Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $513,000 | 8,470 |
| Total interest expense | $157,000 | 8,128 |
| Net interest income | $356,000 | 8,515 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $22,000 | 8,736 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $20,000 | 7,519 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,000 | 8,825 |
| Total noninterest expense | $302,000 | 8,560 |
| Salaries and employee benefits | $178,000 | 8,496 |
| Premises and equipment expense | $28,000 | 8,588 |
| Additional noninterest expense | $96,000 | 8,397 |
| Pre-tax net operating income | $76,000 | 8,086 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $8,000 | 6,728 |
| Income before extraordinary items | $68,000 | 8,091 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 8,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $750,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $68,000 | 8,031 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $258,000 | 8,513 |
| Total interest expense | $80,000 | 8,165 |
| Net interest income | $178,000 | 8,547 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $10,000 | 8,794 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $9,000 | 7,564 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $147,000 | 8,632 |
| Salaries and employee benefits | $89,000 | 8,531 |
| Premises and equipment expense | $14,000 | 8,600 |
| Additional noninterest expense | $44,000 | 8,543 |
| Pre-tax net operating income | $41,000 | 8,036 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $4,000 | 6,676 |
| Income before extraordinary items | $37,000 | 8,024 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $37,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $37,000 | 7,962 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 8,478 |
| Total interest expense | $350,000 | 8,292 |
| Net interest income | $766,000 | 8,461 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $49,000 | 8,806 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $42,000 | 7,551 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,000 | 8,858 |
| Total noninterest expense | $635,000 | 8,579 |
| Salaries and employee benefits | $385,000 | 8,468 |
| Premises and equipment expense | $54,000 | 8,705 |
| Additional noninterest expense | $196,000 | 8,464 |
| Pre-tax net operating income | $180,000 | 7,887 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $32,000 | 6,563 |
| Income before extraordinary items | $148,000 | 8,019 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $148,000 | 8,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $148,000 | 5,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $148,000 | 7,896 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $847,000 | 8,556 |
| Total interest expense | $267,000 | 8,390 |
| Net interest income | $580,000 | 8,532 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $33,000 | 8,919 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $30,000 | 7,641 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,000 | 9,005 |
| Total noninterest expense | $446,000 | 8,672 |
| Salaries and employee benefits | $262,000 | 8,603 |
| Premises and equipment expense | $40,000 | 8,754 |
| Additional noninterest expense | $144,000 | 8,506 |
| Pre-tax net operating income | $167,000 | 7,892 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $37,000 | 6,442 |
| Income before extraordinary items | $130,000 | 8,042 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $130,000 | 8,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $48,000 | 5,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $130,000 | 7,906 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $575,000 | 8,593 |
| Total interest expense | $181,000 | 8,463 |
| Net interest income | $394,000 | 8,540 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $21,000 | 8,957 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $19,000 | 7,696 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,000 | 9,014 |
| Total noninterest expense | $297,000 | 8,691 |
| Salaries and employee benefits | $175,000 | 8,620 |
| Premises and equipment expense | $27,000 | 8,765 |
| Additional noninterest expense | $95,000 | 8,526 |
| Pre-tax net operating income | $118,000 | 7,863 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $27,000 | 6,403 |
| Income before extraordinary items | $91,000 | 8,046 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $91,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $48,000 | 4,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $91,000 | 7,884 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $293,000 | 8,629 |
| Total interest expense | $91,000 | 8,542 |
| Net interest income | $202,000 | 8,553 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $10,000 | 8,992 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $148,000 | 8,745 |
| Salaries and employee benefits | $87,000 | 8,673 |
| Premises and equipment expense | $13,000 | 8,800 |
| Additional noninterest expense | $48,000 | 8,544 |
| Pre-tax net operating income | $64,000 | 7,772 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $15,000 | 6,300 |
| Income before extraordinary items | $49,000 | 7,924 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $49,000 | 7,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $49,000 | 7,774 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 8,640 |
| Total interest expense | $461,000 | 8,494 |
| Net interest income | $779,000 | 8,618 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $48,000 | 8,981 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $40,000 | 7,685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,967 |
| Total noninterest expense | $617,000 | 8,729 |
| Salaries and employee benefits | $376,000 | 8,595 |
| Premises and equipment expense | $52,000 | 8,861 |
| Additional noninterest expense | $189,000 | 8,631 |
| Pre-tax net operating income | $210,000 | 7,892 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $42,000 | 6,656 |
| Income before extraordinary items | $168,000 | 8,001 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $168,000 | 8,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $120,000 | 5,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $168,000 | 7,901 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 8,831 |
| Total interest expense | $648,000 | 8,725 |
| Net interest income | $750,000 | 8,773 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $48,000 | 9,174 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $36,000 | 7,870 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $12,000 | 9,046 |
| Total noninterest expense | $595,000 | 8,948 |
| Salaries and employee benefits | $372,000 | 8,739 |
| Premises and equipment expense | $55,000 | 9,043 |
| Additional noninterest expense | $168,000 | 8,922 |
| Pre-tax net operating income | $203,000 | 7,860 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $57,000 | 6,591 |
| Income before extraordinary items | $146,000 | 8,054 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $146,000 | 8,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $120,000 | 5,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $146,000 | 7,935 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 9,054 |
| Total interest expense | $619,000 | 9,020 |
| Net interest income | $786,000 | 8,931 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $49,000 | 9,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 7,880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $583,000 | 9,145 |
| Salaries and employee benefits | $363,000 | 8,935 |
| Premises and equipment expense | $51,000 | 9,346 |
| Additional noninterest expense | $169,000 | 9,078 |
| Pre-tax net operating income | $252,000 | 8,116 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $82,000 | 6,764 |
| Income before extraordinary items | $170,000 | 8,279 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $170,000 | 8,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $124,000 | 5,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $170,000 | 8,286 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,293,000 | 9,322 |
| Total interest expense | $592,000 | 9,231 |
| Net interest income | $701,000 | 9,277 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $49,000 | 9,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,676 |
| Total noninterest expense | $537,000 | 9,513 |
| Salaries and employee benefits | $357,000 | 9,146 |
| Premises and equipment expense | $48,000 | 9,675 |
| Additional noninterest expense | $132,000 | 9,687 |
| Pre-tax net operating income | $213,000 | 8,514 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $66,000 | 7,402 |
| Income before extraordinary items | $147,000 | 8,660 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $147,000 | 8,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $108,000 | 6,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $147,000 | 8,616 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 9,478 |
| Total interest expense | $620,000 | 9,423 |
| Net interest income | $728,000 | 9,425 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $46,000 | 9,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,880 |
| Total noninterest expense | $534,000 | 9,658 |
| Salaries and employee benefits | $348,000 | 9,303 |
| Premises and equipment expense | $52,000 | 9,775 |
| Additional noninterest expense | $134,000 | 9,807 |
| Pre-tax net operating income | $228,000 | 8,779 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $72,000 | 7,959 |
| Income before extraordinary items | $156,000 | 8,939 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $156,000 | 8,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,413 |
| Cash dividends | $108,000 | 6,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $156,000 | 8,868 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 9,915 |
| Total interest expense | $613,000 | 9,789 |
| Net interest income | $699,000 | 9,945 |
| Provision for loan and lease losses | $9,000 | 8,470 |
| Total noninterest income | $48,000 | 10,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 8,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,359 |
| Total noninterest expense | $535,000 | 10,000 |
| Salaries and employee benefits | $337,000 | 9,683 |
| Premises and equipment expense | $53,000 | 10,130 |
| Additional noninterest expense | $145,000 | 10,058 |
| Pre-tax net operating income | $203,000 | 9,557 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $62,000 | 9,053 |
| Income before extraordinary items | $141,000 | 9,664 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $141,000 | 9,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $68,000 | 6,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $141,000 | 9,616 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 10,441 |
| Total interest expense | $627,000 | 10,189 |
| Net interest income | $635,000 | 10,562 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $47,000 | 10,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 9,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $547,000 | 10,403 |
| Salaries and employee benefits | $354,000 | 9,925 |
| Premises and equipment expense | $45,000 | 10,780 |
| Additional noninterest expense | $148,000 | 10,565 |
| Pre-tax net operating income | $135,000 | 10,180 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $35,000 | 9,947 |
| Income before extraordinary items | $99,000 | 10,237 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $99,000 | 10,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $24,000 | 8,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $99,740 | 10,178 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 10,910 |
| Total interest expense | $621,000 | 10,598 |
| Net interest income | $633,000 | 11,025 |
| Provision for loan and lease losses | $-15,000 | 11,445 |
| Total noninterest income | $49,000 | 11,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 9,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 11,437 |
| Total noninterest expense | $523,000 | 10,921 |
| Salaries and employee benefits | $316,000 | 10,619 |
| Premises and equipment expense | $48,000 | 11,142 |
| Additional noninterest expense | $159,000 | 10,947 |
| Pre-tax net operating income | $174,000 | 10,614 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $50,000 | 10,190 |
| Income before extraordinary items | $124,000 | 10,713 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $124,000 | 10,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,259 |
| Cash dividends | $16,000 | 8,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $124,000 | 10,690 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 11,414 |
| Total interest expense | $540,000 | 10,910 |
| Net interest income | $626,000 | 11,622 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $44,000 | 12,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,250 |
| Total noninterest expense | $509,000 | 11,569 |
| Salaries and employee benefits | $304,000 | 11,165 |
| Premises and equipment expense | $42,000 | 11,924 |
| Additional noninterest expense | $163,000 | 11,616 |
| Pre-tax net operating income | $137,000 | 11,367 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $42,000 | 10,655 |
| Income before extraordinary items | $95,000 | 11,429 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $95,000 | 11,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $8,000 | 8,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $95,000 | 11,472 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 11,794 |
| Total interest expense | $574,000 | 11,293 |
| Net interest income | $670,000 | 11,976 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $47,000 | 12,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 12,477 |
| Total noninterest expense | $528,000 | 12,014 |
| Salaries and employee benefits | $278,000 | 11,898 |
| Premises and equipment expense | $40,000 | 12,537 |
| Additional noninterest expense | $210,000 | 11,589 |
| Pre-tax net operating income | $177,000 | 11,247 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $58,000 | 10,749 |
| Income before extraordinary items | $119,000 | 11,587 |
| Extraordinary gains, net | $26,000 | 2,568 |
| Net income | $145,000 | 11,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $8,000 | 8,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $119,000 | 11,382 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 12,223 |
| Total interest expense | $751,000 | 11,574 |
| Net interest income | $631,000 | 12,602 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $42,000 | 13,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 13,545 |
| Total noninterest expense | $500,000 | 12,633 |
| Salaries and employee benefits | $266,000 | 12,415 |
| Premises and equipment expense | $40,000 | 13,061 |
| Additional noninterest expense | $194,000 | 12,318 |
| Pre-tax net operating income | $173,000 | 11,312 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $45,000 | 11,390 |
| Income before extraordinary items | $128,000 | 11,574 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $128,000 | 11,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 12,871 |
| Cash dividends | $8,000 | 8,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $128,000 | 11,247 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.