Home > First United Bank & Trust > Net charge- offs to loans
First United Bank & Trust, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 1,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 905 |
| Percentage Net Loans Charged-off:Construction & development | -0.0143% | 4,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0189% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0640% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 4,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0971% | 1,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7880% | 844 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7880% | 734 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 654 |
| Percentage Net Loans Charged-off:Construction & development | -0.0139% | 4,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0260% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 3,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0858% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 4,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0698% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8930% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8930% | 615 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0987% | 685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 475 |
| Percentage Net Loans Charged-off:Construction & development | -0.0185% | 4,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0396% | 216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 3,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0266% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 3,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1327% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1017% | 534 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1017% | 536 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0763% | 691 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 4,075 |
| Percentage Net Loans Charged-off:Construction & development | -0.0271% | 4,551 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 4,085 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 4,422 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 4,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 3,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4436% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4436% | 368 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0551% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0149% | 3,970 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,240 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0331% | 4,224 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1117% | 4,564 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0199% | 4,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0196% | 1,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9319% | 579 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9319% | 527 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 921 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0202% | 4,084 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,307 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0453% | 4,352 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1757% | 4,626 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0229% | 4,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0275% | 933 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0956% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0956% | 400 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0192% | 4,001 |
| Percentage Net Loans Charged-off:Construction & development | -0.0318% | 4,116 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 3,861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0337% | 4,127 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1781% | 3,453 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 3,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0458% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2807% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2807% | 335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0836% | 585 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 3,915 |
| Percentage Net Loans Charged-off:Construction & development | -0.0551% | 4,220 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 3,716 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0135% | 3,292 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 3,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1019% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2955% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2955% | 348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0244% | 4,049 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,124 |
| Percentage Net Loans Charged-off:Construction & development | -0.0711% | 4,209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0310% | 3,307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2310% | 4,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1721% | 1,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1721% | 1,540 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0401% | 4,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,186 |
| Percentage Net Loans Charged-off:Construction & development | -0.0920% | 4,292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 497 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0346% | 3,378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0449% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2912% | 4,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0461% | 2,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0461% | 1,978 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 1,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 945 |
| Percentage Net Loans Charged-off:Construction & development | -0.0467% | 4,275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0097% | 3,298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0358% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0304% | 3,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0232% | 1,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0232% | 1,823 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 525 |
| Percentage Net Loans Charged-off:Construction & development | -0.0665% | 4,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0686% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 3,336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0834% | 225 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0541% | 4,178 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2004% | 4,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2004% | 4,189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1281% | 1,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1356% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 0.9306% | 58 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0224% | 4,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2035% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 1,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0403% | 1,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2757% | 1,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2757% | 1,666 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1576% | 936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1631% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 1.2065% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0304% | 4,595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 1,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0912% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0588% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4163% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4163% | 1,226 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0624% | 1,621 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0148% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0441% | 4,716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1446% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2638% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5544% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5544% | 1,051 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0680% | 1,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0033% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0882% | 4,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0658% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3092% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2940% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5577% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5577% | 1,114 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0168% | 4,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0453% | 4,754 |
| Percentage Net Loans Charged-off:Construction & development | -0.1149% | 4,543 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0403% | 4,716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0334% | 4,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1318% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0650% | 4,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0455% | 1,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1557% | 2,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1557% | 2,503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0339% | 4,731 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0533% | 4,852 |
| Percentage Net Loans Charged-off:Construction & development | -0.1159% | 4,605 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0339% | 4,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0525% | 4,780 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0319% | 3,631 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0564% | 4,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 3,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0116% | 3,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0116% | 3,001 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0491% | 4,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0513% | 4,874 |
| Percentage Net Loans Charged-off:Construction & development | -0.1365% | 4,651 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0227% | 4,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0496% | 4,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0837% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0756% | 4,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1354% | 4,632 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0472% | 4,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0472% | 4,441 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0604% | 4,882 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0501% | 4,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0563% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0436% | 4,993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0877% | 5,012 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0221% | 3,667 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1007% | 5,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1930% | 4,786 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2372% | 4,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2372% | 4,765 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1091% | 1,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0992% | 755 |
| Percentage Net Loans Charged-off:Construction & development | -0.1549% | 4,705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3792% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 1,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1952% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 4,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0668% | 4,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2824% | 2,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2824% | 2,024 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1192% | 1,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1087% | 587 |
| Percentage Net Loans Charged-off:Construction & development | -0.2322% | 4,805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4336% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 1,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2418% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0402% | 4,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 4,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3235% | 1,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3235% | 1,736 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1990% | 790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2080% | 297 |
| Percentage Net Loans Charged-off:Construction & development | -0.2913% | 4,872 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6520% | 103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0851% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4025% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0555% | 4,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1016% | 2,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1016% | 2,399 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0223% | 4,612 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0327% | 4,920 |
