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Heritage Bank of Commerce, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$234,498,000	271
Total interest expense	$48,923,000	392
Net interest income	$185,575,000	238
Provision for loan and lease losses	$749,000	1,007
Total noninterest income	$8,798,000	808
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$4,342,000	304
Trading account gains and fees	$0	123
Additional Noninterest Income	$4,456,000	952
Total noninterest expense	$97,283,000	328
Salaries and employee benefits	$55,471,000	301
Premises and equipment expense	$9,404,000	312
Additional noninterest expense	$4,456,000	952
Pre-tax net operating income	$96,341,000	214
Securities gains (losses)	$0	988
Applicable income taxes	$27,693,000	175
Income before extraordinary items	$68,648,000	223
Extraordinary gains, net	$0	54
Net income	$68,648,000	226
Minority interest net income	$0	88
Net income of bank and minority interests.	$68,648,000	225
Net charge-offs	$303,000	962
Cash dividends	$32,000,000	233
Sale, conversion, retirement of capital stock, net	$600,000	246
Net operating income	$68,648,000	231
2023-09-30 (YTD Data)		Rank
Total interest income	$175,519,000	265
Total interest expense	$32,869,000	403
Net interest income	$142,650,000	237
Provision for loan and lease losses	$460,000	1,048
Total noninterest income	$6,943,000	788
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$3,503,000	285
Trading account gains and fees	$0	125
Additional Noninterest Income	$3,440,000	944
Total noninterest expense	$72,735,000	326
Salaries and employee benefits	$41,858,000	306
Premises and equipment expense	$7,061,000	317
Additional noninterest expense	$3,440,000	944
Pre-tax net operating income	$76,398,000	215
Securities gains (losses)	$0	849
Applicable income taxes	$22,134,000	178
Income before extraordinary items	$54,264,000	223
Extraordinary gains, net	$0	52
Net income	$54,264,000	225
Minority interest net income	$0	81
Net income of bank and minority interests.	$54,264,000	224
Net charge-offs	$270,000	765
Cash dividends	$24,000,000	221
Sale, conversion, retirement of capital stock, net	$449,000	234
Net operating income	$54,264,000	227
2023-06-30 (YTD Data)		Rank
Total interest income	$114,673,000	259
Total interest expense	$17,988,000	431
Net interest income	$96,685,000	232
Provision for loan and lease losses	$292,000	1,083
Total noninterest income	$4,781,000	753
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$2,644,000	251
Trading account gains and fees	$0	112
Additional Noninterest Income	$2,137,000	925
Total noninterest expense	$48,541,000	318
Salaries and employee benefits	$28,062,000	297
Premises and equipment expense	$4,778,000	299
Additional noninterest expense	$2,137,000	924
Pre-tax net operating income	$52,633,000	215
Securities gains (losses)	$0	938
Applicable income taxes	$15,240,000	170
Income before extraordinary items	$37,393,000	224
Extraordinary gains, net	$0	51
Net income	$37,393,000	228
Minority interest net income	$0	81
Net income of bank and minority interests.	$37,393,000	224
Net charge-offs	$1,000	2,309
Cash dividends	$16,000,000	208
Sale, conversion, retirement of capital stock, net	$301,000	220
Net operating income	$37,393,000	227
2023-03-31 (YTD Data)		Rank
Total interest income	$56,296,000	264
Total interest expense	$6,479,000	502
Net interest income	$49,817,000	230
Provision for loan and lease losses	$32,000	1,892
Total noninterest income	$2,743,000	692
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$1,743,000	218
Trading account gains and fees	$0	97
Additional Noninterest Income	$1,000,000	963
Total noninterest expense	$24,502,000	322
Salaries and employee benefits	$14,441,000	300
Premises and equipment expense	$2,377,000	315
Additional noninterest expense	$1,000,000	963
Pre-tax net operating income	$28,026,000	204
Securities gains (losses)	$0	950
Applicable income taxes	$8,094,000	167
Income before extraordinary items	$19,932,000	216
Extraordinary gains, net	$0	4
Net income	$19,932,000	216
Minority interest net income	$0	48
Net income of bank and minority interests.	$19,932,000	216
Net charge-offs	$271,000	377
Cash dividends	$8,000,000	208
Sale, conversion, retirement of capital stock, net	$148,000	203
Net operating income	$19,932,000	220
2022-12-31 (YTD Data)		Rank
Total interest income	$189,012,000	256
Total interest expense	$6,769,000	614
Net interest income	$182,243,000	239
Provision for loan and lease losses	$766,000	967
Total noninterest income	$9,916,000	764
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$4,640,000	303
Trading account gains and fees	$0	116
Additional Noninterest Income	$5,276,000	870
Total noninterest expense	$91,174,000	330
Salaries and employee benefits	$53,785,000	309
Premises and equipment expense	$9,462,000	310
Additional noninterest expense	$5,276,000	870
Pre-tax net operating income	$100,219,000	236
Securities gains (losses)	$0	691
Applicable income taxes	$29,518,000	191
Income before extraordinary items	$70,701,000	254
Extraordinary gains, net	$0	5
Net income	$70,701,000	254
Minority interest net income	$0	63
Net income of bank and minority interests.	$70,701,000	254
Net charge-offs	$-3,456,000	4,699
Cash dividends	$32,000,000	219
Sale, conversion, retirement of capital stock, net	$595,000	299
Net operating income	$70,701,000	257
2022-09-30 (YTD Data)		Rank
Total interest income	$133,788,000	257
Total interest expense	$3,855,000	590
Net interest income	$129,933,000	242
Provision for loan and lease losses	$258,000	1,324
Total noninterest income	$7,177,000	796
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$2,839,000	363
Trading account gains and fees	$0	111
Additional Noninterest Income	$4,338,000	833
Total noninterest expense	$67,595,000	335
Salaries and employee benefits	$40,285,000	312
Premises and equipment expense	$6,987,000	312
Additional noninterest expense	$4,338,000	833
Pre-tax net operating income	$69,257,000	247
Securities gains (losses)	$0	740
Applicable income taxes	$20,404,000	201
Income before extraordinary items	$48,853,000	269
Extraordinary gains, net	$0	4
Net income	$48,853,000	269
Minority interest net income	$0	57
Net income of bank and minority interests.	$48,853,000	269
Net charge-offs	$-3,373,000	4,740
Cash dividends	$24,000,000	207
Sale, conversion, retirement of capital stock, net	$446,000	269
Net operating income	$48,853,000	271
2022-06-30 (YTD Data)		Rank
Total interest income	$83,536,000	255
Total interest expense	$2,260,000	529
Net interest income	$81,276,000	246
Provision for loan and lease losses	$-748,000	4,644
Total noninterest income	$4,484,000	821
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$1,479,000	421
Trading account gains and fees	$0	108
Additional Noninterest Income	$3,005,000	823
Total noninterest expense	$44,682,000	334
Salaries and employee benefits	$26,594,000	309
Premises and equipment expense	$4,620,000	313
Additional noninterest expense	$13,468,000	344
Pre-tax net operating income	$41,826,000	252
Securities gains (losses)	$0	687
Applicable income taxes	$12,114,000	211
Income before extraordinary items	$29,712,000	272
Extraordinary gains, net	$0	4
Net income	$29,712,000	273
Minority interest net income	$0	60
Net income of bank and minority interests.	$29,712,000	272
Net charge-offs	$-2,948,000	4,761
Cash dividends	$16,000,000	198
Sale, conversion, retirement of capital stock, net	$293,000	256
Net operating income	$29,712,000	277
2022-03-31 (YTD Data)		Rank
Total interest income	$39,924,000	259
Total interest expense	$1,115,000	501
Net interest income	$38,809,000	253
Provision for loan and lease losses	$-567,000	4,646
Total noninterest income	$2,442,000	781
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$612,000	481
Trading account gains and fees	$0	103
Additional Noninterest Income	$1,830,000	734
Total noninterest expense	$22,356,000	330
Salaries and employee benefits	$13,463,000	308
Premises and equipment expense	$2,384,000	302
Additional noninterest expense	$6,509,000	353
Pre-tax net operating income	$19,462,000	261
Securities gains (losses)	$0	623
Applicable income taxes	$5,559,000	219
Income before extraordinary items	$13,903,000	276
Extraordinary gains, net	$0	4
Net income	$13,903,000	276
Minority interest net income	$0	50
Net income of bank and minority interests.	$13,903,000	276
Net charge-offs	$-65,000	4,463
Cash dividends	$8,000,000	192
Sale, conversion, retirement of capital stock, net	$149,000	226
Net operating income	$13,903,000	278
2021-12-31 (YTD Data)		Rank
Total interest income	$153,419,000	262
Total interest expense	$4,817,000	560
Net interest income	$148,602,000	255
Provision for loan and lease losses	$-3,134,000	4,634
Total noninterest income	$9,646,000	848
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$2,488,000	458
Trading account gains and fees	$0	132
Additional Noninterest Income	$7,158,000	839
Total noninterest expense	$89,270,000	329
Salaries and employee benefits	$50,220,000	324
Premises and equipment expense	$8,838,000	327
Additional noninterest expense	$30,212,000	323
Pre-tax net operating income	$72,112,000	290
Securities gains (losses)	$0	2,062
Applicable income taxes	$19,985,000	255
Income before extraordinary items	$52,127,000	318
Extraordinary gains, net	$0	10
Net income	$52,127,000	318
Minority interest net income	$0	74
Net income of bank and minority interests.	$52,127,000	318
Net charge-offs	$-2,024,000	4,816
Cash dividends	$32,000,000	223
Sale, conversion, retirement of capital stock, net	$579,000	287
Net operating income	$52,127,000	310
2021-09-30 (YTD Data)		Rank
Total interest income	$113,486,000	264
Total interest expense	$3,553,000	597
Net interest income	$109,933,000	257
Provision for loan and lease losses	$-2,519,000	4,706
Total noninterest income	$6,814,000	918
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,844,000	465
Trading account gains and fees	$0	132
Additional Noninterest Income	$4,970,000	911
Total noninterest expense	$67,971,000	329
Salaries and employee benefits	$37,723,000	324
Premises and equipment expense	$6,523,000	337
Additional noninterest expense	$23,725,000	303
Pre-tax net operating income	$51,295,000	306
Securities gains (losses)	$0	2,015
Applicable income taxes	$14,207,000	267
Income before extraordinary items	$37,088,000	340
Extraordinary gains, net	$0	8
Net income	$37,088,000	339
Minority interest net income	$0	69
Net income of bank and minority interests.	$37,088,000	340
Net charge-offs	$-1,799,000	4,890
Cash dividends	$24,000,000	212
Sale, conversion, retirement of capital stock, net	$428,000	263
Net operating income	$37,088,000	334
2021-06-30 (YTD Data)		Rank
Total interest income	$73,489,000	267
Total interest expense	$2,411,000	614
Net interest income	$71,078,000	259
Provision for loan and lease losses	$-2,005,000	4,747
Total noninterest income	$4,495,000	920
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$1,260,000	445
Trading account gains and fees	$0	133
Additional Noninterest Income	$3,235,000	914
Total noninterest expense	$47,007,000	324
Salaries and employee benefits	$25,625,000	320
Premises and equipment expense	$4,403,000	333
Additional noninterest expense	$16,979,000	288
Pre-tax net operating income	$30,571,000	335
Securities gains (losses)	$0	1,818
Applicable income taxes	$8,231,000	288
Income before extraordinary items	$22,340,000	368
Extraordinary gains, net	$0	6
Net income	$22,340,000	366
Minority interest net income	$0	67
Net income of bank and minority interests.	$22,340,000	368
Net charge-offs	$-1,561,000	4,927
Cash dividends	$16,000,000	195
Sale, conversion, retirement of capital stock, net	$278,000	236
Net operating income	$22,340,000	360
2021-03-31 (YTD Data)		Rank
Total interest income	$36,793,000	270
