FirstBank, FAIRHOPE LPO

Name:FirstBank, FAIRHOPE LPO
Limited Service Loan Production Office
Review: 3star4 client reviews
Location:315 Magnolia Ave
Fairhope, AL 36532

Baldwin County
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FDIC Cert:#8663
Established:08/31/2018


The Bank

Name:FirstBank
Concentration:Commercial Lending Specialization
Established:01/01/1906
FDIC Insurance:01/01/1934
Holden By:FB FINANCIAL CORP
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:120, view all, view on map
Website:www.firstbankonline.com
Total Assets:$12,517,335,000
Total Deposits:$10,486,032,000
Total Equity Capital:$1,495,420,000
Total Domestic Office Deposits:$10,486,032,000
Net Income:$69,236,000
Quarterly Net Income:$40,639,000
Return on Assets:1%
Quarterly Return on Assets:1%
Return on Equity:9%
Quarterly Return on Equity:11%
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Client Review

4 client reviews of FirstBank scored 3 out of 5.

Big Mistake
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by cabcat, Oct. 06, 2021

From day one of depositing a large amount of money in this institution, I have regretted every minute of selecting it.  It should not take hours to open an account, but it did. The representative talked incessantly without saying anything and the paperwork was knee deep. I was never asked how I wanted my checks to read which I have always just used my first and second initial. I got my checks and they had my entire full legal name. I tried calling and could not get anyone for days. I tried contacting by email with no response. I had online banking set up which I only periodically use. I went online to check my balance and I am locked out.  Tried calling again, same no answering the phone. Finally got through to the person who set up my account. She stated she would have to call someone and get back to me. Hours later I had a message she called. I attempted to call her back and she was away. Put through to her voicemail at 2:44. No call. Called again at 4:15. Recording says bank is closed. Today, I expected a call but so far, nothing.

* this reviewer has be with this bank for 6 months - 1 year
* this reviewer had 1 - 2 banks before.
* this review was made on FirstBank, Oakland Branch at Oakland, TN
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Avoid this bank with every ounce of strength!!!
 1star Overall Rating
 1star Interest Rate and Cost
 3star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by Stonewalled, Oct. 13, 2020

My mother, against my advice, banked with this local racketeering firm. Upon her death, they required more from  me to take over and close her checking account than the state laws require. It all started when. I went to pay for mother’s funeral. Her check card was declined. I call the bank! Someone has called them to say my mother has passed away. They have cancelled her cards. I advise I’m the only hwir and ask who called them. They won’t tell me without a court order. I ask I’d they will close the account and forward the balances to the funeral home - not without a court order. Now that I have the court order they don’t want to follow through with the review and closing of the account. I’m starting to believe their is something fraudulent that has taken place with my mothers accounts and they are trying their best to cover it up. For example 800 was withdrawn while my mother was on life support! How does that happen? No answers. For two months my mother was in the hospital. 1200 each month was withdrawn. How does that happen? When a woman is on life support and can’t walk, but her money can still be withdrawn from her checking account. And then when the sole heir shows up they call in the attorneys and legal requirements to make every effort to stop the account from being audited and closed- this my neighbors is a shady buainsss!  Deom DJ in customer service all the way up to the se treaty to the VIP, they have stonewalled new and made me feel as if my mother had some notation on her a. Oh by to fight me upon her death. Of all the people I’ve spoken with at this bank, the only one That has remained civil is the secretary ive mentioned. None of the other pencil jockeys can find the drive, the courtesy or the common sense to do their jobs. And YET anyone can call in and say the account holder died and they will listen to them. But not the child of said account holder.  

I can almost assure you, that I will edit this review later on and report that there has been additional activities and fees that they have tried to bury between lawyers and stonewalling. If you are a customer and have an idea that your accounts will be at this bank when you pass away, just turn to your children and tell them you are going to make life very difficult for 6 monthS after you die.

This is one bank That should have been shut down 20 years ago when they were giving money back on mortgages. Then foreclosing when one of their family members wanted the house. Things get swept under the rug but occasionally the rug gets lifted up. No matter how many new faces you see in this bank. The good old crooked boys are still in the back fighting over who is going to get first dibs on your cash.

Don’t and I repeat DONT do business with this bank if you appreciate courtesy, accountability and common sense.!!


* this reviewer has be with this bank for >10 years
* this reviewer had 1 - 2 banks before.
* this review was made on FirstBank, Cookeville Branch at Cookeville, TN
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Cyndy Schaub
 5star Overall Rating
 5star Interest Rate and Cost
 5star Office Environment & Staff
 5star Waiting Time
 5star Other Services
by Tranquilidad, Jun. 18, 2014

This bank is excellent.  I have recommended it to all my friends and family.  They have a full range of services and have been very helpful even when I call from out of country with a problem. The manager, John Blade, takes an interest in the customersand the community.  You could not pay me to change banks.

* this reviewer has be with this bank for >10 years
* this reviewer had 6 - 10 banks before.
* this review was made on FirstBank, First Bank, Fairview Branch at Fairview, TN
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All Reviews...

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