Home > Hull State Bank > Income and Expense
Hull State Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 6,055 |
| Total interest expense | $97,000 | 6,444 |
| Net interest income | $1,645,000 | 5,934 |
| Provision for loan and lease losses | $30,000 | 4,534 |
| Total noninterest income | $343,000 | 4,953 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $243,000 | 3,754 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $100,000 | 5,374 |
| Total noninterest expense | $2,278,000 | 5,235 |
| Salaries and employee benefits | $1,031,000 | 5,482 |
| Premises and equipment expense | $342,000 | 4,566 |
| Additional noninterest expense | $905,000 | 4,804 |
| Pre-tax net operating income | $-320,000 | 6,411 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-114,000 | 6,493 |
| Income before extraordinary items | $-206,000 | 6,403 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-206,000 | 6,403 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-206,000 | 6,404 |
| Net charge-offs | $-70,000 | 6,471 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-206,000 | 6,387 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 6,129 |
| Total interest expense | $74,000 | 6,521 |
| Net interest income | $1,226,000 | 5,995 |
| Provision for loan and lease losses | $24,000 | 4,429 |
| Total noninterest income | $264,000 | 4,999 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $188,000 | 3,734 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $76,000 | 5,452 |
| Total noninterest expense | $1,419,000 | 5,583 |
| Salaries and employee benefits | $779,000 | 5,505 |
| Premises and equipment expense | $249,000 | 4,655 |
| Additional noninterest expense | $391,000 | 5,810 |
| Pre-tax net operating income | $47,000 | 6,156 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $23,000 | 4,052 |
| Income before extraordinary items | $24,000 | 6,273 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $24,000 | 6,275 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $24,000 | 6,274 |
| Net charge-offs | $21,000 | 4,392 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $24,000 | 6,222 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $860,000 | 6,165 |
| Total interest expense | $51,000 | 6,566 |
| Net interest income | $809,000 | 6,042 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $180,000 | 4,996 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $128,000 | 3,647 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $52,000 | 5,464 |
| Total noninterest expense | $944,000 | 5,611 |
| Salaries and employee benefits | $522,000 | 5,520 |
| Premises and equipment expense | $171,000 | 4,607 |
| Additional noninterest expense | $251,000 | 5,889 |
| Pre-tax net operating income | $30,000 | 6,170 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $20,000 | 3,949 |
| Income before extraordinary items | $10,000 | 6,336 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $10,000 | 6,338 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $10,000 | 6,338 |
| Net charge-offs | $10,000 | 4,322 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $10,000 | 6,270 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $426,000 | 6,229 |
| Total interest expense | $26,000 | 6,635 |
| Net interest income | $400,000 | 6,099 |
| Provision for loan and lease losses | $9,000 | 4,036 |
| Total noninterest income | $89,000 | 5,011 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $64,000 | 3,631 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $25,000 | 5,492 |
| Total noninterest expense | $482,000 | 5,634 |
| Salaries and employee benefits | $265,000 | 5,532 |
| Premises and equipment expense | $85,000 | 4,659 |
| Additional noninterest expense | $132,000 | 5,885 |
| Pre-tax net operating income | $-2,000 | 6,360 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $5,000 | 4,175 |
| Income before extraordinary items | $-7,000 | 6,449 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-7,000 | 6,450 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-7,000 | 6,450 |
| Net charge-offs | $3,000 | 3,820 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-7,000 | 6,388 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,956,000 | 6,170 |
| Total interest expense | $125,000 | 6,722 |
| Net interest income | $1,831,000 | 6,013 |
| Provision for loan and lease losses | $240,000 | 3,678 |
| Total noninterest income | $371,000 | 4,937 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $263,000 | 3,743 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $108,000 | 5,270 |
| Total noninterest expense | $2,007,000 | 5,650 |
| Salaries and employee benefits | $1,075,000 | 5,580 |
| Premises and equipment expense | $337,000 | 4,709 |
| Additional noninterest expense | $595,000 | 5,810 |
| Pre-tax net operating income | $-45,000 | 6,226 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-14,000 | 6,542 |
| Income before extraordinary items | $-31,000 | 6,354 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-31,000 | 6,348 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-31,000 | 6,350 |
| Net charge-offs | $191,000 | 3,810 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-31,000 | 6,224 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 6,241 |
| Total interest expense | $98,000 | 6,820 |
| Net interest income | $1,402,000 | 6,068 |
| Provision for loan and lease losses | $222,000 | 3,411 |
| Total noninterest income | $281,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $200,000 | 3,757 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $81,000 | 5,349 |
| Total noninterest expense | $1,511,000 | 5,679 |
| Salaries and employee benefits | $821,000 | 5,590 |
| Premises and equipment expense | $253,000 | 4,766 |
| Additional noninterest expense | $437,000 | 5,921 |
| Pre-tax net operating income | $-50,000 | 6,366 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-50,000 | 6,487 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-50,000 | 6,484 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-50,000 | 6,484 |
| Net charge-offs | $183,000 | 3,393 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-50,000 | 6,379 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $991,000 | 6,308 |
| Total interest expense | $69,000 | 6,871 |
| Net interest income | $922,000 | 6,128 |
| Provision for loan and lease losses | $258,000 | 2,630 |
| Total noninterest income | $191,000 | 4,942 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $133,000 | 3,753 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 5,301 |
| Total noninterest expense | $1,018,000 | 5,688 |
| Salaries and employee benefits | $560,000 | 5,603 |
