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Home Bank of California, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$15,723,000	2,206
Total interest expense	$5,830,000	1,853
Net interest income	$9,893,000	2,400
Provision for loan and lease losses	$0	3,275
Total noninterest income	$150,000	4,146
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$55,000	3,757
Trading account gains and fees	NA	NA
Additional Noninterest Income	$95,000	4,016
Total noninterest expense	$5,701,000	2,862
Salaries and employee benefits	$3,822,000	2,596
Premises and equipment expense	$286,000	3,631
Additional noninterest expense	$95,000	4,016
Pre-tax net operating income	$4,342,000	2,088
Securities gains (losses)	$0	988
Applicable income taxes	$556,000	1,831
Income before extraordinary items	$3,786,000	2,055
Extraordinary gains, net	$0	54
Net income	$3,786,000	2,080
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,786,000	2,058
Net charge-offs	$50,000	1,802
Cash dividends	$2,800,000	1,262
Sale, conversion, retirement of capital stock, net	$25,000	477
Net operating income	$3,786,000	2,083
2023-06-30 (YTD Data)		Rank
Total interest income	$7,720,000	2,174
Total interest expense	$2,680,000	1,682
Net interest income	$5,040,000	2,405
Provision for loan and lease losses	$0	2,940
Total noninterest income	$66,000	4,209
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$22,000	3,925
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	4,093
Total noninterest expense	$2,872,000	2,828
Salaries and employee benefits	$2,007,000	2,503
Premises and equipment expense	$148,000	3,613
Additional noninterest expense	$44,000	4,071
Pre-tax net operating income	$2,234,000	2,104
Securities gains (losses)	$0	938
Applicable income taxes	$286,000	1,880
Income before extraordinary items	$1,948,000	2,094
Extraordinary gains, net	$0	51
Net income	$1,948,000	2,119
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,948,000	2,094
Net charge-offs	$0	2,431
Cash dividends	$1,454,000	1,119
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,948,000	2,110
2023-03-31 (YTD Data)		Rank
Total interest income	$3,793,000	2,182
Total interest expense	$1,228,000	1,614
Net interest income	$2,565,000	2,397
Provision for loan and lease losses	$0	2,612
Total noninterest income	$32,000	4,262
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$11,000	3,949
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	4,118
Total noninterest expense	$1,530,000	2,777
Salaries and employee benefits	$1,098,000	2,413
Premises and equipment expense	$82,000	3,562
Additional noninterest expense	$21,000	4,118
Pre-tax net operating income	$1,067,000	2,215
Securities gains (losses)	$0	950
Applicable income taxes	$137,000	1,934
Income before extraordinary items	$930,000	2,190
Extraordinary gains, net	$0	4
Net income	$930,000	2,190
Minority interest net income	$0	48
Net income of bank and minority interests.	$930,000	2,190
Net charge-offs	$0	2,062
Cash dividends	$833,000	927
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$930,000	2,210
2022-12-31 (YTD Data)		Rank
Total interest income	$13,332,000	2,116
Total interest expense	$2,494,000	1,366
Net interest income	$10,838,000	2,267
Provision for loan and lease losses	$81,000	2,340
Total noninterest income	$80,000	4,478
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$21,000	4,304
Trading account gains and fees	NA	NA
Additional Noninterest Income	$59,000	4,329
Total noninterest expense	$4,962,000	3,052
Salaries and employee benefits	$3,355,000	2,767
Premises and equipment expense	$364,000	3,421
Additional noninterest expense	$59,000	4,329
Pre-tax net operating income	$5,875,000	1,848
Securities gains (losses)	$0	691
Applicable income taxes	$752,000	1,763
Income before extraordinary items	$5,123,000	1,787
Extraordinary gains, net	$0	5
Net income	$5,123,000	1,785
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,123,000	1,786
Net charge-offs	$0	2,620
Cash dividends	$4,116,000	909
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,123,000	1,823
2022-09-30 (YTD Data)		Rank
Total interest income	$9,658,000	2,117
Total interest expense	$1,438,000	1,368
Net interest income	$8,220,000	2,213
Provision for loan and lease losses	$71,000	2,100
Total noninterest income	$48,000	4,565
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$12,000	4,397
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	4,415
Total noninterest expense	$3,752,000	3,032
Salaries and employee benefits	$2,554,000	2,736
Premises and equipment expense	$283,000	3,391
Additional noninterest expense	$36,000	4,415
Pre-tax net operating income	$4,445,000	1,830
Securities gains (losses)	$0	740
Applicable income taxes	$569,000	1,750
Income before extraordinary items	$3,876,000	1,768
Extraordinary gains, net	$0	4
Net income	$3,876,000	1,768
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,876,000	1,767
Net charge-offs	$0	2,349
Cash dividends	$3,246,000	799
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,876,000	1,806
2022-06-30 (YTD Data)		Rank
Total interest income	$6,281,000	2,110
Total interest expense	$769,000	1,400
Net interest income	$5,512,000	2,176
Provision for loan and lease losses	$0	2,599
Total noninterest income	$24,000	4,615
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$8,000	4,454
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	4,523
Total noninterest expense	$2,590,000	2,968
Salaries and employee benefits	$1,816,000	2,645
Premises and equipment expense	$203,000	3,307
Additional noninterest expense	$571,000	3,487
Pre-tax net operating income	$2,946,000	1,760
Securities gains (losses)	$0	687
Applicable income taxes	$377,000	1,686
Income before extraordinary items	$2,569,000	1,694
Extraordinary gains, net	$0	4
Net income	$2,569,000	1,692
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,569,000	1,694
Net charge-offs	$0	2,156
Cash dividends	$2,547,000	702
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,569,000	1,729
2022-03-31 (YTD Data)		Rank
Total interest income	$3,053,000	2,109
Total interest expense	$349,000	1,474
Net interest income	$2,704,000	2,152
Provision for loan and lease losses	$0	2,285
Total noninterest income	$16,000	4,581
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$4,000	4,474
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	4,434
Total noninterest expense	$1,426,000	2,804
Salaries and employee benefits	$1,046,000	2,432
Premises and equipment expense	$115,000	3,134
Additional noninterest expense	$265,000	3,585
Pre-tax net operating income	$1,294,000	1,821
Securities gains (losses)	$0	623
Applicable income taxes	$166,000	1,730
Income before extraordinary items	$1,128,000	1,770
Extraordinary gains, net	$0	4
Net income	$1,128,000	1,770
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,128,000	1,770
Net charge-offs	$0	1,838
Cash dividends	$1,533,000	547
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,128,000	1,788
2021-12-31 (YTD Data)		Rank
Total interest income	$12,434,000	2,144
Total interest expense	$1,810,000	1,431
Net interest income	$10,624,000	2,229
Provision for loan and lease losses	$45,000	2,606
Total noninterest income	$93,000	4,573
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$15,000	4,521
Trading account gains and fees	NA	NA
Additional Noninterest Income	$78,000	4,423
Total noninterest expense	$4,367,000	3,236
Salaries and employee benefits	$3,021,000	2,915
Premises and equipment expense	$359,000	3,509
Additional noninterest expense	$987,000	3,702
Pre-tax net operating income	$6,305,000	1,767
Securities gains (losses)	$0	2,062
Applicable income taxes	$807,000	1,760
Income before extraordinary items	$5,498,000	1,763
Extraordinary gains, net	$0	10
Net income	$5,498,000	1,762
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,498,000	1,764
Net charge-offs	$0	2,705
Cash dividends	$3,962,000	963
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$5,498,000	1,730
2021-09-30 (YTD Data)		Rank
Total interest income	$9,542,000	2,144
Total interest expense	$1,404,000	1,470
Net interest income	$8,138,000	2,238
Provision for loan and lease losses	$45,000	2,393
Total noninterest income	$83,000	4,591
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$11,000	4,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,000	4,413
Total noninterest expense	$3,304,000	3,239
Salaries and employee benefits	$2,299,000	2,908
Premises and equipment expense	$256,000	3,616
Additional noninterest expense	$749,000	3,703
Pre-tax net operating income	$4,872,000	1,799
Securities gains (losses)	$0	2,015
Applicable income taxes	$171,000	2,663
Income before extraordinary items	$4,701,000	1,677
Extraordinary gains, net	$0	8
Net income	$4,701,000	1,676
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,701,000	1,677
Net charge-offs	$0	2,463
Cash dividends	$2,759,000	923
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,701,000	1,652
2021-06-30 (YTD Data)		Rank
Total interest income	$6,231,000	2,172
Total interest expense	$968,000	1,501
Net interest income	$5,263,000	2,264
Provision for loan and lease losses	$30,000	2,355
Total noninterest income	$69,000	4,539
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$7,000	4,621
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	4,317
Total noninterest expense	$2,299,000	3,162
Salaries and employee benefits	$1,637,000	2,816
Premises and equipment expense	$169,000	3,634
Additional noninterest expense	$493,000	3,724
Pre-tax net operating income	$3,003,000	1,891
Securities gains (losses)	$0	1,818
Applicable income taxes	$105,000	2,707
Income before extraordinary items	$2,898,000	1,743
Extraordinary gains, net	$0	6
Net income	$2,898,000	1,743
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,898,000	1,743
Net charge-offs	$0	2,245
Cash dividends	$1,667,000	985
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,898,000	1,719
2021-03-31 (YTD Data)		Rank
Total interest income	$3,074,000	2,176
Total interest expense	$492,000	1,541
Net interest income	$2,582,000	2,274
Provision for loan and lease losses	$15,000	2,330
Total noninterest income	$7,000	4,867
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$4,000	4,598
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	4,825
Total noninterest expense	$1,269,000	2,997
Salaries and employee benefits	$952,000	2,581
Premises and equipment expense	$79,000	3,740
Additional noninterest expense	$238,000	3,748
Pre-tax net operating income	$1,305,000	2,041
Securities gains (losses)	$0	1,392
Applicable income taxes	$46,000	2,724
Income before extraordinary items	$1,259,000	1,941
Extraordinary gains, net	$0	3
Net income	$1,259,000	1,940
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,259,000	1,941
Net charge-offs	$0	1,930
Cash dividends	$827,000	868
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,259,000	1,902
2020-12-31 (YTD Data)		Rank
Total interest income	$11,590,000	2,292
Total interest expense	$2,826,000	1,562
Net interest income	$8,764,000	2,466
Provision for loan and lease losses	$591,000	2,080
Total noninterest income	$48,000	4,827
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$13,000	4,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	4,718
Total noninterest expense	$4,150,000	3,309
Salaries and employee benefits	$2,815,000	3,037
