	$7,124,000	1,001
Provision for loan and lease losses	$0	2,741
Total noninterest income	$1,073,000	1,460
Gross Fiduciary activities income	$1,000	885
Service charges on deposit accounts	$117,000	1,628
Trading account gains and fees	NA	NA
Additional Noninterest Income	$955,000	1,313
Total noninterest expense	$3,719,000	1,454
Salaries and employee benefits	$2,261,000	1,402
Premises and equipment expense	$446,000	1,362
Additional noninterest expense	$1,012,000	1,536
Pre-tax net operating income	$4,478,000	840
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,026,000	730
Income before extraordinary items	$3,452,000	917
Extraordinary gains, net	$0	3
Net income	$3,452,000	917
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,452,000	917
Net charge-offs	$4,000	1,577
Cash dividends	$1,542,000	554
Sale, conversion, retirement of capital stock, net	$-32,000	4,934
Net operating income	$3,452,000	897
2020-12-31 (YTD Data)		Rank
Total interest income	$27,119,000	1,154
Total interest expense	$5,464,000	865
Net interest income	$21,655,000	1,198
Provision for loan and lease losses	$1,440,000	1,283
Total noninterest income	$5,195,000	1,229
Gross Fiduciary activities income	$11,000	887
Service charges on deposit accounts	$480,000	1,654
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,704,000	1,059
Total noninterest expense	$14,077,000	1,473
Salaries and employee benefits	$8,190,000	1,488
Premises and equipment expense	$1,776,000	1,320
Additional noninterest expense	$4,111,000	1,502
Pre-tax net operating income	$11,333,000	955
Securities gains (losses)	$1,333,000	297
Applicable income taxes	$2,624,000	771
Income before extraordinary items	$10,042,000	961
Extraordinary gains, net	$0	4
Net income	$10,042,000	961
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,042,000	961
Net charge-offs	$249,000	1,415
Cash dividends	$3,692,000	960
Sale, conversion, retirement of capital stock, net	$79,000	463
Net operating income	$8,988,930	1,015
2020-09-30 (YTD Data)		Rank
Total interest income	$19,794,000	1,179
Total interest expense	$4,323,000	881
Net interest income	$15,471,000	1,225
Provision for loan and lease losses	$1,290,000	1,172
Total noninterest income	$3,461,000	1,298
Gross Fiduciary activities income	$11,000	848
Service charges on deposit accounts	$353,000	1,675
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,097,000	1,135
Total noninterest expense	$10,242,000	1,499
Salaries and employee benefits	$5,988,000	1,497
Premises and equipment expense	$1,320,000	1,325
Additional noninterest expense	$2,934,000	1,542
Pre-tax net operating income	$7,400,000	1,033
Securities gains (losses)	$1,333,000	239
Applicable income taxes	$2,061,000	716
Income before extraordinary items	$6,672,000	1,014
Extraordinary gains, net	$0	4
Net income	$6,672,000	1,013
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,672,000	1,014
Net charge-offs	$182,000	1,313
Cash dividends	$3,692,000	709
Sale, conversion, retirement of capital stock, net	$100,000	389
Net operating income	$5,618,930	1,124
2020-06-30 (YTD Data)		Rank
Total interest income	$13,592,000	1,161
Total interest expense	$3,011,000	920
Net interest income	$10,581,000	1,211
Provision for loan and lease losses	$800,000	1,225
Total noninterest income	$2,325,000	1,233
Gross Fiduciary activities income	$11,000	826
Service charges on deposit accounts	$233,000	1,714
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,081,000	1,054
Total noninterest expense	$6,662,000	1,526
Salaries and employee benefits	$3,947,000	1,508
Premises and equipment expense	$833,000	1,394
Additional noninterest expense	$1,882,000	1,581
Pre-tax net operating income	$5,444,000	887
Securities gains (losses)	$1,333,000	171
Applicable income taxes	$1,378,000	641
Income before extraordinary items	$5,399,000	791
Extraordinary gains, net	$0	4
Net income	$5,399,000	791
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,399,000	791
Net charge-offs	$201,000	1,009
Cash dividends	$1,845,000	864
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$4,332,600	947
2020-03-31 (YTD Data)		Rank
Total interest income	$7,099,000	1,122
Total interest expense	$1,558,000	979
Net interest income	$5,541,000	1,147
Provision for loan and lease losses	$219,000	1,390
Total noninterest income	$827,000	1,447
Gross Fiduciary activities income	$2,000	874
Service charges on deposit accounts	$145,000	1,671
Trading account gains and fees	NA	NA
Additional Noninterest Income	$680,000	1,252
Total noninterest expense	$3,315,000	1,544
Salaries and employee benefits	$1,993,000	1,501
Premises and equipment expense	$407,000	1,423
Additional noninterest expense	$915,000	1,631
Pre-tax net operating income	$2,834,000	775
Securities gains (losses)	$1,029,000	105
Applicable income taxes	$902,000	500
Income before extraordinary items	$2,961,000	659
Extraordinary gains, net	$0	4
Net income	$2,961,000	659
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,961,000	659
Net charge-offs	$99,000	890
Cash dividends	$1,845,000	546
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,148,090	863
2019-12-31 (YTD Data)		Rank
Total interest income	$27,921,000	1,144
Total interest expense	$6,623,000	980
Net interest income	$21,298,000	1,189
Provision for loan and lease losses	$628,000	1,298
Total noninterest income	$3,462,000	1,446
Gross Fiduciary activities income	$11,000	910
Service charges on deposit accounts	$641,000	1,604
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,810,000	1,255
Total noninterest expense	$12,871,000	1,548
Salaries and employee benefits	$7,629,000	1,510
Premises and equipment expense	$1,618,000	1,413
Additional noninterest expense	$3,624,000	1,632
Pre-tax net operating income	$11,261,000	960
Securities gains (losses)	$305,000	510
Applicable income taxes	$2,282,000	829
Income before extraordinary items	$9,284,000	992
Extraordinary gains, net	$0	11
Net income	$9,284,000	993
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,284,000	993
Net charge-offs	$171,000	1,809
Cash dividends	$3,690,000	1,031
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$9,040,000	992
2019-09-30 (YTD Data)		Rank
Total interest income	$20,856,000	1,155
Total interest expense	$4,987,000	982
Net interest income	$15,869,000	1,210
Provision for loan and lease losses	$451,000	1,244
Total noninterest income	$2,486,000	1,476
Gross Fiduciary activities income	$11,000	882
Service charges on deposit accounts	$473,000	1,623
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,002,000	1,283
Total noninterest expense	$9,552,000	1,566
Salaries and employee benefits	$5,641,000	1,540
Premises and equipment expense	$1,166,000	1,472
Additional noninterest expense	$2,745,000	1,615
Pre-tax net operating income	$8,352,000	988
Securities gains (losses)	$305,000	414
Applicable income taxes	$1,697,000	857
Income before extraordinary items	$6,960,000	1,011
Extraordinary gains, net	$0	11
Net income	$6,960,000	1,012
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,960,000	1,012
Net charge-offs	$138,000	1,546
Cash dividends	$3,690,000	764
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$6,716,000	1,022
2019-06-30 (YTD Data)		Rank
Total interest income	$13,845,000	1,157
Total interest expense	$3,346,000	955
Net interest income	$10,499,000	1,214
Provision for loan and lease losses	$275,000	1,307
Total noninterest income	$1,538,000	1,511
Gross Fiduciary activities income	$11,000	848
Service charges on deposit accounts	$298,000	1,667
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,229,000	1,315
Total noninterest expense	$6,357,000	1,574
Salaries and employee benefits	$3,777,000	1,535
Premises and equipment expense	$780,000	1,472
Additional noninterest expense	$1,800,000	1,650
Pre-tax net operating income	$5,405,000	979
Securities gains (losses)	$305,000	295
Applicable income taxes	$1,240,000	779
Income before extraordinary items	$4,470,000	1,014
Extraordinary gains, net	$0	11
Net income	$4,470,000	1,014
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,470,000	1,014
Net charge-offs	$125,000	1,264
Cash dividends	$1,845,000	941
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$4,229,050	1,042
2019-03-31 (YTD Data)		Rank
Total interest income	$6,778,000	1,168
Total interest expense	$1,548,000	993
Net interest income	$5,230,000	1,216
Provision for loan and lease losses	$132,000	1,283
Total noninterest income	$727,000	1,519
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$141,000	1,725
Trading account gains and fees	NA	NA
Additional Noninterest Income	$586,000	1,299
Total noninterest expense	$3,207,000	1,568
Salaries and employee benefits	$1,903,000	1,532
Premises and equipment expense	$401,000	1,450
Additional noninterest expense	$903,000	1,651
Pre-tax net operating income	$2,618,000	985
Securities gains (losses)	$19,000	580
Applicable income taxes	$562,000	833
Income before extraordinary items	$2,075,000	1,050
Extraordinary gains, net	$0	5
Net income	$2,075,000	1,049
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,075,000	1,049
Net charge-offs	$-1,000	3,818
Cash dividends	$1,845,000	545
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,059,990	1,034
2018-12-31 (YTD Data)		Rank
Total interest income	$24,961,000	1,180
Total interest expense	$4,907,000	936
Net interest income	$20,054,000	1,237
Provision for loan and lease losses	$542,000	1,392
Total noninterest income	$3,211,000	1,465
Gross Fiduciary activities income	$13,000	937
Service charges on deposit accounts	$590,000	1,755
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,608,000	1,259
Total noninterest expense	$12,355,000	1,566
Salaries and employee benefits	$7,268,000	1,547
Premises and equipment expense	$1,548,000	1,458
Additional noninterest expense	$3,539,000	1,661
Pre-tax net operating income	$10,368,000	1,007
Securities gains (losses)	$-229,000	5,174
Applicable income taxes	$1,835,000	929
Income before extraordinary items	$8,304,000	1,070
Extraordinary gains, net	$0	6
Net income	$8,304,000	1,069
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,304,000	1,069
Net charge-offs	$42,000	2,726
Cash dividends	$3,690,000	931
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$8,491,780	1,053
2018-09-30 (YTD Data)		Rank
Total interest income	$18,339,000	1,189
Total interest expense	$3,400,000	942
Net interest income	$14,939,000	1,246
Provision for loan and lease losses	$395,000	1,344
Total noninterest income	$2,296,000	1,544
Gross Fiduciary activities income	$13,000	893
Service charges on deposit accounts	$444,000	1,769
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,839,000	1,324
