Home > HomeTown Bank > Net charge- offs to loans
HomeTown Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0158% | 4,100 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 4,238 |
| Percentage Net Loans Charged-off:Construction & development | -0.1085% | 4,464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 4,045 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0260% | 4,326 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 4,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 3,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0637% | 2,509 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0637% | 2,385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0214% | 4,148 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0300% | 4,336 |
| Percentage Net Loans Charged-off:Construction & development | -0.1477% | 4,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 4,123 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0260% | 4,371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0178% | 4,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0166% | 3,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0744% | 2,234 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0744% | 2,155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0291% | 4,234 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0441% | 4,445 |
| Percentage Net Loans Charged-off:Construction & development | -0.2415% | 4,575 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0252% | 4,240 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0258% | 4,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0251% | 4,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0323% | 2,219 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0323% | 2,178 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0433% | 4,324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0645% | 4,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1286% | 4,575 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8686% | 4,673 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 3,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0665% | 1,756 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0665% | 1,679 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0142% | 3,941 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 3,861 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0324% | 4,434 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 3,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0475% | 3,984 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0311% | 4,167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0311% | 4,163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0179% | 3,956 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 3,835 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0351% | 4,468 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0636% | 4,028 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0589% | 4,196 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0589% | 4,195 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0089% | 3,551 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 3,721 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0277% | 3,289 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 3,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0229% | 3,535 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0453% | 3,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0453% | 3,887 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0151% | 3,769 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 3,820 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0295% | 3,338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 3,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0479% | 3,871 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0938% | 4,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0938% | 4,000 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0204% | 3,987 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 3,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 3,909 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1943% | 3,509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0165% | 3,576 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3168% | 4,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3168% | 4,448 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0276% | 4,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 4,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0460% | 4,306 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2436% | 3,588 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 3,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0072% | 3,417 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3427% | 4,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3427% | 4,476 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0396% | 4,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0296% | 4,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0624% | 4,463 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3529% | 3,619 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 3,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 3,445 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5550% | 4,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5550% | 4,561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0540% | 4,425 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0547% | 4,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1157% | 4,655 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6725% | 3,661 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 4,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 3,550 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5349% | 4,546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5349% | 4,504 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0180% | 4,396 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0227% | 4,436 |
| Percentage Net Loans Charged-off:Construction & development | -0.0871% | 4,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0303% | 4,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1043% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0543% | 4,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0666% | 4,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3517% | 1,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3517% | 1,457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0191% | 4,404 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 4,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0226% | 4,337 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0348% | 3,513 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 4,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0815% | 4,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1855% | 2,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1855% | 1,884 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0130% | 4,280 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 4,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0207% | 4,335 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0347% | 3,539 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0183% | 4,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1265% | 4,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5527% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5527% | 1,056 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0476% | 1,535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 4,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0206% | 4,365 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0341% | 3,557 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 4,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 3,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5306% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5306% | 446 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0081% | 4,417 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0140% | 4,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0294% | 4,550 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0247% | 3,564 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0302% | 4,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 4,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1228% | 2,780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1228% | 2,656 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0114% | 4,418 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 4,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0323% | 4,629 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0217% | 3,584 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0343% | 4,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0232% | 4,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0738% | 2,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0738% | 2,710 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0164% | 4,486 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0332% | 4,659 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0324% | 3,656 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0333% | 4,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0239% | 4,086 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0438% | 4,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0438% | 4,431 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0190% | 4,473 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 4,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0356% | 4,773 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0327% | 3,714 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0361% | 4,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0373% | 4,235 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0444% | 4,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0444% | 4,401 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 3,641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0266% | 4,710 |
| Percentage Net Loans Charged-off:Construction & development | -0.0321% | 4,451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0515% | 4,905 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0240% | 3,656 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0571% | 4,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2087% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0889% | 4,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0889% | 4,756 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0369% | 4,821 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0292% | 4,740 |
| Percentage Net Loans Charged-off:Construction & development | -0.0436% | 4,542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0551% | 4,952 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0212% | 3,669 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0622% | 4,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 3,990 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3424% | 5,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3424% | 5,051 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0496% | 4,920 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0379% | 4,884 |
| Percentage Net Loans Charged-off:Construction & development | -0.0677% | 4,663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0699% | 5,052 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0318% | 3,763 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0780% | 5,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 3,925 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4928% | 5,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4928% | 5,141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0907% | 5,172 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0552% | 5,104 |
| Percentage Net Loans Charged-off:Construction & development | -0.1342% | 4,847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0962% | 5,216 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0323% | 3,829 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1098% | 5,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0167% | 4,073 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1442% | 5,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1442% | 5,321 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 3,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 2,290 |
| Percentage Net Loans Charged-off:Construction & development | -0.5078% | 5,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2650% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0539% | 5,164 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1101% | 4,057 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0400% | 5,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5683% | 1,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5683% | 1,455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0550% | 5,190 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0877% | 5,320 |
| Percentage Net Loans Charged-off:Construction & development | -0.5115% | 5,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0505% | 5,165 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1365% | 4,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0255% | 4,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 4,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0294% | 3,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0294% | 3,154 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0775% | 5,330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1202% | 5,451 |
| Percentage Net Loans Charged-off:Construction & development | -0.7813% | 5,168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0528% | 5,185 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1884% | 4,147 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 4,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 3,980 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0220% | 4,752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0220% | 4,681 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1138% | 5,484 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1772% | 5,613 |
| Percentage Net Loans Charged-off:Construction & development | -1.6593% | 5,265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3493% | 4,238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1465% | 587 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 4,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0395% | 5,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0527% | 5,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1090% | 5,527 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0587% | 4,131 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1249% | 5,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0185% | 4,481 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0617% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0617% | 5,114 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0409% | 5,294 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0573% | 5,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1194% | 5,595 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0594% | 4,139 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1385% | 5,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0213% | 4,421 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0167% | 4,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0169% | 4,863 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0752% | 5,523 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1081% | 5,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2270% | 5,775 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0602% | 4,169 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2807% | 5,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0215% | 4,400 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0760% | 5,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0760% | 5,000 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0200% | 4,857 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 5,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0448% | 5,438 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0624% | 4,195 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0392% | 5,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0221% | 4,459 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0531% | 4,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0531% | 4,852 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 2,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1046% | 1,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2285% | 961 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0300% | 4,198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2962% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0232% | 4,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1495% | 2,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1495% | 2,768 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0215% | 5,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0294% | 3,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0464% | 2,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1020% | 1,582 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0281% | 4,221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1348% | 1,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0235% | 4,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2176% | 2,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2176% | 2,252 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0288% | 5,279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0781% | 2,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1134% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2506% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0223% | 4,244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3163% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0118% | 4,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3278% | 1,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3278% | 1,680 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0262% | 5,300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1137% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1802% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4012% | 505 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0466% | 4,374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5044% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 4,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2727% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2727% | 1,664 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0532% | 5,416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0324% | 5,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 3,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 3,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0471% | 1,038 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 3,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1599% | 5,519 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1831% | 5,859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1831% | 5,801 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0085% | 5,314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0376% | 5,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 3,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 2,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0785% | 883 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0283% | 2,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2147% | 5,669 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2267% | 5,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2267% | 5,833 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0113% | 5,399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0681% | 6,008 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 5,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 5,553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1420% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0433% | 6,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3101% | 5,847 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3457% | 6,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3457% | 5,956 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1144% | 6,172 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 5,609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0398% | 6,002 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0489% | 4,570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0374% | 5,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6304% | 6,118 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0591% | 5,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0591% | 5,245 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1461% | 6,559 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1767% | 6,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5757% | 6,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 3,945 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1510% | 4,864 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0542% | 3,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1553% | 5,798 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1039% | 5,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1039% | 5,885 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0222% | 5,593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2562% | 6,696 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3346% | 6,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7515% | 6,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2285% | 6,601 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2024% | 4,923 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2351% | 6,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1829% | 5,878 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1581% | 6,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1580% | 5,971 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0122% | 5,576 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3980% | 6,800 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5281% | 6,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1269% | 6,739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4015% | 6,692 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7283% | 5,012 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3209% | 6,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2291% | 5,976 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2658% | 6,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2658% | 6,077 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0183% | 5,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1195% | 6,515 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1288% | 6,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3122% | 6,740 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4562% | 5,052 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0387% | 6,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1978% | 5,950 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1794% | 5,866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1794% | 5,815 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1164% | 4,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1176% | 3,868 |
| Percentage Net Loans Charged-off:Construction & development | -0.2151% | 6,127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 6,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2923% | 2,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6875% | 857 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1926% | 2,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0424% | 5,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7523% | 1,755 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7523% | 1,621 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0061% | 5,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 4,630 |
| Percentage Net Loans Charged-off:Construction & development | -0.3173% | 6,224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 6,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 3,639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0854% | 3,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1506% | 6,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2324% | 3,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2324% | 2,883 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 5,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 4,183 |
| Percentage Net Loans Charged-off:Construction & development | -0.6717% | 6,329 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 6,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1028% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1282% | 2,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1811% | 6,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1340% | 3,252 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1340% | 3,072 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 4,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0660% | 3,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 6,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1645% | 2,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2046% | 2,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1212% | 6,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2744% | 2,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2744% | 2,139 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6255% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7705% | 2,014 |
| Percentage Net Loans Charged-off:Construction & development | 18.0440% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0375% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 4,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1712% | 1,666 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2845% | 3,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1629% | 4,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1392% | 4,062 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3046% | 3,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4253% | 2,646 |
| Percentage Net Loans Charged-off:Construction & development | 22.7574% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2357% | 2,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0418% | 4,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2299% | 1,384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0497% | 6,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1794% | 3,755 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1478% | 3,661 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4665% | 2,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6440% | 1,949 |
| Percentage Net Loans Charged-off:Construction & development | 30.4490% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3565% | 1,727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0736% | 3,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4031% | 1,071 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0204% | 5,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1361% | 3,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1061% | 3,493 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2837% | 2,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3842% | 2,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7198% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 5,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1638% | 2,949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1154% | 2,868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4848% | 3,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6300% | 2,622 |
| Percentage Net Loans Charged-off:Construction & development | 7.9714% | 783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4789% | 2,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3802% | 898 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6152% | 1,991 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4037% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2764% | 2,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0073% | 6,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4925% | 3,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2527% | 4,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2872% | 3,449 |
| Percentage Net Loans Charged-off:Construction & development | 18.2263% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5157% | 687 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0773% | 3,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4342% | 1,174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 4,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0197% | 4,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6522% | 2,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3836% | 3,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4316% | 2,650 |
| Percentage Net Loans Charged-off:Construction & development | 28.1633% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7748% | 507 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1156% | 3,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6722% | 856 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 3,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0304% | 3,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0167% | 1,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6569% | 2,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7327% | 1,682 |
| Percentage Net Loans Charged-off:Construction & development | 44.4444% | 48 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5545% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2282% | 2,187 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3678% | 478 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0364% | 2,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0480% | 2,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7372% | 1,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4505% | 3,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4033% | 3,224 |
| Percentage Net Loans Charged-off:Construction & development | 11.7132% | 492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0397% | 3,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1463% | 3,586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1652% | 3,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7646% | 3,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1271% | 5,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3331% | 3,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2771% | 3,207 |
| Percentage Net Loans Charged-off:Construction & development | 5.4487% | 902 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0562% | 2,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1848% | 2,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2073% | 2,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7173% | 2,749 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0578% | 7,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3905% | 3,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2556% | 2,877 |
| Percentage Net Loans Charged-off:Construction & development | 7.4166% | 600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1069% | 1,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3954% | 2,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5111% | 1,611 |
| Percentage Net Loans Charged-off:Construction & development | 15.0376% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0444% | 2,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1367% | 4,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1718% | 3,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 2,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3293% | 1,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0306% | 1,339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3575% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 7,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1453% | 5,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1797% | 3,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2332% | 1,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0050% | 1,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4463% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0422% | 1,037 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4836% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0973% | 5,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 4,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0680% | 2,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 1,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1249% | 1,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1362% | 1,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0110% | 6,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1763% | 4,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0898% | 3,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1375% | 1,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0157% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2543% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2782% | 811 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0235% | 6,903 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1198% | 7,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 4,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0537% | 2,781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1037% | 1,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1134% | 1,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0844% | 3,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4292% | 3,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0512% | 4,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1114% | 2,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4066% | 3,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0320% | 4,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0329% | 2,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3572% | 2,919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0046% | 4,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0657% | 3,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0215% | 5,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 7,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4026% | 3,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0050% | 7,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0274% | 6,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0075% | 7,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0427% | 7,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0152% | 7,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0890% | 7,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2759% | 8,666 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3429% | 8,644 |
| Percentage Net Loans Charged-off:Construction & development | 1.3843% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0313% | 8,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0814% | 7,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0762% | 5,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1245% | 8,451 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1497% | 8,560 |
| Percentage Net Loans Charged-off:Construction & development | 1.6510% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5035% | 8,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0787% | 7,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1065% | 5,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1765% | 8,485 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2242% | 8,610 |
| Percentage Net Loans Charged-off:Construction & development | 2.5663% | 40 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7679% | 8,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0500% | 7,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1681% | 4,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5871% | 8,753 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7290% | 8,755 |
| Percentage Net Loans Charged-off:Construction & development | 5.5556% | 16 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.4005% | 8,607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1035% | 7,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1788% | 3,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3643% | 1,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2450% | 751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8082% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 8,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 8,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0194% | 1,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1108% | 5,967 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4711% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3240% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0783% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 8,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 8,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2899% | 920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1421% | 5,309 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5565% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4827% | 301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6004% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 8,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 8,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0503% | 1,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2022% | 4,609 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0076% | 4,878 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0195% | 8,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0292% | 8,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0293% | 8,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3716% | 3,323 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1438% | 492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7211% | 248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4448% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 3,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 2,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3333% | 536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2745% | 5,463 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0211% | 852 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0370% | 5,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 2,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 2,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 2,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3296% | 4,669 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0302% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 5,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 2,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 1,937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0268% | 1,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0800% | 5,678 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9997% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 5,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0773% | 4,803 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2992% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 6,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2683% | 5,587 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5758% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |