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First State Bank Nebraska, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$42,748,000	1,065
Total interest expense	$17,491,000	864
Net interest income	$25,257,000	1,197
Provision for loan and lease losses	$686,000	1,059
Total noninterest income	$2,896,000	1,668
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$868,000	1,113
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,028,000	1,609
Total noninterest expense	$17,498,000	1,346
Salaries and employee benefits	$10,029,000	1,333
Premises and equipment expense	$1,749,000	1,364
Additional noninterest expense	$2,028,000	1,609
Pre-tax net operating income	$9,969,000	1,164
Securities gains (losses)	$-987,000	4,291
Applicable income taxes	$311,000	2,205
Income before extraordinary items	$8,671,000	1,141
Extraordinary gains, net	$0	54
Net income	$8,671,000	1,155
Minority interest net income	$0	88
Net income of bank and minority interests.	$8,671,000	1,144
Net charge-offs	$196,000	1,171
Cash dividends	$6,201,000	676
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$9,628,390	1,063
2023-09-30 (YTD Data)		Rank
Total interest income	$31,161,000	1,070
Total interest expense	$12,681,000	829
Net interest income	$18,480,000	1,221
Provision for loan and lease losses	$509,000	994
Total noninterest income	$2,097,000	1,690
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$637,000	1,130
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,460,000	1,634
Total noninterest expense	$13,175,000	1,343
Salaries and employee benefits	$7,524,000	1,335
Premises and equipment expense	$1,418,000	1,284
Additional noninterest expense	$1,460,000	1,634
Pre-tax net operating income	$6,893,000	1,303
Securities gains (losses)	$50,000	254
Applicable income taxes	$241,000	2,240
Income before extraordinary items	$6,702,000	1,150
Extraordinary gains, net	$0	52
Net income	$6,702,000	1,157
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,702,000	1,150
Net charge-offs	$176,000	934
Cash dividends	$4,201,000	686
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$6,653,500	1,181
2023-06-30 (YTD Data)		Rank
Total interest income	$20,193,000	1,065
Total interest expense	$7,910,000	803
Net interest income	$12,283,000	1,237
Provision for loan and lease losses	$340,000	963
Total noninterest income	$1,396,000	1,626
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$406,000	1,155
Trading account gains and fees	NA	NA
Additional Noninterest Income	$990,000	1,547
Total noninterest expense	$8,725,000	1,338
Salaries and employee benefits	$5,053,000	1,320
Premises and equipment expense	$960,000	1,259
Additional noninterest expense	$990,000	1,545
Pre-tax net operating income	$4,614,000	1,280
Securities gains (losses)	$0	938
Applicable income taxes	$174,000	2,214
Income before extraordinary items	$4,440,000	1,157
Extraordinary gains, net	$0	51
Net income	$4,440,000	1,167
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,440,000	1,157
Net charge-offs	$22,000	1,495
Cash dividends	$2,201,000	808
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,440,000	1,168
2023-03-31 (YTD Data)		Rank
Total interest income	$9,752,000	1,082
Total interest expense	$3,483,000	800
Net interest income	$6,269,000	1,223
Provision for loan and lease losses	$170,000	969
Total noninterest income	$685,000	1,638
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$196,000	1,202
Trading account gains and fees	NA	NA
Additional Noninterest Income	$489,000	1,540
Total noninterest expense	$4,301,000	1,360
Salaries and employee benefits	$2,526,000	1,349
Premises and equipment expense	$492,000	1,264
Additional noninterest expense	$489,000	1,540
Pre-tax net operating income	$2,483,000	1,238
Securities gains (losses)	$0	950
Applicable income taxes	$87,000	2,235
Income before extraordinary items	$2,396,000	1,114
Extraordinary gains, net	$0	4
Net income	$2,396,000	1,113
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,396,000	1,113
Net charge-offs	$18,000	1,150
Cash dividends	$1,000,000	804
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,396,000	1,130
2022-12-31 (YTD Data)		Rank
Total interest income	$31,737,000	1,089
Total interest expense	$6,539,000	639
Net interest income	$25,198,000	1,189
Provision for loan and lease losses	$488,000	1,245
Total noninterest income	$2,952,000	1,646
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$791,000	1,215
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,161,000	1,552
Total noninterest expense	$16,168,000	1,391
Salaries and employee benefits	$9,255,000	1,398
Premises and equipment expense	$1,750,000	1,375
Additional noninterest expense	$2,161,000	1,552
Pre-tax net operating income	$11,494,000	1,157
Securities gains (losses)	$0	691
Applicable income taxes	$318,000	2,370
Income before extraordinary items	$11,176,000	1,014
Extraordinary gains, net	$0	5
Net income	$11,176,000	1,014
Minority interest net income	$0	63
Net income of bank and minority interests.	$11,176,000	1,014
Net charge-offs	$296,000	779
Cash dividends	$1,500,000	1,746
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$11,176,000	1,043
2022-09-30 (YTD Data)		Rank
Total interest income	$22,674,000	1,093
Total interest expense	$3,746,000	603
Net interest income	$18,928,000	1,169
Provision for loan and lease losses	$364,000	1,129
Total noninterest income	$2,152,000	1,696
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$586,000	1,244
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,566,000	1,603
Total noninterest expense	$11,922,000	1,405
Salaries and employee benefits	$6,868,000	1,413
Premises and equipment expense	$1,318,000	1,361
Additional noninterest expense	$1,566,000	1,603
Pre-tax net operating income	$8,794,000	1,120
Securities gains (losses)	$0	740
Applicable income taxes	$211,000	2,449
Income before extraordinary items	$8,583,000	998
Extraordinary gains, net	$0	4
Net income	$8,583,000	997
Minority interest net income	$0	57
Net income of bank and minority interests.	$8,583,000	998
Net charge-offs	$49,000	1,232
Cash dividends	$1,500,000	1,342
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$8,583,000	1,018
2022-06-30 (YTD Data)		Rank
Total interest income	$14,189,000	1,113
Total interest expense	$1,922,000	614
Net interest income	$12,267,000	1,163
Provision for loan and lease losses	$239,000	1,072
Total noninterest income	$1,460,000	1,672
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$377,000	1,251
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,083,000	1,593
Total noninterest expense	$7,818,000	1,410
Salaries and employee benefits	$4,525,000	1,418
Premises and equipment expense	$866,000	1,371
Additional noninterest expense	$2,427,000	1,381
Pre-tax net operating income	$5,670,000	1,103
Securities gains (losses)	$0	687
Applicable income taxes	$124,000	2,461
Income before extraordinary items	$5,546,000	971
Extraordinary gains, net	$0	4
Net income	$5,546,000	970
Minority interest net income	$0	60
Net income of bank and minority interests.	$5,546,000	971
Net charge-offs	$50,000	966
Cash dividends	$1,500,000	1,032
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$5,546,000	990
2022-03-31 (YTD Data)		Rank
Total interest income	$6,789,000	1,125
Total interest expense	$990,000	562
Net interest income	$5,799,000	1,185
Provision for loan and lease losses	$115,000	913
Total noninterest income	$708,000	1,710
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$189,000	1,224
Trading account gains and fees	NA	NA
Additional Noninterest Income	$519,000	1,634
Total noninterest expense	$3,824,000	1,428
Salaries and employee benefits	$2,247,000	1,430
Premises and equipment expense	$437,000	1,361
Additional noninterest expense	$1,140,000	1,430
Pre-tax net operating income	$2,568,000	1,131
Securities gains (losses)	$0	623
Applicable income taxes	$69,000	2,314
Income before extraordinary items	$2,499,000	1,020
Extraordinary gains, net	$0	4
Net income	$2,499,000	1,019
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,499,000	1,020
Net charge-offs	$6,000	1,321
Cash dividends	$1,500,000	555
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,499,000	1,032
2021-12-31 (YTD Data)		Rank
Total interest income	$29,568,000	1,064
Total interest expense	$4,615,000	589
Net interest income	$24,953,000	1,136
Provision for loan and lease losses	$587,000	923
Total noninterest income	$3,190,000	1,728
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$654,000	1,322
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,536,000	1,660
Total noninterest expense	$15,531,000	1,407
Salaries and employee benefits	$8,989,000	1,410
Premises and equipment expense	$1,746,000	1,353
Additional noninterest expense	$4,796,000	1,381
Pre-tax net operating income	$12,025,000	1,123
Securities gains (losses)	$200,000	614
Applicable income taxes	$327,000	2,411
Income before extraordinary items	$11,898,000	1,004
Extraordinary gains, net	$0	10
Net income	$11,898,000	1,005
Minority interest net income	$0	74
Net income of bank and minority interests.	$11,898,000	1,005
Net charge-offs	$143,000	1,173
Cash dividends	$3,601,000	1,023
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$11,704,000	1,001
2021-09-30 (YTD Data)		Rank
Total interest income	$22,649,000	1,068
Total interest expense	$3,541,000	599
Net interest income	$19,108,000	1,135
Provision for loan and lease losses	$586,000	722
Total noninterest income	$2,357,000	1,803
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$458,000	1,384
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,899,000	1,726
Total noninterest expense	$11,464,000	1,432
Salaries and employee benefits	$6,618,000	1,438
Premises and equipment expense	$1,346,000	1,340
Additional noninterest expense	$3,500,000	1,403
Pre-tax net operating income	$9,415,000	1,130
Securities gains (losses)	$0	2,015
Applicable income taxes	$237,000	2,466
Income before extraordinary items	$9,178,000	1,023
Extraordinary gains, net	$0	8
Net income	$9,178,000	1,023
Minority interest net income	$0	69
Net income of bank and minority interests.	$9,178,000	1,023
Net charge-offs	$50,000	1,355
Cash dividends	$3,601,000	748
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$9,178,000	1,000
2021-06-30 (YTD Data)		Rank
Total interest income	$14,477,000	1,106
Total interest expense	$2,419,000	612
Net interest income	$12,058,000	1,178
Provision for loan and lease losses	$456,000	654
Total noninterest income	$1,518,000	1,792
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$278,000	1,429
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,240,000	1,702
Total noninterest expense	$7,546,000	1,446
Salaries and employee benefits	$4,366,000	1,437
Premises and equipment expense	$901,000	1,330
Additional noninterest expense	$2,279,000	1,425
Pre-tax net operating income	$5,574,000	1,216
Securities gains (losses)	$0	1,818
Applicable income taxes	$143,000	2,528
Income before extraordinary items	$5,431,000	1,110
Extraordinary gains, net	$0	6
Net income	$5,431,000	1,111
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,431,000	1,111
Net charge-offs	$39,000	1,242
Cash dividends	$2,601,000	691
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$5,431,000	1,093
2021-03-31 (YTD Data)		Rank
Total interest income	$6,718,000	1,183
Total interest expense	$1,244,000	633
Net interest income	$5,474,000	1,262
Provision for loan and lease losses	$218,000	766
Total noninterest income	$757,000	1,793
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$137,000	1,443
Trading account gains and fees	NA	NA
Additional Noninterest Income	$620,000	1,693
Total noninterest expense	$3,694,000	1,460
Salaries and employee benefits	$2,160,000	1,450
