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First Nebraska Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$17,416,000	2,070
Total interest expense	$3,746,000	2,358
Net interest income	$13,670,000	1,954
Provision for loan and lease losses	$1,690,000	604
Total noninterest income	$1,952,000	2,046
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$368,000	1,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,584,000	1,824
Total noninterest expense	$10,690,000	1,963
Salaries and employee benefits	$5,790,000	2,003
Premises and equipment expense	$1,900,000	1,283
Additional noninterest expense	$1,584,000	1,824
Pre-tax net operating income	$3,242,000	2,422
Securities gains (losses)	$-59,000	3,687
Applicable income taxes	$70,000	2,931
Income before extraordinary items	$3,113,000	2,284
Extraordinary gains, net	$0	54
Net income	$3,113,000	2,308
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,113,000	2,287
Net charge-offs	$1,254,000	473
Cash dividends	$1,870,000	1,592
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,170,820	2,287
2023-09-30 (YTD Data)		Rank
Total interest income	$12,792,000	2,061
Total interest expense	$2,558,000	2,346
Net interest income	$10,234,000	1,970
Provision for loan and lease losses	$1,565,000	517
Total noninterest income	$1,433,000	2,068
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$270,000	2,013
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,163,000	1,842
Total noninterest expense	$7,860,000	1,983
Salaries and employee benefits	$4,210,000	2,041
Premises and equipment expense	$1,405,000	1,295
Additional noninterest expense	$1,163,000	1,842
Pre-tax net operating income	$2,242,000	2,566
Securities gains (losses)	$-30,000	3,716
Applicable income taxes	$31,000	3,124
Income before extraordinary items	$2,181,000	2,420
Extraordinary gains, net	$0	52
Net income	$2,181,000	2,443
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,181,000	2,422
Net charge-offs	$1,252,000	367
Cash dividends	$1,220,000	1,529
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,210,700	2,416
2023-06-30 (YTD Data)		Rank
Total interest income	$8,444,000	2,048
Total interest expense	$1,586,000	2,274
Net interest income	$6,858,000	1,971
Provision for loan and lease losses	$1,035,000	502
Total noninterest income	$951,000	2,012
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$172,000	2,046
Trading account gains and fees	NA	NA
Additional Noninterest Income	$779,000	1,770
Total noninterest expense	$5,278,000	1,971
Salaries and employee benefits	$2,812,000	2,042
Premises and equipment expense	$931,000	1,289
Additional noninterest expense	$779,000	1,768
Pre-tax net operating income	$1,496,000	2,585
Securities gains (losses)	$33,000	345
Applicable income taxes	$14,000	3,234
Income before extraordinary items	$1,515,000	2,390
Extraordinary gains, net	$0	51
Net income	$1,515,000	2,417
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,515,000	2,390
Net charge-offs	$752,000	351
Cash dividends	$670,000	1,714
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,482,330	2,431
2023-03-31 (YTD Data)		Rank
Total interest income	$4,212,000	2,038
Total interest expense	$740,000	2,177
Net interest income	$3,472,000	1,958
Provision for loan and lease losses	$255,000	762
Total noninterest income	$478,000	2,009
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$81,000	2,129
Trading account gains and fees	NA	NA
Additional Noninterest Income	$397,000	1,740
Total noninterest expense	$2,672,000	1,968
Salaries and employee benefits	$1,430,000	2,057
Premises and equipment expense	$469,000	1,310
Additional noninterest expense	$397,000	1,740
Pre-tax net operating income	$1,023,000	2,273
Securities gains (losses)	$20,000	439
Applicable income taxes	$14,000	3,070
Income before extraordinary items	$1,029,000	2,057
Extraordinary gains, net	$0	4
Net income	$1,029,000	2,056
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,029,000	2,057
Net charge-offs	$4,000	1,642
Cash dividends	$500,000	1,222
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,009,200	2,107
2022-12-31 (YTD Data)		Rank
Total interest income	$13,555,000	2,097
Total interest expense	$1,131,000	2,252
Net interest income	$12,424,000	2,055
Provision for loan and lease losses	$600,000	1,102
Total noninterest income	$1,946,000	2,069
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$393,000	1,969
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,553,000	1,860
Total noninterest expense	$10,647,000	1,916
Salaries and employee benefits	$5,750,000	2,000
Premises and equipment expense	$2,100,000	1,154
Additional noninterest expense	$1,553,000	1,860
Pre-tax net operating income	$3,123,000	2,606
Securities gains (losses)	$-21,000	3,579
Applicable income taxes	$146,000	2,812
Income before extraordinary items	$2,956,000	2,480
Extraordinary gains, net	$0	5
Net income	$2,956,000	2,478
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,956,000	2,479
Net charge-offs	$1,005,000	418
Cash dividends	$2,015,000	1,473
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,975,950	2,506
2022-09-30 (YTD Data)		Rank
Total interest income	$9,786,000	2,096
Total interest expense	$549,000	2,556
Net interest income	$9,237,000	2,046
Provision for loan and lease losses	$40,000	2,362
Total noninterest income	$1,437,000	2,116
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$296,000	1,975
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,141,000	1,914
Total noninterest expense	$8,078,000	1,904
Salaries and employee benefits	$4,326,000	2,000
Premises and equipment expense	$1,610,000	1,128
Additional noninterest expense	$1,141,000	1,914
Pre-tax net operating income	$2,556,000	2,506
Securities gains (losses)	$-27,000	3,997
Applicable income taxes	$101,000	2,860
Income before extraordinary items	$2,428,000	2,333
Extraordinary gains, net	$0	4
Net income	$2,428,000	2,332
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,428,000	2,332
Net charge-offs	$3,000	2,106
Cash dividends	$1,365,000	1,424
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,453,920	2,366
2022-06-30 (YTD Data)		Rank
Total interest income	$6,263,000	2,116
Total interest expense	$318,000	2,578
Net interest income	$5,945,000	2,059
Provision for loan and lease losses	$0	2,599
Total noninterest income	$961,000	2,108
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$189,000	2,024
Trading account gains and fees	NA	NA
Additional Noninterest Income	$772,000	1,948
Total noninterest expense	$5,435,000	1,877
Salaries and employee benefits	$2,979,000	1,955
Premises and equipment expense	$1,072,000	1,121
Additional noninterest expense	$1,384,000	2,109
Pre-tax net operating income	$1,471,000	2,589
Securities gains (losses)	$-29,000	4,154
Applicable income taxes	$62,000	2,820
Income before extraordinary items	$1,380,000	2,450
Extraordinary gains, net	$0	4
Net income	$1,380,000	2,450
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,380,000	2,450
Net charge-offs	$1,000	2,041
Cash dividends	$985,000	1,377
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,407,840	2,470
2022-03-31 (YTD Data)		Rank
Total interest income	$2,828,000	2,205
Total interest expense	$173,000	2,429
Net interest income	$2,655,000	2,182
Provision for loan and lease losses	$0	2,285
Total noninterest income	$494,000	2,081
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$93,000	2,028
Trading account gains and fees	NA	NA
Additional Noninterest Income	$401,000	1,907
Total noninterest expense	$2,785,000	1,844
Salaries and employee benefits	$1,524,000	1,917
Premises and equipment expense	$527,000	1,144
Additional noninterest expense	$734,000	2,022
Pre-tax net operating income	$364,000	3,225
Securities gains (losses)	$-13,000	4,295
Applicable income taxes	$22,000	2,883
Income before extraordinary items	$329,000	3,174
Extraordinary gains, net	$0	4
Net income	$329,000	3,172
Minority interest net income	$0	50
Net income of bank and minority interests.	$329,000	3,174
Net charge-offs	$1,000	1,671
Cash dividends	$650,000	1,010
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$341,220	3,164
2021-12-31 (YTD Data)		Rank
Total interest income	$12,292,000	2,165
Total interest expense	$869,000	2,420
Net interest income	$11,423,000	2,109
Provision for loan and lease losses	$60,000	2,437
Total noninterest income	$3,341,000	1,683
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$389,000	1,893
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,952,000	1,506
Total noninterest expense	$10,992,000	1,858
Salaries and employee benefits	$5,909,000	1,957
Premises and equipment expense	$2,123,000	1,153
Additional noninterest expense	$2,960,000	2,008
Pre-tax net operating income	$3,712,000	2,420
Securities gains (losses)	$62,000	1,032
Applicable income taxes	$148,000	2,871
Income before extraordinary items	$3,626,000	2,298
Extraordinary gains, net	$0	10
Net income	$3,626,000	2,299
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,626,000	2,299
Net charge-offs	$63,000	1,556
Cash dividends	$2,500,000	1,326
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,566,480	2,286
2021-09-30 (YTD Data)		Rank
Total interest income	$9,508,000	2,151
Total interest expense	$689,000	2,426
Net interest income	$8,819,000	2,085
Provision for loan and lease losses	$60,000	2,261
Total noninterest income	$2,454,000	1,752
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$296,000	1,871
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,158,000	1,594
Total noninterest expense	$8,123,000	1,875
Salaries and employee benefits	$4,335,000	1,982
Premises and equipment expense	$1,584,000	1,174
Additional noninterest expense	$2,204,000	2,009
Pre-tax net operating income	$3,090,000	2,392
Securities gains (losses)	$44,000	1,101
Applicable income taxes	$113,000	2,880
Income before extraordinary items	$3,021,000	2,234
Extraordinary gains, net	$0	8
Net income	$3,021,000	2,233
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,021,000	2,234
Net charge-offs	$49,000	1,363
Cash dividends	$1,850,000	1,223
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,978,760	2,236
2021-06-30 (YTD Data)		Rank
Total interest income	$6,282,000	2,163
Total interest expense	$483,000	2,428
Net interest income	$5,799,000	2,094
Provision for loan and lease losses	$60,000	1,979
Total noninterest income	$1,934,000	1,553
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$194,000	1,845
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,740,000	1,400
Total noninterest expense	$5,406,000	1,866
Salaries and employee benefits	$2,906,000	1,969
Premises and equipment expense	$1,043,000	1,174
Additional noninterest expense	$1,457,000	2,017
Pre-tax net operating income	$2,267,000	2,229
Securities gains (losses)	$28,000	1,082
Applicable income taxes	$76,000	2,863
Income before extraordinary items	$2,219,000	2,104
Extraordinary gains, net	$0	6
Net income	$2,219,000	2,104
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,219,000	2,104
Net charge-offs	$48,000	1,165
Cash dividends	$1,200,000	1,224
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,191,840	2,084
2021-03-31 (YTD Data)		Rank
Total interest income	$2,922,000	2,265
Total interest expense	$263,000	2,371
Net interest income	$2,659,000	2,228
Provision for loan and lease losses	$30,000	1,982
Total noninterest income	$902,000	1,630
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$95,000	1,855
Trading account gains and fees	NA	NA
Additional Noninterest Income	$807,000	1,459
Total noninterest expense	$2,664,000	1,868
Salaries and employee benefits	$1,451,000	1,963
Premises and equipment expense	$517,000	1,186
Additional noninterest expense	$696,000	2,047
Pre-tax net operating income	$867,000	2,561
Securities gains (losses)	$0	1,392
Applicable income taxes	$37,000	2,829
Income before extraordinary items	$830,000	2,465
Extraordinary gains, net	$0	3
Net income	$830,000	2,463
Minority interest net income	$0	55
Net income of bank and minority interests.	$830,000	2,465
Net charge-offs	$-1,000	3,038
Cash dividends	$650,000	1,012
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$830,000	2,429
2020-12-31 (YTD Data)		Rank
Total interest income	$12,145,000	2,214
Total interest expense	$1,477,000	2,409
Net interest income	$10,668,000	2,156
Provision for loan and lease losses	$192,000	3,083
Total noninterest income	$4,477,000	1,359
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$418,000	1,841
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,059,000	1,195
Total noninterest expense	$10,118,000	1,949
Salaries and employee benefits	$5,669,000	1,976
Premises and equipment expense	$1,771,000	1,327
Additional noninterest expense	$2,678,000	2,108
Pre-tax net operating income	$4,835,000	1,824
Securities gains (losses)	$62,000	1,620
Applicable income taxes	$127,000	2,822
Income before extraordinary items	$4,770,000	1,690
Extraordinary gains, net	$0	4
Net income	$4,770,000	1,690
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,770,000	1,690
Net charge-offs	$97,000	2,032
Cash dividends	$2,651,000	1,241
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,709,860	1,671
2020-09-30 (YTD Data)		Rank
Total interest income	$9,137,000	2,228
Total interest expense	$1,167,000	2,427
Net interest income	$7,970,000	2,150
Provision for loan and lease losses	$192,000	2,807
Total noninterest income	$3,336,000	1,326
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$300,000	1,887
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,036,000	1,159
Total noninterest expense	$7,376,000	1,960
Salaries and employee benefits	$4,099,000	2,013
Premises and equipment expense	$1,245,000	1,405
Additional noninterest expense	$2,032,000	2,051
Pre-tax net operating income	$3,738,000	1,764
Securities gains (losses)	$51,000	1,523
Applicable income taxes	$97,000	2,817
Income before extraordinary items	$3,692,000	1,618
Extraordinary gains, net	$0	4
Net income	$3,692,000	1,619
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,692,000	1,619
Net charge-offs	$101,000	1,666
Cash dividends	$1,950,000	1,137
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,642,530	1,594
2020-06-30 (YTD Data)		Rank
Total interest income	$6,109,000	2,250
Total interest expense	$812,000	2,468
Net interest income	$5,297,000	2,165
Provision for loan and lease losses	$117,000	2,857
Total noninterest income	$1,840,000	1,434
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$181,000	2,034
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,659,000	1,236
Total noninterest expense	$4,745,000	2,011
Salaries and employee benefits	$2,749,000	1,998
Premises and equipment expense	$768,000	1,482
Additional noninterest expense	$1,228,000	2,192
Pre-tax net operating income	$2,275,000	1,823
Securities gains (losses)	$0	2,249
Applicable income taxes	$64,000	2,775
Income before extraordinary items	$2,211,000	1,697
Extraordinary gains, net	$0	4
Net income	$2,211,000	1,698
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,211,000	1,698
Net charge-offs	$121,000	1,265
Cash dividends	$1,250,000	1,119
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,211,000	1,652
2020-03-31 (YTD Data)		Rank
Total interest income	$3,026,000	2,244
Total interest expense	$442,000	2,486
Net interest income	$2,584,000	2,166
Provision for loan and lease losses	$30,000	2,812
Total noninterest income	$660,000	1,662
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$121,000	1,910
Trading account gains and fees	NA	NA
Additional Noninterest Income	$539,000	1,442
Total noninterest expense	$2,371,000	2,027
Salaries and employee benefits	$1,367,000	2,020
Premises and equipment expense	$369,000	1,549
Additional noninterest expense	$635,000	2,156
Pre-tax net operating income	$843,000	2,085
Securities gains (losses)	$0	1,705
Applicable income taxes	$30,000	2,699
Income before extraordinary items	$813,000	1,950
Extraordinary gains, net	$0	4
Net income	$813,000	1,950
Minority interest net income	$0	56
Net income of bank and minority interests.	$813,000	1,950
Net charge-offs	$72,000	1,035
Cash dividends	$650,000	1,079
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$813,000	1,917
2019-12-31 (YTD Data)		Rank
Total interest income	$12,611,000	2,198
Total interest expense	$1,861,000	2,459
Net interest income	$10,750,000	2,108
Provision for loan and lease losses	$150,000	2,594
Total noninterest income	$2,525,000	1,740
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$620,000	1,632
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,905,000	1,584
Total noninterest expense	$9,515,000	1,999
Salaries and employee benefits	$5,312,000	2,017
Premises and equipment expense	$1,475,000	1,518
Additional noninterest expense	$2,728,000	2,075
Pre-tax net operating income	$3,610,000	2,186
Securities gains (losses)	$0	2,379
Applicable income taxes	$115,000	2,960
Income before extraordinary items	$3,495,000	2,086
Extraordinary gains, net	$0	11
Net income	$3,495,000	2,088
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,495,000	2,088
Net charge-offs	$-20,000	4,596
Cash dividends	$2,625,000	1,313
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,495,000	2,048
2019-09-30 (YTD Data)		Rank
Total interest income	$9,476,000	2,220
Total interest expense	$1,379,000	2,485
Net interest income	$8,097,000	2,123
Provision for loan and lease losses	$120,000	2,455
Total noninterest income	$1,829,000	1,769
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$465,000	1,644
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,364,000	1,615
Total noninterest expense	$6,939,000	2,030
Salaries and employee benefits	$3,870,000	2,070
Premises and equipment expense	$1,066,000	1,586
Additional noninterest expense	$2,003,000	2,116
Pre-tax net operating income	$2,867,000	2,164
Securities gains (losses)	$0	2,167
Applicable income taxes	$86,000	3,016
Income before extraordinary items	$2,781,000	2,042
Extraordinary gains, net	$0	11
Net income	$2,781,000	2,041
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,781,000	2,043
Net charge-offs	$-4,000	4,209
Cash dividends	$1,976,000	1,222
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,781,000	2,016
2019-06-30 (YTD Data)		Rank
Total interest income	$6,237,000	2,247
Total interest expense	$892,000	2,512
Net interest income	$5,345,000	2,153
Provision for loan and lease losses	$90,000	2,284
Total noninterest income	$1,133,000	1,826
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$292,000	1,692
Trading account gains and fees	NA	NA
Additional Noninterest Income	$841,000	1,665
Total noninterest expense	$4,639,000	2,040
Salaries and employee benefits	$2,590,000	2,064
Premises and equipment expense	$713,000	1,587
Additional noninterest expense	$1,336,000	2,120
Pre-tax net operating income	$1,749,000	2,271
Securities gains (losses)	$0	1,702
Applicable income taxes	$58,000	3,015
Income before extraordinary items	$1,691,000	2,167
Extraordinary gains, net	$0	11
Net income	$1,691,000	2,166
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,691,000	2,167
Net charge-offs	$-6,000	4,333
Cash dividends	$1,326,000	1,192
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,691,000	2,137
2019-03-31 (YTD Data)		Rank
Total interest income	$3,098,000	2,255
Total interest expense	$436,000	2,508
Net interest income	$2,662,000	2,166
Provision for loan and lease losses	$60,000	1,874
Total noninterest income	$570,000	1,786
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$143,000	1,705
Trading account gains and fees	NA	NA
Additional Noninterest Income	$427,000	1,610
Total noninterest expense	$2,279,000	2,071
Salaries and employee benefits	$1,283,000	2,100
Premises and equipment expense	$351,000	1,629
Additional noninterest expense	$645,000	2,167
Pre-tax net operating income	$893,000	2,208
Securities gains (losses)	$0	1,087
Applicable income taxes	$29,000	2,975
Income before extraordinary items	$864,000	2,084
Extraordinary gains, net	$0	5
Net income	$864,000	2,083
Minority interest net income	$0	52
Net income of bank and minority interests.	$864,000	2,083
Net charge-offs	$1,000	2,582
Cash dividends	$649,000	1,127
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$864,000	2,070
2018-12-31 (YTD Data)		Rank
Total interest income	$11,745,000	2,250
Total interest expense	$1,460,000	2,385
Net interest income	$10,285,000	2,192
Provision for loan and lease losses	$131,000	2,775
Total noninterest income	$2,227,000	1,872
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$649,000	1,626
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,578,000	1,737
Total noninterest expense	$9,235,000	2,023
Salaries and employee benefits	$5,230,000	2,028
Premises and equipment expense	$1,289,000	1,706
Additional noninterest expense	$2,716,000	2,084
Pre-tax net operating income	$3,146,000	2,431
Securities gains (losses)	$0	1,125
Applicable income taxes	$116,000	3,013
Income before extraordinary items	$3,030,000	2,305
Extraordinary gains, net	$0	6
Net income	$3,030,000	2,304
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,030,000	2,304
Net charge-offs	$78,000	2,325
Cash dividends	$2,526,000	1,246
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,030,000	2,304
2018-09-30 (YTD Data)		Rank
Total interest income	$8,667,000	2,260
Total interest expense	$1,041,000	2,384
Net interest income	$7,626,000	2,215
Provision for loan and lease losses	$52,000	3,156
Total noninterest income	$1,686,000	1,879
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$475,000	1,681
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,211,000	1,733
Total noninterest expense	$6,799,000	2,052
Salaries and employee benefits	$3,826,000	2,059
Premises and equipment expense	$919,000	1,797
Additional noninterest expense	$2,054,000	2,077
Pre-tax net operating income	$2,461,000	2,421
Securities gains (losses)	$0	1,118
Applicable income taxes	$85,000	3,102
Income before extraordinary items	$2,376,000	2,248
Extraordinary gains, net	$0	5
Net income	$2,376,000	2,246
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,376,000	2,247
Net charge-offs	$11,000	2,953
Cash dividends	$1,925,000	1,118
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,376,000	2,251
2018-06-30 (YTD Data)		Rank
Total interest income	$5,692,000	2,270
Total interest expense	$673,000	2,352
Net interest income	$5,019,000	2,230
Provision for loan and lease losses	$52,000	2,784
Total noninterest income	$1,107,000	1,894
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$311,000	1,693
Trading account gains and fees	NA	NA
Additional Noninterest Income	$796,000	1,737
Total noninterest expense	$4,512,000	2,071
Salaries and employee benefits	$2,548,000	2,076
Premises and equipment expense	$602,000	1,832
Additional noninterest expense	$1,362,000	2,098
Pre-tax net operating income	$1,562,000	2,457
Securities gains (losses)	$0	961
Applicable income taxes	$58,000	3,062
Income before extraordinary items	$1,504,000	2,305
Extraordinary gains, net	$0	6
Net income	$1,504,000	2,303
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,504,000	2,304
Net charge-offs	$6,000	2,773
Cash dividends	$1,325,000	1,065
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,504,000	2,306
2018-03-31 (YTD Data)		Rank
Total interest income	$2,793,000	2,300
Total interest expense	$322,000	2,346
Net interest income	$2,471,000	2,267
Provision for loan and lease losses	$32,000	2,391
Total noninterest income	$586,000	1,815
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$157,000	1,681
Trading account gains and fees	NA	NA
Additional Noninterest Income	$429,000	1,633
Total noninterest expense	$2,211,000	2,117
Salaries and employee benefits	$1,262,000	2,115
Premises and equipment expense	$299,000	1,873
Additional noninterest expense	$650,000	2,149
Pre-tax net operating income	$814,000	2,369
Securities gains (losses)	$0	735
Applicable income taxes	$28,000	3,066
Income before extraordinary items	$786,000	2,191
Extraordinary gains, net	$0	7
Net income	$786,000	2,190
Minority interest net income	$0	52
Net income of bank and minority interests.	$786,000	2,191
Net charge-offs	$6,000	2,135
Cash dividends	$675,000	971
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$786,000	2,180
2017-12-31 (YTD Data)		Rank
Total interest income	$10,753,000	2,302
Total interest expense	$788,000	2,940
Net interest income	$9,965,000	2,230
Provision for loan and lease losses	$320,000	1,908
Total noninterest income	$2,526,000	1,764
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$635,000	1,682
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,891,000	1,589
Total noninterest expense	$8,588,000	2,156
Salaries and employee benefits	$4,907,000	2,112
Premises and equipment expense	$1,009,000	2,094
Additional noninterest expense	$2,672,000	2,143
Pre-tax net operating income	$3,583,000	2,205
Securities gains (losses)	$0	2,243
Applicable income taxes	$111,000	3,245
Income before extraordinary items	$3,472,000	1,821
Extraordinary gains, net	$0	9
Net income	$3,472,000	1,821
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,472,000	1,822
Net charge-offs	$2,000	3,998
Cash dividends	$2,840,000	1,078
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,472,000	1,796
2017-09-30 (YTD Data)		Rank
Total interest income	$8,000,000	2,313
Total interest expense	$558,000	3,031
Net interest income	$7,442,000	2,252
Provision for loan and lease losses	$290,000	1,660
Total noninterest income	$1,904,000	1,775
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$485,000	1,664
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,419,000	1,608
Total noninterest expense	$6,185,000	2,230
Salaries and employee benefits	$3,554,000	2,169
Premises and equipment expense	$666,000	2,292
Additional noninterest expense	$1,965,000	2,163
Pre-tax net operating income	$2,871,000	2,135
Securities gains (losses)	$0	2,274
Applicable income taxes	$84,000	3,245
Income before extraordinary items	$2,787,000	1,842
Extraordinary gains, net	$0	9
Net income	$2,787,000	1,842
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,787,000	1,842
Net charge-offs	$9,000	3,291
Cash dividends	$2,165,000	984
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,787,000	1,812
2017-06-30 (YTD Data)		Rank
Total interest income	$5,321,000	2,311
Total interest expense	$354,000	3,081
Net interest income	$4,967,000	2,230
Provision for loan and lease losses	$260,000	1,330
Total noninterest income	$1,328,000	1,717
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$313,000	1,698
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,015,000	1,522
Total noninterest expense	$4,047,000	2,264
Salaries and employee benefits	$2,362,000	2,193
Premises and equipment expense	$410,000	2,432
Additional noninterest expense	$1,275,000	2,210
Pre-tax net operating income	$1,988,000	2,041
Securities gains (losses)	$0	1,906
Applicable income taxes	$56,000	3,253
Income before extraordinary items	$1,932,000	1,752
Extraordinary gains, net	$0	11
Net income	$1,932,000	1,752
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,932,000	1,752
Net charge-offs	$28,000	2,401
Cash dividends	$1,505,000	949
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,932,000	1,734
2017-03-31 (YTD Data)		Rank
Total interest income	$2,705,000	2,292
Total interest expense	$173,000	3,112
Net interest income	$2,532,000	2,199
Provision for loan and lease losses	$230,000	845
Total noninterest income	$733,000	1,620
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$179,000	1,536
Trading account gains and fees	NA	NA
Additional Noninterest Income	$554,000	1,440
Total noninterest expense	$1,992,000	2,306
Salaries and employee benefits	$1,177,000	2,239
Premises and equipment expense	$181,000	2,671
Additional noninterest expense	$634,000	2,215
Pre-tax net operating income	$1,043,000	1,906
Securities gains (losses)	$0	1,153
Applicable income taxes	$29,000	3,190
Income before extraordinary items	$1,014,000	1,658
Extraordinary gains, net	$0	8
Net income	$1,014,000	1,658
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,014,000	1,658
Net charge-offs	$29,000	1,668
Cash dividends	$725,000	934
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,014,000	1,639
2016-12-31 (YTD Data)		Rank
Total interest income	$9,843,000	2,433
Total interest expense	$694,000	3,069
Net interest income	$9,149,000	2,351
Provision for loan and lease losses	$278,000	2,085
Total noninterest income	$2,609,000	1,801
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$477,000	2,161
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,132,000	1,536
Total noninterest expense	$8,005,000	2,288
Salaries and employee benefits	$4,647,000	2,210
Premises and equipment expense	$799,000	2,503
Additional noninterest expense	$2,559,000	2,268
Pre-tax net operating income	$3,475,000	2,132
Securities gains (losses)	$0	3,212
Applicable income taxes	$114,000	3,237
Income before extraordinary items	$3,361,000	1,910
Extraordinary gains, net	$0	5
Net income	$3,361,000	1,909
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,361,000	1,909
Net charge-offs	$183,000	2,025
Cash dividends	$2,460,000	1,183
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,361,000	1,863
2016-09-30 (YTD Data)		Rank
Total interest income	$7,326,000	2,453
Total interest expense	$517,000	3,066
Net interest income	$6,809,000	2,368
Provision for loan and lease losses	$203,000	2,027
Total noninterest income	$1,822,000	1,887
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$325,000	2,320
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,497,000	1,594
Total noninterest expense	$5,801,000	2,361
Salaries and employee benefits	$3,379,000	2,264
Premises and equipment expense	$594,000	2,521
Additional noninterest expense	$1,828,000	2,365
Pre-tax net operating income	$2,627,000	2,170
Securities gains (losses)	$0	3,160
Applicable income taxes	$83,000	3,324
Income before extraordinary items	$2,544,000	1,919
Extraordinary gains, net	$0	5
Net income	$2,544,000	1,919
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,544,000	1,919
Net charge-offs	$62,000	2,437
Cash dividends	$1,810,000	1,120
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,544,000	1,860
2016-06-30 (YTD Data)		Rank
Total interest income	$4,782,000	2,497
Total interest expense	$342,000	3,090
Net interest income	$4,440,000	2,406
Provision for loan and lease losses	$137,000	2,019
Total noninterest income	$1,145,000	1,933
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$212,000	2,345
Trading account gains and fees	$0	157
Additional Noninterest Income	$933,000	1,638
Total noninterest expense	$3,796,000	2,405
Salaries and employee benefits	$2,268,000	2,260
Premises and equipment expense	$378,000	2,615
Additional noninterest expense	$1,150,000	2,480
Pre-tax net operating income	$1,652,000	2,235
Securities gains (losses)	$0	2,835
Applicable income taxes	$55,000	3,340
Income before extraordinary items	$1,597,000	2,003
Extraordinary gains, net	$0	16
Net income	$1,597,000	2,003
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,597,000	2,003
Net charge-offs	$24,000	2,644
Cash dividends	$1,150,000	1,183
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,597,000	1,942
2016-03-31 (YTD Data)		Rank
Total interest income	$2,358,000	2,529
Total interest expense	$170,000	3,118
Net interest income	$2,188,000	2,455
Provision for loan and lease losses	$76,000	1,730
Total noninterest income	$488,000	2,099
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$106,000	2,330
Trading account gains and fees	$0	142
Additional Noninterest Income	$382,000	1,803
Total noninterest expense	$1,898,000	2,414
Salaries and employee benefits	$1,126,000	2,277
Premises and equipment expense	$190,000	2,636
Additional noninterest expense	$582,000	2,460
Pre-tax net operating income	$702,000	2,479
Securities gains (losses)	$0	2,077
Applicable income taxes	$28,000	3,322
Income before extraordinary items	$674,000	2,262
Extraordinary gains, net	$0	12
Net income	$674,000	2,262
Minority interest net income	$0	62
Net income of bank and minority interests.	$674,000	2,262
Net charge-offs	$-2,000	4,420
Cash dividends	$550,000	1,129
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$674,000	2,203
2015-12-31 (YTD Data)		Rank
Total interest income	$9,528,000	2,463
Total interest expense	$696,000	3,080
Net interest income	$8,832,000	2,380
Provision for loan and lease losses	$310,000	1,865
Total noninterest income	$2,410,000	1,862
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$453,000	2,301
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,957,000	1,549
Total noninterest expense	$7,793,000	2,348
Salaries and employee benefits	$4,236,000	2,361
Premises and equipment expense	$768,000	2,639
Additional noninterest expense	$2,789,000	2,138
Pre-tax net operating income	$3,139,000	2,250
Securities gains (losses)	$45,000	1,712
Applicable income taxes	$107,000	3,286
Income before extraordinary items	$3,077,000	2,013
Extraordinary gains, net	$0	23
Net income	$3,077,000	2,014
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,077,000	2,015
Net charge-offs	$36,000	3,470
Cash dividends	$1,890,000	1,415
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,033,350	1,995
2015-09-30 (YTD Data)		Rank
Total interest income	$7,171,000	2,474
Total interest expense	$519,000	3,130
Net interest income	$6,652,000	2,390
Provision for loan and lease losses	$234,000	1,775
Total noninterest income	$1,829,000	1,873
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$337,000	2,330
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,492,000	1,542
Total noninterest expense	$5,760,000	2,377
Salaries and employee benefits	$3,118,000	2,406
Premises and equipment expense	$592,000	2,616
Additional noninterest expense	$2,050,000	2,158
Pre-tax net operating income	$2,487,000	2,199
Securities gains (losses)	$45,000	1,541
Applicable income taxes	$75,000	3,430
Income before extraordinary items	$2,457,000	1,921
Extraordinary gains, net	$0	21
Net income	$2,457,000	1,923
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,457,000	1,923
Net charge-offs	$14,000	3,512
Cash dividends	$1,725,000	1,103
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,413,350	1,911
2015-06-30 (YTD Data)		Rank
Total interest income	$4,818,000	2,467
Total interest expense	$342,000	3,173
Net interest income	$4,476,000	2,378
Provision for loan and lease losses	$157,000	1,727
Total noninterest income	$1,309,000	1,790
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$216,000	2,373
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,093,000	1,459
Total noninterest expense	$3,838,000	2,387
Salaries and employee benefits	$2,085,000	2,419
Premises and equipment expense	$393,000	2,637
Additional noninterest expense	$1,360,000	2,167
Pre-tax net operating income	$1,790,000	2,063
Securities gains (losses)	$45,000	1,293
Applicable income taxes	$50,000	3,444
Income before extraordinary items	$1,785,000	1,782
Extraordinary gains, net	$0	22
Net income	$1,785,000	1,786
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,785,000	1,786
Net charge-offs	$31,000	2,665
Cash dividends	$1,275,000	1,013
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,741,350	1,773
2015-03-31 (YTD Data)		Rank
Total interest income	$2,349,000	2,523
Total interest expense	$170,000	3,217
Net interest income	$2,179,000	2,424
Provision for loan and lease losses	$81,000	1,632
Total noninterest income	$687,000	1,680
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$105,000	2,396
Trading account gains and fees	$0	152
Additional Noninterest Income	$582,000	1,344
Total noninterest expense	$1,921,000	2,389
Salaries and employee benefits	$1,053,000	2,409
Premises and equipment expense	$204,000	2,610
Additional noninterest expense	$664,000	2,202
Pre-tax net operating income	$864,000	2,087
Securities gains (losses)	$30,000	1,059
Applicable income taxes	$24,000	3,446
Income before extraordinary items	$870,000	1,800
Extraordinary gains, net	$0	13
Net income	$870,000	1,802
Minority interest net income	$0	64
Net income of bank and minority interests.	$870,000	1,802
Net charge-offs	$0	3,288
Cash dividends	$275,000	1,612
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$840,900	1,789
2014-12-31 (YTD Data)		Rank
Total interest income	$9,238,000	2,585
Total interest expense	$811,000	3,003
Net interest income	$8,427,000	2,508
Provision for loan and lease losses	$383,000	1,725
Total noninterest income	$2,379,000	1,866
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$529,000	2,193
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,850,000	1,556
Total noninterest expense	$7,841,000	2,351
Salaries and employee benefits	$4,312,000	2,332
Premises and equipment expense	$834,000	2,576
Additional noninterest expense	$2,695,000	2,241
Pre-tax net operating income	$2,582,000	2,520
Securities gains (losses)	$19,000	2,350
Applicable income taxes	$90,000	3,450
Income before extraordinary items	$2,511,000	2,302
Extraordinary gains, net	$0	17
Net income	$2,511,000	2,302
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,511,000	2,302
Net charge-offs	$74,000	3,448
Cash dividends	$1,910,000	1,339
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,492,570	2,267
2014-09-30 (YTD Data)		Rank
Total interest income	$6,878,000	2,610
Total interest expense	$627,000	3,001
Net interest income	$6,251,000	2,548
Provision for loan and lease losses	$350,000	1,487
Total noninterest income	$1,766,000	1,895
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$408,000	2,152
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,358,000	1,568
Total noninterest expense	$5,876,000	2,361
Salaries and employee benefits	$3,198,000	2,360
Premises and equipment expense	$629,000	2,595
Additional noninterest expense	$2,049,000	2,190
Pre-tax net operating income	$1,791,000	2,713
Securities gains (losses)	$19,000	2,046
Applicable income taxes	$71,000	3,476
Income before extraordinary items	$1,739,000	2,462
Extraordinary gains, net	$0	15
Net income	$1,739,000	2,463
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,739,000	2,462
Net charge-offs	$55,000	3,187
Cash dividends	$1,560,000	1,123
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,720,760	2,438
2014-06-30 (YTD Data)		Rank
Total interest income	$4,552,000	2,633
Total interest expense	$443,000	2,899
Net interest income	$4,109,000	2,576
Provision for loan and lease losses	$320,000	1,179
Total noninterest income	$1,157,000	1,896
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$264,000	2,172
Trading account gains and fees	$0	172
Additional Noninterest Income	$893,000	1,568
Total noninterest expense	$3,945,000	2,356
Salaries and employee benefits	$2,122,000	2,368
Premises and equipment expense	$409,000	2,671
Additional noninterest expense	$1,414,000	2,125
Pre-tax net operating income	$1,001,000	2,973
Securities gains (losses)	$0	2,580
Applicable income taxes	$49,000	3,446
Income before extraordinary items	$952,000	2,737
Extraordinary gains, net	$0	20
Net income	$952,000	2,741
Minority interest net income	$0	80
Net income of bank and minority interests.	$952,000	2,741
Net charge-offs	$55,000	2,713
Cash dividends	$975,000	1,196
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$952,000	2,690
2014-03-31 (YTD Data)		Rank
Total interest income	$2,250,000	2,656
Total interest expense	$241,000	2,755
Net interest income	$2,009,000	2,620
Provision for loan and lease losses	$90,000	1,672
Total noninterest income	$531,000	1,946
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$120,000	2,307
Trading account gains and fees	$0	147
Additional Noninterest Income	$411,000	1,625
Total noninterest expense	$1,878,000	2,473
Salaries and employee benefits	$1,060,000	2,381
Premises and equipment expense	$208,000	2,688
Additional noninterest expense	$610,000	2,447
Pre-tax net operating income	$572,000	2,660
Securities gains (losses)	$0	1,715
Applicable income taxes	$27,000	3,349
Income before extraordinary items	$545,000	2,422
Extraordinary gains, net	$0	16
Net income	$545,000	2,425
Minority interest net income	$0	66
Net income of bank and minority interests.	$545,000	2,425
Net charge-offs	$51,000	1,858
Cash dividends	$250,000	1,571
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$545,000	2,379
2013-12-31 (YTD Data)		Rank
Total interest income	$9,270,000	2,611
Total interest expense	$1,025,000	2,893
Net interest income	$8,245,000	2,531
Provision for loan and lease losses	$200,000	2,943
Total noninterest income	$2,419,000	1,893
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$587,000	2,101
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,832,000	1,621
Total noninterest expense	$7,996,000	2,338
Salaries and employee benefits	$4,245,000	2,350
Premises and equipment expense	$824,000	2,639
Additional noninterest expense	$2,927,000	2,127
Pre-tax net operating income	$2,468,000	2,486
Securities gains (losses)	$0	3,182
Applicable income taxes	$104,000	3,388
Income before extraordinary items	$2,364,000	2,302
Extraordinary gains, net	$0	29
Net income	$2,364,000	2,306
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,364,000	2,305
Net charge-offs	$118,000	3,584
Cash dividends	$2,134,000	1,149
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,364,000	2,248
2013-09-30 (YTD Data)		Rank
Total interest income	$6,957,000	2,621
Total interest expense	$778,000	2,941
Net interest income	$6,179,000	2,552
Provision for loan and lease losses	$125,000	3,137
Total noninterest income	$1,905,000	1,855
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$439,000	2,116
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,466,000	1,578
Total noninterest expense	$6,021,000	2,341
Salaries and employee benefits	$3,161,000	2,380
Premises and equipment expense	$617,000	2,669
Additional noninterest expense	$2,243,000	2,082
Pre-tax net operating income	$1,938,000	2,486
Securities gains (losses)	$0	3,040
Applicable income taxes	$77,000	3,465
Income before extraordinary items	$1,861,000	2,263
Extraordinary gains, net	$0	25
Net income	$1,861,000	2,268
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,861,000	2,268
Net charge-offs	$106,000	3,205
Cash dividends	$1,684,000	1,016
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,861,000	2,194
2013-06-30 (YTD Data)		Rank
Total interest income	$4,609,000	2,637
Total interest expense	$533,000	2,928
Net interest income	$4,076,000	2,562
Provision for loan and lease losses	$60,000	3,384
Total noninterest income	$1,256,000	1,908
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$290,000	2,091
Trading account gains and fees	$0	157
Additional Noninterest Income	$966,000	1,616
Total noninterest expense	$4,033,000	2,333
Salaries and employee benefits	$2,159,000	2,341
Premises and equipment expense	$406,000	2,711
Additional noninterest expense	$1,468,000	2,114
Pre-tax net operating income	$1,239,000	2,542
Securities gains (losses)	$0	2,791
Applicable income taxes	$53,000	3,474
Income before extraordinary items	$1,186,000	2,312
Extraordinary gains, net	$0	22
Net income	$1,186,000	2,321
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,186,000	2,319
Net charge-offs	$60,000	3,207
Cash dividends	$1,034,000	1,051
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,186,000	2,228
2013-03-31 (YTD Data)		Rank
Total interest income	$2,274,000	2,683
Total interest expense	$281,000	2,924
Net interest income	$1,993,000	2,618
Provision for loan and lease losses	$60,000	2,589
Total noninterest income	$536,000	2,121
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$165,000	1,891
Trading account gains and fees	$0	148
Additional Noninterest Income	$371,000	1,948
Total noninterest expense	$1,976,000	2,393
Salaries and employee benefits	$1,119,000	2,288
Premises and equipment expense	$229,000	2,476
Additional noninterest expense	$628,000	2,441
Pre-tax net operating income	$493,000	2,894
Securities gains (losses)	$0	1,966
Applicable income taxes	$26,000	3,448
Income before extraordinary items	$467,000	2,718
Extraordinary gains, net	$0	10
Net income	$467,000	2,721
Minority interest net income	$0	76
Net income of bank and minority interests.	$467,000	2,720
Net charge-offs	$50,000	2,418
Cash dividends	$310,000	1,301
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$467,000	2,637
2012-12-31 (YTD Data)		Rank
Total interest income	$8,259,000	3,024
Total interest expense	$1,087,000	3,423
Net interest income	$7,172,000	2,925
Provision for loan and lease losses	$258,000	3,583
Total noninterest income	$3,267,000	1,551
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$520,000	2,406
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,747,000	1,241
Total noninterest expense	$6,809,000	2,728
Salaries and employee benefits	$3,562,000	2,738
Premises and equipment expense	$680,000	3,093
Additional noninterest expense	$2,567,000	2,501
Pre-tax net operating income	$3,372,000	1,886
Securities gains (losses)	$0	3,810
Applicable income taxes	$87,000	3,606
Income before extraordinary items	$3,285,000	1,720
Extraordinary gains, net	$0	29
Net income	$3,285,000	1,722
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,285,000	1,721
Net charge-offs	$71,000	4,688
Cash dividends	$1,488,000	1,512
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,285,000	1,630
2012-09-30 (YTD Data)		Rank
Total interest income	$5,899,000	3,209
Total interest expense	$792,000	3,607
Net interest income	$5,107,000	3,098
Provision for loan and lease losses	$183,000	3,617
Total noninterest income	$2,426,000	1,554
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$345,000	2,678
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,081,000	1,230
Total noninterest expense	$4,783,000	2,894
Salaries and employee benefits	$2,415,000	2,997
Premises and equipment expense	$439,000	3,491
Additional noninterest expense	$1,929,000	2,503
Pre-tax net operating income	$2,567,000	1,930
Securities gains (losses)	$0	3,575
Applicable income taxes	$59,000	3,705
Income before extraordinary items	$2,508,000	1,741
Extraordinary gains, net	$0	20
Net income	$2,508,000	1,740
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,508,000	1,742
Net charge-offs	$70,000	4,285
Cash dividends	$1,450,000	1,034
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,508,000	1,641
2012-06-30 (YTD Data)		Rank
Total interest income	$3,690,000	3,394
Total interest expense	$508,000	3,791
Net interest income	$3,182,000	3,275
Provision for loan and lease losses	$113,000	3,737
Total noninterest income	$1,673,000	1,499
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$185,000	3,122
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,488,000	1,142
Total noninterest expense	$2,673,000	3,348
Salaries and employee benefits	$1,417,000	3,286
Premises and equipment expense	$238,000	3,993
Additional noninterest expense	$1,018,000	3,079
Pre-tax net operating income	$2,069,000	1,647
Securities gains (losses)	$0	3,178
Applicable income taxes	$37,000	3,716
Income before extraordinary items	$2,032,000	1,462
Extraordinary gains, net	$0	19
Net income	$2,032,000	1,462
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,032,000	1,462
Net charge-offs	$-15,000	6,732
Cash dividends	$1,100,000	893
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,032,000	1,375
2012-03-31 (YTD Data)		Rank
Total interest income	$1,893,000	3,365
Total interest expense	$254,000	3,900
Net interest income	$1,639,000	3,213
Provision for loan and lease losses	$53,000	3,622
Total noninterest income	$502,000	2,139
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$92,000	3,114
Trading account gains and fees	$0	148
Additional Noninterest Income	$410,000	1,727
Total noninterest expense	$1,296,000	3,441
Salaries and employee benefits	$704,000	3,330
Premises and equipment expense	$120,000	3,990
Additional noninterest expense	$472,000	3,235
Pre-tax net operating income	$792,000	2,050
Securities gains (losses)	$0	2,210
Applicable income taxes	$19,000	3,700
Income before extraordinary items	$773,000	1,854
Extraordinary gains, net	$0	19
Net income	$773,000	1,854
Minority interest net income	$0	78
Net income of bank and minority interests.	$773,000	1,855
Net charge-offs	$0	4,730
Cash dividends	$350,000	1,149
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$773,000	1,751
2011-12-31 (YTD Data)		Rank
Total interest income	$7,772,000	3,401
Total interest expense	$1,320,000	3,742
Net interest income	$6,452,000	3,280
Provision for loan and lease losses	$200,000	4,626
Total noninterest income	$1,461,000	2,490
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$421,000	2,927
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,040,000	2,080
Total noninterest expense	$5,028,000	3,522
Salaries and employee benefits	$2,721,000	3,348
Premises and equipment expense	$469,000	4,211
Additional noninterest expense	$1,838,000	3,364
Pre-tax net operating income	$2,685,000	2,023
Securities gains (losses)	$0	3,838
Applicable income taxes	$72,000	3,567
Income before extraordinary items	$2,613,000	1,812
Extraordinary gains, net	$0	29
Net income	$2,613,000	1,813
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,613,000	1,813
Net charge-offs	$417,000	3,390
Cash dividends	$2,100,000	916
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,613,000	1,737
2011-09-30 (YTD Data)		Rank
Total interest income	$5,816,000	3,452
Total interest expense	$1,054,000	3,708
Net interest income	$4,762,000	3,339
Provision for loan and lease losses	$150,000	4,478
Total noninterest income	$1,010,000	2,606
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$312,000	2,958
Trading account gains and fees	$0	145
Additional Noninterest Income	$698,000	2,218
Total noninterest expense	$3,658,000	3,616
Salaries and employee benefits	$1,985,000	3,418
Premises and equipment expense	$366,000	4,149
Additional noninterest expense	$1,307,000	3,486
Pre-tax net operating income	$1,964,000	2,116
Securities gains (losses)	$0	3,555
Applicable income taxes	$55,000	3,572
Income before extraordinary items	$1,909,000	1,910
Extraordinary gains, net	$0	21
Net income	$1,909,000	1,910
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,909,000	1,910
Net charge-offs	$183,000	3,813
Cash dividends	$1,550,000	811
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,909,000	1,817
2011-06-30 (YTD Data)		Rank
Total interest income	$3,837,000	3,505
Total interest expense	$735,000	3,698
Net interest income	$3,102,000	3,394
Provision for loan and lease losses	$100,000	4,367
Total noninterest income	$638,000	2,705
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$201,000	3,006
Trading account gains and fees	$0	153
Additional Noninterest Income	$437,000	2,303
Total noninterest expense	$2,442,000	3,640
Salaries and employee benefits	$1,328,000	3,426
Premises and equipment expense	$243,000	4,192
Additional noninterest expense	$871,000	3,534
Pre-tax net operating income	$1,198,000	2,240
Securities gains (losses)	$0	2,914
Applicable income taxes	$36,000	3,546
Income before extraordinary items	$1,162,000	2,009
Extraordinary gains, net	$0	15
Net income	$1,162,000	2,009
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,162,000	2,009
Net charge-offs	$183,000	3,202
Cash dividends	$1,150,000	721
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,162,000	1,934
2011-03-31 (YTD Data)		Rank
Total interest income	$1,898,000	3,555
Total interest expense	$380,000	3,719
Net interest income	$1,518,000	3,435
Provision for loan and lease losses	$50,000	4,153
Total noninterest income	$327,000	2,684
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$98,000	3,019
Trading account gains and fees	$0	158
Additional Noninterest Income	$229,000	2,281
Total noninterest expense	$1,235,000	3,617
Salaries and employee benefits	$669,000	3,437
Premises and equipment expense	$127,000	4,116
Additional noninterest expense	$439,000	3,516
Pre-tax net operating income	$560,000	2,356
Securities gains (losses)	$0	1,772
Applicable income taxes	$18,000	3,508
Income before extraordinary items	$542,000	2,104
Extraordinary gains, net	$0	9
Net income	$542,000	2,103
Minority interest net income	$0	86
Net income of bank and minority interests.	$542,000	2,104
Net charge-offs	$36,000	3,608
Cash dividends	$500,000	725
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$542,000	2,062
2010-12-31 (YTD Data)		Rank
Total interest income	$8,312,000	3,443
Total interest expense	$1,903,000	3,693
Net interest income	$6,409,000	3,305
Provision for loan and lease losses	$226,000	5,211
Total noninterest income	$1,612,000	2,416
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$498,000	2,647
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,114,000	2,051
Total noninterest expense	$5,253,000	3,467
Salaries and employee benefits	$2,678,000	3,416
Premises and equipment expense	$489,000	4,242
Additional noninterest expense	$2,086,000	3,140
Pre-tax net operating income	$2,542,000	1,858
Securities gains (losses)	$439,000	987
Applicable income taxes	$67,000	3,480
Income before extraordinary items	$2,914,000	1,439
Extraordinary gains, net	$0	29
Net income	$2,914,000	1,441
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,914,000	1,442
Net charge-offs	$243,000	4,556
Cash dividends	$1,516,000	1,053
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,483,780	1,603
2010-09-30 (YTD Data)		Rank
Total interest income	$6,299,000	3,493
Total interest expense	$1,481,000	3,736
Net interest income	$4,818,000	3,346
Provision for loan and lease losses	$191,000	4,941
Total noninterest income	$1,060,000	2,622
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$382,000	2,671
Trading account gains and fees	$0	165
Additional Noninterest Income	$678,000	2,317
Total noninterest expense	$3,919,000	3,488
Salaries and employee benefits	$1,951,000	3,504
Premises and equipment expense	$371,000	4,265
Additional noninterest expense	$1,597,000	3,036
Pre-tax net operating income	$1,768,000	2,093
Securities gains (losses)	$0	3,651
Applicable income taxes	$52,000	3,551
Income before extraordinary items	$1,716,000	1,927
Extraordinary gains, net	$0	23
Net income	$1,716,000	1,928
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,716,000	1,929
Net charge-offs	$38,000	5,700
Cash dividends	$1,016,000	1,032
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,716,000	1,825
2010-06-30 (YTD Data)		Rank
Total interest income	$4,166,000	3,542
Total interest expense	$1,011,000	3,777
Net interest income	$3,155,000	3,405
Provision for loan and lease losses	$146,000	4,695
Total noninterest income	$667,000	2,668
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$249,000	2,725
Trading account gains and fees	$0	152
Additional Noninterest Income	$418,000	2,354
Total noninterest expense	$2,524,000	3,594
Salaries and employee benefits	$1,316,000	3,501
Premises and equipment expense	$266,000	4,115
Additional noninterest expense	$942,000	3,368
Pre-tax net operating income	$1,152,000	2,118
Securities gains (losses)	$0	3,184
Applicable income taxes	$34,000	3,521
Income before extraordinary items	$1,118,000	1,922
Extraordinary gains, net	$0	19
Net income	$1,118,000	1,922
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,118,000	1,922
Net charge-offs	$59,000	4,734
Cash dividends	$615,000	1,113
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,118,000	1,834
2010-03-31 (YTD Data)		Rank
Total interest income	$2,058,000	3,634
Total interest expense	$497,000	3,944
Net interest income	$1,561,000	3,446
Provision for loan and lease losses	$45,000	4,935
Total noninterest income	$260,000	3,141
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$124,000	2,730
Trading account gains and fees	$0	175
Additional Noninterest Income	$136,000	3,009
Total noninterest expense	$1,290,000	3,570
Salaries and employee benefits	$681,000	3,463
Premises and equipment expense	$144,000	3,981
Additional noninterest expense	$465,000	3,380
Pre-tax net operating income	$486,000	2,459
Securities gains (losses)	$0	2,284
Applicable income taxes	$16,000	3,569
Income before extraordinary items	$470,000	2,248
Extraordinary gains, net	$0	16
Net income	$470,000	2,247
Minority interest net income	$0	91
Net income of bank and minority interests.	$470,000	2,248
Net charge-offs	$6,000	5,069
Cash dividends	$110,000	1,823
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$470,000	2,161
2009-12-31 (YTD Data)		Rank
Total interest income	$8,788,000	3,572
Total interest expense	$2,417,000	3,985
Net interest income	$6,371,000	3,282
Provision for loan and lease losses	$719,000	3,998
Total noninterest income	$1,112,000	3,137
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$566,000	2,641
Trading account gains and fees	$0	211
Additional Noninterest Income	$546,000	3,055
Total noninterest expense	$4,836,000	3,797
Salaries and employee benefits	$2,539,000	3,646
Premises and equipment expense	$410,000	4,930
Additional noninterest expense	$1,887,000	3,469
Pre-tax net operating income	$1,928,000	1,967
Securities gains (losses)	$0	3,754
Applicable income taxes	$64,000	3,131
Income before extraordinary items	$1,864,000	1,788
Extraordinary gains, net	$0	34
Net income	$1,864,000	1,786
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,864,000	1,788
Net charge-offs	$262,000	4,661
Cash dividends	$1,028,000	1,596
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,864,000	1,750
2009-09-30 (YTD Data)		Rank
Total interest income	$6,641,000	3,605
Total interest expense	$1,873,000	4,027
Net interest income	$4,768,000	3,300
Provision for loan and lease losses	$338,000	4,423
Total noninterest income	$851,000	3,137
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$424,000	2,651
Trading account gains and fees	$0	212
Additional Noninterest Income	$427,000	3,070
Total noninterest expense	$3,653,000	3,774
Salaries and employee benefits	$1,850,000	3,761
Premises and equipment expense	$359,000	4,542
Additional noninterest expense	$1,444,000	3,380
Pre-tax net operating income	$1,628,000	1,910
Securities gains (losses)	$0	3,497
Applicable income taxes	$48,000	3,353
Income before extraordinary items	$1,580,000	1,695
Extraordinary gains, net	$0	27
Net income	$1,580,000	1,694
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,580,000	1,695
Net charge-offs	$230,000	4,087
Cash dividends	$908,000	1,354
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,580,000	1,652
2009-06-30 (YTD Data)		Rank
Total interest income	$4,424,000	3,634
Total interest expense	$1,281,000	4,076
Net interest income	$3,143,000	3,325
Provision for loan and lease losses	$45,000	6,163
Total noninterest income	$562,000	3,160
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$279,000	2,644
Trading account gains and fees	$0	193
Additional Noninterest Income	$283,000	3,103
Total noninterest expense	$2,383,000	3,875
Salaries and employee benefits	$1,234,000	3,806
Premises and equipment expense	$262,000	4,330
Additional noninterest expense	$887,000	3,589
Pre-tax net operating income	$1,277,000	1,730
Securities gains (losses)	$0	3,136
Applicable income taxes	$32,000	3,439
Income before extraordinary items	$1,245,000	1,493
Extraordinary gains, net	$0	21
Net income	$1,245,000	1,490
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,245,000	1,492
Net charge-offs	$1,000	6,525
Cash dividends	$429,000	1,807
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,245,000	1,468
2009-03-31 (YTD Data)		Rank
Total interest income	$2,186,000	3,698
Total interest expense	$653,000	4,135
Net interest income	$1,533,000	3,391
Provision for loan and lease losses	$15,000	6,043
Total noninterest income	$262,000	3,283
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$134,000	2,678
Trading account gains and fees	$0	171
Additional Noninterest Income	$128,000	3,231
Total noninterest expense	$1,180,000	3,816
Salaries and employee benefits	$612,000	3,870
Premises and equipment expense	$136,000	4,268
Additional noninterest expense	$432,000	3,365
Pre-tax net operating income	$600,000	2,052
Securities gains (losses)	$0	2,434
Applicable income taxes	$16,000	3,709
Income before extraordinary items	$584,000	1,846
Extraordinary gains, net	$0	15
Net income	$584,000	1,848
Minority interest net income	$0	102
Net income of bank and minority interests.	$584,000	1,848
Net charge-offs	$1,000	5,564
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$584,000	1,742
2008-12-31 (YTD Data)		Rank
Total interest income	$9,413,000	3,693
Total interest expense	$3,246,000	4,023
Net interest income	$6,167,000	3,406
Provision for loan and lease losses	$88,000	6,180
Total noninterest income	$879,000	3,672
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$597,000	2,656
Trading account gains and fees	$0	154
Additional Noninterest Income	$282,000	4,216
Total noninterest expense	$4,499,000	3,884
Salaries and employee benefits	$2,410,000	3,881
Premises and equipment expense	$487,000	4,533
Additional noninterest expense	$1,602,000	3,454
Pre-tax net operating income	$2,459,000	2,123
Securities gains (losses)	$0	3,220
Applicable income taxes	$63,000	3,721
Income before extraordinary items	$2,396,000	1,674
Extraordinary gains, net	$0	39
Net income	$2,396,000	1,675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,982
Cash dividends	$1,925,000	1,410
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,396,000	1,788
2008-09-30 (YTD Data)		Rank
Total interest income	$7,131,000	3,723
Total interest expense	$2,545,000	4,031
Net interest income	$4,586,000	3,452
Provision for loan and lease losses	$60,000	5,691
Total noninterest income	$630,000	3,862
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$439,000	2,711
Trading account gains and fees	$0	148
Additional Noninterest Income	$191,000	4,515
Total noninterest expense	$3,293,000	3,931
Salaries and employee benefits	$1,770,000	3,977
Premises and equipment expense	$392,000	4,365
Additional noninterest expense	$1,131,000	3,527
Pre-tax net operating income	$1,863,000	2,419
Securities gains (losses)	$0	3,106
Applicable income taxes	$47,000	4,136
Income before extraordinary items	$1,816,000	1,945
Extraordinary gains, net	$0	31
Net income	$1,816,000	1,945
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,914
Cash dividends	$1,374,000	1,417
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,816,000	2,046
2008-06-30 (YTD Data)		Rank
Total interest income	$4,859,000	3,716
Total interest expense	$1,805,000	4,004
Net interest income	$3,054,000	3,443
Provision for loan and lease losses	$31,000	5,563
Total noninterest income	$418,000	3,925
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$288,000	2,727
Trading account gains and fees	$0	149
Additional Noninterest Income	$130,000	4,555
Total noninterest expense	$2,199,000	3,951
Salaries and employee benefits	$1,188,000	3,987
Premises and equipment expense	$262,000	4,378
Additional noninterest expense	$749,000	3,522
Pre-tax net operating income	$1,242,000	2,532
Securities gains (losses)	$0	3,233
Applicable income taxes	$32,000	4,379
Income before extraordinary items	$1,210,000	2,178
Extraordinary gains, net	$0	21
Net income	$1,210,000	2,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,608
Cash dividends	$787,000	1,721
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,210,000	2,134
2008-03-31 (YTD Data)		Rank
Total interest income	$2,563,000	3,655
Total interest expense	$958,000	4,007
Net interest income	$1,605,000	3,316
Provision for loan and lease losses	$13,000	5,304
Total noninterest income	$201,000	3,991
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$145,000	2,698
Trading account gains and fees	$0	158
Additional Noninterest Income	$56,000	4,821
Total noninterest expense	$1,102,000	3,951
Salaries and employee benefits	$598,000	3,985
Premises and equipment expense	$129,000	4,432
Additional noninterest expense	$375,000	3,476
Pre-tax net operating income	$691,000	2,435
Securities gains (losses)	$0	2,688
Applicable income taxes	$16,000	4,511
Income before extraordinary items	$675,000	2,090
Extraordinary gains, net	$0	15
Net income	$675,000	2,093
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,162
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$675,000	2,027
2007-12-31 (YTD Data)		Rank
Total interest income	$10,031,000	3,758
Total interest expense	$3,973,000	4,028
Net interest income	$6,058,000	3,479
Provision for loan and lease losses	$56,000	5,586
Total noninterest income	$895,000	3,768
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$660,000	2,487
Trading account gains and fees	$0	178
Additional Noninterest Income	$235,000	4,723
Total noninterest expense	$4,274,000	3,913
Salaries and employee benefits	$2,353,000	3,899
Premises and equipment expense	$458,000	4,620
Additional noninterest expense	$1,463,000	3,490
Pre-tax net operating income	$2,623,000	2,718
Securities gains (losses)	$-7,000	7,477
Applicable income taxes	$61,000	4,814
Income before extraordinary items	$2,555,000	2,308
Extraordinary gains, net	$0	39
Net income	$2,555,000	2,307
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,188
Cash dividends	$1,922,000	1,657
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,561,860	2,296
2007-09-30 (YTD Data)		Rank
Total interest income	$7,438,000	3,792
Total interest expense	$2,941,000	4,071
Net interest income	$4,497,000	3,511
Provision for loan and lease losses	$42,000	5,286
Total noninterest income	$660,000	3,811
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$478,000	2,536
Trading account gains and fees	$0	184
Additional Noninterest Income	$182,000	4,678
Total noninterest expense	$3,191,000	3,913
Salaries and employee benefits	$1,751,000	3,905
Premises and equipment expense	$357,000	4,484
Additional noninterest expense	$1,083,000	3,476
Pre-tax net operating income	$1,924,000	2,927
Securities gains (losses)	$0	1,655
Applicable income taxes	$45,000	5,015
Income before extraordinary items	$1,879,000	2,507
Extraordinary gains, net	$0	33
Net income	$1,879,000	2,505
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,810
Cash dividends	$1,350,000	1,627
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,879,000	2,480
2007-06-30 (YTD Data)		Rank
Total interest income	$4,892,000	3,843
Total interest expense	$1,918,000	4,126
Net interest income	$2,974,000	3,559
Provision for loan and lease losses	$28,000	5,075
Total noninterest income	$417,000	3,943
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$300,000	2,649
Trading account gains and fees	$0	168
Additional Noninterest Income	$117,000	4,803
Total noninterest expense	$2,112,000	3,961
Salaries and employee benefits	$1,162,000	3,946
Premises and equipment expense	$235,000	4,553
Additional noninterest expense	$715,000	3,502
Pre-tax net operating income	$1,251,000	3,024
Securities gains (losses)	$0	1,444
Applicable income taxes	$30,000	5,109
Income before extraordinary items	$1,221,000	2,601
Extraordinary gains, net	$0	29
Net income	$1,221,000	2,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,011
Cash dividends	$827,000	1,780
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,221,000	2,580
2007-03-31 (YTD Data)		Rank
Total interest income	$2,403,000	3,879
Total interest expense	$925,000	4,198
Net interest income	$1,478,000	3,577
Provision for loan and lease losses	$14,000	4,851
Total noninterest income	$202,000	3,992
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$139,000	2,749
Trading account gains and fees	$0	195
Additional Noninterest Income	$63,000	4,645
Total noninterest expense	$1,049,000	3,992
Salaries and employee benefits	$577,000	3,992
Premises and equipment expense	$117,000	4,586
Additional noninterest expense	$355,000	3,498
Pre-tax net operating income	$617,000	3,058
Securities gains (losses)	$0	1,187
Applicable income taxes	$15,000	5,100
Income before extraordinary items	$602,000	2,620
Extraordinary gains, net	$0	22
Net income	$602,000	2,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	2,733
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$602,000	2,601
2006-12-31 (YTD Data)		Rank
Total interest income	$9,307,000	3,774
Total interest expense	$3,238,000	4,118
Net interest income	$6,069,000	3,493
Provision for loan and lease losses	$350,000	2,520
Total noninterest income	$829,000	3,968
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$594,000	2,701
Trading account gains and fees	$0	130
Additional Noninterest Income	$235,000	4,800
Total noninterest expense	$4,140,000	3,892
Salaries and employee benefits	$2,180,000	4,008
Premises and equipment expense	$460,000	4,500
Additional noninterest expense	$1,500,000	3,284
Pre-tax net operating income	$2,408,000	3,213
Securities gains (losses)	$0	1,687
Applicable income taxes	$59,000	5,342
Income before extraordinary items	$2,349,000	2,753
Extraordinary gains, net	$0	51
Net income	$2,349,000	2,754
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$604,000	1,010
Cash dividends	$1,841,000	1,658
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,349,000	2,742
2006-09-30 (YTD Data)		Rank
Total interest income	$6,869,000	3,793
Total interest expense	$2,307,000	4,164
Net interest income	$4,562,000	3,503
Provision for loan and lease losses	$290,000	2,221
Total noninterest income	$621,000	3,981
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$438,000	2,757
Trading account gains and fees	$0	126
Additional Noninterest Income	$183,000	4,714
Total noninterest expense	$3,094,000	3,891
Salaries and employee benefits	$1,608,000	4,041
Premises and equipment expense	$358,000	4,405
Additional noninterest expense	$1,128,000	3,284
Pre-tax net operating income	$1,799,000	3,340
Securities gains (losses)	$0	1,388
Applicable income taxes	$43,000	5,526
Income before extraordinary items	$1,756,000	2,843
Extraordinary gains, net	$0	45
Net income	$1,756,000	2,844
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$421,000	921
Cash dividends	$1,166,000	1,737
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,756,000	2,833
2006-06-30 (YTD Data)		Rank
Total interest income	$4,474,000	3,808
Total interest expense	$1,435,000	4,230
Net interest income	$3,039,000	3,514
Provision for loan and lease losses	$230,000	1,895
Total noninterest income	$410,000	3,996
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$282,000	2,793
Trading account gains and fees	$0	126
Additional Noninterest Income	$128,000	4,615
Total noninterest expense	$2,055,000	3,935
Salaries and employee benefits	$1,075,000	4,052
Premises and equipment expense	$235,000	4,444
Additional noninterest expense	$745,000	3,312
Pre-tax net operating income	$1,164,000	3,429
Securities gains (losses)	$0	1,185
Applicable income taxes	$29,000	5,593
Income before extraordinary items	$1,135,000	2,912
Extraordinary gains, net	$0	39
Net income	$1,135,000	2,914
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$308,000	821
Cash dividends	$407,000	2,659
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,135,000	2,900
2006-03-31 (YTD Data)		Rank
Total interest income	$2,135,000	3,883
Total interest expense	$660,000	4,330
Net interest income	$1,475,000	3,586
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$199,000	3,996
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$132,000	2,871
Trading account gains and fees	$0	115
Additional Noninterest Income	$67,000	4,504
Total noninterest expense	$1,024,000	3,958
Salaries and employee benefits	$531,000	4,118
Premises and equipment expense	$117,000	4,489
Additional noninterest expense	$376,000	3,284
Pre-tax net operating income	$620,000	3,237
Securities gains (losses)	$0	955
Applicable income taxes	$14,000	5,578
Income before extraordinary items	$606,000	2,718
Extraordinary gains, net	$0	21
Net income	$606,000	2,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$606,000	2,704
2005-12-31 (YTD Data)		Rank
Total interest income	$8,003,000	3,759
Total interest expense	$2,161,000	4,216
Net interest income	$5,842,000	3,504
Provision for loan and lease losses	$64,000	5,394
Total noninterest income	$834,000	3,963
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$612,000	2,627
Trading account gains and fees	$0	138
Additional Noninterest Income	$222,000	4,969
Total noninterest expense	$3,881,000	3,948
Salaries and employee benefits	$2,069,000	4,028
Premises and equipment expense	$448,000	4,505
Additional noninterest expense	$1,364,000	3,492
Pre-tax net operating income	$2,731,000	2,980
Securities gains (losses)	$0	2,296
Applicable income taxes	$58,000	5,768
Income before extraordinary items	$2,673,000	2,464
Extraordinary gains, net	$0	46
Net income	$2,673,000	2,465
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	3,857
Cash dividends	$2,602,000	1,162
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,673,000	2,429
2005-09-30 (YTD Data)		Rank
Total interest income	$5,866,000	3,783
Total interest expense	$1,531,000	4,224
Net interest income	$4,335,000	3,518
Provision for loan and lease losses	$39,000	5,588
Total noninterest income	$640,000	3,926
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$463,000	2,597
Trading account gains and fees	$0	126
Additional Noninterest Income	$177,000	4,870
Total noninterest expense	$2,875,000	3,961
Salaries and employee benefits	$1,522,000	4,044
Premises and equipment expense	$349,000	4,373
Additional noninterest expense	$1,004,000	3,489
Pre-tax net operating income	$2,061,000	2,986
Securities gains (losses)	$0	2,317
Applicable income taxes	$44,000	5,880
Income before extraordinary items	$2,017,000	2,469
Extraordinary gains, net	$0	35
Net income	$2,017,000	2,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,418
Cash dividends	$1,709,000	1,205
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,017,000	2,440
2005-06-30 (YTD Data)		Rank
Total interest income	$3,828,000	3,763
Total interest expense	$976,000	4,208
Net interest income	$2,852,000	3,546
Provision for loan and lease losses	$24,000	5,514
Total noninterest income	$444,000	3,791
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$304,000	2,594
Trading account gains and fees	$0	116
Additional Noninterest Income	$140,000	4,472
Total noninterest expense	$1,911,000	3,958
Salaries and employee benefits	$1,002,000	4,075
Premises and equipment expense	$231,000	4,365
Additional noninterest expense	$678,000	3,443
Pre-tax net operating income	$1,361,000	2,958
Securities gains (losses)	$0	2,146
Applicable income taxes	$29,000	5,891
Income before extraordinary items	$1,332,000	2,432
Extraordinary gains, net	$0	30
Net income	$1,332,000	2,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	3,735
Cash dividends	$948,000	1,397
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,332,000	2,402
2005-03-31 (YTD Data)		Rank
Total interest income	$1,867,000	3,794
Total interest expense	$469,000	4,210
Net interest income	$1,398,000	3,611
Provision for loan and lease losses	$12,000	5,254
Total noninterest income	$241,000	3,550
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$154,000	2,504
Trading account gains and fees	$0	115
Additional Noninterest Income	$87,000	4,019
Total noninterest expense	$958,000	3,971
Salaries and employee benefits	$510,000	4,032
Premises and equipment expense	$118,000	4,349
Additional noninterest expense	$330,000	3,527
Pre-tax net operating income	$669,000	2,962
Securities gains (losses)	$0	1,685
Applicable income taxes	$15,000	5,858
Income before extraordinary items	$654,000	2,441
Extraordinary gains, net	$0	24
Net income	$654,000	2,442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,232
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$654,000	2,403
2004-12-31 (YTD Data)		Rank
Total interest income	$7,468,000	3,608
Total interest expense	$1,879,000	3,833
Net interest income	$5,589,000	3,497
Provision for loan and lease losses	$46,000	6,036
Total noninterest income	$756,000	4,202
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$507,000	3,116
Trading account gains and fees	$0	138
Additional Noninterest Income	$249,000	4,651
Total noninterest expense	$3,785,000	3,912
Salaries and employee benefits	$2,002,000	4,000
Premises and equipment expense	$404,000	4,725
Additional noninterest expense	$1,379,000	3,345
Pre-tax net operating income	$2,514,000	2,996
Securities gains (losses)	$0	3,819
Applicable income taxes	$59,000	5,948
Income before extraordinary items	$2,455,000	2,463
Extraordinary gains, net	$0	34
Net income	$2,455,000	2,465
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,177
Cash dividends	$2,455,000	1,155
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,455,000	2,414
2004-09-30 (YTD Data)		Rank
Total interest income	$5,578,000	3,594
Total interest expense	$1,394,000	3,826
Net interest income	$4,184,000	3,465
Provision for loan and lease losses	$35,000	5,873
Total noninterest income	$535,000	4,350
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$347,000	3,335
Trading account gains and fees	$0	134
Additional Noninterest Income	$188,000	4,630
Total noninterest expense	$2,797,000	3,930
Salaries and employee benefits	$1,487,000	3,976
Premises and equipment expense	$285,000	4,920
Additional noninterest expense	$1,025,000	3,358
Pre-tax net operating income	$1,887,000	3,027
Securities gains (losses)	$0	3,710
Applicable income taxes	$44,000	6,050
Income before extraordinary items	$1,843,000	2,508
Extraordinary gains, net	$0	26
Net income	$1,843,000	2,511
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,322
Cash dividends	$1,638,000	1,171
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,843,000	2,443
2004-06-30 (YTD Data)		Rank
Total interest income	$3,682,000	3,626
Total interest expense	$931,000	3,818
Net interest income	$2,751,000	3,498
Provision for loan and lease losses	$23,000	5,766
Total noninterest income	$357,000	4,375
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$227,000	3,354
Trading account gains and fees	$0	130
Additional Noninterest Income	$130,000	4,602
Total noninterest expense	$1,890,000	3,919
Salaries and employee benefits	$996,000	3,990
Premises and equipment expense	$191,000	4,913
Additional noninterest expense	$703,000	3,293
Pre-tax net operating income	$1,195,000	3,122
Securities gains (losses)	$0	3,413
Applicable income taxes	$30,000	6,027
Income before extraordinary items	$1,165,000	2,589
Extraordinary gains, net	$0	21
Net income	$1,165,000	2,590
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,035
Cash dividends	$996,000	1,306
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,165,000	2,522
2004-03-31 (YTD Data)		Rank
Total interest income	$1,870,000	3,574
Total interest expense	$492,000	3,690
Net interest income	$1,378,000	3,488
Provision for loan and lease losses	$12,000	5,458
Total noninterest income	$178,000	4,348
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$113,000	3,294
Trading account gains and fees	$0	121
Additional Noninterest Income	$65,000	4,579
Total noninterest expense	$946,000	3,927
Salaries and employee benefits	$496,000	4,030
Premises and equipment expense	$96,000	4,925
Additional noninterest expense	$354,000	3,249
Pre-tax net operating income	$598,000	3,086
Securities gains (losses)	$0	2,934
Applicable income taxes	$15,000	6,000
Income before extraordinary items	$583,000	2,575
Extraordinary gains, net	$0	16
Net income	$583,000	2,576
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	3,279
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$583,000	2,487
2003-12-31 (YTD Data)		Rank
Total interest income	$8,261,000	3,350
Total interest expense	$2,599,000	3,245
Net interest income	$5,662,000	3,343
Provision for loan and lease losses	$62,000	5,950
Total noninterest income	$818,000	4,185
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$485,000	3,161
Trading account gains and fees	$0	160
Additional Noninterest Income	$333,000	4,297
Total noninterest expense	$3,717,000	3,913
Salaries and employee benefits	$1,983,000	3,949
Premises and equipment expense	$410,000	4,655
Additional noninterest expense	$1,324,000	3,440
Pre-tax net operating income	$2,701,000	2,722
Securities gains (losses)	$0	4,500
Applicable income taxes	$59,000	6,164
Income before extraordinary items	$2,642,000	2,270
Extraordinary gains, net	$0	54
Net income	$2,642,000	2,273
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	4,637
Cash dividends	$2,641,000	1,114
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,642,000	2,171
2003-09-30 (YTD Data)		Rank
Total interest income	$6,279,000	3,353
Total interest expense	$2,012,000	3,272
Net interest income	$4,267,000	3,345
Provision for loan and lease losses	$50,000	5,747
Total noninterest income	$636,000	4,146
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$366,000	3,163
Trading account gains and fees	$0	153
Additional Noninterest Income	$270,000	4,233
Total noninterest expense	$2,759,000	3,930
Salaries and employee benefits	$1,474,000	3,975
Premises and equipment expense	$309,000	4,620
Additional noninterest expense	$976,000	3,462
Pre-tax net operating income	$2,094,000	2,750
Securities gains (losses)	$0	4,204
Applicable income taxes	$44,000	6,324
Income before extraordinary items	$2,050,000	2,281
Extraordinary gains, net	$0	40
Net income	$2,050,000	2,279
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	4,181
Cash dividends	$1,848,000	1,081
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,050,000	2,165
2003-06-30 (YTD Data)		Rank
Total interest income	$4,212,000	3,353
Total interest expense	$1,378,000	3,293
Net interest income	$2,834,000	3,344
Provision for loan and lease losses	$26,000	6,061
Total noninterest income	$426,000	4,095
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$246,000	3,103
Trading account gains and fees	$0	150
Additional Noninterest Income	$180,000	4,224
Total noninterest expense	$1,824,000	3,953
Salaries and employee benefits	$968,000	4,019
Premises and equipment expense	$199,000	4,721
Additional noninterest expense	$657,000	3,417
Pre-tax net operating income	$1,410,000	2,723
Securities gains (losses)	$0	3,782
Applicable income taxes	$29,000	6,363
Income before extraordinary items	$1,381,000	2,265
Extraordinary gains, net	$0	30
Net income	$1,381,000	2,263
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	3,310
Cash dividends	$1,183,000	1,155
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,381,000	2,141
2003-03-31 (YTD Data)		Rank
Total interest income	$2,172,000	3,284
Total interest expense	$714,000	3,264
Net interest income	$1,458,000	3,255
Provision for loan and lease losses	$14,000	5,838
Total noninterest income	$220,000	3,927
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$122,000	3,033
Trading account gains and fees	$0	134
Additional Noninterest Income	$98,000	3,968
Total noninterest expense	$919,000	3,933
Salaries and employee benefits	$488,000	3,973
Premises and equipment expense	$98,000	4,773
Additional noninterest expense	$333,000	3,335
Pre-tax net operating income	$745,000	2,613
Securities gains (losses)	$0	2,891
Applicable income taxes	$15,000	6,300
Income before extraordinary items	$730,000	2,133
Extraordinary gains, net	$0	21
Net income	$730,000	2,131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	2,251
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$730,000	2,018
2002-12-31 (YTD Data)		Rank
Total interest income	$9,398,000	3,187
Total interest expense	$3,422,000	3,172
Net interest income	$5,976,000	3,144
Provision for loan and lease losses	$184,000	4,522
Total noninterest income	$793,000	4,027
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$514,000	2,905
Trading account gains and fees	$0	153
Additional Noninterest Income	$279,000	4,409
Total noninterest expense	$3,465,000	4,000
Salaries and employee benefits	$1,832,000	4,026
Premises and equipment expense	$367,000	4,949
Additional noninterest expense	$1,266,000	3,459
Pre-tax net operating income	$3,120,000	2,417
Securities gains (losses)	$0	4,537
Applicable income taxes	$61,000	6,388
Income before extraordinary items	$3,059,000	1,960
Extraordinary gains, net	$0	70
Net income	$3,059,000	1,959
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	6,007
Cash dividends	$3,059,000	908
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,059,000	1,898
2001-12-31 (YTD Data)		Rank
Total interest income	$11,050,000	3,046
Total interest expense	$5,105,000	3,098
Net interest income	$5,945,000	2,964
Provision for loan and lease losses	$36,000	7,043
Total noninterest income	$804,000	3,840
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$535,000	2,678
Trading account gains and fees	$0	177
Additional Noninterest Income	$269,000	4,345
Total noninterest expense	$3,439,000	3,878
Salaries and employee benefits	$1,794,000	3,929
Premises and equipment expense	$387,000	4,696
Additional noninterest expense	$1,258,000	3,358
Pre-tax net operating income	$3,274,000	2,089
Securities gains (losses)	$0	4,612
Applicable income taxes	$60,000	6,535
Income before extraordinary items	$3,214,000	1,637
Extraordinary gains, net	$0	105
Net income	$3,214,000	1,638
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,867
Cash dividends	$3,214,000	865
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,214,000	1,575
2000-12-31 (YTD Data)		Rank
Total interest income	$11,480,000	3,004
Total interest expense	$5,268,000	3,163
Net interest income	$6,212,000	2,850
Provision for loan and lease losses	$36,000	6,984
Total noninterest income	$785,000	3,699
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$563,000	2,427
Trading account gains and fees	$0	180
Additional Noninterest Income	$222,000	4,551
Total noninterest expense	$3,616,000	3,599
Salaries and employee benefits	$1,991,000	3,476
Premises and equipment expense	$393,000	4,562
Additional noninterest expense	$1,232,000	3,345
Pre-tax net operating income	$3,345,000	2,165
Securities gains (losses)	$0	1,956
Applicable income taxes	$59,000	7,094
Income before extraordinary items	$3,286,000	1,606
Extraordinary gains, net	$0	38
Net income	$3,286,000	1,606
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,352
Cash dividends	$3,231,000	903
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,286,000	1,597
1999-12-31 (YTD Data)		Rank
Total interest income	$10,984,000	2,938
Total interest expense	$5,073,000	2,878
Net interest income	$5,911,000	2,965
Provision for loan and lease losses	$36,000	6,998
Total noninterest income	$738,000	3,828
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$508,000	2,600
Trading account gains and fees	$0	173
Additional Noninterest Income	$230,000	4,617
Total noninterest expense	$3,410,000	3,778
Salaries and employee benefits	$1,821,000	3,705
Premises and equipment expense	$412,000	4,423
Additional noninterest expense	$1,177,000	3,496
Pre-tax net operating income	$3,203,000	2,272
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$61,000	7,488
Income before extraordinary items	$3,143,000	1,702
Extraordinary gains, net	$0	35
Net income	$3,143,000	1,703
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	4,540
Cash dividends	$3,063,000	945
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$3,142,020	1,671
1998-12-31 (YTD Data)		Rank
Total interest income	$10,804,000	2,986
Total interest expense	$5,111,000	2,933
Net interest income	$5,693,000	3,025
Provision for loan and lease losses	$33,000	7,242
Total noninterest income	$690,000	4,028
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$469,000	2,700
Trading account gains and fees	$0	224
Additional Noninterest Income	$221,000	4,708
Total noninterest expense	$3,130,000	3,969
Salaries and employee benefits	$1,613,000	4,013
Premises and equipment expense	$447,000	4,038
Additional noninterest expense	$1,070,000	3,722
Pre-tax net operating income	$3,220,000	2,221
Securities gains (losses)	$101,000	1,266
Applicable income taxes	$412,000	4,340
Income before extraordinary items	$2,909,000	1,816
Extraordinary gains, net	$0	32
Net income	$2,909,000	1,816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,253
Cash dividends	$3,262,000	918
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,820,120	1,784
1997-12-31 (YTD Data)		Rank
Total interest income	$10,471,000	3,093
Total interest expense	$4,991,000	2,980
Net interest income	$5,480,000	3,187
Provision for loan and lease losses	$41,000	6,989
Total noninterest income	$675,000	4,073
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$508,000	2,583
Trading account gains and fees	$0	239
Additional Noninterest Income	$167,000	5,407
Total noninterest expense	$2,957,000	4,142
Salaries and employee benefits	$1,516,000	4,215
Premises and equipment expense	$414,000	4,331
Additional noninterest expense	$1,027,000	3,804
Pre-tax net operating income	$3,157,000	2,376
Securities gains (losses)	$0	3,944
Applicable income taxes	$1,019,000	2,397
Income before extraordinary items	$2,138,000	2,430
Extraordinary gains, net	$0	44
Net income	$2,138,000	2,429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,380
Cash dividends	$1,139,000	1,966
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,138,000	2,372
1996-12-31 (YTD Data)		Rank
Total interest income	$10,324,000	3,182
Total interest expense	$5,115,000	2,939
Net interest income	$5,209,000	3,415
Provision for loan and lease losses	$50,000	6,559
Total noninterest income	$676,000	4,213
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$518,000	2,636
Trading account gains and fees	$0	262
Additional Noninterest Income	$158,000	5,829
Total noninterest expense	$2,859,000	4,462
Salaries and employee benefits	$1,455,000	4,438
Premises and equipment expense	$369,000	4,844
Additional noninterest expense	$1,035,000	4,282
Pre-tax net operating income	$2,976,000	2,392
Securities gains (losses)	$0	4,148
Applicable income taxes	$962,000	2,438
Income before extraordinary items	$2,014,000	2,446
Extraordinary gains, net	$0	53
Net income	$2,014,000	2,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,500
Cash dividends	$800,000	2,476
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,014,000	2,401
1995-12-31 (YTD Data)		Rank
Total interest income	$9,714,000	3,366
Total interest expense	$4,699,000	3,194
Net interest income	$5,015,000	3,522
Provision for loan and lease losses	$25,000	7,325
Total noninterest income	$689,000	4,139
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$502,000	2,717
Trading account gains and fees	$0	522
Additional Noninterest Income	$187,000	5,316
Total noninterest expense	$2,721,000	4,645
Salaries and employee benefits	$1,351,000	4,711
Premises and equipment expense	$357,000	4,955
Additional noninterest expense	$1,013,000	4,306
Pre-tax net operating income	$2,958,000	2,465
Securities gains (losses)	$0	3,831
Applicable income taxes	$958,000	2,484
Income before extraordinary items	$2,000,000	2,519
Extraordinary gains, net	$0	65
Net income	$2,000,000	2,518
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,954
Cash dividends	$1,218,000	1,749
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,000,000	2,490
1994-12-31 (YTD Data)		Rank
Total interest income	$8,133,000	3,683
Total interest expense	$3,581,000	3,384
Net interest income	$4,552,000	3,884
Provision for loan and lease losses	$0	9,146
Total noninterest income	$604,000	4,632
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$426,000	3,189
Trading account gains and fees	$0	475
Additional Noninterest Income	$178,000	5,658
Total noninterest expense	$2,716,000	4,804
Salaries and employee benefits	$1,265,000	5,011
Premises and equipment expense	$352,000	5,067
Additional noninterest expense	$1,099,000	4,359
Pre-tax net operating income	$2,440,000	2,892
Securities gains (losses)	$0	3,600
Applicable income taxes	$780,000	2,832
Income before extraordinary items	$1,660,000	2,902
Extraordinary gains, net	$0	249
Net income	$1,660,000	2,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	11,294
Cash dividends	$620,000	2,738
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,660,000	2,929
1993-12-31 (YTD Data)		Rank
Total interest income	$8,010,000	3,812
Total interest expense	$3,579,000	3,507
Net interest income	$4,431,000	3,998
Provision for loan and lease losses	$7,000	9,969
Total noninterest income	$627,000	4,814
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$423,000	3,284
Trading account gains and fees	$0	532
Additional Noninterest Income	$204,000	5,605
Total noninterest expense	$2,640,000	5,029
Salaries and employee benefits	$1,209,000	5,202
Premises and equipment expense	$338,000	5,366
Additional noninterest expense	$1,093,000	4,557
Pre-tax net operating income	$2,411,000	2,800
Securities gains (losses)	$0	7,477
Applicable income taxes	$796,000	2,767
Income before extraordinary items	$1,615,000	3,017
Extraordinary gains, net	$0	3,149
Net income	$1,615,000	3,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	5,803
Cash dividends	$1,000,000	1,731
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,615,000	2,862
1992-12-31 (YTD Data)		Rank
Total interest income	$8,344,000	4,140
Total interest expense	$4,100,000	3,991
Net interest income	$4,244,000	4,211
Provision for loan and lease losses	$8,000	11,328
Total noninterest income	$538,000	5,347
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$416,000	3,338
Trading account gains and fees	NA	NA
Additional Noninterest Income	$122,000	7,395
Total noninterest expense	$2,558,000	5,204
Salaries and employee benefits	$1,136,000	5,438
Premises and equipment expense	$304,000	5,913
Additional noninterest expense	$1,118,000	4,624
Pre-tax net operating income	$2,216,000	2,813
Securities gains (losses)	$0	8,369
Applicable income taxes	$769,000	2,714
Income before extraordinary items	$1,447,000	3,187
Extraordinary gains, net	$0	1,422
Net income	$1,447,000	3,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	10,870
Cash dividends	$1,500,000	1,080
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,447,000	2,948

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.