Home > First Security Bank - Sleepy Eye > Income and Expense

First Security Bank - Sleepy Eye, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$6,967,0003,003
Total interest expense$304,0003,746
Net interest income$6,663,0002,913
Provision for loan and lease losses$-189,0004,305
Total noninterest income$876,0003,127
Gross Fiduciary activities income$0994
Service charges on deposit accounts$159,0002,953
Trading account gains and feesNANA
Additional Noninterest Income$717,0002,942
Total noninterest expense$5,004,0003,015
Salaries and employee benefits$2,751,0003,070
Premises and equipment expense$495,0003,055
Additional noninterest expense$1,758,0002,812
Pre-tax net operating income$2,724,0002,802
Securities gains (losses)$02,062
Applicable income taxes$221,0002,653
Income before extraordinary items$2,503,0002,747
Extraordinary gains, net$010
Net income$2,503,0002,748
Minority interest net income$074
Net income of bank and minority interests.$2,503,0002,748
Net charge-offs$-6,0003,525
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,503,0002,730
2021-09-30 (YTD Data)Rank
Total interest income$5,467,0002,996
Total interest expense$227,0003,836
Net interest income$5,240,0002,897
Provision for loan and lease losses$11,0002,818
Total noninterest income$696,0003,085
Gross Fiduciary activities income$0957
Service charges on deposit accounts$116,0002,986
Trading account gains and feesNANA
Additional Noninterest Income$580,0002,911
Total noninterest expense$3,618,0003,088
Salaries and employee benefits$1,916,0003,180
Premises and equipment expense$413,0002,900
Additional noninterest expense$1,289,0002,860
Pre-tax net operating income$2,307,0002,778
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$2,307,0002,622
Extraordinary gains, net$08
Net income$2,307,0002,622
Minority interest net income$069
Net income of bank and minority interests.$2,307,0002,622
Net charge-offs$-5,0003,437
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,307,0002,595
2021-06-30 (YTD Data)Rank
Total interest income$3,603,0003,020
Total interest expense$155,0003,873
Net interest income$3,448,0002,925
Provision for loan and lease losses$11,0002,690
Total noninterest income$461,0003,089
Gross Fiduciary activities income$0951
Service charges on deposit accounts$70,0003,052
Trading account gains and feesNANA
Additional Noninterest Income$391,0002,879
Total noninterest expense$2,397,0003,089
Salaries and employee benefits$1,285,0003,174
Premises and equipment expense$267,0002,947
Additional noninterest expense$845,0002,872
Pre-tax net operating income$1,501,0002,769
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$1,501,0002,632
Extraordinary gains, net$06
Net income$1,501,0002,632
Minority interest net income$067
Net income of bank and minority interests.$1,501,0002,632
Net charge-offs$-2,0003,249
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,501,0002,602
2021-03-31 (YTD Data)Rank
Total interest income$1,621,0003,183
Total interest expense$83,0003,883
Net interest income$1,538,0003,077
Provision for loan and lease losses$11,0002,469
Total noninterest income$253,0002,965
Gross Fiduciary activities income$0922
Service charges on deposit accounts$33,0003,113
Trading account gains and feesNANA
Additional Noninterest Income$220,0002,752
Total noninterest expense$1,212,0003,069
Salaries and employee benefits$650,0003,153
Premises and equipment expense$143,0002,850
Additional noninterest expense$419,0002,862
Pre-tax net operating income$568,0003,105
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$568,0002,971
Extraordinary gains, net$03
Net income$568,0002,970
Minority interest net income$055
Net income of bank and minority interests.$568,0002,971
Net charge-offs$-1,0003,038
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$568,0002,941
2020-12-31 (YTD Data)Rank
Total interest income$7,384,0003,004
Total interest expense$442,0003,968
Net interest income$6,942,0002,828
Provision for loan and lease losses$477,0002,293
Total noninterest income$1,051,0002,815
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$170,0002,962
Trading account gains and feesNANA
Additional Noninterest Income$881,0002,602
Total noninterest expense$4,958,0003,025
Salaries and employee benefits$2,763,0003,077
Premises and equipment expense$491,0003,094
Additional noninterest expense$1,704,0002,809
Pre-tax net operating income$2,558,0002,639
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$2,558,0002,522
Extraordinary gains, net$04
Net income$2,558,0002,522
Minority interest net income$072
Net income of bank and minority interests.$2,558,0002,522
Net charge-offs$382,0001,148
Cash dividends$1,400,0001,852
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,558,0002,471
2020-09-30 (YTD Data)Rank
Total interest income$5,686,0002,992
Total interest expense$341,0004,017
Net interest income$5,345,0002,800
Provision for loan and lease losses$444,0002,069
Total noninterest income$721,0002,889
Gross Fiduciary activities income$0981
Service charges on deposit accounts$131,0002,949
Trading account gains and feesNANA
Additional Noninterest Income$590,0002,670
Total noninterest expense$3,548,0003,085
Salaries and employee benefits$1,909,0003,178
Premises and equipment expense$358,0003,137
Additional noninterest expense$1,281,0002,798
Pre-tax net operating income$2,074,0002,532
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$2,074,0002,401
Extraordinary gains, net$04
Net income$2,074,0002,401
Minority interest net income$065
Net income of bank and minority interests.$2,074,0002,401
Net charge-offs$383,000891
Cash dividends$1,400,0001,409
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,074,0002,353
2020-06-30 (YTD Data)Rank
Total interest income$4,001,0002,932
Total interest expense$234,0004,072
Net interest income$3,767,0002,722
Provision for loan and lease losses$101,0002,941
Total noninterest income$419,0003,030
Gross Fiduciary activities income$0970
Service charges on deposit accounts$89,0002,956
Trading account gains and feesNANA
Additional Noninterest Income$330,0002,807
Total noninterest expense$2,335,0003,113
Salaries and employee benefits$1,273,0003,180
Premises and equipment expense$225,0003,228
Additional noninterest expense$837,0002,829
Pre-tax net operating income$1,750,0002,181
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$1,750,0002,018
Extraordinary gains, net$04
Net income$1,750,0002,019
Minority interest net income$065
Net income of bank and minority interests.$1,750,0002,019
Net charge-offs$-2,0003,888
Cash dividends$1,400,0001,055
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,750,0001,978
2020-03-31 (YTD Data)Rank
Total interest income$1,819,0003,086
Total interest expense$135,0004,030
Net interest income$1,684,0002,873
Provision for loan and lease losses$18,0003,160
Total noninterest income$193,0003,064
Gross Fiduciary activities income$0941
Service charges on deposit accounts$55,0002,947
Trading account gains and feesNANA
Additional Noninterest Income$138,0002,852
Total noninterest expense$1,147,0003,182
Salaries and employee benefits$652,0003,182
Premises and equipment expense$80,0003,774
Additional noninterest expense$415,0002,864
Pre-tax net operating income$712,0002,324
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$712,0002,143
Extraordinary gains, net$04
Net income$712,0002,142
Minority interest net income$056
Net income of bank and minority interests.$712,0002,143
Net charge-offs$-1,0003,618
Cash dividends$1,400,000644
Sale, conversion, retirement of capital stock, net$0482
Net operating income$712,0002,113
2019-12-31 (YTD Data)Rank
Total interest income$7,607,0003,042
Total interest expense$588,0003,991
Net interest income$7,019,0002,837
Provision for loan and lease losses$922,000957
Total noninterest income$742,0003,194
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$255,0002,842
Trading account gains and feesNANA
Additional Noninterest Income$487,0003,058
Total noninterest expense$4,788,0003,104
Salaries and employee benefits$2,768,0003,068
Premises and equipment expense$456,0003,261
Additional noninterest expense$1,564,0002,999
Pre-tax net operating income$2,051,0002,993
Securities gains (losses)$166,000701
Applicable income taxes$03,859
Income before extraordinary items$2,217,0002,752
Extraordinary gains, net$011
Net income$2,217,0002,752
Minority interest net income$076
Net income of bank and minority interests.$2,217,0002,754
Net charge-offs$1,272,000560
Cash dividends$2,000,0001,567
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,051,0002,830
2019-09-30 (YTD Data)Rank
Total interest income$5,781,0003,055
Total interest expense$438,0004,044
Net interest income$5,343,0002,844
Provision for loan and lease losses$922,000726
Total noninterest income$523,0003,291
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$190,0002,891
Trading account gains and feesNANA
Additional Noninterest Income$333,0003,172
Total noninterest expense$3,541,0003,137
Salaries and employee benefits$1,951,0003,189
Premises and equipment expense$353,0003,222
Additional noninterest expense$1,237,0002,916
Pre-tax net operating income$1,403,0003,186
Securities gains (losses)$9,0001,686
Applicable income taxes$03,902
Income before extraordinary items$1,412,0003,033
Extraordinary gains, net$011
Net income$1,412,0003,033
Minority interest net income$072
Net income of bank and minority interests.$1,412,0003,033
Net charge-offs$1,278,000418
Cash dividends$2,000,0001,189
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,403,0003,011
2019-06-30 (YTD Data)Rank
Total interest income$3,851,0003,060
Total interest expense$277,0004,092
Net interest income$3,574,0002,857
Provision for loan and lease losses$1,310,000393
Total noninterest income$335,0003,293
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$126,0002,892
Trading account gains and feesNANA
Additional Noninterest Income$209,0003,225
Total noninterest expense$2,370,0003,152
Salaries and employee benefits$1,308,0003,193
Premises and equipment expense$238,0003,212
Additional noninterest expense$824,0002,945
Pre-tax net operating income$229,0004,613
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$229,0004,563
Extraordinary gains, net$011
Net income$229,0004,561
Minority interest net income$069
Net income of bank and minority interests.$229,0004,561
Net charge-offs$1,399,000286
Cash dividends$2,000,000856
Sale, conversion, retirement of capital stock, net$0573
Net operating income$229,0004,551
2019-03-31 (YTD Data)Rank
Total interest income$1,930,0003,076
Total interest expense$120,0004,250
Net interest income$1,810,0002,863
Provision for loan and lease losses$1,274,000243
Total noninterest income$152,0003,414
Gross Fiduciary activities income$0972
Service charges on deposit accounts$63,0002,887
Trading account gains and feesNANA
Additional Noninterest Income$89,0003,369
Total noninterest expense$1,129,0003,268
Salaries and employee benefits$643,0003,262
Premises and equipment expense$133,0003,072
Additional noninterest expense$353,0003,256
Pre-tax net operating income$-441,0005,310
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$-441,0005,304
Extraordinary gains, net$05
Net income$-441,0005,303
Minority interest net income$052
Net income of bank and minority interests.$-441,0005,303
Net charge-offs$1,399,000174
Cash dividends$2,000,000496
Sale, conversion, retirement of capital stock, net$0529
Net operating income$-441,0005,305
2018-12-31 (YTD Data)Rank
Total interest income$8,043,0002,927
Total interest expense$338,0004,374
Net interest income$7,705,0002,714
Provision for loan and lease losses$126,0002,803
Total noninterest income$731,0003,269
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$310,0002,695
Trading account gains and feesNANA
Additional Noninterest Income$421,0003,289
Total noninterest expense$5,095,0003,015
Salaries and employee benefits$2,871,0003,038
Premises and equipment expense$603,0002,827
Additional noninterest expense$1,621,0003,008
Pre-tax net operating income$3,215,0002,402
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$3,215,0002,226
Extraordinary gains, net$06
Net income$3,215,0002,224
Minority interest net income$072
Net income of bank and minority interests.$3,215,0002,225
Net charge-offs$-29,0004,764
Cash dividends$5,600,000676
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,215,0002,222
2018-09-30 (YTD Data)Rank
Total interest income$6,006,0002,936
Total interest expense$222,0004,498
Net interest income$5,784,0002,721
Provision for loan and lease losses$108,0002,537
Total noninterest income$551,0003,278
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$236,0002,686
Trading account gains and feesNANA
Additional Noninterest Income$315,0003,323
Total noninterest expense$3,663,0003,104
Salaries and employee benefits$1,985,0003,181
Premises and equipment expense$504,0002,659
Additional noninterest expense$1,174,0003,079
Pre-tax net operating income$2,564,0002,361
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,564,0002,136
Extraordinary gains, net$05
Net income$2,564,0002,134
Minority interest net income$066
Net income of bank and minority interests.$2,564,0002,135
Net charge-offs$-28,0004,764
Cash dividends$4,000,000639
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,564,0002,130
2018-06-30 (YTD Data)Rank
Total interest income$3,962,0002,950
Total interest expense$136,0004,573
Net interest income$3,826,0002,747
Provision for loan and lease losses$72,0002,464
Total noninterest income$367,0003,299
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$155,0002,712
Trading account gains and feesNANA
Additional Noninterest Income$212,0003,318
Total noninterest expense$2,483,0003,089
Salaries and employee benefits$1,367,0003,134
Premises and equipment expense$356,0002,571
Additional noninterest expense$760,0003,155
Pre-tax net operating income$1,638,0002,388
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,638,0002,172
Extraordinary gains, net$06
Net income$1,638,0002,169
Minority interest net income$065
Net income of bank and minority interests.$1,638,0002,171
Net charge-offs$6,0002,773
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,638,0002,165
2018-03-31 (YTD Data)Rank
Total interest income$2,010,0002,918
Total interest expense$67,0004,599
Net interest income$1,943,0002,720
Provision for loan and lease losses$36,0002,323
Total noninterest income$166,0003,433
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$76,0002,755
Trading account gains and feesNANA
Additional Noninterest Income$90,0003,483
Total noninterest expense$1,253,0003,099
Salaries and employee benefits$611,0003,377
Premises and equipment expense$204,0002,417
Additional noninterest expense$438,0002,890
Pre-tax net operating income$820,0002,348
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$820,0002,133
Extraordinary gains, net$07
Net income$820,0002,132
Minority interest net income$052
Net income of bank and minority interests.$820,0002,133
Net charge-offs$-8,0004,650
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$820,0002,118
2017-12-31 (YTD Data)Rank
Total interest income$7,904,0002,891
Total interest expense$283,0004,461
Net interest income$7,621,0002,733
Provision for loan and lease losses$102,0003,033
Total noninterest income$1,194,0002,696
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$332,0002,684
Trading account gains and feesNANA
Additional Noninterest Income$862,0002,470
Total noninterest expense$5,258,0003,008
Salaries and employee benefits$2,845,0003,102
Premises and equipment expense$513,0003,218
Additional noninterest expense$1,900,0002,747
Pre-tax net operating income$3,455,0002,260
Securities gains (losses)$5,0001,791
Applicable income taxes$04,135
Income before extraordinary items$3,460,0001,828
Extraordinary gains, net$09
Net income$3,460,0001,828
Minority interest net income$076
Net income of bank and minority interests.$3,460,0001,829
Net charge-offs$70,0002,732
Cash dividends$2,900,0001,059
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,455,0001,802
2017-09-30 (YTD Data)Rank
Total interest income$5,869,0002,928
Total interest expense$187,0004,656
Net interest income$5,682,0002,763
Provision for loan and lease losses$66,0003,049
Total noninterest income$814,0002,857
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$245,0002,731
Trading account gains and feesNANA
Additional Noninterest Income$569,0002,656
Total noninterest expense$3,634,0003,166
Salaries and employee benefits$1,969,0003,252
Premises and equipment expense$316,0003,603
Additional noninterest expense$1,349,0002,851
Pre-tax net operating income$2,796,0002,181
Securities gains (losses)$5,0001,816
Applicable income taxes$04,172
Income before extraordinary items$2,801,0001,829
Extraordinary gains, net$09
Net income$2,801,0001,829
Minority interest net income$071
Net income of bank and minority interests.$2,801,0001,829
Net charge-offs$30,0002,778
Cash dividends$2,900,000790
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,796,0001,804
2017-06-30 (YTD Data)Rank
Total interest income$3,860,0002,947
Total interest expense$117,0004,734
Net interest income$3,743,0002,770
Provision for loan and lease losses$36,0003,048
Total noninterest income$487,0003,004
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$157,0002,807
Trading account gains and feesNANA
Additional Noninterest Income$330,0002,829
Total noninterest expense$2,424,0003,186
Salaries and employee benefits$1,315,0003,266
Premises and equipment expense$215,0003,580
Additional noninterest expense$894,0002,878
Pre-tax net operating income$1,770,0002,213
Securities gains (losses)$3,0001,556
Applicable income taxes$04,189
Income before extraordinary items$1,773,0001,872
Extraordinary gains, net$011
Net income$1,773,0001,872
Minority interest net income$071
Net income of bank and minority interests.$1,773,0001,872
Net charge-offs$-2,0004,300
Cash dividends$2,900,000558
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,770,0001,853
2017-03-31 (YTD Data)Rank
Total interest income$1,902,0002,977
Total interest expense$56,0004,805
Net interest income$1,846,0002,794
Provision for loan and lease losses$18,0002,868
Total noninterest income$225,0003,123
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$77,0002,837
Trading account gains and feesNANA
Additional Noninterest Income$148,0002,954
Total noninterest expense$1,229,0003,192
Salaries and employee benefits$662,0003,286
Premises and equipment expense$102,0003,705
Additional noninterest expense$465,0002,804
Pre-tax net operating income$824,0002,240
Securities gains (losses)$3,000889
Applicable income taxes$04,086
Income before extraordinary items$827,0001,928
Extraordinary gains, net$08
Net income$827,0001,928
Minority interest net income$055
Net income of bank and minority interests.$827,0001,928
Net charge-offs$-13,0005,099
Cash dividends$2,900,000303
Sale, conversion, retirement of capital stock, net$0632
Net operating income$824,0001,910
2016-12-31 (YTD Data)Rank
Total interest income$7,824,0002,893
Total interest expense$238,0004,774
Net interest income$7,586,0002,726
Provision for loan and lease losses$102,0003,095
Total noninterest income$780,0003,417
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$298,0002,942
Trading account gains and fees$0170
Additional Noninterest Income$482,0003,325
Total noninterest expense$5,006,0003,179
Salaries and employee benefits$2,742,0003,219
Premises and equipment expense$429,0003,662
Additional noninterest expense$1,835,0002,915
Pre-tax net operating income$3,258,0002,258
Securities gains (losses)$418,000518
Applicable income taxes$04,278
Income before extraordinary items$3,676,0001,772
Extraordinary gains, net$05
Net income$3,676,0001,771
Minority interest net income$082
Net income of bank and minority interests.$3,676,0001,771
Net charge-offs$115,0002,489
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,258,0001,910
2016-09-30 (YTD Data)Rank
Total interest income$5,884,0002,895
Total interest expense$179,0004,815
Net interest income$5,705,0002,724
Provision for loan and lease losses$84,0002,948
Total noninterest income$596,0003,404
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$225,0002,948
Trading account gains and fees$0169
Additional Noninterest Income$371,0003,283
Total noninterest expense$3,553,0003,298
Salaries and employee benefits$1,846,0003,425
Premises and equipment expense$340,0003,568