| Premises and equipment expense | $181,000 | 4,608 |
| Additional noninterest expense | $277,000 | 6,037 |
| Pre-tax net operating income | $-163,000 | 6,597 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-163,000 | 6,690 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-163,000 | 6,691 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-163,000 | 6,691 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-163,000 | 6,613 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $480,000 | 6,405 |
| Total interest expense | $36,000 | 6,922 |
| Net interest income | $444,000 | 6,236 |
| Provision for loan and lease losses | $2,000 | 5,167 |
| Total noninterest income | $93,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $65,000 | 3,802 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 5,423 |
| Total noninterest expense | $490,000 | 5,814 |
| Salaries and employee benefits | $288,000 | 5,579 |
| Premises and equipment expense | $90,000 | 4,629 |
| Additional noninterest expense | $112,000 | 6,348 |
| Pre-tax net operating income | $45,000 | 5,986 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $15,000 | 3,807 |
| Income before extraordinary items | $30,000 | 6,225 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $30,000 | 6,224 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $30,000 | 6,225 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $30,000 | 6,095 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 6,429 |
| Total interest expense | $175,000 | 6,988 |
| Net interest income | $1,845,000 | 6,218 |
| Provision for loan and lease losses | $16,000 | 6,268 |
| Total noninterest income | $426,000 | 4,668 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $313,000 | 3,520 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $113,000 | 5,193 |
| Total noninterest expense | $2,051,000 | 5,775 |
| Salaries and employee benefits | $1,097,000 | 5,699 |
| Premises and equipment expense | $321,000 | 5,087 |
| Additional noninterest expense | $633,000 | 5,887 |
| Pre-tax net operating income | $204,000 | 5,498 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $52,000 | 3,745 |
| Income before extraordinary items | $152,000 | 5,700 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $152,000 | 5,703 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $152,000 | 5,703 |
| Net charge-offs | $5,000 | 6,229 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $152,000 | 5,574 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 6,479 |
| Total interest expense | $137,000 | 7,060 |
| Net interest income | $1,393,000 | 6,251 |
| Provision for loan and lease losses | $7,000 | 6,265 |
| Total noninterest income | $327,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $242,000 | 3,467 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $85,000 | 5,275 |
| Total noninterest expense | $1,527,000 | 5,811 |
| Salaries and employee benefits | $832,000 | 5,695 |
| Premises and equipment expense | $242,000 | 5,116 |
| Additional noninterest expense | $453,000 | 6,010 |
| Pre-tax net operating income | $186,000 | 5,528 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $50,000 | 3,626 |
| Income before extraordinary items | $136,000 | 5,765 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 5,766 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $136,000 | 5,766 |
| Net charge-offs | $1,000 | 6,123 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $136,000 | 5,622 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 6,540 |
| Total interest expense | $96,000 | 7,114 |
| Net interest income | $923,000 | 6,313 |
| Provision for loan and lease losses | $1,000 | 6,201 |
| Total noninterest income | $221,000 | 4,700 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $162,000 | 3,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $59,000 | 5,287 |
| Total noninterest expense | $1,025,000 | 5,867 |
| Salaries and employee benefits | $559,000 | 5,726 |
| Premises and equipment expense | $178,000 | 4,926 |
| Additional noninterest expense | $288,000 | 6,184 |
| Pre-tax net operating income | $118,000 | 5,595 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $40,000 | 3,494 |
| Income before extraordinary items | $78,000 | 5,835 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $78,000 | 5,834 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $78,000 | 5,835 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $78,000 | 5,754 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $534,000 | 6,512 |
| Total interest expense | $50,000 | 7,171 |
| Net interest income | $484,000 | 6,242 |
| Provision for loan and lease losses | $-33,000 | 7,470 |
| Total noninterest income | $110,000 | 4,753 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $85,000 | 3,313 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 5,598 |
| Total noninterest expense | $507,000 | 5,915 |
| Salaries and employee benefits | $283,000 | 5,742 |
| Premises and equipment expense | $87,000 | 5,036 |
| Additional noninterest expense | $137,000 | 6,296 |
| Pre-tax net operating income | $120,000 | 4,931 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $30,000 | 3,187 |
| Income before extraordinary items | $90,000 | 5,151 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $90,000 | 5,149 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $90,000 | 5,151 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $90,000 | 5,087 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,268,000 | 6,535 |
| Total interest expense | $262,000 | 7,172 |
| Net interest income | $2,006,000 | 6,234 |
| Provision for loan and lease losses | $37,000 | 6,624 |
| Total noninterest income | $422,000 | 4,877 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $345,000 | 3,372 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $77,000 | 5,723 |
| Total noninterest expense | $2,119,000 | 5,900 |
| Salaries and employee benefits | $1,172,000 | 5,731 |
| Premises and equipment expense | $336,000 | 5,167 |
| Additional noninterest expense | $611,000 | 6,178 |
| Pre-tax net operating income | $272,000 | 4,983 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $85,000 | 3,340 |
| Income before extraordinary items | $187,000 | 5,332 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $187,000 | 5,333 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $187,000 | 5,334 |
| Net charge-offs | $32,000 | 6,178 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $187,000 | 5,189 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 6,613 |
| Total interest expense | $205,000 | 7,266 |
| Net interest income | $1,523,000 | 6,311 |
| Provision for loan and lease losses | $23,000 | 6,619 |
| Total noninterest income | $328,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $269,000 | 3,365 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $59,000 | 5,825 |
| Total noninterest expense | $1,605,000 | 5,900 |
| Salaries and employee benefits | $890,000 | 5,735 |
| Premises and equipment expense | $250,000 | 5,238 |
| Additional noninterest expense | $465,000 | 6,201 |
| Pre-tax net operating income | $223,000 | 5,164 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $223,000 | 5,203 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $223,000 | 5,205 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $223,000 | 5,206 |
| Net charge-offs | $26,000 | 5,891 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $223,000 | 5,037 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 6,671 |
| Total interest expense | $141,000 | 7,328 |
| Net interest income | $1,006,000 | 6,356 |
| Provision for loan and lease losses | $-34,000 | 7,760 |
| Total noninterest income | $215,000 | 4,896 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $179,000 | 3,374 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $36,000 | 5,960 |
| Total noninterest expense | $1,085,000 | 5,913 |
| Salaries and employee benefits | $601,000 | 5,734 |
| Premises and equipment expense | $163,000 | 5,334 |
| Additional noninterest expense | $321,000 | 6,149 |
| Pre-tax net operating income | $170,000 | 5,090 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $170,000 | 5,093 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $170,000 | 5,096 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $170,000 | 5,095 |
| Net charge-offs | $16,000 | 5,608 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $170,000 | 4,935 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 6,745 |
| Total interest expense | $74,000 | 7,397 |
| Net interest income | $499,000 | 6,423 |
| Provision for loan and lease losses | $-21,000 | 7,862 |
| Total noninterest income | $131,000 | 4,553 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $89,000 | 3,372 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $42,000 | 4,970 |
| Total noninterest expense | $556,000 | 5,915 |
| Salaries and employee benefits | $305,000 | 5,775 |
| Premises and equipment expense | $79,000 | 5,473 |
| Additional noninterest expense | $172,000 | 6,032 |
| Pre-tax net operating income | $95,000 | 5,113 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $95,000 | 5,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $95,000 | 5,047 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $95,000 | 5,046 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $95,000 | 4,928 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 6,761 |
| Total interest expense | $366,000 | 7,427 |
| Net interest income | $2,030,000 | 6,319 |
| Provision for loan and lease losses | $646,000 | 4,155 |
| Total noninterest income | $442,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $351,000 | 3,582 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $91,000 | 5,761 |
| Total noninterest expense | $2,100,000 | 6,113 |
| Salaries and employee benefits | $1,122,000 | 5,995 |
| Premises and equipment expense | $330,000 | 5,438 |
| Additional noninterest expense | $648,000 | 6,305 |
| Pre-tax net operating income | $-274,000 | 5,781 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-98,000 | 6,570 |
| Income before extraordinary items | $-176,000 | 5,792 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-176,000 | 5,791 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-176,000 | 5,791 |
| Net charge-offs | $723,000 | 3,305 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-176,000 | 5,783 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 6,828 |
| Total interest expense | $285,000 | 7,504 |
| Net interest income | $1,529,000 | 6,333 |
| Provision for loan and lease losses | $737,000 | 3,218 |
| Total noninterest income | $328,000 | 5,034 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $256,000 | 3,647 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $72,000 | 5,821 |
| Total noninterest expense | $1,524,000 | 6,211 |
| Salaries and employee benefits | $842,000 | 6,016 |
| Premises and equipment expense | $244,000 | 5,524 |
| Additional noninterest expense | $438,000 | 6,520 |
| Pre-tax net operating income | $-404,000 | 6,243 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-94,000 | 6,927 |
| Income before extraordinary items | $-310,000 | 6,250 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-310,000 | 6,251 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-310,000 | 6,250 |
| Net charge-offs | $718,000 | 2,608 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-310,000 | 6,238 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,249,000 | 6,836 |
| Total interest expense | $200,000 | 7,567 |
| Net interest income | $1,049,000 | 6,289 |
| Provision for loan and lease losses | $18,000 | 6,728 |
| Total noninterest income | $203,000 | 5,197 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $153,000 | 3,840 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $50,000 | 5,847 |
| Total noninterest expense | $1,005,000 | 6,286 |
| Salaries and employee benefits | $558,000 | 6,094 |
| Premises and equipment expense | $163,000 | 5,569 |
| Additional noninterest expense | $284,000 | 6,608 |
| Pre-tax net operating income | $229,000 | 4,481 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $94,000 | 2,680 |
| Income before extraordinary items | $135,000 | 4,967 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $135,000 | 4,965 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $135,000 | 4,965 |
| Net charge-offs | $18,000 | 5,684 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $135,000 | 4,880 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 6,830 |
| Total interest expense | $103,000 | 7,626 |
| Net interest income | $538,000 | 6,239 |
| Provision for loan and lease losses | $-11,000 | 8,190 |
| Total noninterest income | $97,000 | 5,261 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $71,000 | 3,933 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $26,000 | 5,845 |
| Total noninterest expense | $483,000 | 6,350 |
| Salaries and employee benefits | $278,000 | 6,150 |
| Premises and equipment expense | $75,000 | 5,786 |
| Additional noninterest expense | $130,000 | 6,641 |
| Pre-tax net operating income | $163,000 | 4,369 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $53,000 | 2,828 |