Premises and equipment expense	$325,000	3,713
Additional noninterest expense	$1,010,000	3,684
Pre-tax net operating income	$4,071,000	2,046
Securities gains (losses)	$0	2,675
Applicable income taxes	$142,000	2,751
Income before extraordinary items	$3,929,000	1,947
Extraordinary gains, net	$0	4
Net income	$3,929,000	1,946
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,929,000	1,947
Net charge-offs	$0	3,443
Cash dividends	$3,303,000	1,045
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,929,000	1,898
2020-09-30 (YTD Data)		Rank
Total interest income	$8,591,000	2,326
Total interest expense	$2,248,000	1,567
Net interest income	$6,343,000	2,530
Provision for loan and lease losses	$449,000	2,063
Total noninterest income	$50,000	4,786
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$10,000	4,738
Trading account gains and fees	NA	NA
Additional Noninterest Income	$40,000	4,618
Total noninterest expense	$3,158,000	3,280
Salaries and employee benefits	$2,140,000	3,001
Premises and equipment expense	$244,000	3,722
Additional noninterest expense	$774,000	3,651
Pre-tax net operating income	$2,786,000	2,138
Securities gains (losses)	$0	2,494
Applicable income taxes	$98,000	2,810
Income before extraordinary items	$2,688,000	2,047
Extraordinary gains, net	$0	4
Net income	$2,688,000	2,048
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,688,000	2,048
Net charge-offs	$0	3,243
Cash dividends	$2,397,000	970
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,688,000	1,992
2020-06-30 (YTD Data)		Rank
Total interest income	$5,598,000	2,389
Total interest expense	$1,527,000	1,627
Net interest income	$4,071,000	2,607
Provision for loan and lease losses	$297,000	2,086
Total noninterest income	$15,000	4,929
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$7,000	4,746
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,000	4,848
Total noninterest expense	$2,201,000	3,218
Salaries and employee benefits	$1,510,000	2,928
Premises and equipment expense	$160,000	3,748
Additional noninterest expense	$531,000	3,616
Pre-tax net operating income	$1,588,000	2,317
Securities gains (losses)	$0	2,249
Applicable income taxes	$56,000	2,846
Income before extraordinary items	$1,532,000	2,210
Extraordinary gains, net	$0	4
Net income	$1,532,000	2,210
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,532,000	2,210
Net charge-offs	$0	3,033
Cash dividends	$1,842,000	865
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,532,000	2,172
2020-03-31 (YTD Data)		Rank
Total interest income	$2,810,000	2,370
Total interest expense	$775,000	1,725
Net interest income	$2,035,000	2,571
Provision for loan and lease losses	$0	3,711
Total noninterest income	$13,000	4,905
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$4,000	4,794
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,000	4,726
Total noninterest expense	$1,211,000	3,078
Salaries and employee benefits	$855,000	2,730
Premises and equipment expense	$82,000	3,735
Additional noninterest expense	$274,000	3,604
Pre-tax net operating income	$837,000	2,091
Securities gains (losses)	$0	1,705
Applicable income taxes	$29,000	2,715
Income before extraordinary items	$808,000	1,962
Extraordinary gains, net	$0	4
Net income	$808,000	1,962
Minority interest net income	$0	56
Net income of bank and minority interests.	$808,000	1,962
Net charge-offs	$0	2,581
Cash dividends	$1,047,000	787
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$808,000	1,930
2019-12-31 (YTD Data)		Rank
Total interest income	$11,320,000	2,387
Total interest expense	$3,027,000	1,795
Net interest income	$8,293,000	2,559
Provision for loan and lease losses	$0	3,973
Total noninterest income	$3,000	5,120
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$13,000	4,930
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-10,000	5,117
Total noninterest expense	$3,379,000	3,710
Salaries and employee benefits	$2,140,000	3,491
Premises and equipment expense	$326,000	3,781
Additional noninterest expense	$913,000	3,917
Pre-tax net operating income	$4,917,000	1,777
Securities gains (losses)	$0	2,379
Applicable income taxes	$172,000	2,724
Income before extraordinary items	$4,745,000	1,665
Extraordinary gains, net	$0	11
Net income	$4,745,000	1,667
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,745,000	1,667
Net charge-offs	$0	3,726
Cash dividends	$4,362,000	894
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,745,000	1,632
2019-09-30 (YTD Data)		Rank
Total interest income	$8,462,000	2,418
Total interest expense	$2,234,000	1,828
Net interest income	$6,228,000	2,590
Provision for loan and lease losses	$0	3,836
Total noninterest income	$-9,000	5,223
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$9,000	5,018
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-18,000	5,203
Total noninterest expense	$2,524,000	3,747
Salaries and employee benefits	$1,617,000	3,501
Premises and equipment expense	$235,000	3,894
Additional noninterest expense	$672,000	3,972
Pre-tax net operating income	$3,695,000	1,816
Securities gains (losses)	$0	2,167
Applicable income taxes	$129,000	2,796
Income before extraordinary items	$3,566,000	1,688
Extraordinary gains, net	$0	11
Net income	$3,566,000	1,690
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,566,000	1,690
Net charge-offs	$0	3,455
Cash dividends	$3,186,000	841
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,566,000	1,654
2019-06-30 (YTD Data)		Rank
Total interest income	$5,525,000	2,444
Total interest expense	$1,427,000	1,865
Net interest income	$4,098,000	2,616
Provision for loan and lease losses	$0	3,685
Total noninterest income	$30,000	5,064
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$6,000	5,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	4,836
Total noninterest expense	$1,694,000	3,768
Salaries and employee benefits	$1,106,000	3,480
Premises and equipment expense	$147,000	4,008
Additional noninterest expense	$441,000	4,033
Pre-tax net operating income	$2,434,000	1,826
Securities gains (losses)	$0	1,702
Applicable income taxes	$85,000	2,793
Income before extraordinary items	$2,349,000	1,679
Extraordinary gains, net	$0	11
Net income	$2,349,000	1,679
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,349,000	1,679
Net charge-offs	$0	3,172
Cash dividends	$2,169,000	818
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,349,000	1,654
2019-03-31 (YTD Data)		Rank
Total interest income	$2,708,000	2,474
Total interest expense	$656,000	1,933
Net interest income	$2,052,000	2,631
Provision for loan and lease losses	$0	3,406
Total noninterest income	$17,000	5,074
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$4,000	5,050
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,000	4,809
Total noninterest expense	$864,000	3,760
Salaries and employee benefits	$592,000	3,397
Premises and equipment expense	$70,000	4,110
Additional noninterest expense	$202,000	4,182
Pre-tax net operating income	$1,205,000	1,799
Securities gains (losses)	$0	1,087
Applicable income taxes	$42,000	2,752
Income before extraordinary items	$1,163,000	1,666
Extraordinary gains, net	$0	5
Net income	$1,163,000	1,664
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,163,000	1,665
Net charge-offs	$0	2,740
Cash dividends	$1,059,000	781
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,163,000	1,640
2018-12-31 (YTD Data)		Rank
Total interest income	$10,584,000	2,429
Total interest expense	$2,343,000	1,728
Net interest income	$8,241,000	2,594
Provision for loan and lease losses	$0	4,082
Total noninterest income	$79,000	5,098
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$10,000	5,190
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	4,778
Total noninterest expense	$3,162,000	3,916
Salaries and employee benefits	$2,005,000	3,681
Premises and equipment expense	$272,000	4,160
Additional noninterest expense	$885,000	4,067
Pre-tax net operating income	$5,158,000	1,745
Securities gains (losses)	$0	1,125
Applicable income taxes	$181,000	2,739
Income before extraordinary items	$4,977,000	1,588
Extraordinary gains, net	$0	6
Net income	$4,977,000	1,587
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,977,000	1,587
Net charge-offs	$0	3,782
Cash dividends	$4,825,000	767
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,977,000	1,580
2018-09-30 (YTD Data)		Rank
Total interest income	$8,012,000	2,409
Total interest expense	$1,730,000	1,674
Net interest income	$6,282,000	2,573
Provision for loan and lease losses	$0	3,948
Total noninterest income	$52,000	5,212
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$7,000	5,262
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	4,902
Total noninterest expense	$2,421,000	3,901
Salaries and employee benefits	$1,581,000	3,596
Premises and equipment expense	$202,000	4,217
Additional noninterest expense	$638,000	4,163
Pre-tax net operating income	$3,913,000	1,739
Securities gains (losses)	$0	1,118
Applicable income taxes	$137,000	2,806
Income before extraordinary items	$3,776,000	1,594
Extraordinary gains, net	$0	5
Net income	$3,776,000	1,593
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,776,000	1,593
Net charge-offs	$0	3,489
Cash dividends	$3,320,000	735
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,776,000	1,581
2018-06-30 (YTD Data)		Rank
Total interest income	$5,142,000	2,451
Total interest expense	$1,114,000	1,638
Net interest income	$4,028,000	2,639
Provision for loan and lease losses	$0	3,782
Total noninterest income	$30,000	5,307
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$4,000	5,332
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	5,007
Total noninterest expense	$1,640,000	3,907
Salaries and employee benefits	$1,116,000	3,514
Premises and equipment expense	$132,000	4,269
Additional noninterest expense	$392,000	4,297
Pre-tax net operating income	$2,418,000	1,820
Securities gains (losses)	$0	961
Applicable income taxes	$85,000	2,829
Income before extraordinary items	$2,333,000	1,669
Extraordinary gains, net	$0	6
Net income	$2,333,000	1,668
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,333,000	1,668
Net charge-offs	$0	3,209
Cash dividends	$2,067,000	738
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,333,000	1,654
2018-03-31 (YTD Data)		Rank
Total interest income	$2,486,000	2,510
Total interest expense	$516,000	1,673
Net interest income	$1,970,000	2,683
Provision for loan and lease losses	$0	3,508
Total noninterest income	$15,000	5,356
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$2,000	5,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,000	5,026
Total noninterest expense	$906,000	3,743
Salaries and employee benefits	$649,000	3,260
Premises and equipment expense	$65,000	4,338
Additional noninterest expense	$192,000	4,372
Pre-tax net operating income	$1,079,000	1,938
Securities gains (losses)	$0	735
Applicable income taxes	$38,000	2,877
Income before extraordinary items	$1,041,000	1,777
Extraordinary gains, net	$0	7
Net income	$1,041,000	1,776
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,041,000	1,777
Net charge-offs	$0	2,722
Cash dividends	$1,050,000	680
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,041,000	1,765
2017-12-31 (YTD Data)		Rank
Total interest income	$9,601,000	2,530
Total interest expense	$1,883,000	1,603
Net interest income	$7,718,000	2,712
Provision for loan and lease losses	$0	4,227
Total noninterest income	$70,000	5,390
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$8,000	5,471
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	5,046
Total noninterest expense	$3,021,000	4,101
Salaries and employee benefits	$2,038,000	3,718
Premises and equipment expense	$270,000	4,323
Additional noninterest expense	$713,000	4,558
Pre-tax net operating income	$4,767,000	1,787
Securities gains (losses)	$0	2,243
Applicable income taxes	$167,000	3,066
Income before extraordinary items	$4,600,000	1,437
Extraordinary gains, net	$0	9
Net income	$4,600,000	1,436
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,600,000	1,437
Net charge-offs	$0	4,128
Cash dividends	$4,224,000	785
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,600,000	1,420
2017-09-30 (YTD Data)		Rank
Total interest income	$7,129,000	2,553
Total interest expense	$1,391,000	1,611
Net interest income	$5,738,000	2,740
Provision for loan and lease losses	$0	4,088
Total noninterest income	$52,000	5,473
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$6,000	5,525
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	5,131
Total noninterest expense	$2,303,000	4,093
Salaries and employee benefits	$1,563,000	3,686
Premises and equipment expense	$202,000	4,359
Additional noninterest expense	$538,000	4,581
Pre-tax net operating income	$3,487,000	1,838
Securities gains (losses)	$0	2,274
Applicable income taxes	$122,000	3,064
Income before extraordinary items	$3,365,000	1,574
Extraordinary gains, net	$0	9
Net income	$3,365,000	1,573
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,365,000	1,574
Net charge-offs	$0	3,796
Cash dividends	$2,724,000	826
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,365,000	1,552
2017-06-30 (YTD Data)		Rank
Total interest income	$4,690,000	2,564
Total interest expense	$911,000	1,593
Net interest income	$3,779,000	2,747
Provision for loan and lease losses	$0	3,871
Total noninterest income	$39,000	5,474
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$4,000	5,568
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	5,076
Total noninterest expense	$1,601,000	4,038
Salaries and employee benefits	$1,114,000	3,578
Premises and equipment expense	$134,000	4,388
Additional noninterest expense	$353,000	4,631
Pre-tax net operating income	$2,217,000	1,875
Securities gains (losses)	$0	1,906
Applicable income taxes	$78,000	3,076
Income before extraordinary items	$2,139,000	1,610
Extraordinary gains, net	$0	11
Net income	$2,139,000	1,610
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,139,000	1,610
Net charge-offs	$0	3,512
Cash dividends	$1,704,000	875
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,139,000	1,591
2017-03-31 (YTD Data)		Rank
Total interest income	$2,293,000	2,608
Total interest expense	$445,000	1,604
Net interest income	$1,848,000	2,793
Provision for loan and lease losses	$0	3,537
Total noninterest income	$24,000	5,437
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$2,000	5,612
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	4,979
Total noninterest expense	$876,000	3,885
Salaries and employee benefits	$633,000	3,373
Premises and equipment expense	$68,000	4,413
Additional noninterest expense	$175,000	4,701
Pre-tax net operating income	$996,000	1,966
Securities gains (losses)	$0	1,153
Applicable income taxes	$35,000	3,088
Income before extraordinary items	$961,000	1,723
Extraordinary gains, net	$0	8
Net income	$961,000	1,722
Minority interest net income	$0	55
Net income of bank and minority interests.	$961,000	1,723
Net charge-offs	$0	2,943
Cash dividends	$924,000	789
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$961,000	1,707
2016-12-31 (YTD Data)		Rank
Total interest income	$8,612,000	2,708
Total interest expense	$1,592,000	1,725
Net interest income	$7,020,000	2,877
Provision for loan and lease losses	$202,000	2,426
Total noninterest income	$1,000	5,849
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$8,000	5,692
Trading account gains and fees	$0	170
Additional Noninterest Income	$-7,000	5,826
Total noninterest expense	$2,992,000	4,244
Salaries and employee benefits	$2,001,000	3,823
Premises and equipment expense	$277,000	4,444
Additional noninterest expense	$714,000	4,741
Pre-tax net operating income	$3,827,000	1,994
Securities gains (losses)	$0	3,212
Applicable income taxes	$134,000	3,160
Income before extraordinary items	$3,693,000	1,765
Extraordinary gains, net	$0	5
Net income	$3,693,000	1,764
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,693,000	1,764
Net charge-offs	$-126,000	5,572
Cash dividends	$2,882,000	1,062
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,693,000	1,726
2016-09-30 (YTD Data)		Rank
Total interest income	$6,304,000	2,754
Total interest expense	$1,177,000	1,744
Net interest income	$5,127,000	2,947
Provision for loan and lease losses	$202,000	2,032
Total noninterest income	$-17,000	5,944
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$6,000	5,755
Trading account gains and fees	$0	169
Additional Noninterest Income	$-23,000	5,925
Total noninterest expense	$2,279,000	4,218
Salaries and employee benefits	$1,551,000	3,762
Premises and equipment expense	$205,000	4,483
Additional noninterest expense	$523,000	4,808
Pre-tax net operating income	$2,629,000	2,168
Securities gains (losses)	$0	3,160
Applicable income taxes	$92,000	3,264
Income before extraordinary items	$2,537,000	1,924
Extraordinary gains, net	$0	5
Net income	$2,537,000	1,924
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,537,000	1,924
Net charge-offs	$0	3,952
Cash dividends	$2,209,000	947
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,537,000	1,866
2016-06-30 (YTD Data)		Rank
Total interest income	$4,201,000	2,770
Total interest expense	$796,000	1,710
Net interest income	$3,405,000	2,959
Provision for loan and lease losses	$135,000	2,026
Total noninterest income	$40,000	5,711
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$5,000	5,802
Trading account gains and fees	$0	157
Additional Noninterest Income	$35,000	5,269
Total noninterest expense	$1,552,000	4,198
Salaries and employee benefits	$1,071,000	3,728
Premises and equipment expense	$136,000	4,536
Additional noninterest expense	$345,000	4,881
Pre-tax net operating income	$1,758,000	2,144
Securities gains (losses)	$0	2,835
Applicable income taxes	$62,000	3,269
Income before extraordinary items	$1,696,000	1,906
Extraordinary gains, net	$0	16
Net income	$1,696,000	1,905
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,696,000	1,905
Net charge-offs	$0	3,689
Cash dividends	$1,441,000	993
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,696,000	1,850
2016-03-31 (YTD Data)		Rank
Total interest income	$2,042,000	2,822
Total interest expense	$407,000	1,667
Net interest income	$1,635,000	3,049
Provision for loan and lease losses	$67,000	1,899
Total noninterest income	$23,000	5,691
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$2,000	5,864
Trading account gains and fees	$0	142
Additional Noninterest Income	$21,000	5,191
Total noninterest expense	$827,000	4,113
Salaries and employee benefits	$589,000	3,565
Premises and equipment expense	$70,000	4,504
Additional noninterest expense	$168,000	4,962
Pre-tax net operating income	$764,000	2,334
Securities gains (losses)	$0	2,077
Applicable income taxes	$27,000	3,344
Income before extraordinary items	$737,000	2,128
Extraordinary gains, net	$0	12
Net income	$737,000	2,128
Minority interest net income	$0	62
Net income of bank and minority interests.	$737,000	2,128
Net charge-offs	$0	3,094
Cash dividends	$852,000	844
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$737,000	2,069
2015-12-31 (YTD Data)		Rank
Total interest income	$7,594,000	2,943
Total interest expense	$1,647,000	1,639
Net interest income	$5,947,000	3,205
Provision for loan and lease losses	$0	4,380
Total noninterest income	$124,000	5,562
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$6,000	5,975
Trading account gains and fees	$0	159
Additional Noninterest Income	$118,000	4,965
Total noninterest expense	$2,809,000	4,456
Salaries and employee benefits	$1,868,000	4,050
Premises and equipment expense	$276,000	4,612
Additional noninterest expense	$665,000	5,014
Pre-tax net operating income	$3,262,000	2,185
Securities gains (losses)	$-2,000	5,708
Applicable income taxes	$114,000	3,252
Income before extraordinary items	$3,146,000	1,969
Extraordinary gains, net	$0	23
Net income	$3,146,000	1,970
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,146,000	1,971
Net charge-offs	$0	4,462
Cash dividends	$2,379,000	1,190
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,147,940	1,930
2015-09-30 (YTD Data)		Rank
Total interest income	$5,632,000	2,990
Total interest expense	$1,235,000	1,666
Net interest income	$4,397,000	3,262
Provision for loan and lease losses	$0	4,232
Total noninterest income	$81,000	5,732
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$4,000	6,065
Trading account gains and fees	$0	153
Additional Noninterest Income	$77,000	5,109
Total noninterest expense	$2,123,000	4,474
Salaries and employee benefits	$1,422,000	4,027
Premises and equipment expense	$209,000	4,641
Additional noninterest expense	$492,000	5,079
Pre-tax net operating income	$2,355,000	2,286
Securities gains (losses)	$-2,000	5,864
Applicable income taxes	$82,000	3,383
Income before extraordinary items	$2,271,000	2,048
Extraordinary gains, net	$0	21
Net income	$2,271,000	2,049
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,271,000	2,049
Net charge-offs	$0	4,182
Cash dividends	$1,824,000	1,066
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,272,940	1,998
2015-06-30 (YTD Data)		Rank
Total interest income	$3,751,000	2,985
Total interest expense	$849,000	1,626
Net interest income	$2,902,000	3,297
Provision for loan and lease losses	$0	4,069
Total noninterest income	$89,000	5,397
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$3,000	6,120
Trading account gains and fees	$0	157
Additional Noninterest Income	$86,000	4,673
Total noninterest expense	$1,453,000	4,466
Salaries and employee benefits	$995,000	3,960
Premises and equipment expense	$137,000	4,718
Additional noninterest expense	$321,000	5,155
Pre-tax net operating income	$1,538,000	2,300
Securities gains (losses)	$-2,000	5,970
Applicable income taxes	$54,000	3,408
Income before extraordinary items	$1,482,000	2,074
Extraordinary gains, net	$0	22
Net income	$1,482,000	2,076
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,482,000	2,076
Net charge-offs	$0	3,893
Cash dividends	$1,074,000	1,158
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,483,920	2,023
2015-03-31 (YTD Data)		Rank
Total interest income	$1,873,000	2,989
Total interest expense	$430,000	1,616
Net interest income	$1,443,000	3,308
Provision for loan and lease losses	$0	3,703
Total noninterest income	$46,000	5,390
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$2,000	6,149
Trading account gains and fees	$0	152
Additional Noninterest Income	$44,000	4,655
Total noninterest expense	$821,000	4,237
Salaries and employee benefits	$584,000	3,640
Premises and equipment expense	$68,000	4,761
Additional noninterest expense	$169,000	5,099
Pre-tax net operating income	$668,000	2,504
Securities gains (losses)	$-2,000	6,101
Applicable income taxes	$23,000	3,469
Income before extraordinary items	$643,000	2,282
Extraordinary gains, net	$0	13
Net income	$643,000	2,283
Minority interest net income	$0	64
Net income of bank and minority interests.	$643,000	2,283
Net charge-offs	$0	3,288
Cash dividends	$561,000	1,023
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$644,940	2,214
2014-12-31 (YTD Data)		Rank
Total interest income	$6,991,000	3,180
Total interest expense	$1,682,000	1,719
Net interest income	$5,309,000	3,508
Provision for loan and lease losses	$34,000	4,023
Total noninterest income	$246,000	5,224
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$7,000	6,280
Trading account gains and fees	$0	180
Additional Noninterest Income	$239,000	4,316
Total noninterest expense	$2,680,000	4,750
Salaries and employee benefits	$1,722,000	4,321
Premises and equipment expense	$275,000	4,827
Additional noninterest expense	$683,000	5,193
Pre-tax net operating income	$2,841,000	2,355
Securities gains (losses)	$7,000	2,776
Applicable income taxes	$89,000	3,455
Income before extraordinary items	$2,759,000	2,145
Extraordinary gains, net	$0	17
Net income	$2,759,000	2,145
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,759,000	2,144
Net charge-offs	$11,000	4,538
Cash dividends	$1,644,000	1,473
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,752,210	2,103
2014-09-30 (YTD Data)		Rank
Total interest income	$5,168,000	3,247
Total interest expense	$1,250,000	1,749
Net interest income	$3,918,000	3,569
Provision for loan and lease losses	$0	4,401
Total noninterest income	$234,000	5,003
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$6,000	6,343
Trading account gains and fees	$0	174
Additional Noninterest Income	$228,000	4,035
Total noninterest expense	$2,029,000	4,752
Salaries and employee benefits	$1,305,000	4,305
Premises and equipment expense	$207,000	4,877
Additional noninterest expense	$517,000	5,215
Pre-tax net operating income	$2,123,000	2,420
Securities gains (losses)	$0	2,980
Applicable income taxes	$64,000	3,544
Income before extraordinary items	$2,059,000	2,178
Extraordinary gains, net	$0	15
Net income	$2,059,000	2,178
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,059,000	2,177
Net charge-offs	$11,000	4,115
Cash dividends	$1,140,000	1,415
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,059,000	2,129
2014-06-30 (YTD Data)		Rank
Total interest income	$3,392,000	3,291
Total interest expense	$822,000	1,797
Net interest income	$2,570,000	3,609
Provision for loan and lease losses	$0	4,196
Total noninterest income	$52,000	6,076
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$4,000	6,395
Trading account gains and fees	$0	172
Additional Noninterest Income	$48,000	5,379
Total noninterest expense	$1,372,000	4,743
Salaries and employee benefits	$883,000	4,299
Premises and equipment expense	$138,000	4,908
Additional noninterest expense	$351,000	5,212
Pre-tax net operating income	$1,250,000	2,571
Securities gains (losses)	$0	2,580
Applicable income taxes	$44,000	3,500
Income before extraordinary items	$1,206,000	2,332
Extraordinary gains, net	$0	20
Net income	$1,206,000	2,336
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,206,000	2,336
Net charge-offs	$11,000	3,690
Cash dividends	$788,000	1,393
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,206,000	2,284
2014-03-31 (YTD Data)		Rank
Total interest income	$1,629,000	3,396
Total interest expense	$403,000	1,848
Net interest income	$1,226,000	3,734
Provision for loan and lease losses	$0	3,817
Total noninterest income	$-11,000	6,644
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$2,000	6,442
Trading account gains and fees	$0	147
Additional Noninterest Income	$-13,000	6,581
Total noninterest expense	$694,000	4,755
Salaries and employee benefits	$456,000	4,275
Premises and equipment expense	$71,000	4,911
Additional noninterest expense	$167,000	5,335
Pre-tax net operating income	$521,000	2,819
Securities gains (losses)	$0	1,715
Applicable income taxes	$18,000	3,565
Income before extraordinary items	$503,000	2,557
Extraordinary gains, net	$0	16
Net income	$503,000	2,560
Minority interest net income	$0	66
Net income of bank and minority interests.	$503,000	2,560
Net charge-offs	$0	3,660
Cash dividends	$296,000	1,478
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$503,000	2,507
2013-12-31 (YTD Data)		Rank
Total interest income	$6,911,000	3,279
Total interest expense	$1,832,000	1,841
Net interest income	$5,079,000	3,673
Provision for loan and lease losses	$0	5,091
Total noninterest income	$278,000	5,228
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$9,000	6,537
Trading account gains and fees	$0	184
Additional Noninterest Income	$269,000	4,230
Total noninterest expense	$2,995,000	4,608
Salaries and employee benefits	$1,716,000	4,433
Premises and equipment expense	$346,000	4,539
Additional noninterest expense	$933,000	4,727
Pre-tax net operating income	$2,362,000	2,552
Securities gains (losses)	$0	3,182
Applicable income taxes	$56,000	3,715
Income before extraordinary items	$2,306,000	2,337
Extraordinary gains, net	$0	29
Net income	$2,306,000	2,341
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,306,000	2,340
Net charge-offs	$244,000	2,794
Cash dividends	$1,791,000	1,313
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,306,000	2,290
2013-09-30 (YTD Data)		Rank
Total interest income	$5,251,000	3,282
Total interest expense	$1,409,000	1,845
Net interest income	$3,842,000	3,669
Provision for loan and lease losses	$0	4,941
Total noninterest income	$260,000	5,025
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$7,000	6,601
Trading account gains and fees	$0	180
Additional Noninterest Income	$253,000	4,007
Total noninterest expense	$2,349,000	4,532
Salaries and employee benefits	$1,352,000	4,329
Premises and equipment expense	$275,000	4,458
Additional noninterest expense	$722,000	4,693
Pre-tax net operating income	$1,753,000	2,660
Securities gains (losses)	$0	3,040
Applicable income taxes	$41,000	3,810
Income before extraordinary items	$1,712,000	2,393
Extraordinary gains, net	$0	25
Net income	$1,712,000	2,397
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,712,000	2,397
Net charge-offs	$244,000	2,345
Cash dividends	$1,285,000	1,209
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,712,000	2,331
2013-06-30 (YTD Data)		Rank
Total interest income	$3,525,000	3,267
Total interest expense	$958,000	1,852
Net interest income	$2,567,000	3,660
Provision for loan and lease losses	$0	4,788
Total noninterest income	$171,000	5,064
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$5,000	6,642
Trading account gains and fees	$0	157
Additional Noninterest Income	$166,000	4,071
Total noninterest expense	$1,677,000	4,400
Salaries and employee benefits	$950,000	4,233
Premises and equipment expense	$201,000	4,254
Additional noninterest expense	$526,000	4,516
Pre-tax net operating income	$1,061,000	2,775
Securities gains (losses)	$0	2,791
Applicable income taxes	$24,000	3,862
Income before extraordinary items	$1,037,000	2,568
Extraordinary gains, net	$0	22
Net income	$1,037,000	2,573
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,037,000	2,573
Net charge-offs	$169,000	2,261
Cash dividends	$337,000	2,092
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,037,000	2,465
2013-03-31 (YTD Data)		Rank
Total interest income	$1,730,000	3,340
Total interest expense	$488,000	1,870
Net interest income	$1,242,000	3,753
Provision for loan and lease losses	$0	4,409
Total noninterest income	$64,000	5,454
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$3,000	6,676
Trading account gains and fees	$0	148
Additional Noninterest Income	$61,000	4,468
Total noninterest expense	$846,000	4,420
Salaries and employee benefits	$515,000	4,088
Premises and equipment expense	$126,000	3,789
Additional noninterest expense	$205,000	5,093
Pre-tax net operating income	$460,000	3,026
Securities gains (losses)	$0	1,966
Applicable income taxes	$10,000	3,924
Income before extraordinary items	$450,000	2,797
Extraordinary gains, net	$0	10
Net income	$450,000	2,800
Minority interest net income	$0	76
Net income of bank and minority interests.	$450,000	2,799
Net charge-offs	$169,000	1,495
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$450,000	2,712
2012-12-31 (YTD Data)		Rank
Total interest income	$8,145,000	3,056
Total interest expense	$2,364,000	1,845
Net interest income	$5,781,000	3,460
Provision for loan and lease losses	$0	5,905
Total noninterest income	$564,000	4,277
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$18,000	6,691
Trading account gains and fees	$0	166
Additional Noninterest Income	$546,000	3,230
Total noninterest expense	$3,218,000	4,567
Salaries and employee benefits	$1,839,000	4,343
Premises and equipment expense	$401,000	4,306
Additional noninterest expense	$978,000	4,849
Pre-tax net operating income	$3,127,000	2,014
Securities gains (losses)	$0	3,810
Applicable income taxes	$63,000	3,778
Income before extraordinary items	$3,064,000	1,828
Extraordinary gains, net	$0	29
Net income	$3,064,000	1,827
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,064,000	1,828
Net charge-offs	$245,000	3,549
Cash dividends	$2,520,000	998
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,064,000	1,727
2012-09-30 (YTD Data)		Rank
Total interest income	$6,296,000	3,047
Total interest expense	$1,804,000	1,889
Net interest income	$4,492,000	3,433
Provision for loan and lease losses	$0	5,790
Total noninterest income	$816,000	3,130
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$14,000	6,771
Trading account gains and fees	$0	157
Additional Noninterest Income	$802,000	2,271
Total noninterest expense	$2,669,000	4,360
Salaries and employee benefits	$1,402,000	4,314
Premises and equipment expense	$294,000	4,402
Additional noninterest expense	$973,000	4,173
Pre-tax net operating income	$2,639,000	1,882
Securities gains (losses)	$0	3,575
Applicable income taxes	$52,000	3,766
Income before extraordinary items	$2,587,000	1,700
Extraordinary gains, net	$0	20
Net income	$2,587,000	1,699
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,587,000	1,701
Net charge-offs	$247,000	3,061
Cash dividends	$1,350,000	1,070
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,587,000	1,593
2012-06-30 (YTD Data)		Rank
Total interest income	$4,323,000	2,997
Total interest expense	$1,225,000	1,923
Net interest income	$3,098,000	3,355
Provision for loan and lease losses	$0	5,619
Total noninterest income	$429,000	3,526
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$10,000	6,796
Trading account gains and fees	$0	153
Additional Noninterest Income	$419,000	2,579
Total noninterest expense	$1,716,000	4,482
Salaries and employee benefits	$987,000	4,208
Premises and equipment expense	$196,000	4,417
Additional noninterest expense	$533,000	4,684
Pre-tax net operating income	$1,811,000	1,815
Securities gains (losses)	$0	3,178
Applicable income taxes	$37,000	3,716
Income before extraordinary items	$1,774,000	1,642
Extraordinary gains, net	$0	19
Net income	$1,774,000	1,641
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,774,000	1,642
Net charge-offs	$247,000	2,514
Cash dividends	$1,080,000	911