Premises and equipment expense	$463,000	1,317
Additional noninterest expense	$1,071,000	1,461
Pre-tax net operating income	$2,319,000	1,366
Securities gains (losses)	$0	1,392
Applicable income taxes	$65,000	2,552
Income before extraordinary items	$2,254,000	1,275
Extraordinary gains, net	$0	3
Net income	$2,254,000	1,275
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,254,000	1,275
Net charge-offs	$24,000	1,089
Cash dividends	$1,600,000	541
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,254,000	1,248
2020-12-31 (YTD Data)		Rank
Total interest income	$28,168,000	1,126
Total interest expense	$6,602,000	721
Net interest income	$21,566,000	1,201
Provision for loan and lease losses	$1,128,000	1,490
Total noninterest income	$3,530,000	1,577
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$606,000	1,405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,924,000	1,456
Total noninterest expense	$14,540,000	1,442
Salaries and employee benefits	$8,221,000	1,479
Premises and equipment expense	$1,623,000	1,433
Additional noninterest expense	$4,696,000	1,353
Pre-tax net operating income	$9,428,000	1,114
Securities gains (losses)	$0	2,675
Applicable income taxes	$239,000	2,456
Income before extraordinary items	$9,189,000	1,030
Extraordinary gains, net	$0	4
Net income	$9,189,000	1,030
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,189,000	1,030
Net charge-offs	$143,000	1,760
Cash dividends	$5,800,000	681
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$9,189,000	996
2020-09-30 (YTD Data)		Rank
Total interest income	$19,780,000	1,182
Total interest expense	$4,984,000	778
Net interest income	$14,796,000	1,286
Provision for loan and lease losses	$626,000	1,775
Total noninterest income	$2,419,000	1,608
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$417,000	1,496
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,002,000	1,497
Total noninterest expense	$9,847,000	1,556
Salaries and employee benefits	$5,796,000	1,540
Premises and equipment expense	$1,241,000	1,406
Additional noninterest expense	$2,810,000	1,586
Pre-tax net operating income	$6,742,000	1,117
Securities gains (losses)	$0	2,494
Applicable income taxes	$169,000	2,494
Income before extraordinary items	$6,573,000	1,033
Extraordinary gains, net	$0	4
Net income	$6,573,000	1,032
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,573,000	1,033
Net charge-offs	$5,000	2,912
Cash dividends	$5,800,000	524
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$6,573,000	1,003
2020-06-30 (YTD Data)		Rank
Total interest income	$13,258,000	1,190
Total interest expense	$3,426,000	805
Net interest income	$9,832,000	1,292
Provision for loan and lease losses	$416,000	1,767
Total noninterest income	$1,543,000	1,595
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$278,000	1,523
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,265,000	1,462
Total noninterest expense	$6,671,000	1,524
Salaries and employee benefits	$3,886,000	1,525
Premises and equipment expense	$813,000	1,417
Additional noninterest expense	$1,972,000	1,524
Pre-tax net operating income	$4,288,000	1,112
Securities gains (losses)	$0	2,249
Applicable income taxes	$114,000	2,445
Income before extraordinary items	$4,174,000	1,004
Extraordinary gains, net	$0	4
Net income	$4,174,000	1,004
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,174,000	1,004
Net charge-offs	$28,000	2,029
Cash dividends	$4,300,000	487
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$4,174,000	977
2020-03-31 (YTD Data)		Rank
Total interest income	$6,606,000	1,199
Total interest expense	$1,759,000	880
Net interest income	$4,847,000	1,294
Provision for loan and lease losses	$208,000	1,418
Total noninterest income	$744,000	1,535
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$177,000	1,436
Trading account gains and fees	NA	NA
Additional Noninterest Income	$567,000	1,400
Total noninterest expense	$3,310,000	1,549
Salaries and employee benefits	$1,872,000	1,588
Premises and equipment expense	$420,000	1,389
Additional noninterest expense	$1,018,000	1,498
Pre-tax net operating income	$2,073,000	1,007
Securities gains (losses)	$0	1,705
Applicable income taxes	$59,000	2,299
Income before extraordinary items	$2,014,000	927
Extraordinary gains, net	$0	4
Net income	$2,014,000	927
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,014,000	927
Net charge-offs	$1,000	2,430
Cash dividends	$1,300,000	677
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,014,000	915
2019-12-31 (YTD Data)		Rank
Total interest income	$26,419,000	1,198
Total interest expense	$7,649,000	866
Net interest income	$18,770,000	1,317
Provision for loan and lease losses	$913,000	960
Total noninterest income	$3,300,000	1,475
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$822,000	1,313
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,478,000	1,356
Total noninterest expense	$12,936,000	1,545
Salaries and employee benefits	$7,457,000	1,549
Premises and equipment expense	$1,628,000	1,405
Additional noninterest expense	$3,851,000	1,565
Pre-tax net operating income	$8,221,000	1,214
Securities gains (losses)	$67,000	1,119
Applicable income taxes	$223,000	2,560
Income before extraordinary items	$8,065,000	1,105
Extraordinary gains, net	$0	11
Net income	$8,065,000	1,107
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,065,000	1,107
Net charge-offs	$433,000	1,142
Cash dividends	$4,299,000	904
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$8,000,010	1,093
2019-09-30 (YTD Data)		Rank
Total interest income	$19,556,000	1,218
Total interest expense	$5,734,000	867
Net interest income	$13,822,000	1,344
Provision for loan and lease losses	$639,000	966
Total noninterest income	$2,591,000	1,447
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$607,000	1,336
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,984,000	1,291
Total noninterest expense	$9,556,000	1,564
Salaries and employee benefits	$5,539,000	1,561
Premises and equipment expense	$1,251,000	1,378
Additional noninterest expense	$2,766,000	1,610
Pre-tax net operating income	$6,218,000	1,225
Securities gains (losses)	$67,000	956
Applicable income taxes	$147,000	2,702
Income before extraordinary items	$6,138,000	1,119
Extraordinary gains, net	$0	11
Net income	$6,138,000	1,120
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,138,000	1,120
Net charge-offs	$145,000	1,514
Cash dividends	$4,299,000	683
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$6,072,340	1,105
2019-06-30 (YTD Data)		Rank
Total interest income	$12,695,000	1,249
Total interest expense	$3,730,000	877
Net interest income	$8,965,000	1,372
Provision for loan and lease losses	$429,000	957
Total noninterest income	$1,742,000	1,414
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$400,000	1,322
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,342,000	1,251
Total noninterest expense	$6,307,000	1,584
Salaries and employee benefits	$3,694,000	1,569
Premises and equipment expense	$818,000	1,406
Additional noninterest expense	$1,795,000	1,655
Pre-tax net operating income	$3,971,000	1,239
Securities gains (losses)	$67,000	649
Applicable income taxes	$101,000	2,663
Income before extraordinary items	$3,937,000	1,122
Extraordinary gains, net	$0	11
Net income	$3,937,000	1,122
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,937,000	1,122
Net charge-offs	$57,000	1,743
Cash dividends	$3,000,000	630
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,872,010	1,121
2019-03-31 (YTD Data)		Rank
Total interest income	$6,123,000	1,280
Total interest expense	$1,747,000	891
Net interest income	$4,376,000	1,404
Provision for loan and lease losses	$211,000	905
Total noninterest income	$612,000	1,709
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$208,000	1,274
Trading account gains and fees	NA	NA
Additional Noninterest Income	$404,000	1,658
Total noninterest expense	$3,201,000	1,570
Salaries and employee benefits	$1,861,000	1,569
Premises and equipment expense	$408,000	1,432
Additional noninterest expense	$932,000	1,603
Pre-tax net operating income	$1,576,000	1,458
Securities gains (losses)	$0	1,087
Applicable income taxes	$54,000	2,580
Income before extraordinary items	$1,522,000	1,338
Extraordinary gains, net	$0	5
Net income	$1,522,000	1,337
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,522,000	1,337
Net charge-offs	$19,000	1,716
Cash dividends	$1,500,000	619
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,522,000	1,315
2018-12-31 (YTD Data)		Rank
Total interest income	$22,520,000	1,301
Total interest expense	$4,830,000	956
Net interest income	$17,690,000	1,377
Provision for loan and lease losses	$642,000	1,225
Total noninterest income	$2,108,000	1,934
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$778,000	1,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,330,000	1,922
Total noninterest expense	$12,712,000	1,533
Salaries and employee benefits	$7,386,000	1,520
Premises and equipment expense	$1,510,000	1,490
Additional noninterest expense	$3,816,000	1,569
Pre-tax net operating income	$6,444,000	1,434
Securities gains (losses)	$-3,000	4,159
Applicable income taxes	$179,000	2,746
Income before extraordinary items	$6,262,000	1,315
Extraordinary gains, net	$0	6
Net income	$6,262,000	1,314
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,262,000	1,314
Net charge-offs	$178,000	1,734
Cash dividends	$4,502,000	800
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$6,264,910	1,304
2018-09-30 (YTD Data)		Rank
Total interest income	$15,989,000	1,349
Total interest expense	$3,265,000	978
Net interest income	$12,724,000	1,422
Provision for loan and lease losses	$428,000	1,265
Total noninterest income	$1,465,000	2,025
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$568,000	1,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$897,000	2,058
Total noninterest expense	$9,262,000	1,570
Salaries and employee benefits	$5,412,000	1,549
Premises and equipment expense	$1,146,000	1,483
Additional noninterest expense	$2,704,000	1,640
Pre-tax net operating income	$4,499,000	1,533
Securities gains (losses)	$0	1,118
Applicable income taxes	$132,000	2,830
Income before extraordinary items	$4,367,000	1,393
Extraordinary gains, net	$0	5
Net income	$4,367,000	1,392
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,367,000	1,392
Net charge-offs	$18,000	2,750
Cash dividends	$4,502,000	588
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,367,000	1,380
2018-06-30 (YTD Data)		Rank
Total interest income	$10,158,000	1,389
Total interest expense	$1,906,000	1,051
Net interest income	$8,252,000	1,458
Provision for loan and lease losses	$254,000	1,326
Total noninterest income	$916,000	2,109
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$369,000	1,466
Trading account gains and fees	NA	NA
Additional Noninterest Income	$547,000	2,178
Total noninterest expense	$6,177,000	1,579
Salaries and employee benefits	$3,637,000	1,550
Premises and equipment expense	$760,000	1,507
Additional noninterest expense	$1,780,000	1,669
Pre-tax net operating income	$2,737,000	1,624
Securities gains (losses)	$0	961
Applicable income taxes	$85,000	2,829
Income before extraordinary items	$2,652,000	1,496
Extraordinary gains, net	$0	6
Net income	$2,652,000	1,494
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,652,000	1,495
Net charge-offs	$12,000	2,509
Cash dividends	$3,501,000	509
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,652,000	1,483
2018-03-31 (YTD Data)		Rank
Total interest income	$4,935,000	1,416
Total interest expense	$887,000	1,072
Net interest income	$4,048,000	1,484
Provision for loan and lease losses	$125,000	1,284