| Income before extraordinary items | $110,000 | 4,813 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $110,000 | 4,817 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $110,000 | 4,816 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $110,000 | 4,646 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,850,000 | 6,721 |
| Total interest expense | $583,000 | 7,537 |
| Net interest income | $2,267,000 | 6,127 |
| Provision for loan and lease losses | $37,000 | 6,758 |
| Total noninterest income | $439,000 | 5,114 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $356,000 | 3,685 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $83,000 | 6,176 |
| Total noninterest expense | $1,922,000 | 6,338 |
| Salaries and employee benefits | $1,084,000 | 6,244 |
| Premises and equipment expense | $308,000 | 5,735 |
| Additional noninterest expense | $530,000 | 6,496 |
| Pre-tax net operating income | $747,000 | 4,285 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $248,000 | 2,612 |
| Income before extraordinary items | $499,000 | 4,464 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $499,000 | 4,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,961 |
| Cash dividends | $891,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $499,000 | 4,618 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 6,773 |
| Total interest expense | $462,000 | 7,595 |
| Net interest income | $1,702,000 | 6,175 |
| Provision for loan and lease losses | $17,000 | 6,595 |
| Total noninterest income | $347,000 | 5,095 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $294,000 | 3,519 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $53,000 | 6,516 |
| Total noninterest expense | $1,416,000 | 6,373 |
| Salaries and employee benefits | $785,000 | 6,329 |
| Premises and equipment expense | $229,000 | 5,759 |
| Additional noninterest expense | $402,000 | 6,454 |
| Pre-tax net operating income | $616,000 | 4,603 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $252,000 | 2,658 |
| Income before extraordinary items | $364,000 | 4,927 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $364,000 | 4,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,143 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $364,000 | 5,090 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 6,823 |
| Total interest expense | $325,000 | 7,637 |
| Net interest income | $1,125,000 | 6,207 |
| Provision for loan and lease losses | $3,000 | 6,580 |
| Total noninterest income | $255,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $208,000 | 3,404 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $47,000 | 6,218 |
| Total noninterest expense | $955,000 | 6,382 |
| Salaries and employee benefits | $537,000 | 6,320 |
| Premises and equipment expense | $107,000 | 6,626 |
| Additional noninterest expense | $311,000 | 6,100 |
| Pre-tax net operating income | $422,000 | 4,695 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $190,000 | 2,752 |
| Income before extraordinary items | $232,000 | 5,390 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $232,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,912 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $232,000 | 5,322 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $746,000 | 6,847 |
| Total interest expense | $172,000 | 7,675 |
| Net interest income | $574,000 | 6,204 |
| Provision for loan and lease losses | $38,000 | 4,158 |
| Total noninterest income | $139,000 | 4,779 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $117,000 | 3,105 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $475,000 | 6,431 |
| Salaries and employee benefits | $266,000 | 6,378 |
| Premises and equipment expense | $43,000 | 7,040 |
| Additional noninterest expense | $166,000 | 5,895 |
| Pre-tax net operating income | $200,000 | 4,956 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $95,000 | 2,858 |
| Income before extraordinary items | $105,000 | 5,776 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $105,000 | 5,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $105,000 | 5,683 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 6,648 |
| Total interest expense | $684,000 | 7,686 |
| Net interest income | $2,613,000 | 5,861 |
| Provision for loan and lease losses | $7,000 | 6,674 |
| Total noninterest income | $430,000 | 5,346 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $356,000 | 3,744 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $74,000 | 6,637 |
| Total noninterest expense | $1,913,000 | 6,326 |
| Salaries and employee benefits | $1,067,000 | 6,294 |
| Premises and equipment expense | $323,000 | 5,604 |
| Additional noninterest expense | $523,000 | 6,461 |
| Pre-tax net operating income | $1,123,000 | 4,499 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $385,000 | 3,076 |
| Income before extraordinary items | $738,000 | 4,941 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $738,000 | 4,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,981 |
| Cash dividends | $1,337,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $738,000 | 4,922 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 6,670 |
| Total interest expense | $504,000 | 7,749 |
| Net interest income | $1,984,000 | 5,863 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $315,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $258,000 | 3,815 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $57,000 | 6,621 |
| Total noninterest expense | $1,408,000 | 6,362 |
| Salaries and employee benefits | $775,000 | 6,352 |
| Premises and equipment expense | $218,000 | 5,855 |
| Additional noninterest expense | $415,000 | 6,297 |
| Pre-tax net operating income | $886,000 | 4,635 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $308,000 | 3,170 |
| Income before extraordinary items | $578,000 | 5,077 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $578,000 | 5,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $578,000 | 5,072 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 6,732 |
| Total interest expense | $327,000 | 7,813 |
| Net interest income | $1,311,000 | 5,921 |
| Provision for loan and lease losses | $14,000 | 5,601 |
| Total noninterest income | $208,000 | 5,494 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $170,000 | 3,835 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $38,000 | 6,680 |
| Total noninterest expense | $952,000 | 6,380 |
| Salaries and employee benefits | $517,000 | 6,402 |
| Premises and equipment expense | $153,000 | 5,758 |
| Additional noninterest expense | $282,000 | 6,278 |
| Pre-tax net operating income | $553,000 | 4,848 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $203,000 | 3,243 |
| Income before extraordinary items | $350,000 | 5,344 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $350,000 | 5,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $350,000 | 5,332 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $814,000 | 6,779 |
| Total interest expense | $162,000 | 7,852 |
| Net interest income | $652,000 | 5,942 |
| Provision for loan and lease losses | $13,000 | 4,876 |
| Total noninterest income | $106,000 | 5,403 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $84,000 | 3,804 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $22,000 | 6,474 |
| Total noninterest expense | $459,000 | 6,496 |
| Salaries and employee benefits | $259,000 | 6,452 |
| Premises and equipment expense | $66,000 | 6,178 |
| Additional noninterest expense | $134,000 | 6,421 |
| Pre-tax net operating income | $286,000 | 4,758 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $99,000 | 3,281 |
| Income before extraordinary items | $187,000 | 5,219 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $187,000 | 5,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $187,000 | 5,205 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,097,000 | 6,705 |
| Total interest expense | $511,000 | 7,895 |
| Net interest income | $2,586,000 | 5,921 |
| Provision for loan and lease losses | $59,000 | 5,451 |
| Total noninterest income | $463,000 | 5,302 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $370,000 | 3,697 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $93,000 | 6,451 |
| Total noninterest expense | $1,836,000 | 6,388 |
| Salaries and employee benefits | $1,032,000 | 6,330 |
| Premises and equipment expense | $280,000 | 5,918 |
| Additional noninterest expense | $524,000 | 6,433 |
| Pre-tax net operating income | $1,154,000 | 4,869 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $381,000 | 3,492 |
| Income before extraordinary items | $773,000 | 5,286 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $773,000 | 5,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,537 |
| Cash dividends | $509,000 | 3,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $773,000 | 5,283 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 6,770 |
| Total interest expense | $366,000 | 7,972 |
| Net interest income | $1,930,000 | 6,000 |
| Provision for loan and lease losses | $59,000 | 4,911 |
| Total noninterest income | $352,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $279,000 | 3,717 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 6,355 |
| Total noninterest expense | $1,349,000 | 6,446 |
| Salaries and employee benefits | $757,000 | 6,385 |
| Premises and equipment expense | $210,000 | 5,934 |
| Additional noninterest expense | $382,000 | 6,503 |
| Pre-tax net operating income | $874,000 | 5,037 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $312,000 | 3,530 |
| Income before extraordinary items | $562,000 | 5,520 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $562,000 | 5,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,707 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $562,000 | 5,520 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 6,826 |
| Total interest expense | $222,000 | 8,059 |
| Net interest income | $1,271,000 | 6,067 |
| Provision for loan and lease losses | $-12,000 | 8,508 |
| Total noninterest income | $250,000 | 5,151 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $195,000 | 3,600 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,230 |
| Total noninterest expense | $899,000 | 6,476 |
| Salaries and employee benefits | $506,000 | 6,409 |
| Premises and equipment expense | $143,000 | 5,891 |
| Additional noninterest expense | $250,000 | 6,575 |
| Pre-tax net operating income | $634,000 | 4,862 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $208,000 | 3,564 |
| Income before extraordinary items | $426,000 | 5,248 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $426,000 | 5,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,101 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $426,000 | 5,251 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $719,000 | 6,892 |
| Total interest expense | $98,000 | 8,153 |
| Net interest income | $621,000 | 6,136 |
| Provision for loan and lease losses | $7,000 | 5,519 |
| Total noninterest income | $122,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $85,000 | 3,811 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,687 |
| Total noninterest expense | $457,000 | 6,427 |
| Salaries and employee benefits | $254,000 | 6,414 |
| Premises and equipment expense | $78,000 | 5,692 |
| Additional noninterest expense | $125,000 | 6,538 |
| Pre-tax net operating income | $279,000 | 5,124 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $97,000 | 3,641 |
| Income before extraordinary items | $182,000 | 5,549 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $182,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $182,000 | 5,543 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 7,049 |
| Total interest expense | $283,000 | 8,229 |
| Net interest income | $2,174,000 | 6,413 |
| Provision for loan and lease losses | $-2,000 | 8,471 |
| Total noninterest income | $427,000 | 5,589 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $369,000 | 3,741 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $58,000 | 7,210 |
| Total noninterest expense | $1,743,000 | 6,498 |
| Salaries and employee benefits | $977,000 | 6,409 |
| Premises and equipment expense | $301,000 | 5,720 |
| Additional noninterest expense | $465,000 | 6,769 |
| Pre-tax net operating income | $860,000 | 5,727 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $282,000 | 4,213 |
| Income before extraordinary items | $578,000 | 6,083 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $578,000 | 6,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,447 |
| Cash dividends | $160,000 | 5,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $578,000 | 6,055 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 7,140 |
| Total interest expense | $197,000 | 8,284 |
| Net interest income | $1,580,000 | 6,536 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $343,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $289,000 | 3,649 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,950 |
| Total noninterest expense | $1,257,000 | 6,614 |
| Salaries and employee benefits | $698,000 | 6,549 |
| Premises and equipment expense | $221,000 | 5,787 |
| Additional noninterest expense | $338,000 | 6,811 |
| Pre-tax net operating income | $648,000 | 5,813 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $236,000 | 4,169 |
| Income before extraordinary items | $412,000 | 6,299 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $412,000 | 6,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,195 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $412,000 | 6,259 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 7,193 |
| Total interest expense | $120,000 | 8,334 |
| Net interest income | $1,015,000 | 6,625 |
| Provision for loan and lease losses | $-40,000 | 8,689 |
| Total noninterest income | $229,000 | 5,444 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $192,000 | 3,588 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $37,000 | 6,911 |
| Total noninterest expense | $836,000 | 6,625 |
| Salaries and employee benefits | $465,000 | 6,551 |
| Premises and equipment expense | $144,000 | 5,822 |
| Additional noninterest expense | $227,000 | 6,802 |
| Pre-tax net operating income | $448,000 | 5,712 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $143,000 | 4,322 |
| Income before extraordinary items | $305,000 | 6,085 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $305,000 | 6,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,314 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $305,000 | 6,033 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $537,000 | 7,343 |
| Total interest expense | $55,000 | 8,450 |
| Net interest income | $482,000 | 6,803 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $125,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $93,000 | 3,609 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $416,000 | 6,680 |
| Salaries and employee benefits | $235,000 | 6,549 |
| Premises and equipment expense | $68,000 | 6,037 |
| Additional noninterest expense | $113,000 | 6,832 |
| Pre-tax net operating income | $191,000 | 6,058 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $66,000 | 4,377 |
| Income before extraordinary items | $125,000 | 6,483 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $125,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,934 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $125,000 | 6,442 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,933,000 | 7,454 |
| Total interest expense | $203,000 | 8,463 |
| Net interest income | $1,730,000 | 7,002 |
| Provision for loan and lease losses | $91,000 | 5,155 |
| Total noninterest income | $603,000 | 4,806 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $518,000 | 3,059 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $85,000 | 6,680 |
| Total noninterest expense | $1,647,000 | 6,630 |
| Salaries and employee benefits | $851,000 | 6,788 |
| Premises and equipment expense | $293,000 | 5,741 |
| Additional noninterest expense | $503,000 | 6,514 |
| Pre-tax net operating income | $595,000 | 6,398 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $187,000 | 4,839 |
| Income before extraordinary items | $408,000 | 6,724 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $408,000 | 6,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,418 |
| Cash dividends | $1,051,000 | 2,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $408,000 | 6,668 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 7,483 |
| Total interest expense | $155,000 | 8,486 |
| Net interest income | $1,289,000 | 7,029 |
| Provision for loan and lease losses | $194,000 | 3,055 |
| Total noninterest income | $473,000 | 4,685 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $409,000 | 2,956 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $64,000 | 6,699 |
| Total noninterest expense | $1,207,000 | 6,662 |
| Salaries and employee benefits | $636,000 | 6,753 |
| Premises and equipment expense | $218,000 | 5,734 |
| Additional noninterest expense | $353,000 | 6,689 |
| Pre-tax net operating income | $361,000 | 6,915 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $156,000 | 4,794 |
| Income before extraordinary items | $205,000 | 7,451 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $205,000 | 7,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,635 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $205,000 | 7,390 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $948,000 | 7,554 |
| Total interest expense | $107,000 | 8,523 |
| Net interest income | $841,000 | 7,117 |
| Provision for loan and lease losses | $54,000 | 4,620 |
| Total noninterest income | $326,000 | 4,593 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $285,000 | 2,828 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $41,000 | 6,763 |
| Total noninterest expense | $774,000 | 6,813 |
| Salaries and employee benefits | $422,000 | 6,806 |
| Premises and equipment expense | $142,000 | 5,829 |
| Additional noninterest expense | $210,000 | 7,018 |
| Pre-tax net operating income | $339,000 | 6,251 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $97,000 | 4,885 |
| Income before extraordinary items | $242,000 | 6,519 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $242,000 | 6,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,489 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $242,000 | 6,432 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 7,571 |
| Total interest expense | $55,000 | 8,560 |
| Net interest income | $426,000 | 7,112 |
| Provision for loan and lease losses | $21,000 | 4,750 |
| Total noninterest income | $159,000 | 4,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $142,000 | 2,786 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $370,000 | 6,978 |
| Salaries and employee benefits | $212,000 | 6,833 |
| Premises and equipment expense | $65,000 | 6,100 |
| Additional noninterest expense | $93,000 | 7,316 |
| Pre-tax net operating income | $194,000 | 5,890 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $42,000 | 5,058 |
| Income before extraordinary items | $152,000 | 5,987 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $152,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $152,000 | 5,862 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 7,443 |
| Total interest expense | $282,000 | 8,518 |
| Net interest income | $1,827,000 | 6,856 |
| Provision for loan and lease losses | $83,000 | 5,602 |
| Total noninterest income | $554,000 | 5,166 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $491,000 | 3,130 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $63,000 | 7,244 |
| Total noninterest expense | $1,590,000 | 6,734 |
| Salaries and employee benefits | $817,000 | 6,856 |
| Premises and equipment expense | $263,000 | 6,040 |
| Additional noninterest expense | $510,000 | 6,508 |
| Pre-tax net operating income | $708,000 | 5,989 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $210,000 | 4,857 |
| Income before extraordinary items | $498,000 | 6,346 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $498,000 | 6,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,234 |
| Cash dividends | $160,000 | 5,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $498,000 | 6,195 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 7,506 |
| Total interest expense | $224,000 | 8,571 |
| Net interest income | $1,378,000 | 6,876 |
| Provision for loan and lease losses | $62,000 | 5,482 |
| Total noninterest income | $406,000 | 5,271 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $357,000 | 3,229 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 7,244 |
| Total noninterest expense | $1,161,000 | 6,800 |
| Salaries and employee benefits | $609,000 | 6,877 |
| Premises and equipment expense | $191,000 | 6,116 |
| Additional noninterest expense | $361,000 | 6,638 |
| Pre-tax net operating income | $561,000 | 6,027 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $188,000 | 4,749 |
| Income before extraordinary items | $373,000 | 6,513 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $373,000 | 6,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,102 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $373,000 | 6,339 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 7,530 |
| Total interest expense | $161,000 | 8,578 |
| Net interest income | $916,000 | 6,896 |
| Provision for loan and lease losses | $36,000 | 5,560 |
| Total noninterest income | $260,000 | 5,356 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $231,000 | 3,259 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $29,000 | 7,373 |
| Total noninterest expense | $761,000 | 6,866 |
| Salaries and employee benefits | $408,000 | 6,883 |
| Premises and equipment expense | $118,000 | 6,318 |
| Additional noninterest expense | $235,000 | 6,706 |
| Pre-tax net operating income | $379,000 | 5,995 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $144,000 | 4,570 |
| Income before extraordinary items | $235,000 | 6,659 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $235,000 | 6,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $235,000 | 6,450 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $536,000 | 7,578 |
| Total interest expense | $86,000 | 8,607 |
| Net interest income | $450,000 | 6,960 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $139,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $119,000 | 3,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $380,000 | 6,871 |
| Salaries and employee benefits | $205,000 | 6,905 |
| Premises and equipment expense | $59,000 | 6,332 |
| Additional noninterest expense | $116,000 | 6,738 |
| Pre-tax net operating income | $194,000 | 5,912 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $64,000 | 4,721 |
| Income before extraordinary items | $120,000 | 6,547 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $120,000 | 6,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $120,000 | 6,380 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 7,655 |
| Total interest expense | $438,000 | 8,549 |
| Net interest income | $1,753,000 | 7,033 |
| Provision for loan and lease losses | $121,000 | 5,320 |
| Total noninterest income | $554,000 | 4,934 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $484,000 | 3,058 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 7,078 |
| Total noninterest expense | $1,571,000 | 6,705 |
| Salaries and employee benefits | $841,000 | 6,738 |
| Premises and equipment expense | $236,000 | 6,316 |
| Additional noninterest expense | $494,000 | 6,538 |
| Pre-tax net operating income | $615,000 | 6,373 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $219,000 | 4,983 |
| Income before extraordinary items | $396,000 | 6,865 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $396,000 | 6,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,379 |
| Cash dividends | $160,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $396,000 | 6,730 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,745,000 | 7,501 |
| Total interest expense | $864,000 | 8,297 |
| Net interest income | $1,881,000 | 6,636 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $577,000 | 4,681 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $417,000 | 3,273 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $160,000 | 5,413 |
| Total noninterest expense | $1,524,000 | 6,742 |
| Salaries and employee benefits | $826,000 | 6,671 |
| Premises and equipment expense | $249,000 | 6,100 |
| Additional noninterest expense | $449,000 | 6,794 |
| Pre-tax net operating income | $874,000 | 5,272 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $288,000 | 4,348 |
| Income before extraordinary items | $586,000 | 5,690 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $586,000 | 5,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,890 |
| Cash dividends | $160,000 | 5,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $586,000 | 5,554 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,834,000 | 7,577 |
| Total interest expense | $881,000 | 8,471 |
| Net interest income | $1,953,000 | 6,627 |
| Provision for loan and lease losses | $58,000 | 6,353 |
| Total noninterest income | $489,000 | 4,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,040 |
| Total noninterest expense | $1,589,000 | 6,514 |
| Salaries and employee benefits | $791,000 | 6,771 |
| Premises and equipment expense | $252,000 | 6,019 |
| Additional noninterest expense | $546,000 | 6,098 |
| Pre-tax net operating income | $795,000 | 5,885 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $277,000 | 4,753 |
| Income before extraordinary items | $518,000 | 6,228 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $518,000 | 6,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,446 |
| Cash dividends | $150,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $518,000 | 6,240 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 7,905 |
| Total interest expense | $783,000 | 8,725 |
| Net interest income | $1,718,000 | 7,168 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $521,000 | 4,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $448,000 | 2,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,335 |
| Total noninterest expense | $1,516,000 | 6,737 |
| Salaries and employee benefits | $715,000 | 7,164 |
| Premises and equipment expense | $204,000 | 6,750 |
| Additional noninterest expense | $597,000 | 5,840 |
| Pre-tax net operating income | $693,000 | 6,340 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $226,000 | 5,445 |
| Income before extraordinary items | $467,000 | 6,605 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $467,000 | 6,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,540 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $467,000 | 6,587 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 8,171 |
| Total interest expense | $709,000 | 9,176 |
| Net interest income | $1,723,000 | 7,231 |
| Provision for loan and lease losses | $108,000 | 4,961 |
| Total noninterest income | $491,000 | 4,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 2,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,535 |
| Total noninterest expense | $1,370,000 | 7,043 |
| Salaries and employee benefits | $682,000 | 7,293 |
| Premises and equipment expense | $219,000 | 6,441 |
| Additional noninterest expense | $469,000 | 6,656 |
| Pre-tax net operating income | $736,000 | 6,354 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $259,000 | 5,557 |
| Income before extraordinary items | $477,000 | 6,746 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $477,000 | 6,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,916 |
| Cash dividends | $150,000 | 5,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $477,000 | 6,641 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 8,778 |
| Total interest expense | $641,000 | 9,709 |
| Net interest income | $1,566,000 | 7,839 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $413,000 | 5,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,389 |
| Total noninterest expense | $1,228,000 | 7,576 |
| Salaries and employee benefits | $591,000 | 7,980 |
| Premises and equipment expense | $201,000 | 6,835 |
| Additional noninterest expense | $436,000 | 7,045 |
| Pre-tax net operating income | $736,000 | 6,841 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $240,000 | 6,358 |
| Income before extraordinary items | $502,000 | 6,955 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $502,000 | 6,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $140,000 | 6,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $497,920 | 6,920 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 9,250 |
| Total interest expense | $725,000 | 9,896 |
| Net interest income | $1,377,000 | 8,575 |
| Provision for loan and lease losses | $-50,000 | 11,188 |
| Total noninterest income | $477,000 | 5,325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $406,000 | 3,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,053 |
| Total noninterest expense | $1,262,000 | 7,790 |
| Salaries and employee benefits | $540,000 | 8,569 |
| Premises and equipment expense | $218,000 | 6,718 |
| Additional noninterest expense | $504,000 | 7,025 |
| Pre-tax net operating income | $642,000 | 7,216 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $215,000 | 6,900 |
| Income before extraordinary items | $427,000 | 7,405 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $427,000 | 7,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,098 |
| Cash dividends | $140,000 | 6,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $427,000 | 7,350 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 9,513 |
| Total interest expense | $744,000 | 10,142 |
| Net interest income | $1,391,000 | 8,810 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $432,000 | 5,683 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $374,000 | 3,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,849 |
| Total noninterest expense | $1,201,000 | 8,205 |
| Salaries and employee benefits | $552,000 | 8,711 |
| Premises and equipment expense | $211,000 | 6,988 |
| Additional noninterest expense | $438,000 | 7,823 |
| Pre-tax net operating income | $622,000 | 7,756 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $250,000 | 6,647 |
| Income before extraordinary items | $372,000 | 8,302 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $372,000 | 8,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,931 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $372,000 | 8,282 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 9,947 |
| Total interest expense | $599,000 | 10,610 |
| Net interest income | $1,322,000 | 9,390 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $463,000 | 5,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $386,000 | 3,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $1,223,000 | 8,519 |
| Salaries and employee benefits | $520,000 | 9,203 |
| Premises and equipment expense | $252,000 | 6,490 |
| Additional noninterest expense | $451,000 | 8,304 |
| Pre-tax net operating income | $562,000 | 8,235 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $173,000 | 7,862 |
| Income before extraordinary items | $401,000 | 8,192 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $401,000 | 8,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 11,188 |
| Cash dividends | $119,000 | 6,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $392,600 | 8,301 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,854,000 | 10,483 |
| Total interest expense | $605,000 | 11,107 |
| Net interest income | $1,249,000 | 9,903 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $396,000 | 6,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $1,144,000 | 9,133 |
| Salaries and employee benefits | $487,000 | 9,796 |
| Premises and equipment expense | $229,000 | 7,114 |
| Additional noninterest expense | $428,000 | 8,947 |
| Pre-tax net operating income | $481,000 | 8,774 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $131,000 | 9,063 |
| Income before extraordinary items | $352,000 | 8,913 |
| Extraordinary gains, net | $139,000 | 1,304 |
| Net income | $491,000 | 7,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 12,222 |
| Cash dividends | $118,000 | 6,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $350,540 | 8,671 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 11,035 |
| Total interest expense | $762,000 | 11,511 |
| Net interest income | $1,168,000 | 10,435 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $345,000 | 7,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,778 |
| Total noninterest expense | $1,244,000 | 8,868 |
| Salaries and employee benefits | $478,000 | 10,004 |
| Premises and equipment expense | $180,000 | 8,311 |
| Additional noninterest expense | $586,000 | 7,638 |
| Pre-tax net operating income | $269,000 | 10,433 |
| Securities gains (losses) | $25,000 | 5,285 |
| Applicable income taxes | $97,000 | 10,000 |
| Income before extraordinary items | $197,000 | 10,636 |
| Extraordinary gains, net | $97,000 | 764 |
| Net income | $294,000 | 9,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 8,793 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $180,250 | 10,535 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.