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Horicon Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$67,550,000727
Total interest expense$18,813,000814
Net interest income$48,737,000687
Provision for loan and lease losses$815,000950
Total noninterest income$6,931,000959
Gross Fiduciary activities income$429,000609
Service charges on deposit accounts$978,0001,006
Trading account gains and feesNANA
Additional Noninterest Income$5,524,000826
Total noninterest expense$41,657,000663
Salaries and employee benefits$22,658,000668
Premises and equipment expense$4,143,000652
Additional noninterest expense$5,524,000826
Pre-tax net operating income$13,196,000948
Securities gains (losses)$-56,0003,679
Applicable income taxes$1,0003,354
Income before extraordinary items$13,139,000813
Extraordinary gains, net$054
Net income$13,139,000824
Minority interest net income$088
Net income of bank and minority interests.$13,139,000816
Net charge-offs$273,0001,016
Cash dividends$9,933,000502
Sale, conversion, retirement of capital stock, net$0540
Net operating income$13,195,000821
2023-09-30 (YTD Data)Rank
Total interest income$49,403,000736
Total interest expense$13,017,000807
Net interest income$36,386,000700
Provision for loan and lease losses$1,393,000546
Total noninterest income$4,971,0001,003
Gross Fiduciary activities income$297,000615
Service charges on deposit accounts$717,0001,029
Trading account gains and feesNANA
Additional Noninterest Income$3,957,000868
Total noninterest expense$31,644,000661
Salaries and employee benefits$17,660,000652
Premises and equipment expense$3,092,000658
Additional noninterest expense$3,957,000868
Pre-tax net operating income$8,320,0001,113
Securities gains (losses)$-109,0004,020
Applicable income taxes$1,0003,388
Income before extraordinary items$8,210,000978
Extraordinary gains, net$052
Net income$8,210,000983
Minority interest net income$081
Net income of bank and minority interests.$8,210,000978
Net charge-offs$264,000774
Cash dividends$6,650,000487
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,319,000982
2023-03-31 (YTD Data)Rank
Total interest income$12,633,000867
Total interest expense$2,420,0001,033
Net interest income$10,213,000808
Provision for loan and lease losses$-124,0004,552
Total noninterest income$1,346,0001,087
Gross Fiduciary activities income$90,000644
Service charges on deposit accounts$206,0001,149
Trading account gains and feesNANA
Additional Noninterest Income$1,050,000929
Total noninterest expense$9,186,000743
Salaries and employee benefits$5,622,000689
Premises and equipment expense$1,003,000691
Additional noninterest expense$1,050,000929
Pre-tax net operating income$2,497,0001,232
Securities gains (losses)$-109,0004,359
Applicable income taxes$03,388
Income before extraordinary items$2,388,0001,118
Extraordinary gains, net$04
Net income$2,388,0001,117
Minority interest net income$048
Net income of bank and minority interests.$2,388,0001,117
Net charge-offs$121,000548
Cash dividends$3,026,000369
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,497,0001,087
2022-12-31 (YTD Data)Rank
Total interest income$43,886,000832
Total interest expense$3,470,0001,051
Net interest income$40,416,000818
Provision for loan and lease losses$-2,422,0004,666
Total noninterest income$8,689,000835
Gross Fiduciary activities income$354,000655
Service charges on deposit accounts$870,0001,120
Trading account gains and feesNANA
Additional Noninterest Income$7,465,000679
Total noninterest expense$34,222,000766
Salaries and employee benefits$20,386,000735
Premises and equipment expense$3,722,000710
Additional noninterest expense$7,465,000679
Pre-tax net operating income$17,305,000843
Securities gains (losses)$-1,608,0004,522
Applicable income taxes$1,183,0001,425
Income before extraordinary items$14,514,000815
Extraordinary gains, net$05
Net income$14,514,000816
Minority interest net income$063
Net income of bank and minority interests.$14,514,000816
Net charge-offs$2,0002,471
Cash dividends$15,260,000343
Sale, conversion, retirement of capital stock, net$0568
Net operating income$15,993,360769
2022-09-30 (YTD Data)Rank
Total interest income$31,650,000829
Total interest expense$1,975,0001,035
Net interest income$29,675,000820
Provision for loan and lease losses$-1,316,0004,667
Total noninterest income$5,660,000929
Gross Fiduciary activities income$276,000644
Service charges on deposit accounts$666,0001,122
Trading account gains and feesNANA
Additional Noninterest Income$4,718,000780
Total noninterest expense$25,134,000784
Salaries and employee benefits$14,905,000746
Premises and equipment expense$2,752,000720
Additional noninterest expense$4,718,000780
Pre-tax net operating income$11,517,000931
Securities gains (losses)$-24,0003,979
Applicable income taxes$1,183,0001,234
Income before extraordinary items$10,310,000867
Extraordinary gains, net$04
Net income$10,310,000867
Minority interest net income$057
Net income of bank and minority interests.$10,310,000867
Net charge-offs$-45,0004,046
Cash dividends$7,211,000454
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,331,600883
2022-06-30 (YTD Data)Rank
Total interest income$20,168,000828
Total interest expense$1,110,0001,037
Net interest income$19,058,000820
Provision for loan and lease losses$169,0001,238
Total noninterest income$3,725,000927
Gross Fiduciary activities income$196,000602
Service charges on deposit accounts$445,0001,107
Trading account gains and feesNANA
Additional Noninterest Income$3,084,000810
Total noninterest expense$16,513,000779
Salaries and employee benefits$9,824,000746
Premises and equipment expense$1,755,000734
Additional noninterest expense$4,934,000770
Pre-tax net operating income$6,101,0001,049
Securities gains (losses)$-24,0004,121
Applicable income taxes$1,183,000907
Income before extraordinary items$4,894,0001,058
Extraordinary gains, net$04
Net income$4,894,0001,056
Minority interest net income$060
Net income of bank and minority interests.$4,894,0001,058
Net charge-offs$-1,0002,999
Cash dividends$7,212,000340
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,913,4401,080
2022-03-31 (YTD Data)Rank
Total interest income$9,757,000828
Total interest expense$557,000989
Net interest income$9,200,000825
Provision for loan and lease losses$283,000527
Total noninterest income$1,901,000917
Gross Fiduciary activities income$102,000601
Service charges on deposit accounts$228,0001,082
Trading account gains and feesNANA
Additional Noninterest Income$1,571,000805
Total noninterest expense$8,131,000782
Salaries and employee benefits$4,790,000766
Premises and equipment expense$847,000764
Additional noninterest expense$2,494,000764
Pre-tax net operating income$2,687,0001,092
Securities gains (losses)$-20,0004,336
Applicable income taxes$03,450
Income before extraordinary items$2,667,000967
Extraordinary gains, net$04
Net income$2,667,000966
Minority interest net income$050
Net income of bank and minority interests.$2,667,000967
Net charge-offs$-13,0004,007
Cash dividends$1,159,000709
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,687,000973
2021-12-31 (YTD Data)Rank
Total interest income$39,447,000843
Total interest expense$2,502,0001,085
Net interest income$36,945,000832
Provision for loan and lease losses$-953,0004,520
Total noninterest income$9,280,000880
Gross Fiduciary activities income$305,000635
Service charges on deposit accounts$839,0001,094
Trading account gains and feesNANA
Additional Noninterest Income$8,136,000772
Total noninterest expense$30,483,000836
Salaries and employee benefits$18,410,000788
Premises and equipment expense$2,972,000871
Additional noninterest expense$9,101,000843
Pre-tax net operating income$16,695,000864
Securities gains (losses)$27,0001,378
Applicable income taxes$1,604,0001,256
Income before extraordinary items$15,118,000813
Extraordinary gains, net$010
Net income$15,118,000814
Minority interest net income$074
Net income of bank and minority interests.$15,118,000814
Net charge-offs$-316,0004,651
Cash dividends$6,632,000632
Sale, conversion, retirement of capital stock, net$0582
Net operating income$15,093,700790
2021-09-30 (YTD Data)Rank
Total interest income$29,555,000858
Total interest expense$1,921,0001,113
Net interest income$27,634,000839
Provision for loan and lease losses$-831,0004,604
Total noninterest income$7,304,000871
Gross Fiduciary activities income$233,000631
Service charges on deposit accounts$605,0001,128
Trading account gains and feesNANA
Additional Noninterest Income$6,466,000766
Total noninterest expense$23,605,000814
Salaries and employee benefits$12,713,000858
Premises and equipment expense$2,212,000890
Additional noninterest expense$8,680,000681
Pre-tax net operating income$12,164,000922
Securities gains (losses)$14,0001,549
Applicable income taxes$1,604,0001,100
Income before extraordinary items$10,574,000906
Extraordinary gains, net$08
Net income$10,574,000906
Minority interest net income$069
Net income of bank and minority interests.$10,574,000906
Net charge-offs$-289,0004,739
Cash dividends$5,988,000546
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,561,820889
2021-06-30 (YTD Data)Rank
Total interest income$19,525,000857
Total interest expense$1,333,0001,118
Net interest income$18,192,000843
Provision for loan and lease losses$-510,0004,621
Total noninterest income$5,192,000832
Gross Fiduciary activities income$142,000638
Service charges on deposit accounts$390,0001,122
Trading account gains and feesNANA
Additional Noninterest Income$4,660,000725
Total noninterest expense$14,334,000886
Salaries and employee benefits$8,478,000858
Premises and equipment expense$1,473,000894
Additional noninterest expense$4,383,000856
Pre-tax net operating income$9,560,000796
Securities gains (losses)$10,0001,415
Applicable income taxes$1,604,000861
Income before extraordinary items$7,966,000802
Extraordinary gains, net$06
Net income$7,966,000802
Minority interest net income$067
Net income of bank and minority interests.$7,966,000802
Net charge-offs$-118,0004,632
Cash dividends$3,155,000594
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,957,700781
2021-03-31 (YTD Data)Rank
Total interest income$9,887,000841
Total interest expense$714,0001,113
Net interest income$9,173,000820
Provision for loan and lease losses$-484,0004,749
Total noninterest income$2,654,000819
Gross Fiduciary activities income$65,000648
Service charges on deposit accounts$188,0001,153
Trading account gains and feesNANA
Additional Noninterest Income$2,401,000720
Total noninterest expense$6,872,000902
Salaries and employee benefits$4,218,000857
Premises and equipment expense$732,000908
Additional noninterest expense$1,922,000933
Pre-tax net operating income$5,439,000719
Securities gains (losses)$10,0001,056
Applicable income taxes$03,613
Income before extraordinary items$5,449,000617
Extraordinary gains, net$03
Net income$5,449,000617
Minority interest net income$055
Net income of bank and minority interests.$5,449,000617
Net charge-offs$-73,0004,700
Cash dividends$1,674,000530
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,439,000607
2020-12-31 (YTD Data)Rank
Total interest income$39,873,000839
Total interest expense$4,895,000973
Net interest income$34,978,000820
Provision for loan and lease losses$2,755,000850
Total noninterest income$11,011,000748
Gross Fiduciary activities income$178,000677
Service charges on deposit accounts$822,0001,111
Trading account gains and feesNANA
Additional Noninterest Income$10,011,000641
Total noninterest expense$28,951,000839