| Percentage Net Loans Charged-off:Construction & development | -0.4517% | 4,974 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0928% | 5,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1136% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3672% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0991% | 4,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1146% | 2,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1146% | 2,034 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2778% | 940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5031% | 160 |
| Percentage Net Loans Charged-off:Construction & development | -0.1114% | 4,800 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5921% | 81 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 4,621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0862% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0297% | 4,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4331% | 5,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1741% | 2,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1741% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1451% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4242% | 178 |
| Percentage Net Loans Charged-off:Construction & development | -0.1843% | 4,931 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3731% | 75 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 4,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1004% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0429% | 5,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.2365% | 5,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0959% | 2,966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0959% | 2,829 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2022% | 998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6263% | 120 |
| Percentage Net Loans Charged-off:Construction & development | -0.3154% | 5,037 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0315% | 47 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 4,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1509% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0461% | 5,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.7761% | 5,543 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1522% | 5,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1522% | 5,051 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4733% | 5,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1804% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0265% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6306% | 92 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0732% | 5,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0688% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1069% | 5,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | -8.3410% | 5,611 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3719% | 5,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3719% | 5,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5703% | 408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5543% | 179 |
| Percentage Net Loans Charged-off:Construction & development | -0.9321% | 5,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9612% | 59 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0702% | 1,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3064% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 2,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7355% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2777% | 2,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2777% | 2,329 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9480% | 313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3089% | 747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2482% | 470 |
| Percentage Net Loans Charged-off:Construction & development | -1.3863% | 5,409 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2838% | 96 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 1,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2599% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 4,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9121% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2201% | 2,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2201% | 2,242 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7270% | 315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2574% | 928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2185% | 565 |
| Percentage Net Loans Charged-off:Construction & development | -2.0637% | 5,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4517% | 88 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0828% | 1,270 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0336% | 4,088 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1115% | 1,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6445% | 632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1318% | 2,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1318% | 2,407 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3621% | 333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1052% | 1,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0855% | 928 |
| Percentage Net Loans Charged-off:Construction & development | -0.3469% | 5,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3273% | 246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0464% | 4,146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0860% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1341% | 895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2970% | 1,772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2970% | 1,620 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4563% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1410% | 1,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1487% | 1,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.8712% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0588% | 1,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 2,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0341% | 839 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 2,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0167% | 5,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0167% | 5,050 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6777% | 317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0761% | 2,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0775% | 1,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.2120% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1327% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 2,602 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 4,141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 2,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0384% | 4,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0112% | 5,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0112% | 4,956 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8127% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0909% | 2,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0941% | 1,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.4394% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1950% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0527% | 5,726 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0265% | 4,260 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0594% | 5,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0453% | 4,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0849% | 2,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0849% | 2,615 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7577% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1852% | 1,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1987% | 784 |
| Percentage Net Loans Charged-off:Construction & development | 0.8696% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5042% | 260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1547% | 6,033 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0211% | 4,282 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1896% | 6,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0315% | 4,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0854% | 2,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0854% | 2,205 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4521% | 195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4912% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5055% | 592 |
| Percentage Net Loans Charged-off:Construction & development | 2.5212% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2042% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1731% | 1,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4264% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1052% | 2,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3206% | 1,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3050% | 2,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3050% | 2,258 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6655% | 313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5139% | 747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5375% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 3.0581% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0423% | 1,555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1878% | 1,564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5133% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0999% | 2,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3562% | 1,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0338% | 3,503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0338% | 3,352 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4466% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5075% | 801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5199% | 589 |
| Percentage Net Loans Charged-off:Construction & development | 2.8279% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0093% | 1,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2330% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5580% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1446% | 1,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5966% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2718% | 5,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2718% | 5,869 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0678% | 349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6826% | 536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6883% | 393 |
| Percentage Net Loans Charged-off:Construction & development | 3.0855% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0187% | 974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4784% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2169% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2752% | 950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9409% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3886% | 6,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3886% | 5,974 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4623% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3354% | 1,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2144% | 2,221 |
| Percentage Net Loans Charged-off:Construction & development | 1.7698% | 626 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3095% | 6,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0819% | 3,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1489% | 1,146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0629% | 3,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7247% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1465% | 3,419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1465% | 3,280 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3269% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1149% | 3,398 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0640% | 6,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.2666% | 1,131 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4088% | 6,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0623% | 3,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1154% | 1,081 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0472% | 3,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2568% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1818% | 2,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1818% | 2,837 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2255% | 403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3426% | 1,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1140% | 2,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.3899% | 940 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0450% | 1,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0788% | 2,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2274% | 840 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0363% | 2,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1897% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2396% | 2,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2396% | 2,368 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0897% | 393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4091% | 1,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 2,956 |
| Percentage Net Loans Charged-off:Construction & development | -0.0127% | 5,534 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1568% | 6,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1425% | 1,896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4545% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0532% | 2,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4039% | 170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1328% | 2,504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1328% | 2,358 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2433% | 317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4167% | 646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4554% | 2,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.2817% | 1,998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7763% | 1,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3276% | 2,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2459% | 1,345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3516% | 2,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.8099% | 46 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4030% | 2,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4030% | 2,503 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0696% | 526 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8124% | 433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5665% | 1,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.3368% | 1,804 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0615% | 785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3334% | 2,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3002% | 1,138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3432% | 2,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 19.4823% | 36 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5030% | 2,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5030% | 1,991 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0768% | 485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5961% | 264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7421% | 1,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.3782% | 1,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5650% | 521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3122% | 2,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2548% | 1,062 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3292% | 2,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 28.7827% | 24 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4017% | 2,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4017% | 2,117 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0846% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4860% | 122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7689% | 1,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.6574% | 1,074 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6086% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2131% | 2,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0506% | 961 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2614% | 1,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 55.6313% | 11 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5580% | 1,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5580% | 1,552 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9777% | 382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2342% | 1,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2777% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 1.8104% | 1,772 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3156% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7299% | 680 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3175% | 2,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1992% | 1,626 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3521% | 2,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2027% | 1,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4796% | 2,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4304% | 2,745 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4971% | 480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1007% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1469% | 1,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.6711% | 2,082 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5549% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3745% | 2,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1832% | 1,443 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4302% | 2,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0326% | 1,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4204% | 2,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3664% | 2,696 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3205% | 461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1763% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2639% | 1,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.5814% | 1,858 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1211% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2323% | 2,754 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1182% | 5,342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3340% | 2,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7196% | 1,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4303% | 2,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3557% | 2,546 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2370% | 430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8323% | 1,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8769% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.5020% | 1,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0350% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2129% | 2,220 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3924% | 5,429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3875% | 1,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7812% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2503% | 2,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1811% | 2,628 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7572% | 310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2745% | 1,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1906% | 1,626 |
| Percentage Net Loans Charged-off:Construction & development | 4.6230% | 1,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1411% | 3,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0120% | 1,090 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4376% | 2,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3998% | 1,356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4480% | 2,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1987% | 1,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0914% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9639% | 312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7904% | 2,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6319% | 2,392 |
| Percentage Net Loans Charged-off:Construction & development | 1.7442% | 1,937 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1753% | 2,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0165% | 878 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4815% | 2,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3792% | 1,226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5094% | 2,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6597% | 1,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2824% | 1,594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7351% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6334% | 2,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5387% | 2,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.7897% | 2,106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2558% | 1,903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0248% | 698 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6886% | 1,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2182% | 1,206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8169% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2260% | 3,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4288% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.6330% | 201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6321% | 2,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6006% | 1,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.5326% | 1,671 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3771% | 1,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8820% | 1,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1093% | 912 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0897% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0309% | 2,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0107% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4139% | 195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8727% | 2,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6313% | 2,579 |
| Percentage Net Loans Charged-off:Construction & development | 1.7592% | 2,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0993% | 2,878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9022% | 595 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3733% | 2,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3291% | 1,437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3853% | 2,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9548% | 1,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1214% | 2,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.9643% | 334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9745% | 2,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7086% | 1,975 |
| Percentage Net Loans Charged-off:Construction & development | 2.0029% | 1,729 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0965% | 2,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3843% | 379 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3719% | 2,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2003% | 1,351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4187% | 1,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5909% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1237% | 2,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0314% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6951% | 2,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2740% | 2,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.3550% | 2,248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3271% | 407 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3792% | 1,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3005% | 1,000 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4008% | 1,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7212% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1446% | 2,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.1805% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0840% | 1,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3433% | 1,960 |
| Percentage Net Loans Charged-off:Construction & development | 0.3101% | 1,596 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7145% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4832% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6128% | 1,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.2986% | 224 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8505% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0356% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5288% | 2,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0698% | 4,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1655% | 2,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1420% | 1,125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1717% | 2,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4059% | 331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7417% | 2,925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9135% | 427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2844% | 2,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 3,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0607% | 2,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1951% | 824 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 2,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5326% | 596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5895% | 2,948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9947% | 438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1336% | 3,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 3,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0908% | 1,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2951% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 2,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1522% | 2,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7001% | 2,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5322% | 771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1868% | 2,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 1,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1641% | 1,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5308% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0705% | 1,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2918% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7145% | 1,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6885% | 