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First Southern Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$43,673,000	1,045
Total interest expense	$11,182,000	1,193
Net interest income	$32,491,000	969
Provision for loan and lease losses	$390,000	1,464
Total noninterest income	$4,045,000	1,352
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,250,000	851
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,795,000	1,320
Total noninterest expense	$19,656,000	1,229
Salaries and employee benefits	$10,976,000	1,251
Premises and equipment expense	$2,393,000	1,036
Additional noninterest expense	$2,795,000	1,320
Pre-tax net operating income	$16,490,000	794
Securities gains (losses)	$35,000	491
Applicable income taxes	$3,868,000	635
Income before extraordinary items	$12,657,000	834
Extraordinary gains, net	$0	54
Net income	$12,657,000	845
Minority interest net income	$0	88
Net income of bank and minority interests.	$12,657,000	837
Net charge-offs	$-98,000	4,333
Cash dividends	$6,708,000	641
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$12,629,350	845
2023-09-30 (YTD Data)		Rank
Total interest income	$31,932,000	1,045
Total interest expense	$7,686,000	1,194
Net interest income	$24,246,000	973
Provision for loan and lease losses	$330,000	1,278
Total noninterest income	$3,067,000	1,324
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$940,000	845
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,127,000	1,300
Total noninterest expense	$14,807,000	1,220
Salaries and employee benefits	$8,228,000	1,254
Premises and equipment expense	$1,824,000	1,023
Additional noninterest expense	$2,127,000	1,300
Pre-tax net operating income	$12,176,000	838
Securities gains (losses)	$35,000	317
Applicable income taxes	$2,882,000	664
Income before extraordinary items	$9,329,000	878
Extraordinary gains, net	$0	52
Net income	$9,329,000	882
Minority interest net income	$0	81
Net income of bank and minority interests.	$9,329,000	878
Net charge-offs	$-102,000	4,367
Cash dividends	$6,708,000	483
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$9,301,350	895
2023-06-30 (YTD Data)		Rank
Total interest income	$20,876,000	1,034
Total interest expense	$4,615,000	1,177
Net interest income	$16,261,000	977
Provision for loan and lease losses	$270,000	1,133
Total noninterest income	$1,897,000	1,348
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$617,000	840
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,280,000	1,311
Total noninterest expense	$9,718,000	1,223
Salaries and employee benefits	$5,331,000	1,282
Premises and equipment expense	$980,000	1,232
Additional noninterest expense	$1,280,000	1,310
Pre-tax net operating income	$8,170,000	828
Securities gains (losses)	$35,000	331
Applicable income taxes	$1,945,000	671
Income before extraordinary items	$6,260,000	882
Extraordinary gains, net	$0	51
Net income	$6,260,000	894
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,260,000	882
Net charge-offs	$14,000	1,687
Cash dividends	$6,708,000	363
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$6,232,350	898
2023-03-31 (YTD Data)		Rank
Total interest income	$10,197,000	1,040
Total interest expense	$2,040,000	1,169
Net interest income	$8,157,000	977
Provision for loan and lease losses	$210,000	864
Total noninterest income	$910,000	1,374
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$307,000	846
Trading account gains and fees	NA	NA
Additional Noninterest Income	$603,000	1,354
Total noninterest expense	$4,903,000	1,228
Salaries and employee benefits	$2,737,000	1,268
Premises and equipment expense	$488,000	1,275
Additional noninterest expense	$603,000	1,354
Pre-tax net operating income	$3,954,000	884
Securities gains (losses)	$0	950
Applicable income taxes	$936,000	704
Income before extraordinary items	$3,018,000	935
Extraordinary gains, net	$0	4
Net income	$3,018,000	934
Minority interest net income	$0	48
Net income of bank and minority interests.	$3,018,000	934
Net charge-offs	$8,000	1,438
Cash dividends	$5,196,000	258
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,018,000	952
2022-12-31 (YTD Data)		Rank
Total interest income	$34,010,000	1,029
Total interest expense	$2,564,000	1,327
Net interest income	$31,446,000	986
Provision for loan and lease losses	$360,000	1,410
Total noninterest income	$3,649,000	1,442
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,132,000	921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,517,000	1,405
Total noninterest expense	$17,753,000	1,298
Salaries and employee benefits	$9,757,000	1,340
Premises and equipment expense	$1,763,000	1,362
Additional noninterest expense	$2,517,000	1,405
Pre-tax net operating income	$16,982,000	857
Securities gains (losses)	$-16,000	3,540
Applicable income taxes	$4,188,000	671
Income before extraordinary items	$12,778,000	924
Extraordinary gains, net	$0	5
Net income	$12,778,000	925
Minority interest net income	$0	63
Net income of bank and minority interests.	$12,778,000	925
Net charge-offs	$376,000	701
Cash dividends	$33,251,000	216
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$12,790,640	947
2022-09-30 (YTD Data)		Rank
Total interest income	$22,830,000	1,086
Total interest expense	$1,295,000	1,465
Net interest income	$21,535,000	1,059
Provision for loan and lease losses	$255,000	1,327
Total noninterest income	$2,658,000	1,500
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$812,000	963
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,846,000	1,456
Total noninterest expense	$12,339,000	1,367
Salaries and employee benefits	$7,046,000	1,377
Premises and equipment expense	$1,315,000	1,365
Additional noninterest expense	$1,846,000	1,456
Pre-tax net operating income	$11,599,000	922
Securities gains (losses)	$-16,000	3,895
Applicable income taxes	$3,146,000	669
Income before extraordinary items	$8,437,000	1,011
Extraordinary gains, net	$0	4
Net income	$8,437,000	1,010
Minority interest net income	$0	57
Net income of bank and minority interests.	$8,437,000	1,011
Net charge-offs	$29,000	1,442
Cash dividends	$33,251,000	175
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$8,449,640	1,029
2022-06-30 (YTD Data)		Rank
Total interest income	$13,384,000	1,169
Total interest expense	$668,000	1,572
Net interest income	$12,716,000	1,138
Provision for loan and lease losses	$150,000	1,272
Total noninterest income	$1,589,000	1,586
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$478,000	1,038
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,111,000	1,568
Total noninterest expense	$7,365,000	1,480
Salaries and employee benefits	$4,253,000	1,493
Premises and equipment expense	$891,000	1,344
Additional noninterest expense	$2,221,000	1,482
Pre-tax net operating income	$6,790,000	970
Securities gains (losses)	$-16,000	4,055
Applicable income taxes	$1,654,000	751
Income before extraordinary items	$5,120,000	1,027
Extraordinary gains, net	$0	4
Net income	$5,120,000	1,026
Minority interest net income	$0	60
Net income of bank and minority interests.	$5,120,000	1,027
Net charge-offs	$38,000	1,077
Cash dividends	$32,755,000	131
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$5,132,640	1,049
2022-03-31 (YTD Data)		Rank
Total interest income	$6,531,000	1,155
Total interest expense	$334,000	1,523
Net interest income	$6,197,000	1,128
Provision for loan and lease losses	$75,000	1,098
Total noninterest income	$824,000	1,554
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$232,000	1,061
Trading account gains and fees	NA	NA
Additional Noninterest Income	$592,000	1,520
Total noninterest expense	$3,697,000	1,471
Salaries and employee benefits	$2,186,000	1,467
Premises and equipment expense	$447,000	1,340
Additional noninterest expense	$1,064,000	1,503
Pre-tax net operating income	$3,249,000	947
Securities gains (losses)	$0	623
Applicable income taxes	$793,000	749
Income before extraordinary items	$2,456,000	1,028
Extraordinary gains, net	$0	4
Net income	$2,456,000	1,027
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,456,000	1,028
Net charge-offs	$13,000	1,108
Cash dividends	$4,783,000	270
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,456,000	1,042
2021-12-31 (YTD Data)		Rank
Total interest income	$27,151,000	1,141
Total interest expense	$1,958,000	1,355
Net interest income	$25,193,000	1,124
Provision for loan and lease losses	$700,000	795
Total noninterest income	$3,954,000	1,530
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$807,000	1,135
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,147,000	1,443
Total noninterest expense	$14,908,000	1,461
Salaries and employee benefits	$8,853,000	1,436
Premises and equipment expense	$1,817,000	1,307
Additional noninterest expense	$4,238,000	1,524
Pre-tax net operating income	$13,539,000	1,020
Securities gains (losses)	$-61,000	4,588
Applicable income taxes	$3,096,000	843
Income before extraordinary items	$10,382,000	1,123
Extraordinary gains, net	$0	10
Net income	$10,382,000	1,123
Minority interest net income	$0	74
Net income of bank and minority interests.	$10,382,000	1,123
Net charge-offs	$490,000	647
Cash dividends	$4,748,000	831
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$10,430,190	1,100
2021-09-30 (YTD Data)		Rank
Total interest income	$20,225,000	1,173
Total interest expense	$1,578,000	1,347
Net interest income	$18,647,000	1,162
Provision for loan and lease losses	$625,000	681
Total noninterest income	$3,030,000	1,545
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$573,000	1,173
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,457,000	1,465
Total noninterest expense	$11,264,000	1,464
Salaries and employee benefits	$6,718,000	1,424
Premises and equipment expense	$1,411,000	1,290
Additional noninterest expense	$3,135,000	1,540
Pre-tax net operating income	$9,788,000	1,090
Securities gains (losses)	$-35,000	4,698
Applicable income taxes	$2,173,000	925
Income before extraordinary items	$7,580,000	1,185
Extraordinary gains, net	$0	8
Net income	$7,580,000	1,185
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,580,000	1,186
Net charge-offs	$388,000	570
Cash dividends	$4,548,000	630
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$7,607,650	1,166
2021-06-30 (YTD Data)		Rank
Total interest income	$13,758,000	1,152
Total interest expense	$1,137,000	1,313
Net interest income	$12,621,000	1,131
Provision for loan and lease losses	$450,000	658
Total noninterest income	$2,048,000	1,503
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$349,000	1,214
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,699,000	1,412
Total noninterest expense	$7,472,000	1,456
Salaries and employee benefits	$4,496,000	1,412
Premises and equipment expense	$935,000	1,296
Additional noninterest expense	$2,041,000	1,549
Pre-tax net operating income	$6,747,000	1,044
Securities gains (losses)	$-23,000	4,734
Applicable income taxes	$1,435,000	918
Income before extraordinary items	$5,289,000	1,136
Extraordinary gains, net	$0	6
Net income	$5,289,000	1,137
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,289,000	1,137
Net charge-offs	$399,000	455
Cash dividends	$4,354,000	484
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$5,307,170	1,115
2021-03-31 (YTD Data)		Rank
Total interest income	$7,169,000	1,108
Total interest expense	$629,000	1,254
Net interest income	$6,540,000	1,091
Provision for loan and lease losses	$225,000	730
Total noninterest income	$943,000	1,569
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$171,000	1,231
Trading account gains and fees	NA	NA
Additional Noninterest Income	$772,000	1,500
Total noninterest expense	$3,834,000	1,418
Salaries and employee benefits	$2,321,000	1,370
Premises and equipment expense	$458,000	1,330
Additional noninterest expense	$1,055,000	1,483
Pre-tax net operating income	$3,424,000	1,039
Securities gains (losses)	$-16,000	4,701
Applicable income taxes	$836,000	831
Income before extraordinary items	$2,572,000	1,178
Extraordinary gains, net	$0	3
Net income	$2,572,000	1,178
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,572,000	1,178
Net charge-offs	$197,000	434
Cash dividends	$4,354,000	261
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,584,640	1,141
2020-12-31 (YTD Data)		Rank
Total interest income	$29,000,000	1,097
Total interest expense	$3,428,000	1,333
Net interest income	$25,572,000	1,049
Provision for loan and lease losses	$1,760,000	1,142
Total noninterest income	$4,159,000	1,424
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$812,000	1,123
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,347,000	1,354
Total noninterest expense	$14,639,000	1,434
Salaries and employee benefits	$8,769,000	1,403
Premises and equipment expense	$1,855,000	1,261
Additional noninterest expense	$4,015,000	1,534
Pre-tax net operating income	$13,332,000	832
Securities gains (losses)	$-65,000	4,930
Applicable income taxes	$3,262,000	658
Income before extraordinary items	$10,005,000	966
Extraordinary gains, net	$0	4
Net income	$10,005,000	966
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,005,000	966
Net charge-offs	$516,000	949
Cash dividends	$4,136,000	878
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$10,056,350	919
2020-09-30 (YTD Data)		Rank
Total interest income	$21,779,000	1,093
Total interest expense	$2,709,000	1,341
Net interest income	$19,070,000	1,047
Provision for loan and lease losses	$1,280,000	1,176
Total noninterest income	$3,124,000	1,381
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$588,000	1,151
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,536,000	1,307
Total noninterest expense	$10,979,000	1,415
Salaries and employee benefits	$6,616,000	1,380
Premises and equipment expense	$1,426,000	1,232
Additional noninterest expense	$2,937,000	1,540
Pre-tax net operating income	$9,935,000	802
Securities gains (losses)	$-33,000	4,894
Applicable income taxes	$2,435,000	628
Income before extraordinary items	$7,467,000	922
Extraordinary gains, net	$0	4
Net income	$7,467,000	922
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,467,000	922
Net charge-offs	$324,000	987
Cash dividends	$4,137,000	651
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$7,493,070	885
2020-06-30 (YTD Data)		Rank
Total interest income	$14,666,000	1,090
Total interest expense	$1,932,000	1,347
Net interest income	$12,734,000	1,048
Provision for loan and lease losses	$800,000	1,225
Total noninterest income	$1,764,000	1,467
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$398,000	1,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,366,000	1,390
Total noninterest expense	$7,258,000	1,417
Salaries and employee benefits	$4,418,000	1,371
Premises and equipment expense	$917,000	1,271
Additional noninterest expense	$1,923,000	1,557
Pre-tax net operating income	$6,440,000	746
Securities gains (losses)	$-19,000	4,849
Applicable income taxes	$1,580,000	588
Income before extraordinary items	$4,841,000	876
Extraordinary gains, net	$0	4
Net income	$4,841,000	875
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,841,000	876
Net charge-offs	$338,000	753
Cash dividends	$4,137,000	500
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$4,856,010	845
2020-03-31 (YTD Data)		Rank
Total interest income	$7,308,000	1,093
Total interest expense	$1,087,000	1,342
Net interest income	$6,221,000	1,054
Provision for loan and lease losses	$280,000	1,238
Total noninterest income	$862,000	1,410
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$256,000	1,096
Trading account gains and fees	NA	NA
Additional Noninterest Income	$606,000	1,347
Total noninterest expense	$3,762,000	1,397
Salaries and employee benefits	$2,265,000	1,355
Premises and equipment expense	$447,000	1,309
Additional noninterest expense	$1,050,000	1,459
Pre-tax net operating income	$3,041,000	730
Securities gains (losses)	$-15,000	4,851
Applicable income taxes	$738,000	568
Income before extraordinary items	$2,288,000	835
Extraordinary gains, net	$0	4
Net income	$2,288,000	835
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,288,000	835
Net charge-offs	$88,000	941
Cash dividends	$4,137,000	328
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,299,850	819
2019-12-31 (YTD Data)		Rank
Total interest income	$29,262,000	1,100
Total interest expense	$4,615,000	1,326
Net interest income	$24,647,000	1,062
Provision for loan and lease losses	$630,000	1,293
Total noninterest income	$3,495,000	1,441
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$992,000	1,145
Trading account gains and fees	$0	135
Additional Noninterest Income	$2,503,000	1,345
Total noninterest expense	$15,268,000	1,336
Salaries and employee benefits	$8,891,000	1,330
Premises and equipment expense	$1,973,000	1,181
Additional noninterest expense	$4,404,000	1,404
Pre-tax net operating income	$12,244,000	885
Securities gains (losses)	$-75,000	5,054
Applicable income taxes	$2,948,000	703
Income before extraordinary items	$9,221,000	999
Extraordinary gains, net	$0	11
Net income	$9,221,000	1,000
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,221,000	1,000
Net charge-offs	$740,000	814
Cash dividends	$11,958,000	427
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$9,280,250	977
2019-09-30 (YTD Data)		Rank
Total interest income	$21,814,000	1,119
Total interest expense	$3,495,000	1,328
Net interest income	$18,319,000	1,078
Provision for loan and lease losses	$450,000	1,249
Total noninterest income	$2,537,000	1,465
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$725,000	1,168
Trading account gains and fees	$0	129
Additional Noninterest Income	$1,812,000	1,365
Total noninterest expense	$11,455,000	1,339
Salaries and employee benefits	$6,670,000	1,333
Premises and equipment expense	$1,517,000	1,169
Additional noninterest expense	$3,268,000	1,412
Pre-tax net operating income	$8,951,000	924
Securities gains (losses)	$-54,000	5,117
Applicable income taxes	$2,147,000	742
Income before extraordinary items	$6,750,000	1,039
Extraordinary gains, net	$0	11
Net income	$6,750,000	1,040
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,750,000	1,040
Net charge-offs	$381,000	891
Cash dividends	$7,541,000	448
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$6,792,660	1,013
2019-06-30 (YTD Data)		Rank
Total interest income	$14,385,000	1,123
Total interest expense	$2,274,000	1,335
Net interest income	$12,111,000	1,085
Provision for loan and lease losses	$300,000	1,195
Total noninterest income	$1,615,000	1,474
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$454,000	1,207
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,161,000	1,362
Total noninterest expense	$7,569,000	1,357
Salaries and employee benefits	$4,501,000	1,312
Premises and equipment expense	$992,000	1,193
Additional noninterest expense	$2,076,000	1,479
Pre-tax net operating income	$5,857,000	920
Securities gains (losses)	$-29,000	5,104
Applicable income taxes	$1,411,000	723
Income before extraordinary items	$4,417,000	1,024
Extraordinary gains, net	$0	11
Net income	$4,417,000	1,024
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,417,000	1,024
Net charge-offs	$320,000	761
Cash dividends	$4,104,000	516
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$4,439,910	1,003
2019-03-31 (YTD Data)		Rank
Total interest income	$7,101,000	1,121
Total interest expense	$1,098,000	1,331
Net interest income	$6,003,000	1,092
Provision for loan and lease losses	$150,000	1,133
Total noninterest income	$727,000	1,519
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$217,000	1,233
Trading account gains and fees	$0	126
Additional Noninterest Income	$510,000	1,424
Total noninterest expense	$3,794,000	1,360
Salaries and employee benefits	$2,317,000	1,290
Premises and equipment expense	$486,000	1,222
Additional noninterest expense	$991,000	1,519
Pre-tax net operating income	$2,786,000	923
Securities gains (losses)	$-2,000	4,901
Applicable income taxes	$672,000	723
Income before extraordinary items	$2,112,000	1,035
Extraordinary gains, net	$0	5
Net income	$2,112,000	1,034
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,112,000	1,034
Net charge-offs	$197,000	628
Cash dividends	$4,104,000	304
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,113,580	1,014
2018-12-31 (YTD Data)		Rank
Total interest income	$27,569,000	1,083
Total interest expense	$3,272,000	1,337
Net interest income	$24,297,000	1,060
Provision for loan and lease losses	$600,000	1,277
Total noninterest income	$3,398,000	1,417
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,072,000	1,109
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,326,000	1,355
Total noninterest expense	$15,329,000	1,329
Salaries and employee benefits	$9,158,000	1,254
Premises and equipment expense	$2,046,000	1,150
Additional noninterest expense	$4,125,000	1,464
Pre-tax net operating income	$11,766,000	922
Securities gains (losses)	$-6,000	4,285
Applicable income taxes	$2,582,000	731
Income before extraordinary items	$9,178,000	985
Extraordinary gains, net	$0	6
Net income	$9,178,000	984
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,178,000	984
Net charge-offs	$503,000	956
Cash dividends	$3,994,000	883
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$9,182,740	983
2018-09-30 (YTD Data)		Rank
Total interest income	$20,487,000	1,079
Total interest expense	$2,362,000	1,304
Net interest income	$18,125,000	1,057
Provision for loan and lease losses	$450,000	1,204
Total noninterest income	$2,587,000	1,414
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$798,000	1,106
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,789,000	1,349
Total noninterest expense	$11,559,000	1,313
Salaries and employee benefits	$6,876,000	1,259
Premises and equipment expense	$1,556,000	1,138
Additional noninterest expense	$3,127,000	1,460
Pre-tax net operating income	$8,703,000	939
Securities gains (losses)	$-6,000	4,655
Applicable income taxes	$1,847,000	767
Income before extraordinary items	$6,850,000	997
Extraordinary gains, net	$0	5
Net income	$6,850,000	996
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,850,000	996
Net charge-offs	$380,000	853
Cash dividends	$3,683,000	691
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$6,854,740	993
2018-06-30 (YTD Data)		Rank
Total interest income	$13,544,000	1,079
Total interest expense	$1,502,000	1,282
Net interest income	$12,042,000	1,059
Provision for loan and lease losses	$300,000	1,165
Total noninterest income	$1,739,000	1,413
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$510,000	1,142
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,229,000	1,332
Total noninterest expense	$7,649,000	1,327
Salaries and employee benefits	$4,605,000	1,255
Premises and equipment expense	$1,039,000	1,137
Additional noninterest expense	$2,005,000	1,502
Pre-tax net operating income	$5,832,000	919
Securities gains (losses)	$0	961
Applicable income taxes	$1,405,000	690
Income before extraordinary items	$4,427,000	1,004
Extraordinary gains, net	$0	6
Net income	$4,427,000	1,003
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,427,000	1,003
Net charge-offs	$82,000	1,440
Cash dividends	$3,417,000	521
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$4,427,000	996
2018-03-31 (YTD Data)		Rank
Total interest income	$6,720,000	1,079
Total interest expense	$698,000	1,313
Net interest income	$6,022,000	1,059
Provision for loan and lease losses	$150,000	1,106
Total noninterest income	$834,000	1,448
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$263,000	1,134
Trading account gains and fees	$0	123
