Home > Hancock Whitney Bank > Net charge- offs to loans
Hancock Whitney Bank, Net charge- offs to loans
| 2025-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1765% | 578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0785% | 314 |
| Percentage Net Loans Charged-off:Construction & development | -0.0322% | 4,408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1813% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0263% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0210% | 4,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2593% | 596 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9133% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3520% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5733% | 297 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 57 |
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1939% | 722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0658% | 495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0138% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1283% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0173% | 520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0937% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3084% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9620% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1960% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6949% | 271 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 78 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1918% | 609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0814% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0180% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1673% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0512% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2775% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8213% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8425% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6041% | 271 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1358% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1185% | 248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0214% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2547% | 146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0236% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 3,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0405% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7540% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3066% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6382% | 265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1499% | 557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2492% | 84 |
| Percentage Net Loans Charged-off:Construction & development | 0.0034% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5570% | 72 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 4,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0132% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 4,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1667% | 4,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0304% | 249 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2318% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9891% | 209 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2678% | 401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 4,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0034% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 4,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0322% | 4,284 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 4,304 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0362% | 4,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6843% | 431 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0154% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8874% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8589% | 294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2674% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 4,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0045% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0310% | 4,283 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 4,313 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0362% | 4,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6835% | 345 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7858% | 335 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4931% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6632% | 331 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 1,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 587.0000% | 1 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0016% | 2,338 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3515% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | 127,171.0000% | 1 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 34.1554% | 8 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0982% | 604 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 4,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0128% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 4,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0239% | 4,290 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0411% | 4,536 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 4,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1676% | 444 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6411% | 373 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6378% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4749% | 363 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0314% | 4,260 |
| Percentage Net Loans Charged-off:Construction & development | -0.0114% | 4,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0066% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1009% | 4,523 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1105% | 4,562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0977% | 4,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0448% | 3,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4118% | 352 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4257% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2612% | 378 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 1,962 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0372% | 4,339 |
| Percentage Net Loans Charged-off:Construction & development | -0.0136% | 4,420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1268% | 4,577 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1501% | 4,611 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1188% | 4,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0429% | 3,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3343% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3099% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1931% | 351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 3,233 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0273% | 4,134 |
| Percentage Net Loans Charged-off:Construction & development | -0.0194% | 4,063 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0183% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1061% | 4,435 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1750% | 3,451 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0822% | 4,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0727% | 3,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1121% | 431 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3311% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9386% | 469 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 1,536 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0714% | 4,497 |
| Percentage Net Loans Charged-off:Construction & development | -0.0217% | 4,147 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0852% | 4,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0756% | 4,414 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1427% | 3,451 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0521% | 4,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0124% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0526% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5119% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8481% | 532 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1455% | 652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 1,186 |
| Percentage Net Loans Charged-off:Construction & development | -0.1458% | 4,283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0285% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 622 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0163% | 3,236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2868% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9003% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0572% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7561% | 512 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1894% | 444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 808 |
| Percentage Net Loans Charged-off:Construction & development | -0.1129% | 4,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0345% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0430% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0490% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3787% | 408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8827% | 446 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1038% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7349% | 470 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2656% | 331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 524 |
| Percentage Net Loans Charged-off:Construction & development | -0.1513% | 4,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0568% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1036% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1096% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1015% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5295% | 279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7958% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1807% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6318% | 525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3340% | 257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0397% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0352% | 261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0879% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7724% | 173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9962% | 460 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5839% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8122% | 479 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7926% | 52 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 1,586 |
| Percentage Net Loans Charged-off:Construction & development | -0.0399% | 4,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0639% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0052% | 3,980 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0396% | 4,469 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1083% | 3,612 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 4,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9327% | 54 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2623% | 470 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1432% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0667% | 526 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2403% | 45 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | -0.0651% | 4,401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0811% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0069% | 3,994 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0450% | 4,548 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1181% | 3,642 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 4,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2358% | 34 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3015% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5055% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0774% | 503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1569% | 33 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 927 |
| Percentage Net Loans Charged-off:Construction & development | -0.0814% | 4,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1124% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0105% | 4,027 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0436% | 4,564 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1300% | 3,656 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 4,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.9555% | 22 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6761% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8809% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4541% | 381 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8170% | 180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 670 |
| Percentage Net Loans Charged-off:Construction & development | -0.0883% | 4,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0926% | 253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,919 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1258% | 3,672 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0343% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2107% | 171 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5906% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8239% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3634% | 509 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2286% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 2,188 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 4,254 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,372 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1199% | 4,178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0201% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3699% | 1,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3714% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7263% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2282% | 560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2453% | 721 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,951 |
| Percentage Net Loans Charged-off:Construction & development | -0.0103% | 4,310 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,447 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1587% | 4,238 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0254% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3964% | 847 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3029% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3921% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1878% | 568 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2485% | 680 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 4,204 |
| Percentage Net Loans Charged-off:Construction & development | -0.0141% | 4,392 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0087% | 4,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 4,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0185% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 4,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2954% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2285% | 600 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8125% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1665% | 566 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3556% | 438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 4,151 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 4,416 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 4,342 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0124% | 3,606 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 4,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3044% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2699% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3748% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2586% | 534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2689% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0876% | 840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0184% | 362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1970% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1852% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 4,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0022% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 4,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4322% | 898 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7136% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4984% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4057% | 451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1668% | 993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1086% | 588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0193% | 277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2438% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2408% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 4,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0163% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 4,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0557% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7840% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4421% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4900% | 401 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1800% | 871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1648% | 366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0274% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3491% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3555% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0107% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0163% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 1,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0150% | 4,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8887% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6113% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5816% | 353 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2558% | 601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0424% | 756 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0666% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 4,342 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0286% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0397% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3474% | 549 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4310% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3224% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0999% | 292 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3751% | 675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 2,249 |
| Percentage Net Loans Charged-off:Construction & development | -0.0725% | 4,731 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 4,775 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1214% | 4,504 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0771% | 1,253 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0254% | 3,870 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1117% | 975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7604% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2843% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0908% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0919% | 293 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3521% | 601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 1,562 |
| Percentage Net Loans Charged-off:Construction & development | -0.0421% | 4,680 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 987 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1446% | 4,541 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1036% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0391% | 3,929 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1523% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6676% | 644 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1700% | 304 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0658% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9714% | 309 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4033% | 507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | -0.0972% | 4,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0213% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1915% | 4,585 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0627% | 1,148 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0171% | 3,829 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0902% | 926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8490% | 484 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1469% | 304 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8889% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9668% | 309 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6861% | 258 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 4,834 |
| Percentage Net Loans Charged-off:Construction & development | -0.1591% | 5,027 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0204% | 5,191 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3647% | 4,636 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0742% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0108% | 3,889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1040% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6768% | 228 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5167% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0991% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2549% | 286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3622% | 754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 4,812 |
| Percentage Net Loans Charged-off:Construction & development | -0.1231% | 4,963 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0324% | 184 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 2,454 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0359% | 4,054 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 2,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7385% | 811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7447% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7031% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6602% | 427 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0328% | 1,399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3195% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 2,492 |
| Percentage Net Loans Charged-off:Construction & development | -0.0709% | 4,874 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 1,094 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0124% | 4,606 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 1,959 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0280% | 4,037 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0469% | 1,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6469% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4667% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4757% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3809% | 494 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0007% | 1,411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3626% | 642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 2,176 |
| Percentage Net Loans Charged-off:Construction & development | -0.0555% | 4,911 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0198% | 839 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0171% | 4,642 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0218% | 1,847 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0077% | 3,953 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 1,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7788% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3883% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5358% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2930% | 523 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0006% | 4,971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5354% | 406 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 4,863 |
| Percentage Net Loans Charged-off:Construction & development | -0.1888% | 5,209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0230% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0318% | 4,713 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0438% | 4,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3075% | 317 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4322% | 558 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5605% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3407% | 543 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0011% | 5,046 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1225% | 2,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 2,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0232% | 735 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 5,050 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0785% | 4,807 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 2,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0756% | 729 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 2,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0920% | 1,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1181% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9844% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0472% | 671 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0172% | 1,341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0940% | 2,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 2,420 |
| Percentage Net Loans Charged-off:Construction & development | -0.0630% | 5,027 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0414% | 1,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1497% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0393% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0632% | 686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0312% | 2,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0346% | 1,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9215% | 791 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8463% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8456% | 806 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0235% | 1,169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1123% | 1,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 1,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.3268% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0208% | 5,468 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0210% | 4,820 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0452% | 2,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1211% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 2,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0551% | 1,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8636% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8251% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7831% | 840 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0370% | 985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1754% | 1,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1677% | 868 |
| Percentage Net Loans Charged-off:Construction & development | 0.7175% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 773 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0213% | 4,878 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1436% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2823% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0982% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0404% | 1,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0004% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4768% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9595% | 699 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0760% | 715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1507% | 2,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1052% | 2,317 |
| Percentage Net Loans Charged-off:Construction & development | -0.4969% | 5,601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1903% | 1,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0352% | 376 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2366% | 1,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2518% | 624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2317% | 1,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1019% | 2,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9642% | 958 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1929% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8500% | 1,014 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0097% | 5,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1835% | 1,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1761% | 1,497 |
| Percentage Net Loans Charged-off:Construction & development | -0.2057% | 5,482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2194% | 994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0465% | 318 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2765% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3111% | 534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2654% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0899% | 1,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9530% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4052% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8167% | 987 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0112% | 5,398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1862% | 1,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1781% | 1,471 |
| Percentage Net Loans Charged-off:Construction & development | -0.5082% | 5,707 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3039% | 789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0800% | 232 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2923% | 1,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3395% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2773% | 1,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1191% | 1,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8341% | 1,050 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9751% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7264% | 1,064 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0170% | 5,477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2085% | 1,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1989% | 1,186 |
| Percentage Net Loans Charged-off:Construction & development | -0.7762% | 5,821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4743% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0969% | 145 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2430% | 1,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2478% | 427 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2415% | 1,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1515% | 979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8155% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6989% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7334% | 1,040 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0004% | 937 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4825% | 1,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4987% | 1,112 |
| Percentage Net Loans Charged-off:Construction & development | 2.5567% | 492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0636% | 2,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0993% | 506 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4218% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5571% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3733% | 1,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0634% | 2,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7987% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7987% | 501 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0576% | 1,233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6281% | 982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7367% | 692 |
| Percentage Net Loans Charged-off:Construction & development | 3.4110% | 364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4456% | 1,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0317% | 479 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3742% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4109% | 715 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3610% | 1,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0638% | 2,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6119% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6119% | 562 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0830% | 1,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7012% | 934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8850% | 611 |
| Percentage Net Loans Charged-off:Construction & development | 4.6951% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5534% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0236% | 401 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2642% | 1,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3701% | 721 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2260% | 1,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0375% | 2,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4337% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4337% | 638 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0101% | 1,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5836% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6107% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 2.1463% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7559% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0055% | 5,263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1189% | 1,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0046% | 765 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1607% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3293% | 1,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5553% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5553% | 592 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7124% | 1,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6887% | 1,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.7789% | 1,601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5045% | 1,557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3744% | 607 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8396% | 1,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9928% | 656 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7770% | 1,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6798% | 1,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8071% | 711 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8071% | 650 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0259% | 1,511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5628% | 1,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5810% | 1,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.6028% | 1,590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1041% | 2,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0076% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2729% | 501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8968% | 993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1504% | 2,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8588% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8589% | 601 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0377% | 1,303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5645% | 1,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4918% | 1,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.2850% | 1,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0324% | 2,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9819% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3295% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8316% | 1,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0249% | 2,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1109% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1111% | 353 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0153% | 1,227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4187% | 2,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5188% | 1,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.9556% | 984 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0879% | 1,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6977% | 1,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7987% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6525% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0960% | 1,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5742% | 1,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5742% | 1,528 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0144% | 939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0534% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0412% | 1,553 |
| Percentage Net Loans Charged-off:Construction & development | 2.2999% | 1,609 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9050% | 1,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1629% | 907 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5979% | 1,964 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2516% | 713 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3153% | 2,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3350% | 1,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1722% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | 16.5619% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9247% | 1,551 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1529% | 1,216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7069% | 2,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7569% | 1,846 |
| Percentage Net Loans Charged-off:Construction & development | 1.8402% | 1,572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2543% | 2,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2219% | 731 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6217% | 1,747 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1249% | 678 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4075% | 2,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3040% | 2,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4659% | 1,057 |
| Percentage Net Loans Charged-off: Credit card loans | 18.6236% | 30 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1069% | 1,159 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0032% | 1,552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8029% | 1,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9090% | 1,522 |
| Percentage Net Loans Charged-off:Construction & development | 2.5417% | 1,241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2993% | 1,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2703% | 577 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6160% | 1,703 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1061% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4133% | 2,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3854% | 2,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2185% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | 21.3110% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7808% | 1,520 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0049% | 1,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7234% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7014% | 1,542 |
| Percentage Net Loans Charged-off:Construction & development | 1.8117% | 1,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1019% | 1,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5644% | 322 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6252% | 1,352 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1371% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4255% | 1,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6923% | 1,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7801% | 839 |
| Percentage Net Loans Charged-off: Credit card loans | 29.9312% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9095% | 1,157 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0176% | 968 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1275% | 1,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2079% | 1,606 |