389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1353% | 3,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 4,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 3,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0120% | 911 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 2,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7873% | 1,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4274% | 3,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0901% | 608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1142% | 2,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 3,138 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 2,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0105% | 700 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 2,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5456% | 1,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3986% | 3,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7864% | 611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1126% | 2,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 2,667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 2,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0079% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 1,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7869% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3631% | 2,899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3446% | 805 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1252% | 1,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 1,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0157% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 7,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7620% | 714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4921% | 2,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0996% | 3,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 3,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 2,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0737% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 2,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5082% | 1,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3741% | 3,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0921% | 2,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 2,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0198% | 2,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0639% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 2,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4352% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3522% | 3,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0689% | 3,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 2,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 1,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 1,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3666% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2660% | 3,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 2,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 1,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 1,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0118% | 1,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1750% | 7,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2874% | 2,790 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1432% | 2,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 2,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 2,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0405% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0295% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7568% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3871% | 4,097 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0206% | 7,004 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1034% | 3,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 2,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0317% | 1,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0445% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0282% | 1,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2690% | 2,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3637% | 3,730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0274% | 7,054 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 2,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0216% | 1,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0433% | 1,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0715% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0361% | 1,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2801% | 1,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2906% | 3,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0944% | 961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0732% | 2,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 1,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0447% | 1,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1385% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0249% | 1,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2604% | 3,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1861% | 628 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1887% | 2,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 3,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0614% | 1,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 2,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 2,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4934% | 2,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3821% | 4,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1774% | 1,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1555% | 2,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 2,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0786% | 825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 2,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0380% | 1,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3329% | 2,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3378% | 4,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1914% | 989 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1117% | 3,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 2,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1128% | 614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0405% | 1,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0081% | 3,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3785% | 3,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2884% | 772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0973% | 2,921 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 8,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0331% | 8,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0427% | 8,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0146% | 2,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4488% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1654% | 706 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1576% | 3,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 2,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 2,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0645% | 2,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0360% | 7,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5925% | 3,806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2580% | 1,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1580% | 3,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 3,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 2,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 2,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6691% | 3,138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0319% | 7,377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1686% | 3,072 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 8,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 8,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0028% | 3,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6833% | 2,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3663% | 872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2952% | 1,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 1,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 1,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 1,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 7,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1746% | 1,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6880% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1714% | 4,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 3,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 2,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 2,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0910% | 8,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6391% | 3,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1281% | 1,561 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3758% | 2,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 3,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0198% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 2,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 2,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8334% | 2,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0785% | 2,041 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5991% | 930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2511% | 2,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0803% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1029% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6944% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8138% | 812 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2944% | 206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1764% | 3,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0184% | 952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5556% | 754 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5473% | 883 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2030% | 259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1116% | 4,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0695% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0274% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4376% | 390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2506% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1162% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1129% | 5,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0699% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1719% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0572% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4046% | 396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3591% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7144% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1861% | 4,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0440% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0585% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0646% | 458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0398% | 79 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2284% | 1,166 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8995% | 671 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0654% | 6,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0638% | 614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0188% | 1,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0853% | 407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0921% | 374 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1856% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2069% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6121% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0443% | 7,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0266% | 1,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0891% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0964% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1267% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0253% | 1,266 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4660% | 890 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3103% | 4,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1515% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1999% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1537% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1669% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0559% | 136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3607% | 881 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5584% | 892 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1709% | 7,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1501% | 833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0203% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2026% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1610% | 466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1725% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4782% | 1,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5642% | 903 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7630% | 672 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |