First National Bank of Pennsylvania, Severna Park Branch

Name:First National Bank of Pennsylvania, Severna Park Branch
Full Service Brick and Mortar Office
Review:24 client reviews
Location:576 Ritchie Hwy
Severna Park, MD 21146

Anne Arundel County
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Phone:800-582-2651
FDIC Cert:#7888
Established:1996-09-09


The Bank

Name:First National Bank of Pennsylvania
Concentration:Commercial Lending Specialization
Established:1864-02-04
FDIC Insurance:1934-01-01
Holden By:F N B Corp
Charter Class:Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
# of Branches:365, view all, view on map
Website:www.fnb-online.com
Total Assets:$37,672,877,000
Total Deposits:$28,751,082,000
Total Equity Capital:$5,026,850,000
Total Domestic Office Deposits:$28,751,082,000
Net Income:$145,061,000
Quarterly Net Income:$92,527,000
Return on Assets:1%
Quarterly Return on Assets:1%
Return on Equity:6%
Quarterly Return on Equity:7%
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Client Review

24 client reviews of First National Bank of Pennsylvania scored 2.5 out of 5.

Fees Forever
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by HighPoint, Apr. 18, 2018

This bank used to be affordable for someone with a small income and over the past few years, everything has changed.  The minimum balance required went from $100 to $300, an then jumped to $500 and now $1000.  Therefore, I had to close my savings account.  When I asked about the increases for minimum balances required, I was told that they were weeding out people with minimum wage jobs, and teenagers.  After all, they were in the business of making a profit.  As a retired teacher, I live close to the poverty level.  Accounts that used to be fee free, now come with pages of fees.  I saw the personnel change over almost completely, with new people who didn't know what they were doing. I no longer felt my money was safe.  They also questioned my withdrawals of my own cash, and when I asked why they needed to know, they told me they were gathering information for the federal government.  I felt my privacy was being invaded.  

Then, they said they would refinance me at 3.25 percent APR and it turned out to be 4.68 APR.  My house payment is more than 50 percent of my income in retirement.  I asked about a refinance through the HARP program and they said it wasn't meant for people like me.  The government told me that it was meant for people exactly like me.  I will be changing banks in the next week.  I have become very disillusioned by the banking industry.

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on First National Bank of Pennsylvania, Severna Park Branch at Severna Park, MD
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