Home > HomeTrust Bank > Income and Expense

HomeTrust Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$234,631,000270
Total interest expense$62,813,000330
Net interest income$171,818,000246
Provision for loan and lease losses$15,095,000164
Total noninterest income$32,363,000325
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,523,000360
Trading account gains and fees$0123
Additional Noninterest Income$28,840,000249
Total noninterest expense$122,733,000266
Salaries and employee benefits$65,250,000262
Premises and equipment expense$10,895,000281
Additional noninterest expense$28,840,000249
Pre-tax net operating income$66,353,000285
Securities gains (losses)$0988
Applicable income taxes$14,068,000266
Income before extraordinary items$52,285,000276
Extraordinary gains, net$054
Net income$52,285,000279
Minority interest net income$088
Net income of bank and minority interests.$52,285,000278
Net charge-offs$6,757,000204
Cash dividends$21,000,000291
Sale, conversion, retirement of capital stock, net$1,481,000161
Net operating income$52,285,000284
2023-09-30 (YTD Data)Rank
Total interest income$171,775,000274
Total interest expense$42,561,000340
Net interest income$129,214,000253
Provision for loan and lease losses$11,735,000163
Total noninterest income$24,016,000330
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,644,000354
Trading account gains and fees$0125
Additional Noninterest Income$21,372,000250
Total noninterest expense$93,026,000267
Salaries and employee benefits$49,123,000264
Premises and equipment expense$8,217,000282
Additional noninterest expense$21,372,000250
Pre-tax net operating income$48,469,000300
Securities gains (losses)$0849
Applicable income taxes$10,301,000286
Income before extraordinary items$38,168,000294
Extraordinary gains, net$052
Net income$38,168,000296
Minority interest net income$081
Net income of bank and minority interests.$38,168,000295
Net charge-offs$3,932,000209
Cash dividends$17,500,000265
Sale, conversion, retirement of capital stock, net$1,089,000156
Net operating income$38,168,000300
2023-06-30 (YTD Data)Rank
Total interest income$109,872,000274
Total interest expense$23,521,000356
Net interest income$86,351,000247
Provision for loan and lease losses$9,165,000146
Total noninterest income$15,295,000329
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,733,000349
Trading account gains and fees$0112
Additional Noninterest Income$13,562,000253
Total noninterest expense$63,521,000256
Salaries and employee benefits$32,721,000261
Premises and equipment expense$5,522,000273
Additional noninterest expense$13,562,000253
Pre-tax net operating income$28,960,000324
Securities gains (losses)$0938
Applicable income taxes$6,280,000312
Income before extraordinary items$22,680,000324
Extraordinary gains, net$051
Net income$22,680,000330
Minority interest net income$081
Net income of bank and minority interests.$22,680,000325
Net charge-offs$1,305,000275
Cash dividends$15,000,000215
Sale, conversion, retirement of capital stock, net$740,000142
Net operating income$22,680,000329
2023-03-31 (YTD Data)Rank
Total interest income$50,704,000291
Total interest expense$8,916,000390
Net interest income$41,788,000259
Provision for loan and lease losses$8,760,000103
Total noninterest income$8,328,000317
Gross Fiduciary activities income$0913
Service charges on deposit accounts$832,000376
Trading account gains and fees$097
Additional Noninterest Income$7,496,000241
Total noninterest expense$32,684,000260
Salaries and employee benefits$16,145,000274
Premises and equipment expense$2,697,000287
Additional noninterest expense$7,496,000241
Pre-tax net operating income$8,672,000482
Securities gains (losses)$0950
Applicable income taxes$1,437,000524
Income before extraordinary items$7,235,000471
Extraordinary gains, net$04
Net income$7,235,000471
Minority interest net income$048
Net income of bank and minority interests.$7,235,000472
Net charge-offs$70,000692
Cash dividends$15,000,000133
Sale, conversion, retirement of capital stock, net$404,000117
Net operating income$7,235,000482
2022-12-31 (YTD Data)Rank
Total interest income$135,807,000320
Total interest expense$7,830,000559
Net interest income$127,977,000306
Provision for loan and lease losses$9,595,000179
Total noninterest income$32,279,000339
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,527,000373
Trading account gains and fees$0116
Additional Noninterest Income$28,752,000264
Total noninterest expense$105,145,000299
Salaries and employee benefits$58,315,000284
Premises and equipment expense$10,726,000284
Additional noninterest expense$28,752,000264
Pre-tax net operating income$45,516,000407
Securities gains (losses)$2,616,00032
Applicable income taxes$10,556,000366
Income before extraordinary items$37,576,000393
Extraordinary gains, net$05
Net income$37,576,000394
Minority interest net income$063
Net income of bank and minority interests.$37,576,000394
Net charge-offs$495,000594
Cash dividends$27,281,000244
Sale, conversion, retirement of capital stock, net$1,591,000195
Net operating income$35,509,360414
2022-09-30 (YTD Data)Rank
Total interest income$94,365,000326
Total interest expense$3,936,000580
Net interest income$90,429,000311
Provision for loan and lease losses$7,355,000163
Total noninterest income$24,441,000345
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,671,000377
Trading account gains and fees$0111
Additional Noninterest Income$21,770,000270
Total noninterest expense$79,136,000299
Salaries and employee benefits$43,933,000288
Premises and equipment expense$8,051,000286
Additional noninterest expense$21,770,000270
Pre-tax net operating income$28,379,000460
Securities gains (losses)$1,895,00034
Applicable income taxes$6,531,000421
Income before extraordinary items$23,743,000443
Extraordinary gains, net$04
Net income$23,743,000442
Minority interest net income$057
Net income of bank and minority interests.$23,743,000443
Net charge-offs$-1,372,0004,708
Cash dividends$27,281,000191
Sale, conversion, retirement of capital stock, net$1,208,000177
Net operating income$22,245,950472
2022-06-30 (YTD Data)Rank
Total interest income$58,399,000330
Total interest expense$2,492,000480
Net interest income$55,907,000318
Provision for loan and lease losses$3,368,000184
Total noninterest income$16,940,000331
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,735,000382
Trading account gains and fees$0108
Additional Noninterest Income$15,205,000273
Total noninterest expense$53,097,000289
Salaries and employee benefits$29,224,000285
Premises and equipment expense$5,420,000278
Additional noninterest expense$18,453,000273
Pre-tax net operating income$16,382,000496
Securities gains (losses)$1,895,00030
Applicable income taxes$3,888,000430
Income before extraordinary items$14,389,000461
Extraordinary gains, net$04
Net income$14,389,000461
Minority interest net income$060
Net income of bank and minority interests.$14,389,000461
Net charge-offs$-1,455,0004,742
Cash dividends$27,281,000149
Sale, conversion, retirement of capital stock, net$840,000153
Net operating income$12,891,950510
2022-03-31 (YTD Data)Rank
Total interest income$28,232,000328
Total interest expense$1,190,000467
Net interest income$27,042,000322
Provision for loan and lease losses$-45,0004,466
Total noninterest income$9,029,000330
Gross Fiduciary activities income$0892
Service charges on deposit accounts$855,000385
Trading account gains and fees$0103
Additional Noninterest Income$8,174,000274
Total noninterest expense$25,682,000298
Salaries and employee benefits$14,627,000289
Premises and equipment expense$2,707,000281
Additional noninterest expense$8,348,000299
Pre-tax net operating income$10,434,000411
Securities gains (losses)$0623
Applicable income taxes$2,210,000385
Income before extraordinary items$8,224,000414
Extraordinary gains, net$04
Net income$8,224,000413
Minority interest net income$050
Net income of bank and minority interests.$8,224,000414
Net charge-offs$-741,0004,760
Cash dividends$9,611,000178
Sale, conversion, retirement of capital stock, net$452,000129
Net operating income$8,224,000418
2021-12-31 (YTD Data)Rank
Total interest income$116,080,000320
Total interest expense$9,510,000292
Net interest income$106,570,000319
Provision for loan and lease losses$-9,015,0004,720
Total noninterest income$42,739,000308
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,219,000379
Trading account gains and fees$0132
Additional Noninterest Income$39,520,000263
Total noninterest expense$130,433,000237
Salaries and employee benefits$61,702,000282
Premises and equipment expense$10,525,000285
Additional noninterest expense$58,206,000194
Pre-tax net operating income$27,891,000580
Securities gains (losses)$02,062
Applicable income taxes$5,221,000610
Income before extraordinary items$22,670,000587
Extraordinary gains, net$010
Net income$22,670,000587
Minority interest net income$074
Net income of bank and minority interests.$22,670,000588
Net charge-offs$266,000889
Cash dividends$24,682,000261
Sale, conversion, retirement of capital stock, net$1,676,000183
Net operating income$22,670,000579
2021-09-30 (YTD Data)Rank
Total interest income$87,550,000319
Total interest expense$8,150,000279
Net interest income$79,400,000321
Provision for loan and lease losses$-6,515,0004,774
Total noninterest income$32,472,000309
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,400,000384
Trading account gains and fees$0132
Additional Noninterest Income$30,072,000258
Total noninterest expense$104,596,000228
Salaries and employee benefits$46,941,000279
Premises and equipment expense$7,897,000285
Additional noninterest expense$49,758,000176
Pre-tax net operating income$13,791,000833
Securities gains (losses)$02,015
Applicable income taxes$2,360,000884
Income before extraordinary items$11,431,000842
Extraordinary gains, net$08
Net income$11,431,000841
Minority interest net income$069
Net income of bank and minority interests.$11,431,000842
Net charge-offs$-767,0004,849
Cash dividends$19,574,000239
Sale, conversion, retirement of capital stock, net$1,222,000169
Net operating income$11,431,000822
2021-06-30 (YTD Data)Rank
Total interest income$58,204,000314
Total interest expense$6,513,000253
Net interest income$51,691,000322
Provision for loan and lease losses$-5,055,0004,813
Total noninterest income$22,037,000311
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,566,000376
Trading account gains and fees$0133
Additional Noninterest Income$20,471,000263
Total noninterest expense$78,621,000211
Salaries and employee benefits$31,797,000275
Premises and equipment expense$5,382,000284
Additional noninterest expense$41,442,000153
Pre-tax net operating income$162,0004,502
Securities gains (losses)$01,818
Applicable income taxes$-616,0004,937
Income before extraordinary items$778,0003,428
Extraordinary gains, net$06
Net income$778,0003,427
Minority interest net income$067
Net income of bank and minority interests.$778,0003,428
Net charge-offs$-494,0004,868
Cash dividends$13,574,000222
Sale, conversion, retirement of capital stock, net$810,000148
Net operating income$778,0003,406
2021-03-31 (YTD Data)Rank
Total interest income$29,355,000314
Total interest expense$3,666,000240
Net interest income$25,689,000320
Provision for loan and lease losses$-4,100,0004,866
Total noninterest income$10,780,000321
Gross Fiduciary activities income$0922
Service charges on deposit accounts$777,000376
Trading account gains and fees$0127
Additional Noninterest Income$10,003,000274
Total noninterest expense$30,415,000252
Salaries and employee benefits$15,647,000277
Premises and equipment expense$2,675,000286
Additional noninterest expense$12,093,000212
Pre-tax net operating income$10,154,000454
Securities gains (losses)$01,392
Applicable income taxes$2,096,000447
Income before extraordinary items$8,058,000468
Extraordinary gains, net$03
Net income$8,058,000466
Minority interest net income$055
Net income of bank and minority interests.$8,058,000468
Net charge-offs$-185,0004,854
Cash dividends$8,878,000171
Sale, conversion, retirement of capital stock, net$379,000137
Net operating income$8,058,000460
2020-12-31 (YTD Data)Rank
Total interest income$124,854,000305
Total interest expense$23,257,000244
Net interest income$101,597,000318
Provision for loan and lease losses$5,884,000508
Total noninterest income$31,609,000362
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,442,000339
Trading account gains and fees$0133
Additional Noninterest Income$28,167,000316
Total noninterest expense$101,464,000280
Salaries and employee benefits$58,952,000274
Premises and equipment expense$9,786,000302
Additional noninterest expense$32,726,000284
Pre-tax net operating income$25,858,000476
Securities gains (losses)$02,675
Applicable income taxes$5,139,000486
Income before extraordinary items$20,719,000504
Extraordinary gains, net$04
Net income$20,719,000504
Minority interest net income$072
Net income of bank and minority interests.$20,719,000504
Net charge-offs$2,697,000337
Cash dividends$19,339,000290
Sale, conversion, retirement of capital stock, net$1,126,000196
Net operating income$20,719,000489
2020-09-30 (YTD Data)Rank
Total interest income$94,660,000302
Total interest expense$19,180,000237
Net interest income$75,480,000319
Provision for loan and lease losses$9,054,000326
Total noninterest income$22,177,000365
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,593,000333
Trading account gains and fees$0125
Additional Noninterest Income$19,584,000319
Total noninterest expense$74,948,000276
Salaries and employee benefits$43,392,000271
Premises and equipment expense$7,327,000301
Additional noninterest expense$24,229,000284
Pre-tax net operating income$13,655,000614
Securities gains (losses)$02,494
Applicable income taxes$2,547,000614
Income before extraordinary items$11,108,000633
Extraordinary gains, net$04
Net income$11,108,000632
Minority interest net income$065
Net income of bank and minority interests.$11,108,000633
Net charge-offs$2,759,000269
Cash dividends$11,497,000325
Sale, conversion, retirement of capital stock, net$840,000171
Net operating income$11,108,000610
2020-06-30 (YTD Data)Rank
Total interest income$64,174,000303
Total interest expense$14,200,000242
Net interest income$49,974,000318
Provision for loan and lease losses$8,104,000299
Total noninterest income$13,440,000361
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,871,000312
Trading account gains and fees$0123
Additional Noninterest Income$11,569,000318
Total noninterest expense$48,957,000283
Salaries and employee benefits$28,347,000270
Premises and equipment expense$4,873,000301
Additional noninterest expense$15,737,000288
Pre-tax net operating income$6,353,000759
Securities gains (losses)$02,249
Applicable income taxes$1,102,000766
Income before extraordinary items$5,251,000815
Extraordinary gains, net$04
Net income$5,251,000815
Minority interest net income$065
Net income of bank and minority interests.$5,251,000815
Net charge-offs$2,059,000248
Cash dividends$11,497,000254
Sale, conversion, retirement of capital stock, net$605,000149
Net operating income$5,251,000778
2020-03-31 (YTD Data)Rank
Total interest income$33,065,000304
Total interest expense$7,771,000259
Net interest income$25,294,000316
Provision for loan and lease losses$5,400,000249
Total noninterest income$6,452,000347
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,113,000309
Trading account gains and fees$0106
Additional Noninterest Income$5,339,000296
Total noninterest expense$24,800,000279
Salaries and employee benefits$14,303,000266
Premises and equipment expense$2,437,000303
Additional noninterest expense$8,060,000283
Pre-tax net operating income$1,546,0001,291
Securities gains (losses)$01,705
Applicable income taxes$188,0001,445
Income before extraordinary items$1,358,0001,292
Extraordinary gains, net$04
Net income$1,358,0001,291
Minority interest net income$056
Net income of bank and minority interests.$1,358,0001,292
Net charge-offs$580,000337
Cash dividends$8,124,000226
Sale, conversion, retirement of capital stock, net$358,000133
Net operating income$1,358,0001,268
2019-12-31 (YTD Data)Rank
Total interest income$142,711,000292
Total interest expense$35,290,000260
Net interest income$107,421,000301
Provision for loan and lease losses$6,359,000216
Total noninterest income$29,010,000329
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$4,382,000319
Trading account gains and fees$0135
Additional Noninterest Income$24,628,000283
Total noninterest expense$93,422,000286
Salaries and employee benefits$54,196,000269
Premises and equipment expense$10,005,000292
Additional noninterest expense$29,221,000291
Pre-tax net operating income$36,650,000389
Securities gains (losses)$02,379
Applicable income taxes$7,164,000393
Income before extraordinary items$29,486,000389
Extraordinary gains, net$011
Net income$29,486,000389
Minority interest net income$076
Net income of bank and minority interests.$29,486,000389
Net charge-offs$5,686,000198
Cash dividends$21,402,000288
Sale, conversion, retirement of capital stock, net$1,594,000168
Net operating income$29,486,000384
2019-09-30 (YTD Data)Rank
Total interest income$106,790,000297
Total interest expense$26,385,000263
Net interest income$80,405,000304
Provision for loan and lease losses$5,959,000186
Total noninterest income$19,895,000343
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$3,250,000325
Trading account gains and fees$0129
Additional Noninterest Income$16,645,000301
Total noninterest expense$69,560,000289
Salaries and employee benefits$40,167,000273
Premises and equipment expense$7,442,000292
Additional noninterest expense$21,951,000290
Pre-tax net operating income$24,781,000420
Securities gains (losses)$02,167
Applicable income taxes$4,688,000436
Income before extraordinary items$20,093,000429
Extraordinary gains, net$011
Net income$20,093,000428
Minority interest net income$072
Net income of bank and minority interests.$20,093,000429
Net charge-offs$6,003,000155
Cash dividends$21,402,000232
Sale, conversion, retirement of capital stock, net$1,198,000152
Net operating income$20,093,000425
2019-06-30 (YTD Data)Rank
Total interest income$70,523,000301
Total interest expense$17,167,000266
Net interest income$53,356,000306
Provision for loan and lease losses$5,959,000141
Total noninterest income$12,163,000356
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,147,000324
Trading account gains and fees$0131
Additional Noninterest Income$10,016,000316
Total noninterest expense$46,053,000290
Salaries and employee benefits$26,440,000278
Premises and equipment expense$4,972,000296
Additional noninterest expense$14,641,000297
Pre-tax net operating income$13,507,000485
Securities gains (losses)$01,702
Applicable income taxes$2,292,000531
Income before extraordinary items$11,215,000491
Extraordinary gains, net$011
Net income$11,215,000490
Minority interest net income$069
Net income of bank and minority interests.$11,215,000490
Net charge-offs$5,888,000125
Cash dividends$13,454,000241
Sale, conversion, retirement of capital stock, net$819,000140
Net operating income$11,215,000475
2019-03-31 (YTD Data)Rank
Total interest income$34,694,000301
Total interest expense$8,191,000265
Net interest income$26,503,000308
Provision for loan and lease losses$5,559,000102
Total noninterest income$5,242,000386
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,120,000311
Trading account gains and fees$0126
Additional Noninterest Income$4,122,000331
Total noninterest expense$22,628,000290
Salaries and employee benefits$13,312,000273
Premises and equipment expense$2,607,000285
Additional noninterest expense$6,709,000308
Pre-tax net operating income$3,558,000761
Securities gains (losses)$01,087
Applicable income taxes$185,0001,655
Income before extraordinary items$3,373,000702
Extraordinary gains, net$05
Net income$3,373,000703
Minority interest net income$052
Net income of bank and minority interests.$3,373,000701
Net charge-offs$2,502,000135
Cash dividends$13,454,000157
Sale, conversion, retirement of capital stock, net$353,000123
Net operating income$3,373,000688
2018-12-31 (YTD Data)Rank
Total interest income$126,420,000305
Total interest expense$22,635,000282
Net interest income$103,785,000313
Provision for loan and lease losses$68,0003,310
Total noninterest income$21,135,000399
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$4,072,000351
Trading account gains and fees$0126
Additional Noninterest Income$17,063,000348
Total noninterest expense$86,110,000308
Salaries and employee benefits$48,741,000291
Premises and equipment expense$10,257,000284
Additional noninterest expense$27,112,000309
Pre-tax net operating income$38,742,000372
Securities gains (losses)$01,125
Applicable income taxes$9,217,000327
Income before extraordinary items$29,525,000381
Extraordinary gains, net$06
Net income$29,525,000381
Minority interest net income$072
Net income of bank and minority interests.$29,525,000381
Net charge-offs$-319,0005,252
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$1,441,000195
Net operating income$29,525,000381
2018-09-30 (YTD Data)Rank
Total interest income$92,063,000310
Total interest expense$15,291,000293
Net interest income$76,772,000314
Provision for loan and lease losses$68,0002,982
Total noninterest income$16,022,000395
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,979,000354
Trading account gains and fees$0138
Additional Noninterest Income$13,043,000346
Total noninterest expense$64,394,000309
Salaries and employee benefits$36,043,000294
Premises and equipment expense$7,580,000283
Additional noninterest expense$20,771,000299
Pre-tax net operating income$28,332,000379
Securities gains (losses)$01,118
Applicable income taxes$6,930,000334
Income before extraordinary items$21,402,000395
Extraordinary gains, net$05
Net income$21,402,000395
Minority interest net income$066
Net income of bank and minority interests.$21,402,000395
Net charge-offs$168,0001,361
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$1,088,000175
Net operating income$21,402,000394
2018-06-30 (YTD Data)Rank
Total interest income$59,830,000312
Total interest expense$9,235,000298
Net interest income$50,595,000314
Provision for loan and lease losses$68,0002,513
Total noninterest income$10,379,000406
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,942,000360
Trading account gains and fees$0130
Additional Noninterest Income$8,437,000352
Total noninterest expense$42,734,000312
Salaries and employee benefits$23,526,000305
Premises and equipment expense$5,109,000281
Additional noninterest expense$14,099,000292
Pre-tax net operating income$18,172,000379
Securities gains (losses)$0961
Applicable income taxes$4,718,000313
Income before extraordinary items$13,454,000406
Extraordinary gains, net$06
Net income$13,454,000405
Minority interest net income$065
Net income of bank and minority interests.$13,454,000406
Net charge-offs$39,0001,900
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$704,000161
Net operating income$13,454,000404
2018-03-31 (YTD Data)Rank
Total interest income$29,203,000312
Total interest expense$4,084,000311
Net interest income$25,119,000313
Provision for loan and lease losses$03,508
Total noninterest income$4,904,000415
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$965,000364
Trading account gains and fees$0123
Additional Noninterest Income$3,939,000370
Total noninterest expense$21,004,000313
Salaries and employee benefits$11,758,000304
Premises and equipment expense$2,509,000287
Additional noninterest expense$6,737,000298
Pre-tax net operating income$9,019,000377
Securities gains (losses)$0735
Applicable income taxes$2,707,000290
Income before extraordinary items$6,312,000419
Extraordinary gains, net$07
Net income$6,312,000418
Minority interest net income$052
Net income of bank and minority interests.$6,312,000419
Net charge-offs$-373,0005,538
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$346,000143
Net operating income$6,312,000420
2017-12-31 (YTD Data)Rank
Total interest income$111,025,000305
Total interest expense$12,077,000331
Net interest income$98,948,000302
Provision for loan and lease losses$63,0003,391
Total noninterest income$17,599,000461
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$3,529,000388
Trading account gains and fees$0151
Additional Noninterest Income$14,070,000404
Total noninterest expense$92,515,000276
Salaries and employee benefits$47,557,000284
Premises and equipment expense$10,303,000269
Additional noninterest expense$34,655,000249
Pre-tax net operating income$23,969,000473
Securities gains (losses)$22,0001,291
Applicable income taxes$23,894,000233
Income before extraordinary items$97,0005,216
Extraordinary gains, net$09
Net income$97,0005,215
Minority interest net income$076
Net income of bank and minority interests.$97,0005,216
Net charge-offs$-104,0005,300
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$1,312,000200
Net operating income$82,9205,236
2017-09-30 (YTD Data)Rank
Total interest income$82,240,000310
Total interest expense$8,410,000333
Net interest income$73,830,000306
Provision for loan and lease losses$63,0003,068
Total noninterest income$12,674,000491
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,557,000400
Trading account gains and fees$0145
Additional Noninterest Income$10,117,000417
Total noninterest expense$71,494,000271
Salaries and employee benefits$35,759,000284
Premises and equipment expense$7,703,000270
Additional noninterest expense$28,032,000236
Pre-tax net operating income$14,947,000555
Securities gains (losses)$22,0001,272
Applicable income taxes$4,386,000546
Income before extraordinary items$10,583,000594
Extraordinary gains, net$09
Net income$10,583,000594
Minority interest net income$071
Net income of bank and minority interests.$10,583,000594
Net charge-offs$-1,011,0005,692
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$965,000196
Net operating income$10,567,380585
2017-06-30 (YTD Data)Rank
Total interest income$54,414,000313
Total interest expense$5,045,000340
Net interest income$49,369,000308
Provision for loan and lease losses$03,871
Total noninterest income$7,936,000502
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,670,000400
Trading account gains and fees$0139
Additional Noninterest Income$6,266,000442
Total noninterest expense$50,327,000257
Salaries and employee benefits$23,603,000285
Premises and equipment expense$5,254,000267
Additional noninterest expense$21,470,000217
Pre-tax net operating income$6,978,000720
Securities gains (losses)$22,000955
Applicable income taxes$1,876,000695
Income before extraordinary items$5,124,000783
Extraordinary gains, net$011
Net income$5,124,000783
Minority interest net income$071
Net income of bank and minority interests.$5,124,000783
Net charge-offs$-164,0005,538
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$649,000180
Net operating income$5,107,940765
2017-03-31 (YTD Data)Rank
Total interest income$27,207,000312
Total interest expense$2,270,000365
Net interest income$24,937,000301
Provision for loan and lease losses$03,537
Total noninterest income$3,818,000514
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$813,000410
Trading account gains and fees$0142
Additional Noninterest Income$3,005,000447
Total noninterest expense$28,718,000232
Salaries and employee benefits$12,028,000284
Premises and equipment expense$2,572,000274
Additional noninterest expense$14,118,000178
Pre-tax net operating income$37,0005,380
Securities gains (losses)$01,153
Applicable income taxes$-325,0005,827
Income before extraordinary items$362,0003,305
Extraordinary gains, net$08
Net income$362,0003,304
Minority interest net income$055
Net income of bank and minority interests.$362,0003,305
Net charge-offs$-111,0005,628
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$324,000154
Net operating income$362,0003,283
2016-12-31 (YTD Data)Rank
Total interest income$88,589,000345
Total interest expense$6,699,000450
Net interest income$81,890,000331
Provision for loan and lease losses$145,0002,772
Total noninterest income$14,584,000525
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$3,233,000422
Trading account gains and fees$0170
Additional Noninterest Income$11,351,000469
Total noninterest expense$77,346,000320
Salaries and employee benefits$42,616,000310
Premises and equipment expense$9,057,000300
Additional noninterest expense$25,673,000307
Pre-tax net operating income$18,983,000537
Securities gains (losses)$03,212
Applicable income taxes$5,713,000507
Income before extraordinary items$13,270,000584
Extraordinary gains, net$05
Net income$13,270,000583
Minority interest net income$082
Net income of bank and minority interests.$13,270,000583
Net charge-offs$1,235,000560
Cash dividends$18,243,000222
Sale, conversion, retirement of capital stock, net$1,026,000200
Net operating income$13,270,000571
2016-09-30 (YTD Data)Rank
Total interest income$66,613,000340
Total interest expense$5,000,000446
Net interest income$61,613,000330
Provision for loan and lease losses$145,0002,399
Total noninterest income$11,072,000525
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,391,000423
Trading account gains and fees$0169
Additional Noninterest Income$8,681,000457
Total noninterest expense$57,429,000321
Salaries and employee benefits$30,954,000318
Premises and equipment expense$6,944,000293
Additional noninterest expense$19,531,000303
Pre-tax net operating income$15,111,000510
Securities gains (losses)$03,160
Applicable income taxes$4,820,000476
Income before extraordinary items$10,291,000570
Extraordinary gains, net$05
Net income$10,291,000570
Minority interest net income$071
Net income of bank and minority interests.$10,291,000570
Net charge-offs$1,270,000400
Cash dividends$7,952,000353
Sale, conversion, retirement of capital stock, net$737,000181
Net operating income$10,291,000550
2016-06-30 (YTD Data)Rank
Total interest income$43,926,000344
Total interest expense$3,294,000444
Net interest income$40,632,000333
Provision for loan and lease losses$235,0001,483
Total noninterest income$7,013,000538
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,555,000430
Trading account gains and fees$0157
Additional Noninterest Income$5,458,000470
Total noninterest expense$38,623,000319
Salaries and employee benefits$20,449,000321
Premises and equipment expense$4,760,000288
Additional noninterest expense$13,414,000300
Pre-tax net operating income$8,787,000563
Securities gains (losses)$02,835
Applicable income taxes$2,396,000570
Income before extraordinary items$6,391,000602
Extraordinary gains, net$016
Net income$6,391,000600
Minority interest net income$071
Net income of bank and minority interests.$6,391,000601
Net charge-offs$907,000388
Cash dividends$7,952,000256
Sale, conversion, retirement of capital stock, net$488,000174
Net operating income$6,391,000581
2016-03-31 (YTD Data)Rank
Total interest income$21,656,000346
Total interest expense$1,631,000443
Net interest income$20,025,000334
Provision for loan and lease losses$03,656
Total noninterest income$3,314,000537
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$752,000438
Trading account gains and fees$0142
Additional Noninterest Income$2,562,000467
Total noninterest expense$19,080,000321
Salaries and employee benefits$10,086,000328
Premises and equipment expense$2,334,000295
Additional noninterest expense$6,660,000292
Pre-tax net operating income$4,259,000562
Securities gains (losses)$02,077
Applicable income taxes$1,090,000602
Income before extraordinary items$3,169,000582
Extraordinary gains, net$012
Net income$3,169,000581
Minority interest net income$062
Net income of bank and minority interests.$3,169,000582
Net charge-offs$406,000401
Cash dividends$7,952,000162
Sale, conversion, retirement of capital stock, net$242,000158
Net operating income$3,169,000564
2015-12-31 (YTD Data)Rank
Total interest income$86,721,000323
Total interest expense$5,831,000466
Net interest income$80,890,000315
Provision for loan and lease losses$1,230,000674
Total noninterest income$13,190,000549
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,603,000387
Trading account gains and fees$0159
Additional Noninterest Income$9,587,000505
Total noninterest expense$81,998,000292
Salaries and employee benefits$42,473,000289
Premises and equipment expense$9,829,000274
Additional noninterest expense$29,696,000268
Pre-tax net operating income$10,852,000827
Securities gains (losses)$03,216
Applicable income taxes$2,900,000768
Income before extraordinary items$7,952,000901
Extraordinary gains, net$023
Net income$7,952,000901
Minority interest net income$081
Net income of bank and minority interests.$7,952,000901
Net charge-offs$2,595,000303
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$914,000236
Net operating income$7,952,000881
2015-09-30 (YTD Data)Rank
Total interest income$65,274,000329
Total interest expense$4,361,000468
Net interest income$60,913,000317
Provision for loan and lease losses$1,190,000512
Total noninterest income$10,261,000541
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,809,000382
Trading account gains and fees$0153
Additional Noninterest Income$7,452,000513
Total noninterest expense$62,367,000305
Salaries and employee benefits$31,756,000296
Premises and equipment expense$7,403,000280
Additional noninterest expense$23,208,000275
Pre-tax net operating income$7,617,000890
Securities gains (losses)$03,031
Applicable income taxes$2,086,000819
Income before extraordinary items$5,531,000964
Extraordinary gains, net$021
Net income$5,531,000964
Minority interest net income$078
Net income of bank and minority interests.$5,531,000964
Net charge-offs$2,459,000242
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$655,000217
Net operating income$5,531,000937
2015-06-30 (YTD Data)Rank
Total interest income$43,399,000324
Total interest expense$2,868,000475
Net interest income$40,531,000315
Provision for loan and lease losses$1,190,000375
Total noninterest income$6,805,000555
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,955,000368
Trading account gains and fees$0157
Additional Noninterest Income$4,850,000525
Total noninterest expense$42,542,000302
Salaries and employee benefits$21,077,000299
Premises and equipment expense$5,020,000280
Additional noninterest expense$16,445,000264
Pre-tax net operating income$3,604,0001,178
Securities gains (losses)$02,636
Applicable income taxes$545,0001,543
Income before extraordinary items$3,059,0001,145
Extraordinary gains, net$022
Net income$3,059,0001,144
Minority interest net income$075
Net income of bank and minority interests.$3,059,0001,146
Net charge-offs$2,200,000201
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$420,000215
Net operating income$3,059,0001,116
2015-03-31 (YTD Data)Rank
Total interest income$21,354,000328
Total interest expense$1,404,000488
Net interest income$19,950,000318
Provision for loan and lease losses$790,000273
Total noninterest income$3,414,000535
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$996,000360
Trading account gains and fees$0152
Additional Noninterest Income$2,418,000503
Total noninterest expense$22,002,000288
Salaries and employee benefits$10,461,000305
Premises and equipment expense$2,514,000279
Additional noninterest expense$9,027,000248
Pre-tax net operating income$572,0002,783
Securities gains (losses)$02,027
Applicable income taxes$293,0001,473
Income before extraordinary items$279,0003,770
Extraordinary gains, net$013
Net income$279,0003,773
Minority interest net income$064
Net income of bank and minority interests.$279,0003,774
Net charge-offs$1,456,000165
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$209,000181
Net operating income$279,0003,687
2014-12-31 (YTD Data)Rank
Total interest income$70,645,000380
Total interest expense$5,368,000521
Net interest income$65,277,000370
Provision for loan and lease losses$-3,315,0006,454
Total noninterest income$9,744,000660
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,358,000583
Trading account gains and fees$0180
Additional Noninterest Income$7,386,000575
Total noninterest expense$67,857,000335
Salaries and employee benefits$34,868,000349
Premises and equipment expense$7,234,000373
Additional noninterest expense$25,755,000309
Pre-tax net operating income$10,479,000791
Securities gains (losses)$72,0001,479
Applicable income taxes$2,905,000740
Income before extraordinary items$7,646,000865
Extraordinary gains, net$017
Net income$7,646,000864
Minority interest net income$084
Net income of bank and minority interests.$7,646,000864
Net charge-offs$263,0002,166
Cash dividends$44,110,000133
Sale, conversion, retirement of capital stock, net$818,000239
Net operating income$7,594,160851
2014-09-30 (YTD Data)Rank
Total interest income$49,278,000394
Total interest expense$3,943,000550
Net interest income$45,335,000391
Provision for loan and lease losses$-3,550,0006,550
Total noninterest income$6,717,000691
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,485,000680
Trading account gains and fees$0174
Additional Noninterest Income$5,232,000600
Total noninterest expense$47,642,000354
Salaries and employee benefits$24,947,000358
Premises and equipment expense$5,073,000393
Additional noninterest expense$17,622,000325
Pre-tax net operating income$7,960,000789
Securities gains (losses)$10,0002,341
Applicable income taxes$2,080,000778
Income before extraordinary items$5,890,000842
Extraordinary gains, net$015
Net income$5,890,000841
Minority interest net income$081
Net income of bank and minority interests.$5,890,000841
Net charge-offs$415,0001,316
Cash dividends$44,110,000108
Sale, conversion, retirement of capital stock, net$613,000203
Net operating income$5,882,600826
2014-06-30 (YTD Data)Rank
Total interest income$29,630,000429
Total interest expense$2,620,000553
Net interest income$27,010,000416
Provision for loan and lease losses$-3,300,0006,625
Total noninterest income$4,275,000718
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$826,000812
Trading account gains and fees$0172
Additional Noninterest Income$3,449,000593
Total noninterest expense$29,524,000371
Salaries and employee benefits$15,306,000380
Premises and equipment expense$3,097,000420
Additional noninterest expense$11,121,000334
Pre-tax net operating income$5,061,000799
Securities gains (losses)$10,0001,948
Applicable income taxes$1,214,000835
Income before extraordinary items$3,857,000847
Extraordinary gains, net$020
Net income$3,857,000847
Minority interest net income$080
Net income of bank and minority interests.$3,857,000847
Net charge-offs$303,0001,249
Cash dividends$19,110,000134
Sale, conversion, retirement of capital stock, net$412,000190
Net operating income$3,849,400825
2014-03-31 (YTD Data)Rank
Total interest income$14,097,000441
Total interest expense$1,307,000561
Net interest income$12,790,000433
Provision for loan and lease losses$-1,800,0006,695
Total noninterest income$2,090,000706
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$363,000901
Trading account gains and fees$0147
Additional Noninterest Income$1,727,000565
Total noninterest expense$13,169,000420
Salaries and employee benefits$7,279,000400
Premises and equipment expense$1,401,000477
Additional noninterest expense$4,489,000396
Pre-tax net operating income$3,511,000579
Securities gains (losses)$10,0001,161
Applicable income taxes$940,000592
Income before extraordinary items$2,581,000615
Extraordinary gains, net$016
Net income$2,581,000616
Minority interest net income$066
Net income of bank and minority interests.$2,581,000616
Net charge-offs$-39,0006,242
Cash dividends$19,110,00083
Sale, conversion, retirement of capital stock, net$208,000175
Net operating income$2,573,700608
2013-12-31 (YTD Data)Rank
Total interest income$58,071,000431
Total interest expense$6,314,000494
Net interest income$51,757,000424
Provision for loan and lease losses$-4,093,0006,758
Total noninterest income$10,227,000656
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,537,000899
Trading account gains and fees$0184
Additional Noninterest Income$8,690,000532
Total noninterest expense$49,379,000438
Salaries and employee benefits$27,766,000407
Premises and equipment expense$5,762,000438
Additional noninterest expense$15,851,000455
Pre-tax net operating income$16,698,000502
Securities gains (losses)$03,182
Applicable income taxes$4,793,000469
Income before extraordinary items$11,905,000558
Extraordinary gains, net$029
Net income$11,905,000557
Minority interest net income$090
Net income of bank and minority interests.$11,905,000559
Net charge-offs$3,266,000505
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$840,000231
Net operating income$11,905,000545
2013-09-30 (YTD Data)Rank
Total interest income$43,181,000433
Total interest expense$4,871,000496
Net interest income$38,310,000427
Provision for loan and lease losses$-3,750,0006,855
Total noninterest income$8,148,000643
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,158,000899
Trading account gains and fees$0180
Additional Noninterest Income$6,990,000516
Total noninterest expense$36,506,000444
Salaries and employee benefits$20,391,000418
Premises and equipment expense$4,336,000438
Additional noninterest expense$11,779,000453
Pre-tax net operating income$13,702,000477
Securities gains (losses)$03,040
Applicable income taxes$4,187,000437
Income before extraordinary items$9,515,000545
Extraordinary gains, net$025
Net income$9,515,000543
Minority interest net income$084
Net income of bank and minority interests.$9,515,000547
Net charge-offs$1,418,000777
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$626,000205
Net operating income$9,515,000531
2013-06-30 (YTD Data)Rank
Total interest income$28,601,000440
Total interest expense$3,265,000514
Net interest income$25,336,000431
Provision for loan and lease losses$-1,450,0006,874
Total noninterest income$5,528,000630
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$763,000888
Trading account gains and fees$0157
Additional Noninterest Income$4,765,000525
Total noninterest expense$24,459,000445
Salaries and employee benefits$13,416,000425
Premises and equipment expense$3,076,000415
Additional noninterest expense$7,967,000449
Pre-tax net operating income$7,855,000528
Securities gains (losses)$02,791
Applicable income taxes$1,537,000653
Income before extraordinary items$6,318,000541
Extraordinary gains, net$022
Net income$6,318,000541
Minority interest net income$082
Net income of bank and minority interests.$6,318,000543
Net charge-offs$893,000835
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$408,000189
Net operating income$6,318,000521
2013-03-31 (YTD Data)Rank
Total interest income$14,378,000441
Total interest expense$1,708,000501
Net interest income$12,670,000432
Provision for loan and lease losses$-250,0006,909
Total noninterest income$2,709,000653
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$381,000871
Trading account gains and fees$0148
Additional Noninterest Income$2,328,000528
Total noninterest expense$11,774,000466
Salaries and employee benefits$6,529,000438
Premises and equipment expense$1,494,000429
Additional noninterest expense$3,751,000479
Pre-tax net operating income$3,855,000538
Securities gains (losses)$01,966
Applicable income taxes$464,000977
Income before extraordinary items$3,391,000494
Extraordinary gains, net$010
Net income$3,391,000493
Minority interest net income$076
Net income of bank and minority interests.$3,391,000495
Net charge-offs$1,028,000464
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$196,000166
Net operating income$3,391,000473
2012-12-31 (YTD Data)Rank
Total interest income$63,448,000413
Total interest expense$9,499,000434
Net interest income$53,949,000415
Provision for loan and lease losses$7,750,000348
Total noninterest income$11,916,000597
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,624,000872
Trading account gains and fees$0166
Additional Noninterest Income$10,292,000482
Total noninterest expense$51,081,000435
Salaries and employee benefits$23,116,000472
Premises and equipment expense$5,529,000446
Additional noninterest expense$22,436,000357
Pre-tax net operating income$7,034,0001,006
Securities gains (losses)$03,810
Applicable income taxes$-171,0006,769
Income before extraordinary items$7,205,000818
Extraordinary gains, net$029
Net income$7,205,000818
Minority interest net income$093
Net income of bank and minority interests.$7,205,000818
Net charge-offs$10,332,000307
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$93,862,0005
Net operating income$7,205,000768
2012-09-30 (YTD Data)Rank
Total interest income$48,426,000413
Total interest expense$7,533,000421
Net interest income$40,893,000418
Provision for loan and lease losses$8,000,000270
Total noninterest income$8,988,000584
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,228,000870
Trading account gains and fees$0157
Additional Noninterest Income$7,760,000476
Total noninterest expense$37,814,000434
Salaries and employee benefits$16,984,000472
Premises and equipment expense$4,074,000449
Additional noninterest expense$16,756,000354
Pre-tax net operating income$4,067,0001,303
Securities gains (losses)$03,575
Applicable income taxes$-637,0007,059
Income before extraordinary items$4,704,000984
Extraordinary gains, net$020
Net income$4,704,000984
Minority interest net income$086
Net income of bank and minority interests.$4,704,000984
Net charge-offs$8,929,000282
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$93,688,0004
Net operating income$4,704,000921
2012-06-30 (YTD Data)Rank
Total interest income$33,035,000410
Total interest expense$5,269,000418
Net interest income$27,766,000413
Provision for loan and lease losses$6,500,000230
Total noninterest income$6,371,000557
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$807,000872
Trading account gains and fees$0153
Additional Noninterest Income$5,564,000439
Total noninterest expense$24,687,000440
Salaries and employee benefits$10,857,000487
Premises and equipment expense$2,729,000446
Additional noninterest expense$11,101,000353
Pre-tax net operating income$2,950,0001,206
Securities gains (losses)$03,178
Applicable income taxes$-450,0007,127
Income before extraordinary items$3,400,000896
Extraordinary gains, net$019
Net income$3,400,000895
Minority interest net income$084
Net income of bank and minority interests.$3,400,000896
Net charge-offs$8,174,000228
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,400,000833
2012-03-31 (YTD Data)Rank
Total interest income$16,648,000407
Total interest expense$2,741,000418
Net interest income$13,907,000403
Provision for loan and lease losses$4,500,000177
Total noninterest income$3,769,000485
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$405,000856
Trading account gains and fees$0148
Additional Noninterest Income$3,364,000376
Total noninterest expense$11,459,000459
Salaries and employee benefits$5,434,000487
Premises and equipment expense$1,287,000465
Additional noninterest expense$4,738,000396
Pre-tax net operating income$1,717,0001,025
Securities gains (losses)$02,210
Applicable income taxes$-299,0007,232
Income before extraordinary items$2,016,000750
Extraordinary gains, net$019
Net income$2,016,000751
Minority interest net income$078
Net income of bank and minority interests.$2,016,000751
Net charge-offs$5,153,000191
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,016,000706
2011-12-31 (YTD Data)Rank
Total interest income$69,641,000399
Total interest expense$15,653,000355
Net interest income$53,988,000408
Provision for loan and lease losses$36,800,000142
Total noninterest income$4,124,0001,213
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$114,0005,338
Trading account gains and fees$0146
Additional Noninterest Income$4,010,000840
Total noninterest expense$46,132,000449
Salaries and employee benefits$20,399,000483
Premises and equipment expense$7,059,000372
Additional noninterest expense$18,674,000423
Pre-tax net operating income$-24,820,0007,309
Securities gains (losses)$03,838
Applicable income taxes$-10,875,0007,337
Income before extraordinary items$-13,945,0007,258
Extraordinary gains, net$029
Net income$-13,945,0007,258
Minority interest net income$096
Net income of bank and minority interests.$-13,945,0007,258
Net charge-offs$28,685,000189
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-13,945,0007,251
2011-09-30 (YTD Data)Rank
Total interest income$52,327,000405
Total interest expense$12,523,000348
Net interest income$39,804,000420
Provision for loan and lease losses$33,000,000117
Total noninterest income$2,768,0001,288
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$114,0004,890
Trading account gains and fees$0145
Additional Noninterest Income$2,654,000918
Total noninterest expense$35,152,000444
Salaries and employee benefits$15,080,000484
Premises and equipment expense$5,322,000374
Additional noninterest expense$14,750,000396
Pre-tax net operating income$-25,580,0007,418
Securities gains (losses)$03,555
Applicable income taxes$-10,792,0007,423
Income before extraordinary items$-14,788,0007,376
Extraordinary gains, net$021
Net income$-14,788,0007,376
Minority interest net income$087
Net income of bank and minority interests.$-14,788,0007,376
Net charge-offs$27,543,000150
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-14,788,0007,372
2011-06-30 (YTD Data)Rank
Total interest income$35,094,000412
Total interest expense$9,144,000336
Net interest income$25,950,000433
Provision for loan and lease losses$27,700,000109
Total noninterest income$1,461,0001,505
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$114,0004,145
Trading account gains and fees$0153
Additional Noninterest Income$1,347,0001,099
Total noninterest expense$25,461,000420
Salaries and employee benefits$9,778,000499
Premises and equipment expense$3,706,000358
Additional noninterest expense$11,977,000335
Pre-tax net operating income$-25,750,0007,495
Securities gains (losses)$02,914
Applicable income taxes$-10,678,0007,501
Income before extraordinary items$-15,072,0007,462
Extraordinary gains, net$015
Net income$-15,072,0007,462
Minority interest net income$089
Net income of bank and minority interests.$-15,072,0007,462
Net charge-offs$21,066,000148
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-15,072,0007,463
2011-03-31 (YTD Data)Rank
Total interest income$17,566,000416
Total interest expense$4,686,000339
Net interest income$12,880,000439
Provision for loan and lease losses$2,500,000426
Total noninterest income$977,0001,235
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$60,0004,009
Trading account gains and fees$0158
Additional Noninterest Income$917,000878
Total noninterest expense$11,445,000459
Salaries and employee benefits$5,538,000452
Premises and equipment expense$1,879,000359
Additional noninterest expense$4,028,000465
Pre-tax net operating income$-88,0006,661
Securities gains (losses)$01,772
Applicable income taxes$-730,0007,500
Income before extraordinary items$642,0001,813
Extraordinary gains, net$09
Net income$642,0001,812
Minority interest net income$086
Net income of bank and minority interests.$642,0001,813
Net charge-offs$5,310,000261
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$642,0001,760
2010-12-31 (YTD Data)Rank
Total interest income$73,436,000412
Total interest expense$24,034,000321
Net interest income$49,402,000453
Provision for loan and lease losses$37,200,000218
Total noninterest income$32,611,000274
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$32,611,000209
Total noninterest expense$52,273,000416
Salaries and employee benefits$31,486,000311
Premises and equipment expense$6,610,000394
Additional noninterest expense$14,177,000543
Pre-tax net operating income$-7,460,0007,253
Securities gains (losses)$609,000749
Applicable income taxes$-12,527,0007,625
Income before extraordinary items$5,676,000770
Extraordinary gains, net$029
Net income$5,676,000770
Minority interest net income$0111
Net income of bank and minority interests.$5,676,000771
Net charge-offs$32,642,000227
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,286,240804
2010-09-30 (YTD Data)Rank
Total interest income$54,522,000416
Total interest expense$18,638,000322
Net interest income$35,884,000456
Provision for loan and lease losses$26,100,000232
Total noninterest income$21,720,000295
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$21,720,000219
Total noninterest expense$35,381,000435
Salaries and employee benefits$23,732,000309
Premises and equipment expense$4,977,000390
Additional noninterest expense$6,672,000816
Pre-tax net operating income$-3,877,0007,290
Securities gains (losses)$178,0001,463
Applicable income taxes$-9,069,0007,720
Income before extraordinary items$5,370,000647
Extraordinary gains, net$023
Net income$5,370,000645
Minority interest net income$0110
Net income of bank and minority interests.$5,370,000647
Net charge-offs$19,937,000258
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,256,080630
2010-06-30 (YTD Data)Rank
Total interest income$36,380,000420
Total interest expense$12,650,000329
Net interest income$23,730,000461
Provision for loan and lease losses$22,100,000202
Total noninterest income$20,122,000233
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$20,122,000172
Total noninterest expense$26,530,000395
Salaries and employee benefits$18,718,000248
Premises and equipment expense$3,424,000381
Additional noninterest expense$4,388,000818
Pre-tax net operating income$-4,778,0007,542
Securities gains (losses)$178,0001,013
Applicable income taxes$-8,927,0007,796
Income before extraordinary items$4,327,000507
Extraordinary gains, net$019
Net income$4,327,000507
Minority interest net income$0105
Net income of bank and minority interests.$4,327,000508
Net charge-offs$17,481,000217
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,213,080502
2010-03-31 (YTD Data)Rank
Total interest income$18,276,000435
Total interest expense$6,400,000345
Net interest income$11,876,000468
Provision for loan and lease losses$18,200,000148
Total noninterest income$18,827,000148
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$18,827,000117
Total noninterest expense$18,103,000292
Salaries and employee benefits$14,398,000164