| Percentage Net Loans Charged-off:Construction & development | 5.5219% | 1,132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1882% | 2,850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5639% | 2,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9154% | 927 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4194% | 2,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2680% | 3,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3368% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0147% | 1,926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2270% | 1,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3304% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 6.8986% | 828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1982% | 2,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4398% | 2,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3925% | 1,210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4601% | 2,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4442% | 3,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2799% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0131% | 1,733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3400% | 1,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3413% | 1,245 |
| Percentage Net Loans Charged-off:Construction & development | 8.2474% | 613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1531% | 2,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4307% | 2,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2961% | 1,127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4880% | 1,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4438% | 2,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3586% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0195% | 1,484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2417% | 1,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3100% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | 8.0549% | 547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0644% | 1,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4278% | 1,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2247% | 847 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5134% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0724% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1478% | 926 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0257% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9408% | 2,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8326% | 2,160 |
| Percentage Net Loans Charged-off:Construction & development | 3.1443% | 1,688 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3921% | 1,959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0617% | 879 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3411% | 2,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1653% | 1,655 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4163% | 2,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7984% | 3,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3604% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0706% | 1,880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1039% | 1,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9503% | 1,625 |
| Percentage Net Loans Charged-off:Construction & development | 3.4080% | 1,321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4918% | 1,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1075% | 639 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3070% | 2,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1036% | 1,485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3968% | 1,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0285% | 2,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7558% | 862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0845% | 1,622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0006% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9966% | 1,378 |
| Percentage Net Loans Charged-off:Construction & development | 3.3762% | 1,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5448% | 1,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1602% | 460 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3717% | 1,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0994% | 1,192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4893% | 1,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5424% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4799% | 1,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1195% | 1,352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5679% | 2,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3022% | 2,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.2933% | 1,607 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3082% | 821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3171% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3021% | 1,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3076% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2997% | 1,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9972% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2896% | 3,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2359% | 913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6616% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3429% | 2,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.3166% | 2,237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3468% | 1,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3431% | 398 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3521% | 1,574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4007% | 791 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3353% | 1,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4495% | 596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3418% | 4,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3438% | 1,169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4815% | 1,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1714% | 2,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.1631% | 1,857 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1760% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1653% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1726% | 1,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1885% | 832 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1673% | 1,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2097% | 458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1714% | 4,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1792% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4163% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1281% | 2,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.1197% | 1,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1343% | 848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1098% | 211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1287% | 1,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1359% | 723 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1265% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9309% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1243% | 4,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0975% | 1,164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5345% | 982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2174% | 1,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.2137% | 827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2195% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2066% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2179% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2228% | 425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2165% | 932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3417% | 302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2155% | 3,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1509% | 845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2340% | 2,324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0249% | 8,136 |
| Percentage Net Loans Charged-off:Construction & development | -0.0683% | 7,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0922% | 1,094 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0616% | 6,236 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0696% | 8,137 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0784% | 6,043 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0675% | 8,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0812% | 7,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6547% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0459% | 1,553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1861% | 2,116 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0678% | 8,160 |
| Percentage Net Loans Charged-off:Construction & development | -0.0699% | 7,689 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0676% | 8,060 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0764% | 6,192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0661% | 8,105 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0807% | 6,038 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0627% | 8,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0612% | 7,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3876% | 942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0111% | 6,833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1739% | 1,904 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0418% | 8,065 |
| Percentage Net Loans Charged-off:Construction & development | -0.0411% | 7,664 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0426% | 8,041 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0439% | 6,168 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0418% | 8,029 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0532% | 6,003 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0393% | 7,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0421% | 7,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1820% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0251% | 1,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1388% | 1,818 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0520% | 8,175 |
| Percentage Net Loans Charged-off:Construction & development | -0.0523% | 7,666 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0519% | 8,112 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0606% | 6,122 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0516% | 8,097 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0549% | 5,991 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0510% | 8,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0499% | 7,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9867% | 1,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0852% | 830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1531% | 2,451 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0859% | 8,375 |
| Percentage Net Loans Charged-off:Construction & development | -0.0975% | 7,794 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0834% | 8,172 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0911% | 6,263 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0822% | 8,289 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0806% | 6,082 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0825% | 8,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0746% | 7,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3004% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0288% | 6,981 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1497% | 2,047 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0678% | 8,317 |
| Percentage Net Loans Charged-off:Construction & development | -0.0721% | 7,790 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0662% | 8,167 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0843% | 6,251 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0665% | 8,262 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0654% | 6,062 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0667% | 8,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0597% | 7,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1957% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0023% | 6,839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0225% | 7,589 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2278% | 8,523 |
| Percentage Net Loans Charged-off:Construction & development | -0.2411% | 7,805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2237% | 8,346 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2662% | 6,239 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2236% | 8,466 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2218% | 6,069 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2240% | 8,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2165% | 7,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9398% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0838% | 7,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2297% | 8,425 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4794% | 8,594 |
| Percentage Net Loans Charged-off:Construction & development | -0.4984% | 7,773 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4779% | 8,413 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5902% | 6,189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4694% | 8,545 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4610% | 6,040 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4709% | 8,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4584% | 7,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9555% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3010% | 7,331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3010% | 1,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 3,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0042% | 665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 1,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0037% | 2,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0035% | 670 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 2,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0051% | 4,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8165% | 790 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0133% | 1,563 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1973% | 1,982 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0257% | 8,136 |
