Home > Great Oaks Bank > Income and Expense
Great Oaks Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $18,105,000 | 2,023 |
| Total interest expense | $4,126,000 | 2,237 |
| Net interest income | $13,979,000 | 1,917 |
| Provision for loan and lease losses | $458,000 | 1,346 |
| Total noninterest income | $1,503,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $595,000 | 1,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $908,000 | 2,388 |
| Total noninterest expense | $10,335,000 | 2,007 |
| Salaries and employee benefits | $6,300,000 | 1,900 |
| Premises and equipment expense | $1,318,000 | 1,691 |
| Additional noninterest expense | $908,000 | 2,388 |
| Pre-tax net operating income | $4,689,000 | 1,996 |
| Securities gains (losses) | $-314,000 | 4,090 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $4,375,000 | 1,884 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,375,000 | 1,907 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,375,000 | 1,887 |
| Net charge-offs | $-270,000 | 4,486 |
| Cash dividends | $2,375,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,689,000 | 1,826 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $13,097,000 | 2,040 |
| Total interest expense | $2,717,000 | 2,270 |
| Net interest income | $10,380,000 | 1,943 |
| Provision for loan and lease losses | $360,000 | 1,209 |
| Total noninterest income | $1,147,000 | 2,282 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $437,000 | 1,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $710,000 | 2,312 |
| Total noninterest expense | $7,811,000 | 1,991 |
| Salaries and employee benefits | $4,755,000 | 1,897 |
| Premises and equipment expense | $978,000 | 1,710 |
| Additional noninterest expense | $710,000 | 2,311 |
| Pre-tax net operating income | $3,356,000 | 2,100 |
| Securities gains (losses) | $-314,000 | 4,292 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $3,042,000 | 2,042 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,042,000 | 2,061 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,042,000 | 2,042 |
| Net charge-offs | $21,000 | 1,873 |
| Cash dividends | $875,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,356,000 | 1,952 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,442,000 | 2,049 |
| Total interest expense | $1,573,000 | 2,286 |
| Net interest income | $6,869,000 | 1,968 |
| Provision for loan and lease losses | $211,000 | 1,288 |
| Total noninterest income | $741,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $282,000 | 1,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $459,000 | 2,290 |
| Total noninterest expense | $5,137,000 | 2,003 |
| Salaries and employee benefits | $3,098,000 | 1,913 |
| Premises and equipment expense | $652,000 | 1,700 |
| Additional noninterest expense | $459,000 | 2,286 |
| Pre-tax net operating income | $2,262,000 | 2,090 |
| Securities gains (losses) | $-315,000 | 4,418 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $1,947,000 | 2,095 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,947,000 | 2,120 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,947,000 | 2,095 |
| Net charge-offs | $6,000 | 1,974 |
| Cash dividends | $500,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,262,000 | 1,910 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,986,000 | 2,107 |
| Total interest expense | $616,000 | 2,385 |
| Net interest income | $3,370,000 | 1,999 |
| Provision for loan and lease losses | $66,000 | 1,531 |
| Total noninterest income | $365,000 | 2,282 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $145,000 | 1,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 2,329 |
| Total noninterest expense | $2,541,000 | 2,041 |
| Salaries and employee benefits | $1,533,000 | 1,968 |
| Premises and equipment expense | $329,000 | 1,727 |
| Additional noninterest expense | $220,000 | 2,329 |
| Pre-tax net operating income | $1,128,000 | 2,155 |
| Securities gains (losses) | $-315,000 | 4,508 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $813,000 | 2,353 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $813,000 | 2,352 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $813,000 | 2,353 |
| Net charge-offs | $3,000 | 1,707 |
| Cash dividends | $500,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,128,000 | 1,967 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,327,000 | 2,336 |
| Total interest expense | $370,000 | 3,033 |
| Net interest income | $7,957,000 | 2,257 |
| Provision for loan and lease losses | $443,000 | 1,044 |
| Total noninterest income | $1,276,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $433,000 | 1,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $843,000 | 2,249 |
| Total noninterest expense | $6,670,000 | 2,157 |
| Salaries and employee benefits | $3,995,000 | 2,089 |
| Premises and equipment expense | $900,000 | 1,828 |
| Additional noninterest expense | $843,000 | 2,249 |
| Pre-tax net operating income | $2,120,000 | 2,712 |
| Securities gains (losses) | $7,000 | 491 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $2,127,000 | 2,513 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,127,000 | 2,511 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,127,000 | 2,512 |
| Net charge-offs | $48,000 | 1,243 |
| Cash dividends | $550,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,120,000 | 2,550 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,343,000 | 2,347 |
| Total interest expense | $200,000 | 3,206 |
| Net interest income | $5,143,000 | 2,272 |
| Provision for loan and lease losses | $332,000 | 872 |
| Total noninterest income | $814,000 | 2,288 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $280,000 | 1,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $534,000 | 2,325 |
| Total noninterest expense | $4,358,000 | 2,165 |
| Salaries and employee benefits | $2,670,000 | 2,091 |
| Premises and equipment expense | $537,000 | 1,948 |
| Additional noninterest expense | $1,151,000 | 2,369 |
| Pre-tax net operating income | $1,267,000 | 2,752 |
| Securities gains (losses) | $7,000 | 442 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,274,000 | 2,552 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,274,000 | 2,552 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,274,000 | 2,552 |
| Net charge-offs | $43,000 | 1,030 |
| Cash dividends | $200,000 | 2,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,267,000 | 2,594 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 2,354 |
| Total interest expense | $111,000 | 3,049 |
| Net interest income | $2,480,000 | 2,287 |
| Provision for loan and lease losses | $174,000 | 713 |
| Total noninterest income | $352,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $151,000 | 1,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 2,565 |
| Total noninterest expense | $2,121,000 | 2,194 |
| Salaries and employee benefits | $1,314,000 | 2,110 |
| Premises and equipment expense | $261,000 | 1,995 |
| Additional noninterest expense | $546,000 | 2,441 |
| Pre-tax net operating income | $537,000 | 2,838 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $537,000 | 2,677 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $537,000 | 2,674 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $537,000 | 2,677 |
| Net charge-offs | $37,000 | 768 |
| Cash dividends | $200,000 | 1,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $537,000 | 2,692 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,539,000 | 2,528 |
| Total interest expense | $671,000 | 2,755 |
| Net interest income | $8,868,000 | 2,490 |
| Provision for loan and lease losses | $209,000 | 1,708 |
| Total noninterest income | $1,637,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $613,000 | 1,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,024,000 | 2,603 |
| Total noninterest expense | $7,835,000 | 2,316 |
| Salaries and employee benefits | $4,714,000 | 2,240 |
| Premises and equipment expense | $1,014,000 | 2,006 |
| Additional noninterest expense | $2,107,000 | 2,492 |
| Pre-tax net operating income | $2,461,000 | 2,912 |
| Securities gains (losses) | $1,000 | 2,004 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $2,462,000 | 2,767 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,462,000 | 2,768 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,462,000 | 2,768 |
| Net charge-offs | $13,000 | 2,203 |
| Cash dividends | $1,250,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,461,000 | 2,750 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,127,000 | 2,577 |
| Total interest expense | $513,000 | 2,832 |
| Net interest income | $6,614,000 | 2,541 |
| Provision for loan and lease losses | $31,000 | 2,558 |
| Total noninterest income | $1,224,000 | 2,483 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $432,000 | 1,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $792,000 | 2,612 |
| Total noninterest expense | $5,824,000 | 2,346 |
| Salaries and employee benefits | $3,544,000 | 2,241 |
| Premises and equipment expense | $745,000 | 2,062 |
| Additional noninterest expense | $1,535,000 | 2,552 |
| Pre-tax net operating income | $1,983,000 | 2,946 |
| Securities gains (losses) | $1,000 | 1,947 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $1,984,000 | 2,811 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,984,000 | 2,811 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,984,000 | 2,811 |
| Net charge-offs | $12,000 | 1,915 |
| Cash dividends | $250,000 | 2,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,983,000 | 2,786 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,500,000 | 2,681 |
| Total interest expense | $342,000 | 2,894 |
| Net interest income | $4,158,000 | 2,628 |
| Provision for loan and lease losses | $31,000 | 2,349 |
| Total noninterest income | $763,000 | 2,532 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $274,000 | 1,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $489,000 | 2,664 |
| Total noninterest expense | $3,835,000 | 2,358 |
| Salaries and employee benefits | $2,329,000 | 2,268 |
| Premises and equipment expense | $488,000 | 2,089 |
| Additional noninterest expense | $1,018,000 | 2,546 |
| Pre-tax net operating income | $1,055,000 | 3,190 |
| Securities gains (losses) | $1,000 | 1,754 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,056,000 | 3,072 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,056,000 | 3,070 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,056,000 | 3,072 |
| Net charge-offs | $9,000 | 1,770 |
| Cash dividends | $250,000 | 2,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,055,000 | 3,048 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 2,754 |
| Total interest expense | $169,000 | 3,005 |
| Net interest income | $1,958,000 | 2,697 |
| Provision for loan and lease losses | $31,000 | 1,972 |
| Total noninterest income | $389,000 | 2,511 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $137,000 | 1,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 2,619 |
| Total noninterest expense | $1,905,000 | 2,339 |
| Salaries and employee benefits | $1,136,000 | 2,298 |
| Premises and equipment expense | $246,000 | 2,085 |
| Additional noninterest expense | $523,000 | 2,457 |
| Pre-tax net operating income | $411,000 | 3,466 |
| Securities gains (losses) | $1,000 | 1,331 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $412,000 | 3,350 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $412,000 | 3,351 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $412,000 | 3,350 |
| Net charge-offs | $6,000 | 1,479 |
| Cash dividends | $100,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $411,000 | 3,321 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,318,000 | 2,814 |
| Total interest expense | $753,000 | 3,345 |
| Net interest income | $7,565,000 | 2,695 |
| Provision for loan and lease losses | $334,000 | 2,586 |
| Total noninterest income | $1,353,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $581,000 | 1,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $772,000 | 2,714 |
| Total noninterest expense | $6,686,000 | 2,537 |
| Salaries and employee benefits | $3,905,000 | 2,522 |
| Premises and equipment expense | $807,000 | 2,334 |
| Additional noninterest expense | $1,974,000 | 2,553 |
| Pre-tax net operating income | $1,898,000 | 3,003 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $1,898,000 | 2,883 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,898,000 | 2,881 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,898,000 | 2,883 |
| Net charge-offs | $8,000 | 3,088 |
| Cash dividends | $775,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,898,000 | 2,834 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,982,000 | 2,905 |
| Total interest expense | $578,000 | 3,401 |
| Net interest income | $5,404,000 | 2,783 |
| Provision for loan and lease losses | $245,000 | 2,601 |
| Total noninterest income | $837,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $432,000 | 1,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $405,000 | 3,042 |
| Total noninterest expense | $4,791,000 | 2,578 |
| Salaries and employee benefits | $2,813,000 | 2,571 |
| Premises and equipment expense | $534,000 | 2,493 |
| Additional noninterest expense | $1,444,000 | 2,578 |
| Pre-tax net operating income | $1,205,000 | 3,235 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $1,205,000 | 3,120 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,205,000 | 3,119 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,205,000 | 3,120 |
| Net charge-offs | $8,000 | 2,803 |
| Cash dividends | $500,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,205,000 | 3,073 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,886,000 | 2,983 |
| Total interest expense | $419,000 | 3,390 |
| Net interest income | $3,467,000 | 2,852 |
| Provision for loan and lease losses | $125,000 | 2,786 |
| Total noninterest income | $597,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $284,000 | 1,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 2,865 |
| Total noninterest expense | $3,033,000 | 2,680 |
| Salaries and employee benefits | $1,787,000 | 2,662 |
| Premises and equipment expense | $337,000 | 2,576 |
| Additional noninterest expense | $909,000 | 2,671 |
| Pre-tax net operating income | $906,000 | 3,064 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $906,000 | 2,937 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $906,000 | 2,936 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $906,000 | 2,937 |
| Net charge-offs | $13,000 | 2,360 |
| Cash dividends | $250,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $906,000 | 2,894 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 3,011 |
| Total interest expense | $246,000 | 3,290 |
| Net interest income | $1,656,000 | 2,906 |
| Provision for loan and lease losses | $63,000 | 2,336 |
| Total noninterest income | $304,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $166,000 | 1,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 2,852 |
| Total noninterest expense | $1,544,000 | 2,668 |
| Salaries and employee benefits | $928,000 | 2,600 |
| Premises and equipment expense | $162,000 | 2,658 |
| Additional noninterest expense | $454,000 | 2,696 |
| Pre-tax net operating income | $353,000 | 3,219 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $353,000 | 3,085 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $353,000 | 3,085 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $353,000 | 3,086 |
| Net charge-offs | $13,000 | 1,768 |
| Cash dividends | $250,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $353,000 | 3,059 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,057,000 | 3,173 |
| Total interest expense | $757,000 | 3,702 |
| Net interest income | $6,300,000 | 3,009 |
| Provision for loan and lease losses | $323,000 | 1,890 |
| Total noninterest income | $1,138,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $651,000 | 1,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $487,000 | 3,058 |
| Total noninterest expense | $5,719,000 | 2,779 |
| Salaries and employee benefits | $3,364,000 | 2,726 |
| Premises and equipment expense | $654,000 | 2,645 |
| Additional noninterest expense | $1,701,000 | 2,846 |
| Pre-tax net operating income | $1,396,000 | 3,484 |
| Securities gains (losses) | $63,000 | 1,146 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,459,000 | 3,304 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,459,000 | 3,305 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,459,000 | 3,305 |
| Net charge-offs | $-21,000 | 4,601 |
| Cash dividends | $675,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,396,000 | 3,334 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 3,244 |
| Total interest expense | $524,000 | 3,846 |
| Net interest income | $4,668,000 | 3,070 |
| Provision for loan and lease losses | $255,000 | 1,739 |
| Total noninterest income | $977,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $475,000 | 1,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $502,000 | 2,739 |
| Total noninterest expense | $4,210,000 | 2,825 |
| Salaries and employee benefits | $2,474,000 | 2,771 |
| Premises and equipment expense | $474,000 | 2,733 |
| Additional noninterest expense | $1,262,000 | 2,875 |
| Pre-tax net operating income | $1,180,000 | 3,414 |
| Securities gains (losses) | $63,000 | 981 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,243,000 | 3,207 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,243,000 | 3,206 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,243,000 | 3,207 |
| Net charge-offs | $-16,000 | 4,551 |
| Cash dividends | $500,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,180,000 | 3,239 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,379,000 | 3,292 |
| Total interest expense | $314,000 | 3,968 |
| Net interest income | $3,065,000 | 3,114 |
| Provision for loan and lease losses | $171,000 | 1,704 |
| Total noninterest income | $638,000 | 2,477 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $302,000 | 1,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $336,000 | 2,700 |
| Total noninterest expense | $2,743,000 | 2,870 |
| Salaries and employee benefits | $1,605,000 | 2,839 |
| Premises and equipment expense | $300,000 | 2,820 |
| Additional noninterest expense | $838,000 | 2,909 |
| Pre-tax net operating income | $789,000 | 3,412 |
| Securities gains (losses) | $63,000 | 676 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $852,000 | 3,167 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $852,000 | 3,165 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $852,000 | 3,165 |
| Net charge-offs | $-32,000 | 4,795 |
| Cash dividends | $500,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $789,000 | 3,246 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 3,398 |
| Total interest expense | $142,000 | 4,062 |
| Net interest income | $1,460,000 | 3,235 |
| Provision for loan and lease losses | $60,000 | 1,874 |
| Total noninterest income | $315,000 | 2,466 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $145,000 | 1,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 2,600 |
| Total noninterest expense | $1,344,000 | 2,920 |
| Salaries and employee benefits | $772,000 | 2,926 |
| Premises and equipment expense | $151,000 | 2,836 |
| Additional noninterest expense | $421,000 | 2,896 |
| Pre-tax net operating income | $371,000 | 3,493 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $371,000 | 3,337 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $371,000 | 3,335 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $371,000 | 3,336 |
| Net charge-offs | $-26,000 | 4,931 |
| Cash dividends | $250,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $371,000 | 3,324 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,509,000 | 3,593 |
| Total interest expense | $404,000 | 4,184 |
| Net interest income | $5,105,000 | 3,470 |
| Provision for loan and lease losses | $75,000 | 3,250 |
| Total noninterest income | $1,084,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $608,000 | 1,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $476,000 | 3,132 |
| Total noninterest expense | $4,644,000 | 3,204 |
| Salaries and employee benefits | $2,445,000 | 3,316 |
| Premises and equipment expense | $554,000 | 2,983 |
| Additional noninterest expense | $1,645,000 | 2,980 |
| Pre-tax net operating income | $1,470,000 | 3,560 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $1,470,000 | 3,388 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,470,000 | 3,386 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,470,000 | 3,387 |
| Net charge-offs | $-67,000 | 4,962 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,470,000 | 3,395 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,103,000 | 3,621 |
| Total interest expense | $286,000 | 4,229 |
| Net interest income | $3,817,000 | 3,500 |
| Provision for loan and lease losses | $56,000 | 3,109 |
| Total noninterest income | $794,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $440,000 | 1,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 3,176 |
| Total noninterest expense | $3,410,000 | 3,246 |
| Salaries and employee benefits | $1,761,000 | 3,396 |
| Premises and equipment expense | $393,000 | 3,096 |
| Additional noninterest expense | $1,256,000 | 2,941 |
| Pre-tax net operating income | $1,145,000 | 3,568 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,145,000 | 3,390 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,145,000 | 3,389 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,145,000 | 3,389 |
| Net charge-offs | $-9,000 | 4,451 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,145,000 | 3,388 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 3,624 |
| Total interest expense | $179,000 | 4,270 |
| Net interest income | $2,534,000 | 3,509 |
| Provision for loan and lease losses | $38,000 | 3,005 |
| Total noninterest income | $558,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $284,000 | 1,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 3,014 |
| Total noninterest expense | $2,272,000 | 3,265 |
| Salaries and employee benefits | $1,185,000 | 3,391 |
| Premises and equipment expense | $261,000 | 3,127 |
| Additional noninterest expense | $826,000 | 2,985 |
| Pre-tax net operating income | $782,000 | 3,513 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $782,000 | 3,334 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $782,000 | 3,333 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $782,000 | 3,333 |
| Net charge-offs | $-25,000 | 4,811 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $782,000 | 3,328 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 3,683 |
| Total interest expense | $88,000 | 4,270 |
| Net interest income | $1,231,000 | 3,581 |
| Provision for loan and lease losses | $19,000 | 2,845 |
| Total noninterest income | $259,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $139,000 | 1,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 3,110 |
| Total noninterest expense | $1,140,000 | 3,295 |
| Salaries and employee benefits | $607,000 | 3,389 |
| Premises and equipment expense | $131,000 | 3,148 |
| Additional noninterest expense | $402,000 | 3,049 |
| Pre-tax net operating income | $331,000 | 3,715 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $331,000 | 3,535 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $331,000 | 3,534 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $331,000 | 3,535 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $331,000 | 3,537 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,001,000 | 3,748 |
| Total interest expense | $359,000 | 4,149 |
| Net interest income | $4,642,000 | 3,673 |
| Provision for loan and lease losses | $-200,000 | 5,431 |
| Total noninterest income | $-560,000 | 5,659 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $535,000 | 1,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-1,095,000 | 5,668 |
| Total noninterest expense | $4,498,000 | 3,319 |
| Salaries and employee benefits | $2,351,000 | 3,438 |
| Premises and equipment expense | $571,000 | 3,009 |
| Additional noninterest expense | $1,576,000 | 3,132 |
| Pre-tax net operating income | $-216,000 | 5,525 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $-216,000 | 5,463 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-216,000 | 5,463 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-216,000 | 5,463 |
| Net charge-offs | $40,000 | 3,090 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-216,000 | 5,462 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,714,000 | 3,793 |
| Total interest expense | $269,000 | 4,176 |
| Net interest income | $3,445,000 | 3,721 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $598,000 | 3,320 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $404,000 | 1,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 3,992 |
| Total noninterest expense | $3,325,000 | 3,360 |
| Salaries and employee benefits | $1,747,000 | 3,478 |
| Premises and equipment expense | $420,000 | 3,077 |
| Additional noninterest expense | $1,158,000 | 3,177 |
| Pre-tax net operating income | $718,000 | 4,202 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $718,000 | 3,983 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $718,000 | 3,982 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $718,000 | 3,983 |
| Net charge-offs | $35,000 | 2,680 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $718,000 | 3,973 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,469,000 | 3,801 |
| Total interest expense | $178,000 | 4,173 |
| Net interest income | $2,291,000 | 3,729 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $350,000 | 3,496 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $263,000 | 1,960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 4,410 |
| Total noninterest expense | $2,261,000 | 3,339 |
| Salaries and employee benefits | $1,173,000 | 3,485 |
| Premises and equipment expense | $282,000 | 3,064 |
| Additional noninterest expense | $806,000 | 3,093 |
| Pre-tax net operating income | $380,000 | 4,438 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $380,000 | 4,231 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $380,000 | 4,230 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $380,000 | 4,231 |
| Net charge-offs | $11,000 | 2,863 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $380,000 | 4,207 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 3,877 |
| Total interest expense | $88,000 | 4,200 |
| Net interest income | $1,107,000 | 3,808 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $173,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $131,000 | 1,966 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,488 |
| Total noninterest expense | $1,144,000 | 3,344 |
| Salaries and employee benefits | $597,000 | 3,500 |
| Premises and equipment expense | $135,000 | 3,196 |
| Additional noninterest expense | $412,000 | 3,056 |
| Pre-tax net operating income | $136,000 | 4,741 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $136,000 | 4,589 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $136,000 | 4,589 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $136,000 | 4,589 |
| Net charge-offs | $-17,000 | 5,196 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $136,000 | 4,575 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,816,000 | 3,869 |
| Total interest expense | $361,000 | 4,189 |
| Net interest income | $4,455,000 | 3,800 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $873,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $602,000 | 1,797 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $271,000 | 4,047 |
| Total noninterest expense | $4,824,000 | 3,252 |
| Salaries and employee benefits | $2,497,000 | 3,408 |
| Premises and equipment expense | $668,000 | 2,831 |
| Additional noninterest expense | $1,659,000 | 3,129 |
| Pre-tax net operating income | $504,000 | 4,808 |
| Securities gains (losses) | $35,000 | 2,061 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $539,000 | 4,642 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $539,000 | 4,641 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $539,000 | 4,641 |
| Net charge-offs | $-14,000 | 5,054 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $504,000 | 4,672 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 3,898 |
| Total interest expense | $271,000 | 4,221 |
| Net interest income | $3,339,000 | 3,825 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $695,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $455,000 | 1,792 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $240,000 | 3,890 |
| Total noninterest expense | $3,618,000 | 3,252 |
| Salaries and employee benefits | $1,859,000 | 3,406 |
| Premises and equipment expense | $502,000 | 2,828 |
| Additional noninterest expense | $1,257,000 | 3,113 |
| Pre-tax net operating income | $416,000 | 4,808 |
| Securities gains (losses) | $35,000 | 2,004 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $451,000 | 4,619 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $451,000 | 4,618 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $451,000 | 4,618 |
| Net charge-offs | $-10,000 | 4,925 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $416,000 | 4,652 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,384,000 | 3,942 |
| Total interest expense | $181,000 | 4,249 |
| Net interest income | $2,203,000 | 3,869 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $459,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $304,000 | 1,784 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $155,000 | 3,939 |
| Total noninterest expense | $2,374,000 | 3,312 |
| Salaries and employee benefits | $1,219,000 | 3,468 |
| Premises and equipment expense | $340,000 | 2,815 |
| Additional noninterest expense | $815,000 | 3,187 |
| Pre-tax net operating income | $288,000 | 4,801 |
| Securities gains (losses) | $35,000 | 1,657 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $323,000 | 4,554 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $323,000 | 4,551 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $323,000 | 4,552 |
| Net charge-offs | $-3,000 | 4,597 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $288,000 | 4,614 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 3,975 |
| Total interest expense | $90,000 | 4,298 |
| Net interest income | $1,092,000 | 3,897 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $216,000 | 3,239 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $153,000 | 1,773 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $63,000 | 4,150 |
| Total noninterest expense | $1,169,000 | 3,362 |
| Salaries and employee benefits | $606,000 | 3,508 |
| Premises and equipment expense | $170,000 | 2,834 |
| Additional noninterest expense | $393,000 | 3,269 |
| Pre-tax net operating income | $139,000 | 4,804 |
| Securities gains (losses) | $35,000 | 980 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $174,000 | 4,428 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $174,000 | 4,426 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $174,000 | 4,428 |
| Net charge-offs | $-5,000 | 4,858 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $139,000 | 4,650 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,592,000 | 4,035 |
| Total interest expense | $386,000 | 4,214 |
| Net interest income | $4,206,000 | 3,965 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $817,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $597,000 | 1,840 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $220,000 | 4,343 |
| Total noninterest expense | $4,766,000 | 3,329 |
| Salaries and employee benefits | $2,389,000 | 3,526 |
| Premises and equipment expense | $694,000 | 2,834 |
| Additional noninterest expense | $1,683,000 | 3,150 |
| Pre-tax net operating income | $257,000 | 5,367 |
| Securities gains (losses) | $76,000 | 1,329 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $333,000 | 5,170 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $333,000 | 5,174 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $333,000 | 5,174 |
| Net charge-offs | $17,000 | 3,837 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $257,000 | 5,285 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,399,000 | 4,112 |
| Total interest expense | $293,000 | 4,246 |
| Net interest income | $3,106,000 | 4,039 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $769,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $427,000 | 1,929 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $342,000 | 3,430 |
| Total noninterest expense | $3,574,000 | 3,356 |
| Salaries and employee benefits | $1,768,000 | 3,559 |
| Premises and equipment expense | $535,000 | 2,836 |
| Additional noninterest expense | $1,271,000 | 3,147 |
| Pre-tax net operating income | $301,000 | 5,218 |
| Securities gains (losses) | $76,000 | 1,191 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $377,000 | 4,914 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $377,000 | 4,916 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $377,000 | 4,918 |
| Net charge-offs | $14,000 | 3,512 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $301,000 | 5,063 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,245,000 | 4,147 |
| Total interest expense | $199,000 | 4,242 |
| Net interest income | $2,046,000 | 4,086 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $501,000 | 3,072 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $270,000 | 1,977 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $231,000 | 3,421 |
| Total noninterest expense | $2,332,000 | 3,429 |
| Salaries and employee benefits | $1,160,000 | 3,625 |
| Premises and equipment expense | $350,000 | 2,866 |
| Additional noninterest expense | $822,000 | 3,245 |
| Pre-tax net operating income | $215,000 | 5,180 |
| Securities gains (losses) | $62,000 | 1,113 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $277,000 | 4,791 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $277,000 | 4,793 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $277,000 | 4,794 |
| Net charge-offs | $1,000 | 3,770 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $215,000 | 5,011 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 4,174 |
| Total interest expense | $106,000 | 4,187 |
| Net interest income | $1,013,000 | 4,129 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $243,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $126,000 | 2,075 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $117,000 | 3,365 |
| Total noninterest expense | $1,179,000 | 3,414 |
| Salaries and employee benefits | $571,000 | 3,703 |
| Premises and equipment expense | $181,000 | 2,847 |
| Additional noninterest expense | $427,000 | 3,152 |
| Pre-tax net operating income | $77,000 | 5,392 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $77,000 | 5,342 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $77,000 | 5,345 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $77,000 | 5,345 |
| Net charge-offs | $24,000 | 2,028 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $77,000 | 5,277 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,466,000 | 4,230 |
| Total interest expense | $535,000 | 3,866 |
| Net interest income | $3,931,000 | 4,233 |
| Provision for loan and lease losses | $105,000 | 3,141 |
| Total noninterest income | $1,017,000 | 3,086 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $615,000 | 1,921 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $402,000 | 3,594 |
| Total noninterest expense | $4,806,000 | 3,410 |
| Salaries and employee benefits | $2,236,000 | 3,757 |
| Premises and equipment expense | $758,000 | 2,762 |
| Additional noninterest expense | $1,812,000 | 3,100 |
| Pre-tax net operating income | $37,000 | 6,001 |
| Securities gains (losses) | $-8,000 | 6,006 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $29,000 | 6,055 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $29,000 | 6,055 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $29,000 | 6,056 |
| Net charge-offs | $407,000 | 1,702 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $37,000 | 6,011 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,343,000 | 4,271 |
| Total interest expense | $417,000 | 3,854 |
| Net interest income | $2,926,000 | 4,295 |
| Provision for loan and lease losses | $105,000 | 2,728 |
| Total noninterest income | $760,000 | 3,122 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $466,000 | 1,917 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $294,000 | 3,668 |
| Total noninterest expense | $3,567,000 | 3,441 |
| Salaries and employee benefits | $1,661,000 | 3,789 |
| Premises and equipment expense | $567,000 | 2,804 |
| Additional noninterest expense | $1,339,000 | 3,145 |
| Pre-tax net operating income | $14,000 | 6,107 |
| Securities gains (losses) | $-8,000 | 6,123 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $6,000 | 6,146 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,000 | 6,145 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,000 | 6,146 |
| Net charge-offs | $433,000 | 1,282 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $14,000 | 6,107 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 4,239 |
| Total interest expense | $290,000 | 3,809 |
| Net interest income | $1,973,000 | 4,272 |
| Provision for loan and lease losses | $90,000 | 2,447 |
| Total noninterest income | $509,000 | 3,078 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $310,000 | 1,897 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $199,000 | 3,640 |
| Total noninterest expense | $2,362,000 | 3,474 |
| Salaries and employee benefits | $1,100,000 | 3,820 |
| Premises and equipment expense | $376,000 | 2,829 |
| Additional noninterest expense | $886,000 | 3,168 |
| Pre-tax net operating income | $30,000 | 6,069 |
| Securities gains (losses) | $3,000 | 2,288 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $33,000 | 6,081 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $33,000 | 6,081 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $33,000 | 6,083 |
| Net charge-offs | $61,000 | 2,616 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $30,000 | 6,073 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,146,000 | 4,248 |
| Total interest expense | $146,000 | 3,851 |
| Net interest income | $1,000,000 | 4,249 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $301,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $164,000 | 1,807 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $137,000 | 3,097 |
| Total noninterest expense | $1,232,000 | 3,412 |
| Salaries and employee benefits | $576,000 | 3,741 |
| Premises and equipment expense | $184,000 | 2,918 |
| Additional noninterest expense | $472,000 | 3,016 |
| Pre-tax net operating income | $24,000 | 6,003 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $24,000 | 5,999 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $24,000 | 5,999 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $24,000 | 6,000 |
| Net charge-offs | $-9,000 | 5,700 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $24,000 | 5,966 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 4,138 |
| Total interest expense | $741,000 | 3,618 |
| Net interest income | $4,140,000 | 4,192 |
| Provision for loan and lease losses | $400,000 | 2,105 |
| Total noninterest income | $775,000 | 3,667 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $706,000 | 1,820 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $69,000 | 5,669 |
| Total noninterest expense | $4,953,000 | 3,426 |
| Salaries and employee benefits | $2,287,000 | 3,765 |
| Premises and equipment expense | $749,000 | 2,837 |
| Additional noninterest expense | $1,917,000 | 3,083 |
| Pre-tax net operating income | $-438,000 | 6,460 |
| Securities gains (losses) | $181,000 | 955 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-257,000 | 6,418 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-257,000 | 6,418 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-257,000 | 6,419 |
| Net charge-offs | $796,000 | 1,495 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-438,000 | 6,470 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 4,143 |
| Total interest expense | $588,000 | 3,578 |
| Net interest income | $3,110,000 | 4,216 |
| Provision for loan and lease losses | $245,000 | 2,312 |
| Total noninterest income | $548,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $536,000 | 1,804 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $12,000 | 6,385 |
| Total noninterest expense | $3,754,000 | 3,411 |
| Salaries and employee benefits | $1,734,000 | 3,744 |
| Premises and equipment expense | $578,000 | 2,801 |
| Additional noninterest expense | $1,442,000 | 3,065 |
| Pre-tax net operating income | $-341,000 | 6,567 |
| Securities gains (losses) | $181,000 | 867 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-160,000 | 6,493 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-160,000 | 6,495 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-160,000 | 6,494 |
| Net charge-offs | $6,000 | 4,860 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-341,000 | 6,577 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,475,000 | 4,144 |
| Total interest expense | $410,000 | 3,540 |
| Net interest income | $2,065,000 | 4,221 |
| Provision for loan and lease losses | $245,000 | 1,889 |
| Total noninterest income | $298,000 | 4,233 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $344,000 | 1,833 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-46,000 | 6,751 |
| Total noninterest expense | $2,479,000 | 3,445 |
| Salaries and employee benefits | $1,162,000 | 3,742 |
| Premises and equipment expense | $374,000 | 2,859 |
| Additional noninterest expense | $943,000 | 3,098 |
| Pre-tax net operating income | $-361,000 | 6,635 |
| Securities gains (losses) | $181,000 | 789 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-180,000 | 6,592 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-180,000 | 6,593 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-180,000 | 6,593 |
| Net charge-offs | $-6,000 | 6,001 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-361,000 | 6,652 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 4,099 |
| Total interest expense | $211,000 | 3,555 |
| Net interest income | $1,066,000 | 4,163 |
| Provision for loan and lease losses | $180,000 | 1,441 |
| Total noninterest income | $180,000 | 3,846 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $171,000 | 1,841 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,201 |
| Total noninterest expense | $1,287,000 | 3,375 |
| Salaries and employee benefits | $605,000 | 3,690 |
| Premises and equipment expense | $192,000 | 2,838 |
| Additional noninterest expense | $490,000 | 3,042 |
| Pre-tax net operating income | $-221,000 | 6,740 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-221,000 | 6,764 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-221,000 | 6,764 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-221,000 | 6,764 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-221,000 | 6,744 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,728,000 | 3,956 |
| Total interest expense | $1,143,000 | 3,302 |
| Net interest income | $4,585,000 | 4,040 |
| Provision for loan and lease losses | $-700,000 | 7,003 |
| Total noninterest income | $496,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $749,000 | 1,782 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-253,000 | 6,841 |
| Total noninterest expense | $5,469,000 | 3,253 |
| Salaries and employee benefits | $2,422,000 | 3,649 |
| Premises and equipment expense | $796,000 | 2,759 |
| Additional noninterest expense | $2,251,000 | 2,812 |
| Pre-tax net operating income | $312,000 | 5,394 |
| Securities gains (losses) | $782,000 | 667 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,094,000 | 3,722 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,094,000 | 3,724 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,094,000 | 3,725 |
| Net charge-offs | $-460,000 | 7,040 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $312,000 | 5,243 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,386,000 | 3,969 |
| Total interest expense | $915,000 | 3,272 |
| Net interest income | $3,471,000 | 4,069 |
| Provision for loan and lease losses | $-1,201,000 | 7,148 |
| Total noninterest income | $454,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $551,000 | 1,838 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-97,000 | 6,917 |
| Total noninterest expense | $4,087,000 | 3,283 |
| Salaries and employee benefits | $1,837,000 | 3,640 |
| Premises and equipment expense | $597,000 | 2,789 |
| Additional noninterest expense | $1,653,000 | 2,869 |
| Pre-tax net operating income | $1,039,000 | 3,559 |
| Securities gains (losses) | $782,000 | 520 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,821,000 | 2,281 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,821,000 | 2,281 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,821,000 | 2,281 |
| Net charge-offs | $-959,000 | 7,165 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,039,000 | 3,205 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,960,000 | 3,966 |
| Total interest expense | $630,000 | 3,296 |
| Net interest income | $2,330,000 | 4,064 |
| Provision for loan and lease losses | $-1,303,000 | 7,220 |
| Total noninterest income | $385,000 | 3,728 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $369,000 | 1,832 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 6,278 |
| Total noninterest expense | $2,700,000 | 3,326 |
| Salaries and employee benefits | $1,229,000 | 3,640 |
| Premises and equipment expense | $397,000 | 2,792 |
| Additional noninterest expense | $1,074,000 | 2,943 |
| Pre-tax net operating income | $1,318,000 | 2,354 |
| Securities gains (losses) | $656,000 | 424 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,974,000 | 1,503 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,974,000 | 1,502 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,974,000 | 1,503 |
| Net charge-offs | $-1,024,000 | 7,238 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,318,000 | 1,995 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 3,959 |
| Total interest expense | $324,000 | 3,339 |
| Net interest income | $1,187,000 | 4,042 |
| Provision for loan and lease losses | $-1,553,000 | 7,289 |
| Total noninterest income | $171,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $184,000 | 1,821 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-13,000 | 6,999 |
| Total noninterest expense | $1,341,000 | 3,355 |
| Salaries and employee benefits | $583,000 | 3,804 |
| Premises and equipment expense | $201,000 | 2,786 |
| Additional noninterest expense | $557,000 | 2,829 |
| Pre-tax net operating income | $1,570,000 | 1,121 |
| Securities gains (losses) | $474,000 | 293 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $2,044,000 | 738 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,044,000 | 739 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,044,000 | 739 |
| Net charge-offs | $-1,488,000 | 7,302 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,570,000 | 895 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,129,000 | 3,630 |
| Total interest expense | $1,951,000 | 2,828 |
| Net interest income | $5,178,000 | 3,816 |
| Provision for loan and lease losses | $2,255,000 | 1,439 |
| Total noninterest income | $228,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $765,000 | 1,852 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-537,000 | 7,102 |
| Total noninterest expense | $5,020,000 | 3,524 |
| Salaries and employee benefits | $2,380,000 | 3,704 |
| Premises and equipment expense | $853,000 | 2,770 |
| Additional noninterest expense | $1,787,000 | 3,417 |
| Pre-tax net operating income | $-1,869,000 | 6,770 |
| Securities gains (losses) | $-25,000 | 6,945 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,894,000 | 6,817 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,894,000 | 6,817 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,894,000 | 6,817 |
| Net charge-offs | $2,700,000 | 1,289 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,869,000 | 6,792 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,521,000 | 3,589 |
| Total interest expense | $1,604,000 | 2,721 |
| Net interest income | $3,917,000 | 3,817 |
| Provision for loan and lease losses | $1,855,000 | 1,300 |
| Total noninterest income | $442,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $576,000 | 1,849 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-134,000 | 7,088 |
| Total noninterest expense | $3,772,000 | 3,531 |
| Salaries and employee benefits | $1,803,000 | 3,666 |
| Premises and equipment expense | $637,000 | 2,794 |
| Additional noninterest expense | $1,332,000 | 3,438 |
| Pre-tax net operating income | $-1,268,000 | 6,863 |
| Securities gains (losses) | $-25,000 | 7,078 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,293,000 | 6,931 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,293,000 | 6,932 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,293,000 | 6,932 |
| Net charge-offs | $2,336,000 | 1,096 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,268,000 | 6,893 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,791,000 | 3,550 |
| Total interest expense | $1,152,000 | 2,644 |
| Net interest income | $2,639,000 | 3,811 |
| Provision for loan and lease losses | $1,365,000 | 1,218 |
| Total noninterest income | $301,000 | 4,098 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $392,000 | 1,797 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-91,000 | 7,190 |
| Total noninterest expense | $2,445,000 | 3,638 |
| Salaries and employee benefits | $1,190,000 | 3,726 |
| Premises and equipment expense | $414,000 | 2,879 |
| Additional noninterest expense | $841,000 | 3,612 |
| Pre-tax net operating income | $-870,000 | 6,936 |
| Securities gains (losses) | $-2,000 | 6,931 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-872,000 | 6,989 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-872,000 | 6,988 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-872,000 | 6,989 |
| Net charge-offs | $1,576,000 | 1,083 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-870,000 | 6,972 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 3,486 |
| Total interest expense | $615,000 | 2,582 |
| Net interest income | $1,331,000 | 3,780 |
| Provision for loan and lease losses | $255,000 | 2,143 |
| Total noninterest income | $108,000 | 4,786 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $189,000 | 1,825 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-81,000 | 7,343 |
| Total noninterest expense | $1,190,000 | 3,713 |
| Salaries and employee benefits | $583,000 | 3,809 |
| Premises and equipment expense | $208,000 | 2,895 |
| Additional noninterest expense | $399,000 | 3,736 |
| Pre-tax net operating income | $-6,000 | 6,378 |
| Securities gains (losses) | $-1,000 | 6,978 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-7,000 | 6,422 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-7,000 | 6,422 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-7,000 | 6,422 |
| Net charge-offs | $168,000 | 2,255 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-6,000 | 6,391 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,172,000 | 3,165 |
| Total interest expense | $3,134,000 | 2,511 |
| Net interest income | $6,038,000 | 3,455 |
| Provision for loan and lease losses | $5,800,000 | 1,025 |
| Total noninterest income | $-475,000 | 7,485 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $879,000 | 1,680 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,354,000 | 7,526 |
| Total noninterest expense | $5,059,000 | 3,583 |
| Salaries and employee benefits | $2,440,000 | 3,650 |
| Premises and equipment expense | $840,000 | 2,875 |
| Additional noninterest expense | $1,779,000 | 3,561 |
| Pre-tax net operating income | $-5,296,000 | 7,129 |
| Securities gains (losses) | $-197,000 | 7,305 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-5,493,000 | 7,202 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,493,000 | 7,203 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,493,000 | 7,203 |
| Net charge-offs | $5,402,000 | 948 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-5,296,000 | 7,173 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,088,000 | 3,157 |
| Total interest expense | $2,405,000 | 2,554 |
| Net interest income | $4,683,000 | 3,421 |
| Provision for loan and lease losses | $1,895,000 | 1,726 |
| Total noninterest income | $749,000 | 3,276 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $664,000 | 1,720 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $85,000 | 5,403 |
| Total noninterest expense | $3,604,000 | 3,742 |
| Salaries and employee benefits | $1,843,000 | 3,664 |
| Premises and equipment expense | $626,000 | 2,933 |
| Additional noninterest expense | $1,135,000 | 3,959 |
| Pre-tax net operating income | $-67,000 | 6,113 |
| Securities gains (losses) | $-384,000 | 7,566 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-451,000 | 6,644 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-451,000 | 6,644 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-451,000 | 6,644 |
| Net charge-offs | $1,376,000 | 1,851 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-67,000 | 6,152 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,878,000 | 3,104 |
| Total interest expense | $1,616,000 | 2,631 |
| Net interest income | $3,262,000 | 3,306 |
| Provision for loan and lease losses | $1,370,000 | 1,615 |
| Total noninterest income | $460,000 | 3,378 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $445,000 | 1,715 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $15,000 | 6,644 |
| Total noninterest expense | $2,323,000 | 3,821 |
| Salaries and employee benefits | $1,223,000 | 3,710 |
| Premises and equipment expense | $411,000 | 2,994 |
| Additional noninterest expense | $689,000 | 4,214 |
| Pre-tax net operating income | $29,000 | 5,931 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $29,000 | 6,031 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $29,000 | 6,033 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $29,000 | 6,032 |
| Net charge-offs | $795,000 | 1,943 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $29,000 | 5,933 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 3,202 |
| Total interest expense | $815,000 | 2,723 |
| Net interest income | $1,582,000 | 3,411 |
| Provision for loan and lease losses | $480,000 | 1,870 |
| Total noninterest income | $292,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $213,000 | 1,782 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $79,000 | 3,934 |
| Total noninterest expense | $1,145,000 | 3,889 |
| Salaries and employee benefits | $602,000 | 3,812 |
| Premises and equipment expense | $213,000 | 2,978 |
| Additional noninterest expense | $330,000 | 4,329 |
| Pre-tax net operating income | $249,000 | 3,684 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $249,000 | 3,498 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $249,000 | 3,495 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $249,000 | 3,497 |
| Net charge-offs | $231,000 | 2,280 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $249,000 | 3,367 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,319,000 | 3,157 |
| Total interest expense | $3,836,000 | 2,830 |
| Net interest income | $6,483,000 | 3,244 |
| Provision for loan and lease losses | $1,330,000 | 3,055 |
| Total noninterest income | $672,000 | 4,150 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $939,000 | 1,784 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-267,000 | 7,719 |
| Total noninterest expense | $5,024,000 | 3,675 |
| Salaries and employee benefits | $2,406,000 | 3,800 |
| Premises and equipment expense | $870,000 | 2,905 |
| Additional noninterest expense | $1,748,000 | 3,678 |
| Pre-tax net operating income | $801,000 | 3,339 |
| Securities gains (losses) | $-733,000 | 7,646 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $68,000 | 5,283 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $68,000 | 5,281 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $68,000 | 5,281 |
| Net charge-offs | $1,236,000 | 2,602 |
| Cash dividends | $1,800,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $801,000 | 3,078 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,805,000 | 3,185 |
| Total interest expense | $2,980,000 | 2,877 |
| Net interest income | $4,825,000 | 3,267 |
| Provision for loan and lease losses | $630,000 | 3,453 |
| Total noninterest income | $684,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $694,000 | 1,801 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-10,000 | 7,673 |
| Total noninterest expense | $3,878,000 | 3,580 |
| Salaries and employee benefits | $1,999,000 | 3,539 |
| Premises and equipment expense | $582,000 | 3,235 |
| Additional noninterest expense | $1,297,000 | 3,661 |
| Pre-tax net operating income | $1,001,000 | 2,733 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,001,000 | 2,481 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,001,000 | 2,479 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,001,000 | 2,482 |
| Net charge-offs | $713,000 | 2,616 |
| Cash dividends | $1,350,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,001,000 | 2,429 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,158,000 | 3,233 |
| Total interest expense | $2,045,000 | 2,912 |
| Net interest income | $3,113,000 | 3,348 |
| Provision for loan and lease losses | $225,000 | 4,165 |
| Total noninterest income | $605,000 | 3,030 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $446,000 | 1,847 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $159,000 | 3,999 |
| Total noninterest expense | $2,560,000 | 3,651 |
| Salaries and employee benefits | $1,323,000 | 3,608 |
| Premises and equipment expense | $385,000 | 3,286 |
| Additional noninterest expense | $852,000 | 3,706 |
| Pre-tax net operating income | $933,000 | 2,238 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $933,000 | 1,959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $933,000 | 1,957 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $933,000 | 1,958 |
| Net charge-offs | $440,000 | 2,486 |
| Cash dividends | $900,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $933,000 | 1,898 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,584,000 | 3,250 |
| Total interest expense | $1,058,000 | 2,926 |
| Net interest income | $1,526,000 | 3,403 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $317,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $208,000 | 1,899 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $109,000 | 3,517 |
| Total noninterest expense | $1,223,000 | 3,713 |
| Salaries and employee benefits | $650,000 | 3,689 |
| Premises and equipment expense | $190,000 | 3,369 |
| Additional noninterest expense | $383,000 | 3,709 |
| Pre-tax net operating income | $620,000 | 2,000 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $620,000 | 1,740 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $620,000 | 1,741 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $620,000 | 1,742 |
| Net charge-offs | $172,000 | 2,282 |
| Cash dividends | $450,000 | 974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $620,000 | 1,649 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,130,000 | 3,008 |
| Total interest expense | $4,885,000 | 3,009 |
| Net interest income | $7,245,000 | 2,953 |
| Provision for loan and lease losses | $1,270,000 | 2,379 |
| Total noninterest income | $1,148,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $971,000 | 1,802 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $177,000 | 5,041 |
| Total noninterest expense | $4,451,000 | 3,914 |
| Salaries and employee benefits | $2,309,000 | 3,999 |
| Premises and equipment expense | $778,000 | 3,247 |
| Additional noninterest expense | $1,364,000 | 3,880 |
| Pre-tax net operating income | $2,672,000 | 1,987 |
| Securities gains (losses) | $31,000 | 1,908 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,703,000 | 1,509 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,703,000 | 1,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $981,000 | 1,982 |
| Cash dividends | $2,300,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,672,000 | 1,627 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,257,000 | 3,026 |
| Total interest expense | $3,706,000 | 3,097 |
| Net interest income | $5,551,000 | 2,923 |
| Provision for loan and lease losses | $555,000 | 2,576 |
| Total noninterest income | $852,000 | 3,211 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $733,000 | 1,808 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $119,000 | 5,310 |
| Total noninterest expense | $3,200,000 | 4,026 |
| Salaries and employee benefits | $1,644,000 | 4,186 |
| Premises and equipment expense | $564,000 | 3,346 |
| Additional noninterest expense | $992,000 | 3,891 |
| Pre-tax net operating income | $2,648,000 | 1,835 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,648,000 | 1,397 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,648,000 | 1,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 2,046 |
| Cash dividends | $1,600,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,648,000 | 1,472 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,314,000 | 3,001 |
| Total interest expense | $2,564,000 | 3,113 |
| Net interest income | $3,750,000 | 2,878 |
| Provision for loan and lease losses | $330,000 | 2,398 |
| Total noninterest income | $589,000 | 3,172 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $474,000 | 1,830 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $115,000 | 4,810 |
| Total noninterest expense | $2,129,000 | 4,051 |
| Salaries and employee benefits | $1,102,000 | 4,203 |
| Premises and equipment expense | $379,000 | 3,347 |
| Additional noninterest expense | $648,000 | 3,934 |
| Pre-tax net operating income | $1,880,000 | 1,773 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,880,000 | 1,468 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,880,000 | 1,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,985 |
| Cash dividends | $1,150,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,880,000 | 1,432 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 2,956 |
| Total interest expense | $1,358,000 | 3,138 |
| Net interest income | $1,931,000 | 2,787 |
| Provision for loan and lease losses | $135,000 | 2,308 |
| Total noninterest income | $274,000 | 3,312 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $195,000 | 2,117 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $79,000 | 4,225 |
| Total noninterest expense | $1,052,000 | 4,086 |
| Salaries and employee benefits | $547,000 | 4,248 |
| Premises and equipment expense | $191,000 | 3,362 |
| Additional noninterest expense | $314,000 | 3,986 |
| Pre-tax net operating income | $1,018,000 | 1,754 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,018,000 | 1,471 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,018,000 | 1,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,254 |
| Cash dividends | $450,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,018,000 | 1,414 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,969,000 | 3,069 |
| Total interest expense | $5,885,000 | 3,048 |
| Net interest income | $7,084,000 | 3,078 |
| Provision for loan and lease losses | $595,000 | 2,072 |
| Total noninterest income | $977,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $735,000 | 2,276 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $242,000 | 4,661 |
| Total noninterest expense | $4,116,000 | 4,026 |
| Salaries and employee benefits | $2,320,000 | 3,930 |
| Premises and equipment expense | $691,000 | 3,474 |
| Additional noninterest expense | $1,105,000 | 4,325 |
| Pre-tax net operating income | $3,350,000 | 2,269 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,350,000 | 1,863 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,350,000 | 1,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 1,961 |
| Cash dividends | $1,800,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,350,000 | 1,850 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,603,000 | 3,105 |
| Total interest expense | $4,381,000 | 3,070 |
| Net interest income | $5,222,000 | 3,123 |
| Provision for loan and lease losses | $375,000 | 1,954 |
| Total noninterest income | $656,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $532,000 | 2,327 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $124,000 | 5,418 |
| Total noninterest expense | $2,850,000 | 4,248 |
| Salaries and employee benefits | $1,575,000 | 4,216 |
| Premises and equipment expense | $440,000 | 3,894 |
| Additional noninterest expense | $835,000 | 4,254 |
| Pre-tax net operating income | $2,653,000 | 2,326 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,653,000 | 1,903 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,653,000 | 1,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 1,789 |
| Cash dividends | $1,350,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,653,000 | 1,888 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,230,000 | 3,192 |
| Total interest expense | $2,874,000 | 3,108 |
| Net interest income | $3,356,000 | 3,233 |
| Provision for loan and lease losses | $307,000 | 1,508 |
| Total noninterest income | $417,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $351,000 | 2,355 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $66,000 | 5,849 |
| Total noninterest expense | $1,859,000 | 4,347 |
| Salaries and employee benefits | $1,037,000 | 4,309 |
| Premises and equipment expense | $286,000 | 3,972 |
| Additional noninterest expense | $536,000 | 4,359 |
| Pre-tax net operating income | $1,607,000 | 2,565 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,607,000 | 2,103 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,607,000 | 2,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 1,273 |
| Cash dividends | $900,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,607,000 | 2,087 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,018,000 | 3,272 |
| Total interest expense | $1,422,000 | 3,125 |
| Net interest income | $1,596,000 | 3,363 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $225,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $171,000 | 2,345 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $54,000 | 4,958 |
| Total noninterest expense | $904,000 | 4,425 |
| Salaries and employee benefits | $495,000 | 4,466 |
| Premises and equipment expense | $142,000 | 4,012 |
| Additional noninterest expense | $267,000 | 4,323 |
| Pre-tax net operating income | $767,000 | 2,630 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $767,000 | 2,138 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $767,000 | 2,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 790 |
| Cash dividends | $450,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $767,000 | 2,133 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,163,000 | 3,280 |
| Total interest expense | $4,847,000 | 3,108 |
| Net interest income | $6,316,000 | 3,393 |
| Provision for loan and lease losses | $460,000 | 2,037 |
| Total noninterest income | $1,028,000 | 3,485 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $744,000 | 2,255 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $284,000 | 4,418 |
| Total noninterest expense | $3,879,000 | 4,076 |
| Salaries and employee benefits | $2,042,000 | 4,200 |
| Premises and equipment expense | $599,000 | 3,771 |
| Additional noninterest expense | $1,238,000 | 3,837 |
| Pre-tax net operating income | $3,005,000 | 2,775 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $3,005,000 | 2,280 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,005,000 | 2,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 1,254 |
| Cash dividends | $1,760,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,005,000 | 2,259 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,196,000 | 3,309 |
| Total interest expense | $3,508,000 | 3,103 |
| Net interest income | $4,688,000 | 3,436 |
| Provision for loan and lease losses | $165,000 | 3,241 |
| Total noninterest income | $776,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $555,000 | 2,269 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $221,000 | 4,323 |
| Total noninterest expense | $2,830,000 | 4,147 |
| Salaries and employee benefits | $1,499,000 | 4,235 |
| Premises and equipment expense | $461,000 | 3,701 |
| Additional noninterest expense | $870,000 | 4,017 |
| Pre-tax net operating income | $2,469,000 | 2,680 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,469,000 | 2,166 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,469,000 | 2,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 1,411 |
| Cash dividends | $1,350,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,469,000 | 2,154 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,313,000 | 3,337 |
| Total interest expense | $2,197,000 | 3,146 |
| Net interest income | $3,116,000 | 3,454 |
| Provision for loan and lease losses | $10,000 | 5,986 |
| Total noninterest income | $462,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $359,000 | 2,302 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $103,000 | 5,064 |
| Total noninterest expense | $1,829,000 | 4,246 |
| Salaries and employee benefits | $975,000 | 4,344 |
| Premises and equipment expense | $302,000 | 3,747 |
| Additional noninterest expense | $552,000 | 4,172 |
| Pre-tax net operating income | $1,739,000 | 2,572 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,739,000 | 2,072 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,739,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,304 |
| Cash dividends | $900,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,739,000 | 2,058 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 3,359 |
| Total interest expense | $1,013,000 | 3,224 |
| Net interest income | $1,568,000 | 3,414 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $199,000 | 3,996 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $158,000 | 2,487 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,486 |
| Total noninterest expense | $853,000 | 4,489 |
| Salaries and employee benefits | $447,000 | 4,666 |
| Premises and equipment expense | $155,000 | 3,684 |
| Additional noninterest expense | $251,000 | 4,460 |
| Pre-tax net operating income | $914,000 | 2,437 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $914,000 | 1,944 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $914,000 | 1,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 1,941 |
| Cash dividends | $450,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $914,000 | 1,923 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,481,000 | 3,294 |
| Total interest expense | $3,411,000 | 3,002 |
| Net interest income | $6,070,000 | 3,384 |
| Provision for loan and lease losses | $415,000 | 2,215 |
| Total noninterest income | $1,026,000 | 3,498 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $616,000 | 2,612 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $410,000 | 3,741 |
| Total noninterest expense | $4,130,000 | 3,770 |
| Salaries and employee benefits | $1,968,000 | 4,167 |
| Premises and equipment expense | $620,000 | 3,556 |
| Additional noninterest expense | $1,542,000 | 3,153 |
| Pre-tax net operating income | $2,551,000 | 3,119 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,550,000 | 2,562 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,550,000 | 2,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,005 |
| Cash dividends | $1,650,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,551,000 | 2,537 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,984,000 | 3,281 |
| Total interest expense | $2,423,000 | 3,004 |
| Net interest income | $4,561,000 | 3,378 |
| Provision for loan and lease losses | $331,000 | 2,029 |
| Total noninterest income | $791,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $446,000 | 2,677 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $345,000 | 3,551 |
| Total noninterest expense | $2,960,000 | 3,871 |
| Salaries and employee benefits | $1,484,000 | 4,133 |
| Premises and equipment expense | $451,000 | 3,648 |
| Additional noninterest expense | $1,025,000 | 3,439 |
| Pre-tax net operating income | $2,061,000 | 2,986 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,060,000 | 2,427 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,060,000 | 2,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 1,778 |
| Cash dividends | $1,200,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,061,000 | 2,397 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 3,258 |
| Total interest expense | $1,526,000 | 3,003 |
| Net interest income | $3,062,000 | 3,347 |
| Provision for loan and lease losses | $199,000 | 2,186 |
| Total noninterest income | $576,000 | 3,195 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $285,000 | 2,716 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $291,000 | 3,123 |
| Total noninterest expense | $1,739,000 | 4,255 |
| Salaries and employee benefits | $1,000,000 | 4,083 |
| Premises and equipment expense | $286,000 | 3,760 |
| Additional noninterest expense | $453,000 | 4,709 |
| Pre-tax net operating income | $1,700,000 | 2,481 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,695,000 | 2,005 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,695,000 | 2,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,979 |
| Cash dividends | $800,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,700,000 | 1,963 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,213,000 | 3,323 |
| Total interest expense | $703,000 | 3,104 |
| Net interest income | $1,510,000 | 3,394 |
| Provision for loan and lease losses | $41,000 | 3,575 |
| Total noninterest income | $228,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $137,000 | 2,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $91,000 | 3,935 |
| Total noninterest expense | $853,000 | 4,341 |
| Salaries and employee benefits | $512,000 | 4,019 |
| Premises and equipment expense | $139,000 | 3,869 |
| Additional noninterest expense | $202,000 | 5,032 |
| Pre-tax net operating income | $844,000 | 2,466 |
| Securities gains (losses) | $24,000 | 734 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $868,000 | 1,944 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $868,000 | 1,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,985 |
| Cash dividends | $400,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $844,000 | 1,957 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,832,000 | 3,469 |
| Total interest expense | $2,416,000 | 3,126 |
| Net interest income | $5,416,000 | 3,575 |
| Provision for loan and lease losses | $400,000 | 2,359 |
| Total noninterest income | $932,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $598,000 | 2,706 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $334,000 | 4,069 |
| Total noninterest expense | $3,539,000 | 4,145 |
| Salaries and employee benefits | $1,906,000 | 4,162 |
| Premises and equipment expense | $600,000 | 3,530 |
| Additional noninterest expense | $1,033,000 | 4,220 |
| Pre-tax net operating income | $2,409,000 | 3,090 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,414,000 | 2,507 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,414,000 | 2,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,031 |
| Cash dividends | $1,275,000 | 1,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,409,000 | 2,456 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,752,000 | 3,503 |
| Total interest expense | $1,750,000 | 3,169 |
| Net interest income | $4,002,000 | 3,598 |
| Provision for loan and lease losses | $275,000 | 2,404 |
| Total noninterest income | $706,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $456,000 | 2,683 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $250,000 | 4,065 |
| Total noninterest expense | $2,636,000 | 4,136 |
| Salaries and employee benefits | $1,429,000 | 4,111 |
| Premises and equipment expense | $455,000 | 3,518 |
| Additional noninterest expense | $752,000 | 4,277 |
| Pre-tax net operating income | $1,797,000 | 3,155 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,799,000 | 2,563 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,799,000 | 2,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,844 |
| Cash dividends | $750,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,797,000 | 2,489 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,837,000 | 3,488 |
| Total interest expense | $1,133,000 | 3,223 |
| Net interest income | $2,704,000 | 3,546 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $478,000 | 3,679 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $298,000 | 2,727 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $180,000 | 3,968 |
| Total noninterest expense | $1,688,000 | 4,285 |
| Salaries and employee benefits | $949,000 | 4,137 |
| Premises and equipment expense | $294,000 | 3,614 |
| Additional noninterest expense | $445,000 | 4,715 |
| Pre-tax net operating income | $1,254,000 | 3,003 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,254,000 | 2,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,254,000 | 2,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,775 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,254,000 | 2,360 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,903,000 | 3,531 |
| Total interest expense | $565,000 | 3,275 |
| Net interest income | $1,338,000 | 3,572 |
| Provision for loan and lease losses | $180,000 | 1,248 |
| Total noninterest income | $245,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $136,000 | 2,882 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $109,000 | 3,531 |
| Total noninterest expense | $860,000 | 4,243 |
| Salaries and employee benefits | $477,000 | 4,164 |
| Premises and equipment expense | $138,000 | 3,818 |
| Additional noninterest expense | $245,000 | 4,392 |
| Pre-tax net operating income | $543,000 | 3,320 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $543,000 | 2,739 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $543,000 | 2,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $543,000 | 2,651 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,375,000 | 3,656 |
| Total interest expense | $2,466,000 | 3,368 |
| Net interest income | $4,909,000 | 3,728 |
| Provision for loan and lease losses | $775,000 | 1,504 |
| Total noninterest income | $868,000 | 4,028 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $586,000 | 2,746 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $282,000 | 4,633 |
| Total noninterest expense | $3,088,000 | 4,518 |
| Salaries and employee benefits | $1,761,000 | 4,324 |
| Premises and equipment expense | $507,000 | 4,016 |
| Additional noninterest expense | $820,000 | 4,965 |
| Pre-tax net operating income | $1,914,000 | 3,490 |
| Securities gains (losses) | $-10,000 | 8,783 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,904,000 | 2,972 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,904,000 | 2,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 1,456 |
| Cash dividends | $1,045,000 | 2,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,914,000 | 2,838 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,501,000 | 3,713 |
| Total interest expense | $1,891,000 | 3,428 |
| Net interest income | $3,610,000 | 3,813 |
| Provision for loan and lease losses | $550,000 | 1,522 |
| Total noninterest income | $622,000 | 4,204 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $420,000 | 2,852 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 4,771 |
| Total noninterest expense | $2,290,000 | 4,541 |
| Salaries and employee benefits | $1,309,000 | 4,349 |
| Premises and equipment expense | $367,000 | 4,122 |
| Additional noninterest expense | $614,000 | 4,928 |
| Pre-tax net operating income | $1,392,000 | 3,681 |
| Securities gains (losses) | $-10,000 | 8,939 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,382,000 | 3,153 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,382,000 | 3,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $450,000 | 1,277 |
| Cash dividends | $750,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,392,000 | 2,980 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 3,825 |
| Total interest expense | $1,288,000 | 3,464 |
| Net interest income | $2,286,000 | 3,975 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $398,000 | 4,259 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $267,000 | 2,912 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $131,000 | 4,832 |
| Total noninterest expense | $1,510,000 | 4,564 |
| Salaries and employee benefits | $867,000 | 4,363 |
| Premises and equipment expense | $228,000 | 4,335 |
| Additional noninterest expense | $415,000 | 4,872 |
| Pre-tax net operating income | $874,000 | 3,828 |
| Securities gains (losses) | $-10,000 | 9,045 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $864,000 | 3,312 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $864,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,704 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $874,000 | 3,114 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 3,970 |
| Total interest expense | $637,000 | 3,577 |
| Net interest income | $1,085,000 | 4,146 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $193,000 | 4,257 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $122,000 | 3,033 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 4,573 |
| Total noninterest expense | $742,000 | 4,606 |
| Salaries and employee benefits | $428,000 | 4,407 |
| Premises and equipment expense | $113,000 | 4,362 |
| Additional noninterest expense | $201,000 | 4,949 |
| Pre-tax net operating income | $386,000 | 4,116 |
| Securities gains (losses) | $-10,000 | 9,157 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $376,000 | 3,633 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $376,000 | 3,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $250,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $386,000 | 3,372 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,015,000 | 4,040 |
| Total interest expense | $2,930,000 | 3,596 |
| Net interest income | $4,085,000 | 4,286 |
| Provision for loan and lease losses | $480,000 | 2,438 |
| Total noninterest income | $752,000 | 4,151 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $538,000 | 2,802 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $214,000 | 4,880 |
| Total noninterest expense | $2,680,000 | 4,845 |
| Salaries and employee benefits | $1,563,000 | 4,537 |
| Premises and equipment expense | $364,000 | 4,967 |
| Additional noninterest expense | $753,000 | 5,145 |
| Pre-tax net operating income | $1,677,000 | 3,816 |
| Securities gains (losses) | $-67,000 | 9,096 |
| Applicable income taxes | $32,000 | 6,809 |
| Income before extraordinary items | $1,578,000 | 3,371 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,578,000 | 3,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 2,019 |
| Cash dividends | $925,000 | 2,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,643,660 | 3,165 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,750,000 | 4,129 |
| Total interest expense | $4,057,000 | 3,755 |
| Net interest income | $3,693,000 | 4,396 |
| Provision for loan and lease losses | $400,000 | 2,609 |
| Total noninterest income | $705,000 | 4,178 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $490,000 | 2,879 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $215,000 | 4,781 |
| Total noninterest expense | $2,487,000 | 4,967 |
| Salaries and employee benefits | $1,431,000 | 4,676 |
| Premises and equipment expense | $383,000 | 4,736 |
| Additional noninterest expense | $673,000 | 5,423 |
| Pre-tax net operating income | $1,511,000 | 3,842 |
| Securities gains (losses) | $-65,000 | 9,468 |
| Applicable income taxes | $27,000 | 7,147 |
| Income before extraordinary items | $1,419,000 | 3,364 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,419,000 | 3,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 2,069 |
| Cash dividends | $1,825,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,482,700 | 3,146 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,382,000 | 4,390 |
| Total interest expense | $4,048,000 | 3,933 |
| Net interest income | $3,334,000 | 4,782 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $597,000 | 4,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 3,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,123 |
| Total noninterest expense | $2,280,000 | 5,195 |
| Salaries and employee benefits | $1,272,000 | 4,971 |
| Premises and equipment expense | $379,000 | 4,675 |
| Additional noninterest expense | $629,000 | 5,599 |
| Pre-tax net operating income | $1,471,000 | 4,119 |
| Securities gains (losses) | $-109,000 | 9,441 |
| Applicable income taxes | $12,000 | 8,023 |
| Income before extraordinary items | $1,350,000 | 3,533 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,350,000 | 3,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,253 |
| Cash dividends | $745,000 | 2,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,457,910 | 3,316 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,707,000 | 4,568 |
| Total interest expense | $3,713,000 | 3,828 |
| Net interest income | $2,994,000 | 5,167 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $602,000 | 4,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $395,000 | 3,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 4,862 |
| Total noninterest expense | $2,166,000 | 5,375 |
| Salaries and employee benefits | $1,148,000 | 5,339 |
| Premises and equipment expense | $351,000 | 4,959 |
| Additional noninterest expense | $667,000 | 5,430 |
| Pre-tax net operating income | $1,370,000 | 4,360 |
| Securities gains (losses) | $-161,000 | 10,014 |
| Applicable income taxes | $64,000 | 7,438 |
| Income before extraordinary items | $1,145,000 | 4,016 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,145,000 | 4,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $550,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,297,950 | 3,608 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,314,000 | 4,816 |
| Total interest expense | $3,488,000 | 4,140 |
| Net interest income | $2,826,000 | 5,368 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $533,000 | 4,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,150 |
| Total noninterest expense | $1,937,000 | 5,713 |
| Salaries and employee benefits | $1,070,000 | 5,520 |
| Premises and equipment expense | $298,000 | 5,399 |
| Additional noninterest expense | $569,000 | 5,952 |
| Pre-tax net operating income | $1,422,000 | 4,356 |
| Securities gains (losses) | $24,000 | 2,292 |
| Applicable income taxes | $345,000 | 4,795 |
| Income before extraordinary items | $1,101,000 | 4,178 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,101,000 | 4,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 10,177 |
| Cash dividends | $455,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,082,760 | 4,140 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,012,000 | 5,062 |
| Total interest expense | $3,262,000 | 4,382 |
| Net interest income | $2,750,000 | 5,667 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $447,000 | 5,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 4,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,858 |
| Total noninterest expense | $1,895,000 | 5,860 |
| Salaries and employee benefits | $1,038,000 | 5,728 |
| Premises and equipment expense | $284,000 | 5,616 |
| Additional noninterest expense | $573,000 | 5,977 |
| Pre-tax net operating income | $1,252,000 | 5,096 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $340,000 | 5,391 |
| Income before extraordinary items | $910,000 | 5,011 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $910,000 | 5,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,716 |
| Cash dividends | $450,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $911,460 | 4,949 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,994,000 | 5,189 |
| Total interest expense | $3,227,000 | 4,483 |
| Net interest income | $2,767,000 | 5,779 |
| Provision for loan and lease losses | $70,000 | 5,840 |
| Total noninterest income | $500,000 | 5,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 3,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,512 |
| Total noninterest expense | $1,890,000 | 6,190 |
| Salaries and employee benefits | $1,074,000 | 5,684 |
| Premises and equipment expense | $276,000 | 5,894 |
| Additional noninterest expense | $540,000 | 6,766 |
| Pre-tax net operating income | $1,307,000 | 4,811 |
| Securities gains (losses) | $-47,000 | 11,013 |
| Applicable income taxes | $360,000 | 5,235 |
| Income before extraordinary items | $900,000 | 4,873 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $900,000 | 4,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,812 |
| Cash dividends | $381,000 | 4,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $933,370 | 4,698 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,726,000 | 5,416 |
| Total interest expense | $2,991,000 | 4,773 |
| Net interest income | $2,735,000 | 5,912 |
| Provision for loan and lease losses | $192,000 | 3,105 |
| Total noninterest income | $511,000 | 5,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 3,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,514 |
| Total noninterest expense | $1,937,000 | 6,133 |
| Salaries and employee benefits | $1,008,000 | 6,021 |
| Premises and equipment expense | $288,000 | 5,805 |
| Additional noninterest expense | $641,000 | 6,251 |
| Pre-tax net operating income | $1,117,000 | 5,542 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $356,000 | 5,372 |
| Income before extraordinary items | $764,000 | 5,624 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $764,000 | 5,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 11,432 |
| Cash dividends | $350,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $761,960 | 5,628 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,892,000 | 5,762 |
| Total interest expense | $2,101,000 | 5,387 |
| Net interest income | $2,791,000 | 5,926 |
| Provision for loan and lease losses | $339,000 | 2,072 |
| Total noninterest income | $517,000 | 5,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 4,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,523 |
| Total noninterest expense | $1,958,000 | 6,315 |
| Salaries and employee benefits | $984,000 | 6,168 |
| Premises and equipment expense | $302,000 | 5,687 |
| Additional noninterest expense | $672,000 | 6,522 |
| Pre-tax net operating income | $1,011,000 | 5,906 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $313,000 | 5,722 |
| Income before extraordinary items | $702,000 | 5,898 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $702,000 | 5,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 1,554 |
| Cash dividends | $360,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $699,240 | 5,982 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,449,000 | 6,366 |
| Total interest expense | $1,877,000 | 6,145 |
| Net interest income | $2,572,000 | 6,414 |
| Provision for loan and lease losses | $156,000 | 4,539 |
| Total noninterest income | $469,000 | 5,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 4,190 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,586 |
| Total noninterest expense | $1,985,000 | 6,376 |
| Salaries and employee benefits | $877,000 | 6,855 |
| Premises and equipment expense | $323,000 | 5,544 |
| Additional noninterest expense | $785,000 | 6,011 |
| Pre-tax net operating income | $900,000 | 6,348 |
| Securities gains (losses) | $123,000 | 2,217 |
| Applicable income taxes | $300,000 | 6,085 |
| Income before extraordinary items | $723,000 | 5,969 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $723,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $635,670 | 6,283 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,843,000 | 6,542 |
| Total interest expense | $2,496,000 | 6,002 |
| Net interest income | $2,347,000 | 6,900 |
| Provision for loan and lease losses | $645,000 | 2,503 |
| Total noninterest income | $482,000 | 5,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 4,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,686 |
| Total noninterest expense | $2,654,000 | 5,026 |
| Salaries and employee benefits | $957,000 | 6,279 |
| Premises and equipment expense | $301,000 | 5,952 |
| Additional noninterest expense | $1,396,000 | 3,801 |
| Pre-tax net operating income | $-470,000 | 13,276 |
| Securities gains (losses) | $24,000 | 5,342 |
| Applicable income taxes | $-185,000 | 13,640 |
| Income before extraordinary items | $-261,000 | 13,228 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-261,000 | 13,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $804,000 | 1,813 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-276,360 | 13,124 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.