Total noninterest income	$447,000	2,120
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$181,000	1,499
Trading account gains and fees	NA	NA
Additional Noninterest Income	$266,000	2,156
Total noninterest expense	$3,060,000	1,603
Salaries and employee benefits	$1,823,000	1,556
Premises and equipment expense	$386,000	1,501
Additional noninterest expense	$851,000	1,721
Pre-tax net operating income	$1,310,000	1,661
Securities gains (losses)	$0	735
Applicable income taxes	$39,000	2,860
Income before extraordinary items	$1,271,000	1,515
Extraordinary gains, net	$0	7
Net income	$1,271,000	1,515
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,271,000	1,515
Net charge-offs	$0	2,722
Cash dividends	$2,501,000	352
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,271,000	1,503
2017-12-31 (YTD Data)		Rank
Total interest income	$19,081,000	1,403
Total interest expense	$3,152,000	1,037
Net interest income	$15,929,000	1,478
Provision for loan and lease losses	$490,000	1,475
Total noninterest income	$2,166,000	1,933
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$682,000	1,604
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,484,000	1,827
Total noninterest expense	$11,973,000	1,622
Salaries and employee benefits	$6,942,000	1,594
Premises and equipment expense	$1,427,000	1,586
Additional noninterest expense	$3,604,000	1,661
Pre-tax net operating income	$5,632,000	1,559
Securities gains (losses)	$66,000	777
Applicable income taxes	$176,000	3,032
Income before extraordinary items	$5,522,000	1,251
Extraordinary gains, net	$0	9
Net income	$5,522,000	1,251
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,522,000	1,251
Net charge-offs	$106,000	2,372
Cash dividends	$4,803,000	708
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$5,457,980	1,249
2017-09-30 (YTD Data)		Rank
Total interest income	$14,101,000	1,421
Total interest expense	$2,276,000	1,054
Net interest income	$11,825,000	1,489
Provision for loan and lease losses	$396,000	1,369
Total noninterest income	$1,611,000	1,966
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$510,000	1,613
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,101,000	1,867
Total noninterest expense	$8,887,000	1,646
Salaries and employee benefits	$5,102,000	1,642
Premises and equipment expense	$1,077,000	1,574
Additional noninterest expense	$2,708,000	1,653
Pre-tax net operating income	$4,153,000	1,592
Securities gains (losses)	$66,000	760
Applicable income taxes	$130,000	3,028
Income before extraordinary items	$4,089,000	1,350
Extraordinary gains, net	$0	9
Net income	$4,089,000	1,350
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,089,000	1,350
Net charge-offs	$-254,000	5,544
Cash dividends	$3,002,000	754
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$4,024,980	1,347
2017-06-30 (YTD Data)		Rank
Total interest income	$9,253,000	1,436
Total interest expense	$1,458,000	1,064
Net interest income	$7,795,000	1,491
Provision for loan and lease losses	$290,000	1,264
Total noninterest income	$1,032,000	2,014
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$320,000	1,670
Trading account gains and fees	NA	NA
Additional Noninterest Income	$712,000	1,911
Total noninterest expense	$5,938,000	1,652
Salaries and employee benefits	$3,363,000	1,659
Premises and equipment expense	$701,000	1,621
Additional noninterest expense	$1,874,000	1,594
Pre-tax net operating income	$2,599,000	1,647
Securities gains (losses)	$66,000	558
Applicable income taxes	$93,000	2,961
Income before extraordinary items	$2,572,000	1,396
Extraordinary gains, net	$0	11
Net income	$2,572,000	1,396
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,572,000	1,397
Net charge-offs	$-8,000	4,727
Cash dividends	$2,001,000	753
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,507,980	1,406
2017-03-31 (YTD Data)		Rank
Total interest income	$4,559,000	1,440
Total interest expense	$703,000	1,072
Net interest income	$3,856,000	1,503
Provision for loan and lease losses	$144,000	1,213
Total noninterest income	$463,000	2,144
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$155,000	1,708
Trading account gains and fees	NA	NA
Additional Noninterest Income	$308,000	2,063
Total noninterest expense	$2,922,000	1,690
Salaries and employee benefits	$1,670,000	1,686
Premises and equipment expense	$358,000	1,607
Additional noninterest expense	$894,000	1,661
Pre-tax net operating income	$1,253,000	1,659
Securities gains (losses)	$0	1,153
Applicable income taxes	$47,000	2,929
Income before extraordinary items	$1,206,000	1,460
Extraordinary gains, net	$0	8
Net income	$1,206,000	1,460
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,206,000	1,460
Net charge-offs	$-6,000	4,769
Cash dividends	$1,000,000	712
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,206,000	1,443
2016-12-31 (YTD Data)		Rank
Total interest income	$18,613,000	1,371
Total interest expense	$2,867,000	1,009
Net interest income	$15,746,000	1,432
Provision for loan and lease losses	$582,000	1,344
Total noninterest income	$2,233,000	1,980
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$634,000	1,736
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,599,000	1,807
Total noninterest expense	$11,693,000	1,661
Salaries and employee benefits	$6,695,000	1,622
Premises and equipment expense	$1,223,000	1,829
Additional noninterest expense	$3,775,000	1,617
Pre-tax net operating income	$5,704,000	1,457
Securities gains (losses)	$0	3,212
Applicable income taxes	$172,000	3,021
Income before extraordinary items	$5,532,000	1,275
Extraordinary gains, net	$0	5
Net income	$5,532,000	1,274
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,532,000	1,274
Net charge-offs	$445,000	1,167
Cash dividends	$2,001,000	1,396
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,532,000	1,248
2016-09-30 (YTD Data)		Rank
Total interest income	$13,894,000	1,377
Total interest expense	$2,133,000	1,015
Net interest income	$11,761,000	1,441
Provision for loan and lease losses	$437,000	1,287
Total noninterest income	$1,449,000	2,167
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$469,000	1,756
Trading account gains and fees	$0	169
Additional Noninterest Income	$980,000	2,073
Total noninterest expense	$8,736,000	1,656
Salaries and employee benefits	$4,964,000	1,633
Premises and equipment expense	$982,000	1,735
Additional noninterest expense	$2,790,000	1,630
Pre-tax net operating income	$4,037,000	1,553
Securities gains (losses)	$0	3,160
Applicable income taxes	$125,000	3,099
Income before extraordinary items	$3,912,000	1,356
Extraordinary gains, net	$0	5
Net income	$3,912,000	1,357
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,912,000	1,357
Net charge-offs	$405,000	923
Cash dividends	$2,001,000	1,021
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,912,000	1,320
2016-06-30 (YTD Data)		Rank
Total interest income	$9,130,000	1,395
Total interest expense	$1,390,000	1,033
Net interest income	$7,740,000	1,462
Provision for loan and lease losses	$291,000	1,315
Total noninterest income	$860,000	2,292
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$292,000	1,831
Trading account gains and fees	$0	157
Additional Noninterest Income	$568,000	2,218
Total noninterest expense	$5,778,000	1,673
Salaries and employee benefits	$3,286,000	1,649
Premises and equipment expense	$642,000	1,747
Additional noninterest expense	$1,850,000	1,643
Pre-tax net operating income	$2,531,000	1,618
Securities gains (losses)	$0	2,835
Applicable income taxes	$81,000	3,122
Income before extraordinary items	$2,450,000	1,420
Extraordinary gains, net	$0	16
Net income	$2,450,000	1,420
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,450,000	1,420
Net charge-offs	$396,000	709
Cash dividends	$1,001,000	1,295
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,450,000	1,373
2016-03-31 (YTD Data)		Rank
Total interest income	$4,511,000	1,403
Total interest expense	$661,000	1,082
Net interest income	$3,850,000	1,463
Provision for loan and lease losses	$147,000	1,240
Total noninterest income	$270,000	2,888
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$135,000	1,932
Trading account gains and fees	$0	142
Additional Noninterest Income	$135,000	3,114
Total noninterest expense	$2,900,000	1,676
Salaries and employee benefits	$1,657,000	1,646
Premises and equipment expense	$315,000	1,797
Additional noninterest expense	$928,000	1,636
Pre-tax net operating income	$1,073,000	1,827
Securities gains (losses)	$0	2,077
Applicable income taxes	$40,000	3,119
Income before extraordinary items	$1,033,000	1,574
Extraordinary gains, net	$0	12
Net income	$1,033,000	1,574
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,033,000	1,575
Net charge-offs	$112,000	948
Cash dividends	$1,001,000	719
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,033,000	1,534
2015-12-31 (YTD Data)		Rank
Total interest income	$17,489,000	1,415
Total interest expense	$2,633,000	1,073
Net interest income	$14,856,000	1,490
Provision for loan and lease losses	$601,000	1,172
Total noninterest income	$2,801,000	1,682
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$655,000	1,738
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,146,000	1,446
Total noninterest expense	$11,434,000	1,665
Salaries and employee benefits	$6,423,000	1,642
Premises and equipment expense	$1,275,000	1,791
Additional noninterest expense	$3,736,000	1,626
Pre-tax net operating income	$5,622,000	1,428
Securities gains (losses)	$0	3,216
Applicable income taxes	$149,000	3,115
Income before extraordinary items	$5,473,000	1,272
Extraordinary gains, net	$0	23
Net income	$5,473,000	1,272
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,473,000	1,272
Net charge-offs	$237,000	1,828
Cash dividends	$3,002,000	968
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$5,473,000	1,241
2015-09-30 (YTD Data)		Rank
Total interest income	$13,002,000	1,439
Total interest expense	$1,927,000	1,106
Net interest income	$11,075,000	1,511
Provision for loan and lease losses	$457,000	1,102
Total noninterest income	$2,001,000	1,757
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$493,000	1,744
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,508,000	1,530
Total noninterest expense	$8,644,000	1,671
Salaries and employee benefits	$4,841,000	1,631
Premises and equipment expense	$974,000	1,774
Additional noninterest expense	$2,829,000	1,605
Pre-tax net operating income	$3,975,000	1,529
Securities gains (losses)	$0	3,031
Applicable income taxes	$107,000	3,240
Income before extraordinary items	$3,868,000	1,333
Extraordinary gains, net	$0	21
Net income	$3,868,000	1,333
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,868,000	1,333
Net charge-offs	$28,000	3,161
Cash dividends	$2,001,000	974
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,868,000	1,298
2015-06-30 (YTD Data)		Rank
Total interest income	$8,574,000	1,462
Total interest expense	$1,273,000	1,119
Net interest income	$7,301,000	1,526
Provision for loan and lease losses	$311,000	1,075
Total noninterest income	$1,636,000	1,520
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$324,000	1,746
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,312,000	1,295
Total noninterest expense	$5,679,000	1,699
Salaries and employee benefits	$3,198,000	1,661
Premises and equipment expense	$648,000	1,788
Additional noninterest expense	$1,833,000	1,661
Pre-tax net operating income	$2,947,000	1,400
Securities gains (losses)	$0	2,636
Applicable income taxes	$78,000	3,177
Income before extraordinary items	$2,869,000	1,219
Extraordinary gains, net	$0	22
Net income	$2,869,000	1,220
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,869,000	1,220