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,774,000	1,559
2012-03-31 (YTD Data)		Rank
Total interest income	$2,127,000	3,063
Total interest expense	$622,000	1,975
Net interest income	$1,505,000	3,449
Provision for loan and lease losses	$0	5,254
Total noninterest income	$231,000	3,375
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$6,000	6,762
Trading account gains and fees	$0	148
Additional Noninterest Income	$225,000	2,491
Total noninterest expense	$922,000	4,314
Salaries and employee benefits	$528,000	4,070
Premises and equipment expense	$98,000	4,443
Additional noninterest expense	$296,000	4,416
Pre-tax net operating income	$814,000	1,996
Securities gains (losses)	$0	2,210
Applicable income taxes	$15,000	3,807
Income before extraordinary items	$799,000	1,800
Extraordinary gains, net	$0	19
Net income	$799,000	1,801
Minority interest net income	$0	78
Net income of bank and minority interests.	$799,000	1,801
Net charge-offs	$0	4,730
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$799,000	1,701
2011-12-31 (YTD Data)		Rank
Total interest income	$9,256,000	2,962
Total interest expense	$2,996,000	1,965
Net interest income	$6,260,000	3,350
Provision for loan and lease losses	$396,000	3,774
Total noninterest income	$410,000	4,746
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$18,000	6,762
Trading account gains and fees	$0	146
Additional Noninterest Income	$392,000	3,470
Total noninterest expense	$3,414,000	4,544
Salaries and employee benefits	$1,793,000	4,453
Premises and equipment expense	$422,000	4,442
Additional noninterest expense	$1,199,000	4,448
Pre-tax net operating income	$2,860,000	1,925
Securities gains (losses)	$0	3,838
Applicable income taxes	$39,000	3,856
Income before extraordinary items	$2,821,000	1,705
Extraordinary gains, net	$0	29
Net income	$2,821,000	1,705
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,821,000	1,706
Net charge-offs	$954,000	2,416
Cash dividends	$730,000	1,986
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,821,000	1,622
2011-09-30 (YTD Data)		Rank
Total interest income	$7,156,000	2,906
Total interest expense	$2,326,000	1,973
Net interest income	$4,830,000	3,303
Provision for loan and lease losses	$396,000	3,244
Total noninterest income	$252,000	5,101
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$10,000	6,865
Trading account gains and fees	$0	145
Additional Noninterest Income	$242,000	3,803
Total noninterest expense	$2,578,000	4,531
Salaries and employee benefits	$1,385,000	4,375
Premises and equipment expense	$317,000	4,495
Additional noninterest expense	$876,000	4,534
Pre-tax net operating income	$2,108,000	2,002
Securities gains (losses)	$0	3,555
Applicable income taxes	$28,000	3,907
Income before extraordinary items	$2,080,000	1,779
Extraordinary gains, net	$0	21
Net income	$2,080,000	1,779
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,080,000	1,779
Net charge-offs	$396,000	2,923
Cash dividends	$540,000	1,726
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,080,000	1,697
2011-06-30 (YTD Data)		Rank
Total interest income	$4,883,000	2,870
Total interest expense	$1,608,000	1,975
Net interest income	$3,275,000	3,270
Provision for loan and lease losses	$231,000	3,356
Total noninterest income	$135,000	5,478
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$2,000	7,019
Trading account gains and fees	$0	153
Additional Noninterest Income	$133,000	4,152
Total noninterest expense	$1,781,000	4,491
Salaries and employee benefits	$958,000	4,314
Premises and equipment expense	$227,000	4,368
Additional noninterest expense	$596,000	4,547
Pre-tax net operating income	$1,398,000	1,998
Securities gains (losses)	$0	2,914
Applicable income taxes	$19,000	3,849
Income before extraordinary items	$1,379,000	1,732
Extraordinary gains, net	$0	15
Net income	$1,379,000	1,732
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,379,000	1,732
Net charge-offs	$231,000	2,964
Cash dividends	$320,000	1,858
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,379,000	1,665
2011-03-31 (YTD Data)		Rank
Total interest income	$2,419,000	2,907
Total interest expense	$830,000	1,991
Net interest income	$1,589,000	3,326
Provision for loan and lease losses	$153,000	2,729
Total noninterest income	$55,000	5,823
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$1,000	7,020
Trading account gains and fees	$0	158
Additional Noninterest Income	$54,000	4,538
Total noninterest expense	$867,000	4,576
Salaries and employee benefits	$503,000	4,213
Premises and equipment expense	$119,000	4,293
Additional noninterest expense	$245,000	5,053
Pre-tax net operating income	$624,000	2,157
Securities gains (losses)	$0	1,772
Applicable income taxes	$7,000	3,925
Income before extraordinary items	$617,000	1,878
Extraordinary gains, net	$0	9
Net income	$617,000	1,877
Minority interest net income	$0	86
Net income of bank and minority interests.	$617,000	1,878
Net charge-offs	$153,000	2,341
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$617,000	1,825
2010-12-31 (YTD Data)		Rank
Total interest income	$10,718,000	2,779
Total interest expense	$4,109,000	1,948
Net interest income	$6,609,000	3,229
Provision for loan and lease losses	$544,000	4,005
Total noninterest income	$624,000	4,153
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,000	6,780
Trading account gains and fees	$0	175
Additional Noninterest Income	$622,000	2,858
Total noninterest expense	$3,392,000	4,679
Salaries and employee benefits	$1,824,000	4,485
Premises and equipment expense	$473,000	4,331
Additional noninterest expense	$1,095,000	4,850
Pre-tax net operating income	$3,297,000	1,489
Securities gains (losses)	$0	3,793
Applicable income taxes	$58,000	3,557
Income before extraordinary items	$3,239,000	1,318
Extraordinary gains, net	$0	29
Net income	$3,239,000	1,319
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,239,000	1,320
Net charge-offs	$630,000	3,330
Cash dividends	$940,000	1,566
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,239,000	1,272
2010-09-30 (YTD Data)		Rank
Total interest income	$8,122,000	2,811
Total interest expense	$3,167,000	1,976
Net interest income	$4,955,000	3,267
Provision for loan and lease losses	$364,000	4,051
Total noninterest income	$305,000	5,023
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$2,000	6,867
Trading account gains and fees	$0	165
Additional Noninterest Income	$303,000	3,544
Total noninterest expense	$2,471,000	4,772
Salaries and employee benefits	$1,369,000	4,517
Premises and equipment expense	$351,000	4,424
Additional noninterest expense	$751,000	5,085
Pre-tax net operating income	$2,425,000	1,627
Securities gains (losses)	$0	3,651
Applicable income taxes	$42,000	3,653
Income before extraordinary items	$2,383,000	1,394
Extraordinary gains, net	$0	23
Net income	$2,383,000	1,397
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,383,000	1,398
Net charge-offs	$539,000	2,970
Cash dividends	$640,000	1,495
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,383,000	1,338
2010-06-30 (YTD Data)		Rank
Total interest income	$5,490,000	2,807
Total interest expense	$2,144,000	2,023
Net interest income	$3,346,000	3,218
Provision for loan and lease losses	$150,000	4,587
Total noninterest income	$274,000	4,450
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$1,000	6,923
Trading account gains and fees	$0	152
Additional Noninterest Income	$273,000	2,993
Total noninterest expense	$1,652,000	4,767
Salaries and employee benefits	$931,000	4,486
Premises and equipment expense	$236,000	4,419
Additional noninterest expense	$485,000	5,168
Pre-tax net operating income	$1,818,000	1,429
Securities gains (losses)	$0	3,184
Applicable income taxes	$35,000	3,503
Income before extraordinary items	$1,783,000	1,246
Extraordinary gains, net	$0	19
Net income	$1,783,000	1,247
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,783,000	1,247
Net charge-offs	$247,000	3,292
Cash dividends	$640,000	1,075
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,783,000	1,205
2010-03-31 (YTD Data)		Rank
Total interest income	$2,780,000	2,838
Total interest expense	$1,090,000	2,088
Net interest income	$1,690,000	3,224
Provision for loan and lease losses	$0	6,552
Total noninterest income	$66,000	5,727
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$1,000	6,994
Trading account gains and fees	$0	175
Additional Noninterest Income	$65,000	4,256
Total noninterest expense	$831,000	4,799
Salaries and employee benefits	$490,000	4,411
Premises and equipment expense	$120,000	4,460
Additional noninterest expense	$221,000	5,451
Pre-tax net operating income	$925,000	1,410
Securities gains (losses)	$0	2,284
Applicable income taxes	$18,000	3,501
Income before extraordinary items	$907,000	1,203
Extraordinary gains, net	$0	16
Net income	$907,000	1,206
Minority interest net income	$0	91
Net income of bank and minority interests.	$907,000	1,205
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$907,000	1,177
2009-12-31 (YTD Data)		Rank
Total interest income	$11,530,000	2,860
Total interest expense	$5,347,000	2,130
Net interest income	$6,183,000	3,380
Provision for loan and lease losses	$415,000	4,824
Total noninterest income	$831,000	3,698
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,000	7,098
Trading account gains and fees	$0	211
Additional Noninterest Income	$830,000	2,401
Total noninterest expense	$3,265,000	4,933
Salaries and employee benefits	$1,807,000	4,659
Premises and equipment expense	$474,000	4,517
Additional noninterest expense	$984,000	5,283
Pre-tax net operating income	$3,334,000	1,214
Securities gains (losses)	$0	3,754
Applicable income taxes	$27,000	3,547
Income before extraordinary items	$3,307,000	1,021
Extraordinary gains, net	$0	34
Net income	$3,307,000	1,019
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,307,000	1,020
Net charge-offs	$0	7,246
Cash dividends	$2,150,000	846
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,307,000	1,020
2009-09-30 (YTD Data)		Rank
Total interest income	$8,530,000	2,930
Total interest expense	$4,127,000	2,161
Net interest income	$4,403,000	3,527
Provision for loan and lease losses	$231,000	4,949
Total noninterest income	$607,000	3,820
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,000	7,158
Trading account gains and fees	$0	212
Additional Noninterest Income	$606,000	2,505
Total noninterest expense	$2,503,000	4,880
Salaries and employee benefits	$1,435,000	4,516
Premises and equipment expense	$356,000	4,565
Additional noninterest expense	$712,000	5,364
Pre-tax net operating income	$2,276,000	1,409
Securities gains (losses)	$0	3,497
Applicable income taxes	$12,000	3,988
Income before extraordinary items	$2,264,000	1,188
Extraordinary gains, net	$0	27
Net income	$2,264,000	1,188
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,264,000	1,188
Net charge-offs	$0	6,987
Cash dividends	$1,440,000	907
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,264,000	1,173
2009-06-30 (YTD Data)		Rank
Total interest income	$5,798,000	2,913
Total interest expense	$2,795,000	2,220
Net interest income	$3,003,000	3,453
Provision for loan and lease losses	$154,000	4,712
Total noninterest income	$361,000	4,049
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$0	7,241
Trading account gains and fees	$0	193
Additional Noninterest Income	$361,000	2,702
Total noninterest expense	$1,647,000	4,962
Salaries and employee benefits	$986,000	4,479
Premises and equipment expense	$239,000	4,576
Additional noninterest expense	$422,000	5,689
Pre-tax net operating income	$1,563,000	1,470
Securities gains (losses)	$0	3,136
Applicable income taxes	$10,000	4,008
Income before extraordinary items	$1,553,000	1,212
Extraordinary gains, net	$0	21
Net income	$1,553,000	1,210
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,553,000	1,211
Net charge-offs	$0	6,628
Cash dividends	$1,140,000	794
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,553,000	1,181
2009-03-31 (YTD Data)		Rank
Total interest income	$2,663,000	3,173
Total interest expense	$1,403,000	2,277
Net interest income	$1,260,000	3,910
Provision for loan and lease losses	$144,000	3,393
Total noninterest income	$224,000	3,600
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$0	7,262
Trading account gains and fees	$0	171
Additional Noninterest Income	$224,000	2,356
Total noninterest expense	$844,000	4,791
Salaries and employee benefits	$524,000	4,319
Premises and equipment expense	$122,000	4,572
Additional noninterest expense	$198,000	5,626
Pre-tax net operating income	$496,000	2,394
Securities gains (losses)	$0	2,434
Applicable income taxes	$-5,000	7,129
Income before extraordinary items	$501,000	2,134
Extraordinary gains, net	$0	15
Net income	$501,000	2,133
Minority interest net income	$0	102
Net income of bank and minority interests.	$501,000	2,135
Net charge-offs	$0	5,728
Cash dividends	$1,000,000	426
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$501,000	1,998
2008-12-31 (YTD Data)		Rank
Total interest income	$11,947,000	3,060
Total interest expense	$5,927,000	2,548
Net interest income	$6,020,000	3,471
Provision for loan and lease losses	$-100,000	8,256
Total noninterest income	$1,071,000	3,269
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$0	7,335
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,071,000	2,032
Total noninterest expense	$2,855,000	5,276
Salaries and employee benefits	$1,807,000	4,776
Premises and equipment expense	$426,000	4,919
Additional noninterest expense	$622,000	6,144
Pre-tax net operating income	$4,336,000	1,261
Securities gains (losses)	$0	3,220
Applicable income taxes	$88,000	3,476
Income before extraordinary items	$4,248,000	962
Extraordinary gains, net	$0	39
Net income	$4,248,000	962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,039
Cash dividends	$2,105,000	1,278
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,248,000	1,041
2008-09-30 (YTD Data)		Rank
Total interest income	$9,124,000	3,067
Total interest expense	$4,524,000	2,598
Net interest income	$4,600,000	3,442
Provision for loan and lease losses	$-100,000	8,328
Total noninterest income	$660,000	3,762
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$0	7,386
Trading account gains and fees	$0	148
Additional Noninterest Income	$660,000	2,402
Total noninterest expense	$2,209,000	5,164
Salaries and employee benefits	$1,446,000	4,599
Premises and equipment expense	$322,000	4,908
Additional noninterest expense	$441,000	6,231
Pre-tax net operating income	$3,151,000	1,551
Securities gains (losses)	$0	3,106
Applicable income taxes	$74,000	3,836
Income before extraordinary items	$3,077,000	1,202
Extraordinary gains, net	$0	31
Net income	$3,077,000	1,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$600,000	2,477
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,077,000	1,271
2008-06-30 (YTD Data)		Rank
Total interest income	$6,287,000	3,014
Total interest expense	$3,121,000	2,612
Net interest income	$3,166,000	3,347
Provision for loan and lease losses	$-96,000	8,395
Total noninterest income	$440,000	3,798
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$0	7,428
Trading account gains and fees	$0	149
Additional Noninterest Income	$440,000	2,437
Total noninterest expense	$1,486,000	5,159
Salaries and employee benefits	$995,000	4,531
Premises and equipment expense	$210,000	5,004
Additional noninterest expense	$281,000	6,347
Pre-tax net operating income	$2,216,000	1,535
Securities gains (losses)	$0	3,233
Applicable income taxes	$68,000	3,821
Income before extraordinary items	$2,148,000	1,282
Extraordinary gains, net	$0	21
Net income	$2,148,000	1,283
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$300,000	2,935
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,148,000	1,259
2008-03-31 (YTD Data)		Rank
Total interest income	$3,151,000	3,085
Total interest expense	$1,622,000	2,682
Net interest income	$1,529,000	3,436
Provision for loan and lease losses	$-30,000	8,406
Total noninterest income	$220,000	3,798
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$0	7,431
Trading account gains and fees	$0	158
Additional Noninterest Income	$220,000	2,435
Total noninterest expense	$801,000	4,929
Salaries and employee benefits	$539,000	4,284
Premises and equipment expense	$107,000	4,968
Additional noninterest expense	$155,000	6,092
Pre-tax net operating income	$978,000	1,824
Securities gains (losses)	$0	2,688
Applicable income taxes	$34,000	3,939
Income before extraordinary items	$944,000	1,584
Extraordinary gains, net	$0	15
Net income	$944,000	1,586
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$944,000	1,527
2007-12-31 (YTD Data)		Rank
Total interest income	$14,114,000	2,839
Total interest expense	$6,946,000	2,650
Net interest income	$7,168,000	3,039
Provision for loan and lease losses	$-49,000	8,310
Total noninterest income	$230,000	6,533
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$0	7,508
Trading account gains and fees	$0	178
Additional Noninterest Income	$230,000	4,774
Total noninterest expense	$2,745,000	5,299
Salaries and employee benefits	$1,991,000	4,396
Premises and equipment expense	$223,000	6,509
Additional noninterest expense	$531,000	6,431
Pre-tax net operating income	$4,702,000	1,735
Securities gains (losses)	$0	2,146
Applicable income taxes	$165,000	4,045
Income before extraordinary items	$4,537,000	1,423
Extraordinary gains, net	$0	39
Net income	$4,537,000	1,423
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$10,010,000	413
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,537,000	1,406
2007-09-30 (YTD Data)		Rank
Total interest income	$10,764,000	2,800
Total interest expense	$5,248,000	2,620
Net interest income	$5,516,000	2,971
Provision for loan and lease losses	$-11,000	8,305
Total noninterest income	$10,000	8,337
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$0	7,525
Trading account gains and fees	$0	184
Additional Noninterest Income	$10,000	8,023
Total noninterest expense	$1,982,000	5,385
Salaries and employee benefits	$1,469,000	4,437
Premises and equipment expense	$124,000	7,066
Additional noninterest expense	$389,000	6,467
Pre-tax net operating income	$3,555,000	1,831
Securities gains (losses)	$0	1,655
Applicable income taxes	$124,000	4,242
Income before extraordinary items	$3,431,000	1,482
Extraordinary gains, net	$0	33
Net income	$3,431,000	1,480
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$8,900,000	355
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,431,000	1,472
2007-06-30 (YTD Data)		Rank
Total interest income	$7,314,000	2,751
Total interest expense	$3,498,000	2,620
Net interest income	$3,816,000	2,877
Provision for loan and lease losses	$-6,000	8,337
Total noninterest income	$8,000	8,392
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$0	7,560
Trading account gains and fees	$0	168
Additional Noninterest Income	$8,000	8,008
Total noninterest expense	$1,344,000	5,371
Salaries and employee benefits	$998,000	4,416
Premises and equipment expense	$87,000	7,002
Additional noninterest expense	$259,000	6,499
Pre-tax net operating income	$2,486,000	1,820
Securities gains (losses)	$0	1,444
Applicable income taxes	$87,000	4,261
Income before extraordinary items	$2,399,000	1,458
Extraordinary gains, net	$0	29
Net income	$2,399,000	1,456
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$3,400,000	589
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,399,000	1,441
2007-03-31 (YTD Data)		Rank
Total interest income	$3,679,000	2,737
Total interest expense	$1,774,000	2,575
Net interest income	$1,905,000	2,874
Provision for loan and lease losses	$21,000	4,310
Total noninterest income	$1,000	8,512
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$0	7,573
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,000	8,340
Total noninterest expense	$688,000	5,309
Salaries and employee benefits	$503,000	4,417
Premises and equipment expense	$45,000	6,985
Additional noninterest expense	$140,000	6,307
Pre-tax net operating income	$1,197,000	1,868
Securities gains (losses)	$0	1,187
Applicable income taxes	$42,000	4,302
Income before extraordinary items	$1,155,000	1,499
Extraordinary gains, net	$0	22
Net income	$1,155,000	1,500
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,155,000	1,489
2006-12-31 (YTD Data)		Rank
Total interest income	$15,365,000	2,501
Total interest expense	$6,517,000	2,416
Net interest income	$8,848,000	2,551
Provision for loan and lease losses	$-177,000	8,526
Total noninterest income	$9,000	8,496
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$0	7,634
Trading account gains and fees	$0	130
Additional Noninterest Income	$9,000	8,284
Total noninterest expense	$2,575,000	5,389
Salaries and employee benefits	$1,866,000	4,503
Premises and equipment expense	$154,000	7,211
Additional noninterest expense	$555,000	6,280
Pre-tax net operating income	$6,459,000	1,502
Securities gains (losses)	$5,000	1,264
Applicable income taxes	$226,000	4,166
Income before extraordinary items	$6,238,000	1,183
Extraordinary gains, net	$0	51
Net income	$6,238,000	1,184
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$6,364,000	569
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$6,233,150	1,172
2006-09-30 (YTD Data)		Rank
Total interest income	$11,477,000	2,500
Total interest expense	$4,779,000	2,410
Net interest income	$6,698,000	2,563
Provision for loan and lease losses	$-190,000	8,619
Total noninterest income	$7,000	8,574
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$0	7,682
Trading account gains and fees	$0	126
Additional Noninterest Income	$7,000	8,342
Total noninterest expense	$1,942,000	5,354
Salaries and employee benefits	$1,453,000	4,348
Premises and equipment expense	$117,000	7,214
Additional noninterest expense	$372,000	6,557
Pre-tax net operating income	$4,953,000	1,519
Securities gains (losses)	$3,000	1,123
Applicable income taxes	$173,000	4,325
Income before extraordinary items	$4,783,000	1,187
Extraordinary gains, net	$0	45
Net income	$4,783,000	1,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$4,031,000	625
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$4,780,090	1,178
2006-06-30 (YTD Data)		Rank
Total interest income	$7,562,000	2,489
Total interest expense	$3,112,000	2,358
Net interest income	$4,450,000	2,565
Provision for loan and lease losses	$-80,000	8,617
Total noninterest income	$6,000	8,600
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$0	7,707
Trading account gains and fees	$0	126
Additional Noninterest Income	$6,000	8,317
Total noninterest expense	$1,329,000	5,289
Salaries and employee benefits	$995,000	4,278
Premises and equipment expense	$80,000	7,182
Additional noninterest expense	$254,000	6,531
Pre-tax net operating income	$3,207,000	1,560
Securities gains (losses)	$0	1,185
Applicable income taxes	$112,000	4,385
Income before extraordinary items	$3,095,000	1,211
Extraordinary gains, net	$0	39
Net income	$3,095,000	1,212
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$1,350,000	1,135
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$3,095,000	1,195
2006-03-31 (YTD Data)		Rank
Total interest income	$3,684,000	2,501
Total interest expense	$1,507,000	2,329
Net interest income	$2,177,000	2,596
Provision for loan and lease losses	$27,000	4,199
Total noninterest income	$4,000	8,590
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$0	7,698
Trading account gains and fees	$0	115
Additional Noninterest Income	$4,000	8,174
Total noninterest expense	$699,000	5,137
Salaries and employee benefits	$528,000	4,134
Premises and equipment expense	$41,000	7,158
Additional noninterest expense	$130,000	6,458
Pre-tax net operating income	$1,455,000	1,664
Securities gains (losses)	$0	955
Applicable income taxes	$51,000	4,470
Income before extraordinary items	$1,404,000	1,302
Extraordinary gains, net	$0	21
Net income	$1,404,000	1,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,404,000	1,285
2005-12-31 (YTD Data)		Rank
Total interest income	$13,847,000	2,384
Total interest expense	$4,956,000	2,210
Net interest income	$8,891,000	2,457
Provision for loan and lease losses	$74,000	5,234
Total noninterest income	$5,000	8,707
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$0	7,759
Trading account gains and fees	$0	138
Additional Noninterest Income	$5,000	8,545
Total noninterest expense	$2,486,000	5,395
Salaries and employee benefits	$1,863,000	4,358
Premises and equipment expense	$181,000	6,935
Additional noninterest expense	$442,000	6,871
Pre-tax net operating income	$6,336,000	1,514
Securities gains (losses)	$0	2,296
Applicable income taxes	$222,000	4,528
Income before extraordinary items	$6,114,000	1,182
Extraordinary gains, net	$0	46
Net income	$6,114,000	1,181
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$4,499,000	733
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$6,114,000	1,161
2005-09-30 (YTD Data)		Rank
Total interest income	$10,033,000	2,410
Total interest expense	$3,522,000	2,201
Net interest income	$6,511,000	2,492
Provision for loan and lease losses	$104,000	4,117
Total noninterest income	$3,000	8,768
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$0	7,794
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,000	8,618
Total noninterest expense	$1,859,000	5,379
Salaries and employee benefits	$1,380,000	4,365
Premises and equipment expense	$136,000	6,922
Additional noninterest expense	$343,000	6,787
Pre-tax net operating income	$4,551,000	1,571
Securities gains (losses)	$0	2,317
Applicable income taxes	$159,000	4,750
Income before extraordinary items	$4,392,000	1,239
Extraordinary gains, net	$0	35
Net income	$4,392,000	1,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$2,098,000	1,019
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$4,392,000	1,209
2005-06-30 (YTD Data)		Rank
Total interest income	$6,444,000	2,441
Total interest expense	$2,180,000	2,242
Net interest income	$4,264,000	2,512
Provision for loan and lease losses	$110,000	3,223
Total noninterest income	$2,000	8,770
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$0	7,790
Trading account gains and fees	$0	116
Additional Noninterest Income	$2,000	8,611
Total noninterest expense	$1,258,000	5,312
Salaries and employee benefits	$932,000	4,297
Premises and equipment expense	$92,000	6,876
Additional noninterest expense	$234,000	6,726
Pre-tax net operating income	$2,898,000	1,612
Securities gains (losses)	$0	2,146
Applicable income taxes	$101,000	4,803
Income before extraordinary items	$2,797,000	1,264
Extraordinary gains, net	$0	30
Net income	$2,797,000	1,266
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$1,440,000	976
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,797,000	1,238
2005-03-31 (YTD Data)		Rank
Total interest income	$3,153,000	2,456
Total interest expense	$1,010,000	2,316
Net interest income	$2,143,000	2,494
Provision for loan and lease losses	$61,000	2,818
Total noninterest income	$1,000	8,826
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$0	7,845
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,000	8,675
Total noninterest expense	$666,000	5,176
Salaries and employee benefits	$494,000	4,130
Premises and equipment expense	$46,000	6,938
Additional noninterest expense	$126,000	6,535
Pre-tax net operating income	$1,417,000	1,597
Securities gains (losses)	$0	1,685
Applicable income taxes	$50,000	4,748
Income before extraordinary items	$1,367,000	1,267
Extraordinary gains, net	$0	24
Net income	$1,367,000	1,269
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,367,000	1,243
2004-12-31 (YTD Data)		Rank
Total interest income	$10,883,000	2,617
Total interest expense	$3,454,000	2,325
Net interest income	$7,429,000	2,726
Provision for loan and lease losses	$337,000	2,691
Total noninterest income	$13,000	8,823
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$0	7,912
Trading account gains and fees	$0	138
Additional Noninterest Income	$13,000	8,436
Total noninterest expense	$2,394,000	5,448
Salaries and employee benefits	$1,758,000	4,409
Premises and equipment expense	$163,000	7,196
Additional noninterest expense	$473,000	6,718
Pre-tax net operating income	$4,711,000	1,784
Securities gains (losses)	$0	3,819
Applicable income taxes	$71,000	5,805
Income before extraordinary items	$4,640,000	1,389
Extraordinary gains, net	$0	34
Net income	$4,640,000	1,390
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$2,195,000	1,250
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,640,000	1,351
2004-09-30 (YTD Data)		Rank
Total interest income	$7,973,000	2,642
Total interest expense	$2,498,000	2,365
Net interest income	$5,475,000	2,750
Provision for loan and lease losses	$305,000	2,238
Total noninterest income	$18,000	8,822
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$0	7,933
Trading account gains and fees	$0	134
Additional Noninterest Income	$18,000	8,138
Total noninterest expense	$1,755,000	5,478
Salaries and employee benefits	$1,279,000	4,467
Premises and equipment expense	$125,000	7,120
Additional noninterest expense	$351,000	6,713
Pre-tax net operating income	$3,433,000	1,833
Securities gains (losses)	$0	3,710
Applicable income taxes	$52,000	5,934
Income before extraordinary items	$3,381,000	1,459
Extraordinary gains, net	$0	26
Net income	$3,381,000	1,460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$1,006,000	1,698
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,381,000	1,414
2004-06-30 (YTD Data)		Rank
Total interest income	$5,249,000	2,661
Total interest expense	$1,624,000	2,386
Net interest income	$3,625,000	2,753
Provision for loan and lease losses	$192,000	2,280
Total noninterest income	$4,000	8,974
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$0	7,979
Trading account gains and fees	$0	130
Additional Noninterest Income	$4,000	8,694
Total noninterest expense	$1,162,000	5,536
Salaries and employee benefits	$868,000	4,440
Premises and equipment expense	$81,000	7,205
Additional noninterest expense	$213,000	6,992
Pre-tax net operating income	$2,275,000	1,845
Securities gains (losses)	$0	3,413
Applicable income taxes	$37,000	5,892
Income before extraordinary items	$2,238,000	1,443
Extraordinary gains, net	$0	21
Net income	$2,238,000	1,444
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$421,000	2,383
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,238,000	1,390
2004-03-31 (YTD Data)		Rank
Total interest income	$2,535,000	2,754
Total interest expense	$811,000	2,411
Net interest income	$1,724,000	2,886
Provision for loan and lease losses	$106,000	2,009
Total noninterest income	$1,000	9,027
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$0	7,976
Trading account gains and fees	$0	121
Additional Noninterest Income	$1,000	8,837
Total noninterest expense	$601,000	5,444
Salaries and employee benefits	$444,000	4,392
Premises and equipment expense	$43,000	7,106
Additional noninterest expense	$114,000	6,822
Pre-tax net operating income	$1,018,000	1,973
Securities gains (losses)	$0	2,934
Applicable income taxes	$19,000	5,825
Income before extraordinary items	$999,000	1,598
Extraordinary gains, net	$0	16
Net income	$999,000	1,598
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$999,000	1,508
2003-12-31 (YTD Data)		Rank
Total interest income	$10,667,000	2,654
Total interest expense	$3,765,000	2,355
Net interest income	$6,902,000	2,791
Provision for loan and lease losses	$62,000	5,950
Total noninterest income	$24,000	8,981
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$0	8,063
Trading account gains and fees	$0	160
Additional Noninterest Income	$24,000	8,305
Total noninterest expense	$2,300,000	5,525
Salaries and employee benefits	$1,649,000	4,537
Premises and equipment expense	$171,000	7,127
Additional noninterest expense	$480,000	6,673
Pre-tax net operating income	$4,564,000	1,768
Securities gains (losses)	$0	4,500
Applicable income taxes	$160,000	5,198
Income before extraordinary items	$4,404,000	1,425
Extraordinary gains, net	$0	54
Net income	$4,404,000	1,427
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,810
Cash dividends	$2,973,000	1,011
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,404,000	1,367
2003-09-30 (YTD Data)		Rank
Total interest income	$8,052,000	2,673
Total interest expense	$2,915,000	2,362
Net interest income	$5,137,000	2,822
Provision for loan and lease losses	$-28,000	9,066
Total noninterest income	$21,000	9,032
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$0	8,111
Trading account gains and fees	$0	153
Additional Noninterest Income	$21,000	8,224
Total noninterest expense	$1,736,000	5,472
Salaries and employee benefits	$1,246,000	4,490
Premises and equipment expense	$129,000	7,135
Additional noninterest expense	$361,000	6,638
Pre-tax net operating income	$3,450,000	1,815
Securities gains (losses)	$0	4,204
Applicable income taxes	$121,000	5,356
Income before extraordinary items	$3,329,000	1,477
Extraordinary gains, net	$0	40
Net income	$3,329,000	1,477
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,781
Cash dividends	$1,923,000	1,044
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,329,000	1,397
2003-06-30 (YTD Data)		Rank
Total interest income	$5,342,000	2,713
Total interest expense	$1,999,000	2,374
Net interest income	$3,343,000	2,889
Provision for loan and lease losses	$-35,000	9,140
Total noninterest income	$19,000	8,993
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$0	8,133
Trading account gains and fees	$0	150
Additional Noninterest Income	$19,000	7,898
Total noninterest expense	$1,187,000	5,362
Salaries and employee benefits	$838,000	4,464
Premises and equipment expense	$93,000	6,939
Additional noninterest expense	$256,000	6,459
Pre-tax net operating income	$2,210,000	1,877
Securities gains (losses)	$0	3,782
Applicable income taxes	$77,000	5,454
Income before extraordinary items	$2,133,000	1,531
Extraordinary gains, net	$0	30
