Home > Heritage Bank > Income and Expense
Heritage Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $6,223,000 | 1,811 |
| Total interest expense | $2,741,000 | 1,526 |
| Net interest income | $3,482,000 | 2,032 |
| Provision for loan and lease losses | $-20,000 | 4,240 |
| Total noninterest income | $2,303,000 | 793 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $101,000 | 1,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,202,000 | 582 |
| Total noninterest expense | $4,959,000 | 1,289 |
| Salaries and employee benefits | $2,748,000 | 1,319 |
| Premises and equipment expense | $176,000 | 2,522 |
| Additional noninterest expense | $2,202,000 | 582 |
| Pre-tax net operating income | $846,000 | 2,418 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $12,000 | 2,893 |
| Income before extraordinary items | $834,000 | 2,278 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $834,000 | 2,304 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $834,000 | 2,278 |
| Net charge-offs | $135,000 | 713 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $834,000 | 2,295 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $31,480,000 | 1,510 |
| Total interest expense | $15,112,000 | 1,259 |
| Net interest income | $16,368,000 | 1,724 |
| Provision for loan and lease losses | $1,790,000 | 655 |
| Total noninterest income | $2,444,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $394,000 | 1,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,050,000 | 1,554 |
| Total noninterest expense | $16,249,000 | 1,471 |
| Salaries and employee benefits | $9,692,000 | 1,419 |
| Premises and equipment expense | $757,000 | 2,393 |
| Additional noninterest expense | $2,050,000 | 1,554 |
| Pre-tax net operating income | $773,000 | 3,623 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $48,000 | 2,939 |
| Income before extraordinary items | $725,000 | 3,583 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $725,000 | 3,621 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $725,000 | 3,583 |
| Net charge-offs | $2,571,000 | 422 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $725,000 | 3,604 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $24,443,000 | 1,455 |
| Total interest expense | $11,745,000 | 1,219 |
| Net interest income | $12,698,000 | 1,663 |
| Provision for loan and lease losses | $930,000 | 778 |
| Total noninterest income | $1,900,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $293,000 | 1,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,607,000 | 1,504 |
| Total noninterest expense | $12,060,000 | 1,461 |
| Salaries and employee benefits | $7,385,000 | 1,386 |
| Premises and equipment expense | $557,000 | 2,410 |
| Additional noninterest expense | $1,607,000 | 1,504 |
| Pre-tax net operating income | $1,608,000 | 2,804 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $36,000 | 2,945 |
| Income before extraordinary items | $1,572,000 | 2,681 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,572,000 | 2,711 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,572,000 | 2,683 |
| Net charge-offs | $2,017,000 | 381 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $1,572,000 | 2,683 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $16,901,000 | 1,398 |
| Total interest expense | $8,185,000 | 1,176 |
| Net interest income | $8,716,000 | 1,618 |
| Provision for loan and lease losses | $930,000 | 568 |
| Total noninterest income | $1,273,000 | 1,723 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $192,000 | 1,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,081,000 | 1,481 |
| Total noninterest expense | $8,007,000 | 1,468 |
| Salaries and employee benefits | $4,963,000 | 1,382 |
| Premises and equipment expense | $382,000 | 2,367 |
| Additional noninterest expense | $1,081,000 | 1,481 |
| Pre-tax net operating income | $1,052,000 | 2,796 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $24,000 | 2,950 |
| Income before extraordinary items | $1,028,000 | 2,697 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,028,000 | 2,731 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,028,000 | 2,700 |
| Net charge-offs | $1,636,000 | 324 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,028,000 | 2,698 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $8,690,000 | 1,351 |
| Total interest expense | $4,185,000 | 1,132 |
| Net interest income | $4,505,000 | 1,574 |
| Provision for loan and lease losses | $17,000 | 2,161 |
| Total noninterest income | $306,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $94,000 | 1,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 2,317 |
| Total noninterest expense | $3,898,000 | 1,507 |
| Salaries and employee benefits | $2,422,000 | 1,410 |
| Premises and equipment expense | $206,000 | 2,285 |
| Additional noninterest expense | $212,000 | 2,317 |
| Pre-tax net operating income | $896,000 | 2,182 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $12,000 | 2,868 |
| Income before extraordinary items | $884,000 | 2,040 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $884,000 | 2,065 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $884,000 | 2,040 |
| Net charge-offs | $788,000 | 295 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $884,000 | 2,046 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $31,314,000 | 1,354 |
| Total interest expense | $10,232,000 | 1,269 |
| Net interest income | $21,082,000 | 1,377 |
| Provision for loan and lease losses | $11,961,000 | 194 |
| Total noninterest income | $680,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $397,000 | 1,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 3,437 |
| Total noninterest expense | $16,506,000 | 1,404 |
| Salaries and employee benefits | $10,442,000 | 1,300 |
| Premises and equipment expense | $993,000 | 2,033 |
| Additional noninterest expense | $283,000 | 3,437 |
| Pre-tax net operating income | $-6,705,000 | 4,577 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $48,000 | 3,037 |
| Income before extraordinary items | $-6,753,000 | 4,557 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-6,753,000 | 4,557 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-6,753,000 | 4,557 |
| Net charge-offs | $9,612,000 | 166 |
| Cash dividends | $750,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $-6,753,000 | 4,562 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $22,766,000 | 1,356 |
| Total interest expense | $6,547,000 | 1,326 |
| Net interest income | $16,219,000 | 1,351 |
| Provision for loan and lease losses | $8,792,000 | 193 |
| Total noninterest income | $746,000 | 2,753 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $303,000 | 1,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $443,000 | 2,802 |
| Total noninterest expense | $12,505,000 | 1,385 |
| Salaries and employee benefits | $8,080,000 | 1,271 |
| Premises and equipment expense | $750,000 | 2,032 |
| Additional noninterest expense | $443,000 | 2,801 |
| Pre-tax net operating income | $-4,332,000 | 4,571 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $36,000 | 3,092 |
| Income before extraordinary items | $-4,368,000 | 4,590 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-4,368,000 | 4,589 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-4,368,000 | 4,590 |
| Net charge-offs | $8,677,000 | 139 |
| Cash dividends | $750,000 | 1,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $-4,368,000 | 4,595 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,300,000 | 1,389 |
| Total interest expense | $3,576,000 | 1,395 |
| Net interest income | $10,724,000 | 1,370 |
| Provision for loan and lease losses | $6,988,000 | 172 |
| Total noninterest income | $591,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $203,000 | 1,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 2,494 |
| Total noninterest expense | $8,044,000 | 1,416 |
| Salaries and employee benefits | $5,185,000 | 1,306 |
| Premises and equipment expense | $522,000 | 1,971 |
| Additional noninterest expense | $388,000 | 2,489 |
| Pre-tax net operating income | $-3,717,000 | 4,604 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $24,000 | 3,118 |
| Income before extraordinary items | $-3,741,000 | 4,628 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-3,741,000 | 4,626 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-3,741,000 | 4,627 |
| Net charge-offs | $4,062,000 | 153 |
| Cash dividends | $750,000 | 1,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $-3,741,000 | 4,629 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,731,000 | 1,438 |
| Total interest expense | $1,534,000 | 1,402 |
| Net interest income | $5,197,000 | 1,427 |
| Provision for loan and lease losses | $2,120,000 | 225 |
| Total noninterest income | $302,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $99,000 | 1,917 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 2,422 |
| Total noninterest expense | $3,782,000 | 1,511 |
| Salaries and employee benefits | $2,432,000 | 1,390 |
| Premises and equipment expense | $250,000 | 2,048 |
| Additional noninterest expense | $203,000 | 2,422 |
| Pre-tax net operating income | $-403,000 | 4,602 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $12,000 | 3,102 |
| Income before extraordinary items | $-415,000 | 4,589 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-415,000 | 4,589 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-415,000 | 4,589 |
| Net charge-offs | $674,000 | 237 |
| Cash dividends | $750,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $-415,000 | 4,597 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $16,594,000 | 1,400 |
| Total interest expense | $1,025,000 | 1,728 |
| Net interest income | $15,569,000 | 1,373 |
| Provision for loan and lease losses | $1,050,000 | 600 |
| Total noninterest income | $2,202,000 | 1,680 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $330,000 | 1,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,872,000 | 1,444 |
| Total noninterest expense | $12,481,000 | 1,361 |
| Salaries and employee benefits | $8,140,000 | 1,240 |
| Premises and equipment expense | $842,000 | 1,908 |
| Additional noninterest expense | $1,872,000 | 1,444 |
| Pre-tax net operating income | $4,240,000 | 1,865 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $490,000 | 1,856 |
| Income before extraordinary items | $3,750,000 | 1,810 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,750,000 | 1,808 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,750,000 | 1,809 |
| Net charge-offs | $489,000 | 446 |
| Cash dividends | $1,500,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,750,000 | 1,847 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $10,578,000 | 1,404 |
| Total interest expense | $470,000 | 2,033 |
| Net interest income | $10,108,000 | 1,373 |
| Provision for loan and lease losses | $150,000 | 1,272 |
| Total noninterest income | $1,546,000 | 1,610 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $215,000 | 1,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,331,000 | 1,415 |
| Total noninterest expense | $8,298,000 | 1,359 |
| Salaries and employee benefits | $5,530,000 | 1,207 |
| Premises and equipment expense | $577,000 | 1,872 |
| Additional noninterest expense | $2,191,000 | 1,503 |
| Pre-tax net operating income | $3,206,000 | 1,653 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $310,000 | 1,828 |
| Income before extraordinary items | $2,896,000 | 1,554 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,896,000 | 1,553 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,896,000 | 1,554 |
| Net charge-offs | $365,000 | 390 |
| Cash dividends | $1,500,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,896,000 | 1,585 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,200,000 | 1,382 |
| Total interest expense | $206,000 | 2,164 |
| Net interest income | $4,994,000 | 1,345 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $795,000 | 1,589 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $107,000 | 1,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $688,000 | 1,388 |
| Total noninterest expense | $4,166,000 | 1,342 |
| Salaries and employee benefits | $2,798,000 | 1,200 |
| Premises and equipment expense | $301,000 | 1,833 |
| Additional noninterest expense | $1,067,000 | 1,500 |
| Pre-tax net operating income | $1,623,000 | 1,553 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $130,000 | 1,903 |
| Income before extraordinary items | $1,493,000 | 1,467 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,493,000 | 1,466 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,493,000 | 1,467 |
| Net charge-offs | $197,000 | 366 |
| Cash dividends | $500,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,493,000 | 1,482 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $22,790,000 | 1,325 |