Salaries and employee benefits$18,229,000772
Premises and equipment expense$2,835,000897
Additional noninterest expense$7,887,000888
Pre-tax net operating income$14,283,000774
Securities gains (losses)$267,000888
Applicable income taxes$972,0001,451
Income before extraordinary items$13,578,000724
Extraordinary gains, net$04
Net income$13,578,000724
Minority interest net income$072
Net income of bank and minority interests.$13,578,000724
Net charge-offs$126,0001,846
Cash dividends$3,336,0001,038
Sale, conversion, retirement of capital stock, net$275,000336
Net operating income$13,329,690709
2020-09-30 (YTD Data)Rank
Total interest income$29,622,000850
Total interest expense$3,967,000968
Net interest income$25,655,000829
Provision for loan and lease losses$4,205,000565
Total noninterest income$7,121,000805
Gross Fiduciary activities income$130,000673
Service charges on deposit accounts$619,0001,102
Trading account gains and feesNANA
Additional Noninterest Income$6,372,000693
Total noninterest expense$19,727,000896
Salaries and employee benefits$12,094,000836
Premises and equipment expense$2,123,000888
Additional noninterest expense$5,510,000925
Pre-tax net operating income$8,844,000891
Securities gains (losses)$210,000864
Applicable income taxes$03,696
Income before extraordinary items$9,054,000775
Extraordinary gains, net$04
Net income$9,054,000775
Minority interest net income$065
Net income of bank and minority interests.$9,054,000775
Net charge-offs$153,0001,404
Cash dividends$1,533,0001,306
Sale, conversion, retirement of capital stock, net$275,000283
Net operating income$8,844,000760
2020-06-30 (YTD Data)Rank
Total interest income$19,675,000865
Total interest expense$2,820,000973
Net interest income$16,855,000834
Provision for loan and lease losses$3,414,000515
Total noninterest income$3,765,000899
Gross Fiduciary activities income$84,000685
Service charges on deposit accounts$421,0001,101
Trading account gains and feesNANA
Additional Noninterest Income$3,260,000764
Total noninterest expense$13,032,000896
Salaries and employee benefits$8,091,000828
Premises and equipment expense$1,395,000902
Additional noninterest expense$3,546,000957
Pre-tax net operating income$4,174,0001,134
Securities gains (losses)$210,000682
Applicable income taxes$03,655
Income before extraordinary items$4,384,000964
Extraordinary gains, net$04
Net income$4,384,000964
Minority interest net income$065
Net income of bank and minority interests.$4,384,000964
Net charge-offs$188,0001,043
Cash dividends$1,538,000972
Sale, conversion, retirement of capital stock, net$181,000261
Net operating income$4,174,000977
2020-03-31 (YTD Data)Rank
Total interest income$9,814,000864
Total interest expense$1,535,000997
Net interest income$8,279,000838
Provision for loan and lease losses$1,320,000521
Total noninterest income$1,692,000906
Gross Fiduciary activities income$41,000695
Service charges on deposit accounts$261,0001,084
Trading account gains and feesNANA
Additional Noninterest Income$1,390,000775
Total noninterest expense$6,651,000887
Salaries and employee benefits$4,051,000829
Premises and equipment expense$731,000884
Additional noninterest expense$1,869,000936
Pre-tax net operating income$2,000,0001,035
Securities gains (losses)$207,000366
Applicable income taxes$03,513
Income before extraordinary items$2,207,000858
Extraordinary gains, net$04
Net income$2,207,000858
Minority interest net income$056
Net income of bank and minority interests.$2,207,000858
Net charge-offs$-28,0004,736
Cash dividends$1,540,000594
Sale, conversion, retirement of capital stock, net$77,000274
Net operating income$2,000,000921
2019-12-31 (YTD Data)Rank
Total interest income$37,758,000894
Total interest expense$6,030,0001,054
Net interest income$31,728,000861
Provision for loan and lease losses$1,441,000686
Total noninterest income$6,587,000941
Gross Fiduciary activities income$92,000746
Service charges on deposit accounts$1,002,0001,135
Trading account gains and feesNANA
Additional Noninterest Income$5,493,000776
Total noninterest expense$24,712,000931
Salaries and employee benefits$14,979,000860
Premises and equipment expense$2,656,000932
Additional noninterest expense$7,077,000958
Pre-tax net operating income$12,162,000892
Securities gains (losses)$02,379
Applicable income taxes$356,0002,238
Income before extraordinary items$11,806,000816
Extraordinary gains, net$011
Net income$11,806,000817
Minority interest net income$076
Net income of bank and minority interests.$11,806,000817
Net charge-offs$7,0003,419
Cash dividends$7,172,000615
Sale, conversion, retirement of capital stock, net$310,000347
Net operating income$11,806,000790
2019-09-30 (YTD Data)Rank
Total interest income$26,217,000960
Total interest expense$4,161,0001,143
Net interest income$22,056,000920
Provision for loan and lease losses$1,077,000653
Total noninterest income$3,773,0001,113
Gross Fiduciary activities income$45,000774
Service charges on deposit accounts$680,0001,210
Trading account gains and feesNANA
Additional Noninterest Income$3,048,000944
Total noninterest expense$16,028,0001,034
Salaries and employee benefits$9,834,000970
Premises and equipment expense$1,861,000988
Additional noninterest expense$4,333,0001,116
Pre-tax net operating income$8,724,000951
Securities gains (losses)$02,167
Applicable income taxes$164,0002,639
Income before extraordinary items$8,560,000853
Extraordinary gains, net$011
Net income$8,560,000854
Minority interest net income$072
Net income of bank and minority interests.$8,560,000854
Net charge-offs$92,0001,818
Cash dividends$6,600,000488
Sale, conversion, retirement of capital stock, net$233,000315
Net operating income$8,560,000833
2019-06-30 (YTD Data)Rank
Total interest income$17,135,000965
Total interest expense$2,667,0001,159
Net interest income$14,468,000928
Provision for loan and lease losses$693,000651
Total noninterest income$2,249,0001,177
Gross Fiduciary activities income$24,000787
Service charges on deposit accounts$438,0001,223
Trading account gains and feesNANA
Additional Noninterest Income$1,787,0001,016
Total noninterest expense$10,500,0001,046
Salaries and employee benefits$6,461,000973
Premises and equipment expense$1,249,000989
Additional noninterest expense$2,790,0001,150
Pre-tax net operating income$5,524,000964
Securities gains (losses)$01,702
Applicable income taxes$-124,0005,251
Income before extraordinary items$5,648,000834
Extraordinary gains, net$011
Net income$5,648,000834
Minority interest net income$069
Net income of bank and minority interests.$5,648,000834
Net charge-offs$60,0001,708
Cash dividends$4,997,000450
Sale, conversion, retirement of capital stock, net$155,000295
Net operating income$5,648,000819
2019-03-31 (YTD Data)Rank
Total interest income$8,427,000976
Total interest expense$1,269,0001,179
Net interest income$7,158,000936
Provision for loan and lease losses$431,000527
Total noninterest income$1,082,0001,175
Gross Fiduciary activities income$9,000816
Service charges on deposit accounts$216,0001,240
Trading account gains and feesNANA
Additional Noninterest Income$857,0001,003
Total noninterest expense$5,018,0001,072
Salaries and employee benefits$3,217,000979
Premises and equipment expense$638,000966
Additional noninterest expense$1,163,0001,329
Pre-tax net operating income$2,791,000922
Securities gains (losses)$01,087
Applicable income taxes$-402,0005,336
Income before extraordinary items$3,193,000733
Extraordinary gains, net$05
Net income$3,193,000733
Minority interest net income$052
Net income of bank and minority interests.$3,193,000732
Net charge-offs$97,000901
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$85,000249
Net operating income$3,193,000723
2018-12-31 (YTD Data)Rank
Total interest income$31,414,000980
Total interest expense$4,071,0001,116
Net interest income$27,343,000956
Provision for loan and lease losses$1,202,000765
Total noninterest income$4,213,0001,228
Gross Fiduciary activities income$1,0001,056
Service charges on deposit accounts$935,0001,223
Trading account gains and feesNANA
Additional Noninterest Income$3,277,0001,071
Total noninterest expense$20,495,0001,046
Salaries and employee benefits$12,624,000970
Premises and equipment expense$2,278,0001,063
Additional noninterest expense$5,593,0001,140
Pre-tax net operating income$9,859,0001,046
Securities gains (losses)$-183,0005,139
Applicable income taxes$793,0001,590
Income before extraordinary items$8,883,0001,018
Extraordinary gains, net$06
Net income$8,883,0001,017
Minority interest net income$072
Net income of bank and minority interests.$8,883,0001,017
Net charge-offs$311,0001,305
Cash dividends$5,945,000646
Sale, conversion, retirement of capital stock, net$298,000362
Net operating income$9,051,360994
2018-09-30 (YTD Data)Rank
Total interest income$23,110,000988
Total interest expense$2,858,0001,112
Net interest income$20,252,000962
Provision for loan and lease losses$626,000954
Total noninterest income$3,128,0001,230
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$705,0001,224
Trading account gains and feesNANA
Additional Noninterest Income$2,423,0001,095
Total noninterest expense$15,402,0001,050
Salaries and employee benefits$9,571,000964
Premises and equipment expense$1,691,0001,060
Additional noninterest expense$4,140,0001,145
Pre-tax net operating income$7,352,0001,066
Securities gains (losses)$01,118
Applicable income taxes$8,0003,807
Income before extraordinary items$7,344,000943
Extraordinary gains, net$05
Net income$7,344,000941
Minority interest net income$066
Net income of bank and minority interests.$7,344,000942
Net charge-offs$71,0001,976
Cash dividends$4,937,000551
Sale, conversion, retirement of capital stock, net$223,000331
Net operating income$7,344,000939
2018-06-30 (YTD Data)Rank
Total interest income$15,063,000997
Total interest expense$1,772,0001,127
Net interest income$13,291,000970
Provision for loan and lease losses$494,000836
Total noninterest income$2,013,0001,282
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$465,0001,236
Trading account gains and feesNANA
Additional Noninterest Income$1,548,0001,135
Total noninterest expense$10,331,0001,038
Salaries and employee benefits$6,440,000951
Premises and equipment expense$1,134,0001,059
Additional noninterest expense$2,757,0001,147
Pre-tax net operating income$4,479,0001,118
Securities gains (losses)$0961
Applicable income taxes$5,0003,805
Income before extraordinary items$4,474,000997
Extraordinary gains, net$06
Net income$4,474,000996
Minority interest net income$065
Net income of bank and minority interests.$4,474,000996
Net charge-offs$56,0001,684
Cash dividends$2,891,000584
Sale, conversion, retirement of capital stock, net$147,000318
Net operating income$4,474,000989
2018-03-31 (YTD Data)Rank
Total interest income$7,335,0001,007
Total interest expense$802,0001,171
Net interest income$6,533,000981
Provision for loan and lease losses$316,000653
Total noninterest income$978,0001,288
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$242,0001,202
Trading account gains and feesNANA
Additional Noninterest Income$736,0001,157
Total noninterest expense$5,014,0001,068
Salaries and employee benefits$3,147,000982
Premises and equipment expense$562,0001,073
Additional noninterest expense$1,305,0001,194
Pre-tax net operating income$2,181,0001,120
Securities gains (losses)$0735
Applicable income taxes$3,0003,761
Income before extraordinary items$2,178,000996
Extraordinary gains, net$07
Net income$2,178,000995
Minority interest net income$052
Net income of bank and minority interests.$2,178,000996
Net charge-offs$32,0001,419
Cash dividends$989,000746
Sale, conversion, retirement of capital stock, net$72,000290
Net operating income$2,178,000989
2017-12-31 (YTD Data)Rank
Total interest income$28,340,0001,014
Total interest expense$2,623,0001,226
Net interest income$25,717,000980
Provision for loan and lease losses$300,0001,956
Total noninterest income$3,747,0001,354
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$910,0001,273
Trading account gains and feesNANA
Additional Noninterest Income$2,837,0001,212
Total noninterest expense$19,647,0001,065
Salaries and employee benefits$12,226,000982
Premises and equipment expense$2,129,0001,105
Additional noninterest expense$5,292,0001,200
Pre-tax net operating income$9,517,0001,023
Securities gains (losses)$-30,0005,231
Applicable income taxes$8,0003,921
Income before extraordinary items$9,479,000788
Extraordinary gains, net$09
Net income$9,479,000788
Minority interest net income$076
Net income of bank and minority interests.$9,479,000788
Net charge-offs$1,061,000664
Cash dividends$6,313,000541
Sale, conversion, retirement of capital stock, net$269,000363
Net operating income$9,509,000773
2017-09-30 (YTD Data)Rank
Total interest income$20,946,0001,028
Total interest expense$1,847,0001,288
Net interest income$19,099,000998
Provision for loan and lease losses$148,0002,338
Total noninterest income$2,887,0001,342
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$671,0001,310
Trading account gains and feesNANA
Additional Noninterest Income$2,216,0001,179
Total noninterest expense$14,552,0001,086
Salaries and employee benefits$9,010,000995
Premises and equipment expense$1,628,0001,098
Additional noninterest expense$3,914,0001,198
Pre-tax net operating income$7,286,0001,029
Securities gains (losses)$02,274
Applicable income taxes$6,0003,955
Income before extraordinary items$7,280,000827
Extraordinary gains, net$09
Net income$7,280,000827
Minority interest net income$071
Net income of bank and minority interests.$7,280,000827
Net charge-offs$311,0001,092
Cash dividends$4,671,000538
Sale, conversion, retirement of capital stock, net$203,000341
Net operating income$7,280,000816
2017-06-30 (YTD Data)Rank
Total interest income$13,687,0001,032
Total interest expense$1,099,0001,383
Net interest income$12,588,000998
Provision for loan and lease losses$258,0001,340
Total noninterest income$1,758,0001,433
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$430,0001,335
Trading account gains and feesNANA
Additional Noninterest Income$1,328,0001,286
Total noninterest expense$9,752,0001,086
Salaries and employee benefits$6,025,0001,000
Premises and equipment expense$1,105,0001,075
Additional noninterest expense$2,622,0001,194
Pre-tax net operating income$4,336,0001,115
Securities gains (losses)$01,906
Applicable income taxes$3,0004,027
Income before extraordinary items$4,333,000899
Extraordinary gains, net$011
Net income$4,333,000900
Minority interest net income$071
Net income of bank and minority interests.$4,333,000899
Net charge-offs$69,0001,763
Cash dividends$3,281,000504
Sale, conversion, retirement of capital stock, net$136,000317
Net operating income$4,333,000885
2017-03-31 (YTD Data)Rank
Total interest income$6,676,0001,044
Total interest expense$500,0001,461
Net interest income$6,176,0001,010
Provision for loan and lease losses$219,000889
Total noninterest income$759,0001,577
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$213,0001,337
Trading account gains and feesNANA
Additional Noninterest Income$546,0001,456
Total noninterest expense$4,847,0001,095
Salaries and employee benefits$3,013,0001,011
Premises and equipment expense$563,0001,065
Additional noninterest expense$1,271,0001,227
Pre-tax net operating income$1,869,0001,247
Securities gains (losses)$01,153
Applicable income taxes$1,0003,997
Income before extraordinary items$1,868,0001,022
Extraordinary gains, net$08
Net income$1,868,0001,023
Minority interest net income$055
Net income of bank and minority interests.$1,868,0001,022
Net charge-offs$113,000863
Cash dividends$1,775,000452
Sale, conversion, retirement of capital stock, net$67,000291
Net operating income$1,868,0001,008
2016-12-31 (YTD Data)Rank
Total interest income$25,610,0001,052
Total interest expense$1,845,0001,514
Net interest income$23,765,0001,018
Provision for loan and lease losses$59,0003,579
Total noninterest income$4,068,0001,323
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$932,0001,289
Trading account gains and fees$0170
Additional Noninterest Income$3,136,0001,172
Total noninterest expense$18,870,0001,100
Salaries and employee benefits$10,990,0001,062
Premises and equipment expense$2,188,0001,086
Additional noninterest expense$5,692,0001,141
Pre-tax net operating income$8,904,0001,017
Securities gains (losses)$-68,0005,772
Applicable income taxes$10,0003,999
Income before extraordinary items$8,826,000851
Extraordinary gains, net$05
Net income$8,826,000851
Minority interest net income$082
Net income of bank and minority interests.$8,826,000850
Net charge-offs$887,000722
Cash dividends$7,799,000471
Sale, conversion, retirement of capital stock, net$266,000364
Net operating income$8,894,000829
2016-09-30 (YTD Data)Rank
Total interest income$19,031,0001,063
Total interest expense$1,385,0001,513
Net interest income$17,646,0001,028
Provision for loan and lease losses$143,0002,411
Total noninterest income$3,080,0001,316
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$713,0001,252
Trading account gains and fees$0169
Additional Noninterest Income$2,367,0001,170
Total noninterest expense$14,247,0001,099
Salaries and employee benefits$8,312,0001,050
Premises and equipment expense$1,652,0001,074
Additional noninterest expense$4,283,0001,147
Pre-tax net operating income$6,336,0001,062
Securities gains (losses)$03,160
Applicable income taxes$7,0004,077
Income before extraordinary items$6,329,000882
Extraordinary gains, net$05
Net income$6,329,000882
Minority interest net income$071
Net income of bank and minority interests.$6,329,000882
Net charge-offs$401,000928
Cash dividends$5,052,000497
Sale, conversion, retirement of capital stock, net$199,000338
Net operating income$6,329,000851
2016-06-30 (YTD Data)Rank
Total interest income$12,571,0001,068
Total interest expense$921,0001,511
Net interest income$11,650,0001,038
Provision for loan and lease losses$132,0002,042
Total noninterest income$1,898,0001,370
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$454,0001,299
Trading account gains and fees$0157
Additional Noninterest Income$1,444,0001,224
Total noninterest expense$9,503,0001,095
Salaries and employee benefits$5,501,0001,063
Premises and equipment expense$1,112,0001,064
Additional noninterest expense$2,890,0001,133
Pre-tax net operating income$3,913,0001,127
Securities gains (losses)$02,835
Applicable income taxes$5,0004,087
Income before extraordinary items$3,908,000936
Extraordinary gains, net$016
Net income$3,908,000934
Minority interest net income$071
Net income of bank and minority interests.$3,908,000935
Net charge-offs$304,000854
Cash dividends$3,533,000504
Sale, conversion, retirement of capital stock, net$133,000329
Net operating income$3,908,000901
2016-03-31 (YTD Data)Rank
Total interest income$6,298,0001,071
Total interest expense$461,0001,511
Net interest income$5,837,0001,029
Provision for loan and lease losses$57,0002,075
Total noninterest income$953,0001,340
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$215,0001,347
Trading account gains and fees$0142
Additional Noninterest Income$738,0001,161
Total noninterest expense$4,717,0001,107
Salaries and employee benefits$2,751,0001,073
Premises and equipment expense$540,0001,098
Additional noninterest expense$1,426,0001,133
Pre-tax net operating income$2,016,0001,084
Securities gains (losses)$02,077
Applicable income taxes$2,0004,104
Income before extraordinary items$2,014,000881
Extraordinary gains, net$012
Net income$2,014,000882
Minority interest net income$062
Net income of bank and minority interests.$2,014,000882
Net charge-offs$43,0001,533
Cash dividends$2,106,000408
Sale, conversion, retirement of capital stock, net$64,000310
Net operating income$2,014,000862
2015-12-31 (YTD Data)Rank
Total interest income$25,467,0001,022
Total interest expense$1,804,0001,515
Net interest income$23,663,000974
Provision for loan and lease losses$51,0003,597
Total noninterest income$3,333,0001,485
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$981,0001,243
Trading account gains and fees$0159
Additional Noninterest Income$2,352,0001,349
Total noninterest expense$17,621,0001,149
Salaries and employee benefits$10,126,0001,107
Premises and equipment expense$2,011,0001,177
Additional noninterest expense$5,484,0001,171
Pre-tax net operating income$9,324,000943
Securities gains (losses)$03,216
Applicable income taxes$10,0004,095
Income before extraordinary items$9,314,000778
Extraordinary gains, net$023
Net income$9,314,000778
Minority interest net income$081
Net income of bank and minority interests.$9,314,000778
Net charge-offs$1,604,000464
Cash dividends$9,293,000408
Sale, conversion, retirement of capital stock, net$376,000345
Net operating income$9,314,000758
2015-09-30 (YTD Data)Rank
Total interest income$19,065,0001,028
Total interest expense$1,346,0001,538
Net interest income$17,719,000983
Provision for loan and lease losses$135,0002,359
Total noninterest income$2,640,0001,440
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$737,0001,254
Trading account gains and fees$0153
Additional Noninterest Income$1,903,0001,310
Total noninterest expense$12,936,0001,174
Salaries and employee benefits$7,479,0001,138
Premises and equipment expense$1,514,0001,192
Additional noninterest expense$3,943,0001,224
Pre-tax net operating income$7,288,000926
Securities gains (losses)$03,031
Applicable income taxes$7,0004,223
Income before extraordinary items$7,281,000761
Extraordinary gains, net$021
Net income$7,281,000759
Minority interest net income$078
Net income of bank and minority interests.$7,281,000761
Net charge-offs$802,000600
Cash dividends$7,168,000366
Sale, conversion, retirement of capital stock, net$316,000302
Net operating income$7,281,000743
2015-06-30 (YTD Data)Rank
Total interest income$12,627,0001,031
Total interest expense$896,0001,546
Net interest income$11,731,000986
Provision for loan and lease losses$34,0003,151
Total noninterest income$1,748,0001,446
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$470,0001,278
Trading account gains and fees$0157
Additional Noninterest Income$1,278,0001,313
Total noninterest expense$8,523,0001,182
Salaries and employee benefits$4,942,0001,152
Premises and equipment expense$1,009,0001,194
Additional noninterest expense$2,572,0001,243
Pre-tax net operating income$4,922,000908
Securities gains (losses)$02,636
Applicable income taxes$5,0004,231
Income before extraordinary items$4,917,000750
Extraordinary gains, net$022
Net income$4,917,000749
Minority interest net income$075
Net income of bank and minority interests.$4,917,000750
Net charge-offs$188,0001,226
Cash dividends$4,952,000359
Sale, conversion, retirement of capital stock, net$256,000271
Net operating income$4,917,000728
2015-03-31 (YTD Data)Rank
Total interest income$6,279,0001,036
Total interest expense$444,0001,567
Net interest income$5,835,000986
Provision for loan and lease losses$262,000721
Total noninterest income$1,012,0001,279
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$231,0001,274
Trading account gains and fees$0152
Additional Noninterest Income$781,0001,114
Total noninterest expense$4,264,0001,196
Salaries and employee benefits$2,462,0001,153
Premises and equipment expense$494,0001,231
Additional noninterest expense$1,308,0001,208
Pre-tax net operating income$2,321,000922
Securities gains (losses)$02,027
Applicable income taxes$3,0004,151
Income before extraordinary items$2,318,000759
Extraordinary gains, net$013
Net income$2,318,000757
Minority interest net income$064
Net income of bank and minority interests.$2,318,000759
Net charge-offs$145,000889
Cash dividends$1,927,000382
Sale, conversion, retirement of capital stock, net$58,000337
Net operating income$2,318,000734
2014-12-31 (YTD Data)Rank
Total interest income$25,121,0001,020
Total interest expense$1,833,0001,598
Net interest income$23,288,000952
Provision for loan and lease losses$1,151,000773
Total noninterest income$3,070,0001,545
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$956,0001,348
Trading account gains and fees$0180
Additional Noninterest Income$2,114,0001,396
Total noninterest expense$17,118,0001,166
Salaries and employee benefits$9,602,0001,136
Premises and equipment expense$1,900,0001,261
Additional noninterest expense$5,616,0001,171
Pre-tax net operating income$8,089,0001,015
Securities gains (losses)$03,259
Applicable income taxes$10,0004,202
Income before extraordinary items$8,079,000814
Extraordinary gains, net$017
Net income$8,079,000813
Minority interest net income$084
Net income of bank and minority interests.$8,079,000813
Net charge-offs$1,650,000606
Cash dividends$7,794,000417
Sale, conversion, retirement of capital stock, net$322,000363
Net operating income$8,079,000801
2014-09-30 (YTD Data)Rank
Total interest income$18,726,0001,028
Total interest expense$1,384,0001,605
Net interest income$17,342,000964
Provision for loan and lease losses$829,000791
Total noninterest income$2,182,0001,603
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$707,0001,379
Trading account gains and fees$0174
Additional Noninterest Income$1,475,0001,477
Total noninterest expense$12,868,0001,178
Salaries and employee benefits$7,313,0001,118
Premises and equipment expense$1,426,0001,268
Additional noninterest expense$4,129,0001,192
Pre-tax net operating income$5,827,0001,069
Securities gains (losses)$02,980
Applicable income taxes$7,0004,269
Income before extraordinary items$5,820,000858
Extraordinary gains, net$015
Net income$5,820,000857
Minority interest net income$081
Net income of bank and minority interests.$5,820,000857
Net charge-offs$1,041,000653
Cash dividends$3,707,000571
Sale, conversion, retirement of capital stock, net$269,000311
Net operating income$5,820,000842
2014-06-30 (YTD Data)Rank
Total interest income$12,348,0001,036
Total interest expense$932,0001,605
Net interest income$11,416,000974
Provision for loan and lease losses$1,095,000423
Total noninterest income$1,229,0001,810
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$449,0001,422
Trading account gains and fees$0172
Additional Noninterest Income$780,0001,732
Total noninterest expense$8,453,0001,190
Salaries and employee benefits$4,795,0001,135
Premises and equipment expense$934,0001,289
Additional noninterest expense$2,724,0001,188
Pre-tax net operating income$3,097,0001,258
Securities gains (losses)$02,580
Applicable income taxes$5,0004,257
Income before extraordinary items$3,092,0001,042
Extraordinary gains, net$020
Net income$3,092,0001,042
Minority interest net income$080
Net income of bank and minority interests.$3,092,0001,043
Net charge-offs$54,0002,722
Cash dividends$2,465,000550
Sale, conversion, retirement of capital stock, net$213,000281
Net operating income$3,092,0001,025
2014-03-31 (YTD Data)Rank
Total interest income$6,079,0001,054
Total interest expense$421,0001,780
Net interest income$5,658,000974
Provision for loan and lease losses$426,000520
Total noninterest income$374,0002,478
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$215,0001,455
Trading account gains and fees$0147
Additional Noninterest Income$159,0002,885
Total noninterest expense$4,208,0001,209
Salaries and employee benefits$2,394,0001,150
Premises and equipment expense$473,0001,301
Additional noninterest expense$1,341,0001,195
Pre-tax net operating income$1,398,0001,332
Securities gains (losses)$01,715
Applicable income taxes$2,0004,234
Income before extraordinary items$1,396,0001,109
Extraordinary gains, net$016
Net income$1,396,0001,110
Minority interest net income$066
Net income of bank and minority interests.$1,396,0001,110
Net charge-offs$52,0001,843
Cash dividends$1,472,000440
Sale, conversion, retirement of capital stock, net$158,000206
Net operating income$1,396,0001,096
2013-12-31 (YTD Data)Rank
Total interest income$25,176,0001,003
Total interest expense$1,737,0001,936
Net interest income$23,439,000917
Provision for loan and lease losses$309,0002,404
Total noninterest income$3,302,0001,518
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$873,0001,525
Trading account gains and fees$0184
Additional Noninterest Income$2,429,0001,324
Total noninterest expense$17,865,0001,146
Salaries and employee benefits$9,516,0001,150
Premises and equipment expense$1,819,0001,310
Additional noninterest expense$6,530,0001,034
Pre-tax net operating income$8,567,000900
Securities gains (losses)$03,182
Applicable income taxes$10,0004,304
Income before extraordinary items$8,557,000748
Extraordinary gains, net$029
Net income$8,557,000748
Minority interest net income$090
Net income of bank and minority interests.$8,557,000749
Net charge-offs$1,434,000971
Cash dividends$6,824,000446
Sale, conversion, retirement of capital stock, net$295,000364
Net operating income$8,557,000723
2013-09-30 (YTD Data)Rank
Total interest income$18,845,0001,014
Total interest expense$1,311,0001,972
Net interest income$17,534,000923
Provision for loan and lease losses$-114,0006,577
Total noninterest income$2,550,0001,512
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$650,0001,540
Trading account gains and fees$0180
Additional Noninterest Income$1,900,0001,320
Total noninterest expense$12,979,0001,188
Salaries and employee benefits$7,076,0001,161
Premises and equipment expense$1,332,0001,351
Additional noninterest expense$4,571,0001,108
Pre-tax net operating income$7,219,000812
Securities gains (losses)$03,040
Applicable income taxes$8,0004,371
Income before extraordinary items$7,211,000676
Extraordinary gains, net$025
Net income$7,211,000677
Minority interest net income$084
Net income of bank and minority interests.$7,211,000678
Net charge-offs$1,289,000830
Cash dividends$4,272,000474
Sale, conversion, retirement of capital stock, net$295,000284
Net operating income$7,211,000647
2013-06-30 (YTD Data)Rank
Total interest income$12,534,0001,011
Total interest expense$880,0001,980
Net interest income$11,654,000915
Provision for loan and lease losses$15,0004,344
Total noninterest income$1,740,0001,490
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$417,0001,574
Trading account gains and fees$0157
Additional Noninterest Income$1,323,0001,299
Total noninterest expense$7,765,0001,290
Salaries and employee benefits$4,532,0001,191
Premises and equipment expense$883,0001,354
Additional noninterest expense$2,350,0001,407
Pre-tax net operating income$5,614,000699
Securities gains (losses)$02,791
Applicable income taxes$5,0004,362
Income before extraordinary items$5,609,000598
Extraordinary gains, net$022
Net income$5,609,000597
Minority interest net income$082
Net income of bank and minority interests.$5,609,000600
Net charge-offs$1,032,000744
Cash dividends$3,289,000415
Sale, conversion, retirement of capital stock, net$294,000222
Net operating income$5,609,000571
2013-03-31 (YTD Data)Rank
Total interest income$6,253,0001,014
Total interest expense$453,0001,982
Net interest income$5,800,000924
Provision for loan and lease losses$15,0003,721
Total noninterest income$779,0001,600
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$208,0001,573
Trading account gains and fees$0148
Additional Noninterest Income$571,0001,432
Total noninterest expense$3,945,0001,283
Salaries and employee benefits$2,315,0001,185
Premises and equipment expense$432,0001,411
Additional noninterest expense$1,198,0001,363
Pre-tax net operating income$2,619,000735
Securities gains (losses)$01,966
Applicable income taxes$3,0004,340
Income before extraordinary items$2,616,000626
Extraordinary gains, net$010
Net income$2,616,000625
Minority interest net income$076
Net income of bank and minority interests.$2,616,000628
Net charge-offs$59,0002,298
Cash dividends$1,442,000411
Sale, conversion, retirement of capital stock, net$44,000356
Net operating income$2,616,000593
2012-12-31 (YTD Data)Rank
Total interest income$25,991,0001,014
Total interest expense$2,404,0001,812
Net interest income$23,587,000918
Provision for loan and lease losses$1,735,0001,198
Total noninterest income$2,729,0001,761
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$906,0001,536
Trading account gains and fees$0166
Additional Noninterest Income$1,823,0001,629
Total noninterest expense$16,455,0001,230
Salaries and employee benefits$8,645,0001,219
Premises and equipment expense$1,856,0001,280
Additional noninterest expense$5,954,0001,167
Pre-tax net operating income$8,126,000874
Securities gains (losses)$03,810
Applicable income taxes$9,0004,412
Income before extraordinary items$8,117,000740
Extraordinary gains, net$029
Net income$8,117,000737
Minority interest net income$093
Net income of bank and minority interests.$8,117,000740
Net charge-offs$1,002,0001,810
Cash dividends$4,395,000651
Sale, conversion, retirement of capital stock, net$252,000406
Net operating income$8,117,000696
2012-09-30 (YTD Data)Rank
Total interest income$19,514,0001,034
Total interest expense$1,883,0001,808
Net interest income$17,631,000930
Provision for loan and lease losses$1,771,000950
Total noninterest income$2,235,0001,643
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$682,0001,545
Trading account gains and fees$0157
Additional Noninterest Income$1,553,0001,489
Total noninterest expense$11,775,0001,274
Salaries and employee benefits$6,301,0001,248
Premises and equipment expense$1,401,0001,280
Additional noninterest expense$4,073,0001,255
Pre-tax net operating income$6,320,000882
Securities gains (losses)$03,575
Applicable income taxes$7,0004,458
Income before extraordinary items$6,313,000725
Extraordinary gains, net$020
Net income$6,313,000724
Minority interest net income$086
Net income of bank and minority interests.$6,313,000725
Net charge-offs$932,0001,541
Cash dividends$2,007,000765
Sale, conversion, retirement of capital stock, net$209,000337
Net operating income$6,313,000696
2012-06-30 (YTD Data)Rank
Total interest income$12,954,0001,048
Total interest expense$1,310,0001,795
Net interest income$11,644,000940
Provision for loan and lease losses$1,549,000781
Total noninterest income$1,275,0001,833
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$437,0001,584
Trading account gains and fees$0153
Additional Noninterest Income$838,0001,706
Total noninterest expense$7,719,0001,296
Salaries and employee benefits$4,144,0001,260
Premises and equipment expense$951,0001,254
Additional noninterest expense$2,624,0001,293
Pre-tax net operating income$3,651,000975
Securities gains (losses)$03,178
Applicable income taxes$5,0004,421
Income before extraordinary items$3,646,000831
Extraordinary gains, net$019
Net income$3,646,000830
Minority interest net income$084
Net income of bank and minority interests.$3,646,000831
Net charge-offs$657,0001,520
Cash dividends$1,106,000890
Sale, conversion, retirement of capital stock, net$86,000395
Net operating income$3,646,000774
2012-03-31 (YTD Data)Rank
Total interest income$6,350,0001,079
Total interest expense$680,0001,802
Net interest income$5,670,000967
Provision for loan and lease losses$507,0001,030
Total noninterest income$592,0001,925
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$216,0001,591
Trading account gains and fees$0148
Additional Noninterest Income$376,0001,836
Total noninterest expense$3,895,0001,271
Salaries and employee benefits$2,107,0001,239
Premises and equipment expense$474,0001,262
Additional noninterest expense$1,314,0001,273
Pre-tax net operating income$1,860,000958
Securities gains (losses)$02,210
Applicable income taxes$2,0004,463
Income before extraordinary items$1,858,000805
Extraordinary gains, net$019
Net income$1,858,000805
Minority interest net income$078
Net income of bank and minority interests.$1,858,000806
Net charge-offs$211,0001,800
Cash dividends$490,000917
Sale, conversion, retirement of capital stock, net$43,000345
Net operating income$1,858,000757
2011-12-31 (YTD Data)Rank
Total interest income$27,319,0001,022
Total interest expense$3,437,0001,729
Net interest income$23,882,000914
Provision for loan and lease losses$4,651,000832
Total noninterest income$2,785,0001,577
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$963,0001,525
Trading account gains and fees$0146
Additional Noninterest Income$1,822,0001,455
Total noninterest expense$15,444,0001,277
Salaries and employee benefits$7,695,0001,281
Premises and equipment expense$2,024,0001,240
Additional noninterest expense$5,725,0001,219
Pre-tax net operating income$6,572,000914
Securities gains (losses)$119,0001,923
Applicable income taxes$11,0004,285
Income before extraordinary items$6,680,000753
Extraordinary gains, net$029
Net income$6,680,000751
Minority interest net income$096
Net income of bank and minority interests.$6,680,000753
Net charge-offs$4,864,000817
Cash dividends$4,438,000477
Sale, conversion, retirement of capital stock, net$246,000509
Net operating income$6,561,000735
2011-09-30 (YTD Data)Rank
Total interest income$20,521,0001,037
Total interest expense$2,697,0001,731
Net interest income$17,824,000924
Provision for loan and lease losses$3,171,000897
Total noninterest income$1,870,0001,691
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$719,0001,533
Trading account gains and fees$0145
Additional Noninterest Income$1,151,0001,597
Total noninterest expense$11,405,0001,301
Salaries and employee benefits$5,801,0001,280
Premises and equipment expense$1,557,0001,225
Additional noninterest expense$4,047,0001,273
Pre-tax net operating income$5,118,000911
Securities gains (losses)$119,0001,629
Applicable income taxes$9,0004,287
Income before extraordinary items$5,228,000748
Extraordinary gains, net$021
Net income$5,228,000747
Minority interest net income$087
Net income of bank and minority interests.$5,228,000748
Net charge-offs$1,333,0001,617
Cash dividends$2,837,000477
Sale, conversion, retirement of capital stock, net$204,000446
Net operating income$5,109,000733
2011-06-30 (YTD Data)Rank
Total interest income$13,620,0001,052
Total interest expense$1,889,0001,713
Net interest income$11,731,000942
Provision for loan and lease losses$1,832,000980
Total noninterest income$969,0002,039
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$453,0001,592
Trading account gains and fees$0153
Additional Noninterest Income$516,0002,048
Total noninterest expense$7,619,0001,305
Salaries and employee benefits$3,996,0001,247
Premises and equipment expense$1,036,0001,239
Additional noninterest expense$2,587,0001,354
Pre-tax net operating income$3,249,000938
Securities gains (losses)$02,914
Applicable income taxes$6,0004,255
Income before extraordinary items$3,243,000777
Extraordinary gains, net$015
Net income$3,243,000776
Minority interest net income$089
Net income of bank and minority interests.$3,243,000777
Net charge-offs$491,0002,165
Cash dividends$2,054,000414
Sale, conversion, retirement of capital stock, net$83,000434
Net operating income$3,243,000745
2011-03-31 (YTD Data)Rank
Total interest income$6,867,0001,052
Total interest expense$986,0001,708
Net interest income$5,881,000944
Provision for loan and lease losses$1,016,000843
Total noninterest income$581,0001,793
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$212,0001,660
Trading account gains and fees$0158
Additional Noninterest Income$369,0001,659
Total noninterest expense$3,930,0001,273
Salaries and employee benefits$2,059,0001,222
Premises and equipment expense$529,0001,242
Additional noninterest expense$1,342,0001,309
Pre-tax net operating income$1,516,000997
Securities gains (losses)$01,772
Applicable income taxes$4,0004,128
Income before extraordinary items$1,512,000822
Extraordinary gains, net$09
Net income$1,512,000819
Minority interest net income$086
Net income of bank and minority interests.$1,512,000822
Net charge-offs$168,0002,255
Cash dividends$1,014,000379
Sale, conversion, retirement of capital stock, net$42,000383
Net operating income$1,512,000807
2010-12-31 (YTD Data)Rank
Total interest income$29,324,0001,047
Total interest expense$5,720,0001,455
Net interest income$23,604,000936
Provision for loan and lease losses$5,286,0001,097
Total noninterest income$3,169,0001,485
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$941,0001,583
Trading account gains and fees$0175
Additional Noninterest Income$2,228,0001,312
Total noninterest expense$14,203,0001,403
Salaries and employee benefits$6,833,0001,441
Premises and equipment expense$2,057,0001,259
Additional noninterest expense$5,313,0001,367
Pre-tax net operating income$7,284,000742
Securities gains (losses)$46,0002,712
Applicable income taxes$7,0004,295
Income before extraordinary items$7,323,000616
Extraordinary gains, net$029
Net income$7,323,000612
Minority interest net income$0111
Net income of bank and minority interests.$7,323,000616
Net charge-offs$3,398,0001,360
Cash dividends$3,285,000505
Sale, conversion, retirement of capital stock, net$235,000603
Net operating income$7,277,000585
2010-09-30 (YTD Data)Rank
Total interest income$22,057,0001,058
Total interest expense$4,626,0001,400
Net interest income$17,431,000956
Provision for loan and lease losses$3,825,0001,082
Total noninterest income$2,277,0001,533
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$712,0001,623
Trading account gains and fees$0165
Additional Noninterest Income$1,565,0001,303
Total noninterest expense$10,554,0001,411
Salaries and employee benefits$5,105,0001,452
Premises and equipment expense$1,481,0001,325
Additional noninterest expense$3,968,0001,346
Pre-tax net operating income$5,329,000791
Securities gains (losses)$46,0002,464
Applicable income taxes$5,0004,390
Income before extraordinary items$5,370,000647
Extraordinary gains, net$023
Net income$5,370,000645
Minority interest net income$0110
Net income of bank and minority interests.$5,370,000647
Net charge-offs$2,221,0001,412
Cash dividends$2,061,000513
Sale, conversion, retirement of capital stock, net$200,000503
Net operating income$5,324,000625
2010-06-30 (YTD Data)Rank
Total interest income$14,704,0001,070
Total interest expense$3,266,0001,371
Net interest income$11,438,000966
Provision for loan and lease losses$2,282,0001,161
Total noninterest income$1,298,0001,672
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$461,0001,666
Trading account gains and fees$0152
Additional Noninterest Income$837,0001,472
Total noninterest expense$6,744,0001,467
Salaries and employee benefits$3,365,0001,473
Premises and equipment expense$1,001,0001,326
Additional noninterest expense$2,378,0001,491
Pre-tax net operating income$3,710,000744
Securities gains (losses)$46,0001,939
Applicable income taxes$3,0004,407
Income before extraordinary items$3,753,000592
Extraordinary gains, net$019
Net income$3,753,000593
Minority interest net income$0105
Net income of bank and minority interests.$3,753,000593
Net charge-offs$2,063,0001,104
Cash dividends$1,355,000512
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,707,000579
2010-03-31 (YTD Data)Rank
Total interest income$7,324,0001,101
Total interest expense$1,736,0001,356
Net interest income$5,588,0001,005
Provision for loan and lease losses$910,0001,236
Total noninterest income$604,0001,775
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$228,0001,678
Trading account gains and fees$0175
Additional Noninterest Income$376,0001,568
Total noninterest expense$3,416,0001,467
Salaries and employee benefits$1,674,0001,499
Premises and equipment expense$511,0001,333
Additional noninterest expense$1,231,0001,442
Pre-tax net operating income$1,866,000721
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,866,000602
Extraordinary gains, net$016
Net income$1,866,000606
Minority interest net income$091
Net income of bank and minority interests.$1,866,000606
Net charge-offs$1,529,000778
Cash dividends$838,000409
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,866,000579
2009-12-31 (YTD Data)Rank
Total interest income$28,758,0001,197
Total interest expense$9,147,0001,300
Net interest income$19,611,0001,122
Provision for loan and lease losses$4,711,0001,487
Total noninterest income$2,127,0002,031
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,017,0001,661
Trading account gains and fees$0211
Additional Noninterest Income$1,110,0002,025
Total noninterest expense$13,878,0001,490
Salaries and employee benefits$7,148,0001,412
Premises and equipment expense$1,965,0001,391
Additional noninterest expense$4,765,0001,565
Pre-tax net operating income$3,149,0001,269
Securities gains (losses)$03,754
Applicable income taxes$11,0003,858
Income before extraordinary items$3,138,0001,072
Extraordinary gains, net$034
Net income$3,138,0001,070
Minority interest net income$0115
Net income of bank and minority interests.$3,138,0001,071
Net charge-offs$3,718,0001,410
Cash dividends$2,526,000711
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,138,0001,073
2009-09-30 (YTD Data)Rank
Total interest income$21,336,0001,230
Total interest expense$7,195,0001,305
Net interest income$14,141,0001,176
Provision for loan and lease losses$3,255,0001,410
Total noninterest income$1,923,0001,830
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$749,0001,690
Trading account gains and fees$0212
Additional Noninterest Income$1,174,0001,641
Total noninterest expense$10,614,0001,446
Salaries and employee benefits$5,463,0001,394
Premises and equipment expense$1,491,0001,378
Additional noninterest expense$3,660,0001,479
Pre-tax net operating income$2,195,0001,482
Securities gains (losses)$03,497
Applicable income taxes$8,0004,112
Income before extraordinary items$2,187,0001,226
Extraordinary gains, net$027
Net income$2,187,0001,224
Minority interest net income$0118
Net income of bank and minority interests.$2,187,0001,226
Net charge-offs$1,778,0001,613
Cash dividends$1,753,000735
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,187,0001,206
2009-06-30 (YTD Data)Rank
Total interest income$14,141,0001,264
Total interest expense$5,097,0001,293
Net interest income$9,044,0001,234
Provision for loan and lease losses$1,986,0001,401
Total noninterest income$1,329,0001,796
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$480,0001,733
Trading account gains and fees$0193
Additional Noninterest Income$849,0001,574
Total noninterest expense$7,023,0001,478
