First National Bank and Trust Company of Ardmore, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$8,277,0001,464
Total interest expense$2,533,0001,622
Net interest income$5,744,0001,382
Provision for loan and lease losses$150,0001,175
Total noninterest income$1,267,0001,130
Gross Fiduciary activities income$194,000596
Service charges on deposit accounts$452,000632
Trading account gains and feesNANA
Additional Noninterest Income$621,0001,312
Total noninterest expense$4,793,0001,325
Salaries and employee benefits$3,008,0001,229
Premises and equipment expense$828,000834
Additional noninterest expense$621,0001,312
Pre-tax net operating income$2,068,0001,418
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$2,068,0001,254
Extraordinary gains, net$047
Net income$2,068,0001,271
Minority interest net income$065
Net income of bank and minority interests.$2,068,0001,254
Net charge-offs$35,0001,165
Cash dividends$1,280,000770
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,068,0001,268
2024-12-31 (YTD Data)Rank
Total interest income$33,031,0001,447
Total interest expense$12,074,0001,476
Net interest income$20,957,0001,427
Provision for loan and lease losses$633,0001,205
Total noninterest income$5,212,0001,154
Gross Fiduciary activities income$750,000586
Service charges on deposit accounts$1,783,000633
Trading account gains and feesNANA
Additional Noninterest Income$2,679,0001,310
Total noninterest expense$19,650,0001,266
Salaries and employee benefits$12,296,0001,176
Premises and equipment expense$3,426,000776
Additional noninterest expense$2,679,0001,310
Pre-tax net operating income$5,886,0001,669
Securities gains (losses)$0940
Applicable income taxes$03,278
Income before extraordinary items$5,886,0001,513
Extraordinary gains, net$053
Net income$5,886,0001,528
Minority interest net income$090
Net income of bank and minority interests.$5,886,0001,513
Net charge-offs$628,000836
Cash dividends$5,210,000836
Sale, conversion, retirement of capital stock, net$0564
Net operating income$5,886,0001,521
2024-09-30 (YTD Data)Rank
Total interest income$24,712,0001,442
Total interest expense$9,260,0001,456
Net interest income$15,452,0001,430
Provision for loan and lease losses$523,0001,057
Total noninterest income$3,807,0001,170
Gross Fiduciary activities income$559,000594
Service charges on deposit accounts$1,327,000632
Trading account gains and feesNANA
Additional Noninterest Income$1,921,0001,352
Total noninterest expense$14,874,0001,236
Salaries and employee benefits$9,375,0001,144
Premises and equipment expense$2,567,000775
Additional noninterest expense$1,921,0001,352
Pre-tax net operating income$3,862,0001,832
Securities gains (losses)$0930
Applicable income taxes$03,278
Income before extraordinary items$3,862,0001,642
Extraordinary gains, net$051
Net income$3,862,0001,660
Minority interest net income$082
Net income of bank and minority interests.$3,862,0001,644
Net charge-offs$918,000581
Cash dividends$3,750,000785
Sale, conversion, retirement of capital stock, net$0527
Net operating income$3,862,0001,647
2024-06-30 (YTD Data)Rank
Total interest income$16,277,0001,444
Total interest expense$6,157,0001,425
Net interest income$10,120,0001,439
Provision for loan and lease losses$388,000963
Total noninterest income$2,495,0001,181
Gross Fiduciary activities income$382,000590
Service charges on deposit accounts$867,000635
Trading account gains and feesNANA
Additional Noninterest Income$1,246,0001,367
Total noninterest expense$9,808,0001,253
Salaries and employee benefits$6,172,0001,162
Premises and equipment expense$1,725,000776
Additional noninterest expense$1,246,0001,367
Pre-tax net operating income$2,419,0001,881
Securities gains (losses)$0628
Applicable income taxes$03,283
Income before extraordinary items$2,419,0001,691
Extraordinary gains, net$052
Net income$2,419,0001,716
Minority interest net income$084
Net income of bank and minority interests.$2,419,0001,693
Net charge-offs$81,0001,183
Cash dividends$2,750,000719
Sale, conversion, retirement of capital stock, net$0496
Net operating income$2,419,0001,695
2024-03-31 (YTD Data)Rank
Total interest income$8,040,0001,442
Total interest expense$3,081,0001,405
Net interest income$4,959,0001,457
Provision for loan and lease losses$38,0001,820
Total noninterest income$1,250,0001,161
Gross Fiduciary activities income$198,000552
Service charges on deposit accounts$429,000642
Trading account gains and feesNANA
Additional Noninterest Income$623,0001,328
Total noninterest expense$4,830,0001,265
Salaries and employee benefits$3,051,0001,169
Premises and equipment expense$843,000806
Additional noninterest expense$623,0001,328
Pre-tax net operating income$1,341,0001,694
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$1,341,0001,539
Extraordinary gains, net$051
Net income$1,341,0001,556
Minority interest net income$072
Net income of bank and minority interests.$1,341,0001,538
Net charge-offs$45,000983
Cash dividends$1,750,000580
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,341,0001,536
2023-12-31 (YTD Data)Rank
Total interest income$29,165,0001,432
Total interest expense$10,485,0001,243
Net interest income$18,680,0001,523
Provision for loan and lease losses$03,275
Total noninterest income$5,086,0001,185
Gross Fiduciary activities income$869,000531
Service charges on deposit accounts$1,723,000642
Trading account gains and feesNANA
Additional Noninterest Income$2,494,0001,420
Total noninterest expense$18,638,0001,283
Salaries and employee benefits$11,574,0001,202
Premises and equipment expense$3,365,000782
Additional noninterest expense$2,494,0001,420
Pre-tax net operating income$5,128,0001,884
Securities gains (losses)$-212,0003,975
Applicable income taxes$03,369
Income before extraordinary items$4,916,0001,747
Extraordinary gains, net$054
Net income$4,916,0001,768
Minority interest net income$088
Net income of bank and minority interests.$4,916,0001,750
Net charge-offs$141,0001,320
Cash dividends$4,500,000875
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,128,0001,721
2023-09-30 (YTD Data)Rank
Total interest income$21,259,0001,432
Total interest expense$7,664,0001,198
Net interest income$13,595,0001,579
Provision for loan and lease losses$03,085
Total noninterest income$3,798,0001,187
Gross Fiduciary activities income$641,000526
Service charges on deposit accounts$1,276,000648
Trading account gains and feesNANA
Additional Noninterest Income$1,881,0001,409
Total noninterest expense$13,795,0001,284
Salaries and employee benefits$8,608,0001,209
Premises and equipment expense$2,513,000784
Additional noninterest expense$1,881,0001,409
Pre-tax net operating income$3,598,0002,018
Securities gains (losses)$-212,0004,202
Applicable income taxes$03,407
Income before extraordinary items$3,386,0001,916
Extraordinary gains, net$052
Net income$3,386,0001,933
Minority interest net income$081
Net income of bank and minority interests.$3,386,0001,916
Net charge-offs$114,0001,124
Cash dividends$3,000,000874
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,598,0001,867
2023-06-30 (YTD Data)Rank
Total interest income$13,824,0001,427
Total interest expense$4,915,0001,126
Net interest income$8,909,0001,608
Provision for loan and lease losses$02,940
Total noninterest income$2,507,0001,134
Gross Fiduciary activities income$421,000524
Service charges on deposit accounts$833,000657
Trading account gains and feesNANA
Additional Noninterest Income$1,253,0001,331
Total noninterest expense$9,129,0001,280
Salaries and employee benefits$5,736,0001,204
Premises and equipment expense$1,656,000781
Additional noninterest expense$1,253,0001,330
Pre-tax net operating income$2,287,0002,076
Securities gains (losses)$-212,0004,348
Applicable income taxes$03,436
Income before extraordinary items$2,075,0002,022
Extraordinary gains, net$051
Net income$2,075,0002,046
Minority interest net income$081
Net income of bank and minority interests.$2,075,0002,022
Net charge-offs$29,0001,403
Cash dividends$1,500,0001,072
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,287,0001,895
2023-03-31 (YTD Data)Rank
Total interest income$6,730,0001,439
Total interest expense$2,288,0001,078
Net interest income$4,442,0001,622
Provision for loan and lease losses$02,612
Total noninterest income$1,252,0001,139
Gross Fiduciary activities income$210,000541
Service charges on deposit accounts$412,000672
Trading account gains and feesNANA
Additional Noninterest Income$630,0001,315
Total noninterest expense$4,635,0001,280
Salaries and employee benefits$2,948,0001,193
Premises and equipment expense$839,000808
Additional noninterest expense$630,0001,315
Pre-tax net operating income$1,059,0002,228
Securities gains (losses)$-212,0004,448
Applicable income taxes$03,388
Income before extraordinary items$847,0002,306
Extraordinary gains, net$04
Net income$847,0002,306
Minority interest net income$048
Net income of bank and minority interests.$847,0002,306
Net charge-offs$8,0001,438
Cash dividends$500,0001,222
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,059,0002,048
2022-12-31 (YTD Data)Rank
Total interest income$23,476,0001,381
Total interest expense$2,559,0001,330
Net interest income$20,917,0001,378
Provision for loan and lease losses$03,012
Total noninterest income$4,906,0001,217
Gross Fiduciary activities income$787,000558
Service charges on deposit accounts$1,767,000638
Trading account gains and feesNANA
Additional Noninterest Income$2,352,0001,478
Total noninterest expense$18,593,0001,260
Salaries and employee benefits$11,572,0001,177
Premises and equipment expense$3,261,000795
Additional noninterest expense$2,352,0001,478
Pre-tax net operating income$7,230,0001,601
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$7,230,0001,407
Extraordinary gains, net$05
Net income$7,230,0001,407
Minority interest net income$063
Net income of bank and minority interests.$7,230,0001,407
Net charge-offs$44,0001,618
Cash dividends$1,150,0002,015
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,230,0001,430
2022-09-30 (YTD Data)Rank
Total interest income$17,048,0001,368
Total interest expense$1,064,0001,684
Net interest income$15,984,0001,344
Provision for loan and lease losses$02,835
Total noninterest income$3,690,0001,230
Gross Fiduciary activities income$573,000562
Service charges on deposit accounts$1,333,000642
Trading account gains and feesNANA
Additional Noninterest Income$1,784,0001,486
Total noninterest expense$13,444,0001,284
Salaries and employee benefits$8,686,0001,171
Premises and equipment expense$2,406,000804
Additional noninterest expense$1,784,0001,486
Pre-tax net operating income$6,230,0001,450
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$6,230,0001,251
Extraordinary gains, net$04
Net income$6,230,0001,250
Minority interest net income$057
Net income of bank and minority interests.$6,230,0001,251
Net charge-offs$26,0001,502
Cash dividends$400,0002,343
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,230,0001,277
2022-06-30 (YTD Data)Rank
Total interest income$11,006,0001,358
Total interest expense$377,0002,357
Net interest income$10,629,0001,318
Provision for loan and lease losses$02,599
Total noninterest income$2,432,0001,221
Gross Fiduciary activities income$345,000541
Service charges on deposit accounts$878,000650
Trading account gains and feesNANA
Additional Noninterest Income$1,209,0001,492
Total noninterest expense$8,879,0001,287
Salaries and employee benefits$5,733,0001,174
Premises and equipment expense$1,591,000806
Additional noninterest expense$1,555,0001,941
Pre-tax net operating income$4,182,0001,366
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$4,182,0001,195
Extraordinary gains, net$04
Net income$4,182,0001,195
Minority interest net income$060
Net income of bank and minority interests.$4,182,0001,195
Net charge-offs$-22,0003,912
Cash dividends$400,0002,044
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,182,0001,219
2022-03-31 (YTD Data)Rank
Total interest income$5,584,0001,307
Total interest expense$165,0002,499
Net interest income$5,419,0001,250
Provision for loan and lease losses$02,285
Total noninterest income$1,222,0001,226
Gross Fiduciary activities income$164,000550
Service charges on deposit accounts$435,000645
Trading account gains and feesNANA
Additional Noninterest Income$623,0001,472
Total noninterest expense$4,407,0001,287
Salaries and employee benefits$2,783,0001,205
Premises and equipment expense$802,000807
Additional noninterest expense$822,0001,832
Pre-tax net operating income$2,234,0001,253
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,234,0001,103
Extraordinary gains, net$04
Net income$2,234,0001,102
Minority interest net income$050
Net income of bank and minority interests.$2,234,0001,103
Net charge-offs$-25,0004,225
Cash dividends$400,0001,311
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,234,0001,117
2021-12-31 (YTD Data)Rank
Total interest income$22,062,0001,369
Total interest expense$852,0002,445
Net interest income$21,210,0001,293
Provision for loan and lease losses$350,0001,292
Total noninterest income$4,504,0001,404
Gross Fiduciary activities income$581,000558
Service charges on deposit accounts$1,427,000728
Trading account gains and feesNANA
Additional Noninterest Income$2,496,0001,681
Total noninterest expense$18,141,0001,252
Salaries and employee benefits$11,611,0001,157
Premises and equipment expense$3,243,000794
Additional noninterest expense$3,287,0001,854
Pre-tax net operating income$7,223,0001,595
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$7,223,0001,468
Extraordinary gains, net$010
Net income$7,223,0001,468
Minority interest net income$074
Net income of bank and minority interests.$7,223,0001,468
Net charge-offs$262,000897
Cash dividends$6,565,000636
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,223,0001,435
2021-09-30 (YTD Data)Rank
Total interest income$16,673,0001,386
Total interest expense$684,0002,442
Net interest income$15,989,0001,313
Provision for loan and lease losses$350,0001,062
Total noninterest income$3,309,0001,460
Gross Fiduciary activities income$428,000556
Service charges on deposit accounts$1,045,000725
Trading account gains and feesNANA
Additional Noninterest Income$1,836,0001,760
Total noninterest expense$13,440,0001,266
Salaries and employee benefits$8,364,0001,192
Premises and equipment expense$2,387,000835
Additional noninterest expense$2,689,0001,722
Pre-tax net operating income$5,508,0001,648
Securities gains (losses)$02,015
Applicable income taxes$125,0002,820
Income before extraordinary items$5,383,0001,534
Extraordinary gains, net$08
Net income$5,383,0001,534
Minority interest net income$069
Net income of bank and minority interests.$5,383,0001,534
Net charge-offs$100,0001,078
Cash dividends$6,565,000504
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,383,0001,503
2021-06-30 (YTD Data)Rank
Total interest income$10,878,0001,398
Total interest expense$500,0002,380
Net interest income$10,378,0001,328
Provision for loan and lease losses$300,000865
Total noninterest income$2,170,0001,460
Gross Fiduciary activities income$246,000573
Service charges on deposit accounts$654,000745
Trading account gains and feesNANA
Additional Noninterest Income$1,270,0001,672
Total noninterest expense$8,807,0001,278
Salaries and employee benefits$5,539,0001,195
Premises and equipment expense$1,554,000853
Additional noninterest expense$1,714,0001,766
Pre-tax net operating income$3,441,0001,694
Securities gains (losses)$01,818
Applicable income taxes$109,0002,685
Income before extraordinary items$3,332,0001,589
Extraordinary gains, net$06
Net income$3,332,0001,589
Minority interest net income$067
Net income of bank and minority interests.$3,332,0001,589
Net charge-offs$91,000945
Cash dividends$2,500,000708
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,332,0001,559
2021-03-31 (YTD Data)Rank
Total interest income$5,260,0001,438
Total interest expense$269,0002,330
Net interest income$4,991,0001,371
Provision for loan and lease losses$150,000937
Total noninterest income$1,068,0001,466
Gross Fiduciary activities income$118,000586
Service charges on deposit accounts$319,000748
Trading account gains and feesNANA
Additional Noninterest Income$631,0001,675
Total noninterest expense$4,353,0001,273
Salaries and employee benefits$2,782,0001,182
Premises and equipment expense$738,000898
Additional noninterest expense$833,0001,774
Pre-tax net operating income$1,556,0001,828
Securities gains (losses)$01,392
Applicable income taxes$42,0002,760
Income before extraordinary items$1,514,0001,713
Extraordinary gains, net$03
Net income$1,514,0001,713
Minority interest net income$055
Net income of bank and minority interests.$1,514,0001,713
Net charge-offs$84,000672
Cash dividends$1,250,000633
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,514,0001,672
2020-12-31 (YTD Data)Rank
Total interest income$21,226,0001,417
Total interest expense$2,134,0001,898
Net interest income$19,092,0001,342
Provision for loan and lease losses$880,0001,738
Total noninterest income$4,343,0001,382
Gross Fiduciary activities income$538,000565
Service charges on deposit accounts$1,485,000667
Trading account gains and feesNANA
Additional Noninterest Income$2,320,0001,653
Total noninterest expense$16,812,0001,277
Salaries and employee benefits$10,954,0001,163
Premises and equipment expense$2,673,000935
Additional noninterest expense$3,185,0001,834
Pre-tax net operating income$5,743,0001,613
Securities gains (losses)$30,0001,946
Applicable income taxes$03,697
Income before extraordinary items$5,773,0001,460
Extraordinary gains, net$04
Net income$5,773,0001,459
Minority interest net income$072
Net income of bank and minority interests.$5,773,0001,460
Net charge-offs$14,0002,926
Cash dividends$4,460,000843
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,743,0001,428
2020-09-30 (YTD Data)Rank
Total interest income$15,913,0001,421
Total interest expense$1,824,0001,818
Net interest income$14,089,0001,350
Provision for loan and lease losses$640,0001,749
Total noninterest income$3,205,0001,363
Gross Fiduciary activities income$416,000555
Service charges on deposit accounts$1,109,000668
Trading account gains and feesNANA
Additional Noninterest Income$1,680,0001,643
Total noninterest expense$12,339,0001,286
Salaries and employee benefits$8,308,0001,139
Premises and equipment expense$1,964,000943
Additional noninterest expense$2,067,0002,031
Pre-tax net operating income$4,315,0001,590
Securities gains (losses)$21,0001,900
Applicable income taxes$03,696
Income before extraordinary items$4,336,0001,418
Extraordinary gains, net$04
Net income$4,336,0001,419
Minority interest net income$065
Net income of bank and minority interests.$4,336,0001,419
Net charge-offs$33,0002,272
Cash dividends$2,850,000838
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,315,0001,382
2020-06-30 (YTD Data)Rank
Total interest income$10,714,0001,431
Total interest expense$1,439,0001,703
Net interest income$9,275,0001,364
Provision for loan and lease losses$400,0001,792
Total noninterest income$2,093,0001,321
Gross Fiduciary activities income$292,000552
Service charges on deposit accounts$743,000671
Trading account gains and feesNANA
Additional Noninterest Income$1,058,0001,616
Total noninterest expense$8,169,0001,280
Salaries and employee benefits$5,445,0001,137
Premises and equipment expense$1,334,000930
Additional noninterest expense$1,390,0002,004
Pre-tax net operating income$2,799,0001,541
Securities gains (losses)$20,0001,679
Applicable income taxes$03,655
Income before extraordinary items$2,819,0001,375
Extraordinary gains, net$04
Net income$2,819,0001,375
Minority interest net income$065
Net income of bank and minority interests.$2,819,0001,375
Net charge-offs$23,0002,125
Cash dividends$1,900,000844
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,799,0001,350
2020-03-31 (YTD Data)Rank
Total interest income$5,400,0001,414
Total interest expense$890,0001,554
Net interest income$4,510,0001,367
Provision for loan and lease losses$160,0001,591
Total noninterest income$1,086,0001,219
Gross Fiduciary activities income$162,000542
Service charges on deposit accounts$444,000679
Trading account gains and feesNANA
Additional Noninterest Income$480,0001,560
Total noninterest expense$4,106,0001,294
Salaries and employee benefits$2,744,0001,147
Premises and equipment expense$660,000954
Additional noninterest expense$702,0002,022
Pre-tax net operating income$1,330,0001,451
Securities gains (losses)$20,0001,128
Applicable income taxes$03,513
Income before extraordinary items$1,350,0001,297
Extraordinary gains, net$04
Net income$1,350,0001,296
Minority interest net income$056
Net income of bank and minority interests.$1,350,0001,297
Net charge-offs$32,0001,402
Cash dividends$950,000856
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,330,0001,290
2019-12-31 (YTD Data)Rank
Total interest income$22,688,0001,367
Total interest expense$4,062,0001,461
Net interest income$18,626,0001,325
Provision for loan and lease losses$495,0001,493
Total noninterest income$4,445,0001,212
Gross Fiduciary activities income$687,000532
Service charges on deposit accounts$1,817,000688
Trading account gains and feesNANA
Additional Noninterest Income$1,941,0001,567
Total noninterest expense$16,005,0001,280
Salaries and employee benefits$10,339,0001,174
Premises and equipment expense$2,427,0001,007
Additional noninterest expense$3,239,0001,787
Pre-tax net operating income$6,571,0001,431
Securities gains (losses)$22,0001,610
Applicable income taxes$03,859
Income before extraordinary items$6,593,0001,291
Extraordinary gains, net$011
Net income$6,593,0001,292
Minority interest net income$076
Net income of bank and minority interests.$6,593,0001,293
Net charge-offs$80,0002,352
Cash dividends$3,767,0001,018
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,571,0001,274
2019-09-30 (YTD Data)Rank
Total interest income$16,944,0001,384
Total interest expense$2,990,0001,490
Net interest income$13,954,0001,335
Provision for loan and lease losses$405,0001,337
Total noninterest income$3,356,0001,199
Gross Fiduciary activities income$525,000519
Service charges on deposit accounts$1,356,000689
Trading account gains and feesNANA
Additional Noninterest Income$1,475,0001,553
Total noninterest expense$12,133,0001,273
Salaries and employee benefits$7,810,0001,168
Premises and equipment expense$1,810,0001,011
Additional noninterest expense$2,513,0001,747
Pre-tax net operating income$4,772,0001,499
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$4,772,0001,353
Extraordinary gains, net$011
Net income$4,772,0001,354
Minority interest net income$072
Net income of bank and minority interests.$4,772,0001,355
Net charge-offs$41,0002,352
Cash dividends$2,817,000921
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,772,0001,321
2019-06-30 (YTD Data)Rank
Total interest income$11,058,0001,401
Total interest expense$1,832,0001,563
Net interest income$9,226,0001,346
Provision for loan and lease losses$270,0001,320
Total noninterest income$2,176,0001,201
Gross Fiduciary activities income$352,000519
Service charges on deposit accounts$876,000701
Trading account gains and feesNANA
Additional Noninterest Income$948,0001,544
Total noninterest expense$7,991,0001,302
Salaries and employee benefits$5,119,0001,184
Premises and equipment expense$1,173,0001,037
Additional noninterest expense$1,699,0001,735
Pre-tax net operating income$3,141,0001,489
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$3,141,0001,340
Extraordinary gains, net$011
Net income$3,141,0001,340
Minority interest net income$069
Net income of bank and minority interests.$3,141,0001,340
Net charge-offs$29,0002,183
Cash dividends$1,887,000928
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,141,0001,323
2019-03-31 (YTD Data)Rank
Total interest income$5,328,0001,449
Total interest expense$865,0001,593
Net interest income$4,463,0001,377
Provision for loan and lease losses$135,0001,269
Total noninterest income$1,062,0001,191
Gross Fiduciary activities income$182,000516
Service charges on deposit accounts$426,000713
Trading account gains and feesNANA
Additional Noninterest Income$454,0001,538
Total noninterest expense$3,905,0001,324
Salaries and employee benefits$2,421,0001,244
Premises and equipment expense$602,0001,019
Additional noninterest expense$882,0001,684
Pre-tax net operating income$1,485,0001,539
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,485,0001,366
Extraordinary gains, net$05
Net income$1,485,0001,364
Minority interest net income$052
Net income of bank and minority interests.$1,485,0001,365
Net charge-offs$19,0001,716
Cash dividends$957,000874
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,485,0001,342
2018-12-31 (YTD Data)Rank
Total interest income$20,563,0001,406
Total interest expense$2,681,0001,559
Net interest income$17,882,0001,364
Provision for loan and lease losses$500,0001,444
Total noninterest income$4,480,0001,170
Gross Fiduciary activities income$699,000531
Service charges on deposit accounts$1,915,000663
Trading account gains and feesNANA
Additional Noninterest Income$1,866,0001,567
Total noninterest expense$15,009,0001,354
Salaries and employee benefits$9,119,0001,261
Premises and equipment expense$2,390,0001,018
Additional noninterest expense$3,500,0001,676
Pre-tax net operating income$6,853,0001,374
Securities gains (losses)$-156,0005,105
Applicable income taxes$03,978
Income before extraordinary items$6,697,0001,267
Extraordinary gains, net$06
Net income$6,697,0001,266
Minority interest net income$072
Net income of bank and minority interests.$6,697,0001,266
Net charge-offs$134,0001,939
Cash dividends$3,520,000965
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,853,0001,237
2018-09-30 (YTD Data)Rank
Total interest income$15,096,0001,419
Total interest expense$1,859,0001,581
Net interest income$13,237,0001,378
Provision for loan and lease losses$315,0001,521
Total noninterest income$3,390,0001,174
Gross Fiduciary activities income$530,000523
Service charges on deposit accounts$1,429,000662
Trading account gains and feesNANA
Additional Noninterest Income$1,431,0001,557
Total noninterest expense$11,246,0001,347
Salaries and employee benefits$6,845,0001,263
Premises and equipment expense$1,799,0001,008
Additional noninterest expense$2,602,0001,686
Pre-tax net operating income$5,066,0001,410
Securities gains (losses)$-37,0005,073
Applicable income taxes$04,032
Income before extraordinary items$5,029,0001,269
Extraordinary gains, net$05
Net income$5,029,0001,267
Minority interest net income$066
Net income of bank and minority interests.$5,029,0001,268
Net charge-offs$128,0001,543
Cash dividends$2,640,000867
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,066,0001,253
2018-06-30 (YTD Data)Rank
Total interest income$9,855,0001,434
Total interest expense$1,118,0001,630
Net interest income$8,737,0001,378
Provision for loan and lease losses$210,0001,458
Total noninterest income$2,309,0001,151
Gross Fiduciary activities income$352,000525
Service charges on deposit accounts$955,000656
Trading account gains and feesNANA
Additional Noninterest Income$1,002,0001,514
Total noninterest expense$7,536,0001,351
Salaries and employee benefits$4,590,0001,263
Premises and equipment expense$1,176,0001,023
Additional noninterest expense$1,770,0001,675
Pre-tax net operating income$3,300,0001,415
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,300,0001,253
Extraordinary gains, net$06
Net income$3,300,0001,252
Minority interest net income$065
Net income of bank and minority interests.$3,300,0001,252
Net charge-offs$74,0001,516
Cash dividends$1,760,000854
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,300,0001,246
2018-03-31 (YTD Data)Rank
Total interest income$4,787,0001,458
Total interest expense$496,0001,724
Net interest income$4,291,0001,405
Provision for loan and lease losses$105,0001,394
Total noninterest income$1,084,0001,201
Gross Fiduciary activities income$171,000545
Service charges on deposit accounts$465,000676
Trading account gains and feesNANA
Additional Noninterest Income$448,0001,589
Total noninterest expense$3,729,0001,368
Salaries and employee benefits$2,295,0001,275
Premises and equipment expense$562,0001,073
Additional noninterest expense$872,0001,690
Pre-tax net operating income$1,541,0001,453
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,541,0001,308
Extraordinary gains, net$07
Net income$1,541,0001,308
Minority interest net income$052
Net income of bank and minority interests.$1,541,0001,308
Net charge-offs$-2,0004,048
Cash dividends$880,000802
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,541,0001,301
2017-12-31 (YTD Data)Rank
Total interest income$18,541,0001,448
Total interest expense$1,635,0001,790
Net interest income$16,906,0001,388
Provision for loan and lease losses$500,0001,444
Total noninterest income$4,190,0001,242
Gross Fiduciary activities income$612,000554
Service charges on deposit accounts$1,909,000671
Trading account gains and feesNANA
Additional Noninterest Income$1,669,0001,702
Total noninterest expense$14,793,0001,344
Salaries and employee benefits$8,900,0001,272
Premises and equipment expense$2,261,0001,053
Additional noninterest expense$3,632,0001,649
Pre-tax net operating income$5,803,0001,507
Securities gains (losses)$1,0002,108
Applicable income taxes$04,135
Income before extraordinary items$5,804,0001,198
Extraordinary gains, net$09
Net income$5,804,0001,199
Minority interest net income$076
Net income of bank and minority interests.$5,804,0001,198
Net charge-offs$103,0002,393
Cash dividends$3,090,0001,001
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,803,0001,181
2017-09-30 (YTD Data)Rank
Total interest income$13,760,0001,456
Total interest expense$1,154,0001,861
Net interest income$12,606,0001,400
Provision for loan and lease losses$450,0001,230
Total noninterest income$3,079,0001,283
Gross Fiduciary activities income$421,000572
Service charges on deposit accounts$1,414,000682
Trading account gains and feesNANA
Additional Noninterest Income$1,244,0001,723
Total noninterest expense$11,152,0001,331
Salaries and employee benefits$6,728,0001,273
Premises and equipment expense$1,666,0001,071
Additional noninterest expense$2,758,0001,619
Pre-tax net operating income$4,083,0001,617
Securities gains (losses)$1,0002,145
Applicable income taxes$04,172
Income before extraordinary items$4,084,0001,351
Extraordinary gains, net$09
Net income$4,084,0001,351
Minority interest net income$071
Net income of bank and minority interests.$4,084,0001,351
Net charge-offs$75,0002,154
Cash dividends$2,640,000849
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,083,0001,336
2017-06-30 (YTD Data)Rank
Total interest income$8,916,0001,482
Total interest expense$697,0001,974
Net interest income$8,219,0001,415
Provision for loan and lease losses$300,0001,177
Total noninterest income$2,067,0001,277
Gross Fiduciary activities income$282,000575
Service charges on deposit accounts$941,000668
Trading account gains and feesNANA
Additional Noninterest Income$844,0001,718
Total noninterest expense$7,481,0001,326
Salaries and employee benefits$4,524,0001,265
Premises and equipment expense$1,114,0001,068
Additional noninterest expense$1,843,0001,617
Pre-tax net operating income$2,505,0001,701
Securities gains (losses)$1,0001,756
Applicable income taxes$04,189
Income before extraordinary items$2,506,0001,427
Extraordinary gains, net$011
Net income$2,506,0001,427
Minority interest net income$071
Net income of bank and minority interests.$2,506,0001,428
Net charge-offs$63,0001,826
Cash dividends$1,760,000849
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,505,0001,409
2017-03-31 (YTD Data)Rank
Total interest income$4,348,0001,502
Total interest expense$327,0002,039
Net interest income$4,021,0001,437
Provision for loan and lease losses$150,0001,115
Total noninterest income$1,097,0001,235
Gross Fiduciary activities income$145,000576
Service charges on deposit accounts$476,000661
Trading account gains and feesNANA
Additional Noninterest Income$476,0001,573
Total noninterest expense$3,879,0001,304
Salaries and employee benefits$2,423,0001,207
Premises and equipment expense$538,0001,108
Additional noninterest expense$918,0001,627
Pre-tax net operating income$1,089,0001,860
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,089,0001,567
Extraordinary gains, net$08
Net income$1,089,0001,567
Minority interest net income$055
Net income of bank and minority interests.$1,089,0001,567
Net charge-offs$14,0002,073
Cash dividends$880,000815
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,089,0001,553
2016-12-31 (YTD Data)Rank
Total interest income$17,006,0001,498
Total interest expense$1,192,0002,141
Net interest income$15,814,0001,426
Provision for loan and lease losses$500,0001,458
Total noninterest income$4,139,0001,301
Gross Fiduciary activities income$543,000578
Service charges on deposit accounts$2,044,000631
Trading account gains and fees$0170
Additional Noninterest Income$1,552,0001,845
Total noninterest expense$14,228,0001,376
Salaries and employee benefits$8,491,0001,309
Premises and equipment expense$2,240,0001,060
Additional noninterest expense$3,497,0001,730
Pre-tax net operating income$5,225,0001,567
Securities gains (losses)$240,000778
Applicable income taxes$04,278
Income before extraordinary items$5,465,0001,291
Extraordinary gains, net$05
Net income$5,465,0001,290
Minority interest net income$082
Net income of bank and minority interests.$5,465,0001,290
Net charge-offs$98,0002,617
Cash dividends$3,520,000906
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,225,0001,297
2016-09-30 (YTD Data)Rank
Total interest income$12,659,0001,506
Total interest expense$885,0002,166
Net interest income$11,774,0001,439
Provision for loan and lease losses$350,0001,475
Total noninterest income$3,099,0001,306
Gross Fiduciary activities income$418,000569
Service charges on deposit accounts$1,534,000633
Trading account gains and fees$0169
Additional Noninterest Income$1,147,0001,869
Total noninterest expense$10,740,0001,363
Salaries and employee benefits$6,466,0001,292
Premises and equipment expense$1,684,0001,055
Additional noninterest expense$2,590,0001,737
Pre-tax net operating income$3,783,0001,625
Securities gains (losses)$240,000705
Applicable income taxes$04,325
Income before extraordinary items$4,023,0001,328
Extraordinary gains, net$05
Net income$4,023,0001,328
Minority interest net income$071
Net income of bank and minority interests.$4,023,0001,328
Net charge-offs$84,0002,205
Cash dividends$2,640,000845
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,783,0001,356
2016-06-30 (YTD Data)Rank
Total interest income$8,412,0001,514
Total interest expense$589,0002,167
Net interest income$7,823,0001,451
Provision for loan and lease losses$200,0001,606
Total noninterest income$2,044,0001,297
Gross Fiduciary activities income$280,000573
Service charges on deposit accounts$1,006,000632
Trading account gains and fees$0157
Additional Noninterest Income$758,0001,857
Total noninterest expense$7,185,0001,367
Salaries and employee benefits$4,354,0001,294
Premises and equipment expense$1,097,0001,078
Additional noninterest expense$1,734,0001,744
Pre-tax net operating income$2,482,0001,646
Securities gains (losses)$218,000565
Applicable income taxes$04,338
Income before extraordinary items$2,700,0001,319
Extraordinary gains, net$016
Net income$2,700,0001,319
Minority interest net income$071
Net income of bank and minority interests.$2,700,0001,319
Net charge-offs$72,0001,890
Cash dividends$1,760,000857
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,482,0001,365
2016-03-31 (YTD Data)Rank
Total interest income$4,150,0001,531
Total interest expense$288,0002,210
Net interest income$3,862,0001,460
Provision for loan and lease losses$75,0001,741
Total noninterest income$1,028,0001,279
Gross Fiduciary activities income$140,000579
Service charges on deposit accounts$506,000628
Trading account gains and fees$0142
Additional Noninterest Income$382,0001,803
Total noninterest expense$3,593,0001,373
Salaries and employee benefits$2,195,0001,281
Premises and equipment expense$551,0001,080
Additional noninterest expense$847,0001,761
Pre-tax net operating income$1,222,0001,641
Securities gains (losses)$10,0001,503
Applicable income taxes$04,259
Income before extraordinary items$1,232,0001,379
Extraordinary gains, net$012
Net income$1,232,0001,379
Minority interest net income$062
Net income of bank and minority interests.$1,232,0001,380
Net charge-offs$25,0001,853
Cash dividends$880,000829
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,222,0001,351
2015-12-31 (YTD Data)Rank
Total interest income$16,235,0001,519
Total interest expense$1,037,0002,358
Net interest income$15,198,0001,454
Provision for loan and lease losses$210,0002,273
Total noninterest income$4,574,0001,195
Gross Fiduciary activities income$834,000504
Service charges on deposit accounts$2,049,000642
Trading account gains and fees$0159
Additional Noninterest Income$1,691,0001,716
Total noninterest expense$14,011,0001,390
Salaries and employee benefits$8,380,0001,300
Premises and equipment expense$2,199,0001,080
Additional noninterest expense$3,432,0001,770
Pre-tax net operating income$5,551,0001,446
Securities gains (losses)$47,0001,685
Applicable income taxes$04,402
Income before extraordinary items$5,598,0001,246
Extraordinary gains, net$023
Net income$5,598,0001,246
Minority interest net income$081
Net income of bank and minority interests.$5,598,0001,246
Net charge-offs$59,0003,125
Cash dividends$3,530,000875
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,551,0001,222
2015-09-30 (YTD Data)Rank
Total interest income$12,098,0001,543
Total interest expense$753,0002,435
Net interest income$11,345,0001,467
Provision for loan and lease losses$165,0002,180
Total noninterest income$3,472,0001,190
Gross Fiduciary activities income$657,000489
Service charges on deposit accounts$1,506,000655
Trading account gains and fees$0153
Additional Noninterest Income$1,309,0001,696
Total noninterest expense$10,476,0001,391
Salaries and employee benefits$6,314,0001,306
Premises and equipment expense$1,616,0001,118
Additional noninterest expense$2,546,0001,776
Pre-tax net operating income$4,176,0001,477
Securities gains (losses)$48,0001,493
Applicable income taxes$04,489
Income before extraordinary items$4,224,0001,246
Extraordinary gains, net$021
Net income$4,224,0001,246
Minority interest net income$078
Net income of bank and minority interests.$4,224,0001,246
Net charge-offs$46,0002,832
Cash dividends$2,650,000793
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,176,0001,220
2015-06-30 (YTD Data)Rank
Total interest income$8,070,0001,550
Total interest expense$482,0002,522
Net interest income$7,588,0001,474
Provision for loan and lease losses$120,0002,009
Total noninterest income$2,278,0001,216
Gross Fiduciary activities income$465,000479
Service charges on deposit accounts$943,000680
Trading account gains and fees$0157
Additional Noninterest Income$870,0001,713
Total noninterest expense$6,947,0001,408
Salaries and employee benefits$4,192,0001,316
Premises and equipment expense$1,054,0001,146
Additional noninterest expense$1,701,0001,785
Pre-tax net operating income$2,799,0001,460
Securities gains (losses)$13,0001,906
Applicable income taxes$04,497
Income before extraordinary items$2,812,0001,240
Extraordinary gains, net$022
Net income$2,812,0001,242
Minority interest net income$075
Net income of bank and minority interests.$2,812,0001,241
Net charge-offs$38,0002,539
Cash dividends$1,770,000793
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,799,0001,215
2015-03-31 (YTD Data)Rank
Total interest income$4,024,0001,542
Total interest expense$238,0002,571
Net interest income$3,786,0001,473
Provision for loan and lease losses$60,0001,893
Total noninterest income$1,066,0001,229
Gross Fiduciary activities income$207,000516
Service charges on deposit accounts$405,000781
Trading account gains and fees$0152
Additional Noninterest Income$454,0001,624
Total noninterest expense$3,498,0001,402
Salaries and employee benefits$2,105,0001,315
Premises and equipment expense$530,0001,144
Additional noninterest expense$863,0001,748
Pre-tax net operating income$1,294,0001,506
Securities gains (losses)$-6,0006,202
Applicable income taxes$04,400
Income before extraordinary items$1,288,0001,289
Extraordinary gains, net$013
Net income$1,288,0001,290
Minority interest net income$064
Net income of bank and minority interests.$1,288,0001,291
Net charge-offs$40,0001,719
Cash dividends$890,000749
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,294,0001,246
2014-12-31 (YTD Data)Rank
Total interest income$15,668,0001,591
Total interest expense$924,0002,730
Net interest income$14,744,0001,498
Provision for loan and lease losses$180,0002,581
Total noninterest income$4,246,0001,233
Gross Fiduciary activities income$760,000525
Service charges on deposit accounts$1,812,000756
Trading account gains and fees$0180
Additional Noninterest Income$1,674,0001,659
Total noninterest expense$13,330,0001,432
Salaries and employee benefits$7,840,0001,350
Premises and equipment expense$2,170,0001,100
Additional noninterest expense$3,320,0001,854
Pre-tax net operating income$5,480,0001,399
Securities gains (losses)$15,0002,467
Applicable income taxes$04,531
Income before extraordinary items$5,495,0001,198
Extraordinary gains, net$017
Net income$5,495,0001,196
Minority interest net income$084
Net income of bank and minority interests.$5,495,0001,197
Net charge-offs$-48,0005,988
Cash dividends$2,515,0001,071
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,480,0001,174
2014-09-30 (YTD Data)Rank
Total interest income$11,658,0001,609
Total interest expense$689,0002,798
Net interest income$10,969,0001,515
Provision for loan and lease losses$150,0002,373
Total noninterest income$3,174,0001,237
Gross Fiduciary activities income$557,000527
Service charges on deposit accounts$1,355,000757
Trading account gains and fees$0174
Additional Noninterest Income$1,262,0001,656
Total noninterest expense$10,017,0001,438
Salaries and employee benefits$5,975,0001,331
Premises and equipment expense$1,621,0001,116
Additional noninterest expense$2,421,0001,898
Pre-tax net operating income$3,976,0001,463
Securities gains (losses)$15,0002,163
Applicable income taxes$04,583
Income before extraordinary items$3,991,0001,217
Extraordinary gains, net$015
Net income$3,991,0001,214
Minority interest net income$081
Net income of bank and minority interests.$3,991,0001,216
Net charge-offs$-45,0006,010
Cash dividends$2,465,000799
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,976,0001,211
2014-06-30 (YTD Data)Rank
Total interest income$7,721,0001,614
Total interest expense$458,0002,820
Net interest income$7,263,0001,518
Provision for loan and lease losses$120,0002,134
Total noninterest income$2,048,0001,264
Gross Fiduciary activities income$365,000532
Service charges on deposit accounts$874,000765
Trading account gains and fees$0172
Additional Noninterest Income$809,0001,687
Total noninterest expense$6,708,0001,433
Salaries and employee benefits$4,028,0001,321
Premises and equipment expense$1,094,0001,110
Additional noninterest expense$1,586,0001,931
Pre-tax net operating income$2,483,0001,507
Securities gains (losses)$15,0001,782
Applicable income taxes$04,568
Income before extraordinary items$2,498,0001,263
Extraordinary gains, net$020
Net income$2,498,0001,263
Minority interest net income$080
Net income of bank and minority interests.$2,498,0001,264
Net charge-offs$-37,0006,072
Cash dividends$1,645,000766
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,483,0001,252
2014-03-31 (YTD Data)Rank
Total interest income$3,846,0001,609
Total interest expense$226,0002,883
Net interest income$3,620,0001,516
Provision for loan and lease losses$60,0002,013
Total noninterest income$996,0001,255
Gross Fiduciary activities income$189,000528
Service charges on deposit accounts$427,000769
Trading account gains and fees$0147
Additional Noninterest Income$380,0001,718
Total noninterest expense$3,344,0001,451
Salaries and employee benefits$2,020,0001,334
Premises and equipment expense$525,0001,181
Additional noninterest expense$799,0001,891
Pre-tax net operating income$1,212,0001,501
Securities gains (losses)$15,0001,042
Applicable income taxes$04,445
Income before extraordinary items$1,227,0001,234
Extraordinary gains, net$016
Net income$1,227,0001,235
Minority interest net income$066
Net income of bank and minority interests.$1,227,0001,235
Net charge-offs$-40,0006,252
Cash dividends$820,000718
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,212,0001,221
2013-12-31 (YTD Data)Rank
Total interest income$15,108,0001,650
Total interest expense$1,034,0002,868
Net interest income$14,074,0001,546
Provision for loan and lease losses$170,0003,152
Total noninterest income$4,236,0001,273
Gross Fiduciary activities income$677,000542
Service charges on deposit accounts$1,986,000701
Trading account gains and fees$0184
Additional Noninterest Income$1,573,0001,793
Total noninterest expense$13,324,0001,468
Salaries and employee benefits$8,063,0001,319
Premises and equipment expense$1,992,0001,191
Additional noninterest expense$3,269,0001,932
Pre-tax net operating income$4,816,0001,475
Securities gains (losses)$153,0001,055
Applicable income taxes$04,631
Income before extraordinary items$4,969,0001,232
Extraordinary gains, net$029
Net income$4,969,0001,234
Minority interest net income$090
Net income of bank and minority interests.$4,969,0001,235
Net charge-offs$97,0003,767
Cash dividends$3,975,000701
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,816,0001,243
2013-09-30 (YTD Data)Rank
Total interest income$11,276,0001,672
Total interest expense$801,0002,884
Net interest income$10,475,0001,566
Provision for loan and lease losses$110,0003,266
Total noninterest income$3,175,0001,300
Gross Fiduciary activities income$501,000543
Service charges on deposit accounts$1,484,000700
Trading account gains and fees$0180
Additional Noninterest Income$1,190,0001,832
Total noninterest expense$9,962,0001,475
Salaries and employee benefits$6,059,0001,318
Premises and equipment expense$1,486,0001,207
Additional noninterest expense$2,417,0001,940
Pre-tax net operating income$3,578,0001,512
Securities gains (losses)$153,000956
Applicable income taxes$04,713
Income before extraordinary items$3,731,0001,240
Extraordinary gains, net$025
Net income$3,731,0001,239
Minority interest net income$084
Net income of bank and minority interests.$3,731,0001,242
Net charge-offs$53,0003,810
Cash dividends$3,155,000614
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,578,0001,253
2013-06-30 (YTD Data)Rank
Total interest income$7,540,0001,666
Total interest expense$567,0002,829
Net interest income$6,973,0001,554
Provision for loan and lease losses$60,0003,384
Total noninterest income$2,092,0001,323
Gross Fiduciary activities income$333,000550
Service charges on deposit accounts$971,000703
Trading account gains and fees$0157
Additional Noninterest Income$788,0001,872
Total noninterest expense$6,678,0001,472
Salaries and employee benefits$4,051,0001,316
Premises and equipment expense$997,0001,201
Additional noninterest expense$1,630,0001,920
Pre-tax net operating income$2,327,0001,523
Securities gains (losses)$57,0001,438
Applicable income taxes$04,679
Income before extraordinary items$2,384,0001,268
Extraordinary gains, net$022
Net income$2,384,0001,271
Minority interest net income$082
Net income of bank and minority interests.$2,384,0001,271
Net charge-offs$16,0004,121
Cash dividends$825,0001,257
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,327,0001,246
2013-03-31 (YTD Data)Rank
Total interest income$3,777,0001,670
Total interest expense$303,0002,753
Net interest income$3,474,0001,561
Provision for loan and lease losses$30,0003,174
Total noninterest income$1,044,0001,324
Gross Fiduciary activities income$164,000559
Service charges on deposit accounts$476,000715
Trading account gains and fees$0148
Additional Noninterest Income$404,0001,851
Total noninterest expense$3,373,0001,470
Salaries and employee benefits$2,035,0001,313
Premises and equipment expense$523,0001,163
Additional noninterest expense$815,0001,928
Pre-tax net operating income$1,115,0001,561
Securities gains (losses)$43,000987
Applicable income taxes$04,602
Income before extraordinary items$1,158,0001,289
Extraordinary gains, net$010
Net income$1,158,0001,291
Minority interest net income$076
Net income of bank and minority interests.$1,158,0001,291
Net charge-offs$8,0003,541
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,115,0001,283
2012-12-31 (YTD Data)Rank
Total interest income$15,485,0001,717
Total interest expense$1,450,0002,801
Net interest income$14,035,0001,568
Provision for loan and lease losses$90,0004,771
Total noninterest income$4,391,0001,248
Gross Fiduciary activities income$827,000489
Service charges on deposit accounts$2,029,000708
Trading account gains and fees$0166
Additional Noninterest Income$1,535,0001,826
Total noninterest expense$13,144,0001,489
Salaries and employee benefits$7,832,0001,318
Premises and equipment expense$1,959,0001,203
Additional noninterest expense$3,353,0001,954
Pre-tax net operating income$5,192,0001,326
Securities gains (losses)$37,0002,896
Applicable income taxes$04,751
Income before extraordinary items$5,229,0001,127
Extraordinary gains, net$029
Net income$5,229,0001,128
Minority interest net income$093
Net income of bank and minority interests.$5,229,0001,128
Net charge-offs$58,0004,824
Cash dividends$1,200,0001,725
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,192,0001,079
2012-09-30 (YTD Data)Rank
Total interest income$11,679,0001,730
Total interest expense$1,139,0002,796
Net interest income$10,540,0001,582
Provision for loan and lease losses$90,0004,446
Total noninterest income$3,384,0001,228
Gross Fiduciary activities income$654,000477
Service charges on deposit accounts$1,526,000704
Trading account gains and fees$0157
Additional Noninterest Income$1,204,0001,766
Total noninterest expense$9,877,0001,491
Salaries and employee benefits$5,879,0001,316
Premises and equipment expense$1,482,0001,203
Additional noninterest expense$2,516,0001,960
Pre-tax net operating income$3,957,0001,339
Securities gains (losses)$6,0003,225
Applicable income taxes$04,802
Income before extraordinary items$3,963,0001,135
Extraordinary gains, net$020
Net income$3,963,0001,136
Minority interest net income$086
Net income of bank and minority interests.$3,963,0001,136
Net charge-offs$39,0004,689
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,957,0001,077
2012-06-30 (YTD Data)Rank
Total interest income$7,816,0001,729
Total interest expense$790,0002,808
Net interest income$7,026,0001,582
Provision for loan and lease losses$60,0004,338
Total noninterest income$2,308,0001,193
Gross Fiduciary activities income$435,000479
Service charges on deposit accounts$999,000711
Trading account gains and fees$0153
Additional Noninterest Income$874,0001,660
Total noninterest expense$6,566,0001,492
Salaries and employee benefits$3,947,0001,308
Premises and equipment expense$951,0001,254
Additional noninterest expense$1,668,0001,967
Pre-tax net operating income$2,708,0001,302
Securities gains (losses)$5,0002,890
Applicable income taxes$04,770
Income before extraordinary items$2,713,0001,112
Extraordinary gains, net$019
Net income$2,713,0001,112
Minority interest net income$084
Net income of bank and minority interests.$2,713,0001,112
Net charge-offs$21,0004,608
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,708,0001,039
2012-03-31 (YTD Data)Rank
Total interest income$3,893,0001,750
Total interest expense$412,0002,808
Net interest income$3,481,0001,605
Provision for loan and lease losses$30,0004,088
Total noninterest income$1,118,0001,223
Gross Fiduciary activities income$243,000458
Service charges on deposit accounts$483,000728
Trading account gains and fees$0148
Additional Noninterest Income$392,0001,783
Total noninterest expense$3,314,0001,482
Salaries and employee benefits$1,983,0001,308
Premises and equipment expense$490,0001,223
Additional noninterest expense$841,0001,950
Pre-tax net operating income$1,255,0001,391
Securities gains (losses)$2,0002,023
Applicable income taxes$04,704
Income before extraordinary items$1,257,0001,170
Extraordinary gains, net$019
Net income$1,257,0001,170
Minority interest net income$078
Net income of bank and minority interests.$1,257,0001,170
Net charge-offs$-15,0006,792
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,255,0001,108
2011-12-31 (YTD Data)Rank
Total interest income$16,160,0001,743
Total interest expense$1,948,0002,830
Net interest income$14,212,0001,569
Provision for loan and lease losses$180,0004,726
Total noninterest income$4,341,0001,170
Gross Fiduciary activities income$659,000507
Service charges on deposit accounts$2,165,000674
Trading account gains and fees$0146
Additional Noninterest Income$1,517,0001,636
Total noninterest expense$13,043,0001,498
Salaries and employee benefits$7,758,0001,273
Premises and equipment expense$1,868,0001,332
Additional noninterest expense$3,417,0001,968
Pre-tax net operating income$5,330,0001,116
Securities gains (losses)$21,0003,059
Applicable income taxes$04,719
Income before extraordinary items$5,351,000942
Extraordinary gains, net$029
Net income$5,351,000940
Minority interest net income$096
Net income of bank and minority interests.$5,351,000942
Net charge-offs$184,0004,399
Cash dividends$3,325,000605
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,330,000903
2011-09-30 (YTD Data)Rank
Total interest income$12,169,0001,758
Total interest expense$1,502,0002,868
Net interest income$10,667,0001,581
Provision for loan and lease losses$180,0004,271
Total noninterest income$3,292,0001,161
Gross Fiduciary activities income$500,000498
Service charges on deposit accounts$1,615,000684
Trading account gains and fees$0145
Additional Noninterest Income$1,177,0001,578
Total noninterest expense$9,808,0001,489
Salaries and employee benefits$5,823,0001,277
Premises and equipment expense$1,381,0001,360
Additional noninterest expense$2,604,0001,945
Pre-tax net operating income$3,971,0001,158
Securities gains (losses)$11,0003,028
Applicable income taxes$04,740
Income before extraordinary items$3,982,000969
Extraordinary gains, net$021
Net income$3,982,000966
Minority interest net income$087
Net income of bank and minority interests.$3,982,000969
Net charge-offs$-6,0006,915
Cash dividends$3,325,000409
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,971,000923
2011-06-30 (YTD Data)Rank
Total interest income$8,096,0001,776
Total interest expense$1,015,0002,922
Net interest income$7,081,0001,591
Provision for loan and lease losses$180,0003,659
Total noninterest income$2,122,0001,178
Gross Fiduciary activities income$335,000500
Service charges on deposit accounts$1,052,000697
Trading account gains and fees$0153
Additional Noninterest Income$735,0001,657
Total noninterest expense$6,571,0001,494
Salaries and employee benefits$3,897,0001,280
Premises and equipment expense$905,0001,402
Additional noninterest expense$1,769,0001,930
Pre-tax net operating income$2,452,0001,215
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,452,0001,002
Extraordinary gains, net$015
Net income$2,452,0001,000
Minority interest net income$089
Net income of bank and minority interests.$2,452,0001,002
Net charge-offs$11,0005,313
Cash dividends$2,600,000345
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,452,000971
2011-03-31 (YTD Data)Rank
Total interest income$4,007,0001,801
Total interest expense$511,0002,986
Net interest income$3,496,0001,603
Provision for loan and lease losses$90,0003,467
Total noninterest income$1,016,0001,202
Gross Fiduciary activities income$149,000534
Service charges on deposit accounts$507,000702
Trading account gains and fees$0158
Additional Noninterest Income$360,0001,692
Total noninterest expense$3,264,0001,513
Salaries and employee benefits$1,957,0001,282
Premises and equipment expense$452,0001,426
Additional noninterest expense$855,0001,981
Pre-tax net operating income$1,158,0001,248
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,158,0001,055
Extraordinary gains, net$09
Net income$1,158,0001,054
Minority interest net income$086
Net income of bank and minority interests.$1,158,0001,055
Net charge-offs$4,0004,727
Cash dividends$2,600,000167
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,158,0001,019
2010-12-31 (YTD Data)Rank
Total interest income$15,902,0001,906
Total interest expense$2,163,0003,348
Net interest income$13,739,0001,622
Provision for loan and lease losses$480,0004,200
Total noninterest income$4,115,0001,237
Gross Fiduciary activities income$497,000553
Service charges on deposit accounts$2,187,000686
Trading account gains and fees$0175
Additional Noninterest Income$1,431,0001,749
Total noninterest expense$12,910,0001,527
Salaries and employee benefits$7,692,0001,277
Premises and equipment expense$1,866,0001,379
Additional noninterest expense$3,352,0002,076
Pre-tax net operating income$4,464,0001,135
Securities gains (losses)$139,0001,896
Applicable income taxes$04,655
Income before extraordinary items$4,603,000959
Extraordinary gains, net$029
Net income$4,603,000961
Minority interest net income$0111
Net income of bank and minority interests.$4,603,000962
Net charge-offs$516,0003,612
Cash dividends$3,890,000428
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,464,000940
2010-09-30 (YTD Data)Rank
Total interest income$11,830,0001,963
Total interest expense$1,624,0003,500
Net interest income$10,206,0001,656
Provision for loan and lease losses$360,0004,061
Total noninterest income$3,056,0001,244
Gross Fiduciary activities income$366,000553
Service charges on deposit accounts$1,608,000719
Trading account gains and fees$0165
Additional Noninterest Income$1,082,0001,722
Total noninterest expense$9,672,0001,524
Salaries and employee benefits$5,810,0001,272
Premises and equipment expense$1,387,0001,405
Additional noninterest expense$2,475,0002,083
Pre-tax net operating income$3,230,0001,226
Securities gains (losses)$139,0001,663
Applicable income taxes$04,726
Income before extraordinary items$3,369,0001,021
Extraordinary gains, net$023
Net income$3,369,0001,024
Minority interest net income$0110
Net income of bank and minority interests.$3,369,0001,024
Net charge-offs$462,0003,184
Cash dividends$3,890,000292
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,230,0001,009
2010-06-30 (YTD Data)Rank
Total interest income$7,764,0002,019
Total interest expense$1,079,0003,595
Net interest income$6,685,0001,686
Provision for loan and lease losses$240,0003,941
Total noninterest income$1,916,0001,267
Gross Fiduciary activities income$229,000569
Service charges on deposit accounts$1,029,000749
Trading account gains and fees$0152
Additional Noninterest Income$658,0001,750
Total noninterest expense$6,424,0001,535
Salaries and employee benefits$3,866,0001,269
Premises and equipment expense$910,0001,449
Additional noninterest expense$1,648,0002,081
Pre-tax net operating income$1,937,0001,341
Securities gains (losses)$137,0001,201
Applicable income taxes$04,691
Income before extraordinary items$2,074,0001,085
Extraordinary gains, net$019
Net income$2,074,0001,086
Minority interest net income$0105
Net income of bank and minority interests.$2,074,0001,086
Net charge-offs$433,0002,605
Cash dividends$2,130,000326
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,937,0001,106
2010-03-31 (YTD Data)Rank
Total interest income$3,830,0002,088
Total interest expense$552,0003,664
Net interest income$3,278,0001,737
Provision for loan and lease losses$120,0003,696
Total noninterest income$918,0001,317
Gross Fiduciary activities income$109,000589
Service charges on deposit accounts$483,000811
Trading account gains and fees$0175
Additional Noninterest Income$326,0001,743
Total noninterest expense$3,164,0001,589
Salaries and employee benefits$1,891,0001,330
Premises and equipment expense$461,0001,473
Additional noninterest expense$812,0002,091
Pre-tax net operating income$912,0001,431
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$912,0001,195
Extraordinary gains, net$016
Net income$912,0001,197
Minority interest net income$091
Net income of bank and minority interests.$912,0001,197
Net charge-offs$184,0002,523
Cash dividends$700,000473
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$912,0001,171
2009-12-31 (YTD Data)Rank
Total interest income$16,035,0002,116
Total interest expense$2,943,0003,456
Net interest income$13,092,0001,713
Provision for loan and lease losses$700,0004,039
Total noninterest income$4,129,0001,265
Gross Fiduciary activities income$543,000527
Service charges on deposit accounts$2,336,000720
Trading account gains and fees$0211
Additional Noninterest Income$1,250,0001,867
Total noninterest expense$12,678,0001,624
Salaries and employee benefits$7,570,0001,312
Premises and equipment expense$1,841,0001,467
Additional noninterest expense$3,267,0002,181
Pre-tax net operating income$3,843,0001,071
Securities gains (losses)$9,0003,295
Applicable income taxes$04,388
Income before extraordinary items$3,852,000900
Extraordinary gains, net$034
Net income$3,852,000899
Minority interest net income$0115
Net income of bank and minority interests.$3,852,000899
Net charge-offs$266,0004,639
Cash dividends$1,875,000972
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,843,000890
2009-09-30 (YTD Data)Rank
Total interest income$12,125,0002,133
Total interest expense$2,311,0003,473
Net interest income$9,814,0001,707
Provision for loan and lease losses$520,0003,738
Total noninterest income$3,114,0001,284
Gross Fiduciary activities income$422,000521
Service charges on deposit accounts$1,747,000718
Trading account gains and fees$0212
Additional Noninterest Income$945,0001,902
Total noninterest expense$9,512,0001,606
Salaries and employee benefits$5,739,0001,313
Premises and equipment expense$1,398,0001,465
Additional noninterest expense$2,375,0002,199
Pre-tax net operating income$2,896,0001,134
Securities gains (losses)$7,0003,075
Applicable income taxes$12,0003,988
Income before extraordinary items$2,891,000934
Extraordinary gains, net$027
Net income$2,891,000935
Minority interest net income$0118
Net income of bank and minority interests.$2,891,000935
Net charge-offs$171,0004,442
Cash dividends$1,875,000684
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,884,000922
2009-06-30 (YTD Data)Rank
Total interest income$8,159,0002,154
Total interest expense$1,622,0003,474
Net interest income$6,537,0001,703
Provision for loan and lease losses$340,0003,522
Total noninterest income$2,098,0001,291
Gross Fiduciary activities income$284,000521
Service charges on deposit accounts$1,158,000712
Trading account gains and fees$0193
Additional Noninterest Income$656,0001,875
Total noninterest expense$6,349,0001,629
Salaries and employee benefits$3,848,0001,336
Premises and equipment expense$899,0001,549
Additional noninterest expense$1,602,0002,200
Pre-tax net operating income$1,946,0001,173
Securities gains (losses)$7,0002,683
Applicable income taxes$12,0003,934
Income before extraordinary items$1,941,000978
Extraordinary gains, net$021
Net income$1,941,000978
Minority interest net income$0112
Net income of bank and minority interests.$1,941,000978
Net charge-offs$75,0004,536
Cash dividends$1,295,000710
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,934,070950
2009-03-31 (YTD Data)Rank
Total interest income$4,110,0002,160
Total interest expense$859,0003,431
Net interest income$3,251,0001,703
Provision for loan and lease losses$160,0003,128
Total noninterest income$1,031,0001,248
Gross Fiduciary activities income$161,000492
Service charges on deposit accounts$562,000717
Trading account gains and fees$0171
Additional Noninterest Income$308,0001,912
Total noninterest expense$2,995,0001,667
Salaries and employee benefits$1,891,0001,376
Premises and equipment expense$430,0001,651
Additional noninterest expense$674,0002,300
Pre-tax net operating income$1,127,0001,137
Securities gains (losses)$5,0002,061
Applicable income taxes$12,0003,875
Income before extraordinary items$1,120,000952
Extraordinary gains, net$015
Net income$1,120,000953
Minority interest net income$0102
Net income of bank and minority interests.$1,120,000954
Net charge-offs$11,0004,708
Cash dividends$725,000621
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,115,050899
2008-12-31 (YTD Data)Rank
Total interest income$17,029,0002,221
Total interest expense$5,099,0002,911
Net interest income$11,930,0001,870
Provision for loan and lease losses$313,0004,555
Total noninterest income$4,162,0001,235
Gross Fiduciary activities income$635,000512
Service charges on deposit accounts$2,250,000782
Trading account gains and fees$0154
Additional Noninterest Income$1,277,0001,802
Total noninterest expense$11,690,0001,670
Salaries and employee benefits$7,379,0001,383
Premises and equipment expense$1,799,0001,541
Additional noninterest expense$2,512,0002,328
Pre-tax net operating income$4,089,0001,339
Securities gains (losses)$240,000639
Applicable income taxes$1,0004,863
Income before extraordinary items$4,328,000947
Extraordinary gains, net$039
Net income$4,328,000947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0003,692
Cash dividends$3,195,000858
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,088,0001,084
2008-09-30 (YTD Data)Rank
Total interest income$12,763,0002,273
Total interest expense$4,083,0002,856
Net interest income$8,680,0001,954
Provision for loan and lease losses$113,0005,017
Total noninterest income$3,064,0001,292
Gross Fiduciary activities income$467,000528
Service charges on deposit accounts$1,660,000801
Trading account gains and fees$0148
Additional Noninterest Income$937,0001,911
Total noninterest expense$8,436,0001,724
Salaries and employee benefits$5,266,0001,497
Premises and equipment expense$1,326,0001,580
Additional noninterest expense$1,844,0002,309
Pre-tax net operating income$3,195,0001,530
Securities gains (losses)$240,000545
Applicable income taxes$1,0005,240
Income before extraordinary items$3,434,0001,082
Extraordinary gains, net$031
Net income$3,434,0001,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0003,391
Cash dividends$1,995,0001,043
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,194,0001,231
2008-06-30 (YTD Data)Rank
Total interest income$8,362,0002,339
Total interest expense$2,859,0002,830
Net interest income$5,503,0002,026
Provision for loan and lease losses$60,0004,901
Total noninterest income$1,935,0001,365
Gross Fiduciary activities income$310,000536
Service charges on deposit accounts$1,027,000840
Trading account gains and fees$0149
Additional Noninterest Income$598,0002,002
Total noninterest expense$5,500,0001,750
Salaries and employee benefits$3,445,0001,532
Premises and equipment expense$850,0001,638
Additional noninterest expense$1,205,0002,336
Pre-tax net operating income$1,878,0001,775
Securities gains (losses)$240,000539
Applicable income taxes$1,0005,487
Income before extraordinary items$2,117,0001,300
Extraordinary gains, net$021
Net income$2,117,0001,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0002,866
Cash dividends$1,995,000817
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,877,0001,434
2008-03-31 (YTD Data)Rank
Total interest income$4,239,0002,372
Total interest expense$1,568,0002,767
Net interest income$2,671,0002,085
Provision for loan and lease losses$30,0004,346
Total noninterest income$933,0001,403
Gross Fiduciary activities income$144,000569
Service charges on deposit accounts$493,000876
Trading account gains and fees$0158
Additional Noninterest Income$296,0001,994
Total noninterest expense$2,747,0001,754
Salaries and employee benefits$1,709,0001,556
Premises and equipment expense$432,0001,620
Additional noninterest expense$606,0002,289
Pre-tax net operating income$827,0002,080
Securities gains (losses)$240,000397
Applicable income taxes$1,0005,476
Income before extraordinary items$1,066,0001,409
Extraordinary gains, net$015
Net income$1,066,0001,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,607
Cash dividends$725,000997
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$826,0001,702
2007-12-31 (YTD Data)Rank
Total interest income$17,292,0002,383
Total interest expense$6,709,0002,731
Net interest income$10,583,0002,138
Provision for loan and lease losses$06,851
Total noninterest income$3,576,0001,423
Gross Fiduciary activities income$567,000565
Service charges on deposit accounts$1,980,000900
Trading account gains and fees$0178
Additional Noninterest Income$1,029,0002,189
Total noninterest expense$10,605,0001,751
Salaries and employee benefits$6,465,0001,566
Premises and equipment expense$1,745,0001,529
Additional noninterest expense$2,395,0002,253
Pre-tax net operating income$3,554,0002,171
Securities gains (losses)$2,0001,832
Applicable income taxes$06,070
Income before extraordinary items$3,556,0001,766
Extraordinary gains, net$039
Net income$3,556,0001,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,780
Cash dividends$2,725,0001,283
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,554,0001,757
2007-09-30 (YTD Data)Rank
Total interest income$12,956,0002,392
Total interest expense$5,016,0002,734
Net interest income$7,940,0002,150
Provision for loan and lease losses$06,528
Total noninterest income$2,653,0001,448
Gross Fiduciary activities income$424,000565
Service charges on deposit accounts$1,450,000908
Trading account gains and fees$0184
Additional Noninterest Income$779,0002,156
Total noninterest expense$7,916,0001,737
Salaries and employee benefits$4,787,0001,584
Premises and equipment expense$1,290,0001,539
Additional noninterest expense$1,839,0002,169
Pre-tax net operating income$2,677,0002,308
Securities gains (losses)$2,0001,394
Applicable income taxes$06,220
Income before extraordinary items$2,679,0001,885
Extraordinary gains, net$033
Net income$2,679,0001,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0002,558
Cash dividends$2,125,0001,158
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,677,0001,872
2007-06-30 (YTD Data)Rank
Total interest income$8,574,0002,418
Total interest expense$3,274,0002,783
Net interest income$5,300,0002,174
Provision for loan and lease losses$06,209
Total noninterest income$1,723,0001,501
Gross Fiduciary activities income$286,000568
Service charges on deposit accounts$940,000947
Trading account gains and fees$0168
Additional Noninterest Income$497,0002,251
Total noninterest expense$5,272,0001,750
Salaries and employee benefits$3,179,0001,620
Premises and equipment expense$842,0001,595
Additional noninterest expense$1,251,0002,144
Pre-tax net operating income$1,751,0002,390
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,751,0001,965
Extraordinary gains, net$029
Net income$1,751,0001,965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,026
Cash dividends$1,400,0001,178
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,751,0001,944
2007-03-31 (YTD Data)Rank
Total interest income$4,254,0002,424
Total interest expense$1,624,0002,781
Net interest income$2,630,0002,194
Provision for loan and lease losses$05,779
Total noninterest income$844,0001,486
Gross Fiduciary activities income$145,000573
Service charges on deposit accounts$447,000962
Trading account gains and fees$0195
Additional Noninterest Income$252,0002,207
Total noninterest expense$2,681,0001,730
Salaries and employee benefits$1,576,0001,650
Premises and equipment expense$417,0001,610
Additional noninterest expense$688,0001,930
Pre-tax net operating income$793,0002,574
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$793,0002,080
Extraordinary gains, net$022
Net income$793,0002,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$725,0001,056
Sale, conversion, retirement of capital stock, net$0885
Net operating income$793,0002,069
2006-12-31 (YTD Data)Rank
Total interest income$16,300,0002,383
Total interest expense$5,397,0002,838
Net interest income$10,903,0002,130
Provision for loan and lease losses$06,850
Total noninterest income$3,334,0001,480
Gross Fiduciary activities income$558,000562
Service charges on deposit accounts$1,819,000968
Trading account gains and fees$0130
Additional Noninterest Income$957,0002,303
Total noninterest expense$10,331,0001,726
Salaries and employee benefits$6,411,0001,543
Premises and equipment expense$1,633,0001,578
Additional noninterest expense$2,287,0002,275
Pre-tax net operating income$3,906,0002,298
Securities gains (losses)$-153,0008,320
Applicable income taxes$2,0006,435
Income before extraordinary items$3,751,0001,894
Extraordinary gains, net$051
Net income$3,751,0001,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,644
Cash dividends$2,445,0001,320
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,904,0001,807
2006-09-30 (YTD Data)Rank
Total interest income$12,053,0002,401
Total interest expense$3,825,0002,895
Net interest income$8,228,0002,135
Provision for loan and lease losses$90,0004,225
Total noninterest income$2,480,0001,500
Gross Fiduciary activities income$414,000561
Service charges on deposit accounts$1,354,000984
Trading account gains and fees$0126
Additional Noninterest Income$712,0002,300
Total noninterest expense$7,703,0001,733
Salaries and employee benefits$4,834,0001,543
Premises and equipment expense$1,222,0001,591
Additional noninterest expense$1,647,0002,351
Pre-tax net operating income$2,915,0002,384
Securities gains (losses)$-153,0008,499
Applicable income taxes$2,0006,519
Income before extraordinary items$2,760,0001,973
Extraordinary gains, net$045
Net income$2,760,0001,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,490
Cash dividends$2,245,0001,054
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,913,0001,867
2006-06-30 (YTD Data)Rank
Total interest income$7,956,0002,384
Total interest expense$2,405,0002,915
Net interest income$5,551,0002,102
Provision for loan and lease losses$60,0004,062
Total noninterest income$1,672,0001,488
Gross Fiduciary activities income$276,000569
Service charges on deposit accounts$894,000979
Trading account gains and fees$0126
Additional Noninterest Income$502,0002,204
Total noninterest expense$5,174,0001,727
Salaries and employee benefits$3,241,0001,536
Premises and equipment expense$818,0001,584
Additional noninterest expense$1,115,0002,324
Pre-tax net operating income$1,989,0002,320
Securities gains (losses)$01,185
Applicable income taxes$2,0006,505
Income before extraordinary items$1,987,0001,848
Extraordinary gains, net$039
Net income$1,987,0001,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,763
Cash dividends$1,530,0001,013
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,987,0001,829
2006-03-31 (YTD Data)Rank
Total interest income$3,917,0002,370
Total interest expense$1,117,0002,980
Net interest income$2,800,0002,077
Provision for loan and lease losses$30,0003,822
Total noninterest income$789,0001,533
Gross Fiduciary activities income$142,000570
Service charges on deposit accounts$440,000970
Trading account gains and fees$0115
Additional Noninterest Income$207,0002,438
Total noninterest expense$2,622,0001,712
Salaries and employee benefits$1,651,0001,508
Premises and equipment expense$417,0001,562
Additional noninterest expense$554,0002,313
Pre-tax net operating income$937,0002,389
Securities gains (losses)$0955
Applicable income taxes$2,0006,346
Income before extraordinary items$935,0001,909
Extraordinary gains, net$021
Net income$935,0001,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,017
Cash dividends$715,0001,005
Sale, conversion, retirement of capital stock, net$0648
Net operating income$935,0001,888
2005-12-31 (YTD Data)Rank
Total interest income$14,674,0002,265
Total interest expense$3,415,0002,999
Net interest income$11,259,0001,982
Provision for loan and lease losses$180,0003,751
Total noninterest income$3,190,0001,526
Gross Fiduciary activities income$543,000565
Service charges on deposit accounts$1,851,000936
Trading account gains and fees$0138
Additional Noninterest Income$796,0002,550
Total noninterest expense$10,126,0001,681
Salaries and employee benefits$6,289,0001,499
Premises and equipment expense$1,592,0001,531
Additional noninterest expense$2,245,0002,227
Pre-tax net operating income$4,143,0002,164
Securities gains (losses)$-96,0008,414
Applicable income taxes$19,0006,341
Income before extraordinary items$4,028,0001,734
Extraordinary gains, net$046
Net income$4,028,0001,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,630
Cash dividends$2,900,0001,065
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,124,0001,675
2005-09-30 (YTD Data)Rank
Total interest income$10,806,0002,245
Total interest expense$2,395,0003,028
Net interest income$8,411,0001,965
Provision for loan and lease losses$135,0003,636
Total noninterest income$2,330,0001,557
Gross Fiduciary activities income$407,000555
Service charges on deposit accounts$1,358,000959
Trading account gains and fees$0126
Additional Noninterest Income$565,0002,649
Total noninterest expense$7,524,0001,679
Salaries and employee benefits$4,703,0001,482
Premises and equipment expense$1,188,0001,529
Additional noninterest expense$1,633,0002,259
Pre-tax net operating income$3,082,0002,184
Securities gains (losses)$-96,0008,619
Applicable income taxes$19,0006,314
Income before extraordinary items$2,967,0001,769
Extraordinary gains, net$035
Net income$2,967,0001,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,791
Cash dividends$2,150,000993
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,062,0401,693
2005-06-30 (YTD Data)Rank
Total interest income$7,101,0002,223
Total interest expense$1,482,0003,076
Net interest income$5,619,0001,923
Provision for loan and lease losses$90,0003,491
Total noninterest income$1,528,0001,570
Gross Fiduciary activities income$270,000563
Service charges on deposit accounts$884,000960
Trading account gains and fees$0116
Additional Noninterest Income$374,0002,655
Total noninterest expense$5,026,0001,665
Salaries and employee benefits$3,151,0001,470
Premises and equipment expense$781,0001,542
Additional noninterest expense$1,094,0002,237
Pre-tax net operating income$2,031,0002,162
Securities gains (losses)$9,0001,390
Applicable income taxes$19,0006,120
Income before extraordinary items$2,021,0001,690
Extraordinary gains, net$030
Net income$2,021,0001,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,119
Cash dividends$1,430,000983
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,012,0901,670
2005-03-31 (YTD Data)Rank
Total interest income$3,508,0002,203
Total interest expense$690,0003,160
Net interest income$2,818,0001,909
Provision for loan and lease losses$45,0003,327
Total noninterest income$762,0001,549
Gross Fiduciary activities income$140,000566
Service charges on deposit accounts$429,000962
Trading account gains and fees$0115
Additional Noninterest Income$193,0002,537
Total noninterest expense$2,549,0001,655
Salaries and employee benefits$1,583,0001,467
Premises and equipment expense$395,0001,539
Additional noninterest expense$571,0002,141
Pre-tax net operating income$986,0002,189
Securities gains (losses)$9,0001,042
Applicable income taxes$06,892
Income before extraordinary items$995,0001,681
Extraordinary gains, net$024
Net income$995,0001,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0008,563
Cash dividends$715,000898
Sale, conversion, retirement of capital stock, net$0491
Net operating income$986,0001,667
2004-12-31 (YTD Data)Rank
Total interest income$13,695,0002,081
Total interest expense$2,349,0003,204
Net interest income$11,346,0001,782
Provision for loan and lease losses$240,0003,319
Total noninterest income$2,764,0001,731
Gross Fiduciary activities income$518,000566
Service charges on deposit accounts$1,632,0001,098
Trading account gains and fees$0138
Additional Noninterest Income$614,0002,947
Total noninterest expense$9,687,0001,676
Salaries and employee benefits$6,154,0001,442
Premises and equipment expense$1,539,0001,507
Additional noninterest expense$1,994,0002,435
Pre-tax net operating income$4,183,0001,982
Securities gains (losses)$8,0002,935
Applicable income taxes$105,0005,465
Income before extraordinary items$4,086,0001,584
Extraordinary gains, net$034
Net income$4,086,0001,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,793
Cash dividends$2,000,0001,347
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,078,2401,542
2004-09-30 (YTD Data)Rank
Total interest income$10,150,0002,063
Total interest expense$1,711,0003,225
Net interest income$8,439,0001,779
Provision for loan and lease losses$180,0003,152
Total noninterest income$2,081,0001,722
Gross Fiduciary activities income$393,000556
Service charges on deposit accounts$1,226,0001,094
Trading account gains and fees$0134
Additional Noninterest Income$462,0002,932
Total noninterest expense$7,157,0001,679
Salaries and employee benefits$4,545,0001,457
Premises and equipment expense$1,137,0001,529
Additional noninterest expense$1,475,0002,430
Pre-tax net operating income$3,183,0001,974
Securities gains (losses)$03,710
Applicable income taxes$105,0005,284
Income before extraordinary items$3,078,0001,578
Extraordinary gains, net$026
Net income$3,078,0001,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,599
Cash dividends$1,300,0001,412
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,078,0001,529
2004-06-30 (YTD Data)Rank
Total interest income$6,721,0002,076
Total interest expense$1,138,0003,211
Net interest income$5,583,0001,783
Provision for loan and lease losses$120,0003,090
Total noninterest income$1,352,0001,739
Gross Fiduciary activities income$262,000557
Service charges on deposit accounts$788,0001,128
Trading account gains and fees$0130
Additional Noninterest Income$302,0002,977
Total noninterest expense$4,734,0001,702
Salaries and employee benefits$2,986,0001,481
Premises and equipment expense$743,0001,560
Additional noninterest expense$1,005,0002,375
Pre-tax net operating income$2,081,0001,978
Securities gains (losses)$03,413
Applicable income taxes$83,0005,075
Income before extraordinary items$1,998,0001,605
Extraordinary gains, net$021
Net income$1,998,0001,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,323
Cash dividends$1,300,0001,002
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,998,0001,545
2004-03-31 (YTD Data)Rank
Total interest income$3,441,0002,036
Total interest expense$592,0003,152
Net interest income$2,849,0001,750
Provision for loan and lease losses$60,0002,918
Total noninterest income$689,0001,686
Gross Fiduciary activities income$138,000545
Service charges on deposit accounts$394,0001,084
Trading account gains and fees$0121
Additional Noninterest Income$157,0002,862
Total noninterest expense$2,395,0001,693
Salaries and employee benefits$1,490,0001,488
Premises and equipment expense$372,0001,573
Additional noninterest expense$533,0002,231
Pre-tax net operating income$1,083,0001,878
Securities gains (losses)$02,934
Applicable income taxes$58,0004,646
Income before extraordinary items$1,025,0001,559
Extraordinary gains, net$016
Net income$1,025,0001,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,575
Cash dividends$600,0001,018
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,025,0001,474
2003-12-31 (YTD Data)Rank
Total interest income$14,201,0001,997
Total interest expense$3,086,0002,792
Net interest income$11,115,0001,747
Provision for loan and lease losses$360,0002,773
Total noninterest income$2,658,0001,854
Gross Fiduciary activities income$463,000587
Service charges on deposit accounts$1,642,0001,050
Trading account gains and fees$0160
Additional Noninterest Income$553,0003,406
Total noninterest expense$9,453,0001,695
Salaries and employee benefits$5,885,0001,458
Premises and equipment expense$1,526,0001,496
Additional noninterest expense$2,042,0002,359
Pre-tax net operating income$3,960,0001,988
Securities gains (losses)$47,0002,570
Applicable income taxes$102,0005,702
Income before extraordinary items$3,905,0001,594
Extraordinary gains, net$054
Net income$3,905,0001,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0004,012
Cash dividends$7,525,000466
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,859,4101,543
2003-09-30 (YTD Data)Rank
Total interest income$10,664,0002,030
Total interest expense$2,435,0002,749
Net interest income$8,229,0001,780
Provision for loan and lease losses$270,0002,692
Total noninterest income$1,950,0001,945
Gross Fiduciary activities income$337,000599
Service charges on deposit accounts$1,212,0001,073
Trading account gains and fees$0153
Additional Noninterest Income$401,0003,523
Total noninterest expense$6,998,0001,722
Salaries and employee benefits$4,328,0001,496
Premises and equipment expense$1,148,0001,494
Additional noninterest expense$1,522,0002,362
Pre-tax net operating income$2,911,0002,093
Securities gains (losses)$45,0002,401
Applicable income taxes$75,0005,865
Income before extraordinary items$2,881,0001,674
Extraordinary gains, net$040
Net income$2,881,0001,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0003,709
Cash dividends$6,875,000392
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,837,3501,606
2003-06-30 (YTD Data)Rank
Total interest income$7,281,0001,993
Total interest expense$1,719,0002,689
Net interest income$5,562,0001,749
Provision for loan and lease losses$180,0002,675
Total noninterest income$1,285,0001,938
Gross Fiduciary activities income$216,000616
Service charges on deposit accounts$799,0001,073
Trading account gains and fees$0150
Additional Noninterest Income$270,0003,489
Total noninterest expense$4,682,0001,711
Salaries and employee benefits$2,915,0001,479
Premises and equipment expense$753,0001,522
Additional noninterest expense$1,014,0002,336
Pre-tax net operating income$1,985,0002,053
Securities gains (losses)$39,0002,190
Applicable income taxes$61,0005,708
Income before extraordinary items$1,963,0001,653
Extraordinary gains, net$030
Net income$1,963,0001,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,226
Cash dividends$1,200,0001,117
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,925,1701,578
2003-03-31 (YTD Data)Rank
Total interest income$3,677,0001,988
Total interest expense$889,0002,672
Net interest income$2,788,0001,743
Provision for loan and lease losses$90,0002,494
Total noninterest income$628,0001,931
Gross Fiduciary activities income$107,000626
Service charges on deposit accounts$381,0001,085
Trading account gains and fees$0134
Additional Noninterest Income$140,0003,340
Total noninterest expense$2,391,0001,672
Salaries and employee benefits$1,479,0001,447
Premises and equipment expense$394,0001,473
Additional noninterest expense$518,0002,263
Pre-tax net operating income$935,0002,164
Securities gains (losses)$8,0002,242
Applicable income taxes$31,0005,692
Income before extraordinary items$912,0001,746
Extraordinary gains, net$021
Net income$912,0001,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,979
Cash dividends$530,0001,142
Sale, conversion, retirement of capital stock, net$0419
Net operating income$904,2401,646
2002-12-31 (YTD Data)Rank
Total interest income$15,809,0001,953
Total interest expense$4,444,0002,502
Net interest income$11,365,0001,705
Provision for loan and lease losses$360,0003,054
Total noninterest income$2,164,0001,997
Gross Fiduciary activities income$481,000585
Service charges on deposit accounts$1,253,0001,294
Trading account gains and fees$0153
Additional Noninterest Income$430,0003,563
Total noninterest expense$8,579,0001,768
Salaries and employee benefits$5,227,0001,551
Premises and equipment expense$1,505,0001,476
Additional noninterest expense$1,847,0002,496
Pre-tax net operating income$4,590,0001,767
Securities gains (losses)$3,0004,139
Applicable income taxes$105,0005,924
Income before extraordinary items$4,488,0001,387
Extraordinary gains, net$070
Net income$4,488,0001,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-60,0009,175
Cash dividends$3,350,000848
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,485,0601,338
2001-12-31 (YTD Data)Rank
Total interest income$17,610,0001,944
Total interest expense$7,319,0002,193
Net interest income$10,291,0001,740
Provision for loan and lease losses$360,0002,816
Total noninterest income$1,841,0002,149
Gross Fiduciary activities income$578,000547
Service charges on deposit accounts$980,0001,511
Trading account gains and fees$0177
Additional Noninterest Income$283,0004,244
Total noninterest expense$8,163,0001,785
Salaries and employee benefits$4,492,0001,681
Premises and equipment expense$1,541,0001,385
Additional noninterest expense$2,130,0002,107
Pre-tax net operating income$3,609,0001,933
Securities gains (losses)$94,0001,799
Applicable income taxes$-932,0009,548
Income before extraordinary items$4,635,0001,169
Extraordinary gains, net$0105
Net income$4,635,0001,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0002,147
Cash dividends$2,400,0001,122
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,541,0001,151
2000-12-31 (YTD Data)Rank
Total interest income$18,353,0001,906
Total interest expense$8,152,0002,106
Net interest income$10,201,0001,727
Provision for loan and lease losses$360,0002,489
Total noninterest income$1,802,0002,028
Gross Fiduciary activities income$472,000617
Service charges on deposit accounts$1,044,0001,302
Trading account gains and fees$0180
Additional Noninterest Income$286,0004,028
Total noninterest expense$7,997,0001,744
Salaries and employee benefits$4,329,0001,648
Premises and equipment expense$1,512,0001,357
Additional noninterest expense$2,156,0002,007
Pre-tax net operating income$3,646,0002,004
Securities gains (losses)$-207,0009,579
Applicable income taxes$1,320,0001,679
Income before extraordinary items$2,119,0002,420
Extraordinary gains, net$038
Net income$2,119,0002,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,087,000699
Cash dividends$1,365,0001,770
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,251,4802,301
1999-12-31 (YTD Data)Rank
Total interest income$17,490,0001,854
Total interest expense$7,551,0001,973
Net interest income$9,939,0001,752
Provision for loan and lease losses$1,349,000768
Total noninterest income$1,808,0001,994
Gross Fiduciary activities income$438,000679
Service charges on deposit accounts$1,106,0001,201
Trading account gains and fees$0173
Additional Noninterest Income$264,0004,319
Total noninterest expense$7,853,0001,750
Salaries and employee benefits$4,202,0001,637
Premises and equipment expense$1,493,0001,362
Additional noninterest expense$2,158,0002,022
Pre-tax net operating income$2,545,0002,752
Securities gains (losses)$5,0002,145
Applicable income taxes$771,0002,716
Income before extraordinary items$1,779,0002,837
Extraordinary gains, net$035
Net income$1,779,0002,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$607,0001,039
Cash dividends$1,320,0001,850
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,775,5002,804
1998-12-31 (YTD Data)Rank
Total interest income$17,834,0001,820
Total interest expense$8,319,0001,839
Net interest income$9,515,0001,791
Provision for loan and lease losses$600,0001,475
Total noninterest income$1,683,0002,074
Gross Fiduciary activities income$426,000688
Service charges on deposit accounts$956,0001,305
Trading account gains and fees$0224
Additional Noninterest Income$301,0004,018
Total noninterest expense$7,819,0001,683
Salaries and employee benefits$4,274,0001,543
Premises and equipment expense$1,379,0001,420
Additional noninterest expense$2,166,0001,952
Pre-tax net operating income$2,779,0002,553
Securities gains (losses)$112,0001,209
Applicable income taxes$860,0002,576
Income before extraordinary items$2,031,0002,508
Extraordinary gains, net$032
Net income$2,031,0002,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$474,0001,304
Cash dividends$335,0004,342
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,952,6002,534
1997-12-31 (YTD Data)Rank
Total interest income$17,166,0001,921
Total interest expense$8,207,0001,882
Net interest income$8,959,0001,940
Provision for loan and lease losses$430,0001,986
Total noninterest income$1,609,0002,083
Gross Fiduciary activities income$399,000734
Service charges on deposit accounts$898,0001,436
Trading account gains and fees$0239
Additional Noninterest Income$312,0003,831
Total noninterest expense$7,152,0001,811
Salaries and employee benefits$3,763,0001,735
Premises and equipment expense$1,064,0001,864
Additional noninterest expense$2,325,0001,827
Pre-tax net operating income$2,986,0002,507
Securities gains (losses)$-28,00010,488
Applicable income taxes$818,0002,878
Income before extraordinary items$2,140,0002,425
Extraordinary gains, net$044
Net income$2,140,0002,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$676,0001,060
Cash dividends$140,0006,024
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,160,1602,350
1996-12-31 (YTD Data)Rank
Total interest income$14,027,0002,375
Total interest expense$6,611,0002,335
Net interest income$7,416,0002,425
Provision for loan and lease losses$-330,00011,380
Total noninterest income$1,656,0002,133
Gross Fiduciary activities income$370,000799
Service charges on deposit accounts$793,0001,694
Trading account gains and fees$0262
Additional Noninterest Income$493,0002,953
Total noninterest expense$5,801,0002,373
Salaries and employee benefits$2,580,0002,597
Premises and equipment expense$1,041,0001,923
Additional noninterest expense$2,180,0002,270
Pre-tax net operating income$3,601,0002,001
Securities gains (losses)$-86,00011,166
Applicable income taxes$1,092,0002,170
Income before extraordinary items$2,423,0002,048
Extraordinary gains, net$053
Net income$2,423,0002,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,811
Cash dividends$2,350,0001,150
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,482,3401,953
1995-12-31 (YTD Data)Rank
Total interest income$11,340,0002,938
Total interest expense$5,872,0002,612
Net interest income$5,468,0003,250
Provision for loan and lease losses$1,506,000710
Total noninterest income$1,330,0002,502
Gross Fiduciary activities income$358,000833
Service charges on deposit accounts$678,0001,991
Trading account gains and fees$0522
Additional Noninterest Income$294,0004,046
Total noninterest expense$4,246,0003,150
Salaries and employee benefits$1,962,0003,364
Premises and equipment expense$557,0003,428
Additional noninterest expense$1,727,0002,715
Pre-tax net operating income$1,046,0005,811
Securities gains (losses)$-55,00011,225
Applicable income taxes$220,0007,096
Income before extraordinary items$771,0005,593
Extraordinary gains, net$065
Net income$771,0005,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$464,0001,448
Cash dividends$1,435,0001,560
Sale, conversion, retirement of capital stock, net$0809
Net operating income$813,9005,355
1994-12-31 (YTD Data)Rank
Total interest income$9,863,0003,064
Total interest expense$4,267,0002,872
Net interest income$5,596,0003,205
Provision for loan and lease losses$420,0001,753
Total noninterest income$1,159,0002,796
Gross Fiduciary activities income$385,000819
Service charges on deposit accounts$570,0002,382
Trading account gains and fees$0475
Additional Noninterest Income$204,0005,199
Total noninterest expense$4,120,0003,328
Salaries and employee benefits$1,801,0003,616
Premises and equipment expense$502,0003,790
Additional noninterest expense$1,817,0002,805
Pre-tax net operating income$2,215,0003,159
Securities gains (losses)$28,0001,509
Applicable income taxes$631,0003,355
Income before extraordinary items$1,612,0002,982
Extraordinary gains, net$0249
Net income$1,612,0002,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$371,0001,664
Cash dividends$2,280,000996
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,591,8403,037
1993-12-31 (YTD Data)Rank
Total interest income$9,659,0003,204
Total interest expense$3,772,0003,338
Net interest income$5,887,0003,081
Provision for loan and lease losses$-110,00012,925
Total noninterest income$1,113,0003,087
Gross Fiduciary activities income$437,000811
Service charges on deposit accounts$482,0002,905
Trading account gains and fees$0532
Additional Noninterest Income$194,0005,762
Total noninterest expense$4,113,0003,398
Salaries and employee benefits$1,921,0003,397
Premises and equipment expense$483,0003,991
Additional noninterest expense$1,709,0003,116
Pre-tax net operating income$2,997,0002,293
Securities gains (losses)$276,0001,376
Applicable income taxes$988,0002,285
Income before extraordinary items$2,285,0002,187
Extraordinary gains, net$-28,00012,537
Net income$2,257,0002,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0002,604
Cash dividends$328,0004,148
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,091,8002,244
1992-12-31 (YTD Data)Rank
Total interest income$10,875,0003,224
Total interest expense$4,864,0003,392
Net interest income$6,011,0003,043
Provision for loan and lease losses$-80,00013,675
Total noninterest income$958,0003,434
Gross Fiduciary activities income$366,000867
Service charges on deposit accounts$398,0003,502
Trading account gains and fees$0504
Additional Noninterest Income$194,0005,772
Total noninterest expense$4,181,0003,368
Salaries and employee benefits$1,871,0003,407
Premises and equipment expense$436,0004,467
Additional noninterest expense$1,874,0002,959
Pre-tax net operating income$2,868,0002,165
Securities gains (losses)$206,0001,976
Applicable income taxes$977,0002,151
Income before extraordinary items$2,097,0002,191
Extraordinary gains, net$01,422
Net income$2,097,0002,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0004,990
Cash dividends$811,0001,880
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,956,9202,168

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.