Premises and equipment expense$1,645,000413
Additional noninterest expense$2,060,000867
Pre-tax net operating income$-5,600,0007,781
Securities gains (losses)$-91,0007,689
Applicable income taxes$-8,799,0007,911
Income before extraordinary items$3,108,000350
Extraordinary gains, net$016
Net income$3,108,000352
Minority interest net income$091
Net income of bank and minority interests.$3,108,000352
Net charge-offs$12,374,000182
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,166,240327
2009-12-31 (YTD Data)Rank
Total interest income$72,765,000456
Total interest expense$28,545,000394
Net interest income$44,220,000486
Provision for loan and lease losses$28,500,000389
Total noninterest income$5,638,000989
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$5,638,000650
Total noninterest expense$31,103,000672
Salaries and employee benefits$15,944,000593
Premises and equipment expense$5,362,000495
Additional noninterest expense$9,797,000810
Pre-tax net operating income$-9,745,0007,481
Securities gains (losses)$928,000530
Applicable income taxes$-10,935,0007,872
Income before extraordinary items$2,118,0001,574
Extraordinary gains, net$034
Net income$2,118,0001,572
Minority interest net income$0115
Net income of bank and minority interests.$2,118,0001,573
Net charge-offs$21,273,000395
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,524,0802,057
2009-09-30 (YTD Data)Rank
Total interest income$55,493,000466
Total interest expense$22,097,000407
Net interest income$33,396,000488
Provision for loan and lease losses$17,000,000435
Total noninterest income$4,435,000968
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$4,435,000644
Total noninterest expense$24,140,000652
Salaries and employee benefits$12,138,000600
Premises and equipment expense$3,900,000520
Additional noninterest expense$8,102,000709
Pre-tax net operating income$-3,309,0007,341
Securities gains (losses)$920,000415
Applicable income taxes$-2,693,0007,788
Income before extraordinary items$304,0004,413
Extraordinary gains, net$027
Net income$304,0004,410
Minority interest net income$0118
Net income of bank and minority interests.$304,0004,413
Net charge-offs$15,888,000367
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-284,8006,208
2009-06-30 (YTD Data)Rank
Total interest income$37,700,000468
Total interest expense$15,544,000414
Net interest income$22,156,000496
Provision for loan and lease losses$12,000,000403
Total noninterest income$2,773,0001,023
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$2,773,000679
Total noninterest expense$16,725,000638
Salaries and employee benefits$7,998,000615
Premises and equipment expense$2,486,000558
Additional noninterest expense$6,241,000624
Pre-tax net operating income$-3,796,0007,645
Securities gains (losses)$915,000313
Applicable income taxes$-2,285,0007,921
Income before extraordinary items$-596,0006,852
Extraordinary gains, net$021
Net income$-596,0006,852
Minority interest net income$0112
Net income of bank and minority interests.$-596,0006,852
Net charge-offs$5,346,000562
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,181,6007,222
2009-03-31 (YTD Data)Rank
Total interest income$19,110,000465
Total interest expense$8,446,000392
Net interest income$10,664,000502
Provision for loan and lease losses$4,600,000423
Total noninterest income$1,190,0001,113
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$1,190,000733
Total noninterest expense$7,085,000708
Salaries and employee benefits$4,275,000578
Premises and equipment expense$1,396,000501
Additional noninterest expense$1,414,0001,172
Pre-tax net operating income$169,0004,320
Securities gains (losses)$1,221,000163
Applicable income taxes$375,000877
Income before extraordinary items$1,015,0001,066
Extraordinary gains, net$015
Net income$1,015,0001,066
Minority interest net income$0102
Net income of bank and minority interests.$1,015,0001,068
Net charge-offs$2,895,000461
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$123,6704,484
2008-12-31 (YTD Data)Rank
Total interest income$76,491,000499
Total interest expense$37,311,000435
Net interest income$39,180,000558
Provision for loan and lease losses$6,235,000857
Total noninterest income$4,867,0001,082
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$4,867,000667
Total noninterest expense$29,865,000667
Salaries and employee benefits$18,723,000512
Premises and equipment expense$5,122,000538
Additional noninterest expense$6,020,0001,075
Pre-tax net operating income$7,947,000704
Securities gains (losses)$1,688,000148
Applicable income taxes$451,0001,945
Income before extraordinary items$9,184,000421
Extraordinary gains, net$039
Net income$9,184,000421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,505,000894
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,580,400551
2008-09-30 (YTD Data)Rank
Total interest income$57,434,000516
Total interest expense$28,155,000453
Net interest income$29,279,000572
Provision for loan and lease losses$4,010,000762
Total noninterest income$3,775,0001,095
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$3,775,000693
Total noninterest expense$22,579,000648
Salaries and employee benefits$14,259,000517
Premises and equipment expense$3,783,000549
Additional noninterest expense$4,537,0001,013
Pre-tax net operating income$6,465,000782
Securities gains (losses)$1,360,000144
Applicable income taxes$170,0003,083
Income before extraordinary items$7,655,000476
Extraordinary gains, net$031
Net income$7,655,000475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,786,000894
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,322,200606
2008-06-30 (YTD Data)Rank
Total interest income$38,189,000519
Total interest expense$19,219,000460
Net interest income$18,970,000586
Provision for loan and lease losses$3,163,000585
Total noninterest income$2,726,0001,035
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$2,726,000660
Total noninterest expense$15,132,000641
Salaries and employee benefits$9,644,000514
Premises and equipment expense$2,533,000542
Additional noninterest expense$2,955,0001,009
Pre-tax net operating income$3,401,0001,052
Securities gains (losses)$1,130,000166
Applicable income taxes$-610,0008,206
Income before extraordinary items$5,141,000541
Extraordinary gains, net$021
Net income$5,141,000540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,274,000745
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,011,000669
2008-03-31 (YTD Data)Rank
Total interest income$19,157,000529
Total interest expense$10,113,000472
Net interest income$9,044,000610
Provision for loan and lease losses$730,000774
Total noninterest income$1,193,0001,154
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$1,193,000749
Total noninterest expense$7,027,000680
Salaries and employee benefits$4,624,000546
Premises and equipment expense$1,154,000604
Additional noninterest expense$1,249,0001,154
Pre-tax net operating income$2,480,000762
Securities gains (losses)$619,000203
Applicable income taxes$536,000955
Income before extraordinary items$2,563,000589
Extraordinary gains, net$015
Net income$2,563,000590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,488
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,049,230709
2007-12-31 (YTD Data)Rank
Total interest income$71,481,000589
Total interest expense$36,491,000552
Net interest income$34,990,000639
Provision for loan and lease losses$2,395,000725
Total noninterest income$6,072,000939
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$6,072,000588
Total noninterest expense$26,689,000711
Salaries and employee benefits$16,496,000587
Premises and equipment expense$4,285,000623
Additional noninterest expense$5,908,000958
Pre-tax net operating income$11,978,000718
Securities gains (losses)$1,773,000122
Applicable income taxes$2,240,0001,032
Income before extraordinary items$11,511,000566
Extraordinary gains, net$039
Net income$11,511,000564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$349,0002,100
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,021,680639
2007-09-30 (YTD Data)Rank
Total interest income$52,224,000608
Total interest expense$26,432,000574
Net interest income$25,792,000650
Provision for loan and lease losses$1,805,000560
Total noninterest income$4,627,000919
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$4,627,000579
Total noninterest expense$19,864,000702
Salaries and employee benefits$12,172,000592
Premises and equipment expense$3,184,000623
Additional noninterest expense$4,508,000907
Pre-tax net operating income$8,750,000791
Securities gains (losses)$1,345,000130
Applicable income taxes$1,585,0001,167
Income before extraordinary items$8,510,000620
Extraordinary gains, net$033
Net income$8,510,000618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$305,0001,517
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,380,200706
2007-06-30 (YTD Data)Rank
Total interest income$33,384,000643
Total interest expense$16,716,000610
Net interest income$16,668,000684
Provision for loan and lease losses$1,310,000476
Total noninterest income$3,190,000925
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$3,190,000595
Total noninterest expense$13,072,000723
Salaries and employee benefits$8,106,000610
Premises and equipment expense$2,121,000644
Additional noninterest expense$2,845,000979
Pre-tax net operating income$5,476,000882
Securities gains (losses)$970,000117
Applicable income taxes$930,0001,342
Income before extraordinary items$5,516,000667
Extraordinary gains, net$029
Net income$5,516,000666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0001,140
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,681,800766
2007-03-31 (YTD Data)Rank
Total interest income$15,830,000659
Total interest expense$7,846,000636
Net interest income$7,984,000705
Provision for loan and lease losses$420,000604
Total noninterest income$1,385,0001,012
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$1,385,000637
Total noninterest expense$6,329,000740
Salaries and employee benefits$4,122,000606
Premises and equipment expense$978,000696
Additional noninterest expense$1,229,0001,108
Pre-tax net operating income$2,620,000900
Securities gains (losses)$434,000126
Applicable income taxes$434,0001,437
Income before extraordinary items$2,620,000690
Extraordinary gains, net$022
Net income$2,620,000689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,389
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,246,760789
2006-12-31 (YTD Data)Rank
Total interest income$55,638,000695
Total interest expense$24,132,000702
Net interest income$31,506,000698
Provision for loan and lease losses$2,844,000391
Total noninterest income$9,356,000645
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$9,356,000436
Total noninterest expense$26,404,000676
Salaries and employee benefits$16,993,000558
Premises and equipment expense$4,153,000621
Additional noninterest expense$5,258,0001,014
Pre-tax net operating income$11,614,000855
Securities gains (losses)$715,000215
Applicable income taxes$1,782,0001,454
Income before extraordinary items$10,547,000703
Extraordinary gains, net$051
Net income$10,547,000703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,489
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,932,100737
2006-09-30 (YTD Data)Rank
Total interest income$40,477,000721
Total interest expense$17,009,000732
Net interest income$23,468,000721
Provision for loan and lease losses$2,384,000340
Total noninterest income$8,048,000588
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$8,048,000405
Total noninterest expense$20,201,000670
Salaries and employee benefits$13,028,000561
Premises and equipment expense$3,149,000618
Additional noninterest expense$4,024,0001,003
Pre-tax net operating income$8,931,000872
Securities gains (losses)$268,000289
Applicable income taxes$1,257,0001,596
Income before extraordinary items$7,942,000733
Extraordinary gains, net$045
Net income$7,942,000732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,016
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,711,520749
2006-06-30 (YTD Data)Rank
Total interest income$26,306,000719
Total interest expense$10,816,000735
Net interest income$15,490,000729
Provision for loan and lease losses$2,024,000269
Total noninterest income$6,510,000526
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$6,510,000367
Total noninterest expense$14,027,000656
Salaries and employee benefits$9,313,000534
Premises and equipment expense$2,164,000594
Additional noninterest expense$2,550,0001,062
Pre-tax net operating income$5,949,000870
Securities gains (losses)$41,000483
Applicable income taxes$522,0002,238
Income before extraordinary items$5,468,000719
Extraordinary gains, net$039
Net income$5,468,000719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,609
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,430,690714
2006-03-31 (YTD Data)Rank
Total interest income$12,770,000722
Total interest expense$5,172,000715
Net interest income$7,598,000740
Provision for loan and lease losses$505,000478
Total noninterest income$1,531,000919
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,531,000591
Total noninterest expense$6,460,000697
Salaries and employee benefits$4,472,000553
Premises and equipment expense$876,000741
Additional noninterest expense$1,112,0001,199
Pre-tax net operating income$2,164,0001,142
Securities gains (losses)$234,000162
Applicable income taxes$240,0002,338
Income before extraordinary items$2,158,000881
Extraordinary gains, net$021
Net income$2,158,000880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,099
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,947,400958
2005-12-31 (YTD Data)Rank
Total interest income$45,443,000712
Total interest expense$17,474,000655
Net interest income$27,969,000751
Provision for loan and lease losses$1,240,000850
Total noninterest income$10,152,000621
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$10,152,000426
Total noninterest expense$29,816,000597
Salaries and employee benefits$20,589,000460
Premises and equipment expense$3,876,000632
Additional noninterest expense$5,351,000973
Pre-tax net operating income$7,065,0001,351
Securities gains (losses)$1,160,000180
Applicable income taxes$1,083,0002,155
Income before extraordinary items$7,142,0001,017
Extraordinary gains, net$046
Net income$7,142,0001,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$393,0001,427
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,132,8001,156
2005-09-30 (YTD Data)Rank
Total interest income$33,391,000702
Total interest expense$12,658,000639
Net interest income$20,733,000752
Provision for loan and lease losses$1,030,000739
Total noninterest income$8,542,000575
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$8,542,000406
Total noninterest expense$23,451,000569
Salaries and employee benefits$16,272,000434
Premises and equipment expense$2,985,000605
Additional noninterest expense$4,194,000907
Pre-tax net operating income$4,794,0001,494
Securities gains (losses)$815,000197
Applicable income taxes$625,0002,571
Income before extraordinary items$4,984,0001,075
Extraordinary gains, net$035
Net income$4,984,0001,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$357,0001,106
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,258,6501,245
2005-06-30 (YTD Data)Rank
Total interest income$21,948,000695
Total interest expense$8,242,000609
Net interest income$13,706,000750
Provision for loan and lease losses$530,000933
Total noninterest income$6,940,000499
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$6,940,000346
Total noninterest expense$17,146,000525
Salaries and employee benefits$12,176,000385
Premises and equipment expense$2,074,000576
Additional noninterest expense$2,896,000868
Pre-tax net operating income$2,970,0001,566
Securities gains (losses)$484,000225
Applicable income taxes$355,0002,792
Income before extraordinary items$3,099,0001,136
Extraordinary gains, net$030
Net income$3,099,0001,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0002,744
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,663,4001,302
2005-03-31 (YTD Data)Rank
Total interest income$10,805,000698
Total interest expense$4,019,000604
Net interest income$6,786,000751
Provision for loan and lease losses$15,0004,875
Total noninterest income$2,460,000619
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$2,460,000427
Total noninterest expense$6,764,000626
Salaries and employee benefits$3,997,000566
Premises and equipment expense$885,000683
Additional noninterest expense$1,882,000682
Pre-tax net operating income$2,467,000952
Securities gains (losses)$237,000225
Applicable income taxes$280,0002,082
Income before extraordinary items$2,424,000730
Extraordinary gains, net$024
Net income$2,424,000730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0001,146
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,210,700774
2004-12-31 (YTD Data)Rank
Total interest income$35,660,000787
Total interest expense$12,142,000670
Net interest income$23,518,000840
Provision for loan and lease losses$07,314
Total noninterest income$5,508,0001,002
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$5,508,000627
Total noninterest expense$19,624,000822
Salaries and employee benefits$12,348,000690
Premises and equipment expense$3,482,000666
Additional noninterest expense$3,794,0001,312
Pre-tax net operating income$9,402,000932
Securities gains (losses)$1,236,000246
Applicable income taxes$1,212,0001,887
Income before extraordinary items$9,426,000712
Extraordinary gains, net$034
Net income$9,426,000713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0001,923
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,325,960769
2004-09-30 (YTD Data)Rank
Total interest income$26,349,000796
Total interest expense$8,850,000679
Net interest income$17,499,000846
Provision for loan and lease losses$07,100
Total noninterest income$4,095,0001,019
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$4,095,000648
Total noninterest expense$14,717,000823
Salaries and employee benefits$9,159,000695
Premises and equipment expense$2,650,000659
Additional noninterest expense$2,908,0001,269
Pre-tax net operating income$6,877,000964
Securities gains (losses)$920,000290
Applicable income taxes$790,0002,118
Income before extraordinary items$7,007,000725
Extraordinary gains, net$026
Net income$7,007,000726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$313,0001,396
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,179,000776
2004-06-30 (YTD Data)Rank
Total interest income$17,444,000797
Total interest expense$5,794,000682
Net interest income$11,650,000841
Provision for loan and lease losses$06,885
Total noninterest income$2,698,0001,017
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$2,698,000654
Total noninterest expense$9,634,000848
Salaries and employee benefits$5,987,000709
Premises and equipment expense$1,841,000630
Additional noninterest expense$1,806,0001,349
Pre-tax net operating income$4,714,000924
Securities gains (losses)$638,000300
Applicable income taxes$550,0002,057
Income before extraordinary items$4,802,000698
Extraordinary gains, net$021
Net income$4,802,000698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,807
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,227,800742
2004-03-31 (YTD Data)Rank
Total interest income$8,668,000813
Total interest expense$2,896,000697
Net interest income$5,772,000861
Provision for loan and lease losses$06,501
Total noninterest income$1,309,0001,018
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$1,309,000647
Total noninterest expense$4,760,000861
Salaries and employee benefits$2,939,000732
Premises and equipment expense$945,000626
Additional noninterest expense$876,0001,383
Pre-tax net operating income$2,321,000924
Securities gains (losses)$195,000511
Applicable income taxes$120,0003,488
Income before extraordinary items$2,396,000698
Extraordinary gains, net$016
Net income$2,396,000698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,279
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,210,750706
2003-12-31 (YTD Data)Rank
Total interest income$35,939,000792
Total interest expense$12,789,000694
Net interest income$23,150,000826
Provision for loan and lease losses$07,651
Total noninterest income$7,161,000852
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$7,161,000572
Total noninterest expense$21,248,000760
Salaries and employee benefits$13,670,000625
Premises and equipment expense$3,666,000617
Additional noninterest expense$3,912,0001,267
Pre-tax net operating income$9,063,000935
Securities gains (losses)$1,568,000354
Applicable income taxes$1,268,0001,857
Income before extraordinary items$9,363,000700
Extraordinary gains, net$054
Net income$9,363,000702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,012
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,983,160767
2003-09-30 (YTD Data)Rank
Total interest income$27,330,000797
Total interest expense$9,821,000706
Net interest income$17,509,000829
Provision for loan and lease losses$07,481
Total noninterest income$5,257,000892
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$5,257,000615
Total noninterest expense$15,906,000774
Salaries and employee benefits$10,228,000641
Premises and equipment expense$2,791,000623
Additional noninterest expense$2,887,0001,290
Pre-tax net operating income$6,860,000963
Securities gains (losses)$1,077,000422
Applicable income taxes$908,0002,006
Income before extraordinary items$7,029,000728
Extraordinary gains, net$040
Net income$7,029,000729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,822
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,070,470772
2003-06-30 (YTD Data)Rank
Total interest income$18,255,000806
Total interest expense$6,686,000711
Net interest income$11,569,000843
Provision for loan and lease losses$07,324
Total noninterest income$3,956,000807
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$3,956,000557
Total noninterest expense$10,384,000785
Salaries and employee benefits$6,407,000681
Premises and equipment expense$1,879,000619
Additional noninterest expense$2,098,0001,199
Pre-tax net operating income$5,141,000864
Securities gains (losses)$-24,0009,117
Applicable income taxes$458,0002,449
Income before extraordinary items$4,659,000740
Extraordinary gains, net$030
Net income$4,659,000741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,334
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,680,840677
2003-03-31 (YTD Data)Rank
Total interest income$9,276,000801
Total interest expense$3,388,000717
Net interest income$5,888,000827
Provision for loan and lease losses$06,934
Total noninterest income$1,895,000815
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,895,000562
Total noninterest expense$4,790,000854
Salaries and employee benefits$2,994,000728
Premises and equipment expense$805,000732
Additional noninterest expense$991,0001,237
Pre-tax net operating income$2,993,000756
Securities gains (losses)$3,0002,514
Applicable income taxes$700,0001,056
Income before extraordinary items$2,296,000742
Extraordinary gains, net$021
Net income$2,296,000741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,293,690685
2002-12-31 (YTD Data)Rank
Total interest income$40,070,000756
Total interest expense$16,592,000683
Net interest income$23,478,000812
Provision for loan and lease losses$08,089
Total noninterest income$6,684,000822
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$6,684,000569
Total noninterest expense$19,156,000822
Salaries and employee benefits$12,128,000678
Premises and equipment expense$3,587,000623
Additional noninterest expense$3,441,0001,379
Pre-tax net operating income$11,006,000785
Securities gains (losses)$266,000980
Applicable income taxes$1,840,0001,385
Income before extraordinary items$9,432,000670
Extraordinary gains, net$070
Net income$9,432,000671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,420
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,208,560656
2001-12-31 (YTD Data)Rank
Total interest income$43,889,000773
Total interest expense$24,443,000681
Net interest income$19,446,000910
Provision for loan and lease losses$08,228
Total noninterest income$6,544,000794
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$6,544,000537
Total noninterest expense$16,332,000916
Salaries and employee benefits$10,807,000697
Premises and equipment expense$2,698,000785
Additional noninterest expense$2,827,0001,637
Pre-tax net operating income$9,658,000788
Securities gains (losses)$68,0002,073
Applicable income taxes$1,420,0001,573
Income before extraordinary items$8,306,000675
Extraordinary gains, net$0105
Net income$8,306,000678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0009,258
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,248,200652
2000-12-31 (YTD Data)Rank
Total interest income$40,776,000874
Total interest expense$22,884,000794
Net interest income$17,892,000965
Provision for loan and lease losses$08,337
Total noninterest income$4,680,000973
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$4,680,000659
Total noninterest expense$17,868,000815
Salaries and employee benefits$12,168,000591
Premises and equipment expense$2,673,000755
Additional noninterest expense$3,027,0001,486
Pre-tax net operating income$4,704,0001,571
Securities gains (losses)$-84,0009,372
Applicable income taxes$-390,0009,771
Income before extraordinary items$5,010,0001,066
Extraordinary gains, net$038
Net income$5,010,0001,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,352
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,094,0001,045
1999-12-31 (YTD Data)Rank
Total interest income$40,075,000847
Total interest expense$21,537,000746
Net interest income$18,538,000948
Provision for loan and lease losses$230,0003,261
Total noninterest income$4,847,000968
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$4,847,000662
Total noninterest expense$18,087,000817
Salaries and employee benefits$12,700,000571
Premises and equipment expense$2,644,000773
Additional noninterest expense$2,743,0001,625
Pre-tax net operating income$5,068,0001,490
Securities gains (losses)$4,0002,267
Applicable income taxes$418,0004,047
Income before extraordinary items$4,654,0001,180
Extraordinary gains, net$035
Net income$4,654,0001,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0009,163
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,650,3201,164
1998-12-31 (YTD Data)Rank
Total interest income$39,730,000840
Total interest expense$21,900,000746
Net interest income$17,830,000949
Provision for loan and lease losses$500,0001,714
Total noninterest income$5,872,000832
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$5,872,000586
Total noninterest expense$20,626,000721
Salaries and employee benefits$15,653,000468
Premises and equipment expense$2,452,000801
Additional noninterest expense$2,521,0001,696
Pre-tax net operating income$2,576,0002,702
Securities gains (losses)$584,000503
Applicable income taxes$288,0005,275
Income before extraordinary items$2,872,0001,833
Extraordinary gains, net$032
Net income$2,872,0001,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,505
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,340,5602,155
1997-12-31 (YTD Data)Rank
Total interest income$31,163,0001,091
Total interest expense$16,477,000989
Net interest income$14,686,0001,200
Provision for loan and lease losses$500,0001,761
Total noninterest income$2,733,0001,376
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$2,733,000892
Total noninterest expense$13,425,0001,020
Salaries and employee benefits$9,356,000735
Premises and equipment expense$2,022,000983
Additional noninterest expense$2,047,0002,046
Pre-tax net operating income$3,494,0002,154
Securities gains (losses)$-95,00010,758
Applicable income taxes$492,0004,264
Income before extraordinary items$2,907,0001,823
Extraordinary gains, net$044
Net income$2,907,0001,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0002,156
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,988,7001,739
1996-12-31 (YTD Data)Rank
Total interest income$25,092,0001,361
Total interest expense$13,366,0001,225
Net interest income$11,726,0001,517
Provision for loan and lease losses$09,041
Total noninterest income$1,895,0001,922
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$168,0006,156
Trading account gains and fees$0262
Additional Noninterest Income$1,727,0001,282
Total noninterest expense$11,803,0001,223
Salaries and employee benefits$6,856,000979
Premises and equipment expense$1,289,0001,582
Additional noninterest expense$3,658,0001,456
Pre-tax net operating income$1,818,0003,688
Securities gains (losses)$8,0002,673
Applicable income taxes$350,0005,327
Income before extraordinary items$1,476,0003,234
Extraordinary gains, net$053
Net income$1,476,0003,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,469,5203,214
1995-12-31 (YTD Data)Rank
Total interest income$20,670,0001,637
Total interest expense$9,518,0001,675
Net interest income$11,152,0001,610
Provision for loan and lease losses$08,958
Total noninterest income$1,295,0002,548
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$712,0001,898
Trading account gains and fees$0522
Additional Noninterest Income$583,0002,587
Total noninterest expense$8,231,0001,706
Salaries and employee benefits$4,771,0001,389
Premises and equipment expense$923,0002,176
Additional noninterest expense$2,537,0001,970
Pre-tax net operating income$4,216,0001,748
Securities gains (losses)$-35,00010,941
Applicable income taxes$1,238,0001,969
Income before extraordinary items$2,943,0001,715
Extraordinary gains, net$065
Net income$2,943,0001,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,657
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,967,5001,681
1994-12-31 (YTD Data)Rank
Total interest income$19,733,0001,564
Total interest expense$7,349,0001,704
Net interest income$12,384,0001,456
Provision for loan and lease losses$09,146
Total noninterest income$1,367,0002,473
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$701,0001,920
Trading account gains and fees$0475
Additional Noninterest Income$666,0002,417
Total noninterest expense$9,186,0001,600
Salaries and employee benefits$4,026,0001,660
Premises and equipment expense$1,086,0001,881
Additional noninterest expense$4,074,0001,394
Pre-tax net operating income$4,565,0001,575
Securities gains (losses)$-175,00011,886
Applicable income taxes$1,212,0001,861
Income before extraordinary items$3,178,0001,550
Extraordinary gains, net$119,000100
Net income$3,297,0001,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,00011,561
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,304,0001,506
1993-12-31 (YTD Data)Rank
Total interest income$21,118,0001,488
Total interest expense$7,768,0001,700
Net interest income$13,350,0001,355
Provision for loan and lease losses$505,0002,069
Total noninterest income$1,602,0002,314
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$759,0001,805
Trading account gains and fees$0532
Additional Noninterest Income$843,0002,310
Total noninterest expense$8,644,0001,747
Salaries and employee benefits$5,268,0001,274
Premises and equipment expense$1,153,0001,820
Additional noninterest expense$2,223,0002,494
Pre-tax net operating income$5,803,0001,198
Securities gains (losses)$426,0001,005
Applicable income taxes$2,176,0001,121
Income before extraordinary items$4,053,0001,253
Extraordinary gains, net$03,149
Net income$4,053,0001,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,00012,387
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,776,1001,259
1992-12-31 (YTD Data)Rank
Total interest income$23,348,0001,554
Total interest expense$10,206,0001,690
Net interest income$13,142,0001,406
Provision for loan and lease losses$1,620,0001,333
Total noninterest income$1,276,0002,718
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$909,0001,483
Trading account gains and fees$-84,0005,267
Additional Noninterest Income$451,0003,425
Total noninterest expense$6,711,0002,196
Salaries and employee benefits$3,425,0001,919
Premises and equipment expense$801,0002,595
Additional noninterest expense$2,485,0002,338
Pre-tax net operating income$6,087,0001,073
Securities gains (losses)$08,369
Applicable income taxes$2,704,000856
Income before extraordinary items$3,383,0001,375
Extraordinary gains, net$01,422
Net income$3,383,0001,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,00013,506
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,383,0001,273

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.