| Total interest expense | $1,329,000 | 1,818 |
| Net interest income | $21,461,000 | 1,282 |
| Provision for loan and lease losses | $500,000 | 1,035 |
| Total noninterest income | $5,833,000 | 1,190 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $398,000 | 1,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,435,000 | 1,009 |
| Total noninterest expense | $17,670,000 | 1,282 |
| Salaries and employee benefits | $12,636,000 | 1,083 |
| Premises and equipment expense | $1,348,000 | 1,659 |
| Additional noninterest expense | $3,686,000 | 1,684 |
| Pre-tax net operating income | $9,124,000 | 1,360 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $220,000 | 2,656 |
| Income before extraordinary items | $8,904,000 | 1,251 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $8,904,000 | 1,250 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $8,904,000 | 1,251 |
| Net charge-offs | $680,000 | 527 |
| Cash dividends | $8,000,000 | 561 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $8,904,000 | 1,234 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $17,556,000 | 1,330 |
| Total interest expense | $1,052,000 | 1,824 |
| Net interest income | $16,504,000 | 1,282 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $4,554,000 | 1,171 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $290,000 | 1,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,264,000 | 998 |
| Total noninterest expense | $13,468,000 | 1,264 |
| Salaries and employee benefits | $9,805,000 | 1,067 |
| Premises and equipment expense | $1,051,000 | 1,630 |
| Additional noninterest expense | $2,612,000 | 1,754 |
| Pre-tax net operating income | $7,590,000 | 1,314 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $160,000 | 2,704 |
| Income before extraordinary items | $7,430,000 | 1,204 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $7,430,000 | 1,205 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,430,000 | 1,205 |
| Net charge-offs | $453,000 | 538 |
| Cash dividends | $5,000,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $7,430,000 | 1,186 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $11,856,000 | 1,311 |
| Total interest expense | $748,000 | 1,811 |
| Net interest income | $11,108,000 | 1,252 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $3,324,000 | 1,115 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $185,000 | 1,901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,139,000 | 937 |
| Total noninterest expense | $9,161,000 | 1,231 |
| Salaries and employee benefits | $6,763,000 | 1,032 |
| Premises and equipment expense | $716,000 | 1,608 |
| Additional noninterest expense | $1,682,000 | 1,791 |
| Pre-tax net operating income | $5,271,000 | 1,266 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $100,000 | 2,731 |
| Income before extraordinary items | $5,171,000 | 1,147 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,171,000 | 1,148 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $5,171,000 | 1,148 |
| Net charge-offs | $287,000 | 521 |
| Cash dividends | $3,000,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $5,171,000 | 1,136 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,629,000 | 1,355 |
| Total interest expense | $393,000 | 1,816 |
| Net interest income | $5,236,000 | 1,306 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $2,016,000 | 1,004 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $90,000 | 1,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,926,000 | 840 |
| Total noninterest expense | $4,733,000 | 1,192 |
| Salaries and employee benefits | $3,544,000 | 978 |
| Premises and equipment expense | $354,000 | 1,635 |
| Additional noninterest expense | $835,000 | 1,770 |
| Pre-tax net operating income | $2,519,000 | 1,303 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $40,000 | 2,785 |
| Income before extraordinary items | $2,479,000 | 1,199 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,479,000 | 1,199 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,479,000 | 1,199 |
| Net charge-offs | $230,000 | 400 |
| Cash dividends | $1,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,479,000 | 1,167 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $23,995,000 | 1,266 |
| Total interest expense | $2,951,000 | 1,506 |
| Net interest income | $21,044,000 | 1,230 |
| Provision for loan and lease losses | $850,000 | 1,775 |
| Total noninterest income | $5,904,000 | 1,134 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $425,000 | 1,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,479,000 | 958 |
| Total noninterest expense | $18,750,000 | 1,167 |
| Salaries and employee benefits | $12,116,000 | 1,069 |
| Premises and equipment expense | $1,296,000 | 1,697 |
| Additional noninterest expense | $5,338,000 | 1,207 |
| Pre-tax net operating income | $7,348,000 | 1,336 |
| Securities gains (losses) | $180,000 | 1,082 |
| Applicable income taxes | $51,000 | 3,174 |
| Income before extraordinary items | $7,477,000 | 1,199 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,477,000 | 1,199 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,477,000 | 1,199 |
| Net charge-offs | $505,000 | 965 |
| Cash dividends | $6,000,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $7,298,800 | 1,189 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $17,505,000 | 1,302 |
| Total interest expense | $2,417,000 | 1,472 |
| Net interest income | $15,088,000 | 1,263 |
| Provision for loan and lease losses | $550,000 | 1,891 |
| Total noninterest income | $3,888,000 | 1,201 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $331,000 | 1,753 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,557,000 | 1,024 |
| Total noninterest expense | $13,289,000 | 1,199 |
| Salaries and employee benefits | $8,633,000 | 1,089 |
| Premises and equipment expense | $958,000 | 1,722 |
| Additional noninterest expense | $3,698,000 | 1,270 |
| Pre-tax net operating income | $5,137,000 | 1,362 |
| Securities gains (losses) | $182,000 | 935 |
| Applicable income taxes | $31,000 | 3,253 |
| Income before extraordinary items | $5,288,000 | 1,216 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,288,000 | 1,216 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,288,000 | 1,216 |
| Net charge-offs | $331,000 | 972 |
| Cash dividends | $3,000,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $5,107,820 | 1,208 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,886,000 | 1,409 |
| Total interest expense | $1,829,000 | 1,412 |
| Net interest income | $9,057,000 | 1,391 |
| Provision for loan and lease losses | $425,000 | 1,749 |
| Total noninterest income | $2,103,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $227,000 | 1,742 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,876,000 | 1,129 |
| Total noninterest expense | $8,612,000 | 1,221 |
| Salaries and employee benefits | $5,400,000 | 1,149 |
| Premises and equipment expense | $635,000 | 1,721 |
| Additional noninterest expense | $2,577,000 | 1,215 |
| Pre-tax net operating income | $2,123,000 | 1,920 |
| Securities gains (losses) | $182,000 | 739 |
| Applicable income taxes | $16,000 | 3,283 |
| Income before extraordinary items | $2,289,000 | 1,643 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,289,000 | 1,644 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,289,000 | 1,644 |
| Net charge-offs | $306,000 | 797 |
| Cash dividends | $3,000,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,108,820 | 1,718 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,157,000 | 1,475 |
| Total interest expense | $1,155,000 | 1,275 |
| Net interest income | $4,002,000 | 1,505 |
| Provision for loan and lease losses | $325,000 | 1,133 |
| Total noninterest income | $501,000 | 1,942 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $128,000 | 1,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $373,000 | 1,806 |
| Total noninterest expense | $4,255,000 | 1,246 |
| Salaries and employee benefits | $2,363,000 | 1,304 |
| Premises and equipment expense | $316,000 | 1,750 |
| Additional noninterest expense | $1,576,000 | 1,069 |
| Pre-tax net operating income | $-77,000 | 4,852 |
| Securities gains (losses) | $182,000 | 404 |
| Applicable income taxes | $5,000 | 3,270 |
| Income before extraordinary items | $100,000 | 4,217 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $100,000 | 4,217 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $100,000 | 4,217 |
| Net charge-offs | $208,000 | 616 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-72,900 | 4,850 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $21,455,000 | 1,434 |
| Total interest expense | $4,543,000 | 1,340 |
| Net interest income | $16,912,000 | 1,430 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $9,025,000 | 742 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $682,000 | 1,534 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,343,000 | 588 |
| Total noninterest expense | $15,908,000 | 1,291 |
| Salaries and employee benefits | $9,895,000 | 1,213 |
| Premises and equipment expense | $1,447,000 | 1,545 |
| Additional noninterest expense | $4,566,000 | 1,349 |
| Pre-tax net operating income | $10,029,000 | 1,052 |
| Securities gains (losses) | $206,000 | 626 |
| Applicable income taxes | $42,000 | 3,361 |
| Income before extraordinary items | $10,193,000 | 923 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $10,193,000 | 924 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $10,193,000 | 924 |
| Net charge-offs | $918,000 | 688 |
| Cash dividends | $7,100,000 | 619 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $9,987,000 | 918 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $16,077,000 | 1,450 |
| Total interest expense | $3,339,000 | 1,365 |
| Net interest income | $12,738,000 | 1,442 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $2,086,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $535,000 | 1,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,551,000 | 1,506 |
| Total noninterest expense | $11,971,000 | 1,288 |
| Salaries and employee benefits | $7,435,000 | 1,219 |
| Premises and equipment expense | $1,104,000 | 1,535 |
| Additional noninterest expense | $3,432,000 | 1,341 |
| Pre-tax net operating income | $2,853,000 | 2,175 |
| Securities gains (losses) | $206,000 | 524 |
| Applicable income taxes | $27,000 | 3,475 |
| Income before extraordinary items | $3,032,000 | 1,925 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,032,000 | 1,925 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,032,000 | 1,926 |
| Net charge-offs | $348,000 | 942 |
| Cash dividends | $1,200,000 | 1,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,828,060 | 1,993 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,564,000 | 1,461 |
| Total interest expense | $2,178,000 | 1,369 |
| Net interest income | $8,386,000 | 1,457 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,159,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $359,000 | 1,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $800,000 | 1,714 |
| Total noninterest expense | $8,101,000 | 1,283 |
| Salaries and employee benefits | $4,953,000 | 1,217 |
| Premises and equipment expense | $720,000 | 1,577 |
| Additional noninterest expense | $2,428,000 | 1,299 |
| Pre-tax net operating income | $1,444,000 | 2,579 |
| Securities gains (losses) | $19,000 | 1,054 |
| Applicable income taxes | $18,000 | 3,464 |
| Income before extraordinary items | $1,445,000 | 2,382 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,445,000 | 2,381 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,445,000 | 2,382 |
| Net charge-offs | $233,000 | 904 |
| Cash dividends | $600,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,426,190 | 2,370 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,134,000 | 1,494 |
| Total interest expense | $1,039,000 | 1,397 |
| Net interest income | $4,095,000 | 1,490 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $554,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $177,000 | 1,462 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 1,719 |
| Total noninterest expense | $3,893,000 | 1,329 |
| Salaries and employee benefits | $2,446,000 | 1,233 |
| Premises and equipment expense | $361,000 | 1,587 |
| Additional noninterest expense | $1,086,000 | 1,418 |
| Pre-tax net operating income | $756,000 | 2,463 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $9,000 | 3,424 |
| Income before extraordinary items | $747,000 | 2,276 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $747,000 | 2,275 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $747,000 | 2,275 |
| Net charge-offs | $293,000 | 480 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $747,000 | 2,252 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $20,260,000 | 1,435 |
| Total interest expense | $3,023,000 | 1,427 |
| Net interest income | $17,237,000 | 1,409 |
| Provision for loan and lease losses | $500,000 | 1,444 |
| Total noninterest income | $2,969,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $813,000 | 1,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,156,000 | 1,430 |
| Total noninterest expense | $18,122,000 | 1,150 |
| Salaries and employee benefits | $10,026,000 | 1,175 |
| Premises and equipment expense | $1,580,000 | 1,428 |
| Additional noninterest expense | $6,516,000 | 1,020 |
| Pre-tax net operating income | $1,584,000 | 3,459 |
| Securities gains (losses) | $8,000 | 752 |
| Applicable income taxes | $29,000 | 3,550 |
| Income before extraordinary items | $1,563,000 | 3,314 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,563,000 | 3,312 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,563,000 | 3,313 |
| Net charge-offs | $788,000 | 718 |
| Cash dividends | $2,550,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,555,160 | 3,324 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,975,000 | 1,443 |
| Total interest expense | $2,044,000 | 1,469 |
| Net interest income | $12,931,000 | 1,401 |
| Provision for loan and lease losses | $500,000 | 1,123 |
| Total noninterest income | $2,810,000 | 1,338 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $612,000 | 1,364 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,198,000 | 1,179 |
| Total noninterest expense | $13,165,000 | 1,179 |
| Salaries and employee benefits | $7,521,000 | 1,170 |
| Premises and equipment expense | $953,000 | 1,747 |
| Additional noninterest expense | $4,691,000 | 1,047 |
| Pre-tax net operating income | $2,076,000 | 2,680 |
| Securities gains (losses) | $8,000 | 750 |
| Applicable income taxes | $24,000 | 3,584 |
| Income before extraordinary items | $2,060,000 | 2,466 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,060,000 | 2,465 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,060,000 | 2,465 |
| Net charge-offs | $218,000 | 1,182 |
| Cash dividends | $1,800,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,052,080 | 2,466 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,760,000 | 1,447 |
| Total interest expense | $1,165,000 | 1,580 |
| Net interest income | $8,595,000 | 1,404 |
| Provision for loan and lease losses | $500,000 | 813 |
| Total noninterest income | $2,042,000 | 1,267 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $412,000 | 1,349 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,630,000 | 1,090 |
| Total noninterest expense | $9,343,000 | 1,117 |
| Salaries and employee benefits | $5,087,000 | 1,165 |
| Premises and equipment expense | $627,000 | 1,783 |
| Additional noninterest expense | $3,629,000 | 904 |
| Pre-tax net operating income | $794,000 | 3,492 |
| Securities gains (losses) | $7,000 | 660 |
| Applicable income taxes | $15,000 | 3,597 |
| Income before extraordinary items | $786,000 | 3,325 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $786,000 | 3,324 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $786,000 | 3,324 |
| Net charge-offs | $816,000 | 370 |
| Cash dividends | $800,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $779,140 | 3,334 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,784,000 | 1,462 |
| Total interest expense | $493,000 | 1,731 |
| Net interest income | $4,291,000 | 1,405 |
| Provision for loan and lease losses | $500,000 | 462 |
| Total noninterest income | $703,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $181,000 | 1,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $522,000 | 1,445 |
| Total noninterest expense | $3,881,000 | 1,310 |
| Salaries and employee benefits | $2,604,000 | 1,153 |
| Premises and equipment expense | $319,000 | 1,776 |
| Additional noninterest expense | $958,000 | 1,568 |
| Pre-tax net operating income | $613,000 | 2,782 |
| Securities gains (losses) | $8,000 | 468 |
| Applicable income taxes | $9,000 | 3,531 |
| Income before extraordinary items | $612,000 | 2,583 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $612,000 | 2,583 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $612,000 | 2,583 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $800,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $604,080 | 2,599 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,653,000 | 1,510 |
| Total interest expense | $1,520,000 | 1,903 |
| Net interest income | $16,133,000 | 1,449 |
| Provision for loan and lease losses | $1,335,000 | 713 |
| Total noninterest income | $3,030,000 | 1,575 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $870,000 | 1,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,160,000 | 1,457 |
| Total noninterest expense | $15,189,000 | 1,305 |
| Salaries and employee benefits | $9,877,000 | 1,175 |
| Premises and equipment expense | $1,266,000 | 1,761 |
| Additional noninterest expense | $4,046,000 | 1,508 |
| Pre-tax net operating income | $2,639,000 | 2,673 |
| Securities gains (losses) | $51,000 | 892 |
| Applicable income taxes | $26,000 | 3,700 |
| Income before extraordinary items | $2,664,000 | 2,232 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,664,000 | 2,232 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,664,000 | 2,232 |
| Net charge-offs | $441,000 | 1,176 |
| Cash dividends | $4,450,000 | 742 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,613,510 | 2,237 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,931,000 | 1,546 |
| Total interest expense | $1,101,000 | 1,927 |
| Net interest income | $11,830,000 | 1,487 |
| Provision for loan and lease losses | $835,000 | 817 |
| Total noninterest income | $2,269,000 | 1,600 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $652,000 | 1,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,617,000 | 1,477 |
| Total noninterest expense | $11,264,000 | 1,316 |
| Salaries and employee benefits | $7,372,000 | 1,180 |
| Premises and equipment expense | $948,000 | 1,775 |
| Additional noninterest expense | $2,944,000 | 1,533 |
| Pre-tax net operating income | $2,000,000 | 2,714 |
| Securities gains (losses) | $51,000 | 871 |
| Applicable income taxes | $20,000 | 3,722 |
| Income before extraordinary items | $2,031,000 | 2,384 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,031,000 | 2,383 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,031,000 | 2,384 |
| Net charge-offs | $-107,000 | 5,357 |
| Cash dividends | $3,950,000 | 610 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,980,510 | 2,405 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,348,000 | 1,573 |
| Total interest expense | $670,000 | 2,023 |
| Net interest income | $7,678,000 | 1,510 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $1,557,000 | 1,553 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $426,000 | 1,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,131,000 | 1,431 |
| Total noninterest expense | $7,440,000 | 1,334 |
| Salaries and employee benefits | $4,943,000 | 1,182 |
| Premises and equipment expense | $627,000 | 1,793 |
| Additional noninterest expense | $1,870,000 | 1,596 |
| Pre-tax net operating income | $1,735,000 | 2,244 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $24,000 | 3,570 |
| Income before extraordinary items | $1,711,000 | 1,941 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,711,000 | 1,941 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,711,000 | 1,941 |
| Net charge-offs | $-105,000 | 5,453 |
| Cash dividends | $3,950,000 | 442 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,711,000 | 1,915 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,969,000 | 1,642 |
| Total interest expense | $333,000 | 2,016 |
| Net interest income | $3,636,000 | 1,583 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $692,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $212,000 | 1,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $480,000 | 1,562 |
| Total noninterest expense | $3,689,000 | 1,362 |
| Salaries and employee benefits | $2,456,000 | 1,192 |
| Premises and equipment expense | $324,000 | 1,759 |
| Additional noninterest expense | $909,000 | 1,637 |
| Pre-tax net operating income | $579,000 | 2,856 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $12,000 | 3,531 |
| Income before extraordinary items | $567,000 | 2,558 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $567,000 | 2,557 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $567,000 | 2,558 |
| Net charge-offs | $56,000 | 1,255 |
| Cash dividends | $950,000 | 773 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $567,000 | 2,541 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,049,000 | 1,494 |
| Total interest expense | $1,362,000 | 1,933 |
| Net interest income | $15,687,000 | 1,436 |
| Provision for loan and lease losses | $325,000 | 1,915 |
| Total noninterest income | $2,781,000 | 1,731 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $774,000 | 1,477 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,007,000 | 1,599 |
| Total noninterest expense | $14,833,000 | 1,335 |
| Salaries and employee benefits | $9,892,000 | 1,160 |
| Premises and equipment expense | $1,305,000 | 1,731 |
| Additional noninterest expense | $3,636,000 | 1,679 |
| Pre-tax net operating income | $3,310,000 | 2,227 |
| Securities gains (losses) | $-104,000 | 5,807 |
| Applicable income taxes | $47,000 | 3,624 |
| Income before extraordinary items | $3,159,000 | 2,017 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,159,000 | 2,016 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,159,000 | 2,016 |
| Net charge-offs | $529,000 | 1,042 |
| Cash dividends | $875,000 | 2,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,261,960 | 1,908 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,909,000 | 1,481 |
| Total interest expense | $1,015,000 | 1,953 |
| Net interest income | $11,894,000 | 1,426 |
| Provision for loan and lease losses | $325,000 | 1,538 |
| Total noninterest income | $1,852,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $567,000 | 1,514 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,285,000 | 1,740 |
| Total noninterest expense | $10,468,000 | 1,394 |
| Salaries and employee benefits | $6,937,000 | 1,226 |
| Premises and equipment expense | $997,000 | 1,704 |
| Additional noninterest expense | $2,534,000 | 1,774 |
| Pre-tax net operating income | $2,953,000 | 1,987 |
| Securities gains (losses) | $2,000 | 2,985 |
| Applicable income taxes | $37,000 | 3,683 |
| Income before extraordinary items | $2,918,000 | 1,725 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,918,000 | 1,725 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,918,000 | 1,725 |
| Net charge-offs | $406,000 | 922 |
| Cash dividends | $875,000 | 1,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,916,020 | 1,673 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,784,000 | 1,444 |
| Total interest expense | $682,000 | 1,947 |
| Net interest income | $8,102,000 | 1,408 |
| Provision for loan and lease losses | $225,000 | 1,514 |
| Total noninterest income | $1,265,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $359,000 | 1,564 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $906,000 | 1,666 |
| Total noninterest expense | $7,080,000 | 1,389 |
| Salaries and employee benefits | $4,646,000 | 1,226 |
| Premises and equipment expense | $702,000 | 1,614 |
| Additional noninterest expense | $1,732,000 | 1,747 |
| Pre-tax net operating income | $2,062,000 | 1,891 |
| Securities gains (losses) | $2,000 | 2,664 |
| Applicable income taxes | $26,000 | 3,672 |
| Income before extraordinary items | $2,038,000 | 1,634 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,038,000 | 1,635 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,038,000 | 1,635 |
| Net charge-offs | $236,000 | 1,017 |
| Cash dividends | $875,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,036,020 | 1,585 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,338,000 | 1,463 |
| Total interest expense | $343,000 | 1,939 |
| Net interest income | $3,995,000 | 1,423 |
| Provision for loan and lease losses | $225,000 | 871 |
| Total noninterest income | $582,000 | 1,877 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $172,000 | 1,610 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $410,000 | 1,711 |
| Total noninterest expense | $3,466,000 | 1,414 |
| Salaries and employee benefits | $2,267,000 | 1,253 |
| Premises and equipment expense | $388,000 | 1,490 |
| Additional noninterest expense | $811,000 | 1,830 |
| Pre-tax net operating income | $886,000 | 2,104 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $11,000 | 3,724 |
| Income before extraordinary items | $875,000 | 1,832 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $875,000 | 1,833 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $875,000 | 1,833 |
| Net charge-offs | $402,000 | 403 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $875,000 | 1,786 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,660,000 | 1,480 |
| Total interest expense | $1,331,000 | 1,951 |
| Net interest income | $15,329,000 | 1,444 |
| Provision for loan and lease losses | $900,000 | 886 |
| Total noninterest income | $3,212,000 | 1,528 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $832,000 | 1,431 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,380,000 | 1,341 |
| Total noninterest expense | $14,420,000 | 1,358 |
| Salaries and employee benefits | $9,415,000 | 1,190 |
| Premises and equipment expense | $1,326,000 | 1,725 |
| Additional noninterest expense | $3,679,000 | 1,649 |
| Pre-tax net operating income | $3,221,000 | 2,208 |
| Securities gains (losses) | $13,000 | 2,458 |
| Applicable income taxes | $-46,000 | 5,960 |
| Income before extraordinary items | $3,280,000 | 1,905 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,280,000 | 1,904 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,280,000 | 1,907 |
| Net charge-offs | $1,070,000 | 649 |
| Cash dividends | $7,000,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,267,000 | 1,867 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,506,000 | 1,490 |
| Total interest expense | $1,001,000 | 1,964 |
| Net interest income | $11,505,000 | 1,452 |
| Provision for loan and lease losses | $200,000 | 1,947 |
| Total noninterest income | $2,316,000 | 1,592 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $619,000 | 1,449 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,697,000 | 1,404 |
| Total noninterest expense | $10,993,000 | 1,343 |
| Salaries and employee benefits | $7,108,000 | 1,190 |
| Premises and equipment expense | $1,028,000 | 1,681 |
| Additional noninterest expense | $2,857,000 | 1,591 |
| Pre-tax net operating income | $2,628,000 | 2,121 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-54,000 | 6,136 |
| Income before extraordinary items | $2,682,000 | 1,792 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,682,000 | 1,794 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,682,000 | 1,795 |
| Net charge-offs | $415,000 | 981 |
| Cash dividends | $4,000,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,682,000 | 1,754 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,323,000 | 1,495 |
| Total interest expense | $664,000 | 1,984 |
| Net interest income | $7,659,000 | 1,465 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,528,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $388,000 | 1,510 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,140,000 | 1,415 |
| Total noninterest expense | $7,418,000 | 1,332 |
| Salaries and employee benefits | $4,767,000 | 1,183 |
| Premises and equipment expense | $712,000 | 1,644 |
| Additional noninterest expense | $1,939,000 | 1,580 |
| Pre-tax net operating income | $1,769,000 | 2,076 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-66,000 | 6,242 |
| Income before extraordinary items | $1,835,000 | 1,739 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,835,000 | 1,743 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,835,000 | 1,743 |
| Net charge-offs | $48,000 | 2,343 |
| Cash dividends | $4,000,000 | 401 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,835,000 | 1,692 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,148,000 | 1,496 |
| Total interest expense | $333,000 | 1,993 |
| Net interest income | $3,815,000 | 1,466 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $741,000 | 1,595 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $184,000 | 1,548 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $557,000 | 1,393 |
| Total noninterest expense | $3,664,000 | 1,344 |
| Salaries and employee benefits | $2,401,000 | 1,177 |
| Premises and equipment expense | $370,000 | 1,597 |
| Additional noninterest expense | $893,000 | 1,685 |
| Pre-tax net operating income | $892,000 | 2,036 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-80,000 | 6,358 |
| Income before extraordinary items | $972,000 | 1,650 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $972,000 | 1,652 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $972,000 | 1,652 |
| Net charge-offs | $-88,000 | 6,101 |
| Cash dividends | $1,000,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $972,000 | 1,585 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,261,000 | 1,529 |
| Total interest expense | $1,492,000 | 1,896 |
| Net interest income | $14,769,000 | 1,496 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $2,937,000 | 1,599 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $908,000 | 1,413 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,029,000 | 1,440 |
| Total noninterest expense | $14,077,000 | 1,376 |
| Salaries and employee benefits | $8,968,000 | 1,210 |
| Premises and equipment expense | $1,462,000 | 1,605 |
| Additional noninterest expense | $3,647,000 | 1,698 |
| Pre-tax net operating income | $3,629,000 | 1,969 |
| Securities gains (losses) | $193,000 | 822 |
| Applicable income taxes | $99,000 | 3,405 |
| Income before extraordinary items | $3,723,000 | 1,678 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,723,000 | 1,678 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,723,000 | 1,677 |
| Net charge-offs | $650,000 | 1,228 |
| Cash dividends | $3,330,000 | 846 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,535,790 | 1,715 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,087,000 | 1,551 |
| Total interest expense | $1,134,000 | 1,897 |
| Net interest income | $10,953,000 | 1,520 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,100,000 | 1,657 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $687,000 | 1,415 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,413,000 | 1,517 |
| Total noninterest expense | $10,406,000 | 1,399 |
| Salaries and employee benefits | $6,613,000 | 1,222 |
| Premises and equipment expense | $1,062,000 | 1,667 |
| Additional noninterest expense | $2,731,000 | 1,700 |
| Pre-tax net operating income | $2,647,000 | 2,052 |
| Securities gains (losses) | $193,000 | 652 |
| Applicable income taxes | $78,000 | 3,424 |
| Income before extraordinary items | $2,762,000 | 1,697 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,762,000 | 1,698 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,762,000 | 1,697 |
| Net charge-offs | $587,000 | 1,026 |
| Cash dividends | $2,230,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,574,790 | 1,770 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,981,000 | 1,560 |
| Total interest expense | $777,000 | 1,889 |
| Net interest income | $7,204,000 | 1,533 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,275,000 | 1,748 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $446,000 | 1,432 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $829,000 | 1,664 |
| Total noninterest expense | $7,013,000 | 1,388 |
| Salaries and employee benefits | $4,406,000 | 1,224 |
| Premises and equipment expense | $705,000 | 1,687 |
| Additional noninterest expense | $1,902,000 | 1,633 |
| Pre-tax net operating income | $1,466,000 | 2,312 |
| Securities gains (losses) | $193,000 | 494 |
| Applicable income taxes | $57,000 | 3,373 |
| Income before extraordinary items | $1,602,000 | 1,874 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,602,000 | 1,878 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,602,000 | 1,877 |
| Net charge-offs | $713,000 | 657 |
| Cash dividends | $1,480,000 | 852 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,414,790 | 2,021 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,980,000 | 1,555 |
| Total interest expense | $397,000 | 1,876 |
| Net interest income | $3,583,000 | 1,536 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $582,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $210,000 | 1,489 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $372,000 | 1,747 |
| Total noninterest expense | $3,436,000 | 1,418 |
| Salaries and employee benefits | $2,154,000 | 1,270 |
| Premises and equipment expense | $347,000 | 1,733 |
| Additional noninterest expense | $935,000 | 1,641 |
| Pre-tax net operating income | $729,000 | 2,256 |
| Securities gains (losses) | $193,000 | 282 |
| Applicable income taxes | $32,000 | 3,249 |
| Income before extraordinary items | $890,000 | 1,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $890,000 | 1,647 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $890,000 | 1,647 |
| Net charge-offs | $113,000 | 1,293 |
| Cash dividends | $600,000 | 900 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $702,790 | 1,957 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,179,000 | 1,471 |
| Total interest expense | $1,774,000 | 1,902 |
| Net interest income | $15,405,000 | 1,400 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $2,377,000 | 1,920 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $841,000 | 1,582 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,536,000 | 1,814 |
| Total noninterest expense | $13,770,000 | 1,428 |
| Salaries and employee benefits | $8,875,000 | 1,219 |
| Premises and equipment expense | $1,462,000 | 1,611 |
| Additional noninterest expense | $3,433,000 | 1,851 |
| Pre-tax net operating income | $4,012,000 | 1,722 |
| Securities gains (losses) | $455,000 | 491 |
| Applicable income taxes | $116,000 | 3,324 |
| Income before extraordinary items | $4,351,000 | 1,388 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,351,000 | 1,391 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,351,000 | 1,391 |
| Net charge-offs | $-276,000 | 6,671 |
| Cash dividends | $6,930,000 | 442 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,909,650 | 1,497 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,250,000 | 1,445 |
| Total interest expense | $1,363,000 | 1,917 |
| Net interest income | $11,887,000 | 1,367 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $2,007,000 | 1,785 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $604,000 | 1,634 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,403,000 | 1,630 |
| Total noninterest expense | $10,211,000 | 1,447 |
| Salaries and employee benefits | $6,664,000 | 1,218 |
| Premises and equipment expense | $1,081,000 | 1,639 |
| Additional noninterest expense | $2,466,000 | 1,905 |
| Pre-tax net operating income | $3,683,000 | 1,482 |
| Securities gains (losses) | $455,000 | 446 |
| Applicable income taxes | $84,000 | 3,415 |
| Income before extraordinary items | $4,054,000 | 1,148 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,054,000 | 1,150 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,054,000 | 1,150 |
| Net charge-offs | $-1,001,000 | 6,858 |
| Cash dividends | $5,430,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,608,100 | 1,241 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,662,000 | 1,459 |
| Total interest expense | $941,000 | 1,880 |
| Net interest income | $7,721,000 | 1,385 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,304,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $377,000 | 1,704 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $927,000 | 1,674 |
| Total noninterest expense | $6,821,000 | 1,447 |
| Salaries and employee benefits | $4,425,000 | 1,211 |
| Premises and equipment expense | $732,000 | 1,623 |
| Additional noninterest expense | $1,664,000 | 1,891 |
| Pre-tax net operating income | $2,204,000 | 1,588 |
| Securities gains (losses) | $455,000 | 399 |
| Applicable income taxes | $52,000 | 3,488 |
| Income before extraordinary items | $2,607,000 | 1,169 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,607,000 | 1,171 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,607,000 | 1,172 |
| Net charge-offs | $132,000 | 2,492 |
| Cash dividends | $4,430,000 | 329 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,161,100 | 1,339 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,314,000 | 1,478 |
| Total interest expense | $486,000 | 1,878 |
| Net interest income | $3,828,000 | 1,405 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $472,000 | 2,314 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $182,000 | 1,731 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $290,000 | 2,270 |
| Total noninterest expense | $3,311,000 | 1,494 |
| Salaries and employee benefits | $2,218,000 | 1,217 |
| Premises and equipment expense | $394,000 | 1,547 |
| Additional noninterest expense | $699,000 | 2,230 |
| Pre-tax net operating income | $989,000 | 1,728 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $24,000 | 3,495 |
| Income before extraordinary items | $965,000 | 1,537 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $965,000 | 1,539 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $965,000 | 1,539 |
| Net charge-offs | $191,000 | 1,397 |
| Cash dividends | $750,000 | 684 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $965,000 | 1,481 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,370,000 | 1,448 |
| Total interest expense | $2,402,000 | 1,815 |
| Net interest income | $15,968,000 | 1,367 |
| Provision for loan and lease losses | $1,100,000 | 1,662 |
| Total noninterest income | $2,908,000 | 1,673 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $850,000 | 1,616 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,058,000 | 1,500 |
| Total noninterest expense | $13,692,000 | 1,428 |
| Salaries and employee benefits | $8,814,000 | 1,200 |
| Premises and equipment expense | $1,398,000 | 1,685 |
| Additional noninterest expense | $3,480,000 | 1,890 |
| Pre-tax net operating income | $4,084,000 | 1,620 |
| Securities gains (losses) | $2,490,000 | 210 |
| Applicable income taxes | $108,000 | 3,458 |
| Income before extraordinary items | $6,466,000 | 936 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,466,000 | 936 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,466,000 | 936 |
| Net charge-offs | $645,000 | 2,317 |
| Cash dividends | $3,250,000 | 813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,025,800 | 1,365 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,547,000 | 1,496 |
| Total interest expense | $1,837,000 | 1,852 |
| Net interest income | $11,710,000 | 1,422 |
| Provision for loan and lease losses | $650,000 | 1,939 |
| Total noninterest income | $2,072,000 | 1,743 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $636,000 | 1,635 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,436,000 | 1,565 |
| Total noninterest expense | $9,866,000 | 1,492 |
| Salaries and employee benefits | $6,247,000 | 1,262 |
| Premises and equipment expense | $1,066,000 | 1,662 |
| Additional noninterest expense | $2,553,000 | 1,935 |
| Pre-tax net operating income | $3,266,000 | 1,582 |
| Securities gains (losses) | $426,000 | 854 |
| Applicable income taxes | $75,000 | 3,555 |
| Income before extraordinary items | $3,617,000 | 1,243 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,617,000 | 1,244 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,617,000 | 1,244 |
| Net charge-offs | $582,000 | 2,009 |
| Cash dividends | $2,500,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,199,520 | 1,326 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,000,000 | 1,514 |
| Total interest expense | $1,229,000 | 1,916 |
| Net interest income | $7,771,000 | 1,427 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $1,398,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $413,000 | 1,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $985,000 | 1,534 |
| Total noninterest expense | $6,676,000 | 1,468 |
| Salaries and employee benefits | $4,181,000 | 1,251 |
| Premises and equipment expense | $749,000 | 1,589 |
| Additional noninterest expense | $1,746,000 | 1,899 |
| Pre-tax net operating income | $2,093,000 | 1,635 |
| Securities gains (losses) | $7,000 | 2,812 |
| Applicable income taxes | $44,000 | 3,618 |
| Income before extraordinary items | $2,056,000 | 1,447 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,056,000 | 1,447 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,056,000 | 1,447 |
| Net charge-offs | $450,000 | 1,890 |
| Cash dividends | $1,500,000 | 681 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,049,140 | 1,365 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 1,541 |
| Total interest expense | $612,000 | 2,010 |
| Net interest income | $3,873,000 | 1,433 |
| Provision for loan and lease losses | $400,000 | 1,246 |
| Total noninterest income | $712,000 | 1,682 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $196,000 | 1,725 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $516,000 | 1,475 |
| Total noninterest expense | $3,186,000 | 1,538 |
| Salaries and employee benefits | $1,898,000 | 1,363 |
| Premises and equipment expense | $385,000 | 1,548 |
| Additional noninterest expense | $903,000 | 1,834 |
| Pre-tax net operating income | $999,000 | 1,685 |
| Securities gains (losses) | $7,000 | 1,852 |
| Applicable income taxes | $20,000 | 3,671 |
| Income before extraordinary items | $986,000 | 1,482 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $986,000 | 1,483 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $986,000 | 1,483 |
| Net charge-offs | $341,000 | 1,382 |
| Cash dividends | $750,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $979,140 | 1,402 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,181,000 | 1,740 |
| Total interest expense | $2,421,000 | 2,383 |
| Net interest income | $13,760,000 | 1,616 |
| Provision for loan and lease losses | $1,325,000 | 2,032 |
| Total noninterest income | $2,930,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $808,000 | 1,775 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,122,000 | 1,305 |
| Total noninterest expense | $11,267,000 | 1,724 |
| Salaries and employee benefits | $6,912,000 | 1,433 |
| Premises and equipment expense | $1,322,000 | 1,882 |
| Additional noninterest expense | $3,033,000 | 2,189 |
| Pre-tax net operating income | $4,098,000 | 1,406 |
| Securities gains (losses) | $-2,000 | 6,752 |
| Applicable income taxes | $32,000 | 3,941 |
| Income before extraordinary items | $4,064,000 | 1,234 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,064,000 | 1,234 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,064,000 | 1,234 |
| Net charge-offs | $1,478,000 | 1,896 |
| Cash dividends | $2,550,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,065,980 | 1,163 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,773,000 | 1,817 |
| Total interest expense | $1,797,000 | 2,492 |
| Net interest income | $9,976,000 | 1,692 |
| Provision for loan and lease losses | $700,000 | 2,437 |
| Total noninterest income | $2,199,000 | 1,512 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $602,000 | 1,790 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,597,000 | 1,290 |
| Total noninterest expense | $8,677,000 | 1,673 |
| Salaries and employee benefits | $5,256,000 | 1,411 |
| Premises and equipment expense | $1,049,000 | 1,789 |
| Additional noninterest expense | $2,372,000 | 2,108 |
| Pre-tax net operating income | $2,798,000 | 1,580 |
| Securities gains (losses) | $-3,000 | 6,910 |
| Applicable income taxes | $31,000 | 3,860 |
| Income before extraordinary items | $2,764,000 | 1,395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,764,000 | 1,395 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,764,000 | 1,395 |
| Net charge-offs | $987,000 | 1,906 |
| Cash dividends | $1,050,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,766,970 | 1,312 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,199,000 | 3,257 |
| Total interest expense | $626,000 | 4,101 |
| Net interest income | $3,573,000 | 3,037 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $805,000 | 2,316 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $193,000 | 3,103 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $612,000 | 1,847 |
| Total noninterest expense | $3,070,000 | 3,037 |
| Salaries and employee benefits | $1,847,000 | 2,608 |
| Premises and equipment expense | $334,000 | 3,382 |
| Additional noninterest expense | $889,000 | 3,489 |
| Pre-tax net operating income | $1,308,000 | 2,081 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,308,000 | 1,817 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,308,000 | 1,817 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,308,000 | 1,817 |
| Net charge-offs | $-3,000 | 6,756 |
| Cash dividends | $850,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,308,000 | 1,741 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 3,299 |
| Total interest expense | $319,000 | 4,144 |
| Net interest income | $1,761,000 | 3,064 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $357,000 | 2,534 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $80,000 | 3,436 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $277,000 | 2,007 |
| Total noninterest expense | $1,554,000 | 3,013 |
| Salaries and employee benefits | $920,000 | 2,634 |
| Premises and equipment expense | $173,000 | 3,329 |
| Additional noninterest expense | $461,000 | 3,386 |
| Pre-tax net operating income | $564,000 | 2,342 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $564,000 | 2,024 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $564,000 | 2,023 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $564,000 | 2,024 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $600,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $564,000 | 1,985 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,686,000 | 3,037 |
| Total interest expense | $1,755,000 | 3,894 |
| Net interest income | $7,931,000 | 2,744 |
| Provision for loan and lease losses | $2,050,000 | 2,036 |
| Total noninterest income | $1,697,000 | 2,324 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $418,000 | 2,993 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,279,000 | 1,879 |
| Total noninterest expense | $6,048,000 | 3,083 |
| Salaries and employee benefits | $3,417,000 | 2,791 |
| Premises and equipment expense | $706,000 | 3,274 |
| Additional noninterest expense | $1,925,000 | 3,359 |
| Pre-tax net operating income | $1,530,000 | 2,694 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,533,000 | 2,476 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,533,000 | 2,473 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,533,000 | 2,478 |
| Net charge-offs | $2,326,000 | 1,709 |
| Cash dividends | $300,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,530,000 | 2,378 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,267,000 | 3,085 |
| Total interest expense | $1,393,000 | 3,887 |
| Net interest income | $5,874,000 | 2,810 |
| Provision for loan and lease losses | $1,850,000 | 1,744 |
| Total noninterest income | $1,342,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $326,000 | 2,984 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,016,000 | 1,780 |
| Total noninterest expense | $4,544,000 | 3,089 |
| Salaries and employee benefits | $2,522,000 | 2,833 |
| Premises and equipment expense | $520,000 | 3,366 |
| Additional noninterest expense | $1,502,000 | 3,216 |
| Pre-tax net operating income | $822,000 | 3,416 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $822,000 | 3,234 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $822,000 | 3,232 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $822,000 | 3,234 |
| Net charge-offs | $1,903,000 | 1,552 |
| Cash dividends | $300,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $822,000 | 3,114 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,593,000 | 3,264 |
| Total interest expense | $916,000 | 4,027 |
| Net interest income | $3,677,000 | 2,987 |
| Provision for loan and lease losses | $450,000 | 2,998 |
| Total noninterest income | $628,000 | 2,785 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $215,000 | 3,014 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $413,000 | 2,375 |
| Total noninterest expense | $3,004,000 | 3,113 |
| Salaries and employee benefits | $1,688,000 | 2,826 |
| Premises and equipment expense | $339,000 | 3,473 |
| Additional noninterest expense | $977,000 | 3,258 |
| Pre-tax net operating income | $851,000 | 2,674 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $851,000 | 2,396 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $851,000 | 2,392 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $851,000 | 2,395 |
| Net charge-offs | $897,000 | 1,836 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $851,000 | 2,299 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 3,334 |
| Total interest expense | $469,000 | 4,095 |
| Net interest income | $1,816,000 | 3,046 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $284,000 | 2,978 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $98,000 | 3,183 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $186,000 | 2,505 |
| Total noninterest expense | $1,432,000 | 3,261 |
| Salaries and employee benefits | $774,000 | 3,100 |
| Premises and equipment expense | $185,000 | 3,329 |
| Additional noninterest expense | $473,000 | 3,340 |
| Pre-tax net operating income | $668,000 | 1,904 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $668,000 | 1,632 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $668,000 | 1,633 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $668,000 | 1,634 |
| Net charge-offs | $273,000 | 2,122 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $668,000 | 1,570 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,746,000 | 3,295 |
| Total interest expense | $2,669,000 | 3,732 |
| Net interest income | $7,077,000 | 3,038 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $1,085,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $534,000 | 2,750 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $551,000 | 3,040 |
| Total noninterest expense | $6,234,000 | 3,084 |
| Salaries and employee benefits | $3,418,000 | 2,844 |
| Premises and equipment expense | $818,000 | 3,076 |
| Additional noninterest expense | $1,998,000 | 3,310 |
| Pre-tax net operating income | $1,928,000 | 1,967 |
| Securities gains (losses) | $98,000 | 2,159 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,026,000 | 1,654 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,026,000 | 1,652 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,026,000 | 1,653 |
| Net charge-offs | $-364,000 | 8,006 |
| Cash dividends | $1,830,000 | 991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,928,000 | 1,698 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,441,000 | 3,303 |
| Total interest expense | $2,123,000 | 3,702 |
| Net interest income | $5,318,000 | 3,032 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $768,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $405,000 | 2,733 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $363,000 | 3,345 |
| Total noninterest expense | $4,588,000 | 3,140 |
| Salaries and employee benefits | $2,596,000 | 2,839 |
| Premises and equipment expense | $636,000 | 2,995 |
| Additional noninterest expense | $1,356,000 | 3,545 |
| Pre-tax net operating income | $1,498,000 | 2,059 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,500,000 | 1,775 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,500,000 | 1,775 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,500,000 | 1,775 |
| Net charge-offs | $-291,000 | 8,087 |
| Cash dividends | $1,350,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,498,000 | 1,734 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,100,000 | 3,262 |
| Total interest expense | $1,512,000 | 3,648 |
| Net interest income | $3,588,000 | 2,980 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $508,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $275,000 | 2,679 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $233,000 | 3,414 |
| Total noninterest expense | $3,123,000 | 3,119 |
| Salaries and employee benefits | $1,757,000 | 2,836 |
| Premises and equipment expense | $437,000 | 2,964 |
| Additional noninterest expense | $929,000 | 3,469 |
| Pre-tax net operating income | $973,000 | 2,164 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $975,000 | 1,876 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $975,000 | 1,873 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $975,000 | 1,875 |
| Net charge-offs | $-450,000 | 8,186 |
| Cash dividends | $1,350,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $973,000 | 1,827 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,485,000 | 3,367 |
| Total interest expense | $821,000 | 3,548 |
| Net interest income | $1,664,000 | 3,170 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $231,000 | 3,535 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $141,000 | 2,599 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $90,000 | 3,816 |
| Total noninterest expense | $1,538,000 | 3,076 |
| Salaries and employee benefits | $899,000 | 2,808 |
| Premises and equipment expense | $168,000 | 3,672 |
| Additional noninterest expense | $471,000 | 3,164 |
| Pre-tax net operating income | $357,000 | 3,027 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $357,000 | 2,777 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $357,000 | 2,776 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $357,000 | 2,778 |
| Net charge-offs | $-534,000 | 8,236 |
| Cash dividends | $400,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $357,000 | 2,639 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,478,000 | 3,410 |
| Total interest expense | $3,935,000 | 3,546 |
| Net interest income | $6,543,000 | 3,241 |
| Provision for loan and lease losses | $1,281,000 | 2,363 |
| Total noninterest income | $1,281,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $555,000 | 2,794 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $726,000 | 2,595 |
| Total noninterest expense | $5,361,000 | 3,373 |
| Salaries and employee benefits | $3,210,000 | 3,067 |
| Premises and equipment expense | $720,000 | 3,445 |
| Additional noninterest expense | $1,431,000 | 3,753 |
| Pre-tax net operating income | $1,182,000 | 3,434 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,184,000 | 2,952 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,184,000 | 2,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,274,000 | 1,716 |
| Cash dividends | $650,000 | 2,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,182,000 | 3,093 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,133,000 | 3,382 |
| Total interest expense | $3,052,000 | 3,582 |
| Net interest income | $5,081,000 | 3,159 |
| Provision for loan and lease losses | $1,281,000 | 1,577 |
| Total noninterest income | $988,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $418,000 | 2,806 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $570,000 | 2,601 |
| Total noninterest expense | $4,009,000 | 3,376 |
| Salaries and employee benefits | $2,472,000 | 3,019 |
| Premises and equipment expense | $516,000 | 3,570 |
| Additional noninterest expense | $1,021,000 | 3,805 |
| Pre-tax net operating income | $779,000 | 4,147 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $781,000 | 3,613 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $781,000 | 3,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,283,000 | 1,117 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $779,000 | 3,762 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 3,309 |
| Total interest expense | $2,162,000 | 3,549 |
| Net interest income | $3,499,000 | 3,055 |
| Provision for loan and lease losses | $650,000 | 1,606 |
| Total noninterest income | $747,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $279,000 | 2,792 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $468,000 | 2,350 |
| Total noninterest expense | $2,633,000 | 3,423 |
| Salaries and employee benefits | $1,633,000 | 3,075 |
| Premises and equipment expense | $335,000 | 3,652 |
| Additional noninterest expense | $665,000 | 3,859 |
| Pre-tax net operating income | $963,000 | 3,022 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $965,000 | 2,646 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $965,000 | 2,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,498 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $963,000 | 2,597 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,903,000 | 3,316 |
| Total interest expense | $1,246,000 | 3,363 |
| Net interest income | $1,657,000 | 3,228 |
| Provision for loan and lease losses | $300,000 | 1,372 |
| Total noninterest income | $307,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $140,000 | 2,764 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $167,000 | 2,856 |
| Total noninterest expense | $1,295,000 | 3,488 |
| Salaries and employee benefits | $787,000 | 3,214 |
| Premises and equipment expense | $145,000 | 4,090 |
| Additional noninterest expense | $363,000 | 3,562 |
| Pre-tax net operating income | $369,000 | 3,721 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $371,000 | 3,352 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $371,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 908 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $369,000 | 3,265 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,851,000 | 3,106 |
| Total interest expense | $5,435,000 | 3,250 |
| Net interest income | $7,416,000 | 2,943 |
| Provision for loan and lease losses | $1,610,000 | 998 |
| Total noninterest income | $1,063,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $514,000 | 2,993 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $549,000 | 3,160 |
| Total noninterest expense | $4,897,000 | 3,490 |
| Salaries and employee benefits | $2,910,000 | 3,308 |
| Premises and equipment expense | $680,000 | 3,512 |
| Additional noninterest expense | $1,307,000 | 3,832 |
| Pre-tax net operating income | $1,972,000 | 3,344 |
| Securities gains (losses) | $-24,000 | 7,800 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,948,000 | 2,880 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,948,000 | 2,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $787,000 | 1,224 |
| Cash dividends | $1,675,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,972,000 | 2,834 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,717,000 | 3,068 |
| Total interest expense | $4,015,000 | 3,277 |
| Net interest income | $5,702,000 | 2,868 |
| Provision for loan and lease losses | $220,000 | 2,856 |
| Total noninterest income | $767,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $384,000 | 2,996 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $383,000 | 3,289 |
| Total noninterest expense | $3,773,000 | 3,407 |
| Salaries and employee benefits | $2,291,000 | 3,164 |
| Premises and equipment expense | $507,000 | 3,517 |
| Additional noninterest expense | $975,000 | 3,784 |
| Pre-tax net operating income | $2,476,000 | 2,457 |
| Securities gains (losses) | $-24,000 | 8,008 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,452,000 | 2,038 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,452,000 | 2,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-167,000 | 8,449 |
| Cash dividends | $1,675,000 | 1,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,476,000 | 2,011 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,299,000 | 3,159 |
| Total interest expense | $2,578,000 | 3,373 |
| Net interest income | $3,721,000 | 2,958 |
| Provision for loan and lease losses | $190,000 | 2,246 |
| Total noninterest income | $538,000 | 3,408 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $262,000 | 2,934 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $276,000 | 3,163 |
| Total noninterest expense | $2,577,000 | 3,372 |
| Salaries and employee benefits | $1,543,000 | 3,175 |
| Premises and equipment expense | $376,000 | 3,245 |
| Additional noninterest expense | $658,000 | 3,739 |
| Pre-tax net operating income | $1,492,000 | 2,682 |
| Securities gains (losses) | $-24,000 | 8,169 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,468,000 | 2,244 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,468,000 | 2,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,791 |
| Cash dividends | $1,075,000 | 1,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,492,000 | 2,198 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,059,000 | 3,226 |
| Total interest expense | $1,233,000 | 3,468 |
| Net interest income | $1,826,000 | 3,006 |
| Provision for loan and lease losses | $100,000 | 2,001 |
| Total noninterest income | $299,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $135,000 | 2,824 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $164,000 | 2,862 |
| Total noninterest expense | $1,261,000 | 3,435 |
| Salaries and employee benefits | $752,000 | 3,259 |
| Premises and equipment expense | $191,000 | 3,230 |
| Additional noninterest expense | $318,000 | 3,796 |
| Pre-tax net operating income | $764,000 | 2,638 |
| Securities gains (losses) | $-24,000 | 8,397 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $740,000 | 2,205 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $740,000 | 2,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $675,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $764,000 | 2,141 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,840,000 | 3,133 |
| Total interest expense | $4,396,000 | 3,346 |
| Net interest income | $7,444,000 | 2,940 |
| Provision for loan and lease losses | $405,000 | 2,238 |
| Total noninterest income | $1,180,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $512,000 | 3,003 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $668,000 | 2,824 |
| Total noninterest expense | $5,218,000 | 3,236 |
| Salaries and employee benefits | $3,264,000 | 2,902 |
| Premises and equipment expense | $590,000 | 3,816 |
| Additional noninterest expense | $1,364,000 | 3,554 |
| Pre-tax net operating income | $3,001,000 | 2,776 |
| Securities gains (losses) | $-14,000 | 7,418 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,987,000 | 2,289 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,987,000 | 2,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,558 |
| Cash dividends | $2,950,000 | 1,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,001,000 | 2,262 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,721,000 | 3,150 |
| Total interest expense | $3,131,000 | 3,389 |
| Net interest income | $5,590,000 | 2,966 |