Salaries and employee benefits$3,644,0001,427
Premises and equipment expense$1,001,0001,390
Additional noninterest expense$2,378,0001,538
Pre-tax net operating income$1,364,0001,654
Securities gains (losses)$03,136
Applicable income taxes$6,0004,180
Income before extraordinary items$1,358,0001,392
Extraordinary gains, net$021
Net income$1,358,0001,390
Minority interest net income$0112
Net income of bank and minority interests.$1,358,0001,392
Net charge-offs$1,579,0001,301
Cash dividends$1,352,000677
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,358,0001,351
2009-03-31 (YTD Data)Rank
Total interest income$7,033,0001,290
Total interest expense$2,673,0001,285
Net interest income$4,360,0001,270
Provision for loan and lease losses$1,130,0001,100
Total noninterest income$1,030,0001,250
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$231,0001,751
Trading account gains and fees$0171
Additional Noninterest Income$799,0001,018
Total noninterest expense$3,450,0001,447
Salaries and employee benefits$1,865,0001,398
Premises and equipment expense$502,0001,415
Additional noninterest expense$1,083,0001,490
Pre-tax net operating income$810,0001,575
Securities gains (losses)$02,434
Applicable income taxes$4,0004,381
Income before extraordinary items$806,0001,358
Extraordinary gains, net$015
Net income$806,0001,360
Minority interest net income$0102
Net income of bank and minority interests.$806,0001,360
Net charge-offs$95,0002,923
Cash dividends$780,000588
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$806,0001,286
2008-12-31 (YTD Data)Rank
Total interest income$28,731,0001,353
Total interest expense$12,736,0001,284
Net interest income$15,995,0001,389
Provision for loan and lease losses$1,977,0001,811
Total noninterest income$1,748,0002,359
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$884,0001,953
Trading account gains and fees$0154
Additional Noninterest Income$864,0002,349
Total noninterest expense$12,066,0001,627
Salaries and employee benefits$6,567,0001,577
Premises and equipment expense$1,875,0001,476
Additional noninterest expense$3,624,0001,698
Pre-tax net operating income$3,700,0001,473
Securities gains (losses)$185,000760
Applicable income taxes$-106,0007,090
Income before extraordinary items$3,991,0001,051
Extraordinary gains, net$039
Net income$3,991,0001,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0003,407
Cash dividends$1,711,0001,547
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,806,0001,157
2008-09-30 (YTD Data)Rank
Total interest income$21,541,0001,375
Total interest expense$9,728,0001,307
Net interest income$11,813,0001,436
Provision for loan and lease losses$1,179,0001,676
Total noninterest income$1,366,0002,357
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$631,0002,042
Trading account gains and fees$0148
Additional Noninterest Income$735,0002,240
Total noninterest expense$9,259,0001,571
Salaries and employee benefits$5,222,0001,512
Premises and equipment expense$1,423,0001,468
Additional noninterest expense$2,614,0001,704
Pre-tax net operating income$2,741,0001,776
Securities gains (losses)$190,000650
Applicable income taxes$05,372
Income before extraordinary items$2,931,0001,267
Extraordinary gains, net$031
Net income$2,931,0001,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0002,553
Cash dividends$1,222,0001,567
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,741,0001,424
2008-06-30 (YTD Data)Rank
Total interest income$14,316,0001,405
Total interest expense$6,579,0001,341
Net interest income$7,737,0001,449
Provision for loan and lease losses$892,0001,330
Total noninterest income$858,0002,489
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$396,0002,137
Trading account gains and fees$0149
Additional Noninterest Income$462,0002,367
Total noninterest expense$6,171,0001,572
Salaries and employee benefits$3,468,0001,524
Premises and equipment expense$965,0001,441
Additional noninterest expense$1,738,0001,694
Pre-tax net operating income$1,532,0002,149
Securities gains (losses)$182,000662
Applicable income taxes$05,627
Income before extraordinary items$1,714,0001,592
Extraordinary gains, net$021
Net income$1,714,0001,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0001,964
Cash dividends$1,222,0001,191
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,532,0001,735
2008-03-31 (YTD Data)Rank
Total interest income$7,262,0001,417
Total interest expense$3,456,0001,361
Net interest income$3,806,0001,454
Provision for loan and lease losses$226,0001,690
Total noninterest income$481,0002,298
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$196,0002,112
Trading account gains and fees$0158
Additional Noninterest Income$285,0002,036
Total noninterest expense$3,087,0001,564
Salaries and employee benefits$1,740,0001,536
Premises and equipment expense$470,0001,483
Additional noninterest expense$877,0001,638
Pre-tax net operating income$974,0001,832
Securities gains (losses)$182,000479
Applicable income taxes$05,622
Income before extraordinary items$1,156,0001,305
Extraordinary gains, net$015
Net income$1,156,0001,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,623
Cash dividends$322,0001,802
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$974,0001,477
2007-12-31 (YTD Data)Rank
Total interest income$28,432,0001,516
Total interest expense$14,198,0001,410
Net interest income$14,234,0001,589
Provision for loan and lease losses$656,0001,932
Total noninterest income$1,402,0002,827
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$755,0002,230
Trading account gains and fees$0178
Additional Noninterest Income$647,0002,890
Total noninterest expense$10,715,0001,733
Salaries and employee benefits$5,850,0001,722
Premises and equipment expense$1,713,0001,549
Additional noninterest expense$3,152,0001,753
Pre-tax net operating income$4,265,0001,874
Securities gains (losses)$18,0001,138
Applicable income taxes$1,423,0001,461
Income before extraordinary items$2,860,0002,114
Extraordinary gains, net$039
Net income$2,860,0002,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$266,0002,456
Cash dividends$1,943,0001,649
Sale, conversion, retirement of capital stock, net$-159,0008,455
Net operating income$2,847,9402,108
2007-09-30 (YTD Data)Rank
Total interest income$21,005,0001,542
Total interest expense$10,507,0001,430
Net interest income$10,498,0001,620
Provision for loan and lease losses$470,0001,651
Total noninterest income$1,041,0002,835
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$546,0002,277
Trading account gains and fees$0184
Additional Noninterest Income$495,0002,867
Total noninterest expense$7,675,0001,787
Salaries and employee benefits$4,240,0001,780
Premises and equipment expense$1,264,0001,577
Additional noninterest expense$2,171,0001,858
Pre-tax net operating income$3,394,0001,896
Securities gains (losses)$01,655
Applicable income taxes$1,423,0001,277
Income before extraordinary items$1,971,0002,406
Extraordinary gains, net$033
Net income$1,971,0002,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0002,432
Cash dividends$1,387,0001,605
Sale, conversion, retirement of capital stock, net$-159,0008,498
Net operating income$1,971,0002,382
2007-06-30 (YTD Data)Rank
Total interest income$13,666,0001,591
Total interest expense$6,841,0001,459
Net interest income$6,825,0001,682
Provision for loan and lease losses$290,0001,607
Total noninterest income$624,0003,071
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$358,0002,314
Trading account gains and fees$0168
Additional Noninterest Income$266,0003,224
Total noninterest expense$5,063,0001,817
Salaries and employee benefits$2,806,0001,833
Premises and equipment expense$852,0001,569
Additional noninterest expense$1,405,0001,925
Pre-tax net operating income$2,096,0002,072
Securities gains (losses)$01,444
Applicable income taxes$1,424,000961
Income before extraordinary items$672,0003,916
Extraordinary gains, net$029
Net income$672,0003,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0002,395
Cash dividends$1,387,0001,195
Sale, conversion, retirement of capital stock, net$-159,0008,570
Net operating income$672,0003,905
2007-03-31 (YTD Data)Rank
Total interest income$6,723,0001,617
Total interest expense$3,355,0001,477
Net interest income$3,368,0001,715
Provision for loan and lease losses$65,0002,671
Total noninterest income$348,0002,817
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$169,0002,368
Trading account gains and fees$0195
Additional Noninterest Income$179,0002,716
Total noninterest expense$2,541,0001,817
Salaries and employee benefits$1,406,0001,828
Premises and equipment expense$423,0001,582
Additional noninterest expense$712,0001,869
Pre-tax net operating income$1,110,0001,990
Securities gains (losses)$01,187
Applicable income taxes$1,423,000556
Income before extraordinary items$-313,0008,450
Extraordinary gains, net$022
Net income$-313,0008,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,481
Cash dividends$499,0001,447
Sale, conversion, retirement of capital stock, net$-159,0008,613
Net operating income$-313,0008,439
2006-12-31 (YTD Data)Rank
Total interest income$26,471,0001,509
Total interest expense$12,154,0001,379
Net interest income$14,317,0001,604
Provision for loan and lease losses$17,0006,393
Total noninterest income$1,281,0002,998
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$722,0002,309
Trading account gains and fees$0130
Additional Noninterest Income$559,0003,143
Total noninterest expense$9,757,0001,827
Salaries and employee benefits$5,519,0001,775
Premises and equipment expense$1,503,0001,692
Additional noninterest expense$2,735,0001,928
Pre-tax net operating income$5,824,0001,653
Securities gains (losses)$01,687
Applicable income taxes$1,907,0001,384
Income before extraordinary items$3,917,0001,820
Extraordinary gains, net$051
Net income$3,917,0001,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0001,858
Cash dividends$1,283,0002,159
Sale, conversion, retirement of capital stock, net$-14,0008,575
Net operating income$3,917,0001,798
2006-09-30 (YTD Data)Rank
Total interest income$19,664,0001,511
Total interest expense$8,840,0001,380
Net interest income$10,824,0001,607
Provision for loan and lease losses$-91,0008,567
Total noninterest income$892,0003,158
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$546,0002,295
Trading account gains and fees$0126
Additional Noninterest Income$346,0003,466
Total noninterest expense$7,396,0001,804
Salaries and employee benefits$4,307,0001,706
Premises and equipment expense$1,149,0001,674
Additional noninterest expense$1,940,0002,021
Pre-tax net operating income$4,411,0001,684
Securities gains (losses)$01,388
Applicable income taxes$1,431,0001,439
Income before extraordinary items$2,980,0001,843
Extraordinary gains, net$045
Net income$2,980,0001,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0002,446
Cash dividends$1,112,0001,785
Sale, conversion, retirement of capital stock, net$55,000797
Net operating income$2,980,0001,825
2006-06-30 (YTD Data)Rank
Total interest income$12,882,0001,502
Total interest expense$5,669,0001,368
Net interest income$7,213,0001,609
Provision for loan and lease losses$-50,0008,582
Total noninterest income$525,0003,413
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$349,0002,356
Trading account gains and fees$0126
Additional Noninterest Income$176,0003,987
Total noninterest expense$4,959,0001,796
Salaries and employee benefits$2,883,0001,701
Premises and equipment expense$787,0001,639
Additional noninterest expense$1,289,0002,045