Net charge-offs	$34,000	2,614
Cash dividends	$1,001,000	1,208
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,869,000	1,187
2015-03-31 (YTD Data)		Rank
Total interest income	$4,213,000	1,482
Total interest expense	$639,000	1,115
Net interest income	$3,574,000	1,542
Provision for loan and lease losses	$155,000	1,041
Total noninterest income	$777,000	1,540
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$165,000	1,700
Trading account gains and fees	$0	152
Additional Noninterest Income	$612,000	1,309
Total noninterest expense	$2,857,000	1,691
Salaries and employee benefits	$1,583,000	1,688
Premises and equipment expense	$329,000	1,785
Additional noninterest expense	$945,000	1,602
Pre-tax net operating income	$1,339,000	1,468
Securities gains (losses)	$0	2,027
Applicable income taxes	$39,000	3,167
Income before extraordinary items	$1,300,000	1,281
Extraordinary gains, net	$0	13
Net income	$1,300,000	1,282
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,300,000	1,283
Net charge-offs	$44,000	1,653
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,300,000	1,242
2014-12-31 (YTD Data)		Rank
Total interest income	$16,855,000	1,478
Total interest expense	$2,597,000	1,138
Net interest income	$14,258,000	1,557
Provision for loan and lease losses	$638,000	1,218
Total noninterest income	$2,788,000	1,650
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$755,000	1,653
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,033,000	1,435
Total noninterest expense	$11,471,000	1,670
Salaries and employee benefits	$6,136,000	1,688
Premises and equipment expense	$1,323,000	1,749
Additional noninterest expense	$4,012,000	1,559
Pre-tax net operating income	$4,937,000	1,537
Securities gains (losses)	$0	3,259
Applicable income taxes	$158,000	3,125
Income before extraordinary items	$4,779,000	1,362
Extraordinary gains, net	$0	17
Net income	$4,779,000	1,361
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,779,000	1,361
Net charge-offs	$702,000	1,162
Cash dividends	$3,800,000	766
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,779,000	1,328
2014-09-30 (YTD Data)		Rank
Total interest income	$12,465,000	1,513
Total interest expense	$1,922,000	1,156
Net interest income	$10,543,000	1,579
Provision for loan and lease losses	$450,000	1,237
Total noninterest income	$2,210,000	1,592
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$549,000	1,703
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,661,000	1,361
Total noninterest expense	$8,581,000	1,678
Salaries and employee benefits	$4,606,000	1,689
Premises and equipment expense	$1,016,000	1,731
Additional noninterest expense	$2,959,000	1,583
Pre-tax net operating income	$3,722,000	1,542
Securities gains (losses)	$0	2,980
Applicable income taxes	$117,000	3,195
Income before extraordinary items	$3,605,000	1,344
Extraordinary gains, net	$0	15
Net income	$3,605,000	1,343
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,605,000	1,344
Net charge-offs	$562,000	1,055
Cash dividends	$2,495,000	791
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,605,000	1,322
2014-06-30 (YTD Data)		Rank
Total interest income	$8,180,000	1,527
Total interest expense	$1,253,000	1,190
Net interest income	$6,927,000	1,591
Provision for loan and lease losses	$288,000	1,341
Total noninterest income	$1,656,000	1,455
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$338,000	1,789
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,318,000	1,194
Total noninterest expense	$5,805,000	1,649
Salaries and employee benefits	$3,027,000	1,697
Premises and equipment expense	$744,000	1,596
Additional noninterest expense	$2,034,000	1,544
Pre-tax net operating income	$2,490,000	1,505
Securities gains (losses)	$0	2,580
Applicable income taxes	$78,000	3,192
Income before extraordinary items	$2,412,000	1,302
Extraordinary gains, net	$0	20
Net income	$2,412,000	1,302
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,412,000	1,303
Net charge-offs	$299,000	1,256
Cash dividends	$1,995,000	668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,412,000	1,277
2014-03-31 (YTD Data)		Rank
Total interest income	$4,021,000	1,540
Total interest expense	$630,000	1,200
Net interest income	$3,391,000	1,620
Provision for loan and lease losses	$136,000	1,362
Total noninterest income	$711,000	1,576
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$162,000	1,827
Trading account gains and fees	$0	147
Additional Noninterest Income	$549,000	1,325
Total noninterest expense	$2,812,000	1,699
Salaries and employee benefits	$1,516,000	1,710
Premises and equipment expense	$375,000	1,610
Additional noninterest expense	$921,000	1,661
Pre-tax net operating income	$1,154,000	1,567
Securities gains (losses)	$0	1,715
Applicable income taxes	$39,000	3,125
Income before extraordinary items	$1,115,000	1,365
Extraordinary gains, net	$0	16
Net income	$1,115,000	1,368
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,115,000	1,367
Net charge-offs	$70,000	1,602
Cash dividends	$998,000	631
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,115,000	1,337
2013-12-31 (YTD Data)		Rank
Total interest income	$16,288,000	1,538
Total interest expense	$2,748,000	1,231
Net interest income	$13,540,000	1,606
Provision for loan and lease losses	$765,000	1,382
Total noninterest income	$2,658,000	1,771
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$747,000	1,741
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,911,000	1,559
Total noninterest expense	$10,810,000	1,781
Salaries and employee benefits	$6,242,000	1,644
Premises and equipment expense	$1,444,000	1,633
Additional noninterest expense	$3,124,000	2,008
Pre-tax net operating income	$4,623,000	1,510
Securities gains (losses)	$42,000	1,928
Applicable income taxes	$152,000	3,141
Income before extraordinary items	$4,513,000	1,345
Extraordinary gains, net	$0	29
Net income	$4,513,000	1,348
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,513,000	1,348
Net charge-offs	$526,000	1,965
Cash dividends	$3,750,000	731
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,472,260	1,328
2013-09-30 (YTD Data)		Rank
Total interest income	$12,124,000	1,560
Total interest expense	$2,080,000	1,262
Net interest income	$10,044,000	1,619
Provision for loan and lease losses	$588,000	1,356
Total noninterest income	$2,258,000	1,640
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$560,000	1,745
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,698,000	1,418
Total noninterest expense	$8,302,000	1,738
Salaries and employee benefits	$4,697,000	1,646
Premises and equipment expense	$1,079,000	1,643
Additional noninterest expense	$2,526,000	1,870
Pre-tax net operating income	$3,412,000	1,570
Securities gains (losses)	$42,000	1,789
Applicable income taxes	$109,000	3,250
Income before extraordinary items	$3,345,000	1,358
Extraordinary gains, net	$0	25
Net income	$3,345,000	1,360
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,345,000	1,360
Net charge-offs	$350,000	1,966
Cash dividends	$3,150,000	615
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,304,260	1,347
2013-06-30 (YTD Data)		Rank
Total interest income	$7,968,000	1,576
Total interest expense	$1,409,000	1,263
Net interest income	$6,559,000	1,644
Provision for loan and lease losses	$412,000	1,349
Total noninterest income	$1,809,000	1,446
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$351,000	1,807
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,458,000	1,228
Total noninterest expense	$5,459,000	1,764
Salaries and employee benefits	$3,119,000	1,664
Premises and equipment expense	$731,000	1,626
Additional noninterest expense	$1,609,000	1,937
Pre-tax net operating income	$2,497,000	1,440
Securities gains (losses)	$42,000	1,632
Applicable income taxes	$73,000	3,235
Income before extraordinary items	$2,466,000	1,231
Extraordinary gains, net	$0	22
Net income	$2,466,000	1,233
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,466,000	1,234
Net charge-offs	$320,000	1,632
Cash dividends	$2,100,000	597
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,425,260	1,200
2013-03-31 (YTD Data)		Rank
Total interest income	$3,944,000	1,599
Total interest expense	$724,000	1,271
Net interest income	$3,220,000	1,685
Provision for loan and lease losses	$240,000	1,184
Total noninterest income	$715,000	1,697
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$171,000	1,841
Trading account gains and fees	$0	148
Additional Noninterest Income	$544,000	1,478
Total noninterest expense	$2,690,000	1,799
Salaries and employee benefits	$1,542,000	1,702
Premises and equipment expense	$380,000	1,600
Additional noninterest expense	$768,000	2,037
Pre-tax net operating income	$1,005,000	1,696
Securities gains (losses)	$0	1,966
Applicable income taxes	$36,000	3,230
Income before extraordinary items	$969,000	1,531
Extraordinary gains, net	$0	10
Net income	$969,000	1,533
Minority interest net income	$0	76
Net income of bank and minority interests.	$969,000	1,533
Net charge-offs	$316,000	1,020
Cash dividends	$1,050,000	504
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$969,000	1,475
2012-12-31 (YTD Data)		Rank
Total interest income	$16,411,000	1,620
Total interest expense	$3,116,000	1,427
Net interest income	$13,295,000	1,660
Provision for loan and lease losses	$661,000	2,331
Total noninterest income	$1,727,000	2,402
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$743,000	1,795
Trading account gains and fees	$0	166
Additional Noninterest Income	$984,000	2,389
Total noninterest expense	$10,297,000	1,863
Salaries and employee benefits	$5,851,000	1,738
Premises and equipment expense	$1,410,000	1,668
Additional noninterest expense	$3,036,000	2,138
Pre-tax net operating income	$4,064,000	1,632
Securities gains (losses)	$252,000	1,498
Applicable income taxes	$140,000	3,268
Income before extraordinary items	$4,176,000	1,403
Extraordinary gains, net	$0	29
Net income	$4,176,000	1,404
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,176,000	1,404
Net charge-offs	$511,000	2,625
Cash dividends	$3,500,000	767
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,931,560	1,384
2012-09-30 (YTD Data)		Rank
Total interest income	$12,239,000	1,656
Total interest expense	$2,370,000	1,478
Net interest income	$9,869,000	1,697
Provision for loan and lease losses	$511,000	2,238
Total noninterest income	$1,350,000	2,344
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$554,000	1,828
Trading account gains and fees	$0	157
Additional Noninterest Income	$796,000	2,276
Total noninterest expense	$7,869,000	1,824
Salaries and employee benefits	$4,325,000	1,744
Premises and equipment expense	$1,038,000	1,710
Additional noninterest expense	$2,506,000	1,965
Pre-tax net operating income	$2,839,000	1,772
Securities gains (losses)	$252,000	1,258
Applicable income taxes	$96,000	3,397
Income before extraordinary items	$2,995,000	1,492
Extraordinary gains, net	$0	20
Net income	$2,995,000	1,493
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,995,000	1,493
Net charge-offs	$383,000	2,512
Cash dividends	$2,400,000	665
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,750,560	1,514
2012-06-30 (YTD Data)		Rank
Total interest income	$8,109,000	1,680
Total interest expense	$1,605,000	1,506
Net interest income	$6,504,000	1,717
Provision for loan and lease losses	$336,000	2,276
Total noninterest income	$852,000	2,398
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$357,000	1,871
Trading account gains and fees	$0	153
Additional Noninterest Income	$495,000	2,343
Total noninterest expense	$5,307,000	1,812
Salaries and employee benefits	$2,841,000	1,765
Premises and equipment expense	$685,000	1,720
Additional noninterest expense	$1,781,000	1,868
Pre-tax net operating income	$1,713,000	1,906
Securities gains (losses)	$191,000	1,131
Applicable income taxes	$63,000	3,390
Income before extraordinary items	$1,841,000	1,586
Extraordinary gains, net	$0	19
Net income	$1,841,000	1,585
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,841,000	1,586
Net charge-offs	$248,000	2,506
Cash dividends	$1,400,000	732
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,655,730	1,659
2012-03-31 (YTD Data)		Rank
Total interest income	$4,006,000	1,710
Total interest expense	$823,000	1,532
Net interest income	$3,183,000	1,753
Provision for loan and lease losses	$166,000	2,204
Total noninterest income	$449,000	2,322
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$174,000	1,909
Trading account gains and fees	$0	148
Additional Noninterest Income	$275,000	2,220
Total noninterest expense	$2,594,000	1,847
Salaries and employee benefits	$1,417,000	1,771
Premises and equipment expense	$337,000	1,756
Additional noninterest expense	$840,000	1,953
Pre-tax net operating income	$872,000	1,887
Securities gains (losses)	$0	2,210
Applicable income taxes	$31,000	3,411
Income before extraordinary items	$841,000	1,728
Extraordinary gains, net	$0	19
Net income	$841,000	1,729
Minority interest net income	$0	78
Net income of bank and minority interests.	$841,000	1,729
Net charge-offs	$108,000	2,382
Cash dividends	$700,000	659
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$841,000	1,622
2011-12-31 (YTD Data)		Rank
Total interest income	$16,399,000	1,719
Total interest expense	$3,889,000	1,564
Net interest income	$12,510,000	1,787
Provision for loan and lease losses	$1,698,000	1,753
Total noninterest income	$1,643,000	2,310
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$769,000	1,841
Trading account gains and fees	$0	146
Additional Noninterest Income	$874,000	2,321
Total noninterest expense	$9,343,000	2,045
Salaries and employee benefits	$5,093,000	1,908
Premises and equipment expense	$1,318,000	1,886
Additional noninterest expense	$2,932,000	2,248
Pre-tax net operating income	$3,112,000	1,773
Securities gains (losses)	$103,000	2,045
Applicable income taxes	$112,000	3,306
Income before extraordinary items	$3,103,000	1,552
Extraordinary gains, net	$0	29
Net income	$3,103,000	1,553
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,103,000	1,553
Net charge-offs	$856,000	2,547
Cash dividends	$2,750,000	710
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,003,090	1,536
2011-09-30 (YTD Data)		Rank
Total interest income	$12,266,000	1,750
Total interest expense	$3,000,000	1,575
Net interest income	$9,266,000	1,811
Provision for loan and lease losses	$1,537,000	1,493
Total noninterest income	$1,154,000	2,402
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$580,000	1,835
Trading account gains and fees	$0	145
Additional Noninterest Income	$574,000	2,484
Total noninterest expense	$7,033,000	2,054
Salaries and employee benefits	$3,815,000	1,916
Premises and equipment expense	$979,000	1,910
Additional noninterest expense	$2,239,000	2,222
Pre-tax net operating income	$1,850,000	2,210
Securities gains (losses)	$103,000	1,767
Applicable income taxes	$92,000	3,260
Income before extraordinary items	$1,861,000	1,950
Extraordinary gains, net	$0	21
Net income	$1,861,000	1,950
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,861,000	1,950
Net charge-offs	$780,000	2,175
Cash dividends	$2,250,000	578
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,763,150	1,932
2011-06-30 (YTD Data)		Rank
Total interest income	$8,113,000	1,773
Total interest expense	$2,047,000	1,602
Net interest income	$6,066,000	1,841
Provision for loan and lease losses	$622,000	2,016
Total noninterest income	$711,000	2,518
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$366,000	1,893
Trading account gains and fees	$0	153
Additional Noninterest Income	$345,000	2,678
Total noninterest expense	$4,647,000	2,080
Salaries and employee benefits	$2,521,000	1,932
Premises and equipment expense	$632,000	1,996
Additional noninterest expense	$1,494,000	2,243
Pre-tax net operating income	$1,508,000	1,873
Securities gains (losses)	$27,000	1,941
Applicable income taxes	$61,000	3,229
Income before extraordinary items	$1,474,000	1,650
Extraordinary gains, net	$0	15
Net income	$1,474,000	1,650
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,474,000	1,650
Net charge-offs	$316,000	2,632
Cash dividends	$1,203,000	681
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,448,080	1,605
2011-03-31 (YTD Data)		Rank
Total interest income	$3,965,000	1,817
Total interest expense	$1,064,000	1,594
Net interest income	$2,901,000	1,900
Provision for loan and lease losses	$285,000	2,060
Total noninterest income	$329,000	2,672
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$177,000	1,922
Trading account gains and fees	$0	158
Additional Noninterest Income	$152,000	2,879
Total noninterest expense	$2,330,000	2,082
Salaries and employee benefits	$1,282,000	1,926
Premises and equipment expense	$321,000	2,006
Additional noninterest expense	$727,000	2,285
Pre-tax net operating income	$615,000	2,177
Securities gains (losses)	$0	1,772
Applicable income taxes	$30,000	3,187
Income before extraordinary items	$585,000	1,954
Extraordinary gains, net	$0	9
Net income	$585,000	1,953
Minority interest net income	$0	86
Net income of bank and minority interests.	$585,000	1,954
Net charge-offs	$154,000	2,336
Cash dividends	$500,000	725
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$585,000	1,903
2010-12-31 (YTD Data)		Rank
Total interest income	$16,084,000	1,882
Total interest expense	$4,743,000	1,720
Net interest income	$11,341,000	1,923
Provision for loan and lease losses	$1,665,000	2,316
Total noninterest income	$1,454,000	2,568
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$757,000	1,922
Trading account gains and fees	$0	175
Additional Noninterest Income	$697,000	2,699
Total noninterest expense	$8,384,000	2,305
Salaries and employee benefits	$4,577,000	2,118
Premises and equipment expense	$1,160,000	2,173
Additional noninterest expense	$2,647,000	2,546
Pre-tax net operating income	$2,746,000	1,751
Securities gains (losses)	$20,000	3,102
Applicable income taxes	$126,000	3,053
Income before extraordinary items	$2,640,000	1,556
Extraordinary gains, net	$0	29
Net income	$2,640,000	1,556
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,640,000	1,558
Net charge-offs	$1,468,000	2,200
Cash dividends	$2,400,000	694
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,621,000	1,521
2010-09-30 (YTD Data)		Rank
Total interest income	$11,881,000	1,954
Total interest expense	$3,593,000	1,775
Net interest income	$8,288,000	1,991
Provision for loan and lease losses	$806,000	2,839
Total noninterest income	$1,112,000	2,545
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$552,000	2,020
Trading account gains and fees	$0	165
Additional Noninterest Income	$560,000	2,580
Total noninterest expense	$6,100,000	2,375
Salaries and employee benefits	$3,335,000	2,179
Premises and equipment expense	$849,000	2,268
Additional noninterest expense	$1,916,000	2,576
Pre-tax net operating income	$2,494,000	1,584
Securities gains (losses)	$0	3,651
Applicable income taxes	$95,000	3,164
Income before extraordinary items	$2,399,000	1,380
Extraordinary gains, net	$0	23
Net income	$2,399,000	1,383
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,399,000	1,384
Net charge-offs	$449,000	3,219
Cash dividends	$1,800,000	599
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,399,000	1,331
2010-06-30 (YTD Data)		Rank
Total interest income	$7,638,000	2,045
Total interest expense	$2,405,000	1,833
Net interest income	$5,233,000	2,111
Provision for loan and lease losses	$386,000	3,248
Total noninterest income	$633,000	2,769
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$352,000	2,089
Trading account gains and fees	$0	152
Additional Noninterest Income	$281,000	2,942
Total noninterest expense	$3,870,000	2,497
Salaries and employee benefits	$2,098,000	2,325
Premises and equipment expense	$533,000	2,404
Additional noninterest expense	$1,239,000	2,643
Pre-tax net operating income	$1,610,000	1,612
Securities gains (losses)	$0	3,184
Applicable income taxes	$64,000	3,127
Income before extraordinary items	$1,546,000	1,422
Extraordinary gains, net	$0	19
Net income	$1,546,000	1,422
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,546,000	1,423
Net charge-offs	$299,000	3,050
Cash dividends	$1,200,000	577
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,546,000	1,368
2010-03-31 (YTD Data)		Rank
Total interest income	$3,602,000	2,226
Total interest expense	$1,175,000	1,949
Net interest income	$2,427,000	2,320
Provision for loan and lease losses	$158,000	3,276
Total noninterest income	$290,000	2,936
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$164,000	2,193
Trading account gains and fees	$0	175
Additional Noninterest Income	$126,000	3,112
Total noninterest expense	$1,800,000	2,699
Salaries and employee benefits	$941,000	2,609
Premises and equipment expense	$247,000	2,621
Additional noninterest expense	$612,000	2,666
Pre-tax net operating income	$759,000	1,698
Securities gains (losses)	$0	2,284
Applicable income taxes	$28,000	3,224
Income before extraordinary items	$731,000	1,495
Extraordinary gains, net	$0	16
Net income	$731,000	1,497
Minority interest net income	$0	91
Net income of bank and minority interests.	$731,000	1,497
Net charge-offs	$256,000	2,203
Cash dividends	$600,000	554
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$731,000	1,441
2009-12-31 (YTD Data)		Rank
Total interest income	$14,296,000	2,343
Total interest expense	$5,402,000	2,110
Net interest income	$8,894,000	2,437
Provision for loan and lease losses	$648,000	4,151
Total noninterest income	$1,314,000	2,799
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$756,000	2,128
Trading account gains and fees	$0	211
Additional Noninterest Income	$558,000	3,020
Total noninterest expense	$6,735,000	2,888
Salaries and employee benefits	$3,473,000	2,802
Premises and equipment expense	$870,000	2,905
Additional noninterest expense	$2,392,000	2,850
Pre-tax net operating income	$2,825,000	1,418
Securities gains (losses)	$46,000	2,675
Applicable income taxes	$107,000	2,839
Income before extraordinary items	$2,764,000	1,197
Extraordinary gains, net	$0	34
Net income	$2,764,000	1,197
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,764,000	1,196
Net charge-offs	$339,000	4,332
Cash dividends	$1,500,000	1,182
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,719,840	1,210
2009-09-30 (YTD Data)		Rank
Total interest income	$10,504,000	2,425
Total interest expense	$4,126,000	2,163
Net interest income	$6,378,000	2,557
Provision for loan and lease losses	$414,000	4,127
Total noninterest income	$979,000	2,860
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$561,000	2,154
Trading account gains and fees	$0	212
Additional Noninterest Income	$418,000	3,104
Total noninterest expense	$4,907,000	2,961
Salaries and employee benefits	$2,598,000	2,836
Premises and equipment expense	$615,000	3,097
Additional noninterest expense	$1,694,000	2,978
Pre-tax net operating income	$2,036,000	1,593
Securities gains (losses)	$29,000	2,577
Applicable income taxes	$70,000	3,121
Income before extraordinary items	$1,995,000	1,336
Extraordinary gains, net	$0	27
Net income	$1,995,000	1,334
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,995,000	1,336
Net charge-offs	$315,000	3,642
Cash dividends	$1,500,000	847
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,966,870	1,332
2009-06-30 (YTD Data)		Rank
Total interest income	$6,920,000	2,487
Total interest expense	$2,757,000	2,241
Net interest income	$4,163,000	2,611
Provision for loan and lease losses	$184,000	4,448
Total noninterest income	$620,000	2,976
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$348,000	2,253
Trading account gains and fees	$0	193
Additional Noninterest Income	$272,000	3,154
Total noninterest expense	$3,224,000	3,031
Salaries and employee benefits	$1,697,000	2,930
Premises and equipment expense	$407,000	3,131
Additional noninterest expense	$1,120,000	3,008
Pre-tax net operating income	$1,375,000	1,642
Securities gains (losses)	$0	3,136
Applicable income taxes	$46,000	3,220
Income before extraordinary items	$1,329,000	1,416
Extraordinary gains, net	$0	21
Net income	$1,329,000	1,414
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,329,000	1,415
Net charge-offs	$213,000	3,349
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,329,000	1,381
2009-03-31 (YTD Data)		Rank
Total interest income	$3,423,000	2,539
Total interest expense	$1,390,000	2,300
Net interest income	$2,033,000	2,669
Provision for loan and lease losses	$80,000	4,216
Total noninterest income	$305,000	2,993
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$170,000	2,235
Trading account gains and fees	$0	171
Additional Noninterest Income	$135,000	3,146
Total noninterest expense	$1,544,000	3,063
Salaries and employee benefits	$835,000	2,988
Premises and equipment expense	$206,000	3,143
Additional noninterest expense	$503,000	2,997
Pre-tax net operating income	$714,000	1,772
Securities gains (losses)	$0	2,434
Applicable income taxes	$23,000	3,465
Income before extraordinary items	$691,000	1,567
Extraordinary gains, net	$0	15
Net income	$691,000	1,569
Minority interest net income	$0	102
Net income of bank and minority interests.	$691,000	1,569
Net charge-offs	$222,000	2,060
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$691,000	1,488
2008-12-31 (YTD Data)		Rank
Total interest income	$14,197,000	2,607
Total interest expense	$6,398,000	2,376
Net interest income	$7,799,000	2,779
Provision for loan and lease losses	$327,000	4,481
Total noninterest income	$977,000	3,468
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$572,000	2,738
Trading account gains and fees	$0	154
Additional Noninterest Income	$405,000	3,561
Total noninterest expense	$5,653,000	3,251
Salaries and employee benefits	$3,159,000	3,102
Premises and equipment expense	$769,000	3,277
Additional noninterest expense	$1,725,000	3,249
Pre-tax net operating income	$2,796,000	1,918
Securities gains (losses)	$0	3,220
Applicable income taxes	$85,000	3,512
Income before extraordinary items	$2,711,000	1,502
Extraordinary gains, net	$0	39
Net income	$2,711,000	1,503
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	5,255
Cash dividends	$1,500,000	1,715
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,711,000	1,597
2008-09-30 (YTD Data)		Rank
Total interest income	$10,668,000	2,653
Total interest expense	$4,923,000	2,408
Net interest income	$5,745,000	2,845
Provision for loan and lease losses	$286,000	3,636
Total noninterest income	$732,000	3,547
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$432,000	2,743
Trading account gains and fees	$0	148
Additional Noninterest Income	$300,000	3,691
Total noninterest expense	$4,195,000	3,262
Salaries and employee benefits	$2,362,000	3,145
Premises and equipment expense	$571,000	3,315
Additional noninterest expense	$1,262,000	3,243
Pre-tax net operating income	$1,996,000	2,316
Securities gains (losses)	$0	3,106
Applicable income taxes	$66,000	3,921
Income before extraordinary items	$1,930,000	1,829
Extraordinary gains, net	$0	31
Net income	$1,930,000	1,829
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	4,748
Cash dividends	$1,500,000	1,298
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,930,000	1,929
2008-06-30 (YTD Data)		Rank
Total interest income	$7,101,000	2,679
Total interest expense	$3,359,000	2,450
Net interest income	$3,742,000	2,885
Provision for loan and lease losses	$235,000	2,897
Total noninterest income	$480,000	3,595
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$301,000	2,636
Trading account gains and fees	$0	149
Additional Noninterest Income	$179,000	3,983
Total noninterest expense	$2,768,000	3,300
Salaries and employee benefits	$1,558,000	3,224
Premises and equipment expense	$376,000	3,374
Additional noninterest expense	$834,000	3,241
Pre-tax net operating income	$1,219,000	2,561
Securities gains (losses)	$0	3,233
Applicable income taxes	$44,000	4,166
Income before extraordinary items	$1,175,000	2,245
Extraordinary gains, net	$0	21
Net income	$1,175,000	2,245
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,966
Cash dividends	$1,500,000	983
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,175,000	2,199
2008-03-31 (YTD Data)		Rank
Total interest income	$3,596,000	2,716
Total interest expense	$1,753,000	2,500
Net interest income	$1,843,000	2,908
Provision for loan and lease losses	$85,000	2,985
Total noninterest income	$233,000	3,672
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$152,000	2,585
Trading account gains and fees	$0	158
Additional Noninterest Income	$81,000	4,169
Total noninterest expense	$1,363,000	3,341
Salaries and employee benefits	$777,000	3,244
Premises and equipment expense	$187,000	3,408
Additional noninterest expense	$399,000	3,319
Pre-tax net operating income	$628,000	2,618
Securities gains (losses)	$0	2,688
Applicable income taxes	$22,000	4,307
Income before extraordinary items	$606,000	2,294
Extraordinary gains, net	$0	15
Net income	$606,000	2,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,162
Cash dividends	$750,000	963
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$606,000	2,221
2007-12-31 (YTD Data)		Rank
Total interest income	$14,027,000	2,858
Total interest expense	$6,798,000	2,705
Net interest income	$7,229,000	3,012
Provision for loan and lease losses	$250,000	3,497
Total noninterest income	$953,000	3,636
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$718,000	2,323
Trading account gains and fees	$0	178
Additional Noninterest Income	$235,000	4,723
Total noninterest expense	$5,438,000	3,215
Salaries and employee benefits	$3,080,000	3,153
Premises and equipment expense	$759,000	3,223
Additional noninterest expense	$1,599,000	3,246
Pre-tax net operating income	$2,494,000	2,831
Securities gains (losses)	$0	2,146
Applicable income taxes	$-307,000	8,212
Income before extraordinary items	$2,801,000	2,152
Extraordinary gains, net	$0	39
Net income	$2,801,000	2,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	3,470
Cash dividends	$501,000	3,677
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,801,000	2,139
2007-09-30 (YTD Data)		Rank
Total interest income	$10,413,000	2,887
Total interest expense	$5,020,000	2,733
Net interest income	$5,393,000	3,024
Provision for loan and lease losses	$150,000	3,464
Total noninterest income	$731,000	3,591
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$569,000	2,210
Trading account gains and fees	$0	184
Additional Noninterest Income	$162,000	4,920
Total noninterest expense	$4,060,000	3,206
Salaries and employee benefits	$2,308,000	3,147
Premises and equipment expense	$576,000	3,169
Additional noninterest expense	$1,176,000	3,243
Pre-tax net operating income	$1,914,000	2,941
Securities gains (losses)	$0	1,655
Applicable income taxes	$-210,000	8,324
Income before extraordinary items	$2,124,000	2,271
Extraordinary gains, net	$0	33
Net income	$2,124,000	2,270
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	3,620
Cash dividends	$501,000	2,909
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,124,000	2,252
2007-06-30 (YTD Data)		Rank
Total interest income	$3,463,000	4,795
Total interest expense	$1,670,000	4,475
Net interest income	$1,793,000	5,007
Provision for loan and lease losses	$42,000	4,587
Total noninterest income	$243,000	5,139
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$180,000	3,727
Trading account gains and fees	$0	168
Additional Noninterest Income	$63,000	5,922
Total noninterest expense	$1,502,000	5,003
Salaries and employee benefits	$895,000	4,779
Premises and equipment expense	$225,000	4,674
Additional noninterest expense	$382,000	5,437
Pre-tax net operating income	$492,000	5,068
Securities gains (losses)	$0	1,444
Applicable income taxes	$-203,000	8,463
Income before extraordinary items	$695,000	3,838
Extraordinary gains, net	$0	29
Net income	$695,000	3,838
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,315
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$695,000	3,826
2007-03-31 (YTD Data)		Rank
Total interest income	$1,710,000	4,826
Total interest expense	$813,000	4,527
Net interest income	$897,000	5,003
Provision for loan and lease losses	$16,000	4,567
Total noninterest income	$85,000	5,851
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$87,000	3,734
Trading account gains and fees	$0	195
Additional Noninterest Income	$-2,000	8,582
Total noninterest expense	$761,000	4,965
Salaries and employee benefits	$448,000	4,795
Premises and equipment expense	$118,000	4,567
Additional noninterest expense	$195,000	5,341
Pre-tax net operating income	$205,000	5,456
Securities gains (losses)	$0	1,187
Applicable income taxes	$-214,000	8,569
Income before extraordinary items	$419,000	3,381
Extraordinary gains, net	$0	22
Net income	$419,000	3,381
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,049
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$419,000	3,359
2006-12-31 (YTD Data)		Rank
Total interest income	$6,017,000	5,011
Total interest expense	$2,567,000	4,758
Net interest income	$3,450,000	5,098
Provision for loan and lease losses	$32,000	5,980
Total noninterest income	$698,000	4,360
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$444,000	3,321
Trading account gains and fees	$0	130
Additional Noninterest Income	$254,000	4,621
Total noninterest expense	$2,829,000	5,086
Salaries and employee benefits	$1,707,000	4,791
Premises and equipment expense	$447,000	4,590
Additional noninterest expense	$675,000	5,743
Pre-tax net operating income	$1,287,000	4,638
Securities gains (losses)	$0	1,687
Applicable income taxes	$372,000	3,528
Income before extraordinary items	$915,000	4,906
Extraordinary gains, net	$0	51
Net income	$915,000	4,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,644
Cash dividends	$750,000	3,072
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$915,000	4,906
2006-09-30 (YTD Data)		Rank
Total interest income	$4,355,000	5,109
Total interest expense	$1,791,000	4,869
Net interest income	$2,564,000	5,170
Provision for loan and lease losses	$13,000	6,263
Total noninterest income	$507,000	4,441
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$340,000	3,286
Trading account gains and fees	$0	126
Additional Noninterest Income	$167,000	4,918
Total noninterest expense	$2,148,000	5,027
Salaries and employee benefits	$1,297,000	4,717
Premises and equipment expense	$338,000	4,569
Additional noninterest expense	$513,000	5,695
Pre-tax net operating income	$910,000	4,931
Securities gains (losses)	$0	1,388
Applicable income taxes	$258,000	3,789
Income before extraordinary items	$652,000	5,160
Extraordinary gains, net	$0	45
Net income	$652,000	5,164
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,490
Cash dividends	$750,000	2,334
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$652,000	5,154
2006-06-30 (YTD Data)		Rank
Total interest income	$2,788,000	5,201
Total interest expense	$1,079,000	5,023
Net interest income	$1,709,000	5,197
Provision for loan and lease losses	$3,000	6,297
Total noninterest income	$334,000	4,464
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$229,000	3,238
Trading account gains and fees	$0	126
Additional Noninterest Income	$105,000	5,032
Total noninterest expense	$1,443,000	5,026
Salaries and employee benefits	$877,000	4,695
Premises and equipment expense	$216,000	4,701
Additional noninterest expense	$350,000	5,606
Pre-tax net operating income	$597,000	5,002
Securities gains (losses)	$0	1,185
Applicable income taxes	$168,000	3,850
Income before extraordinary items	$429,000	5,231
Extraordinary gains, net	$0	39
Net income	$429,000	5,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	3,763
Cash dividends	$600,000	2,089
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$429,000	5,235
2006-03-31 (YTD Data)		Rank
Total interest income	$1,008,000	6,079
Total interest expense	$367,000	5,916
Net interest income	$641,000	6,067
Provision for loan and lease losses	$0	6,013
Total noninterest income	$134,000	4,950
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$75,000	4,076
Trading account gains and fees	$0	115
Additional Noninterest Income	$59,000	4,794
Total noninterest expense	$579,000	5,736
Salaries and employee benefits	$341,000	5,515
Premises and equipment expense	$97,000	5,056
Additional noninterest expense	$141,000	6,235
Pre-tax net operating income	$196,000	5,883
Securities gains (losses)	$0	955
Applicable income taxes	$48,000	4,542
Income before extraordinary items	$148,000	5,994
Extraordinary gains, net	$0	21
Net income	$148,000	5,994
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,110
Cash dividends	$600,000	1,144
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$148,000	5,992
2005-12-31 (YTD Data)		Rank
Total interest income	$3,852,000	5,934
Total interest expense	$1,214,000	5,780
Net interest income	$2,638,000	5,899
Provision for loan and lease losses	$25,000	6,321
Total noninterest income	$583,000	4,860
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$313,000	4,077
Trading account gains and fees	$0	138
Additional Noninterest Income	$270,000	4,567
Total noninterest expense	$2,177,000	5,810
Salaries and employee benefits	$1,281,000	5,570
Premises and equipment expense	$363,000	5,172
Additional noninterest expense	$533,000	6,397
Pre-tax net operating income	$1,019,000	5,312
Securities gains (losses)	$0	2,296
Applicable income taxes	$260,000	4,312
Income before extraordinary items	$759,000	5,475
Extraordinary gains, net	$0	46
Net income	$759,000	5,479
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,675
Cash dividends	$175,000	5,043
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$759,000	5,447
2005-09-30 (YTD Data)		Rank
Total interest income	$2,851,000	5,944
Total interest expense	$875,000	5,786
Net interest income	$1,976,000	5,919
Provision for loan and lease losses	$25,000	5,986
Total noninterest income	$412,000	5,043
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$227,000	4,182
Trading account gains and fees	$0	126
Additional Noninterest Income	$185,000	4,784
Total noninterest expense	$1,639,000	5,774
Salaries and employee benefits	$964,000	5,539
Premises and equipment expense	$273,000	5,144
Additional noninterest expense	$402,000	6,337
Pre-tax net operating income	$724,000	5,573
Securities gains (losses)	$0	2,317
Applicable income taxes	$179,000	4,578
Income before extraordinary items	$545,000	5,696
Extraordinary gains, net	$0	35
Net income	$545,000	5,699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,271
Cash dividends	$175,000	4,204
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$545,000	5,652
2005-06-30 (YTD Data)		Rank
Total interest income	$1,874,000	5,933
Total interest expense	$572,000	5,697
Net interest income	$1,302,000	5,947
Provision for loan and lease losses	$25,000	5,445
Total noninterest income	$274,000	5,008
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$154,000	4,093
Trading account gains and fees	$0	116
Additional Noninterest Income	$120,000	4,809
Total noninterest expense	$1,098,000	5,750
Salaries and employee benefits	$647,000	5,497
Premises and equipment expense	$180,000	5,173
Additional noninterest expense	$271,000	6,302
Pre-tax net operating income	$453,000	5,688
Securities gains (losses)	$0	2,146
Applicable income taxes	$109,000	4,709
Income before extraordinary items	$344,000	5,832
Extraordinary gains, net	$0	30
Net income	$344,000	5,834
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,682
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$344,000	5,779
2005-03-31 (YTD Data)		Rank
Total interest income	$908,000	6,023
Total interest expense	$278,000	5,683
Net interest income	$630,000	6,079
Provision for loan and lease losses	$10,000	5,373
Total noninterest income	$134,000	5,007
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$63,000	4,498
Trading account gains and fees	$0	115
Additional Noninterest Income	$71,000	4,437
Total noninterest expense	$560,000	5,726
Salaries and employee benefits	$322,000	5,568
Premises and equipment expense	$93,000	5,112
Additional noninterest expense	$145,000	6,118
Pre-tax net operating income	$194,000	6,029
Securities gains (losses)	$0	1,685
Applicable income taxes	$42,000	4,975
Income before extraordinary items	$152,000	6,060
Extraordinary gains, net	$0	24
Net income	$152,000	6,061
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$152,000	6,028
2004-12-31 (YTD Data)		Rank
Total interest income	$712,000	8,638
Total interest expense	$173,000	8,552
Net interest income	$539,000	8,616
Provision for loan and lease losses	$10,000	7,024
Total noninterest income	$104,000	8,043
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$46,000	7,356
Trading account gains and fees	$0	138
Additional Noninterest Income	$58,000	7,229
Total noninterest expense	$350,000	8,840
Salaries and employee benefits	$217,000	8,793
Premises and equipment expense	$63,000	8,443
Additional noninterest expense	$70,000	8,891
Pre-tax net operating income	$283,000	7,494
Securities gains (losses)	$0	3,819
Applicable income taxes	$83,000	5,694
Income before extraordinary items	$200,000	7,651
Extraordinary gains, net	$0	34
Net income	$200,000	7,652
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$125,000	5,305
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$200,000	7,610
2004-09-30 (YTD Data)		Rank
Total interest income	$2,809,000	5,753
Total interest expense	$822,000	5,376
Net interest income	$1,987,000	5,817
Provision for loan and lease losses	$275,000	2,404
Total noninterest income	$518,000	4,430
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$214,000	4,460
Trading account gains and fees	$0	134
Additional Noninterest Income	$304,000	3,703
Total noninterest expense	$1,722,000	5,544
Salaries and employee benefits	$1,011,000	5,286
Premises and equipment expense	$334,000	4,430
Additional noninterest expense	$377,000	6,487
Pre-tax net operating income	$508,000	6,288
Securities gains (losses)	$0	3,710
Applicable income taxes	$88,000	5,478
Income before extraordinary items	$420,000	6,198
Extraordinary gains, net	$0	26
Net income	$420,000	6,198
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$233,000	1,710
Cash dividends	$97,000	4,665
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$420,000	6,128
2004-06-30 (YTD Data)		Rank
Total interest income	$1,867,000	5,786
Total interest expense	$546,000	5,403
Net interest income	$1,321,000	5,820
Provision for loan and lease losses	$75,000	3,988
Total noninterest income	$334,000	4,539
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$142,000	4,457
Trading account gains and fees	$0	130
Additional Noninterest Income	$192,000	3,811
Total noninterest expense	$1,143,000	5,587
Salaries and employee benefits	$675,000	5,312
Premises and equipment expense	$216,000	4,527
Additional noninterest expense	$252,000	6,500
Pre-tax net operating income	$437,000	5,646
Securities gains (losses)	$0	3,413
Applicable income taxes	$83,000	5,075
Income before extraordinary items	$354,000	5,636
Extraordinary gains, net	$0	21
Net income	$354,000	5,636
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	2,567
Cash dividends	$95,000	4,270
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$354,000	5,547
2004-03-31 (YTD Data)		Rank
Total interest income	$934,000	5,807
Total interest expense	$270,000	5,490
Net interest income	$664,000	5,802
Provision for loan and lease losses	$15,000	5,048
Total noninterest income	$169,000	4,476
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$69,000	4,450
Trading account gains and fees	$0	121
Additional Noninterest Income	$100,000	3,719
Total noninterest expense	$574,000	5,597
Salaries and employee benefits	$330,000	5,406
Premises and equipment expense	$114,000	4,394
Additional noninterest expense	$130,000	6,436
Pre-tax net operating income	$244,000	5,342
Securities gains (losses)	$0	2,934
Applicable income taxes	$44,000	5,008
Income before extraordinary items	$200,000	5,347
Extraordinary gains, net	$0	16
Net income	$200,000	5,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,873
Cash dividends	$90,000	2,995
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$200,000	5,221
2003-12-31 (YTD Data)		Rank
Total interest income	$3,720,000	5,873
Total interest expense	$1,177,000	5,626
Net interest income	$2,543,000	5,842
Provision for loan and lease losses	$135,000	4,750
Total noninterest income	$736,000	4,421
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$297,000	4,321
Trading account gains and fees	$0	160
Additional Noninterest Income	$439,000	3,796
Total noninterest expense	$2,290,000	5,545
Salaries and employee benefits	$1,275,000	5,418
Premises and equipment expense	$452,000	4,356
Additional noninterest expense	$563,000	6,180
Pre-tax net operating income	$854,000	5,537
Securities gains (losses)	$0	4,500
Applicable income taxes	$191,000	4,984
Income before extraordinary items	$663,000	5,726
Extraordinary gains, net	$0	54
Net income	$663,000	5,728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$158,000	3,268
Cash dividends	$128,000	5,369
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$663,000	5,557
2003-09-30 (YTD Data)		Rank
Total interest income	$2,799,000	5,932
Total interest expense	$890,000	5,752
Net interest income	$1,909,000	5,867
Provision for loan and lease losses	$83,000	5,079
Total noninterest income	$546,000	4,482
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$223,000	4,341
Trading account gains and fees	$0	153
Additional Noninterest Income	$323,000	3,918
Total noninterest expense	$1,709,000	5,524
Salaries and employee benefits	$957,000	5,396
Premises and equipment expense	$321,000	4,519
Additional noninterest expense	$431,000	6,123
Pre-tax net operating income	$663,000	5,646
Securities gains (losses)	$0	4,204
Applicable income taxes	$166,000	4,948
Income before extraordinary items	$497,000	5,876
Extraordinary gains, net	$0	40
Net income	$497,000	5,877
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$243,000	1,959
Cash dividends	$128,000	4,515
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$497,000	5,697
2003-06-30 (YTD Data)		Rank
Total interest income	$1,855,000	5,966
Total interest expense	$596,000	5,863
Net interest income	$1,259,000	5,910
Provision for loan and lease losses	$30,000	5,740
Total noninterest income	$336,000	4,691
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$150,000	4,294
Trading account gains and fees	$0	150
Additional Noninterest Income	$186,000	4,163
Total noninterest expense	$1,151,000	5,488
Salaries and employee benefits	$634,000	5,432
Premises and equipment expense	$206,000	4,619
Additional noninterest expense	$311,000	5,860
Pre-tax net operating income	$414,000	5,778
Securities gains (losses)	$0	3,782
Applicable income taxes	$85,000	5,338
Income before extraordinary items	$329,000	5,890
Extraordinary gains, net	$0	30
Net income	$329,000	5,889
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,047
Cash dividends	$128,000	4,019
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$329,000	5,660
2003-03-31 (YTD Data)		Rank
Total interest income	$927,000	6,006
Total interest expense	$292,000	6,017
Net interest income	$635,000	5,877
Provision for loan and lease losses	$8,000	6,296
Total noninterest income	$165,000	4,648
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$73,000	4,284
Trading account gains and fees	$0	134
Additional Noninterest Income	$92,000	4,085
Total noninterest expense	$546,000	5,668
Salaries and employee benefits	$305,000	5,564
Premises and equipment expense	$103,000	4,610
Additional noninterest expense	$138,000	6,218
Pre-tax net operating income	$246,000	5,322
Securities gains (losses)	$0	2,891
Applicable income taxes	$50,000	5,100
Income before extraordinary items	$196,000	5,386
Extraordinary gains, net	$0	21
Net income	$196,000	5,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,949
Cash dividends	$128,000	2,689
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$196,000	5,195
2002-12-31 (YTD Data)		Rank
Total interest income	$3,619,000	6,225
Total interest expense	$1,329,000	6,097
Net interest income	$2,290,000	6,194
Provision for loan and lease losses	$130,000	5,190
Total noninterest income	$648,000	4,526
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$215,000	5,044
Trading account gains and fees	$0	153
Additional Noninterest Income	$433,000	3,544
Total noninterest expense	$1,984,000	5,891
Salaries and employee benefits	$1,120,000	5,746
Premises and equipment expense	$395,000	4,699
Additional noninterest expense	$469,000	6,686
Pre-tax net operating income	$824,000	5,691
Securities gains (losses)	$0	4,537
Applicable income taxes	$193,000	5,166
Income before extraordinary items	$631,000	5,842
Extraordinary gains, net	$0	70
Net income	$631,000	5,840
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	8,606
Cash dividends	$138,000	5,294
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$631,000	5,711
2001-12-31 (YTD Data)		Rank
Total interest income	$3,721,000	6,570
Total interest expense	$1,857,000	6,332
Net interest income	$1,864,000	6,676
Provision for loan and lease losses	$52,000	6,614
Total noninterest income	$532,000	4,906
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$204,000	5,117
Trading account gains and fees	$0	177
Additional Noninterest Income	$328,000	3,918
Total noninterest expense	$1,706,000	6,327
Salaries and employee benefits	$953,000	6,155
Premises and equipment expense	$296,000	5,556
Additional noninterest expense	$457,000	6,739
Pre-tax net operating income	$638,000	6,036
Securities gains (losses)	$0	4,612
Applicable income taxes	$150,000	5,448
Income before extraordinary items	$488,000	6,135
Extraordinary gains, net	$0	105
Net income	$488,000	6,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	8,952
Cash dividends	$126,000	5,521
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$488,000	6,010
2000-12-31 (YTD Data)		Rank
Total interest income	$3,415,000	6,996
Total interest expense	$1,671,000	6,821
Net interest income	$1,744,000	7,026
Provision for loan and lease losses	$18,000	7,686
Total noninterest income	$492,000	4,959
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$245,000	4,570
Trading account gains and fees	NA	NA
Additional Noninterest Income	$247,000	4,322
Total noninterest expense	$1,499,000	6,755
Salaries and employee benefits	$834,000	6,576
Premises and equipment expense	$267,000	5,811
Additional noninterest expense	$398,000	7,161
Pre-tax net operating income	$719,000	6,153
Securities gains (losses)	$0	1,956
Applicable income taxes	$199,000	5,399
Income before extraordinary items	$520,000	6,213
Extraordinary gains, net	$0	38
Net income	$520,000	6,211
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,747
Cash dividends	$135,000	5,638
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$520,000	6,224
1999-12-31 (YTD Data)		Rank
Total interest income	$2,941,000	7,446
Total interest expense	$1,360,000	7,282
Net interest income	$1,581,000	7,430
Provision for loan and lease losses	$12,000	7,978
Total noninterest income	$477,000	5,096
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$229,000	4,748
Trading account gains and fees	NA	NA
Additional Noninterest Income	$248,000	4,457
Total noninterest expense	$1,351,000	7,163
Salaries and employee benefits	$753,000	6,974
Premises and equipment expense	$224,000	6,435
Additional noninterest expense	$374,000	7,500
Pre-tax net operating income	$695,000	6,329
Securities gains (losses)	$0	3,155
Applicable income taxes	$191,000	5,803
Income before extraordinary items	$504,000	6,411
Extraordinary gains, net	$0	35
Net income	$504,000	6,408
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,307
Cash dividends	$118,000	5,928
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$504,000	6,391
1998-12-31 (YTD Data)		Rank
Total interest income	$2,852,000	7,694
Total interest expense	$1,355,000	7,528
Net interest income	$1,497,000	7,692
Provision for loan and lease losses	$9,000	8,310
Total noninterest income	$376,000	5,803
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$200,000	5,148
Trading account gains and fees	NA	NA
Additional Noninterest Income	$176,000	5,282
Total noninterest expense	$1,262,000	7,372
Salaries and employee benefits	$709,000	7,128
Premises and equipment expense	$224,000	6,354
Additional noninterest expense	$329,000	7,852
Pre-tax net operating income	$602,000	6,902
Securities gains (losses)	$0	4,449
Applicable income taxes	$166,000	6,632
Income before extraordinary items	$436,000	7,001
Extraordinary gains, net	$0	32
Net income	$436,000	6,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	9,217
Cash dividends	$102,000	6,222
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$436,000	6,905
1997-12-31 (YTD Data)		Rank
Total interest income	$2,511,000	8,362
Total interest expense	$1,148,000	8,260
Net interest income	$1,363,000	8,315
Provision for loan and lease losses	$0	8,829
Total noninterest income	$269,000	7,009
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$165,000	5,903
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	6,683
Total noninterest expense	$1,016,000	8,289
Salaries and employee benefits	$609,000	7,854
Premises and equipment expense	$121,000	8,469
Additional noninterest expense	$286,000	8,466
Pre-tax net operating income	$616,000	7,342
Securities gains (losses)	$0	3,944
Applicable income taxes	$176,000	7,233
Income before extraordinary items	$440,000	7,376
Extraordinary gains, net	$0	44
Net income	$440,000	7,379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	10,150
Cash dividends	$118,000	6,283
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$440,000	7,329
1996-12-31 (YTD Data)		Rank
Total interest income	$2,233,000	9,048
Total interest expense	$987,000	9,055
Net interest income	$1,246,000	8,910
Provision for loan and lease losses	$0	9,041
Total noninterest income	$267,000	7,360
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$144,000	6,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$123,000	6,525
Total noninterest expense	$868,000	9,167
Salaries and employee benefits	$509,000	8,806
Premises and equipment expense	$99,000	9,324
Additional noninterest expense	$260,000	9,285
Pre-tax net operating income	$645,000	7,201
Securities gains (losses)	$1,000	3,760
Applicable income taxes	$182,000	7,416
Income before extraordinary items	$464,000	7,148
Extraordinary gains, net	$0	53
Net income	$464,000	7,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,286
Cash dividends	$75,000	7,116
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$463,280	7,095
1995-12-31 (YTD Data)		Rank
Total interest income	$2,141,000	9,507
Total interest expense	$953,000	9,417
Net interest income	$1,188,000	9,363
Provision for loan and lease losses	$0	8,958
Total noninterest income	$240,000	7,832
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$143,000	6,812
Trading account gains and fees	NA	NA
Additional Noninterest Income	$97,000	7,327
Total noninterest expense	$851,000	9,550
Salaries and employee benefits	$484,000	9,252
Premises and equipment expense	$94,000	9,797
Additional noninterest expense	$273,000	9,562
Pre-tax net operating income	$577,000	8,008
Securities gains (losses)	$-3,000	9,402
Applicable income taxes	$157,000	8,143
Income before extraordinary items	$417,000	7,903
Extraordinary gains, net	$0	65
Net income	$417,000	7,901
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	10,943
Cash dividends	$105,000	6,676
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$419,190	7,865
1994-12-31 (YTD Data)		Rank
Total interest income	$1,888,000	10,011
Total interest expense	$782,000	9,693
Net interest income	$1,106,000	10,041
Provision for loan and lease losses	$0	9,146
Total noninterest income	$192,000	8,873
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$137,000	7,187
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	9,362
Total noninterest expense	$774,000	10,362
Salaries and employee benefits	$439,000	9,927
Premises and equipment expense	$85,000	10,492
Additional noninterest expense	$250,000	10,526
Pre-tax net operating income	$524,000	8,486
Securities gains (losses)	$2,000	3,070
Applicable income taxes	$146,000	8,391
Income before extraordinary items	$380,000	8,358
Extraordinary gains, net	$0	249
Net income	$380,000	8,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	10,519
Cash dividends	$128,000	6,417
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$378,560	8,426
1993-12-31 (YTD Data)		Rank
Total interest income	$1,791,000	10,603
Total interest expense	$745,000	10,335
Net interest income	$1,046,000	10,610
Provision for loan and lease losses	$0	10,371
Total noninterest income	$154,000	10,123
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$119,000	7,868
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	10,982
Total noninterest expense	$742,000	10,953
Salaries and employee benefits	$407,000	10,563
Premises and equipment expense	$75,000	11,339
Additional noninterest expense	$260,000	10,951
Pre-tax net operating income	$458,000	8,954
Securities gains (losses)	$0	7,477
Applicable income taxes	$128,000	9,127
Income before extraordinary items	$330,000	9,127
Extraordinary gains, net	$0	3,149
Net income	$330,000	9,286
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	11,674
Cash dividends	$136,000	6,307
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$330,000	8,872
1992-12-31 (YTD Data)		Rank
Total interest income	$1,863,000	11,170
Total interest expense	$875,000	10,975
Net interest income	$988,000	11,141
Provision for loan and lease losses	$0	11,756
Total noninterest income	$137,000	10,753
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$105,000	8,358
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,000	11,632
Total noninterest expense	$666,000	11,704
Salaries and employee benefits	$377,000	11,128
Premises and equipment expense	$61,000	12,225
Additional noninterest expense	$228,000	11,842
Pre-tax net operating income	$459,000	8,723
Securities gains (losses)	$0	8,369
Applicable income taxes	$142,000	8,837
Income before extraordinary items	$317,000	9,076
Extraordinary gains, net	$0	1,422
Net income	$317,000	9,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	9,962
Cash dividends	$131,000	6,035
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$317,000	8,711

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.