Total noninterest expense	$9,109,000	1,590
Salaries and employee benefits	$5,394,000	1,555
Premises and equipment expense	$1,175,000	1,445
Additional noninterest expense	$2,540,000	1,722
Pre-tax net operating income	$7,731,000	1,021
Securities gains (losses)	$-229,000	5,334
Applicable income taxes	$1,312,000	978
Income before extraordinary items	$6,190,000	1,071
Extraordinary gains, net	$0	5
Net income	$6,190,000	1,070
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,190,000	1,070
Net charge-offs	$37,000	2,385
Cash dividends	$3,690,000	689
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$6,380,070	1,051
2018-06-30 (YTD Data)		Rank
Total interest income	$11,961,000	1,202
Total interest expense	$2,181,000	921
Net interest income	$9,780,000	1,267
Provision for loan and lease losses	$265,000	1,300
Total noninterest income	$1,476,000	1,582
Gross Fiduciary activities income	$3,000	959
Service charges on deposit accounts	$301,000	1,744
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,172,000	1,376
Total noninterest expense	$5,969,000	1,631
Salaries and employee benefits	$3,646,000	1,547
Premises and equipment expense	$745,000	1,535
Additional noninterest expense	$1,578,000	1,835
Pre-tax net operating income	$5,022,000	1,021
Securities gains (losses)	$-229,000	5,427
Applicable income taxes	$966,000	902
Income before extraordinary items	$3,827,000	1,112
Extraordinary gains, net	$0	6
Net income	$3,827,000	1,111
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,827,000	1,111
Net charge-offs	$2,000	3,018
Cash dividends	$1,537,000	934
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$4,010,200	1,068
2018-03-31 (YTD Data)		Rank
Total interest income	$5,885,000	1,212
Total interest expense	$1,022,000	942
Net interest income	$4,863,000	1,264
Provision for loan and lease losses	$133,000	1,259
Total noninterest income	$734,000	1,577
Gross Fiduciary activities income	$1,000	957
Service charges on deposit accounts	$147,000	1,781
Trading account gains and fees	NA	NA
Additional Noninterest Income	$586,000	1,354
Total noninterest expense	$2,972,000	1,647
Salaries and employee benefits	$1,818,000	1,560
Premises and equipment expense	$383,000	1,517
Additional noninterest expense	$771,000	1,876
Pre-tax net operating income	$2,492,000	1,011
Securities gains (losses)	$0	735
Applicable income taxes	$508,000	855
Income before extraordinary items	$1,984,000	1,066
Extraordinary gains, net	$0	7
Net income	$1,984,000	1,065
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,984,000	1,066
Net charge-offs	$0	2,722
Cash dividends	$1,537,000	516
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,984,000	1,059
2017-12-31 (YTD Data)		Rank
Total interest income	$22,485,000	1,224
Total interest expense	$3,527,000	929
Net interest income	$18,958,000	1,275
Provision for loan and lease losses	$689,000	1,163
Total noninterest income	$3,096,000	1,548
Gross Fiduciary activities income	$14,000	952
Service charges on deposit accounts	$629,000	1,708
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,453,000	1,340
Total noninterest expense	$11,990,000	1,621
Salaries and employee benefits	$7,041,000	1,575
Premises and equipment expense	$1,513,000	1,514
Additional noninterest expense	$3,436,000	1,740
Pre-tax net operating income	$9,375,000	1,036
Securities gains (losses)	$294,000	308
Applicable income taxes	$2,785,000	1,015
Income before extraordinary items	$6,884,000	1,037
Extraordinary gains, net	$0	9
Net income	$6,884,000	1,037
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,884,000	1,037
Net charge-offs	$-277,000	5,493
Cash dividends	$2,583,000	1,155
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$6,675,260	1,053
2017-09-30 (YTD Data)		Rank
Total interest income	$16,674,000	1,237
Total interest expense	$2,603,000	927
Net interest income	$14,071,000	1,287
Provision for loan and lease losses	$507,000	1,134
Total noninterest income	$2,210,000	1,625
Gross Fiduciary activities income	$10,000	939
Service charges on deposit accounts	$474,000	1,697
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,726,000	1,413
Total noninterest expense	$9,146,000	1,615
Salaries and employee benefits	$5,336,000	1,563
Premises and equipment expense	$1,161,000	1,483
Additional noninterest expense	$2,649,000	1,693
Pre-tax net operating income	$6,628,000	1,107
Securities gains (losses)	$182,000	390
Applicable income taxes	$1,680,000	1,029
Income before extraordinary items	$5,130,000	1,135
Extraordinary gains, net	$0	9
Net income	$5,130,000	1,135
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,130,000	1,135
Net charge-offs	$-299,000	5,570
Cash dividends	$2,583,000	862
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$4,993,500	1,140
2017-06-30 (YTD Data)		Rank
Total interest income	$10,965,000	1,244
Total interest expense	$1,697,000	927
Net interest income	$9,268,000	1,300
Provision for loan and lease losses	$336,000	1,108
Total noninterest income	$1,447,000	1,637
Gross Fiduciary activities income	$10,000	914
Service charges on deposit accounts	$310,000	1,719
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,127,000	1,433
Total noninterest expense	$6,023,000	1,636
Salaries and employee benefits	$3,578,000	1,560
Premises and equipment expense	$784,000	1,464
Additional noninterest expense	$1,661,000	1,769
Pre-tax net operating income	$4,356,000	1,111
Securities gains (losses)	$104,000	428
Applicable income taxes	$1,156,000	1,003
Income before extraordinary items	$3,304,000	1,151
Extraordinary gains, net	$0	11
Net income	$3,304,000	1,151
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,304,000	1,151
Net charge-offs	$-260,000	5,633
Cash dividends	$1,291,000	1,086
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,227,040	1,157
2017-03-31 (YTD Data)		Rank
Total interest income	$5,325,000	1,264
Total interest expense	$806,000	953
Net interest income	$4,519,000	1,311
Provision for loan and lease losses	$161,000	1,073
Total noninterest income	$713,000	1,640
Gross Fiduciary activities income	$2,000	961
Service charges on deposit accounts	$150,000	1,759
Trading account gains and fees	NA	NA
Additional Noninterest Income	$561,000	1,427
Total noninterest expense	$3,010,000	1,647
Salaries and employee benefits	$1,802,000	1,562
Premises and equipment expense	$403,000	1,440
Additional noninterest expense	$805,000	1,833
Pre-tax net operating income	$2,061,000	1,141
Securities gains (losses)	$0	1,153
Applicable income taxes	$507,000	1,067
Income before extraordinary items	$1,554,000	1,186
Extraordinary gains, net	$0	8
Net income	$1,554,000	1,185
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,554,000	1,186
Net charge-offs	$-169,000	5,699
Cash dividends	$1,291,000	584
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,554,000	1,167
2016-12-31 (YTD Data)		Rank
Total interest income	$21,561,000	1,217
Total interest expense	$3,147,000	924
Net interest income	$18,414,000	1,259
Provision for loan and lease losses	$475,000	1,535
Total noninterest income	$3,103,000	1,602
Gross Fiduciary activities income	$20,000	958
Service charges on deposit accounts	$490,000	2,107
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,593,000	1,339
Total noninterest expense	$11,590,000	1,672
Salaries and employee benefits	$6,435,000	1,677
Premises and equipment expense	$1,513,000	1,508
Additional noninterest expense	$3,642,000	1,673
Pre-tax net operating income	$9,452,000	965
Securities gains (losses)	$1,136,000	204
Applicable income taxes	$2,961,000	789
Income before extraordinary items	$7,627,000	981
Extraordinary gains, net	$0	5
Net income	$7,627,000	980
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,627,000	980
Net charge-offs	$400,000	1,255
Cash dividends	$2,583,000	1,153
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$6,809,080	1,060
2016-09-30 (YTD Data)		Rank
Total interest income	$16,304,000	1,213
Total interest expense	$2,353,000	927
Net interest income	$13,951,000	1,252
Provision for loan and lease losses	$280,000	1,693
Total noninterest income	$2,249,000	1,643
Gross Fiduciary activities income	$14,000	946
Service charges on deposit accounts	$374,000	2,101
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,861,000	1,379
Total noninterest expense	$8,353,000	1,727
Salaries and employee benefits	$4,662,000	1,731
Premises and equipment expense	$1,070,000	1,597
Additional noninterest expense	$2,621,000	1,721
Pre-tax net operating income	$7,567,000	933
Securities gains (losses)	$979,000	209
Applicable income taxes	$2,577,000	727
Income before extraordinary items	$5,969,000	936
Extraordinary gains, net	$0	5
Net income	$5,969,000	936
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,969,000	936
Net charge-offs	$71,000	2,340
Cash dividends	$2,583,000	856
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$5,283,700	1,029
2016-06-30 (YTD Data)		Rank
Total interest income	$11,024,000	1,195
Total interest expense	$1,561,000	927
Net interest income	$9,463,000	1,230
Provision for loan and lease losses	$194,000	1,665
Total noninterest income	$1,374,000	1,730
Gross Fiduciary activities income	$11,000	948
Service charges on deposit accounts	$236,000	2,162
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,127,000	1,430
Total noninterest expense	$5,557,000	1,737
Salaries and employee benefits	$3,066,000	1,747
Premises and equipment expense	$734,000	1,559
Additional noninterest expense	$1,757,000	1,725
Pre-tax net operating income	$5,086,000	922
Securities gains (losses)	$827,000	173
Applicable income taxes	$1,776,000	707
Income before extraordinary items	$4,137,000	882
Extraordinary gains, net	$0	16
Net income	$4,137,000	881
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,137,000	881
Net charge-offs	$39,000	2,330
Cash dividends	$1,291,000	1,094
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,558,100	1,014
2016-03-31 (YTD Data)		Rank
Total interest income	$5,477,000	1,202
Total interest expense	$772,000	937
Net interest income	$4,705,000	1,238
Provision for loan and lease losses	$106,000	1,459
Total noninterest income	$604,000	1,844
Gross Fiduciary activities income	$3,000	976
Service charges on deposit accounts	$114,000	2,215
Trading account gains and fees	$0	142
Additional Noninterest Income	$487,000	1,530
Total noninterest expense	$2,787,000	1,734
Salaries and employee benefits	$1,525,000	1,762
Premises and equipment expense	$415,000	1,396
Additional noninterest expense	$847,000	1,761
Pre-tax net operating income	$2,416,000	934
Securities gains (losses)	$244,000	253