Pre-tax net operating income$2,829,0001,743
Securities gains (losses)$01,185
Applicable income taxes$919,0001,496
Income before extraordinary items$1,910,0001,918
Extraordinary gains, net$039
Net income$1,910,0001,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,784
Cash dividends$301,0003,086
Sale, conversion, retirement of capital stock, net$13,000782
Net operating income$1,910,0001,898
2006-03-31 (YTD Data)Rank
Total interest income$6,305,0001,504
Total interest expense$2,745,0001,346
Net interest income$3,560,0001,616
Provision for loan and lease losses$-89,0008,661
Total noninterest income$213,0003,844
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$165,0002,396
Trading account gains and fees$0115
Additional Noninterest Income$48,0005,189
Total noninterest expense$2,534,0001,758
Salaries and employee benefits$1,481,0001,674
Premises and equipment expense$408,0001,598
Additional noninterest expense$645,0002,020
Pre-tax net operating income$1,328,0001,817
Securities gains (losses)$0955
Applicable income taxes$428,0001,577
Income before extraordinary items$900,0001,971
Extraordinary gains, net$021
Net income$900,0001,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,442
Cash dividends$149,0002,767
Sale, conversion, retirement of capital stock, net$41,000421
Net operating income$900,0001,953
2005-12-31 (YTD Data)Rank
Total interest income$22,013,0001,515
Total interest expense$8,087,0001,404
Net interest income$13,926,0001,576
Provision for loan and lease losses$106,0004,730
Total noninterest income$1,867,0002,327
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$705,0002,338
Trading account gains and fees$0138
Additional Noninterest Income$1,162,0002,012
Total noninterest expense$9,709,0001,749
Salaries and employee benefits$5,773,0001,617
Premises and equipment expense$1,229,0001,953
Additional noninterest expense$2,707,0001,869
Pre-tax net operating income$5,978,0001,587
Securities gains (losses)$02,296
Applicable income taxes$2,137,0001,283
Income before extraordinary items$3,841,0001,797
Extraordinary gains, net$046
Net income$3,841,0001,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-210,0008,737
Cash dividends$885,0002,688
Sale, conversion, retirement of capital stock, net$28,000845
Net operating income$3,841,0001,773
2005-09-30 (YTD Data)Rank
Total interest income$15,938,0001,529
Total interest expense$5,633,0001,425
Net interest income$10,305,0001,582
Provision for loan and lease losses$113,0003,996
Total noninterest income$1,561,0002,141
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$532,0002,324
Trading account gains and fees$0126
Additional Noninterest Income$1,029,0001,785
Total noninterest expense$7,272,0001,724
Salaries and employee benefits$4,415,0001,578
Premises and equipment expense$900,0001,989
Additional noninterest expense$1,957,0001,899
Pre-tax net operating income$4,481,0001,596
Securities gains (losses)$02,317
Applicable income taxes$1,639,0001,275
Income before extraordinary items$2,842,0001,841
Extraordinary gains, net$035
Net income$2,842,0001,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-519,0008,814
Cash dividends$361,0003,257
Sale, conversion, retirement of capital stock, net$-8,0008,784
Net operating income$2,842,0001,805
2005-06-30 (YTD Data)Rank
Total interest income$10,250,0001,551
Total interest expense$3,492,0001,438
Net interest income$6,758,0001,587
Provision for loan and lease losses$-82,0008,723
Total noninterest income$1,220,0001,905
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$347,0002,325
Trading account gains and fees$0116
Additional Noninterest Income$873,0001,486
Total noninterest expense$4,840,0001,724
Salaries and employee benefits$2,966,0001,561
Premises and equipment expense$588,0002,012
Additional noninterest expense$1,286,0001,913
Pre-tax net operating income$3,220,0001,450
Securities gains (losses)$02,146
Applicable income taxes$1,222,0001,147
Income before extraordinary items$1,998,0001,718
Extraordinary gains, net$030
Net income$1,998,0001,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-676,0008,835
Cash dividends$230,0003,331
Sale, conversion, retirement of capital stock, net$-39,0008,821
Net operating income$1,998,0001,688
2005-03-31 (YTD Data)Rank
Total interest income$4,845,0001,622
Total interest expense$1,636,0001,460
Net interest income$3,209,0001,668
Provision for loan and lease losses$-273,0008,871
Total noninterest income$689,0001,671
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$167,0002,345
Trading account gains and fees$0115
Additional Noninterest Income$522,0001,292
Total noninterest expense$2,516,0001,675
Salaries and employee benefits$1,563,0001,491
Premises and equipment expense$282,0002,122
Additional noninterest expense$671,0001,835
Pre-tax net operating income$1,655,0001,380
Securities gains (losses)$01,685
Applicable income taxes$674,0001,043
Income before extraordinary items$981,0001,712
Extraordinary gains, net$024
Net income$981,0001,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-654,0008,919
Cash dividends$112,0002,826
Sale, conversion, retirement of capital stock, net$-2,0008,878
Net operating income$981,0001,680
2004-12-31 (YTD Data)Rank
Total interest income$18,110,0001,597
Total interest expense$5,184,0001,592
Net interest income$12,926,0001,574
Provision for loan and lease losses$121,0004,610
Total noninterest income$1,858,0002,321
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$732,0002,293
Trading account gains and fees$0138
Additional Noninterest Income$1,126,0001,993
Total noninterest expense$9,326,0001,736
Salaries and employee benefits$5,355,0001,643
Premises and equipment expense$1,139,0002,020
Additional noninterest expense$2,832,0001,725
Pre-tax net operating income$5,337,0001,594
Securities gains (losses)$03,819
Applicable income taxes$1,883,0001,340
Income before extraordinary items$3,454,0001,831
Extraordinary gains, net$034
Net income$3,454,0001,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,875
Cash dividends$1,407,0001,817
Sale, conversion, retirement of capital stock, net$180,000589
Net operating income$3,454,0001,795
2004-09-30 (YTD Data)Rank
Total interest income$12,902,0001,660
Total interest expense$3,725,0001,622
Net interest income$9,177,0001,647
Provision for loan and lease losses$436,0001,659
Total noninterest income$1,435,0002,275
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$557,0002,288
Trading account gains and fees$0134
Additional Noninterest Income$878,0001,950
Total noninterest expense$7,071,0001,705
Salaries and employee benefits$4,104,0001,618
Premises and equipment expense$907,0001,898
Additional noninterest expense$2,060,0001,747
Pre-tax net operating income$3,105,0002,012
Securities gains (losses)$03,710
Applicable income taxes$1,033,0001,729
Income before extraordinary items$2,072,0002,252
Extraordinary gains, net$026
Net income$2,072,0002,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0002,470
Cash dividends$1,047,0001,652
Sale, conversion, retirement of capital stock, net$90,000529
Net operating income$2,072,0002,193
2004-06-30 (YTD Data)Rank
Total interest income$8,433,0001,666
Total interest expense$2,435,0001,631
Net interest income$5,998,0001,675
Provision for loan and lease losses$227,0001,995
Total noninterest income$824,0002,539
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$374,0002,269
Trading account gains and fees$0130
Additional Noninterest Income$450,0002,348
Total noninterest expense$4,777,0001,684
Salaries and employee benefits$2,782,0001,584
Premises and equipment expense$584,0001,965
Additional noninterest expense$1,411,0001,695
Pre-tax net operating income$1,818,0002,215
Securities gains (losses)$03,413
Applicable income taxes$602,0001,922
Income before extraordinary items$1,216,0002,500
Extraordinary gains, net$021
Net income$1,216,0002,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,149
Cash dividends$953,0001,346
Sale, conversion, retirement of capital stock, net$65,000449
Net operating income$1,216,0002,434
2004-03-31 (YTD Data)Rank
Total interest income$4,208,0001,675
Total interest expense$1,228,0001,640
Net interest income$2,980,0001,677
Provision for loan and lease losses$06,501
Total noninterest income$728,0001,613
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$190,0002,180
Trading account gains and fees$0121
Additional Noninterest Income$538,0001,229
Total noninterest expense$2,386,0001,700
Salaries and employee benefits$1,427,0001,570
Premises and equipment expense$300,0001,937
Additional noninterest expense$659,0001,805
Pre-tax net operating income$1,322,0001,562
Securities gains (losses)$02,934
Applicable income taxes$462,0001,381
Income before extraordinary items$860,0001,823
Extraordinary gains, net$016
Net income$860,0001,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,552
Cash dividends$861,000767
Sale, conversion, retirement of capital stock, net$26,000355
Net operating income$860,0001,739
2003-12-31 (YTD Data)Rank
Total interest income$18,506,0001,555
Total interest expense$5,644,0001,591
Net interest income$12,862,0001,514
Provision for loan and lease losses$899,0001,330
Total noninterest income$2,554,0001,912
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$705,0002,340
Trading account gains and fees$0160
Additional Noninterest Income$1,849,0001,555
Total noninterest expense$8,625,0001,835
Salaries and employee benefits$5,059,0001,701
Premises and equipment expense$1,048,0002,171
Additional noninterest expense$2,518,0001,911
Pre-tax net operating income$5,892,0001,402
Securities gains (losses)$04,500
Applicable income taxes$2,074,0001,252
Income before extraordinary items$3,818,0001,627
Extraordinary gains, net$054
Net income$3,818,0001,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,226,000784
Cash dividends$1,405,0001,821
Sale, conversion, retirement of capital stock, net$170,000627
Net operating income$3,818,0001,560
2003-09-30 (YTD Data)Rank
Total interest income$14,061,0001,553
Total interest expense$4,364,0001,610
Net interest income$9,697,0001,519
Provision for loan and lease losses$952,000934
Total noninterest income$2,151,0001,802
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$495,0002,495
Trading account gains and fees$0153
Additional Noninterest Income$1,656,0001,429
Total noninterest expense$6,426,0001,844
Salaries and employee benefits$3,745,0001,735
Premises and equipment expense$864,0001,981
Additional noninterest expense$1,817,0001,971
Pre-tax net operating income$4,470,0001,438
Securities gains (losses)$04,204
Applicable income taxes$1,574,0001,296
Income before extraordinary items$2,896,0001,665
Extraordinary gains, net$040
Net income$2,896,0001,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$711,000886
Cash dividends$1,312,0001,421
Sale, conversion, retirement of capital stock, net$146,000482
Net operating income$2,896,0001,578
2003-06-30 (YTD Data)Rank
Total interest income$9,407,0001,566
Total interest expense$3,012,0001,601
Net interest income$6,395,0001,524
Provision for loan and lease losses$550,0001,060
Total noninterest income$1,953,0001,388
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$288,0002,741
Trading account gains and fees$0150
Additional Noninterest Income$1,665,0001,040
Total noninterest expense$4,314,0001,832
Salaries and employee benefits$2,517,0001,703
Premises and equipment expense$585,0001,949
Additional noninterest expense$1,212,0001,974
Pre-tax net operating income$3,484,0001,230
Securities gains (losses)$03,782
Applicable income taxes$1,247,0001,139
