Home > First National Bank > Income and Expense

First National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$115,077,000477
Total interest expense$40,712,000459
Net interest income$74,365,000489
Provision for loan and lease losses$3,474,000413
Total noninterest income$16,684,000527
Gross Fiduciary activities income$0981
Service charges on deposit accounts$6,124,000233
Trading account gains and fees$0123
Additional Noninterest Income$10,560,000518
Total noninterest expense$57,131,000512
Salaries and employee benefits$29,258,000537
Premises and equipment expense$9,232,000319
Additional noninterest expense$10,560,000518
Pre-tax net operating income$30,444,000507
Securities gains (losses)$0988
Applicable income taxes$5,095,000519
Income before extraordinary items$25,349,000491
Extraordinary gains, net$054
Net income$25,349,000495
Minority interest net income$088
Net income of bank and minority interests.$25,349,000493
Net charge-offs$6,134,000217
Cash dividends$16,124,000339
Sale, conversion, retirement of capital stock, net$0540
Net operating income$25,349,000506
2023-09-30 (YTD Data)Rank
Total interest income$83,661,000482
Total interest expense$28,139,000461
Net interest income$55,522,000501
Provision for loan and lease losses$2,382,000412
Total noninterest income$12,367,000537
Gross Fiduciary activities income$0950
Service charges on deposit accounts$4,638,000234
Trading account gains and fees$0125
Additional Noninterest Income$7,729,000536
Total noninterest expense$41,861,000518
Salaries and employee benefits$20,749,000567
Premises and equipment expense$6,780,000327
Additional noninterest expense$7,729,000536
Pre-tax net operating income$23,646,000505
Securities gains (losses)$0849
Applicable income taxes$4,437,000502
Income before extraordinary items$19,209,000500
Extraordinary gains, net$052
Net income$19,209,000503
Minority interest net income$081
Net income of bank and minority interests.$19,209,000499
Net charge-offs$5,938,000177
Cash dividends$8,240,000423
Sale, conversion, retirement of capital stock, net$0507
Net operating income$19,209,000506
2023-06-30 (YTD Data)Rank
Total interest income$53,758,000478
Total interest expense$17,111,000448
Net interest income$36,647,000506
Provision for loan and lease losses$1,148,000475
Total noninterest income$8,262,000518
Gross Fiduciary activities income$0931
Service charges on deposit accounts$3,067,000229
Trading account gains and fees$0112
Additional Noninterest Income$5,195,000521
Total noninterest expense$28,105,000505
Salaries and employee benefits$13,900,000556
Premises and equipment expense$4,445,000325
Additional noninterest expense$5,195,000521
Pre-tax net operating income$15,656,000505
Securities gains (losses)$0938
Applicable income taxes$2,995,000497
Income before extraordinary items$12,661,000506
Extraordinary gains, net$051
Net income$12,661,000514
Minority interest net income$081
Net income of bank and minority interests.$12,661,000505
Net charge-offs$242,000616
Cash dividends$8,120,000316
Sale, conversion, retirement of capital stock, net$0486
Net operating income$12,661,000506
2023-03-31 (YTD Data)Rank
Total interest income$25,386,000503
Total interest expense$7,624,000440
Net interest income$17,762,000519
Provision for loan and lease losses$865,000388
Total noninterest income$4,074,000521
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,512,000236
Trading account gains and fees$097
Additional Noninterest Income$2,562,000517
Total noninterest expense$13,651,000529
Salaries and employee benefits$7,012,000576
Premises and equipment expense$2,239,000332
Additional noninterest expense$2,562,000517
Pre-tax net operating income$7,320,000544
Securities gains (losses)$0950
Applicable income taxes$1,470,000518
Income before extraordinary items$5,850,000552
Extraordinary gains, net$04
Net income$5,850,000551
Minority interest net income$048
Net income of bank and minority interests.$5,850,000551
Net charge-offs$107,000582
Cash dividends$3,000,000371
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,850,000557
2022-12-31 (YTD Data)Rank
Total interest income$89,410,000459
Total interest expense$13,169,000367
Net interest income$76,241,000471
Provision for loan and lease losses$4,224,000318
Total noninterest income$17,402,000524
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$6,034,000244
Trading account gains and fees$0116
Additional Noninterest Income$11,368,000517
Total noninterest expense$54,986,000509
Salaries and employee benefits$28,132,000545
Premises and equipment expense$8,580,000337
Additional noninterest expense$11,368,000517
Pre-tax net operating income$34,433,000510
Securities gains (losses)$13,000401
Applicable income taxes$7,215,000479
Income before extraordinary items$27,231,000509
Extraordinary gains, net$05
Net income$27,231,000510
Minority interest net income$063
Net income of bank and minority interests.$27,231,000510
Net charge-offs$1,411,000340
Cash dividends$11,160,000438
Sale, conversion, retirement of capital stock, net$0568
Net operating income$27,220,730521
2022-09-30 (YTD Data)Rank
Total interest income$64,461,000453
Total interest expense$7,763,000315
Net interest income$56,698,000465
Provision for loan and lease losses$3,584,000270
Total noninterest income$12,924,000527
Gross Fiduciary activities income$0968
Service charges on deposit accounts$4,516,000251
Trading account gains and fees$0111
Additional Noninterest Income$8,408,000534
Total noninterest expense$39,508,000520
Salaries and employee benefits$19,630,000588
Premises and equipment expense$6,213,000345
Additional noninterest expense$8,408,000534
Pre-tax net operating income$26,530,000495
Securities gains (losses)$12,000411
Applicable income taxes$5,405,000485
Income before extraordinary items$21,137,000488
Extraordinary gains, net$04
Net income$21,137,000487
Minority interest net income$057
Net income of bank and minority interests.$21,137,000488
Net charge-offs$1,220,000272
Cash dividends$3,240,000801
Sale, conversion, retirement of capital stock, net$0519
Net operating income$21,127,400494
2022-06-30 (YTD Data)Rank
Total interest income$41,596,000444
Total interest expense$4,583,000281
Net interest income$37,013,000464
Provision for loan and lease losses$2,445,000234
Total noninterest income$8,487,000534
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,947,000252
Trading account gains and fees$0108
Additional Noninterest Income$5,540,000559
Total noninterest expense$25,968,000519
Salaries and employee benefits$13,039,000578
Premises and equipment expense$4,124,000341
Additional noninterest expense$8,805,000476
Pre-tax net operating income$17,087,000480
Securities gains (losses)$13,000366
Applicable income taxes$3,500,000466
Income before extraordinary items$13,600,000476
Extraordinary gains, net$04
Net income$13,600,000476
Minority interest net income$060
Net income of bank and minority interests.$13,600,000476
Net charge-offs$459,000351
Cash dividends$3,120,000596
Sale, conversion, retirement of capital stock, net$0494
Net operating income$13,589,600484
2022-03-31 (YTD Data)Rank
Total interest income$20,417,000436
Total interest expense$2,357,000251
Net interest income$18,060,000462
Provision for loan and lease losses$1,149,000186
Total noninterest income$4,290,000538
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,432,000256
Trading account gains and fees$0103
Additional Noninterest Income$2,858,000550
Total noninterest expense$13,212,000512
Salaries and employee benefits$6,520,000579
Premises and equipment expense$2,057,000347
Additional noninterest expense$4,635,000453
Pre-tax net operating income$7,989,000492
Securities gains (losses)$4,000477
Applicable income taxes$1,610,000478
Income before extraordinary items$6,383,000493
Extraordinary gains, net$04
Net income$6,383,000492
Minority interest net income$050
Net income of bank and minority interests.$6,383,000493
Net charge-offs$248,000327
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$6,379,800499
2021-12-31 (YTD Data)Rank
Total interest income$76,006,000472
Total interest expense$12,213,000246
Net interest income$63,793,000505
Provision for loan and lease losses$3,705,000153
Total noninterest income$16,995,000586
Gross Fiduciary activities income$0994
Service charges on deposit accounts$5,093,000266
Trading account gains and fees$0132
Additional Noninterest Income$11,902,000593
Total noninterest expense$47,381,000560
Salaries and employee benefits$23,417,000629
Premises and equipment expense$7,557,000368
Additional noninterest expense$16,407,000507
Pre-tax net operating income$29,702,000552
Securities gains (losses)$-44,0004,556
Applicable income taxes$5,782,000566
Income before extraordinary items$23,876,000564
Extraordinary gains, net$010
Net income$23,876,000564
Minority interest net income$074
Net income of bank and minority interests.$23,876,000565
Net charge-offs$897,000453
Cash dividends$30,143,000231
Sale, conversion, retirement of capital stock, net$0582
Net operating income$23,911,640556
2021-09-30 (YTD Data)Rank
Total interest income$54,672,000488
Total interest expense$9,417,000251
Net interest income$45,255,000533
Provision for loan and lease losses$2,294,000180
Total noninterest income$11,124,000655
Gross Fiduciary activities income$0957
Service charges on deposit accounts$3,613,000280
Trading account gains and fees$0132
Additional Noninterest Income$7,511,000691
Total noninterest expense$31,675,000620
Salaries and employee benefits$15,822,000701
Premises and equipment expense$5,375,000394
Additional noninterest expense$10,478,000580
Pre-tax net operating income$22,410,000569
Securities gains (losses)$2,0001,903
Applicable income taxes$4,569,000567
Income before extraordinary items$17,843,000584
Extraordinary gains, net$08
Net income$17,843,000582
Minority interest net income$069
Net income of bank and minority interests.$17,843,000584
Net charge-offs$653,000426
Cash dividends$22,223,000218
Sale, conversion, retirement of capital stock, net$0543
Net operating income$17,841,400582
2021-06-30 (YTD Data)Rank
Total interest income$34,485,000507
Total interest expense$6,592,000249
Net interest income$27,893,000565
Provision for loan and lease losses$1,479,000209
Total noninterest income$7,213,000681
Gross Fiduciary activities income$0951
Service charges on deposit accounts$2,237,000282
Trading account gains and fees$0133
Additional Noninterest Income$4,976,000697
Total noninterest expense$20,320,000646
Salaries and employee benefits$10,289,000717
Premises and equipment expense$3,488,000405
Additional noninterest expense$6,543,000602
Pre-tax net operating income$13,307,000606
Securities gains (losses)$1,0001,754
Applicable income taxes$2,655,000615
Income before extraordinary items$10,653,000631
Extraordinary gains, net$06
Net income$10,653,000631
Minority interest net income$067
Net income of bank and minority interests.$10,653,000631
Net charge-offs$-18,0004,018
Cash dividends$111,0002,811
Sale, conversion, retirement of capital stock, net$0517
Net operating income$10,652,200622
2021-03-31 (YTD Data)Rank
Total interest income$17,210,000505
Total interest expense$3,476,000249
Net interest income$13,734,000573
Provision for loan and lease losses$776,000234
Total noninterest income$3,486,000684
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,095,000276
Trading account gains and fees$0127
