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GBC International Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$32,725,000	1,306
Total interest expense	$12,047,000	1,135
Net interest income	$20,678,000	1,400
Provision for loan and lease losses	$0	3,275
Total noninterest income	$3,039,000	1,617
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$631,000	1,419
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,408,000	1,449
Total noninterest expense	$15,288,000	1,502
Salaries and employee benefits	$9,442,000	1,398
Premises and equipment expense	$2,051,000	1,190
Additional noninterest expense	$2,408,000	1,449
Pre-tax net operating income	$8,429,000	1,342
Securities gains (losses)	$0	988
Applicable income taxes	$2,407,000	866
Income before extraordinary items	$6,022,000	1,520
Extraordinary gains, net	$0	54
Net income	$6,022,000	1,535
Minority interest net income	$0	88
Net income of bank and minority interests.	$6,022,000	1,523
Net charge-offs	$-17,000	3,951
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$6,022,000	1,544
2023-09-30 (YTD Data)		Rank
Total interest income	$24,081,000	1,297
Total interest expense	$8,230,000	1,135
Net interest income	$15,851,000	1,379
Provision for loan and lease losses	$0	3,085
Total noninterest income	$2,547,000	1,514
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$483,000	1,408
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,064,000	1,326
Total noninterest expense	$11,278,000	1,510
Salaries and employee benefits	$7,120,000	1,395
Premises and equipment expense	$1,543,000	1,193
Additional noninterest expense	$2,064,000	1,326
Pre-tax net operating income	$7,120,000	1,262
Securities gains (losses)	$0	849
Applicable income taxes	$2,031,000	823
Income before extraordinary items	$5,089,000	1,429
Extraordinary gains, net	$0	52
Net income	$5,089,000	1,439
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,089,000	1,428
Net charge-offs	$-23,000	4,027
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$5,089,000	1,448
2023-06-30 (YTD Data)		Rank
Total interest income	$15,708,000	1,293
Total interest expense	$4,946,000	1,120
Net interest income	$10,762,000	1,365
Provision for loan and lease losses	$0	2,940
Total noninterest income	$1,806,000	1,390
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$324,000	1,382
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,482,000	1,192
Total noninterest expense	$7,598,000	1,483
Salaries and employee benefits	$4,832,000	1,369
Premises and equipment expense	$1,012,000	1,202
Additional noninterest expense	$1,482,000	1,191
Pre-tax net operating income	$4,970,000	1,209
Securities gains (losses)	$0	938
Applicable income taxes	$1,418,000	817
Income before extraordinary items	$3,552,000	1,369
Extraordinary gains, net	$0	51
Net income	$3,552,000	1,384
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,552,000	1,369
Net charge-offs	$-22,000	4,140
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,552,000	1,378
2023-03-31 (YTD Data)		Rank
Total interest income	$7,660,000	1,302
Total interest expense	$2,212,000	1,115
Net interest income	$5,448,000	1,359
Provision for loan and lease losses	$0	2,612
Total noninterest income	$669,000	1,667
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$168,000	1,361
Trading account gains and fees	NA	NA
Additional Noninterest Income	$501,000	1,525
Total noninterest expense	$3,773,000	1,512
Salaries and employee benefits	$2,431,000	1,391
Premises and equipment expense	$513,000	1,223
Additional noninterest expense	$501,000	1,525
Pre-tax net operating income	$2,344,000	1,291
Securities gains (losses)	$0	950
Applicable income taxes	$675,000	861
Income before extraordinary items	$1,669,000	1,480
Extraordinary gains, net	$0	4
Net income	$1,669,000	1,479
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,669,000	1,480
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,669,000	1,492
2022-12-31 (YTD Data)		Rank
Total interest income	$26,934,000	1,247
Total interest expense	$4,079,000	918
Net interest income	$22,855,000	1,296
Provision for loan and lease losses	$0	3,012
Total noninterest income	$3,369,000	1,526
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$505,000	1,670
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,864,000	1,289
Total noninterest expense	$15,330,000	1,452
Salaries and employee benefits	$9,352,000	1,388
Premises and equipment expense	$1,981,000	1,221
Additional noninterest expense	$2,864,000	1,289
Pre-tax net operating income	$10,894,000	1,206
Securities gains (losses)	$0	691
Applicable income taxes	$3,213,000	795
Income before extraordinary items	$7,681,000	1,348
Extraordinary gains, net	$0	5
Net income	$7,681,000	1,348
Minority interest net income	$0	63
Net income of bank and minority interests.	$7,681,000	1,348
Net charge-offs	$78,000	1,348
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$7,681,000	1,368
2022-09-30 (YTD Data)		Rank
Total interest income	$19,365,000	1,240
Total interest expense	$2,396,000	862
Net interest income	$16,969,000	1,277
Provision for loan and lease losses	$0	2,835
Total noninterest income	$2,913,000	1,415
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$341,000	1,800
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,572,000	1,180
Total noninterest expense	$11,303,000	1,472
Salaries and employee benefits	$7,052,000	1,376
Premises and equipment expense	$1,497,000	1,206
Additional noninterest expense	$2,572,000	1,180
Pre-tax net operating income	$8,579,000	1,145
Securities gains (losses)	$0	740
Applicable income taxes	$2,530,000	783
Income before extraordinary items	$6,049,000	1,284
Extraordinary gains, net	$0	4
Net income	$6,049,000	1,283
Minority interest net income	$0	57
Net income of bank and minority interests.	$6,049,000	1,284
Net charge-offs	$-48,000	4,077
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$6,049,000	1,310
2022-06-30 (YTD Data)		Rank
Total interest income	$12,518,000	1,221
Total interest expense	$1,338,000	867
Net interest income	$11,180,000	1,255
Provision for loan and lease losses	$0	2,599
Total noninterest income	$2,018,000	1,373
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$213,000	1,873
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,805,000	1,170
Total noninterest expense	$7,513,000	1,464
Salaries and employee benefits	$4,719,000	1,363
Premises and equipment expense	$994,000	1,202
Additional noninterest expense	$1,800,000	1,738
Pre-tax net operating income	$5,685,000	1,101
Securities gains (losses)	$0	687
Applicable income taxes	$1,679,000	745
Income before extraordinary items	$4,006,000	1,238
Extraordinary gains, net	$0	4
Net income	$4,006,000	1,237
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,006,000	1,238
Net charge-offs	$-24,000	3,945
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$4,006,000	1,256
2022-03-31 (YTD Data)		Rank
Total interest income	$6,024,000	1,222
Total interest expense	$682,000	799
Net interest income	$5,342,000	1,269
Provision for loan and lease losses	$0	2,285
Total noninterest income	$805,000	1,573
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$98,000	1,967
Trading account gains and fees	NA	NA
Additional Noninterest Income	$707,000	1,370
Total noninterest expense	$3,756,000	1,452
Salaries and employee benefits	$2,402,000	1,350
Premises and equipment expense	$506,000	1,198
Additional noninterest expense	$848,000	1,797
Pre-tax net operating income	$2,391,000	1,191
Securities gains (losses)	$0	623
Applicable income taxes	$703,000	802
Income before extraordinary items	$1,688,000	1,342
Extraordinary gains, net	$0	4
Net income	$1,688,000	1,342
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,688,000	1,342
Net charge-offs	$65,000	600
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,688,000	1,358
2021-12-31 (YTD Data)		Rank
Total interest income	$27,132,000	1,143
Total interest expense	$3,776,000	716
Net interest income	$23,356,000	1,201
Provision for loan and lease losses	$550,000	965
Total noninterest income	$5,066,000	1,303
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$396,000	1,874
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,670,000	1,122
Total noninterest expense	$14,756,000	1,471
Salaries and employee benefits	$9,127,000	1,398
Premises and equipment expense	$1,977,000	1,222
Additional noninterest expense	$3,652,000	1,695
Pre-tax net operating income	$13,116,000	1,043
Securities gains (losses)	$0	2,062
Applicable income taxes	$3,859,000	741
Income before extraordinary items	$9,257,000	1,214
Extraordinary gains, net	$0	10
Net income	$9,257,000	1,214
Minority interest net income	$0	74
Net income of bank and minority interests.	$9,257,000	1,214
Net charge-offs	$251,000	913
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$9,257,000	1,197
2021-09-30 (YTD Data)		Rank
Total interest income	$20,213,000	1,174
Total interest expense	$3,000,000	712
Net interest income	$17,213,000	1,237
Provision for loan and lease losses	$200,000	1,464
Total noninterest income	$3,251,000	1,478
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$288,000	1,909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,963,000	1,302
Total noninterest expense	$10,969,000	1,485
Salaries and employee benefits	$6,874,000	1,393
Premises and equipment expense	$1,505,000	1,223
Additional noninterest expense	$2,590,000	1,770
Pre-tax net operating income	$9,295,000	1,141
Securities gains (losses)	$0	2,015
Applicable income taxes	$2,733,000	792
Income before extraordinary items	$6,562,000	1,308
Extraordinary gains, net	$0	8
Net income	$6,562,000	1,308
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,562,000	1,308
Net charge-offs	$103,000	1,063
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$6,562,000	1,289
2021-06-30 (YTD Data)		Rank
Total interest income	$13,320,000	1,186
Total interest expense	$2,165,000	689
Net interest income	$11,155,000	1,247
Provision for loan and lease losses	$0	2,862
Total noninterest income	$1,793,000	1,623
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$188,000	1,880
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,605,000	1,457
Total noninterest expense	$7,369,000	1,474
Salaries and employee benefits	$4,644,000	1,367
Premises and equipment expense	$1,002,000	1,215
Additional noninterest expense	$1,723,000	1,757
Pre-tax net operating income	$5,579,000	1,215
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,639,000	848
Income before extraordinary items	$3,940,000	1,422
Extraordinary gains, net	$0	6
Net income	$3,940,000	1,422
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,940,000	1,422
Net charge-offs	$51,000	1,146
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,940,000	1,384
2021-03-31 (YTD Data)		Rank
Total interest income	$6,739,000	1,179
Total interest expense	$1,186,000	666
Net interest income	$5,553,000	1,250
Provision for loan and lease losses	$0	2,741
Total noninterest income	$938,000	1,575
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$95,000	1,855
Trading account gains and fees	NA	NA
Additional Noninterest Income	$843,000	1,419
Total noninterest expense	$3,627,000	1,476
Salaries and employee benefits	$2,207,000	1,433
Premises and equipment expense	$508,000	1,206
Additional noninterest expense	$912,000	1,648
Pre-tax net operating income	$2,864,000	1,176
Securities gains (losses)	$0	1,392
Applicable income taxes	$841,000	828
Income before extraordinary items	$2,023,000	1,377
Extraordinary gains, net	$0	3
Net income	$2,023,000	1,376
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,023,000	1,377
Net charge-offs	$-1,000	3,038
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,023,000	1,344
2020-12-31 (YTD Data)		Rank
Total interest income	$28,175,000	1,125
Total interest expense	$7,189,000	675
Net interest income	$20,986,000	1,232
Provision for loan and lease losses	$1,500,000	1,247
Total noninterest income	$2,464,000	1,894
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$396,000	1,904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,068,000	1,756
Total noninterest expense	$13,481,000	1,543
Salaries and employee benefits	$7,920,000	1,531
Premises and equipment expense	$2,112,000	1,119
Additional noninterest expense	$3,449,000	1,721
Pre-tax net operating income	$8,469,000	1,196
Securities gains (losses)	$430,000	661
Applicable income taxes	$2,710,000	756
Income before extraordinary items	$6,189,000	1,387
Extraordinary gains, net	$0	4
Net income	$6,189,000	1,388
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,189,000	1,388
Net charge-offs	$77,000	2,160
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$5,849,300	1,408
2020-09-30 (YTD Data)		Rank
Total interest income	$21,435,000	1,110
Total interest expense	$5,745,000	678
Net interest income	$15,690,000	1,217
Provision for loan and lease losses	$1,500,000	1,059
Total noninterest income	$1,787,000	1,896
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$300,000	1,887
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,487,000	1,752
Total noninterest expense	$9,927,000	1,545
Salaries and employee benefits	$6,105,000	1,473
Premises and equipment expense	$1,515,000	1,168
Additional noninterest expense	$2,307,000	1,868
Pre-tax net operating income	$6,050,000	1,202
Securities gains (losses)	$430,000	546
Applicable income taxes	$1,964,000	739
Income before extraordinary items	$4,516,000	1,366
Extraordinary gains, net	$0	4
Net income	$4,516,000	1,367
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,516,000	1,367
Net charge-offs	$33,000	2,272
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$4,176,300	1,421
2020-06-30 (YTD Data)		Rank
Total interest income	$14,186,000	1,121
Total interest expense	$4,008,000	691
Net interest income	$10,178,000	1,251
Provision for loan and lease losses	$750,000	1,265
Total noninterest income	$887,000	2,168
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$198,000	1,927
Trading account gains and fees	NA	NA
Additional Noninterest Income	$689,000	2,043
Total noninterest expense	$6,295,000	1,610
Salaries and employee benefits	$3,880,000	1,526
Premises and equipment expense	$982,000	1,196
Additional noninterest expense	$1,433,000	1,956
Pre-tax net operating income	$4,020,000	1,162
Securities gains (losses)	$366,000	461
Applicable income taxes	$1,325,000	670
Income before extraordinary items	$3,061,000	1,282
Extraordinary gains, net	$0	4
Net income	$3,061,000	1,282
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,061,000	1,282
Net charge-offs	$-55,000	4,769
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,771,860	1,360
2020-03-31 (YTD Data)		Rank
Total interest income	$7,103,000	1,120
Total interest expense	$2,169,000	725
Net interest income	$4,934,000	1,276
Provision for loan and lease losses	$400,000	1,004
Total noninterest income	$406,000	2,167
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$92,000	2,252
Trading account gains and fees	NA	NA
Additional Noninterest Income	$314,000	1,959
Total noninterest expense	$3,626,000	1,433
Salaries and employee benefits	$2,419,000	1,275
Premises and equipment expense	$480,000	1,226
Additional noninterest expense	$727,000	1,973
Pre-tax net operating income	$1,314,000	1,467
Securities gains (losses)	$4,000	1,484
Applicable income taxes	$405,000	866
Income before extraordinary items	$913,000	1,788
Extraordinary gains, net	$0	4
Net income	$913,000	1,788
Minority interest net income	$0	56
Net income of bank and minority interests.	$913,000	1,788
Net charge-offs	$-55,000	4,881
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$909,840	1,767
2019-12-31 (YTD Data)		Rank
Total interest income	$27,944,000	1,141
Total interest expense	$8,531,000	780
Net interest income	$19,413,000	1,290
Provision for loan and lease losses	$200,000	2,341
Total noninterest income	$1,463,000	2,329
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$418,000	2,168
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,045,000	2,195
Total noninterest expense	$13,894,000	1,444
Salaries and employee benefits	$8,587,000	1,378
Premises and equipment expense	$1,911,000	1,211
Additional noninterest expense	$3,396,000	1,711
Pre-tax net operating income	$6,782,000	1,397
Securities gains (losses)	$467,000	374
Applicable income taxes	$1,990,000	903
Income before extraordinary items	$5,259,000	1,539
Extraordinary gains, net	$0	11
Net income	$5,259,000	1,540
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,259,000	1,541
Net charge-offs	$-17,000	4,562
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,890,070	1,592
2019-09-30 (YTD Data)		Rank
Total interest income	$20,393,000	1,184
Total interest expense	$6,314,000	790
Net interest income	$14,079,000	1,327
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,176,000	2,249
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$311,000	2,186
Trading account gains and fees	NA	NA
Additional Noninterest Income	$865,000	2,080
Total noninterest expense	$10,343,000	1,458
Salaries and employee benefits	$6,419,000	1,382
Premises and equipment expense	$1,436,000	1,222
Additional noninterest expense	$2,488,000	1,769
Pre-tax net operating income	$4,912,000	1,464
Securities gains (losses)	$-18,000	4,982
Applicable income taxes	$1,335,000	1,014
Income before extraordinary items	$3,559,000	1,690
Extraordinary gains, net	$0	11
Net income	$3,559,000	1,692
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,559,000	1,692
Net charge-offs	$-7,000	4,332
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,573,220	1,650
2019-06-30 (YTD Data)		Rank
Total interest income	$13,118,000	1,207
Total interest expense	$4,081,000	799
Net interest income	$9,037,000	1,361
Provision for loan and lease losses	$0	3,685
Total noninterest income	$707,000	2,340
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$203,000	2,198
Trading account gains and fees	NA	NA
Additional Noninterest Income	$504,000	2,193
Total noninterest expense	$6,966,000	1,459
Salaries and employee benefits	$4,256,000	1,382
Premises and equipment expense	$970,000	1,216
Additional noninterest expense	$1,740,000	1,694
Pre-tax net operating income	$2,778,000	1,643
Securities gains (losses)	$-18,000	5,042
Applicable income taxes	$744,000	1,120
Income before extraordinary items	$2,016,000	1,906
Extraordinary gains, net	$0	11
Net income	$2,016,000	1,905
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,016,000	1,906
Net charge-offs	$15,000	2,458
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,030,220	1,866
2019-03-31 (YTD Data)		Rank
Total interest income	$6,388,000	1,221
Total interest expense	$1,939,000	812
Net interest income	$4,449,000	1,381
Provision for loan and lease losses	$0	3,406
Total noninterest income	$280,000	2,607
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$107,000	2,109
Trading account gains and fees	NA	NA
Additional Noninterest Income	$173,000	2,579
Total noninterest expense	$3,509,000	1,458
Salaries and employee benefits	$2,156,000	1,371
Premises and equipment expense	$483,000	1,231
Additional noninterest expense	$870,000	1,691
Pre-tax net operating income	$1,220,000	1,783
Securities gains (losses)	$-18,000	5,176
Applicable income taxes	$322,000	1,214
Income before extraordinary items	$880,000	2,055
Extraordinary gains, net	$0	5
Net income	$880,000	2,054
Minority interest net income	$0	52
Net income of bank and minority interests.	$880,000	2,054
Net charge-offs	$-4,000	4,334
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$894,220	2,016
2018-12-31 (YTD Data)		Rank
Total interest income	$23,706,000	1,244
Total interest expense	$5,449,000	862
Net interest income	$18,257,000	1,337
Provision for loan and lease losses	$0	4,082
Total noninterest income	$497,000	3,789
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$201,000	3,300
Trading account gains and fees	NA	NA
Additional Noninterest Income	$296,000	3,699
Total noninterest expense	$14,644,000	1,382
Salaries and employee benefits	$8,107,000	1,407
Premises and equipment expense	$2,033,000	1,158
Additional noninterest expense	$4,504,000	1,360
Pre-tax net operating income	$4,110,000	2,068
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,094,000	1,305
Income before extraordinary items	$3,016,000	2,315
Extraordinary gains, net	$0	6
Net income	$3,016,000	2,314
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,016,000	2,314
Net charge-offs	$-76,000	4,999
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,016,000	2,313
2018-09-30 (YTD Data)		Rank
Total interest income	$17,169,000	1,273
Total interest expense	$3,811,000	868
Net interest income	$13,358,000	1,363
Provision for loan and lease losses	$0	3,948
Total noninterest income	$364,000	3,849
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$161,000	3,242
Trading account gains and fees	NA	NA
Additional Noninterest Income	$203,000	3,824
Total noninterest expense	$11,206,000	1,353
Salaries and employee benefits	$6,151,000	1,391
Premises and equipment expense	$1,471,000	1,190
Additional noninterest expense	$3,584,000	1,300
Pre-tax net operating income	$2,516,000	2,383
Securities gains (losses)	$0	1,118
Applicable income taxes	$665,000	1,539
Income before extraordinary items	$1,851,000	2,648
Extraordinary gains, net	$0	5
Net income	$1,851,000	2,647
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,851,000	2,647
Net charge-offs	$-70,000	5,025
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,851,000	2,637
2018-06-30 (YTD Data)		Rank
Total interest income	$10,970,000	1,310
Total interest expense	$2,368,000	858
Net interest income	$8,602,000	1,402
Provision for loan and lease losses	$0	3,782
Total noninterest income	$-160,000	5,522
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$112,000	3,189
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-272,000	5,533
Total noninterest expense	$7,594,000	1,334
Salaries and employee benefits	$4,177,000	1,372
Premises and equipment expense	$952,000	1,230
Additional noninterest expense	$2,465,000	1,258
Pre-tax net operating income	$848,000	3,396
Securities gains (losses)	$0	961
Applicable income taxes	$204,000	2,205
Income before extraordinary items	$644,000	3,617
Extraordinary gains, net	$0	6
Net income	$644,000	3,616
Minority interest net income	$0	65
Net income of bank and minority interests.	$644,000	3,616
Net charge-offs	$-58,000	5,064
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$644,000	3,618
2018-03-31 (YTD Data)		Rank
Total interest income	$5,246,000	1,338
Total interest expense	$1,096,000	871
Net interest income	$4,150,000	1,450
Provision for loan and lease losses	$0	3,508
Total noninterest income	$749,000	1,554
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$54,000	3,253
Trading account gains and fees	NA	NA
Additional Noninterest Income	$695,000	1,211
Total noninterest expense	$3,786,000	1,349
Salaries and employee benefits	$2,204,000	1,329
Premises and equipment expense	$477,000	1,245
Additional noninterest expense	$1,105,000	1,376
Pre-tax net operating income	$1,113,000	1,893
Securities gains (losses)	$0	735
Applicable income taxes	$313,000	1,188
Income before extraordinary items	$800,000	2,171
Extraordinary gains, net	$0	7
Net income	$800,000	2,170
Minority interest net income	$0	52
Net income of bank and minority interests.	$800,000	2,171
Net charge-offs	$-20,000	4,983
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$800,000	2,155
2017-12-31 (YTD Data)		Rank
Total interest income	$20,326,000	1,328
Total interest expense	$3,474,000	944
Net interest income	$16,852,000	1,393
Provision for loan and lease losses	$-650,000	5,556
Total noninterest income	$1,510,000	2,395
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$232,000	3,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,278,000	1,995
Total noninterest expense	$14,384,000	1,387
Salaries and employee benefits	$7,947,000	1,421
Premises and equipment expense	$1,796,000	1,295
Additional noninterest expense	$4,641,000	1,324
Pre-tax net operating income	$4,628,000	1,825
Securities gains (losses)	$-4,000	4,949
Applicable income taxes	$2,433,000	1,135
Income before extraordinary items	$2,191,000	2,530
Extraordinary gains, net	$0	9
Net income	$2,191,000	2,530
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,191,000	2,530
Net charge-offs	$-7,000	4,728
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,193,560	2,512
2017-09-30 (YTD Data)		Rank
Total interest income	$15,149,000	1,339
Total interest expense	$2,554,000	947
Net interest income	$12,595,000	1,401
Provision for loan and lease losses	$0	4,088
Total noninterest income	$1,576,000	1,998
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$175,000	3,266
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,401,000	1,620
Total noninterest expense	$10,741,000	1,382
Salaries and employee benefits	$6,174,000	1,382
Premises and equipment expense	$1,350,000	1,306
Additional noninterest expense	$3,217,000	1,413
Pre-tax net operating income	$3,430,000	1,864
Securities gains (losses)	$-4,000	5,286
Applicable income taxes	$1,276,000	1,251
Income before extraordinary items	$2,150,000	2,274
Extraordinary gains, net	$0	9
Net income	$2,150,000	2,274
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,150,000	2,275
Net charge-offs	$-64,000	5,232
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,152,560	2,252
2017-06-30 (YTD Data)		Rank
Total interest income	$9,803,000	1,366
Total interest expense	$1,667,000	943
Net interest income	$8,136,000	1,429
Provision for loan and lease losses	$0	3,871
Total noninterest income	$1,026,000	2,026
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$122,000	3,183
Trading account gains and fees	NA	NA
Additional Noninterest Income	$904,000	1,638
Total noninterest expense	$7,231,000	1,370
Salaries and employee benefits	$4,133,000	1,372
Premises and equipment expense	$897,000	1,318
Additional noninterest expense	$2,201,000	1,383
Pre-tax net operating income	$1,931,000	2,082
Securities gains (losses)	$-3,000	5,365
Applicable income taxes	$696,000	1,406
Income before extraordinary items	$1,232,000	2,480
Extraordinary gains, net	$0	11
Net income	$1,232,000	2,479
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,232,000	2,480
Net charge-offs	$-42,000	5,244
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,233,920	2,460
2017-03-31 (YTD Data)		Rank
Total interest income	$4,839,000	1,368
Total interest expense	$818,000	940
Net interest income	$4,021,000	1,437
Provision for loan and lease losses	$0	3,537
Total noninterest income	$455,000	2,164
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$59,000	3,247
Trading account gains and fees	NA	NA
Additional Noninterest Income	$396,000	1,760
Total noninterest expense	$3,708,000	1,350
Salaries and employee benefits	$2,167,000	1,325
Premises and equipment expense	$452,000	1,307
Additional noninterest expense	$1,089,000	1,391
Pre-tax net operating income	$768,000	2,367
Securities gains (losses)	$0	1,153
Applicable income taxes	$298,000	1,497
Income before extraordinary items	$470,000	2,859
Extraordinary gains, net	$0	8
Net income	$470,000	2,859
Minority interest net income	$0	55
Net income of bank and minority interests.	$470,000	2,859
Net charge-offs	$-104,000	5,618
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$470,000	2,841
2016-12-31 (YTD Data)		Rank
Total interest income	$20,065,000	1,293
Total interest expense	$3,046,000	960
Net interest income	$17,019,000	1,344
Provision for loan and lease losses	$-750,000	5,792
Total noninterest income	$1,052,000	2,953
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$227,000	3,415
Trading account gains and fees	$0	170
Additional Noninterest Income	$825,000	2,625
Total noninterest expense	$13,950,000	1,400
Salaries and employee benefits	$7,348,000	1,480
Premises and equipment expense	$1,827,000	1,276
Additional noninterest expense	$4,775,000	1,313
Pre-tax net operating income	$4,871,000	1,659
Securities gains (losses)	$-11,000	5,650
Applicable income taxes	$1,800,000	1,127
Income before extraordinary items	$3,060,000	2,077
Extraordinary gains, net	$0	5
Net income	$3,060,000	2,075
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,060,000	2,076
Net charge-offs	$-583,000	5,819
Cash dividends	$5,050,000	652
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,067,040	2,012
2016-09-30 (YTD Data)		Rank
Total interest income	$14,973,000	1,308
Total interest expense	$2,215,000	981
Net interest income	$12,758,000	1,344
Provision for loan and lease losses	$0	4,186
Total noninterest income	$1,694,000	1,970
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$163,000	3,488
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,531,000	1,573
Total noninterest expense	$10,486,000	1,387
Salaries and employee benefits	$5,506,000	1,480
Premises and equipment expense	$1,353,000	1,295
Additional noninterest expense	$3,627,000	1,299
Pre-tax net operating income	$3,966,000	1,567
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,442,000	1,107
Income before extraordinary items	$2,524,000	1,933
Extraordinary gains, net	$0	5
Net income	$2,524,000	1,933
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,524,000	1,933
Net charge-offs	$-417,000	5,843
Cash dividends	$5,050,000	499
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,524,000	1,873
2016-06-30 (YTD Data)		Rank
Total interest income	$10,137,000	1,295
Total interest expense	$1,457,000	992
Net interest income	$8,680,000	1,338
Provision for loan and lease losses	$0	4,017
Total noninterest income	$1,233,000	1,860
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$106,000	3,530
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,127,000	1,430
Total noninterest expense	$6,973,000	1,411
Salaries and employee benefits	$3,653,000	1,493
Premises and equipment expense	$909,000	1,292
Additional noninterest expense	$2,411,000	1,311
Pre-tax net operating income	$2,940,000	1,422
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,066,000	1,034
Income before extraordinary items	$1,874,000	1,761
Extraordinary gains, net	$0	16
Net income	$1,874,000	1,761
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,874,000	1,761
Net charge-offs	$-273,000	5,900
Cash dividends	$5,050,000	357
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,874,000	1,716
2016-03-31 (YTD Data)		Rank
Total interest income	$5,012,000	1,301
Total interest expense	$699,000	1,021
Net interest income	$4,313,000	1,340
Provision for loan and lease losses	$0	3,656
Total noninterest income	$708,000	1,660
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$49,000	3,626
Trading account gains and fees	$0	142
Additional Noninterest Income	$659,000	1,267
Total noninterest expense	$3,467,000	1,413
Salaries and employee benefits	$1,792,000	1,522
Premises and equipment expense	$462,000	1,268
Additional noninterest expense	$1,213,000	1,294
Pre-tax net operating income	$1,554,000	1,376
Securities gains (losses)	$0	2,077
Applicable income taxes	$539,000	1,000
Income before extraordinary items	$1,015,000	1,594
Extraordinary gains, net	$0	12
Net income	$1,015,000	1,595
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,015,000	1,595
Net charge-offs	$-210,000	5,997
Cash dividends	$5,050,000	204
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,015,000	1,556
2015-12-31 (YTD Data)		Rank
Total interest income	$20,495,000	1,244
Total interest expense	$2,296,000	1,208
Net interest income	$18,199,000	1,252
Provision for loan and lease losses	$2,000,000	456
Total noninterest income	$2,604,000	1,782
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$303,000	3,015
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,301,000	1,373
Total noninterest expense	$14,221,000	1,378
Salaries and employee benefits	$7,065,000	1,502
Premises and equipment expense	$1,852,000	1,264
Additional noninterest expense	$5,304,000	1,207
Pre-tax net operating income	$4,582,000	1,700
Securities gains (losses)	$891,000	232
Applicable income taxes	$2,052,000	987
Income before extraordinary items	$3,421,000	1,836
Extraordinary gains, net	$0	23
Net income	$3,421,000	1,838
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,421,000	1,838
Net charge-offs	$1,919,000	386
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,850,760	2,090
2015-09-30 (YTD Data)		Rank
Total interest income	$15,813,000	1,216
Total interest expense	$1,680,000	1,248
Net interest income	$14,133,000	1,219
Provision for loan and lease losses	$200,000	1,947
Total noninterest income	$2,057,000	1,718
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$247,000	2,870
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,810,000	1,348
Total noninterest expense	$10,936,000	1,350
Salaries and employee benefits	$5,562,000	1,446
Premises and equipment expense	$1,389,000	1,291
Additional noninterest expense	$3,985,000	1,211
Pre-tax net operating income	$5,054,000	1,268
Securities gains (losses)	$31,000	1,769
Applicable income taxes	$1,943,000	868
Income before extraordinary items	$3,142,000	1,565
Extraordinary gains, net	$0	21
Net income	$3,142,000	1,565
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,142,000	1,566
Net charge-offs	$-139,000	5,878
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,122,160	1,538
2015-06-30 (YTD Data)		Rank
Total interest income	$10,439,000	1,221
Total interest expense	$1,097,000	1,279
Net interest income	$9,342,000	1,216
Provision for loan and lease losses	$0	4,069
Total noninterest income	$1,640,000	1,516
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$186,000	2,638
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,454,000	1,207
Total noninterest expense	$7,381,000	1,343
Salaries and employee benefits	$3,707,000	1,452
Premises and equipment expense	$931,000	1,282
Additional noninterest expense	$2,743,000	1,171
Pre-tax net operating income	$3,601,000	1,180
Securities gains (losses)	$0	2,636
Applicable income taxes	$1,385,000	817
Income before extraordinary items	$2,216,000	1,499
Extraordinary gains, net	$0	22
Net income	$2,216,000	1,501
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,216,000	1,501
Net charge-offs	$-252,000	6,113
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,216,000	1,461
2015-03-31 (YTD Data)		Rank
Total interest income	$5,113,000	1,245
Total interest expense	$549,000	1,278
Net interest income	$4,564,000	1,243
Provision for loan and lease losses	$0	3,703
Total noninterest income	$531,000	2,022
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$113,000	2,273
Trading account gains and fees	$0	152
Additional Noninterest Income	$418,000	1,716
Total noninterest expense	$3,585,000	1,370
Salaries and employee benefits	$1,866,000	1,444
Premises and equipment expense	$460,000	1,300
Additional noninterest expense	$1,259,000	1,247
Pre-tax net operating income	$1,510,000	1,326
Securities gains (losses)	$0	2,027
Applicable income taxes	$550,000	956
Income before extraordinary items	$960,000	1,668
Extraordinary gains, net	$0	13
Net income	$960,000	1,670
Minority interest net income	$0	64
Net income of bank and minority interests.	$960,000	1,670
Net charge-offs	$-201,000	6,246
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$960,000	1,600
2014-12-31 (YTD Data)		Rank
Total interest income	$20,466,000	1,234
Total interest expense	$2,108,000	1,388
Net interest income	$18,358,000	1,219
Provision for loan and lease losses	$0	4,603
Total noninterest income	$3,112,000	1,527
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$523,000	2,216
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,589,000	1,212
Total noninterest expense	$13,600,000	1,411
Salaries and employee benefits	$7,319,000	1,429
Premises and equipment expense	$1,935,000	1,236
Additional noninterest expense	$4,346,000	1,454
Pre-tax net operating income	$7,870,000	1,041
Securities gains (losses)	$-109,000	6,339
Applicable income taxes	$2,912,000	737
Income before extraordinary items	$4,849,000	1,340
Extraordinary gains, net	$0	17
Net income	$4,849,000	1,340
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,849,000	1,339
Net charge-offs	$184,000	2,556
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,918,760	1,300
2014-09-30 (YTD Data)		Rank
Total interest income	$15,151,000	1,256
Total interest expense	$1,587,000	1,404
Net interest income	$13,564,000	1,243
Provision for loan and lease losses	$0	4,401
Total noninterest income	$2,590,000	1,423
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$330,000	2,532
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,260,000	1,107
Total noninterest expense	$10,162,000	1,423
Salaries and employee benefits	$5,629,000	1,417
Premises and equipment expense	$1,428,000	1,267
Additional noninterest expense	$3,105,000	1,522
Pre-tax net operating income	$5,992,000	1,043
Securities gains (losses)	$-109,000	6,448
Applicable income taxes	$2,205,000	740
Income before extraordinary items	$3,678,000	1,317
Extraordinary gains, net	$0	15
Net income	$3,678,000	1,317
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,678,000	1,317
Net charge-offs	$-14,000	5,691
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,747,760	1,273
2014-06-30 (YTD Data)		Rank
Total interest income	$9,927,000	1,270
Total interest expense	$1,057,000	1,415
Net interest income	$8,870,000	1,253
Provision for loan and lease losses	$0	4,196
Total noninterest income	$1,585,000	1,500
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$200,000	2,705
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,385,000	1,160
Total noninterest expense	$6,778,000	1,426
Salaries and employee benefits	$3,745,000	1,405
Premises and equipment expense	$928,000	1,297
Additional noninterest expense	$2,105,000	1,489
Pre-tax net operating income	$3,677,000	1,091
Securities gains (losses)	$-109,000	6,549
Applicable income taxes	$1,322,000	779
Income before extraordinary items	$2,246,000	1,392
Extraordinary gains, net	$0	20
Net income	$2,246,000	1,392
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,246,000	1,394
Net charge-offs	$-108,000	6,332
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,315,760	1,335
2014-03-31 (YTD Data)		Rank
Total interest income	$4,891,000	1,291
Total interest expense	$526,000	1,439
Net interest income	$4,365,000	1,275
Provision for loan and lease losses	$0	3,817
Total noninterest income	$701,000	1,593
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$96,000	2,751
Trading account gains and fees	$0	147
Additional Noninterest Income	$605,000	1,236
Total noninterest expense	$3,329,000	1,457
Salaries and employee benefits	$1,902,000	1,409
Premises and equipment expense	$429,000	1,420
Additional noninterest expense	$998,000	1,556
Pre-tax net operating income	$1,737,000	1,104
Securities gains (losses)	$-109,000	6,657
Applicable income taxes	$631,000	786
Income before extraordinary items	$997,000	1,503
Extraordinary gains, net	$0	16
Net income	$997,000	1,506
Minority interest net income	$0	66
Net income of bank and minority interests.	$997,000	1,506
Net charge-offs	$-94,000	6,455
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,066,760	1,396
2013-12-31 (YTD Data)		Rank
Total interest income	$19,796,000	1,284
Total interest expense	$2,047,000	1,668
Net interest income	$17,749,000	1,245
Provision for loan and lease losses	$112,000	3,591
Total noninterest income	$2,076,000	2,114
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$391,000	2,865
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,685,000	1,713
Total noninterest expense	$12,502,000	1,547
Salaries and employee benefits	$7,113,000	1,464
Premises and equipment expense	$1,747,000	1,362
Additional noninterest expense	$3,642,000	1,742
Pre-tax net operating income	$7,211,000	1,053
Securities gains (losses)	$20,000	2,341
Applicable income taxes	$2,832,000	697
Income before extraordinary items	$4,399,000	1,373
Extraordinary gains, net	$0	29
Net income	$4,399,000	1,376
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,399,000	1,376
Net charge-offs	$701,000	1,650
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,386,200	1,358
2013-09-30 (YTD Data)		Rank
Total interest income	$14,824,000	1,294
Total interest expense	$1,554,000	1,682
Net interest income	$13,270,000	1,241
Provision for loan and lease losses	$113,000	3,247
Total noninterest income	$1,254,000	2,458
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$282,000	2,958
Trading account gains and fees	$0	180
Additional Noninterest Income	$972,000	2,080
Total noninterest expense	$8,711,000	1,666
Salaries and employee benefits	$4,837,000	1,617
Premises and equipment expense	$1,324,000	1,360
Additional noninterest expense	$2,550,000	1,859
Pre-tax net operating income	$5,700,000	1,021
Securities gains (losses)	$0	3,040
Applicable income taxes	$2,318,000	658
Income before extraordinary items	$3,382,000	1,342
Extraordinary gains, net	$0	25
Net income	$3,382,000	1,344
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,382,000	1,344
Net charge-offs	$183,000	2,669
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,382,000	1,318
2013-06-30 (YTD Data)		Rank
Total interest income	$9,861,000	1,283
Total interest expense	$1,076,000	1,665
Net interest income	$8,785,000	1,240
Provision for loan and lease losses	$113,000	2,844
Total noninterest income	$693,000	2,782
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$192,000	2,878
Trading account gains and fees	$0	157
Additional Noninterest Income	$501,000	2,470
Total noninterest expense	$5,612,000	1,723
Salaries and employee benefits	$3,180,000	1,634
Premises and equipment expense	$875,000	1,370
Additional noninterest expense	$1,557,000	2,006
Pre-tax net operating income	$3,753,000	1,008
Securities gains (losses)	$0	2,791
Applicable income taxes	$1,523,000	659
Income before extraordinary items	$2,230,000	1,363
Extraordinary gains, net	$0	22
Net income	$2,230,000	1,365
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,230,000	1,365
Net charge-offs	$161,000	2,305
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,230,000	1,300
2013-03-31 (YTD Data)		Rank
Total interest income	$4,790,000	1,328
Total interest expense	$562,000	1,645
Net interest income	$4,228,000	1,281
Provision for loan and lease losses	$113,000	1,946
Total noninterest income	$353,000	2,751
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$99,000	2,798
Trading account gains and fees	$0	148
Additional Noninterest Income	$254,000	2,452
Total noninterest expense	$2,849,000	1,709
Salaries and employee benefits	$1,614,000	1,628
Premises and equipment expense	$437,000	1,400
Additional noninterest expense	$798,000	1,960
Pre-tax net operating income	$1,619,000	1,133
Securities gains (losses)	$0	1,966
Applicable income taxes	$660,000	726
Income before extraordinary items	$959,000	1,547
Extraordinary gains, net	$0	10
Net income	$959,000	1,549
Minority interest net income	$0	76
Net income of bank and minority interests.	$959,000	1,549
Net charge-offs	$169,000	1,495
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$959,000	1,487
2012-12-31 (YTD Data)		Rank
Total interest income	$20,822,000	1,286
Total interest expense	$2,604,000	1,683
Net interest income	$18,218,000	1,218
Provision for loan and lease losses	$2,000,000	1,058
Total noninterest income	$1,906,000	2,263
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$449,000	2,705
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,457,000	1,882
Total noninterest expense	$12,190,000	1,588
Salaries and employee benefits	$6,622,000	1,531
Premises and equipment expense	$1,861,000	1,275
Additional noninterest expense	$3,707,000	1,782
Pre-tax net operating income	$5,934,000	1,192
Securities gains (losses)	$0	3,810
Applicable income taxes	$2,380,000	756
Income before extraordinary items	$3,554,000	1,608
Extraordinary gains, net	$0	29
Net income	$3,554,000	1,609
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,554,000	1,609
Net charge-offs	$613,000	2,389
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,554,000	1,519
2012-09-30 (YTD Data)		Rank
Total interest income	$15,723,000	1,303
Total interest expense	$1,966,000	1,750
Net interest income	$13,757,000	1,212
Provision for loan and lease losses	$735,000	1,810
Total noninterest income	$1,100,000	2,654
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$340,000	2,709
Trading account gains and fees	$0	157
Additional Noninterest Income	$760,000	2,342
Total noninterest expense	$8,935,000	1,626
Salaries and employee benefits	$4,591,000	1,646
Premises and equipment expense	$1,411,000	1,268
Additional noninterest expense	$2,933,000	1,706
Pre-tax net operating income	$5,187,000	1,039
Securities gains (losses)	$0	3,575
Applicable income taxes	$2,124,000	669
Income before extraordinary items	$3,063,000	1,461
Extraordinary gains, net	$0	20
Net income	$3,063,000	1,462
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,063,000	1,462
Net charge-offs	$271,000	2,960
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,063,000	1,371
2012-06-30 (YTD Data)		Rank
Total interest income	$10,486,000	1,316
Total interest expense	$1,294,000	1,815
Net interest income	$9,192,000	1,216
Provision for loan and lease losses	$635,000	1,510
Total noninterest income	$738,000	2,608
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$230,000	2,671
Trading account gains and fees	$0	153
Additional Noninterest Income	$508,000	2,310
Total noninterest expense	$6,057,000	1,607
Salaries and employee benefits	$3,031,000	1,656
Premises and equipment expense	$921,000	1,295
Additional noninterest expense	$2,105,000	1,604
Pre-tax net operating income	$3,238,000	1,104
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,324,000	709
Income before extraordinary items	$1,914,000	1,541
Extraordinary gains, net	$0	19
Net income	$1,914,000	1,541
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,914,000	1,541
Net charge-offs	$204,000	2,736
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,914,000	1,455
2012-03-31 (YTD Data)		Rank
Total interest income	$5,238,000	1,317
Total interest expense	$633,000	1,941
Net interest income	$4,605,000	1,209
Provision for loan and lease losses	$235,000	1,815
Total noninterest income	$353,000	2,672
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$110,000	2,721
Trading account gains and fees	$0	148
Additional Noninterest Income	$243,000	2,381
Total noninterest expense	$3,114,000	1,568
Salaries and employee benefits	$1,542,000	1,646
Premises and equipment expense	$460,000	1,298
Additional noninterest expense	$1,112,000	1,511
Pre-tax net operating income	$1,609,000	1,091
Securities gains (losses)	$0	2,210
Applicable income taxes	$662,000	695
Income before extraordinary items	$947,000	1,551
Extraordinary gains, net	$0	19
Net income	$947,000	1,552
Minority interest net income	$0	78
Net income of bank and minority interests.	$947,000	1,552
Net charge-offs	$-26,000	6,947
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$947,000	1,452
2011-12-31 (YTD Data)		Rank
Total interest income	$21,148,000	1,354
Total interest expense	$2,626,000	2,196
Net interest income	$18,522,000	1,199
Provision for loan and lease losses	$3,820,000	985
Total noninterest income	$1,732,000	2,220
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$364,000	3,211
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,368,000	1,747
Total noninterest expense	$12,435,000	1,572
Salaries and employee benefits	$5,973,000	1,638
Premises and equipment expense	$1,798,000	1,389
Additional noninterest expense	$4,664,000	1,470
Pre-tax net operating income	$3,999,000	1,431
Securities gains (losses)	$3,000	3,591
Applicable income taxes	$1,652,000	922
Income before extraordinary items	$2,350,000	1,969
Extraordinary gains, net	$0	29
Net income	$2,350,000	1,970
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,350,000	1,970
Net charge-offs	$2,611,000	1,312
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,348,080	1,887
2011-09-30 (YTD Data)		Rank
Total interest income	$15,790,000	1,379
Total interest expense	$1,993,000	2,259
Net interest income	$13,797,000	1,216
Provision for loan and lease losses	$3,670,000	788
Total noninterest income	$1,313,000	2,204
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$266,000	3,270
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,047,000	1,725
Total noninterest expense	$8,852,000	1,648
Salaries and employee benefits	$4,007,000	1,827
Premises and equipment expense	$1,324,000	1,429
Additional noninterest expense	$3,521,000	1,465
Pre-tax net operating income	$2,588,000	1,681
Securities gains (losses)	$3,000	3,309
Applicable income taxes	$1,108,000	1,010
Income before extraordinary items	$1,483,000	2,342
Extraordinary gains, net	$0	21
Net income	$1,483,000	2,342
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,483,000	2,343
Net charge-offs	$2,599,000	1,029
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,481,080	2,238
2011-06-30 (YTD Data)		Rank
Total interest income	$10,164,000	1,434
Total interest expense	$1,366,000	2,285
Net interest income	$8,798,000	1,271
Provision for loan and lease losses	$2,899,000	705
Total noninterest income	$995,000	1,999
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$169,000	3,358
Trading account gains and fees	$0	153
Additional Noninterest Income	$826,000	1,530
Total noninterest expense	$5,919,000	1,656
Salaries and employee benefits	$2,561,000	1,912
Premises and equipment expense	$894,000	1,413
Additional noninterest expense	$2,464,000	1,428
Pre-tax net operating income	$975,000	2,588
Securities gains (losses)	$3,000	2,636
Applicable income taxes	$407,000	1,503
Income before extraordinary items	$571,000	3,295
Extraordinary gains, net	$0	15
Net income	$571,000	3,296
Minority interest net income	$0	89
Net income of bank and minority interests.	$571,000	3,296
Net charge-offs	$2,534,000	781
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$569,080	3,220
2011-03-31 (YTD Data)		Rank
Total interest income	$5,013,000	1,464
Total interest expense	$700,000	2,316
Net interest income	$4,313,000	1,297
Provision for loan and lease losses	$225,000	2,264
Total noninterest income	$621,000	1,703
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$82,000	3,383
Trading account gains and fees	$0	158
Additional Noninterest Income	$539,000	1,287
Total noninterest expense	$3,422,000	1,449
Salaries and employee benefits	$1,496,000	1,663
Premises and equipment expense	$470,000	1,375
Additional noninterest expense	$1,456,000	1,228
Pre-tax net operating income	$1,287,000	1,135
Securities gains (losses)	$3,000	1,535
Applicable income taxes	$537,000	701
Income before extraordinary items	$753,000	1,571
Extraordinary gains, net	$0	9
Net income	$753,000	1,571
Minority interest net income	$0	86
Net income of bank and minority interests.	$753,000	1,571
Net charge-offs	$82,000	2,935
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$751,080	1,525
2010-12-31 (YTD Data)		Rank
Total interest income	$17,710,000	1,707
Total interest expense	$3,170,000	2,483
Net interest income	$14,540,000	1,539
Provision for loan and lease losses	$2,043,000	2,040
Total noninterest income	$9,800,000	642
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$364,000	3,257
Trading account gains and fees	$0	175
Additional Noninterest Income	$9,436,000	476
Total noninterest expense	$11,930,000	1,663
Salaries and employee benefits	$6,037,000	1,610
Premises and equipment expense	$1,463,000	1,755
Additional noninterest expense	$4,430,000	1,623
Pre-tax net operating income	$10,367,000	527
Securities gains (losses)	$226,000	1,492
Applicable income taxes	$4,300,000	413
Income before extraordinary items	$6,293,000	714
Extraordinary gains, net	$0	29
Net income	$6,293,000	713
Minority interest net income	$0	111
Net income of bank and minority interests.	$6,293,000	715
Net charge-offs	$1,294,000	2,346
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$6,148,360	695
2010-09-30 (YTD Data)		Rank
Total interest income	$12,695,000	1,825
Total interest expense	$2,360,000	2,595
Net interest income	$10,335,000	1,642
Provision for loan and lease losses	$1,305,000	2,166
Total noninterest income	$1,082,000	2,586
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$278,000	3,289
Trading account gains and fees	$0	165
Additional Noninterest Income	$804,000	2,072
Total noninterest expense	$6,522,000	2,221
Salaries and employee benefits	$3,759,000	1,924
Premises and equipment expense	$1,043,000	1,872
Additional noninterest expense	$1,720,000	2,819
Pre-tax net operating income	$3,590,000	1,127
Securities gains (losses)	$226,000	1,279
Applicable income taxes	$1,591,000	712
Income before extraordinary items	$2,225,000	1,496
Extraordinary gains, net	$0	23
Net income	$2,225,000	1,499
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,225,000	1,499
Net charge-offs	$1,077,000	2,109
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,080,360	1,516
2010-06-30 (YTD Data)		Rank
Total interest income	$8,417,000	1,863
Total interest expense	$1,612,000	2,638
Net interest income	$6,805,000	1,658
Provision for loan and lease losses	$825,000	2,153
Total noninterest income	$662,000	2,684
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$197,000	3,188
Trading account gains and fees	$0	152
Additional Noninterest Income	$465,000	2,191
Total noninterest expense	$4,320,000	2,239
Salaries and employee benefits	$2,537,000	1,920
Premises and equipment expense	$686,000	1,899
Additional noninterest expense	$1,097,000	2,953
Pre-tax net operating income	$2,322,000	1,141
Securities gains (losses)	$226,000	874
Applicable income taxes	$1,053,000	689
Income before extraordinary items	$1,495,000	1,479
Extraordinary gains, net	$0	19
Net income	$1,495,000	1,480
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,495,000	1,480
Net charge-offs	$721,000	2,050
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,350,360	1,547
2010-03-31 (YTD Data)		Rank
Total interest income	$4,145,000	1,934
Total interest expense	$836,000	2,673
Net interest income	$3,309,000	1,716
Provision for loan and lease losses	$370,000	2,165
Total noninterest income	$299,000	2,868
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$99,000	3,161
Trading account gains and fees	$0	175
Additional Noninterest Income	$200,000	2,402
Total noninterest expense	$2,173,000	2,242
Salaries and employee benefits	$1,280,000	1,934
Premises and equipment expense	$341,000	1,971
Additional noninterest expense	$552,000	2,911
Pre-tax net operating income	$1,065,000	1,235
Securities gains (losses)	$0	2,284
Applicable income taxes	$423,000	807
Income before extraordinary items	$642,000	1,711
Extraordinary gains, net	$0	16
Net income	$642,000	1,711
Minority interest net income	$0	91
Net income of bank and minority interests.	$642,000	1,712
Net charge-offs	$296,000	2,039
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$642,000	1,638
2009-12-31 (YTD Data)		Rank
Total interest income	$15,917,000	2,124
Total interest expense	$4,280,000	2,588
Net interest income	$11,637,000	1,909
Provision for loan and lease losses	$1,788,000	2,633
Total noninterest income	$1,404,000	2,675
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$487,000	2,953
Trading account gains and fees	$0	211
Additional Noninterest Income	$917,000	2,254
Total noninterest expense	$8,456,000	2,335
Salaries and employee benefits	$4,906,000	2,006
Premises and equipment expense	$1,358,000	1,975
Additional noninterest expense	$2,192,000	3,085
Pre-tax net operating income	$2,797,000	1,432
Securities gains (losses)	$467,000	920
Applicable income taxes	$1,111,000	885
Income before extraordinary items	$2,153,000	1,552
Extraordinary gains, net	$0	34
Net income	$2,153,000	1,549
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,153,000	1,551
Net charge-offs	$1,440,000	2,422
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,844,780	1,768
2009-09-30 (YTD Data)		Rank
Total interest income	$11,763,000	2,187
Total interest expense	$3,382,000	2,583
Net interest income	$8,381,000	1,971
Provision for loan and lease losses	$1,185,000	2,530
Total noninterest income	$1,048,000	2,736
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$383,000	2,849
Trading account gains and fees	$0	212
Additional Noninterest Income	$665,000	2,367
Total noninterest expense	$6,199,000	2,383
Salaries and employee benefits	$3,515,000	2,112
Premises and equipment expense	$1,007,000	2,008
Additional noninterest expense	$1,677,000	3,002
Pre-tax net operating income	$2,045,000	1,591
Securities gains (losses)	$298,000	999
Applicable income taxes	$825,000	981
Income before extraordinary items	$1,518,000	1,752
Extraordinary gains, net	$0	27
Net income	$1,518,000	1,752
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,518,000	1,752
Net charge-offs	$917,000	2,293
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,324,300	1,973
2009-06-30 (YTD Data)		Rank
Total interest income	$7,561,000	2,278
Total interest expense	$2,401,000	2,542
Net interest income	$5,160,000	2,119
Provision for loan and lease losses	$985,000	2,087
Total noninterest income	$715,000	2,707
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$250,000	2,866
Trading account gains and fees	$0	193
Additional Noninterest Income	$465,000	2,319
Total noninterest expense	$4,122,000	2,424
Salaries and employee benefits	$2,305,000	2,184
Premises and equipment expense	$663,000	2,060
Additional noninterest expense	$1,154,000	2,928
Pre-tax net operating income	$768,000	2,577
Securities gains (losses)	$298,000	769
Applicable income taxes	$339,000	1,413
Income before extraordinary items	$727,000	2,400
Extraordinary gains, net	$0	21
Net income	$727,000	2,398
Minority interest net income	$0	112
Net income of bank and minority interests.	$727,000	2,400
Net charge-offs	$919,000	1,708
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$524,360	2,901
2009-03-31 (YTD Data)		Rank
Total interest income	$3,711,000	2,347
Total interest expense	$1,293,000	2,459
Net interest income	$2,418,000	2,262
Provision for loan and lease losses	$735,000	1,424
Total noninterest income	$371,000	2,641
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$125,000	2,807
Trading account gains and fees	$0	171
Additional Noninterest Income	$246,000	2,222
Total noninterest expense	$2,011,000	2,417
Salaries and employee benefits	$1,161,000	2,195
Premises and equipment expense	$353,000	1,985
Additional noninterest expense	$497,000	3,021
Pre-tax net operating income	$43,000	5,729
Securities gains (losses)	$298,000	503
Applicable income taxes	$68,000	2,577
Income before extraordinary items	$273,000	3,293
Extraordinary gains, net	$0	15
Net income	$273,000	3,293
Minority interest net income	$0	102
Net income of bank and minority interests.	$273,000	3,293
Net charge-offs	$645,000	1,203
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$34,600	5,767
2008-12-31 (YTD Data)		Rank
Total interest income	$16,681,000	2,259
Total interest expense	$6,093,000	2,485
Net interest income	$10,588,000	2,093
Provision for loan and lease losses	$840,000	2,964
Total noninterest income	$1,283,000	2,918
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$433,000	3,302
Trading account gains and fees	$0	154
Additional Noninterest Income	$850,000	2,374
Total noninterest expense	$7,702,000	2,458
Salaries and employee benefits	$4,538,000	2,235
Premises and equipment expense	$1,361,000	2,007
Additional noninterest expense	$1,803,000	3,137
Pre-tax net operating income	$3,329,000	1,633
Securities gains (losses)	$0	3,220
Applicable income taxes	$1,228,000	1,016
Income before extraordinary items	$2,101,000	1,902
Extraordinary gains, net	$0	39
Net income	$2,101,000	1,904
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$538,000	2,700
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,101,000	2,018
2008-09-30 (YTD Data)		Rank
Total interest income	$12,657,000	2,291
Total interest expense	$4,711,000	2,508
Net interest income	$7,946,000	2,106
Provision for loan and lease losses	$585,000	2,514
Total noninterest income	$974,000	2,956
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$309,000	3,426
Trading account gains and fees	$0	148
Additional Noninterest Income	$665,000	2,391
Total noninterest expense	$5,605,000	2,525
Salaries and employee benefits	$3,316,000	2,322
Premises and equipment expense	$988,000	2,066
Additional noninterest expense	$1,301,000	3,152
Pre-tax net operating income	$2,730,000	1,790
Securities gains (losses)	$0	3,106
Applicable income taxes	$1,041,000	1,115
Income before extraordinary items	$1,689,000	2,088
Extraordinary gains, net	$0	31
Net income	$1,689,000	2,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$365,000	2,325
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,689,000	2,189
2008-06-30 (YTD Data)		Rank
Total interest income	$8,426,000	2,318
Total interest expense	$3,307,000	2,489
Net interest income	$5,119,000	2,169
Provision for loan and lease losses	$555,000	1,792
Total noninterest income	$643,000	2,997
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$206,000	3,421
Trading account gains and fees	$0	149
Additional Noninterest Income	$437,000	2,446
Total noninterest expense	$3,662,000	2,576
Salaries and employee benefits	$2,178,000	2,368
Premises and equipment expense	$653,000	2,070
Additional noninterest expense	$831,000	3,254
Pre-tax net operating income	$1,545,000	2,136
Securities gains (losses)	$0	3,233
Applicable income taxes	$578,000	1,435
Income before extraordinary items	$967,000	2,642
Extraordinary gains, net	$0	21
Net income	$967,000	2,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$365,000	1,593
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$967,000	2,589
2008-03-31 (YTD Data)		Rank
Total interest income	$4,337,000	2,326
Total interest expense	$1,789,000	2,460
Net interest income	$2,548,000	2,171
Provision for loan and lease losses	$385,000	1,180
Total noninterest income	$284,000	3,247
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$91,000	3,630
Trading account gains and fees	$0	158
Additional Noninterest Income	$193,000	2,630
Total noninterest expense	$1,827,000	2,579
Salaries and employee benefits	$1,075,000	2,424
Premises and equipment expense	$318,000	2,143
Additional noninterest expense	$434,000	3,068
Pre-tax net operating income	$620,000	2,638
Securities gains (losses)	$0	2,688
Applicable income taxes	$230,000	1,787
Income before extraordinary items	$390,000	3,248
Extraordinary gains, net	$0	15
Net income	$390,000	3,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$300,000	980
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$390,000	3,171
2007-12-31 (YTD Data)		Rank
Total interest income	$17,618,000	2,339
Total interest expense	$7,957,000	2,329
Net interest income	$9,661,000	2,309
Provision for loan and lease losses	$469,000	2,441
Total noninterest income	$1,899,000	2,300
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$331,000	3,881
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,568,000	1,627
Total noninterest expense	$7,817,000	2,335
Salaries and employee benefits	$4,572,000	2,204
Premises and equipment expense	$1,263,000	2,069
Additional noninterest expense	$1,982,000	2,693
Pre-tax net operating income	$3,274,000	2,316
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,135,000	1,705
Income before extraordinary items	$2,139,000	2,680
Extraordinary gains, net	$0	39
Net income	$2,139,000	2,679
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$347,000	2,108
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,139,000	2,673
2007-09-30 (YTD Data)		Rank
Total interest income	$13,270,000	2,339
Total interest expense	$5,962,000	2,324
Net interest income	$7,308,000	2,304
Provision for loan and lease losses	$269,000	2,500
Total noninterest income	$638,000	3,887
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$249,000	3,883
Trading account gains and fees	$0	184
Additional Noninterest Income	$389,000	3,253
Total noninterest expense	$5,505,000	2,461
Salaries and employee benefits	$3,243,000	2,326
Premises and equipment expense	$944,000	2,057
Additional noninterest expense	$1,318,000	2,941
Pre-tax net operating income	$2,172,000	2,688
Securities gains (losses)	$0	1,655
Applicable income taxes	$721,000	2,044
Income before extraordinary items	$1,451,000	3,041
Extraordinary gains, net	$0	33
Net income	$1,451,000	3,040
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$155,000	2,263
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,451,000	3,022
2007-06-30 (YTD Data)		Rank
Total interest income	$8,603,000	2,409
Total interest expense	$3,822,000	2,417
Net interest income	$4,781,000	2,371
Provision for loan and lease losses	$159,000	2,515
Total noninterest income	$417,000	3,943
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$158,000	3,991
Trading account gains and fees	$0	168
Additional Noninterest Income	$259,000	3,276
Total noninterest expense	$3,695,000	2,462
Salaries and employee benefits	$2,180,000	2,335
Premises and equipment expense	$625,000	2,074
Additional noninterest expense	$890,000	2,911
Pre-tax net operating income	$1,344,000	2,884
Securities gains (losses)	$0	1,444
Applicable income taxes	$418,000	2,320
Income before extraordinary items	$926,000	3,181
Extraordinary gains, net	$0	29
Net income	$926,000	3,180
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	1,925
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$926,000	3,167
2007-03-31 (YTD Data)		Rank
Total interest income	$4,159,000	2,473
Total interest expense	$1,825,000	2,505
Net interest income	$2,334,000	2,423
Provision for loan and lease losses	$15,000	4,592
Total noninterest income	$207,000	3,932
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$78,000	3,968
Trading account gains and fees	$0	195
Additional Noninterest Income	$129,000	3,283
Total noninterest expense	$1,913,000	2,391
Salaries and employee benefits	$1,112,000	2,311
Premises and equipment expense	$304,000	2,145
Additional noninterest expense	$497,000	2,634
Pre-tax net operating income	$613,000	3,078
Securities gains (losses)	$0	1,187
Applicable income taxes	$249,000	2,094
Income before extraordinary items	$364,000	3,725
Extraordinary gains, net	$0	22
Net income	$364,000	3,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	1,850
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$364,000	3,708
2006-12-31 (YTD Data)		Rank
Total interest income	$16,277,000	2,386
Total interest expense	$6,235,000	2,513
Net interest income	$10,042,000	2,281
Provision for loan and lease losses	$270,000	2,970
Total noninterest income	$1,421,000	2,798
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$305,000	4,104
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,116,000	2,065
Total noninterest expense	$7,591,000	2,333
Salaries and employee benefits	$4,443,000	2,201
Premises and equipment expense	$1,177,000	2,104
Additional noninterest expense	$1,971,000	2,597
Pre-tax net operating income	$3,602,000	2,429
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,463,000	1,696
Income before extraordinary items	$2,139,000	2,956
Extraordinary gains, net	$0	51
Net income	$2,139,000	2,956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	2,548
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,139,000	2,951
2006-09-30 (YTD Data)		Rank
Total interest income	$12,028,000	2,404
Total interest expense	$4,460,000	2,545
Net interest income	$7,568,000	2,292
Provision for loan and lease losses	$183,000	3,023
Total noninterest income	$839,000	3,293
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$234,000	4,068
Trading account gains and fees	$0	126
Additional Noninterest Income	$605,000	2,552
Total noninterest expense	$5,656,000	2,336
Salaries and employee benefits	$3,293,000	2,228
Premises and equipment expense	$870,000	2,148
Additional noninterest expense	$1,493,000	2,572
Pre-tax net operating income	$2,568,000	2,598
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,044,000	1,827
Income before extraordinary items	$1,524,000	3,171
Extraordinary gains, net	$0	45
Net income	$1,524,000	3,172
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	2,245
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,524,000	3,166
2006-06-30 (YTD Data)		Rank
Total interest income	$7,933,000	2,392
Total interest expense	$2,801,000	2,589
Net interest income	$5,132,000	2,281
Provision for loan and lease losses	$143,000	2,740
Total noninterest income	$613,000	3,077
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$159,000	4,016
Trading account gains and fees	$0	126
Additional Noninterest Income	$454,000	2,348
Total noninterest expense	$3,868,000	2,286
Salaries and employee benefits	$2,225,000	2,207
Premises and equipment expense	$570,000	2,178
Additional noninterest expense	$1,073,000	2,406
Pre-tax net operating income	$1,734,000	2,580
Securities gains (losses)	$0	1,185
Applicable income taxes	$708,000	1,837
Income before extraordinary items	$1,026,000	3,158
Extraordinary gains, net	$0	39
Net income	$1,026,000	3,160
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	1,804
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,026,000	3,143
2006-03-31 (YTD Data)		Rank
Total interest income	$3,864,000	2,394
Total interest expense	$1,321,000	2,609
Net interest income	$2,543,000	2,293
Provision for loan and lease losses	$82,000	2,309
Total noninterest income	$285,000	3,189
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$81,000	3,912
Trading account gains and fees	$0	115
Additional Noninterest Income	$204,000	2,459
Total noninterest expense	$1,971,000	2,254
Salaries and employee benefits	$1,160,000	2,128
Premises and equipment expense	$284,000	2,197
Additional noninterest expense	$527,000	2,434
Pre-tax net operating income	$775,000	2,772
Securities gains (losses)	$0	955
Applicable income taxes	$316,000	1,950
Income before extraordinary items	$459,000	3,367
Extraordinary gains, net	$0	21
Net income	$459,000	3,366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	2,748
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$459,000	3,345
2005-12-31 (YTD Data)		Rank
Total interest income	$12,296,000	2,657
Total interest expense	$3,424,000	2,993
Net interest income	$8,872,000	2,461
Provision for loan and lease losses	$364,000	2,436
Total noninterest income	$1,288,000	2,976
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$341,000	3,903
Trading account gains and fees	$0	138
Additional Noninterest Income	$947,000	2,292
Total noninterest expense	$6,800,000	2,457
Salaries and employee benefits	$4,118,000	2,226
Premises and equipment expense	$940,000	2,501
Additional noninterest expense	$1,742,000	2,836
Pre-tax net operating income	$2,996,000	2,759
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,238,000	1,956
Income before extraordinary items	$1,758,000	3,426
Extraordinary gains, net	$0	46
Net income	$1,758,000	3,428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,766
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$500,000	534
Net operating income	$1,758,000	3,392
2005-09-30 (YTD Data)		Rank
Total interest income	$8,687,000	2,746
Total interest expense	$2,301,000	3,133
Net interest income	$6,386,000	2,531
Provision for loan and lease losses	$254,000	2,520
Total noninterest income	$1,005,000	2,904
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$253,000	3,932
Trading account gains and fees	$0	126
Additional Noninterest Income	$752,000	2,207
Total noninterest expense	$4,930,000	2,511
Salaries and employee benefits	$2,962,000	2,293
Premises and equipment expense	$659,000	2,635
Additional noninterest expense	$1,309,000	2,810
Pre-tax net operating income	$2,207,000	2,836
Securities gains (losses)	$0	2,317
Applicable income taxes	$914,000	2,010
Income before extraordinary items	$1,293,000	3,496
Extraordinary gains, net	$0	35
Net income	$1,293,000	3,497
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	4,651
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$500,000	400
Net operating income	$1,293,000	3,461
2005-06-30 (YTD Data)		Rank
Total interest income	$5,237,000	2,914
Total interest expense	$1,314,000	3,392
Net interest income	$3,923,000	2,710
Provision for loan and lease losses	$282,000	1,624
Total noninterest income	$727,000	2,700
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$167,000	3,899
Trading account gains and fees	$0	116
Additional Noninterest Income	$560,000	2,028
Total noninterest expense	$2,969,000	2,720
Salaries and employee benefits	$1,865,000	2,385
Premises and equipment expense	$401,000	2,840
Additional noninterest expense	$703,000	3,354
Pre-tax net operating income	$1,399,000	2,905
Securities gains (losses)	$0	2,146
Applicable income taxes	$575,000	2,071
Income before extraordinary items	$824,000	3,577
Extraordinary gains, net	$0	30
Net income	$824,000	3,579
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	3,846
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$500,000	286
Net operating income	$824,000	3,526
2005-03-31 (YTD Data)		Rank
Total interest income	$2,300,000	3,225
Total interest expense	$553,000	3,736
Net interest income	$1,747,000	2,996
Provision for loan and lease losses	$101,000	2,023
Total noninterest income	$316,000	2,937
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$77,000	4,013
Trading account gains and fees	$0	115
Additional Noninterest Income	$239,000	2,225
Total noninterest expense	$1,310,000	3,076
Salaries and employee benefits	$879,000	2,551
Premises and equipment expense	$164,000	3,396
Additional noninterest expense	$267,000	4,156
Pre-tax net operating income	$652,000	3,033
Securities gains (losses)	$0	1,685
Applicable income taxes	$265,000	2,176
Income before extraordinary items	$387,000	3,699
Extraordinary gains, net	$0	24
Net income	$387,000	3,701
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	2,290
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$387,000	3,659
2004-12-31 (YTD Data)		Rank
Total interest income	$7,474,000	3,603
Total interest expense	$1,463,000	4,587
Net interest income	$6,011,000	3,286
Provision for loan and lease losses	$207,000	3,624
Total noninterest income	$1,156,000	3,203
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$330,000	4,092
Trading account gains and fees	$0	138
Additional Noninterest Income	$826,000	2,447
Total noninterest expense	$4,826,000	3,222
Salaries and employee benefits	$3,061,000	2,790
Premises and equipment expense	$640,000	3,358
Additional noninterest expense	$1,125,000	3,949
Pre-tax net operating income	$2,134,000	3,367
Securities gains (losses)	$8,000	2,935
Applicable income taxes	$844,000	2,439
Income before extraordinary items	$1,298,000	3,988
Extraordinary gains, net	$0	34
Net income	$1,298,000	3,989
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$176,000	2,777
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,292,880	3,951
2004-09-30 (YTD Data)		Rank
Total interest income	$5,337,000	3,731
Total interest expense	$1,002,000	4,785
Net interest income	$4,335,000	3,370
Provision for loan and lease losses	$132,000	3,832
Total noninterest income	$908,000	3,133
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$252,000	4,081
Trading account gains and fees	$0	134
Additional Noninterest Income	$656,000	2,361
Total noninterest expense	$3,543,000	3,272
Salaries and employee benefits	$2,249,000	2,814
Premises and equipment expense	$482,000	3,351
Additional noninterest expense	$812,000	4,042
Pre-tax net operating income	$1,568,000	3,477
Securities gains (losses)	$8,000	2,829
Applicable income taxes	$634,000	2,474
Income before extraordinary items	$942,000	4,156
Extraordinary gains, net	$0	26
Net income	$942,000	4,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	2,437
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$936,880	4,099
2004-06-30 (YTD Data)		Rank
Total interest income	$3,433,000	3,839
Total interest expense	$617,000	5,025
Net interest income	$2,816,000	3,434
Provision for loan and lease losses	$71,000	4,092
Total noninterest income	$659,000	2,966
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$167,000	4,079
Trading account gains and fees	$0	130
Additional Noninterest Income	$492,000	2,214
Total noninterest expense	$2,390,000	3,223
Salaries and employee benefits	$1,520,000	2,796
Premises and equipment expense	$326,000	3,323
Additional noninterest expense	$544,000	4,048
Pre-tax net operating income	$1,014,000	3,497
Securities gains (losses)	$8,000	2,538
Applicable income taxes	$409,000	2,517
Income before extraordinary items	$613,000	4,190
Extraordinary gains, net	$0	21
Net income	$613,000	4,191
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	1,940
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$607,880	4,134
2004-03-31 (YTD Data)		Rank
Total interest income	$1,724,000	3,836
Total interest expense	$305,000	5,116
Net interest income	$1,419,000	3,404
Provision for loan and lease losses	$0	6,501
Total noninterest income	$293,000	3,167
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$87,000	3,922
Trading account gains and fees	$0	121
Additional Noninterest Income	$206,000	2,427
Total noninterest expense	$1,219,000	3,177
Salaries and employee benefits	$787,000	2,730
Premises and equipment expense	$163,000	3,352
Additional noninterest expense	$269,000	4,077
Pre-tax net operating income	$493,000	3,563
Securities gains (losses)	$8,000	2,145
Applicable income taxes	$204,000	2,553
Income before extraordinary items	$297,000	4,297
Extraordinary gains, net	$0	16
Net income	$297,000	4,296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-44,000	8,819
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$291,880	4,217
2003-12-31 (YTD Data)		Rank
Total interest income	$6,394,000	4,108
Total interest expense	$1,362,000	5,179
Net interest income	$5,032,000	3,655
Provision for loan and lease losses	$109,000	5,199
Total noninterest income	$1,057,000	3,602
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$375,000	3,788
Trading account gains and fees	$0	160
Additional Noninterest Income	$682,000	3,015
Total noninterest expense	$4,374,000	3,434
Salaries and employee benefits	$2,875,000	2,873
Premises and equipment expense	$626,000	3,402
Additional noninterest expense	$873,000	4,740
Pre-tax net operating income	$1,606,000	3,953
Securities gains (losses)	$186,000	1,385
Applicable income taxes	$734,000	2,693
Income before extraordinary items	$1,058,000	4,481
Extraordinary gains, net	$0	54
Net income	$1,058,000	4,483
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-39,000	8,888
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$938,960	4,664
2003-09-30 (YTD Data)		Rank
Total interest income	$4,790,000	4,158
Total interest expense	$1,068,000	5,185
Net interest income	$3,722,000	3,720
Provision for loan and lease losses	$37,000	6,206
Total noninterest income	$777,000	3,708
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$282,000	3,806
Trading account gains and fees	$0	153
Additional Noninterest Income	$495,000	3,156
Total noninterest expense	$3,307,000	3,399
Salaries and employee benefits	$2,141,000	2,899
Premises and equipment expense	$476,000	3,351
Additional noninterest expense	$690,000	4,514
Pre-tax net operating income	$1,155,000	4,183
Securities gains (losses)	$176,000	1,307
Applicable income taxes	$546,000	2,868
Income before extraordinary items	$785,000	4,649
Extraordinary gains, net	$0	40
Net income	$785,000	4,650
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-37,000	8,873
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$672,360	4,914
2003-06-30 (YTD Data)		Rank
Total interest income	$3,235,000	4,158
Total interest expense	$751,000	5,130
Net interest income	$2,484,000	3,720
Provision for loan and lease losses	$38,000	5,528
Total noninterest income	$491,000	3,781
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$185,000	3,796
Trading account gains and fees	$0	150
Additional Noninterest Income	$306,000	3,255
Total noninterest expense	$2,155,000	3,462
Salaries and employee benefits	$1,415,000	2,934
Premises and equipment expense	$322,000	3,303
Additional noninterest expense	$418,000	4,845
Pre-tax net operating income	$782,000	4,115
Securities gains (losses)	$41,000	2,157
Applicable income taxes	$335,000	3,034
Income before extraordinary items	$488,000	4,866
Extraordinary gains, net	$0	30
Net income	$488,000	4,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-39,000	8,940
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$461,760	4,810
2003-03-31 (YTD Data)		Rank
Total interest income	$1,606,000	4,220
Total interest expense	$370,000	5,271
Net interest income	$1,236,000	3,723
Provision for loan and lease losses	$22,000	5,127
Total noninterest income	$234,000	3,784
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$92,000	3,749
Trading account gains and fees	$0	134
Additional Noninterest Income	$142,000	3,320
Total noninterest expense	$1,079,000	3,446
Salaries and employee benefits	$698,000	2,961
Premises and equipment expense	$161,000	3,292
Additional noninterest expense	$220,000	4,630
Pre-tax net operating income	$369,000	4,244
Securities gains (losses)	$12,000	2,102
Applicable income taxes	$152,000	3,201
Income before extraordinary items	$229,000	4,965
Extraordinary gains, net	$0	21
Net income	$229,000	4,964
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,694
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$221,320	4,846
2002-12-31 (YTD Data)		Rank
Total interest income	$7,172,000	3,971
Total interest expense	$2,065,000	4,683
Net interest income	$5,107,000	3,607
Provision for loan and lease losses	$95,000	5,818
Total noninterest income	$884,000	3,746
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$392,000	3,577
Trading account gains and fees	$0	153
Additional Noninterest Income	$492,000	3,314
Total noninterest expense	$4,316,000	3,345
Salaries and employee benefits	$2,735,000	2,872
Premises and equipment expense	$648,000	3,192
Additional noninterest expense	$933,000	4,418
Pre-tax net operating income	$1,580,000	3,970
Securities gains (losses)	$-721,000	9,289
Applicable income taxes	$347,000	4,175
Income before extraordinary items	$512,000	6,340
Extraordinary gains, net	$0	70
Net income	$512,000	6,339
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$198,000	3,030
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$973,440	4,546
2001-12-31 (YTD Data)		Rank
Total interest income	$8,556,000	3,794
Total interest expense	$3,682,000	4,054
Net interest income	$4,874,000	3,506
Provision for loan and lease losses	$556,000	2,024
Total noninterest income	$1,317,000	2,751
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$433,000	3,189
Trading account gains and fees	$0	177
Additional Noninterest Income	$884,000	2,232
Total noninterest expense	$4,338,000	3,193
Salaries and employee benefits	$2,763,000	2,701
Premises and equipment expense	$652,000	3,127
Additional noninterest expense	$923,000	4,322
Pre-tax net operating income	$1,297,000	4,230
Securities gains (losses)	$20,000	3,157
Applicable income taxes	$536,000	3,205
Income before extraordinary items	$781,000	4,929
Extraordinary gains, net	$0	105
Net income	$781,000	4,932
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$279,000	2,353
Cash dividends	$491,000	3,516
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$768,200	4,866
2000-12-31 (YTD Data)		Rank
Total interest income	$8,731,000	3,833
Total interest expense	$3,809,000	4,141
Net interest income	$4,922,000	3,523
Provision for loan and lease losses	$431,000	2,128
Total noninterest income	$912,000	3,359
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$401,000	3,235
Trading account gains and fees	$0	180
Additional Noninterest Income	$511,000	2,915
Total noninterest expense	$4,289,000	3,140
Salaries and employee benefits	$2,730,000	2,608
Premises and equipment expense	$610,000	3,222
Additional noninterest expense	$949,000	4,156
Pre-tax net operating income	$1,114,000	4,956
Securities gains (losses)	$0	1,956
Applicable income taxes	$380,000	4,086
Income before extraordinary items	$734,000	5,287
Extraordinary gains, net	$0	38
Net income	$734,000	5,286
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$598,000	1,086
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$734,000	5,292
1999-12-31 (YTD Data)		Rank
Total interest income	$7,141,000	4,328
Total interest expense	$3,106,000	4,473
Net interest income	$4,035,000	4,146
Provision for loan and lease losses	$289,000	2,764
Total noninterest income	$989,000	3,113
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$451,000	2,883
Trading account gains and fees	$0	173
Additional Noninterest Income	$538,000	2,824
Total noninterest expense	$4,321,000	3,084
Salaries and employee benefits	$2,542,000	2,765
Premises and equipment expense	$746,000	2,722
Additional noninterest expense	$1,033,000	3,915
Pre-tax net operating income	$414,000	7,525
Securities gains (losses)	$0	3,155
Applicable income taxes	$-120,000	9,948
Income before extraordinary items	$534,000	6,231
Extraordinary gains, net	$0	35
Net income	$534,000	6,229
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	9,348
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$534,000	6,217
1998-12-31 (YTD Data)		Rank
Total interest income	$6,725,000	4,537
Total interest expense	$3,351,000	4,311
Net interest income	$3,374,000	4,725
Provision for loan and lease losses	$35,000	7,178
Total noninterest income	$1,046,000	2,979
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$531,000	2,413
Trading account gains and fees	$0	224
Additional Noninterest Income	$515,000	2,927
Total noninterest expense	$4,234,000	3,073
Salaries and employee benefits	$2,427,000	2,803
Premises and equipment expense	$800,000	2,450
Additional noninterest expense	$1,007,000	3,937
Pre-tax net operating income	$151,000	9,168
Securities gains (losses)	$1,000	4,151
Applicable income taxes	$-60,000	10,158
Income before extraordinary items	$212,000	8,534
Extraordinary gains, net	$0	32
Net income	$212,000	8,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,956
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$211,000	8,460
1997-12-31 (YTD Data)		Rank
Total interest income	$6,776,000	4,619
Total interest expense	$3,149,000	4,519
Net interest income	$3,627,000	4,599
Provision for loan and lease losses	$441,000	1,954
Total noninterest income	$1,239,000	2,559
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$546,000	2,415
Trading account gains and fees	NA	NA
Additional Noninterest Income	$693,000	2,231
Total noninterest expense	$4,162,000	3,071
Salaries and employee benefits	$2,402,000	2,755
Premises and equipment expense	$695,000	2,758
Additional noninterest expense	$1,065,000	3,680
Pre-tax net operating income	$263,000	9,221
Securities gains (losses)	$0	3,944
Applicable income taxes	$-165,000	10,772
Income before extraordinary items	$428,000	7,454
Extraordinary gains, net	$0	44
Net income	$428,000	7,457
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$502,000	1,330
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$428,000	7,405
1996-12-31 (YTD Data)		Rank
Total interest income	$6,421,000	4,917
Total interest expense	$2,829,000	5,033
Net interest income	$3,592,000	4,722
Provision for loan and lease losses	$587,000	1,547
Total noninterest income	$1,297,000	2,543
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$481,000	2,815
Trading account gains and fees	NA	NA
Additional Noninterest Income	$816,000	2,082
Total noninterest expense	$4,189,000	3,208
Salaries and employee benefits	$2,416,000	2,780
Premises and equipment expense	$700,000	2,796
Additional noninterest expense	$1,073,000	4,161
Pre-tax net operating income	$113,000	10,305
Securities gains (losses)	$0	4,148
Applicable income taxes	$1,000	10,529
Income before extraordinary items	$112,000	10,114
Extraordinary gains, net	$0	53
Net income	$112,000	10,113
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$829,000	999
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$112,000	10,057
1995-12-31 (YTD Data)		Rank
Total interest income	$5,630,000	5,490
Total interest expense	$1,878,000	6,726
Net interest income	$3,752,000	4,571
Provision for loan and lease losses	$223,000	2,821
Total noninterest income	$1,086,000	2,926
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$404,000	3,335
Trading account gains and fees	NA	NA
Additional Noninterest Income	$682,000	2,330
Total noninterest expense	$4,125,000	3,227
Salaries and employee benefits	$2,275,000	2,931
Premises and equipment expense	$754,000	2,630
Additional noninterest expense	$1,096,000	4,036
Pre-tax net operating income	$490,000	8,486
Securities gains (losses)	$9,000	2,462
Applicable income taxes	$1,000	11,102
Income before extraordinary items	$498,000	7,271
Extraordinary gains, net	$0	65
Net income	$498,000	7,270
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,140
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$489,000	7,301
1994-12-31 (YTD Data)		Rank
Total interest income	$2,525,000	8,864
Total interest expense	$688,000	10,167
Net interest income	$1,837,000	7,950
Provision for loan and lease losses	$0	9,146
Total noninterest income	$671,000	4,256
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$220,000	5,501
Trading account gains and fees	NA	NA
Additional Noninterest Income	$451,000	3,166
Total noninterest expense	$2,744,000	4,768
Salaries and employee benefits	$1,576,000	4,101
Premises and equipment expense	$439,000	4,245
Additional noninterest expense	$729,000	6,138
Pre-tax net operating income	$-236,000	12,283
Securities gains (losses)	$0	3,600
Applicable income taxes	$1,000	11,577
Income before extraordinary items	$-237,000	12,245
Extraordinary gains, net	$0	249
Net income	$-237,000	12,244
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	10,214
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$-237,000	12,269
1993-12-31 (YTD Data)		Rank
Total interest income	$979,000	12,341
Total interest expense	$341,000	12,492
Net interest income	$638,000	12,077
Provision for loan and lease losses	$0	10,371
Total noninterest income	$317,000	7,419
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$159,000	6,850
Trading account gains and fees	NA	NA
Additional Noninterest Income	$158,000	6,394
Total noninterest expense	$1,777,000	6,954
Salaries and employee benefits	$1,024,000	5,990
Premises and equipment expense	$262,000	6,466
Additional noninterest expense	$491,000	8,311
Pre-tax net operating income	$-822,000	12,938
Securities gains (losses)	$0	7,477
Applicable income taxes	$2,000	12,040
Income before extraordinary items	$-824,000	12,973
Extraordinary gains, net	$0	3,149
Net income	$-824,000	12,973
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-59,000	12,742
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$-824,000	12,928
1992-12-31 (YTD Data)		Rank
Total interest income	$987,000	13,044
Total interest expense	$408,000	13,152
Net interest income	$579,000	12,803
Provision for loan and lease losses	$71,000	8,232
Total noninterest income	$161,000	10,273
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$141,000	7,358
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	12,557
Total noninterest expense	$1,152,000	9,272
Salaries and employee benefits	$526,000	9,525
Premises and equipment expense	$191,000	8,052
Additional noninterest expense	$435,000	9,143
Pre-tax net operating income	$-483,000	13,284
Securities gains (losses)	$0	8,369
Applicable income taxes	$0	12,680
Income before extraordinary items	$-483,000	13,376
Extraordinary gains, net	$0	1,422
Net income	$-483,000	13,373
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	8,449
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$3,503,000	218
Net operating income	$-483,000	13,273

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.