Home > Genoa State Bank > Income and Expense
Genoa State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $493,000 | 13,065 |
| Total interest expense | $182,000 | 13,040 |
| Net interest income | $311,000 | 12,992 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $57,000 | 12,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 10,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $232,000 | 13,146 |
| Salaries and employee benefits | $115,000 | 13,137 |
| Premises and equipment expense | $38,000 | 12,610 |
| Additional noninterest expense | $79,000 | 13,088 |
| Pre-tax net operating income | $118,000 | 11,732 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $35,000 | 11,268 |
| Income before extraordinary items | $80,000 | 12,012 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $80,000 | 12,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $82,100 | 11,806 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $464,000 | 13,726 |
| Total interest expense | $208,000 | 13,702 |
| Net interest income | $256,000 | 13,699 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $62,000 | 12,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $205,000 | 13,793 |
| Salaries and employee benefits | $104,000 | 13,774 |
| Premises and equipment expense | $23,000 | 13,601 |
| Additional noninterest expense | $78,000 | 13,703 |
| Pre-tax net operating income | $95,000 | 12,075 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $29,000 | 11,842 |
| Income before extraordinary items | $65,000 | 12,407 |
| Extraordinary gains, net | $2,000 | 1,410 |
| Net income | $67,000 | 12,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $67,000 | 7,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $65,690 | 12,116 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.