Additional Noninterest Income$2,391,000721
Total noninterest expense$10,067,000642
Salaries and employee benefits$5,075,000719
Premises and equipment expense$1,786,000404
Additional noninterest expense$3,206,000595
Pre-tax net operating income$6,377,000629
Securities gains (losses)$01,392
Applicable income taxes$1,275,000631
Income before extraordinary items$5,102,000652
Extraordinary gains, net$03
Net income$5,102,000652
Minority interest net income$055
Net income of bank and minority interests.$5,102,000652
Net charge-offs$-58,0004,649
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,102,000638
2020-12-31 (YTD Data)Rank
Total interest income$70,106,000497
Total interest expense$18,290,000287
Net interest income$51,816,000564
Provision for loan and lease losses$3,784,000693
Total noninterest income$13,462,000660
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$4,651,000262
Trading account gains and fees$0133
Additional Noninterest Income$8,811,000709
Total noninterest expense$40,906,000607
Salaries and employee benefits$20,500,000699
Premises and equipment expense$7,287,000379
Additional noninterest expense$13,119,000579
Pre-tax net operating income$20,588,000571
Securities gains (losses)$53,0001,700
Applicable income taxes$3,955,000585
Income before extraordinary items$16,686,000602
Extraordinary gains, net$04
Net income$16,686,000601
Minority interest net income$072
Net income of bank and minority interests.$16,686,000602
Net charge-offs$3,639,000274
Cash dividends$6,299,000630
Sale, conversion, retirement of capital stock, net$0566
Net operating income$16,643,070587
2020-09-30 (YTD Data)Rank
Total interest income$52,158,000496
Total interest expense$14,213,000301
Net interest income$37,945,000566
Provision for loan and lease losses$3,276,000669
Total noninterest income$9,607,000662
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,413,000263
Trading account gains and fees$0125
Additional Noninterest Income$6,194,000705
Total noninterest expense$29,192,000635
Salaries and employee benefits$14,383,000735
Premises and equipment expense$5,430,000374
Additional noninterest expense$9,379,000586
Pre-tax net operating income$15,084,000564
Securities gains (losses)$47,0001,562
Applicable income taxes$3,080,000544
Income before extraordinary items$12,051,000599
Extraordinary gains, net$04
Net income$12,051,000598
Minority interest net income$065
Net income of bank and minority interests.$12,051,000599
Net charge-offs$3,050,000244
Cash dividends$1,723,0001,240
Sale, conversion, retirement of capital stock, net$0532
Net operating income$12,013,400574
2020-06-30 (YTD Data)Rank
Total interest income$34,568,000502
Total interest expense$9,842,000321
Net interest income$24,726,000575
Provision for loan and lease losses$4,330,000433
Total noninterest income$9,103,000480
Gross Fiduciary activities income$0970
Service charges on deposit accounts$2,256,000267
Trading account gains and fees$0123
Additional Noninterest Income$6,847,000470
Total noninterest expense$19,415,000633
Salaries and employee benefits$9,636,000726
Premises and equipment expense$3,562,000380
Additional noninterest expense$6,217,000587
Pre-tax net operating income$10,084,000509
Securities gains (losses)$15,0001,767
Applicable income taxes$2,085,000479
Income before extraordinary items$8,014,000548
Extraordinary gains, net$04
Net income$8,014,000547
Minority interest net income$065
Net income of bank and minority interests.$8,014,000548
Net charge-offs$2,480,000226
Cash dividends$1,612,000935
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,002,150523
2020-03-31 (YTD Data)Rank
Total interest income$17,556,000501
Total interest expense$5,169,000342
Net interest income$12,387,000570
Provision for loan and lease losses$753,000710
Total noninterest income$3,488,000551
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,321,000269
Trading account gains and fees$0106
Additional Noninterest Income$2,167,000562
Total noninterest expense$9,728,000626
Salaries and employee benefits$4,818,000732
Premises and equipment expense$1,742,000394
Additional noninterest expense$3,168,000578
Pre-tax net operating income$5,394,000437
Securities gains (losses)$1,0001,614
Applicable income taxes$1,105,000426
Income before extraordinary items$4,290,000470
Extraordinary gains, net$04
Net income$4,290,000469
Minority interest net income$056
Net income of bank and minority interests.$4,290,000470
Net charge-offs$1,817,000173
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,289,200454
2019-12-31 (YTD Data)Rank
Total interest income$72,988,000485
Total interest expense$21,635,000362
Net interest income$51,353,000541
Provision for loan and lease losses$4,179,000298
Total noninterest income$16,492,000489
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$5,523,000261
Trading account gains and fees$0135
Additional Noninterest Income$10,969,000491
Total noninterest expense$38,256,000612
Salaries and employee benefits$19,686,000679
Premises and equipment expense$6,417,000417
Additional noninterest expense$12,153,000588
Pre-tax net operating income$25,410,000511
Securities gains (losses)$38,0001,350
Applicable income taxes$5,395,000488
Income before extraordinary items$20,053,000543
Extraordinary gains, net$011
Net income$20,053,000543
Minority interest net income$076
Net income of bank and minority interests.$20,053,000544
Net charge-offs$1,383,000536
Cash dividends$7,299,000606
Sale, conversion, retirement of capital stock, net$0626
Net operating income$20,022,980535
2019-09-30 (YTD Data)Rank
Total interest income$54,645,000488
Total interest expense$16,017,000370
Net interest income$38,628,000543
Provision for loan and lease losses$3,617,000261
Total noninterest income$12,433,000486
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$4,074,000269
Trading account gains and fees$0129
Additional Noninterest Income$8,359,000486
Total noninterest expense$27,159,000647
Salaries and employee benefits$13,701,000728
Premises and equipment expense$4,624,000438
Additional noninterest expense$8,834,000602
Pre-tax net operating income$20,285,000497
Securities gains (losses)$37,0001,189
Applicable income taxes$4,500,000456
Income before extraordinary items$15,822,000529
Extraordinary gains, net$011
Net income$15,822,000528
Minority interest net income$072
Net income of bank and minority interests.$15,822,000529
Net charge-offs$574,000695
Cash dividends$1,723,0001,326
Sale, conversion, retirement of capital stock, net$0590
Net operating income$15,792,770517
2019-06-30 (YTD Data)Rank
Total interest income$35,746,000493
Total interest expense$10,343,000374
Net interest income$25,403,000552
Provision for loan and lease losses$3,256,000211
Total noninterest income$8,943,000460
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,629,000276
Trading account gains and fees$0131
Additional Noninterest Income$6,314,000434
Total noninterest expense$18,198,000646
Salaries and employee benefits$9,214,000719
Premises and equipment expense$2,983,000458
Additional noninterest expense$6,001,000596
Pre-tax net operating income$12,892,000502
Securities gains (losses)$28,000922
Applicable income taxes$2,900,000457
Income before extraordinary items$10,020,000533
Extraordinary gains, net$011
Net income$10,020,000533
Minority interest net income$069
Net income of bank and minority interests.$10,020,000533
Net charge-offs$179,0001,064
Cash dividends$1,612,0001,037
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,997,880520
2019-03-31 (YTD Data)Rank
Total interest income$17,596,000497
Total interest expense$4,993,000375
Net interest income$12,603,000552
Provision for loan and lease losses$2,009,000182
Total noninterest income$4,441,000437
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,264,000286
Trading account gains and fees$0126
Additional Noninterest Income$3,177,000422
Total noninterest expense$9,075,000640
Salaries and employee benefits$4,643,000715
Premises and equipment expense$1,461,000465
Additional noninterest expense$2,971,000584
Pre-tax net operating income$5,960,000520
Securities gains (losses)$1,0001,020
Applicable income taxes$1,348,000479
Income before extraordinary items$4,613,000557
Extraordinary gains, net$05
Net income$4,613,000556
Minority interest net income$052
Net income of bank and minority interests.$4,613,000556
Net charge-offs$153,000724
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,612,210544
2018-12-31 (YTD Data)Rank
Total interest income$62,643,000523
Total interest expense$14,784,000380
Net interest income$47,859,000568
Provision for loan and lease losses$7,465,000203
Total noninterest income$13,391,000554
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$5,232,000288
Trading account gains and fees$0126
Additional Noninterest Income$8,159,000583
Total noninterest expense$32,617,000700
Salaries and employee benefits$17,505,000724
Premises and equipment expense$4,208,000597
Additional noninterest expense$10,904,000650
Pre-tax net operating income$21,168,000573
Securities gains (losses)$2,000956
Applicable income taxes$3,761,000565
Income before extraordinary items$17,409,000574
Extraordinary gains, net$06
Net income$17,409,000574
Minority interest net income$072
Net income of bank and minority interests.$17,409,000573
Net charge-offs$4,632,000206
Cash dividends$4,067,000858
Sale, conversion, retirement of capital stock, net$4,350,000113
Net operating income$17,407,360574
2018-09-30 (YTD Data)Rank
Total interest income$44,576,000536
Total interest expense$9,852,000395
Net interest income$34,724,000584
Provision for loan and lease losses$4,909,000208
Total noninterest income$9,053,000599
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$3,815,000292
Trading account gains and fees$0138
Additional Noninterest Income$5,238,000657
Total noninterest expense$21,502,000779
Salaries and employee benefits$11,299,000832
Premises and equipment expense$2,903,000654
Additional noninterest expense$7,300,000703
Pre-tax net operating income$17,366,000531
Securities gains (losses)$2,000952
Applicable income taxes$3,166,000542
Income before extraordinary items$14,202,000540
Extraordinary gains, net$05
Net income$14,202,000537
Minority interest net income$066
Net income of bank and minority interests.$14,202,000539
Net charge-offs$1,855,000290
Cash dividends$223,0003,034
Sale, conversion, retirement of capital stock, net$4,350,00086
Net operating income$14,200,360540
2018-06-30 (YTD Data)Rank
Total interest income$27,736,000560
Total interest expense$5,711,000419
Net interest income$22,025,000606
Provision for loan and lease losses$2,111,000281
Total noninterest income$4,947,000691
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,469,000300
Trading account gains and fees$0130
Additional Noninterest Income$2,478,000816
Total noninterest expense$13,372,000830
Salaries and employee benefits$6,994,000896
Premises and equipment expense$1,742,000734
Additional noninterest expense$4,636,000733
Pre-tax net operating income$11,489,000533
Securities gains (losses)$2,000815
Applicable income taxes$1,947,000563
Income before extraordinary items$9,544,000533
Extraordinary gains, net$06
Net income$9,544,000532
Minority interest net income$065
Net income of bank and minority interests.$9,544,000532
Net charge-offs$514,000514
Cash dividends$112,0003,128
Sale, conversion, retirement of capital stock, net$0620
Net operating income$9,542,340534
2018-03-31 (YTD Data)Rank
Total interest income$13,508,000567
Total interest expense$2,623,000426
Net interest income$10,885,000613
Provision for loan and lease losses$972,000286
Total noninterest income$2,586,000659
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,218,000301
Trading account gains and fees$0123
Additional Noninterest Income$1,368,000753
Total noninterest expense$6,641,000835
Salaries and employee benefits$3,409,000925
Premises and equipment expense$872,000739
Additional noninterest expense$2,360,000715
Pre-tax net operating income$5,858,000516
Securities gains (losses)$0735
Applicable income taxes$1,103,000516
Income before extraordinary items$4,755,000516
Extraordinary gains, net$07
Net income$4,755,000516
Minority interest net income$052
Net income of bank and minority interests.$4,755,000516
Net charge-offs$277,000442
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,755,000519
2017-12-31 (YTD Data)Rank
Total interest income$52,345,000549
Total interest expense$9,410,000393
Net interest income$42,935,000588
Provision for loan and lease losses$3,852,000292
Total noninterest income$8,983,000746
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$4,975,000296
Trading account gains and fees$0151
Additional Noninterest Income$4,008,000947
Total noninterest expense$26,226,000827
Salaries and employee benefits$14,344,000851
Premises and equipment expense$3,337,000744
Additional noninterest expense$8,545,000784
Pre-tax net operating income$21,840,000517
Securities gains (losses)$3,0001,912
Applicable income taxes$8,599,000455
Income before extraordinary items$13,244,000585
Extraordinary gains, net$09
Net income$13,244,000585
Minority interest net income$076
Net income of bank and minority interests.$13,244,000585
Net charge-offs$4,014,000242
Cash dividends$2,967,0001,044
Sale, conversion, retirement of capital stock, net$0711
Net operating income$13,242,080580
2017-09-30 (YTD Data)Rank
Total interest income$38,447,000558
Total interest expense$6,764,000395
Net interest income$31,683,000595
Provision for loan and lease losses$2,761,000307
Total noninterest income$6,452,000780
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,642,000305
Trading account gains and fees$0145
Additional Noninterest Income$2,810,0001,020
Total noninterest expense$18,292,000887
Salaries and employee benefits$9,611,000939
Premises and equipment expense$2,457,000766
Additional noninterest expense$6,224,000793
Pre-tax net operating income$17,082,000508
Securities gains (losses)$3,0001,944
Applicable income taxes$5,576,000456
Income before extraordinary items$11,509,000554
Extraordinary gains, net$09
Net income$11,509,000553
Minority interest net income$071
Net income of bank and minority interests.$11,509,000554
Net charge-offs$1,737,000334
Cash dividends$623,0002,187
Sale, conversion, retirement of capital stock, net$0677
Net operating income$11,506,990548
2017-06-30 (YTD Data)Rank
Total interest income$24,752,000571
Total interest expense$4,285,000399
Net interest income$20,467,000609
Provision for loan and lease losses$1,601,000335
Total noninterest income$4,147,000790
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,292,000311
Trading account gains and fees$0139
Additional Noninterest Income$1,855,0001,024
Total noninterest expense$12,417,000878
Salaries and employee benefits$6,434,000941
Premises and equipment expense$1,624,000774
Additional noninterest expense$4,359,000760
Pre-tax net operating income$10,596,000526
Securities gains (losses)$01,906
Applicable income taxes$3,419,000478
Income before extraordinary items$7,177,000583
Extraordinary gains, net$011
Net income$7,177,000582
Minority interest net income$071
Net income of bank and minority interests.$7,177,000583
Net charge-offs$1,278,000305
Cash dividends$511,0001,976
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,177,000574
2017-03-31 (YTD Data)Rank
Total interest income$11,972,000581
Total interest expense$1,997,000412
Net interest income$9,975,000620
Provision for loan and lease losses$653,000370
Total noninterest income$2,003,000809
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,093,000323
Trading account gains and fees$0142
Additional Noninterest Income$910,0001,029
Total noninterest expense$6,318,000867
Salaries and employee benefits$3,255,000939
Premises and equipment expense$810,000789
Additional noninterest expense$2,253,000731
Pre-tax net operating income$5,007,000528
Securities gains (losses)$01,153
Applicable income taxes$1,610,000488
Income before extraordinary items$3,397,000602
Extraordinary gains, net$08
Net income$3,397,000602
Minority interest net income$055
Net income of bank and minority interests.$3,397,000602
Net charge-offs$161,000682
Cash dividends$300,0001,627
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,397,000588
2016-12-31 (YTD Data)Rank
Total interest income$45,636,000589
Total interest expense$7,170,000424
Net interest income$38,466,000626
Provision for loan and lease losses$3,463,000351
Total noninterest income$7,886,000823
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$4,352,000328
Trading account gains and fees$0170
Additional Noninterest Income$3,534,0001,080
Total noninterest expense$25,014,000853
Salaries and employee benefits$13,407,000880
Premises and equipment expense$3,363,000740
Additional noninterest expense$8,244,000804
Pre-tax net operating income$17,875,000565
Securities gains (losses)$30,0002,159
Applicable income taxes$5,349,000532
Income before extraordinary items$12,556,000625
Extraordinary gains, net$05
Net income$12,556,000624
Minority interest net income$082
Net income of bank and minority interests.$12,556,000624
Net charge-offs$3,996,000247
Cash dividends$2,567,0001,157
Sale, conversion, retirement of capital stock, net$0759
Net operating income$12,535,000607
2016-09-30 (YTD Data)Rank
Total interest income$33,666,000596
Total interest expense$5,185,000430
Net interest income$28,481,000629
Provision for loan and lease losses$2,505,000345
Total noninterest income$5,849,000827
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,203,000335
Trading account gains and fees$0169
Additional Noninterest Income$2,646,0001,081
Total noninterest expense$17,712,000900
Salaries and employee benefits$8,997,000978
Premises and equipment expense$2,492,000747
Additional noninterest expense$6,223,000804
Pre-tax net operating income$14,113,000541
Securities gains (losses)$30,0002,103
Applicable income taxes$4,446,000499
Income before extraordinary items$9,697,000609
Extraordinary gains, net$05
Net income$9,697,000609
Minority interest net income$071
Net income of bank and minority interests.$9,697,000609
Net charge-offs$3,481,000198
Cash dividends$223,0003,094
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,676,300588
2016-06-30 (YTD Data)Rank
Total interest income$21,795,000618
Total interest expense$3,358,000435
Net interest income$18,437,000649
Provision for loan and lease losses$1,404,000385
Total noninterest income$3,887,000832
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,066,000340
Trading account gains and fees$0157
Additional Noninterest Income$1,821,0001,039
Total noninterest expense$11,979,000891
Salaries and employee benefits$6,028,000975
Premises and equipment expense$1,620,000768
Additional noninterest expense$4,331,000769
Pre-tax net operating income$8,941,000556
Securities gains (losses)$11,0002,212
Applicable income taxes$2,808,000510
Income before extraordinary items$6,144,000634
Extraordinary gains, net$016
Net income$6,144,000632
Minority interest net income$071
Net income of bank and minority interests.$6,144,000633
Net charge-offs$3,205,000162
Cash dividends$112,0003,203
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,136,410612
2016-03-31 (YTD Data)Rank
Total interest income$10,698,000631
Total interest expense$1,674,000432
Net interest income$9,024,000660
Provision for loan and lease losses$896,000301
Total noninterest income$1,872,000831
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$996,000350
Trading account gains and fees$0142
Additional Noninterest Income$876,0001,029
Total noninterest expense$5,681,000928
Salaries and employee benefits$3,005,000983
Premises and equipment expense$800,000787
Additional noninterest expense$1,876,000870
Pre-tax net operating income$4,319,000554
Securities gains (losses)$6,0001,655
Applicable income taxes$1,383,000503
Income before extraordinary items$2,942,000627
Extraordinary gains, net$012
Net income$2,942,000625
Minority interest net income$062
Net income of bank and minority interests.$2,942,000627
Net charge-offs$1,335,000185
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,937,920612
2015-12-31 (YTD Data)Rank
Total interest income$39,985,000641
Total interest expense$5,917,000460
Net interest income$34,068,000669
Provision for loan and lease losses$3,455,000284
Total noninterest income$7,903,000807
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,965,000361
Trading account gains and fees$0159
Additional Noninterest Income$3,938,000969
Total noninterest expense$23,188,000894
Salaries and employee benefits$12,796,000887
Premises and equipment expense$3,029,000821
Additional noninterest expense$7,363,000885
Pre-tax net operating income$15,328,000610
Securities gains (losses)$20,0002,240
Applicable income taxes$4,892,000529
Income before extraordinary items$10,456,000703
Extraordinary gains, net$023
Net income$10,456,000702
Minority interest net income$081
Net income of bank and minority interests.$10,456,000703
Net charge-offs$981,000703
Cash dividends$2,567,0001,114
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,442,400690
2015-09-30 (YTD Data)Rank
Total interest income$29,244,000663
Total interest expense$4,327,000474
Net interest income$24,917,000694
Provision for loan and lease losses$2,302,000298
Total noninterest income$5,823,000837
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,904,000371
Trading account gains and fees$0153
Additional Noninterest Income$2,919,000983
Total noninterest expense$16,168,000962
Salaries and employee benefits$8,609,000987
Premises and equipment expense$2,243,000842
Additional noninterest expense$5,316,000921
Pre-tax net operating income$12,270,000586
Securities gains (losses)$17,0002,096
Applicable income taxes$4,212,000505
Income before extraordinary items$8,075,000685
Extraordinary gains, net$021
Net income$8,075,000682
Minority interest net income$078
Net income of bank and minority interests.$8,075,000685
Net charge-offs$604,000752
Cash dividends$223,0003,058
Sale, conversion, retirement of capital stock, net$0773
Net operating income$8,063,780664
2015-06-30 (YTD Data)Rank
Total interest income$18,812,000686
Total interest expense$2,772,000499
Net interest income$16,040,000714
Provision for loan and lease losses$1,533,000298
Total noninterest income$3,798,000855
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,836,000384
Trading account gains and fees$0157
Additional Noninterest Income$1,962,000986
Total noninterest expense$10,393,0001,004
Salaries and employee benefits$5,664,0001,000
Premises and equipment expense$1,434,000865
Additional noninterest expense$3,295,0001,000
Pre-tax net operating income$7,912,000603
Securities gains (losses)$10,0002,017
Applicable income taxes$2,710,000519
Income before extraordinary items$5,212,000711
Extraordinary gains, net$022
Net income$5,212,000709
Minority interest net income$075
Net income of bank and minority interests.$5,212,000711
Net charge-offs$350,000822
Cash dividends$112,0003,164
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,205,400687
2015-03-31 (YTD Data)Rank
Total interest income$9,028,000711
Total interest expense$1,312,000527
Net interest income$7,716,000733
Provision for loan and lease losses$703,000300
Total noninterest income$1,689,000893
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$851,000403
Trading account gains and fees$0152
Additional Noninterest Income$838,0001,062
Total noninterest expense$5,160,0001,005
Salaries and employee benefits$2,792,0001,018
Premises and equipment expense$710,000883
Additional noninterest expense$1,658,000967
Pre-tax net operating income$3,542,000651
Securities gains (losses)$3,0001,758
Applicable income taxes$1,129,000580
Income before extraordinary items$2,416,000738
Extraordinary gains, net$013
Net income$2,416,000736
Minority interest net income$064
Net income of bank and minority interests.$2,416,000738
Net charge-offs$73,0001,310
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,413,960711
2014-12-31 (YTD Data)Rank
Total interest income$35,387,000711
Total interest expense$5,333,000528
Net interest income$30,054,000734
Provision for loan and lease losses$2,565,000388
Total noninterest income$6,976,000869
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,742,000389
Trading account gains and fees$0180
Additional Noninterest Income$3,234,0001,043
Total noninterest expense$20,314,000999
Salaries and employee benefits$11,412,000953
Premises and equipment expense$2,394,0001,002
Additional noninterest expense$6,508,0001,010
Pre-tax net operating income$14,151,000604
Securities gains (losses)$14,0002,497
Applicable income taxes$4,151,000568
Income before extraordinary items$10,014,000676
Extraordinary gains, net$017
Net income$10,014,000675
Minority interest net income$084
Net income of bank and minority interests.$10,014,000676
Net charge-offs$984,000909
Cash dividends$2,567,0001,061
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,004,060665
2014-09-30 (YTD Data)Rank
Total interest income$26,080,000725
Total interest expense$3,980,000540
Net interest income$22,100,000746
Provision for loan and lease losses$1,779,000386
Total noninterest income$5,201,000867
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,771,000396
Trading account gains and fees$0174
Additional Noninterest Income$2,430,0001,055
Total noninterest expense$13,690,0001,111
Salaries and employee benefits$7,189,0001,138
Premises and equipment expense$1,673,0001,086
Additional noninterest expense$4,828,0001,016
Pre-tax net operating income$11,832,000561
Securities gains (losses)$12,0002,252
Applicable income taxes$3,914,000481
Income before extraordinary items$7,930,000646
Extraordinary gains, net$015
Net income$7,930,000642
Minority interest net income$081
Net income of bank and minority interests.$7,930,000644
Net charge-offs$698,000891
Cash dividends$223,0003,000
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,921,960636
2014-06-30 (YTD Data)Rank
Total interest income$16,796,000749
Total interest expense$2,628,000549
Net interest income$14,168,000780
Provision for loan and lease losses$1,033,000442
Total noninterest income$3,335,000876
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,794,000400
Trading account gains and fees$0172
Additional Noninterest Income$1,541,0001,079
Total noninterest expense$9,169,0001,101
Salaries and employee benefits$4,752,0001,148
Premises and equipment expense$1,108,0001,095
Additional noninterest expense$3,309,000982
Pre-tax net operating income$7,301,000587
Securities gains (losses)$6,0002,106
Applicable income taxes$2,465,000492
Income before extraordinary items$4,842,000676
Extraordinary gains, net$020
Net income$4,842,000674
Minority interest net income$080
Net income of bank and minority interests.$4,842,000676
Net charge-offs$484,000894
Cash dividends$112,0003,086
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,838,040658
2014-03-31 (YTD Data)Rank
Total interest income$8,162,000768
Total interest expense$1,316,000555
Net interest income$6,846,000800
Provision for loan and lease losses$360,000604
Total noninterest income$1,597,000863
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$852,000408
Trading account gains and fees$0147
Additional Noninterest Income$745,0001,066
Total noninterest expense$4,658,0001,099
Salaries and employee benefits$2,366,0001,159
Premises and equipment expense$545,0001,134
Additional noninterest expense$1,747,000913
Pre-tax net operating income$3,425,000593
Securities gains (losses)$1,0001,605
Applicable income taxes$1,102,000520
Income before extraordinary items$2,324,000671
Extraordinary gains, net$016
Net income$2,324,000672
Minority interest net income$066
Net income of bank and minority interests.$2,324,000673
Net charge-offs$261,000790
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,323,320664
2013-12-31 (YTD Data)Rank
Total interest income$32,816,000754
Total interest expense$6,213,000507
Net interest income$26,603,000800
Provision for loan and lease losses$1,819,000669
Total noninterest income$6,820,000905
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$3,675,000402
Trading account gains and fees$0184
Additional Noninterest Income$3,145,0001,119
Total noninterest expense$18,034,0001,132
Salaries and employee benefits$10,570,0001,019
Premises and equipment expense$2,061,0001,160
Additional noninterest expense$5,403,0001,244
Pre-tax net operating income$13,570,000587
Securities gains (losses)$19,0002,369
Applicable income taxes$4,283,000507
Income before extraordinary items$9,306,000690
Extraordinary gains, net$029
Net income$9,306,000691
Minority interest net income$090
Net income of bank and minority interests.$9,306,000690
Net charge-offs$1,332,0001,027
Cash dividends$532,0002,683
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,293,080664
2013-09-30 (YTD Data)Rank
Total interest income$24,348,000765
Total interest expense$4,817,000504
Net interest income$19,531,000820
Provision for loan and lease losses$1,336,000707
Total noninterest income$5,028,000928
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,748,000404
Trading account gains and fees$0180
Additional Noninterest Income$2,280,0001,163
Total noninterest expense$12,149,0001,249
Salaries and employee benefits$6,631,0001,220
Premises and equipment expense$1,522,0001,188
Additional noninterest expense$3,996,0001,254
Pre-tax net operating income$11,074,000555
Securities gains (losses)$22,0002,167
Applicable income taxes$3,560,000489
Income before extraordinary items$7,536,000653
Extraordinary gains, net$025
Net income$7,536,000655
Minority interest net income$084
Net income of bank and minority interests.$7,536,000656
Net charge-offs$1,011,000992
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,521,040626
2013-06-30 (YTD Data)Rank
Total interest income$15,864,000779
Total interest expense$3,278,000510
Net interest income$12,586,000846
Provision for loan and lease losses$876,000747
Total noninterest income$3,337,000939
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,786,000406
Trading account gains and fees$0157
Additional Noninterest Income$1,551,0001,177
Total noninterest expense$8,062,0001,257
Salaries and employee benefits$4,422,0001,212
Premises and equipment expense$976,0001,223
Additional noninterest expense$2,664,0001,248
Pre-tax net operating income$6,985,000573
Securities gains (losses)$8,0002,354
Applicable income taxes$2,224,000505
Income before extraordinary items$4,769,000677
Extraordinary gains, net$022
Net income$4,769,000680
Minority interest net income$082
Net income of bank and minority interests.$4,769,000680
Net charge-offs$569,0001,148
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,763,560648
2013-03-31 (YTD Data)Rank
Total interest income$7,887,000787
Total interest expense$1,659,000523
Net interest income$6,228,000855
Provision for loan and lease losses$439,000759
Total noninterest income$1,582,000989
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$848,000415
Trading account gains and fees$0148
Additional Noninterest Income$734,0001,218
Total noninterest expense$3,969,0001,276
Salaries and employee benefits$2,200,0001,229
Premises and equipment expense$497,0001,217
Additional noninterest expense$1,272,0001,298
Pre-tax net operating income$3,402,000586
Securities gains (losses)$8,0001,546
Applicable income taxes$1,066,000522
Income before extraordinary items$2,344,000679
Extraordinary gains, net$010
Net income$2,344,000679
Minority interest net income$076
Net income of bank and minority interests.$2,344,000680
Net charge-offs$76,0002,104
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,338,480650
2012-12-31 (YTD Data)Rank
Total interest income$34,353,000760
Total interest expense$8,098,000518
Net interest income$26,255,000818
Provision for loan and lease losses$1,696,0001,218
Total noninterest income$6,974,000890
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$3,575,000411
Trading account gains and fees$0166
Additional Noninterest Income$3,399,0001,072
Total noninterest expense$16,496,0001,228
Salaries and employee benefits$9,453,0001,112
Premises and equipment expense$1,809,0001,312
Additional noninterest expense$5,234,0001,297
Pre-tax net operating income$15,037,000525
Securities gains (losses)$2,0003,664
Applicable income taxes$4,978,000434
Income before extraordinary items$10,061,000613
Extraordinary gains, net$029
Net income$10,061,000612
Minority interest net income$093
Net income of bank and minority interests.$10,061,000613
Net charge-offs$753,0002,134
Cash dividends$4,799,000599
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$10,059,660590
2012-09-30 (YTD Data)Rank
Total interest income$25,763,000773
Total interest expense$6,353,000517
Net interest income$19,410,000840
Provision for loan and lease losses$1,411,0001,132
Total noninterest income$5,025,000911
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,608,000423
Trading account gains and fees$0157
Additional Noninterest Income$2,417,0001,098
Total noninterest expense$11,106,0001,341
Salaries and employee benefits$5,966,0001,296
Premises and equipment expense$1,348,0001,336
Additional noninterest expense$3,792,0001,342
Pre-tax net operating income$11,918,000517
Securities gains (losses)$-4,0006,817
Applicable income taxes$3,994,000432
Income before extraordinary items$7,920,000609
Extraordinary gains, net$020
Net income$7,920,000608
Minority interest net income$086
Net income of bank and minority interests.$7,920,000609
Net charge-offs$617,0001,948
Cash dividends$223,0002,823
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,922,640586
2012-06-30 (YTD Data)Rank
Total interest income$16,847,000801
Total interest expense$4,439,000511
Net interest income$12,408,000873
Provision for loan and lease losses$901,0001,190
Total noninterest income$3,263,000920
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,691,000431
Trading account gains and fees$0153
Additional Noninterest Income$1,572,0001,097
Total noninterest expense$7,454,0001,334
Salaries and employee benefits$3,992,0001,300
Premises and equipment expense$878,0001,360
Additional noninterest expense$2,584,0001,314
Pre-tax net operating income$7,316,000540
Securities gains (losses)$-6,0006,915
Applicable income taxes$2,519,000447
Income before extraordinary items$4,791,000649
Extraordinary gains, net$019
Net income$4,791,000649
Minority interest net income$084
Net income of bank and minority interests.$4,791,000649
Net charge-offs$405,0001,992
Cash dividends$112,0002,924
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,794,960630
2012-03-31 (YTD Data)Rank
Total interest income$8,336,000814
Total interest expense$2,256,000518
Net interest income$6,080,000900
Provision for loan and lease losses$427,0001,208
Total noninterest income$1,623,000910
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$808,000445
Trading account gains and fees$0148
Additional Noninterest Income$815,0001,062
Total noninterest expense$3,678,0001,345
Salaries and employee benefits$2,001,0001,296
Premises and equipment expense$437,0001,360
Additional noninterest expense$1,240,0001,361
Pre-tax net operating income$3,598,000542
Securities gains (losses)$-9,0007,037
Applicable income taxes$1,336,000425
Income before extraordinary items$2,253,000678
Extraordinary gains, net$019
Net income$2,253,000679
Minority interest net income$078
Net income of bank and minority interests.$2,253,000679
Net charge-offs$78,0002,667
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,258,760652
2011-12-31 (YTD Data)Rank
Total interest income$35,317,000797
Total interest expense$9,674,000588
Net interest income$25,643,000851
Provision for loan and lease losses$1,696,0001,754
Total noninterest income$6,561,000833
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$3,690,000415
Trading account gains and fees$0146
Additional Noninterest Income$2,871,0001,071
Total noninterest expense$15,593,0001,265
Salaries and employee benefits$8,952,0001,094
Premises and equipment expense$1,833,0001,353
Additional noninterest expense$4,808,0001,432
Pre-tax net operating income$14,915,000460
Securities gains (losses)$6,0003,464
Applicable income taxes$4,671,000431
Income before extraordinary items$10,250,000527
Extraordinary gains, net$029
Net income$10,250,000527
Minority interest net income$096
Net income of bank and minority interests.$10,250,000528
Net charge-offs$1,266,0002,090
Cash dividends$4,566,000454
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,245,860514
2011-09-30 (YTD Data)Rank
Total interest income$26,413,000817
Total interest expense$7,376,000608
Net interest income$19,037,000871
Provision for loan and lease losses$1,716,0001,376
Total noninterest income$4,763,000872
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,769,000419
Trading account gains and fees$0145
Additional Noninterest Income$1,994,0001,114
Total noninterest expense$10,667,0001,374
Salaries and employee benefits$5,648,0001,317
Premises and equipment expense$1,355,0001,390
Additional noninterest expense$3,664,0001,409
Pre-tax net operating income$11,417,000463
Securities gains (losses)$4,0003,259
Applicable income taxes$3,699,000411
Income before extraordinary items$7,722,000537
Extraordinary gains, net$021
Net income$7,722,000536
Minority interest net income$087
Net income of bank and minority interests.$7,722,000537
Net charge-offs$244,0003,481
Cash dividends$1,223,000984
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,719,280525
2011-06-30 (YTD Data)Rank
Total interest income$17,291,000834
Total interest expense$5,034,000620
Net interest income$12,257,000909
Provision for loan and lease losses$1,668,0001,035
Total noninterest income$3,110,000897
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,797,000424
Trading account gains and fees$0153
Additional Noninterest Income$1,313,0001,114
Total noninterest expense$7,220,0001,375
Salaries and employee benefits$3,773,0001,327
Premises and equipment expense$881,0001,435
Additional noninterest expense$2,566,0001,364
Pre-tax net operating income$6,479,000511
Securities gains (losses)$02,914
Applicable income taxes$2,072,000449
Income before extraordinary items$4,407,000598
Extraordinary gains, net$015
Net income$4,407,000596
Minority interest net income$089
Net income of bank and minority interests.$4,407,000598
Net charge-offs$-71,0007,346
Cash dividends$112,0002,724
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,407,000581
2011-03-31 (YTD Data)Rank
Total interest income$8,514,000851
Total interest expense$2,566,000634
Net interest income$5,948,000932
Provision for loan and lease losses$800,0001,013
Total noninterest income$1,484,000922
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$843,000445
Trading account gains and fees$0158
Additional Noninterest Income$641,0001,126
Total noninterest expense$3,623,0001,371
Salaries and employee benefits$1,894,0001,327
Premises and equipment expense$433,0001,493
Additional noninterest expense$1,296,0001,357
Pre-tax net operating income$3,009,000552
Securities gains (losses)$01,772
Applicable income taxes$948,000474
Income before extraordinary items$2,061,000639
Extraordinary gains, net$09
Net income$2,061,000636
Minority interest net income$086
Net income of bank and minority interests.$2,061,000639
Net charge-offs$-73,0007,405
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,061,000618
2010-12-31 (YTD Data)Rank
Total interest income$35,662,000849
Total interest expense$10,955,000732
Net interest income$24,707,000891
Provision for loan and lease losses$3,523,0001,452
Total noninterest income$5,847,000954
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,424,000448
Trading account gains and fees$0175
Additional Noninterest Income$2,423,0001,225
Total noninterest expense$15,125,0001,325
Salaries and employee benefits$8,595,0001,139
Premises and equipment expense$1,790,0001,432
Additional noninterest expense$4,740,0001,516
Pre-tax net operating income$11,906,000465
Securities gains (losses)$-19,0007,077
Applicable income taxes$3,571,000473
Income before extraordinary items$8,316,000544
Extraordinary gains, net$029
Net income$8,316,000543
Minority interest net income$0111
Net income of bank and minority interests.$8,316,000545
Net charge-offs$2,016,0001,851
Cash dividends$4,799,000352
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,329,300522
2010-09-30 (YTD Data)Rank
Total interest income$26,660,000860
Total interest expense$8,286,000752
Net interest income$18,374,000898
Provision for loan and lease losses$2,710,0001,351
Total noninterest income$4,263,000951
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,527,000455
Trading account gains and fees$0165
Additional Noninterest Income$1,736,0001,222
Total noninterest expense$10,276,0001,446
Salaries and employee benefits$5,471,0001,347
Premises and equipment expense$1,324,0001,470
Additional noninterest expense$3,481,0001,520
Pre-tax net operating income$9,651,000439
Securities gains (losses)$-19,0007,258
Applicable income taxes$2,996,000430
Income before extraordinary items$6,636,000517
Extraordinary gains, net$023
Net income$6,636,000517
Minority interest net income$0110
Net income of bank and minority interests.$6,636,000520
Net charge-offs$622,0002,777
Cash dividends$223,0002,628
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,649,110492
2010-06-30 (YTD Data)Rank
Total interest income$17,446,000888
Total interest expense$5,568,000780
Net interest income$11,878,000937
Provision for loan and lease losses$1,756,0001,377
Total noninterest income$2,810,000944
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,650,000463
Trading account gains and fees$0152
Additional Noninterest Income$1,160,0001,174
Total noninterest expense$6,887,0001,432
Salaries and employee benefits$3,662,0001,348
Premises and equipment expense$883,0001,487
Additional noninterest expense$2,342,0001,517
Pre-tax net operating income$6,045,000451
Securities gains (losses)$-14,0007,337
Applicable income taxes$1,873,000418
Income before extraordinary items$4,158,000531
Extraordinary gains, net$019
Net income$4,158,000532
Minority interest net income$0105
Net income of bank and minority interests.$4,158,000533
Net charge-offs$362,0002,835
Cash dividends$112,0002,743
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,167,660508
2010-03-31 (YTD Data)Rank
Total interest income$8,585,000921
Total interest expense$2,819,000817
Net interest income$5,766,000978
Provision for loan and lease losses$892,0001,275
Total noninterest income$1,322,000969
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$776,000490
Trading account gains and fees$0175
Additional Noninterest Income$546,0001,200
Total noninterest expense$3,403,0001,475
Salaries and employee benefits$1,834,0001,360
Premises and equipment expense$438,0001,539
Additional noninterest expense$1,131,0001,563
Pre-tax net operating income$2,793,000491
Securities gains (losses)$02,284
Applicable income taxes$830,000439
Income before extraordinary items$1,963,000568
Extraordinary gains, net$016
Net income$1,963,000570
Minority interest net income$091
Net income of bank and minority interests.$1,963,000570
Net charge-offs$35,0004,021
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,963,000547
2009-12-31 (YTD Data)Rank
Total interest income$34,902,000967
Total interest expense$12,992,000910
Net interest income$21,910,000992
Provision for loan and lease losses$3,748,0001,722
Total noninterest income$5,520,0001,010
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,326,000507
Trading account gains and fees$0211
Additional Noninterest Income$2,194,0001,285
Total noninterest expense$14,418,0001,423
Salaries and employee benefits$7,923,0001,240
Premises and equipment expense$1,797,0001,504
Additional noninterest expense$4,698,0001,590
Pre-tax net operating income$9,264,000464
Securities gains (losses)$15,0003,144
Applicable income taxes$2,773,000429
Income before extraordinary items$6,506,000534
Extraordinary gains, net$034
Net income$6,506,000532
Minority interest net income$0115
Net income of bank and minority interests.$6,506,000535
Net charge-offs$2,338,0001,857
Cash dividends$2,587,000684
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,495,500527
2009-09-30 (YTD Data)Rank
Total interest income$25,967,000997
Total interest expense$9,988,000936
Net interest income$15,979,0001,028
Provision for loan and lease losses$2,845,0001,532
Total noninterest income$4,120,0001,022
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,440,000512
Trading account gains and fees$0212
Additional Noninterest Income$1,680,0001,291
Total noninterest expense$10,158,0001,517
Salaries and employee benefits$5,297,0001,448
Premises and equipment expense$1,324,0001,549
Additional noninterest expense$3,537,0001,522
Pre-tax net operating income$7,096,000481
Securities gains (losses)$15,0002,847
Applicable income taxes$2,176,000433
Income before extraordinary items$4,935,000547
Extraordinary gains, net$027
Net income$4,935,000548
Minority interest net income$0118
Net income of bank and minority interests.$4,935,000548
Net charge-offs$1,654,0001,682
Cash dividends$243,0002,888
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,924,650538
2009-06-30 (YTD Data)Rank
Total interest income$16,933,0001,042
Total interest expense$6,860,000961
Net interest income$10,073,0001,088
Provision for loan and lease losses$1,800,0001,498
Total noninterest income$2,678,0001,053
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,593,000515
Trading account gains and fees$0193
Additional Noninterest Income$1,085,0001,351
Total noninterest expense$6,841,0001,519
Salaries and employee benefits$3,531,0001,471
Premises and equipment expense$882,0001,578
Additional noninterest expense$2,428,0001,514
Pre-tax net operating income$4,110,000540
Securities gains (losses)$15,0002,438
Applicable income taxes$1,223,000512
Income before extraordinary items$2,902,000630
Extraordinary gains, net$021
Net income$2,902,000629
Minority interest net income$0112
Net income of bank and minority interests.$2,902,000631
Net charge-offs$980,0001,651
Cash dividends$132,0003,063
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,891,500613
2009-03-31 (YTD Data)Rank
Total interest income$8,371,0001,059
Total interest expense$3,565,000958
Net interest income$4,806,0001,149
Provision for loan and lease losses$900,0001,253
Total noninterest income$1,331,0001,020
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$778,000523
Trading account gains and fees$0171
Additional Noninterest Income$553,0001,301
Total noninterest expense$3,373,0001,485
Salaries and employee benefits$1,771,0001,482
Premises and equipment expense$447,0001,590
Additional noninterest expense$1,155,0001,412
Pre-tax net operating income$1,864,000664
Securities gains (losses)$3,0002,164
Applicable income taxes$542,000624
Income before extraordinary items$1,325,000775
Extraordinary gains, net$015
Net income$1,325,000776
Minority interest net income$0102
Net income of bank and minority interests.$1,325,000777
Net charge-offs$442,0001,449
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,322,870725
2008-12-31 (YTD Data)Rank
Total interest income$35,573,0001,068
Total interest expense$15,808,0001,017
Net interest income$19,765,0001,106
Provision for loan and lease losses$2,970,0001,401
Total noninterest income$5,120,0001,030
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,396,000506
Trading account gains and fees$0154
Additional Noninterest Income$1,724,0001,453
Total noninterest expense$13,245,0001,469
Salaries and employee benefits$7,664,0001,323
Premises and equipment expense$1,798,0001,542
Additional noninterest expense$3,783,0001,637
Pre-tax net operating income$8,670,000636
Securities gains (losses)$83,0001,267
Applicable income taxes$2,712,000507
Income before extraordinary items$6,041,000669
Extraordinary gains, net$039
Net income$6,041,000669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,854,0001,357
Cash dividends$1,674,0001,577
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,983,730727
2008-09-30 (YTD Data)Rank
Total interest income$26,690,0001,094
Total interest expense$11,896,0001,058
Net interest income$14,794,0001,134
Provision for loan and lease losses$1,770,0001,283
Total noninterest income$3,874,0001,076
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,521,000523
Trading account gains and fees$0148
Additional Noninterest Income$1,353,0001,463
Total noninterest expense$9,246,0001,573
Salaries and employee benefits$5,130,0001,536
Premises and equipment expense$1,347,0001,551
Additional noninterest expense$2,769,0001,615
Pre-tax net operating income$7,652,000652
Securities gains (losses)$76,0001,136
Applicable income taxes$2,450,000543
Income before extraordinary items$5,278,000689
Extraordinary gains, net$031
Net income$5,278,000688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,115,0001,209
Cash dividends$223,0003,757
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,226,320733
2008-06-30 (YTD Data)Rank
Total interest income$17,643,0001,119
Total interest expense$8,075,0001,083
Net interest income$9,568,0001,163
Provision for loan and lease losses$1,020,0001,205
Total noninterest income$2,544,0001,099
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,618,000529
Trading account gains and fees$0149
Additional Noninterest Income$926,0001,482
Total noninterest expense$6,090,0001,599
Salaries and employee benefits$3,387,0001,555
Premises and equipment expense$895,0001,556
Additional noninterest expense$1,808,0001,631
Pre-tax net operating income$5,002,000709
Securities gains (losses)$76,0001,153
Applicable income taxes$1,618,000618
Income before extraordinary items$3,460,000793
Extraordinary gains, net$021
Net income$3,460,000792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$569,0001,210
Cash dividends$112,0003,999
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,408,320792
2008-03-31 (YTD Data)Rank
Total interest income$8,905,0001,135
Total interest expense$4,250,0001,101
Net interest income$4,655,0001,184
Provision for loan and lease losses$460,0001,045
Total noninterest income$1,220,0001,130
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$778,000544
Trading account gains and fees$0158
Additional Noninterest Income$442,0001,530
Total noninterest expense$3,022,0001,606
Salaries and employee benefits$1,688,0001,578
Premises and equipment expense$455,0001,533
Additional noninterest expense$879,0001,634
Pre-tax net operating income$2,393,000796
Securities gains (losses)$35,0001,284
Applicable income taxes$785,000700
Income before extraordinary items$1,643,000918
Extraordinary gains, net$015
Net income$1,643,000920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0001,345
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,619,200889
2007-12-31 (YTD Data)Rank
Total interest income$34,344,0001,222
Total interest expense$16,849,0001,174
Net interest income$17,495,0001,278
Provision for loan and lease losses$1,530,0001,038
Total noninterest income$4,723,0001,148
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,194,000544
Trading account gains and fees$0178
Additional Noninterest Income$1,529,0001,651
Total noninterest expense$12,370,0001,497
Salaries and employee benefits$7,204,0001,406
Premises and equipment expense$1,823,0001,464
Additional noninterest expense$3,343,0001,671
Pre-tax net operating income$8,318,0001,011
Securities gains (losses)$-153,0008,225
Applicable income taxes$2,464,000938
Income before extraordinary items$5,701,0001,129
Extraordinary gains, net$039
Net income$5,701,0001,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,235,000868
Cash dividends$4,647,000793
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,808,1001,092
2007-09-30 (YTD Data)Rank
Total interest income$25,320,0001,249
Total interest expense$12,450,0001,193
Net interest income$12,870,0001,305
Provision for loan and lease losses$960,000930
Total noninterest income$3,477,0001,154
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,339,000547
Trading account gains and fees$0184
Additional Noninterest Income$1,138,0001,656
Total noninterest expense$8,705,0001,566
Salaries and employee benefits$4,905,0001,543
Premises and equipment expense$1,357,0001,474
Additional noninterest expense$2,443,0001,668
Pre-tax net operating income$6,682,0001,036
Securities gains (losses)$-153,0008,352
Applicable income taxes$2,040,000947
Income before extraordinary items$4,489,0001,158
Extraordinary gains, net$033
Net income$4,489,0001,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$869,000715
Cash dividends$223,0003,999
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,594,5701,116
2007-06-30 (YTD Data)Rank
Total interest income$16,317,0001,313
Total interest expense$8,006,0001,246
Net interest income$8,311,0001,371
Provision for loan and lease losses$600,000869
Total noninterest income$2,316,0001,190
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,532,000574
Trading account gains and fees$0168
Additional Noninterest Income$784,0001,634
Total noninterest expense$5,736,0001,609
Salaries and employee benefits$3,275,0001,569
Premises and equipment expense$881,0001,527
Additional noninterest expense$1,580,0001,726
Pre-tax net operating income$4,291,0001,110
Securities gains (losses)$-153,0008,446
Applicable income taxes$1,275,0001,050
Income before extraordinary items$2,863,0001,244
Extraordinary gains, net$029
Net income$2,863,0001,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$610,000631
Cash dividends$112,0004,222
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,968,5701,188
2007-03-31 (YTD Data)Rank
Total interest income$7,967,0001,340
Total interest expense$3,886,0001,275
Net interest income$4,081,0001,397
Provision for loan and lease losses$300,000788
Total noninterest income$1,075,0001,230
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$708,000589
Trading account gains and fees$0195
Additional Noninterest Income$367,0001,701
Total noninterest expense$2,895,0001,588
Salaries and employee benefits$1,668,0001,560
Premises and equipment expense$448,0001,494
Additional noninterest expense$779,0001,725
Pre-tax net operating income$1,961,0001,200
Securities gains (losses)$-155,0008,577
Applicable income taxes$553,0001,195
Income before extraordinary items$1,253,0001,400
Extraordinary gains, net$022
Net income$1,253,0001,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0001,015
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,359,9501,276
2006-12-31 (YTD Data)Rank
Total interest income$30,910,0001,275
Total interest expense$14,238,0001,176
Net interest income$16,672,0001,366
Provision for loan and lease losses$1,354,000772
Total noninterest income$3,984,0001,300
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,806,000606
Trading account gains and fees$0130
Additional Noninterest Income$1,178,0001,993
Total noninterest expense$12,095,0001,476
Salaries and employee benefits$7,044,0001,385
Premises and equipment expense$1,847,0001,392
Additional noninterest expense$3,204,0001,636
Pre-tax net operating income$7,207,0001,365
Securities gains (losses)$1,0001,542
Applicable income taxes$2,200,0001,234
Income before extraordinary items$5,008,0001,457
Extraordinary gains, net$051
Net income$5,008,0001,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$781,000848
Cash dividends$6,072,000593
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,007,3101,440
2006-09-30 (YTD Data)Rank
Total interest income$22,779,0001,296
Total interest expense$10,304,0001,194
Net interest income$12,475,0001,387
Provision for loan and lease losses$1,079,000711
Total noninterest income$2,886,0001,344
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,059,000632
Trading account gains and fees$0126
Additional Noninterest Income$827,0002,077
Total noninterest expense$8,677,0001,551
Salaries and employee benefits$4,887,0001,524
Premises and equipment expense$1,385,0001,404
Additional noninterest expense$2,405,0001,637
Pre-tax net operating income$5,605,0001,365
Securities gains (losses)$1,0001,261
Applicable income taxes$1,742,0001,231
Income before extraordinary items$3,864,0001,451
Extraordinary gains, net$045
Net income$3,864,0001,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$492,000812
Cash dividends$4,669,000554
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,863,3101,435
2006-06-30 (YTD Data)Rank
Total interest income$14,728,0001,309
Total interest expense$6,486,0001,197
Net interest income$8,242,0001,400
Provision for loan and lease losses$733,000692
Total noninterest income$1,859,0001,381
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,350,000637
Trading account gains and fees$0126
Additional Noninterest Income$509,0002,192
Total noninterest expense$5,774,0001,555
Salaries and employee benefits$3,255,0001,534
Premises and equipment expense$901,0001,441
Additional noninterest expense$1,618,0001,624
Pre-tax net operating income$3,594,0001,413
Securities gains (losses)$2,000970
Applicable income taxes$1,116,0001,278
Income before extraordinary items$2,480,0001,493
Extraordinary gains, net$039
Net income$2,480,0001,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,000729
Cash dividends$4,604,000407
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,478,6201,472
2006-03-31 (YTD Data)Rank
Total interest income$7,159,0001,322
Total interest expense$3,079,0001,193
Net interest income$4,080,0001,408
Provision for loan and lease losses$362,000668
Total noninterest income$927,0001,358
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$652,000632
Trading account gains and fees$0115
Additional Noninterest Income$275,0002,059
Total noninterest expense$2,890,0001,556
Salaries and employee benefits$1,622,0001,538
Premises and equipment expense$460,0001,416
Additional noninterest expense$808,0001,612
Pre-tax net operating income$1,755,0001,407
Securities gains (losses)$1,000856
Applicable income taxes$542,0001,302
Income before extraordinary items$1,214,0001,492
Extraordinary gains, net$021
Net income$1,214,0001,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,000869
Cash dividends$4,549,000230
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,213,3101,478
2005-12-31 (YTD Data)Rank
Total interest income$26,663,0001,258
Total interest expense$10,615,0001,056
Net interest income$16,048,0001,367
Provision for loan and lease losses$1,437,000747
Total noninterest income$3,737,0001,350
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,492,000703
Trading account gains and fees$0138
Additional Noninterest Income$1,245,0001,914
Total noninterest expense$12,144,0001,410
Salaries and employee benefits$6,674,0001,392
Premises and equipment expense$1,884,0001,308
Additional noninterest expense$3,586,0001,428
Pre-tax net operating income$6,204,0001,540
Securities gains (losses)$02,296
Applicable income taxes$1,888,0001,432
Income before extraordinary items$4,316,0001,633
Extraordinary gains, net$046
Net income$4,316,0001,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$702,000887
Cash dividends$1,354,0001,968
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,316,0001,605
2005-09-30 (YTD Data)Rank
Total interest income$19,615,0001,238
Total interest expense$7,703,0001,018
Net interest income$11,912,0001,367
Provision for loan and lease losses$1,071,000715
Total noninterest income$2,752,0001,376
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,817,000713
Trading account gains and fees$0126
Additional Noninterest Income$935,0001,905
Total noninterest expense$8,672,0001,473
Salaries and employee benefits$4,565,0001,528
Premises and equipment expense$1,398,0001,304
Additional noninterest expense$2,709,0001,404
Pre-tax net operating income$4,921,0001,456
Securities gains (losses)$1,0002,135
Applicable income taxes$1,536,0001,359
Income before extraordinary items$3,386,0001,560
Extraordinary gains, net$035
Net income$3,386,0001,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0001,098
Cash dividends$236,0003,855
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,385,3101,531
2005-06-30 (YTD Data)Rank
Total interest income$12,664,0001,237
Total interest expense$4,904,0001,008
Net interest income$7,760,0001,373
Provision for loan and lease losses$707,000709
Total noninterest income$1,743,0001,422
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,147,000733
Trading account gains and fees$0116
Additional Noninterest Income$596,0001,936
Total noninterest expense$5,687,0001,488
Salaries and employee benefits$3,028,0001,531
Premises and equipment expense$958,0001,249
Additional noninterest expense$1,701,0001,468
Pre-tax net operating income$3,109,0001,502
Securities gains (losses)$02,146
Applicable income taxes$974,0001,396
Income before extraordinary items$2,135,0001,610
Extraordinary gains, net$030
Net income$2,135,0001,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0001,133
Cash dividends$180,0003,644
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,135,0001,587
2005-03-31 (YTD Data)Rank
Total interest income$6,192,0001,244
Total interest expense$2,366,000987
Net interest income$3,826,0001,386
Provision for loan and lease losses$346,000679
Total noninterest income$821,0001,461
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$509,000801
Trading account gains and fees$0115
Additional Noninterest Income$312,0001,858
Total noninterest expense$2,884,0001,466
Salaries and employee benefits$1,504,0001,547
Premises and equipment expense$462,0001,309
Additional noninterest expense$918,0001,347
Pre-tax net operating income$1,417,0001,597
Securities gains (losses)$01,685
Applicable income taxes$429,0001,538
Income before extraordinary items$988,0001,696
Extraordinary gains, net$024
Net income$988,0001,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0001,446
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$988,0001,664
2004-12-31 (YTD Data)Rank
Total interest income$24,375,0001,163
Total interest expense$8,876,000912
Net interest income$15,499,0001,307
Provision for loan and lease losses$1,576,000685
Total noninterest income$2,797,0001,708
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,984,000876
Trading account gains and fees$0138
Additional Noninterest Income$813,0002,472
Total noninterest expense$10,619,0001,533
Salaries and employee benefits$6,203,0001,433
Premises and equipment expense$1,448,0001,605
Additional noninterest expense$2,968,0001,640
Pre-tax net operating income$6,101,0001,411
Securities gains (losses)$182,000874
Applicable income taxes$1,873,0001,349
Income before extraordinary items$4,410,0001,462
Extraordinary gains, net$034
Net income$4,410,0001,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,335,000630
Cash dividends$1,295,0001,931
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,282,6001,458
2004-09-30 (YTD Data)Rank
Total interest income$18,160,0001,150
Total interest expense$6,600,000901
Net interest income$11,560,0001,299
Provision for loan and lease losses$1,232,000633
Total noninterest income$2,036,0001,755
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,479,000883
Trading account gains and fees$0134
Additional Noninterest Income$557,0002,629
Total noninterest expense$7,514,0001,617
Salaries and employee benefits$4,285,0001,549
Premises and equipment expense$1,068,0001,636
Additional noninterest expense$2,161,0001,675
Pre-tax net operating income$4,856,0001,340
Securities gains (losses)$175,000835
Applicable income taxes$1,526,0001,266
Income before extraordinary items$3,505,0001,399
Extraordinary gains, net$026
Net income$3,505,0001,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$815,000663
Cash dividends$174,0004,155
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,382,5001,413
2004-06-30 (YTD Data)Rank
Total interest income$11,927,0001,152
Total interest expense$4,316,000907
Net interest income$7,611,0001,304
Provision for loan and lease losses$682,000749
Total noninterest income$1,248,0001,863
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$933,000926
Trading account gains and fees$0130
Additional Noninterest Income$315,0002,912
Total noninterest expense$5,001,0001,617
Salaries and employee benefits$2,855,0001,546
Premises and equipment expense$705,0001,641
Additional noninterest expense$1,441,0001,665
Pre-tax net operating income$3,176,0001,338
Securities gains (losses)$213,000623
Applicable income taxes$1,014,0001,266
Income before extraordinary items$2,375,0001,362
Extraordinary gains, net$021
Net income$2,375,0001,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$545,000650
Cash dividends$119,0004,055
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,225,9001,398
2004-03-31 (YTD Data)Rank
Total interest income$5,860,0001,186
Total interest expense$2,156,000930
Net interest income$3,704,0001,341
Provision for loan and lease losses$335,000731
Total noninterest income$517,0002,108
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$409,0001,051
Trading account gains and fees$0121
Additional Noninterest Income$108,0003,546
Total noninterest expense$2,446,0001,665
Salaries and employee benefits$1,431,0001,561
Premises and equipment expense$351,0001,672
Additional noninterest expense$664,0001,790
Pre-tax net operating income$1,440,0001,439
Securities gains (losses)$210,000481
Applicable income taxes$499,0001,291
Income before extraordinary items$1,151,0001,400
Extraordinary gains, net$016
Net income$1,151,0001,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,000781
Cash dividends$24,0003,659
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,004,0001,502
2003-12-31 (YTD Data)Rank
Total interest income$24,135,0001,178
Total interest expense$9,097,000980
Net interest income$15,038,0001,297
Provision for loan and lease losses$1,445,000849
Total noninterest income$2,020,0002,304
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,666,0001,036
Trading account gains and fees$0160
Additional Noninterest Income$354,0004,195
Total noninterest expense$9,992,0001,611
Salaries and employee benefits$6,032,0001,416
Premises and equipment expense$1,354,0001,676
Additional noninterest expense$2,606,0001,853
Pre-tax net operating income$5,621,0001,469
Securities gains (losses)$146,0001,574
Applicable income taxes$1,719,0001,438
Income before extraordinary items$4,048,0001,549
Extraordinary gains, net$054
Net income$4,048,0001,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,300,000752
Cash dividends$9,358,000396
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,945,8001,510
2003-09-30 (YTD Data)Rank
Total interest income$18,210,0001,208
Total interest expense$6,926,0001,010
Net interest income$11,284,0001,301
Provision for loan and lease losses$904,000966
Total noninterest income$1,501,0002,358
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,211,0001,077
Trading account gains and fees$0153
Additional Noninterest Income$290,0004,099
Total noninterest expense$7,121,0001,702
Salaries and employee benefits$4,211,0001,539
Premises and equipment expense$1,000,0001,711
Additional noninterest expense$1,910,0001,880
Pre-tax net operating income$4,760,0001,358
Securities gains (losses)$130,0001,526
Applicable income taxes$1,505,0001,352
Income before extraordinary items$3,385,0001,452
Extraordinary gains, net$040
Net income$3,385,0001,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$862,000766
Cash dividends$8,237,000350
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,295,3001,417
2003-06-30 (YTD Data)Rank
Total interest income$12,127,0001,217
Total interest expense$4,717,0001,019
Net interest income$7,410,0001,324
Provision for loan and lease losses$566,0001,042
Total noninterest income$953,0002,433
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$772,0001,100
Trading account gains and fees$0150
Additional Noninterest Income$181,0004,211
Total noninterest expense$4,743,0001,692
Salaries and employee benefits$2,837,0001,517
Premises and equipment expense$646,0001,759
Additional noninterest expense$1,260,0001,906
Pre-tax net operating income$3,054,0001,396
Securities gains (losses)$35,0002,261
Applicable income taxes$932,0001,445
Income before extraordinary items$2,157,0001,517
Extraordinary gains, net$030
Net income$2,157,0001,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$761,000622
