Heritage Savings and Loan Association of Elk City
| Status: | Inactive as of 08/31/1988 |
| Merger - Assisted | |
| Successor Bank: | Red River Federal Savings and Loan Association |
| Headquarters: | Heritage Savings and Loan Association of Elk City 921 West Third Street Elk City, OK 73644 |
| Established: | 10/22/1979 |
| FDIC Insurance: | 10/22/1979 |
| FDIC Cert: | #31988 |
| Charter Class: | |
| Total Assets: | $80,818,000 |
| Total Deposits: | $90,205,000 |
History
| 1979-10-22 | Institution established: Original name:Heritage Savings and Loan Association | |
| 1988-04-30 | Changed name to Heritage Savings and Loan Association of Elk City | |
| 1988-08-31 | Acquired Home Savings Bank, FA (29013) in LAWTON, OK | |
| 1988-08-31 | Acquired Heritage Savings and Loan Association of Elk City in ELK CITY, OK | |
| 1988-08-31 | Acquired First Federal Savings and Loan Association of Elk City (28648) in ELK CITY, OK | |
| 1988-08-31 | Institution established: Original name:Red River Federal Savings and Loan Association (32605) | |
| 1988-08-31 | Acquired Peoples Federal Savings and Loan Association of Ardmore (28734) in ARDMORE, OK | |
| 1988-08-31 | Failed. Acquired with government financial assistance and subsequently operated as part of Red River Federal Savings and Loan Association (32605) | |
| 1991-04-26 | Institution established: Original name:Red River Federal Savings and Loan Association, F.A. (33392) | |
| 1991-04-26 | Failed, went into receivership, and then became part of Red River Federal Savings and Loan Association, F.A. (33392) | |
| 1991-04-26 | Placed into government conservatorship. | |
| 1992-03-27 | Government conservatorship or bridge bank resolved. | |
| 1992-03-27 | Acquired after government financial assistance and subsequently operated as part of Local Federal Bank, F.S.B. (28542) | |
| 1998-10-09 | Acquired Citizens Bank (22004) in LAWTON, OK | |
| 1998-11-30 | Acquired Local America Bank of Tulsa, A Federal Savings Bank (32602) in TULSA, OK | |
| 1999-03-31 | Changed name to Local Oklahoma Bank, F.S.B. (28542) | |
| 1999-05-11 | Changed organization type to COMMERCIAL BANK | |
| 1999-05-11 | Changed name to Local Oklahoma Bank, National Association (28542) | |
| 1999-05-11 | Changed primary regulatory agency from OFFICE OF THRIFT SUPERVISION to COMPTROLLER OF THE CURRENCY | |
| 1999-05-11 | Reorganized. | |
| 1999-10-15 | Acquired Guthrie Federal Savings Bank (30372) in GUTHRIE, OK | |
| 2002-11-05 | Acquired U.S. National Bank (34605) in MIDWEST CITY, OK | |
| 2003-06-27 | Changed institution class to INSURED COMMERCIAL OR SAVINGS BANKS, STATE, MEMBERS FRS | |
| 2003-06-27 | Changed name to Local Oklahoma Bank (28542) | |
| 2003-06-27 | Changed primary regulatory agency from COMPTROLLER OF THE CURRENCY to FEDERAL RESERVE BOARD | |
| 2004-06-19 | Merged into and subsequently operated as part of International Bank of Commerce (19629) in LAREDO, TX | |
| 2007-03-16 | Acquired Commercial State Bank (1217) in SINTON, TX |