Additional noninterest expense$1,367,0002,932
Pre-tax net operating income$2,664,0002,149
Securities gains (losses)$-112,0005,923
Applicable income taxes$04,325
Income before extraordinary items$2,552,0001,913
Extraordinary gains, net$05
Net income$2,552,0001,913
Minority interest net income$071
Net income of bank and minority interests.$2,552,0001,913
Net charge-offs$71,0002,340
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,664,0001,805
2016-06-30 (YTD Data)Rank
Total interest income$3,905,0002,915
Total interest expense$118,0004,871
Net interest income$3,787,0002,738
Provision for loan and lease losses$30,0003,242
Total noninterest income$350,0003,609
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$153,0002,920
Trading account gains and fees$0157
Additional Noninterest Income$197,0003,624
Total noninterest expense$2,426,0003,269
Salaries and employee benefits$1,236,0003,433
Premises and equipment expense$251,0003,400
Additional noninterest expense$939,0002,873
Pre-tax net operating income$1,681,0002,206
Securities gains (losses)$-80,0005,990
Applicable income taxes$04,338
Income before extraordinary items$1,601,0001,996
Extraordinary gains, net$016
Net income$1,601,0001,996
Minority interest net income$071
Net income of bank and minority interests.$1,601,0001,996
Net charge-offs$77,0001,848
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,681,0001,865
2016-03-31 (YTD Data)Rank
Total interest income$1,946,0002,922
Total interest expense$58,0004,933
Net interest income$1,888,0002,739
Provision for loan and lease losses$12,0003,199
Total noninterest income$166,0003,648
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$75,0002,940
Trading account gains and fees$0142
Additional Noninterest Income$91,0003,686
Total noninterest expense$1,186,0003,325
Salaries and employee benefits$593,0003,551
Premises and equipment expense$125,0003,431
Additional noninterest expense$468,0002,888
Pre-tax net operating income$856,0002,168
Securities gains (losses)$-26,0006,034
Applicable income taxes$04,259
Income before extraordinary items$830,0001,925
Extraordinary gains, net$012
Net income$830,0001,925
Minority interest net income$062
Net income of bank and minority interests.$830,0001,925
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$856,0001,830
2015-12-31 (YTD Data)Rank
Total interest income$8,088,0002,818
Total interest expense$271,0004,777
Net interest income$7,817,0002,655
Provision for loan and lease losses$04,380
Total noninterest income$609,0003,880
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$320,0002,907
Trading account gains and fees$0159
Additional Noninterest Income$289,0004,021
Total noninterest expense$5,130,0003,153
Salaries and employee benefits$2,829,0003,147
Premises and equipment expense$480,0003,558
Additional noninterest expense$1,821,0002,986
Pre-tax net operating income$3,296,0002,162
Securities gains (losses)$-138,0006,095
Applicable income taxes$04,402
Income before extraordinary items$3,158,0001,960
Extraordinary gains, net$023
Net income$3,158,0001,961
Minority interest net income$081
Net income of bank and minority interests.$3,158,0001,962
Net charge-offs$189,0002,037
Cash dividends$3,500,000877
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,296,0001,849
2015-09-30 (YTD Data)Rank
Total interest income$6,030,0002,845
Total interest expense$206,0004,828
Net interest income$5,824,0002,681
Provision for loan and lease losses$04,232
Total noninterest income$468,0003,866
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$245,0002,883
Trading account gains and fees$0153
Additional Noninterest Income$223,0004,011
Total noninterest expense$3,660,0003,294
Salaries and employee benefits$1,936,0003,347
Premises and equipment expense$371,0003,540
Additional noninterest expense$1,353,0003,018
Pre-tax net operating income$2,632,0002,119
Securities gains (losses)$-108,0006,191
Applicable income taxes$04,489
Income before extraordinary items$2,524,0001,877
Extraordinary gains, net$021
Net income$2,524,0001,879
Minority interest net income$078
Net income of bank and minority interests.$2,524,0001,879
Net charge-offs$192,0001,589
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,632,0001,780
2015-06-30 (YTD Data)Rank
Total interest income$4,006,0002,860
Total interest expense$140,0004,845
Net interest income$3,866,0002,693
Provision for loan and lease losses$04,069
Total noninterest income$358,0003,630
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$161,0002,892
Trading account gains and fees$0157
Additional Noninterest Income$197,0003,659
Total noninterest expense$2,476,0003,287
Salaries and employee benefits$1,307,0003,344
Premises and equipment expense$247,0003,576
Additional noninterest expense$922,0002,990
Pre-tax net operating income$1,748,0002,098
Securities gains (losses)$-9,0006,099
Applicable income taxes$04,497
Income before extraordinary items$1,739,0001,822
Extraordinary gains, net$022
Net income$1,739,0001,826
Minority interest net income$075
Net income of bank and minority interests.$1,739,0001,827
Net charge-offs$190,0001,218
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,748,0001,769
2015-03-31 (YTD Data)Rank
Total interest income$1,999,0002,863
Total interest expense$72,0004,859
Net interest income$1,927,0002,684
Provision for loan and lease losses$03,703
Total noninterest income$157,0003,832
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$77,0002,944
Trading account gains and fees$0152
Additional Noninterest Income$80,0003,916
Total noninterest expense$1,221,0003,333
Salaries and employee benefits$659,0003,371
Premises and equipment expense$121,0003,636
Additional noninterest expense$441,0003,078
Pre-tax net operating income$863,0002,091
Securities gains (losses)$-9,0006,241
Applicable income taxes$04,400
Income before extraordinary items$854,0001,832
Extraordinary gains, net$013
Net income$854,0001,835
Minority interest net income$064
Net income of bank and minority interests.$854,0001,834
Net charge-offs$-13,0005,532
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$863,0001,744
2014-12-31 (YTD Data)Rank
Total interest income$8,308,0002,806
Total interest expense$384,0004,544
Net interest income$7,924,0002,642
Provision for loan and lease losses$04,603
Total noninterest income$1,247,0002,783
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$397,0002,705
Trading account gains and fees$0180
Additional Noninterest Income$850,0002,562
Total noninterest expense$5,163,0003,239
Salaries and employee benefits$2,754,0003,261
Premises and equipment expense$523,0003,528
Additional noninterest expense$1,886,0003,022
Pre-tax net operating income$4,008,0001,830
Securities gains (losses)$-74,0006,299
Applicable income taxes$04,531
Income before extraordinary items$3,934,0001,612
Extraordinary gains, net$017
Net income$3,934,0001,611
Minority interest net income$084
Net income of bank and minority interests.$3,934,0001,611
Net charge-offs$460,0001,558
Cash dividends$1,750,0001,405
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,008,0001,555
2014-09-30 (YTD Data)Rank
Total interest income$6,230,0002,826
Total interest expense$294,0004,562
Net interest income$5,936,0002,657
Provision for loan and lease losses$04,401
Total noninterest income$690,0003,268
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$301,0002,704
Trading account gains and fees$0174
Additional Noninterest Income$389,0003,254
Total noninterest expense$3,697,0003,369
Salaries and employee benefits$1,899,0003,462
Premises and equipment expense$416,0003,452
Additional noninterest expense$1,382,0003,069
Pre-tax net operating income$2,929,0001,898
Securities gains (losses)$-60,0006,387
Applicable income taxes$04,583
Income before extraordinary items$2,869,0001,648
Extraordinary gains, net$015
Net income$2,869,0001,649
Minority interest net income$081
Net income of bank and minority interests.$2,869,0001,648
Net charge-offs$436,0001,279
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,929,0001,590
2014-06-30 (YTD Data)Rank
Total interest income$4,118,0002,852
Total interest expense$197,0004,603
Net interest income$3,921,0002,666
Provision for loan and lease losses$04,196
Total noninterest income$468,0003,234
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$197,0002,730
Trading account gains and fees$0172
Additional Noninterest Income$271,0003,186
Total noninterest expense$2,429,0003,424
Salaries and employee benefits$1,207,0003,593
Premises and equipment expense$268,0003,547
Additional noninterest expense$954,0003,002
Pre-tax net operating income$1,960,0001,850
Securities gains (losses)$-56,0006,495
Applicable income taxes$04,568
Income before extraordinary items$1,904,0001,602
Extraordinary gains, net$020
Net income$1,904,0001,605
Minority interest net income$080
Net income of bank and minority interests.$1,904,0001,604
Net charge-offs$432,000974
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,960,0001,545
2014-03-31 (YTD Data)Rank
Total interest income$2,025,0002,899
Total interest expense$99,0004,645
Net interest income$1,926,0002,708
Provision for loan and lease losses$03,817
Total noninterest income$250,0003,066
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$97,0002,725
Trading account gains and fees$0147
Additional Noninterest Income$153,0002,947
Total noninterest expense$1,204,0003,468
Salaries and employee benefits$579,0003,726
Premises and equipment expense$152,0003,313
Additional noninterest expense$473,0003,010
Pre-tax net operating income$972,0001,814
Securities gains (losses)$9,0001,195
Applicable income taxes$04,445
Income before extraordinary items$981,0001,522
Extraordinary gains, net$016
Net income$981,0001,525
Minority interest net income$066
Net income of bank and minority interests.$981,0001,525
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$972,0001,509
2013-12-31 (YTD Data)Rank
Total interest income$8,461,0002,817
Total interest expense$494,0004,480
Net interest income$7,967,0002,611
Provision for loan and lease losses$05,091
Total noninterest income$873,0003,468
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$407,0002,775
Trading account gains and fees$0184
Additional Noninterest Income$466,0003,455
Total noninterest expense$5,638,0003,118
Salaries and employee benefits$2,750,0003,296
Premises and equipment expense$571,0003,426
Additional noninterest expense$2,317,0002,640
Pre-tax net operating income$3,202,0002,073
Securities gains (losses)$-121,0006,574
Applicable income taxes$2,0004,492
Income before extraordinary items$3,079,0001,859
Extraordinary gains, net$029
Net income$3,079,0001,862
Minority interest net income$090
Net income of bank and minority interests.$3,079,0001,862
Net charge-offs$179,0003,142
Cash dividends$3,000,000859
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,200,0001,777
2013-09-30 (YTD Data)Rank
Total interest income$6,387,0002,819
Total interest expense$384,0004,499
Net interest income$6,003,0002,616
Provision for loan and lease losses$04,941
Total noninterest income$872,0003,006
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$302,0002,807
Trading account gains and fees$0180
Additional Noninterest Income$570,0002,819
Total noninterest expense$4,154,0003,170
Salaries and employee benefits$1,880,0003,557
Premises and equipment expense$433,0003,431
Additional noninterest expense$1,841,0002,486
Pre-tax net operating income$2,721,0001,908
Securities gains (losses)$-79,0006,701
Applicable income taxes$2,0004,565
Income before extraordinary items$2,640,0001,698
Extraordinary gains, net$025
Net income$2,640,0001,700
Minority interest net income$084
Net income of bank and minority interests.$2,640,0001,702
Net charge-offs$121,0003,081
Cash dividends$3,000,000641
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,719,0001,612
2013-06-30 (YTD Data)Rank
Total interest income$4,310,0002,789
Total interest expense$266,0004,475
Net interest income$4,044,0002,580
Provision for loan and lease losses$04,788
Total noninterest income$707,0002,745
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$201,0002,782
Trading account gains and fees$0157
Additional Noninterest Income$506,0002,456
Total noninterest expense$2,840,0003,121
Salaries and employee benefits$1,246,0003,584
Premises and equipment expense$295,0003,398
Additional noninterest expense$1,299,0002,356
Pre-tax net operating income$1,911,0001,798
Securities gains (losses)$-64,0006,815
Applicable income taxes$2,0004,510
Income before extraordinary items$1,845,0001,641
Extraordinary gains, net$022
Net income$1,845,0001,644
Minority interest net income$082
Net income of bank and minority interests.$1,845,0001,646
Net charge-offs$120,0002,574
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,909,0001,524
2013-03-31 (YTD Data)Rank
Total interest income$2,212,0002,741
Total interest expense$139,0004,470
Net interest income$2,073,0002,539
Provision for loan and lease losses$04,409
Total noninterest income$208,0003,587
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$98,0002,821
Trading account gains and fees$0148
Additional Noninterest Income$110,0003,613
Total noninterest expense$1,267,0003,417
Salaries and employee benefits$609,0003,673
Premises and equipment expense$150,0003,380
Additional noninterest expense$508,0002,951
Pre-tax net operating income$1,014,0001,681
Securities gains (losses)$-45,0006,922
Applicable income taxes$2,0004,407
Income before extraordinary items$967,0001,535
Extraordinary gains, net$010
Net income$967,0001,537
Minority interest net income$076
Net income of bank and minority interests.$967,0001,537
Net charge-offs$-8,0006,115
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,012,0001,406
2012-12-31 (YTD Data)Rank
Total interest income$9,142,0002,790
Total interest expense$824,0004,054
Net interest income$8,318,0002,582
Provision for loan and lease losses$05,905
Total noninterest income$893,0003,451
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$438,0002,751
Trading account gains and fees$0166
Additional Noninterest Income$455,0003,461
Total noninterest expense$5,140,0003,396
Salaries and employee benefits$2,773,0003,304
Premises and equipment expense$593,0003,409
Additional noninterest expense$1,774,0003,377
Pre-tax net operating income$4,071,0001,626
Securities gains (losses)$-138,0006,921
Applicable income taxes$5,0004,499
Income before extraordinary items$3,928,0001,476
Extraordinary gains, net$029
Net income$3,928,0001,477
Minority interest net income$093
Net income of bank and minority interests.$3,928,0001,477
Net charge-offs$-30,0006,771
Cash dividends$3,200,000830
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,066,0001,347
2012-09-30 (YTD Data)Rank
Total interest income$6,929,0002,824
Total interest expense$632,0004,120
Net interest income$6,297,0002,592
Provision for loan and lease losses$05,790
Total noninterest income$792,0003,176
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$336,0002,738
Trading account gains and fees$0157
Additional Noninterest Income$456,0003,084
Total noninterest expense$3,562,0003,631
Salaries and employee benefits$1,853,0003,617
Premises and equipment expense$449,0003,444
Additional noninterest expense$1,260,0003,512
Pre-tax net operating income$3,527,0001,486
Securities gains (losses)$-136,0007,040
Applicable income taxes$5,0004,514
Income before extraordinary items$3,386,0001,330
Extraordinary gains, net$020
Net income$3,386,0001,331
Minority interest net income$086
Net income of bank and minority interests.$3,386,0001,331
Net charge-offs$30,0004,854
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,522,0001,211
2012-06-30 (YTD Data)Rank
Total interest income$4,600,0002,860
Total interest expense$404,0004,314
Net interest income$4,196,0002,596
Provision for loan and lease losses$05,619
Total noninterest income$490,0003,275
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$225,0002,713
Trading account gains and fees$0153
Additional Noninterest Income$265,0003,249
Total noninterest expense$2,325,0003,704
Salaries and employee benefits$1,236,0003,629
Premises and equipment expense$313,0003,328
Additional noninterest expense$776,0003,743
Pre-tax net operating income$2,361,0001,474
Securities gains (losses)$-90,0007,093
Applicable income taxes$5,0004,421
Income before extraordinary items$2,266,0001,310
Extraordinary gains, net$019
Net income$2,266,0001,309
Minority interest net income$084
Net income of bank and minority interests.$2,266,0001,310
Net charge-offs$25,0004,496
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,356,0001,193
2012-03-31 (YTD Data)Rank
Total interest income$2,239,0002,948
Total interest expense$204,0004,405
Net interest income$2,035,0002,684
Provision for loan and lease losses$05,254
Total noninterest income$215,0003,509
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$111,0002,704
Trading account gains and fees$0148
Additional Noninterest Income$104,0003,646
Total noninterest expense$1,039,0004,000
Salaries and employee benefits$616,0003,662
Premises and equipment expense$154,0003,398
Additional noninterest expense$269,0004,661
Pre-tax net operating income$1,211,0001,432
Securities gains (losses)$-42,0007,156
Applicable income taxes$5,0004,246
Income before extraordinary items$1,164,0001,242
Extraordinary gains, net$019
Net income$1,164,0001,243
Minority interest net income$078
Net income of bank and minority interests.$1,164,0001,243
Net charge-offs$32,0003,380
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,206,0001,149
2011-12-31 (YTD Data)Rank
Total interest income$9,155,0002,992
Total interest expense$942,0004,539
Net interest income$8,213,0002,664
Provision for loan and lease losses$06,496
Total noninterest income$1,073,0002,994
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$475,0002,681
Trading account gains and fees$0146
Additional Noninterest Income$598,0002,858
Total noninterest expense$5,494,0003,282
Salaries and employee benefits$2,522,0003,536
Premises and equipment expense$594,0003,599
Additional noninterest expense$2,378,0002,697
Pre-tax net operating income$3,792,0001,495
Securities gains (losses)$-394,0007,217
Applicable income taxes$5,0004,437
Income before extraordinary items$3,393,0001,444
Extraordinary gains, net$029
Net income$3,393,0001,444
Minority interest net income$096
Net income of bank and minority interests.$3,393,0001,444
Net charge-offs$82,0005,144
Cash dividends$2,700,000721
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,787,0001,240
2011-09-30 (YTD Data)Rank
Total interest income$6,882,0003,022
Total interest expense$750,0004,512
Net interest income$6,132,0002,683
Provision for loan and lease losses$06,393
Total noninterest income$845,0002,899
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$358,0002,685
Trading account gains and fees$0145
Additional Noninterest Income$487,0002,747
Total noninterest expense$4,047,0003,346
Salaries and employee benefits$1,766,0003,742
Premises and equipment expense$437,0003,699
Additional noninterest expense$1,844,0002,636
Pre-tax net operating income$2,930,0001,519
Securities gains (losses)$-319,0007,315
Applicable income taxes$5,0004,418
Income before extraordinary items$2,606,0001,462
Extraordinary gains, net$021
Net income$2,606,0001,463
Minority interest net income$087
Net income of bank and minority interests.$2,606,0001,463
Net charge-offs$112,0004,316
Cash dividends$1,200,000994
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,925,0001,247
2011-06-30 (YTD Data)Rank
Total interest income$4,625,0003,008
Total interest expense$522,0004,516
Net interest income$4,103,0002,682
Provision for loan and lease losses$06,217
Total noninterest income$675,0002,604
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$231,0002,729
Trading account gains and fees$0153
Additional Noninterest Income$444,0002,282
Total noninterest expense$2,746,0003,324
Salaries and employee benefits$1,205,0003,694
Premises and equipment expense$311,0003,560
Additional noninterest expense$1,230,0002,687
Pre-tax net operating income$2,032,0001,432
Securities gains (losses)$-256,0007,398
Applicable income taxes$5,0004,311
Income before extraordinary items$1,771,0001,401
Extraordinary gains, net$015
Net income$1,771,0001,401
Minority interest net income$089
Net income of bank and minority interests.$1,771,0001,401
Net charge-offs$107,0003,778
Cash dividends$1,200,000683
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,027,0001,184
2011-03-31 (YTD Data)Rank
Total interest income$2,331,0003,006
Total interest expense$286,0004,429
Net interest income$2,045,0002,675
Provision for loan and lease losses$05,840
Total noninterest income$480,0002,055
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$103,0002,917
Trading account gains and fees$0158
Additional Noninterest Income$377,0001,636
Total noninterest expense$1,393,0003,302
Salaries and employee benefits$594,0003,755
Premises and equipment expense$164,0003,471
Additional noninterest expense$635,0002,603
Pre-tax net operating income$1,132,0001,283
Securities gains (losses)$-61,0007,353
Applicable income taxes$5,0004,051
Income before extraordinary items$1,066,0001,152
Extraordinary gains, net$09
Net income$1,066,0001,152
Minority interest net income$086
Net income of bank and minority interests.$1,066,0001,152
Net charge-offs$82,0002,935
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,127,0001,056
2010-12-31 (YTD Data)Rank
Total interest income$8,438,0003,408
Total interest expense$1,249,0004,712
Net interest income$7,189,0003,006
Provision for loan and lease losses$165,0005,547
Total noninterest income$964,0003,291
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$487,0002,690
Trading account gains and fees$0175
Additional Noninterest Income$477,0003,258
Total noninterest expense$5,093,0003,565
Salaries and employee benefits$2,335,0003,789
Premises and equipment expense$577,0003,819
Additional noninterest expense$2,181,0003,007
Pre-tax net operating income$2,895,0001,671
Securities gains (losses)$240,0001,437
Applicable income taxes$2,0004,467
Income before extraordinary items$3,133,0001,349
Extraordinary gains, net$029
Net income$3,133,0001,351
Minority interest net income$0111
Net income of bank and minority interests.$3,133,0001,352
Net charge-offs$5,0006,697
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,893,0001,389
2010-09-30 (YTD Data)Rank
Total interest income$6,355,0003,465
Total interest expense$969,0004,779
Net interest income$5,386,0003,044
Provision for loan and lease losses$165,0005,139
Total noninterest income$689,0003,419
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$371,0002,732
Trading account gains and fees$0165
Additional Noninterest Income$318,0003,468
Total noninterest expense$3,648,0003,706
Salaries and employee benefits$1,543,0004,186
Premises and equipment expense$432,0003,884
Additional noninterest expense$1,673,0002,913
Pre-tax net operating income$2,262,0001,731
Securities gains (losses)$-30,0007,292
Applicable income taxes$2,0004,515
Income before extraordinary items$2,230,0001,492
Extraordinary gains, net$023
Net income$2,230,0001,495
Minority interest net income$0110
Net income of bank and minority interests.$2,230,0001,495
Net charge-offs$-167,0007,724
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,260,0001,416
2010-06-30 (YTD Data)Rank
Total interest income$4,275,0003,474
Total interest expense$685,0004,735
Net interest income$3,590,0003,055
Provision for loan and lease losses$155,0004,552
Total noninterest income$391,0003,687
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$256,0002,668
Trading account gains and fees$0152
Additional Noninterest Income$135,0004,158
Total noninterest expense$2,476,0003,651
Salaries and employee benefits$1,032,0004,205
Premises and equipment expense$291,0003,888
Additional noninterest expense$1,153,0002,804
Pre-tax net operating income$1,350,0001,860
Securities gains (losses)$-119,0007,543
Applicable income taxes$2,0004,454
Income before extraordinary items$1,229,0001,772
Extraordinary gains, net$019
Net income$1,229,0001,771
Minority interest net income$0105
Net income of bank and minority interests.$1,229,0001,772
Net charge-offs$-154,0007,776
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,348,0001,553
2010-03-31 (YTD Data)Rank
Total interest income$2,175,0003,488
Total interest expense$366,0004,708
Net interest income$1,809,0003,062
Provision for loan and lease losses$90,0004,075
Total noninterest income$141,0004,413
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$123,0002,742
Trading account gains and fees$0175
Additional Noninterest Income$18,0006,058
Total noninterest expense$1,185,0003,798
Salaries and employee benefits$512,0004,280
Premises and equipment expense$146,0003,946
Additional noninterest expense$527,0003,027
Pre-tax net operating income$675,0001,886
Securities gains (losses)$68,000987
Applicable income taxes$2,0004,347
Income before extraordinary items$741,0001,479
Extraordinary gains, net$016
Net income$741,0001,481
Minority interest net income$091
Net income of bank and minority interests.$741,0001,481
Net charge-offs$-2,0007,007
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$673,0001,560
2009-12-31 (YTD Data)Rank
Total interest income$9,266,0003,426
Total interest expense$2,481,0003,911
Net interest income$6,785,0003,128
Provision for loan and lease losses$2,420,0002,236
Total noninterest income$636,0004,262
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$566,0002,641
Trading account gains and fees$0211
Additional Noninterest Income$70,0006,045
Total noninterest expense$4,561,0003,959
Salaries and employee benefits$2,041,0004,294
Premises and equipment expense$554,0004,115
Additional noninterest expense$1,966,0003,356
Pre-tax net operating income$440,0004,128
Securities gains (losses)$-345,0007,526
Applicable income taxes$2,0004,160
Income before extraordinary items$93,0005,186
Extraordinary gains, net$034
Net income$93,0005,186
Minority interest net income$0115
Net income of bank and minority interests.$93,0005,186
Net charge-offs$1,661,0002,260
Cash dividends$265,0003,360
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$431,1004,004
2009-09-30 (YTD Data)Rank
Total interest income$7,023,0003,449
Total interest expense$1,900,0003,986
Net interest income$5,123,0003,125
Provision for loan and lease losses$1,465,0002,255
Total noninterest income$435,0004,502
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$416,0002,692
Trading account gains and fees$0212
Additional Noninterest Income$19,0007,013
Total noninterest expense$3,354,0004,018
Salaries and employee benefits$1,476,0004,439
Premises and equipment expense$409,0004,191
Additional noninterest expense$1,469,0003,331
Pre-tax net operating income$739,0003,228
Securities gains (losses)$-255,0007,633
Applicable income taxes$2,0004,371
Income before extraordinary items$482,0003,754
Extraordinary gains, net$027
Net income$482,0003,752
Minority interest net income$0118
Net income of bank and minority interests.$482,0003,753
Net charge-offs$883,0002,340
Cash dividends$265,0002,768
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$737,0002,936
2009-06-30 (YTD Data)Rank
Total interest income$4,678,0003,481
Total interest expense$1,271,0004,094
Net interest income$3,407,0003,122
Provision for loan and lease losses$1,330,0001,759
Total noninterest income$243,0004,861
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$270,0002,715
Trading account gains and fees$0193
Additional Noninterest Income$-27,0007,870
Total noninterest expense$2,255,0004,024
Salaries and employee benefits$980,0004,493
Premises and equipment expense$256,0004,393
Additional noninterest expense$1,019,0003,248
Pre-tax net operating income$65,0005,427
Securities gains (losses)$431,000578
Applicable income taxes$2,0004,423
Income before extraordinary items$494,0003,112
Extraordinary gains, net$021
Net income$494,0003,109
Minority interest net income$0112
Net income of bank and minority interests.$494,0003,111
Net charge-offs$862,0001,759
Cash dividends$265,0002,350
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$63,0005,393
2009-03-31 (YTD Data)Rank
Total interest income$2,334,0003,533
Total interest expense$631,0004,229
Net interest income$1,703,0003,110
Provision for loan and lease losses$1,055,0001,141
Total noninterest income$453,0002,288
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$125,0002,807
Trading account gains and fees$0171
Additional Noninterest Income$328,0001,835
Total noninterest expense$1,065,0004,118
Salaries and employee benefits$514,0004,373
Premises and equipment expense$129,0004,416
Additional noninterest expense$422,0003,430
Pre-tax net operating income$36,0005,805
Securities gains (losses)$02,434
Applicable income taxes$2,0004,551
Income before extraordinary items$34,0005,935
Extraordinary gains, net$015
Net income$34,0005,937
Minority interest net income$0102
Net income of bank and minority interests.$34,0005,937
Net charge-offs$713,0001,143
Cash dividends$266,0001,460
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$34,0005,769
2008-12-31 (YTD Data)Rank
Total interest income$9,622,0003,638
Total interest expense$3,182,0004,083
Net interest income$6,440,0003,288
Provision for loan and lease losses$300,0004,610
Total noninterest income$1,238,0002,981
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$616,0002,599
Trading account gains and fees$0154
Additional Noninterest Income$622,0002,840
Total noninterest expense$4,188,0004,100
Salaries and employee benefits$2,169,0004,193
Premises and equipment expense$441,0004,810
Additional noninterest expense$1,578,0003,493
Pre-tax net operating income$3,190,0001,702
Securities gains (losses)$-107,0007,253
Applicable income taxes$2,0004,800
Income before extraordinary items$3,081,0001,326
Extraordinary gains, net$039
Net income$3,081,0001,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,122,0001,247
Cash dividends$892,0002,507
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,188,0001,379
2008-09-30 (YTD Data)Rank
Total interest income$7,001,0003,765
Total interest expense$2,473,0004,107
Net interest income$4,528,0003,480
Provision for loan and lease losses$06,991
Total noninterest income$937,0003,023
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$451,0002,661
Trading account gains and fees$0148
Additional Noninterest Income$486,0002,865
Total noninterest expense$3,105,0004,115
Salaries and employee benefits$1,564,0004,338
Premises and equipment expense$333,0004,804
Additional noninterest expense$1,208,0003,374
Pre-tax net operating income$2,360,0002,029
Securities gains (losses)$03,106
Applicable income taxes$2,0005,168
Income before extraordinary items$2,358,0001,540
Extraordinary gains, net$031
Net income$2,358,0001,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,534,000997
Cash dividends$515,0002,689
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,358,0001,624
2008-06-30 (YTD Data)Rank
Total interest income$3,526,0004,607
Total interest expense$1,372,0004,751
Net interest income$2,154,0004,377
Provision for loan and lease losses$06,671
Total noninterest income$401,0004,010
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$191,0003,571
Trading account gains and fees$0149
Additional Noninterest Income$210,0003,671
Total noninterest expense$1,475,0005,182
Salaries and employee benefits$797,0005,226
Premises and equipment expense$150,0005,831
Additional noninterest expense$528,0004,574
Pre-tax net operating income$1,080,0002,789
Securities gains (losses)$03,233
Applicable income taxes$2,0005,394
Income before extraordinary items$1,078,0002,422
Extraordinary gains, net$021
Net income$1,078,0002,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,007
Cash dividends$187,0003,527
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,078,0002,370
2008-03-31 (YTD Data)Rank
Total interest income$1,780,0004,671
Total interest expense$745,0004,715
Net interest income$1,035,0004,508
Provision for loan and lease losses$06,080
Total noninterest income$205,0003,957
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$101,0003,432
Trading account gains and fees$0158
Additional Noninterest Income$104,0003,698
Total noninterest expense$735,0005,204
Salaries and employee benefits$386,0005,348
Premises and equipment expense$80,0005,724
Additional noninterest expense$269,0004,455
Pre-tax net operating income$505,0003,058
Securities gains (losses)$02,688
Applicable income taxes$2,0005,366
Income before extraordinary items$503,0002,674
Extraordinary gains, net$015
Net income$503,0002,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0002,651
Cash dividends$2,0003,689
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$503,0002,607
2007-12-31 (YTD Data)Rank
Total interest income$7,323,0004,620
Total interest expense$3,468,0004,363
Net interest income$3,855,0004,742
Provision for loan and lease losses$1,345,0001,151
Total noninterest income$859,0003,857
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$398,0003,529
Trading account gains and fees$0178
Additional Noninterest Income$461,0003,465
Total noninterest expense$2,891,0005,124
Salaries and employee benefits$1,472,0005,363
Premises and equipment expense$283,0005,927
Additional noninterest expense$1,136,0004,230
Pre-tax net operating income$478,0006,063
Securities gains (losses)$02,146
Applicable income taxes$2,0005,906
Income before extraordinary items$476,0005,765
Extraordinary gains, net$039
Net income$476,0005,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$794,0001,217
Cash dividends$789,0003,004
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$476,0005,753
2007-09-30 (YTD Data)Rank
Total interest income$5,544,0004,604
Total interest expense$2,669,0004,305
Net interest income$2,875,0004,779
Provision for loan and lease losses$645,0001,281
Total noninterest income$649,0003,849
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$290,0003,579
Trading account gains and fees$0184
Additional Noninterest Income$359,0003,411
Total noninterest expense$2,218,0005,020
Salaries and employee benefits$1,142,0005,251
Premises and equipment expense$216,0005,879
Additional noninterest expense$860,0004,155
Pre-tax net operating income$661,0005,237
Securities gains (losses)$01,655
Applicable income taxes$2,0006,041
Income before extraordinary items$659,0004,824
Extraordinary gains, net$033
Net income$659,0004,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$795,000769
Cash dividends$167,0004,279
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$659,0004,817
2007-06-30 (YTD Data)Rank
Total interest income$3,728,0004,604
Total interest expense$1,811,0004,273
Net interest income$1,917,0004,796
Provision for loan and lease losses$560,000933
Total noninterest income$446,0003,796
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$191,0003,598
Trading account gains and fees$0168
Additional Noninterest Income$255,0003,306
Total noninterest expense$1,482,0005,047
Salaries and employee benefits$759,0005,294
Premises and equipment expense$148,0005,847
Additional noninterest expense$575,0004,142
Pre-tax net operating income$321,0005,909
Securities gains (losses)$01,444
Applicable income taxes$2,0006,068
Income before extraordinary items$319,0005,534
Extraordinary gains, net$029
Net income$319,0005,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$755,000545
Cash dividends$70,0004,552
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$319,0005,515
2007-03-31 (YTD Data)Rank
Total interest income$1,845,0004,631
Total interest expense$892,0004,296
Net interest income$953,0004,826
Provision for loan and lease losses$510,000513
Total noninterest income$228,0003,746
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$96,0003,535
Trading account gains and fees$0195
Additional Noninterest Income$132,0003,238
Total noninterest expense$724,0005,138
Salaries and employee benefits$384,0005,299
Premises and equipment expense$77,0005,781
Additional noninterest expense$263,0004,369
Pre-tax net operating income$-53,0008,043
Securities gains (losses)$01,187
Applicable income taxes$2,0005,948
Income before extraordinary items$-55,0008,066
Extraordinary gains, net$022
Net income$-55,0008,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$754,000298
Cash dividends$70,0003,393
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-55,0008,051
2006-12-31 (YTD Data)Rank
Total interest income$7,186,0004,493
Total interest expense$3,248,0004,109
Net interest income$3,938,0004,700
Provision for loan and lease losses$475,0001,995
Total noninterest income$787,0004,102
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$415,0003,462
Trading account gains and fees$0130
Additional Noninterest Income$372,0003,871
Total noninterest expense$2,668,0005,278
Salaries and employee benefits$1,376,0005,470
Premises and equipment expense$322,0005,562
Additional noninterest expense$970,0004,604
Pre-tax net operating income$1,582,0004,179
Securities gains (losses)$01,687
Applicable income taxes$2,0006,435
Income before extraordinary items$1,580,0003,658
Extraordinary gains, net$051
Net income$1,580,0003,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-125,0008,528
Cash dividends$1,942,0001,599
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,580,0003,640
2006-09-30 (YTD Data)Rank
Total interest income$5,311,0004,526
Total interest expense$2,355,0004,119
Net interest income$2,956,0004,737
Provision for loan and lease losses$400,0001,696
Total noninterest income$586,0004,119
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$314,0003,467
Trading account gains and fees$0126
Additional Noninterest Income$272,0003,928
Total noninterest expense$2,159,0005,009
Salaries and employee benefits$1,144,0005,126
Premises and equipment expense$246,0005,529
Additional noninterest expense$769,0004,397
Pre-tax net operating income$983,0004,752
Securities gains (losses)$01,388
Applicable income taxes$2,0006,519
Income before extraordinary items$981,0004,221
Extraordinary gains, net$045
Net income$981,0004,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-250,0008,658
Cash dividends$547,0002,801
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$981,0004,207
2006-06-30 (YTD Data)Rank
Total interest income$3,492,0004,514
Total interest expense$1,496,0004,116
Net interest income$1,996,0004,723
Provision for loan and lease losses$06,419
Total noninterest income$394,0004,077
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$214,0003,400
Trading account gains and fees$0126
Additional Noninterest Income$180,0003,942
Total noninterest expense$1,448,0005,009
Salaries and employee benefits$762,0005,146
Premises and equipment expense$163,0005,551
Additional noninterest expense$523,0004,329
Pre-tax net operating income$942,0003,939
Securities gains (losses)$01,185
Applicable income taxes$2,0006,505
Income before extraordinary items$940,0003,350
Extraordinary gains, net$039
Net income$940,0003,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-237,0008,693
Cash dividends$361,0002,856
Sale, conversion, retirement of capital stock, net$0887
Net operating income$940,0003,341
2006-03-31 (YTD Data)Rank
Total interest income$1,712,0004,523
Total interest expense$714,0004,122
Net interest income$998,0004,722
Provision for loan and lease losses$06,013
Total noninterest income$178,0004,231
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$118,0003,110
Trading account gains and fees$0115
Additional Noninterest Income$60,0004,759
Total noninterest expense$735,0004,970
Salaries and employee benefits$379,0005,193
Premises and equipment expense$84,0005,502
Additional noninterest expense$272,0004,215
Pre-tax net operating income$441,0004,044
Securities gains (losses)$0955
Applicable income taxes$2,0006,346
Income before extraordinary items$439,0003,465
Extraordinary gains, net$021
Net income$439,0003,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-124,0008,677
Cash dividends$201,0002,368
Sale, conversion, retirement of capital stock, net$0648
Net operating income$439,0003,440
2005-12-31 (YTD Data)Rank
Total interest income$6,617,0004,314
Total interest expense$2,450,0003,874
Net interest income$4,167,0004,495
Provision for loan and lease losses$07,120
Total noninterest income$663,0004,535
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$433,0003,366
Trading account gains and fees$0138
Additional Noninterest Income$230,0004,887
Total noninterest expense$2,865,0004,936
Salaries and employee benefits$1,420,0005,231
Premises and equipment expense$333,0005,440
Additional noninterest expense$1,112,0004,088
Pre-tax net operating income$1,965,0003,725
Securities gains (losses)$02,296
Applicable income taxes$2,0006,781
Income before extraordinary items$1,963,0003,136
Extraordinary gains, net$046
Net income$1,963,0003,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-58,0008,507
Cash dividends$732,0002,995
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,963,0003,100
2005-09-30 (YTD Data)Rank
Total interest income$4,874,0004,327
Total interest expense$1,739,0003,896
Net interest income$3,135,0004,499
Provision for loan and lease losses$06,899
Total noninterest income$497,0004,556
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$321,0003,408
Trading account gains and fees$0126
Additional Noninterest Income$176,0004,883
Total noninterest expense$2,208,0004,801
Salaries and employee benefits$1,135,0005,003
Premises and equipment expense$253,0005,393
Additional noninterest expense$820,0004,109
Pre-tax net operating income$1,424,0003,899
Securities gains (losses)$02,317
Applicable income taxes$2,0006,802
Income before extraordinary items$1,422,0003,266
Extraordinary gains, net$035
Net income$1,422,0003,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-59,0008,493
Cash dividends$546,0002,660
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,422,0003,233
2005-06-30 (YTD Data)Rank
Total interest income$3,156,0004,347
Total interest expense$1,096,0003,877
Net interest income$2,060,0004,526
Provision for loan and lease losses$06,626
Total noninterest income$328,0004,550
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$211,0003,380
Trading account gains and fees$0116
Additional Noninterest Income$117,0004,869
Total noninterest expense$1,465,0004,800
Salaries and employee benefits$763,0004,960
Premises and equipment expense$170,0005,363
Additional noninterest expense$532,0004,157
Pre-tax net operating income$923,0003,922
Securities gains (losses)$02,146
Applicable income taxes$2,0006,782
Income before extraordinary items$921,0003,291
Extraordinary gains, net$030
Net income$921,0003,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0008,419
Cash dividends$347,0002,732
Sale, conversion, retirement of capital stock, net$0643
Net operating income$921,0003,247
2005-03-31 (YTD Data)Rank
Total interest income$1,518,0004,450
Total interest expense$534,0003,847
Net interest income$984,0004,670
Provision for loan and lease losses$06,226
Total noninterest income$153,0004,660
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$94,0003,574
Trading account gains and fees$0115
Additional Noninterest Income$59,0004,816
Total noninterest expense$747,0004,761
Salaries and employee benefits$387,0004,948
Premises and equipment expense$81,0005,528
Additional noninterest expense$279,0004,023
Pre-tax net operating income$390,0004,339
Securities gains (losses)$01,685
Applicable income taxes$2,0006,630
Income before extraordinary items$388,0003,692
Extraordinary gains, net$024
Net income$388,0003,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,116
Cash dividends$204,0002,170
Sale, conversion, retirement of capital stock, net$0491
Net operating income$388,0003,654
2004-12-31 (YTD Data)Rank
Total interest income$6,671,0003,945
Total interest expense$1,915,0003,778
Net interest income$4,756,0003,954
Provision for loan and lease losses$07,314
Total noninterest income$743,0004,252
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$460,0003,325
Trading account gains and fees$0138
Additional Noninterest Income$283,0004,372
Total noninterest expense$3,026,0004,629
Salaries and employee benefits$1,525,0004,886
Premises and equipment expense$362,0005,091
Additional noninterest expense$1,139,0003,911
Pre-tax net operating income$2,473,0003,035
Securities gains (losses)$49,0001,761
Applicable income taxes$2,0007,032
Income before extraordinary items$2,520,0002,416
Extraordinary gains, net$034
Net income$2,520,0002,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$2,458,0001,154
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,471,0002,391
2004-09-30 (YTD Data)Rank
Total interest income$5,059,0003,903
Total interest expense$1,411,0003,790
Net interest income$3,648,0003,874
Provision for loan and lease losses$07,100
Total noninterest income$555,0004,277
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$342,0003,358
Trading account gains and fees$0134
Additional Noninterest Income$213,0004,376
Total noninterest expense$2,269,0004,601
Salaries and employee benefits$1,127,0004,895
Premises and equipment expense$259,0005,236
Additional noninterest expense$883,0003,782
Pre-tax net operating income$1,934,0002,971
Securities gains (losses)$49,0001,678
Applicable income taxes$2,0007,080
Income before extraordinary items$1,981,0002,336
Extraordinary gains, net$026
Net income$1,981,0002,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,094
Cash dividends$1,374,0001,362
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,932,0002,341
2004-06-30 (YTD Data)Rank
Total interest income$3,447,0003,824
Total interest expense$929,0003,824
Net interest income$2,518,0003,758
Provision for loan and lease losses$06,885
Total noninterest income$377,0004,243
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$218,0003,451
Trading account gains and fees$0130
Additional Noninterest Income$159,0004,193
Total noninterest expense$1,528,0004,606
Salaries and employee benefits$754,0004,906
Premises and equipment expense$174,0005,230
Additional noninterest expense$600,0003,746
Pre-tax net operating income$1,367,0002,778
Securities gains (losses)$49,0001,478
Applicable income taxes$2,0007,043
Income before extraordinary items$1,414,0002,178
Extraordinary gains, net$021
Net income$1,414,0002,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,060
Cash dividends$324,0002,764
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,365,0002,186
2004-03-31 (YTD Data)Rank
Total interest income$1,591,0004,087
Total interest expense$474,0003,810
Net interest income$1,117,0004,136
Provision for loan and lease losses$06,501
Total noninterest income$160,0004,617
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$103,0003,510
Trading account gains and fees$0121
Additional Noninterest Income$57,0004,851
Total noninterest expense$781,0004,552
Salaries and employee benefits$397,0004,768
Premises and equipment expense$91,0005,132
Additional noninterest expense$293,0003,808
Pre-tax net operating income$496,0003,544
Securities gains (losses)$15,0001,841
Applicable income taxes$2,0006,854
Income before extraordinary items$509,0002,901
Extraordinary gains, net$016
Net income$509,0002,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,228
Cash dividends$134,0002,598
Sale, conversion, retirement of capital stock, net$0464
Net operating income$494,0002,866
2003-12-31 (YTD Data)Rank
Total interest income$6,977,0003,838
Total interest expense$1,963,0004,090
Net interest income$5,014,0003,671
Provision for loan and lease losses$150,0004,567
Total noninterest income$645,0004,776
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$417,0003,557
Trading account gains and fees$0160
Additional Noninterest Income$228,0005,025
Total noninterest expense$3,124,0004,483
Salaries and employee benefits$1,490,0004,865
Premises and equipment expense$357,0005,106
Additional noninterest expense$1,277,0003,550
Pre-tax net operating income$2,385,0002,992
Securities gains (losses)$112,0001,795
Applicable income taxes$2,0007,318
Income before extraordinary items$2,495,0002,379
Extraordinary gains, net$054
Net income$2,495,0002,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$451,0001,736
Cash dividends$4,563,000703
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,383,0002,366
2003-09-30 (YTD Data)Rank
Total interest income$5,413,0003,767
Total interest expense$1,481,0004,187
Net interest income$3,932,0003,575
Provision for loan and lease losses$07,481
Total noninterest income$503,0004,731
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$317,0003,539
Trading account gains and fees$0153
Additional Noninterest Income$186,0004,936
Total noninterest expense$2,385,0004,417
Salaries and employee benefits$1,138,0004,800
Premises and equipment expense$257,0005,238
Additional noninterest expense$990,0003,430
Pre-tax net operating income$2,050,0002,797
Securities gains (losses)$77,0001,969
Applicable income taxes$2,0007,369
Income before extraordinary items$2,125,0002,199
Extraordinary gains, net$040
Net income$2,125,0002,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,268
Cash dividends$3,504,000640
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,048,0002,169
2003-06-30 (YTD Data)Rank
Total interest income$3,706,0003,718
Total interest expense$1,000,0004,256
Net interest income$2,706,0003,485
Provision for loan and lease losses$07,324
Total noninterest income$341,0004,646
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$212,0003,487
Trading account gains and fees$0150
Additional Noninterest Income$129,0004,858
Total noninterest expense$1,606,0004,373
Salaries and employee benefits$766,0004,774
Premises and equipment expense$169,0005,253
Additional noninterest expense$671,0003,367
Pre-tax net operating income$1,441,0002,683
Securities gains (losses)$77,0001,714
Applicable income taxes$2,0007,353
Income before extraordinary items$1,516,0002,096
Extraordinary gains, net$030
Net income$1,516,0002,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,879
Cash dividends$3,220,000486
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,439,0002,068
2003-03-31 (YTD Data)Rank
Total interest income$1,813,0003,800
Total interest expense$505,0004,320
Net interest income$1,308,0003,560
Provision for loan and lease losses$06,934
Total noninterest income$150,0004,887
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$102,0003,492
Trading account gains and fees$0134
Additional Noninterest Income$48,0005,346
Total noninterest expense$796,0004,386
Salaries and employee benefits$384,0004,751
Premises and equipment expense$85,0005,226
Additional noninterest expense$327,0003,382
Pre-tax net operating income$662,0002,866
Securities gains (losses)$44,0001,461
Applicable income taxes$2,0007,162
Income before extraordinary items$704,0002,176
Extraordinary gains, net$021
Net income$704,0002,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,386
Cash dividends$2,935,000290
Sale, conversion, retirement of capital stock, net$0419
Net operating income$660,0002,192
2002-12-31 (YTD Data)Rank
Total interest income$7,879,0003,688
Total interest expense$2,445,0004,171
Net interest income$5,434,0003,406
Provision for loan and lease losses$20,0007,508
Total noninterest income$735,0004,206
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$384,0003,626
Trading account gains and fees$0153
Additional Noninterest Income$351,0003,941
Total noninterest expense$3,166,0004,290
Salaries and employee benefits$1,504,0004,689
Premises and equipment expense$345,0005,138
Additional noninterest expense$1,317,0003,331
Pre-tax net operating income$2,983,0002,517
Securities gains (losses)$-26,0009,020
Applicable income taxes$2,0007,560
Income before extraordinary items$2,955,0002,029
Extraordinary gains, net$070
Net income$2,955,0002,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,210
Cash dividends$1,357,0001,773
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,981,0001,948
2001-12-31 (YTD Data)Rank
Total interest income$9,568,0003,444
Total interest expense$4,213,0003,646
Net interest income$5,355,0003,252
Provision for loan and lease losses$85,0005,898
Total noninterest income$755,0004,015
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$395,0003,435
Trading account gains and fees$0177
Additional Noninterest Income$360,0003,751
Total noninterest expense$3,062,0004,262
Salaries and employee benefits$1,467,0004,597
Premises and equipment expense$405,0004,560
Additional noninterest expense$1,190,0003,529
Pre-tax net operating income$2,963,0002,294
Securities gains (losses)$158,0001,372
Applicable income taxes$91,0006,115
Income before extraordinary items$3,030,0001,738
Extraordinary gains, net$0105
Net income$3,030,0001,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,883
Cash dividends$3,104,000891
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,876,7401,757
2000-12-31 (YTD Data)Rank
Total interest income$10,385,0003,301
Total interest expense$5,028,0003,302
Net interest income$5,357,0003,270
Provision for loan and lease losses$08,337
Total noninterest income$895,0003,408
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$411,0003,175
Trading account gains and fees$0180
Additional Noninterest Income$484,0003,001
Total noninterest expense$2,795,0004,477
Salaries and employee benefits$1,385,0004,665
Premises and equipment expense$341,0005,025
Additional noninterest expense$1,069,0003,788
Pre-tax net operating income$3,457,0002,108
Securities gains (losses)$01,956
Applicable income taxes$353,0004,251
Income before extraordinary items$3,104,0001,688
Extraordinary gains, net$038
Net income$3,104,0001,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,352
Cash dividends$3,688,000814
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,104,0001,683
1999-12-31 (YTD Data)Rank
Total interest income$9,412,0003,408
Total interest expense$4,142,0003,484
Net interest income$5,270,0003,295
Provision for loan and lease losses$-1,125,00010,202
Total noninterest income$864,0003,439
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$376,0003,374
Trading account gains and fees$0173
Additional Noninterest Income$488,0002,990
Total noninterest expense$2,768,0004,509
Salaries and employee benefits$1,433,0004,508
Premises and equipment expense$292,0005,553
Additional noninterest expense$1,043,0003,880
Pre-tax net operating income$4,491,0001,675
Securities gains (losses)$7,0001,949
Applicable income taxes$457,0003,820
Income before extraordinary items$4,041,0001,342
Extraordinary gains, net$035
Net income$4,041,0001,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,871
Cash dividends$4,742,000687
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,034,7001,324
1998-12-31 (YTD Data)Rank
Total interest income$9,769,0003,309
Total interest expense$4,266,0003,484
Net interest income$5,503,0003,119
Provision for loan and lease losses$-375,00010,402
Total noninterest income$1,504,0002,265
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$403,0003,118
Trading account gains and fees$0224
Additional Noninterest Income$1,101,0001,730
Total noninterest expense$2,564,0004,684
Salaries and employee benefits$1,399,0004,502
Premises and equipment expense$315,0005,236
Additional noninterest expense$850,0004,474
Pre-tax net operating income$4,818,0001,533
Securities gains (losses)$2,0003,909
Applicable income taxes$534,0003,685
Income before extraordinary items$4,286,0001,244
Extraordinary gains, net$032
Net income$4,286,0001,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,985
Cash dividends$4,338,000718
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,284,2201,200
1997-12-31 (YTD Data)Rank
Total interest income$9,757,0003,312
Total interest expense$3,788,0003,877
Net interest income$5,969,0002,917
Provision for loan and lease losses$-296,00010,849
Total noninterest income$1,301,0002,461
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$372,0003,430
Trading account gains and fees$0239
Additional Noninterest Income$929,0001,829
Total noninterest expense$2,386,0004,970
Salaries and employee benefits$1,204,0005,083
Premises and equipment expense$316,0005,267
Additional noninterest expense$866,0004,456
Pre-tax net operating income$5,180,0001,493
Securities gains (losses)$91,0001,025
Applicable income taxes$1,631,0001,580
Income before extraordinary items$3,640,0001,486
Extraordinary gains, net$044
Net income$3,640,0001,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,932
Cash dividends$2,901,000982
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,577,2101,469
1996-12-31 (YTD Data)Rank
Total interest income$9,792,0003,347
Total interest expense$3,678,0004,001
Net interest income$6,114,0002,902
Provision for loan and lease losses$610,0001,479
Total noninterest income$1,369,0002,455
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$355,0003,710
Trading account gains and fees$0262
Additional Noninterest Income$1,014,0001,799
Total noninterest expense$3,331,0003,965
Salaries and employee benefits$1,655,0003,945
Premises and equipment expense$324,0005,293
Additional noninterest expense$1,352,0003,412
Pre-tax net operating income$3,542,0002,032
Securities gains (losses)$12,0002,365
Applicable income taxes$1,233,0001,949
Income before extraordinary items$2,321,0002,132
Extraordinary gains, net$053
Net income$2,321,0002,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,336
Cash dividends$1,938,0001,331
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,313,2002,093
1995-12-31 (YTD Data)Rank
Total interest income$8,446,0003,829
Total interest expense$3,321,0004,347
Net interest income$5,125,0003,452
Provision for loan and lease losses$450,0001,710
Total noninterest income$1,239,0002,645
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$325,0004,009
Trading account gains and fees$6,000452
Additional Noninterest Income$908,0001,929
Total noninterest expense$2,908,0004,411
Salaries and employee benefits$1,332,0004,776
Premises and equipment expense$282,0005,896
Additional noninterest expense$1,294,0003,514
Pre-tax net operating income$3,006,0002,429
Securities gains (losses)$73,0001,094
Applicable income taxes$1,141,0002,114
Income before extraordinary items$1,938,0002,578
Extraordinary gains, net$065
Net income$1,938,0002,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,320
Cash dividends$2,113,0001,184
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,891,2802,601
1994-12-31 (YTD Data)Rank
Total interest income$9,442,0003,201
Total interest expense$2,451,0004,724
Net interest income$6,991,0002,580
Provision for loan and lease losses$841,0001,047
Total noninterest income$430,0005,855
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$341,0003,929
Trading account gains and fees$6,000402
Additional Noninterest Income$83,0008,126
Total noninterest expense$3,165,0004,212
Salaries and employee benefits$1,316,0004,817
Premises and equipment expense$292,0005,835
Additional noninterest expense$1,557,0003,193
Pre-tax net operating income$3,415,0002,094
Securities gains (losses)$6,0002,522
Applicable income taxes$1,308,0001,754
Income before extraordinary items$2,113,0002,290
Extraordinary gains, net$0249
Net income$2,113,0002,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,524
Cash dividends$2,000,0001,095
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,109,1602,325
1993-12-31 (YTD Data)Rank
Total interest income$8,970,0003,429
Total interest expense$2,741,0004,458
Net interest income$6,229,0002,927
Provision for loan and lease losses$345,0002,740
Total noninterest income$406,0006,407
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$355,0003,825
Trading account gains and fees$0532
Additional Noninterest Income$51,00010,038
Total noninterest expense$2,835,0004,742
Salaries and employee benefits$1,299,0004,886
Premises and equipment expense$277,0006,224
Additional noninterest expense$1,259,0004,020
Pre-tax net operating income$3,455,0001,972
Securities gains (losses)$70,0002,977
Applicable income taxes$1,509,0001,550
Income before extraordinary items$2,016,0002,492
Extraordinary gains, net$03,149
Net income$2,016,0002,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-87,00012,893
Cash dividends$1,240,0001,480
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,971,2002,407
1992-12-31 (YTD Data)Rank
Total interest income$9,173,0003,794
Total interest expense$3,790,0004,255
Net interest income$5,383,0003,389
Provision for loan and lease losses$204,0005,159
Total noninterest income$400,0006,546
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$351,0003,898
Trading account gains and fees$5,000440
Additional Noninterest Income$44,00010,778
Total noninterest expense$2,926,0004,646
Salaries and employee benefits$1,278,0004,899
Premises and equipment expense$272,0006,405
Additional noninterest expense$1,376,0003,856
Pre-tax net operating income$2,653,0002,328
Securities gains (losses)$103,0002,957
Applicable income taxes$1,090,0001,954
Income before extraordinary items$1,666,0002,770
Extraordinary gains, net$01,422
Net income$1,666,0002,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-224,00013,859
Cash dividends$600,0002,382
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,600,0802,653

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.