Applicable income taxes	$770,000	768
Income before extraordinary items	$1,890,000	947
Extraordinary gains, net	$0	12
Net income	$1,890,000	948
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,890,000	948
Net charge-offs	$9,000	2,377
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,716,760	1,018
2015-12-31 (YTD Data)		Rank
Total interest income	$20,781,000	1,229
Total interest expense	$2,928,000	968
Net interest income	$17,853,000	1,266
Provision for loan and lease losses	$117,000	2,932
Total noninterest income	$2,661,000	1,745
Gross Fiduciary activities income	$17,000	1,002
Service charges on deposit accounts	$534,000	2,021
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,110,000	1,468
Total noninterest expense	$10,336,000	1,831
Salaries and employee benefits	$5,766,000	1,808
Premises and equipment expense	$1,251,000	1,818
Additional noninterest expense	$3,319,000	1,818
Pre-tax net operating income	$10,061,000	890
Securities gains (losses)	$491,000	361
Applicable income taxes	$2,963,000	758
Income before extraordinary items	$7,589,000	943
Extraordinary gains, net	$0	23
Net income	$7,589,000	943
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,589,000	943
Net charge-offs	$82,000	2,839
Cash dividends	$2,583,000	1,113
Sale, conversion, retirement of capital stock, net	$27,000	664
Net operating income	$7,235,480	959
2015-09-30 (YTD Data)		Rank
Total interest income	$15,448,000	1,244
Total interest expense	$2,154,000	989
Net interest income	$13,294,000	1,287
Provision for loan and lease losses	$22,000	3,772
Total noninterest income	$1,995,000	1,762
Gross Fiduciary activities income	$17,000	959
Service charges on deposit accounts	$401,000	2,036
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,577,000	1,477
Total noninterest expense	$7,597,000	1,871
Salaries and employee benefits	$4,285,000	1,829
Premises and equipment expense	$911,000	1,882
Additional noninterest expense	$2,401,000	1,872
Pre-tax net operating income	$7,670,000	884
Securities gains (losses)	$471,000	321
Applicable income taxes	$2,260,000	759
Income before extraordinary items	$5,881,000	913
Extraordinary gains, net	$0	21
Net income	$5,881,000	913
Minority interest net income	$0	78
Net income of bank and minority interests.	$5,881,000	913
Net charge-offs	$-6,000	5,025
Cash dividends	$2,583,000	806
Sale, conversion, retirement of capital stock, net	$27,000	607
Net operating income	$5,541,880	932
2015-06-30 (YTD Data)		Rank
Total interest income	$10,166,000	1,261
Total interest expense	$1,409,000	1,018
Net interest income	$8,757,000	1,302
Provision for loan and lease losses	$16,000	3,613
Total noninterest income	$1,335,000	1,766
Gross Fiduciary activities income	$11,000	974
Service charges on deposit accounts	$255,000	2,074
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,069,000	1,481
Total noninterest expense	$5,042,000	1,891
Salaries and employee benefits	$2,861,000	1,836
Premises and equipment expense	$600,000	1,915
Additional noninterest expense	$1,581,000	1,907
Pre-tax net operating income	$5,034,000	886
Securities gains (losses)	$359,000	336
Applicable income taxes	$1,481,000	783
Income before extraordinary items	$3,912,000	913
Extraordinary gains, net	$0	22
Net income	$3,912,000	912
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,912,000	913
Net charge-offs	$-1,000	4,579
Cash dividends	$1,291,000	1,006
Sale, conversion, retirement of capital stock, net	$27,000	542
Net operating income	$3,649,930	946
2015-03-31 (YTD Data)		Rank
Total interest income	$4,945,000	1,285
Total interest expense	$687,000	1,046
Net interest income	$4,258,000	1,327
Provision for loan and lease losses	$7,000	3,380
Total noninterest income	$653,000	1,764
Gross Fiduciary activities income	$3,000	1,013
Service charges on deposit accounts	$123,000	2,124
Trading account gains and fees	$0	152
Additional Noninterest Income	$527,000	1,447
Total noninterest expense	$2,488,000	1,907
Salaries and employee benefits	$1,433,000	1,842
Premises and equipment expense	$302,000	1,924
Additional noninterest expense	$753,000	1,977
Pre-tax net operating income	$2,416,000	899
Securities gains (losses)	$403,000	198
Applicable income taxes	$837,000	708
Income before extraordinary items	$1,982,000	876
Extraordinary gains, net	$0	13
Net income	$1,982,000	876
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,982,000	876
Net charge-offs	$-1,000	4,352
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$27,000	435
Net operating income	$1,699,900	977
2014-12-31 (YTD Data)		Rank
Total interest income	$19,683,000	1,286
Total interest expense	$2,888,000	1,032
Net interest income	$16,795,000	1,332
Provision for loan and lease losses	$88,000	3,346
Total noninterest income	$2,583,000	1,753
Gross Fiduciary activities income	$15,000	1,039
Service charges on deposit accounts	$552,000	2,116
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,016,000	1,448
Total noninterest expense	$9,804,000	1,929
Salaries and employee benefits	$5,472,000	1,882
Premises and equipment expense	$1,156,000	1,985
Additional noninterest expense	$3,176,000	1,936
Pre-tax net operating income	$9,486,000	878
Securities gains (losses)	$17,000	2,414
Applicable income taxes	$2,820,000	760
Income before extraordinary items	$6,683,000	1,000
Extraordinary gains, net	$0	17
Net income	$6,683,000	999
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,683,000	999
Net charge-offs	$78,000	3,413
Cash dividends	$2,459,000	1,095
Sale, conversion, retirement of capital stock, net	$-8,000	6,398
Net operating income	$6,671,100	969
2014-09-30 (YTD Data)		Rank
Total interest income	$14,688,000	1,299
Total interest expense	$2,119,000	1,067
Net interest income	$12,569,000	1,334
Provision for loan and lease losses	$26,000	3,821
Total noninterest income	$1,883,000	1,808
Gross Fiduciary activities income	$11,000	1,026
Service charges on deposit accounts	$420,000	2,085
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,452,000	1,491
Total noninterest expense	$7,359,000	1,932
Salaries and employee benefits	$4,082,000	1,897
Premises and equipment expense	$865,000	2,004
Additional noninterest expense	$2,412,000	1,905
Pre-tax net operating income	$7,067,000	894
Securities gains (losses)	$-44,000	6,340
Applicable income taxes	$2,093,000	773
Income before extraordinary items	$4,930,000	1,013
Extraordinary gains, net	$0	15
Net income	$4,930,000	1,013
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,930,000	1,013
Net charge-offs	$55,000	3,187
Cash dividends	$1,229,000	1,334
Sale, conversion, retirement of capital stock, net	$-8,000	6,497
Net operating income	$4,960,800	985
2014-06-30 (YTD Data)		Rank
Total interest income	$9,902,000	1,272
Total interest expense	$1,384,000	1,090
Net interest income	$8,518,000	1,304
Provision for loan and lease losses	$23,000	3,581
Total noninterest income	$1,279,000	1,746
Gross Fiduciary activities income	$11,000	995
Service charges on deposit accounts	$272,000	2,114
Trading account gains and fees	$0	172
Additional Noninterest Income	$996,000	1,452
Total noninterest expense	$4,919,000	1,924
Salaries and employee benefits	$2,710,000	1,899
Premises and equipment expense	$561,000	2,065
Additional noninterest expense	$1,648,000	1,861
Pre-tax net operating income	$4,855,000	834
Securities gains (losses)	$3,000	2,288
Applicable income taxes	$1,457,000	730
Income before extraordinary items	$3,401,000	959
Extraordinary gains, net	$0	20
Net income	$3,401,000	960
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,401,000	960
Net charge-offs	$6,000	3,908
Cash dividends	$1,229,000	988
Sale, conversion, retirement of capital stock, net	$-8,000	6,582
Net operating income	$3,398,900	941
2014-03-31 (YTD Data)		Rank
Total interest income	$5,016,000	1,268
Total interest expense	$699,000	1,087
Net interest income	$4,317,000	1,287
Provision for loan and lease losses	$9,000	3,423
Total noninterest income	$617,000	1,767
Gross Fiduciary activities income	$3,000	1,038
Service charges on deposit accounts	$130,000	2,181
Trading account gains and fees	$0	147
Additional Noninterest Income	$484,000	1,450
Total noninterest expense	$2,550,000	1,855
Salaries and employee benefits	$1,370,000	1,894
Premises and equipment expense	$295,000	2,013
Additional noninterest expense	$885,000	1,726
Pre-tax net operating income	$2,375,000	834
Securities gains (losses)	$0	1,715
Applicable income taxes	$726,000	710
Income before extraordinary items	$1,649,000	948
Extraordinary gains, net	$0	16
Net income	$1,649,000	948
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,649,000	949
Net charge-offs	$-3,000	5,214
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$-8,000	6,681
Net operating income	$1,649,000	930
2013-12-31 (YTD Data)		Rank
Total interest income	$14,882,000	1,675
Total interest expense	$2,494,000	1,361
Net interest income	$12,388,000	1,738
Provision for loan and lease losses	$0	5,091
Total noninterest income	$2,212,000	2,011
Gross Fiduciary activities income	$11,000	1,101
Service charges on deposit accounts	$563,000	2,179
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,638,000	1,749
Total noninterest expense	$8,182,000	2,288
Salaries and employee benefits	$4,739,000	2,159
Premises and equipment expense	$921,000	2,417
Additional noninterest expense	$2,522,000	2,444
Pre-tax net operating income	$6,418,000	1,151
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,985,000	907
Income before extraordinary items	$4,433,000	1,360
Extraordinary gains, net	$0	29
Net income	$4,433,000	1,362
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,433,000	1,363
Net charge-offs	$54,000	4,289
Cash dividends	$1,326,000	1,594
Sale, conversion, retirement of capital stock, net	$-84,000	6,734
Net operating income	$4,433,000	1,338
2013-09-30 (YTD Data)		Rank
Total interest income	$11,109,000	1,691
Total interest expense	$1,870,000	1,409
Net interest income	$9,239,000	1,747
Provision for loan and lease losses	$0	4,941
Total noninterest income	$1,812,000	1,927
Gross Fiduciary activities income	$11,000	1,058
Service charges on deposit accounts	$414,000	2,217
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,387,000	1,643
Total noninterest expense	$6,103,000	2,314
Salaries and employee benefits	$3,578,000	2,137
Premises and equipment expense	$660,000	2,538
Additional noninterest expense	$1,865,000	2,456
Pre-tax net operating income	$4,948,000	1,154
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,557,000	900
Income before extraordinary items	$3,391,000	1,338
Extraordinary gains, net	$0	25
Net income	$3,391,000	1,340
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,391,000	1,340
Net charge-offs	$6,000	4,860
Cash dividends	$884,000	1,579
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,391,000	1,315
2013-06-30 (YTD Data)		Rank
Total interest income	$7,437,000	1,682
Total interest expense	$1,284,000	1,391
Net interest income	$6,153,000	1,735
Provision for loan and lease losses	$0	4,788
Total noninterest income	$1,244,000	1,920
Gross Fiduciary activities income	$11,000	1,019
Service charges on deposit accounts	$268,000	2,242
Trading account gains and fees	$0	157
Additional Noninterest Income	$965,000	1,618
Total noninterest expense	$4,121,000	2,300
Salaries and employee benefits	$2,401,000	2,139
Premises and equipment expense	$449,000	2,488
Additional noninterest expense	$1,271,000	2,403
Pre-tax net operating income	$3,276,000	1,137
Securities gains (losses)	$0	2,791
Applicable income taxes	$1,028,000	916
Income before extraordinary items	$2,248,000	1,350
Extraordinary gains, net	$0	22
Net income	$2,248,000	1,352
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,248,000	1,352
Net charge-offs	$-4,000	5,877
Cash dividends	$884,000	1,196
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,248,000	1,292
2013-03-31 (YTD Data)		Rank
Total interest income	$3,725,000	1,691
Total interest expense	$654,000	1,421
Net interest income	$3,071,000	1,752
Provision for loan and lease losses	$0	4,409
Total noninterest income	$637,000	1,877
Gross Fiduciary activities income	$3,000	1,052
Service charges on deposit accounts	$130,000	2,279
Trading account gains and fees	$0	148
Additional Noninterest Income	$504,000	1,569
Total noninterest expense	$2,074,000	2,292
Salaries and employee benefits	$1,205,000	2,138
Premises and equipment expense	$227,000	2,497
Additional noninterest expense	$642,000	2,394
Pre-tax net operating income	$1,634,000	1,121
Securities gains (losses)	$0	1,966
Applicable income taxes	$512,000	893
Income before extraordinary items	$1,122,000	1,333
Extraordinary gains, net	$0	10
Net income	$1,122,000	1,336
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,122,000	1,335
Net charge-offs	$-13,000	6,296
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,122,000	1,276
2012-12-31 (YTD Data)		Rank
Total interest income	$15,809,000	1,678
Total interest expense	$2,918,000	1,519
Net interest income	$12,891,000	1,711
Provision for loan and lease losses	$300,000	3,343
Total noninterest income	$3,021,000	1,631
Gross Fiduciary activities income	$14,000	1,095
Service charges on deposit accounts	$593,000	2,176
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,414,000	1,369
Total noninterest expense	$7,930,000	2,391
Salaries and employee benefits	$4,628,000	2,159
Premises and equipment expense	$886,000	2,521
Additional noninterest expense	$2,416,000	2,638
Pre-tax net operating income	$7,682,000	925
Securities gains (losses)	$36,000	2,920
Applicable income taxes	$2,451,000	736
Income before extraordinary items	$5,267,000	1,117
Extraordinary gains, net	$0	29
Net income	$5,267,000	1,118
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,267,000	1,118
Net charge-offs	$101,000	4,418
Cash dividends	$2,652,000	969
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,242,520	1,072
2012-09-30 (YTD Data)		Rank
Total interest income	$11,991,000	1,686
Total interest expense	$2,170,000	1,607
Net interest income	$9,821,000	1,708
Provision for loan and lease losses	$225,000	3,327
Total noninterest income	$2,047,000	1,760
Gross Fiduciary activities income	$14,000	1,053
Service charges on deposit accounts	$444,000	2,202
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,589,000	1,466
Total noninterest expense	$5,956,000	2,385
Salaries and employee benefits	$3,472,000	2,146
Premises and equipment expense	$686,000	2,473
Additional noninterest expense	$1,798,000	2,675
Pre-tax net operating income	$5,687,000	954
Securities gains (losses)	$36,000	2,615
Applicable income taxes	$1,845,000	763
Income before extraordinary items	$3,878,000	1,162
Extraordinary gains, net	$0	20
Net income	$3,878,000	1,163
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,878,000	1,163
Net charge-offs	$50,000	4,507
Cash dividends	$1,768,000	880
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,853,520	1,104
2012-06-30 (YTD Data)		Rank
Total interest income	$8,051,000	1,690
Total interest expense	$1,464,000	1,641
Net interest income	$6,587,000	1,690
Provision for loan and lease losses	$150,000	3,329
Total noninterest income	$1,339,000	1,769
Gross Fiduciary activities income	$14,000	1,020
Service charges on deposit accounts	$283,000	2,259
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,042,000	1,473
Total noninterest expense	$4,012,000	2,356
Salaries and employee benefits	$2,328,000	2,132
Premises and equipment expense	$462,000	2,464
Additional noninterest expense	$1,222,000	2,637
Pre-tax net operating income	$3,764,000	953
Securities gains (losses)	$36,000	2,248
Applicable income taxes	$1,228,000	752
Income before extraordinary items	$2,572,000	1,173
Extraordinary gains, net	$0	19
Net income	$2,572,000	1,172
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,572,000	1,172
Net charge-offs	$0	5,507
Cash dividends	$884,000	1,080
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,547,520	1,106
2012-03-31 (YTD Data)		Rank
Total interest income	$4,033,000	1,699
Total interest expense	$736,000	1,697
Net interest income	$3,297,000	1,680
Provision for loan and lease losses	$75,000	3,178
Total noninterest income	$737,000	1,619
Gross Fiduciary activities income	$5,000	1,038
Service charges on deposit accounts	$135,000	2,328
Trading account gains and fees	$0	148
Additional Noninterest Income	$597,000	1,330
Total noninterest expense	$2,021,000	2,341
Salaries and employee benefits	$1,164,000	2,147
Premises and equipment expense	$231,000	2,477
Additional noninterest expense	$626,000	2,557
Pre-tax net operating income	$1,938,000	917
Securities gains (losses)	$36,000	1,371
Applicable income taxes	$642,000	711
Income before extraordinary items	$1,332,000	1,111
Extraordinary gains, net	$0	19
Net income	$1,332,000	1,113
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,332,000	1,112
Net charge-offs	$-9,000	6,608
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,307,880	1,065
2011-12-31 (YTD Data)		Rank
Total interest income	$15,991,000	1,762
Total interest expense	$3,137,000	1,885
Net interest income	$12,854,000	1,749
Provision for loan and lease losses	$300,000	4,096
Total noninterest income	$2,370,000	1,786
Gross Fiduciary activities income	$15,000	1,060
Service charges on deposit accounts	$623,000	2,177
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,732,000	1,497
Total noninterest expense	$7,561,000	2,493
Salaries and employee benefits	$4,571,000	2,118
Premises and equipment expense	$884,000	2,676
Additional noninterest expense	$2,106,000	2,995
Pre-tax net operating income	$7,363,000	823
Securities gains (losses)	$0	3,838
Applicable income taxes	$2,346,000	695
Income before extraordinary items	$5,017,000	1,003
Extraordinary gains, net	$0	29
Net income	$5,017,000	1,003
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,017,000	1,003
Net charge-offs	$505,000	3,151
Cash dividends	$1,326,000	1,341
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$5,017,000	963
2011-09-30 (YTD Data)		Rank
Total interest income	$12,022,000	1,779
Total interest expense	$2,373,000	1,942
Net interest income	$9,649,000	1,744
Provision for loan and lease losses	$225,000	3,970
Total noninterest income	$1,667,000	1,853
Gross Fiduciary activities income	$14,000	1,016
Service charges on deposit accounts	$463,000	2,200
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,190,000	1,558
Total noninterest expense	$5,555,000	2,537
Salaries and employee benefits	$3,348,000	2,173
Premises and equipment expense	$668,000	2,693
Additional noninterest expense	$1,539,000	3,082
Pre-tax net operating income	$5,536,000	841
Securities gains (losses)	$1,000	3,451
Applicable income taxes	$1,790,000	689
Income before extraordinary items	$3,747,000	1,031
Extraordinary gains, net	$0	21
Net income	$3,747,000	1,029
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,747,000	1,031
Net charge-offs	$-1,000	6,695
Cash dividends	$442,000	1,937
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,746,320	981
2011-06-30 (YTD Data)		Rank
Total interest income	$8,045,000	1,788
Total interest expense	$1,652,000	1,938
Net interest income	$6,393,000	1,749
Provision for loan and lease losses	$150,000	3,873
Total noninterest income	$1,059,000	1,910
Gross Fiduciary activities income	$12,000	995
Service charges on deposit accounts	$288,000	2,295
Trading account gains and fees	$0	153
Additional Noninterest Income	$759,000	1,617
Total noninterest expense	$3,745,000	2,536
Salaries and employee benefits	$2,247,000	2,174
Premises and equipment expense	$432,000	2,766
Additional noninterest expense	$1,066,000	3,038
Pre-tax net operating income	$3,557,000	848
Securities gains (losses)	$1,000	2,791
Applicable income taxes	$1,141,000	683
Income before extraordinary items	$2,417,000	1,029
Extraordinary gains, net	$0	15
Net income	$2,417,000	1,027
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,417,000	1,029
Net charge-offs	$-33,000	7,253
Cash dividends	$442,000	1,525
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,416,320	994
2011-03-31 (YTD Data)		Rank
Total interest income	$4,021,000	1,795
Total interest expense	$849,000	1,950
Net interest income	$3,172,000	1,763
Provision for loan and lease losses	$75,000	3,668
Total noninterest income	$479,000	2,061
Gross Fiduciary activities income	$6,000	985
Service charges on deposit accounts	$124,000	2,555
Trading account gains and fees	$0	158
Additional Noninterest Income	$349,000	1,735
Total noninterest expense	$1,922,000	2,498
Salaries and employee benefits	$1,128,000	2,182
Premises and equipment expense	$219,000	2,781
Additional noninterest expense	$575,000	2,813
Pre-tax net operating income	$1,654,000	918
Securities gains (losses)	$0	1,772
Applicable income taxes	$523,000	719
Income before extraordinary items	$1,131,000	1,082
Extraordinary gains, net	$0	9
Net income	$1,131,000	1,081
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,131,000	1,082
Net charge-offs	$-3,000	6,584
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,131,000	1,049
2010-12-31 (YTD Data)		Rank
Total interest income	$15,786,000	1,921
Total interest expense	$3,987,000	2,003
Net interest income	$11,799,000	1,865