Net income	$2,133,000	1,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,828
Cash dividends	$433,000	2,341
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,133,000	1,430
2003-03-31 (YTD Data)		Rank
Total interest income	$2,740,000	2,671
Total interest expense	$1,039,000	2,351
Net interest income	$1,701,000	2,835
Provision for loan and lease losses	$-41,000	9,225
Total noninterest income	$7,000	9,082
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$0	8,142
Trading account gains and fees	$0	134
Additional Noninterest Income	$7,000	8,228
Total noninterest expense	$640,000	5,121
Salaries and employee benefits	$429,000	4,403
Premises and equipment expense	$48,000	6,893
Additional noninterest expense	$163,000	5,663
Pre-tax net operating income	$1,109,000	1,866
Securities gains (losses)	$0	2,891
Applicable income taxes	$39,000	5,433
Income before extraordinary items	$1,070,000	1,513
Extraordinary gains, net	$0	21
Net income	$1,070,000	1,511
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,953
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,070,000	1,420
2002-12-31 (YTD Data)		Rank
Total interest income	$11,504,000	2,653
Total interest expense	$4,741,000	2,352
Net interest income	$6,763,000	2,818
Provision for loan and lease losses	$122,000	5,306
Total noninterest income	$54,000	8,926
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$0	8,205
Trading account gains and fees	$0	153
Additional Noninterest Income	$54,000	7,501
Total noninterest expense	$2,126,000	5,660
Salaries and employee benefits	$1,523,000	4,642
Premises and equipment expense	$186,000	6,955
Additional noninterest expense	$417,000	7,027
Pre-tax net operating income	$4,569,000	1,774
Securities gains (losses)	$0	4,537
Applicable income taxes	$158,000	5,449
Income before extraordinary items	$4,411,000	1,407
Extraordinary gains, net	$0	70
Net income	$4,411,000	1,404
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	8,649
Cash dividends	$2,035,000	1,289
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,411,000	1,364
2001-12-31 (YTD Data)		Rank
Total interest income	$10,689,000	3,132
Total interest expense	$6,030,000	2,653
Net interest income	$4,659,000	3,640
Provision for loan and lease losses	$300,000	3,194
Total noninterest income	$373,000	5,867
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$0	8,399
Trading account gains and fees	$0	177
Additional Noninterest Income	$373,000	3,689
Total noninterest expense	$1,868,000	5,994
Salaries and employee benefits	$1,369,000	4,835
Premises and equipment expense	$166,000	7,273
Additional noninterest expense	$333,000	7,623
Pre-tax net operating income	$2,864,000	2,372
Securities gains (losses)	$3,000	4,114
Applicable income taxes	$100,000	6,010
Income before extraordinary items	$2,767,000	1,895
Extraordinary gains, net	$0	105
Net income	$2,767,000	1,898
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,344
Cash dividends	$2,245,000	1,207
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,764,090	1,821
2000-12-31 (YTD Data)		Rank
Total interest income	$8,902,000	3,754
Total interest expense	$4,814,000	3,435
Net interest income	$4,088,000	4,113
Provision for loan and lease losses	$38,000	6,945
Total noninterest income	$60,000	9,180
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	8,617
Trading account gains and fees	NA	NA
Additional Noninterest Income	$60,000	7,469
Total noninterest expense	$1,857,000	5,952
Salaries and employee benefits	$1,257,000	5,025
Premises and equipment expense	$172,000	7,209
Additional noninterest expense	$428,000	6,944
Pre-tax net operating income	$2,253,000	3,034
Securities gains (losses)	$-1,000	7,406
Applicable income taxes	$79,000	6,804
Income before extraordinary items	$2,173,000	2,350
Extraordinary gains, net	$0	38
Net income	$2,173,000	2,350
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$965,000	2,369
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,173,960	2,363
1999-12-31 (YTD Data)		Rank
Total interest income	$7,356,000	4,219
Total interest expense	$3,569,000	3,972
Net interest income	$3,787,000	4,369
Provision for loan and lease losses	$98,000	5,306
Total noninterest income	$96,000	8,881
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	8,885
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	6,735
Total noninterest expense	$1,741,000	6,208
Salaries and employee benefits	$1,178,000	5,233
Premises and equipment expense	$184,000	7,067
Additional noninterest expense	$379,000	7,450
Pre-tax net operating income	$2,044,000	3,290
Securities gains (losses)	$3,000	2,393
Applicable income taxes	$68,000	7,364
Income before extraordinary items	$1,979,000	2,616
Extraordinary gains, net	$0	35
Net income	$1,979,000	2,616
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$1,865,000	1,447
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,976,090	2,583
1998-12-31 (YTD Data)		Rank
Total interest income	$6,598,000	4,617
Total interest expense	$3,345,000	4,323
Net interest income	$3,253,000	4,853
Provision for loan and lease losses	$148,000	4,215
Total noninterest income	$429,000	5,397
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	9,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$429,000	3,284
Total noninterest expense	$1,765,000	6,088
Salaries and employee benefits	$1,222,000	5,009
Premises and equipment expense	$184,000	6,975
Additional noninterest expense	$359,000	7,584
Pre-tax net operating income	$1,769,000	3,684
Securities gains (losses)	$14,000	2,712
Applicable income taxes	$61,000	8,140
Income before extraordinary items	$1,722,000	2,899
Extraordinary gains, net	$0	32
Net income	$1,722,000	2,900
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$955,000	2,312
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,708,420	2,827
1997-12-31 (YTD Data)		Rank
Total interest income	$5,948,000	5,109
Total interest expense	$3,038,000	4,658
Net interest income	$2,910,000	5,432
Provision for loan and lease losses	$98,000	5,239
Total noninterest income	$168,000	8,315
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	9,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$168,000	5,393
Total noninterest expense	$1,761,000	6,159
Salaries and employee benefits	$1,083,000	5,545
Premises and equipment expense	$164,000	7,495
Additional noninterest expense	$514,000	6,392
Pre-tax net operating income	$1,219,000	5,194
Securities gains (losses)	$1,000	3,559
Applicable income taxes	$258,000	6,177
Income before extraordinary items	$962,000	4,836
Extraordinary gains, net	$0	44
Net income	$962,000	4,836
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$332,000	4,343
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$961,210	4,779
1996-12-31 (YTD Data)		Rank
Total interest income	$5,131,000	5,824
Total interest expense	$2,670,000	5,276
Net interest income	$2,461,000	6,261
Provision for loan and lease losses	$139,000	4,278
Total noninterest income	$148,000	9,035
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	9,915
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	6,013
Total noninterest expense	$1,736,000	6,528
Salaries and employee benefits	$964,000	6,160
Premises and equipment expense	$162,000	7,785
Additional noninterest expense	$610,000	6,299
Pre-tax net operating income	$734,000	6,772
Securities gains (losses)	$13,000	2,310
Applicable income taxes	$357,000	5,258
Income before extraordinary items	$390,000	7,704
Extraordinary gains, net	$0	53
Net income	$390,000	7,703
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,621
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$381,680	7,715
1995-12-31 (YTD Data)		Rank
Total interest income	$4,644,000	6,304
Total interest expense	$2,277,000	5,929
Net interest income	$2,367,000	6,542
Provision for loan and lease losses	$322,000	2,179
Total noninterest income	$69,000	10,984
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	10,339
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	8,396
Total noninterest expense	$1,905,000	6,216
Salaries and employee benefits	$937,000	6,364
Premises and equipment expense	$163,000	7,979
Additional noninterest expense	$805,000	5,230
Pre-tax net operating income	$209,000	10,410
Securities gains (losses)	$4,000	2,936
Applicable income taxes	$89,000	9,408
Income before extraordinary items	$124,000	10,713
Extraordinary gains, net	$0	65
Net income	$124,000	10,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$265,000	2,106
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$121,440	10,707
1994-12-31 (YTD Data)		Rank
Total interest income	$4,545,000	6,099
Total interest expense	$1,818,000	6,021
Net interest income	$2,727,000	6,052
Provision for loan and lease losses	$54,000	5,980
Total noninterest income	$182,000	9,061
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	10,872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$182,000	5,577
Total noninterest expense	$1,848,000	6,572
Salaries and employee benefits	$821,000	7,084
Premises and equipment expense	$191,000	7,628
Additional noninterest expense	$836,000	5,497
Pre-tax net operating income	$1,007,000	5,927
Securities gains (losses)	$0	3,600
Applicable income taxes	$420,000	4,589
Income before extraordinary items	$587,000	6,645
Extraordinary gains, net	$0	249
Net income	$587,000	6,658
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	4,659
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$587,000	6,705
1993-12-31 (YTD Data)		Rank
Total interest income	$4,780,000	6,008
Total interest expense	$2,006,000	5,817
Net interest income	$2,774,000	6,026
Provision for loan and lease losses	$116,000	5,411
Total noninterest income	$104,000	11,221
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	11,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	7,749
Total noninterest expense	$2,493,000	5,292
Salaries and employee benefits	$786,000	7,401
Premises and equipment expense	$181,000	8,115
Additional noninterest expense	$1,526,000	3,461
Pre-tax net operating income	$269,000	10,474
Securities gains (losses)	$0	7,477
Applicable income taxes	$112,000	9,471
Income before extraordinary items	$157,000	11,113
Extraordinary gains, net	$0	3,149
Net income	$157,000	11,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	3,900
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$157,000	10,910
1992-12-31 (YTD Data)		Rank
Total interest income	$5,427,000	5,965
Total interest expense	$2,528,000	5,941
Net interest income	$2,899,000	5,873
Provision for loan and lease losses	$213,000	5,062
Total noninterest income	$81,000	12,253
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	11,764
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	8,805
Total noninterest expense	$1,953,000	6,500
Salaries and employee benefits	$781,000	7,388
Premises and equipment expense	$171,000	8,542
Additional noninterest expense	$1,001,000	5,045
Pre-tax net operating income	$814,000	6,501
Securities gains (losses)	$71,000	3,566
Applicable income taxes	$369,000	5,101
Income before extraordinary items	$516,000	7,189
Extraordinary gains, net	$0	1,422
Net income	$516,000	7,284
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$340,000	3,118
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$470,560	7,217

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.