| Percentage Net Loans Charged-off:Construction & development | -0.0266% | 7,764 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0258% | 8,131 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0226% | 6,309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0253% | 8,174 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0261% | 5,990 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0252% | 8,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0282% | 7,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3287% | 1,119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0028% | 1,403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1961% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 7,557 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 7,679 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 7,979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 7,784 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0023% | 5,878 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 7,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 6,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1916% | 1,285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0188% | 1,121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2730% | 1,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1295% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 0.1349% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1284% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1198% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1284% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1310% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1279% | 766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1289% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9817% | 1,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1341% | 678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4659% | 1,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1468% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.1466% | 429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1452% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1446% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1477% | 1,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1589% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1459% | 1,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1420% | 3,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0799% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0908% | 1,333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 62.4231% | 4 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4488% | 1,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1513% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.1614% | 333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1468% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1448% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1510% | 1,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1617% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1493% | 1,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1499% | 2,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9450% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1264% | 1,079 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 59.3820% | 3 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4726% | 1,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2046% | 747 |
| Percentage Net Loans Charged-off:Construction & development | 0.2137% | 255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2014% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2006% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2041% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2108% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2030% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2092% | 2,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8350% | 821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1229% | 957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 77.0833% | 2 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4962% | 925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2799% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 0.2890% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2751% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2862% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2803% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2886% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2790% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2651% | 1,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6071% | 1,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1729% | 699 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 86.5882% | 3 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6290% | 1,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2597% | 867 |
| Percentage Net Loans Charged-off:Construction & development | 0.2601% | 434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2618% | 719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3168% | 102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2572% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2730% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2549% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2455% | 3,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3620% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2620% | 1,239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 89.1064% | 8 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6283% | 972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3155% | 594 |
| Percentage Net Loans Charged-off:Construction & development | 0.2966% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3192% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3082% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3183% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3201% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3181% | 654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2941% | 2,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1049% | 723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2171% | 1,151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 109.0564% | 6 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6621% | 910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3600% | 497 |
| Percentage Net Loans Charged-off:Construction & development | 0.3450% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3564% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3475% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3661% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3596% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3671% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3473% | 2,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0791% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2254% | 997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 126.7122% | 7 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5738% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1892% | 738 |
| Percentage Net Loans Charged-off:Construction & development | 0.1858% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1863% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2043% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1917% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1917% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1917% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1795% | 1,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3055% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1449% | 811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 63.1835% | 5 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8040% | 947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4304% | 511 |
| Percentage Net Loans Charged-off:Construction & development | 0.4229% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4091% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4088% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4473% | 491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4909% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4417% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4107% | 3,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3428% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3198% | 1,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.3110% | 14 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5021% | 1,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1069% | 1,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0974% | 584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1516% | 821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0472% | 154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0830% | 1,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0484% | 489 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0867% | 1,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0639% | 4,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9899% | 821 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0314% | 1,765 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.6285% | 36 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5203% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0152% | 243 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5806% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4210% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0777% | 309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 228.9436% | 1 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3422% | 2,041 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 1,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 1,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1977% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1699% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7222% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0108% | 403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 357.3574% | 3 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2338% | 3,065 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 1,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 1,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0990% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8886% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7059% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0617% | 346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -144.7761% | 485 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2839% | 2,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0506% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9680% | 564 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6896% | 739 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1724% | 227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 21.7832% | 4 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2958% | 3,008 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0365% | 1,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0614% | 1,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0637% | 1,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2180% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2068% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3796% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0041% | 437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -394.7368% | 538 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1787% | 4,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0646% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6499% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7732% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1977% | 755 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0386% | 374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -558.2960% | 584 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1452% | 4,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1427% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4003% | 741 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4991% | 880 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2277% | 1,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 21.4780% | 7 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3640% | 3,600 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3335% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5284% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3663% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0786% | 339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 171.3748% | 2 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6319% | 3,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1214% | 897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2010% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2103% | 385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1724% | 326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7699% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0539% | 869 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2235% | 1,220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |