Home > Indiana Banks > Wabash Banks > First Merchants Bank Wabash > First Merchants Bank, Wabash Branch
First Merchants Bank, Wabash Branch
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7 client reviews
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| Name: | First Merchants Bank |
| Concentration: | Commercial Lending Specialization |
| Established: | 03/13/1893 |
| FDIC Insurance: | 01/01/1934 |
| Holden By: | FIRST MERCHANTS CORP |
| Charter Class: | Commercial bank, state charter and Fed nonmember, supervised by the FDIC |
| # of Branches: | 126, view all, view on map |
| Website: | http://www.firstmerchants.com |
| Total Assets: | $17,923,519,000 |
| Total Deposits: | $14,439,483,000 |
| Total Equity Capital: | $2,119,316,000 |
| Total Domestic Office Deposits: | $14,439,483,000 |
| Net Income: | $233,450,000 |
| Quarterly Net Income: | $73,466,000 |
| Return on Assets: | 1% |
| Quarterly Return on Assets: | 2% |
| Return on Equity: | 12% |
| Quarterly Return on Equity: | 14% |
| More... | |
Client Review
7 client reviews of First Merchants Bank scored 2.5 out of 5.
Do not trust them
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by Firstmerchantssucks2, Nov. 19, 2019
Terrible organization,I was never notified by Merchant's of my maintenance fee. Go negative $10.56 in the bank. Still no notification even though I have the app. Then I've been hot with overdraft fees ever since until I checked my account to see how mu account was just expecting a dollar or so. No, I find myself -$48.56 then I just keep getting hit even though I tried to talk them to stop. They won't, they don't care.
* this reviewer has be with this bank for <6 months
* this reviewer had 1 - 2 banks before.
* this review was made on First Merchants Bank, Middletown at Middletown, IN
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Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby Firstmerchantssucks2, Nov. 19, 2019
Terrible organization,I was never notified by Merchant's of my maintenance fee. Go negative $10.56 in the bank. Still no notification even though I have the app. Then I've been hot with overdraft fees ever since until I checked my account to see how mu account was just expecting a dollar or so. No, I find myself -$48.56 then I just keep getting hit even though I tried to talk them to stop. They won't, they don't care.
* this reviewer has be with this bank for <6 months
* this reviewer had 1 - 2 banks before.
* this review was made on First Merchants Bank, Middletown at Middletown, IN
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unreasonable blocks or holds on local bank check
Overall Rating
Interest Rate and Cost
Office Environment & Staff
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by MeNotYou, Aug. 18, 2016
After making a deposit to my First Merchants account from my personal checking account from another nearby bank - First Merchants Bank placed a 2 week hold on the amount because they claimed that the funds could not be verified; however, they offered me $200 the next day as a courtesy and there after would provide me my money in increments but the total amount would not be available for 2 weeks. I contacted my other bank and they informed me that my check had cleared the next day and that First Merchants bank had my money and would not release it. I contacted the Corporate Customer Services office and they told me that the hold was the Banks discretion to keep my money and pay me a little each day until the 2 week hold was over. My question to them was, since I only deposited one check in my account why are they dishing out my money in small increments - either my check cleared or it didn't clear. If the money from my other bank could not be verified then why are they giving me money that can not be verified?
* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 3 - 5 banks before.
* this review was made on First Merchants Bank, Harvey Branch at Harvey, IL
2 of 3 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby MeNotYou, Aug. 18, 2016
After making a deposit to my First Merchants account from my personal checking account from another nearby bank - First Merchants Bank placed a 2 week hold on the amount because they claimed that the funds could not be verified; however, they offered me $200 the next day as a courtesy and there after would provide me my money in increments but the total amount would not be available for 2 weeks. I contacted my other bank and they informed me that my check had cleared the next day and that First Merchants bank had my money and would not release it. I contacted the Corporate Customer Services office and they told me that the hold was the Banks discretion to keep my money and pay me a little each day until the 2 week hold was over. My question to them was, since I only deposited one check in my account why are they dishing out my money in small increments - either my check cleared or it didn't clear. If the money from my other bank could not be verified then why are they giving me money that can not be verified?
* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 3 - 5 banks before.
* this review was made on First Merchants Bank, Harvey Branch at Harvey, IL
2 of 3 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
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Great Place to Bank
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by Indiegirl0591, Feb. 05, 2016
I've had a checking account and savings account with this place for about 5-6 years. Never had a problem. Great friendly staff. Always know me when I come in. They helped me establish credit and buy my first car! They gave me advice on looking for a car and getting a good deal and helped me manage good credit too. Will be a long time customer with this bank.
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on First Merchants Bank, Avon at Avon, IN
1 of 1 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby Indiegirl0591, Feb. 05, 2016
I've had a checking account and savings account with this place for about 5-6 years. Never had a problem. Great friendly staff. Always know me when I come in. They helped me establish credit and buy my first car! They gave me advice on looking for a car and getting a good deal and helped me manage good credit too. Will be a long time customer with this bank.
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on First Merchants Bank, Avon at Avon, IN
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