Home > German American Bank > Net charge- offs to loans
German American Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0766% | 1,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0210% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3042% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8874% | 769 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2843% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2828% | 1,562 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0722% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0027% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2705% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8392% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2097% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2476% | 1,528 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0817% | 776 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 4,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0048% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3397% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9859% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7194% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2319% | 1,473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 594 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0218% | 4,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 342 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0236% | 4,495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4966% | 271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0668% | 544 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6568% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3711% | 1,054 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0650% | 996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0259% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2221% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4473% | 1,097 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9193% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2534% | 1,468 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0296% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0749% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5745% | 834 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1632% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3371% | 1,124 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 1,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0100% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0411% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0191% | 818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4624% | 927 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0443% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2271% | 1,292 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0307% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0219% | 151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0601% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 309 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0017% | 3,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3758% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9367% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1505% | 1,335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1087% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,322 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0095% | 3,194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5173% | 373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6787% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2502% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0597% | 2,091 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 1,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 1,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0055% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0339% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4811% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4872% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0886% | 1,751 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,530 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 3,263 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0514% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6809% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1598% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1103% | 1,480 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0333% | 1,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0079% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1173% | 512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4197% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5508% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0832% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 4,406 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 3,968 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 1,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0299% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3583% | 832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4326% | 1,374 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0435% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2353% | 1,800 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 2,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 4,477 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0029% | 3,979 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0398% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 1,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0804% | 1,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3720% | 1,432 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1894% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1147% | 2,192 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0351% | 2,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,313 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 4,009 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1043% | 1,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3774% | 1,501 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1918% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1237% | 2,071 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0575% | 1,434 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2526% | 636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3740% | 1,453 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2169% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1092% | 1,964 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1697% | 1,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 1,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0263% | 878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0075% | 469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0360% | 1,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8503% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5297% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0859% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3827% | 1,737 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1743% | 972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 1,375 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0364% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0028% | 4,138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 1,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0013% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 1,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8780% | 477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4897% | 1,481 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5789% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4674% | 1,416 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 2,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0243% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 4,173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0097% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0042% | 1,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5843% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4484% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6167% | 1,076 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 1,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0535% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0095% | 4,248 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0094% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 3,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4116% | 1,450 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5332% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3826% | 1,390 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0829% | 1,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 2,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0238% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0173% | 1,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0285% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 1,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3266% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3886% | 1,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8362% | 473 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2542% | 2,138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1017% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,941 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 4,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 4,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0123% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 4,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4605% | 731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4117% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8513% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2715% | 1,889 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1472% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 4,020 |
| Percentage Net Loans Charged-off:Construction & development | -0.0031% | 4,361 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 4,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0063% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 4,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7360% | 481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4462% | 1,438 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0184% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2559% | 1,826 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2943% | 520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 1,267 |
| Percentage Net Loans Charged-off:Construction & development | -0.0066% | 4,518 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 1,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0368% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 4,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5100% | 230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5199% | 1,294 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0555% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3283% | 1,535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 2,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 2,107 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 4,378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0263% | 1,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 2,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0219% | 620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 2,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0360% | 2,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9137% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0028% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5395% | 1,529 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0385% | 2,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 1,921 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 4,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0322% | 789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 2,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0096% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 1,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0493% | 1,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7474% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7880% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7337% | 1,036 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 2,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 1,498 |
| Percentage Net Loans Charged-off:Construction & development | -0.0055% | 4,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0499% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 1,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0234% | 442 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 1,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5575% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4539% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5928% | 1,204 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 2,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 1,379 |
| Percentage Net Loans Charged-off:Construction & development | -0.0057% | 4,650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0223% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 1,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0022% | 3,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9844% | 860 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7122% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0774% | 688 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0438% | 3,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0389% | 1,980 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0002% | 1,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1374% | 1,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0978% | 561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1558% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0150% | 2,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1818% | 2,850 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4212% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1029% | 3,083 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1302% | 1,101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0345% | 2,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 1,868 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 4,521 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 4,894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1182% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0806% | 516 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1355% | 970 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0007% | 4,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1815% | 2,542 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5721% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0542% | 3,019 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1275% | 941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0367% | 2,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0392% | 1,616 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 4,619 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 5,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1507% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1246% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1627% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0011% | 4,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1940% | 2,327 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6975% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0277% | 2,869 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0811% | 905 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 2,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | -0.0087% | 4,781 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1149% | 865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2283% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0619% | 1,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0011% | 1,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1279% | 2,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5055% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0609% | 762 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0328% | 3,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 2,327 |
| Percentage Net Loans Charged-off:Construction & development | -0.0130% | 4,712 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0477% | 1,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0928% | 1,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0267% | 864 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1259% | 1,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 4,565 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0973% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2234% | 716 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2049% | 5,562 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0904% | 1,065 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 3,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 2,514 |
| Percentage Net Loans Charged-off:Construction & development | -0.0142% | 4,803 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0246% | 5,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1271% | 1,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0379% | 741 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1709% | 1,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0231% | 4,562 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1395% | 5,482 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3212% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2917% | 5,649 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0883% | 955 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 3,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 2,056 |
| Percentage Net Loans Charged-off:Construction & development | -0.0146% | 4,860 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0243% | 5,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1891% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0529% | 626 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2548% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0277% | 4,604 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1742% | 5,492 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4850% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3936% | 5,755 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0775% | 879 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 3,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 1,839 |
| Percentage Net Loans Charged-off:Construction & development | -0.0300% | 5,069 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 5,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0752% | 1,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1112% | 1,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0236% | 4,563 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5154% | 5,874 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7887% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9498% | 6,018 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0741% | 721 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0138% | 5,627 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0423% | 5,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0172% | 1,093 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1155% | 6,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0448% | 2,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0359% | 1,061 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0489% | 2,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0284% | 2,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0786% | 3,523 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1867% | 754 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0443% | 3,592 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1133% | 1,059 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0434% | 5,856 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0754% | 6,055 |
| Percentage Net Loans Charged-off:Construction & development | -0.0111% | 5,052 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1884% | 6,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0558% | 2,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0145% | 1,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0746% | 2,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 4,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1001% | 3,123 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2948% | 671 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0394% | 3,322 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1212% | 955 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0597% | 5,950 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1038% | 6,196 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 5,115 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2629% | 6,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0032% | 274 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0834% | 2,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0049% | 850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1189% | 1,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0059% | 1,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1665% | 2,557 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5083% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0596% | 2,938 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1326% | 833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1591% | 6,309 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2155% | 6,427 |
| Percentage Net Loans Charged-off:Construction & development | -0.0102% | 5,218 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5052% | 6,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0068% | 173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1036% | 1,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1474% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0839% | 1,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0920% | 5,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1683% | 2,265 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5057% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0605% | 2,486 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1438% | 657 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 3,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0888% | 3,257 |
| Percentage Net Loans Charged-off:Construction & development | -0.0145% | 5,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0818% | 2,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0122% | 595 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1918% | 2,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4256% | 740 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0733% | 3,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1269% | 2,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1789% | 3,261 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0790% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0731% | 5,785 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1069% | 1,105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0861% | 3,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1147% | 2,785 |
| Percentage Net Loans Charged-off:Construction & development | -0.0159% | 5,391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1135% | 1,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0167% | 489 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2360% | 1,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4655% | 666 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1156% | 2,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0155% | 5,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2288% | 2,764 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1472% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0194% | 5,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1078% | 1,004 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 3,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0745% | 2,959 |
| Percentage Net Loans Charged-off:Construction & development | -0.0233% | 5,490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1251% | 1,525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0632% | 2,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1741% | 887 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 3,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0273% | 2,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1906% | 2,705 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1839% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0672% | 5,536 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0771% | 980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 3,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0568% | 2,562 |
| Percentage Net Loans Charged-off:Construction & development | -0.0434% | 5,651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0587% | 1,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1249% | 1,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3475% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 2,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 4,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2337% | 2,224 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4977% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0984% | 5,594 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0345% | 891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1898% | 3,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2525% | 2,982 |
| Percentage Net Loans Charged-off:Construction & development | -0.0045% | 5,885 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4683% | 1,618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1457% | 3,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1141% | 1,573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1642% | 3,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0325% | 3,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3351% | 2,896 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0796% | 633 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1530% | 3,504 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0705% | 1,327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1292% | 4,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1569% | 3,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2622% | 1,860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1417% | 3,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0966% | 1,413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1680% | 2,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0522% | 3,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3645% | 2,552 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4316% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1098% | 3,483 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0429% | 1,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1237% | 3,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1475% | 3,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2484% | 1,690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1290% | 2,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1230% | 1,203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1325% | 2,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0445% | 2,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4731% | 2,104 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8772% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1438% | 3,025 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0365% | 1,147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0840% | 3,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1058% | 2,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1550% | 1,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1329% | 2,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2174% | 863 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0836% | 2,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 5,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4883% | 1,845 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2829% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0708% | 2,729 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0301% | 904 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4444% | 3,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4417% | 2,823 |
| Percentage Net Loans Charged-off:Construction & development | 1.2044% | 2,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6024% | 1,798 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1271% | 5,677 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4206% | 2,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3035% | 1,476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4893% | 2,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5882% | 2,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2898% | 3,584 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9016% | 758 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1493% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0860% | 1,375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2566% | 3,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3285% | 2,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.9513% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4520% | 1,777 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1779% | 5,696 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3152% | 2,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1762% | 1,452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3973% | 2,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0950% | 3,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2648% | 3,389 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7434% | 765 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1497% | 3,650 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0751% | 1,259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2172% | 3,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2526% | 3,089 |
| Percentage Net Loans Charged-off:Construction & development | 1.5105% | 1,489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2580% | 1,915 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2146% | 5,723 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2726% | 2,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1937% | 1,246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3191% | 2,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1514% | 2,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2461% | 3,181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4037% | 764 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1802% | 3,174 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0728% | 1,140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1751% | 3,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2545% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | 3.0421% | 822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2134% | 1,448 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4330% | 5,764 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1652% | 2,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3074% | 842 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0810% | 2,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0018% | 5,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0259% | 3,349 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5781% | 606 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0586% | 6,018 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0271% | 947 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3224% | 4,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3766% | 3,403 |
| Percentage Net Loans Charged-off:Construction & development | -0.0228% | 6,866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6374% | 1,773 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0326% | 5,888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3229% | 2,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0081% | 1,932 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5058% | 2,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1769% | 4,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5936% | 3,125 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3947% | 602 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0973% | 1,623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4720% | 3,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6030% | 2,451 |
| Percentage Net Loans Charged-off:Construction & development | -0.0308% | 6,919 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1463% | 1,019 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0436% | 5,923 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3095% | 2,688 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0219% | 5,527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4987% | 2,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1690% | 3,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4567% | 3,284 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6663% | 693 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1009% | 1,444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6055% | 2,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8289% | 1,825 |
| Percentage Net Loans Charged-off:Construction & development | -0.0361% | 6,936 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6006% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0664% | 5,927 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4081% | 2,114 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0267% | 5,544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6547% | 1,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0447% | 3,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5139% | 2,897 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4010% | 701 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0860% | 1,304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8220% | 1,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1538% | 1,228 |
| Percentage Net Loans Charged-off:Construction & development | -0.0919% | 6,997 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3840% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1341% | 5,984 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3687% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0338% | 5,591 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5961% | 1,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0150% | 6,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4344% | 2,758 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4510% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0610% | 1,079 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2527% | 5,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2487% | 3,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0346% | 3,429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2981% | 2,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9107% | 591 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2417% | 3,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3014% | 1,475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2124% | 3,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2816% | 4,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5230% | 4,013 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4998% | 714 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0788% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2583% | 4,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2393% | 3,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0431% | 3,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2990% | 1,700 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0042% | 6,122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3809% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4305% | 1,099 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3573% | 2,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3621% | 3,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5034% | 3,713 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3521% | 692 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0714% | 1,655 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2183% | 4,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2925% | 2,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0542% | 2,574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4299% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0066% | 6,125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3656% | 1,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2686% | 1,027 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4104% | 1,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1086% | 7,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5198% | 3,431 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0423% | 705 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0639% | 1,467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1026% | 4,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1943% | 2,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4556% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0268% | 7,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0641% | 796 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0682% | 7,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4186% | 7,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6369% | 2,662 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2532% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0636% | 1,130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2848% | 3,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3713% | 2,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.1293% | 2,542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2072% | 1,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1431% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2130% | 2,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1968% | 1,027 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2193% | 1,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0241% | 7,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3479% | 4,320 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7511% | 1,048 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1102% | 1,519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2733% | 2,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3634% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0439% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4258% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1933% | 1,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2074% | 799 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1879% | 1,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0844% | 7,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3908% | 3,613 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4545% | 1,013 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1205% | 1,288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1072% | 3,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1187% | 2,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0675% | 1,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6220% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1716% | 1,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3200% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1168% | 1,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0497% | 7,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4334% | 3,090 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5405% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0923% | 1,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0874% | 3,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1051% | 1,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1025% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0119% | 6,112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2090% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1356% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2354% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0807% | 7,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4232% | 2,679 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6963% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0226% | 1,016 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3181% | 1,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1431% | 1,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1326% | 972 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0106% | 6,219 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1516% | 1,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0119% | 913 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2025% | 1,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0555% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3402% | 3,835 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4570% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4490% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3709% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1860% | 969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1553% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0101% | 6,171 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1732% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0212% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2287% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3166% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1360% | 4,482 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6238% | 940 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2948% | 916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4034% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0801% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0540% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0087% | 6,155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1458% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0396% | 489 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1852% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9536% | 493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0742% | 4,332 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4219% | 909 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3143% | 831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7137% | 462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 1,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0466% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0188% | 6,114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0259% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 5,952 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0386% | 1,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9636% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1749% | 3,188 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1704% | 625 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2119% | 707 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4346% | 874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1059% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0961% | 789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3696% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1318% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1139% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1391% | 1,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7219% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8073% | 1,876 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7277% | 1,021 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0270% | 6,973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1656% | 1,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0972% | 1,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4965% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1390% | 920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0616% | 419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1707% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2956% | 1,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7089% | 1,898 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0343% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 3,293 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 7,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 8,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0519% | 2,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7481% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0674% | 743 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 2,994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 7,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 8,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7244% | 1,681 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3221% | 623 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1325% | 3,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0201% | 8,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0371% | 2,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0628% | 1,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3414% | 2,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5386% | 3,409 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4163% | 1,035 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0776% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1703% | 2,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 2,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 8,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0497% | 1,741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0835% | 1,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4621% | 1,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5538% | 2,909 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5112% | 881 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1026% | 1,116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2146% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 2,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 8,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0742% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1229% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6951% | 1,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3786% | 3,340 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5172% | 813 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3869% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 1,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0151% | 8,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1569% | 729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2573% | 512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3842% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1012% | 3,983 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0109% | 775 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0490% | 5,316 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 8,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0284% | 8,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 7,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 8,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0411% | 3,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5712% | 3,494 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7147% | 1,042 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 5,194 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 8,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0192% | 8,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 7,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 8,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0032% | 3,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4660% | 3,563 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6150% | 1,032 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0244% | 5,089 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 8,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0307% | 8,452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 7,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 8,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0046% | 3,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3731% | 3,741 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4744% | 760 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0178% | 7,447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 8,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0530% | 8,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 8,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 8,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0092% | 2,123 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1102% | 7,599 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0101% | 8,399 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1527% | 8,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5291% | 8,806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1611% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2031% | 1,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0342% | 4,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5571% | 3,970 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0770% | 1,491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0414% | 8,560 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1977% | 8,951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6991% | 8,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2115% | 901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2614% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0098% | 4,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5096% | 3,783 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0747% | 1,435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0717% | 8,647 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2500% | 9,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8700% | 8,899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2413% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2920% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 7,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4873% | 3,619 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5765% | 1,155 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 4,658 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0818% | 8,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7028% | 8,923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4708% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5619% | 316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6888% | 2,640 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4830% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 5,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0096% | 4,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5321% | 4,150 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8972% | 1,694 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0044% | 7,425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2051% | 3,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2594% | 753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8473% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 2,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0473% | 2,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1507% | 8,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7515% | 3,071 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9236% | 1,297 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0156% | 1,835 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0694% | 5,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1906% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2717% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5538% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1406% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0278% | 9,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0319% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0884% | 1,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3458% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4219% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3433% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0280% | 7,048 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0878% | 10,322 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3033% | 2,950 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 8,806 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 7,724 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 8,109 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1358% | 8,240 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |