Institution for Savings in Newburyport and Its Vicinity, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$50,263,000333
Total interest expense$36,677,000206
Net interest income$13,586,000678
Provision for loan and lease losses$02,775
Total noninterest income$1,888,000892
Gross Fiduciary activities income$0918
Service charges on deposit accounts$66,0002,301
Trading account gains and fees$0116
Additional Noninterest Income$1,822,000667
Total noninterest expense$13,058,000593
Salaries and employee benefits$7,691,000563
Premises and equipment expense$1,744,000423
Additional noninterest expense$1,822,000667
Pre-tax net operating income$2,416,0001,277
Securities gains (losses)$-14,791,0004,463
Applicable income taxes$-3,758,0004,466
Income before extraordinary items$-8,617,0004,461
Extraordinary gains, net$047
Net income$-8,617,0004,461
Minority interest net income$065
Net income of bank and minority interests.$-8,617,0004,461
Net charge-offs$15,0001,534
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$3,067,890906
2024-12-31 (YTD Data)Rank
Total interest income$191,830,000344
Total interest expense$143,888,000226
Net interest income$47,942,000703
Provision for loan and lease losses$150,0002,244
Total noninterest income$8,678,000838
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$269,0002,339
Trading account gains and fees$0138
Additional Noninterest Income$8,409,000647
Total noninterest expense$53,777,000562
Salaries and employee benefits$30,929,000529
Premises and equipment expense$5,972,000475
Additional noninterest expense$8,409,000647
Pre-tax net operating income$2,693,0002,549
Securities gains (losses)$42,148,0007
Applicable income taxes$6,494,000448
Income before extraordinary items$38,347,000347
Extraordinary gains, net$053
Net income$38,347,000350
Minority interest net income$090
Net income of bank and minority interests.$38,347,000347
Net charge-offs$22,0002,437
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$2,099,7202,684
2024-09-30 (YTD Data)Rank
Total interest income$141,789,000341
Total interest expense$105,610,000226
Net interest income$36,179,000688
Provision for loan and lease losses$150,0001,910
Total noninterest income$6,658,000822
Gross Fiduciary activities income$0972
Service charges on deposit accounts$201,0002,348
Trading account gains and fees$0139
Additional Noninterest Income$6,457,000624
Total noninterest expense$40,468,000549
Salaries and employee benefits$23,076,000529
Premises and equipment expense$4,532,000472
Additional noninterest expense$6,457,000624
Pre-tax net operating income$2,219,0002,455
Securities gains (losses)$40,644,0007
Applicable income taxes$7,031,000366
Income before extraordinary items$35,832,000295
Extraordinary gains, net$051
Net income$35,832,000302
Minority interest net income$082
Net income of bank and minority interests.$35,832,000297
Net charge-offs$02,823
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$1,691,0402,593
2024-06-30 (YTD Data)Rank
Total interest income$92,857,000341
Total interest expense$68,419,000226
Net interest income$24,438,000680
Provision for loan and lease losses$150,0001,548
Total noninterest income$4,662,000798
Gross Fiduciary activities income$0962
Service charges on deposit accounts$131,0002,344
Trading account gains and fees$0145
Additional Noninterest Income$4,531,000595
Total noninterest expense$25,852,000567
Salaries and employee benefits$15,407,000530
Premises and equipment expense$3,108,000460
Additional noninterest expense$4,531,000595
Pre-tax net operating income$3,098,0001,579
Securities gains (losses)$30,537,0006
Applicable income taxes$6,268,000297
Income before extraordinary items$27,367,000252
Extraordinary gains, net$052
Net income$27,367,000256
Minority interest net income$084
Net income of bank and minority interests.$27,367,000254
Net charge-offs$02,587
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$2,632,0301,592
2024-03-31 (YTD Data)Rank
Total interest income$45,842,000346
Total interest expense$33,543,000229
Net interest income$12,299,000689
Provision for loan and lease losses$150,000959
Total noninterest income$2,599,000731
Gross Fiduciary activities income$0895
Service charges on deposit accounts$63,0002,394
Trading account gains and fees$0121
Additional Noninterest Income$2,536,000544
Total noninterest expense$13,047,000568
Salaries and employee benefits$7,829,000530
Premises and equipment expense$1,619,000444
Additional noninterest expense$2,536,000544
Pre-tax net operating income$1,701,0001,446
Securities gains (losses)$22,592,0003
Applicable income taxes$4,825,000226
Income before extraordinary items$19,468,000212
Extraordinary gains, net$051
Net income$19,468,000213
Minority interest net income$072
Net income of bank and minority interests.$19,468,000212
Net charge-offs$02,217
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,394,4001,489
2023-12-31 (YTD Data)Rank
Total interest income$169,739,000341
Total interest expense$109,214,000220
Net interest income$60,525,000575
Provision for loan and lease losses$985,000848
Total noninterest income$5,979,0001,053
Gross Fiduciary activities income$0981
Service charges on deposit accounts$238,0002,484
Trading account gains and fees$0123
Additional Noninterest Income$5,741,000801
Total noninterest expense$57,515,000507
Salaries and employee benefits$34,625,000459
Premises and equipment expense$5,902,000480
Additional noninterest expense$5,741,000801
Pre-tax net operating income$8,004,0001,396
Securities gains (losses)$35,953,0003
Applicable income taxes$3,199,000720
Income before extraordinary items$40,758,000335
Extraordinary gains, net$054
Net income$40,758,000340
Minority interest net income$088
Net income of bank and minority interests.$40,758,000338
Net charge-offs$14,0002,331
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,321,7101,314
2023-09-30 (YTD Data)Rank
Total interest income$125,122,000340
Total interest expense$76,707,000224
Net interest income$48,415,000556
Provision for loan and lease losses$985,000659
Total noninterest income$4,955,0001,005
Gross Fiduciary activities income$0950
Service charges on deposit accounts$175,0002,521
Trading account gains and fees$0125
Additional Noninterest Income$4,780,000770
Total noninterest expense$40,954,000526
Salaries and employee benefits$23,756,000502
Premises and equipment expense$4,457,000478
Additional noninterest expense$4,780,000770
Pre-tax net operating income$11,431,000871
Securities gains (losses)$9,613,00010
Applicable income taxes$-598,0004,574
Income before extraordinary items$21,642,000455
Extraordinary gains, net$052
Net income$21,642,000457
Minority interest net income$081
Net income of bank and minority interests.$21,642,000454
Net charge-offs$-1,0003,402
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$12,029,000731
2023-06-30 (YTD Data)Rank
Total interest income$81,470,000329
Total interest expense$47,097,000217
Net interest income$34,373,000522
Provision for loan and lease losses$985,000516
Total noninterest income$3,548,000907
Gross Fiduciary activities income$0931
Service charges on deposit accounts$113,0002,542
Trading account gains and fees$0112
Additional Noninterest Income$3,435,000686
Total noninterest expense$27,449,000514
Salaries and employee benefits$16,311,000477
Premises and equipment expense$2,940,000470
Additional noninterest expense$3,435,000686
Pre-tax net operating income$9,487,000730
Securities gains (losses)$25,583,0004
Applicable income taxes$4,422,000402
Income before extraordinary items$30,648,000255
Extraordinary gains, net$051
Net income$30,648,000260
Minority interest net income$081
Net income of bank and minority interests.$30,648,000255
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,390,790698
2023-03-31 (YTD Data)Rank
Total interest income$39,939,000339
Total interest expense$21,324,000210
Net interest income$18,615,000503
Provision for loan and lease losses$300,000662
Total noninterest income$1,737,000922
Gross Fiduciary activities income$0913
Service charges on deposit accounts$54,0002,614
Trading account gains and fees$097
Additional Noninterest Income$1,683,000682
Total noninterest expense$13,930,000521
Salaries and employee benefits$8,234,000486
Premises and equipment expense$1,561,000468
Additional noninterest expense$1,683,000682
Pre-tax net operating income$6,122,000617
Securities gains (losses)$10,043,0006
Applicable income taxes$2,003,000429
Income before extraordinary items$14,162,000277
Extraordinary gains, net$04
Net income$14,162,000278
Minority interest net income$048
Net income of bank and minority interests.$14,162,000278
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,324,160599
2022-12-31 (YTD Data)Rank
Total interest income$137,394,000315
Total interest expense$39,070,000172
Net interest income$98,324,000373
Provision for loan and lease losses$03,012
Total noninterest income$6,533,0001,008
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$353,0002,087
Trading account gains and fees$0116
Additional Noninterest Income$6,180,000765
Total noninterest expense$57,615,000484
Salaries and employee benefits$34,492,000451
Premises and equipment expense$5,793,000477
Additional noninterest expense$6,180,000765
Pre-tax net operating income$47,242,000396
Securities gains (losses)$-75,151,0004,700
Applicable income taxes$-9,727,0004,702
Income before extraordinary items$-18,182,0004,700
Extraordinary gains, net$05
Net income$-18,182,0004,700
Minority interest net income$063
Net income of bank and minority interests.$-18,182,0004,700
Net charge-offs$-46,0004,065
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$41,187,290378
2022-06-30 (YTD Data)Rank
Total interest income$62,952,000310
Total interest expense$13,892,000121
Net interest income$49,060,000353
Provision for loan and lease losses$02,599
Total noninterest income$2,569,0001,182
Gross Fiduciary activities income$0925
Service charges on deposit accounts$196,0001,989
Trading account gains and fees$0108
Additional Noninterest Income$2,373,000971
Total noninterest expense$28,122,000477
Salaries and employee benefits$16,274,000462
Premises and equipment expense$3,186,000442
Additional noninterest expense$8,662,000484
Pre-tax net operating income$23,507,000385
Securities gains (losses)$-82,237,0004,767
Applicable income taxes$-14,834,0004,771
Income before extraordinary items$-43,896,0004,770
Extraordinary gains, net$04
Net income$-43,896,0004,770
Minority interest net income$060
Net income of bank and minority interests.$-43,896,0004,770
Net charge-offs$-43,0004,136
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$21,071,230363
2022-03-31 (YTD Data)Rank
Total interest income$30,582,000310
Total interest expense$6,691,000107
Net interest income$23,891,000354
Provision for loan and lease losses$02,285
Total noninterest income$1,197,0001,237
Gross Fiduciary activities income$0892
Service charges on deposit accounts$95,0002,004
Trading account gains and fees$0103
Additional Noninterest Income$1,102,0001,027
Total noninterest expense$13,813,000491
Salaries and employee benefits$7,787,000482
Premises and equipment expense$1,717,000409
Additional noninterest expense$4,309,000479
Pre-tax net operating income$11,275,000384
Securities gains (losses)$-23,633,0004,792
Applicable income taxes$-3,629,0004,787
Income before extraordinary items$-8,729,0004,788
Extraordinary gains, net$04
Net income$-8,729,0004,788
Minority interest net income$050
Net income of bank and minority interests.$-8,729,0004,788