Cash dividends$346,0002,689
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,132,5001,431
2003-03-31 (YTD Data)Rank
Total interest income$6,092,0001,219
Total interest expense$2,377,0001,036
Net interest income$3,715,0001,315
Provision for loan and lease losses$255,0001,093
Total noninterest income$416,0002,594
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$350,0001,192
Trading account gains and fees$0134
Additional Noninterest Income$66,0004,730
Total noninterest expense$2,344,0001,695
Salaries and employee benefits$1,433,0001,497
Premises and equipment expense$319,0001,794
Additional noninterest expense$592,0001,987
Pre-tax net operating income$1,532,0001,403
Securities gains (losses)$35,0001,588
Applicable income taxes$466,0001,456
Income before extraordinary items$1,101,0001,483
Extraordinary gains, net$021
Net income$1,101,0001,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,000997
Cash dividends$101,0002,868
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,076,5001,414
2002-12-31 (YTD Data)Rank
Total interest income$25,321,0001,213
Total interest expense$10,243,0001,090
Net interest income$15,078,0001,280
Provision for loan and lease losses$1,510,000938
Total noninterest income$1,688,0002,421
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,412,0001,140
Trading account gains and fees$0153
Additional Noninterest Income$276,0004,435
Total noninterest expense$9,125,0001,672
Salaries and employee benefits$4,776,0001,683
Premises and equipment expense$1,224,0001,818
Additional noninterest expense$3,125,0001,513
Pre-tax net operating income$6,131,0001,367
Securities gains (losses)$48,0002,442
Applicable income taxes$1,867,0001,367
Income before extraordinary items$4,312,0001,439
Extraordinary gains, net$070
Net income$4,312,0001,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,148,000840
Cash dividends$1,549,0001,594
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,278,4001,405
2001-12-31 (YTD Data)Rank
Total interest income$20,446,0001,667
Total interest expense$10,487,0001,550
Net interest income$9,959,0001,788
Provision for loan and lease losses$1,039,0001,209
Total noninterest income$1,307,0002,766
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$973,0001,522
Trading account gains and fees$0177
Additional Noninterest Income$334,0003,892
Total noninterest expense$6,162,0002,314
Salaries and employee benefits$3,242,0002,310
Premises and equipment expense$840,0002,507
Additional noninterest expense$2,080,0002,157
Pre-tax net operating income$4,065,0001,758
Securities gains (losses)$379,000751
Applicable income taxes$1,296,0001,702
Income before extraordinary items$3,148,0001,669
Extraordinary gains, net$0105
Net income$3,148,0001,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$573,0001,410
Cash dividends$1,099,0002,094
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,878,9101,754
2000-12-31 (YTD Data)Rank
Total interest income$19,290,0001,790
Total interest expense$10,066,0001,710
Net interest income$9,224,0001,910
Provision for loan and lease losses$483,0001,929
Total noninterest income$986,0003,165
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$621,0002,215
Trading account gains and fees$0180
Additional Noninterest Income$365,0003,553
Total noninterest expense$5,216,0002,608
Salaries and employee benefits$2,774,0002,566
Premises and equipment expense$676,0002,958
Additional noninterest expense$1,766,0002,430
Pre-tax net operating income$4,511,0001,628
Securities gains (losses)$01,956
Applicable income taxes$1,388,0001,611
Income before extraordinary items$3,123,0001,680
Extraordinary gains, net$038
Net income$3,123,0001,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$444,0001,353
Cash dividends$1,079,0002,143
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,123,0001,674
1999-12-31 (YTD Data)Rank
Total interest income$18,203,0001,786
Total interest expense$8,631,0001,723
Net interest income$9,572,0001,823
Provision for loan and lease losses$334,0002,449
Total noninterest income$908,0003,330
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$536,0002,470
Trading account gains and fees$0173
Additional Noninterest Income$372,0003,573
Total noninterest expense$4,942,0002,735
Salaries and employee benefits$2,691,0002,617
Premises and equipment expense$656,0003,034
Additional noninterest expense$1,595,0002,714
Pre-tax net operating income$5,204,0001,456
Securities gains (losses)$1,0002,805
Applicable income taxes$1,594,0001,512
Income before extraordinary items$3,611,0001,491
Extraordinary gains, net$035
Net income$3,611,0001,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0001,891
Cash dividends$1,025,0002,205
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,610,3101,466
1998-12-31 (YTD Data)Rank
Total interest income$17,980,0001,801
Total interest expense$9,019,0001,704
Net interest income$8,961,0001,909
Provision for loan and lease losses$195,0003,570
Total noninterest income$827,0003,536
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$505,0002,544
Trading account gains and fees$0224
Additional Noninterest Income$322,0003,872
Total noninterest expense$4,537,0002,861
Salaries and employee benefits$2,458,0002,765
Premises and equipment expense$592,0003,210
Additional noninterest expense$1,487,0002,808
Pre-tax net operating income$5,056,0001,459
Securities gains (losses)$04,449
Applicable income taxes$1,524,0001,596
Income before extraordinary items$3,532,0001,497
Extraordinary gains, net$032
Net income$3,532,0001,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,780
Cash dividends$1,049,0002,130
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,532,0001,434
1997-12-31 (YTD Data)Rank
Total interest income$17,306,0001,909
Total interest expense$8,722,0001,778
Net interest income$8,584,0002,030
Provision for loan and lease losses$295,0002,666
Total noninterest income$743,0003,791
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$433,0003,010
Trading account gains and fees$0239
Additional Noninterest Income$310,0003,847
Total noninterest expense$4,018,0003,166
Salaries and employee benefits$2,243,0002,958
Premises and equipment expense$498,0003,714
Additional noninterest expense$1,277,0003,161
Pre-tax net operating income$5,014,0001,546
Securities gains (losses)$4,0002,936
Applicable income taxes$1,493,0001,712
Income before extraordinary items$3,525,0001,526
Extraordinary gains, net$044
Net income$3,525,0001,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0002,881
Cash dividends$1,002,0002,144
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,522,2001,486
1996-12-31 (YTD Data)Rank
Total interest income$16,101,0002,094
Total interest expense$8,258,0001,898
Net interest income$7,843,0002,296
Provision for loan and lease losses$169,0003,833
Total noninterest income$720,0004,026
Gross Fiduciary activities income$4,0001,462
Service charges on deposit accounts$423,0003,180
Trading account gains and fees$0262
Additional Noninterest Income$293,0004,131
Total noninterest expense$3,754,0003,538
Salaries and employee benefits$2,166,0003,082
Premises and equipment expense$469,0003,981
Additional noninterest expense$1,119,0004,004
Pre-tax net operating income$4,640,0001,569
Securities gains (losses)$48,0001,356
Applicable income taxes$1,340,0001,789
Income before extraordinary items$3,348,0001,472
Extraordinary gains, net$053
Net income$3,348,0001,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,426
Cash dividends$1,929,0001,335
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,313,9201,456
1995-12-31 (YTD Data)Rank
Total interest income$14,088,0002,383
Total interest expense$7,409,0002,112
Net interest income$6,679,0002,671
Provision for loan and lease losses$08,958
Total noninterest income$714,0004,018
Gross Fiduciary activities income$4,0001,531
Service charges on deposit accounts$425,0003,162
Trading account gains and fees$0522
Additional Noninterest Income$285,0004,127
Total noninterest expense$3,639,0003,610
Salaries and employee benefits$2,075,0003,194
Premises and equipment expense$421,0004,333
Additional noninterest expense$1,143,0003,913
Pre-tax net operating income$3,754,0001,963
Securities gains (losses)$03,831
Applicable income taxes$1,028,0002,319
Income before extraordinary items$2,726,0001,848
Extraordinary gains, net$065
Net income$2,726,0001,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,556
Cash dividends$510,0003,261
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,726,0001,827
1994-12-31 (YTD Data)Rank
Total interest income$12,575,0002,408
Total interest expense$5,562,0002,235
Net interest income$7,013,0002,572
Provision for loan and lease losses$09,146
Total noninterest income$685,0004,193
Gross Fiduciary activities income$6,0001,510
Service charges on deposit accounts$438,0003,121
Trading account gains and fees$0475
Additional Noninterest Income$241,0004,692
Total noninterest expense$3,615,0003,741
Salaries and employee benefits$1,955,0003,359
Premises and equipment expense$379,0004,801
Additional noninterest expense$1,281,0003,826
Pre-tax net operating income$4,083,0001,735
Securities gains (losses)$-5,0009,408
Applicable income taxes$891,0002,511
Income before extraordinary items$3,187,0001,542
Extraordinary gains, net$0249
Net income$3,187,0001,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,490
Cash dividends$317,0004,320
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,190,9001,550
1993-12-31 (YTD Data)Rank
Total interest income$12,990,0002,377
Total interest expense$5,262,0002,459
Net interest income$7,728,0002,320
Provision for loan and lease losses$81,0006,293
Total noninterest income$656,0004,645
Gross Fiduciary activities income$9,0001,510
Service charges on deposit accounts$486,0002,876
Trading account gains and fees$0532
Additional Noninterest Income$161,0006,332
Total noninterest expense$3,497,0003,911
Salaries and employee benefits$1,770,0003,666
Premises and equipment expense$295,0005,946
Additional noninterest expense$1,432,0003,640
Pre-tax net operating income$4,806,0001,459
Securities gains (losses)$07,477
Applicable income taxes$1,476,0001,584
Income before extraordinary items$3,330,0001,525
Extraordinary gains, net$03,149
Net income$3,330,0001,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0004,557
Cash dividends$489,0003,175
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,330,0001,434
1992-12-31 (YTD Data)Rank
Total interest income$14,445,0002,432
Total interest expense$6,147,0002,718
Net interest income$8,298,0002,188
Provision for loan and lease losses$320,0003,972
Total noninterest income$713,0004,343
Gross Fiduciary activities income$5,0001,588
Service charges on deposit accounts$522,0002,654
Trading account gains and fees$0504
Additional Noninterest Income$186,0005,920
Total noninterest expense$3,362,0004,078
Salaries and employee benefits$1,763,0003,628
Premises and equipment expense$299,0005,991
Additional noninterest expense$1,300,0004,040
Pre-tax net operating income$5,329,0001,210
Securities gains (losses)$15,0005,962
Applicable income taxes$1,887,0001,181
Income before extraordinary items$3,457,0001,351
Extraordinary gains, net$01,422
Net income$3,457,0001,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0008,662
Cash dividends$625,0002,334
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,447,2501,249

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.