Additional Noninterest Income	$571,000	1,381
Total noninterest expense	$3,859,000	1,318
Salaries and employee benefits	$2,369,000	1,235
Premises and equipment expense	$509,000	1,177
Additional noninterest expense	$981,000	1,530
Pre-tax net operating income	$2,847,000	901
Securities gains (losses)	$0	735
Applicable income taxes	$683,000	687
Income before extraordinary items	$2,164,000	1,005
Extraordinary gains, net	$0	7
Net income	$2,164,000	1,004
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,164,000	1,005
Net charge-offs	$-20,000	4,983
Cash dividends	$3,210,000	289
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,164,000	995
2017-12-31 (YTD Data)		Rank
Total interest income	$26,348,000	1,068
Total interest expense	$2,487,000	1,296
Net interest income	$23,861,000	1,049
Provision for loan and lease losses	$600,000	1,276
Total noninterest income	$3,228,000	1,503
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,026,000	1,169
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,202,000	1,441
Total noninterest expense	$14,947,000	1,327
Salaries and employee benefits	$9,021,000	1,256
Premises and equipment expense	$2,041,000	1,152
Additional noninterest expense	$3,885,000	1,559
Pre-tax net operating income	$11,542,000	878
Securities gains (losses)	$68,000	765
Applicable income taxes	$4,497,000	715
Income before extraordinary items	$7,113,000	1,005
Extraordinary gains, net	$0	9
Net income	$7,113,000	1,005
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,113,000	1,005
Net charge-offs	$421,000	1,210
Cash dividends	$3,051,000	1,008
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$7,069,480	996
2017-09-30 (YTD Data)		Rank
Total interest income	$19,664,000	1,071
Total interest expense	$1,843,000	1,289
Net interest income	$17,821,000	1,051
Provision for loan and lease losses	$450,000	1,230
Total noninterest income	$2,444,000	1,506
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$745,000	1,203
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,699,000	1,429
Total noninterest expense	$11,336,000	1,309
Salaries and employee benefits	$6,830,000	1,255
Premises and equipment expense	$1,572,000	1,132
Additional noninterest expense	$2,934,000	1,538
Pre-tax net operating income	$8,479,000	908
Securities gains (losses)	$68,000	747
Applicable income taxes	$2,800,000	724
Income before extraordinary items	$5,747,000	1,039
Extraordinary gains, net	$0	9
Net income	$5,747,000	1,038
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,747,000	1,039
Net charge-offs	$331,000	1,064
Cash dividends	$3,051,000	746
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$5,701,440	1,032
2017-06-30 (YTD Data)		Rank
Total interest income	$12,990,000	1,078
Total interest expense	$1,176,000	1,302
Net interest income	$11,814,000	1,052
Provision for loan and lease losses	$300,000	1,177
Total noninterest income	$1,566,000	1,548
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$471,000	1,237
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,095,000	1,462
Total noninterest expense	$7,581,000	1,314
Salaries and employee benefits	$4,626,000	1,246
Premises and equipment expense	$1,061,000	1,118
Additional noninterest expense	$1,894,000	1,579
Pre-tax net operating income	$5,499,000	912
Securities gains (losses)	$43,000	698
Applicable income taxes	$1,851,000	706
Income before extraordinary items	$3,691,000	1,053
Extraordinary gains, net	$0	11
Net income	$3,691,000	1,053
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,691,000	1,053
Net charge-offs	$313,000	810
Cash dividends	$3,051,000	527
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,662,190	1,053
2017-03-31 (YTD Data)		Rank
Total interest income	$6,474,000	1,076
Total interest expense	$551,000	1,353
Net interest income	$5,923,000	1,044
Provision for loan and lease losses	$150,000	1,115
Total noninterest income	$805,000	1,504
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$233,000	1,257
Trading account gains and fees	$0	142
Additional Noninterest Income	$572,000	1,403
Total noninterest expense	$3,918,000	1,295
Salaries and employee benefits	$2,395,000	1,218
Premises and equipment expense	$537,000	1,110
Additional noninterest expense	$986,000	1,525
Pre-tax net operating income	$2,660,000	911
Securities gains (losses)	$-6,000	5,606
Applicable income taxes	$874,000	722
Income before extraordinary items	$1,780,000	1,061
Extraordinary gains, net	$0	8
Net income	$1,780,000	1,061
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,780,000	1,061
Net charge-offs	$127,000	796
Cash dividends	$2,812,000	307
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,784,020	1,037
2016-12-31 (YTD Data)		Rank
Total interest income	$25,791,000	1,044
Total interest expense	$2,070,000	1,377
Net interest income	$23,721,000	1,020
Provision for loan and lease losses	$600,000	1,295
Total noninterest income	$3,436,000	1,496
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,015,000	1,199
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,421,000	1,399
Total noninterest expense	$14,994,000	1,319
Salaries and employee benefits	$8,893,000	1,256
Premises and equipment expense	$2,180,000	1,088
Additional noninterest expense	$3,921,000	1,564
Pre-tax net operating income	$11,563,000	815
Securities gains (losses)	$336,000	605
Applicable income taxes	$3,966,000	645
Income before extraordinary items	$7,933,000	941
Extraordinary gains, net	$0	5
Net income	$7,933,000	940
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,933,000	940
Net charge-offs	$538,000	1,031
Cash dividends	$3,142,000	985
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$7,707,880	944
2016-09-30 (YTD Data)		Rank
Total interest income	$19,295,000	1,044
Total interest expense	$1,537,000	1,382
Net interest income	$17,758,000	1,024
Provision for loan and lease losses	$450,000	1,227
Total noninterest income	$2,474,000	1,531
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$756,000	1,196
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,718,000	1,451
Total noninterest expense	$11,535,000	1,298
Salaries and employee benefits	$6,850,000	1,234
Premises and equipment expense	$1,670,000	1,063
Additional noninterest expense	$3,015,000	1,533
Pre-tax net operating income	$8,247,000	863
Securities gains (losses)	$252,000	678
Applicable income taxes	$2,808,000	687
Income before extraordinary items	$5,691,000	989
Extraordinary gains, net	$0	5
Net income	$5,691,000	989
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,691,000	989
Net charge-offs	$435,000	882
Cash dividends	$3,050,000	741
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$5,522,160	994
2016-06-30 (YTD Data)		Rank
Total interest income	$12,720,000	1,059
Total interest expense	$997,000	1,426
Net interest income	$11,723,000	1,028
Provision for loan and lease losses	$300,000	1,234
Total noninterest income	$1,582,000	1,556
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$480,000	1,227
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,102,000	1,449
Total noninterest expense	$7,564,000	1,325
Salaries and employee benefits	$4,508,000	1,258
Premises and equipment expense	$1,075,000	1,104
Additional noninterest expense	$1,981,000	1,548
Pre-tax net operating income	$5,441,000	866
Securities gains (losses)	$201,000	599
Applicable income taxes	$1,836,000	689
Income before extraordinary items	$3,806,000	968
Extraordinary gains, net	$0	16
Net income	$3,806,000	967
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,806,000	967
Net charge-offs	$88,000	1,733
Cash dividends	$2,810,000	591
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,671,330	972
2016-03-31 (YTD Data)		Rank
Total interest income	$6,297,000	1,072
Total interest expense	$443,000	1,562
Net interest income	$5,854,000	1,026
Provision for loan and lease losses	$150,000	1,146
Total noninterest income	$752,000	1,586
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$224,000	1,304
Trading account gains and fees	$0	142
Additional Noninterest Income	$528,000	1,458
Total noninterest expense	$3,722,000	1,334
Salaries and employee benefits	$2,210,000	1,279
Premises and equipment expense	$530,000	1,123
Additional noninterest expense	$982,000	1,547
Pre-tax net operating income	$2,734,000	828
Securities gains (losses)	$157,000	362
Applicable income taxes	$943,000	663
Income before extraordinary items	$1,948,000	918
Extraordinary gains, net	$0	12
Net income	$1,948,000	919
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,948,000	919
Net charge-offs	$42,000	1,551
Cash dividends	$2,810,000	332
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,842,810	936
2015-12-31 (YTD Data)		Rank
Total interest income	$25,713,000	1,010
Total interest expense	$1,675,000	1,615
Net interest income	$24,038,000	963
Provision for loan and lease losses	$750,000	1,014
Total noninterest income	$3,440,000	1,449
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$969,000	1,260
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,471,000	1,314
Total noninterest expense	$15,626,000	1,265
Salaries and employee benefits	$9,295,000	1,201
Premises and equipment expense	$2,169,000	1,096
Additional noninterest expense	$4,162,000	1,475
Pre-tax net operating income	$11,102,000	804
Securities gains (losses)	$258,000	622
Applicable income taxes	$3,679,000	656
Income before extraordinary items	$7,681,000	926
Extraordinary gains, net	$0	23
Net income	$7,681,000	926
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,681,000	926
Net charge-offs	$110,000	2,560
Cash dividends	$3,248,000	920
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$7,505,560	932
2015-09-30 (YTD Data)		Rank
Total interest income	$19,424,000	1,011
Total interest expense	$1,256,000	1,636
Net interest income	$18,168,000	954
Provision for loan and lease losses	$750,000	739
Total noninterest income	$2,619,000	1,449
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$709,000	1,293
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,910,000	1,305
Total noninterest expense	$11,429,000	1,301
Salaries and employee benefits	$6,949,000	1,213
Premises and equipment expense	$1,607,000	1,126
Additional noninterest expense	$2,873,000	1,581
Pre-tax net operating income	$8,608,000	788
Securities gains (losses)	$229,000	579
Applicable income taxes	$2,879,000	652
Income before extraordinary items	$5,958,000	898
Extraordinary gains, net	$0	21
Net income	$5,958,000	899
Minority interest net income	$0	78
Net income of bank and minority interests.	$5,958,000	898
Net charge-offs	$89,000	2,279
Cash dividends	$3,248,000	669
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$5,804,570	895
2015-06-30 (YTD Data)		Rank
Total interest income	$13,087,000	1,005
Total interest expense	$845,000	1,634
Net interest income	$12,242,000	934
Provision for loan and lease losses	$600,000	646
Total noninterest income	$1,772,000	1,435
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$455,000	1,313
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,317,000	1,292
Total noninterest expense	$7,601,000	1,302
Salaries and employee benefits	$4,616,000	1,214
Premises and equipment expense	$1,036,000	1,169
Additional noninterest expense	$1,949,000	1,572
Pre-tax net operating income	$5,813,000	784
Securities gains (losses)	$115,000	778
Applicable income taxes	$1,934,000	648
Income before extraordinary items	$3,994,000	896
Extraordinary gains, net	$0	22
Net income	$3,994,000	896
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,994,000	896
Net charge-offs	$-48,000	5,743
Cash dividends	$2,151,000	659
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$3,916,950	882
2015-03-31 (YTD Data)		Rank
Total interest income	$6,436,000	1,011
Total interest expense	$422,000	1,638
Net interest income	$6,014,000	943
Provision for loan and lease losses	$300,000	621
Total noninterest income	$977,000	1,316
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$237,000	1,240
Trading account gains and fees	$0	152
Additional Noninterest Income	$740,000	1,155
Total noninterest expense	$3,675,000	1,341
Salaries and employee benefits	$2,353,000	1,197
Premises and equipment expense	$493,000	1,234
Additional noninterest expense	$829,000	1,814
Pre-tax net operating income	$3,016,000	744
Securities gains (losses)	$12,000	1,416
Applicable income taxes	$993,000	633
Income before extraordinary items	$2,035,000	858
Extraordinary gains, net	$0	13
Net income	$2,035,000	858
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,035,000	858
Net charge-offs	$-77,000	6,059
Cash dividends	$2,150,000	338
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$2,026,960	833
2014-12-31 (YTD Data)		Rank
Total interest income	$17,085,000	1,465
Total interest expense	$1,592,000	1,807
Net interest income	$15,493,000	1,430
Provision for loan and lease losses	$1,250,000	707
Total noninterest income	$2,457,000	1,827
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$877,000	1,460
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,580,000	1,717
Total noninterest expense	$9,971,000	1,893
Salaries and employee benefits	$5,812,000	1,773
Premises and equipment expense	$1,334,000	1,736
Additional noninterest expense	$2,825,000	2,150
Pre-tax net operating income	$6,729,000	1,200
Securities gains (losses)	$125,000	1,097
Applicable income taxes	$2,131,000	943
Income before extraordinary items	$4,723,000	1,380
Extraordinary gains, net	$0	17
Net income	$4,723,000	1,379
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,723,000	1,379
Net charge-offs	$236,000	2,287
Cash dividends	$4,007,000	728
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,636,750	1,364
2014-09-30 (YTD Data)		Rank
Total interest income	$10,893,000	1,730
Total interest expense	$1,189,000	1,833
Net interest income	$9,704,000	1,712
Provision for loan and lease losses	$550,000	1,057
Total noninterest income	$1,526,000	2,087
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$624,000	1,530
Trading account gains and fees	$0	174
Additional Noninterest Income	$902,000	2,078
Total noninterest expense	$6,442,000	2,193
Salaries and employee benefits	$3,753,000	2,054
Premises and equipment expense	$842,000	2,054
Additional noninterest expense	$1,847,000	2,435
Pre-tax net operating income	$4,238,000	1,394
Securities gains (losses)	$220,000	607
Applicable income taxes	$1,341,000	1,070
Income before extraordinary items	$3,117,000	1,515
Extraordinary gains, net	$0	15
Net income	$3,117,000	1,515
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,117,000	1,515
Net charge-offs	$80,000	2,898
Cash dividends	$3,613,000	582
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,963,000	1,573
2014-06-30 (YTD Data)		Rank
Total interest income	$6,419,000	1,937
Total interest expense	$745,000	1,951
Net interest income	$5,674,000	1,912
Provision for loan and lease losses	$300,000	1,222
Total noninterest income	$898,000	2,236
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$375,000	1,653
Trading account gains and fees	$0	172
Additional Noninterest Income	$523,000	2,257
Total noninterest expense	$3,712,000	2,484
Salaries and employee benefits	$2,108,000	2,380
Premises and equipment expense	$469,000	2,400
Additional noninterest expense	$1,135,000	2,607
Pre-tax net operating income	$2,560,000	1,465
Securities gains (losses)	$84,000	888
Applicable income taxes	$792,000	1,139
Income before extraordinary items	$1,852,000	1,633
Extraordinary gains, net	$0	20
Net income	$1,852,000	1,636
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,852,000	1,635
Net charge-offs	$42,000	2,932
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,793,200	1,663
2014-03-31 (YTD Data)		Rank
Total interest income	$3,178,000	1,947
Total interest expense	$375,000	1,977
Net interest income	$2,803,000	1,929
Provision for loan and lease losses	$150,000	1,189
Total noninterest income	$432,000	2,251
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$174,000	1,741
Trading account gains and fees	$0	147
Additional Noninterest Income	$258,000	2,215
Total noninterest expense	$1,830,000	2,533
Salaries and employee benefits	$1,024,000	2,451
Premises and equipment expense	$240,000	2,385
Additional noninterest expense	$566,000	2,620
Pre-tax net operating income	$1,255,000	1,456
Securities gains (losses)	$13,000	1,084
Applicable income taxes	$327,000	1,261
Income before extraordinary items	$941,000	1,571
Extraordinary gains, net	$0	16
Net income	$941,000	1,574
Minority interest net income	$0	66
Net income of bank and minority interests.	$941,000	1,574
Net charge-offs	$13,000	2,721
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$931,380	1,549
2013-12-31 (YTD Data)		Rank
Total interest income	$12,671,000	1,951
Total interest expense	$1,600,000	2,043
Net interest income	$11,071,000	1,919
Provision for loan and lease losses	$510,000	1,805
Total noninterest income	$1,771,000	2,320
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$791,000	1,660
Trading account gains and fees	$0	184
Additional Noninterest Income	$980,000	2,408
Total noninterest expense	$7,320,000	2,523
Salaries and employee benefits	$4,160,000	2,392
Premises and equipment expense	$873,000	2,531
Additional noninterest expense	$2,287,000	2,681
Pre-tax net operating income	$5,012,000	1,424
Securities gains (losses)	$283,000	716
Applicable income taxes	$52,000	3,735
Income before extraordinary items	$5,243,000	1,171
Extraordinary gains, net	$0	29
Net income	$5,243,000	1,173
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,243,000	1,174
Net charge-offs	$777,000	1,520
Cash dividends	$5,353,000	534
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,962,830	1,210
2013-09-30 (YTD Data)		Rank
Total interest income	$9,402,000	1,982
Total interest expense	$1,210,000	2,088
Net interest income	$8,192,000	1,940
Provision for loan and lease losses	$360,000	1,890
Total noninterest income	$1,337,000	2,366
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$580,000	1,692
Trading account gains and fees	$0	180
Additional Noninterest Income	$757,000	2,412
Total noninterest expense	$5,498,000	2,529
Salaries and employee benefits	$3,111,000	2,415
Premises and equipment expense	$682,000	2,460
Additional noninterest expense	$1,705,000	2,684
Pre-tax net operating income	$3,671,000	1,488
Securities gains (losses)	$282,000	667
Applicable income taxes	$39,000	3,831
Income before extraordinary items	$3,914,000	1,188
Extraordinary gains, net	$0	25
Net income	$3,914,000	1,189
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,914,000	1,190
Net charge-offs	$161,000	2,791
Cash dividends	$3,565,000	562
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,634,820	1,233
2013-06-30 (YTD Data)		Rank
Total interest income	$6,217,000	1,993
Total interest expense	$811,000	2,109
Net interest income	$5,406,000	1,948
Provision for loan and lease losses	$210,000	2,037
Total noninterest income	$903,000	2,369
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$373,000	1,720
Trading account gains and fees	$0	157
Additional Noninterest Income	$530,000	2,393
Total noninterest expense	$3,703,000	2,505
Salaries and employee benefits	$2,109,000	2,384
Premises and equipment expense	$455,000	2,463
Additional noninterest expense	$1,139,000	2,657
Pre-tax net operating income	$2,396,000	1,483
Securities gains (losses)	$267,000	611
Applicable income taxes	$26,000	3,820
Income before extraordinary items	$2,637,000	1,156
Extraordinary gains, net	$0	22
Net income	$2,637,000	1,158
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,637,000	1,159
Net charge-offs	$168,000	2,266
Cash dividends	$3,565,000	386
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,372,670	1,225
2013-03-31 (YTD Data)		Rank
Total interest income	$3,096,000	2,022
Total interest expense	$401,000	2,193
Net interest income	$2,695,000	1,973
Provision for loan and lease losses	$60,000	2,589
Total noninterest income	$457,000	2,352
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$181,000	1,742
Trading account gains and fees	$0	148
Additional Noninterest Income	$276,000	2,336
Total noninterest expense	$1,864,000	2,524
Salaries and employee benefits	$1,049,000	2,417
Premises and equipment expense	$227,000	2,497
Additional noninterest expense	$588,000	2,594
Pre-tax net operating income	$1,228,000	1,444
Securities gains (losses)	$207,000	450
Applicable income taxes	$14,000	3,791
Income before extraordinary items	$1,421,000	1,072
Extraordinary gains, net	$0	10
Net income	$1,421,000	1,074
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,421,000	1,074
Net charge-offs	$-7,000	6,052
Cash dividends	$3,565,000	190
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,216,070	1,174
2012-12-31 (YTD Data)		Rank
Total interest income	$13,194,000	1,994
Total interest expense	$1,858,000	2,267
Net interest income	$11,336,000	1,933
Provision for loan and lease losses	$216,000	3,841
Total noninterest income	$2,209,000	2,048
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$840,000	1,626
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,369,000	1,960
Total noninterest expense	$7,307,000	2,571
Salaries and employee benefits	$4,079,000	2,395
Premises and equipment expense	$934,000	2,394
Additional noninterest expense	$2,294,000	2,764
Pre-tax net operating income	$6,022,000	1,173
Securities gains (losses)	$21,000	3,160
Applicable income taxes	$59,000	3,816
Income before extraordinary items	$5,984,000	1,010
Extraordinary gains, net	$0	29
Net income	$5,984,000	1,010
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,984,000	1,010
Net charge-offs	$188,000	3,827
Cash dividends	$6,215,000	472
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,963,210	960
2012-09-30 (YTD Data)		Rank
Total interest income	$9,967,000	2,014
Total interest expense	$1,417,000	2,323
Net interest income	$8,550,000	1,944
Provision for loan and lease losses	$162,000	3,784
Total noninterest income	$1,636,000	2,064
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$615,000	1,681
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,021,000	1,976
Total noninterest expense	$5,458,000	2,589
Salaries and employee benefits	$3,042,000	2,421
Premises and equipment expense	$695,000	2,455
Additional noninterest expense	$1,721,000	2,777
Pre-tax net operating income	$4,566,000	1,178
Securities gains (losses)	$21,000	2,854
Applicable income taxes	$45,000	3,836
Income before extraordinary items	$4,542,000	1,019
Extraordinary gains, net	$0	20
Net income	$4,542,000	1,019
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,542,000	1,019
Net charge-offs	$126,000	3,749
Cash dividends	$3,554,000	474
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,521,210	967
2012-06-30 (YTD Data)		Rank
Total interest income	$6,677,000	2,012
Total interest expense	$966,000	2,358
Net interest income	$5,711,000	1,939
Provision for loan and lease losses	$108,000	3,776
Total noninterest income	$1,053,000	2,092
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$397,000	1,712
Trading account gains and fees	$0	153
Additional Noninterest Income	$656,000	1,999
Total noninterest expense	$3,654,000	2,580
Salaries and employee benefits	$2,041,000	2,409
Premises and equipment expense	$445,000	2,544
Additional noninterest expense	$1,168,000	2,755
Pre-tax net operating income	$3,002,000	1,187
Securities gains (losses)	$18,000	2,529
Applicable income taxes	$29,000	3,852
Income before extraordinary items	$2,991,000	1,019
Extraordinary gains, net	$0	19
Net income	$2,991,000	1,019
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,991,000	1,019
Net charge-offs	$129,000	3,181
Cash dividends	$3,554,000	334
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,973,180	962
2012-03-31 (YTD Data)		Rank
Total interest income	$3,321,000	2,027
Total interest expense	$494,000	2,406
Net interest income	$2,827,000	1,959
Provision for loan and lease losses	$54,000	3,614
Total noninterest income	$565,000	1,988
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$190,000	1,774
Trading account gains and fees	$0	148
Additional Noninterest Income	$375,000	1,845
Total noninterest expense	$1,830,000	2,565
Salaries and employee benefits	$1,035,000	2,397
Premises and equipment expense	$224,000	2,548
Additional noninterest expense	$571,000	2,768
Pre-tax net operating income	$1,508,000	1,158
Securities gains (losses)	$4,000	1,941
Applicable income taxes	$15,000	3,807
Income before extraordinary items	$1,497,000	997
Extraordinary gains, net	$0	19
Net income	$1,497,000	999
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,497,000	998
Net charge-offs	$87,000	2,565
Cash dividends	$3,554,000	166
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,493,040	933
2011-12-31 (YTD Data)		Rank
Total interest income	$13,692,000	2,041
Total interest expense	$2,200,000	2,568
Net interest income	$11,492,000	1,913
Provision for loan and lease losses	$168,000	4,827
Total noninterest income	$1,993,000	2,012
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$907,000	1,606
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,086,000	2,024
Total noninterest expense	$7,057,000	2,650
Salaries and employee benefits	$3,989,000	2,409
Premises and equipment expense	$901,000	2,641
Additional noninterest expense	$2,167,000	2,912
Pre-tax net operating income	$6,260,000	953
Securities gains (losses)	$227,000	1,358
Applicable income taxes	$63,000	3,635
Income before extraordinary items	$6,424,000	773
Extraordinary gains, net	$0	29
Net income	$6,424,000	771
Minority interest net income	$0	96
Net income of bank and minority interests.	$6,424,000	773
Net charge-offs	$42,000	5,564
Cash dividends	$3,489,000	586
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$6,199,270	772
2011-09-30 (YTD Data)		Rank
Total interest income	$10,241,000	2,072
Total interest expense	$1,676,000	2,631
Net interest income	$8,565,000	1,930
Provision for loan and lease losses	$132,000	4,677
Total noninterest income	$1,483,000	2,023
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$680,000	1,612
Trading account gains and fees	$0	145
Additional Noninterest Income	$803,000	2,031
Total noninterest expense	$5,395,000	2,604
Salaries and employee benefits	$3,017,000	2,390
Premises and equipment expense	$677,000	2,655
Additional noninterest expense	$1,701,000	2,808
Pre-tax net operating income	$4,521,000	1,027
Securities gains (losses)	$222,000	1,134
Applicable income taxes	$46,000	3,670
Income before extraordinary items	$4,697,000	818
Extraordinary gains, net	$0	21
Net income	$4,697,000	817
Minority interest net income	$0	87
Net income of bank and minority interests.	$4,697,000	818
Net charge-offs	$17,000	5,605
Cash dividends	$3,389,000	402
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$4,477,220	817
2011-06-30 (YTD Data)		Rank
Total interest income	$6,809,000	2,094
Total interest expense	$1,140,000	2,672
Net interest income	$5,669,000	1,941
Provision for loan and lease losses	$96,000	4,447
Total noninterest income	$924,000	2,113
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$434,000	1,658
Trading account gains and fees	$0	153
Additional Noninterest Income	$490,000	2,130
Total noninterest expense	$3,613,000	2,613
Salaries and employee benefits	$2,005,000	2,416
Premises and equipment expense	$443,000	2,712
Additional noninterest expense	$1,165,000	2,802
Pre-tax net operating income	$2,884,000	1,049
Securities gains (losses)	$112,000	1,058
Applicable income taxes	$32,000	3,596
Income before extraordinary items	$2,964,000	844
Extraordinary gains, net	$0	15
Net income	$2,964,000	843
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,964,000	844
Net charge-offs	$16,000	5,169
Cash dividends	$3,389,000	278
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,853,120	846
2011-03-31 (YTD Data)		Rank
Total interest income	$3,403,000	2,103
Total interest expense	$596,000	2,655
Net interest income	$2,807,000	1,956
Provision for loan and lease losses	$54,000	4,116
Total noninterest income	$485,000	2,035
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$211,000	1,670
Trading account gains and fees	$0	158
Additional Noninterest Income	$274,000	2,027
Total noninterest expense	$1,791,000	2,655
Salaries and employee benefits	$993,000	2,451
Premises and equipment expense	$212,000	2,844
Additional noninterest expense	$586,000	2,766
Pre-tax net operating income	$1,447,000	1,037
Securities gains (losses)	$17,000	1,151
Applicable income taxes	$14,000	3,619
Income before extraordinary items	$1,450,000	849
Extraordinary gains, net	$0	9
Net income	$1,450,000	848
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,450,000	849
Net charge-offs	$15,000	4,195
Cash dividends	$3,389,000	127
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,433,170	838
2010-12-31 (YTD Data)		Rank
Total interest income	$14,164,000	2,126
Total interest expense	$3,035,000	2,584
Net interest income	$11,129,000	1,951
Provision for loan and lease losses	$180,000	5,457
Total noninterest income	$2,081,000	2,031
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,012,000	1,494
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,069,000	2,098
Total noninterest expense	$6,957,000	2,738
Salaries and employee benefits	$3,823,000	2,511
Premises and equipment expense	$872,000	2,768
Additional noninterest expense	$2,262,000	2,926
Pre-tax net operating income	$6,073,000	863
Securities gains (losses)	$49,000	2,670
Applicable income taxes	$60,000	3,539
Income before extraordinary items	$6,062,000	736
Extraordinary gains, net	$0	29
Net income	$6,062,000	735
Minority interest net income	$0	111
Net income of bank and minority interests.	$6,062,000	737
Net charge-offs	$23,000	6,326
Cash dividends	$3,076,000	534
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$6,013,490	708
2010-09-30 (YTD Data)		Rank
Total interest income	$10,624,000	2,178
Total interest expense	$2,341,000	2,609
Net interest income	$8,283,000	1,994
Provision for loan and lease losses	$135,000	5,367
Total noninterest income	$1,525,000	2,068
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$766,000	1,532
Trading account gains and fees	$0	165
Additional Noninterest Income	$759,000	2,139
Total noninterest expense	$5,197,000	2,752
Salaries and employee benefits	$2,863,000	2,534
Premises and equipment expense	$657,000	2,821
Additional noninterest expense	$1,677,000	2,907
Pre-tax net operating income	$4,476,000	924
Securities gains (losses)	$41,000	2,543
Applicable income taxes	$44,000	3,639
Income before extraordinary items	$4,473,000	777
Extraordinary gains, net	$0	23
Net income	$4,473,000	775
Minority interest net income	$0	110
Net income of bank and minority interests.	$4,473,000	777
Net charge-offs	$3,000	6,518
Cash dividends	$3,076,000	356
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$4,432,410	738
2010-06-30 (YTD Data)		Rank
Total interest income	$6,962,000	2,253
Total interest expense	$1,581,000	2,680
Net interest income	$5,381,000	2,057
Provision for loan and lease losses	$90,000	5,248
Total noninterest income	$1,004,000	2,047
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$513,000	1,533
Trading account gains and fees	$0	152
Additional Noninterest Income	$491,000	2,120
Total noninterest expense	$3,434,000	2,770
Salaries and employee benefits	$1,902,000	2,549
Premises and equipment expense	$432,000	2,865
Additional noninterest expense	$1,100,000	2,948
Pre-tax net operating income	$2,861,000	948
Securities gains (losses)	$24,000	2,293
Applicable income taxes	$28,000	3,609
Income before extraordinary items	$2,857,000	783
Extraordinary gains, net	$0	19
Net income	$2,857,000	780
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,857,000	783
Net charge-offs	$-16,000	7,556
Cash dividends	$3,076,000	230
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,833,240	763
2010-03-31 (YTD Data)		Rank
Total interest income	$3,457,000	2,318
Total interest expense	$783,000	2,803
Net interest income	$2,674,000	2,093
Provision for loan and lease losses	$45,000	4,935
Total noninterest income	$526,000	1,960
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$249,000	1,570
Trading account gains and fees	$0	175
Additional Noninterest Income	$277,000	1,933
Total noninterest expense	$1,739,000	2,782
Salaries and employee benefits	$960,000	2,565
Premises and equipment expense	$226,000	2,810
Additional noninterest expense	$553,000	2,907
Pre-tax net operating income	$1,416,000	953
Securities gains (losses)	$24,000	1,449
Applicable income taxes	$14,000	3,633
Income before extraordinary items	$1,426,000	778
Extraordinary gains, net	$0	16
Net income	$1,426,000	780
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,426,000	782
Net charge-offs	$-12,000	7,531
Cash dividends	$3,076,000	106
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,402,240	760
2009-12-31 (YTD Data)		Rank
Total interest income	$14,473,000	2,309
Total interest expense	$4,032,000	2,718
Net interest income	$10,441,000	2,102
Provision for loan and lease losses	$275,000	5,401
Total noninterest income	$2,067,000	2,081
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,013,000	1,666
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,054,000	2,087
Total noninterest expense	$6,732,000	2,891
Salaries and employee benefits	$3,739,000	2,606
Premises and equipment expense	$953,000	2,688
Additional noninterest expense	$2,040,000	3,258
Pre-tax net operating income	$5,501,000	769
Securities gains (losses)	$89,000	2,242
Applicable income taxes	$55,000	3,210
Income before extraordinary items	$5,535,000	606
Extraordinary gains, net	$0	34
Net income	$5,535,000	606
Minority interest net income	$0	115
Net income of bank and minority interests.	$5,535,000	607
Net charge-offs	$44,000	6,278
Cash dividends	$4,642,000	374
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$5,446,890	620
2009-09-30 (YTD Data)		Rank
Total interest income	$10,859,000	2,342
Total interest expense	$3,131,000	2,754
Net interest income	$7,728,000	2,124
Provision for loan and lease losses	$230,000	4,952
Total noninterest income	$1,526,000	2,144
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$728,000	1,735
Trading account gains and fees	$0	212
Additional Noninterest Income	$798,000	2,129
Total noninterest expense	$5,112,000	2,850
Salaries and employee benefits	$2,811,000	2,620
Premises and equipment expense	$691,000	2,795
Additional noninterest expense	$1,610,000	3,105
Pre-tax net operating income	$3,912,000	865
Securities gains (losses)	$99,000	1,847
Applicable income taxes	$40,000	3,445
Income before extraordinary items	$3,971,000	675
Extraordinary gains, net	$0	27
Net income	$3,971,000	674
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,971,000	677
Net charge-offs	$20,000	6,232
Cash dividends	$4,642,000	274
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,872,990	697
2009-06-30 (YTD Data)		Rank
Total interest income	$7,247,000	2,370
Total interest expense	$2,139,000	2,800
Net interest income	$5,108,000	2,136
Provision for loan and lease losses	$185,000	4,435
Total noninterest income	$1,069,000	2,074
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$473,000	1,748
Trading account gains and fees	$0	193
Additional Noninterest Income	$596,000	1,999
Total noninterest expense	$3,328,000	2,947
Salaries and employee benefits	$1,889,000	2,633
Premises and equipment expense	$455,000	2,871
Additional noninterest expense	$984,000	3,326
Pre-tax net operating income	$2,664,000	856
Securities gains (losses)	$18,000	2,372
Applicable income taxes	$26,000	3,570
Income before extraordinary items	$2,656,000	683
Extraordinary gains, net	$0	21
Net income	$2,656,000	681
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,656,000	684
Net charge-offs	$-9,000	7,884
Cash dividends	$4,642,000	192
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,638,180	672
2009-03-31 (YTD Data)		Rank
Total interest income	$3,622,000	2,395
Total interest expense	$1,092,000	2,852
Net interest income	$2,530,000	2,159
Provision for loan and lease losses	$95,000	3,976
Total noninterest income	$559,000	1,970
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$229,000	1,762
Trading account gains and fees	$0	171
Additional Noninterest Income	$330,000	1,830
Total noninterest expense	$1,669,000	2,863
Salaries and employee benefits	$938,000	2,688
Premises and equipment expense	$229,000	2,894
Additional noninterest expense	$502,000	3,001
Pre-tax net operating income	$1,325,000	959
Securities gains (losses)	$1,000	2,304
Applicable income taxes	$13,000	3,831
Income before extraordinary items	$1,313,000	784
Extraordinary gains, net	$0	15
Net income	$1,313,000	785
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,313,000	786
Net charge-offs	$1,000	5,564
Cash dividends	$4,542,000	103
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,312,010	733
2008-12-31 (YTD Data)		Rank
Total interest income	$15,134,000	2,437
Total interest expense	$5,616,000	2,665
Net interest income	$9,518,000	2,310
Provision for loan and lease losses	$195,000	5,240
Total noninterest income	$1,974,000	2,161
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,040,000	1,704
Trading account gains and fees	$0	154
Additional Noninterest Income	$934,000	2,229
Total noninterest expense	$6,708,000	2,782
Salaries and employee benefits	$3,692,000	2,689
Premises and equipment expense	$976,000	2,686
Additional noninterest expense	$2,040,000	2,822
Pre-tax net operating income	$4,589,000	1,187
Securities gains (losses)	$144,000	894
Applicable income taxes	$47,000	3,884
Income before extraordinary items	$4,686,000	865
Extraordinary gains, net	$0	39
Net income	$4,686,000	865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$423,000	3,032
Cash dividends	$2,249,000	1,212
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,543,440	970
2008-09-30 (YTD Data)		Rank
Total interest income	$11,410,000	2,482
Total interest expense	$4,389,000	2,667
Net interest income	$7,021,000	2,352
Provision for loan and lease losses	$120,000	4,934
Total noninterest income	$1,475,000	2,234
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$763,000	1,754
Trading account gains and fees	$0	148
Additional Noninterest Income	$712,000	2,294
Total noninterest expense	$5,078,000	2,741
Salaries and employee benefits	$2,795,000	2,695
Premises and equipment expense	$727,000	2,703
Additional noninterest expense	$1,556,000	2,693
Pre-tax net operating income	$3,298,000	1,484
Securities gains (losses)	$153,000	734
Applicable income taxes	$34,000	4,349
Income before extraordinary items	$3,417,000	1,088
Extraordinary gains, net	$0	31
Net income	$3,417,000	1,087
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$408,000	2,193
Cash dividends	$2,249,000	929
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,265,530	1,207
2008-06-30 (YTD Data)		Rank
Total interest income	$7,645,000	2,510
Total interest expense	$3,079,000	2,650
Net interest income	$4,566,000	2,391
Provision for loan and lease losses	$60,000	4,901
Total noninterest income	$974,000	2,278
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$475,000	1,825
Trading account gains and fees	$0	149
Additional Noninterest Income	$499,000	2,249
Total noninterest expense	$3,475,000	2,693
Salaries and employee benefits	$1,901,000	2,681
Premises and equipment expense	$467,000	2,804
Additional noninterest expense	$1,107,000	2,511
Pre-tax net operating income	$2,005,000	1,690
Securities gains (losses)	$176,000	676
Applicable income taxes	$22,000	4,624
Income before extraordinary items	$2,159,000	1,276
Extraordinary gains, net	$0	21
Net income	$2,159,000	1,277
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$376,000	1,569
Cash dividends	$2,249,000	720
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,984,760	1,370
2008-03-31 (YTD Data)		Rank
Total interest income	$3,865,000	2,542
Total interest expense	$1,646,000	2,655
Net interest income	$2,219,000	2,464
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$509,000	2,216
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$234,000	1,816
Trading account gains and fees	$0	158
Additional Noninterest Income	$275,000	2,067
Total noninterest expense	$1,755,000	2,666
Salaries and employee benefits	$963,000	2,668
Premises and equipment expense	$237,000	2,776
Additional noninterest expense	$555,000	2,477
Pre-tax net operating income	$943,000	1,886
Securities gains (losses)	$79,000	837
Applicable income taxes	$10,000	4,802
Income before extraordinary items	$1,012,000	1,479
Extraordinary gains, net	$0	15
Net income	$1,012,000	1,482
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$375,000	855
Cash dividends	$2,249,000	388
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$933,790	1,537
2007-12-31 (YTD Data)		Rank
Total interest income	$15,815,000	2,560
Total interest expense	$7,455,000	2,473
Net interest income	$8,360,000	2,615
Provision for loan and lease losses	$120,000	4,617
Total noninterest income	$1,839,000	2,347
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$999,000	1,765
Trading account gains and fees	$0	178
Additional Noninterest Income	$840,000	2,496
Total noninterest expense	$6,591,000	2,722
Salaries and employee benefits	$3,647,000	2,703
Premises and equipment expense	$902,000	2,796
Additional noninterest expense	$2,042,000	2,618
Pre-tax net operating income	$3,488,000	2,207
Securities gains (losses)	$56,000	759
Applicable income taxes	$35,000	5,131
Income before extraordinary items	$3,509,000	1,795
Extraordinary gains, net	$0	39
Net income	$3,509,000	1,794
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	3,339
Cash dividends	$2,215,000	1,498
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,453,560	1,811
2007-09-30 (YTD Data)		Rank
Total interest income	$11,830,000	2,564
Total interest expense	$5,572,000	2,479
Net interest income	$6,258,000	2,637
Provision for loan and lease losses	$90,000	4,255
Total noninterest income	$1,333,000	2,407
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$731,000	1,785
Trading account gains and fees	$0	184
Additional Noninterest Income	$602,000	2,555
Total noninterest expense	$4,910,000	2,712
Salaries and employee benefits	$2,726,000	2,703
Premises and equipment expense	$656,000	2,849
Additional noninterest expense	$1,528,000	2,573
Pre-tax net operating income	$2,591,000	2,371
Securities gains (losses)	$-3,000	7,511
Applicable income taxes	$25,000	5,354
Income before extraordinary items	$2,563,000	1,964
Extraordinary gains, net	$0	33
Net income	$2,563,000	1,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	4,499
Cash dividends	$2,215,000	1,133
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,565,970	1,949
2007-06-30 (YTD Data)		Rank
Total interest income	$7,805,000	2,609
Total interest expense	$3,624,000	2,550
Net interest income	$4,181,000	2,651
Provision for loan and lease losses	$60,000	3,990
Total noninterest income	$864,000	2,451
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$469,000	1,854
Trading account gains and fees	$0	168
Additional Noninterest Income	$395,000	2,595
Total noninterest expense	$3,227,000	2,778
Salaries and employee benefits	$1,818,000	2,732
Premises and equipment expense	$368,000	3,306
Additional noninterest expense	$1,041,000	2,539
Pre-tax net operating income	$1,758,000	2,382
Securities gains (losses)	$-2,000	7,706
Applicable income taxes	$17,000	5,428
Income before extraordinary items	$1,739,000	1,977
Extraordinary gains, net	$0	29
Net income	$1,739,000	1,977
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,518
Cash dividends	$1,432,000	1,166
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,740,980	1,958
2007-03-31 (YTD Data)		Rank
Total interest income	$3,921,000	2,601
Total interest expense	$1,832,000	2,497
Net interest income	$2,089,000	2,663
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$441,000	2,396
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$223,000	1,880
Trading account gains and fees	$0	195
Additional Noninterest Income	$218,000	2,419
Total noninterest expense	$1,612,000	2,797
Salaries and employee benefits	$912,000	2,756
Premises and equipment expense	$177,000	3,447
Additional noninterest expense	$523,000	2,518
Pre-tax net operating income	$888,000	2,367
Securities gains (losses)	$-4,000	8,145
Applicable income taxes	$13,000	5,188
Income before extraordinary items	$871,000	1,923
Extraordinary gains, net	$0	22
Net income	$871,000	1,923
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,116
Cash dividends	$1,332,000	638
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$874,960	1,910
2006-12-31 (YTD Data)		Rank
Total interest income	$13,813,000	2,730
Total interest expense	$5,950,000	2,617
Net interest income	$7,863,000	2,797
Provision for loan and lease losses	$120,000	4,374
Total noninterest income	$1,485,000	2,713
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$797,000	2,116
Trading account gains and fees	$0	130
Additional Noninterest Income	$688,000	2,789
Total noninterest expense	$5,768,000	2,973
Salaries and employee benefits	$3,220,000	2,936
Premises and equipment expense	$706,000	3,315
Additional noninterest expense	$1,842,000	2,754
Pre-tax net operating income	$3,460,000	2,508
Securities gains (losses)	$-11,000	7,326
Applicable income taxes	$52,000	5,422
Income before extraordinary items	$3,397,000	2,066
Extraordinary gains, net	$0	51
Net income	$3,397,000	2,067
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	4,207
Cash dividends	$7,666,000	489
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,407,780	2,045
2006-09-30 (YTD Data)		Rank
Total interest income	$9,789,000	2,857
Total interest expense	$4,061,000	2,741
Net interest income	$5,728,000	2,898
Provision for loan and lease losses	$90,000	4,225
Total noninterest income	$1,094,000	2,759
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$560,000	2,256
Trading account gains and fees	$0	126
Additional Noninterest Income	$534,000	2,760
Total noninterest expense	$4,153,000	3,073
Salaries and employee benefits	$2,324,000	3,029
Premises and equipment expense	$500,000	3,474
Additional noninterest expense	$1,329,000	2,848
Pre-tax net operating income	$2,579,000	2,588
Securities gains (losses)	$-12,000	7,658
Applicable income taxes	$38,000	5,607
Income before extraordinary items	$2,529,000	2,130
Extraordinary gains, net	$0	45
Net income	$2,529,000	2,132
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	4,074
Cash dividends	$7,666,000	365
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,540,880	2,114
2006-06-30 (YTD Data)		Rank
Total interest income	$6,390,000	2,868
Total interest expense	$2,555,000	2,762
Net interest income	$3,835,000	2,892
Provision for loan and lease losses	$60,000	4,062
Total noninterest income	$717,000	2,789
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$357,000	2,314
Trading account gains and fees	$0	126
Additional Noninterest Income	$360,000	2,710
Total noninterest expense	$2,728,000	3,118
Salaries and employee benefits	$1,525,000	3,074
Premises and equipment expense	$328,000	3,512
Additional noninterest expense	$875,000	2,895
Pre-tax net operating income	$1,764,000	2,550
Securities gains (losses)	$-12,000	7,917
Applicable income taxes	$26,000	5,649
Income before extraordinary items	$1,726,000	2,088
Extraordinary gains, net	$0	39
Net income	$1,726,000	2,091
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	3,393
Cash dividends	$1,083,000	1,346
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,737,880	2,062
2006-03-31 (YTD Data)		Rank
Total interest income	$3,115,000	2,880
Total interest expense	$1,207,000	2,792
Net interest income	$1,908,000	2,903
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$354,000	2,760
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$170,000	2,342
Trading account gains and fees	$0	115
Additional Noninterest Income	$184,000	2,637
Total noninterest expense	$1,386,000	3,089
Salaries and employee benefits	$745,000	3,168
Premises and equipment expense	$166,000	3,475
Additional noninterest expense	$475,000	2,655
Pre-tax net operating income	$846,000	2,600
Securities gains (losses)	$-12,000	8,270
Applicable income taxes	$13,000	5,626
Income before extraordinary items	$821,000	2,134
Extraordinary gains, net	$0	21
Net income	$821,000	2,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	2,260
Cash dividends	$667,000	1,062
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$832,760	2,101
2005-12-31 (YTD Data)		Rank
Total interest income	$11,522,000	2,799
Total interest expense	$3,912,000	2,703
Net interest income	$7,610,000	2,826
Provision for loan and lease losses	$132,000	4,316
Total noninterest income	$1,207,000	3,136
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$633,000	2,549
Trading account gains and fees	$0	138
Additional Noninterest Income	$574,000	3,139
Total noninterest expense	$5,202,000	3,129
Salaries and employee benefits	$2,923,000	3,036
Premises and equipment expense	$708,000	3,199
Additional noninterest expense	$1,571,000	3,117
Pre-tax net operating income	$3,483,000	2,465
Securities gains (losses)	$-3,000	7,152
Applicable income taxes	$3,000	6,741
Income before extraordinary items	$3,477,000	1,970
Extraordinary gains, net	$0	46
Net income	$3,477,000	1,969
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$237,000	2,065
Cash dividends	$2,651,000	1,145
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,480,000	1,949
2005-09-30 (YTD Data)		Rank
Total interest income	$8,550,000	2,769
Total interest expense	$2,770,000	2,702
Net interest income	$5,780,000	2,778
Provision for loan and lease losses	$102,000	4,129
Total noninterest income	$887,000	3,176
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$444,000	2,687
Trading account gains and fees	$0	126
Additional Noninterest Income	$443,000	3,098
Total noninterest expense	$3,878,000	3,112
Salaries and employee benefits	$2,181,000	3,009
Premises and equipment expense	$526,000	3,213
Additional noninterest expense	$1,171,000	3,099
Pre-tax net operating income	$2,687,000	2,432
Securities gains (losses)	$-5,000	7,675
Applicable income taxes	$40,000	5,934
Income before extraordinary items	$2,642,000	1,972
Extraordinary gains, net	$0	35
Net income	$2,642,000	1,971
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	3,419
Cash dividends	$2,000,000	1,043
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,646,950	1,939
2005-06-30 (YTD Data)		Rank
Total interest income	$5,578,000	2,762
Total interest expense	$1,699,000	2,747
Net interest income	$3,879,000	2,737
Provision for loan and lease losses	$72,000	3,910
Total noninterest income	$589,000	3,144
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$288,000	2,697
Trading account gains and fees	$0	116
Additional Noninterest Income	$301,000	3,048
Total noninterest expense	$2,571,000	3,116
Salaries and employee benefits	$1,474,000	2,972
Premises and equipment expense	$345,000	3,235
Additional noninterest expense	$752,000	3,174
Pre-tax net operating income	$1,825,000	2,346
Securities gains (losses)	$-4,000	7,869
Applicable income taxes	$27,000	5,937
Income before extraordinary items	$1,794,000	1,906
Extraordinary gains, net	$0	30
Net income	$1,794,000	1,906
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	3,414
Cash dividends	$1,333,000	1,039
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,797,960	1,863
2005-03-31 (YTD Data)		Rank
Total interest income	$2,265,000	3,266
Total interest expense	$681,000	3,186
Net interest income	$1,584,000	3,252
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$282,000	3,197
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$109,000	3,248
Trading account gains and fees	$0	115
Additional Noninterest Income	$173,000	2,724
Total noninterest expense	$1,034,000	3,749
Salaries and employee benefits	$597,000	3,583
Premises and equipment expense	$133,000	4,011
Additional noninterest expense	$304,000	3,761
Pre-tax net operating income	$802,000	2,566
Securities gains (losses)	$0	1,685
Applicable income taxes	$12,000	5,990
Income before extraordinary items	$790,000	2,103
Extraordinary gains, net	$0	24
Net income	$790,000	2,104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	2,822
Cash dividends	$766,000	838
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$790,000	2,072
2004-12-31 (YTD Data)		Rank
Total interest income	$8,781,000	3,160
Total interest expense	$2,485,000	3,070
Net interest income	$6,296,000	3,165
Provision for loan and lease losses	$180,000	3,881
Total noninterest income	$1,029,000	3,470
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$516,000	3,076
Trading account gains and fees	$0	138
Additional Noninterest Income	$513,000	3,261
Total noninterest expense	$3,969,000	3,766
Salaries and employee benefits	$2,195,000	3,698
Premises and equipment expense	$515,000	3,994
Additional noninterest expense	$1,259,000	3,612
Pre-tax net operating income	$3,176,000	2,464
Securities gains (losses)	$93,000	1,296
Applicable income taxes	$674,000	2,830
Income before extraordinary items	$2,595,000	2,351
Extraordinary gains, net	$0	34
Net income	$2,595,000	2,353
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	3,584
Cash dividends	$1,044,000	2,246
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,521,530	2,353
2004-09-30 (YTD Data)		Rank
Total interest income	$6,588,000	3,136
Total interest expense	$1,835,000	3,055
Net interest income	$4,753,000	3,126
Provision for loan and lease losses	$150,000	3,509
Total noninterest income	$769,000	3,503
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$393,000	3,054
Trading account gains and fees	$0	134
Additional Noninterest Income	$376,000	3,309
Total noninterest expense	$2,949,000	3,762
Salaries and employee benefits	$1,635,000	3,704
Premises and equipment expense	$367,000	4,143
Additional noninterest expense	$947,000	3,578
Pre-tax net operating income	$2,423,000	2,456
Securities gains (losses)	$14,000	2,518
Applicable income taxes	$507,000	2,874
Income before extraordinary items	$1,930,000	2,395
Extraordinary gains, net	$0	26
Net income	$1,930,000	2,398
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	3,410
Cash dividends	$737,000	2,146
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,918,940	2,353
2004-06-30 (YTD Data)		Rank
Total interest income	$4,370,000	3,135
Total interest expense	$1,212,000	3,054
Net interest income	$3,158,000	3,136
Provision for loan and lease losses	$112,000	3,311
Total noninterest income	$508,000	3,537
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$256,000	3,085
Trading account gains and fees	$0	130
Additional Noninterest Income	$252,000	3,310
Total noninterest expense	$1,916,000	3,868
Salaries and employee benefits	$1,074,000	3,769
Premises and equipment expense	$224,000	4,428
Additional noninterest expense	$618,000	3,658
Pre-tax net operating income	$1,638,000	2,402
Securities gains (losses)	$1,000	3,212
Applicable income taxes	$345,000	2,832
Income before extraordinary items	$1,294,000	2,359
Extraordinary gains, net	$0	21
Net income	$1,294,000	2,359
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	3,012
Cash dividends	$528,000	2,061
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,293,210	2,296
2004-03-31 (YTD Data)		Rank
Total interest income	$2,203,000	3,123
Total interest expense	$600,000	3,115
Net interest income	$1,603,000	3,088
Provision for loan and lease losses	$63,000	2,874
Total noninterest income	$254,000	3,487
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$127,000	3,037
Trading account gains and fees	$0	121
Additional Noninterest Income	$127,000	3,230
Total noninterest expense	$944,000	3,942
Salaries and employee benefits	$522,000	3,868
Premises and equipment expense	$108,000	4,563
Additional noninterest expense	$314,000	3,608
Pre-tax net operating income	$850,000	2,312
Securities gains (losses)	$1,000	2,756
Applicable income taxes	$180,000	2,752
Income before extraordinary items	$671,000	2,259
Extraordinary gains, net	$0	16
Net income	$671,000	2,260
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	2,516
Cash dividends	$180,000	2,302
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$670,210	2,177
2003-12-31 (YTD Data)		Rank
Total interest income	$8,915,000	3,139
Total interest expense	$2,895,000	2,962
Net interest income	$6,020,000	3,179
Provision for loan and lease losses	$312,000	3,076
Total noninterest income	$1,161,000	3,376
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$477,000	3,209
Trading account gains and fees	$0	160
Additional Noninterest Income	$684,000	3,008
Total noninterest expense	$3,894,000	3,788
Salaries and employee benefits	$2,128,000	3,733
Premises and equipment expense	$463,000	4,300
Additional noninterest expense	$1,303,000	3,484
Pre-tax net operating income	$2,975,000	2,525
Securities gains (losses)	$195,000	1,362
Applicable income taxes	$665,000	2,880
Income before extraordinary items	$2,505,000	2,371
Extraordinary gains, net	$0	54
Net income	$2,505,000	2,374
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$192,000	2,948
Cash dividends	$1,004,000	2,288
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,350,950	2,394
2003-09-30 (YTD Data)		Rank
Total interest income	$6,780,000	3,138
Total interest expense	$2,267,000	2,935
Net interest income	$4,513,000	3,186
Provision for loan and lease losses	$249,000	2,872
Total noninterest income	$928,000	3,292
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$348,000	3,290
Trading account gains and fees	$0	153
Additional Noninterest Income	$580,000	2,874
Total noninterest expense	$2,926,000	3,765
Salaries and employee benefits	$1,620,000	3,670
Premises and equipment expense	$343,000	4,318
Additional noninterest expense	$963,000	3,502
Pre-tax net operating income	$2,266,000	2,579
Securities gains (losses)	$128,000	1,540
Applicable income taxes	$503,000	3,016
Income before extraordinary items	$1,891,000	2,446
Extraordinary gains, net	$0	40
Net income	$1,891,000	2,445
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	2,704
Cash dividends	$822,000	1,968
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,789,880	2,453
2003-06-30 (YTD Data)		Rank
Total interest income	$4,631,000	3,094
Total interest expense	$1,591,000	2,886
Net interest income	$3,040,000	3,149
Provision for loan and lease losses	$186,000	2,627
Total noninterest income	$636,000	3,208
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$225,000	3,332
Trading account gains and fees	$0	150
Additional Noninterest Income	$411,000	2,758
Total noninterest expense	$1,935,000	3,793
Salaries and employee benefits	$1,087,000	3,645
Premises and equipment expense	$223,000	4,402
Additional noninterest expense	$625,000	3,593
Pre-tax net operating income	$1,555,000	2,515
Securities gains (losses)	$81,000	1,672
Applicable income taxes	$336,000	3,030
Income before extraordinary items	$1,300,000	2,390
Extraordinary gains, net	$0	30
Net income	$1,300,000	2,388
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	2,186
Cash dividends	$361,000	2,607
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,236,010	2,360
2003-03-31 (YTD Data)		Rank
Total interest income	$2,372,000	3,048
Total interest expense	$840,000	2,813
Net interest income	$1,532,000	3,121
Provision for loan and lease losses	$93,000	2,472
Total noninterest income	$293,000	3,295
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$109,000	3,332
Trading account gains and fees	$0	134
Additional Noninterest Income	$184,000	2,869
Total noninterest expense	$934,000	3,872
Salaries and employee benefits	$539,000	3,664
Premises and equipment expense	$113,000	4,362
Additional noninterest expense	$282,000	3,842
Pre-tax net operating income	$798,000	2,477
Securities gains (losses)	$57,000	1,316
Applicable income taxes	$188,000	2,807
Income before extraordinary items	$667,000	2,296
Extraordinary gains, net	$0	21
Net income	$667,000	2,294
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	1,990
Cash dividends	$178,000	2,360
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$622,540	2,311
2002-12-31 (YTD Data)		Rank
Total interest income	$10,312,000	2,937
Total interest expense	$4,105,000	2,675
Net interest income	$6,207,000	3,054
Provision for loan and lease losses	$455,000	2,553
Total noninterest income	$902,000	3,698
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$447,000	3,249
Trading account gains and fees	$0	153
Additional Noninterest Income	$455,000	3,463
Total noninterest expense	$3,707,000	3,772
Salaries and employee benefits	$1,917,000	3,875
Premises and equipment expense	$506,000	3,907
Additional noninterest expense	$1,284,000	3,419
Pre-tax net operating income	$2,947,000	2,541
Securities gains (losses)	$175,000	1,260
Applicable income taxes	$724,000	2,777
Income before extraordinary items	$2,398,000	2,429
Extraordinary gains, net	$0	70
Net income	$2,398,000	2,429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$346,000	2,159
Cash dividends	$447,000	3,652
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,263,250	2,456
2001-12-31 (YTD Data)		Rank
Total interest income	$10,745,000	3,119
Total interest expense	$5,388,000	2,948
Net interest income	$5,357,000	3,249
Provision for loan and lease losses	$335,000	2,988
Total noninterest income	$780,000	3,923
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$450,000	3,100
Trading account gains and fees	$0	177
Additional Noninterest Income	$330,000	3,907
Total noninterest expense	$3,420,000	3,899
Salaries and employee benefits	$1,800,000	3,915
Premises and equipment expense	$570,000	3,520
Additional noninterest expense	$1,050,000	3,906
Pre-tax net operating income	$2,382,000	2,772
Securities gains (losses)	$143,000	1,445
Applicable income taxes	$580,000	3,030
Income before extraordinary items	$1,945,000	2,593
Extraordinary gains, net	$0	105
Net income	$1,945,000	2,599
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$241,000	2,553
Cash dividends	$8,205,000	430
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,834,890	2,648
2000-12-31 (YTD Data)		Rank
Total interest income	$10,132,000	3,355
Total interest expense	$5,070,000	3,277
Net interest income	$5,062,000	3,428
Provision for loan and lease losses	$340,000	2,622
Total noninterest income	$684,000	4,063
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$443,000	2,999
Trading account gains and fees	$0	180
Additional Noninterest Income	$241,000	4,366
Total noninterest expense	$3,413,000	3,789
Salaries and employee benefits	$1,829,000	3,722
Premises and equipment expense	$627,000	3,143
Additional noninterest expense	$957,000	4,123
Pre-tax net operating income	$1,993,000	3,336
Securities gains (losses)	$-23,000	8,808
Applicable income taxes	$473,000	3,604
Income before extraordinary items	$1,497,000	3,261
Extraordinary gains, net	$0	38
Net income	$1,497,000	3,260
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$118,000	3,296
Cash dividends	$980,000	2,342
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,514,480	3,222
1999-12-31 (YTD Data)		Rank
Total interest income	$9,502,000	3,379
Total interest expense	$4,918,000	2,973
Net interest income	$4,584,000	3,724
Provision for loan and lease losses	$716,000	1,297
Total noninterest income	$603,000	4,417
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$334,000	3,688
Trading account gains and fees	$0	173
Additional Noninterest Income	$269,000	4,272
Total noninterest expense	$3,386,000	3,800
Salaries and employee benefits	$1,746,000	3,841
Premises and equipment expense	$712,000	2,833
Additional noninterest expense	$928,000	4,271
Pre-tax net operating income	$1,085,000	5,061
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$117,000	6,695
Income before extraordinary items	$969,000	4,526
Extraordinary gains, net	$0	35
Net income	$969,000	4,527
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$841,000	804
Cash dividends	$917,000	2,427
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$968,110	4,486
1998-12-31 (YTD Data)		Rank
Total interest income	$9,802,000	3,292
Total interest expense	$5,142,000	2,914
Net interest income	$4,660,000	3,634
Provision for loan and lease losses	$995,000	980
Total noninterest income	$548,000	4,671
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$272,000	4,238
Trading account gains and fees	$0	224
Additional Noninterest Income	$276,000	4,198
Total noninterest expense	$3,152,000	3,938
Salaries and employee benefits	$1,578,000	4,084
Premises and equipment expense	$666,000	2,892
Additional noninterest expense	$907,000	4,270
Pre-tax net operating income	$1,061,000	5,239
Securities gains (losses)	$7,000	3,223
Applicable income taxes	$-7,000	10,009
Income before extraordinary items	$1,075,000	4,257
Extraordinary gains, net	$0	32
Net income	$1,075,000	4,256
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$992,000	755
Cash dividends	$671,000	2,927
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,068,000	4,181
1997-12-31 (YTD Data)		Rank
Total interest income	$9,766,000	3,304
Total interest expense	$4,824,000	3,087
Net interest income	$4,942,000	3,529
Provision for loan and lease losses	$777,000	1,219
Total noninterest income	$479,000	5,139
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$254,000	4,617
Trading account gains and fees	$0	239
Additional Noninterest Income	$225,000	4,675
Total noninterest expense	$3,041,000	4,051
Salaries and employee benefits	$1,475,000	4,319
Premises and equipment expense	$321,000	5,221
Additional noninterest expense	$1,245,000	3,250
Pre-tax net operating income	$1,603,000	4,235
Securities gains (losses)	$0	3,944
Applicable income taxes	$271,000	6,019
Income before extraordinary items	$1,332,000	3,718
Extraordinary gains, net	$0	44
Net income	$1,332,000	3,717
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$596,000	1,163
Cash dividends	$645,000	2,941
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,332,000	3,641
1996-12-31 (YTD Data)		Rank
Total interest income	$10,160,000	3,233
Total interest expense	$5,451,000	2,797
Net interest income	$4,709,000	3,745
Provision for loan and lease losses	$293,000	2,638
Total noninterest income	$558,000	4,789
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$272,000	4,529
Trading account gains and fees	$0	262
Additional Noninterest Income	$286,000	4,193
Total noninterest expense	$2,809,000	4,543
Salaries and employee benefits	$1,406,000	4,572
Premises and equipment expense	$297,000	5,639
Additional noninterest expense	$1,106,000	4,040
Pre-tax net operating income	$2,165,000	3,200
Securities gains (losses)	$1,000	3,760
Applicable income taxes	$324,000	5,572
Income before extraordinary items	$1,842,000	2,637
Extraordinary gains, net	$0	53
Net income	$1,842,000	2,639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$333,000	1,931
Cash dividends	$525,000	3,286
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,841,150	2,598
1995-12-31 (YTD Data)		Rank
Total interest income	$8,737,000	3,711
Total interest expense	$4,780,000	3,146
Net interest income	$3,956,000	4,353
Provision for loan and lease losses	$0	8,958
Total noninterest income	$583,000	4,667
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$282,000	4,502
Trading account gains and fees	$0	522
Additional Noninterest Income	$301,000	3,990
Total noninterest expense	$2,691,000	4,687
Salaries and employee benefits	$1,226,000	5,117
Premises and equipment expense	$195,000	7,299
Additional noninterest expense	$1,270,000	3,574
Pre-tax net operating income	$1,848,000	3,740
Securities gains (losses)	$0	3,831
Applicable income taxes	$349,000	5,456
Income before extraordinary items	$1,499,000	3,259
Extraordinary gains, net	$0	65
Net income	$1,499,000	3,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	11,301
Cash dividends	$500,000	3,291
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,499,000	3,228
1994-12-31 (YTD Data)		Rank
Total interest income	$7,715,000	3,865
Total interest expense	$4,044,000	3,016
Net interest income	$3,671,000	4,729
Provision for loan and lease losses	$267,000	2,474
Total noninterest income	$456,000	5,641
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$249,000	5,068
Trading account gains and fees	$0	475
Additional Noninterest Income	$207,000	5,150
Total noninterest expense	$2,610,000	4,965
Salaries and employee benefits	$1,043,000	5,890
Premises and equipment expense	$200,000	7,420
Additional noninterest expense	$1,367,000	3,608
Pre-tax net operating income	$1,250,000	5,081
Securities gains (losses)	$0	3,600
Applicable income taxes	$232,000	6,800
Income before extraordinary items	$1,018,000	4,480
Extraordinary gains, net	$0	249
Net income	$1,018,000	4,481
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	3,123
Cash dividends	$500,000	3,161
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,018,000	4,518
1993-12-31 (YTD Data)		Rank
Total interest income	$7,925,000	3,852
Total interest expense	$3,629,000	3,457
Net interest income	$4,296,000	4,129
Provision for loan and lease losses	$698,000	1,670
Total noninterest income	$439,000	6,100
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$217,000	5,656
Trading account gains and fees	$0	532
Additional Noninterest Income	$222,000	5,355
Total noninterest expense	$2,483,000	5,313
Salaries and employee benefits	$996,000	6,156
Premises and equipment expense	$130,000	9,470
Additional noninterest expense	$1,357,000	3,802
Pre-tax net operating income	$1,554,000	4,182
Securities gains (losses)	$0	7,477
Applicable income taxes	$281,000	6,325
Income before extraordinary items	$1,273,000	3,792
Extraordinary gains, net	$0	3,149
Net income	$1,273,000	3,904
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$920,000	1,218
Cash dividends	$500,000	3,045
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,273,000	3,594
1992-12-31 (YTD Data)		Rank
Total interest income	$9,377,000	3,721
Total interest expense	$4,916,000	3,362
Net interest income	$4,461,000	4,033
Provision for loan and lease losses	$325,000	3,946
Total noninterest income	$419,000	6,363
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$192,000	6,151
Trading account gains and fees	$0	504
Additional Noninterest Income	$227,000	5,269
Total noninterest expense	$2,379,000	5,526
Salaries and employee benefits	$973,000	6,180
Premises and equipment expense	$118,000	10,101
Additional noninterest expense	$1,288,000	4,075
Pre-tax net operating income	$2,176,000	2,868
Securities gains (losses)	$3,000	7,429
Applicable income taxes	$460,000	4,278
Income before extraordinary items	$1,719,000	2,670
Extraordinary gains, net	$0	1,422
Net income	$1,719,000	2,709
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$181,000	4,433
Cash dividends	$500,000	2,760
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,716,630	2,478

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.