Net charge-offs$-40,0004,349
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$9,941,070369
2021-12-31 (YTD Data)Rank
Total interest income$116,439,000318
Total interest expense$30,825,000114
Net interest income$85,614,000389
Provision for loan and lease losses$03,064
Total noninterest income$5,324,0001,263
Gross Fiduciary activities income$0994
Service charges on deposit accounts$341,0002,044
Trading account gains and fees$0132
Additional Noninterest Income$4,983,0001,075
Total noninterest expense$56,126,000471
Salaries and employee benefits$30,099,000491
Premises and equipment expense$5,898,000467
Additional noninterest expense$20,129,000420
Pre-tax net operating income$34,812,000489
Securities gains (losses)$86,555,00010
Applicable income taxes$19,496,000259
Income before extraordinary items$101,871,000191
Extraordinary gains, net$010
Net income$101,871,000191
Minority interest net income$074
Net income of bank and minority interests.$101,871,000191
Net charge-offs$26,0001,956
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$29,164,800478
2021-09-30 (YTD Data)Rank
Total interest income$85,925,000321
Total interest expense$23,756,000118
Net interest income$62,169,000407
Provision for loan and lease losses$02,963
Total noninterest income$3,865,0001,318
Gross Fiduciary activities income$0957
Service charges on deposit accounts$248,0002,081
Trading account gains and fees$0132
Additional Noninterest Income$3,617,0001,120
Total noninterest expense$39,119,000516
Salaries and employee benefits$21,819,000510
Premises and equipment expense$4,452,000473
Additional noninterest expense$12,848,000490
Pre-tax net operating income$26,915,000492
Securities gains (losses)$39,380,00018
Applicable income taxes$10,357,000323
Income before extraordinary items$55,938,000247
Extraordinary gains, net$08
Net income$55,938,000248
Minority interest net income$069
Net income of bank and minority interests.$55,938,000248
Net charge-offs$28,0001,594
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$22,858,800469
2021-06-30 (YTD Data)Rank
Total interest income$56,374,000322
Total interest expense$16,293,000119
Net interest income$40,081,000414
Provision for loan and lease losses$02,862
Total noninterest income$2,368,0001,386
Gross Fiduciary activities income$0951
Service charges on deposit accounts$160,0002,067
Trading account gains and fees$0133
Additional Noninterest Income$2,208,0001,213
Total noninterest expense$23,905,000552
Salaries and employee benefits$14,063,000522
Premises and equipment expense$3,016,000465
Additional noninterest expense$6,826,000574
Pre-tax net operating income$18,544,000480
Securities gains (losses)$43,919,00011
Applicable income taxes$12,400,000217
Income before extraordinary items$50,063,000201
Extraordinary gains, net$06
Net income$50,063,000201
Minority interest net income$067
Net income of bank and minority interests.$50,063,000201
Net charge-offs$31,0001,331
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$14,927,800480
2021-03-31 (YTD Data)Rank
Total interest income$28,540,000321
Total interest expense$8,500,000123
Net interest income$20,040,000404
Provision for loan and lease losses$02,741
Total noninterest income$1,117,0001,425
Gross Fiduciary activities income$0922
Service charges on deposit accounts$98,0001,805
Trading account gains and fees$0127
Additional Noninterest Income$1,019,0001,258
Total noninterest expense$11,923,000545
Salaries and employee benefits$6,864,000536
Premises and equipment expense$1,587,000443
Additional noninterest expense$3,472,000544
Pre-tax net operating income$9,234,000479
Securities gains (losses)$21,368,00016
Applicable income taxes$6,087,000223
Income before extraordinary items$24,515,000209
Extraordinary gains, net$03
Net income$24,515,000209
Minority interest net income$055
Net income of bank and minority interests.$24,515,000209
Net charge-offs$-3,0003,553
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,420,600484
2020-12-31 (YTD Data)Rank
Total interest income$120,534,000313
Total interest expense$49,233,000148
Net interest income$71,301,000420
Provision for loan and lease losses$1,600,0001,201
Total noninterest income$6,153,0001,107
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$342,0002,087
Trading account gains and fees$0133
Additional Noninterest Income$5,811,000921
Total noninterest expense$48,009,000531
Salaries and employee benefits$27,960,000502
Premises and equipment expense$5,964,000454
Additional noninterest expense$14,085,000541
Pre-tax net operating income$27,845,000450
Securities gains (losses)$27,540,00030
Applicable income taxes$9,015,000321
Income before extraordinary items$46,370,000263
Extraordinary gains, net$04
Net income$46,370,000262
Minority interest net income$072
Net income of bank and minority interests.$46,370,000263
Net charge-offs$-1,0003,923
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$23,236,400452
2020-09-30 (YTD Data)Rank
Total interest income$91,859,000306
Total interest expense$39,109,000151
Net interest income$52,750,000419
Provision for loan and lease losses$1,600,0001,013
Total noninterest income$4,917,0001,030
Gross Fiduciary activities income$0981
Service charges on deposit accounts$254,0002,089
Trading account gains and fees$0125
Additional Noninterest Income$4,663,000849
Total noninterest expense$36,012,000521
Salaries and employee benefits$21,289,000483
Premises and equipment expense$4,520,000448
Additional noninterest expense$10,203,000548
Pre-tax net operating income$20,055,000441
Securities gains (losses)$-19,192,0005,031
Applicable income taxes$-2,161,0005,005
Income before extraordinary items$3,024,0001,892
Extraordinary gains, net$04
Net income$3,024,0001,891
Minority interest net income$065
Net income of bank and minority interests.$3,024,0001,892
Net charge-offs$1,0003,162
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$22,216,000346
2020-06-30 (YTD Data)Rank
Total interest income$63,439,000306
Total interest expense$27,612,000153
Net interest income$35,827,000412
Provision for loan and lease losses$1,000,0001,077
Total noninterest income$2,315,0001,238
Gross Fiduciary activities income$0970
Service charges on deposit accounts$173,0002,095
Trading account gains and fees$0123
Additional Noninterest Income$2,142,0001,032
Total noninterest expense$24,499,000501
Salaries and employee benefits$14,532,000469
Premises and equipment expense$3,060,000440
Additional noninterest expense$6,907,000531
Pre-tax net operating income$12,643,000410
Securities gains (losses)$-39,487,0005,065
Applicable income taxes$-7,529,0005,041
Income before extraordinary items$-19,315,0005,040
Extraordinary gains, net$04
Net income$-19,315,0005,040
Minority interest net income$065
Net income of bank and minority interests.$-19,315,0005,040
Net charge-offs$4,0002,717
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$11,879,730370
2020-03-31 (YTD Data)Rank
Total interest income$31,794,000310
Total interest expense$14,711,000166
Net interest income$17,083,000426
Provision for loan and lease losses$150,0001,627
Total noninterest income$1,057,0001,238
Gross Fiduciary activities income$0941
Service charges on deposit accounts$104,0002,084
Trading account gains and fees$0106
Additional Noninterest Income$953,0001,003
Total noninterest expense$11,777,000520
Salaries and employee benefits$6,863,000504
Premises and equipment expense$1,620,000423
Additional noninterest expense$3,294,000563
Pre-tax net operating income$6,213,000380
Securities gains (losses)$-81,121,0005,115
Applicable income taxes$-17,287,0005,101
Income before extraordinary items$-57,621,0005,100
Extraordinary gains, net$04
Net income$-57,621,0005,100
Minority interest net income$056
Net income of bank and minority interests.$-57,621,0005,100
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,464,590318
2019-12-31 (YTD Data)Rank
Total interest income$123,880,000315
Total interest expense$57,057,000183
Net interest income$66,823,000428
Provision for loan and lease losses$600,0001,331
Total noninterest income$6,728,000924
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$456,0002,046
Trading account gains and fees$0135
Additional Noninterest Income$6,272,000709
Total noninterest expense$51,773,000454
Salaries and employee benefits$26,859,000481
Premises and equipment expense$5,690,000465
Additional noninterest expense$19,224,000392
Pre-tax net operating income$21,178,000580
Securities gains (losses)$60,714,00013
Applicable income taxes$10,686,000310
Income before extraordinary items$71,206,000204
Extraordinary gains, net$011
Net income$71,206,000205
Minority interest net income$076
Net income of bank and minority interests.$71,206,000205
Net charge-offs$136,0001,995
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$18,384,820563
2019-09-30 (YTD Data)Rank
Total interest income$92,244,000323
Total interest expense$42,130,000188
Net interest income$50,114,000435
Provision for loan and lease losses$900,000740
Total noninterest income$3,432,0001,188
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$347,0002,028
Trading account gains and fees$0129
Additional Noninterest Income$3,085,000935
Total noninterest expense$37,177,000468
Salaries and employee benefits$20,103,000481
Premises and equipment expense$4,137,000480
Additional noninterest expense$12,937,000425
Pre-tax net operating income$15,469,000604
Securities gains (losses)$44,757,00012
Applicable income taxes$8,698,000300
Income before extraordinary items$51,528,000210
Extraordinary gains, net$011
Net income$51,528,000211
Minority interest net income$072
Net income of bank and minority interests.$51,528,000211
Net charge-offs$161,0001,443
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$13,036,980596
2019-06-30 (YTD Data)Rank
Total interest income$61,018,000323
Total interest expense$27,754,000191
Net interest income$33,264,000433
Provision for loan and lease losses$600,000719
Total noninterest income$2,115,0001,225
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$231,0002,007
Trading account gains and fees$0131
Additional Noninterest Income$1,884,000971
Total noninterest expense$24,264,000476
Salaries and employee benefits$13,276,000485
Premises and equipment expense$2,727,000490
Additional noninterest expense$8,261,000449
Pre-tax net operating income$10,515,000577
Securities gains (losses)$37,626,00010
Applicable income taxes$8,308,000234
Income before extraordinary items$39,833,000189
Extraordinary gains, net$011
Net income$39,833,000190
Minority interest net income$069
Net income of bank and minority interests.$39,833,000190
Net charge-offs$163,0001,122
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$8,603,420589
2019-03-31 (YTD Data)Rank
Total interest income$30,207,000324
Total interest expense$13,485,000189
Net interest income$16,722,000429
Provision for loan and lease losses$300,000677
Total noninterest income$950,0001,276
Gross Fiduciary activities income$0972
Service charges on deposit accounts$112,0002,038
Trading account gains and fees$0126
Additional Noninterest Income$838,0001,016
Total noninterest expense$11,417,000503
Salaries and employee benefits$6,456,000493
Premises and equipment expense$1,353,000498
Additional noninterest expense$3,608,000498
Pre-tax net operating income$5,955,000521
Securities gains (losses)$27,291,0007
Applicable income taxes$6,533,000172
Income before extraordinary items$26,713,000158
Extraordinary gains, net$05
Net income$26,713,000158