| Provision for loan and lease losses | $270,000 | 2,327 |
| Total noninterest income | $1,126,000 | 2,708 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $387,000 | 3,010 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $739,000 | 2,261 |
| Total noninterest expense | $4,223,000 | 3,028 |
| Salaries and employee benefits | $2,491,000 | 2,856 |
| Premises and equipment expense | $216,000 | 5,862 |
| Additional noninterest expense | $1,516,000 | 2,534 |
| Pre-tax net operating income | $2,223,000 | 2,901 |
| Securities gains (losses) | $-18,000 | 7,797 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,205,000 | 2,393 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,205,000 | 2,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,229 |
| Cash dividends | $2,350,000 | 1,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,223,000 | 2,371 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,593,000 | 3,219 |
| Total interest expense | $1,883,000 | 3,559 |
| Net interest income | $3,710,000 | 2,987 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $721,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $250,000 | 3,054 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $471,000 | 2,309 |
| Total noninterest expense | $2,801,000 | 3,059 |
| Salaries and employee benefits | $1,628,000 | 2,910 |
| Premises and equipment expense | $95,000 | 6,871 |
| Additional noninterest expense | $1,078,000 | 2,394 |
| Pre-tax net operating income | $1,450,000 | 2,943 |
| Securities gains (losses) | $-18,000 | 8,036 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,432,000 | 2,434 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,432,000 | 2,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $1,350,000 | 1,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,450,000 | 2,388 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 3,248 |
| Total interest expense | $891,000 | 3,567 |
| Net interest income | $1,804,000 | 3,050 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $386,000 | 2,605 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $118,000 | 3,110 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $268,000 | 2,103 |
| Total noninterest expense | $1,350,000 | 3,158 |
| Salaries and employee benefits | $801,000 | 2,965 |
| Premises and equipment expense | $49,000 | 6,794 |
| Additional noninterest expense | $500,000 | 2,533 |
| Pre-tax net operating income | $750,000 | 2,832 |
| Securities gains (losses) | $-13,000 | 8,292 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $737,000 | 2,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $737,000 | 2,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $750,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $750,000 | 2,302 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,651,000 | 3,241 |
| Total interest expense | $2,970,000 | 3,357 |
| Net interest income | $6,681,000 | 3,154 |
| Provision for loan and lease losses | $295,000 | 2,897 |
| Total noninterest income | $1,419,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $635,000 | 2,544 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $784,000 | 2,571 |
| Total noninterest expense | $5,085,000 | 3,193 |
| Salaries and employee benefits | $2,938,000 | 3,020 |
| Premises and equipment expense | $194,000 | 6,778 |
| Additional noninterest expense | $1,953,000 | 2,546 |
| Pre-tax net operating income | $2,720,000 | 2,985 |
| Securities gains (losses) | $-35,000 | 8,060 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,685,000 | 2,451 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,685,000 | 2,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,421 |
| Cash dividends | $2,650,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,720,000 | 2,405 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,950,000 | 3,297 |
| Total interest expense | $2,044,000 | 3,456 |
| Net interest income | $4,906,000 | 3,192 |
| Provision for loan and lease losses | $234,000 | 2,657 |
| Total noninterest income | $1,080,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $474,000 | 2,546 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $606,000 | 2,539 |
| Total noninterest expense | $3,795,000 | 3,179 |
| Salaries and employee benefits | $2,152,000 | 3,060 |
| Premises and equipment expense | $138,000 | 6,891 |
| Additional noninterest expense | $1,505,000 | 2,443 |
| Pre-tax net operating income | $1,957,000 | 3,103 |
| Securities gains (losses) | $-3,000 | 7,524 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,954,000 | 2,525 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,954,000 | 2,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,239 |
| Cash dividends | $2,650,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,957,000 | 2,494 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,370,000 | 3,382 |
| Total interest expense | $1,234,000 | 3,551 |
| Net interest income | $3,136,000 | 3,283 |
| Provision for loan and lease losses | $219,000 | 2,012 |
| Total noninterest income | $679,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $308,000 | 2,571 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $371,000 | 2,672 |
| Total noninterest expense | $2,393,000 | 3,307 |
| Salaries and employee benefits | $1,378,000 | 3,161 |
| Premises and equipment expense | $101,000 | 6,676 |
| Additional noninterest expense | $914,000 | 2,659 |
| Pre-tax net operating income | $1,203,000 | 3,243 |
| Securities gains (losses) | $7,000 | 1,472 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,210,000 | 2,630 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,210,000 | 2,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 848 |
| Cash dividends | $1,950,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,203,000 | 2,608 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,106,000 | 3,447 |
| Total interest expense | $583,000 | 3,584 |
| Net interest income | $1,523,000 | 3,365 |
| Provision for loan and lease losses | $104,000 | 2,003 |
| Total noninterest income | $297,000 | 3,076 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $153,000 | 2,519 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $144,000 | 3,044 |
| Total noninterest expense | $1,154,000 | 3,425 |
| Salaries and employee benefits | $679,000 | 3,212 |
| Premises and equipment expense | $61,000 | 6,293 |
| Additional noninterest expense | $414,000 | 2,932 |
| Pre-tax net operating income | $562,000 | 3,379 |
| Securities gains (losses) | $4,000 | 1,261 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $566,000 | 2,743 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $566,000 | 2,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 497 |
| Cash dividends | $1,200,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $562,000 | 2,712 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,238,000 | 3,716 |
| Total interest expense | $1,592,000 | 4,357 |
| Net interest income | $5,646,000 | 3,465 |
| Provision for loan and lease losses | $138,000 | 4,402 |
| Total noninterest income | $1,259,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $605,000 | 2,686 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $654,000 | 2,835 |
| Total noninterest expense | $4,315,000 | 3,525 |
| Salaries and employee benefits | $2,427,000 | 3,433 |
| Premises and equipment expense | $184,000 | 6,938 |
| Additional noninterest expense | $1,704,000 | 2,803 |
| Pre-tax net operating income | $2,452,000 | 3,054 |
| Securities gains (losses) | $-60,000 | 8,630 |
| Applicable income taxes | $70,000 | 5,816 |
| Income before extraordinary items | $2,322,000 | 2,571 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,322,000 | 2,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,086 |
| Cash dividends | $1,550,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $3,255,000 | 273 |
| Net operating income | $2,380,200 | 2,477 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,069,000 | 3,895 |
| Total interest expense | $1,073,000 | 4,605 |
| Net interest income | $3,996,000 | 3,603 |
| Provision for loan and lease losses | $88,000 | 4,627 |
| Total noninterest income | $834,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $453,000 | 2,702 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $381,000 | 3,283 |
| Total noninterest expense | $3,151,000 | 3,562 |
| Salaries and employee benefits | $1,782,000 | 3,460 |
| Premises and equipment expense | $138,000 | 6,917 |
| Additional noninterest expense | $1,231,000 | 2,863 |
| Pre-tax net operating income | $1,591,000 | 3,445 |
| Securities gains (losses) | $-59,000 | 8,826 |
| Applicable income taxes | $41,000 | 6,091 |
| Income before extraordinary items | $1,491,000 | 2,966 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,491,000 | 2,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,998 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,548,230 | 2,808 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,280,000 | 3,986 |
| Total interest expense | $688,000 | 4,724 |
| Net interest income | $2,592,000 | 3,667 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $582,000 | 3,241 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $274,000 | 2,912 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $308,000 | 2,942 |
| Total noninterest expense | $2,119,000 | 3,574 |
| Salaries and employee benefits | $1,130,000 | 3,619 |
| Premises and equipment expense | $117,000 | 6,389 |
| Additional noninterest expense | $872,000 | 2,700 |
| Pre-tax net operating income | $1,055,000 | 3,412 |
| Securities gains (losses) | $-31,000 | 8,860 |
| Applicable income taxes | $13,000 | 6,532 |
| Income before extraordinary items | $1,011,000 | 2,907 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,011,000 | 2,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,524 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,041,690 | 2,761 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 4,083 |
| Total interest expense | $331,000 | 4,873 |
| Net interest income | $1,262,000 | 3,729 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $285,000 | 3,223 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $131,000 | 2,956 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $154,000 | 2,905 |
| Total noninterest expense | $964,000 | 3,870 |
| Salaries and employee benefits | $526,000 | 3,843 |
| Premises and equipment expense | $52,000 | 6,694 |
| Additional noninterest expense | $386,000 | 3,009 |
| Pre-tax net operating income | $583,000 | 3,149 |
| Securities gains (losses) | $7,000 | 2,210 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $590,000 | 2,532 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $590,000 | 2,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-171,000 | 9,031 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $583,000 | 2,487 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,121,000 | 3,763 |
| Total interest expense | $1,446,000 | 4,985 |
| Net interest income | $5,675,000 | 3,337 |
| Provision for loan and lease losses | $593,000 | 1,900 |
| Total noninterest income | $1,075,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $453,000 | 3,353 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $622,000 | 3,183 |
| Total noninterest expense | $3,810,000 | 3,847 |
| Salaries and employee benefits | $2,292,000 | 3,515 |
| Premises and equipment expense | $184,000 | 6,974 |
| Additional noninterest expense | $1,334,000 | 3,420 |
| Pre-tax net operating income | $2,347,000 | 3,033 |
| Securities gains (losses) | $66,000 | 2,265 |
| Applicable income taxes | $319,000 | 4,191 |
| Income before extraordinary items | $2,094,000 | 2,762 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,094,000 | 2,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,561 |
| Cash dividends | $1,313,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,036,580 | 2,702 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,340,000 | 3,814 |
| Total interest expense | $1,093,000 | 5,100 |
| Net interest income | $4,247,000 | 3,355 |
| Provision for loan and lease losses | $593,000 | 1,429 |
| Total noninterest income | $830,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $326,000 | 3,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $504,000 | 3,122 |
| Total noninterest expense | $2,833,000 | 3,865 |
| Salaries and employee benefits | $1,724,000 | 3,488 |
| Premises and equipment expense | $177,000 | 6,353 |
| Additional noninterest expense | $932,000 | 3,610 |
| Pre-tax net operating income | $1,651,000 | 3,291 |
| Securities gains (losses) | $86,000 | 1,875 |
| Applicable income taxes | $269,000 | 4,128 |
| Income before extraordinary items | $1,468,000 | 3,017 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,468,000 | 3,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,758 |
| Cash dividends | $1,113,000 | 1,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,394,900 | 2,972 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 3,837 |
| Total interest expense | $741,000 | 5,168 |
| Net interest income | $2,823,000 | 3,351 |
| Provision for loan and lease losses | $165,000 | 2,855 |
| Total noninterest income | $595,000 | 3,372 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $205,000 | 3,565 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $390,000 | 2,840 |
| Total noninterest expense | $1,857,000 | 3,903 |
| Salaries and employee benefits | $1,162,000 | 3,455 |
| Premises and equipment expense | $115,000 | 6,402 |
| Additional noninterest expense | $580,000 | 3,803 |
| Pre-tax net operating income | $1,396,000 | 2,747 |
| Securities gains (losses) | $43,000 | 2,122 |
| Applicable income taxes | $269,000 | 3,423 |
| Income before extraordinary items | $1,170,000 | 2,636 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,170,000 | 2,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,606 |
| Cash dividends | $1,113,000 | 1,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,135,170 | 2,544 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 3,871 |
| Total interest expense | $442,000 | 4,725 |
| Net interest income | $1,332,000 | 3,510 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $243,000 | 3,698 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $93,000 | 3,718 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $150,000 | 3,214 |
| Total noninterest expense | $924,000 | 3,914 |
| Salaries and employee benefits | $585,000 | 3,428 |
| Premises and equipment expense | $55,000 | 6,522 |
| Additional noninterest expense | $284,000 | 3,816 |
| Pre-tax net operating income | $576,000 | 3,171 |
| Securities gains (losses) | $40,000 | 1,513 |
| Applicable income taxes | $269,000 | 2,206 |
| Income before extraordinary items | $347,000 | 3,829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $347,000 | 3,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 1,782 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $321,400 | 3,857 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,024,000 | 4,034 |
| Total interest expense | $1,899,000 | 4,975 |
| Net interest income | $5,125,000 | 3,593 |
| Provision for loan and lease losses | $237,000 | 4,013 |
| Total noninterest income | $939,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $444,000 | 3,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $495,000 | 3,299 |
| Total noninterest expense | $3,630,000 | 3,837 |
| Salaries and employee benefits | $2,153,000 | 3,515 |
| Premises and equipment expense | $149,000 | 7,457 |
| Additional noninterest expense | $1,328,000 | 3,304 |
| Pre-tax net operating income | $2,197,000 | 3,211 |
| Securities gains (losses) | $47,000 | 2,464 |
| Applicable income taxes | $867,000 | 2,453 |
| Income before extraordinary items | $1,377,000 | 3,733 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,377,000 | 3,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 2,259 |
| Cash dividends | $455,000 | 3,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,346,920 | 3,680 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,664,000 | 4,163 |
| Total interest expense | $3,205,000 | 4,486 |
| Net interest income | $4,459,000 | 3,799 |
| Provision for loan and lease losses | $186,000 | 4,286 |
| Total noninterest income | $800,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $363,000 | 3,670 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $437,000 | 3,372 |
| Total noninterest expense | $3,209,000 | 4,117 |
| Salaries and employee benefits | $1,864,000 | 3,802 |
| Premises and equipment expense | $140,000 | 7,691 |
| Additional noninterest expense | $1,205,000 | 3,486 |
| Pre-tax net operating income | $1,864,000 | 3,346 |
| Securities gains (losses) | $13,000 | 3,437 |
| Applicable income taxes | $645,000 | 2,834 |
| Income before extraordinary items | $1,232,000 | 3,724 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,232,000 | 3,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,750 |
| Cash dividends | $140,000 | 5,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,223,420 | 3,639 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,612,000 | 4,285 |
| Total interest expense | $4,032,000 | 3,950 |
| Net interest income | $3,580,000 | 4,533 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $670,000 | 4,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 3,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 3,575 |
| Total noninterest expense | $2,896,000 | 4,351 |
| Salaries and employee benefits | $1,593,000 | 4,162 |
| Premises and equipment expense | $199,000 | 6,795 |
| Additional noninterest expense | $1,104,000 | 3,687 |
| Pre-tax net operating income | $1,344,000 | 4,402 |
| Securities gains (losses) | $-5,000 | 7,961 |
| Applicable income taxes | $470,000 | 3,618 |
| Income before extraordinary items | $869,000 | 4,793 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $869,000 | 4,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,170 |
| Cash dividends | $460,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $872,250 | 4,780 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,500,000 | 4,673 |
| Total interest expense | $3,083,000 | 4,501 |
| Net interest income | $3,417,000 | 4,719 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $528,000 | 4,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $451,000 | 3,157 |
| Total noninterest expense | $2,993,000 | 4,217 |
| Salaries and employee benefits | $1,443,000 | 4,475 |
| Premises and equipment expense | $155,000 | 7,576 |
| Additional noninterest expense | $1,395,000 | 3,042 |
| Pre-tax net operating income | $952,000 | 5,452 |
| Securities gains (losses) | $15,000 | 1,536 |
| Applicable income taxes | $279,000 | 4,967 |
| Income before extraordinary items | $688,000 | 5,511 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $688,000 | 5,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $677,350 | 5,523 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,745,000 | 4,526 |
| Total interest expense | $3,067,000 | 4,640 |
| Net interest income | $3,678,000 | 4,408 |
| Provision for loan and lease losses | $841,000 | 1,132 |
| Total noninterest income | $443,000 | 5,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 3,584 |
| Total noninterest expense | $2,548,000 | 4,705 |
| Salaries and employee benefits | $1,372,000 | 4,555 |
| Premises and equipment expense | $116,000 | 8,357 |
| Additional noninterest expense | $1,060,000 | 3,758 |
| Pre-tax net operating income | $732,000 | 6,370 |
| Securities gains (losses) | $67,000 | 1,537 |
| Applicable income taxes | $195,000 | 6,252 |
| Income before extraordinary items | $604,000 | 6,032 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $604,000 | 6,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $597,000 | 1,091 |
| Cash dividends | $450,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $553,080 | 6,186 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,754,000 | 5,219 |
| Total interest expense | $3,134,000 | 4,542 |
| Net interest income | $2,620,000 | 5,861 |
| Provision for loan and lease losses | $426,000 | 1,997 |
| Total noninterest income | $1,121,000 | 2,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 8,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,061,000 | 1,678 |
| Total noninterest expense | $2,442,000 | 4,867 |
| Salaries and employee benefits | $1,238,000 | 4,959 |
| Premises and equipment expense | $309,000 | 5,364 |
| Additional noninterest expense | $895,000 | 4,330 |
| Pre-tax net operating income | $873,000 | 6,241 |
| Securities gains (losses) | $26,000 | 1,720 |
| Applicable income taxes | $225,000 | 6,567 |
| Income before extraordinary items | $674,000 | 6,000 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $674,000 | 6,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,942 |
| Cash dividends | $450,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $654,500 | 6,049 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,991,000 | 5,937 |
| Total interest expense | $2,371,000 | 5,725 |
| Net interest income | $2,620,000 | 6,016 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $811,000 | 3,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $747,000 | 2,193 |
| Total noninterest expense | $2,266,000 | 5,411 |
| Salaries and employee benefits | $1,162,000 | 5,348 |
| Premises and equipment expense | $433,000 | 4,259 |
| Additional noninterest expense | $671,000 | 5,915 |
| Pre-tax net operating income | $1,045,000 | 5,582 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $276,000 | 6,102 |
| Income before extraordinary items | $782,000 | 5,388 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $782,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,393 |
| Cash dividends | $675,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $772,380 | 5,377 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,628,000 | 6,321 |
| Total interest expense | $2,060,000 | 6,339 |
| Net interest income | $2,568,000 | 6,189 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $323,000 | 6,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 4,504 |
| Total noninterest expense | $2,007,000 | 5,966 |
| Salaries and employee benefits | $978,000 | 6,173 |
| Premises and equipment expense | $273,000 | 6,020 |
| Additional noninterest expense | $756,000 | 5,493 |
| Pre-tax net operating income | $884,000 | 6,494 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $210,000 | 7,262 |
| Income before extraordinary items | $678,000 | 6,128 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $678,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,842 |
| Cash dividends | $443,000 | 3,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $674,960 | 6,131 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,159,000 | 6,513 |
| Total interest expense | $1,558,000 | 6,729 |
| Net interest income | $2,601,000 | 6,262 |
| Provision for loan and lease losses | $-100,000 | 12,140 |
| Total noninterest income | $911,000 | 3,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $821,000 | 2,103 |
| Total noninterest expense | $2,015,000 | 6,169 |
| Salaries and employee benefits | $1,050,000 | 5,849 |
| Premises and equipment expense | $275,000 | 6,081 |
| Additional noninterest expense | $690,000 | 6,394 |
| Pre-tax net operating income | $1,597,000 | 4,183 |
| Securities gains (losses) | $-91,000 | 11,473 |
| Applicable income taxes | $490,000 | 4,119 |
| Income before extraordinary items | $1,016,000 | 4,484 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,016,000 | 4,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,066 |
| Cash dividends | $750,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,076,970 | 4,304 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,065,000 | 6,798 |
| Total interest expense | $1,641,000 | 6,767 |
| Net interest income | $2,424,000 | 6,687 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $345,000 | 7,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,763 |
| Total noninterest expense | $1,930,000 | 6,522 |
| Salaries and employee benefits | $1,021,000 | 6,014 |
| Premises and equipment expense | $291,000 | 6,002 |
| Additional noninterest expense | $618,000 | 7,181 |
| Pre-tax net operating income | $839,000 | 6,628 |
| Securities gains (losses) | $-14,000 | 12,848 |
| Applicable income taxes | $302,000 | 6,065 |
| Income before extraordinary items | $523,000 | 7,364 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $523,000 | 7,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-159,000 | 13,061 |
| Cash dividends | $125,000 | 6,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $531,960 | 7,033 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,150,000 | 7,318 |
| Total interest expense | $1,896,000 | 7,364 |
| Net interest income | $2,254,000 | 7,111 |
| Provision for loan and lease losses | $336,000 | 3,872 |
| Total noninterest income | $374,000 | 6,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 6,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 6,128 |
| Total noninterest expense | $2,011,000 | 6,357 |
| Salaries and employee benefits | $952,000 | 6,309 |
| Premises and equipment expense | $299,000 | 5,991 |
| Additional noninterest expense | $760,000 | 6,346 |
| Pre-tax net operating income | $281,000 | 10,325 |
| Securities gains (losses) | $48,000 | 4,198 |
| Applicable income taxes | $116,000 | 9,484 |
| Income before extraordinary items | $213,000 | 10,424 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $213,000 | 10,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 3,031 |
| Cash dividends | $230,000 | 4,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $181,800 | 10,514 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.