Home > GNB Bank > Income and Expense

GNB Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$29,562,0001,412
Total interest expense$9,133,0001,382
Net interest income$20,429,0001,414
Provision for loan and lease losses$03,275
Total noninterest income$5,936,0001,057
Gross Fiduciary activities income$249,000660
Service charges on deposit accounts$450,0001,764
Trading account gains and feesNANA
Additional Noninterest Income$5,237,000858
Total noninterest expense$17,394,0001,356
Salaries and employee benefits$12,036,0001,159
Premises and equipment expense$906,0002,136
Additional noninterest expense$5,237,000858
Pre-tax net operating income$8,971,0001,271
Securities gains (losses)$-755,0004,258
Applicable income taxes$334,0002,162
Income before extraordinary items$7,882,0001,225
Extraordinary gains, net$054
Net income$7,882,0001,241
Minority interest net income$088
Net income of bank and minority interests.$7,882,0001,228
Net charge-offs$-309,0004,501
Cash dividends$6,178,000681
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,606,8001,162
2023-09-30 (YTD Data)Rank
Total interest income$21,520,0001,419
Total interest expense$5,981,0001,409
Net interest income$15,539,0001,400
Provision for loan and lease losses$03,085
Total noninterest income$4,520,0001,061
Gross Fiduciary activities income$148,000673
Service charges on deposit accounts$326,0001,812
Trading account gains and feesNANA
Additional Noninterest Income$4,046,000856
Total noninterest expense$13,041,0001,351
Salaries and employee benefits$8,991,0001,159
Premises and equipment expense$701,0002,112
Additional noninterest expense$4,046,000856
Pre-tax net operating income$7,018,0001,281
Securities gains (losses)$-755,0004,419
Applicable income taxes$255,0002,204
Income before extraordinary items$6,008,0001,246
Extraordinary gains, net$052
Net income$6,008,0001,255
Minority interest net income$081
Net income of bank and minority interests.$6,008,0001,246
Net charge-offs$-297,0004,518
Cash dividends$4,883,000621
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,732,8001,166
2023-06-30 (YTD Data)Rank
Total interest income$13,854,0001,423
Total interest expense$3,249,0001,488
Net interest income$10,605,0001,391
Provision for loan and lease losses$02,940
Total noninterest income$2,550,0001,122
Gross Fiduciary activities income$106,000669
Service charges on deposit accounts$212,0001,827
Trading account gains and feesNANA
Additional Noninterest Income$2,232,000891
Total noninterest expense$8,789,0001,329
Salaries and employee benefits$6,107,0001,134
Premises and equipment expense$473,0002,086
Additional noninterest expense$2,232,000890
Pre-tax net operating income$4,366,0001,329
Securities gains (losses)$-755,0004,506
Applicable income taxes$149,0002,320
Income before extraordinary items$3,462,0001,406
Extraordinary gains, net$051
Net income$3,462,0001,421
Minority interest net income$081
Net income of bank and minority interests.$3,462,0001,406
Net charge-offs$-286,0004,570
Cash dividends$3,010,000630
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,186,8001,215
2023-03-31 (YTD Data)Rank
Total interest income$6,658,0001,452
Total interest expense$1,394,0001,505
Net interest income$5,264,0001,406
Provision for loan and lease losses$02,612
Total noninterest income$1,181,0001,177
Gross Fiduciary activities income$59,000682
Service charges on deposit accounts$103,0001,868
Trading account gains and feesNANA
Additional Noninterest Income$1,019,000949
Total noninterest expense$4,275,0001,365
Salaries and employee benefits$2,913,0001,208
Premises and equipment expense$234,0002,137
Additional noninterest expense$1,019,000949
Pre-tax net operating income$2,170,0001,380
Securities gains (losses)$-101,0004,350
Applicable income taxes$87,0002,235
Income before extraordinary items$1,982,0001,298
Extraordinary gains, net$04
Net income$1,982,0001,297
Minority interest net income$048
Net income of bank and minority interests.$1,982,0001,298
Net charge-offs$3,0001,707
Cash dividends$1,225,000705
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,078,9601,269
2022-12-31 (YTD Data)Rank
Total interest income$22,507,0001,428
Total interest expense$2,618,0001,310
Net interest income$19,889,0001,441
Provision for loan and lease losses$03,012
Total noninterest income$6,065,0001,049
Gross Fiduciary activities income$393,000643
Service charges on deposit accounts$437,0001,848
Trading account gains and feesNANA
Additional Noninterest Income$5,235,000882
Total noninterest expense$17,406,0001,323
Salaries and employee benefits$12,369,0001,114
Premises and equipment expense$827,0002,260
Additional noninterest expense$5,235,000882
Pre-tax net operating income$8,548,0001,422
Securities gains (losses)$-346,0004,240
Applicable income taxes$357,0002,281
Income before extraordinary items$7,845,0001,324
Extraordinary gains, net$05
Net income$7,845,0001,324
Minority interest net income$063
Net income of bank and minority interests.$7,845,0001,324
Net charge-offs$-110,0004,301
Cash dividends$11,305,000434
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,177,1601,303
2022-09-30 (YTD Data)Rank
Total interest income$15,849,0001,444
Total interest expense$1,544,0001,288
Net interest income$14,305,0001,469
Provision for loan and lease losses$02,835
Total noninterest income$4,538,0001,079
Gross Fiduciary activities income$274,000648
Service charges on deposit accounts$320,0001,889
Trading account gains and feesNANA
Additional Noninterest Income$3,944,000895
Total noninterest expense$12,576,0001,352
Salaries and employee benefits$8,787,0001,159
Premises and equipment expense$621,0002,278
Additional noninterest expense$3,944,000895
Pre-tax net operating income$6,267,0001,442
Securities gains (losses)$-346,0004,441
Applicable income taxes$253,0002,344
Income before extraordinary items$5,668,0001,346
Extraordinary gains, net$04
Net income$5,668,0001,345
Minority interest net income$057
Net income of bank and minority interests.$5,668,0001,346
Net charge-offs$-72,0004,203
Cash dividends$10,255,000344
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,000,1601,319
2022-06-30 (YTD Data)Rank
Total interest income$9,887,0001,485
Total interest expense$976,0001,162
Net interest income$8,911,0001,517
Provision for loan and lease losses$02,599
Total noninterest income$2,842,0001,110
Gross Fiduciary activities income$186,000608
Service charges on deposit accounts$206,0001,928
Trading account gains and feesNANA
Additional Noninterest Income$2,450,000954
Total noninterest expense$8,426,0001,344
Salaries and employee benefits$5,913,0001,144
Premises and equipment expense$407,0002,310
Additional noninterest expense$2,106,0001,544
Pre-tax net operating income$3,327,0001,614
Securities gains (losses)$-91,0004,352
Applicable income taxes$139,0002,398
Income before extraordinary items$3,097,0001,496
Extraordinary gains, net$04
Net income$3,097,0001,495
Minority interest net income$060
Net income of bank and minority interests.$3,097,0001,496
Net charge-offs$-64,0004,267
Cash dividends$8,505,000303
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,184,3601,505
2022-03-31 (YTD Data)Rank
Total interest income$4,655,0001,518
Total interest expense$501,0001,094
Net interest income$4,154,0001,554
Provision for loan and lease losses$02,285
Total noninterest income$1,380,0001,131
Gross Fiduciary activities income$98,000606
Service charges on deposit accounts$104,0001,889
Trading account gains and feesNANA
Additional Noninterest Income$1,178,000978
Total noninterest expense$4,126,0001,357
Salaries and employee benefits$2,835,0001,190
Premises and equipment expense$213,0002,257
Additional noninterest expense$1,078,0001,490
Pre-tax net operating income$1,408,0001,716
Securities gains (losses)$-91,0004,519
Applicable income taxes$52,0002,486
Income before extraordinary items$1,265,0001,645
Extraordinary gains, net$04
Net income$1,265,0001,644
Minority interest net income$050
Net income of bank and minority interests.$1,265,0001,645
Net charge-offs$-42,0004,358
Cash dividends$1,015,000755
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,352,3601,585
2021-12-31 (YTD Data)Rank
Total interest income$21,980,0001,374
Total interest expense$2,444,0001,112
Net interest income$19,536,0001,398
Provision for loan and lease losses$1,608,000364
Total noninterest income$4,833,0001,343
Gross Fiduciary activities income$429,000594
Service charges on deposit accounts$374,0001,939
Trading account gains and feesNANA
Additional Noninterest Income$4,030,0001,248
Total noninterest expense$16,003,0001,374
Salaries and employee benefits$11,391,0001,175
Premises and equipment expense$798,0002,315
Additional noninterest expense$3,814,0001,634
Pre-tax net operating income$6,758,0001,680
Securities gains (losses)$550,000334
Applicable income taxes$306,0002,453
Income before extraordinary items$7,002,0001,508
Extraordinary gains, net$010
Net income$7,002,0001,507
Minority interest net income$074
Net income of bank and minority interests.$7,002,0001,508
Net charge-offs$1,256,000366
Cash dividends$7,000,000613
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,474,0001,562
2021-09-30 (YTD Data)Rank
Total interest income$17,114,0001,356
Total interest expense$1,886,0001,141
Net interest income$15,228,0001,363
Provision for loan and lease losses$1,608,000271
Total noninterest income$3,130,0001,514
Gross Fiduciary activities income$264,000612
Service charges on deposit accounts$267,0002,006
Trading account gains and feesNANA
Additional Noninterest Income$2,599,0001,417
Total noninterest expense$11,958,0001,392
Salaries and employee benefits$8,572,0001,170
Premises and equipment expense$610,0002,316
Additional noninterest expense$2,776,0001,679
Pre-tax net operating income$4,792,0001,821
Securities gains (losses)$550,000301
Applicable income taxes$219,0002,518
Income before extraordinary items$5,123,0001,580
Extraordinary gains, net$08
Net income$5,123,0001,580
Minority interest net income$069
Net income of bank and minority interests.$5,123,0001,580
Net charge-offs$966,000343
Cash dividends$5,635,000557
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,595,0001,678
2021-06-30 (YTD Data)Rank
Total interest income$12,228,0001,277
Total interest expense$1,312,0001,137
Net interest income$10,916,0001,270
Provision for loan and lease losses$706,000436
Total noninterest income$1,893,0001,575
Gross Fiduciary activities income$171,000621
Service charges on deposit accounts$172,0001,989
Trading account gains and feesNANA
Additional Noninterest Income$1,550,0001,484
Total noninterest expense$8,082,0001,370
Salaries and employee benefits$5,800,0001,160
Premises and equipment expense$421,0002,269
Additional noninterest expense$1,861,0001,667
Pre-tax net operating income$4,021,0001,515
Securities gains (losses)$413,000309
Applicable income taxes$189,0002,330
Income before extraordinary items$4,245,0001,332
Extraordinary gains, net$06
Net income$4,245,0001,332
Minority interest net income$067
Net income of bank and minority interests.$4,245,0001,332
Net charge-offs$75,0001,015
Cash dividends$3,675,000541
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,848,5201,411
2021-03-31 (YTD Data)Rank
Total interest income$6,698,0001,185
Total interest expense$689,0001,148
Net interest income$6,009,0001,176
Provision for loan and lease losses$706,000259
Total noninterest income$1,344,0001,263
Gross Fiduciary activities income$88,000617
Service charges on deposit accounts$89,0001,942
Trading account gains and feesNANA
Additional Noninterest Income$1,167,0001,153
Total noninterest expense$3,918,0001,389
Salaries and employee benefits$2,776,0001,184
Premises and equipment expense$233,0002,147
Additional noninterest expense$909,0001,649
Pre-tax net operating income$2,729,0001,229
Securities gains (losses)$394,000223
Applicable income taxes$145,0002,030
Income before extraordinary items$2,978,0001,032
Extraordinary gains, net$03
Net income$2,978,0001,032
Minority interest net income$055
Net income of bank and minority interests.$2,978,0001,032
Net charge-offs$84,000672
Cash dividends$1,400,000596
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,603,7001,131
2020-12-31 (YTD Data)Rank
Total interest income$24,838,0001,239
Total interest expense$3,903,0001,194
Net interest income$20,935,0001,236
Provision for loan and lease losses$1,195,0001,447
Total noninterest income$5,397,0001,206
Gross Fiduciary activities income$402,000598
Service charges on deposit accounts$453,0001,725
Trading account gains and feesNANA
Additional Noninterest Income$4,542,0001,094
Total noninterest expense$15,980,0001,334
Salaries and employee benefits$11,463,0001,117
Premises and equipment expense$768,0002,401
Additional noninterest expense$3,749,0001,615
Pre-tax net operating income$9,157,0001,139
Securities gains (losses)$46,0001,761
Applicable income taxes$387,0002,121
Income before extraordinary items$8,816,0001,069
Extraordinary gains, net$04
Net income$8,816,0001,069
Minority interest net income$072
Net income of bank and minority interests.$8,816,0001,069
Net charge-offs$1,014,000646
Cash dividends$9,165,000489
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,771,8401,040
2020-09-30 (YTD Data)Rank
Total interest income$18,993,0001,222
Total interest expense$3,112,0001,192
Net interest income$15,881,0001,207
Provision for loan and lease losses$1,195,0001,234
Total noninterest income$4,243,0001,139
Gross Fiduciary activities income$252,000616
Service charges on deposit accounts$335,0001,743
Trading account gains and feesNANA
Additional Noninterest Income$3,656,0001,004
Total noninterest expense$12,216,0001,296
Salaries and employee benefits$8,701,0001,083
Premises and equipment expense$635,0002,257
Additional noninterest expense$2,880,0001,560
Pre-tax net operating income$6,713,0001,122
Securities gains (losses)$46,0001,573
Applicable income taxes$304,0002,090
Income before extraordinary items$6,455,0001,046
Extraordinary gains, net$04
Net income$6,455,0001,046
Minority interest net income$065
Net income of bank and minority interests.$6,455,0001,046
Net charge-offs$-92,0004,800
Cash dividends$8,115,000413
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,410,8401,025
2020-06-30 (YTD Data)Rank
Total interest income$13,020,0001,207
Total interest expense$2,201,0001,212
Net interest income$10,819,0001,190
Provision for loan and lease losses$1,193,000979
Total noninterest income$2,768,0001,095
Gross Fiduciary activities income$176,000615
Service charges on deposit accounts$229,0001,732
Trading account gains and feesNANA
Additional Noninterest Income$2,363,000953
Total noninterest expense$8,090,0001,294
Salaries and employee benefits$5,737,0001,087
Premises and equipment expense$434,0002,219
Additional noninterest expense$1,919,0001,560
Pre-tax net operating income$4,304,0001,110
Securities gains (losses)$46,0001,327
Applicable income taxes$199,0002,063
Income before extraordinary items$4,151,0001,008
Extraordinary gains, net$04
Net income$4,151,0001,007
Minority interest net income$065
Net income of bank and minority interests.$4,151,0001,008
Net charge-offs$-95,0004,880
Cash dividends$5,928,000389
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,107,300994
2020-03-31 (YTD Data)Rank
Total interest income$6,295,0001,244
Total interest expense$1,151,0001,280
Net interest income$5,144,0001,216
Provision for loan and lease losses$1,013,000598
Total noninterest income$1,263,0001,102
Gross Fiduciary activities income$85,000622
Service charges on deposit accounts$142,0001,696
Trading account gains and feesNANA
Additional Noninterest Income$1,036,000947
Total noninterest expense$4,277,0001,241
Salaries and employee benefits$3,078,0001,046
Premises and equipment expense$212,0002,252
Additional noninterest expense$987,0001,534
Pre-tax net operating income$1,117,0001,681
Securities gains (losses)$46,000871
Applicable income taxes$49,0002,421
Income before extraordinary items$1,114,0001,528
Extraordinary gains, net$04
Net income$1,114,0001,526
Minority interest net income$056
Net income of bank and minority interests.$1,114,0001,528
Net charge-offs$9,0001,897
Cash dividends$1,365,000658
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,069,8401,549
2019-12-31 (YTD Data)Rank
Total interest income$27,006,0001,187
Total interest expense$5,560,0001,138
Net interest income$21,446,0001,183
Provision for loan and lease losses$4,109,000299
Total noninterest income$5,413,0001,072
Gross Fiduciary activities income$396,000603
Service charges on deposit accounts$555,0001,781
Trading account gains and feesNANA
Additional Noninterest Income$4,462,000897
Total noninterest expense$15,742,0001,302
Salaries and employee benefits$11,004,0001,121
Premises and equipment expense$878,0002,214
Additional noninterest expense$3,860,0001,559
Pre-tax net operating income$7,008,0001,358
Securities gains (losses)$-84,0005,066
Applicable income taxes$381,0002,203
Income before extraordinary items$6,543,0001,302
Extraordinary gains, net$011
Net income$6,543,0001,303
Minority interest net income$076
Net income of bank and minority interests.$6,543,0001,304
Net charge-offs$5,212,000210
Cash dividends$4,445,000880
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,621,9601,269
2019-09-30 (YTD Data)Rank
Total interest income$20,434,0001,178
Total interest expense$4,190,0001,133
Net interest income$16,244,0001,184
Provision for loan and lease losses$547,0001,084
Total noninterest income$4,038,0001,060
Gross Fiduciary activities income$258,000623
Service charges on deposit accounts$394,0001,853
Trading account gains and feesNANA
Additional Noninterest Income$3,386,000881
Total noninterest expense$12,360,0001,255
Salaries and employee benefits$8,775,0001,061
Premises and equipment expense$685,0002,174
Additional noninterest expense$2,900,0001,546
Pre-tax net operating income$7,375,0001,090
Securities gains (losses)$-84,0005,152
Applicable income taxes$341,0002,128
Income before extraordinary items$6,950,0001,013
Extraordinary gains, net$011
Net income$6,950,0001,014
Minority interest net income$072
Net income of bank and minority interests.$6,950,0001,014
Net charge-offs$407,000855
Cash dividends$3,395,000810
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,029,800983
2019-06-30 (YTD Data)Rank
Total interest income$13,517,0001,179
Total interest expense$2,718,0001,138
Net interest income$10,799,0001,196
Provision for loan and lease losses$547,000811
Total noninterest income$2,605,0001,058
Gross Fiduciary activities income$176,000621
Service charges on deposit accounts$256,0001,869
Trading account gains and feesNANA
Additional Noninterest Income$2,173,000877
Total noninterest expense$8,163,0001,274
Salaries and employee benefits$5,761,0001,068
Premises and equipment expense$486,0002,100
Additional noninterest expense$1,916,0001,573
Pre-tax net operating income$4,694,0001,099
Securities gains (losses)$-84,0005,192
Applicable income taxes$219,0002,141
Income before extraordinary items$4,391,0001,032
Extraordinary gains, net$011
Net income$4,391,0001,032
Minority interest net income$069
Net income of bank and minority interests.$4,391,0001,032
Net charge-offs$381,000673
Cash dividends$2,275,000790
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,470,800994
2019-03-31 (YTD Data)Rank
Total interest income$6,730,0001,177
Total interest expense$1,283,0001,165
Net interest income$5,447,0001,179
Provision for loan and lease losses$499,000476
Total noninterest income$1,404,000984
Gross Fiduciary activities income$97,000622
Service charges on deposit accounts$124,0001,912
Trading account gains and feesNANA
Additional Noninterest Income$1,183,000805
Total noninterest expense$4,276,0001,221
Salaries and employee benefits$3,080,0001,010
Premises and equipment expense$265,0002,000
Additional noninterest expense$931,0001,606
Pre-tax net operating income$2,076,0001,176
Securities gains (losses)$-87,0005,289
Applicable income taxes$94,0002,204
Income before extraordinary items$1,895,0001,138
Extraordinary gains, net$05
Net income$1,895,0001,137
Minority interest net income$052
Net income of bank and minority interests.$1,895,0001,137
Net charge-offs$-1,0003,818
Cash dividends$1,050,000783
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,977,6501,083
2018-12-31 (YTD Data)Rank
Total interest income$25,550,0001,157
Total interest expense$4,162,0001,096
Net interest income$21,388,0001,172
Provision for loan and lease losses$505,0001,438
Total noninterest income$6,089,000971
Gross Fiduciary activities income$373,000635
Service charges on deposit accounts$598,0001,740
Trading account gains and feesNANA
Additional Noninterest Income$5,118,000790
Total noninterest expense$16,803,0001,218
Salaries and employee benefits$11,620,0001,037
Premises and equipment expense$931,0002,144
Additional noninterest expense$4,252,0001,426
Pre-tax net operating income$10,169,0001,019
Securities gains (losses)$01,125
Applicable income taxes$483,0002,013
Income before extraordinary items$9,686,000936
Extraordinary gains, net$06
Net income$9,686,000935
Minority interest net income$072
Net income of bank and minority interests.$9,686,000935
Net charge-offs$46,0002,682
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,686,000934
2018-09-30 (YTD Data)Rank
Total interest income$18,749,0001,166
Total interest expense$2,949,0001,082
Net interest income$15,800,0001,185
Provision for loan and lease losses$505,0001,119
Total noninterest income$4,467,000986
Gross Fiduciary activities income$241,000647
Service charges on deposit accounts$440,0001,775
Trading account gains and feesNANA
Additional Noninterest Income$3,786,000807
Total noninterest expense$12,797,0001,203
Salaries and employee benefits$8,486,0001,062
Premises and equipment expense$733,0002,088
Additional noninterest expense$3,578,0001,301
Pre-tax net operating income$6,965,0001,103
Securities gains (losses)$01,118
Applicable income taxes$329,0002,146
Income before extraordinary items$6,636,0001,017
Extraordinary gains, net$05
Net income$6,636,0001,016
Minority interest net income$066
Net income of bank and minority interests.$6,636,0001,016
Net charge-offs$27,0002,553
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,636,0001,013
2018-06-30 (YTD Data)Rank
Total interest income$12,106,0001,187
Total interest expense$1,828,0001,091
Net interest income$10,278,0001,206
Provision for loan and lease losses$284,0001,255
Total noninterest income$3,005,000979
Gross Fiduciary activities income$161,000650
Service charges on deposit accounts$293,0001,782
Trading account gains and feesNANA
Additional Noninterest Income$2,551,000803
Total noninterest expense$8,415,0001,223
Salaries and employee benefits$5,567,0001,083
Premises and equipment expense$501,0002,072
Additional noninterest expense$2,347,0001,325
Pre-tax net operating income$4,584,0001,092
Securities gains (losses)$0961
Applicable income taxes$218,0002,139
Income before extraordinary items$4,366,0001,014
Extraordinary gains, net$06
Net income$4,366,0001,013
Minority interest net income$065
Net income of bank and minority interests.$4,366,0001,013
Net charge-offs$21,0002,226
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,366,0001,006
2018-03-31 (YTD Data)Rank
Total interest income$5,934,0001,204
Total interest expense$877,0001,081
Net interest income$5,057,0001,220
Provision for loan and lease losses$64,0001,854
Total noninterest income$1,325,0001,053
Gross Fiduciary activities income$76,000661
Service charges on deposit accounts$143,0001,812
Trading account gains and feesNANA
Additional Noninterest Income$1,106,000864
Total noninterest expense$4,328,0001,193
Salaries and employee benefits$2,993,0001,037
Premises and equipment expense$149,0002,916
Additional noninterest expense$1,186,0001,298
Pre-tax net operating income$1,990,0001,194
Securities gains (losses)$0735
Applicable income taxes$97,0002,204
Income before extraordinary items$1,893,0001,095
Extraordinary gains, net$07
Net income$1,893,0001,094
Minority interest net income$052
Net income of bank and minority interests.$1,893,0001,095
Net charge-offs$-8,0004,650
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,893,0001,087
2017-12-31 (YTD Data)Rank
Total interest income$22,671,0001,214
Total interest expense$3,154,0001,032
Net interest income$19,517,0001,239
Provision for loan and lease losses$326,0001,886
Total noninterest income$6,332,000935
Gross Fiduciary activities income$402,000627
Service charges on deposit accounts$579,0001,827
Trading account gains and feesNANA
Additional Noninterest Income$5,351,000781
Total noninterest expense$16,392,0001,225
Salaries and employee benefits$10,969,0001,082
Premises and equipment expense$927,0002,227
Additional noninterest expense$4,496,0001,358
Pre-tax net operating income$9,131,0001,062
Securities gains (losses)$406,000254
Applicable income taxes$433,0002,520
Income before extraordinary items$9,104,000812
Extraordinary gains, net$09
Net income$9,104,000813
Minority interest net income$076
Net income of bank and minority interests.$9,104,000812
Net charge-offs$445,0001,170
Cash dividends$11,128,000343
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,718,300827
2017-09-30 (YTD Data)Rank
Total interest income$16,681,0001,236
Total interest expense$2,262,0001,063
Net interest income$14,419,0001,265
Provision for loan and lease losses$226,0001,896
Total noninterest income$4,516,000987
Gross Fiduciary activities income$239,000656
Service charges on deposit accounts$418,0001,887
Trading account gains and feesNANA
Additional Noninterest Income$3,859,000814
Total noninterest expense$12,355,0001,230
Salaries and employee benefits$8,541,0001,055
Premises and equipment expense$708,0002,199
Additional noninterest expense$3,106,0001,472
Pre-tax net operating income$6,354,0001,155
Securities gains (losses)$406,000240
Applicable income taxes$312,0002,450
Income before extraordinary items$6,448,000915
Extraordinary gains, net$09
Net income$6,448,000916
Minority interest net income$071
Net income of bank and minority interests.$6,448,000915
Net charge-offs$376,000969
Cash dividends$7,275,000369
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,062,300967
2017-06-30 (YTD Data)Rank
Total interest income$10,880,0001,252
Total interest expense$1,428,0001,088
Net interest income$9,452,0001,277
Provision for loan and lease losses$136,0001,934
Total noninterest income$2,946,0001,009
Gross Fiduciary activities income$161,000661
Service charges on deposit accounts$264,0001,954
Trading account gains and feesNANA
Additional Noninterest Income$2,521,000832
Total noninterest expense$8,176,0001,244
Salaries and employee benefits$5,539,0001,085
Premises and equipment expense$471,0002,220
Additional noninterest expense$2,166,0001,405
Pre-tax net operating income$4,086,0001,174
Securities gains (losses)$-47,0005,655
Applicable income taxes$185,0002,536
Income before extraordinary items$3,854,0001,008
Extraordinary gains, net$011
Net income$3,854,0001,009
Minority interest net income$071
Net income of bank and minority interests.$3,854,0001,008
Net charge-offs$370,000716
Cash dividends$2,888,000559
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,898,650982
2017-03-31 (YTD Data)Rank
Total interest income$5,300,0001,267
Total interest expense$694,0001,098
Net interest income$4,606,0001,289
Provision for loan and lease losses$46,0002,138
Total noninterest income$1,508,000976
Gross Fiduciary activities income$89,000651
Service charges on deposit accounts$133,0001,939
Trading account gains and feesNANA
Additional Noninterest Income$1,286,000802
Total noninterest expense$4,335,0001,206
Salaries and employee benefits$2,981,0001,017
Premises and equipment expense$245,0002,183
Additional noninterest expense$1,109,0001,368
Pre-tax net operating income$1,733,0001,312
Securities gains (losses)$-50,0005,775
Applicable income taxes$75,0002,644
Income before extraordinary items$1,608,0001,168
Extraordinary gains, net$08
Net income$1,608,0001,167
Minority interest net income$055
Net income of bank and minority interests.$1,608,0001,168
Net charge-offs$9,0002,245
Cash dividends$1,312,000575
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,656,0001,112
2016-12-31 (YTD Data)Rank
Total interest income$21,005,0001,246
Total interest expense$2,787,0001,034
Net interest income$18,218,0001,271
Provision for loan and lease losses$591,0001,337
Total noninterest income$6,327,000976
Gross Fiduciary activities income$358,000656
Service charges on deposit accounts$135,0004,154
Trading account gains and fees$0170
Additional Noninterest Income$5,834,000750
Total noninterest expense$16,183,0001,238
Salaries and employee benefits$9,600,0001,194
Premises and equipment expense$1,046,0002,071
Additional noninterest expense$5,537,0001,161
Pre-tax net operating income$7,771,0001,129
Securities gains (losses)$175,000951
Applicable income taxes$351,0002,536
Income before extraordinary items$7,595,000986
Extraordinary gains, net$05
Net income$7,595,000985
Minority interest net income$082
Net income of bank and minority interests.$7,595,000985
Net charge-offs$36,0003,356
Cash dividends$4,375,000759
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,427,000980
2016-09-30 (YTD Data)Rank
Total interest income$15,514,0001,265
Total interest expense$2,066,0001,049
Net interest income$13,448,0001,301
Provision for loan and lease losses$511,0001,122
Total noninterest income$4,553,000995
Gross Fiduciary activities income$222,000681
Service charges on deposit accounts$90,0004,322
Trading account gains and fees$0169
Additional Noninterest Income$4,241,000772
Total noninterest expense$12,177,0001,240
Salaries and employee benefits$6,303,0001,316
Premises and equipment expense$835,0001,981
Additional noninterest expense$5,039,000980
Pre-tax net operating income$5,313,0001,246
Securities gains (losses)$175,000880
Applicable income taxes$239,0002,672
Income before extraordinary items$5,249,0001,075
Extraordinary gains, net$05
Net income$5,249,0001,075
Minority interest net income$071
Net income of bank and minority interests.$5,249,0001,075
Net charge-offs$19,0003,183
Cash dividends$3,150,000727
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,081,0001,077
2016-06-30 (YTD Data)Rank
Total interest income$10,078,0001,301
Total interest expense$1,335,0001,082
Net interest income$8,743,0001,331
Provision for loan and lease losses$145,0001,986
Total noninterest income$2,905,0001,020
Gross Fiduciary activities income$146,000691
Service charges on deposit accounts$56,0004,422
Trading account gains and fees$0157
Additional Noninterest Income$2,703,000785
Total noninterest expense$7,924,0001,270
Salaries and employee benefits$4,021,0001,373
Premises and equipment expense$565,0001,948
Additional noninterest expense$3,338,000989
Pre-tax net operating income$3,579,0001,218
Securities gains (losses)$28,0001,776
Applicable income taxes$167,0002,630
Income before extraordinary items$3,440,0001,069
Extraordinary gains, net$016
Net income$3,440,0001,067
Minority interest net income$071
Net income of bank and minority interests.$3,440,0001,068
Net charge-offs$-39,0005,425
Cash dividends$2,100,000721
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,413,4001,053
2016-03-31 (YTD Data)Rank
Total interest income$4,897,0001,327
Total interest expense$654,0001,100
Net interest income$4,243,0001,354
Provision for loan and lease losses$35,0002,443
Total noninterest income$1,500,000962
Gross Fiduciary activities income$70,000698
Service charges on deposit accounts$25,0004,550
Trading account gains and fees$0142
Additional Noninterest Income$1,405,000742
Total noninterest expense$4,245,0001,212
Salaries and employee benefits$2,128,0001,315
Premises and equipment expense$151,0003,042
Additional noninterest expense$1,966,000827
Pre-tax net operating income$1,463,0001,424
Securities gains (losses)$02,077
Applicable income taxes$69,0002,751
Income before extraordinary items$1,394,0001,256
Extraordinary gains, net$012
Net income$1,394,0001,258
Minority interest net income$062
Net income of bank and minority interests.$1,394,0001,257
Net charge-offs$-59,0005,770
Cash dividends$1,050,000702
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,394,0001,222
2015-12-31 (YTD Data)Rank
Total interest income$13,240,0001,863
Total interest expense$2,042,0001,361
Net interest income$11,198,0001,934
Provision for loan and lease losses$316,0001,848
Total noninterest income$4,655,0001,179
Gross Fiduciary activities income$375,000652
Service charges on deposit accounts$90,0004,836
Trading account gains and fees$0159
Additional Noninterest Income$4,190,000916
Total noninterest expense$10,794,0001,762
Salaries and employee benefits$5,696,0001,833
Premises and equipment expense$805,0002,545
Additional noninterest expense$4,293,0001,438
Pre-tax net operating income$4,743,0001,636
Securities gains (losses)$4,0002,883
Applicable income taxes$219,0002,887
Income before extraordinary items$4,528,0001,463
Extraordinary gains, net$023
Net income$4,528,0001,463
Minority interest net income$081
Net income of bank and minority interests.$4,528,0001,463
Net charge-offs$328,0001,525
Cash dividends$2,730,0001,061
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,524,2001,439
2015-09-30 (YTD Data)Rank
Total interest income$9,866,0001,883
Total interest expense$1,535,0001,368
Net interest income$8,331,0001,966
Provision for loan and lease losses$316,0001,449
Total noninterest income$3,288,0001,234
Gross Fiduciary activities income$326,000629
Service charges on deposit accounts$59,0005,041
Trading account gains and fees$0153
Additional Noninterest Income$2,903,000992
Total noninterest expense$8,085,0001,768
Salaries and employee benefits$4,267,0001,840
Premises and equipment expense$614,0002,546
Additional noninterest expense$3,204,0001,452
Pre-tax net operating income$3,218,0001,807
Securities gains (losses)$4,0002,687
Applicable income taxes$154,0002,999
Income before extraordinary items$3,068,0001,592
Extraordinary gains, net$021
Net income$3,068,0001,592
Minority interest net income$078
Net income of bank and minority interests.$3,068,0001,593
Net charge-offs$85,0002,327
Cash dividends$2,048,000957
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,064,2001,557
2015-06-30 (YTD Data)Rank
Total interest income$6,401,0001,925
Total interest expense$1,024,0001,376
Net interest income$5,377,0002,011
Provision for loan and lease losses$240,0001,328
Total noninterest income$2,612,0001,109
Gross Fiduciary activities income$182,000671
Service charges on deposit accounts$39,0005,068
Trading account gains and fees$0157
Additional Noninterest Income$2,391,000852
Total noninterest expense$5,806,0001,666
Salaries and employee benefits$2,790,0001,888
Premises and equipment expense$419,0002,505
Additional noninterest expense$2,597,0001,232
Pre-tax net operating income$1,943,0001,926
Securities gains (losses)$02,636
Applicable income taxes$86,0003,123
Income before extraordinary items$1,857,0001,716
Extraordinary gains, net$022
Net income$1,857,0001,720
Minority interest net income$075
Net income of bank and minority interests.$1,857,0001,720
Net charge-offs$168,0001,306
Cash dividends$1,365,000965
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,857,0001,666
2015-03-31 (YTD Data)Rank
Total interest income$3,202,0001,931
Total interest expense$514,0001,367
Net interest income$2,688,0002,003
Provision for loan and lease losses$90,0001,532
Total noninterest income$1,007,0001,282
Gross Fiduciary activities income$74,000702
Service charges on deposit accounts$20,0005,051
Trading account gains and fees$0152
Additional Noninterest Income$913,000989
Total noninterest expense$2,581,0001,845
Salaries and employee benefits$1,329,0001,970
Premises and equipment expense$214,0002,511
Additional noninterest expense$1,038,0001,483
Pre-tax net operating income$1,024,0001,817
Securities gains (losses)$02,027
Applicable income taxes$44,0003,091
Income before extraordinary items$980,0001,636
Extraordinary gains, net$013
Net income$980,0001,638
Minority interest net income$064
Net income of bank and minority interests.$980,0001,638
Net charge-offs$112,0001,037
Cash dividends$682,000886
Sale, conversion, retirement of capital stock, net$0697
Net operating income$980,0001,569
2014-12-31 (YTD Data)Rank
Total interest income$12,369,0001,986
Total interest expense$2,081,0001,413
Net interest income$10,288,0002,065
Provision for loan and lease losses$494,0001,481
Total noninterest income$4,648,0001,157
Gross Fiduciary activities income$385,000661
Service charges on deposit accounts$403,0002,677
Trading account gains and fees$0180
Additional Noninterest Income$3,860,000920
Total noninterest expense$9,792,0001,931
Salaries and employee benefits$5,318,0001,930
Premises and equipment expense$812,0002,639
Additional noninterest expense$3,662,0001,688
Pre-tax net operating income$4,650,0001,622
Securities gains (losses)$99,0001,261
Applicable income taxes$210,0002,918
Income before extraordinary items$4,539,0001,425
Extraordinary gains, net$017
Net income$4,539,0001,423
Minority interest net income$084
Net income of bank and minority interests.$4,539,0001,424
Net charge-offs$-6,0005,587
Cash dividends$4,260,000690
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,443,9601,429
2014-09-30 (YTD Data)Rank
Total interest income$9,144,0002,032
Total interest expense$1,535,0001,457
Net interest income$7,609,0002,110
Provision for loan and lease losses$181,0002,174
Total noninterest income$3,352,0001,180
Gross Fiduciary activities income$253,000677
Service charges on deposit accounts$286,0002,800
Trading account gains and fees$0174
Additional Noninterest Income$2,813,000954
Total noninterest expense$7,115,0001,998
Salaries and employee benefits$3,959,0001,946
Premises and equipment expense$623,0002,617
Additional noninterest expense$2,533,0001,822
Pre-tax net operating income$3,665,0001,567
Securities gains (losses)$83,0001,122
Applicable income taxes$166,0002,956
Income before extraordinary items$3,582,0001,353
Extraordinary gains, net$015
Net income$3,582,0001,351
Minority interest net income$081
Net income of bank and minority interests.$3,582,0001,353
Net charge-offs$-6,0005,497
Cash dividends$3,367,000614
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,502,3201,353
2014-06-30 (YTD Data)Rank
Total interest income$6,182,0001,997
Total interest expense$1,027,0001,454
Net interest income$5,155,0002,063
Provision for loan and lease losses$121,0002,127
Total noninterest income$1,687,0001,432
Gross Fiduciary activities income$161,000687
Service charges on deposit accounts$180,0002,905
Trading account gains and fees$0172
Additional Noninterest Income$1,346,0001,180
Total noninterest expense$4,741,0002,003
Salaries and employee benefits$2,547,0002,022
Premises and equipment expense$406,0002,685
Additional noninterest expense$1,788,0001,722
Pre-tax net operating income$1,980,0001,837
Securities gains (losses)$12,0001,855
Applicable income taxes$89,0003,101
Income before extraordinary items$1,903,0001,604
Extraordinary gains, net$020
Net income$1,903,0001,607
Minority interest net income$080
Net income of bank and minority interests.$1,903,0001,606
Net charge-offs$-3,0005,301
Cash dividends$1,365,000907
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,891,4801,583
2014-03-31 (YTD Data)Rank
Total interest income$2,971,0002,064
Total interest expense$529,0001,427
Net interest income$2,442,0002,162
Provision for loan and lease losses$61,0002,009
Total noninterest income$858,0001,382
Gross Fiduciary activities income$83,000690
Service charges on deposit accounts$77,0003,142
Trading account gains and fees$0147
Additional Noninterest Income$698,0001,126
Total noninterest expense$2,195,0002,158
Salaries and employee benefits$1,181,0002,179
Premises and equipment expense$201,0002,742
Additional noninterest expense$813,0001,863
Pre-tax net operating income$1,044,0001,715
Securities gains (losses)$12,0001,116
Applicable income taxes$43,0003,069
Income before extraordinary items$1,013,0001,470
Extraordinary gains, net$016
Net income$1,013,0001,473
Minority interest net income$066
Net income of bank and minority interests.$1,013,0001,473
Net charge-offs$2,0003,350
Cash dividends$682,000824
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,001,4801,476
2013-12-31 (YTD Data)Rank
Total interest income$12,186,0002,028
Total interest expense$2,538,0001,336
Net interest income$9,648,0002,162
Provision for loan and lease losses$86,0003,850
Total noninterest income$4,020,0001,318
Gross Fiduciary activities income$353,000678
Service charges on deposit accounts$78,0005,556
Trading account gains and fees$0184
Additional Noninterest Income$3,589,0001,030
Total noninterest expense$9,651,0001,963
Salaries and employee benefits$5,168,0001,976
Premises and equipment expense$767,0002,783
Additional noninterest expense$3,716,0001,713
Pre-tax net operating income$3,931,0001,745
Securities gains (losses)$34,0002,048
Applicable income taxes$169,0003,072
Income before extraordinary items$3,796,0001,572
Extraordinary gains, net$029
Net income$3,796,0001,576
Minority interest net income$090
Net income of bank and minority interests.$3,796,0001,576
Net charge-offs$-1,0005,856
Cash dividends$2,844,000911
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,763,3601,543
2013-09-30 (YTD Data)Rank
Total interest income$9,126,0002,035
Total interest expense$1,957,0001,339
Net interest income$7,169,0002,183
Provision for loan and lease losses$66,0003,761
Total noninterest income$2,997,0001,350
Gross Fiduciary activities income$233,000696
Service charges on deposit accounts$58,0005,615
Trading account gains and fees$0180
Additional Noninterest Income$2,706,0001,049
Total noninterest expense$7,439,0001,918
Salaries and employee benefits$3,832,0002,011
Premises and equipment expense$559,0002,869
Additional noninterest expense$3,048,0001,595
Pre-tax net operating income$2,661,0001,938
Securities gains (losses)$34,0001,913
Applicable income taxes$119,0003,186
Income before extraordinary items$2,576,0001,728
Extraordinary gains, net$025
Net income$2,576,0001,729
Minority interest net income$084
Net income of bank and minority interests.$2,576,0001,732
Net charge-offs$-8,0006,072
Cash dividends$2,240,000801
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,543,3601,707
2013-06-30 (YTD Data)Rank
Total interest income$6,096,0002,030
Total interest expense$1,336,0001,344
Net interest income$4,760,0002,191
Provision for loan and lease losses$66,0003,329
Total noninterest income$2,279,0001,246
Gross Fiduciary activities income$133,000726
Service charges on deposit accounts$39,0005,628
Trading account gains and fees$0157
Additional Noninterest Income$2,107,000956
Total noninterest expense$5,559,0001,733
Salaries and employee benefits$2,627,0001,958
Premises and equipment expense$396,0002,765
Additional noninterest expense$2,536,0001,308
Pre-tax net operating income$1,414,0002,298
Securities gains (losses)$34,0001,755
Applicable income taxes$67,0003,297
Income before extraordinary items$1,381,0002,066
Extraordinary gains, net$022
Net income$1,381,0002,075
Minority interest net income$082
Net income of bank and minority interests.$1,381,0002,072
Net charge-offs$-3,0005,794
Cash dividends$1,645,000735
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,348,7002,023
2013-03-31 (YTD Data)Rank
Total interest income$3,046,0002,052
Total interest expense$686,0001,352
Net interest income$2,360,0002,223
Provision for loan and lease losses$66,0002,533
Total noninterest income$902,0001,451
Gross Fiduciary activities income$76,000711
Service charges on deposit accounts$29,0005,027
Trading account gains and fees$0148
Additional Noninterest Income$797,0001,156
Total noninterest expense$2,653,0001,824
Salaries and employee benefits$1,221,0002,107
Premises and equipment expense$168,0003,127
Additional noninterest expense$1,264,0001,306
Pre-tax net operating income$543,0002,722
Securities gains (losses)$34,0001,082
Applicable income taxes$34,0003,275
Income before extraordinary items$543,0002,435
Extraordinary gains, net$010
Net income$543,0002,437
Minority interest net income$076
Net income of bank and minority interests.$543,0002,437
Net charge-offs$3,0003,820
Cash dividends$403,0001,086
Sale, conversion, retirement of capital stock, net$0789
Net operating income$511,0402,453
2012-12-31 (YTD Data)Rank
Total interest income$10,402,0002,478
Total interest expense$2,802,0001,582
Net interest income$7,600,0002,776
Provision for loan and lease losses$168,0004,169
Total noninterest income$3,540,0001,452
Gross Fiduciary activities income$367,000667
Service charges on deposit accounts$293,0003,531
Trading account gains and fees$0166
Additional Noninterest Income$2,880,0001,194
Total noninterest expense$7,882,0002,407
Salaries and employee benefits$4,171,0002,361
Premises and equipment expense$734,0002,915
Additional noninterest expense$2,977,0002,184
Pre-tax net operating income$3,090,0002,035
Securities gains (losses)$218,0001,621
Applicable income taxes$143,0003,252
Income before extraordinary items$3,165,0001,770
Extraordinary gains, net$029
Net income$3,165,0001,769
Minority interest net income$093
Net income of bank and minority interests.$3,165,0001,770
Net charge-offs$-38,0006,807
Cash dividends$3,512,000764
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,955,7201,786
2012-09-30 (YTD Data)Rank
Total interest income$7,308,0002,677
Total interest expense$1,940,0001,763
Net interest income$5,368,0002,973
Provision for loan and lease losses$54,0004,890
Total noninterest income$2,067,0001,747
Gross Fiduciary activities income$248,000681
Service charges on deposit accounts$186,0003,921
Trading account gains and fees$0157
Additional Noninterest Income$1,633,0001,444
Total noninterest expense$5,146,0002,709
Salaries and employee benefits$2,733,0002,700
Premises and equipment expense$460,0003,379
Additional noninterest expense$1,953,0002,467
Pre-tax net operating income$2,235,0002,160
Securities gains (losses)$218,0001,366
Applicable income taxes$110,0003,305
Income before extraordinary items$2,343,0001,840
Extraordinary gains, net$020
Net income$2,343,0001,839
Minority interest net income$086
Net income of bank and minority interests.$2,343,0001,841
Net charge-offs$32,0004,810
Cash dividends$3,197,000531
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,133,7201,872
2012-06-30 (YTD Data)Rank
Total interest income$4,054,0003,157
Total interest expense$1,038,0002,217
Net interest income$3,016,0003,429
Provision for loan and lease losses$05,619
Total noninterest income$1,107,0002,017
Gross Fiduciary activities income$146,000714
Service charges on deposit accounts$106,0004,190
Trading account gains and fees$0153
Additional Noninterest Income$855,0001,686
Total noninterest expense$3,005,0003,059
Salaries and employee benefits$1,634,0002,973
Premises and equipment expense$288,0003,528
Additional noninterest expense$1,083,0002,923
Pre-tax net operating income$1,118,0002,644
Securities gains (losses)$218,0001,047
Applicable income taxes$64,0003,378
Income before extraordinary items$1,272,0002,166
Extraordinary gains, net$019
Net income$1,272,0002,166
Minority interest net income$084
Net income of bank and minority interests.$1,272,0002,166
Net charge-offs$15,0004,782
Cash dividends$878,0001,085
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,064,9002,368
2012-03-31 (YTD Data)Rank
Total interest income$2,049,0003,150
Total interest expense$542,0002,208
Net interest income$1,507,0003,445
Provision for loan and lease losses$05,254
Total noninterest income$545,0002,031
Gross Fiduciary activities income$76,000717
Service charges on deposit accounts$54,0004,145
Trading account gains and fees$0148
Additional Noninterest Income$415,0001,705
Total noninterest expense$1,516,0003,023
Salaries and employee benefits$753,0003,171
Premises and equipment expense$184,0002,974
Additional noninterest expense$579,0002,735
Pre-tax net operating income$536,0002,739
Securities gains (losses)$205,000596
Applicable income taxes$41,0003,226
Income before extraordinary items$700,0002,008
Extraordinary gains, net$019
Net income$700,0002,009
Minority interest net income$078
Net income of bank and minority interests.$700,0002,010
Net charge-offs$14,0003,886
Cash dividends$388,0001,084
Sale, conversion, retirement of capital stock, net$0861
Net operating income$507,3002,458
2011-12-31 (YTD Data)Rank
Total interest income$8,004,0003,330
Total interest expense$2,380,0002,418
Net interest income$5,624,0003,640
Provision for loan and lease losses$135,0005,049
Total noninterest income$3,251,0001,409
Gross Fiduciary activities income$318,000651
Service charges on deposit accounts$238,0004,060
Trading account gains and fees$0146
Additional Noninterest Income$2,695,0001,101
Total noninterest expense$6,206,0002,979
Salaries and employee benefits$2,963,0003,149
Premises and equipment expense$501,0004,039
Additional noninterest expense$2,742,0002,394
Pre-tax net operating income$2,534,0002,110
Securities gains (losses)$160,0001,648
Applicable income taxes$109,0003,327
Income before extraordinary items$2,585,0001,830
Extraordinary gains, net$029
Net income$2,585,0001,831
Minority interest net income$096
Net income of bank and minority interests.$2,585,0001,831
Net charge-offs$97,0005,001
Cash dividends$1,780,0001,064
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,431,4001,830
2011-09-30 (YTD Data)Rank
Total interest income$5,954,0003,381
Total interest expense$1,806,0002,477
Net interest income$4,148,0003,692
Provision for loan and lease losses$80,0005,195
Total noninterest income$2,391,0001,419
Gross Fiduciary activities income$227,000651
Service charges on deposit accounts$181,0004,055
Trading account gains and fees$0145
Additional Noninterest Income$1,983,0001,118
Total noninterest expense$4,486,0003,070
Salaries and employee benefits$2,060,0003,315
Premises and equipment expense$399,0003,916
Additional noninterest expense$2,027,0002,430
Pre-tax net operating income$1,973,0002,108
Securities gains (losses)$64,0002,145
Applicable income taxes$80,0003,369
Income before extraordinary items$1,957,0001,870
Extraordinary gains, net$021
Net income$1,957,0001,870
Minority interest net income$087
Net income of bank and minority interests.$1,957,0001,870
Net charge-offs$53,0004,935
Cash dividends$1,053,0001,105
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,895,5601,828
2011-06-30 (YTD Data)Rank
Total interest income$3,942,0003,436
Total interest expense$1,219,0002,528
Net interest income$2,723,0003,731
Provision for loan and lease losses$80,0004,642
Total noninterest income$1,435,0001,526
Gross Fiduciary activities income$132,000684
Service charges on deposit accounts$156,0003,512
Trading account gains and fees$0153
Additional Noninterest Income$1,147,0001,227
Total noninterest expense$3,005,0003,097
Salaries and employee benefits$1,360,0003,369
Premises and equipment expense$253,0004,078
Additional noninterest expense$1,392,0002,410
Pre-tax net operating income$1,073,0002,422
Securities gains (losses)$15,0002,213
Applicable income taxes$42,0003,465
Income before extraordinary items$1,046,0002,197
Extraordinary gains, net$015
Net income$1,046,0002,197
Minority interest net income$089
Net income of bank and minority interests.$1,046,0002,197
Net charge-offs$53,0004,400
Cash dividends$903,000883
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,031,6002,146
2011-03-31 (YTD Data)Rank
Total interest income$1,934,0003,507
Total interest expense$596,0002,655
Net interest income$1,338,0003,772
Provision for loan and lease losses$80,0003,622
Total noninterest income$520,0001,928
Gross Fiduciary activities income$64,000691
Service charges on deposit accounts$59,0004,038
Trading account gains and fees$0158
Additional Noninterest Income$397,0001,579
Total noninterest expense$1,297,0003,481
Salaries and employee benefits$649,0003,512
Premises and equipment expense$146,0003,772
Additional noninterest expense$502,0003,171
Pre-tax net operating income$481,0002,626
Securities gains (losses)$01,772
Applicable income taxes$16,0003,560
Income before extraordinary items$465,0002,387
Extraordinary gains, net$09
Net income$465,0002,386
Minority interest net income$086
Net income of bank and minority interests.$465,0002,387
Net charge-offs$14,0004,237
Cash dividends$151,0001,607
Sale, conversion, retirement of capital stock, net$0925
Net operating income$465,0002,343
2010-12-31 (YTD Data)Rank
Total interest income$8,228,0003,483
Total interest expense$2,603,0002,895
Net interest income$5,625,0003,652
Provision for loan and lease losses$595,0003,879
Total noninterest income$2,305,0001,878
Gross Fiduciary activities income$310,000663
Service charges on deposit accounts$260,0003,929
Trading account gains and fees$0175
Additional Noninterest Income$1,735,0001,543
Total noninterest expense$5,418,0003,377
Salaries and employee benefits$2,754,0003,338
Premises and equipment expense$466,0004,368
Additional noninterest expense$2,198,0002,986
Pre-tax net operating income$1,917,0002,316
Securities gains (losses)$03,793
Applicable income taxes$67,0003,480
Income before extraordinary items$1,850,0002,156
Extraordinary gains, net$029
Net income$1,850,0002,157
Minority interest net income$0111
Net income of bank and minority interests.$1,850,0002,158
Net charge-offs$556,0003,515
Cash dividends$1,229,0001,266
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,850,0002,077
2010-09-30 (YTD Data)Rank
Total interest income$6,048,0003,598
Total interest expense$1,966,0002,999
Net interest income$4,082,0003,781
Provision for loan and lease losses$450,0003,704
Total noninterest income$1,800,0001,834
Gross Fiduciary activities income$226,000658
Service charges on deposit accounts$198,0003,978
Trading account gains and fees$0165
Additional Noninterest Income$1,376,0001,424
Total noninterest expense$4,015,0003,401
Salaries and employee benefits$1,977,0003,470
Premises and equipment expense$395,0004,122
Additional noninterest expense$1,643,0002,963
Pre-tax net operating income$1,417,0002,483
Securities gains (losses)$03,651
Applicable income taxes$52,0003,551
Income before extraordinary items$1,365,0002,332
Extraordinary gains, net$023
Net income$1,365,0002,329
Minority interest net income$0110
Net income of bank and minority interests.$1,365,0002,333
Net charge-offs$439,0003,248
Cash dividends$878,0001,182
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,365,0002,214
2010-06-30 (YTD Data)Rank
Total interest income$3,939,0003,696
Total interest expense$1,308,0003,103
Net interest income$2,631,0003,882
Provision for loan and lease losses$270,0003,782
Total noninterest income$1,187,0001,782
Gross Fiduciary activities income$133,000687
Service charges on deposit accounts$128,0004,023
Trading account gains and fees$0152
Additional Noninterest Income$926,0001,365
Total noninterest expense$2,707,0003,376
Salaries and employee benefits$1,330,0003,468
Premises and equipment expense$252,0004,261
Additional noninterest expense$1,125,0002,879
Pre-tax net operating income$841,0002,701
Securities gains (losses)$03,184
Applicable income taxes$28,0003,609
Income before extraordinary items$813,0002,478
Extraordinary gains, net$019
Net income$813,0002,474
Minority interest net income$0105
Net income of bank and minority interests.$813,0002,477
Net charge-offs$431,0002,611
Cash dividends$451,0001,445
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$813,0002,375
2010-03-31 (YTD Data)Rank
Total interest income$1,939,0003,795
Total interest expense$652,0003,219
Net interest income$1,287,0003,960
Provision for loan and lease losses$150,0003,336
Total noninterest income$603,0001,777
Gross Fiduciary activities income$68,000695
Service charges on deposit accounts$59,0004,162
Trading account gains and fees$0175
Additional Noninterest Income$476,0001,344
Total noninterest expense$1,377,0003,379
Salaries and employee benefits$631,0003,672
Premises and equipment expense$155,0003,807
Additional noninterest expense$591,0002,739
Pre-tax net operating income$363,0002,994
Securities gains (losses)$02,284
Applicable income taxes$9,0003,859
Income before extraordinary items$354,0002,794
Extraordinary gains, net$016
Net income$354,0002,791
Minority interest net income$091
Net income of bank and minority interests.$354,0002,794
Net charge-offs$409,0001,753
Cash dividends$150,0001,581
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$354,0002,682
2009-12-31 (YTD Data)Rank
Total interest income$8,299,0003,719
Total interest expense$3,023,0003,396
Net interest income$5,276,0003,813
Provision for loan and lease losses$750,0003,934
Total noninterest income$2,392,0001,888
Gross Fiduciary activities income$321,000650
Service charges on deposit accounts$287,0003,956
Trading account gains and fees$0211
Additional Noninterest Income$1,784,0001,487
Total noninterest expense$5,139,0003,601
Salaries and employee benefits$2,729,0003,440
Premises and equipment expense$449,0004,688
Additional noninterest expense$1,961,0003,364
Pre-tax net operating income$1,779,0002,104
Securities gains (losses)$263,0001,346
Applicable income taxes$76,0003,027
Income before extraordinary items$1,966,0001,716
Extraordinary gains, net$034
Net income$1,966,0001,715
Minority interest net income$0115
Net income of bank and minority interests.$1,966,0001,716
Net charge-offs$490,0003,820
Cash dividends$1,204,0001,413
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,713,5201,870
2009-09-30 (YTD Data)Rank
Total interest income$6,271,0003,744
Total interest expense$2,330,0003,453
Net interest income$3,941,0003,818
Provision for loan and lease losses$510,0003,764
Total noninterest income$1,754,0001,943
Gross Fiduciary activities income$232,000660
Service charges on deposit accounts$212,0004,017
Trading account gains and fees$0212
Additional Noninterest Income$1,310,0001,524
Total noninterest expense$3,941,0003,529
Salaries and employee benefits$2,086,0003,422
Premises and equipment expense$405,0004,229
Additional noninterest expense$1,450,0003,369
Pre-tax net operating income$1,244,0002,369
Securities gains (losses)$263,0001,101
Applicable income taxes$52,0003,300
Income before extraordinary items$1,455,0001,830
Extraordinary gains, net$027
Net income$1,455,0001,828
Minority interest net income$0118
Net income of bank and minority interests.$1,455,0001,830
Net charge-offs$492,0003,067
Cash dividends$978,0001,294
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,199,8902,133
2009-06-30 (YTD Data)Rank
Total interest income$4,210,0003,766
Total interest expense$1,584,0003,536
Net interest income$2,626,0003,804
Provision for loan and lease losses$180,0004,468
Total noninterest income$1,117,0002,016
Gross Fiduciary activities income$152,000669
Service charges on deposit accounts$141,0003,996
Trading account gains and fees$0193
Additional Noninterest Income$824,0001,610
Total noninterest expense$2,612,0003,590
Salaries and employee benefits$1,336,0003,585
Premises and equipment expense$270,0004,248
Additional noninterest expense$1,006,0003,287
Pre-tax net operating income$951,0002,203
Securities gains (losses)$99,0001,501
Applicable income taxes$37,0003,347
Income before extraordinary items$1,013,0001,830
Extraordinary gains, net$021
Net income$1,013,0001,827
Minority interest net income$0112
Net income of bank and minority interests.$1,013,0001,829
Net charge-offs$40,0005,111
Cash dividends$677,0001,294
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$917,9601,924
2009-03-31 (YTD Data)Rank
Total interest income$2,106,0003,790
Total interest expense$796,0003,630
Net interest income$1,310,0003,811
Provision for loan and lease losses$90,0004,033
Total noninterest income$535,0002,025
Gross Fiduciary activities income$61,000731
Service charges on deposit accounts$70,0003,970
Trading account gains and fees$0171
Additional Noninterest Income$404,0001,609
Total noninterest expense$1,301,0003,522
Salaries and employee benefits$678,0003,568
Premises and equipment expense$151,0003,954
Additional noninterest expense$472,0003,158
Pre-tax net operating income$454,0002,553
Securities gains (losses)$99,0001,003
Applicable income taxes$20,0003,565
Income before extraordinary items$533,0002,004
Extraordinary gains, net$015
Net income$533,0002,005
Minority interest net income$0102
Net income of bank and minority interests.$533,0002,005
Net charge-offs$05,728
Cash dividends$150,0001,916
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$437,9602,254
2008-12-31 (YTD Data)Rank
Total interest income$9,269,0003,727
Total interest expense$4,226,0003,375
Net interest income$5,043,0003,925
Provision for loan and lease losses$277,0004,766
Total noninterest income$2,498,0001,809
Gross Fiduciary activities income$310,000676
Service charges on deposit accounts$351,0003,713
Trading account gains and fees$0154
Additional Noninterest Income$1,837,0001,381
Total noninterest expense$5,006,0003,564
Salaries and employee benefits$2,876,0003,373
Premises and equipment expense$472,0004,621
Additional noninterest expense$1,658,0003,363
Pre-tax net operating income$2,258,0002,259
Securities gains (losses)$210,000699
Applicable income taxes$86,0003,499
Income before extraordinary items$2,382,0001,684
Extraordinary gains, net$039
Net income$2,382,0001,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,543
Cash dividends$828,0002,596
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,178,3001,958
2008-09-30 (YTD Data)Rank
Total interest income$7,033,0003,758
Total interest expense$3,367,0003,325
Net interest income$3,666,0004,031
Provision for loan and lease losses$45,0005,958
Total noninterest income$1,799,0001,919
Gross Fiduciary activities income$186,000736
Service charges on deposit accounts$252,0003,830
Trading account gains and fees$0148
Additional Noninterest Income$1,361,0001,458
Total noninterest expense$3,799,0003,507
Salaries and employee benefits$2,187,0003,386
Premises and equipment expense$384,0004,413
Additional noninterest expense$1,228,0003,326
Pre-tax net operating income$1,621,0002,686
Securities gains (losses)$197,000632
Applicable income taxes$64,0003,946
Income before extraordinary items$1,754,0002,010
Extraordinary gains, net$031
Net income$1,754,0002,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,890
Cash dividends$677,0002,328
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,564,8802,358
2008-06-30 (YTD Data)Rank
Total interest income$4,774,0003,754
Total interest expense$2,380,0003,298
Net interest income$2,394,0004,086
Provision for loan and lease losses$30,0005,577
Total noninterest income$1,226,0001,918
Gross Fiduciary activities income$126,000747
Service charges on deposit accounts$163,0003,892
Trading account gains and fees$0149
Additional Noninterest Income$937,0001,467
Total noninterest expense$2,550,0003,508
Salaries and employee benefits$1,449,0003,429
Premises and equipment expense$253,0004,474
Additional noninterest expense$848,0003,178
Pre-tax net operating income$1,040,0002,875
Securities gains (losses)$197,000620
Applicable income taxes$43,0004,183
Income before extraordinary items$1,194,0002,208
Extraordinary gains, net$021
Net income$1,194,0002,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,608
Cash dividends$451,0002,423
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,002,9102,522
2008-03-31 (YTD Data)Rank
Total interest income$2,440,0003,780
Total interest expense$1,252,0003,344
Net interest income$1,188,0004,132
Provision for loan and lease losses$15,0005,068
Total noninterest income$509,0002,216
Gross Fiduciary activities income$63,000755
Service charges on deposit accounts$95,0003,562
Trading account gains and fees$0158
Additional Noninterest Income$351,0001,776
Total noninterest expense$1,326,0003,424
Salaries and employee benefits$750,0003,354
Premises and equipment expense$145,0004,090
Additional noninterest expense$431,0003,090
Pre-tax net operating income$356,0003,793
Securities gains (losses)$02,688
Applicable income taxes$16,0004,511
Income before extraordinary items$340,0003,543
Extraordinary gains, net$015
Net income$340,0003,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,623
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$340,0003,440
2007-12-31 (YTD Data)Rank
Total interest income$10,130,0003,744
Total interest expense$5,389,0003,280
Net interest income$4,741,0004,154
Provision for loan and lease losses$06,851
Total noninterest income$2,219,0002,067
Gross Fiduciary activities income$269,000737
Service charges on deposit accounts$302,0004,065
Trading account gains and fees$0178
Additional Noninterest Income$1,648,0001,566
Total noninterest expense$4,633,0003,673
Salaries and employee benefits$2,575,0003,638
Premises and equipment expense$453,0004,647
Additional noninterest expense$1,605,0003,234
Pre-tax net operating income$2,327,0002,985
Securities gains (losses)$-18,0007,726
Applicable income taxes$813,0002,120
Income before extraordinary items$1,496,0003,458
Extraordinary gains, net$039
Net income$1,496,0003,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,761
Cash dividends$1,162,0002,401
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,507,7003,421
2007-09-30 (YTD Data)Rank
Total interest income$7,562,0003,757
Total interest expense$4,012,0003,278
Net interest income$3,550,0004,175
Provision for loan and lease losses$45,0005,124
Total noninterest income$1,587,0002,130
Gross Fiduciary activities income$189,000740
Service charges on deposit accounts$215,0004,191
Trading account gains and fees$0184
Additional Noninterest Income$1,183,0001,608
Total noninterest expense$3,513,0003,607
Salaries and employee benefits$1,973,0003,579
Premises and equipment expense$358,0004,478
Additional noninterest expense$1,182,0003,229
Pre-tax net operating income$1,579,0003,359
Securities gains (losses)$-18,0007,926
Applicable income taxes$790,0001,919
Income before extraordinary items$771,0004,430
Extraordinary gains, net$033
Net income$771,0004,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,441
Cash dividends$602,0002,665
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$782,5204,387
2007-06-30 (YTD Data)Rank
Total interest income$5,011,0003,781
Total interest expense$2,629,0003,311
Net interest income$2,382,0004,187
Provision for loan and lease losses$30,0004,873
Total noninterest income$1,076,0002,121
Gross Fiduciary activities income$131,000746
Service charges on deposit accounts$134,0004,337
Trading account gains and fees$0168
Additional Noninterest Income$811,0001,598
Total noninterest expense$2,353,0003,626
Salaries and employee benefits$1,291,0003,659
Premises and equipment expense$240,0004,493
Additional noninterest expense$822,0003,116
Pre-tax net operating income$1,075,0003,362
Securities gains (losses)$-18,0008,116
Applicable income taxes$772,0001,526
Income before extraordinary items$285,0005,770
Extraordinary gains, net$029
Net income$285,0005,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,005
Cash dividends$280,0003,226
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$296,5205,667
2007-03-31 (YTD Data)Rank
Total interest income$2,480,0003,794
Total interest expense$1,311,0003,300
Net interest income$1,169,0004,249
Provision for loan and lease losses$15,0004,592
Total noninterest income$533,0002,125
Gross Fiduciary activities income$77,000715
Service charges on deposit accounts$62,0004,457
Trading account gains and fees$0195
Additional Noninterest Income$394,0001,604
Total noninterest expense$1,233,0003,491
Salaries and employee benefits$685,0003,522
Premises and equipment expense$131,0004,247
Additional noninterest expense$417,0003,062
Pre-tax net operating income$454,0003,724
Securities gains (losses)$-18,0008,359
Applicable income taxes$746,000928
Income before extraordinary items$-310,0008,448
Extraordinary gains, net$022
Net income$-310,0008,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-298,4808,424
2006-12-31 (YTD Data)Rank
Total interest income$9,117,0003,834
Total interest expense$4,512,0003,286
Net interest income$4,605,0004,282
Provision for loan and lease losses$45,0005,711
Total noninterest income$2,019,0002,211
Gross Fiduciary activities income$276,000734
Service charges on deposit accounts$285,0004,224
Trading account gains and fees$0130
Additional Noninterest Income$1,458,0001,708
Total noninterest expense$4,339,0003,735
Salaries and employee benefits$2,377,0003,747
Premises and equipment expense$408,0004,860
Additional noninterest expense$1,554,0003,203
Pre-tax net operating income$2,240,0003,394
Securities gains (losses)$-33,0007,764
Applicable income taxes$462,0003,252
Income before extraordinary items$1,745,0003,425
Extraordinary gains, net$051
Net income$1,745,0003,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,914
Cash dividends$3,115,0001,083
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,771,0703,370
2006-09-30 (YTD Data)Rank
Total interest income$6,616,0003,894
Total interest expense$3,181,0003,340
Net interest income$3,435,0004,310
Provision for loan and lease losses$30,0005,631
Total noninterest income$1,484,0002,246
Gross Fiduciary activities income$172,000761
Service charges on deposit accounts$209,0004,313
Trading account gains and fees$0126
Additional Noninterest Income$1,103,0001,686
Total noninterest expense$3,369,0003,638
Salaries and employee benefits$1,843,0003,656
Premises and equipment expense$348,0004,474
Additional noninterest expense$1,178,0003,189
Pre-tax net operating income$1,520,0003,750
Securities gains (losses)$-33,0008,024
Applicable income taxes$302,0003,575
Income before extraordinary items$1,185,0003,772
Extraordinary gains, net$045
Net income$1,185,0003,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,074
Cash dividends$3,115,000804
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,211,4003,700
2006-06-30 (YTD Data)Rank
Total interest income$4,292,0003,922
Total interest expense$1,998,0003,382
Net interest income$2,294,0004,298
Provision for loan and lease losses$30,0004,987
Total noninterest income$921,0002,356
Gross Fiduciary activities income$119,000766
Service charges on deposit accounts$136,0004,339
Trading account gains and fees$0126
Additional Noninterest Income$666,0001,827
Total noninterest expense$2,214,0003,682
Salaries and employee benefits$1,204,0003,736
Premises and equipment expense$229,0004,518
Additional noninterest expense$781,0003,203
Pre-tax net operating income$971,0003,867
Securities gains (losses)$-4,0007,633
Applicable income taxes$188,0003,690
Income before extraordinary items$779,0003,812
Extraordinary gains, net$039
Net income$779,0003,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,343
Cash dividends$3,115,000550
Sale, conversion, retirement of capital stock, net$0887
Net operating income$782,2403,794
2006-03-31 (YTD Data)Rank
Total interest income$2,097,0003,932
Total interest expense$951,0003,378
Net interest income$1,146,0004,299
Provision for loan and lease losses$15,0004,758
Total noninterest income$477,0002,256
Gross Fiduciary activities income$65,000760
Service charges on deposit accounts$66,0004,344
Trading account gains and fees$0115
Additional Noninterest Income$346,0001,741
Total noninterest expense$1,180,0003,523
Salaries and employee benefits$659,0003,504
Premises and equipment expense$132,0004,139
Additional noninterest expense$389,0003,202
Pre-tax net operating income$428,0004,123
Securities gains (losses)$0955
Applicable income taxes$74,0003,975
Income before extraordinary items$354,0003,995
Extraordinary gains, net$021
Net income$354,0003,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$354,0003,977
2005-12-31 (YTD Data)Rank
Total interest income$7,702,0003,861
Total interest expense$3,251,0003,112
Net interest income$4,451,0004,293
Provision for loan and lease losses$15,0006,626
Total noninterest income$1,892,0002,309
Gross Fiduciary activities income$235,000768
Service charges on deposit accounts$301,0004,180
Trading account gains and fees$0138
Additional Noninterest Income$1,356,0001,795
Total noninterest expense$4,272,0003,672
Salaries and employee benefits$2,291,0003,732
Premises and equipment expense$345,0005,333
Additional noninterest expense$1,636,0003,024
Pre-tax net operating income$2,056,0003,616
Securities gains (losses)$-5,0007,296
Applicable income taxes$423,0003,614
Income before extraordinary items$1,628,0003,593
Extraordinary gains, net$046
Net income$1,628,0003,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,956
Cash dividends$910,0002,637
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,631,9503,560
2005-09-30 (YTD Data)Rank
Total interest income$5,568,0003,924
Total interest expense$2,328,0003,098
Net interest income$3,240,0004,404
Provision for loan and lease losses$15,0006,317
Total noninterest income$1,441,0002,274
Gross Fiduciary activities income$168,000764
Service charges on deposit accounts$225,0004,207
Trading account gains and fees$0126
Additional Noninterest Income$1,048,0001,765
Total noninterest expense$3,096,0003,749
Salaries and employee benefits$1,752,0003,647
Premises and equipment expense$300,0004,841
Additional noninterest expense$1,044,0003,397
Pre-tax net operating income$1,570,0003,624
Securities gains (losses)$-5,0007,675
Applicable income taxes$329,0003,638
Income before extraordinary items$1,236,0003,589
Extraordinary gains, net$035
Net income$1,236,0003,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,740
Cash dividends$595,0002,552
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,239,9503,554
2005-06-30 (YTD Data)Rank
Total interest income$3,605,0003,950
Total interest expense$1,453,0003,123
Net interest income$2,152,0004,380
Provision for loan and lease losses$15,0005,851
Total noninterest income$915,0002,330
Gross Fiduciary activities income$108,000784
Service charges on deposit accounts$140,0004,312
Trading account gains and fees$0116
Additional Noninterest Income$667,0001,798
Total noninterest expense$2,060,0003,724
Salaries and employee benefits$1,156,0003,671
Premises and equipment expense$200,0004,823
Additional noninterest expense$704,0003,353
Pre-tax net operating income$992,0003,731
Securities gains (losses)$-5,0007,925
Applicable income taxes$206,0003,736
Income before extraordinary items$781,0003,685
Extraordinary gains, net$030
Net income$781,0003,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,385
Cash dividends$280,0003,079
Sale, conversion, retirement of capital stock, net$0643
Net operating income$784,9503,630
2005-03-31 (YTD Data)Rank
Total interest income$1,760,0003,987
Total interest expense$687,0003,167
Net interest income$1,073,0004,399
Provision for loan and lease losses$15,0004,875
Total noninterest income$435,0002,362
Gross Fiduciary activities income$56,000780
Service charges on deposit accounts$63,0004,498
Trading account gains and fees$0115
Additional Noninterest Income$316,0001,837
Total noninterest expense$1,078,0003,629
Salaries and employee benefits$639,0003,379
Premises and equipment expense$113,0004,465
Additional noninterest expense$326,0003,557
Pre-tax net operating income$415,0004,163
Securities gains (losses)$-5,0008,378
Applicable income taxes$82,0004,078
Income before extraordinary items$328,0004,127
Extraordinary gains, net$024
Net income$328,0004,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$332,0004,053
2004-12-31 (YTD Data)Rank
Total interest income$6,537,0003,998
Total interest expense$2,345,0003,212
Net interest income$4,192,0004,335
Provision for loan and lease losses$07,314
Total noninterest income$1,851,0002,326
Gross Fiduciary activities income$245,000741
Service charges on deposit accounts$312,0004,234
Trading account gains and fees$0138
Additional Noninterest Income$1,294,0001,815
Total noninterest expense$4,160,0003,623
Salaries and employee benefits$2,189,0003,709
Premises and equipment expense$352,0005,190
Additional noninterest expense$1,619,0002,946
Pre-tax net operating income$1,883,0003,655
Securities gains (losses)$4,0003,277
Applicable income taxes$390,0003,763
Income before extraordinary items$1,497,0003,650
Extraordinary gains, net$034
Net income$1,497,0003,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$1,067,0002,208
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,493,8403,591
2004-09-30 (YTD Data)Rank
Total interest income$4,842,0004,022
Total interest expense$1,698,0003,244
Net interest income$3,144,0004,333
Provision for loan and lease losses$40,0005,698
Total noninterest income$1,360,0002,360
Gross Fiduciary activities income$173,000756
Service charges on deposit accounts$224,0004,368
Trading account gains and fees$0134
Additional Noninterest Income$963,0001,818
Total noninterest expense$3,031,0003,684
Salaries and employee benefits$1,652,0003,680
Premises and equipment expense$313,0004,636
Additional noninterest expense$1,066,0003,237
Pre-tax net operating income$1,433,0003,681
Securities gains (losses)$4,0003,145
Applicable income taxes$317,0003,694
Income before extraordinary items$1,120,0003,717
Extraordinary gains, net$026
Net income$1,120,0003,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,054
Cash dividends$805,0002,007
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,116,8803,651
2004-06-30 (YTD Data)Rank
Total interest income$3,202,0004,053
Total interest expense$1,075,0003,380
Net interest income$2,127,0004,290
Provision for loan and lease losses$30,0005,293
Total noninterest income$862,0002,461
Gross Fiduciary activities income$111,000777
Service charges on deposit accounts$143,0004,443
Trading account gains and fees$0130
Additional Noninterest Income$608,0001,908
Total noninterest expense$2,024,0003,694
Salaries and employee benefits$1,082,0003,745
Premises and equipment expense$212,0004,591
Additional noninterest expense$730,0003,190
Pre-tax net operating income$935,0003,691
Securities gains (losses)$4,0002,826
Applicable income taxes$206,0003,718
Income before extraordinary items$733,0003,754
Extraordinary gains, net$021
Net income$733,0003,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,878
Cash dividends$315,0002,801
Sale, conversion, retirement of capital stock, net$0638
Net operating income$729,8803,678
2004-03-31 (YTD Data)Rank
Total interest income$1,604,0004,055
Total interest expense$534,0003,442
Net interest income$1,070,0004,275
Provision for loan and lease losses$15,0005,048
Total noninterest income$416,0002,473
Gross Fiduciary activities income$53,000789
Service charges on deposit accounts$58,0004,878
Trading account gains and fees$0121
Additional Noninterest Income$305,0001,864
Total noninterest expense$1,086,0003,522
Salaries and employee benefits$595,0003,489
Premises and equipment expense$122,0004,191
Additional noninterest expense$369,0003,133
Pre-tax net operating income$385,0004,174
Securities gains (losses)$15,0001,841
Applicable income taxes$82,0004,103
Income before extraordinary items$318,0004,123
Extraordinary gains, net$016
Net income$318,0004,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,590
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$306,1504,094
2003-12-31 (YTD Data)Rank
Total interest income$6,247,0004,195
Total interest expense$2,320,0003,547
Net interest income$3,927,0004,418
Provision for loan and lease losses$07,651
Total noninterest income$1,556,0002,776
Gross Fiduciary activities income$147,000881
Service charges on deposit accounts$277,0004,501
Trading account gains and fees$0160
Additional Noninterest Income$1,132,0002,208
Total noninterest expense$3,747,0003,892
Salaries and employee benefits$1,977,0003,964
Premises and equipment expense$343,0005,246
Additional noninterest expense$1,427,0003,227
Pre-tax net operating income$1,736,0003,735
Securities gains (losses)$04,500
Applicable income taxes$272,0004,432
Income before extraordinary items$1,464,0003,621
Extraordinary gains, net$054
Net income$1,464,0003,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,803
Cash dividends$700,0002,934
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,464,0003,464
2003-09-30 (YTD Data)Rank
Total interest income$4,677,0004,245
Total interest expense$1,792,0003,569
Net interest income$2,885,0004,504
Provision for loan and lease losses$75,0005,202
Total noninterest income$1,137,0002,889
Gross Fiduciary activities income$96,000914
Service charges on deposit accounts$212,0004,456
Trading account gains and fees$0153
Additional Noninterest Income$829,0002,321
Total noninterest expense$2,566,0004,175
Salaries and employee benefits$1,369,0004,213
Premises and equipment expense$294,0004,781
Additional noninterest expense$903,0003,706
Pre-tax net operating income$1,381,0003,695
Securities gains (losses)$04,204
Applicable income taxes$279,0004,052
Income before extraordinary items$1,102,0003,733
Extraordinary gains, net$040
Net income$1,102,0003,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,0008,966
Cash dividends$525,0002,606
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,102,0003,558
2003-06-30 (YTD Data)Rank
Total interest income$3,184,0004,216
Total interest expense$1,234,0003,584
Net interest income$1,950,0004,467
Provision for loan and lease losses$60,0004,687
Total noninterest income$692,0003,039
Gross Fiduciary activities income$54,000959
Service charges on deposit accounts$140,0004,453
Trading account gains and fees$0150
Additional Noninterest Income$498,0002,446
Total noninterest expense$1,739,0004,114
Salaries and employee benefits$953,0004,070
Premises and equipment expense$187,0004,922
Additional noninterest expense$599,0003,707
Pre-tax net operating income$843,0003,920
Securities gains (losses)$03,782
Applicable income taxes$156,0004,431
Income before extraordinary items$687,0003,917
Extraordinary gains, net$030
Net income$687,0003,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,795
Cash dividends$315,0002,805
Sale, conversion, retirement of capital stock, net$0589
Net operating income$687,0003,733
2003-03-31 (YTD Data)Rank
Total interest income$1,627,0004,177
Total interest expense$626,0003,623
Net interest income$1,001,0004,399
Provision for loan and lease losses$45,0003,818
Total noninterest income$334,0003,005
Gross Fiduciary activities income$34,000917
Service charges on deposit accounts$63,0004,635
Trading account gains and fees$0134
Additional Noninterest Income$237,0002,436
Total noninterest expense$892,0004,018
Salaries and employee benefits$464,0004,130
Premises and equipment expense$106,0004,525
Additional noninterest expense$322,0003,431
Pre-tax net operating income$398,0004,041
Securities gains (losses)$02,891
Applicable income taxes$75,0004,475
Income before extraordinary items$323,0004,036
Extraordinary gains, net$021
Net income$323,0004,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,858
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$323,0003,843
2002-12-31 (YTD Data)Rank
Total interest income$7,113,0003,999
Total interest expense$2,937,0003,591
Net interest income$4,176,0004,210
Provision for loan and lease losses$218,0004,192
Total noninterest income$1,276,0002,947
Gross Fiduciary activities income$171,000880
Service charges on deposit accounts$290,0004,302
Trading account gains and fees$0153
Additional Noninterest Income$815,0002,470
Total noninterest expense$3,384,0004,075
Salaries and employee benefits$1,685,0004,297
Premises and equipment expense$325,0005,315
Additional noninterest expense$1,374,0003,195
Pre-tax net operating income$1,850,0003,606
Securities gains (losses)$140,0001,438
Applicable income taxes$346,0004,181
Income before extraordinary items$1,644,0003,265
Extraordinary gains, net$070
Net income$1,644,0003,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0003,098
Cash dividends$648,0003,022
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,527,8003,347
2001-12-31 (YTD Data)Rank
Total interest income$8,211,0003,928
Total interest expense$3,976,0003,808
Net interest income$4,235,0003,949
Provision for loan and lease losses$677,0001,723
Total noninterest income$940,0003,484
Gross Fiduciary activities income$99,000999
Service charges on deposit accounts$212,0005,028
Trading account gains and fees$0177
Additional Noninterest Income$629,0002,754
Total noninterest expense$3,152,0004,176
Salaries and employee benefits$1,420,0004,703
Premises and equipment expense$245,0006,143
Additional noninterest expense$1,487,0002,893
Pre-tax net operating income$1,346,0004,140
Securities gains (losses)$04,612
Applicable income taxes$246,0004,639
Income before extraordinary items$1,100,0004,034
Extraordinary gains, net$0105
Net income$1,100,0004,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$683,0001,237
Cash dividends$847,0002,546
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,100,0003,908
2000-12-31 (YTD Data)Rank
Total interest income$8,568,0003,912
Total interest expense$4,148,0003,861
Net interest income$4,420,0003,861
Provision for loan and lease losses$08,337
Total noninterest income$945,0003,263
Gross Fiduciary activities income$111,000923
Service charges on deposit accounts$239,0004,632
Trading account gains and fees$0180
Additional Noninterest Income$595,0002,646
Total noninterest expense$3,075,0004,147
Salaries and employee benefits$1,632,0004,085
Premises and equipment expense$215,0006,536
Additional noninterest expense$1,228,0003,357
Pre-tax net operating income$2,290,0002,990
Securities gains (losses)$-17,0008,651
Applicable income taxes$557,0003,259
Income before extraordinary items$1,716,0002,908
Extraordinary gains, net$038
Net income$1,716,0002,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,092
Cash dividends$2,290,0001,208
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,728,7502,887
1999-12-31 (YTD Data)Rank
Total interest income$7,621,0004,109
Total interest expense$3,423,0004,121
Net interest income$4,198,0004,005
Provision for loan and lease losses$200,0003,546
Total noninterest income$970,0003,162
Gross Fiduciary activities income$93,0001,002
Service charges on deposit accounts$221,0004,854
Trading account gains and fees$0173
Additional Noninterest Income$656,0002,478
Total noninterest expense$2,974,0004,243
Salaries and employee benefits$1,864,0003,644
Premises and equipment expense$230,0006,345
Additional noninterest expense$880,0004,455
Pre-tax net operating income$1,994,0003,352
Securities gains (losses)$-15,0009,468
Applicable income taxes$394,0004,214
Income before extraordinary items$1,585,0003,110
Extraordinary gains, net$035
Net income$1,585,0003,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,165
Cash dividends$595,0003,197
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,597,0003,057
1998-12-31 (YTD Data)Rank
Total interest income$7,678,0004,083
Total interest expense$3,534,0004,094
Net interest income$4,144,0004,013
Provision for loan and lease losses$300,0002,562
Total noninterest income$829,0003,528
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$217,0004,909
Trading account gains and feesNANA
Additional Noninterest Income$612,0002,615
Total noninterest expense$2,735,0004,466
Salaries and employee benefits$1,751,0003,754
Premises and equipment expense$244,0006,050
Additional noninterest expense$740,0004,938
Pre-tax net operating income$1,938,0003,421
Securities gains (losses)$1,0004,151
Applicable income taxes$328,0004,934
Income before extraordinary items$1,611,0003,069
Extraordinary gains, net$032
Net income$1,611,0003,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$1,029,0002,152
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,610,1702,980
1997-12-31 (YTD Data)Rank
Total interest income$7,535,0004,212
Total interest expense$3,371,0004,253
Net interest income$4,164,0004,091
Provision for loan and lease losses$120,0004,629
Total noninterest income$734,0003,826
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$183,0005,610
Trading account gains and feesNANA
Additional Noninterest Income$551,0002,651
Total noninterest expense$2,802,0004,333
Salaries and employee benefits$1,651,0003,924
Premises and equipment expense$208,0006,702
Additional noninterest expense$943,0004,124
Pre-tax net operating income$1,976,0003,573
Securities gains (losses)$6,0002,665
Applicable income taxes$463,0004,445
Income before extraordinary items$1,519,0003,322
Extraordinary gains, net$044
Net income$1,519,0003,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,00010,314
Cash dividends$1,251,0001,831
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,514,3803,255
1996-12-31 (YTD Data)Rank
Total interest income$7,176,0004,471
Total interest expense$3,466,0004,230
Net interest income$3,710,0004,602
Provision for loan and lease losses$30,0007,397
Total noninterest income$728,0003,984
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$190,0005,737
Trading account gains and feesNANA
Additional Noninterest Income$538,0002,778
Total noninterest expense$2,607,0004,835
Salaries and employee benefits$1,568,0004,148
Premises and equipment expense$175,0007,528
Additional noninterest expense$864,0004,901
Pre-tax net operating income$1,801,0003,723
Securities gains (losses)$-6,00010,029
Applicable income taxes$393,0004,943
Income before extraordinary items$1,402,0003,407
Extraordinary gains, net$053
Net income$1,402,0003,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,990
Cash dividends$483,0003,501
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,406,6803,351
1995-12-31 (YTD Data)Rank
Total interest income$6,886,0004,637
Total interest expense$3,365,0004,307
Net interest income$3,521,0004,845
Provision for loan and lease losses$8,0008,490
Total noninterest income$729,0003,959
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$205,0005,598
Trading account gains and feesNANA
Additional Noninterest Income$524,0002,783
Total noninterest expense$2,489,0005,014
Salaries and employee benefits$1,513,0004,254
Premises and equipment expense$199,0007,213
Additional noninterest expense$777,0005,387
Pre-tax net operating income$1,753,0003,927
Securities gains (losses)$03,831
Applicable income taxes$360,0005,320
Income before extraordinary items$1,393,0003,485
Extraordinary gains, net$065
Net income$1,393,0003,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,181
Cash dividends$1,831,0001,316
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,393,0003,451
1994-12-31 (YTD Data)Rank
Total interest income$6,126,0004,770
Total interest expense$2,717,0004,316
Net interest income$3,409,0005,061
Provision for loan and lease losses$48,0006,241
Total noninterest income$785,0003,782
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$224,0005,444
Trading account gains and feesNANA
Additional Noninterest Income$561,0002,729
Total noninterest expense$2,564,0005,039
Salaries and employee benefits$1,427,0004,480
Premises and equipment expense$211,0007,199
Additional noninterest expense$926,0005,054
Pre-tax net operating income$1,582,0004,220
Securities gains (losses)$-14,00010,078
Applicable income taxes$303,0005,839
Income before extraordinary items$1,265,0003,676
Extraordinary gains, net$0249
Net income$1,265,0003,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,00010,674
Cash dividends$382,0003,859
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,276,3403,692
1993-12-31 (YTD Data)Rank
Total interest income$5,842,0005,069
Total interest expense$2,622,0004,619
Net interest income$3,220,0005,319
Provision for loan and lease losses$48,0007,582
Total noninterest income$739,0004,271
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$210,0005,788
Trading account gains and feesNANA
Additional Noninterest Income$529,0003,143
Total noninterest expense$2,484,0005,308
Salaries and employee benefits$1,339,0004,753
Premises and equipment expense$253,0006,631
Additional noninterest expense$892,0005,410
Pre-tax net operating income$1,427,0004,520
Securities gains (losses)$16,0004,943
Applicable income taxes$357,0005,418
Income before extraordinary items$1,086,0004,369
Extraordinary gains, net$168,0001,148
Net income$1,254,0003,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-97,00012,922
Cash dividends$262,0004,730
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,074,0004,188
1992-12-31 (YTD Data)Rank
Total interest income$6,827,0004,930
Total interest expense$3,334,0004,732
Net interest income$3,493,0005,017
Provision for loan and lease losses$48,0009,164
Total noninterest income$786,0004,026
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$195,0006,087
Trading account gains and feesNANA
Additional Noninterest Income$591,0002,846
Total noninterest expense$2,470,0005,373
Salaries and employee benefits$1,407,0004,475
Premises and equipment expense$221,0007,368
Additional noninterest expense$842,0005,833
Pre-tax net operating income$1,761,0003,500
Securities gains (losses)$3,0007,429
Applicable income taxes$474,0004,176
Income before extraordinary items$1,290,0003,559
Extraordinary gains, net$01,422
Net income$1,290,0003,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0007,390
Cash dividends$1,764,000956
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,287,8103,303

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.