Minority interest net income$052
Net income of bank and minority interests.$26,713,000158
Net charge-offs$-2,0004,062
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,880,200515
2018-12-31 (YTD Data)Rank
Total interest income$113,705,000327
Total interest expense$48,302,000168
Net interest income$65,403,000428
Provision for loan and lease losses$1,200,000768
Total noninterest income$4,120,0001,250
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$466,0002,094
Trading account gains and fees$0126
Additional Noninterest Income$3,654,000992
Total noninterest expense$44,725,000500
Salaries and employee benefits$25,745,000477
Premises and equipment expense$4,830,000527
Additional noninterest expense$14,150,000489
Pre-tax net operating income$23,598,000523
Securities gains (losses)$22,637,00011
Applicable income taxes$7,277,000366
Income before extraordinary items$38,958,000317
Extraordinary gains, net$06
Net income$38,958,000317
Minority interest net income$072
Net income of bank and minority interests.$38,958,000317
Net charge-offs$47,0002,671
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$19,942,920519
2018-09-30 (YTD Data)Rank
Total interest income$83,635,000328
Total interest expense$34,900,000163
Net interest income$48,735,000426
Provision for loan and lease losses$900,000705
Total noninterest income$3,021,0001,269
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$350,0002,100
Trading account gains and fees$0138
Additional Noninterest Income$2,671,0001,014
Total noninterest expense$33,394,000498
Salaries and employee benefits$19,263,000479
Premises and equipment expense$3,637,000528
Additional noninterest expense$10,494,000489
Pre-tax net operating income$17,462,000528
Securities gains (losses)$18,800,00010
Applicable income taxes$5,833,000371
Income before extraordinary items$30,429,000314
Extraordinary gains, net$05
Net income$30,429,000314
Minority interest net income$066
Net income of bank and minority interests.$30,429,000314
Net charge-offs$32,0002,465
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$14,637,000524
2018-06-30 (YTD Data)Rank
Total interest income$54,797,000331
Total interest expense$22,104,000158
Net interest income$32,693,000415
Provision for loan and lease losses$600,000688
Total noninterest income$2,022,0001,280
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$232,0002,096
Trading account gains and fees$0130
Additional Noninterest Income$1,790,0001,021
Total noninterest expense$22,128,000507
Salaries and employee benefits$12,544,000492
Premises and equipment expense$2,469,000525
Additional noninterest expense$7,115,000487
Pre-tax net operating income$11,987,000516
Securities gains (losses)$12,234,0008
Applicable income taxes$3,964,000354
Income before extraordinary items$20,257,000304
Extraordinary gains, net$06
Net income$20,257,000304
Minority interest net income$065
Net income of bank and minority interests.$20,257,000304
Net charge-offs$35,0001,952
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$9,980,440513
2018-03-31 (YTD Data)Rank
Total interest income$26,873,000332
Total interest expense$10,572,000156
Net interest income$16,301,000418
Provision for loan and lease losses$300,000673
Total noninterest income$960,0001,300
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$115,0002,113
Trading account gains and fees$0123
Additional Noninterest Income$845,0001,039
Total noninterest expense$11,079,000509
Salaries and employee benefits$6,177,000501
Premises and equipment expense$1,328,000500
Additional noninterest expense$3,574,000486
Pre-tax net operating income$5,882,000513
Securities gains (losses)$6,722,0006
Applicable income taxes$2,058,000346
Income before extraordinary items$10,546,000290
Extraordinary gains, net$07
Net income$10,546,000290
Minority interest net income$052
Net income of bank and minority interests.$10,546,000290
Net charge-offs$-1,0003,770
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,899,520509
2017-12-31 (YTD Data)Rank
Total interest income$98,440,000335
Total interest expense$38,526,000143
Net interest income$59,914,000433
Provision for loan and lease losses$1,270,000739
Total noninterest income$4,939,0001,129
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$482,0002,087
Trading account gains and fees$0151
Additional Noninterest Income$4,457,000886
Total noninterest expense$51,422,000441
Salaries and employee benefits$23,520,000510
Premises and equipment expense$4,802,000524
Additional noninterest expense$23,100,000346
Pre-tax net operating income$12,161,000846
Securities gains (losses)$25,521,00012
Applicable income taxes$253,0002,844
Income before extraordinary items$37,429,000262
Extraordinary gains, net$09
Net income$37,429,000261
Minority interest net income$076
Net income of bank and minority interests.$37,429,000262
Net charge-offs$53,0002,930
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$12,163,210624
2017-09-30 (YTD Data)Rank
Total interest income$72,449,000341
Total interest expense$28,043,000140
Net interest income$44,406,000437
Provision for loan and lease losses$870,000789
Total noninterest income$2,826,0001,359
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$363,0002,094
Trading account gains and fees$0145
Additional Noninterest Income$2,463,0001,102
Total noninterest expense$36,403,000466
Salaries and employee benefits$17,224,000524
Premises and equipment expense$3,582,000530
Additional noninterest expense$15,597,000367
Pre-tax net operating income$9,959,000774
Securities gains (losses)$19,664,00014
Applicable income taxes$3,737,000594
Income before extraordinary items$25,886,000293
Extraordinary gains, net$09
Net income$25,886,000293
Minority interest net income$071
Net income of bank and minority interests.$25,886,000293
Net charge-offs$69,0002,211
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,778,320692
2017-06-30 (YTD Data)Rank
Total interest income$46,824,000350
Total interest expense$17,595,000139
Net interest income$29,229,000445
Provision for loan and lease losses$570,000778
Total noninterest income$1,864,0001,371
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$246,0002,053
Trading account gains and fees$0139
Additional Noninterest Income$1,618,0001,125
Total noninterest expense$23,968,000477
Salaries and employee benefits$11,175,000539
Premises and equipment expense$2,468,000510
Additional noninterest expense$10,325,000373
Pre-tax net operating income$6,555,000764
Securities gains (losses)$14,421,00011
Applicable income taxes$3,310,000488
Income before extraordinary items$17,666,000289
Extraordinary gains, net$011
Net income$17,666,000288
Minority interest net income$071
Net income of bank and minority interests.$17,666,000289
Net charge-offs$34,0002,273
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,552,360703
2017-03-31 (YTD Data)Rank
Total interest income$22,706,000355
Total interest expense$8,488,000136
Net interest income$14,218,000453
Provision for loan and lease losses$270,000754
Total noninterest income$965,0001,331
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$121,0002,083
Trading account gains and fees$0142
Additional Noninterest Income$844,0001,083
Total noninterest expense$10,239,000535
Salaries and employee benefits$5,469,000566
Premises and equipment expense$1,280,000502
Additional noninterest expense$3,490,000494
Pre-tax net operating income$4,674,000555
Securities gains (losses)$9,555,00013
Applicable income taxes$4,023,000279
Income before extraordinary items$10,206,000259
Extraordinary gains, net$08
Net income$10,206,000259
Minority interest net income$055
Net income of bank and minority interests.$10,206,000259
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,326,400597
2016-12-31 (YTD Data)Rank
Total interest income$87,308,000350
Total interest expense$31,627,000132
Net interest income$55,681,000435
Provision for loan and lease losses$1,000,000889
Total noninterest income$4,199,0001,293
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$421,0002,367
Trading account gains and fees$0170
Additional Noninterest Income$3,778,0001,025
Total noninterest expense$43,822,000505
Salaries and employee benefits$21,886,000543
Premises and equipment expense$4,706,000530
Additional noninterest expense$17,230,000421
Pre-tax net operating income$15,058,000643
Securities gains (losses)$15,126,00023
Applicable income taxes$3,901,000651
Income before extraordinary items$26,283,000330
Extraordinary gains, net$05
Net income$26,283,000329
Minority interest net income$082
Net income of bank and minority interests.$26,283,000329
Net charge-offs$43,0003,247
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,123,380580
2016-09-30 (YTD Data)Rank
Total interest income$64,839,000349
Total interest expense$23,499,000128
Net interest income$41,340,000438
Provision for loan and lease losses$900,000743
Total noninterest income$3,091,0001,309
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$316,0002,376
Trading account gains and fees$0169
Additional Noninterest Income$2,775,0001,042
Total noninterest expense$32,316,000514
Salaries and employee benefits$16,044,000554
Premises and equipment expense$3,492,000545
Additional noninterest expense$12,780,000420
Pre-tax net operating income$11,215,000646
Securities gains (losses)$10,924,00030
Applicable income taxes$3,228,000621
Income before extraordinary items$18,911,000333
Extraordinary gains, net$05
Net income$18,911,000333
Minority interest net income$071
Net income of bank and minority interests.$18,911,000333
Net charge-offs$48,0002,618
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,625,600593
2016-06-30 (YTD Data)Rank
Total interest income$42,659,000355
Total interest expense$15,418,000128
Net interest income$27,241,000446
Provision for loan and lease losses$600,000726
Total noninterest income$1,928,0001,352
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$206,0002,393
Trading account gains and fees$0157
Additional Noninterest Income$1,722,0001,083
Total noninterest expense$20,921,000526
Salaries and employee benefits$10,545,000559
Premises and equipment expense$2,328,000544
Additional noninterest expense$8,048,000439
Pre-tax net operating income$7,648,000624
Securities gains (losses)$5,810,00035
Applicable income taxes$2,268,000596
Income before extraordinary items$11,190,000366
Extraordinary gains, net$016
Net income$11,190,000365
Minority interest net income$071
Net income of bank and minority interests.$11,190,000365
Net charge-offs$13,0002,989
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,367,700584
2016-03-31 (YTD Data)Rank
Total interest income$20,840,000358
Total interest expense$7,536,000127
Net interest income$13,304,000453
Provision for loan and lease losses$300,000670
Total noninterest income$911,0001,400
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$98,0002,462
Trading account gains and fees$0142
Additional Noninterest Income$813,0001,083
Total noninterest expense$9,642,000560
Salaries and employee benefits$5,189,000572
Premises and equipment expense$1,191,000536
Additional noninterest expense$3,262,000529
Pre-tax net operating income$4,273,000558
Securities gains (losses)$1,120,00065
Applicable income taxes$816,000727
Income before extraordinary items$4,577,000411
Extraordinary gains, net$012
Net income$4,577,000411
Minority interest net income$062
Net income of bank and minority interests.$4,577,000411
Net charge-offs$7,0002,464
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,625,000508
2015-12-31 (YTD Data)Rank
Total interest income$71,683,000379
Total interest expense$24,353,000137
Net interest income$47,330,000480
Provision for loan and lease losses$1,100,000753
Total noninterest income$4,128,0001,269
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$426,0002,395
Trading account gains and fees$0159
Additional Noninterest Income$3,702,0001,012
Total noninterest expense$37,470,000566
Salaries and employee benefits$18,011,000635
Premises and equipment expense$4,751,000526
Additional noninterest expense$14,708,000470
Pre-tax net operating income$12,888,000694
Securities gains (losses)$16,405,00020
Applicable income taxes$5,819,000471
Income before extraordinary items$23,474,000338
Extraordinary gains, net$023
Net income$23,474,000338
Minority interest net income$081
Net income of bank and minority interests.$23,474,000338
Net charge-offs$114,0002,535
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,350,000698
2015-09-30 (YTD Data)Rank
Total interest income$51,923,000391
Total interest expense$17,414,000144
Net interest income$34,509,000498
Provision for loan and lease losses$1,200,000504
Total noninterest income$3,163,0001,281
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$321,0002,404
Trading account gains and fees$0153
Additional Noninterest Income$2,842,0001,008
Total noninterest expense$28,100,000566
Salaries and employee benefits$13,482,000652
Premises and equipment expense$3,618,000528
Additional noninterest expense$11,000,000470
Pre-tax net operating income$8,372,000809
Securities gains (losses)$16,098,00019
Applicable income taxes$5,067,000446
Income before extraordinary items$19,403,000318
Extraordinary gains, net$021
Net income$19,403,000317
Minority interest net income$078
Net income of bank and minority interests.$19,403,000317
Net charge-offs$94,0002,227
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,685,580796
2015-06-30 (YTD Data)Rank
Total interest income$33,356,000400
Total interest expense$11,010,000147
Net interest income$22,346,000506
Provision for loan and lease losses$600,000646
Total noninterest income$2,080,0001,291
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$212,0002,397
Trading account gains and fees$0157
Additional Noninterest Income$1,868,0001,020
Total noninterest expense$19,176,000551
Salaries and employee benefits$8,924,000645
Premises and equipment expense$2,530,000511
Additional noninterest expense$7,722,000450
Pre-tax net operating income$4,650,000963
Securities gains (losses)$13,305,00017
Applicable income taxes$3,846,000409
Income before extraordinary items$14,109,000302
Extraordinary gains, net$022
Net income$14,109,000302
Minority interest net income$075
Net income of bank and minority interests.$14,109,000302
Net charge-offs$03,893
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,598,050958
2015-03-31 (YTD Data)Rank
Total interest income$16,184,000407
Total interest expense$5,335,000151
Net interest income$10,849,000522
Provision for loan and lease losses$300,000621
Total noninterest income$1,083,0001,219
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$98,0002,511
Trading account gains and fees$0152
Additional Noninterest Income$985,000936
Total noninterest expense$8,735,000609
Salaries and employee benefits$4,453,000652
Premises and equipment expense$1,291,000510
Additional noninterest expense$2,991,000558
Pre-tax net operating income$2,897,000766
Securities gains (losses)$7,050,00018
Applicable income taxes$2,455,000328
Income before extraordinary items$7,492,000277
Extraordinary gains, net$013
Net income$7,492,000277
Minority interest net income$064
Net income of bank and minority interests.$7,492,000277
Net charge-offs$-1,0004,352
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,204,500766
2014-12-31 (YTD Data)Rank
Total interest income$58,594,000432
Total interest expense$19,411,000159
Net interest income$39,183,000563
Provision for loan and lease losses$1,200,000731
Total noninterest income$4,004,0001,283
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$319,0003,095
Trading account gains and fees$0180
Additional Noninterest Income$3,685,000953
Total noninterest expense$33,687,000613
Salaries and employee benefits$15,581,000715
Premises and equipment expense$3,204,000776
Additional noninterest expense$14,902,000462
Pre-tax net operating income$8,300,000990
Securities gains (losses)$26,903,00013
Applicable income taxes$7,106,000384
Income before extraordinary items$28,097,000289
Extraordinary gains, net$017
Net income$28,097,000288
Minority interest net income$084
Net income of bank and minority interests.$28,097,000288
Net charge-offs$107,0003,120
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,574,600986
2014-09-30 (YTD Data)Rank
Total interest income$42,154,000441
Total interest expense$14,298,000161
Net interest income$27,856,000597
Provision for loan and lease losses$900,000732
Total noninterest income$2,859,0001,334
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$208,0003,391
Trading account gains and fees$0174
Additional Noninterest Income$2,651,000996
Total noninterest expense$24,689,000620
Salaries and employee benefits$10,814,000767
Premises and equipment expense$2,217,000836
Additional noninterest expense$11,658,000450
Pre-tax net operating income$5,126,0001,190
Securities gains (losses)$24,052,00011
Applicable income taxes$6,366,000340
Income before extraordinary items$22,812,000270
Extraordinary gains, net$015
Net income$22,812,000270
Minority interest net income$081
Net income of bank and minority interests.$22,812,000270
Net charge-offs$108,0002,611
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,051,4401,192
2014-06-30 (YTD Data)Rank
Total interest income$27,158,000452
Total interest expense$9,332,000160
Net interest income$17,826,000611
Provision for loan and lease losses$600,000713
Total noninterest income$1,737,0001,400
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$113,0003,738
Trading account gains and fees$0172
Additional Noninterest Income$1,624,0001,039
Total noninterest expense$13,099,000774
Salaries and employee benefits$6,929,000791
Premises and equipment expense$1,471,000841
Additional noninterest expense$4,699,000694
Pre-tax net operating income$5,864,000703
Securities gains (losses)$18,336,00010
Applicable income taxes$6,461,000255
Income before extraordinary items$17,739,000239
Extraordinary gains, net$020
Net income$17,739,000239
Minority interest net income$080
Net income of bank and minority interests.$17,739,000239
Net charge-offs$108,0002,115
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,353,720730
2014-03-31 (YTD Data)Rank
Total interest income$13,308,000465
Total interest expense$4,581,000163
Net interest income$8,727,000626
Provision for loan and lease losses$300,000685
Total noninterest income$965,0001,286
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$54,0003,799
Trading account gains and fees$0147
Additional Noninterest Income$911,000917
Total noninterest expense$6,107,000828
Salaries and employee benefits$3,454,000807
Premises and equipment expense$796,000803
Additional noninterest expense$1,857,000856
Pre-tax net operating income$3,285,000610
Securities gains (losses)$12,246,00012
Applicable income taxes$4,696,000204
Income before extraordinary items$10,835,000213
Extraordinary gains, net$016
Net income$10,835,000213
Minority interest net income$066
Net income of bank and minority interests.$10,835,000213
Net charge-offs$108,0001,328
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,262,800676
2013-12-31 (YTD Data)Rank
Total interest income$48,162,000511
Total interest expense$16,554,000196
Net interest income$31,608,000674
Provision for loan and lease losses$700,0001,469
Total noninterest income$4,016,0001,319
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$231,0003,853
Trading account gains and fees$0184
Additional Noninterest Income$3,785,000976
Total noninterest expense$23,144,000882
Salaries and employee benefits$12,424,000868
Premises and equipment expense$2,635,000913
Additional noninterest expense$8,085,000842
Pre-tax net operating income$11,780,000664
Securities gains (losses)$22,833,00025
Applicable income taxes$9,020,000294
Income before extraordinary items$25,593,000301
Extraordinary gains, net$029
Net income$25,593,000301
Minority interest net income$090
Net income of bank and minority interests.$25,593,000301
Net charge-offs$54,0004,289
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,696,580711
2013-09-30 (YTD Data)Rank
Total interest income$35,071,000525
Total interest expense$11,961,000205
Net interest income$23,110,000691
Provision for loan and lease losses$450,0001,622
Total noninterest income$2,723,0001,437
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$173,0003,899
Trading account gains and fees$0180
Additional Noninterest Income$2,550,0001,091
Total noninterest expense$17,328,000885
Salaries and employee benefits$9,091,000891
Premises and equipment expense$1,941,000935
Additional noninterest expense$6,296,000816
Pre-tax net operating income$8,055,000737
Securities gains (losses)$18,160,00024
Applicable income taxes$6,752,000307
Income before extraordinary items$19,463,000298
Extraordinary gains, net$025
Net income$19,463,000299
Minority interest net income$084
Net income of bank and minority interests.$19,463,000299
Net charge-offs$42,0003,991
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,024,600775
2013-06-30 (YTD Data)Rank
Total interest income$22,893,000535
Total interest expense$7,783,000218
Net interest income$15,110,000697
Provision for loan and lease losses$300,0001,629
Total noninterest income$1,678,0001,527
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$115,0003,858
Trading account gains and fees$0157
Additional Noninterest Income$1,563,0001,166
Total noninterest expense$12,019,000847
Salaries and employee benefits$6,166,000881
Premises and equipment expense$1,280,000945
Additional noninterest expense$4,573,000745
Pre-tax net operating income$4,469,000860
Securities gains (losses)$15,067,00026
Applicable income taxes$5,116,000278
Income before extraordinary items$14,420,000268
Extraordinary gains, net$022
Net income$14,420,000269
Minority interest net income$082
Net income of bank and minority interests.$14,420,000269
Net charge-offs$4,0004,592
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,270,420901
2013-03-31 (YTD Data)Rank
Total interest income$11,435,000544
Total interest expense$3,814,000226
Net interest income$7,621,000698
Provision for loan and lease losses$150,0001,610
Total noninterest income$757,0001,627
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$59,0003,789
Trading account gains and fees$0148
Additional Noninterest Income$698,0001,256
Total noninterest expense$6,528,000787
Salaries and employee benefits$3,055,000896
Premises and equipment expense$637,000966
Additional noninterest expense$2,836,000614
Pre-tax net operating income$1,700,0001,082
Securities gains (losses)$9,610,00023
Applicable income taxes$2,919,000261
Income before extraordinary items$8,391,000245
Extraordinary gains, net$010
Net income$8,391,000246
Minority interest net income$076
Net income of bank and minority interests.$8,391,000246
Net charge-offs$2,0003,902
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,279,6001,118
2012-12-31 (YTD Data)Rank
Total interest income$47,195,000553
Total interest expense$15,936,000255
Net interest income$31,259,000689
Provision for loan and lease losses$600,0002,443
Total noninterest income$3,617,0001,426
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$240,0003,940
Trading account gains and fees$0166
Additional Noninterest Income$3,377,0001,077
Total noninterest expense$21,296,000939
Salaries and employee benefits$11,855,000876
Premises and equipment expense$2,211,0001,077
Additional noninterest expense$7,230,000970
Pre-tax net operating income$12,980,000585
Securities gains (losses)$10,050,00056
Applicable income taxes$5,802,000395
Income before extraordinary items$17,228,000399
Extraordinary gains, net$029
Net income$17,228,000399
Minority interest net income$093
Net income of bank and minority interests.$17,228,000399
Net charge-offs$157,0004,020
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,690,500609
2012-09-30 (YTD Data)Rank
Total interest income$35,363,000562
Total interest expense$11,986,000269
Net interest income$23,377,000695
Provision for loan and lease losses$450,0002,400
Total noninterest income$2,694,0001,419
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$180,0003,990
Trading account gains and fees$0157
Additional Noninterest Income$2,514,0001,070
Total noninterest expense$16,288,000927
Salaries and employee benefits$8,809,000895
Premises and equipment expense$1,657,0001,088
Additional noninterest expense$5,822,000890
Pre-tax net operating income$9,333,000616
Securities gains (losses)$8,866,00052
Applicable income taxes$4,571,000388
Income before extraordinary items$13,628,000391
Extraordinary gains, net$020
Net income$13,628,000391
Minority interest net income$086
Net income of bank and minority interests.$13,628,000391
Net charge-offs$106,0003,910
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,978,500643
2012-06-30 (YTD Data)Rank
Total interest income$23,482,000575
Total interest expense$8,000,000273
Net interest income$15,482,000704
Provision for loan and lease losses$300,0002,388
Total noninterest income$1,896,0001,375
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$118,0003,997
Trading account gains and fees$0153
Additional Noninterest Income$1,778,0001,011
Total noninterest expense$9,929,0001,004
Salaries and employee benefits$5,854,000891
Premises and equipment expense$1,119,0001,059
Additional noninterest expense$2,956,0001,163
Pre-tax net operating income$7,149,000545
Securities gains (losses)$5,118,00057
Applicable income taxes$3,450,000359
Income before extraordinary items$8,817,000379
Extraordinary gains, net$019
Net income$8,817,000378
Minority interest net income$084
Net income of bank and minority interests.$8,817,000378
Net charge-offs$157,0002,996
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,132,040595
2012-03-31 (YTD Data)Rank
Total interest income$11,659,000578
Total interest expense$3,955,000286
Net interest income$7,704,000707
Provision for loan and lease losses$150,0002,302
Total noninterest income$712,0001,682
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$61,0003,920
Trading account gains and fees$0148
Additional Noninterest Income$651,0001,244
Total noninterest expense$5,024,000991
Salaries and employee benefits$2,997,000864
Premises and equipment expense$572,0001,038
Additional noninterest expense$1,455,0001,169
Pre-tax net operating income$3,242,000591
Securities gains (losses)$3,669,00038
Applicable income taxes$2,044,000317
Income before extraordinary items$4,867,000355
Extraordinary gains, net$019
Net income$4,867,000356
Minority interest net income$078
Net income of bank and minority interests.$4,867,000356
Net charge-offs$57,0002,915
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,298,700644
2011-12-31 (YTD Data)Rank
Total interest income$46,196,000600
Total interest expense$15,645,000356
Net interest income$30,551,000706
Provision for loan and lease losses$600,0003,157
Total noninterest income$2,685,0001,622
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$257,0003,903
Trading account gains and fees$0146
Additional Noninterest Income$2,428,0001,199
Total noninterest expense$19,025,0001,031
Salaries and employee benefits$10,210,000962
Premises and equipment expense$2,195,0001,136
Additional noninterest expense$6,620,0001,055
Pre-tax net operating income$13,611,000488
Securities gains (losses)$9,075,00065
Applicable income taxes$6,637,000335
Income before extraordinary items$16,049,000363
Extraordinary gains, net$029
Net income$16,049,000364
Minority interest net income$096
Net income of bank and minority interests.$16,049,000364
Net charge-offs$138,0004,679
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$9,605,750542
2011-09-30 (YTD Data)Rank
Total interest income$34,558,000607
Total interest expense$11,745,000367
Net interest income$22,813,000721
Provision for loan and lease losses$450,0003,020
Total noninterest income$1,900,0001,670
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$192,0003,932
Trading account gains and fees$0145
Additional Noninterest Income$1,708,0001,237
Total noninterest expense$13,264,0001,112
Salaries and employee benefits$7,722,000954
Premises and equipment expense$1,644,0001,149
Additional noninterest expense$3,898,0001,325
Pre-tax net operating income$10,999,000474
Securities gains (losses)$7,025,00064
Applicable income taxes$5,698,000310
Income before extraordinary items$12,326,000356
Extraordinary gains, net$021
Net income$12,326,000356
Minority interest net income$087
Net income of bank and minority interests.$12,326,000356
Net charge-offs$83,0004,603
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,549,000531
2011-06-30 (YTD Data)Rank
Total interest income$22,968,000621
Total interest expense$7,837,000390
Net interest income$15,131,000729
Provision for loan and lease losses$300,0002,953
Total noninterest income$1,264,0001,662
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$125,0003,955
Trading account gains and fees$0153
Additional Noninterest Income$1,139,0001,232
Total noninterest expense$8,705,0001,149
Salaries and employee benefits$5,010,000985
Premises and equipment expense$1,109,0001,158
Additional noninterest expense$2,586,0001,355
Pre-tax net operating income$7,390,000461
Securities gains (losses)$3,896,00067
Applicable income taxes$3,552,000319
Income before extraordinary items$7,734,000365
Extraordinary gains, net$015
Net income$7,734,000364
Minority interest net income$089
Net income of bank and minority interests.$7,734,000364
Net charge-offs$86,0003,991
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,045,760519
2011-03-31 (YTD Data)Rank
Total interest income$11,281,000641
Total interest expense$3,926,000408
Net interest income$7,355,000753
Provision for loan and lease losses$150,0002,750
Total noninterest income$632,0001,687
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$64,0003,860
Trading account gains and fees$0158
Additional Noninterest Income$568,0001,236
Total noninterest expense$4,393,0001,144
Salaries and employee benefits$2,481,0001,005
Premises and equipment expense$608,0001,066
Additional noninterest expense$1,304,0001,350
Pre-tax net operating income$3,444,000490
Securities gains (losses)$2,526,00049
Applicable income taxes$1,894,000286
Income before extraordinary items$4,076,000346
Extraordinary gains, net$09
Net income$4,076,000346
Minority interest net income$086
Net income of bank and minority interests.$4,076,000346
Net charge-offs$31,0003,744
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,358,320548
2010-12-31 (YTD Data)Rank
Total interest income$46,308,000645
Total interest expense$16,382,000483
Net interest income$29,926,000737
Provision for loan and lease losses$600,0003,834
Total noninterest income$2,099,0002,020
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$286,0003,731
Trading account gains and fees$0175
Additional Noninterest Income$1,813,0001,499
Total noninterest expense$18,889,0001,056
Salaries and employee benefits$10,382,000941
Premises and equipment expense$1,958,0001,319
Additional noninterest expense$6,549,0001,135
Pre-tax net operating income$12,536,000450
Securities gains (losses)$3,574,000148
Applicable income taxes$4,909,000365
Income before extraordinary items$11,201,000403
Extraordinary gains, net$029
Net income$11,201,000402
Minority interest net income$0111
Net income of bank and minority interests.$11,201,000403
Net charge-offs$231,0004,602
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,699,200491
2010-09-30 (YTD Data)Rank
Total interest income$35,093,000636
Total interest expense$12,237,000501
Net interest income$22,856,000718
Provision for loan and lease losses$900,0002,663
Total noninterest income$1,533,0002,060
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$213,0003,809
Trading account gains and fees$0165
Additional Noninterest Income$1,320,0001,475
Total noninterest expense$14,353,0001,018
Salaries and employee benefits$7,876,000925
Premises and equipment expense$1,458,0001,340
Additional noninterest expense$5,019,0001,070
Pre-tax net operating income$9,136,000464
Securities gains (losses)$2,295,000189
Applicable income taxes$3,439,000387
Income before extraordinary items$7,992,000434
Extraordinary gains, net$023
Net income$7,992,000434
Minority interest net income$0110
Net income of bank and minority interests.$7,992,000435
Net charge-offs$232,0004,044
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,385,500511
2010-06-30 (YTD Data)Rank
Total interest income$23,505,000642
Total interest expense$8,105,000521
Net interest income$15,400,000701
Provision for loan and lease losses$600,0002,565
Total noninterest income$987,0002,074
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$144,0003,771
Trading account gains and fees$0152
Additional Noninterest Income$843,0001,465
Total noninterest expense$9,962,000989
Salaries and employee benefits$5,268,000921
Premises and equipment expense$976,0001,357
Additional noninterest expense$3,718,000957
Pre-tax net operating income$5,825,000471
Securities gains (losses)$1,252,000210
Applicable income taxes$2,063,000396
Income before extraordinary items$5,014,000433
Extraordinary gains, net$019
Net income$5,014,000434
Minority interest net income$0105
Net income of bank and minority interests.$5,014,000434
Net charge-offs$170,0003,701
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,125,080516
2010-03-31 (YTD Data)Rank
Total interest income$11,751,000663
Total interest expense$4,067,000552
Net interest income$7,684,000713
Provision for loan and lease losses$300,0002,372
Total noninterest income$477,0002,104
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$72,0003,776
Trading account gains and fees$0175
Additional Noninterest Income$405,0001,499
Total noninterest expense$5,482,000911
Salaries and employee benefits$2,619,000936
Premises and equipment expense$482,0001,414
Additional noninterest expense$2,381,000761
Pre-tax net operating income$2,379,000571
Securities gains (losses)$864,000145
Applicable income taxes$810,000451
Income before extraordinary items$2,433,000445
Extraordinary gains, net$016
Net income$2,433,000445
Minority interest net income$091
Net income of bank and minority interests.$2,433,000447
Net charge-offs$77,0003,336
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,785,000610
2009-12-31 (YTD Data)Rank
Total interest income$47,019,000702
Total interest expense$21,343,000530
Net interest income$25,676,000845
Provision for loan and lease losses$1,150,0003,274
Total noninterest income$1,973,0002,140
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$353,0003,567
Trading account gains and fees$0211
Additional Noninterest Income$1,620,0001,579
Total noninterest expense$18,538,0001,125
Salaries and employee benefits$10,813,000912
Premises and equipment expense$1,910,0001,427
Additional noninterest expense$5,815,0001,294
Pre-tax net operating income$7,961,000541
Securities gains (losses)$2,144,000261
Applicable income taxes$2,949,000407
Income before extraordinary items$7,156,000465
Extraordinary gains, net$034
Net income$7,156,000465
Minority interest net income$0115
Net income of bank and minority interests.$7,156,000467
Net charge-offs$133,0005,442
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,633,760595
2009-09-30 (YTD Data)Rank
Total interest income$35,309,000723
Total interest expense$16,848,000531
Net interest income$18,461,000889
Provision for loan and lease losses$450,0003,968
Total noninterest income$1,489,0002,182
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$273,0003,512
Trading account gains and fees$0212
Additional Noninterest Income$1,216,0001,606
Total noninterest expense$14,912,0001,029
Salaries and employee benefits$8,485,000880
Premises and equipment expense$1,422,0001,440
Additional noninterest expense$5,005,0001,123
Pre-tax net operating income$4,588,000746
Securities gains (losses)$2,059,000209
Applicable income taxes$1,923,000486
Income before extraordinary items$4,724,000568
Extraordinary gains, net$027
Net income$4,724,000570
Minority interest net income$0118
Net income of bank and minority interests.$4,724,000570
Net charge-offs$68,0005,432
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,262,110828
2009-06-30 (YTD Data)Rank
Total interest income$23,678,000732
Total interest expense$11,537,000551
Net interest income$12,141,000898
Provision for loan and lease losses$300,0003,683
Total noninterest income$947,0002,261
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$176,0003,563
Trading account gains and fees$0193
Additional Noninterest Income$771,0001,699
Total noninterest expense$9,117,0001,155
Salaries and employee benefits$4,487,0001,123
Premises and equipment expense$961,0001,459
Additional noninterest expense$3,669,0001,042
Pre-tax net operating income$3,671,000618
Securities gains (losses)$823,000346
Applicable income taxes$1,287,000483
Income before extraordinary items$3,207,000563
Extraordinary gains, net$021
Net income$3,207,000561
Minority interest net income$0112
Net income of bank and minority interests.$3,207,000563
Net charge-offs$68,0004,630
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,622,670677
2009-03-31 (YTD Data)Rank
Total interest income$11,869,000735
Total interest expense$5,685,000579
Net interest income$6,184,000870
Provision for loan and lease losses$150,0003,210
Total noninterest income$428,0002,383
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$85,0003,588
Trading account gains and fees$0171
Additional Noninterest Income$343,0001,783
Total noninterest expense$4,845,0001,039
Salaries and employee benefits$2,254,0001,126
Premises and equipment expense$503,0001,410
Additional noninterest expense$2,088,000798
Pre-tax net operating income$1,617,000782
Securities gains (losses)$823,000219
Applicable income taxes$717,000459
Income before extraordinary items$1,723,000577
Extraordinary gains, net$015
Net income$1,723,000577
Minority interest net income$0102
Net income of bank and minority interests.$1,723,000580
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,138,670876
2008-12-31 (YTD Data)Rank
Total interest income$47,027,000788
Total interest expense$24,583,000651
Net interest income$22,444,000953
Provision for loan and lease losses$627,0003,427
Total noninterest income$1,638,0002,465
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$343,0003,766
Trading account gains and fees$0154
Additional Noninterest Income$1,295,0001,781
Total noninterest expense$14,418,0001,355
Salaries and employee benefits$8,766,0001,130
Premises and equipment expense$1,809,0001,534
Additional noninterest expense$3,843,0001,620
Pre-tax net operating income$9,037,000613
Securities gains (losses)$416,000441
Applicable income taxes$2,377,000578
Income before extraordinary items$7,076,000554
Extraordinary gains, net$039
Net income$7,076,000554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,765
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,764,000624
2008-09-30 (YTD Data)Rank
Total interest income$35,181,000815
Total interest expense$18,652,000670
Net interest income$16,529,000987
Provision for loan and lease losses$477,0002,796
Total noninterest income$1,180,0002,611
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$247,0003,874
Trading account gains and fees$0148
Additional Noninterest Income$933,0001,919
Total noninterest expense$10,546,0001,367
Salaries and employee benefits$6,544,0001,157
Premises and equipment expense$1,347,0001,551
Additional noninterest expense$2,655,0001,673
Pre-tax net operating income$6,686,000749
Securities gains (losses)$234,000554
Applicable income taxes$1,581,000795
Income before extraordinary items$5,339,000682
Extraordinary gains, net$031
Net income$5,339,000681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,525
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,158,820743
2008-06-30 (YTD Data)Rank
Total interest income$23,228,000834
Total interest expense$12,472,000687
Net interest income$10,756,0001,016
Provision for loan and lease losses$180,0003,306
Total noninterest income$717,0002,796
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$154,0004,008
Trading account gains and fees$0149
Additional Noninterest Income$563,0002,075
Total noninterest expense$7,042,0001,362
Salaries and employee benefits$4,297,0001,198
Premises and equipment expense$901,0001,546
Additional noninterest expense$1,844,0001,598
Pre-tax net operating income$4,251,000835
Securities gains (losses)$1,056,000179
Applicable income taxes$1,321,000734
Income before extraordinary items$3,986,000689
Extraordinary gains, net$021
Net income$3,986,000688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,779
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,194,000836
2008-03-31 (YTD Data)Rank
Total interest income$11,368,000889
Total interest expense$6,414,000719
Net interest income$4,954,0001,107
Provision for loan and lease losses$90,0002,858
Total noninterest income$290,0003,201
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$73,0004,064
Trading account gains and fees$0158
Additional Noninterest Income$217,0002,456
Total noninterest expense$3,560,0001,338
Salaries and employee benefits$2,208,0001,164
Premises and equipment expense$476,0001,460
Additional noninterest expense$876,0001,641
Pre-tax net operating income$1,594,0001,186
Securities gains (losses)$550,000226
Applicable income taxes$506,000995
Income before extraordinary items$1,638,000922
Extraordinary gains, net$015
Net income$1,638,000924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,965
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,220,0001,190
2007-12-31 (YTD Data)Rank
Total interest income$41,506,0001,013
Total interest expense$23,847,000827
Net interest income$17,659,0001,266
Provision for loan and lease losses$274,0003,358
Total noninterest income$1,205,0003,133
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$328,0003,911
Trading account gains and fees$0178
Additional Noninterest Income$877,0002,416
Total noninterest expense$16,218,0001,152
Salaries and employee benefits$7,623,0001,314
Premises and equipment expense$1,527,0001,716
Additional noninterest expense$7,068,000811
Pre-tax net operating income$2,372,0002,941
Securities gains (losses)$5,540,00057
Applicable income taxes$1,360,0001,508
Income before extraordinary items$6,552,0001,001
Extraordinary gains, net$039
Net income$6,552,000999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,354
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,953,8002,859
2007-09-30 (YTD Data)Rank
Total interest income$30,398,0001,043
Total interest expense$17,212,000858
Net interest income$13,186,0001,274
Provision for loan and lease losses$184,0003,124
Total noninterest income$894,0003,151
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$250,0003,877
Trading account gains and fees$0184
Additional Noninterest Income$644,0002,454
Total noninterest expense$12,822,0001,089
Salaries and employee benefits$5,271,0001,445
Premises and equipment expense$1,088,0001,808
Additional noninterest expense$6,463,000645
Pre-tax net operating income$1,074,0004,199
Securities gains (losses)$5,540,00050
Applicable income taxes$1,094,0001,542
Income before extraordinary items$5,520,000943
Extraordinary gains, net$033
Net income$5,520,000941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,557
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$921,8004,049
2007-06-30 (YTD Data)Rank
Total interest income$13,133,0001,653
Total interest expense$6,887,0001,447
Net interest income$6,246,0001,834
Provision for loan and lease losses$64,0003,935
Total noninterest income$426,0003,891
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$105,0004,849
Trading account gains and fees$0168
Additional Noninterest Income$321,0002,911
Total noninterest expense$4,486,0002,054
Salaries and employee benefits$2,520,0002,021
Premises and equipment expense$576,0002,242
Additional noninterest expense$1,390,0001,940
Pre-tax net operating income$2,122,0002,059
Securities gains (losses)$3,078,00060
Applicable income taxes$1,479,000930
Income before extraordinary items$3,721,000961
Extraordinary gains, net$029
Net income$3,721,000960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,504,8402,187
2007-03-31 (YTD Data)Rank
Total interest income$6,503,0001,660
Total interest expense$3,465,0001,432
Net interest income$3,038,0001,895
Provision for loan and lease losses$30,0003,737
Total noninterest income$186,0004,175
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$50,0004,884
Trading account gains and fees$0195
Additional Noninterest Income$136,0003,192
Total noninterest expense$2,182,0002,121
Salaries and employee benefits$1,277,0002,014
Premises and equipment expense$303,0002,157
Additional noninterest expense$602,0002,192
Pre-tax net operating income$1,012,0002,144
Securities gains (losses)$55,000400
Applicable income taxes$212,0002,322
Income before extraordinary items$855,0001,950
Extraordinary gains, net$022
Net income$855,0001,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$811,0002,033
2006-12-31 (YTD Data)Rank
Total interest income$24,259,0001,662
Total interest expense$12,287,0001,366
Net interest income$11,972,0001,941
Provision for loan and lease losses$122,0004,359
Total noninterest income$614,0004,678
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$217,0004,808
Trading account gains and fees$0130
Additional Noninterest Income$397,0003,747
Total noninterest expense$8,162,0002,168
Salaries and employee benefits$4,993,0001,941
Premises and equipment expense$944,0002,607
Additional noninterest expense$2,225,0002,334
Pre-tax net operating income$4,302,0002,137
Securities gains (losses)$4,919,00058
Applicable income taxes$2,589,0001,068
Income before extraordinary items$6,632,0001,120
Extraordinary gains, net$051
Net income$6,632,0001,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,843
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,090,3202,215
2006-09-30 (YTD Data)Rank
Total interest income$17,862,0001,678
Total interest expense$8,845,0001,377
Net interest income$9,017,0001,950
Provision for loan and lease losses$87,0004,417
Total noninterest income$459,0004,711
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$164,0004,842
Trading account gains and fees$0126
Additional Noninterest Income$295,0003,762
Total noninterest expense$5,861,0002,252
Salaries and employee benefits$3,639,0002,000
Premises and equipment expense$679,0002,717
Additional noninterest expense$1,543,0002,482
Pre-tax net operating income$3,528,0002,047
Securities gains (losses)$4,839,00058
Applicable income taxes$2,584,000882
Income before extraordinary items$5,783,0001,003
Extraordinary gains, net$045
Net income$5,783,0001,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,187
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,444,0902,174
2006-06-30 (YTD Data)Rank
Total interest income$11,625,0001,678
Total interest expense$5,648,0001,372
Net interest income$5,977,0001,956
Provision for loan and lease losses$83,0003,687
Total noninterest income$308,0004,666
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$112,0004,755
Trading account gains and fees$0126
Additional Noninterest Income$196,0003,782
Total noninterest expense$3,961,0002,226
Salaries and employee benefits$2,581,0001,892
Premises and equipment expense$456,0002,691
Additional noninterest expense$924,0002,752
Pre-tax net operating income$2,241,0002,123
Securities gains (losses)$4,795,00049
Applicable income taxes$2,237,000727
Income before extraordinary items$4,799,000810
Extraordinary gains, net$039
Net income$4,799,000810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,558
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,538,4002,281
2006-03-31 (YTD Data)Rank
Total interest income$5,738,0001,660
Total interest expense$2,702,0001,368
Net interest income$3,036,0001,907
Provision for loan and lease losses$58,0002,966
Total noninterest income$129,0005,033
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$55,0004,737
Trading account gains and fees$0115
Additional Noninterest Income$74,0004,319
Total noninterest expense$1,911,0002,333
Salaries and employee benefits$1,211,0002,031
Premises and equipment expense$240,0002,556
Additional noninterest expense$460,0002,753
Pre-tax net operating income$1,196,0001,980
Securities gains (losses)$4,729,00026
Applicable income taxes$1,951,000480
Income before extraordinary items$3,974,000521
Extraordinary gains, net$021
Net income$3,974,000520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$805,5702,149
2005-12-31 (YTD Data)Rank
Total interest income$20,634,0001,634
Total interest expense$8,344,0001,362
Net interest income$12,290,0001,778
Provision for loan and lease losses$131,0004,331
Total noninterest income$662,0004,543
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$220,0004,843
Trading account gains and fees$0138
Additional Noninterest Income$442,0003,599
Total noninterest expense$7,685,0002,172
Salaries and employee benefits$4,270,0002,154
Premises and equipment expense$772,0002,993
Additional noninterest expense$2,643,0001,925
Pre-tax net operating income$5,136,0001,821
Securities gains (losses)$9,769,00060
Applicable income taxes$4,525,000698
Income before extraordinary items$10,380,000697
Extraordinary gains, net$046
Net income$10,380,000698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,746
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,541,7001,913
2005-09-30 (YTD Data)Rank
Total interest income$15,126,0001,637
Total interest expense$5,765,0001,396
Net interest income$9,361,0001,744
Provision for loan and lease losses$100,0004,154
Total noninterest income$507,0004,511
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$161,0004,927
Trading account gains and fees$0126
Additional Noninterest Income$346,0003,545
Total noninterest expense$5,308,0002,337
Salaries and employee benefits$3,139,0002,168
Premises and equipment expense$573,0002,999
Additional noninterest expense$1,596,0002,314
Pre-tax net operating income$4,460,0001,604
Securities gains (losses)$6,399,00066
Applicable income taxes$3,364,000709
Income before extraordinary items$7,495,000724
Extraordinary gains, net$035
Net income$7,495,000725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,687
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,079,6901,681
2005-06-30 (YTD Data)Rank
Total interest income$9,843,0001,627
Total interest expense$3,452,0001,453
Net interest income$6,391,0001,683
Provision for loan and lease losses$25,0005,445
Total noninterest income$344,0004,419
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$105,0004,934
Trading account gains and fees$0116
Additional Noninterest Income$239,0003,442
Total noninterest expense$3,463,0002,373
Salaries and employee benefits$2,067,0002,188
Premises and equipment expense$375,0003,019
Additional noninterest expense$1,021,0002,373
Pre-tax net operating income$3,247,0001,440
Securities gains (losses)$6,121,00057
Applicable income taxes$3,044,000543
Income before extraordinary items$6,324,000582
Extraordinary gains, net$030
Net income$6,324,000582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,591
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,161,7201,566
2005-03-31 (YTD Data)Rank
Total interest income$4,870,0001,607
Total interest expense$1,611,0001,486
Net interest income$3,259,0001,636
Provision for loan and lease losses$06,226
Total noninterest income$156,0004,610
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$52,0004,904
Trading account gains and fees$0115
Additional Noninterest Income$104,0003,652
Total noninterest expense$1,743,0002,366
Salaries and employee benefits$1,042,0002,178
Premises and equipment expense$196,0002,929
Additional noninterest expense$505,0002,416
Pre-tax net operating income$1,672,0001,371
Securities gains (losses)$4,070,00041
Applicable income taxes$1,889,000480
Income before extraordinary items$3,853,000496
Extraordinary gains, net$024
Net income$3,853,000496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,126,1001,479
2004-12-31 (YTD Data)Rank
Total interest income$18,888,0001,532
Total interest expense$6,431,0001,277
Net interest income$12,457,0001,634
Provision for loan and lease losses$37,0006,248
Total noninterest income$544,0005,063
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$238,0004,848
Trading account gains and fees$0138
Additional Noninterest Income$306,0004,227
Total noninterest expense$9,034,0001,789
Salaries and employee benefits$4,269,0002,036
Premises and equipment expense$779,0002,855
Additional noninterest expense$3,986,0001,242
Pre-tax net operating income$3,930,0002,092
Securities gains (losses)$3,299,000145
Applicable income taxes$1,447,0001,649
Income before extraordinary items$5,782,0001,129
Extraordinary gains, net$034
Net income$5,782,0001,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,431
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,142,8001,944
2004-09-30 (YTD Data)Rank
Total interest income$13,994,0001,532
Total interest expense$4,829,0001,252
Net interest income$9,165,0001,651
Provision for loan and lease losses$37,0005,797
Total noninterest income$348,0005,486
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$169,0005,017
Trading account gains and fees$0134
Additional Noninterest Income$179,0004,730
Total noninterest expense$7,154,0001,681
Salaries and employee benefits$3,140,0002,084
Premises and equipment expense$592,0002,816
Additional noninterest expense$3,422,0001,073
Pre-tax net operating income$2,322,0002,550
Securities gains (losses)$2,561,000152
Applicable income taxes$876,0001,979
Income before extraordinary items$4,007,0001,227
Extraordinary gains, net$026
Net income$4,007,0001,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,355
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,906,9802,369
2004-06-30 (YTD Data)Rank
Total interest income$9,247,0001,533
Total interest expense$3,221,0001,227
Net interest income$6,026,0001,667
Provision for loan and lease losses$37,0005,122
Total noninterest income$227,0005,535
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$107,0005,129
Trading account gains and fees$0130
Additional Noninterest Income$120,0004,788
Total noninterest expense$3,494,0002,266
Salaries and employee benefits$2,114,0002,069
Premises and equipment expense$395,0002,818
Additional noninterest expense$985,0002,418
Pre-tax net operating income$2,722,0001,555
Securities gains (losses)$97,0001,050
Applicable income taxes$792,0001,542
Income before extraordinary items$2,027,0001,587
Extraordinary gains, net$021
Net income$2,027,0001,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,391
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,957,1601,575
2004-03-31 (YTD Data)Rank
Total interest income$4,574,0001,545
Total interest expense$1,625,0001,226
Net interest income$2,949,0001,694
Provision for loan and lease losses$1,0006,438
Total noninterest income$111,0005,539
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$52,0005,121
Trading account gains and fees$0121
Additional Noninterest Income$59,0004,776
Total noninterest expense$1,881,0002,130
Salaries and employee benefits$1,192,0001,846
Premises and equipment expense$189,0002,959
Additional noninterest expense$500,0002,359
Pre-tax net operating income$1,178,0001,754
Securities gains (losses)$4,0002,410
Applicable income taxes$333,0001,788
Income before extraordinary items$849,0001,840
Extraordinary gains, net$016
Net income$849,0001,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,539
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$846,1201,762
2003-12-31 (YTD Data)Rank
Total interest income$19,413,0001,479
Total interest expense$7,273,0001,217
Net interest income$12,140,0001,600
Provision for loan and lease losses$-27,0008,946
Total noninterest income$777,0004,308
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$211,0005,148
Trading account gains and fees$0160
Additional Noninterest Income$566,0003,366
Total noninterest expense$6,916,0002,277
Salaries and employee benefits$4,476,0001,922
Premises and equipment expense$596,0003,545
Additional noninterest expense$1,844,0002,581
Pre-tax net operating income$6,028,0001,370
Securities gains (losses)$4,188,000178
Applicable income taxes$3,195,000875
Income before extraordinary items$7,021,000920
Extraordinary gains, net$054
Net income$7,021,000922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0008,392
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,131,2801,451
2003-09-30 (YTD Data)Rank
Total interest income$14,718,0001,491
Total interest expense$5,565,0001,251
Net interest income$9,153,0001,605
Provision for loan and lease losses$-44,0009,087
Total noninterest income$665,0004,051
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$156,0005,220
Trading account gains and fees$0153
Additional Noninterest Income$509,0003,110
Total noninterest expense$5,181,0002,287
Salaries and employee benefits$3,403,0001,895
Premises and equipment expense$430,0003,649
Additional noninterest expense$1,348,0002,618
Pre-tax net operating income$4,681,0001,383
Securities gains (losses)$-11,0008,949
Applicable income taxes$1,404,0001,419
Income before extraordinary items$3,266,0001,505
Extraordinary gains, net$040
Net income$3,266,0001,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,563
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,273,7001,426
2003-06-30 (YTD Data)Rank
Total interest income$9,956,0001,479
Total interest expense$3,772,0001,268
Net interest income$6,184,0001,582
Provision for loan and lease losses$-13,0009,107
Total noninterest income$455,0003,954
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$104,0005,180
Trading account gains and fees$0150
Additional Noninterest Income$351,0003,013
Total noninterest expense$3,447,0002,280
Salaries and employee benefits$2,247,0001,898
Premises and equipment expense$283,0003,667
Additional noninterest expense$917,0002,572
Pre-tax net operating income$3,205,0001,331
Securities gains (losses)$-11,0009,056
Applicable income taxes$984,0001,392
Income before extraordinary items$2,210,0001,485
Extraordinary gains, net$030
Net income$2,210,0001,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,405
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,217,5901,390
2003-03-31 (YTD Data)Rank
Total interest income$5,138,0001,435
Total interest expense$1,865,0001,307
Net interest income$3,273,0001,483
Provision for loan and lease losses$-23,0009,207
Total noninterest income$284,0003,377
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$51,0005,142
Trading account gains and fees$0134
Additional Noninterest Income$233,0002,463
Total noninterest expense$1,760,0002,219
Salaries and employee benefits$1,174,0001,818
Premises and equipment expense$145,0003,578
Additional noninterest expense$441,0002,617
Pre-tax net operating income$1,820,0001,187
Securities gains (losses)$02,891
Applicable income taxes$577,0001,218
Income before extraordinary items$1,243,0001,327
Extraordinary gains, net$021
Net income$1,243,0001,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,243,0001,240
2002-12-31 (YTD Data)Rank
Total interest income$21,221,0001,450
Total interest expense$9,249,0001,217
Net interest income$11,972,0001,614
Provision for loan and lease losses$107,0005,612
Total noninterest income$1,892,0002,229
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$208,0005,109
Trading account gains and fees$0153
Additional Noninterest Income$1,684,0001,503
Total noninterest expense$7,325,0002,052
Salaries and employee benefits$3,399,0002,348
Premises and equipment expense$616,0003,337
Additional noninterest expense$3,310,0001,433
Pre-tax net operating income$6,432,0001,318
Securities gains (losses)$1,397,000346
Applicable income taxes$2,068,0001,251
Income before extraordinary items$5,761,0001,087
Extraordinary gains, net$070
Net income$5,761,0001,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,049
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,727,2201,278
2001-12-31 (YTD Data)Rank
Total interest income$21,686,0001,563
Total interest expense$12,048,0001,355
Net interest income$9,638,0001,848
Provision for loan and lease losses$52,0006,614
Total noninterest income$742,0004,055
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$210,0005,048
Trading account gains and fees$0177
Additional Noninterest Income$532,0003,021
Total noninterest expense$5,510,0002,565
Salaries and employee benefits$3,141,0002,392
Premises and equipment expense$660,0003,101
Additional noninterest expense$1,709,0002,581
Pre-tax net operating income$4,818,0001,491
Securities gains (losses)$98,0001,760
Applicable income taxes$1,491,0001,503
Income before extraordinary items$3,425,0001,555
Extraordinary gains, net$0105
Net income$3,425,0001,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,729
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,356,4001,512
2000-12-31 (YTD Data)Rank
Total interest income$20,641,0001,675
Total interest expense$11,203,0001,531
Net interest income$9,438,0001,866
Provision for loan and lease losses$272,0003,065
Total noninterest income$508,0004,884
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$211,0004,954
Trading account gains and fees$0180
Additional Noninterest Income$297,0003,944
Total noninterest expense$5,091,0002,669
Salaries and employee benefits$2,926,0002,446
Premises and equipment expense$571,0003,405
Additional noninterest expense$1,594,0002,662
Pre-tax net operating income$4,583,0001,610
Securities gains (losses)$4,927,00051
Applicable income taxes$3,405,000746
Income before extraordinary items$6,105,000861
Extraordinary gains, net$038
Net income$6,105,000861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,934
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,951,7201,764
1999-12-31 (YTD Data)Rank
Total interest income$19,470,0001,666
Total interest expense$10,748,0001,389
Net interest income$8,722,0002,017
Provision for loan and lease losses$50,0006,505
Total noninterest income$436,0005,364
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$211,0004,993
Trading account gains and fees$0173
Additional Noninterest Income$225,0004,668
Total noninterest expense$4,390,0003,040
Salaries and employee benefits$2,551,0002,758
Premises and equipment expense$404,0004,497
Additional noninterest expense$1,435,0002,967
Pre-tax net operating income$4,718,0001,595
Securities gains (losses)$126,000648
Applicable income taxes$1,511,0001,593
Income before extraordinary items$3,333,0001,602
Extraordinary gains, net$035
Net income$3,333,0001,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0009,531
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,246,0601,616
1998-12-31 (YTD Data)Rank
Total interest income$18,556,0001,745
Total interest expense$10,567,0001,452
Net interest income$7,989,0002,135
Provision for loan and lease losses$36,0007,078
Total noninterest income$340,0006,102
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$193,0005,239
Trading account gains and fees$0224
Additional Noninterest Income$147,0005,739
Total noninterest expense$5,317,0002,445
Salaries and employee benefits$2,352,0002,881
Premises and equipment expense$409,0004,355
Additional noninterest expense$2,556,0001,679
Pre-tax net operating income$2,976,0002,396
Securities gains (losses)$3,154,000178
Applicable income taxes$1,536,0001,588
Income before extraordinary items$4,594,0001,165
Extraordinary gains, net$032
Net income$4,594,0001,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0009,285
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,228,5002,242
1997-12-31 (YTD Data)Rank
Total interest income$17,656,0001,871
Total interest expense$9,954,0001,555
Net interest income$7,702,0002,281
Provision for loan and lease losses$118,0004,844
Total noninterest income$400,0005,724
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$204,0005,284
Trading account gains and fees$0239
Additional Noninterest Income$196,0005,008
Total noninterest expense$4,871,0002,638
Salaries and employee benefits$2,171,0003,053
Premises and equipment expense$375,0004,665
Additional noninterest expense$2,325,0001,827
Pre-tax net operating income$3,113,0002,407
Securities gains (losses)$9,371,00050
Applicable income taxes$4,069,000711
Income before extraordinary items$8,415,000677
Extraordinary gains, net$044
Net income$8,415,000677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,428
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,136,4302,373
1996-12-31 (YTD Data)Rank
Total interest income$16,008,0002,103
Total interest expense$9,282,0001,704
Net interest income$6,726,0002,617
Provision for loan and lease losses$42,0006,906
Total noninterest income$358,0006,348
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$189,0005,756
Trading account gains and fees$0262
Additional Noninterest Income$169,0005,615
Total noninterest expense$3,423,0003,853
Salaries and employee benefits$1,898,0003,502
Premises and equipment expense$393,0004,592
Additional noninterest expense$1,132,0003,967
Pre-tax net operating income$3,619,0001,994
Securities gains (losses)$8,761,00049
Applicable income taxes$4,278,000659
Income before extraordinary items$8,102,000691
Extraordinary gains, net$053
Net income$8,102,000691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,441
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,407,3502,024
1995-12-31 (YTD Data)Rank
Total interest income$14,958,0002,257
Total interest expense$8,491,0001,862
Net interest income$6,467,0002,758
Provision for loan and lease losses$53,0006,095
Total noninterest income$337,0006,638
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$220,0005,343
Trading account gains and fees$0522
Additional Noninterest Income$117,0006,722
Total noninterest expense$3,974,0003,341
Salaries and employee benefits$2,198,0003,030
Premises and equipment expense$295,0005,704
Additional noninterest expense$1,481,0003,120
Pre-tax net operating income$2,777,0002,602
Securities gains (losses)$12,0002,250
Applicable income taxes$931,0002,532
Income before extraordinary items$1,858,0002,668
Extraordinary gains, net$065
Net income$1,858,0002,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,374
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,849,9602,647
1994-12-31 (YTD Data)Rank
Total interest income$13,438,0002,279
Total interest expense$6,565,0001,900
Net interest income$6,873,0002,624
Provision for loan and lease losses$43,0006,473
Total noninterest income$317,0007,031
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$203,0005,805
Trading account gains and fees$0475
Additional Noninterest Income$114,0007,101
Total noninterest expense$4,196,0003,276
Salaries and employee benefits$2,354,0002,809
Premises and equipment expense$273,0006,120
Additional noninterest expense$1,569,0003,178
Pre-tax net operating income$2,951,0002,417
Securities gains (losses)$6,0002,522
Applicable income taxes$1,107,0002,037
Income before extraordinary items$1,850,0002,626
Extraordinary gains, net$0249
Net income$1,850,0002,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,088
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,846,1602,649
1993-12-31 (YTD Data)Rank
Total interest income$13,690,0002,267
Total interest expense$7,052,0001,846
Net interest income$6,638,0002,719
Provision for loan and lease losses$48,0007,582
Total noninterest income$310,0007,513
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$210,0005,788
Trading account gains and fees$0532
Additional Noninterest Income$100,0007,857
Total noninterest expense$4,428,0003,171
Salaries and employee benefits$2,002,0003,284
Premises and equipment expense$269,0006,349
Additional noninterest expense$2,157,0002,561
Pre-tax net operating income$2,472,0002,731
Securities gains (losses)$684,000723
Applicable income taxes$1,229,0001,878
Income before extraordinary items$1,927,0002,610
Extraordinary gains, net$256,000822
Net income$2,183,0002,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0006,011
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,489,2403,096
1992-12-31 (YTD Data)Rank
Total interest income$15,202,0002,307
Total interest expense$9,304,0001,818
Net interest income$5,898,0003,106
Provision for loan and lease losses$184,0005,448
Total noninterest income$335,0007,288
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$204,0005,921
Trading account gains and fees$0504
Additional Noninterest Income$131,0007,138
Total noninterest expense$3,653,0003,787
Salaries and employee benefits$1,766,0003,623
Premises and equipment expense$342,0005,454
Additional noninterest expense$1,545,0003,511
Pre-tax net operating income$2,396,0002,604
Securities gains (losses)$607,000924
Applicable income taxes$1,217,0001,735
Income before extraordinary items$1,786,0002,570
Extraordinary gains, net$01,422
Net income$1,786,0002,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0004,732
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,397,5203,044

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.