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First Neighbor Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$29,023,000	1,441
Total interest expense	$7,296,000	1,592
Net interest income	$21,727,000	1,341
Provision for loan and lease losses	$-477,000	4,464
Total noninterest income	$4,431,000	1,277
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$345,000	2,043
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,086,000	1,008
Total noninterest expense	$17,193,000	1,369
Salaries and employee benefits	$10,773,000	1,272
Premises and equipment expense	$1,819,000	1,321
Additional noninterest expense	$4,086,000	1,008
Pre-tax net operating income	$9,442,000	1,214
Securities gains (losses)	$-235,000	3,997
Applicable income taxes	$1,204,000	1,316
Income before extraordinary items	$8,003,000	1,214
Extraordinary gains, net	$0	54
Net income	$8,003,000	1,230
Minority interest net income	$0	88
Net income of bank and minority interests.	$8,003,000	1,217
Net charge-offs	$665,000	652
Cash dividends	$1,750,000	1,661
Sale, conversion, retirement of capital stock, net	$380,000	299
Net operating income	$8,207,450	1,211
2023-09-30 (YTD Data)		Rank
Total interest income	$20,377,000	1,488
Total interest expense	$4,693,000	1,650
Net interest income	$15,684,000	1,393
Provision for loan and lease losses	$-1,535,000	4,554
Total noninterest income	$3,294,000	1,279
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$262,000	2,036
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,032,000	1,024
Total noninterest expense	$12,727,000	1,369
Salaries and employee benefits	$8,071,000	1,273
Premises and equipment expense	$1,407,000	1,293
Additional noninterest expense	$3,032,000	1,024
Pre-tax net operating income	$7,786,000	1,163
Securities gains (losses)	$0	849
Applicable income taxes	$1,074,000	1,236
Income before extraordinary items	$6,712,000	1,148
Extraordinary gains, net	$0	52
Net income	$6,712,000	1,155
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,712,000	1,148
Net charge-offs	$413,000	636
Cash dividends	$347,000	2,496
Sale, conversion, retirement of capital stock, net	$285,000	292
Net operating income	$6,712,000	1,169
2023-06-30 (YTD Data)		Rank
Total interest income	$12,672,000	1,535
Total interest expense	$2,454,000	1,781
Net interest income	$10,218,000	1,440
Provision for loan and lease losses	$0	2,940
Total noninterest income	$2,582,000	1,111
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$179,000	2,005
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,403,000	855
Total noninterest expense	$8,476,000	1,364
Salaries and employee benefits	$5,425,000	1,257
Premises and equipment expense	$978,000	1,235
Additional noninterest expense	$2,403,000	854
Pre-tax net operating income	$4,324,000	1,339
Securities gains (losses)	$0	938
Applicable income taxes	$784,000	1,176
Income before extraordinary items	$3,540,000	1,372
Extraordinary gains, net	$0	51
Net income	$3,540,000	1,387
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,540,000	1,372
Net charge-offs	$917,000	320
Cash dividends	$203,000	2,510
Sale, conversion, retirement of capital stock, net	$190,000	283
Net operating income	$3,540,000	1,382
2023-03-31 (YTD Data)		Rank
Total interest income	$5,878,000	1,606
Total interest expense	$983,000	1,852
Net interest income	$4,895,000	1,498
Provision for loan and lease losses	$0	2,612
Total noninterest income	$1,477,000	1,010
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$84,000	2,097
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,393,000	779
Total noninterest expense	$4,185,000	1,392
Salaries and employee benefits	$2,702,000	1,279
Premises and equipment expense	$500,000	1,244
Additional noninterest expense	$1,393,000	779
Pre-tax net operating income	$2,187,000	1,369
Securities gains (losses)	$0	950
Applicable income taxes	$500,000	1,044
Income before extraordinary items	$1,687,000	1,471
Extraordinary gains, net	$0	4
Net income	$1,687,000	1,470
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,687,000	1,471
Net charge-offs	$222,000	417
Cash dividends	$203,000	1,787
Sale, conversion, retirement of capital stock, net	$87,000	268
Net operating income	$1,687,000	1,481
2022-12-31 (YTD Data)		Rank
Total interest income	$19,820,000	1,586
Total interest expense	$1,459,000	1,939
Net interest income	$18,361,000	1,542
Provision for loan and lease losses	$1,589,000	603
Total noninterest income	$4,428,000	1,288
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$371,000	2,028
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,057,000	1,043
Total noninterest expense	$15,165,000	1,465
Salaries and employee benefits	$9,430,000	1,381
Premises and equipment expense	$1,780,000	1,347
Additional noninterest expense	$4,057,000	1,043
Pre-tax net operating income	$6,035,000	1,819
Securities gains (losses)	$11,000	421
Applicable income taxes	$1,280,000	1,376
Income before extraordinary items	$4,766,000	1,886
Extraordinary gains, net	$0	5
Net income	$4,766,000	1,884
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,766,000	1,885
Net charge-offs	$1,248,000	361
Cash dividends	$1,533,000	1,731
Sale, conversion, retirement of capital stock, net	$490,000	323
Net operating income	$4,757,310	1,917
2022-09-30 (YTD Data)		Rank
Total interest income	$14,354,000	1,579
Total interest expense	$998,000	1,762
Net interest income	$13,356,000	1,561
Provision for loan and lease losses	$1,589,000	459
Total noninterest income	$3,538,000	1,259
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$278,000	2,054
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,260,000	1,004
Total noninterest expense	$11,327,000	1,466
Salaries and employee benefits	$7,198,000	1,350
Premises and equipment expense	$1,243,000	1,434
Additional noninterest expense	$3,260,000	1,004
Pre-tax net operating income	$3,978,000	1,950
Securities gains (losses)	$0	740
Applicable income taxes	$829,000	1,474
Income before extraordinary items	$3,149,000	2,032
Extraordinary gains, net	$0	4
Net income	$3,149,000	2,031
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,149,000	2,031
Net charge-offs	$1,068,000	289
Cash dividends	$500,000	2,193
Sale, conversion, retirement of capital stock, net	$226,000	338
Net operating income	$3,149,000	2,060
2022-06-30 (YTD Data)		Rank
Total interest income	$9,282,000	1,570
Total interest expense	$660,000	1,602
Net interest income	$8,622,000	1,556
Provision for loan and lease losses	$385,000	810
Total noninterest income	$2,529,000	1,200
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$177,000	2,090
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,352,000	975
Total noninterest expense	$7,736,000	1,425
Salaries and employee benefits	$4,928,000	1,324
Premises and equipment expense	$993,000	1,209
Additional noninterest expense	$1,815,000	1,730
Pre-tax net operating income	$3,030,000	1,726
Securities gains (losses)	$0	687
Applicable income taxes	$666,000	1,276
Income before extraordinary items	$2,364,000	1,790
Extraordinary gains, net	$0	4
Net income	$2,364,000	1,790
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,364,000	1,790
Net charge-offs	$185,000	557
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$151,000	323
Net operating income	$2,364,000	1,826
2022-03-31 (YTD Data)		Rank
Total interest income	$4,518,000	1,566
Total interest expense	$387,000	1,341
Net interest income	$4,131,000	1,563
Provision for loan and lease losses	$154,000	754
Total noninterest income	$1,400,000	1,122
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$83,000	2,150
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,317,000	916
Total noninterest expense	$3,873,000	1,420
Salaries and employee benefits	$2,472,000	1,322
Premises and equipment expense	$473,000	1,277
Additional noninterest expense	$928,000	1,672
Pre-tax net operating income	$1,504,000	1,636
Securities gains (losses)	$0	623
Applicable income taxes	$462,000	1,014
Income before extraordinary items	$1,042,000	1,868
Extraordinary gains, net	$0	4
Net income	$1,042,000	1,867
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,042,000	1,868
Net charge-offs	$21,000	939
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$76,000	295
Net operating income	$1,042,000	1,887
2021-12-31 (YTD Data)		Rank
Total interest income	$17,960,000	1,615
Total interest expense	$1,862,000	1,400
Net interest income	$16,098,000	1,632
Provision for loan and lease losses	$1,758,000	335
Total noninterest income	$6,391,000	1,119
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$293,000	2,219
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,098,000	939
Total noninterest expense	$15,227,000	1,430
Salaries and employee benefits	$9,770,000	1,318
Premises and equipment expense	$1,940,000	1,249
Additional noninterest expense	$3,517,000	1,743
Pre-tax net operating income	$5,504,000	1,931
Securities gains (losses)	$6,000	1,813
Applicable income taxes	$1,730,000	1,199
Income before extraordinary items	$3,780,000	2,250
Extraordinary gains, net	$0	10
Net income	$3,780,000	2,251
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,780,000	2,251
Net charge-offs	$2,175,000	272
Cash dividends	$1,750,000	1,663
Sale, conversion, retirement of capital stock, net	$-593,000	4,803
Net operating income	$3,775,260	2,220
2021-09-30 (YTD Data)		Rank
Total interest income	$13,434,000	1,651
Total interest expense	$1,477,000	1,420
Net interest income	$11,957,000	1,666
Provision for loan and lease losses	$231,000	1,344
Total noninterest income	$5,264,000	1,086
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$213,000	2,257
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,051,000	894
Total noninterest expense	$11,498,000	1,430
Salaries and employee benefits	$7,586,000	1,295
Premises and equipment expense	$1,397,000	1,300
Additional noninterest expense	$2,515,000	1,822
Pre-tax net operating income	$5,492,000	1,655
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,702,000	1,059
Income before extraordinary items	$3,790,000	1,948
Extraordinary gains, net	$0	8
Net income	$3,790,000	1,947
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,790,000	1,948
Net charge-offs	$301,000	643
Cash dividends	$350,000	2,567
Sale, conversion, retirement of capital stock, net	$210,000	337
Net operating income	$3,790,000	1,922
2021-06-30 (YTD Data)		Rank
Total interest income	$8,965,000	1,640
Total interest expense	$1,042,000	1,415
Net interest income	$7,923,000	1,663
Provision for loan and lease losses	$154,000	1,346
Total noninterest income	$4,313,000	952
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$131,000	2,309
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,182,000	783
Total noninterest expense	$7,652,000	1,428
Salaries and employee benefits	$5,176,000	1,269
Premises and equipment expense	$899,000	1,332
Additional noninterest expense	$1,577,000	1,886
Pre-tax net operating income	$4,430,000	1,421
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,376,000	939
Income before extraordinary items	$3,054,000	1,693
Extraordinary gains, net	$0	6
Net income	$3,054,000	1,693
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,054,000	1,693
Net charge-offs	$30,000	1,341
Cash dividends	$350,000	2,236
Sale, conversion, retirement of capital stock, net	$140,000	319
Net operating income	$3,054,000	1,663
2021-03-31 (YTD Data)		Rank
Total interest income	$4,593,000	1,615
Total interest expense	$563,000	1,384
Net interest income	$4,030,000	1,634
Provision for loan and lease losses	$154,000	929
Total noninterest income	$2,474,000	860
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$66,000	2,290
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,408,000	719
Total noninterest expense	$3,668,000	1,465
Salaries and employee benefits	$2,463,000	1,307
Premises and equipment expense	$462,000	1,321
Additional noninterest expense	$743,000	1,946
Pre-tax net operating income	$2,682,000	1,239
Securities gains (losses)	$0	1,392
Applicable income taxes	$775,000	869
Income before extraordinary items	$1,907,000	1,437