Provision for loan and lease losses	$600,000	3,834
Total noninterest income	$2,579,000	1,717
Gross Fiduciary activities income	$16,000	1,090
Service charges on deposit accounts	$574,000	2,378
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,989,000	1,411
Total noninterest expense	$7,535,000	2,573
Salaries and employee benefits	$4,443,000	2,185
Premises and equipment expense	$882,000	2,749
Additional noninterest expense	$2,210,000	2,969
Pre-tax net operating income	$6,243,000	847
Securities gains (losses)	$1,000	3,687
Applicable income taxes	$1,930,000	755
Income before extraordinary items	$4,314,000	1,004
Extraordinary gains, net	$0	29
Net income	$4,314,000	1,006
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,314,000	1,007
Net charge-offs	$196,000	4,790
Cash dividends	$3,537,000	467
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$4,313,310	966
2010-09-30 (YTD Data)		Rank
Total interest income	$11,933,000	1,943
Total interest expense	$3,042,000	2,054
Net interest income	$8,891,000	1,885
Provision for loan and lease losses	$525,000	3,464
Total noninterest income	$1,730,000	1,890
Gross Fiduciary activities income	$14,000	1,054
Service charges on deposit accounts	$426,000	2,461
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,290,000	1,508
Total noninterest expense	$5,647,000	2,569
Salaries and employee benefits	$3,247,000	2,237
Premises and equipment expense	$702,000	2,647
Additional noninterest expense	$1,698,000	2,854
Pre-tax net operating income	$4,449,000	928
Securities gains (losses)	$1,000	3,533
Applicable income taxes	$1,382,000	793
Income before extraordinary items	$3,068,000	1,107
Extraordinary gains, net	$0	23
Net income	$3,068,000	1,110
Minority interest net income	$0	110
Net income of bank and minority interests.	$3,068,000	1,110
Net charge-offs	$152,000	4,491
Cash dividends	$442,000	1,926
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,067,310	1,067
2010-06-30 (YTD Data)		Rank
Total interest income	$7,899,000	1,972
Total interest expense	$2,077,000	2,083
Net interest income	$5,822,000	1,914
Provision for loan and lease losses	$450,000	2,998
Total noninterest income	$980,000	2,083
Gross Fiduciary activities income	$6,000	1,117
Service charges on deposit accounts	$274,000	2,536
Trading account gains and fees	$0	152
Additional Noninterest Income	$700,000	1,674
Total noninterest expense	$3,854,000	2,508
Salaries and employee benefits	$2,185,000	2,232
Premises and equipment expense	$472,000	2,635
Additional noninterest expense	$1,197,000	2,726
Pre-tax net operating income	$2,498,000	1,071
Securities gains (losses)	$-4,000	7,247
Applicable income taxes	$744,000	887
Income before extraordinary items	$1,750,000	1,269
Extraordinary gains, net	$0	19
Net income	$1,750,000	1,270
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,750,000	1,270
Net charge-offs	$159,000	3,769
Cash dividends	$442,000	1,475
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,752,800	1,220
2010-03-31 (YTD Data)		Rank
Total interest income	$3,935,000	2,035
Total interest expense	$1,066,000	2,139
Net interest income	$2,869,000	1,972
Provision for loan and lease losses	$225,000	2,809
Total noninterest income	$457,000	2,171
Gross Fiduciary activities income	$3,000	1,105
Service charges on deposit accounts	$129,000	2,648
Trading account gains and fees	$0	175
Additional Noninterest Income	$325,000	1,746
Total noninterest expense	$1,940,000	2,515
Salaries and employee benefits	$1,111,000	2,224
Premises and equipment expense	$233,000	2,744
Additional noninterest expense	$596,000	2,724
Pre-tax net operating income	$1,161,000	1,137
Securities gains (losses)	$1,000	2,151
Applicable income taxes	$345,000	930
Income before extraordinary items	$817,000	1,345
Extraordinary gains, net	$0	16
Net income	$817,000	1,348
Minority interest net income	$0	91
Net income of bank and minority interests.	$817,000	1,347
Net charge-offs	$-7,000	7,395
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$816,300	1,302
2009-12-31 (YTD Data)		Rank
Total interest income	$15,858,000	2,132
Total interest expense	$4,947,000	2,283
Net interest income	$10,911,000	2,013
Provision for loan and lease losses	$1,100,000	3,352
Total noninterest income	$2,398,000	1,886
Gross Fiduciary activities income	$15,000	1,124
Service charges on deposit accounts	$618,000	2,491
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,765,000	1,497
Total noninterest expense	$7,684,000	2,568
Salaries and employee benefits	$4,295,000	2,288
Premises and equipment expense	$884,000	2,863
Additional noninterest expense	$2,505,000	2,731
Pre-tax net operating income	$4,525,000	923
Securities gains (losses)	$-3,000	6,914
Applicable income taxes	$1,252,000	824
Income before extraordinary items	$3,270,000	1,030
Extraordinary gains, net	$0	34
Net income	$3,270,000	1,027
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,270,000	1,029
Net charge-offs	$393,000	4,121
Cash dividends	$884,000	1,795
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,272,160	1,030
2009-09-30 (YTD Data)		Rank
Total interest income	$11,910,000	2,167
Total interest expense	$3,754,000	2,350
Net interest income	$8,156,000	2,017
Provision for loan and lease losses	$500,000	3,787
Total noninterest income	$1,821,000	1,907
Gross Fiduciary activities income	$12,000	1,096
Service charges on deposit accounts	$449,000	2,554
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,360,000	1,490
Total noninterest expense	$5,841,000	2,532
Salaries and employee benefits	$3,208,000	2,318
Premises and equipment expense	$669,000	2,880
Additional noninterest expense	$1,964,000	2,614
Pre-tax net operating income	$3,636,000	918
Securities gains (losses)	$-3,000	7,144
Applicable income taxes	$1,083,000	796
Income before extraordinary items	$2,550,000	1,072
Extraordinary gains, net	$0	27
Net income	$2,550,000	1,071
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,550,000	1,072
Net charge-offs	$227,000	4,110
Cash dividends	$442,000	2,158
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,552,100	1,053
2009-06-30 (YTD Data)		Rank
Total interest income	$7,922,000	2,207
Total interest expense	$2,541,000	2,413
Net interest income	$5,381,000	2,035
Provision for loan and lease losses	$225,000	4,165
Total noninterest income	$1,361,000	1,765
Gross Fiduciary activities income	$10,000	1,074
Service charges on deposit accounts	$286,000	2,609
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,065,000	1,369
Total noninterest expense	$3,883,000	2,567
Salaries and employee benefits	$2,152,000	2,350
Premises and equipment expense	$465,000	2,819
Additional noninterest expense	$1,266,000	2,705
Pre-tax net operating income	$2,634,000	867
Securities gains (losses)	$-1,000	7,343
Applicable income taxes	$800,000	751
Income before extraordinary items	$1,833,000	1,040
Extraordinary gains, net	$0	21
Net income	$1,833,000	1,039
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,833,000	1,040
Net charge-offs	$179,000	3,568
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,833,700	1,008
2009-03-31 (YTD Data)		Rank
Total interest income	$3,959,000	2,227
Total interest expense	$1,295,000	2,455
Net interest income	$2,664,000	2,054
Provision for loan and lease losses	$60,000	4,614
Total noninterest income	$721,000	1,666
Gross Fiduciary activities income	$3,000	1,122
Service charges on deposit accounts	$139,000	2,617
Trading account gains and fees	$0	171
Additional Noninterest Income	$579,000	1,266
Total noninterest expense	$1,922,000	2,516
Salaries and employee benefits	$1,087,000	2,361
Premises and equipment expense	$242,000	2,750
Additional noninterest expense	$593,000	2,590
Pre-tax net operating income	$1,403,000	908
Securities gains (losses)	$0	2,434
Applicable income taxes	$434,000	768
Income before extraordinary items	$969,000	1,123
Extraordinary gains, net	$0	15
Net income	$969,000	1,126
Minority interest net income	$0	102
Net income of bank and minority interests.	$969,000	1,125
Net charge-offs	$177,000	2,247
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$969,000	1,040
2008-12-31 (YTD Data)		Rank
Total interest income	$16,204,000	2,309
Total interest expense	$6,637,000	2,298
Net interest income	$9,567,000	2,302
Provision for loan and lease losses	$280,000	4,739
Total noninterest income	$2,372,000	1,887
Gross Fiduciary activities income	$15,000	1,152
Service charges on deposit accounts	$676,000	2,412
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,681,000	1,478
Total noninterest expense	$7,145,000	2,633
Salaries and employee benefits	$4,007,000	2,504
Premises and equipment expense	$956,000	2,736
Additional noninterest expense	$2,182,000	2,640
Pre-tax net operating income	$4,514,000	1,209
Securities gains (losses)	$-4,000	6,940
Applicable income taxes	$1,336,000	950
Income before extraordinary items	$3,174,000	1,285
Extraordinary gains, net	$0	39
Net income	$3,174,000	1,286
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	4,882
Cash dividends	$1,768,000	1,508
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,176,800	1,382
2008-09-30 (YTD Data)		Rank
Total interest income	$12,133,000	2,359
Total interest expense	$5,178,000	2,304
Net interest income	$6,955,000	2,378
Provision for loan and lease losses	$20,000	6,492
Total noninterest income	$1,625,000	2,085
Gross Fiduciary activities income	$14,000	1,102
Service charges on deposit accounts	$520,000	2,378
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,091,000	1,698
Total noninterest expense	$5,124,000	2,721
Salaries and employee benefits	$2,921,000	2,601
Premises and equipment expense	$662,000	2,939
Additional noninterest expense	$1,541,000	2,714
Pre-tax net operating income	$3,436,000	1,425
Securities gains (losses)	$-4,000	7,251
Applicable income taxes	$1,071,000	1,093
Income before extraordinary items	$2,361,000	1,535
Extraordinary gains, net	$0	31
Net income	$2,361,000	1,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,694
Cash dividends	$442,000	2,925
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,363,760	1,620
2008-06-30 (YTD Data)		Rank
Total interest income	$8,139,000	2,386
Total interest expense	$3,598,000	2,324
Net interest income	$4,541,000	2,406
Provision for loan and lease losses	$0	6,671
Total noninterest income	$991,000	2,243
Gross Fiduciary activities income	$11,000	1,103
Service charges on deposit accounts	$342,000	2,390
Trading account gains and fees	$0	149
Additional Noninterest Income	$638,000	1,922
Total noninterest expense	$3,379,000	2,754
Salaries and employee benefits	$1,937,000	2,643
Premises and equipment expense	$429,000	3,022
Additional noninterest expense	$1,013,000	2,711
Pre-tax net operating income	$2,153,000	1,582
Securities gains (losses)	$-5,000	8,053
Applicable income taxes	$665,000	1,282
Income before extraordinary items	$1,483,000	1,823
Extraordinary gains, net	$0	21
Net income	$1,483,000	1,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$159,000	2,486
Cash dividends	$442,000	2,458
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,486,450	1,788
2008-03-31 (YTD Data)		Rank
Total interest income	$4,160,000	2,402
Total interest expense	$1,911,000	2,327
Net interest income	$2,249,000	2,437
Provision for loan and lease losses	$0	6,080
Total noninterest income	$472,000	2,314
Gross Fiduciary activities income	$6,000	1,090
Service charges on deposit accounts	$155,000	2,548
Trading account gains and fees	$0	158
Additional Noninterest Income	$311,000	1,927
Total noninterest expense	$1,676,000	2,770
Salaries and employee benefits	$975,000	2,644
Premises and equipment expense	$207,000	3,130
Additional noninterest expense	$494,000	2,753
Pre-tax net operating income	$1,045,000	1,718
Securities gains (losses)	$0	2,688
Applicable income taxes	$362,000	1,276
Income before extraordinary items	$683,000	2,076
Extraordinary gains, net	$0	15
Net income	$683,000	2,079
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	1,940
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$683,000	2,009
2007-12-31 (YTD Data)		Rank
Total interest income	$17,865,000	2,304
Total interest expense	$9,115,000	2,091
Net interest income	$8,750,000	2,522
Provision for loan and lease losses	$525,000	2,254
Total noninterest income	$1,828,000	2,356
Gross Fiduciary activities income	$17,000	1,174
Service charges on deposit accounts	$656,000	2,504
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,155,000	2,021
Total noninterest expense	$6,602,000	2,721
Salaries and employee benefits	$3,772,000	2,628
Premises and equipment expense	$933,000	2,720
Additional noninterest expense	$1,897,000	2,795
Pre-tax net operating income	$3,451,000	2,225
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,021,000	1,838
Income before extraordinary items	$2,430,000	2,441
Extraordinary gains, net	$0	39
Net income	$2,430,000	2,440
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	3,354
Cash dividends	$884,000	2,838
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,430,000	2,432
2007-09-30 (YTD Data)		Rank
Total interest income	$13,460,000	2,305
Total interest expense	$6,885,000	2,076
Net interest income	$6,575,000	2,529
Provision for loan and lease losses	$450,000	1,697
Total noninterest income	$1,304,000	2,438
Gross Fiduciary activities income	$15,000	1,124
Service charges on deposit accounts	$492,000	2,473
Trading account gains and fees	$0	184
Additional Noninterest Income	$797,000	2,129
Total noninterest expense	$4,855,000	2,733
Salaries and employee benefits	$2,842,000	2,604
Premises and equipment expense	$651,000	2,866
Additional noninterest expense	$1,362,000	2,845
Pre-tax net operating income	$2,574,000	2,384
Securities gains (losses)	$-4,000	7,564
Applicable income taxes	$763,000	1,963
Income before extraordinary items	$1,807,000	2,583
Extraordinary gains, net	$0	33
Net income	$1,807,000	2,581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,682
Cash dividends	$442,000	3,121
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,809,800	2,561
2007-06-30 (YTD Data)		Rank
Total interest income	$8,894,000	2,339
Total interest expense	$4,575,000	2,081
Net interest income	$4,319,000	2,586
Provision for loan and lease losses	$300,000	1,528
Total noninterest income	$881,000	2,425
Gross Fiduciary activities income	$14,000	1,091
Service charges on deposit accounts	$324,000	2,498
Trading account gains and fees	$0	168
Additional Noninterest Income	$543,000	2,128
Total noninterest expense	$3,298,000	2,738
Salaries and employee benefits	$1,927,000	2,599
Premises and equipment expense	$438,000	2,877
Additional noninterest expense	$933,000	2,776
Pre-tax net operating income	$1,602,000	2,570
Securities gains (losses)	$-4,000	7,813
Applicable income taxes	$477,000	2,136
Income before extraordinary items	$1,121,000	2,795
Extraordinary gains, net	$0	29
Net income	$1,121,000	2,794
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	3,680
Cash dividends	$442,000	2,628
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,123,800	2,769
2007-03-31 (YTD Data)		Rank
Total interest income	$4,376,000	2,377
Total interest expense	$2,224,000	2,128
Net interest income	$2,152,000	2,590
Provision for loan and lease losses	$150,000	1,427
Total noninterest income	$422,000	2,463
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$157,000	2,508
Trading account gains and fees	$0	195
Additional Noninterest Income	$265,000	2,135
Total noninterest expense	$1,690,000	2,688
Salaries and employee benefits	$971,000	2,606
Premises and equipment expense	$230,000	2,784
Additional noninterest expense	$489,000	2,667
Pre-tax net operating income	$734,000	2,712
Securities gains (losses)	$-4,000	8,145
Applicable income taxes	$203,000	2,380
Income before extraordinary items	$527,000	2,894
Extraordinary gains, net	$0	22
Net income	$527,000	2,894
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	2,158
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$529,880	2,874
2006-12-31 (YTD Data)		Rank
Total interest income	$16,185,000	2,398
Total interest expense	$7,907,000	2,069
Net interest income	$8,278,000	2,682
Provision for loan and lease losses	$600,000	1,606
Total noninterest income	$1,678,000	2,500
Gross Fiduciary activities income	$11,000	1,257
Service charges on deposit accounts	$690,000	2,400
Trading account gains and fees	$0	130
Additional Noninterest Income	$977,000	2,263
Total noninterest expense	$6,516,000	2,686
Salaries and employee benefits	$3,740,000	2,594
Premises and equipment expense	$896,000	2,725
Additional noninterest expense	$1,880,000	2,714
Pre-tax net operating income	$2,840,000	2,876
Securities gains (losses)	$-205,000	8,381
Applicable income taxes	$685,000	2,702
Income before extraordinary items	$1,950,000	3,156
Extraordinary gains, net	$0	51
Net income	$1,950,000	3,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$564,000	1,066
Cash dividends	$796,000	2,987
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,101,700	2,990
2006-09-30 (YTD Data)		Rank
Total interest income	$11,854,000	2,433
Total interest expense	$5,666,000	2,090
Net interest income	$6,188,000	2,716
Provision for loan and lease losses	$450,000	1,514
Total noninterest income	$1,227,000	2,565
Gross Fiduciary activities income	$10,000	1,209
Service charges on deposit accounts	$532,000	2,356
Trading account gains and fees	$0	126
Additional Noninterest Income	$685,000	2,349
Total noninterest expense	$4,944,000	2,652
Salaries and employee benefits	$2,880,000	2,528
Premises and equipment expense	$660,000	2,778
Additional noninterest expense	$1,404,000	2,709
Pre-tax net operating income	$2,021,000	3,076
Securities gains (losses)	$-205,000	8,537
Applicable income taxes	$462,000	2,964
Income before extraordinary items	$1,354,000	3,426
Extraordinary gains, net	$0	45
Net income	$1,354,000	3,428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,785
Cash dividends	$442,000	3,132
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,507,750	3,190
2006-06-30 (YTD Data)		Rank
Total interest income	$7,735,000	2,441
Total interest expense	$3,611,000	2,077
Net interest income	$4,124,000	2,723
Provision for loan and lease losses	$300,000	1,464
Total noninterest income	$807,000	2,576
Gross Fiduciary activities income	$8,000	1,202
Service charges on deposit accounts	$354,000	2,330
Trading account gains and fees	$0	126
Additional Noninterest Income	$445,000	2,384
Total noninterest expense	$3,305,000	2,654
Salaries and employee benefits	$1,900,000	2,549
Premises and equipment expense	$444,000	2,751
Additional noninterest expense	$961,000	2,661
Pre-tax net operating income	$1,326,000	3,143
Securities gains (losses)	$-71,000	8,454
Applicable income taxes	$317,000	2,966
Income before extraordinary items	$938,000	3,356
Extraordinary gains, net	$0	39
Net income	$938,000	3,359
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,835
Cash dividends	$442,000	2,559
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$991,250	3,229
2006-03-31 (YTD Data)		Rank
Total interest income	$3,824,000	2,418
Total interest expense	$1,727,000	2,067
Net interest income	$2,097,000	2,682
Provision for loan and lease losses	$150,000	1,421
Total noninterest income	$374,000	2,664
Gross Fiduciary activities income	$1,000	1,305
Service charges on deposit accounts	$171,000	2,326
Trading account gains and fees	$0	115
Additional Noninterest Income	$202,000	2,477
Total noninterest expense	$1,639,000	2,678
Salaries and employee benefits	$951,000	2,556
Premises and equipment expense	$225,000	2,718
Additional noninterest expense	$463,000	2,734
Pre-tax net operating income	$682,000	3,022
Securities gains (losses)	$-4,000	8,056
Applicable income taxes	$173,000	2,816
Income before extraordinary items	$505,000	3,135
Extraordinary gains, net	$0	21
Net income	$505,000	3,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	8,005
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$507,960	3,098
2005-12-31 (YTD Data)		Rank
Total interest income	$13,824,000	2,389
Total interest expense	$5,639,000	1,996
Net interest income	$8,185,000	2,641
Provision for loan and lease losses	$285,000	2,944
Total noninterest income	$1,545,000	2,638
Gross Fiduciary activities income	$12,000	1,271
Service charges on deposit accounts	$695,000	2,364
Trading account gains and fees	$0	138
Additional Noninterest Income	$838,000	2,463
Total noninterest expense	$6,379,000	2,600
Salaries and employee benefits	$3,545,000	2,570
Premises and equipment expense	$947,000	2,483
Additional noninterest expense	$1,887,000	2,632
Pre-tax net operating income	$3,066,000	2,705
Securities gains (losses)	$50,000	924
Applicable income taxes	$783,000	2,635
Income before extraordinary items	$2,333,000	2,738
Extraordinary gains, net	$0	46
Net income	$2,333,000	2,738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,330,000	549
Cash dividends	$796,000	2,857
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,295,500	2,727
2005-09-30 (YTD Data)		Rank
Total interest income	$10,208,000	2,368
Total interest expense	$4,049,000	1,970
Net interest income	$6,159,000	2,612
Provision for loan and lease losses	$135,000	3,636
Total noninterest income	$1,119,000	2,700
Gross Fiduciary activities income	$9,000	1,231
Service charges on deposit accounts	$509,000	2,407
Trading account gains and fees	$0	126
Additional Noninterest Income	$601,000	2,549
Total noninterest expense	$4,837,000	2,549
Salaries and employee benefits	$2,720,000	2,481
Premises and equipment expense	$696,000	2,523
Additional noninterest expense	$1,421,000	2,588
Pre-tax net operating income	$2,306,000	2,736
Securities gains (losses)	$50,000	878
Applicable income taxes	$644,000	2,528
Income before extraordinary items	$1,712,000	2,806
Extraordinary gains, net	$0	35
Net income	$1,712,000	2,807
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	3,450
Cash dividends	$354,000	3,288
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,675,500	2,828
2005-06-30 (YTD Data)		Rank
Total interest income	$6,732,000	2,342
Total interest expense	$2,593,000	1,927
Net interest income	$4,139,000	2,572
Provision for loan and lease losses	$35,000	5,026
Total noninterest income	$729,000	2,697
Gross Fiduciary activities income	$4,000	1,282
Service charges on deposit accounts	$317,000	2,512
Trading account gains and fees	$0	116
Additional Noninterest Income	$408,000	2,507
Total noninterest expense	$3,247,000	2,503
Salaries and employee benefits	$1,819,000	2,454
Premises and equipment expense	$460,000	2,523
Additional noninterest expense	$968,000	2,522
Pre-tax net operating income	$1,586,000	2,638
Securities gains (losses)	$42,000	858
Applicable income taxes	$450,000	2,427
Income before extraordinary items	$1,178,000	2,691
Extraordinary gains, net	$0	30
Net income	$1,178,000	2,692
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	8,046
Cash dividends	$354,000	2,684
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,147,760	2,716
2005-03-31 (YTD Data)		Rank
Total interest income	$3,332,000	2,319
Total interest expense	$1,247,000	1,899
Net interest income	$2,085,000	2,560
Provision for loan and lease losses	$0	6,226
Total noninterest income	$342,000	2,766
Gross Fiduciary activities income	$2,000	1,263
Service charges on deposit accounts	$154,000	2,504
Trading account gains and fees	$0	115
Additional Noninterest Income	$186,000	2,593
Total noninterest expense	$1,682,000	2,438
Salaries and employee benefits	$936,000	2,416
Premises and equipment expense	$237,000	2,479
Additional noninterest expense	$509,000	2,388
Pre-tax net operating income	$745,000	2,719
Securities gains (losses)	$8,000	1,073
Applicable income taxes	$208,000	2,534
Income before extraordinary items	$545,000	2,832
Extraordinary gains, net	$0	24
Net income	$545,000	2,833
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,869
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$539,240	2,814
2004-12-31 (YTD Data)		Rank
Total interest income	$11,593,000	2,475
Total interest expense	$4,041,000	2,026
Net interest income	$7,552,000	2,676
Provision for loan and lease losses	$105,000	4,905
Total noninterest income	$1,517,000	2,666
Gross Fiduciary activities income	$5,000	1,406
Service charges on deposit accounts	$629,000	2,601
Trading account gains and fees	$0	138
Additional Noninterest Income	$883,000	2,323
Total noninterest expense	$5,773,000	2,748
Salaries and employee benefits	$3,150,000	2,718
Premises and equipment expense	$959,000	2,383
Additional noninterest expense	$1,664,000	2,863
Pre-tax net operating income	$3,191,000	2,453
Securities gains (losses)	$15,000	2,589
Applicable income taxes	$944,000	2,258
Income before extraordinary items	$2,262,000	2,634
Extraordinary gains, net	$0	34
Net income	$2,262,000	2,637
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-29,000	8,553
Cash dividends	$708,000	2,940
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,251,350	2,592
2004-09-30 (YTD Data)		Rank
Total interest income	$8,314,000	2,540
Total interest expense	$2,853,000	2,102
Net interest income	$5,461,000	2,755
Provision for loan and lease losses	$105,000	4,188
Total noninterest income	$1,013,000	2,898
Gross Fiduciary activities income	$5,000	1,342
Service charges on deposit accounts	$450,000	2,723
Trading account gains and fees	$0	134
Additional Noninterest Income	$558,000	2,626
Total noninterest expense	$4,228,000	2,773
Salaries and employee benefits	$2,282,000	2,781
Premises and equipment expense	$681,000	2,478
Additional noninterest expense	$1,265,000	2,776
Pre-tax net operating income	$2,141,000	2,718
Securities gains (losses)	$10,000	2,712
Applicable income taxes	$589,000	2,597
Income before extraordinary items	$1,562,000	2,854
Extraordinary gains, net	$0	26
Net income	$1,562,000	2,855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-83,000	8,765
Cash dividends	$354,000	3,212
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,554,700	2,795
2004-06-30 (YTD Data)		Rank
Total interest income	$5,456,000	2,562
Total interest expense	$1,848,000	2,137
Net interest income	$3,608,000	2,766
Provision for loan and lease losses	$75,000	3,988
Total noninterest income	$657,000	2,971
Gross Fiduciary activities income	$2,000	1,383
Service charges on deposit accounts	$295,000	2,746
Trading account gains and fees	$0	130
Additional Noninterest Income	$360,000	2,687
Total noninterest expense	$2,728,000	2,863
Salaries and employee benefits	$1,493,000	2,839
Premises and equipment expense	$451,000	2,496
Additional noninterest expense	$784,000	2,989
Pre-tax net operating income	$1,462,000	2,638
Securities gains (losses)	$10,000	2,414
Applicable income taxes	$432,000	2,434
Income before extraordinary items	$1,040,000	2,839
Extraordinary gains, net	$0	21
Net income	$1,040,000	2,840
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-29,000	8,564
Cash dividends	$354,000	2,641
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,032,900	2,777
2004-03-31 (YTD Data)		Rank
Total interest income	$2,673,000	2,609
Total interest expense	$903,000	2,199
Net interest income	$1,770,000	2,814
Provision for loan and lease losses	$45,000	3,437
Total noninterest income	$327,000	2,930
Gross Fiduciary activities income	$1,000	1,344
Service charges on deposit accounts	$145,000	2,752
Trading account gains and fees	$0	121
Additional Noninterest Income	$181,000	2,639
Total noninterest expense	$1,323,000	2,938
Salaries and employee benefits	$743,000	2,863
Premises and equipment expense	$222,000	2,543
Additional noninterest expense	$358,000	3,224
Pre-tax net operating income	$729,000	2,626
Securities gains (losses)	$9,000	2,096
Applicable income taxes	$222,000	2,394
Income before extraordinary items	$516,000	2,866
Extraordinary gains, net	$0	16
Net income	$516,000	2,866
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	8,629
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$509,700	2,802
2003-12-31 (YTD Data)		Rank
Total interest income	$11,817,000	2,415
Total interest expense	$3,862,000	2,290
Net interest income	$7,955,000	2,441
Provision for loan and lease losses	$212,000	3,919
Total noninterest income	$1,419,000	2,960
Gross Fiduciary activities income	$9,000	1,372
Service charges on deposit accounts	$591,000	2,723
Trading account gains and fees	$0	160
Additional Noninterest Income	$819,000	2,705
Total noninterest expense	$5,019,000	3,042
Salaries and employee benefits	$2,916,000	2,829
Premises and equipment expense	$772,000	2,843
Additional noninterest expense	$1,331,000	3,426
Pre-tax net operating income	$4,143,000	1,928
Securities gains (losses)	$52,000	2,478
Applicable income taxes	$1,296,000	1,828
Income before extraordinary items	$2,899,000	2,094
Extraordinary gains, net	$0	54
Net income	$2,899,000	2,094
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	5,824
Cash dividends	$884,000	2,533
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,863,120	2,027
2003-09-30 (YTD Data)		Rank
Total interest income	$8,957,000	2,429
Total interest expense	$2,947,000	2,332
Net interest income	$6,010,000	2,442
Provision for loan and lease losses	$187,000	3,450
Total noninterest income	$1,071,000	2,992
Gross Fiduciary activities income	$7,000	1,337
Service charges on deposit accounts	$430,000	2,805
Trading account gains and fees	$0	153
Additional Noninterest Income	$634,000	2,736
Total noninterest expense	$3,706,000	3,069
Salaries and employee benefits	$2,188,000	2,843
Premises and equipment expense	$583,000	2,848
Additional noninterest expense	$935,000	3,602
Pre-tax net operating income	$3,188,000	1,948
Securities gains (losses)	$27,000	2,773
Applicable income taxes	$1,001,000	1,858
Income before extraordinary items	$2,214,000	2,129
Extraordinary gains, net	$0	40
Net income	$2,214,000	2,127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	5,146
Cash dividends	$354,000	3,221
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,195,370	2,038
2003-06-30 (YTD Data)		Rank
Total interest income	$6,046,000	2,419
Total interest expense	$2,023,000	2,348
Net interest income	$4,023,000	2,418
Provision for loan and lease losses	$123,000	3,423
Total noninterest income	$664,000	3,118
Gross Fiduciary activities income	$6,000	1,307
Service charges on deposit accounts	$252,000	3,045
Trading account gains and fees	$0	150
Additional Noninterest Income	$406,000	2,778
Total noninterest expense	$2,461,000	3,084
Salaries and employee benefits	$1,458,000	2,853
Premises and equipment expense	$398,000	2,784
Additional noninterest expense	$605,000	3,676
Pre-tax net operating income	$2,103,000	1,950
Securities gains (losses)	$27,000	2,433
Applicable income taxes	$661,000	1,904
Income before extraordinary items	$1,469,000	2,150
Extraordinary gains, net	$0	30
Net income	$1,469,000	2,148
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,160
Cash dividends	$354,000	2,637
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,450,370	2,052
2003-03-31 (YTD Data)		Rank
Total interest income	$3,054,000	2,412
Total interest expense	$1,062,000	2,288
Net interest income	$1,992,000	2,442
Provision for loan and lease losses	$47,000	3,775
Total noninterest income	$295,000	3,280
Gross Fiduciary activities income	$5,000	1,228
Service charges on deposit accounts	$123,000	3,020
Trading account gains and fees	$0	134
Additional Noninterest Income	$167,000	3,023
Total noninterest expense	$1,248,000	3,038
Salaries and employee benefits	$739,000	2,821
Premises and equipment expense	$200,000	2,759
Additional noninterest expense	$309,000	3,577
Pre-tax net operating income	$992,000	2,058
Securities gains (losses)	$13,000	2,079
Applicable income taxes	$310,000	2,005
Income before extraordinary items	$695,000	2,203
Extraordinary gains, net	$0	21
Net income	$695,000	2,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,979