Income before extraordinary items$2,237,0001,467
Extraordinary gains, net$030
Net income$2,237,0001,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$592,000763
Cash dividends$1,215,0001,107
Sale, conversion, retirement of capital stock, net$118,000379
Net operating income$2,237,0001,376
2003-03-31 (YTD Data)Rank
Total interest income$4,789,0001,551
Total interest expense$1,585,0001,559
Net interest income$3,204,0001,516
Provision for loan and lease losses$15,0005,504
Total noninterest income$853,0001,501
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$130,0002,900
Trading account gains and fees$0134
Additional Noninterest Income$723,0001,138
Total noninterest expense$2,155,0001,826
Salaries and employee benefits$1,302,0001,637
Premises and equipment expense$281,0002,033
Additional noninterest expense$572,0002,062
Pre-tax net operating income$1,887,0001,145
Securities gains (losses)$02,891
Applicable income taxes$679,0001,093
Income before extraordinary items$1,208,0001,369
Extraordinary gains, net$021
Net income$1,208,0001,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0001,956
Cash dividends$105,0002,837
Sale, conversion, retirement of capital stock, net$62,000252
Net operating income$1,208,0001,282
2002-12-31 (YTD Data)Rank
Total interest income$20,551,0001,498
Total interest expense$7,527,0001,511
Net interest income$13,024,0001,491
Provision for loan and lease losses$2,357,000654
Total noninterest income$2,518,0001,790
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$575,0002,651
Trading account gains and fees$0153
Additional Noninterest Income$1,943,0001,339
Total noninterest expense$8,054,0001,875
Salaries and employee benefits$4,650,0001,720
Premises and equipment expense$1,037,0002,110
Additional noninterest expense$2,367,0001,959
Pre-tax net operating income$5,131,0001,594
Securities gains (losses)$04,537
Applicable income taxes$1,780,0001,428
Income before extraordinary items$3,351,0001,790
Extraordinary gains, net$070
Net income$3,351,0001,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,196,000821
Cash dividends$468,0003,568
Sale, conversion, retirement of capital stock, net$94,000654
Net operating income$3,351,0001,732
2001-12-31 (YTD Data)Rank
Total interest income$22,460,0001,506
Total interest expense$12,118,0001,347
Net interest income$10,342,0001,729
Provision for loan and lease losses$1,690,000811
Total noninterest income$1,301,0002,771
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$574,0002,521
Trading account gains and fees$0177
Additional Noninterest Income$727,0002,522
Total noninterest expense$7,418,0001,939
Salaries and employee benefits$4,148,0001,800
Premises and equipment expense$999,0002,134
Additional noninterest expense$2,271,0001,980
Pre-tax net operating income$2,535,0002,634
Securities gains (losses)$908,000421
Applicable income taxes$994,0002,077
Income before extraordinary items$2,449,0002,133
Extraordinary gains, net$0105
Net income$2,449,0002,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$553,0001,453
Cash dividends$372,0004,030
Sale, conversion, retirement of capital stock, net$556,000487
Net operating income$1,804,3202,683
2000-12-31 (YTD Data)Rank
Total interest income$22,424,0001,537
Total interest expense$13,647,0001,278
Net interest income$8,777,0002,022
Provision for loan and lease losses$1,070,0001,005
Total noninterest income$875,0003,454
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$464,0002,893
Trading account gains and fees$0180
Additional Noninterest Income$411,0003,280
Total noninterest expense$6,639,0002,077
Salaries and employee benefits$3,520,0002,017
Premises and equipment expense$1,027,0002,014
Additional noninterest expense$2,092,0002,079
Pre-tax net operating income$1,943,0003,406
Securities gains (losses)$16,0001,014
Applicable income taxes$449,0003,743
Income before extraordinary items$1,510,0003,235
Extraordinary gains, net$038
Net income$1,510,0003,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$504,0001,240
Cash dividends$604,0003,171
Sale, conversion, retirement of capital stock, net$105,000694
Net operating income$1,497,6803,252
1999-12-31 (YTD Data)Rank
Total interest income$17,380,0001,869
Total interest expense$9,391,0001,601
Net interest income$7,989,0002,195
Provision for loan and lease losses$1,144,000880
Total noninterest income$195,0007,554
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$423,0003,070
Trading account gains and fees$0173
Additional Noninterest Income$-228,00010,237
Total noninterest expense$6,279,0002,172
Salaries and employee benefits$3,189,0002,200
Premises and equipment expense$1,140,0001,791
Additional noninterest expense$1,950,0002,240
Pre-tax net operating income$761,0006,079
Securities gains (losses)$-34,0009,691
Applicable income taxes$-35,0009,776
Income before extraordinary items$762,0005,228
Extraordinary gains, net$035
Net income$762,0005,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,206
Cash dividends$291,0004,625
Sale, conversion, retirement of capital stock, net$4,000,000298
Net operating income$796,0005,072
1998-12-31 (YTD Data)Rank
Total interest income$13,799,0002,363
Total interest expense$7,438,0002,043
Net interest income$6,361,0002,693
Provision for loan and lease losses$130,0004,466
Total noninterest income$734,0003,849
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$359,0003,434
Trading account gains and fees$0224
Additional Noninterest Income$375,0003,563
Total noninterest expense$4,799,0002,721
Salaries and employee benefits$2,530,0002,675
Premises and equipment expense$679,0002,837
Additional noninterest expense$1,590,0002,638
Pre-tax net operating income$2,166,0003,115
Securities gains (losses)$04,449
Applicable income taxes$661,0003,156
Income before extraordinary items$1,505,0003,251
Extraordinary gains, net$032
Net income$1,505,0003,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,165
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$3,000,000324
Net operating income$1,505,0003,163
1997-12-31 (YTD Data)Rank
Total interest income$11,553,0002,837
Total interest expense$5,690,0002,626
Net interest income$5,863,0002,969
Provision for loan and lease losses$200,0003,424
Total noninterest income$531,0004,800
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$285,0004,238
Trading account gains and fees$0239
Additional Noninterest Income$246,0004,403
Total noninterest expense$3,526,0003,584
Salaries and employee benefits$2,012,0003,287
Premises and equipment expense$470,0003,910
Additional noninterest expense$1,044,0003,746
Pre-tax net operating income$2,668,0002,753
Securities gains (losses)$66,0001,184
Applicable income taxes$868,0002,742
Income before extraordinary items$1,866,0002,740
Extraordinary gains, net$044
Net income$1,866,0002,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,640
Cash dividends$60,0007,029
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,821,1202,750
1996-12-31 (YTD Data)Rank
Total interest income$9,076,0003,584
Total interest expense$4,294,0003,472
Net interest income$4,782,0003,691
Provision for loan and lease losses$290,0002,650
Total noninterest income$526,0004,999
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$294,0004,286
Trading account gains and feesNANA
Additional Noninterest Income$232,0004,751
Total noninterest expense$2,921,0004,385
Salaries and employee benefits$1,541,0004,213
Premises and equipment expense$417,0004,389
Additional noninterest expense$963,0004,547
Pre-tax net operating income$2,097,0003,284
Securities gains (losses)$225,000653
Applicable income taxes$743,0003,038
Income before extraordinary items$1,579,0003,034
Extraordinary gains, net$053
Net income$1,579,0003,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,754
Cash dividends$168,0005,798
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,426,0003,307
1995-12-31 (YTD Data)Rank
Total interest income$6,863,0004,644
Total interest expense$3,028,0004,713
Net interest income$3,835,0004,465
Provision for loan and lease losses$60,0005,704
Total noninterest income$439,0005,641
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$251,0004,941
Trading account gains and feesNANA
Additional Noninterest Income$188,0005,298
Total noninterest expense$2,706,0004,674
Salaries and employee benefits$1,454,0004,408
Premises and equipment expense$418,0004,359
Additional noninterest expense$834,0005,082
Pre-tax net operating income$1,508,0004,441
Securities gains (losses)$03,831
Applicable income taxes$446,0004,556
Income before extraordinary items$1,062,0004,367
Extraordinary gains, net$065
Net income$1,062,0004,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,00011,194
Cash dividends$168,0005,868
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,062,0004,367
1994-12-31 (YTD Data)Rank
Total interest income$5,419,0005,312
Total interest expense$1,950,0005,721
Net interest income$3,469,0004,981
Provision for loan and lease losses$09,146
Total noninterest income$387,0006,261
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$235,0005,273
Trading account gains and feesNANA
Additional Noninterest Income$152,0006,177
Total noninterest expense$2,723,0004,799
Salaries and employee benefits$1,337,0004,764
Premises and equipment expense$436,0004,276
Additional noninterest expense$950,0004,922
Pre-tax net operating income$1,133,0005,453
Securities gains (losses)$-166,00011,851
Applicable income taxes$267,0006,290
Income before extraordinary items$700,0005,916
Extraordinary gains, net$0249
Net income$700,0005,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00010,519
Cash dividends$204,0005,380
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$819,5205,328
1993-12-31 (YTD Data)Rank
Total interest income$5,527,0005,316
Total interest expense$2,047,0005,716
Net interest income$3,480,0004,982
Provision for loan and lease losses$50,0007,415
Total noninterest income$546,0005,282
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$222,0005,568
Trading account gains and feesNANA
Additional Noninterest Income$324,0004,281
Total noninterest expense$2,512,0005,260
Salaries and employee benefits$1,243,0005,080
Premises and equipment expense$403,0004,683
Additional noninterest expense$866,0005,546
Pre-tax net operating income$1,464,0004,416
Securities gains (losses)$107,0002,403
Applicable income taxes$501,0004,181
Income before extraordinary items$1,070,0004,427
Extraordinary gains, net$-24,00012,496
Net income$1,046,0004,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,00011,674
Cash dividends$540,0002,896
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$997,2404,474
1992-12-31 (YTD Data)Rank
Total interest income$6,136,0005,385
Total interest expense$2,787,0005,495
Net interest income$3,349,0005,214
Provision for loan and lease losses$102,0007,202
Total noninterest income$365,0006,901
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$185,0006,287
Trading account gains and feesNANA
Additional Noninterest Income$180,0006,025
Total noninterest expense$2,427,0005,445
Salaries and employee benefits$1,174,0005,261
Premises and equipment expense$385,0004,942
Additional noninterest expense$868,0005,685
Pre-tax net operating income$1,185,0004,964
Securities gains (losses)$213,0001,931
Applicable income taxes$448,0004,381
Income before extraordinary items$950,0004,721
Extraordinary gains, net$01,422
Net income$950,0004,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,00010,157
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$805,1605,033

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.