Home > First State Bank of Clearbrook > Income and Expense
First State Bank of Clearbrook, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 5,063 |
| Total interest expense | $83,000 | 5,170 |
| Net interest income | $1,234,000 | 5,005 |
| Provision for loan and lease losses | $89,000 | 2,804 |
| Total noninterest income | $137,000 | 4,767 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $51,000 | 4,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 4,562 |
| Total noninterest expense | $904,000 | 5,067 |
| Salaries and employee benefits | $485,000 | 5,083 |
| Premises and equipment expense | $91,000 | 4,988 |
| Additional noninterest expense | $328,000 | 4,955 |
| Pre-tax net operating income | $378,000 | 4,727 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $378,000 | 4,641 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $378,000 | 4,639 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $378,000 | 4,640 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $378,000 | 4,645 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $870,000 | 5,119 |
| Total interest expense | $38,000 | 5,333 |
| Net interest income | $832,000 | 5,042 |
| Provision for loan and lease losses | $72,000 | 2,464 |
| Total noninterest income | $88,000 | 4,834 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $31,000 | 4,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 4,588 |
| Total noninterest expense | $639,000 | 5,086 |
| Salaries and employee benefits | $343,000 | 5,098 |
| Premises and equipment expense | $57,000 | 5,085 |
| Additional noninterest expense | $239,000 | 4,929 |
| Pre-tax net operating income | $209,000 | 4,847 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $209,000 | 4,766 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $209,000 | 4,765 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $209,000 | 4,765 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $209,000 | 4,770 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $424,000 | 5,191 |
| Total interest expense | $17,000 | 5,414 |
| Net interest income | $407,000 | 5,117 |
| Provision for loan and lease losses | $34,000 | 2,366 |
| Total noninterest income | $41,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $17,000 | 4,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 4,730 |
| Total noninterest expense | $322,000 | 5,124 |
| Salaries and employee benefits | $177,000 | 5,130 |
| Premises and equipment expense | $29,000 | 5,116 |
| Additional noninterest expense | $116,000 | 4,990 |
| Pre-tax net operating income | $92,000 | 4,917 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $92,000 | 4,855 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $92,000 | 4,854 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $92,000 | 4,855 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $92,000 | 4,859 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $93,000 | 5,660 |
| Total interest expense | $5,000 | 5,645 |
| Net interest income | $88,000 | 5,660 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $7,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $3,000 | 5,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 5,511 |
| Total noninterest expense | $80,000 | 5,664 |
| Salaries and employee benefits | $57,000 | 5,658 |
| Premises and equipment expense | $8,000 | 5,652 |
| Additional noninterest expense | $15,000 | 5,667 |
| Pre-tax net operating income | $15,000 | 5,418 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $15,000 | 5,340 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $15,000 | 5,339 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $15,000 | 5,339 |
| Net charge-offs | $7,000 | 3,779 |
| Cash dividends | $713,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $15,000 | 5,339 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 5,303 |
| Total interest expense | $82,000 | 5,328 |
| Net interest income | $1,133,000 | 5,275 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $151,000 | 4,896 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $62,000 | 4,574 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 4,729 |
| Total noninterest expense | $948,000 | 5,256 |
| Salaries and employee benefits | $607,000 | 5,106 |
| Premises and equipment expense | $79,000 | 5,303 |
| Additional noninterest expense | $262,000 | 5,326 |
| Pre-tax net operating income | $336,000 | 4,886 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $336,000 | 4,801 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $336,000 | 4,801 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $336,000 | 4,801 |
| Net charge-offs | $7,000 | 3,377 |
| Cash dividends | $249,000 | 3,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $336,000 | 4,786 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $801,000 | 5,348 |
| Total interest expense | $53,000 | 5,380 |
| Net interest income | $748,000 | 5,324 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $100,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $39,000 | 4,654 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 4,746 |
| Total noninterest expense | $665,000 | 5,256 |
| Salaries and employee benefits | $431,000 | 5,091 |
| Premises and equipment expense | $52,000 | 5,346 |
| Additional noninterest expense | $182,000 | 5,342 |
| Pre-tax net operating income | $183,000 | 5,030 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $183,000 | 4,939 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $183,000 | 4,939 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $183,000 | 4,939 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $216,000 | 2,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $183,000 | 4,924 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $397,000 | 5,396 |
| Total interest expense | $24,000 | 5,471 |
| Net interest income | $373,000 | 5,360 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $52,000 | 4,941 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $19,000 | 4,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 4,701 |
| Total noninterest expense | $297,000 | 5,399 |
| Salaries and employee benefits | $173,000 | 5,350 |
| Premises and equipment expense | $28,000 | 5,343 |
| Additional noninterest expense | $96,000 | 5,361 |
| Pre-tax net operating income | $128,000 | 4,789 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $128,000 | 4,647 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $128,000 | 4,647 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $128,000 | 4,647 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $183,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $128,000 | 4,631 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 5,425 |
| Total interest expense | $99,000 | 5,512 |
| Net interest income | $1,528,000 | 5,395 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $200,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $91,000 | 4,608 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $109,000 | 4,908 |
| Total noninterest expense | $1,187,000 | 5,457 |
| Salaries and employee benefits | $718,000 | 5,379 |
| Premises and equipment expense | $112,000 | 5,420 |
| Additional noninterest expense | $357,000 | 5,497 |
| Pre-tax net operating income | $541,000 | 4,752 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $541,000 | 4,638 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $541,000 | 4,637 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $541,000 | 4,637 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $357,000 | 3,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $541,000 | 4,601 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 5,471 |
| Total interest expense | $76,000 | 5,553 |
| Net interest income | $1,152,000 | 5,442 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $154,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $71,000 | 4,603 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $83,000 | 4,948 |
| Total noninterest expense | $849,000 | 5,532 |
| Salaries and employee benefits | $545,000 | 5,403 |
| Premises and equipment expense | $67,000 | 5,604 |
| Additional noninterest expense | $237,000 | 5,632 |
| Pre-tax net operating income | $457,000 | 4,730 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $457,000 | 4,607 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $457,000 | 4,607 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $457,000 | 4,607 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $324,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $457,000 | 4,542 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $808,000 | 5,546 |
| Total interest expense | $52,000 | 5,601 |
| Net interest income | $756,000 | 5,517 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $102,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $48,000 | 4,601 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $54,000 | 4,996 |
| Total noninterest expense | $575,000 | 5,579 |
| Salaries and employee benefits | $373,000 | 5,431 |
| Premises and equipment expense | $44,000 | 5,690 |
| Additional noninterest expense | $158,000 | 5,684 |
| Pre-tax net operating income | $283,000 | 4,818 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $283,000 | 4,688 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $283,000 | 4,688 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $283,000 | 4,688 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $291,000 | 2,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $283,000 | 4,628 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $402,000 | 5,607 |
| Total interest expense | $26,000 | 5,649 |
| Net interest income | $376,000 | 5,567 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $50,000 | 5,142 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $23,000 | 4,665 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $27,000 | 5,014 |
| Total noninterest expense | $282,000 | 5,664 |
| Salaries and employee benefits | $185,000 | 5,487 |
| Premises and equipment expense | $20,000 | 5,777 |
| Additional noninterest expense | $77,000 | 5,766 |
| Pre-tax net operating income | $144,000 | 4,776 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $144,000 | 4,677 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $144,000 | 4,676 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $144,000 | 4,677 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $258,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $144,000 | 4,615 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,555,000 | 5,681 |
| Total interest expense | $94,000 | 5,757 |
| Net interest income | $1,461,000 | 5,638 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $211,000 | 5,167 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $104,000 | 4,662 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $107,000 | 5,048 |
| Total noninterest expense | $1,143,000 | 5,701 |
| Salaries and employee benefits | $724,000 | 5,561 |
| Premises and equipment expense | $97,000 | 5,755 |
| Additional noninterest expense | $322,000 | 5,788 |
| Pre-tax net operating income | $529,000 | 4,870 |
| Securities gains (losses) | $3,000 | 2,963 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $532,000 | 4,751 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $532,000 | 4,752 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $532,000 | 4,752 |
| Net charge-offs | $-1,000 | 4,850 |
| Cash dividends | $319,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $529,000 | 4,715 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 5,774 |
| Total interest expense | $69,000 | 5,853 |
| Net interest income | $1,078,000 | 5,727 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $159,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $79,000 | 4,696 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $80,000 | 5,085 |
| Total noninterest expense | $851,000 | 5,770 |
| Salaries and employee benefits | $541,000 | 5,615 |
| Premises and equipment expense | $72,000 | 5,831 |
| Additional noninterest expense | $238,000 | 5,871 |
| Pre-tax net operating income | $386,000 | 5,021 |
| Securities gains (losses) | $3,000 | 2,757 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $389,000 | 4,874 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $389,000 | 4,876 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $389,000 | 4,878 |
| Net charge-offs | $-1,000 | 4,684 |
| Cash dividends | $287,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $386,000 | 4,827 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $759,000 | 5,832 |
| Total interest expense | $45,000 | 5,921 |
| Net interest income | $714,000 | 5,781 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $101,000 | 5,286 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $50,000 | 4,763 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $51,000 | 5,152 |
| Total noninterest expense | $567,000 | 5,827 |
| Salaries and employee benefits | $361,000 | 5,668 |
| Premises and equipment expense | $46,000 | 5,918 |
| Additional noninterest expense | $160,000 | 5,917 |
| Pre-tax net operating income | $248,000 | 5,054 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $248,000 | 4,920 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $248,000 | 4,922 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $248,000 | 4,923 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $254,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $248,000 | 4,858 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $379,000 | 5,880 |
| Total interest expense | $22,000 | 5,985 |
| Net interest income | $357,000 | 5,823 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $52,000 | 5,275 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $27,000 | 4,656 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $25,000 | 5,216 |
| Total noninterest expense | $275,000 | 5,911 |
| Salaries and employee benefits | $180,000 | 5,716 |
| Premises and equipment expense | $24,000 | 5,929 |
| Additional noninterest expense | $71,000 | 6,052 |
| Pre-tax net operating income | $134,000 | 4,956 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $134,000 | 4,804 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $134,000 | 4,806 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $134,000 | 4,808 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $221,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $134,000 | 4,734 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 5,971 |
| Total interest expense | $98,000 | 6,058 |
| Net interest income | $1,409,000 | 5,927 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $221,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $119,000 | 4,739 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $102,000 | 5,230 |
| Total noninterest expense | $1,154,000 | 5,964 |
| Salaries and employee benefits | $714,000 | 5,833 |
| Premises and equipment expense | $123,000 | 5,903 |
| Additional noninterest expense | $317,000 | 6,078 |
| Pre-tax net operating income | $476,000 | 5,088 |
| Securities gains (losses) | $50,000 | 1,734 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $526,000 | 4,864 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $526,000 | 4,863 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $526,000 | 4,864 |
| Net charge-offs | $3,000 | 4,820 |
| Cash dividends | $320,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $476,000 | 4,936 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 6,050 |
| Total interest expense | $74,000 | 6,140 |
| Net interest income | $1,046,000 | 6,002 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $168,000 | 5,370 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $92,000 | 4,754 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $76,000 | 5,299 |
| Total noninterest expense | $858,000 | 6,017 |
| Salaries and employee benefits | $535,000 | 5,875 |
| Premises and equipment expense | $86,000 | 5,989 |
| Additional noninterest expense | $237,000 | 6,144 |
| Pre-tax net operating income | $356,000 | 5,175 |
| Securities gains (losses) | $50,000 | 1,449 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $406,000 | 4,912 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $406,000 | 4,912 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $406,000 | 4,913 |
| Net charge-offs | $3,000 | 4,462 |
| Cash dividends | $286,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $356,000 | 5,008 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $745,000 | 6,103 |
| Total interest expense | $49,000 | 6,206 |
| Net interest income | $696,000 | 6,046 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $108,000 | 5,423 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $59,000 | 4,810 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $49,000 | 5,360 |
| Total noninterest expense | $565,000 | 6,083 |
| Salaries and employee benefits | $351,000 | 5,934 |
| Premises and equipment expense | $54,000 | 6,085 |
| Additional noninterest expense | $160,000 | 6,192 |
| Pre-tax net operating income | $239,000 | 5,153 |
| Securities gains (losses) | $29,000 | 1,459 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $268,000 | 4,892 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $268,000 | 4,893 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $268,000 | 4,894 |
| Net charge-offs | $3,000 | 4,063 |
| Cash dividends | $253,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $239,000 | 4,974 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $375,000 | 6,158 |
| Total interest expense | $25,000 | 6,264 |
| Net interest income | $350,000 | 6,089 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $51,000 | 5,490 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $29,000 | 4,846 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $22,000 | 5,452 |
| Total noninterest expense | $281,000 | 6,152 |
| Salaries and employee benefits | $177,000 | 5,995 |
| Premises and equipment expense | $28,000 | 6,120 |
| Additional noninterest expense | $76,000 | 6,298 |
| Pre-tax net operating income | $120,000 | 5,095 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $120,000 | 4,950 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $120,000 | 4,953 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $120,000 | 4,952 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $188,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $120,000 | 4,904 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,428,000 | 6,267 |
| Total interest expense | $121,000 | 6,315 |
| Net interest income | $1,307,000 | 6,216 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $226,000 | 5,487 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $111,000 | 5,098 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $115,000 | 5,244 |
| Total noninterest expense | $1,091,000 | 6,270 |
| Salaries and employee benefits | $687,000 | 6,097 |
| Premises and equipment expense | $101,000 | 6,272 |
| Additional noninterest expense | $303,000 | 6,343 |
| Pre-tax net operating income | $442,000 | 5,130 |
| Securities gains (losses) | $42,000 | 1,928 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $484,000 | 4,941 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $484,000 | 4,944 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $484,000 | 4,944 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $320,000 | 3,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $442,000 | 4,980 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 6,352 |
| Total interest expense | $94,000 | 6,386 |
| Net interest income | $962,000 | 6,298 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $167,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $83,000 | 5,146 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $84,000 | 5,349 |
| Total noninterest expense | $809,000 | 6,327 |
| Salaries and employee benefits | $515,000 | 6,140 |
| Premises and equipment expense | $77,000 | 6,317 |
| Additional noninterest expense | $217,000 | 6,442 |
| Pre-tax net operating income | $320,000 | 5,272 |
| Securities gains (losses) | $42,000 | 1,789 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $362,000 | 5,057 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $362,000 | 5,058 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $362,000 | 5,059 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $287,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $320,000 | 5,104 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $686,000 | 6,413 |
| Total interest expense | $65,000 | 6,426 |
| Net interest income | $621,000 | 6,355 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $105,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $53,000 | 5,209 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $52,000 | 5,464 |
| Total noninterest expense | $523,000 | 6,381 |
| Salaries and employee benefits | $340,000 | 6,189 |
| Premises and equipment expense | $50,000 | 6,368 |
| Additional noninterest expense | $133,000 | 6,532 |
| Pre-tax net operating income | $203,000 | 5,299 |
| Securities gains (losses) | $42,000 | 1,632 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $245,000 | 5,026 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $245,000 | 5,029 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $245,000 | 5,030 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $254,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $203,000 | 5,129 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $331,000 | 6,489 |
| Total interest expense | $33,000 | 6,497 |
| Net interest income | $298,000 | 6,439 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $52,000 | 5,695 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $26,000 | 5,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 5,453 |
| Total noninterest expense | $261,000 | 6,455 |
| Salaries and employee benefits | $174,000 | 6,208 |
| Premises and equipment expense | $24,000 | 6,452 |
| Additional noninterest expense | $63,000 | 6,650 |
| Pre-tax net operating income | $89,000 | 5,420 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $89,000 | 5,376 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $89,000 | 5,378 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $89,000 | 5,378 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $221,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $89,000 | 5,275 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 6,575 |
| Total interest expense | $182,000 | 6,477 |
| Net interest income | $1,178,000 | 6,548 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $226,000 | 5,557 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $126,000 | 5,065 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $100,000 | 5,342 |
| Total noninterest expense | $1,071,000 | 6,515 |
| Salaries and employee benefits | $680,000 | 6,312 |
| Premises and equipment expense | $180,000 | 5,870 |
| Additional noninterest expense | $211,000 | 6,837 |
| Pre-tax net operating income | $333,000 | 5,331 |
| Securities gains (losses) | $92,000 | 2,337 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $425,000 | 5,129 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $425,000 | 5,127 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $425,000 | 5,128 |
| Net charge-offs | $-2,000 | 6,406 |
| Cash dividends | $393,000 | 3,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $333,000 | 5,184 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 6,675 |
| Total interest expense | $143,000 | 6,573 |
| Net interest income | $881,000 | 6,654 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $172,000 | 5,592 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $98,000 | 5,074 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $74,000 | 5,435 |
| Total noninterest expense | $797,000 | 6,597 |
| Salaries and employee benefits | $503,000 | 6,384 |
| Premises and equipment expense | $134,000 | 5,960 |
| Additional noninterest expense | $160,000 | 6,913 |
| Pre-tax net operating income | $256,000 | 5,465 |
| Securities gains (losses) | $92,000 | 2,038 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $348,000 | 5,162 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $348,000 | 5,160 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $348,000 | 5,160 |
| Net charge-offs | $-2,000 | 6,317 |
| Cash dividends | $351,000 | 2,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $256,000 | 5,306 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $689,000 | 6,719 |
| Total interest expense | $99,000 | 6,625 |
| Net interest income | $590,000 | 6,701 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $114,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $65,000 | 5,098 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 5,470 |
| Total noninterest expense | $524,000 | 6,663 |
| Salaries and employee benefits | $334,000 | 6,441 |
| Premises and equipment expense | $94,000 | 5,907 |
| Additional noninterest expense | $96,000 | 7,027 |
| Pre-tax net operating income | $180,000 | 5,415 |
| Securities gains (losses) | $92,000 | 1,658 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $272,000 | 4,946 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $272,000 | 4,950 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $272,000 | 4,950 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $309,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $180,000 | 5,260 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $349,000 | 6,763 |
| Total interest expense | $52,000 | 6,662 |
| Net interest income | $297,000 | 6,741 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $56,000 | 5,716 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $32,000 | 5,116 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 5,550 |
| Total noninterest expense | $253,000 | 6,749 |
| Salaries and employee benefits | $165,000 | 6,506 |
| Premises and equipment expense | $43,000 | 6,083 |
| Additional noninterest expense | $45,000 | 7,111 |
| Pre-tax net operating income | $100,000 | 5,395 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $100,000 | 5,358 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $100,000 | 5,359 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $100,000 | 5,359 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $267,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $100,000 | 5,208 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 6,776 |
| Total interest expense | $244,000 | 6,740 |
| Net interest income | $1,245,000 | 6,741 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $242,000 | 5,506 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $151,000 | 4,879 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $91,000 | 5,399 |
| Total noninterest expense | $1,005,000 | 6,825 |
| Salaries and employee benefits | $633,000 | 6,623 |
| Premises and equipment expense | $155,000 | 6,380 |
| Additional noninterest expense | $217,000 | 7,090 |
| Pre-tax net operating income | $482,000 | 4,764 |
| Securities gains (losses) | $3,000 | 3,591 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $485,000 | 4,699 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $485,000 | 4,701 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $485,000 | 4,700 |
| Net charge-offs | $-8,000 | 6,992 |
| Cash dividends | $393,000 | 2,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $482,000 | 4,581 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 6,827 |
| Total interest expense | $190,000 | 6,815 |
| Net interest income | $945,000 | 6,786 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $184,000 | 5,579 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $118,000 | 4,831 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $66,000 | 5,529 |
| Total noninterest expense | $751,000 | 6,876 |
| Salaries and employee benefits | $471,000 | 6,651 |
| Premises and equipment expense | $114,000 | 6,441 |
| Additional noninterest expense | $166,000 | 7,144 |
| Pre-tax net operating income | $378,000 | 4,836 |
| Securities gains (losses) | $3,000 | 3,309 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $381,000 | 4,732 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $381,000 | 4,733 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $381,000 | 4,733 |
| Net charge-offs | $-2,000 | 6,766 |
| Cash dividends | $351,000 | 2,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $378,000 | 4,617 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $743,000 | 6,903 |
| Total interest expense | $132,000 | 6,868 |
| Net interest income | $611,000 | 6,872 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $117,000 | 5,669 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $74,000 | 4,935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 5,609 |
| Total noninterest expense | $502,000 | 6,941 |
| Salaries and employee benefits | $314,000 | 6,722 |
| Premises and equipment expense | $77,000 | 6,468 |
| Additional noninterest expense | $111,000 | 7,206 |
| Pre-tax net operating income | $226,000 | 4,964 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $229,000 | 4,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $229,000 | 4,826 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $229,000 | 4,827 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $309,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $226,000 | 4,758 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $373,000 | 6,946 |
| Total interest expense | $69,000 | 6,908 |
| Net interest income | $304,000 | 6,907 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $57,000 | 5,797 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $34,000 | 5,022 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 5,678 |
| Total noninterest expense | $248,000 | 7,003 |
| Salaries and employee benefits | $156,000 | 6,770 |
| Premises and equipment expense | $40,000 | 6,475 |
| Additional noninterest expense | $52,000 | 7,313 |
| Pre-tax net operating income | $113,000 | 5,000 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $113,000 | 4,849 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $113,000 | 4,847 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $113,000 | 4,849 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $267,000 | 1,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $113,000 | 4,780 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 7,004 |
| Total interest expense | $330,000 | 6,975 |
| Net interest income | $1,237,000 | 6,941 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $247,000 | 5,683 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $160,000 | 4,798 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $87,000 | 5,594 |
| Total noninterest expense | $1,008,000 | 7,066 |
| Salaries and employee benefits | $603,000 | 6,922 |
| Premises and equipment expense | $174,000 | 6,426 |
| Additional noninterest expense | $231,000 | 7,316 |
| Pre-tax net operating income | $476,000 | 4,430 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $476,000 | 4,373 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $476,000 | 4,375 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $476,000 | 4,374 |
| Net charge-offs | $-1,000 | 7,276 |
| Cash dividends | $318,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $476,000 | 4,247 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 7,111 |
| Total interest expense | $255,000 | 7,080 |
| Net interest income | $926,000 | 7,041 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $189,000 | 5,764 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $124,000 | 4,824 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $65,000 | 5,729 |
| Total noninterest expense | $746,000 | 7,153 |
| Salaries and employee benefits | $449,000 | 6,979 |
| Premises and equipment expense | $129,000 | 6,532 |
| Additional noninterest expense | $168,000 | 7,417 |
| Pre-tax net operating income | $369,000 | 4,615 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $369,000 | 4,582 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $369,000 | 4,586 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $369,000 | 4,585 |
| Net charge-offs | $-4,000 | 7,360 |
| Cash dividends | $276,000 | 2,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $369,000 | 4,407 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $785,000 | 7,170 |
| Total interest expense | $174,000 | 7,144 |
| Net interest income | $611,000 | 7,102 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $125,000 | 5,778 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $81,000 | 4,856 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $44,000 | 5,738 |
| Total noninterest expense | $493,000 | 7,225 |
| Salaries and employee benefits | $300,000 | 7,031 |
| Premises and equipment expense | $88,000 | 6,528 |
| Additional noninterest expense | $105,000 | 7,526 |
| Pre-tax net operating income | $243,000 | 4,682 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $243,000 | 4,618 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $243,000 | 4,618 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $243,000 | 4,618 |
| Net charge-offs | $-6,000 | 7,394 |
| Cash dividends | $234,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $243,000 | 4,471 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $390,000 | 7,278 |
| Total interest expense | $90,000 | 7,232 |
| Net interest income | $300,000 | 7,201 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $58,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $36,000 | 5,055 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $22,000 | 5,834 |
| Total noninterest expense | $238,000 | 7,354 |
| Salaries and employee benefits | $147,000 | 7,150 |
| Premises and equipment expense | $41,000 | 6,710 |
| Additional noninterest expense | $50,000 | 7,667 |
| Pre-tax net operating income | $120,000 | 4,841 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $120,000 | 4,729 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $120,000 | 4,729 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $120,000 | 4,728 |
| Net charge-offs | $-5,000 | 7,295 |
| Cash dividends | $150,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $120,000 | 4,616 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 7,306 |
| Total interest expense | $449,000 | 7,239 |
| Net interest income | $1,219,000 | 7,217 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $252,000 | 5,897 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $171,000 | 4,913 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $81,000 | 5,901 |
| Total noninterest expense | $989,000 | 7,403 |
| Salaries and employee benefits | $572,000 | 7,262 |
| Premises and equipment expense | $171,000 | 6,741 |
| Additional noninterest expense | $246,000 | 7,602 |
| Pre-tax net operating income | $482,000 | 4,040 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $482,000 | 3,918 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $482,000 | 3,917 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $482,000 | 3,917 |
| Net charge-offs | $-2,000 | 7,762 |
| Cash dividends | $393,000 | 2,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $482,000 | 3,849 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 7,384 |
| Total interest expense | $351,000 | 7,304 |
| Net interest income | $905,000 | 7,290 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $190,000 | 5,981 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $129,000 | 4,942 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $61,000 | 6,024 |
| Total noninterest expense | $735,000 | 7,445 |
| Salaries and employee benefits | $428,000 | 7,314 |
| Premises and equipment expense | $128,000 | 6,790 |
| Additional noninterest expense | $179,000 | 7,676 |
| Pre-tax net operating income | $360,000 | 4,321 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $360,000 | 4,192 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $360,000 | 4,187 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $360,000 | 4,190 |
| Net charge-offs | $-5,000 | 7,804 |
| Cash dividends | $309,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $360,000 | 4,117 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $836,000 | 7,451 |
| Total interest expense | $244,000 | 7,369 |
| Net interest income | $592,000 | 7,348 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $126,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $85,000 | 4,968 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $41,000 | 6,066 |
| Total noninterest expense | $473,000 | 7,564 |
| Salaries and employee benefits | $285,000 | 7,396 |
| Premises and equipment expense | $86,000 | 6,840 |
| Additional noninterest expense | $102,000 | 7,866 |
| Pre-tax net operating income | $245,000 | 4,403 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $245,000 | 4,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $245,000 | 4,277 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $245,000 | 4,277 |
| Net charge-offs | $-2,000 | 7,645 |
| Cash dividends | $267,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $245,000 | 4,167 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $417,000 | 7,506 |
| Total interest expense | $129,000 | 7,394 |
| Net interest income | $288,000 | 7,414 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $62,000 | 6,059 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $38,000 | 5,114 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $24,000 | 5,949 |
| Total noninterest expense | $227,000 | 7,635 |
| Salaries and employee benefits | $141,000 | 7,463 |
| Premises and equipment expense | $40,000 | 6,984 |
| Additional noninterest expense | $46,000 | 7,917 |
| Pre-tax net operating income | $123,000 | 4,775 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $123,000 | 4,654 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $123,000 | 4,658 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $123,000 | 4,657 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $225,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $123,000 | 4,486 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 7,475 |
| Total interest expense | $662,000 | 7,389 |
| Net interest income | $1,144,000 | 7,425 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $231,000 | 6,274 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $155,000 | 5,258 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $76,000 | 6,278 |
| Total noninterest expense | $879,000 | 7,701 |
| Salaries and employee benefits | $545,000 | 7,549 |
| Premises and equipment expense | $165,000 | 7,003 |
| Additional noninterest expense | $169,000 | 8,002 |
| Pre-tax net operating income | $496,000 | 4,877 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $496,000 | 4,471 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $496,000 | 4,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,772 |
| Cash dividends | $356,000 | 3,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $496,000 | 4,625 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 7,534 |
| Total interest expense | $515,000 | 7,462 |
| Net interest income | $855,000 | 7,502 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $172,000 | 6,391 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $114,000 | 5,319 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 6,404 |
| Total noninterest expense | $653,000 | 7,744 |
| Salaries and employee benefits | $409,000 | 7,586 |
| Premises and equipment expense | $123,000 | 7,057 |
| Additional noninterest expense | $121,000 | 8,078 |
| Pre-tax net operating income | $374,000 | 5,360 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $374,000 | 4,879 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $374,000 | 4,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $272,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $374,000 | 5,049 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $931,000 | 7,589 |
| Total interest expense | $359,000 | 7,515 |
| Net interest income | $572,000 | 7,526 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $112,000 | 6,490 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $74,000 | 5,395 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $38,000 | 6,484 |
| Total noninterest expense | $438,000 | 7,793 |
| Salaries and employee benefits | $272,000 | 7,647 |
| Premises and equipment expense | $79,000 | 7,152 |
| Additional noninterest expense | $87,000 | 8,082 |
| Pre-tax net operating income | $246,000 | 5,522 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $246,000 | 5,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $246,000 | 5,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $230,000 | 3,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $246,000 | 5,231 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $493,000 | 7,580 |
| Total interest expense | $193,000 | 7,551 |
| Net interest income | $300,000 | 7,495 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $54,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $36,000 | 5,409 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $18,000 | 6,579 |
| Total noninterest expense | $215,000 | 7,846 |
| Salaries and employee benefits | $129,000 | 7,754 |
| Premises and equipment expense | $39,000 | 7,205 |
| Additional noninterest expense | $47,000 | 8,047 |
| Pre-tax net operating income | $139,000 | 5,567 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $139,000 | 5,339 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $139,000 | 5,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $188,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $139,000 | 5,238 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,756,000 | 7,731 |
| Total interest expense | $785,000 | 7,522 |
| Net interest income | $971,000 | 7,783 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $252,000 | 6,375 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $182,000 | 5,087 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $70,000 | 6,708 |
| Total noninterest expense | $832,000 | 7,890 |
| Salaries and employee benefits | $523,000 | 7,738 |
| Premises and equipment expense | $148,000 | 7,268 |
| Additional noninterest expense | $161,000 | 8,202 |
| Pre-tax net operating income | $391,000 | 6,293 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $391,000 | 6,081 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $391,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,999 |
| Cash dividends | $294,000 | 4,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $391,000 | 6,070 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 7,793 |
| Total interest expense | $583,000 | 7,579 |
| Net interest income | $712,000 | 7,853 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $193,000 | 6,372 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $141,000 | 5,050 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $52,000 | 6,738 |
| Total noninterest expense | $612,000 | 7,888 |
| Salaries and employee benefits | $393,000 | 7,725 |
| Premises and equipment expense | $105,000 | 7,334 |
| Additional noninterest expense | $114,000 | 8,238 |
| Pre-tax net operating income | $293,000 | 6,588 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $293,000 | 6,347 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $293,000 | 6,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,536 |
| Cash dividends | $222,000 | 4,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $293,000 | 6,342 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $848,000 | 7,868 |
| Total interest expense | $378,000 | 7,642 |
| Net interest income | $470,000 | 7,929 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $128,000 | 6,426 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $93,000 | 5,085 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $35,000 | 6,783 |
| Total noninterest expense | $406,000 | 7,945 |
| Salaries and employee benefits | $261,000 | 7,776 |
| Premises and equipment expense | $71,000 | 7,341 |
| Additional noninterest expense | $74,000 | 8,300 |
| Pre-tax net operating income | $192,000 | 6,685 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $192,000 | 6,434 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $192,000 | 6,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $186,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $192,000 | 6,433 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $415,000 | 7,940 |
| Total interest expense | $186,000 | 7,693 |
| Net interest income | $229,000 | 8,023 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $59,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $42,000 | 5,203 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $199,000 | 8,012 |
| Salaries and employee benefits | $128,000 | 7,857 |
| Premises and equipment expense | $35,000 | 7,389 |
| Additional noninterest expense | $36,000 | 8,354 |
| Pre-tax net operating income | $89,000 | 6,800 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $89,000 | 6,564 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $89,000 | 6,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $89,000 | 6,552 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 7,923 |
| Total interest expense | $576,000 | 7,767 |
| Net interest income | $942,000 | 7,917 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $237,000 | 6,624 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $173,000 | 5,258 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $64,000 | 6,980 |
| Total noninterest expense | $816,000 | 7,981 |
| Salaries and employee benefits | $508,000 | 7,847 |
| Premises and equipment expense | $150,000 | 7,258 |
| Additional noninterest expense | $158,000 | 8,324 |
| Pre-tax net operating income | $363,000 | 6,900 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $363,000 | 6,665 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $363,000 | 6,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,914 |
| Cash dividends | $288,000 | 4,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $363,000 | 6,663 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 8,011 |
| Total interest expense | $405,000 | 7,867 |
| Net interest income | $705,000 | 7,995 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $175,000 | 6,703 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $127,000 | 5,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,985 |
| Total noninterest expense | $600,000 | 8,019 |
| Salaries and employee benefits | $383,000 | 7,841 |
| Premises and equipment expense | $108,000 | 7,336 |
| Additional noninterest expense | $109,000 | 8,424 |
| Pre-tax net operating income | $280,000 | 7,099 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $280,000 | 6,819 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $280,000 | 6,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,033 |
| Cash dividends | $216,000 | 4,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $280,000 | 6,821 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $716,000 | 8,071 |
| Total interest expense | $254,000 | 7,920 |
| Net interest income | $462,000 | 8,066 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $121,000 | 6,657 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $80,000 | 5,471 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 6,674 |
| Total noninterest expense | $406,000 | 8,032 |
| Salaries and employee benefits | $255,000 | 7,873 |
| Premises and equipment expense | $84,000 | 7,088 |
| Additional noninterest expense | $67,000 | 8,507 |
| Pre-tax net operating income | $177,000 | 7,224 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $177,000 | 6,939 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $177,000 | 6,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $180,000 | 3,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $177,000 | 6,943 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $342,000 | 8,131 |
| Total interest expense | $124,000 | 7,913 |
| Net interest income | $218,000 | 8,157 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $60,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,714 |
| Total noninterest expense | $203,000 | 8,054 |
| Salaries and employee benefits | $128,000 | 7,892 |
| Premises and equipment expense | $41,000 | 7,158 |
| Additional noninterest expense | $34,000 | 8,506 |
| Pre-tax net operating income | $75,000 | 7,374 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $75,000 | 7,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 7,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $150,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $75,000 | 7,120 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 8,114 |
| Total interest expense | $374,000 | 7,975 |
| Net interest income | $896,000 | 8,092 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $469,000 | 5,395 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $181,000 | 5,254 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $288,000 | 4,429 |
| Total noninterest expense | $902,000 | 7,912 |
| Salaries and employee benefits | $538,000 | 7,789 |
| Premises and equipment expense | $148,000 | 7,300 |
| Additional noninterest expense | $216,000 | 8,131 |
| Pre-tax net operating income | $463,000 | 6,864 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $463,000 | 6,527 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $463,000 | 6,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $294,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $463,000 | 6,500 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $941,000 | 8,154 |
| Total interest expense | $266,000 | 8,022 |
| Net interest income | $675,000 | 8,135 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $405,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $136,000 | 5,282 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $269,000 | 3,992 |
| Total noninterest expense | $688,000 | 7,870 |
| Salaries and employee benefits | $413,000 | 7,729 |
| Premises and equipment expense | $110,000 | 7,324 |
| Additional noninterest expense | $165,000 | 8,106 |
| Pre-tax net operating income | $392,000 | 6,827 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $392,000 | 6,420 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $392,000 | 6,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $216,000 | 3,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $392,000 | 6,383 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $613,000 | 8,196 |
| Total interest expense | $165,000 | 8,063 |
| Net interest income | $448,000 | 8,157 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $180,000 | 5,977 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $86,000 | 5,345 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $94,000 | 5,308 |
| Total noninterest expense | $457,000 | 7,886 |
| Salaries and employee benefits | $281,000 | 7,712 |
| Premises and equipment expense | $73,000 | 7,338 |
| Additional noninterest expense | $103,000 | 8,172 |
| Pre-tax net operating income | $171,000 | 7,397 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $171,000 | 7,155 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $171,000 | 7,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $180,000 | 3,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $171,000 | 7,122 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $292,000 | 8,302 |
| Total interest expense | $77,000 | 8,167 |
| Net interest income | $215,000 | 8,277 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $87,000 | 5,983 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $40,000 | 5,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,321 |
| Total noninterest expense | $225,000 | 7,980 |
| Salaries and employee benefits | $138,000 | 7,801 |
| Premises and equipment expense | $34,000 | 7,517 |
| Additional noninterest expense | $53,000 | 8,199 |
| Pre-tax net operating income | $77,000 | 7,535 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $77,000 | 7,291 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $77,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $77,000 | 7,259 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 8,202 |
| Total interest expense | $280,000 | 8,172 |
| Net interest income | $933,000 | 8,122 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $320,000 | 6,269 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $158,000 | 5,672 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $162,000 | 5,528 |
| Total noninterest expense | $878,000 | 8,017 |
| Salaries and employee benefits | $534,000 | 7,893 |
| Premises and equipment expense | $133,000 | 7,537 |
| Additional noninterest expense | $211,000 | 8,248 |
| Pre-tax net operating income | $375,000 | 7,181 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $375,000 | 6,909 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $375,000 | 6,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,520 |
| Cash dividends | $309,000 | 4,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $375,000 | 6,847 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $906,000 | 8,247 |
| Total interest expense | $210,000 | 8,205 |
| Net interest income | $696,000 | 8,161 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $239,000 | 6,312 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $113,000 | 5,820 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $126,000 | 5,476 |
| Total noninterest expense | $657,000 | 8,027 |
| Salaries and employee benefits | $401,000 | 7,842 |
| Premises and equipment expense | $100,000 | 7,531 |
| Additional noninterest expense | $156,000 | 8,268 |
| Pre-tax net operating income | $278,000 | 7,332 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $278,000 | 7,043 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $278,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,479 |
| Cash dividends | $225,000 | 3,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $278,000 | 6,977 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $601,000 | 8,308 |
| Total interest expense | $142,000 | 8,258 |
| Net interest income | $459,000 | 8,240 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $156,000 | 6,379 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $67,000 | 6,054 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $89,000 | 5,394 |
| Total noninterest expense | $439,000 | 8,070 |
| Salaries and employee benefits | $271,000 | 7,883 |
| Premises and equipment expense | $66,000 | 7,578 |
| Additional noninterest expense | $102,000 | 8,325 |
| Pre-tax net operating income | $176,000 | 7,373 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $176,000 | 7,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,726 |
| Cash dividends | $180,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $176,000 | 7,034 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $293,000 | 8,380 |
| Total interest expense | $74,000 | 8,293 |
| Net interest income | $219,000 | 8,339 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $77,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $33,000 | 6,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $44,000 | 5,375 |
| Total noninterest expense | $223,000 | 8,081 |
| Salaries and employee benefits | $134,000 | 7,931 |
| Premises and equipment expense | $34,000 | 7,562 |
| Additional noninterest expense | $55,000 | 8,277 |
| Pre-tax net operating income | $73,000 | 7,556 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $73,000 | 7,361 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $73,000 | 7,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,844 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $73,000 | 7,277 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,335,000 | 8,247 |
| Total interest expense | $365,000 | 8,226 |
| Net interest income | $970,000 | 8,144 |
| Provision for loan and lease losses | $12,000 | 7,277 |
| Total noninterest income | $271,000 | 6,804 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $121,000 | 6,263 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $150,000 | 5,822 |
| Total noninterest expense | $833,000 | 8,211 |
| Salaries and employee benefits | $529,000 | 7,976 |
| Premises and equipment expense | $122,000 | 7,784 |
| Additional noninterest expense | $182,000 | 8,561 |
| Pre-tax net operating income | $396,000 | 7,060 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $396,000 | 6,834 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $396,000 | 6,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $386,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $396,000 | 6,674 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 8,318 |
| Total interest expense | $286,000 | 8,300 |
| Net interest income | $727,000 | 8,210 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $207,000 | 6,802 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $89,000 | 6,327 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $118,000 | 5,763 |
| Total noninterest expense | $605,000 | 8,266 |
| Salaries and employee benefits | $388,000 | 7,994 |
| Premises and equipment expense | $89,000 | 7,828 |
| Additional noninterest expense | $128,000 | 8,646 |
| Pre-tax net operating income | $320,000 | 7,068 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $320,000 | 6,831 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $320,000 | 6,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $304,000 | 3,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $320,000 | 6,654 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $692,000 | 8,341 |
| Total interest expense | $202,000 | 8,318 |
| Net interest income | $490,000 | 8,239 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $145,000 | 6,708 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $57,000 | 6,385 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $88,000 | 5,563 |
| Total noninterest expense | $402,000 | 8,286 |
| Salaries and employee benefits | $260,000 | 8,011 |
| Premises and equipment expense | $60,000 | 7,826 |
| Additional noninterest expense | $82,000 | 8,706 |
| Pre-tax net operating income | $227,000 | 6,994 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $227,000 | 6,726 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $227,000 | 6,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $255,000 | 3,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $227,000 | 6,524 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $356,000 | 8,365 |
| Total interest expense | $105,000 | 8,367 |
| Net interest income | $251,000 | 8,241 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $55,000 | 7,195 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 6,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $202,000 | 8,322 |
| Salaries and employee benefits | $130,000 | 8,035 |
| Premises and equipment expense | $29,000 | 7,902 |
| Additional noninterest expense | $43,000 | 8,690 |
| Pre-tax net operating income | $101,000 | 7,173 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $101,000 | 6,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 6,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $210,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $101,000 | 6,714 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 8,292 |
| Total interest expense | $496,000 | 8,388 |
| Net interest income | $1,082,000 | 8,140 |
| Provision for loan and lease losses | $30,000 | 7,191 |
| Total noninterest income | $246,000 | 6,904 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $125,000 | 6,171 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $121,000 | 6,044 |
| Total noninterest expense | $818,000 | 8,312 |
| Salaries and employee benefits | $496,000 | 8,156 |
| Premises and equipment expense | $129,000 | 7,748 |
| Additional noninterest expense | $193,000 | 8,605 |
| Pre-tax net operating income | $480,000 | 6,843 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $480,000 | 6,492 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $480,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,834 |
| Cash dividends | $424,000 | 3,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $480,000 | 6,345 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 8,407 |
| Total interest expense | $777,000 | 8,474 |
| Net interest income | $1,036,000 | 8,211 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $238,000 | 6,954 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $120,000 | 6,247 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $118,000 | 6,034 |
| Total noninterest expense | $862,000 | 8,299 |
| Salaries and employee benefits | $475,000 | 8,285 |
| Premises and equipment expense | $134,000 | 7,784 |
| Additional noninterest expense | $253,000 | 8,193 |
| Pre-tax net operating income | $400,000 | 6,985 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $16,000 | 7,411 |
| Income before extraordinary items | $384,000 | 6,666 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $384,000 | 6,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $414,000 | 3,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $384,000 | 6,529 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 8,714 |
| Total interest expense | $786,000 | 8,679 |
| Net interest income | $937,000 | 8,614 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $218,000 | 7,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,168 |
| Total noninterest expense | $739,000 | 8,730 |
| Salaries and employee benefits | $445,000 | 8,519 |
| Premises and equipment expense | $137,000 | 7,794 |
| Additional noninterest expense | $157,000 | 9,180 |
| Pre-tax net operating income | $404,000 | 7,451 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $40,000 | 7,410 |
| Income before extraordinary items | $364,000 | 7,076 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $364,000 | 7,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $342,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $364,000 | 7,066 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 9,008 |
| Total interest expense | $660,000 | 9,045 |
| Net interest income | $887,000 | 8,866 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $369,000 | 5,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 6,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 4,291 |
| Total noninterest expense | $805,000 | 8,714 |
| Salaries and employee benefits | $431,000 | 8,724 |
| Premises and equipment expense | $130,000 | 8,035 |
| Additional noninterest expense | $244,000 | 8,620 |
| Pre-tax net operating income | $439,000 | 7,414 |
| Securities gains (losses) | $-19,000 | 9,530 |
| Applicable income taxes | $-81,000 | 9,888 |
| Income before extraordinary items | $501,000 | 6,433 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $501,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $495,000 | 3,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $520,000 | 6,280 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 9,248 |
| Total interest expense | $643,000 | 9,359 |
| Net interest income | $892,000 | 9,041 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $143,000 | 8,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 6,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,570 |
| Total noninterest expense | $607,000 | 9,405 |
| Salaries and employee benefits | $359,000 | 9,231 |
| Premises and equipment expense | $117,000 | 8,342 |
| Additional noninterest expense | $131,000 | 9,848 |
| Pre-tax net operating income | $416,000 | 7,783 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $40,000 | 8,514 |
| Income before extraordinary items | $376,000 | 7,361 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $376,000 | 7,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $376,000 | 7,284 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 9,700 |
| Total interest expense | $610,000 | 9,796 |
| Net interest income | $865,000 | 9,504 |
| Provision for loan and lease losses | $3,000 | 8,731 |
| Total noninterest income | $144,000 | 8,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,280 |
| Total noninterest expense | $622,000 | 9,668 |
| Salaries and employee benefits | $364,000 | 9,506 |
| Premises and equipment expense | $113,000 | 8,659 |
| Additional noninterest expense | $145,000 | 10,058 |
| Pre-tax net operating income | $384,000 | 8,521 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $75,000 | 8,822 |
| Income before extraordinary items | $309,000 | 8,316 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $309,000 | 8,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $206,000 | 5,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $309,000 | 8,270 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,356,000 | 10,307 |
| Total interest expense | $561,000 | 10,406 |
| Net interest income | $795,000 | 10,126 |
| Provision for loan and lease losses | $6,000 | 8,753 |
| Total noninterest income | $105,000 | 9,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 7,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $587,000 | 10,213 |
| Salaries and employee benefits | $345,000 | 10,003 |
| Premises and equipment expense | $114,000 | 8,934 |
| Additional noninterest expense | $128,000 | 10,819 |
| Pre-tax net operating income | $307,000 | 9,087 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $98,000 | 8,783 |
| Income before extraordinary items | $209,000 | 9,213 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $209,000 | 9,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $188,000 | 5,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $209,000 | 9,161 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 10,820 |
| Total interest expense | $562,000 | 10,803 |
| Net interest income | $750,000 | 10,682 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $120,000 | 9,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,867 |
| Total noninterest expense | $591,000 | 10,602 |
| Salaries and employee benefits | $334,000 | 10,459 |
| Premises and equipment expense | $107,000 | 9,413 |
| Additional noninterest expense | $150,000 | 11,048 |
| Pre-tax net operating income | $273,000 | 9,955 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $82,000 | 9,543 |
| Income before extraordinary items | $191,000 | 10,031 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $191,000 | 10,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $188,000 | 5,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $191,000 | 10,004 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 11,249 |
| Total interest expense | $463,000 | 11,261 |
| Net interest income | $785,000 | 11,099 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $113,000 | 10,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $630,000 | 10,976 |
| Salaries and employee benefits | $367,000 | 10,578 |
| Premises and equipment expense | $104,000 | 9,897 |
| Additional noninterest expense | $159,000 | 11,681 |
| Pre-tax net operating income | $257,000 | 10,440 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $56,000 | 10,313 |
| Income before extraordinary items | $201,000 | 10,263 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $201,000 | 10,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $225,000 | 5,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $201,000 | 10,319 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 11,825 |
| Total interest expense | $455,000 | 11,915 |
| Net interest income | $773,000 | 11,608 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $107,000 | 11,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,310 |
| Total noninterest expense | $586,000 | 11,717 |
| Salaries and employee benefits | $321,000 | 11,433 |
| Premises and equipment expense | $91,000 | 10,750 |
| Additional noninterest expense | $174,000 | 12,102 |
| Pre-tax net operating income | $269,000 | 10,474 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $33,000 | 11,311 |
| Income before extraordinary items | $236,000 | 10,209 |
| Extraordinary gains, net | $50,000 | 2,172 |
| Net income | $286,000 | 9,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $225,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $236,000 | 9,961 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 12,253 |
| Total interest expense | $564,000 | 12,464 |
| Net interest income | $807,000 | 11,885 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $171,000 | 10,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $587,000 | 12,144 |
| Salaries and employee benefits | $361,000 | 11,327 |
| Premises and equipment expense | $60,000 | 12,283 |
| Additional noninterest expense | $166,000 | 12,710 |
| Pre-tax net operating income | $391,000 | 9,325 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $128,000 | 9,159 |
| Income before extraordinary items | $262,000 | 9,753 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $262,000 | 9,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $225,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $262,670 | 9,381 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.