Extraordinary gains, net	$0	3
Net income	$1,907,000	1,437
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,907,000	1,437
Net charge-offs	$0	1,930
Cash dividends	$350,000	1,447
Sale, conversion, retirement of capital stock, net	$70,000	297
Net operating income	$1,907,000	1,403
2020-12-31 (YTD Data)		Rank
Total interest income	$20,104,000	1,489
Total interest expense	$3,802,000	1,222
Net interest income	$16,302,000	1,536
Provision for loan and lease losses	$1,566,000	1,226
Total noninterest income	$4,834,000	1,292
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$323,000	2,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,511,000	1,099
Total noninterest expense	$13,801,000	1,511
Salaries and employee benefits	$9,007,000	1,369
Premises and equipment expense	$1,724,000	1,366
Additional noninterest expense	$3,070,000	1,878
Pre-tax net operating income	$5,769,000	1,608
Securities gains (losses)	$12,000	2,262
Applicable income taxes	$1,935,000	954
Income before extraordinary items	$3,846,000	1,973
Extraordinary gains, net	$0	4
Net income	$3,846,000	1,972
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,846,000	1,973
Net charge-offs	$636,000	849
Cash dividends	$895,000	2,335
Sale, conversion, retirement of capital stock, net	$-703,000	4,977
Net operating income	$3,836,520	1,923
2020-09-30 (YTD Data)		Rank
Total interest income	$15,466,000	1,460
Total interest expense	$3,019,000	1,230
Net interest income	$12,447,000	1,501
Provision for loan and lease losses	$1,489,000	1,069
Total noninterest income	$3,846,000	1,213
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$240,000	2,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,606,000	1,009
Total noninterest expense	$10,394,000	1,476
Salaries and employee benefits	$6,804,000	1,347
Premises and equipment expense	$1,271,000	1,379
Additional noninterest expense	$2,319,000	1,858
Pre-tax net operating income	$4,410,000	1,552
Securities gains (losses)	$0	2,494
Applicable income taxes	$1,480,000	907
Income before extraordinary items	$2,930,000	1,932
Extraordinary gains, net	$0	4
Net income	$2,930,000	1,931
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,930,000	1,932
Net charge-offs	$425,000	824
Cash dividends	$700,000	2,029
Sale, conversion, retirement of capital stock, net	$184,000	324
Net operating income	$2,930,000	1,878
2020-06-30 (YTD Data)		Rank
Total interest income	$10,426,000	1,466
Total interest expense	$2,151,000	1,245
Net interest income	$8,275,000	1,507
Provision for loan and lease losses	$1,285,000	928
Total noninterest income	$2,959,000	1,050
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$164,000	2,142
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,795,000	861
Total noninterest expense	$6,828,000	1,493
Salaries and employee benefits	$4,490,000	1,351
Premises and equipment expense	$826,000	1,404
Additional noninterest expense	$1,512,000	1,871
Pre-tax net operating income	$3,121,000	1,398
Securities gains (losses)	$0	2,249
Applicable income taxes	$946,000	868
Income before extraordinary items	$2,175,000	1,723
Extraordinary gains, net	$0	4
Net income	$2,175,000	1,724
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,175,000	1,724
Net charge-offs	$181,000	1,059
Cash dividends	$700,000	1,638
Sale, conversion, retirement of capital stock, net	$122,000	303
Net operating income	$2,175,000	1,678
2020-03-31 (YTD Data)		Rank
Total interest income	$5,299,000	1,437
Total interest expense	$1,132,000	1,299
Net interest income	$4,167,000	1,466
Provision for loan and lease losses	$231,000	1,347
Total noninterest income	$1,096,000	1,214
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$103,000	2,100
Trading account gains and fees	NA	NA
Additional Noninterest Income	$993,000	974
Total noninterest expense	$3,393,000	1,515
Salaries and employee benefits	$2,240,000	1,359
Premises and equipment expense	$414,000	1,401
Additional noninterest expense	$739,000	1,947
Pre-tax net operating income	$1,639,000	1,237
Securities gains (losses)	$0	1,705
Applicable income taxes	$470,000	774
Income before extraordinary items	$1,169,000	1,463
Extraordinary gains, net	$0	4
Net income	$1,169,000	1,460
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,169,000	1,463
Net charge-offs	$113,000	825
Cash dividends	$350,000	1,532
Sale, conversion, retirement of capital stock, net	$61,000	295
Net operating income	$1,169,000	1,440
2019-12-31 (YTD Data)		Rank
Total interest income	$20,329,000	1,505
Total interest expense	$4,948,000	1,252
Net interest income	$15,381,000	1,556
Provision for loan and lease losses	$1,259,000	759
Total noninterest income	$3,664,000	1,400
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$424,000	2,148
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,240,000	1,141
Total noninterest expense	$12,586,000	1,577
Salaries and employee benefits	$8,133,000	1,437
Premises and equipment expense	$1,321,000	1,666
Additional noninterest expense	$3,132,000	1,854
Pre-tax net operating income	$5,200,000	1,704
Securities gains (losses)	$-15,000	4,860
Applicable income taxes	$1,340,000	1,190
Income before extraordinary items	$3,845,000	1,936
Extraordinary gains, net	$0	11
Net income	$3,845,000	1,937
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,845,000	1,938
Net charge-offs	$659,000	883
Cash dividends	$1,350,000	1,991
Sale, conversion, retirement of capital stock, net	$-352,000	5,140
Net operating income	$3,856,850	1,900
2019-09-30 (YTD Data)		Rank
Total interest income	$14,924,000	1,542
Total interest expense	$3,602,000	1,293
Net interest income	$11,322,000	1,604
Provision for loan and lease losses	$679,000	920
Total noninterest income	$2,655,000	1,428
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$311,000	2,186
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,344,000	1,164
Total noninterest expense	$9,366,000	1,594
Salaries and employee benefits	$6,055,000	1,452
Premises and equipment expense	$978,000	1,700
Additional noninterest expense	$2,333,000	1,847
Pre-tax net operating income	$3,932,000	1,748
Securities gains (losses)	$-22,000	5,003
Applicable income taxes	$946,000	1,277
Income before extraordinary items	$2,964,000	1,956
Extraordinary gains, net	$0	11
Net income	$2,964,000	1,956
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,964,000	1,957
Net charge-offs	$159,000	1,455
Cash dividends	$1,150,000	1,664
Sale, conversion, retirement of capital stock, net	$260,000	298
Net operating income	$2,981,380	1,913
2019-06-30 (YTD Data)		Rank
Total interest income	$9,687,000	1,577
Total interest expense	$2,352,000	1,298
Net interest income	$7,335,000	1,663
Provision for loan and lease losses	$387,000	1,037
Total noninterest income	$1,851,000	1,347
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$204,000	2,192
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,647,000	1,087
Total noninterest expense	$6,229,000	1,600
Salaries and employee benefits	$4,020,000	1,455
Premises and equipment expense	$624,000	1,771
Additional noninterest expense	$1,585,000	1,847
Pre-tax net operating income	$2,570,000	1,752
Securities gains (losses)	$-21,000	5,059
Applicable income taxes	$708,000	1,161
Income before extraordinary items	$1,841,000	2,034
Extraordinary gains, net	$0	11
Net income	$1,841,000	2,032
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,841,000	2,034
Net charge-offs	$35,000	2,073
Cash dividends	$900,000	1,530
Sale, conversion, retirement of capital stock, net	$218,000	258
Net operating income	$1,857,590	1,996
2019-03-31 (YTD Data)		Rank
Total interest income	$4,696,000	1,609
Total interest expense	$1,119,000	1,310
Net interest income	$3,577,000	1,710
Provision for loan and lease losses	$120,000	1,335
Total noninterest income	$1,059,000	1,196
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$102,000	2,179
Trading account gains and fees	NA	NA
Additional Noninterest Income	$957,000	923
Total noninterest expense	$3,050,000	1,632
Salaries and employee benefits	$1,990,000	1,472
Premises and equipment expense	$324,000	1,746
Additional noninterest expense	$736,000	1,952
Pre-tax net operating income	$1,466,000	1,558
Securities gains (losses)	$-12,000	5,119
Applicable income taxes	$401,000	1,051
Income before extraordinary items	$1,053,000	1,794
Extraordinary gains, net	$0	5
Net income	$1,053,000	1,792
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,053,000	1,793
Net charge-offs	$37,000	1,372
Cash dividends	$900,000	902
Sale, conversion, retirement of capital stock, net	$176,000	174
Net operating income	$1,062,480	1,766
2018-12-31 (YTD Data)		Rank
Total interest income	$16,254,000	1,738
Total interest expense	$2,147,000	1,846
Net interest income	$14,107,000	1,700
Provision for loan and lease losses	$885,000	983
Total noninterest income	$3,905,000	1,291
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$435,000	2,194
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,470,000	1,032
Total noninterest expense	$11,147,000	1,736
Salaries and employee benefits	$7,115,000	1,577
Premises and equipment expense	$1,391,000	1,612
Additional noninterest expense	$2,641,000	2,126
Pre-tax net operating income	$5,980,000	1,519
Securities gains (losses)	$-14,000	4,493
Applicable income taxes	$1,629,000	996
Income before extraordinary items	$4,337,000	1,786
Extraordinary gains, net	$0	6
Net income	$4,337,000	1,785
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,337,000	1,785
Net charge-offs	$77,000	2,335
Cash dividends	$650,000	2,708
Sale, conversion, retirement of capital stock, net	$-165,000	5,367
Net operating income	$4,348,060	1,775
2018-09-30 (YTD Data)		Rank
Total interest income	$12,047,000	1,740
Total interest expense	$1,493,000	1,874
Net interest income	$10,554,000	1,702
Provision for loan and lease losses	$460,000	1,195
Total noninterest income	$2,951,000	1,294
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$322,000	2,223
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,629,000	1,029
Total noninterest expense	$8,243,000	1,755
Salaries and employee benefits	$5,276,000	1,597
Premises and equipment expense	$1,073,000	1,577
Additional noninterest expense	$1,894,000	2,202
Pre-tax net operating income	$4,802,000	1,467
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,312,000	978
Income before extraordinary items	$3,490,000	1,688
Extraordinary gains, net	$0	5
Net income	$3,490,000	1,687
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,490,000	1,687
Net charge-offs	$14,000	2,857
Cash dividends	$350,000	2,722
Sale, conversion, retirement of capital stock, net	$95,000	438
Net operating income	$3,490,000	1,676
2018-06-30 (YTD Data)		Rank
Total interest income	$8,032,000	1,718
Total interest expense	$921,000	1,902
Net interest income	$7,111,000	1,686
Provision for loan and lease losses	$320,000	1,120
Total noninterest income	$2,088,000	1,237
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$210,000	2,239
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,878,000	977
Total noninterest expense	$5,466,000	1,773
Salaries and employee benefits	$3,528,000	1,606
Premises and equipment expense	$699,000	1,622
Additional noninterest expense	$1,239,000	2,240
Pre-tax net operating income	$3,413,000	1,372
Securities gains (losses)	$0	961
Applicable income taxes	$933,000	918
Income before extraordinary items	$2,480,000	1,582
Extraordinary gains, net	$0	6
Net income	$2,480,000	1,581
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,480,000	1,581
Net charge-offs	$16,000	2,366
Cash dividends	$350,000	2,332
Sale, conversion, retirement of capital stock, net	$63,000	422
Net operating income	$2,480,000	1,565
2018-03-31 (YTD Data)		Rank
Total interest income	$3,606,000	1,881
Total interest expense	$448,000	1,856
Net interest income	$3,158,000	1,847
Provision for loan and lease losses	$150,000	1,106
Total noninterest income	$1,136,000	1,169
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$100,000	2,308
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,036,000	909
Total noninterest expense	$2,735,000	1,785
Salaries and employee benefits	$1,757,000	1,630
Premises and equipment expense	$353,000	1,632
Additional noninterest expense	$625,000	2,208
Pre-tax net operating income	$1,409,000	1,557
Securities gains (losses)	$0	735
Applicable income taxes	$383,000	1,033
Income before extraordinary items	$1,026,000	1,806
Extraordinary gains, net	$0	7
Net income	$1,026,000	1,805
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,026,000	1,806
Net charge-offs	$2,000	2,440
Cash dividends	$350,000	1,476
Sale, conversion, retirement of capital stock, net	$31,000	389
Net operating income	$1,026,000	1,797
2017-12-31 (YTD Data)		Rank
Total interest income	$13,697,000	1,905
Total interest expense	$1,507,000	1,917
Net interest income	$12,190,000	1,880
Provision for loan and lease losses	$460,000	1,525
Total noninterest income	$3,642,000	1,369
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$414,000	2,338
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,228,000	1,107
Total noninterest expense	$10,814,000	1,783
Salaries and employee benefits	$6,833,000	1,625
Premises and equipment expense	$1,415,000	1,597
Additional noninterest expense	$2,566,000	2,223
Pre-tax net operating income	$4,558,000	1,851
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,688,000	1,431
Income before extraordinary items	$2,870,000	2,129
Extraordinary gains, net	$0	9
Net income	$2,870,000	2,130
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,870,000	2,130
Net charge-offs	$52,000	2,937
Cash dividends	$550,000	2,856
Sale, conversion, retirement of capital stock, net	$-396,000	5,638
Net operating income	$2,870,000	2,109
2017-09-30 (YTD Data)		Rank
Total interest income	$10,102,000	1,931
Total interest expense	$1,067,000	1,986
Net interest income	$9,035,000	1,910
Provision for loan and lease losses	$340,000	1,502
Total noninterest income	$2,857,000	1,351
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$304,000	2,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,553,000	1,084
Total noninterest expense	$8,136,000	1,774
Salaries and employee benefits	$5,189,000	1,609
Premises and equipment expense	$1,077,000	1,574
Additional noninterest expense	$1,870,000	2,257
Pre-tax net operating income	$3,416,000	1,870
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,266,000	1,258
Income before extraordinary items	$2,150,000	2,274
Extraordinary gains, net	$0	9
Net income	$2,150,000	2,274
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,150,000	2,275
Net charge-offs	$-62,000	5,219
Cash dividends	$350,000	2,747
Sale, conversion, retirement of capital stock, net	$-592,000	5,714
Net operating income	$2,150,000	2,257
2017-06-30 (YTD Data)		Rank
Total interest income	$6,630,000	1,940
Total interest expense	$659,000	2,052
Net interest income	$5,971,000	1,910
Provision for loan and lease losses	$220,000	1,478
Total noninterest income	$2,062,000	1,279
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$202,000	2,382
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,860,000	1,018
Total noninterest expense	$5,378,000	1,793
Salaries and employee benefits	$3,439,000	1,628
Premises and equipment expense	$705,000	1,611
Additional noninterest expense	$1,234,000	2,267
Pre-tax net operating income	$2,435,000	1,742
Securities gains (losses)	$0	1,906
Applicable income taxes	$894,000	1,186
Income before extraordinary items	$1,541,000	2,110
Extraordinary gains, net	$0	11
Net income	$1,541,000	2,111
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,541,000	2,111
Net charge-offs	$-74,000	5,369
Cash dividends	$350,000	2,348
Sale, conversion, retirement of capital stock, net	$70,000	393
Net operating income	$1,541,000	2,079
2017-03-31 (YTD Data)		Rank
Total interest income	$3,366,000	1,921
Total interest expense	$317,000	2,080
Net interest income	$3,049,000	1,863
Provision for loan and lease losses	$90,000	1,522
Total noninterest income	$1,104,000	1,232
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$97,000	2,433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,007,000	947
Total noninterest expense	$2,685,000	1,810
Salaries and employee benefits	$1,712,000	1,651
Premises and equipment expense	$346,000	1,653
Additional noninterest expense	$627,000	2,239
Pre-tax net operating income	$1,378,000	1,522
Securities gains (losses)	$0	1,153
Applicable income taxes	$509,000	1,064
Income before extraordinary items	$869,000	1,848
Extraordinary gains, net	$0	8
Net income	$869,000	1,848
Minority interest net income	$0	55
Net income of bank and minority interests.	$869,000	1,848
Net charge-offs	$-83,000	5,578
Cash dividends	$350,000	1,507
Sale, conversion, retirement of capital stock, net	$35,000	368
Net operating income	$869,000	1,837
2016-12-31 (YTD Data)		Rank
Total interest income	$13,197,000	1,915
Total interest expense	$1,293,000	2,005
Net interest income	$11,904,000	1,875
Provision for loan and lease losses	$270,000	2,111
Total noninterest income	$3,002,000	1,649
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$440,000	2,299
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,562,000	1,354
Total noninterest expense	$10,133,000	1,884
Salaries and employee benefits	$6,099,000	1,761
Premises and equipment expense	$1,335,000	1,696
Additional noninterest expense	$2,699,000	2,154
Pre-tax net operating income	$4,503,000	1,758
Securities gains (losses)	$22,000	2,312
Applicable income taxes	$981,000	1,666
Income before extraordinary items	$3,544,000	1,826
Extraordinary gains, net	$0	5
Net income	$3,544,000	1,825
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,544,000	1,825
Net charge-offs	$1,073,000	625
Cash dividends	$800,000	2,447
Sale, conversion, retirement of capital stock, net	$-275,000	5,848
Net operating income	$3,526,840	1,800
2016-09-30 (YTD Data)		Rank
Total interest income	$9,841,000	1,924
Total interest expense	$974,000	2,004
Net interest income	$8,867,000	1,890
Provision for loan and lease losses	$210,000	2,000
Total noninterest income	$2,490,000	1,525
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$328,000	2,305
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,162,000	1,239
Total noninterest expense	$7,936,000	1,804
Salaries and employee benefits	$4,928,000	1,645
Premises and equipment expense	$1,003,000	1,695
Additional noninterest expense	$2,005,000	2,175
Pre-tax net operating income	$3,211,000	1,861
Securities gains (losses)	$22,000	2,256
Applicable income taxes	$616,000	1,873
Income before extraordinary items	$2,617,000	1,877
Extraordinary gains, net	$0	5
Net income	$2,617,000	1,877
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,617,000	1,877
Net charge-offs	$788,000	571
Cash dividends	$700,000	2,043
Sale, conversion, retirement of capital stock, net	$-307,000	5,924
Net operating income	$2,599,180	1,834
2016-06-30 (YTD Data)		Rank
Total interest income	$6,488,000	1,950
Total interest expense	$643,000	2,025
Net interest income	$5,845,000	1,913
Provision for loan and lease losses	$120,000	2,108
Total noninterest income	$1,879,000	1,382
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$213,000	2,333
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,666,000	1,101
Total noninterest expense	$5,317,000	1,801
Salaries and employee benefits	$3,285,000	1,651
Premises and equipment expense	$655,000	1,718
Additional noninterest expense	$1,377,000	2,140
Pre-tax net operating income	$2,287,000	1,761
Securities gains (losses)	$22,000	1,892
Applicable income taxes	$342,000	2,020
Income before extraordinary items	$1,967,000	1,687
Extraordinary gains, net	$0	16
Net income	$1,967,000	1,688
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,967,000	1,688
Net charge-offs	$345,000	781
Cash dividends	$250,000	2,668
Sale, conversion, retirement of capital stock, net	$66,000	412
Net operating income	$1,948,300	1,653
2016-03-31 (YTD Data)		Rank
Total interest income	$3,237,000	1,954
Total interest expense	$322,000	2,027
Net interest income	$2,915,000	1,922
Provision for loan and lease losses	$60,000	1,948
Total noninterest income	$1,074,000	1,232
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$109,000	2,286
Trading account gains and fees	$0	142
Additional Noninterest Income	$965,000	956
Total noninterest expense	$2,654,000	1,809
Salaries and employee benefits	$1,647,000	1,663
Premises and equipment expense	$331,000	1,725
Additional noninterest expense	$676,000	2,153
Pre-tax net operating income	$1,275,000	1,587
Securities gains (losses)	$0	2,077
Applicable income taxes	$32,000	3,237
Income before extraordinary items	$1,243,000	1,370
Extraordinary gains, net	$0	12
Net income	$1,243,000	1,370
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,243,000	1,371
Net charge-offs	$140,000	821
Cash dividends	$250,000	1,750
Sale, conversion, retirement of capital stock, net	$33,000	377
Net operating income	$1,243,000	1,329
2015-12-31 (YTD Data)		Rank
Total interest income	$12,944,000	1,896
Total interest expense	$1,148,000	2,193
Net interest income	$11,796,000	1,852
Provision for loan and lease losses	$720,000	1,044
Total noninterest income	$3,318,000	1,494
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$463,000	2,267
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,855,000	1,199
Total noninterest expense	$9,935,000	1,903
Salaries and employee benefits	$6,208,000	1,700
Premises and equipment expense	$1,267,000	1,804
Additional noninterest expense	$2,460,000	2,374
Pre-tax net operating income	$4,459,000	1,727
Securities gains (losses)	$8,000	2,689
Applicable income taxes	$1,337,000	1,319
Income before extraordinary items	$3,130,000	1,978
Extraordinary gains, net	$0	23
Net income	$3,130,000	1,979
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,130,000	1,980
Net charge-offs	$790,000	821
Cash dividends	$1,050,000	2,059
Sale, conversion, retirement of capital stock, net	$166,000	447
Net operating income	$3,124,400	1,937
2015-09-30 (YTD Data)		Rank
Total interest income	$9,637,000	1,924
Total interest expense	$848,000	2,240
Net interest income	$8,789,000	1,877
Provision for loan and lease losses	$630,000	864
Total noninterest income	$2,571,000	1,469
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$340,000	2,313
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,231,000	1,180
Total noninterest expense	$7,402,000	1,920
Salaries and employee benefits	$4,693,000	1,691
Premises and equipment expense	$939,000	1,834
Additional noninterest expense	$1,770,000	2,445
Pre-tax net operating income	$3,328,000	1,760
Securities gains (losses)	$-8,000	5,979
Applicable income taxes	$974,000	1,394
Income before extraordinary items	$2,346,000	1,995
Extraordinary gains, net	$0	21
Net income	$2,346,000	1,997
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,346,000	1,997
Net charge-offs	$354,000	1,091
Cash dividends	$700,000	1,974
Sale, conversion, retirement of capital stock, net	$125,000	408
Net operating income	$2,351,680	1,950
2015-06-30 (YTD Data)		Rank
Total interest income	$6,317,000	1,949
Total interest expense	$558,000	2,271
Net interest income	$5,759,000	1,901
Provision for loan and lease losses	$400,000	919
Total noninterest income	$1,853,000	1,395
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$218,000	2,360
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,635,000	1,121
Total noninterest expense	$4,878,000	1,953
Salaries and employee benefits	$3,127,000	1,699
Premises and equipment expense	$607,000	1,896
Additional noninterest expense	$1,144,000	2,533
Pre-tax net operating income	$2,334,000	1,677
Securities gains (losses)	$0	2,636
Applicable income taxes	$686,000	1,343
Income before extraordinary items	$1,648,000	1,896
Extraordinary gains, net	$0	22
Net income	$1,648,000	1,898
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,648,000	1,898
Net charge-offs	$315,000	881
Cash dividends	$700,000	1,584
Sale, conversion, retirement of capital stock, net	$83,000	401
Net operating income	$1,648,000	1,857
2015-03-31 (YTD Data)		Rank
Total interest income	$3,134,000	1,964
Total interest expense	$275,000	2,323
Net interest income	$2,859,000	1,918
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$1,027,000	1,265
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$106,000	2,376
Trading account gains and fees	$0	152
Additional Noninterest Income	$921,000	985
Total noninterest expense	$2,421,000	1,961
Salaries and employee benefits	$1,568,000	1,704
Premises and equipment expense	$292,000	1,980
Additional noninterest expense	$561,000	2,557
Pre-tax net operating income	$1,375,000	1,440
Securities gains (losses)	$0	2,027
Applicable income taxes	$373,000	1,248
Income before extraordinary items	$1,002,000	1,598
Extraordinary gains, net	$0	13
Net income	$1,002,000	1,599
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,002,000	1,600
Net charge-offs	$117,000	1,006
Cash dividends	$700,000	860
Sale, conversion, retirement of capital stock, net	$42,000	372
Net operating income	$1,002,000	1,532
2014-12-31 (YTD Data)		Rank
Total interest income	$11,769,000	2,071
Total interest expense	$1,066,000	2,479
Net interest income	$10,703,000	1,999
Provision for loan and lease losses	$502,000	1,455
Total noninterest income	$2,759,000	1,662
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$422,000	2,586
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,337,000	1,301
Total noninterest expense	$8,845,000	2,138
Salaries and employee benefits	$5,583,000	1,846
Premises and equipment expense	$1,152,000	1,994
Additional noninterest expense	$2,110,000	2,759
Pre-tax net operating income	$4,115,000	1,798
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,291,000	1,307
Income before extraordinary items	$2,824,000	2,117
Extraordinary gains, net	$0	17
Net income	$2,824,000	2,117
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,824,000	2,116
Net charge-offs	$290,000	2,060
Cash dividends	$615,000	2,597
Sale, conversion, retirement of capital stock, net	$177,000	449
Net operating income	$2,824,000	2,066
2014-09-30 (YTD Data)		Rank
Total interest income	$8,666,000	2,124
Total interest expense	$807,000	2,505
Net interest income	$7,859,000	2,045
Provision for loan and lease losses	$286,000	1,692
Total noninterest income	$2,116,000	1,643
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$315,000	2,620
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,801,000	1,281
Total noninterest expense	$6,676,000	2,122
Salaries and employee benefits	$4,276,000	1,809
Premises and equipment expense	$860,000	2,019
Additional noninterest expense	$1,540,000	2,820
Pre-tax net operating income	$3,013,000	1,845
Securities gains (losses)	$0	2,980
Applicable income taxes	$953,000	1,354
Income before extraordinary items	$2,060,000	2,177
Extraordinary gains, net	$0	15
Net income	$2,060,000	2,177
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,060,000	2,176
Net charge-offs	$130,000	2,432
Cash dividends	$600,000	2,003
Sale, conversion, retirement of capital stock, net	$133,000	411
Net operating income	$2,060,000	2,128
2014-06-30 (YTD Data)		Rank
Total interest income	$5,665,000	2,145
Total interest expense	$546,000	2,491
Net interest income	$5,119,000	2,069
Provision for loan and lease losses	$107,000	2,277
Total noninterest income	$1,523,000	1,538
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$204,000	2,662
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,319,000	1,193
Total noninterest expense	$4,441,000	2,123
Salaries and employee benefits	$2,863,000	1,801
Premises and equipment expense	$556,000	2,080
Additional noninterest expense	$1,022,000	2,831
Pre-tax net operating income	$2,094,000	1,752
Securities gains (losses)	$0	2,580
Applicable income taxes	$680,000	1,279
Income before extraordinary items	$1,414,000	2,083
Extraordinary gains, net	$0	20
Net income	$1,414,000	2,087
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,414,000	2,086
Net charge-offs	$16,000	3,514
Cash dividends	$600,000	1,616
Sale, conversion, retirement of capital stock, net	$89,000	400
Net operating income	$1,414,000	2,022
2014-03-31 (YTD Data)		Rank
Total interest income	$2,760,000	2,192
Total interest expense	$284,000	2,455
Net interest income	$2,476,000	2,135
Provision for loan and lease losses	$10,000	3,356
Total noninterest income	$826,000	1,425
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$97,000	2,725
Trading account gains and fees	$0	147
Additional Noninterest Income	$729,000	1,092
Total noninterest expense	$2,236,000	2,124
Salaries and employee benefits	$1,438,000	1,802
Premises and equipment expense	$282,000	2,107
Additional noninterest expense	$516,000	2,818
Pre-tax net operating income	$1,056,000	1,694
Securities gains (losses)	$0	1,715
Applicable income taxes	$359,000	1,171
Income before extraordinary items	$697,000	2,012
Extraordinary gains, net	$0	16
Net income	$697,000	2,015
Minority interest net income	$0	66
Net income of bank and minority interests.	$697,000	2,015
Net charge-offs	$-9,000	5,700
Cash dividends	$600,000	900
Sale, conversion, retirement of capital stock, net	$44,000	370
Net operating income	$697,000	1,972
2013-12-31 (YTD Data)		Rank
Total interest income	$10,802,000	2,249
Total interest expense	$1,206,000	2,554
Net interest income	$9,596,000	2,180
Provision for loan and lease losses	$175,000	3,117
Total noninterest income	$2,682,000	1,758
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$412,000	2,744
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,270,000	1,385
Total noninterest expense	$7,849,000	2,380
Salaries and employee benefits	$4,804,000	2,126
Premises and equipment expense	$1,051,000	2,150
Additional noninterest expense	$1,994,000	2,976
Pre-tax net operating income	$4,254,000	1,638
Securities gains (losses)	$10,000	2,629
Applicable income taxes	$1,503,000	1,123
Income before extraordinary items	$2,761,000	2,020
Extraordinary gains, net	$0	29
Net income	$2,761,000	2,023
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,761,000	2,024
Net charge-offs	$-9,000	6,151
Cash dividends	$500,000	2,742
Sale, conversion, retirement of capital stock, net	$39,000	706
Net operating income	$2,754,500	1,974
2013-09-30 (YTD Data)		Rank
Total interest income	$7,899,000	2,316
Total interest expense	$915,000	2,603
Net interest income	$6,984,000	2,242
Provision for loan and lease losses	$75,000	3,636
Total noninterest income	$2,150,000	1,696
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$305,000	2,789
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,845,000	1,338
Total noninterest expense	$5,847,000	2,399
Salaries and employee benefits	$3,608,000	2,125
Premises and equipment expense	$790,000	2,175
Additional noninterest expense	$1,449,000	3,054
Pre-tax net operating income	$3,212,000	1,642
Securities gains (losses)	$10,000	2,497
Applicable income taxes	$1,143,000	1,136
Income before extraordinary items	$2,079,000	2,064
Extraordinary gains, net	$0	25
Net income	$2,079,000	2,071
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,079,000	2,070
Net charge-offs	$-41,000	6,424
Cash dividends	$500,000	2,089
Sale, conversion, retirement of capital stock, net	$3,000	828
Net operating income	$2,072,500	2,001
2013-06-30 (YTD Data)		Rank
Total interest income	$5,203,000	2,350
Total interest expense	$612,000	2,667
Net interest income	$4,591,000	2,267
Provision for loan and lease losses	$25,000	4,134
Total noninterest income	$1,595,000	1,571
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$197,000	2,817
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,398,000	1,249
Total noninterest expense	$3,844,000	2,428
Salaries and employee benefits	$2,372,000	2,158
Premises and equipment expense	$508,000	2,252
Additional noninterest expense	$964,000	3,047
Pre-tax net operating income	$2,317,000	1,529
Securities gains (losses)	$0	2,791
Applicable income taxes	$821,000	1,078
Income before extraordinary items	$1,496,000	1,929
Extraordinary gains, net	$0	22
Net income	$1,496,000	1,936
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,496,000	1,935
Net charge-offs	$3,000	4,643
Cash dividends	$500,000	1,684
Sale, conversion, retirement of capital stock, net	$31,000	556
Net operating income	$1,496,000	1,859
2013-03-31 (YTD Data)		Rank
Total interest income	$2,553,000	2,413
Total interest expense	$312,000	2,704
Net interest income	$2,241,000	2,341
Provision for loan and lease losses	$0	4,409
Total noninterest income	$649,000	1,848
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$91,000	2,971
Trading account gains and fees	$0	148
Additional Noninterest Income	$558,000	1,456
Total noninterest expense	$1,871,000	2,516
Salaries and employee benefits	$1,180,000	2,191
Premises and equipment expense	$256,000	2,269
Additional noninterest expense	$435,000	3,309
Pre-tax net operating income	$1,019,000	1,676
Securities gains (losses)	$0	1,966
Applicable income taxes	$354,000	1,179
Income before extraordinary items	$665,000	2,078
Extraordinary gains, net	$0	10
Net income	$665,000	2,081
Minority interest net income	$0	76
Net income of bank and minority interests.	$665,000	2,080
Net charge-offs	$10,000	3,448
Cash dividends	$500,000	922
Sale, conversion, retirement of capital stock, net	$39,000	372
Net operating income	$665,000	2,001
2012-12-31 (YTD Data)		Rank
Total interest income	$11,022,000	2,348
Total interest expense	$1,565,000	2,619
Net interest income	$9,457,000	2,265
Provision for loan and lease losses	$190,000	3,988
Total noninterest income	$2,284,000	2,002
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$429,000	2,783
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,855,000	1,599
Total noninterest expense	$7,350,000	2,556
Salaries and employee benefits	$4,360,000	2,269
Premises and equipment expense	$946,000	2,372
Additional noninterest expense	$2,044,000	3,053
Pre-tax net operating income	$4,201,000	1,589
Securities gains (losses)	$39,000	2,867
Applicable income taxes	$1,461,000	1,119
Income before extraordinary items	$2,779,000	1,992
Extraordinary gains, net	$0	29
Net income	$2,779,000	1,991
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,779,000	1,993
Net charge-offs	$97,000	4,454
Cash dividends	$550,000	2,661
Sale, conversion, retirement of capital stock, net	$-17,000	6,997
Net operating income	$2,753,260	1,895
2012-09-30 (YTD Data)		Rank
Total interest income	$8,366,000	2,373
Total interest expense	$1,235,000	2,623
Net interest income	$7,131,000	2,290
Provision for loan and lease losses	$125,000	4,125
Total noninterest income	$1,776,000	1,946
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$321,000	2,831
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,455,000	1,554
Total noninterest expense	$5,525,000	2,551
Salaries and employee benefits	$3,246,000	2,286
Premises and equipment expense	$707,000	2,418
Additional noninterest expense	$1,572,000	2,991
Pre-tax net operating income	$3,257,000	1,588
Securities gains (losses)	$39,000	2,576
Applicable income taxes	$1,144,000	1,107
Income before extraordinary items	$2,152,000	1,977
Extraordinary gains, net	$0	20
Net income	$2,152,000	1,976
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,152,000	1,978
Net charge-offs	$20,000	5,058
Cash dividends	$400,000	2,271
Sale, conversion, retirement of capital stock, net	$-48,000	7,116
Net operating income	$2,126,650	1,878
2012-06-30 (YTD Data)		Rank
Total interest income	$5,577,000	2,385
Total interest expense	$853,000	2,639
Net interest income	$4,724,000	2,310
Provision for loan and lease losses	$79,000	4,135
Total noninterest income	$1,219,000	1,890
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$205,000	2,895
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,014,000	1,504
Total noninterest expense	$3,691,000	2,551
Salaries and employee benefits	$2,161,000	2,292
Premises and equipment expense	$471,000	2,422
Additional noninterest expense	$1,059,000	2,979
Pre-tax net operating income	$2,173,000	1,584
Securities gains (losses)	$0	3,178
Applicable income taxes	$757,000	1,112
Income before extraordinary items	$1,416,000	1,981
Extraordinary gains, net	$0	19
Net income	$1,416,000	1,979
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,416,000	1,981
Net charge-offs	$8,000	5,010
Cash dividends	$400,000	1,828
Sale, conversion, retirement of capital stock, net	$-12,000	7,177
Net operating income	$1,416,000	1,884
2012-03-31 (YTD Data)		Rank
Total interest income	$2,819,000	2,392
Total interest expense	$440,000	2,655
Net interest income	$2,379,000	2,304
Provision for loan and lease losses	$45,000	3,771
Total noninterest income	$649,000	1,809
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$104,000	2,850
Trading account gains and fees	$0	148
Additional Noninterest Income	$545,000	1,422
Total noninterest expense	$1,827,000	2,568
Salaries and employee benefits	$1,086,000	2,293
Premises and equipment expense	$239,000	2,396
Additional noninterest expense	$502,000	3,083
Pre-tax net operating income	$1,156,000	1,491
Securities gains (losses)	$0	2,210
Applicable income taxes	$402,000	1,067
Income before extraordinary items	$754,000	1,882
Extraordinary gains, net	$0	19
Net income	$754,000	1,884
Minority interest net income	$0	78
Net income of bank and minority interests.	$754,000	1,885
Net charge-offs	$17,000	3,772
Cash dividends	$400,000	1,024
Sale, conversion, retirement of capital stock, net	$32,000	401
Net operating income	$754,000	1,778
2011-12-31 (YTD Data)		Rank
Total interest income	$11,564,000	2,419
Total interest expense	$2,285,000	2,502
Net interest income	$9,279,000	2,363
Provision for loan and lease losses	$190,000	4,674
Total noninterest income	$2,052,000	1,966
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$468,000	2,712
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,584,000	1,590
Total noninterest expense	$7,175,000	2,612
Salaries and employee benefits	$4,116,000	2,344
Premises and equipment expense	$933,000	2,553
Additional noninterest expense	$2,126,000	2,965
Pre-tax net operating income	$3,966,000	1,442
Securities gains (losses)	$0	3,838
Applicable income taxes	$1,343,000	1,081
Income before extraordinary items	$2,623,000	1,809
Extraordinary gains, net	$0	29
Net income	$2,623,000	1,810
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,623,000	1,810
Net charge-offs	$448,000	3,308
Cash dividends	$400,000	2,654
Sale, conversion, retirement of capital stock, net	$-460,000	7,328
Net operating income	$2,623,000	1,732
2011-09-30 (YTD Data)		Rank
Total interest income	$8,704,000	2,435
Total interest expense	$1,777,000	2,515
Net interest income	$6,927,000	2,373
Provision for loan and lease losses	$120,000	4,772
Total noninterest income	$1,575,000	1,933
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$346,000	2,748
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,229,000	1,537
Total noninterest expense	$5,403,000	2,601
Salaries and employee benefits	$3,089,000	2,333
Premises and equipment expense	$692,000	2,589
Additional noninterest expense	$1,622,000	2,936
Pre-tax net operating income	$2,979,000	1,506
Securities gains (losses)	$0	3,555
Applicable income taxes	$1,006,000	1,086
Income before extraordinary items	$1,973,000	1,858
Extraordinary gains, net	$0	21
Net income	$1,973,000	1,858
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,973,000	1,858
Net charge-offs	$150,000	4,019
Cash dividends	$400,000	2,021
Sale, conversion, retirement of capital stock, net	$-484,000	7,416
Net operating income	$1,973,000	1,768
2011-06-30 (YTD Data)		Rank
Total interest income	$5,737,000	2,474
Total interest expense	$1,217,000	2,533
Net interest income	$4,520,000	2,430
Provision for loan and lease losses	$75,000	4,696
Total noninterest income	$1,098,000	1,859
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$218,000	2,835
Trading account gains and fees	$0	153
Additional Noninterest Income	$880,000	1,473
Total noninterest expense	$3,575,000	2,645
Salaries and employee benefits	$2,049,000	2,371
Premises and equipment expense	$460,000	2,616
Additional noninterest expense	$1,066,000	3,038
Pre-tax net operating income	$1,968,000	1,477
Securities gains (losses)	$0	2,914
Applicable income taxes	$658,000	1,072
Income before extraordinary items	$1,310,000	1,814
Extraordinary gains, net	$0	15
Net income	$1,310,000	1,814
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,310,000	1,814
Net charge-offs	$40,000	4,628
Cash dividends	$400,000	1,605
Sale, conversion, retirement of capital stock, net	$-444,000	7,501
Net operating income	$1,310,000	1,736
2011-03-31 (YTD Data)		Rank
Total interest income	$2,859,000	2,494
Total interest expense	$632,000	2,530
Net interest income	$2,227,000	2,470
Provision for loan and lease losses	$40,000	4,390
Total noninterest income	$564,000	1,827
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$101,000	2,954
Trading account gains and fees	$0	158
Additional Noninterest Income	$463,000	1,423
Total noninterest expense	$1,743,000	2,719
Salaries and employee benefits	$1,017,000	2,397
Premises and equipment expense	$231,000	2,653
Additional noninterest expense	$495,000	3,213
Pre-tax net operating income	$1,008,000	1,423
Securities gains (losses)	$0	1,772
Applicable income taxes	$337,000	1,014
Income before extraordinary items	$671,000	1,740
Extraordinary gains, net	$0	9
Net income	$671,000	1,740
Minority interest net income	$0	86
Net income of bank and minority interests.	$671,000	1,740
Net charge-offs	$24,000	3,913
Cash dividends	$400,000	888
Sale, conversion, retirement of capital stock, net	$-367,000	7,564
Net operating income	$671,000	1,693
2010-12-31 (YTD Data)		Rank
Total interest income	$11,973,000	2,502
Total interest expense	$2,922,000	2,663
Net interest income	$9,051,000	2,414
Provision for loan and lease losses	$485,000	4,179
Total noninterest income	$1,962,000	2,102
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$426,000	2,956
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,536,000	1,675
Total noninterest expense	$6,789,000	2,794
Salaries and employee benefits	$3,837,000	2,504
Premises and equipment expense	$928,000	2,640
Additional noninterest expense	$2,024,000	3,223
Pre-tax net operating income	$3,739,000	1,338
Securities gains (losses)	$3,000	3,556
Applicable income taxes	$1,218,000	1,052
Income before extraordinary items	$2,524,000	1,634
Extraordinary gains, net	$0	29
Net income	$2,524,000	1,634
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,524,000	1,636
Net charge-offs	$100,000	5,410
Cash dividends	$400,000	2,604
Sale, conversion, retirement of capital stock, net	$3,000	1,198
Net operating income	$2,521,990	1,574
2010-09-30 (YTD Data)		Rank
Total interest income	$8,792,000	2,616
Total interest expense	$2,266,000	2,680
Net interest income	$6,526,000	2,551
Provision for loan and lease losses	$275,000	4,429
Total noninterest income	$1,478,000	2,109
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$315,000	3,056
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,163,000	1,628
Total noninterest expense	$5,052,000	2,813
Salaries and employee benefits	$2,805,000	2,584
Premises and equipment expense	$702,000	2,647
Additional noninterest expense	$1,545,000	3,138
Pre-tax net operating income	$2,677,000	1,466
Securities gains (losses)	$3,000	3,393
Applicable income taxes	$860,000	1,134
Income before extraordinary items	$1,820,000	1,807
Extraordinary gains, net	$0	23
Net income	$1,820,000	1,808
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,820,000	1,809
Net charge-offs	$-39,000	7,616
Cash dividends	$400,000	2,009
Sale, conversion, retirement of capital stock, net	$2,000	1,119
Net operating income	$1,817,960	1,720
2010-06-30 (YTD Data)		Rank
Total interest income	$5,763,000	2,688
Total interest expense	$1,549,000	2,714
Net interest income	$4,214,000	2,631
Provision for loan and lease losses	$100,000	5,137
Total noninterest income	$994,000	2,062
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$216,000	3,005
Trading account gains and fees	$0	152
Additional Noninterest Income	$778,000	1,553
Total noninterest expense	$3,343,000	2,838
Salaries and employee benefits	$1,856,000	2,610
Premises and equipment expense	$467,000	2,662
Additional noninterest expense	$1,020,000	3,145
Pre-tax net operating income	$1,765,000	1,473
Securities gains (losses)	$3,000	2,902
Applicable income taxes	$571,000	1,091
Income before extraordinary items	$1,197,000	1,812
Extraordinary gains, net	$0	19
Net income	$1,197,000	1,811
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,197,000	1,812
Net charge-offs	$-39,000	7,673
Cash dividends	$400,000	1,555
Sale, conversion, retirement of capital stock, net	$2,000	1,045
Net operating income	$1,194,960	1,736
2010-03-31 (YTD Data)		Rank
Total interest income	$2,799,000	2,818
Total interest expense	$780,000	2,810
Net interest income	$2,019,000	2,751
Provision for loan and lease losses	$85,000	4,189
Total noninterest income	$501,000	2,027
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$90,000	3,359
Trading account gains and fees	$0	175
Additional Noninterest Income	$411,000	1,483
Total noninterest expense	$1,710,000	2,818
Salaries and employee benefits	$920,000	2,662
Premises and equipment expense	$253,000	2,570
Additional noninterest expense	$537,000	2,981
Pre-tax net operating income	$725,000	1,764
Securities gains (losses)	$0	2,284
Applicable income taxes	$226,000	1,315
Income before extraordinary items	$499,000	2,142
Extraordinary gains, net	$0	16
Net income	$499,000	2,141
Minority interest net income	$0	91
Net income of bank and minority interests.	$499,000	2,142
Net charge-offs	$35,000	4,021
Cash dividends	$400,000	835
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$499,000	2,057
2009-12-31 (YTD Data)		Rank
Total interest income	$11,874,000	2,781
Total interest expense	$4,019,000	2,724
Net interest income	$7,855,000	2,774
Provision for loan and lease losses	$640,000	4,162
Total noninterest income	$1,744,000	2,330
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$436,000	3,160
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,308,000	1,806
Total noninterest expense	$6,396,000	3,018
Salaries and employee benefits	$3,522,000	2,767
Premises and equipment expense	$1,002,000	2,572
Additional noninterest expense	$1,872,000	3,496
Pre-tax net operating income	$2,563,000	1,541
Securities gains (losses)	$-2,000	6,893
Applicable income taxes	$586,000	1,402
Income before extraordinary items	$1,975,000	1,711
Extraordinary gains, net	$0	34
Net income	$1,975,000	1,710
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,975,000	1,711
Net charge-offs	$733,000	3,293
Cash dividends	$400,000	2,826
Sale, conversion, retirement of capital stock, net	$-2,000	7,896
Net operating income	$1,976,540	1,651
2009-09-30 (YTD Data)		Rank
Total interest income	$8,972,000	2,803
Total interest expense	$3,147,000	2,740
Net interest income	$5,825,000	2,809
Provision for loan and lease losses	$425,000	4,088
Total noninterest income	$1,334,000	2,347
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$323,000	3,201
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,011,000	1,812
Total noninterest expense	$4,768,000	3,042
Salaries and employee benefits	$2,700,000	2,732
Premises and equipment expense	$757,000	2,582
Additional noninterest expense	$1,311,000	3,638
Pre-tax net operating income	$1,966,000	1,653
Securities gains (losses)	$1,000	3,393
Applicable income taxes	$459,000	1,489
Income before extraordinary items	$1,508,000	1,764
Extraordinary gains, net	$0	27
Net income	$1,508,000	1,764
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,508,000	1,764
Net charge-offs	$417,000	3,289
Cash dividends	$400,000	2,256
Sale, conversion, retirement of capital stock, net	$-2,000	8,003
Net operating income	$1,507,230	1,725
2009-06-30 (YTD Data)		Rank
Total interest income	$5,893,000	2,882
Total interest expense	$2,134,000	2,810
Net interest income	$3,759,000	2,877
Provision for loan and lease losses	$300,000	3,683
Total noninterest income	$917,000	2,313
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$206,000	3,264
Trading account gains and fees	$0	193
Additional Noninterest Income	$711,000	1,795
Total noninterest expense	$3,161,000	3,084
Salaries and employee benefits	$1,797,000	2,776
Premises and equipment expense	$510,000	2,590
Additional noninterest expense	$854,000	3,699
Pre-tax net operating income	$1,215,000	1,803
Securities gains (losses)	$-1,000	7,343
Applicable income taxes	$300,000	1,527
Income before extraordinary items	$914,000	2,004
Extraordinary gains, net	$0	21
Net income	$914,000	2,002
Minority interest net income	$0	112
Net income of bank and minority interests.	$914,000	2,003
Net charge-offs	$152,000	3,759
Cash dividends	$400,000	1,856
Sale, conversion, retirement of capital stock, net	$-1,000	8,105
Net operating income	$914,750	1,933
2009-03-31 (YTD Data)		Rank
Total interest income	$2,992,000	2,863
Total interest expense	$1,095,000	2,841
Net interest income	$1,897,000	2,842
Provision for loan and lease losses	$151,000	3,198
Total noninterest income	$474,000	2,227
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$104,000	3,190
Trading account gains and fees	$0	171
Additional Noninterest Income	$370,000	1,698
Total noninterest expense	$1,544,000	3,063
Salaries and employee benefits	$897,000	2,817
Premises and equipment expense	$260,000	2,597
Additional noninterest expense	$387,000	3,668
Pre-tax net operating income	$676,000	1,857
Securities gains (losses)	$0	2,434
Applicable income taxes	$188,000	1,524
Income before extraordinary items	$488,000	2,178
Extraordinary gains, net	$0	15
Net income	$488,000	2,177
Minority interest net income	$0	102
Net income of bank and minority interests.	$488,000	2,179
Net charge-offs	$60,000	3,375
Cash dividends	$400,000	1,067
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$488,000	2,038
2008-12-31 (YTD Data)		Rank
Total interest income	$13,149,000	2,796
Total interest expense	$5,203,000	2,868
Net interest income	$7,946,000	2,725
Provision for loan and lease losses	$346,000	4,387
Total noninterest income	$1,428,000	2,724
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$486,000	3,069
Trading account gains and fees	$0	154
Additional Noninterest Income	$942,000	2,210
Total noninterest expense	$5,908,000	3,124
Salaries and employee benefits	$3,529,000	2,803
Premises and equipment expense	$976,000	2,686
Additional noninterest expense	$1,403,000	3,800
Pre-tax net operating income	$3,120,000	1,734
Securities gains (losses)	$61,000	1,468
Applicable income taxes	$1,130,000	1,085
Income before extraordinary items	$2,051,000	1,942
Extraordinary gains, net	$0	39
Net income	$2,051,000	1,944
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$707,000	2,350
Cash dividends	$400,000	3,667
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,011,960	2,106
2008-09-30 (YTD Data)		Rank
Total interest income	$10,017,000	2,809
Total interest expense	$4,003,000	2,902
Net interest income	$6,014,000	2,716
Provision for loan and lease losses	$130,000	4,814
Total noninterest income	$1,121,000	2,705
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$365,000	3,097
Trading account gains and fees	$0	148
Additional Noninterest Income	$756,000	2,190
Total noninterest expense	$4,495,000	3,056
Salaries and employee benefits	$2,740,000	2,741
Premises and equipment expense	$720,000	2,727
Additional noninterest expense	$1,035,000	3,770
Pre-tax net operating income	$2,510,000	1,925
Securities gains (losses)	$29,000	1,776
Applicable income taxes	$921,000	1,232
Income before extraordinary items	$1,618,000	2,175
Extraordinary gains, net	$0	31
Net income	$1,618,000	2,173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$563,000	1,832
Cash dividends	$400,000	3,014
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,599,440	2,312
2008-06-30 (YTD Data)		Rank
Total interest income	$6,628,000	2,879
Total interest expense	$2,799,000	2,889
Net interest income	$3,829,000	2,811
Provision for loan and lease losses	$45,000	5,277
Total noninterest income	$761,000	2,692
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$231,000	3,182
Trading account gains and fees	$0	149
Additional Noninterest Income	$530,000	2,149
Total noninterest expense	$3,036,000	3,023
Salaries and employee benefits	$1,879,000	2,716
Premises and equipment expense	$472,000	2,777
Additional noninterest expense	$685,000	3,774
Pre-tax net operating income	$1,509,000	2,186
Securities gains (losses)	$34,000	1,705
Applicable income taxes	$572,000	1,451
Income before extraordinary items	$971,000	2,636
Extraordinary gains, net	$0	21
Net income	$971,000	2,636
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$246,000	2,002
Cash dividends	$400,000	2,547
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$949,240	2,629
2008-03-31 (YTD Data)		Rank
Total interest income	$3,383,000	2,883
Total interest expense	$1,501,000	2,890
Net interest income	$1,882,000	2,853
Provision for loan and lease losses	$0	6,080
Total noninterest income	$442,000	2,429
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$119,000	3,082
Trading account gains and fees	$0	158
Additional Noninterest Income	$323,000	1,882
Total noninterest expense	$1,464,000	3,133
Salaries and employee benefits	$906,000	2,811
Premises and equipment expense	$231,000	2,839
Additional noninterest expense	$327,000	3,863
Pre-tax net operating income	$860,000	2,028
Securities gains (losses)	$-34,000	8,386
Applicable income taxes	$289,000	1,514
Income before extraordinary items	$537,000	2,537
Extraordinary gains, net	$0	15
Net income	$537,000	2,539
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	1,882
Cash dividends	$400,000	1,571
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$559,100	2,380
2007-12-31 (YTD Data)		Rank
Total interest income	$13,234,000	3,009
Total interest expense	$6,060,000	2,981
Net interest income	$7,174,000	3,033
Provision for loan and lease losses	$0	6,851
Total noninterest income	$1,121,000	3,292
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$473,000	3,169
Trading account gains and fees	$0	178
Additional Noninterest Income	$648,000	2,885
Total noninterest expense	$5,602,000	3,148
Salaries and employee benefits	$3,326,000	2,954
Premises and equipment expense	$945,000	2,690
Additional noninterest expense	$1,331,000	3,769
Pre-tax net operating income	$2,693,000	2,657
Securities gains (losses)	$0	2,146
Applicable income taxes	$932,000	1,943
Income before extraordinary items	$1,761,000	3,092
Extraordinary gains, net	$0	39
Net income	$1,761,000	3,091
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$423,000	1,892
Cash dividends	$250,000	4,633
Sale, conversion, retirement of capital stock, net	$328,000	620
Net operating income	$1,761,000	3,080
2007-09-30 (YTD Data)		Rank
Total interest income	$9,882,000	3,013
Total interest expense	$4,514,000	2,990
Net interest income	$5,368,000	3,035
Provision for loan and lease losses	$0	6,528
Total noninterest income	$851,000	3,259
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$348,000	3,198
Trading account gains and fees	$0	184
Additional Noninterest Income	$503,000	2,833
Total noninterest expense	$4,259,000	3,073
Salaries and employee benefits	$2,581,000	2,832
Premises and equipment expense	$717,000	2,657
Additional noninterest expense	$961,000	3,819
Pre-tax net operating income	$1,960,000	2,884
Securities gains (losses)	$0	1,655
Applicable income taxes	$737,000	2,014
Income before extraordinary items	$1,223,000	3,422
Extraordinary gains, net	$0	33
Net income	$1,223,000	3,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$394,000	1,274
Cash dividends	$250,000	3,844
Sale, conversion, retirement of capital stock, net	$356,000	471
Net operating income	$1,223,000	3,407
2007-06-30 (YTD Data)		Rank
Total interest income	$6,550,000	3,039
Total interest expense	$2,994,000	3,017
Net interest income	$3,556,000	3,083
Provision for loan and lease losses	$0	6,209
Total noninterest income	$543,000	3,378
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$227,000	3,230
Trading account gains and fees	$0	168
Additional Noninterest Income	$316,000	2,935
Total noninterest expense	$2,810,000	3,126
Salaries and employee benefits	$1,707,000	2,891
Premises and equipment expense	$471,000	2,709
Additional noninterest expense	$632,000	3,860
Pre-tax net operating income	$1,289,000	2,961
Securities gains (losses)	$0	1,444
Applicable income taxes	$481,000	2,120
Income before extraordinary items	$808,000	3,495
Extraordinary gains, net	$0	29
Net income	$808,000	3,495
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$258,000	1,131
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$274,000	395
Net operating income	$808,000	3,472
2007-03-31 (YTD Data)		Rank
Total interest income	$3,226,000	3,071
Total interest expense	$1,479,000	3,022
Net interest income	$1,747,000	3,129
Provision for loan and lease losses	$0	5,779
Total noninterest income	$283,000	3,243
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$107,000	3,307
Trading account gains and fees	$0	195
Additional Noninterest Income	$176,000	2,745
Total noninterest expense	$1,382,000	3,181
Salaries and employee benefits	$826,000	2,996
Premises and equipment expense	$235,000	2,728
Additional noninterest expense	$321,000	3,767
Pre-tax net operating income	$648,000	2,956
Securities gains (losses)	$0	1,187
Applicable income taxes	$239,000	2,155
Income before extraordinary items	$409,000	3,438
Extraordinary gains, net	$0	22
Net income	$409,000	3,438
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	946
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$192,000	254
Net operating income	$409,000	3,412
2006-12-31 (YTD Data)		Rank
Total interest income	$12,135,000	3,058
Total interest expense	$4,968,000	3,037
Net interest income	$7,167,000	3,044
Provision for loan and lease losses	$652,000	1,501
Total noninterest income	$1,334,000	2,924
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$485,000	3,121
Trading account gains and fees	$0	130
Additional Noninterest Income	$849,000	2,482
Total noninterest expense	$5,211,000	3,241
Salaries and employee benefits	$3,005,000	3,127
Premises and equipment expense	$906,000	2,702
Additional noninterest expense	$1,300,000	3,707
Pre-tax net operating income	$2,638,000	3,013
Securities gains (losses)	$-59,000	7,999
Applicable income taxes	$962,000	2,252
Income before extraordinary items	$1,617,000	3,604
Extraordinary gains, net	$0	51
Net income	$1,617,000	3,604
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$482,000	1,205
Cash dividends	$400,000	4,043
Sale, conversion, retirement of capital stock, net	$322,000	669
Net operating income	$1,654,760	3,531
2006-09-30 (YTD Data)		Rank
Total interest income	$8,957,000	3,080
Total interest expense	$3,558,000	3,072
Net interest income	$5,399,000	3,059
Provision for loan and lease losses	$477,000	1,448
Total noninterest income	$1,010,000	2,907
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$370,000	3,100
Trading account gains and fees	$0	126
Additional Noninterest Income	$640,000	2,464
Total noninterest expense	$3,993,000	3,175
Salaries and employee benefits	$2,309,000	3,050
Premises and equipment expense	$683,000	2,701
Additional noninterest expense	$1,001,000	3,600
Pre-tax net operating income	$1,939,000	3,186
Securities gains (losses)	$-59,000	8,237
Applicable income taxes	$703,000	2,379
Income before extraordinary items	$1,177,000	3,794
Extraordinary gains, net	$0	45
Net income	$1,177,000	3,796
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$280,000	1,209
Cash dividends	$400,000	3,240
Sale, conversion, retirement of capital stock, net	$242,000	563
Net operating income	$1,214,760	3,693
2006-06-30 (YTD Data)		Rank
Total interest income	$5,815,000	3,115
Total interest expense	$2,246,000	3,095
Net interest income	$3,569,000	3,086
Provision for loan and lease losses	$265,000	1,678
Total noninterest income	$731,000	2,759
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$241,000	3,143
Trading account gains and fees	$0	126
Additional Noninterest Income	$490,000	2,245
Total noninterest expense	$2,646,000	3,196
Salaries and employee benefits	$1,555,000	3,037
Premises and equipment expense	$449,000	2,726
Additional noninterest expense	$642,000	3,714
Pre-tax net operating income	$1,389,000	3,039
Securities gains (losses)	$-58,000	8,400
Applicable income taxes	$504,000	2,300
Income before extraordinary items	$827,000	3,669
Extraordinary gains, net	$0	39
Net income	$827,000	3,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	1,757
Cash dividends	$400,000	2,681
Sale, conversion, retirement of capital stock, net	$161,000	462
Net operating income	$864,120	3,539
2006-03-31 (YTD Data)		Rank
Total interest income	$2,846,000	3,107
Total interest expense	$1,069,000	3,083
Net interest income	$1,777,000	3,098
Provision for loan and lease losses	$150,000	1,421
Total noninterest income	$383,000	2,616
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$112,000	3,228
Trading account gains and fees	$0	115
Additional Noninterest Income	$271,000	2,082
Total noninterest expense	$1,371,000	3,113
Salaries and employee benefits	$800,000	2,968
Premises and equipment expense	$222,000	2,763
Additional noninterest expense	$349,000	3,464
Pre-tax net operating income	$639,000	3,176
Securities gains (losses)	$0	955
Applicable income taxes	$253,000	2,248
Income before extraordinary items	$386,000	3,786
Extraordinary gains, net	$0	21
Net income	$386,000	3,785
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,110
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$83,000	337
Net operating income	$386,000	3,769
2005-12-31 (YTD Data)		Rank
Total interest income	$11,013,000	2,904
Total interest expense	$3,658,000	2,843
Net interest income	$7,355,000	2,912
Provision for loan and lease losses	$1,710,000	624
Total noninterest income	$1,331,000	2,906
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$523,000	2,966
Trading account gains and fees	$0	138
Additional Noninterest Income	$808,000	2,519
Total noninterest expense	$5,306,000	3,075
Salaries and employee benefits	$2,957,000	3,005
Premises and equipment expense	$1,050,000	2,268
Additional noninterest expense	$1,299,000	3,621
Pre-tax net operating income	$1,670,000	4,125
Securities gains (losses)	$0	2,296
Applicable income taxes	$614,000	3,036
Income before extraordinary items	$1,056,000	4,686
Extraordinary gains, net	$0	46
Net income	$1,056,000	4,687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,591,000	478
Cash dividends	$350,000	4,170
Sale, conversion, retirement of capital stock, net	$266,000	613
Net operating income	$1,056,000	4,650
2005-09-30 (YTD Data)		Rank
Total interest income	$8,110,000	2,898
Total interest expense	$2,632,000	2,802
Net interest income	$5,478,000	2,922
Provision for loan and lease losses	$1,500,000	502
Total noninterest income	$985,000	2,936
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$390,000	2,978
Trading account gains and fees	$0	126
Additional Noninterest Income	$595,000	2,564
Total noninterest expense	$4,015,000	3,015
Salaries and employee benefits	$2,260,000	2,923
Premises and equipment expense	$787,000	2,254
Additional noninterest expense	$968,000	3,586
Pre-tax net operating income	$948,000	4,906
Securities gains (losses)	$0	2,317
Applicable income taxes	$347,000	3,544
Income before extraordinary items	$601,000	5,438
Extraordinary gains, net	$0	35
Net income	$601,000	5,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,462,000	382
Cash dividends	$350,000	3,299
Sale, conversion, retirement of capital stock, net	$199,000	498
Net operating income	$601,000	5,408
2005-06-30 (YTD Data)		Rank
Total interest income	$5,299,000	2,883
Total interest expense	$1,658,000	2,807
Net interest income	$3,641,000	2,898
Provision for loan and lease losses	$1,000,000	510
Total noninterest income	$647,000	2,935
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$245,000	3,052
Trading account gains and fees	$0	116
Additional Noninterest Income	$402,000	2,533
Total noninterest expense	$2,717,000	2,964
Salaries and employee benefits	$1,512,000	2,910
Premises and equipment expense	$528,000	2,234
Additional noninterest expense	$677,000	3,449
Pre-tax net operating income	$571,000	5,123
Securities gains (losses)	$0	2,146
Applicable income taxes	$209,000	3,716
Income before extraordinary items	$362,000	5,698
Extraordinary gains, net	$0	30
Net income	$362,000	5,701
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$821,000	417
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$133,000	401
Net operating income	$362,000	5,657
2005-03-31 (YTD Data)		Rank
Total interest income	$2,618,000	2,879
Total interest expense	$795,000	2,802
Net interest income	$1,823,000	2,884
Provision for loan and lease losses	$400,000	592
Total noninterest income	$316,000	2,937
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$107,000	3,293
Trading account gains and fees	$0	115
Additional Noninterest Income	$209,000	2,418
Total noninterest expense	$1,370,000	2,941
Salaries and employee benefits	$758,000	2,901
Premises and equipment expense	$261,000	2,266
Additional noninterest expense	$351,000	3,354
Pre-tax net operating income	$369,000	4,479
Securities gains (losses)	$0	1,685
Applicable income taxes	$135,000	3,271
Income before extraordinary items	$234,000	5,039
Extraordinary gains, net	$0	24
Net income	$234,000	5,040
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$439,000	382
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$66,000	297
Net operating income	$234,000	5,003
2004-12-31 (YTD Data)		Rank
Total interest income	$10,252,000	2,766
Total interest expense	$3,051,000	2,595
Net interest income	$7,201,000	2,816
Provision for loan and lease losses	$1,230,000	866
Total noninterest income	$1,225,000	3,079
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$492,000	3,182
Trading account gains and fees	$0	138
Additional Noninterest Income	$733,000	2,642
Total noninterest expense	$5,187,000	3,007
Salaries and employee benefits	$2,884,000	2,937
Premises and equipment expense	$991,000	2,308
Additional noninterest expense	$1,312,000	3,499
Pre-tax net operating income	$2,009,000	3,488
Securities gains (losses)	$-7,000	8,135
Applicable income taxes	$684,000	2,801
Income before extraordinary items	$1,318,000	3,952
Extraordinary gains, net	$0	34
Net income	$1,318,000	3,954
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,008,000	776
Cash dividends	$500,000	3,518
Sale, conversion, retirement of capital stock, net	$234,000	559
Net operating income	$1,322,620	3,880
2004-09-30 (YTD Data)		Rank
Total interest income	$7,628,000	2,756
Total interest expense	$2,251,000	2,591
Net interest income	$5,377,000	2,796
Provision for loan and lease losses	$630,000	1,186
Total noninterest income	$982,000	2,974
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$379,000	3,134
Trading account gains and fees	$0	134
Additional Noninterest Income	$603,000	2,495
Total noninterest expense	$3,927,000	2,955
Salaries and employee benefits	$2,196,000	2,882
Premises and equipment expense	$731,000	2,339
Additional noninterest expense	$1,000,000	3,435
Pre-tax net operating income	$1,802,000	3,147
Securities gains (losses)	$-7,000	8,426
Applicable income taxes	$616,000	2,526
Income before extraordinary items	$1,179,000	3,587
Extraordinary gains, net	$0	26
Net income	$1,179,000	3,587
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$293,000	1,462
Cash dividends	$500,000	2,672
Sale, conversion, retirement of capital stock, net	$172,000	459
Net operating income	$1,183,620	3,509
2004-06-30 (YTD Data)		Rank
Total interest income	$5,035,000	2,773
Total interest expense	$1,504,000	2,563
Net interest income	$3,531,000	2,822
Provision for loan and lease losses	$420,000	1,177
Total noninterest income	$694,000	2,849
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$254,000	3,106
Trading account gains and fees	$0	130
Additional Noninterest Income	$440,000	2,380
Total noninterest expense	$2,571,000	3,003
Salaries and employee benefits	$1,462,000	2,898
Premises and equipment expense	$487,000	2,345
Additional noninterest expense	$622,000	3,642
Pre-tax net operating income	$1,234,000	3,049
Securities gains (losses)	$-7,000	8,631
Applicable income taxes	$423,000	2,463
Income before extraordinary items	$804,000	3,507
Extraordinary gains, net	$0	21
Net income	$804,000	3,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$185,000	1,457
Cash dividends	$300,000	2,849
Sale, conversion, retirement of capital stock, net	$104,000	401
Net operating income	$808,620	3,411
2004-03-31 (YTD Data)		Rank
Total interest income	$2,508,000	2,778
Total interest expense	$766,000	2,548
Net interest income	$1,742,000	2,855
Provision for loan and lease losses	$210,000	1,111
Total noninterest income	$332,000	2,900
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$122,000	3,125
Trading account gains and fees	$0	121
Additional Noninterest Income	$210,000	2,397
Total noninterest expense	$1,327,000	2,929
Salaries and employee benefits	$733,000	2,892
Premises and equipment expense	$249,000	2,323
Additional noninterest expense	$345,000	3,329
Pre-tax net operating income	$537,000	3,344
Securities gains (losses)	$0	2,934
Applicable income taxes	$184,000	2,710
Income before extraordinary items	$353,000	3,826
Extraordinary gains, net	$0	16
Net income	$353,000	3,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	1,129
Cash dividends	$300,000	1,707
Sale, conversion, retirement of capital stock, net	$47,000	315
Net operating income	$353,000	3,708
2003-12-31 (YTD Data)		Rank
Total interest income	$10,596,000	2,668
Total interest expense	$3,692,000	2,396
Net interest income	$6,904,000	2,788
Provision for loan and lease losses	$894,000	1,339
Total noninterest income	$1,381,000	3,001
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$500,000	3,097
Trading account gains and fees	$0	160
Additional Noninterest Income	$881,000	2,576
Total noninterest expense	$5,090,000	3,002
Salaries and employee benefits	$2,884,000	2,864
Premises and equipment expense	$957,000	2,350
Additional noninterest expense	$1,249,000	3,614
Pre-tax net operating income	$2,301,000	3,075
Securities gains (losses)	$0	4,500
Applicable income taxes	$879,000	2,361
Income before extraordinary items	$1,422,000	3,692
Extraordinary gains, net	$0	54
Net income	$1,422,000	3,690
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$709,000	1,214
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$275,000	557
Net operating income	$1,422,000	3,528
2003-09-30 (YTD Data)		Rank
Total interest income	$8,028,000	2,683
Total interest expense	$2,818,000	2,437
Net interest income	$5,210,000	2,794
Provision for loan and lease losses	$621,000	1,366
Total noninterest income	$1,048,000	3,039
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$367,000	3,157
Trading account gains and fees	$0	153
Additional Noninterest Income	$681,000	2,612
Total noninterest expense	$3,781,000	3,027
Salaries and employee benefits	$2,142,000	2,895
Premises and equipment expense	$717,000	2,352
Additional noninterest expense	$922,000	3,640
Pre-tax net operating income	$1,856,000	3,006
Securities gains (losses)	$0	4,204
Applicable income taxes	$768,000	2,258
Income before extraordinary items	$1,088,000	3,782
Extraordinary gains, net	$0	40
Net income	$1,088,000	3,781
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$561,000	1,071
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$207,000	445
Net operating income	$1,088,000	3,610
2003-06-30 (YTD Data)		Rank
Total interest income	$5,416,000	2,684
Total interest expense	$1,921,000	2,467
Net interest income	$3,495,000	2,773
Provision for loan and lease losses	$261,000	2,062
Total noninterest income	$704,000	3,003
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$243,000	3,137
Trading account gains and fees	$0	150
Additional Noninterest Income	$461,000	2,566
Total noninterest expense	$2,515,000	3,032
Salaries and employee benefits	$1,429,000	2,913
Premises and equipment expense	$473,000	2,372
Additional noninterest expense	$613,000	3,642
Pre-tax net operating income	$1,423,000	2,704
Securities gains (losses)	$0	3,782
Applicable income taxes	$543,000	2,202
Income before extraordinary items	$880,000	3,267
Extraordinary gains, net	$0	30
Net income	$880,000	3,267
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$247,000	1,429
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$138,000	365
Net operating income	$880,000	3,096
2003-03-31 (YTD Data)		Rank
Total interest income	$2,736,000	2,673
Total interest expense	$1,006,000	2,426
Net interest income	$1,730,000	2,794
Provision for loan and lease losses	$116,000	2,144
Total noninterest income	$361,000	2,855
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$120,000	3,077
Trading account gains and fees	$0	134
Additional Noninterest Income	$241,000	2,414
Total noninterest expense	$1,232,000	3,071
Salaries and employee benefits	$704,000	2,941
Premises and equipment expense	$234,000	2,378
Additional noninterest expense	$294,000	3,706
Pre-tax net operating income	$743,000	2,624
Securities gains (losses)	$0	2,891
Applicable income taxes	$277,000	2,157
Income before extraordinary items	$466,000	3,107
Extraordinary gains, net	$0	21
Net income	$466,000	3,105
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$236,000	843
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$59,000	257
Net operating income	$466,000	2,947
2002-12-31 (YTD Data)		Rank
Total interest income	$11,293,000	2,696
Total interest expense	$4,662,000	2,382
Net interest income	$6,631,000	2,873
Provision for loan and lease losses	$453,000	2,563
Total noninterest income	$1,216,000	3,049
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$476,000	3,101
Trading account gains and fees	$0	153
Additional Noninterest Income	$740,000	2,627
Total noninterest expense	$4,646,000	3,128
Salaries and employee benefits	$2,666,000	2,958
Premises and equipment expense	$826,000	2,614
Additional noninterest expense	$1,154,000	3,732
Pre-tax net operating income	$2,748,000	2,682
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,036,000	2,157
Income before extraordinary items	$1,712,000	3,160
Extraordinary gains, net	$0	70
Net income	$1,712,000	3,159
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$267,000	2,546
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$243,000	556
Net operating income	$1,712,000	3,055
2001-12-31 (YTD Data)		Rank
Total interest income	$11,331,000	2,989
Total interest expense	$5,941,000	2,698
Net interest income	$5,390,000	3,227
Provision for loan and lease losses	$443,000	2,428
Total noninterest income	$976,000	3,399
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$345,000	3,802
Trading account gains and fees	$0	177
Additional Noninterest Income	$631,000	2,749
Total noninterest expense	$3,964,000	3,458
Salaries and employee benefits	$2,063,000	3,511
Premises and equipment expense	$675,000	3,045
Additional noninterest expense	$1,226,000	3,430
Pre-tax net operating income	$1,959,000	3,217
Securities gains (losses)	$4,000	4,008
Applicable income taxes	$744,000	2,558
Income before extraordinary items	$1,219,000	3,762
Extraordinary gains, net	$0	105
Net income	$1,219,000	3,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$196,000	2,895
Cash dividends	$170,000	5,200
Sale, conversion, retirement of capital stock, net	$4,901,000	198
Net operating income	$1,216,440	3,653
2000-12-31 (YTD Data)		Rank
Total interest income	$7,413,000	4,373
Total interest expense	$4,178,000	3,839
Net interest income	$3,235,000	4,882
Provision for loan and lease losses	$170,000	4,137
Total noninterest income	$781,000	3,713
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$215,000	4,920
Trading account gains and fees	NA	NA
Additional Noninterest Income	$566,000	2,729
Total noninterest expense	$2,833,000	4,427
Salaries and employee benefits	$1,700,000	3,954
Premises and equipment expense	$502,000	3,777
Additional noninterest expense	$631,000	5,586
Pre-tax net operating income	$1,013,000	5,223
Securities gains (losses)	$0	1,956
Applicable income taxes	$348,000	4,283
Income before extraordinary items	$665,000	5,552
Extraordinary gains, net	$0	38
Net income	$665,000	5,551
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	3,579
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$65,000	743
Net operating income	$665,000	5,561
1999-12-31 (YTD Data)		Rank
Total interest income	$6,077,000	4,906
Total interest expense	$3,283,000	4,281
Net interest income	$2,794,000	5,435
Provision for loan and lease losses	$72,000	5,852
Total noninterest income	$641,000	4,234
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$198,000	5,141
Trading account gains and fees	NA	NA
Additional Noninterest Income	$443,000	3,196
Total noninterest expense	$2,509,000	4,872
Salaries and employee benefits	$1,497,000	4,354
Premises and equipment expense	$372,000	4,757
Additional noninterest expense	$640,000	5,577
Pre-tax net operating income	$854,000	5,744
Securities gains (losses)	$0	3,155
Applicable income taxes	$246,000	5,256
Income before extraordinary items	$608,000	5,855
Extraordinary gains, net	$0	35
Net income	$608,000	5,852
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	3,925
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$47,000	860
Net operating income	$608,000	5,830
1998-12-31 (YTD Data)		Rank
Total interest income	$4,666,000	5,938
Total interest expense	$2,362,000	5,587
Net interest income	$2,304,000	6,122
Provision for loan and lease losses	$120,000	4,610
Total noninterest income	$451,000	5,240
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$173,000	5,536
Trading account gains and fees	NA	NA
Additional Noninterest Income	$278,000	4,184
Total noninterest expense	$1,604,000	6,423
Salaries and employee benefits	$899,000	6,213
Premises and equipment expense	$274,000	5,648
Additional noninterest expense	$431,000	6,968
Pre-tax net operating income	$1,031,000	5,320
Securities gains (losses)	$-11,000	10,204
Applicable income taxes	$297,000	5,196
Income before extraordinary items	$723,000	5,515
Extraordinary gains, net	$0	32
Net income	$723,000	5,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,026
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$10,000	961
Net operating income	$730,810	5,371
1997-12-31 (YTD Data)		Rank
Total interest income	$4,334,000	6,356
Total interest expense	$2,088,000	6,103
Net interest income	$2,246,000	6,444
Provision for loan and lease losses	$2,000	8,765
Total noninterest income	$391,000	5,799
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$162,000	5,956
Trading account gains and fees	NA	NA
Additional Noninterest Income	$229,000	4,621
Total noninterest expense	$1,611,000	6,512
Salaries and employee benefits	$862,000	6,481
Premises and equipment expense	$277,000	5,702
Additional noninterest expense	$472,000	6,733
Pre-tax net operating income	$1,024,000	5,760
Securities gains (losses)	$0	3,944
Applicable income taxes	$316,000	5,575
Income before extraordinary items	$708,000	5,866
Extraordinary gains, net	$0	44
Net income	$708,000	5,868
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,655
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$708,000	5,821
1996-12-31 (YTD Data)		Rank
Total interest income	$4,136,000	6,734
Total interest expense	$1,953,000	6,511
Net interest income	$2,183,000	6,797
Provision for loan and lease losses	$0	9,041
Total noninterest income	$377,000	6,148
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$128,000	6,912
Trading account gains and fees	NA	NA
Additional Noninterest Income	$249,000	4,546
Total noninterest expense	$1,545,000	6,986
Salaries and employee benefits	$885,000	6,528
Premises and equipment expense	$234,000	6,482
Additional noninterest expense	$426,000	7,665
Pre-tax net operating income	$1,015,000	5,683
Securities gains (losses)	$18,000	2,073
Applicable income taxes	$341,000	5,418
Income before extraordinary items	$692,000	5,793
Extraordinary gains, net	$0	53
Net income	$692,000	5,794
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	4,420
Cash dividends	$1,050,000	2,054
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$679,940	5,794
1995-12-31 (YTD Data)		Rank
Total interest income	$3,963,000	7,042
Total interest expense	$1,801,000	6,897
Net interest income	$2,162,000	6,955
Provision for loan and lease losses	$1,000	8,909
Total noninterest income	$391,000	6,075
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$134,000	7,003
Trading account gains and fees	NA	NA
Additional Noninterest Income	$257,000	4,403
Total noninterest expense	$1,517,000	7,214
Salaries and employee benefits	$844,000	6,862
Premises and equipment expense	$227,000	6,713
Additional noninterest expense	$446,000	7,744
Pre-tax net operating income	$1,035,000	5,849
Securities gains (losses)	$8,000	2,536
Applicable income taxes	$307,000	5,919
Income before extraordinary items	$736,000	5,785
Extraordinary gains, net	$0	65
Net income	$736,000	5,782
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	11,259
Cash dividends	$525,000	3,209
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$730,320	5,797
1994-12-31 (YTD Data)		Rank
Total interest income	$3,422,000	7,449
Total interest expense	$1,400,000	7,204
Net interest income	$2,022,000	7,515
Provision for loan and lease losses	$2,000	9,032
Total noninterest income	$285,000	7,457
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$129,000	7,388
Trading account gains and fees	NA	NA
Additional Noninterest Income	$156,000	6,096
Total noninterest expense	$1,458,000	7,738
Salaries and employee benefits	$785,000	7,295
Premises and equipment expense	$193,000	7,590
Additional noninterest expense	$480,000	8,055
Pre-tax net operating income	$847,000	6,641
Securities gains (losses)	$0	3,600
Applicable income taxes	$233,000	6,778
Income before extraordinary items	$614,000	6,435
Extraordinary gains, net	$0	249
Net income	$614,000	6,454
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-102,000	12,237
Cash dividends	$200,000	5,405
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$614,000	6,498
1993-12-31 (YTD Data)		Rank
Total interest income	$3,361,000	7,737
Total interest expense	$1,419,000	7,472
Net interest income	$1,942,000	7,855
Provision for loan and lease losses	$12,000	9,545
Total noninterest income	$282,000	7,912
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$128,000	7,638
Trading account gains and fees	NA	NA
Additional Noninterest Income	$154,000	6,477
Total noninterest expense	$1,408,000	8,157
Salaries and employee benefits	$732,000	7,768
Premises and equipment expense	$188,000	7,937
Additional noninterest expense	$488,000	8,347
Pre-tax net operating income	$804,000	6,790
Securities gains (losses)	$10,000	5,473
Applicable income taxes	$216,000	7,326
Income before extraordinary items	$598,000	6,795
Extraordinary gains, net	$0	3,149
Net income	$598,000	6,969
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-38,000	12,509
Cash dividends	$940,000	1,875
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$590,700	6,611
1992-12-31 (YTD Data)		Rank
Total interest income	$3,726,000	7,867
Total interest expense	$1,727,000	7,828
Net interest income	$1,999,000	7,773
Provision for loan and lease losses	$81,000	7,858
Total noninterest income	$247,000	8,545
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$120,000	7,946
Trading account gains and fees	NA	NA
Additional Noninterest Income	$127,000	7,254
Total noninterest expense	$1,407,000	8,260
Salaries and employee benefits	$725,000	7,808
Premises and equipment expense	$167,000	8,636
Additional noninterest expense	$515,000	8,307
Pre-tax net operating income	$758,000	6,775
Securities gains (losses)	$29,000	5,046
Applicable income taxes	$201,000	7,542
Income before extraordinary items	$586,000	6,663
Extraordinary gains, net	$0	1,422
Net income	$586,000	6,745
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	6,234
Cash dividends	$929,000	1,662
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$564,540	6,469

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.