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$686,030	2,110
2002-12-31 (YTD Data)		Rank
Total interest income	$12,634,000	2,452
Total interest expense	$4,981,000	2,258
Net interest income	$7,653,000	2,501
Provision for loan and lease losses	$360,000	3,054
Total noninterest income	$1,273,000	2,954
Gross Fiduciary activities income	$18,000	1,314
Service charges on deposit accounts	$487,000	3,044
Trading account gains and fees	$0	153
Additional Noninterest Income	$768,000	2,565
Total noninterest expense	$4,691,000	3,094
Salaries and employee benefits	$2,690,000	2,924
Premises and equipment expense	$771,000	2,757
Additional noninterest expense	$1,230,000	3,539
Pre-tax net operating income	$3,875,000	2,036
Securities gains (losses)	$-5,000	8,824
Applicable income taxes	$1,210,000	1,934
Income before extraordinary items	$2,660,000	2,239
Extraordinary gains, net	$0	70
Net income	$2,660,000	2,238
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,236
Cash dividends	$530,000	3,353
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,663,450	2,163
2001-12-31 (YTD Data)		Rank
Total interest income	$13,667,000	2,502
Total interest expense	$7,169,000	2,237
Net interest income	$6,498,000	2,741
Provision for loan and lease losses	$385,000	2,702
Total noninterest income	$858,000	3,677
Gross Fiduciary activities income	$13,000	1,375
Service charges on deposit accounts	$216,000	4,986
Trading account gains and fees	$0	177
Additional Noninterest Income	$629,000	2,754
Total noninterest expense	$4,242,000	3,248
Salaries and employee benefits	$2,498,000	2,952
Premises and equipment expense	$734,000	2,837
Additional noninterest expense	$1,010,000	4,040
Pre-tax net operating income	$2,729,000	2,478
Securities gains (losses)	$48,000	2,391
Applicable income taxes	$857,000	2,317
Income before extraordinary items	$1,920,000	2,628
Extraordinary gains, net	$0	105
Net income	$1,920,000	2,634
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$545,000	1,468
Cash dividends	$302,000	4,348
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,886,880	2,592
2000-12-31 (YTD Data)		Rank
Total interest income	$5,771,000	5,218
Total interest expense	$3,246,000	4,647
Net interest income	$2,525,000	5,761
Provision for loan and lease losses	$510,000	1,838
Total noninterest income	$181,000	7,473
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$12,000	8,388
Trading account gains and fees	NA	NA
Additional Noninterest Income	$169,000	5,202
Total noninterest expense	$1,652,000	6,363
Salaries and employee benefits	$978,000	6,014
Premises and equipment expense	$268,000	5,800
Additional noninterest expense	$406,000	7,098
Pre-tax net operating income	$544,000	6,801
Securities gains (losses)	$0	1,956
Applicable income taxes	$128,000	6,197
Income before extraordinary items	$416,000	6,752
Extraordinary gains, net	$0	38
Net income	$416,000	6,751
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$481,000	1,275
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$416,000	6,761
1999-12-31 (YTD Data)		Rank
Total interest income	$5,037,000	5,548
Total interest expense	$2,635,000	5,048
Net interest income	$2,402,000	5,953
Provision for loan and lease losses	$60,000	6,124
Total noninterest income	$173,000	7,799
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$12,000	8,649
Trading account gains and fees	NA	NA
Additional Noninterest Income	$161,000	5,442
Total noninterest expense	$1,530,000	6,702
Salaries and employee benefits	$854,000	6,524
Premises and equipment expense	$266,000	5,851
Additional noninterest expense	$410,000	7,182
Pre-tax net operating income	$985,000	5,357
Securities gains (losses)	$0	3,155
Applicable income taxes	$301,000	4,821
Income before extraordinary items	$684,000	5,526
Extraordinary gains, net	$0	35
Net income	$684,000	5,523
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	6,892
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$684,000	5,490
1998-12-31 (YTD Data)		Rank
Total interest income	$4,747,000	5,880
Total interest expense	$2,592,000	5,231
Net interest income	$2,155,000	6,375
Provision for loan and lease losses	$270,000	2,850
Total noninterest income	$183,000	7,784
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$10,000	8,868
Trading account gains and fees	NA	NA
Additional Noninterest Income	$173,000	5,322
Total noninterest expense	$1,347,000	7,110
Salaries and employee benefits	$752,000	6,904
Premises and equipment expense	$209,000	6,575
Additional noninterest expense	$386,000	7,338
Pre-tax net operating income	$721,000	6,404
Securities gains (losses)	$4,000	3,561
Applicable income taxes	$211,000	6,064
Income before extraordinary items	$514,000	6,530
Extraordinary gains, net	$0	32
Net income	$514,000	6,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	5,101
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$511,160	6,427
1997-12-31 (YTD Data)		Rank
Total interest income	$3,752,000	6,900
Total interest expense	$1,989,000	6,288
Net interest income	$1,763,000	7,397
Provision for loan and lease losses	$112,000	4,932
Total noninterest income	$178,000	8,159
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$9,000	9,307
Trading account gains and fees	NA	NA
Additional Noninterest Income	$169,000	5,381
Total noninterest expense	$1,115,000	7,960
Salaries and employee benefits	$678,000	7,450
Premises and equipment expense	$131,000	8,214
Additional noninterest expense	$306,000	8,259
Pre-tax net operating income	$714,000	6,920
Securities gains (losses)	$7,000	2,566
Applicable income taxes	$219,000	6,631
Income before extraordinary items	$502,000	6,955
Extraordinary gains, net	$0	44
Net income	$502,000	6,958
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	9,783
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$497,100	6,927
1996-12-31 (YTD Data)		Rank
Total interest income	$2,882,000	8,154
Total interest expense	$1,387,000	7,874
Net interest income	$1,495,000	8,279
Provision for loan and lease losses	$12,000	8,364
Total noninterest income	$140,000	9,172
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$14,000	9,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$126,000	6,462
Total noninterest expense	$930,000	8,961
Salaries and employee benefits	$543,000	8,549
Premises and equipment expense	$115,000	8,909
Additional noninterest expense	$272,000	9,172
Pre-tax net operating income	$693,000	6,962
Securities gains (losses)	$0	4,148
Applicable income taxes	$216,000	6,894
Income before extraordinary items	$477,000	7,060
Extraordinary gains, net	$0	53
Net income	$477,000	7,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	10,310
Cash dividends	$263,000	4,837
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$477,000	6,998
1995-12-31 (YTD Data)		Rank
Total interest income	$2,580,000	8,843
Total interest expense	$1,309,000	8,254
Net interest income	$1,271,000	9,152
Provision for loan and lease losses	$0	8,958
Total noninterest income	$123,000	9,801
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$18,000	10,054
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	7,073
Total noninterest expense	$697,000	10,200
Salaries and employee benefits	$437,000	9,639
Premises and equipment expense	$82,000	10,145
Additional noninterest expense	$178,000	10,714
Pre-tax net operating income	$697,000	7,342
Securities gains (losses)	$0	3,831
Applicable income taxes	$223,000	7,049
Income before extraordinary items	$474,000	7,449
Extraordinary gains, net	$0	65
Net income	$474,000	7,450
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	10,662
Cash dividends	$70,000	7,384
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$474,000	7,415
1994-12-31 (YTD Data)		Rank
Total interest income	$2,136,000	9,548
Total interest expense	$884,000	9,202
Net interest income	$1,252,000	9,613
Provision for loan and lease losses	$0	9,146
Total noninterest income	$118,000	10,333
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$17,000	10,605
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	7,482
Total noninterest expense	$711,000	10,648
Salaries and employee benefits	$395,000	10,332
Premises and equipment expense	$88,000	10,406
Additional noninterest expense	$228,000	10,794
Pre-tax net operating income	$659,000	7,652
Securities gains (losses)	$0	3,600
Applicable income taxes	$207,000	7,228
Income before extraordinary items	$452,000	7,685
Extraordinary gains, net	$0	249
Net income	$452,000	7,697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-33,000	11,643
Cash dividends	$70,000	7,531
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$452,000	7,733
1993-12-31 (YTD Data)		Rank
Total interest income	$1,925,000	10,330
Total interest expense	$809,000	10,004
Net interest income	$1,116,000	10,345
Provision for loan and lease losses	$33,000	8,295
Total noninterest income	$77,000	11,876
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$15,000	11,112
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	9,431
Total noninterest expense	$715,000	11,094
Salaries and employee benefits	$394,000	10,699
Premises and equipment expense	$109,000	10,160
Additional noninterest expense	$212,000	11,570
Pre-tax net operating income	$445,000	9,065
Securities gains (losses)	$0	7,477
Applicable income taxes	$124,000	9,218
Income before extraordinary items	$321,000	9,222
Extraordinary gains, net	$0	3,149
Net income	$321,000	9,393
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	11,928
Cash dividends	$70,000	7,518
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$321,000	8,971
1992-12-31 (YTD Data)		Rank
Total interest income	$1,860,000	11,177
Total interest expense	$824,000	11,217
Net interest income	$1,036,000	10,955
Provision for loan and lease losses	$122,000	6,674
Total noninterest income	$72,000	12,504
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$47,000	10,435
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	12,163
Total noninterest expense	$641,000	11,815
Salaries and employee benefits	$332,000	11,642
Premises and equipment expense	$85,000	11,297
Additional noninterest expense	$224,000	11,899
Pre-tax net operating income	$345,000	9,735
Securities gains (losses)	$35,000	4,733
Applicable income taxes	$107,000	9,719
Income before extraordinary items	$273,000	9,644
Extraordinary gains, net	$0	1,422
Net income	$273,000	9,782
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	13,317
Cash dividends	$35,000	8,104
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$247,800	9,580

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.