Total interest expense	$1,232,000	645
Net interest income	$35,561,000	257
Provision for loan and lease losses	$-1,512,000	4,819
Total noninterest income	$2,401,000	878
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$601,000	455
Trading account gains and fees	$0	127
Additional Noninterest Income	$1,800,000	869
Total noninterest expense	$22,147,000	337
Salaries and employee benefits	$13,405,000	310
Premises and equipment expense	$2,209,000	338
Additional noninterest expense	$6,533,000	334
Pre-tax net operating income	$17,327,000	306
Securities gains (losses)	$0	1,392
Applicable income taxes	$4,848,000	264
Income before extraordinary items	$12,479,000	335
Extraordinary gains, net	$0	3
Net income	$12,479,000	334
Minority interest net income	$0	55
Net income of bank and minority interests.	$12,479,000	335
Net charge-offs	$-1,408,000	4,964
Cash dividends	$8,000,000	180
Sale, conversion, retirement of capital stock, net	$132,000	221
Net operating income	$12,479,000	327
2020-12-31 (YTD Data)		Rank
Total interest income	$150,792,000	268
Total interest expense	$6,261,000	767
Net interest income	$144,531,000	246
Provision for loan and lease losses	$13,233,000	279
Total noninterest income	$9,351,000	840
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$2,859,000	402
Trading account gains and fees	$0	133
Additional Noninterest Income	$6,492,000	855
Total noninterest expense	$86,274,000	335
Salaries and employee benefits	$49,587,000	317
Premises and equipment expense	$7,936,000	357
Additional noninterest expense	$28,751,000	323
Pre-tax net operating income	$54,375,000	274
Securities gains (losses)	$277,000	872
Applicable income taxes	$15,397,000	218
Income before extraordinary items	$39,255,000	302
Extraordinary gains, net	$0	4
Net income	$39,255,000	300
Minority interest net income	$0	72
Net income of bank and minority interests.	$39,255,000	302
Net charge-offs	$688,000	815
Cash dividends	$32,000,000	210
Sale, conversion, retirement of capital stock, net	$559,000	258
Net operating income	$39,036,170	297
2020-09-30 (YTD Data)		Rank
Total interest income	$114,554,000	268
Total interest expense	$4,904,000	786
Net interest income	$109,650,000	244
Provision for loan and lease losses	$14,581,000	248
Total noninterest income	$7,271,000	790
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$2,251,000	374
Trading account gains and fees	$0	125
Additional Noninterest Income	$5,020,000	809
Total noninterest expense	$65,512,000	321
Salaries and employee benefits	$37,454,000	313
Premises and equipment expense	$5,792,000	358
Additional noninterest expense	$22,266,000	302
Pre-tax net operating income	$36,828,000	274
Securities gains (losses)	$270,000	764
Applicable income taxes	$10,527,000	215
Income before extraordinary items	$26,571,000	306
Extraordinary gains, net	$0	4
Net income	$26,571,000	304
Minority interest net income	$0	65
Net income of bank and minority interests.	$26,571,000	306
Net charge-offs	$1,014,000	501
Cash dividends	$24,000,000	199
Sale, conversion, retirement of capital stock, net	$423,000	234
Net operating income	$26,357,700	298
2020-06-30 (YTD Data)		Rank
Total interest income	$78,249,000	267
Total interest expense	$3,400,000	809
Net interest income	$74,849,000	242
Provision for loan and lease losses	$14,384,000	223
Total noninterest income	$4,753,000	755
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$1,619,000	352
Trading account gains and fees	$0	123
Additional Noninterest Income	$3,134,000	786
Total noninterest expense	$44,996,000	307
Salaries and employee benefits	$25,731,000	303
Premises and equipment expense	$3,518,000	387
Additional noninterest expense	$15,747,000	287
Pre-tax net operating income	$20,222,000	281
Securities gains (losses)	$270,000	592
Applicable income taxes	$5,981,000	214
Income before extraordinary items	$14,511,000	321
Extraordinary gains, net	$0	4
Net income	$14,511,000	321
Minority interest net income	$0	65
Net income of bank and minority interests.	$14,511,000	321
Net charge-offs	$794,000	451
Cash dividends	$16,000,000	200
Sale, conversion, retirement of capital stock, net	$287,000	220
Net operating income	$14,297,700	316
2020-03-31 (YTD Data)		Rank
Total interest income	$41,058,000	265
Total interest expense	$1,784,000	871
Net interest income	$39,274,000	227
Provision for loan and lease losses	$13,270,000	170
Total noninterest income	$2,976,000	609
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$969,000	349
Trading account gains and fees	$0	106
Additional Noninterest Income	$2,007,000	605
Total noninterest expense	$24,704,000	281
Salaries and employee benefits	$13,820,000	272
Premises and equipment expense	$1,726,000	396
Additional noninterest expense	$9,158,000	248
Pre-tax net operating income	$4,276,000	540
Securities gains (losses)	$100,000	610
Applicable income taxes	$1,351,000	358
Income before extraordinary items	$3,025,000	643
Extraordinary gains, net	$0	4
Net income	$3,025,000	643
Minority interest net income	$0	56
Net income of bank and minority interests.	$3,025,000	643
Net charge-offs	$422,000	416
Cash dividends	$8,000,000	227
Sale, conversion, retirement of capital stock, net	$148,000	204
Net operating income	$2,946,000	642
2019-12-31 (YTD Data)		Rank
Total interest income	$142,896,000	291
Total interest expense	$8,532,000	777
Net interest income	$134,364,000	256
Provision for loan and lease losses	$846,000	1,033
Total noninterest income	$9,228,000	734
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$4,472,000	312
Trading account gains and fees	$0	135
Additional Noninterest Income	$4,756,000	858
Total noninterest expense	$81,817,000	320
Salaries and employee benefits	$49,537,000	294
Premises and equipment expense	$6,572,000	402
Additional noninterest expense	$25,708,000	321
Pre-tax net operating income	$60,929,000	273
Securities gains (losses)	$661,000	298
Applicable income taxes	$17,332,000	233
Income before extraordinary items	$44,258,000	301
Extraordinary gains, net	$0	11
Net income	$44,258,000	302
Minority interest net income	$0	76
Net income of bank and minority interests.	$44,258,000	302
Net charge-offs	$5,409,000	207
Cash dividends	$22,500,000	279
Sale, conversion, retirement of capital stock, net	$640,000	262
Net operating income	$43,735,810	295
2019-09-30 (YTD Data)		Rank
Total interest income	$100,360,000	306
Total interest expense	$5,874,000	847
Net interest income	$94,486,000	271
Provision for loan and lease losses	$-2,377,000	5,236
Total noninterest income	$6,691,000	747
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$3,370,000	312
Trading account gains and fees	$0	129
Additional Noninterest Income	$3,321,000	893
Total noninterest expense	$52,254,000	347
Salaries and employee benefits	$31,085,000	334
Premises and equipment expense	$4,580,000	442
Additional noninterest expense	$16,589,000	357
Pre-tax net operating income	$51,300,000	252
Securities gains (losses)	$878,000	213
Applicable income taxes	$14,789,000	213
Income before extraordinary items	$37,389,000	270
Extraordinary gains, net	$0	11
Net income	$37,389,000	272
Minority interest net income	$0	72
Net income of bank and minority interests.	$37,389,000	272
Net charge-offs	$-424,000	5,178
Cash dividends	$15,500,000	275
Sale, conversion, retirement of capital stock, net	$484,000	233
Net operating income	$36,695,380	271
2019-06-30 (YTD Data)		Rank
Total interest income	$67,052,000	307
Total interest expense	$3,833,000	854
Net interest income	$63,219,000	270
Provision for loan and lease losses	$-1,801,000	5,288
Total noninterest income	$4,542,000	733
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$2,338,000	301
Trading account gains and fees	$0	131
Additional Noninterest Income	$2,204,000	862
Total noninterest expense	$35,057,000	352
Salaries and employee benefits	$20,896,000	330
Premises and equipment expense	$3,050,000	448
Additional noninterest expense	$11,111,000	359
Pre-tax net operating income	$34,505,000	248
Securities gains (losses)	$548,000	209
Applicable income taxes	$9,811,000	209
Income before extraordinary items	$25,242,000	266
Extraordinary gains, net	$0	11
Net income	$25,242,000	268
Minority interest net income	$0	69
Net income of bank and minority interests.	$25,242,000	268
Net charge-offs	$-584,000	5,266
Cash dividends	$10,500,000	267
Sale, conversion, retirement of capital stock, net	$321,000	214
Net operating income	$24,809,080	268
2019-03-31 (YTD Data)		Rank
Total interest income	$33,494,000	306
Total interest expense	$1,836,000	859
Net interest income	$31,658,000	274
Provision for loan and lease losses	$-1,061,000	5,341
Total noninterest income	$2,393,000	676
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$1,161,000	304
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,232,000	783
Total noninterest expense	$17,348,000	355
Salaries and employee benefits	$10,509,000	331
Premises and equipment expense	$1,490,000	456
Additional noninterest expense	$5,349,000	364
Pre-tax net operating income	$17,764,000	241
Securities gains (losses)	$0	1,087
Applicable income taxes	$4,830,000	211
Income before extraordinary items	$12,934,000	259
Extraordinary gains, net	$0	5
Net income	$12,934,000	259
Minority interest net income	$0	52
Net income of bank and minority interests.	$12,934,000	259
Net charge-offs	$-531,000	5,332
Cash dividends	$5,000,000	260
Sale, conversion, retirement of capital stock, net	$166,000	181
Net operating income	$12,934,000	256
2018-12-31 (YTD Data)		Rank
Total interest income	$130,010,000	300
Total interest expense	$5,508,000	851
Net interest income	$124,502,000	273
Provision for loan and lease losses	$7,421,000	204
Total noninterest income	$9,206,000	725
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$4,113,000	349
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,093,000	792
Total noninterest expense	$72,553,000	346
Salaries and employee benefits	$43,743,000	314
Premises and equipment expense	$5,332,000	495
Additional noninterest expense	$23,478,000	346
Pre-tax net operating income	$53,734,000	298
Securities gains (losses)	$266,000	189
Applicable income taxes	$14,839,000	240
Income before extraordinary items	$39,161,000	314
Extraordinary gains, net	$0	6
Net income	$39,161,000	314
Minority interest net income	$0	72
Net income of bank and minority interests.	$39,161,000	314
Net charge-offs	$-769,000	5,343
Cash dividends	$17,000,000	287
Sale, conversion, retirement of capital stock, net	$708,000	269
Net operating income	$38,950,860	318
2018-09-30 (YTD Data)		Rank
Total interest income	$94,586,000	303
Total interest expense	$3,773,000	875
Net interest income	$90,813,000	278
Provision for loan and lease losses	$7,279,000	156
Total noninterest income	$6,798,000	742
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$2,981,000	353
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,817,000	803
Total noninterest expense	$56,259,000	339
Salaries and employee benefits	$34,334,000	308
Premises and equipment expense	$3,865,000	507
Additional noninterest expense	$18,060,000	338
Pre-tax net operating income	$34,073,000	334
Securities gains (losses)	$266,000	179
Applicable income taxes	$9,349,000	266
Income before extraordinary items	$24,990,000	359
Extraordinary gains, net	$0	5
Net income	$24,990,000	359
Minority interest net income	$0	66
Net income of bank and minority interests.	$24,990,000	359
Net charge-offs	$-489,000	5,383
Cash dividends	$13,000,000	262
Sale, conversion, retirement of capital stock, net	$534,000	248
Net operating income	$24,779,860	355
2018-06-30 (YTD Data)		Rank
Total interest income	$59,922,000	311
Total interest expense	$2,197,000	917
Net interest income	$57,725,000	281
Provision for loan and lease losses	$7,704,000	120
Total noninterest income	$4,541,000	741
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$1,874,000	370
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,667,000	779
Total noninterest expense	$39,132,000	334
Salaries and employee benefits	$23,940,000	294
Premises and equipment expense	$2,324,000	550
Additional noninterest expense	$12,868,000	312
Pre-tax net operating income	$15,430,000	423
Securities gains (losses)	$266,000	147
Applicable income taxes	$4,008,000	350
Income before extraordinary items	$11,688,000	454
Extraordinary gains, net	$0	6
Net income	$11,688,000	453
Minority interest net income	$0	65
Net income of bank and minority interests.	$11,688,000	453
Net charge-offs	$698,000	411
Cash dividends	$8,000,000	270
Sale, conversion, retirement of capital stock, net	$351,000	221
Net operating income	$11,477,860	455
2018-03-31 (YTD Data)		Rank
Total interest income	$27,909,000	322
Total interest expense	$958,000	981
Net interest income	$26,951,000	299
Provision for loan and lease losses	$506,000	454
Total noninterest income	$2,094,000	759
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$902,000	380
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,192,000	811
Total noninterest expense	$15,311,000	394
Salaries and employee benefits	$9,466,000	357
Premises and equipment expense	$1,090,000	582
Additional noninterest expense	$4,755,000	392
Pre-tax net operating income	$13,228,000	289
Securities gains (losses)	$87,000	180
Applicable income taxes	$3,601,000	243
Income before extraordinary items	$9,714,000	308
Extraordinary gains, net	$0	7
Net income	$9,714,000	307
Minority interest net income	$0	52
Net income of bank and minority interests.	$9,714,000	308
Net charge-offs	$25,000	1,552
Cash dividends	$4,000,000	238
Sale, conversion, retirement of capital stock, net	$175,000	207
Net operating income	$9,645,270	308
2017-12-31 (YTD Data)		Rank
Total interest income	$107,134,000	312
Total interest expense	$3,993,000	839
Net interest income	$103,141,000	294
Provision for loan and lease losses	$-103,000	5,378
Total noninterest income	$9,281,000	727
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$3,231,000	412
Trading account gains and fees	$0	151
Additional Noninterest Income	$6,050,000	730
Total noninterest expense	$58,468,000	397
Salaries and employee benefits	$35,794,000	361
Premises and equipment expense	$4,507,000	552
Additional noninterest expense	$18,167,000	403
Pre-tax net operating income	$54,057,000	270
Securities gains (losses)	$-6,000	4,997
Applicable income taxes	$27,848,000	209
Income before extraordinary items	$26,203,000	339
Extraordinary gains, net	$0	9
Net income	$26,203,000	339
Minority interest net income	$0	76
Net income of bank and minority interests.	$26,203,000	339
Net charge-offs	$-470,000	5,560
Cash dividends	$16,000,000	272
Sale, conversion, retirement of capital stock, net	$838,000	242
Net operating income	$26,206,840	335
2017-09-30 (YTD Data)		Rank
Total interest income	$78,948,000	319
Total interest expense	$2,869,000	856
Net interest income	$76,079,000	298
Provision for loan and lease losses	$390,000	1,379
Total noninterest income	$6,865,000	743
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$2,410,000	419
Trading account gains and fees	$0	145
Additional Noninterest Income	$4,455,000	748
Total noninterest expense	$43,732,000	401
Salaries and employee benefits	$26,845,000	366
Premises and equipment expense	$3,374,000	557
Additional noninterest expense	$13,513,000	404
Pre-tax net operating income	$38,822,000	281
Securities gains (losses)	$-6,000	5,335
Applicable income taxes	$14,765,000	237
Income before extraordinary items	$24,051,000	313
Extraordinary gains, net	$0	9
Net income	$24,051,000	313
Minority interest net income	$0	71
Net income of bank and minority interests.	$24,051,000	313
Net charge-offs	$-269,000	5,555
Cash dividends	$12,000,000	252
Sale, conversion, retirement of capital stock, net	$639,000	223
Net operating income	$24,054,840	312
2017-06-30 (YTD Data)		Rank
Total interest income	$50,916,000	326
Total interest expense	$1,818,000	867
Net interest income	$49,098,000	310
Provision for loan and lease losses	$275,000	1,291
Total noninterest income	$4,483,000	752
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$1,541,000	430
Trading account gains and fees	$0	139
Additional Noninterest Income	$2,942,000	746
Total noninterest expense	$29,441,000	403
Salaries and employee benefits	$18,069,000	369
Premises and equipment expense	$2,248,000	555
Additional noninterest expense	$9,124,000	403
Pre-tax net operating income	$23,865,000	300
Securities gains (losses)	$-6,000	5,430
Applicable income taxes	$9,069,000	252
Income before extraordinary items	$14,790,000	332
Extraordinary gains, net	$0	11
Net income	$14,790,000	332
Minority interest net income	$0	71
Net income of bank and minority interests.	$14,790,000	332
Net charge-offs	$-33,000	5,165
Cash dividends	$8,000,000	245
Sale, conversion, retirement of capital stock, net	$441,000	203
Net operating income	$14,793,840	330
2017-03-31 (YTD Data)		Rank
Total interest income	$24,758,000	331
Total interest expense	$871,000	877
Net interest income	$23,887,000	315
Provision for loan and lease losses	$321,000	642
Total noninterest income	$2,240,000	737
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$740,000	450
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,500,000	727
Total noninterest expense	$14,759,000	404
Salaries and employee benefits	$9,180,000	368
Premises and equipment expense	$1,052,000	603
Additional noninterest expense	$4,527,000	404
Pre-tax net operating income	$11,047,000	313
Securities gains (losses)	$-6,000	5,606
Applicable income taxes	$4,167,000	271
Income before extraordinary items	$6,874,000	346
Extraordinary gains, net	$0	8
Net income	$6,874,000	345
Minority interest net income	$0	55
Net income of bank and minority interests.	$6,874,000	346
Net charge-offs	$275,000	490
Cash dividends	$4,000,000	232
Sale, conversion, retirement of capital stock, net	$216,000	177
Net operating income	$6,877,840	337
2016-12-31 (YTD Data)		Rank
Total interest income	$94,822,000	328
Total interest expense	$3,200,000	912
Net interest income	$91,622,000	308
Provision for loan and lease losses	$1,237,000	757
Total noninterest income	$10,135,000	689
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$3,116,000	435
Trading account gains and fees	$0	170
Additional Noninterest Income	$7,019,000	666
Total noninterest expense	$55,072,000	424
Salaries and employee benefits	$33,293,000	385
Premises and equipment expense	$4,291,000	580
Additional noninterest expense	$17,488,000	417
Pre-tax net operating income	$45,448,000	278
Securities gains (losses)	$1,099,000	211
Applicable income taxes	$17,650,000	240
Income before extraordinary items	$28,897,000	307
Extraordinary gains, net	$0	5
Net income	$28,897,000	307
Minority interest net income	$0	82
Net income of bank and minority interests.	$28,897,000	307
Net charge-offs	$1,074,000	623
Cash dividends	$18,000,000	224
Sale, conversion, retirement of capital stock, net	$614,000	253
Net operating income	$28,193,640	305
2016-09-30 (YTD Data)		Rank
Total interest income	$70,635,000	326
Total interest expense	$2,333,000	932
Net interest income	$68,302,000	303
Provision for loan and lease losses	$997,000	689
Total noninterest income	$7,864,000	671
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$2,348,000	429
Trading account gains and fees	$0	169
Additional Noninterest Income	$5,516,000	635
Total noninterest expense	$41,454,000	419
Salaries and employee benefits	$25,029,000	385
Premises and equipment expense	$3,213,000	578
Additional noninterest expense	$13,212,000	409
Pre-tax net operating income	$33,715,000	277
Securities gains (losses)	$527,000	366
Applicable income taxes	$12,951,000	242
Income before extraordinary items	$21,291,000	306
Extraordinary gains, net	$0	5
Net income	$21,291,000	307
Minority interest net income	$0	71
Net income of bank and minority interests.	$21,291,000	307
Net charge-offs	$-109,000	5,591
Cash dividends	$14,000,000	214
Sale, conversion, retirement of capital stock, net	$383,000	253
Net operating income	$20,953,720	302
2016-06-30 (YTD Data)		Rank
Total interest income	$46,681,000	327
Total interest expense	$1,507,000	956
Net interest income	$45,174,000	308
Provision for loan and lease losses	$752,000	619
Total noninterest income	$5,632,000	629
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$1,550,000	432
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,082,000	588
Total noninterest expense	$27,815,000	413
Salaries and employee benefits	$17,002,000	376
Premises and equipment expense	$2,115,000	585
Additional noninterest expense	$8,698,000	408
Pre-tax net operating income	$22,239,000	280
Securities gains (losses)	$527,000	272
Applicable income taxes	$8,623,000	239
Income before extraordinary items	$14,143,000	304
Extraordinary gains, net	$0	16
Net income	$14,143,000	304
Minority interest net income	$0	71
Net income of bank and minority interests.	$14,143,000	304
Net charge-offs	$-243,000	5,883
Cash dividends	$10,000,000	204
Sale, conversion, retirement of capital stock, net	$359,000	208
Net operating income	$13,805,720	304
2016-03-31 (YTD Data)		Rank
Total interest income	$23,120,000	321
Total interest expense	$748,000	967
Net interest income	$22,372,000	305
Provision for loan and lease losses	$401,000	548
Total noninterest income	$2,378,000	693
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$767,000	433
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,611,000	675
Total noninterest expense	$14,051,000	412
Salaries and employee benefits	$8,603,000	372
Premises and equipment expense	$1,064,000	597
Additional noninterest expense	$4,384,000	402
Pre-tax net operating income	$10,298,000	286
Securities gains (losses)	$180,000	328
Applicable income taxes	$3,992,000	244
Income before extraordinary items	$6,486,000	314
Extraordinary gains, net	$0	12
Net income	$6,486,000	314
Minority interest net income	$0	62
Net income of bank and minority interests.	$6,486,000	314
Net charge-offs	$-131,000	5,925
Cash dividends	$6,000,000	185
Sale, conversion, retirement of capital stock, net	$178,000	193
Net operating income	$6,370,800	315
2015-12-31 (YTD Data)		Rank
Total interest income	$79,116,000	354
Total interest expense	$2,404,000	1,158
Net interest income	$76,712,000	336
Provision for loan and lease losses	$32,000	3,848
Total noninterest income	$8,076,000	793
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$2,803,000	469
Trading account gains and fees	$0	159
Additional Noninterest Income	$5,273,000	788
Total noninterest expense	$56,074,000	403
Salaries and employee benefits	$33,654,000	368
Premises and equipment expense	$4,389,000	562
Additional noninterest expense	$18,031,000	404
Pre-tax net operating income	$28,682,000	368
Securities gains (losses)	$642,000	292
Applicable income taxes	$11,243,000	290
Income before extraordinary items	$18,081,000	422
Extraordinary gains, net	$0	23
Net income	$18,081,000	422
Minority interest net income	$0	81
Net income of bank and minority interests.	$18,081,000	423
Net charge-offs	$-515,000	6,013
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$1,059,000	218
Net operating income	$17,670,120	422
2015-09-30 (YTD Data)		Rank
Total interest income	$56,149,000	371
Total interest expense	$1,666,000	1,262
Net interest income	$54,483,000	352
Provision for loan and lease losses	$-339,000	6,041
Total noninterest income	$5,958,000	819
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$2,086,000	478
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,872,000	806
Total noninterest expense	$39,541,000	427
Salaries and employee benefits	$25,002,000	374
Premises and equipment expense	$3,101,000	609
Additional noninterest expense	$11,438,000	455
Pre-tax net operating income	$21,239,000	379
Securities gains (losses)	$0	3,031
Applicable income taxes	$8,085,000	312
Income before extraordinary items	$13,154,000	433
Extraordinary gains, net	$0	21
Net income	$13,154,000	432
Minority interest net income	$0	78
Net income of bank and minority interests.	$13,154,000	433
Net charge-offs	$-697,000	6,161
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$642,000	220
Net operating income	$13,154,000	429
2015-06-30 (YTD Data)		Rank
Total interest income	$35,748,000	379
Total interest expense	$1,041,000	1,352
Net interest income	$34,707,000	360
Provision for loan and lease losses	$-38,000	5,989
Total noninterest income	$3,989,000	817
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$1,338,000	487
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,651,000	793
Total noninterest expense	$24,078,000	453
Salaries and employee benefits	$15,232,000	405
Premises and equipment expense	$2,059,000	618
Additional noninterest expense	$6,787,000	509
Pre-tax net operating income	$14,656,000	368
Securities gains (losses)	$0	2,636
Applicable income taxes	$5,502,000	309
Income before extraordinary items	$9,154,000	423
Extraordinary gains, net	$0	22
Net income	$9,154,000	423
Minority interest net income	$0	75
Net income of bank and minority interests.	$9,154,000	423
Net charge-offs	$-416,000	6,187
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$387,000	223
Net operating income	$9,154,000	415
2015-03-31 (YTD Data)		Rank
Total interest income	$17,476,000	385
Total interest expense	$508,000	1,386
Net interest income	$16,968,000	367
Provision for loan and lease losses	$-60,000	6,169
Total noninterest income	$1,940,000	809
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$623,000	515
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,317,000	751
Total noninterest expense	$11,973,000	460
Salaries and employee benefits	$7,780,000	391
Premises and equipment expense	$1,071,000	594
Additional noninterest expense	$3,122,000	543
Pre-tax net operating income	$6,995,000	375
Securities gains (losses)	$0	2,027
Applicable income taxes	$2,605,000	314
Income before extraordinary items	$4,390,000	424
Extraordinary gains, net	$0	13
Net income	$4,390,000	424
Minority interest net income	$0	64
Net income of bank and minority interests.	$4,390,000	424
Net charge-offs	$-235,000	6,263
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$164,000	202
Net operating income	$4,390,000	416
2014-12-31 (YTD Data)		Rank
Total interest income	$59,711,000	428
Total interest expense	$2,185,000	1,333
Net interest income	$57,526,000	402
Provision for loan and lease losses	$-338,000	6,207
Total noninterest income	$7,225,000	842
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$2,519,000	537
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,706,000	793
Total noninterest expense	$42,188,000	497
Salaries and employee benefits	$25,205,000	446
Premises and equipment expense	$4,057,000	612
Additional noninterest expense	$12,926,000	532
Pre-tax net operating income	$22,901,000	412
Securities gains (losses)	$97,000	1,277
Applicable income taxes	$8,384,000	346
Income before extraordinary items	$14,614,000	482
Extraordinary gains, net	$0	17
Net income	$14,614,000	480
Minority interest net income	$0	84
Net income of bank and minority interests.	$14,614,000	481
Net charge-offs	$447,000	1,586
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$703,000	251
Net operating income	$14,551,920	475
2014-09-30 (YTD Data)		Rank
Total interest income	$42,889,000	438
Total interest expense	$1,528,000	1,468
Net interest income	$41,361,000	411
Provision for loan and lease losses	$-231,000	6,293
Total noninterest income	$5,487,000	833
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,897,000	538
Trading account gains and fees	$0	174
Additional Noninterest Income	$3,590,000	784
Total noninterest expense	$30,330,000	510
Salaries and employee benefits	$18,506,000	451
Premises and equipment expense	$2,931,000	628
Additional noninterest expense	$8,893,000	565
Pre-tax net operating income	$16,749,000	420
Securities gains (losses)	$97,000	1,019
Applicable income taxes	$6,160,000	353
Income before extraordinary items	$10,686,000	481
Extraordinary gains, net	$0	15
Net income	$10,686,000	480
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,686,000	481
Net charge-offs	$392,000	1,365
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$478,000	235
Net operating income	$10,623,920	473
2014-06-30 (YTD Data)		Rank
Total interest income	$28,346,000	442
Total interest expense	$1,028,000	1,452
Net interest income	$27,318,000	413
Provision for loan and lease losses	$-208,000	6,419
Total noninterest income	$3,362,000	873
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$1,265,000	535
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,097,000	851
Total noninterest expense	$20,324,000	510
Salaries and employee benefits	$12,531,000	448
Premises and equipment expense	$1,893,000	654
Additional noninterest expense	$5,900,000	565
Pre-tax net operating income	$10,564,000	433
Securities gains (losses)	$50,000	1,166
Applicable income taxes	$3,634,000	382
Income before extraordinary items	$6,980,000	483
Extraordinary gains, net	$0	20
Net income	$6,980,000	482
Minority interest net income	$0	80
Net income of bank and minority interests.	$6,980,000	483
Net charge-offs	$364,000	1,115
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$240,000	266
Net operating income	$6,947,000	478
2014-03-31 (YTD Data)		Rank
Total interest income	$14,061,000	444
Total interest expense	$521,000	1,456
Net interest income	$13,540,000	415
Provision for loan and lease losses	$-10,000	6,404
Total noninterest income	$1,573,000	881
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$620,000	536
Trading account gains and fees	$0	147
Additional Noninterest Income	$953,000	879
Total noninterest expense	$10,053,000	518
Salaries and employee benefits	$5,981,000	467
Premises and equipment expense	$927,000	691
Additional noninterest expense	$3,145,000	531
Pre-tax net operating income	$5,070,000	430
Securities gains (losses)	$50,000	647
Applicable income taxes	$1,754,000	375
Income before extraordinary items	$3,366,000	482
Extraordinary gains, net	$0	16
Net income	$3,366,000	481
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,366,000	482
Net charge-offs	$337,000	661
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$4,000	657
Net operating income	$3,333,000	476
2013-12-31 (YTD Data)		Rank
Total interest income	$53,053,000	463
Total interest expense	$2,371,000	1,436
Net interest income	$50,682,000	431
Provision for loan and lease losses	$-816,000	6,648
Total noninterest income	$5,899,000	1,006
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$2,457,000	557
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,442,000	1,055
Total noninterest expense	$38,633,000	535
Salaries and employee benefits	$22,448,000	487
Premises and equipment expense	$3,966,000	619
Additional noninterest expense	$12,219,000	563
Pre-tax net operating income	$18,764,000	462
Securities gains (losses)	$38,000	1,982
Applicable income taxes	$5,647,000	428
Income before extraordinary items	$13,155,000	514
Extraordinary gains, net	$0	29
Net income	$13,155,000	514
Minority interest net income	$0	90
Net income of bank and minority interests.	$13,155,000	515
Net charge-offs	$-953,000	6,773
Cash dividends	$16,000,000	230
Sale, conversion, retirement of capital stock, net	$564,000	275
Net operating income	$13,128,400	503
2013-09-30 (YTD Data)		Rank
Total interest income	$39,348,000	471
Total interest expense	$1,797,000	1,465
Net interest income	$37,551,000	438
Provision for loan and lease losses	$-804,000	6,765
Total noninterest income	$4,394,000	1,029
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,840,000	559
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,554,000	1,087
Total noninterest expense	$29,233,000	537
Salaries and employee benefits	$16,891,000	487
Premises and equipment expense	$3,020,000	611
Additional noninterest expense	$9,322,000	562
Pre-tax net operating income	$13,516,000	483
Securities gains (losses)	$38,000	1,851
Applicable income taxes	$4,077,000	444
Income before extraordinary items	$9,477,000	549
Extraordinary gains, net	$0	25
Net income	$9,477,000	548
Minority interest net income	$0	84
Net income of bank and minority interests.	$9,477,000	551
Net charge-offs	$-1,119,000	6,861
Cash dividends	$16,000,000	173
Sale, conversion, retirement of capital stock, net	$402,000	252
Net operating income	$9,450,400	535
2013-06-30 (YTD Data)		Rank
Total interest income	$25,779,000	476
Total interest expense	$1,221,000	1,468
Net interest income	$24,558,000	442
Provision for loan and lease losses	$-270,000	6,757
Total noninterest income	$3,086,000	993
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$1,195,000	558
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,891,000	1,029
Total noninterest expense	$19,630,000	533
Salaries and employee benefits	$11,363,000	488
Premises and equipment expense	$2,050,000	604
Additional noninterest expense	$6,217,000	563
Pre-tax net operating income	$8,284,000	510
Securities gains (losses)	$38,000	1,690
Applicable income taxes	$2,396,000	481
Income before extraordinary items	$5,926,000	575
Extraordinary gains, net	$0	22
Net income	$5,926,000	575
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,926,000	577
Net charge-offs	$-585,000	6,897
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$255,000	238
Net operating income	$5,899,020	557
2013-03-31 (YTD Data)		Rank
Total interest income	$12,906,000	477
Total interest expense	$626,000	1,478
Net interest income	$12,280,000	443
Provision for loan and lease losses	$0	4,409
Total noninterest income	$1,479,000	1,034
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$577,000	573
Trading account gains and fees	$0	148
Additional Noninterest Income	$902,000	1,056
Total noninterest expense	$10,148,000	524
Salaries and employee benefits	$5,753,000	490
Premises and equipment expense	$1,043,000	603
Additional noninterest expense	$3,352,000	522
Pre-tax net operating income	$3,611,000	568
Securities gains (losses)	$31,000	1,120
Applicable income taxes	$1,026,000	535
Income before extraordinary items	$2,616,000	626
Extraordinary gains, net	$0	10
Net income	$2,616,000	625
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,616,000	628
Net charge-offs	$-315,000	6,949
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$105,000	235
Net operating income	$2,593,680	602
2012-12-31 (YTD Data)		Rank
Total interest income	$52,844,000	497
Total interest expense	$2,804,000	1,581
Net interest income	$50,040,000	447
Provision for loan and lease losses	$2,784,000	823
Total noninterest income	$6,226,000	975
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$2,333,000	611
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,893,000	983
Total noninterest expense	$36,842,000	564
Salaries and employee benefits	$20,803,000	515
Premises and equipment expense	$3,913,000	613
Additional noninterest expense	$12,126,000	593
Pre-tax net operating income	$16,640,000	484
Securities gains (losses)	$1,560,000	341
Applicable income taxes	$5,489,000	409
Income before extraordinary items	$12,711,000	521
Extraordinary gains, net	$0	29
Net income	$12,711,000	519
Minority interest net income	$0	93
Net income of bank and minority interests.	$12,711,000	521
Net charge-offs	$4,457,000	628
Cash dividends	$45,000,000	124
Sale, conversion, retirement of capital stock, net	$472,000	318
Net operating income	$11,619,000	541
2012-09-30 (YTD Data)		Rank
Total interest income	$39,754,000	497
Total interest expense	$2,148,000	1,624
Net interest income	$37,606,000	453
Provision for loan and lease losses	$2,115,000	809
Total noninterest income	$4,654,000	983
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,766,000	607
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,888,000	962
Total noninterest expense	$27,742,000	564
Salaries and employee benefits	$15,692,000	511
Premises and equipment expense	$2,941,000	611
Additional noninterest expense	$9,109,000	592
Pre-tax net operating income	$12,403,000	497
Securities gains (losses)	$1,164,000	343
Applicable income taxes	$4,078,000	425
Income before extraordinary items	$9,489,000	535
Extraordinary gains, net	$0	20
Net income	$9,489,000	533
Minority interest net income	$0	86
Net income of bank and minority interests.	$9,489,000	535
Net charge-offs	$3,691,000	575
Cash dividends	$45,000,000	83
Sale, conversion, retirement of capital stock, net	$341,000	284
Net operating income	$8,674,200	544
2012-06-30 (YTD Data)		Rank
Total interest income	$26,849,000	500
Total interest expense	$1,457,000	1,651
Net interest income	$25,392,000	445
Provision for loan and lease losses	$915,000	1,177
Total noninterest income	$3,119,000	951
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$1,191,000	603
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,928,000	942
Total noninterest expense	$18,888,000	552
Salaries and employee benefits	$10,582,000	504
Premises and equipment expense	$1,923,000	627
Additional noninterest expense	$6,383,000	574
Pre-tax net operating income	$8,708,000	472
Securities gains (losses)	$59,000	1,939
Applicable income taxes	$2,749,000	416
Income before extraordinary items	$6,018,000	539
Extraordinary gains, net	$0	19
Net income	$6,018,000	539
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,018,000	539
Net charge-offs	$1,592,000	824
Cash dividends	$30,000,000	79
Sale, conversion, retirement of capital stock, net	$223,000	257
Net operating income	$5,977,290	519
2012-03-31 (YTD Data)		Rank
Total interest income	$13,501,000	498
Total interest expense	$717,000	1,736
Net interest income	$12,784,000	444
Provision for loan and lease losses	$100,000	2,838
Total noninterest income	$1,374,000	1,036
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$590,000	602
Trading account gains and fees	$0	148
Additional Noninterest Income	$784,000	1,094
Total noninterest expense	$10,100,000	521
Salaries and employee benefits	$5,439,000	486
Premises and equipment expense	$977,000	611
Additional noninterest expense	$3,684,000	494
Pre-tax net operating income	$3,958,000	509
Securities gains (losses)	$27,000	1,477
Applicable income taxes	$1,246,000	443
Income before extraordinary items	$2,739,000	578
Extraordinary gains, net	$0	19
Net income	$2,739,000	577
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,739,000	579
Net charge-offs	$494,000	1,107
Cash dividends	$30,000,000	45
Sale, conversion, retirement of capital stock, net	$102,000	220
Net operating income	$2,720,370	567
2011-12-31 (YTD Data)		Rank
Total interest income	$52,292,000	518
Total interest expense	$4,014,000	1,513
Net interest income	$48,278,000	453
Provision for loan and lease losses	$4,469,000	860
Total noninterest income	$6,536,000	837
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$2,355,000	623
Trading account gains and fees	$0	146
Additional Noninterest Income	$4,181,000	810
Total noninterest expense	$36,173,000	561
Salaries and employee benefits	$19,600,000	501
Premises and equipment expense	$4,004,000	623
Additional noninterest expense	$12,569,000	580
Pre-tax net operating income	$14,172,000	472
Securities gains (losses)	$459,000	841
Applicable income taxes	$283,000	2,595
Income before extraordinary items	$14,348,000	388
Extraordinary gains, net	$0	29
Net income	$14,348,000	389
Minority interest net income	$0	96
Net income of bank and minority interests.	$14,348,000	389
Net charge-offs	$8,973,000	514
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$494,000	419
Net operating income	$13,898,180	387
2011-09-30 (YTD Data)		Rank
Total interest income	$39,246,000	525
Total interest expense	$3,262,000	1,450
Net interest income	$35,984,000	456
Provision for loan and lease losses	$3,239,000	880
Total noninterest income	$4,878,000	855
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,759,000	633
Trading account gains and fees	$0	145
Additional Noninterest Income	$3,119,000	813
Total noninterest expense	$27,069,000	555
Salaries and employee benefits	$14,757,000	496
Premises and equipment expense	$3,021,000	629
Additional noninterest expense	$9,291,000	579
Pre-tax net operating income	$10,554,000	487
Securities gains (losses)	$0	3,555
Applicable income taxes	$-250,000	7,117
Income before extraordinary items	$10,804,000	391
Extraordinary gains, net	$0	21
Net income	$10,804,000	391
Minority interest net income	$0	87
Net income of bank and minority interests.	$10,804,000	391
Net charge-offs	$7,394,000	451
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$385,000	375
Net operating income	$10,804,000	385
2011-06-30 (YTD Data)		Rank
Total interest income	$26,136,000	536
Total interest expense	$2,408,000	1,368
Net interest income	$23,728,000	463
Provision for loan and lease losses	$1,725,000	1,017
Total noninterest income	$3,675,000	779
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$1,154,000	638
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,521,000	710
Total noninterest expense	$18,417,000	558
Salaries and employee benefits	$9,993,000	493
Premises and equipment expense	$2,029,000	622
Additional noninterest expense	$6,395,000	569
Pre-tax net operating income	$7,261,000	468
Securities gains (losses)	$0	2,914
Applicable income taxes	$2,068,000	450
Income before extraordinary items	$5,193,000	520
Extraordinary gains, net	$0	15
Net income	$5,193,000	519
Minority interest net income	$0	89
Net income of bank and minority interests.	$5,193,000	520
Net charge-offs	$3,762,000	585
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$259,000	283
Net operating income	$5,193,000	505
2011-03-31 (YTD Data)		Rank
Total interest income	$13,031,000	539
Total interest expense	$1,327,000	1,274
Net interest income	$11,704,000	468
Provision for loan and lease losses	$770,000	1,049
Total noninterest income	$1,678,000	831
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$567,000	634
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,111,000	768
Total noninterest expense	$9,577,000	537
Salaries and employee benefits	$5,130,000	492
Premises and equipment expense	$1,019,000	645
Additional noninterest expense	$3,428,000	533
Pre-tax net operating income	$3,035,000	547
Securities gains (losses)	$0	1,772
Applicable income taxes	$526,000	714
Income before extraordinary items	$2,509,000	531
Extraordinary gains, net	$0	9
Net income	$2,509,000	530
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,509,000	531
Net charge-offs	$1,965,000	548
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$115,000	256
Net operating income	$2,509,000	518
2010-12-31 (YTD Data)		Rank
Total interest income	$55,464,000	534
Total interest expense	$8,647,000	966
Net interest income	$46,817,000	464
Provision for loan and lease losses	$26,804,000	281
Total noninterest income	$4,080,000	1,246
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,228,000	670
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,852,000	1,472
Total noninterest expense	$83,306,000	262
Salaries and employee benefits	$20,187,000	485
Premises and equipment expense	$3,997,000	647
Additional noninterest expense	$59,122,000	179
Pre-tax net operating income	$-59,213,000	7,612
Securities gains (losses)	$1,955,000	274
Applicable income taxes	$-5,074,000	7,585
Income before extraordinary items	$-52,184,000	7,608
Extraordinary gains, net	$0	29
Net income	$-52,184,000	7,608
Minority interest net income	$0	111
Net income of bank and minority interests.	$-52,184,000	7,608
Net charge-offs	$30,368,000	235
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$-31,000	7,589
Net operating income	$-53,963,050	7,607
2010-09-30 (YTD Data)		Rank
Total interest income	$42,229,000	526
Total interest expense	$6,895,000	937
Net interest income	$35,334,000	461
Provision for loan and lease losses	$25,754,000	233
Total noninterest income	$2,422,000	1,459
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,664,000	685
Trading account gains and fees	$0	165
Additional Noninterest Income	$758,000	2,142
Total noninterest expense	$74,121,000	220
Salaries and employee benefits	$15,851,000	463
Premises and equipment expense	$2,956,000	651
Additional noninterest expense	$55,314,000	149
Pre-tax net operating income	$-62,119,000	7,730
Securities gains (losses)	$1,492,000	291
Applicable income taxes	$-5,771,000	7,703
Income before extraordinary items	$-54,856,000	7,727
Extraordinary gains, net	$0	23
Net income	$-54,856,000	7,727
Minority interest net income	$0	110
Net income of bank and minority interests.	$-54,856,000	7,727
Net charge-offs	$29,232,000	193
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$762,000	324
Net operating income	$-56,198,800	7,728
2010-06-30 (YTD Data)		Rank
Total interest income	$28,728,000	520
Total interest expense	$4,834,000	922
Net interest income	$23,894,000	459
Provision for loan and lease losses	$23,695,000	187
Total noninterest income	$2,619,000	998
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$1,128,000	682
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,491,000	978
Total noninterest expense	$64,713,000	181
Salaries and employee benefits	$10,838,000	443
Premises and equipment expense	$1,902,000	687
Additional noninterest expense	$51,973,000	113
Pre-tax net operating income	$-61,895,000	7,805
Securities gains (losses)	$0	3,184
Applicable income taxes	$-5,539,000	7,776
Income before extraordinary items	$-56,356,000	7,800
Extraordinary gains, net	$0	19
Net income	$-56,356,000	7,800
Minority interest net income	$0	105
Net income of bank and minority interests.	$-56,356,000	7,800
Net charge-offs	$25,710,000	170
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$511,000	266
Net operating income	$-56,356,000	7,799
2010-03-31 (YTD Data)		Rank
Total interest income	$14,418,000	535
Total interest expense	$2,515,000	936
Net interest income	$11,903,000	465
Provision for loan and lease losses	$5,096,000	370
Total noninterest income	$982,000	1,258
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$548,000	706
Trading account gains and fees	$0	175
Additional Noninterest Income	$434,000	1,431
Total noninterest expense	$10,944,000	477
Salaries and employee benefits	$5,614,000	434
Premises and equipment expense	$941,000	712
Additional noninterest expense	$4,389,000	424
Pre-tax net operating income	$-3,155,000	7,700
Securities gains (losses)	$0	2,284
Applicable income taxes	$-34,000	7,260
Income before extraordinary items	$-3,121,000	7,720
Extraordinary gains, net	$0	16
Net income	$-3,121,000	7,721
Minority interest net income	$0	91
Net income of bank and minority interests.	$-3,121,000	7,721
Net charge-offs	$7,337,000	246
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$223,000	218
Net operating income	$-3,121,000	7,714
2009-12-31 (YTD Data)		Rank
Total interest income	$62,593,000	529
Total interest expense	$14,360,000	811
Net interest income	$48,233,000	443
Provision for loan and lease losses	$33,928,000	332
Total noninterest income	$6,435,000	895
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$2,221,000	763
Trading account gains and fees	$0	211
Additional Noninterest Income	$4,214,000	819
Total noninterest expense	$41,413,000	524
Salaries and employee benefits	$21,858,000	444
Premises and equipment expense	$3,885,000	681
Additional noninterest expense	$15,670,000	533
Pre-tax net operating income	$-20,673,000	7,721
Securities gains (losses)	$231,000	1,445
Applicable income taxes	$-10,599,000	7,869
Income before extraordinary items	$-9,843,000	7,550
Extraordinary gains, net	$0	34
Net income	$-9,843,000	7,549
Minority interest net income	$0	115
Net income of bank and minority interests.	$-9,843,000	7,549
Net charge-offs	$30,167,000	292
Cash dividends	$5,000,000	345
Sale, conversion, retirement of capital stock, net	$1,213,000	401
Net operating income	$-9,990,840	7,562
2009-09-30 (YTD Data)		Rank
Total interest income	$47,618,000	538
Total interest expense	$11,387,000	809
Net interest income	$36,231,000	457
Provision for loan and lease losses	$28,253,000	313
Total noninterest income	$4,674,000	934
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,665,000	755
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,009,000	853
Total noninterest expense	$31,987,000	512
Salaries and employee benefits	$17,014,000	431
Premises and equipment expense	$2,856,000	710
Additional noninterest expense	$12,117,000	495
Pre-tax net operating income	$-19,335,000	7,865
Securities gains (losses)	$-7,000	7,203
Applicable income taxes	$-9,489,000	7,970
Income before extraordinary items	$-9,853,000	7,775
Extraordinary gains, net	$0	27
Net income	$-9,853,000	7,774
Minority interest net income	$0	118
Net income of bank and minority interests.	$-9,853,000	7,775
Net charge-offs	$24,284,000	258
Cash dividends	$5,000,000	251
Sale, conversion, retirement of capital stock, net	$914,000	362
Net operating income	$-9,848,520	7,782
2009-06-30 (YTD Data)		Rank
Total interest income	$31,983,000	550
Total interest expense	$7,985,000	815
Net interest income	$23,998,000	455
Provision for loan and lease losses	$21,124,000	277
Total noninterest income	$2,673,000	1,056
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$1,108,000	747
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,565,000	1,061
Total noninterest expense	$21,933,000	498
Salaries and employee benefits	$11,552,000	433
Premises and equipment expense	$1,863,000	754
Additional noninterest expense	$8,518,000	479
Pre-tax net operating income	$-16,386,000	7,998
Securities gains (losses)	$0	3,136
Applicable income taxes	$-8,117,000	8,082
Income before extraordinary items	$-8,269,000	7,917
Extraordinary gains, net	$0	21
Net income	$-8,269,000	7,916
Minority interest net income	$0	112
Net income of bank and minority interests.	$-8,269,000	7,916
Net charge-offs	$14,733,000	291
Cash dividends	$5,000,000	176
Sale, conversion, retirement of capital stock, net	$593,000	332
Net operating income	$-8,269,000	7,919
2009-03-31 (YTD Data)		Rank
Total interest income	$16,102,000	551
Total interest expense	$4,332,000	772
Net interest income	$11,770,000	459
Provision for loan and lease losses	$10,420,000	250
Total noninterest income	$1,340,000	1,014
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$571,000	702
Trading account gains and fees	$0	171
Additional Noninterest Income	$769,000	1,046
Total noninterest expense	$10,644,000	493
Salaries and employee benefits	$6,171,000	406
Premises and equipment expense	$903,000	784
Additional noninterest expense	$3,570,000	489
Pre-tax net operating income	$-7,954,000	8,092
Securities gains (losses)	$0	2,434
Applicable income taxes	$-4,461,000	8,148
Income before extraordinary items	$-3,493,000	8,002
Extraordinary gains, net	$0	15
Net income	$-3,493,000	8,003
Minority interest net income	$0	102
Net income of bank and minority interests.	$-3,493,000	8,003
Net charge-offs	$11,527,000	190
Cash dividends	$5,000,000	100
Sale, conversion, retirement of capital stock, net	$261,000	248
Net operating income	$-3,493,000	8,009
2008-12-31 (YTD Data)		Rank
Total interest income	$76,533,000	498
Total interest expense	$22,048,000	724
Net interest income	$54,485,000	409
Provision for loan and lease losses	$15,537,000	438
Total noninterest income	$5,252,000	1,011
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$2,007,000	875
Trading account gains and fees	$0	154
Additional Noninterest Income	$3,245,000	906
Total noninterest expense	$39,325,000	517
Salaries and employee benefits	$21,756,000	445
Premises and equipment expense	$4,578,000	609
Additional noninterest expense	$12,991,000	537
Pre-tax net operating income	$4,875,000	1,125
Securities gains (losses)	$0	3,220
Applicable income taxes	$419,000	2,029
Income before extraordinary items	$4,456,000	919
Extraordinary gains, net	$0	39
Net income	$4,456,000	918
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,748,000	1,062
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$1,453,000	375
Net operating income	$4,456,000	993
2008-09-30 (YTD Data)		Rank
Total interest income	$58,169,000	510
Total interest expense	$16,879,000	739
Net interest income	$41,290,000	420
Provision for loan and lease losses	$11,037,000	376
Total noninterest income	$3,948,000	1,054
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,457,000	917
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,491,000	936
Total noninterest expense	$29,733,000	505
Salaries and employee benefits	$17,027,000	441
Premises and equipment expense	$3,477,000	597
Additional noninterest expense	$9,229,000	529
Pre-tax net operating income	$4,468,000	1,138
Securities gains (losses)	$0	3,106
Applicable income taxes	$158,000	3,180
Income before extraordinary items	$4,310,000	852
Extraordinary gains, net	$0	31
Net income	$4,310,000	851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$932,000	1,366
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$1,107,000	288
Net operating income	$4,310,000	900
2008-06-30 (YTD Data)		Rank
Total interest income	$38,873,000	514
Total interest expense	$11,357,000	756
Net interest income	$27,516,000	427
Provision for loan and lease losses	$9,450,000	289
Total noninterest income	$2,574,000	1,091
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$953,000	915
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,621,000	988
Total noninterest expense	$20,018,000	500
Salaries and employee benefits	$11,592,000	436
Premises and equipment expense	$2,135,000	653
Additional noninterest expense	$6,291,000	508
Pre-tax net operating income	$622,000	3,936
Securities gains (losses)	$0	3,233
Applicable income taxes	$102,000	3,442
Income before extraordinary items	$520,000	3,944
Extraordinary gains, net	$0	21
Net income	$520,000	3,945
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$803,000	981
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$740,000	225
Net operating income	$520,000	3,884
2008-03-31 (YTD Data)		Rank
Total interest income	$19,949,000	518
Total interest expense	$6,225,000	742
Net interest income	$13,724,000	427
Provision for loan and lease losses	$1,650,000	441
Total noninterest income	$1,250,000	1,109
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$415,000	1,044
Trading account gains and fees	$0	158
Additional Noninterest Income	$835,000	971
Total noninterest expense	$9,851,000	504
Salaries and employee benefits	$5,851,000	438
Premises and equipment expense	$1,108,000	629
Additional noninterest expense	$2,892,000	522
Pre-tax net operating income	$3,473,000	561
Securities gains (losses)	$0	2,688
Applicable income taxes	$995,000	581
Income before extraordinary items	$2,478,000	610
Extraordinary gains, net	$0	15
Net income	$2,478,000	611
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$434,000	779
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$351,000	160
Net operating income	$2,478,000	582
2007-12-31 (YTD Data)		Rank
Total interest income	$79,165,000	545
Total interest expense	$24,705,000	801
Net interest income	$54,460,000	428
Provision for loan and lease losses	$-11,000	8,238
Total noninterest income	$6,771,000	856
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,284,000	1,392
Trading account gains and fees	$0	178
Additional Noninterest Income	$5,487,000	627
Total noninterest expense	$34,546,000	541
Salaries and employee benefits	$20,334,000	482
Premises and equipment expense	$4,148,000	645
Additional noninterest expense	$10,064,000	576
Pre-tax net operating income	$26,696,000	378
Securities gains (losses)	$0	2,146
Applicable income taxes	$9,736,000	334
Income before extraordinary items	$16,960,000	408
Extraordinary gains, net	$0	39
Net income	$16,960,000	405
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-825,000	8,519
Cash dividends	$25,699,000	205
Sale, conversion, retirement of capital stock, net	$19,196,000	95
Net operating income	$16,960,000	400
2007-09-30 (YTD Data)		Rank
Total interest income	$58,033,000	553
Total interest expense	$18,024,000	823
Net interest income	$40,009,000	437
Provision for loan and lease losses	$-736,000	8,533
Total noninterest income	$5,450,000	805
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$954,000	1,385
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,496,000	590
Total noninterest expense	$25,155,000	552
Salaries and employee benefits	$14,801,000	499
Premises and equipment expense	$2,899,000	684
Additional noninterest expense	$7,455,000	567
Pre-tax net operating income	$21,040,000	400
Securities gains (losses)	$0	1,655
Applicable income taxes	$7,630,000	354
Income before extraordinary items	$13,410,000	425
Extraordinary gains, net	$0	33
Net income	$13,410,000	423
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-804,000	8,545
Cash dividends	$25,699,000	167
Sale, conversion, retirement of capital stock, net	$18,832,000	65
Net operating income	$13,410,000	416
2007-06-30 (YTD Data)		Rank
Total interest income	$35,552,000	602
Total interest expense	$10,276,000	971
Net interest income	$25,276,000	468
Provision for loan and lease losses	$-236,000	8,529
Total noninterest income	$4,421,000	699
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$610,000	1,454
Trading account gains and fees	$0	168
Additional Noninterest Income	$3,811,000	522
Total noninterest expense	$15,455,000	611
Salaries and employee benefits	$9,183,000	552
Premises and equipment expense	$1,750,000	781
Additional noninterest expense	$4,522,000	623
Pre-tax net operating income	$14,478,000	416
Securities gains (losses)	$0	1,444
Applicable income taxes	$5,034,000	389
Income before extraordinary items	$9,444,000	445
Extraordinary gains, net	$0	29
Net income	$9,444,000	444
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	2,577
Cash dividends	$5,591,000	376
Sale, conversion, retirement of capital stock, net	$18,480,000	46
Net operating income	$9,444,000	436
2007-03-31 (YTD Data)		Rank
Total interest income	$17,234,000	620
Total interest expense	$4,927,000	1,001
Net interest income	$12,307,000	475
Provision for loan and lease losses	$-236,000	8,595
Total noninterest income	$2,278,000	675
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$274,000	1,562
Trading account gains and fees	$0	195
Additional Noninterest Income	$2,004,000	494
Total noninterest expense	$7,655,000	609
Salaries and employee benefits	$4,716,000	541
Premises and equipment expense	$864,000	787
Additional noninterest expense	$2,075,000	670
Pre-tax net operating income	$7,166,000	418
Securities gains (losses)	$0	1,187
Applicable income taxes	$2,491,000	386
Income before extraordinary items	$4,675,000	440
Extraordinary gains, net	$0	22
Net income	$4,675,000	439
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	2,225
Cash dividends	$699,000	1,090
Sale, conversion, retirement of capital stock, net	$293,000	204
Net operating income	$4,675,000	434
2006-12-31 (YTD Data)		Rank
Total interest income	$72,957,000	553
Total interest expense	$20,242,000	832
Net interest income	$52,715,000	436
Provision for loan and lease losses	$-503,000	8,599
Total noninterest income	$8,842,000	675
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,335,000	1,343
Trading account gains and fees	$0	130
Additional Noninterest Income	$7,507,000	500
Total noninterest expense	$31,839,000	568
Salaries and employee benefits	$18,606,000	507
Premises and equipment expense	$3,584,000	717
Additional noninterest expense	$9,649,000	584
Pre-tax net operating income	$30,221,000	404
Securities gains (losses)	$0	1,687
Applicable income taxes	$10,555,000	381
Income before extraordinary items	$19,666,000	436
Extraordinary gains, net	$0	51
Net income	$19,666,000	435
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$442,000	1,275
Cash dividends	$10,000,000	378
Sale, conversion, retirement of capital stock, net	$1,486,000	452
Net operating income	$19,666,000	428
2006-09-30 (YTD Data)		Rank
Total interest income	$54,220,000	571
Total interest expense	$14,884,000	831
Net interest income	$39,336,000	458
Provision for loan and lease losses	$-603,000	8,686
Total noninterest income	$6,712,000	686
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,008,000	1,334
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,704,000	515
Total noninterest expense	$23,746,000	591
Salaries and employee benefits	$14,088,000	521
Premises and equipment expense	$2,688,000	733
Additional noninterest expense	$6,970,000	609
Pre-tax net operating income	$22,905,000	426
Securities gains (losses)	$0	1,388
Applicable income taxes	$8,196,000	394
Income before extraordinary items	$14,709,000	454
Extraordinary gains, net	$0	45
Net income	$14,709,000	453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$242,000	1,330
Cash dividends	$10,000,000	292
Sale, conversion, retirement of capital stock, net	$1,133,000	363
Net operating income	$14,709,000	441
2006-06-30 (YTD Data)		Rank
Total interest income	$35,652,000	570
Total interest expense	$9,710,000	797
Net interest income	$25,942,000	460
Provision for loan and lease losses	$-603,000	8,726
Total noninterest income	$4,670,000	660
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$654,000	1,347
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,016,000	495
Total noninterest expense	$16,038,000	590
Salaries and employee benefits	$9,352,000	533
Premises and equipment expense	$1,786,000	739
Additional noninterest expense	$4,900,000	583
Pre-tax net operating income	$15,177,000	421
Securities gains (losses)	$0	1,185
Applicable income taxes	$5,417,000	395
Income before extraordinary items	$9,760,000	450
Extraordinary gains, net	$0	39
Net income	$9,760,000	449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$523,000	538
Cash dividends	$10,000,000	223
Sale, conversion, retirement of capital stock, net	$742,000	289
Net operating income	$9,760,000	441
2006-03-31 (YTD Data)		Rank
Total interest income	$17,260,000	566
Total interest expense	$4,513,000	821
Net interest income	$12,747,000	460
Provision for loan and lease losses	$-489,000	8,743
Total noninterest income	$2,630,000	595
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$327,000	1,310
Trading account gains and fees	$0	115
Additional Noninterest Income	$2,303,000	449
Total noninterest expense	$8,133,000	571
Salaries and employee benefits	$4,902,000	504
Premises and equipment expense	$875,000	742
Additional noninterest expense	$2,356,000	585
Pre-tax net operating income	$7,733,000	404
Securities gains (losses)	$0	955
Applicable income taxes	$2,766,000	381
Income before extraordinary items	$4,967,000	436
Extraordinary gains, net	$0	21
Net income	$4,967,000	435
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	7,977
Cash dividends	$10,000,000	128
Sale, conversion, retirement of capital stock, net	$467,000	189
Net operating income	$4,967,000	430
2005-12-31 (YTD Data)		Rank
Total interest income	$63,756,000	540
Total interest expense	$13,834,000	822
Net interest income	$49,922,000	453
Provision for loan and lease losses	$313,000	2,736
Total noninterest income	$9,423,000	650
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,311,000	1,348
Trading account gains and fees	$0	138
Additional Noninterest Income	$8,112,000	490
Total noninterest expense	$34,103,000	534
Salaries and employee benefits	$19,303,000	489
Premises and equipment expense	$3,941,000	622
Additional noninterest expense	$10,859,000	521
Pre-tax net operating income	$24,929,000	459
Securities gains (losses)	$0	2,296
Applicable income taxes	$8,353,000	444
Income before extraordinary items	$16,576,000	477
Extraordinary gains, net	$0	46
Net income	$16,576,000	477
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,914,000	412
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$1,370,000	446
Net operating income	$16,576,000	465
2005-09-30 (YTD Data)		Rank
Total interest income	$46,311,000	538
Total interest expense	$9,610,000	829
Net interest income	$36,701,000	458
Provision for loan and lease losses	$313,000	2,131
Total noninterest income	$7,076,000	650
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,000,000	1,316
Trading account gains and fees	$0	126
Additional Noninterest Income	$6,076,000	492
Total noninterest expense	$25,747,000	531
Salaries and employee benefits	$13,594,000	504
Premises and equipment expense	$3,019,000	598
Additional noninterest expense	$9,134,000	472
Pre-tax net operating income	$17,717,000	473
Securities gains (losses)	$0	2,317
Applicable income taxes	$5,900,000	465
Income before extraordinary items	$11,817,000	496
Extraordinary gains, net	$0	35
Net income	$11,817,000	496
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,738,000	320
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$1,245,000	326
Net operating income	$11,817,000	482
2005-06-30 (YTD Data)		Rank
Total interest income	$29,799,000	544
Total interest expense	$5,874,000	849
Net interest income	$23,925,000	463
Provision for loan and lease losses	$807,000	627
Total noninterest income	$4,896,000	635
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$709,000	1,207
Trading account gains and fees	$0	116
Additional Noninterest Income	$4,187,000	475
Total noninterest expense	$17,566,000	513
Salaries and employee benefits	$9,361,000	493
Premises and equipment expense	$2,070,000	577
Additional noninterest expense	$6,135,000	463
Pre-tax net operating income	$10,448,000	512
Securities gains (losses)	$0	2,146
Applicable income taxes	$3,360,000	518
Income before extraordinary items	$7,088,000	534
Extraordinary gains, net	$0	30
Net income	$7,088,000	534
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,868,000	237
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$955,000	249
Net operating income	$7,088,000	520
2005-03-31 (YTD Data)		Rank
Total interest income	$14,438,000	546
Total interest expense	$2,710,000	873
Net interest income	$11,728,000	464
Provision for loan and lease losses	$413,000	575
Total noninterest income	$2,319,000	636
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$355,000	1,163
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,964,000	477
Total noninterest expense	$9,029,000	495
Salaries and employee benefits	$4,775,000	475
Premises and equipment expense	$1,038,000	568
Additional noninterest expense	$3,216,000	442
Pre-tax net operating income	$4,605,000	555
Securities gains (losses)	$0	1,685
Applicable income taxes	$1,421,000	580
Income before extraordinary items	$3,184,000	583
Extraordinary gains, net	$0	24
Net income	$3,184,000	583
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,662,000	171
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$449,000	167
Net operating income	$3,184,000	564
2004-12-31 (YTD Data)		Rank
Total interest income	$50,994,000	566
Total interest expense	$7,787,000	1,033
Net interest income	$43,207,000	484
Provision for loan and lease losses	$470,000	2,067
Total noninterest income	$9,726,000	623
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,658,000	1,077
Trading account gains and fees	$0	138
Additional Noninterest Income	$8,068,000	474
Total noninterest expense	$38,235,000	471
Salaries and employee benefits	$18,225,000	496
Premises and equipment expense	$4,518,000	518
Additional noninterest expense	$15,492,000	388
Pre-tax net operating income	$14,228,000	643
Securities gains (losses)	$476,000	471
Applicable income taxes	$4,028,000	702
Income before extraordinary items	$10,676,000	631
Extraordinary gains, net	$0	34
Net income	$10,676,000	632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,339,000	627
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$2,074,000	336
Net operating income	$10,328,520	623
2004-09-30 (YTD Data)		Rank
Total interest income	$37,268,000	578
Total interest expense	$5,591,000	1,067
Net interest income	$31,677,000	484
Provision for loan and lease losses	$1,271,000	614
Total noninterest income	$6,665,000	675
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$1,277,000	1,057
Trading account gains and fees	$0	134
Additional Noninterest Income	$5,388,000	520
Total noninterest expense	$27,787,000	478
Salaries and employee benefits	$14,315,000	472
Premises and equipment expense	$3,512,000	504
Additional noninterest expense	$9,960,000	433
Pre-tax net operating income	$9,284,000	732
Securities gains (losses)	$476,000	439
Applicable income taxes	$2,950,000	728
Income before extraordinary items	$6,810,000	739
Extraordinary gains, net	$0	26
Net income	$6,810,000	740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,870,000	367
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$485,000	370
Net operating income	$6,476,800	740
2004-06-30 (YTD Data)		Rank
Total interest income	$24,006,000	585
Total interest expense	$3,576,000	1,101
Net interest income	$20,430,000	491
Provision for loan and lease losses	$868,000	587
Total noninterest income	$4,302,000	696
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$860,000	1,029
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,442,000	541
Total noninterest expense	$19,127,000	466
Salaries and employee benefits	$10,050,000	454
Premises and equipment expense	$2,422,000	489
Additional noninterest expense	$6,655,000	431
Pre-tax net operating income	$4,737,000	919
Securities gains (losses)	$476,000	368
Applicable income taxes	$1,680,000	838
Income before extraordinary items	$3,533,000	925
Extraordinary gains, net	$0	21
Net income	$3,533,000	926
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,964,000	265
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$418,000	277
Net operating income	$3,209,320	985
2004-03-31 (YTD Data)		Rank
Total interest income	$11,667,000	607
Total interest expense	$1,735,000	1,154
Net interest income	$9,932,000	514
Provision for loan and lease losses	$420,000	603
Total noninterest income	$2,262,000	659
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$426,000	998
Trading account gains and fees	$0	121
Additional Noninterest Income	$1,836,000	513
Total noninterest expense	$8,502,000	513
Salaries and employee benefits	$4,668,000	484
Premises and equipment expense	$1,287,000	467
Additional noninterest expense	$2,547,000	519
Pre-tax net operating income	$3,272,000	683
Securities gains (losses)	$212,000	475
Applicable income taxes	$1,120,000	676
Income before extraordinary items	$2,364,000	704
Extraordinary gains, net	$0	16
Net income	$2,364,000	704
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,901,000	178
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$46,000	317
Net operating income	$2,219,840	702
2003-12-31 (YTD Data)		Rank
Total interest income	$46,830,000	592
Total interest expense	$8,190,000	1,095
Net interest income	$38,640,000	504
Provision for loan and lease losses	$2,080,000	625
Total noninterest income	$9,593,000	676
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,650,000	1,046
Trading account gains and fees	$0	160
Additional Noninterest Income	$7,943,000	530
Total noninterest expense	$34,168,000	520
Salaries and employee benefits	$17,945,000	494
Premises and equipment expense	$5,119,000	460
Additional noninterest expense	$11,104,000	511
Pre-tax net operating income	$11,985,000	731
Securities gains (losses)	$735,000	588
Applicable income taxes	$4,100,000	727
Income before extraordinary items	$8,620,000	762
Extraordinary gains, net	$0	54
Net income	$8,620,000	764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,676,000	444
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$349,000	532
Net operating income	$8,120,200	752
2003-09-30 (YTD Data)		Rank
Total interest income	$34,962,000	612
Total interest expense	$6,338,000	1,104
Net interest income	$28,624,000	522
Provision for loan and lease losses	$1,781,000	577
Total noninterest income	$7,401,000	689
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,217,000	1,066
Trading account gains and fees	$0	153
Additional Noninterest Income	$6,184,000	549
Total noninterest expense	$25,607,000	532
Salaries and employee benefits	$13,755,000	499
Premises and equipment expense	$3,654,000	490
Additional noninterest expense	$8,198,000	524
Pre-tax net operating income	$8,637,000	789
Securities gains (losses)	$532,000	656
Applicable income taxes	$3,000,000	768
Income before extraordinary items	$6,169,000	824
Extraordinary gains, net	$0	40
Net income	$6,169,000	825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,688,000	348
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$349,000	395
Net operating income	$5,812,560	807
2003-06-30 (YTD Data)		Rank
Total interest income	$23,721,000	609
Total interest expense	$4,409,000	1,089
Net interest income	$19,312,000	518
Provision for loan and lease losses	$1,336,000	524
Total noninterest income	$5,022,000	672
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$787,000	1,084
Trading account gains and fees	$0	150
Additional Noninterest Income	$4,235,000	529
Total noninterest expense	$17,482,000	518
Salaries and employee benefits	$9,332,000	485
Premises and equipment expense	$2,412,000	491
Additional noninterest expense	$5,738,000	509
Pre-tax net operating income	$5,516,000	813
Securities gains (losses)	$458,000	611
Applicable income taxes	$2,060,000	754
Income before extraordinary items	$3,914,000	864
Extraordinary gains, net	$0	30
Net income	$3,914,000	865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$434,000	935
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$245,000	307
Net operating income	$3,611,720	866
2003-03-31 (YTD Data)		Rank
Total interest income	$12,173,000	601
Total interest expense	$2,314,000	1,063
Net interest income	$9,859,000	507
Provision for loan and lease losses	$914,000	401
Total noninterest income	$2,539,000	662
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$379,000	1,090
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,160,000	519
Total noninterest expense	$9,191,000	496
Salaries and employee benefits	$4,803,000	478
Premises and equipment expense	$1,210,000	500
Additional noninterest expense	$3,178,000	468
Pre-tax net operating income	$2,293,000	970
Securities gains (losses)	$425,000	401
Applicable income taxes	$1,023,000	782
Income before extraordinary items	$1,695,000	989
Extraordinary gains, net	$0	21
Net income	$1,695,000	987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$280,000	748
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$245,000	178
Net operating income	$1,423,000	1,079
2002-12-31 (YTD Data)		Rank
Total interest income	$26,077,000	1,177
Total interest expense	$7,295,000	1,547
Net interest income	$18,782,000	1,031
Provision for loan and lease losses	$1,189,000	1,152
Total noninterest income	$5,533,000	955
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$715,000	2,217
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,818,000	711
Total noninterest expense	$15,481,000	1,008
Salaries and employee benefits	$8,357,000	969
Premises and equipment expense	$1,859,000	1,190
Additional noninterest expense	$5,265,000	950
Pre-tax net operating income	$7,645,000	1,103
Securities gains (losses)	$335,000	830
Applicable income taxes	$2,640,000	1,037
Income before extraordinary items	$5,340,000	1,175
Extraordinary gains, net	$0	70
Net income	$5,340,000	1,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	8,944
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$7,000	825
Net operating income	$5,115,550	1,176
2001-12-31 (YTD Data)		Rank
Total interest income	$33,745,000	1,008
Total interest expense	$12,001,000	1,358
Net interest income	$21,744,000	812
Provision for loan and lease losses	$991,000	1,263
Total noninterest income	$4,043,000	1,170
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$479,000	2,936
Trading account gains and fees	$0	177
Additional Noninterest Income	$3,564,000	836
Total noninterest expense	$14,839,000	996
Salaries and employee benefits	$7,848,000	957
Premises and equipment expense	$1,519,000	1,406
Additional noninterest expense	$5,472,000	893
Pre-tax net operating income	$9,957,000	769
Securities gains (losses)	$388,000	740
Applicable income taxes	$3,919,000	662
Income before extraordinary items	$6,426,000	862
Extraordinary gains, net	$0	105
Net income	$6,426,000	864
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$406,000	1,805
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$177,000	592
Net operating income	$6,177,680	852
2000-12-31 (YTD Data)		Rank
Total interest income	$37,988,000	933
Total interest expense	$14,048,000	1,239
Net interest income	$23,940,000	741
Provision for loan and lease losses	$1,585,000	729
Total noninterest income	$1,949,000	1,912
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$336,000	3,717
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,613,000	1,307
Total noninterest expense	$15,061,000	940
Salaries and employee benefits	$7,403,000	946
Premises and equipment expense	$1,255,000	1,663
Additional noninterest expense	$6,403,000	784
Pre-tax net operating income	$9,243,000	830
Securities gains (losses)	$45,000	739
Applicable income taxes	$3,230,000	782
Income before extraordinary items	$6,058,000	867
Extraordinary gains, net	$0	38
Net income	$6,058,000	866
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,044
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$6,028,750	876
1999-12-31 (YTD Data)		Rank
Total interest income	$27,364,000	1,193
Total interest expense	$9,387,000	1,604
Net interest income	$17,977,000	979
Provision for loan and lease losses	$1,607,000	666
Total noninterest income	$3,913,000	1,107
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$306,000	3,928
Trading account gains and fees	$0	173
Additional Noninterest Income	$3,607,000	795
Total noninterest expense	$16,103,000	892
Salaries and employee benefits	$7,967,000	859
Premises and equipment expense	$1,610,000	1,262
Additional noninterest expense	$6,526,000	804
Pre-tax net operating income	$4,180,000	1,775
Securities gains (losses)	$1,004,000	218
Applicable income taxes	$1,773,000	1,376
Income before extraordinary items	$3,411,000	1,569
Extraordinary gains, net	$0	35
Net income	$3,411,000	1,570
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$733,000	902
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,748,360	1,906
1998-12-31 (YTD Data)		Rank
Total interest income	$26,508,000	1,222
Total interest expense	$7,908,000	1,938
Net interest income	$18,600,000	912
Provision for loan and lease losses	$1,561,000	687
Total noninterest income	$1,522,000	2,244
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$223,000	4,832
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,299,000	1,540
Total noninterest expense	$15,177,000	914
Salaries and employee benefits	$7,642,000	861
Premises and equipment expense	$1,490,000	1,302
Additional noninterest expense	$6,045,000	837
Pre-tax net operating income	$3,384,000	2,129
Securities gains (losses)	$790,000	441
Applicable income taxes	$1,440,000	1,692
Income before extraordinary items	$2,734,000	1,908
Extraordinary gains, net	$0	32
Net income	$2,734,000	1,908
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,498
Cash dividends	$300,000	4,531
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,212,600	2,257
1997-12-31 (YTD Data)		Rank
Total interest income	$16,204,000	2,008
Total interest expense	$4,205,000	3,496
Net interest income	$11,999,000	1,449
Provision for loan and lease losses	$1,060,000	948
Total noninterest income	$474,000	5,173
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$170,000	5,829
Trading account gains and fees	$0	239
Additional Noninterest Income	$304,000	3,901
Total noninterest expense	$9,168,000	1,428
Salaries and employee benefits	$4,933,000	1,337
Premises and equipment expense	$911,000	2,154
Additional noninterest expense	$3,324,000	1,319
Pre-tax net operating income	$2,245,000	3,201
Securities gains (losses)	$164,000	799
Applicable income taxes	$844,000	2,811
Income before extraordinary items	$1,565,000	3,237
Extraordinary gains, net	$0	44
Net income	$1,565,000	3,237
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$177,000	2,743
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$51,000	840
Net operating income	$1,458,400	3,366
1996-12-31 (YTD Data)		Rank
Total interest income	$10,525,000	3,120
Total interest expense	$2,647,000	5,302
Net interest income	$7,878,000	2,284
Provision for loan and lease losses	$830,000	1,174
Total noninterest income	$275,000	7,258
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$146,000	6,543
Trading account gains and fees	NA	NA
Additional Noninterest Income	$129,000	6,403
Total noninterest expense	$5,723,000	2,401
Salaries and employee benefits	$2,942,000	2,260
Premises and equipment expense	$631,000	3,051
Additional noninterest expense	$2,150,000	2,298
Pre-tax net operating income	$1,600,000	4,121
Securities gains (losses)	$21,000	1,959
Applicable income taxes	$220,000	6,838
Income before extraordinary items	$1,401,000	3,408
Extraordinary gains, net	$0	53
Net income	$1,401,000	3,407
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$6,538,000	97
Net operating income	$1,382,940	3,396
1995-12-31 (YTD Data)		Rank
Total interest income	$6,421,000	4,904
Total interest expense	$1,696,000	7,150
Net interest income	$4,725,000	3,716
Provision for loan and lease losses	$496,000	1,584
Total noninterest income	$70,000	10,954
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$57,000	9,016
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,000	11,328
Total noninterest expense	$4,099,000	3,245
Salaries and employee benefits	$2,062,000	3,217
Premises and equipment expense	$516,000	3,660
Additional noninterest expense	$1,521,000	3,061
Pre-tax net operating income	$200,000	10,463
Securities gains (losses)	$2,000	3,270
Applicable income taxes	$1,000	11,102
Income before extraordinary items	$201,000	9,910
Extraordinary gains, net	$0	65
Net income	$201,000	9,915
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$86,000	594
Net operating income	$199,000	9,913
1994-12-31 (YTD Data)		Rank
Total interest income	$1,244,000	11,259
Total interest expense	$217,000	12,300
Net interest income	$1,027,000	10,305
Provision for loan and lease losses	$76,000	5,132
Total noninterest income	$17,000	12,412
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$7,000	10,773
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	12,083
Total noninterest expense	$2,976,000	4,446
Salaries and employee benefits	$1,232,000	5,128
Premises and equipment expense	$303,000	5,674
Additional noninterest expense	$1,441,000	3,437
Pre-tax net operating income	$-2,008,000	12,522
Securities gains (losses)	$1,000	3,293
Applicable income taxes	$1,000	11,577
Income before extraordinary items	$-2,008,000	12,493
Extraordinary gains, net	$0	249
Net income	$-2,008,000	12,489
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$14,085,000	81
Net operating income	$-2,009,000	12,494

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.