Home > First Merchants Bank > Income and Expense

First Merchants Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$893,692,000100
Total interest expense$338,322,000103
Net interest income$555,370,000105
Provision for loan and lease losses$3,500,000408
Total noninterest income$110,675,000137
Gross Fiduciary activities income$23,742,000104
Service charges on deposit accounts$31,173,00067
Trading account gains and fees$0123
Additional Noninterest Income$55,760,000159
Total noninterest expense$379,832,000117
Salaries and employee benefits$224,339,00095
Premises and equipment expense$53,411,00070
Additional noninterest expense$55,760,000159
Pre-tax net operating income$282,713,000100
Securities gains (losses)$-6,652,0004,503
Applicable income taxes$39,935,000131
Income before extraordinary items$236,126,00089
Extraordinary gains, net$054
Net income$236,126,00093
Minority interest net income$088
Net income of bank and minority interests.$236,126,00091
Net charge-offs$25,643,00092
Cash dividends$130,000,00091
Sale, conversion, retirement of capital stock, net$3,355,000108
Net operating income$241,846,72093
2023-09-30 (YTD Data)Rank
Total interest income$656,749,000102
Total interest expense$234,275,000105
Net interest income$422,474,000106
Provision for loan and lease losses$2,000,000443
Total noninterest income$82,693,000139
Gross Fiduciary activities income$17,607,000107
Service charges on deposit accounts$23,397,00064
Trading account gains and fees$0125
Additional Noninterest Income$41,689,000165
Total noninterest expense$274,485,000125
Salaries and employee benefits$164,444,000101
Premises and equipment expense$38,376,00073
Additional noninterest expense$41,689,000165
Pre-tax net operating income$228,682,000105
Securities gains (losses)$-4,613,0004,560
Applicable income taxes$34,415,000130
Income before extraordinary items$189,654,00095
Extraordinary gains, net$052
Net income$189,654,00095
Minority interest net income$081
Net income of bank and minority interests.$189,654,00095
Net charge-offs$22,495,00083
Cash dividends$100,000,00092
Sale, conversion, retirement of capital stock, net$2,465,000107
Net operating income$193,575,05093
2023-06-30 (YTD Data)Rank
Total interest income$427,664,000100
Total interest expense$141,023,000105
Net interest income$286,641,000103
Provision for loan and lease losses$02,940
Total noninterest income$53,807,000143
Gross Fiduciary activities income$11,752,000104
Service charges on deposit accounts$15,335,00065
Trading account gains and fees$0112
Additional Noninterest Income$26,720,000166
Total noninterest expense$182,462,000122
Salaries and employee benefits$109,817,00098
Premises and equipment expense$25,984,00070
Additional noninterest expense$26,720,000166
Pre-tax net operating income$157,986,000101
Securities gains (losses)$-2,963,0004,584
Applicable income taxes$24,312,000120
Income before extraordinary items$130,711,00091
Extraordinary gains, net$051
Net income$130,711,00093
Minority interest net income$081
Net income of bank and minority interests.$130,711,00091
Net charge-offs$2,130,000222
Cash dividends$65,000,00089
Sale, conversion, retirement of capital stock, net$1,574,00097
Net operating income$133,199,92088
2023-03-31 (YTD Data)Rank
Total interest income$206,349,000103
Total interest expense$59,903,000109
Net interest income$146,446,000101
Provision for loan and lease losses$02,612
Total noninterest income$26,230,000141
Gross Fiduciary activities income$5,944,000105
Service charges on deposit accounts$7,438,00067
Trading account gains and fees$097
Additional Noninterest Income$12,848,000164
Total noninterest expense$91,967,000124
Salaries and employee benefits$56,117,000100
Premises and equipment expense$13,254,00072
Additional noninterest expense$12,848,000164
Pre-tax net operating income$80,709,00098
Securities gains (losses)$-1,571,0004,600
Applicable income taxes$12,453,000124
Income before extraordinary items$66,685,00089
Extraordinary gains, net$04
Net income$66,685,00089
Minority interest net income$048
Net income of bank and minority interests.$66,685,00089
Net charge-offs$225,000415
Cash dividends$25,000,00093
Sale, conversion, retirement of capital stock, net$776,00091
Net operating income$68,004,64090
2022-12-31 (YTD Data)Rank
Total interest income$604,895,000108
Total interest expense$76,798,000102
Net interest income$528,097,000110
Provision for loan and lease losses$16,755,000134
Total noninterest income$106,444,000153
Gross Fiduciary activities income$23,036,000108
Service charges on deposit accounts$29,009,00072
Trading account gains and fees$0116
Additional Noninterest Income$54,399,000170
Total noninterest expense$348,315,000123
Salaries and employee benefits$203,107,000108
Premises and equipment expense$49,597,00077
Additional noninterest expense$54,399,000170
Pre-tax net operating income$269,471,000117
Securities gains (losses)$1,194,00050
Applicable income taxes$37,215,000166
Income before extraordinary items$233,450,000107
Extraordinary gains, net$05
Net income$233,450,000107
Minority interest net income$063
Net income of bank and minority interests.$233,450,000107
Net charge-offs$2,674,000235
Cash dividends$89,000,000123
Sale, conversion, retirement of capital stock, net$2,993,000152
Net operating income$232,423,160108
2022-09-30 (YTD Data)Rank
Total interest income$413,949,000112
Total interest expense$37,002,000103
Net interest income$376,947,000113
Provision for loan and lease losses$16,755,00090
Total noninterest income$82,348,000153
Gross Fiduciary activities income$17,441,000108
Service charges on deposit accounts$21,831,00074
Trading account gains and fees$0111
Additional Noninterest Income$43,076,000168
Total noninterest expense$259,859,000127
Salaries and employee benefits$151,691,000108
Premises and equipment expense$36,950,00079
Additional noninterest expense$43,076,000168
Pre-tax net operating income$182,681,000125
Securities gains (losses)$1,136,00045
Applicable income taxes$23,833,000184
Income before extraordinary items$159,984,000119
Extraordinary gains, net$04
Net income$159,984,000119
Minority interest net income$057
Net income of bank and minority interests.$159,984,000119
Net charge-offs$-751,0004,670
Cash dividends$64,000,000115
Sale, conversion, retirement of capital stock, net$2,195,000141
Net operating income$158,995,680118
2022-06-30 (YTD Data)Rank
Total interest income$250,650,000112
Total interest expense$16,073,000108
Net interest income$234,577,000113
Provision for loan and lease losses$16,755,00067
Total noninterest income$52,622,000151
Gross Fiduciary activities income$11,837,00090
Service charges on deposit accounts$14,462,00074
Trading account gains and fees$0108
Additional Noninterest Income$26,323,000188
Total noninterest expense$165,728,000131
Salaries and employee benefits$96,758,000108
Premises and equipment expense$24,347,00078
Additional noninterest expense$44,623,000149
Pre-tax net operating income$104,716,000137
Securities gains (losses)$656,00046
Applicable income taxes$12,831,000202
Income before extraordinary items$92,541,000127
Extraordinary gains, net$04
Net income$92,541,000126
Minority interest net income$060
Net income of bank and minority interests.$92,541,000127
Net charge-offs$-324,0004,639
Cash dividends$45,000,000112
Sale, conversion, retirement of capital stock, net$1,436,000123
Net operating income$91,963,720126
2022-03-31 (YTD Data)Rank
Total interest income$109,528,000122
Total interest expense$5,600,000123
Net interest income$103,928,000123
Provision for loan and lease losses$02,285
Total noninterest income$24,554,000159
Gross Fiduciary activities income$5,839,00094
Service charges on deposit accounts$6,496,00079
Trading account gains and fees$0103
Additional Noninterest Income$12,219,000199
Total noninterest expense$70,666,000140
Salaries and employee benefits$41,680,000118
Premises and equipment expense$11,122,00093
Additional noninterest expense$17,864,000174
Pre-tax net operating income$57,816,000124
Securities gains (losses)$566,00046
Applicable income taxes$7,935,000169
Income before extraordinary items$50,447,000114
Extraordinary gains, net$04
Net income$50,447,000114
Minority interest net income$050
Net income of bank and minority interests.$50,447,000114
Net charge-offs$-587,0004,751
Cash dividends$45,000,00062
Sale, conversion, retirement of capital stock, net$707,00099
Net operating income$49,960,240117
2021-12-31 (YTD Data)Rank
Total interest income$446,577,000120
Total interest expense$29,310,000120
Net interest income$417,267,000123
Provision for loan and lease losses$03,064
Total noninterest income$101,979,000175
Gross Fiduciary activities income$22,406,00092
Service charges on deposit accounts$23,815,00084
Trading account gains and fees$0132
Additional Noninterest Income$55,758,000204
Total noninterest expense$271,437,000145
Salaries and employee benefits$163,077,000123
Premises and equipment expense$41,339,00097
Additional noninterest expense$67,021,000174
Pre-tax net operating income$247,809,000133
Securities gains (losses)$5,674,00074
Applicable income taxes$38,181,000163
Income before extraordinary items$215,302,000124
Extraordinary gains, net$010
Net income$215,302,000124
Minority interest net income$074
Net income of bank and minority interests.$215,302,000124
Net charge-offs$9,306,000116
Cash dividends$160,000,00079
Sale, conversion, retirement of capital stock, net$3,197,000135
Net operating income$210,479,100125
2021-09-30 (YTD Data)Rank
Total interest income$336,597,000122
Total interest expense$22,255,000125
Net interest income$314,342,000122
Provision for loan and lease losses$02,963
Total noninterest income$77,571,000174
Gross Fiduciary activities income$16,648,00092
Service charges on deposit accounts$17,266,00086
Trading account gains and fees$0132
Additional Noninterest Income$43,657,000203
Total noninterest expense$202,042,000145
Salaries and employee benefits$121,755,000122
Premises and equipment expense$31,069,00099
Additional noninterest expense$49,218,000177
Pre-tax net operating income$189,871,000134
Securities gains (losses)$5,316,00068
Applicable income taxes$30,548,000157
Income before extraordinary items$164,639,000124
Extraordinary gains, net$08
Net income$164,639,000124
Minority interest net income$069
Net income of bank and minority interests.$164,639,000124
Net charge-offs$4,731,000150
Cash dividends$120,000,00073
Sale, conversion, retirement of capital stock, net$2,434,000124
Net operating income$160,173,560127
2021-06-30 (YTD Data)Rank
Total interest income$223,061,000124
Total interest expense$15,083,000128
Net interest income$207,978,000123
Provision for loan and lease losses$02,862
Total noninterest income$51,414,000178
Gross Fiduciary activities income$10,892,00091
Service charges on deposit accounts$10,963,00087
Trading account gains and fees$0133
Additional Noninterest Income$29,559,000202
Total noninterest expense$132,650,000147
Salaries and employee benefits$79,399,000123
Premises and equipment expense$21,289,00096
Additional noninterest expense$31,962,000176
Pre-tax net operating income$126,742,000136
Securities gains (losses)$3,560,00070
Applicable income taxes$20,912,000155
Income before extraordinary items$109,390,000120
Extraordinary gains, net$06
Net income$109,390,000120
Minority interest net income$067
Net income of bank and minority interests.$109,390,000120
Net charge-offs$4,928,000126
Cash dividends$70,000,00078
Sale, conversion, retirement of capital stock, net$1,616,000107
Net operating income$106,399,600124
2021-03-31 (YTD Data)Rank
Total interest income$109,800,000124
Total interest expense$7,731,000129
Net interest income$102,069,000124
Provision for loan and lease losses$02,741
Total noninterest income$22,472,000200
Gross Fiduciary activities income$4,935,000102
Service charges on deposit accounts$5,311,00088
Trading account gains and fees$0127
Additional Noninterest Income$12,226,000244
Total noninterest expense$64,891,000149
Salaries and employee benefits$37,989,000133
Premises and equipment expense$11,189,00093
Additional noninterest expense$15,713,000177
Pre-tax net operating income$59,650,000143
Securities gains (losses)$1,799,00071
Applicable income taxes$9,829,000166
Income before extraordinary items$51,620,000132
Extraordinary gains, net$03
Net income$51,620,000132
Minority interest net income$055
Net income of bank and minority interests.$51,620,000132
Net charge-offs$3,621,000105
Cash dividends$35,000,00061
Sale, conversion, retirement of capital stock, net$808,00093
Net operating income$50,108,840132
2020-12-31 (YTD Data)Rank
Total interest income$448,412,000126
Total interest expense$59,604,000122
Net interest income$388,808,000127
Provision for loan and lease losses$58,673,000123
Total noninterest income$98,912,000177
Gross Fiduciary activities income$18,757,00098
Service charges on deposit accounts$21,187,00087
Trading account gains and fees$0133
Additional Noninterest Income$58,968,000200
Total noninterest expense$259,347,000145
Salaries and employee benefits$152,511,000122
Premises and equipment expense$44,789,00095
Additional noninterest expense$62,047,000183
Pre-tax net operating income$169,700,000108
Securities gains (losses)$11,895,00064
Applicable income taxes$23,622,000156
Income before extraordinary items$157,973,000102
Extraordinary gains, net$04
Net income$157,973,000101
Minority interest net income$072
Net income of bank and minority interests.$157,973,000102
Net charge-offs$8,309,000167
Cash dividends$69,000,000129
Sale, conversion, retirement of capital stock, net$3,099,000117
Net operating income$147,624,350106
2020-09-30 (YTD Data)Rank
Total interest income$335,204,000128
Total interest expense$50,361,000119
Net interest income$284,843,000129
Provision for loan and lease losses$54,191,000123
Total noninterest income$72,864,000170
Gross Fiduciary activities income$13,986,00097
Service charges on deposit accounts$15,634,00084
Trading account gains and fees$0125
Additional Noninterest Income$43,244,000196
Total noninterest expense$187,211,000148
Salaries and employee benefits$111,558,000123
Premises and equipment expense$29,918,000100
Additional noninterest expense$45,735,000185
Pre-tax net operating income$116,305,000111
Securities gains (losses)$9,498,00061
Applicable income taxes$15,308,000154
Income before extraordinary items$110,495,000103
Extraordinary gains, net$04
Net income$110,495,000102
Minority interest net income$065
Net income of bank and minority interests.$110,495,000103
Net charge-offs$7,749,000148
Cash dividends$29,000,000175
Sale, conversion, retirement of capital stock, net$2,429,000104
Net operating income$102,136,760104
2020-06-30 (YTD Data)Rank
Total interest income$228,996,000126
Total interest expense$38,724,000112
Net interest income$190,272,000131
Provision for loan and lease losses$41,647,000128
Total noninterest income$48,195,000158
Gross Fiduciary activities income$9,417,00094
Service charges on deposit accounts$10,378,00085
Trading account gains and fees$0123
Additional Noninterest Income$28,400,000180
Total noninterest expense$123,386,000148
Salaries and employee benefits$73,255,000125
Premises and equipment expense$19,415,000103
Additional noninterest expense$30,716,000187
Pre-tax net operating income$73,434,000101
Securities gains (losses)$7,679,00051
Applicable income taxes$9,415,000141
Income before extraordinary items$71,698,00090
Extraordinary gains, net$04
Net income$71,698,00090
Minority interest net income$065
Net income of bank and minority interests.$71,698,00090
Net charge-offs$812,000444
Cash dividends$14,000,000229
Sale, conversion, retirement of capital stock, net$1,657,00093
Net operating income$64,940,48089
2020-03-31 (YTD Data)Rank
Total interest income$119,764,000129
Total interest expense$23,985,000113
Net interest income$95,779,000131
Provision for loan and lease losses$19,752,000140
Total noninterest income$25,292,000143
Gross Fiduciary activities income$4,866,00093
Service charges on deposit accounts$6,029,00087
Trading account gains and fees$0106
Additional Noninterest Income$14,397,000158
Total noninterest expense$65,455,000145
Salaries and employee benefits$38,490,000118
Premises and equipment expense$9,825,000106
Additional noninterest expense$17,140,000173
Pre-tax net operating income$35,864,00097
Securities gains (losses)$4,612,00040
Applicable income taxes$4,133,000149
Income before extraordinary items$36,343,00082
Extraordinary gains, net$04
Net income$36,343,00082
Minority interest net income$056
Net income of bank and minority interests.$36,343,00082
Net charge-offs$582,000336
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$852,00089
Net operating income$32,192,20090
2019-12-31 (YTD Data)Rank
Total interest income$465,240,000132
Total interest expense$100,436,000121
Net interest income$364,804,000135
Provision for loan and lease losses$2,800,000395
Total noninterest income$81,306,000158
Gross Fiduciary activities income$15,114,000112
Service charges on deposit accounts$23,209,00093
Trading account gains and fees$0135
Additional Noninterest Income$42,983,000193
Total noninterest expense$239,686,000147
Salaries and employee benefits$140,497,000126
Premises and equipment expense$34,588,000114
Additional noninterest expense$64,601,000172
Pre-tax net operating income$203,624,000132
Securities gains (losses)$4,418,00094
Applicable income taxes$32,883,000153
Income before extraordinary items$175,159,000124
Extraordinary gains, net$011
Net income$175,159,000124
Minority interest net income$076
Net income of bank and minority interests.$175,159,000124
Net charge-offs$3,068,000308
Cash dividends$125,000,000110
Sale, conversion, retirement of capital stock, net$2,775,000129
Net operating income$171,447,880125
2019-09-30 (YTD Data)Rank
Total interest income$339,456,000136
Total interest expense$74,193,000126
Net interest income$265,263,000137
Provision for loan and lease losses$2,300,000362
Total noninterest income$57,968,000165
Gross Fiduciary activities income$10,491,000114
Service charges on deposit accounts$16,819,00095
Trading account gains and fees$0129
Additional Noninterest Income$30,658,000197
Total noninterest expense$175,303,000149
Salaries and employee benefits$102,216,000126
Premises and equipment expense$25,177,000115
Additional noninterest expense$47,910,000173
Pre-tax net operating income$145,628,000135
Securities gains (losses)$3,376,00092
Applicable income taxes$23,847,000156
Income before extraordinary items$125,157,000128
Extraordinary gains, net$011
Net income$125,157,000129
Minority interest net income$072
Net income of bank and minority interests.$125,157,000129
Net charge-offs$2,281,000284
Cash dividends$95,000,000108
Sale, conversion, retirement of capital stock, net$1,927,000120
Net operating income$122,321,160128
2019-06-30 (YTD Data)Rank
Total interest income$221,367,000138
Total interest expense$47,069,000129
Net interest income$174,298,000139
Provision for loan and lease losses$1,700,000330
Total noninterest income$36,331,000167
Gross Fiduciary activities income$6,698,000120
Service charges on deposit accounts$10,642,000100
Trading account gains and fees$0131
Additional Noninterest Income$18,991,000206
Total noninterest expense$110,430,000154
Salaries and employee benefits$64,159,000135
Premises and equipment expense$16,672,000116
Additional noninterest expense$29,599,000182
Pre-tax net operating income$98,499,000136
Securities gains (losses)$2,983,00070
Applicable income taxes$16,632,000152
Income before extraordinary items$84,850,000129
Extraordinary gains, net$011
Net income$84,850,000131
Minority interest net income$069
Net income of bank and minority interests.$84,850,000131
Net charge-offs$978,000344
Cash dividends$65,000,00099
Sale, conversion, retirement of capital stock, net$1,205,000109
Net operating income$82,344,280131
2019-03-31 (YTD Data)Rank
Total interest income$108,770,000138
Total interest expense$21,831,000132
Net interest income$86,939,000136
Provision for loan and lease losses$1,200,000251
Total noninterest income$16,842,000175
Gross Fiduciary activities income$3,412,000117
Service charges on deposit accounts$5,149,000102
Trading account gains and fees$0126
Additional Noninterest Income$8,281,000209
Total noninterest expense$54,497,000154
Salaries and employee benefits$32,280,000136
Premises and equipment expense$8,372,000116
Additional noninterest expense$13,845,000192
Pre-tax net operating income$48,084,000136
Securities gains (losses)$1,140,00079
Applicable income taxes$8,085,000153
Income before extraordinary items$41,139,000132
Extraordinary gains, net$05
Net income$41,139,000132
Minority interest net income$052
Net income of bank and minority interests.$41,139,000132
Net charge-offs$850,000241
Cash dividends$30,000,00095
Sale, conversion, retirement of capital stock, net$649,00089
Net operating income$40,181,400132
2018-12-31 (YTD Data)Rank
Total interest income$407,821,000141
Total interest expense$60,855,000146
Net interest income$346,966,000137
Provision for loan and lease losses$7,227,000206
Total noninterest income$72,279,000174
Gross Fiduciary activities income$13,129,000119
Service charges on deposit accounts$21,175,000100
Trading account gains and fees$0126
Additional Noninterest Income$37,975,000205
Total noninterest expense$215,952,000156
Salaries and employee benefits$127,975,000131
Premises and equipment expense$31,431,000119
Additional noninterest expense$56,546,000189
Pre-tax net operating income$196,066,000132
Securities gains (losses)$4,269,00035
Applicable income taxes$32,285,000146
Income before extraordinary items$168,050,000127
Extraordinary gains, net$06
Net income$168,050,000126
Minority interest net income$072
Net income of bank and minority interests.$168,050,000126
Net charge-offs$1,707,000403
Cash dividends$100,000,000110
Sale, conversion, retirement of capital stock, net$2,336,000156
Net operating income$164,464,040127
2018-09-30 (YTD Data)Rank
Total interest income$299,202,000139
Total interest expense$42,182,000147
Net interest income$257,020,000133
Provision for loan and lease losses$5,563,000191
Total noninterest income$52,919,000179
Gross Fiduciary activities income$9,808,000119
Service charges on deposit accounts$15,601,000100
Trading account gains and fees$0138
Additional Noninterest Income$27,510,000210
Total noninterest expense$159,938,000156
Salaries and employee benefits$94,786,000132
Premises and equipment expense$23,360,000119
Additional noninterest expense$41,792,000186
Pre-tax net operating income$144,438,000130
Securities gains (losses)$4,016,00037
Applicable income taxes$25,484,000149
Income before extraordinary items$122,970,000125
Extraordinary gains, net$05
Net income$122,970,000125
Minority interest net income$066
Net income of bank and minority interests.$122,970,000125
Net charge-offs$2,189,000261
Cash dividends$60,000,000104
Sale, conversion, retirement of capital stock, net$1,640,000148
Net operating income$119,636,720126
2018-06-30 (YTD Data)Rank
Total interest income$194,436,000138
Total interest expense$25,958,000147
Net interest income$168,478,000132
Provision for loan and lease losses$4,163,000180
Total noninterest income$34,924,000183
Gross Fiduciary activities income$6,566,000118
Service charges on deposit accounts$9,924,000103
Trading account gains and fees$0130
Additional Noninterest Income$18,434,000208
Total noninterest expense$106,330,000153
Salaries and employee benefits$62,904,000130
Premises and equipment expense$15,594,000120
Additional noninterest expense$27,832,000190
Pre-tax net operating income$92,909,000133
Securities gains (losses)$2,731,00031
Applicable income taxes$16,274,000147
Income before extraordinary items$79,366,000123
Extraordinary gains, net$06
Net income$79,366,000123
Minority interest net income$065
Net income of bank and minority interests.$79,366,000123
Net charge-offs$1,652,000244
Cash dividends$30,000,000119
Sale, conversion, retirement of capital stock, net$1,080,000128
Net operating income$77,099,270130
2018-03-31 (YTD Data)Rank
Total interest income$93,579,000136
Total interest expense$11,715,000144
Net interest income$81,864,000133
Provision for loan and lease losses$2,500,000146
Total noninterest income$16,968,000180
Gross Fiduciary activities income$3,416,000116
Service charges on deposit accounts$4,573,000112
Trading account gains and fees$0123
Additional Noninterest Income$8,979,000214
Total noninterest expense$52,449,000152
Salaries and employee benefits$31,505,000127
Premises and equipment expense$8,034,000118
Additional noninterest expense$12,910,000198
Pre-tax net operating income$43,883,000134
Securities gains (losses)$1,609,00033
Applicable income taxes$7,596,000152
Income before extraordinary items$37,896,000128
Extraordinary gains, net$07
Net income$37,896,000128
Minority interest net income$052
Net income of bank and minority interests.$37,896,000128
Net charge-offs$1,112,000205
Cash dividends$10,000,000136
Sale, conversion, retirement of capital stock, net$579,000108
Net operating income$36,560,530130
2017-12-31 (YTD Data)Rank
Total interest income$314,518,000146
Total interest expense$30,041,000161
Net interest income$284,477,000141
Provision for loan and lease losses$9,143,000172
Total noninterest income$65,762,000175
Gross Fiduciary activities income$11,589,000122
Service charges on deposit accounts$17,902,000114
Trading account gains and fees$0151
Additional Noninterest Income$36,271,000207
Total noninterest expense$197,151,000156
Salaries and employee benefits$115,694,000133
Premises and equipment expense$29,021,000117
Additional noninterest expense$52,436,000197
Pre-tax net operating income$143,945,000140
Securities gains (losses)$2,681,00082
Applicable income taxes$43,464,000157
Income before extraordinary items$103,162,000135
Extraordinary gains, net$09
Net income$103,162,000135
Minority interest net income$076
Net income of bank and minority interests.$103,162,000135
Net charge-offs$148,0002,091
Cash dividends$32,000,000165
Sale, conversion, retirement of capital stock, net$1,613,000184
Net operating income$101,285,300135
2017-09-30 (YTD Data)Rank
Total interest income$224,205,000151
Total interest expense$20,427,000165
Net interest income$203,778,000151
Provision for loan and lease losses$7,343,000157
Total noninterest income$48,435,000178
Gross Fiduciary activities income$8,244,000124
Service charges on deposit accounts$13,028,000113
Trading account gains and fees$0145
Additional Noninterest Income$27,163,000210
Total noninterest expense$142,376,000161
Salaries and employee benefits$83,151,000132
Premises and equipment expense$20,974,000119
Additional noninterest expense$38,251,000193
Pre-tax net operating income$102,494,000151
Securities gains (losses)$1,547,00093
Applicable income taxes$26,717,000164
Income before extraordinary items$77,324,000140
Extraordinary gains, net$09
Net income$77,324,000139
Minority interest net income$071
Net income of bank and minority interests.$77,324,000140
Net charge-offs$26,0002,851
Cash dividends$22,000,000169
Sale, conversion, retirement of capital stock, net$1,048,000186
Net operating income$76,179,220142
2017-06-30 (YTD Data)Rank
Total interest income$139,504,000158
Total interest expense$11,945,000177
Net interest income$127,559,000155
Provision for loan and lease losses$5,260,000153
Total noninterest income$30,958,000183
Gross Fiduciary activities income$5,249,000125
Service charges on deposit accounts$8,177,000113
Trading account gains and fees$0139
Additional Noninterest Income$17,532,000215
Total noninterest expense$87,023,000172
Salaries and employee benefits$51,262,000144
Premises and equipment expense$13,385,000122
Additional noninterest expense$22,376,000207
Pre-tax net operating income$66,234,000153
Securities gains (losses)$1,165,00084
Applicable income taxes$17,300,000164
Income before extraordinary items$50,099,000147
Extraordinary gains, net$011
Net income$50,099,000146
Minority interest net income$071
Net income of bank and minority interests.$50,099,000147
Net charge-offs$826,000407
Cash dividends$13,000,000173
Sale, conversion, retirement of capital stock, net$559,000190
Net operating income$49,236,900150
2017-03-31 (YTD Data)Rank
Total interest income$68,081,000159
Total interest expense$5,418,000185
Net interest income$62,663,000154
Provision for loan and lease losses$2,385,000160
Total noninterest income$13,985,000200
Gross Fiduciary activities income$2,640,000122
Service charges on deposit accounts$3,960,000115
Trading account gains and fees$0142
Additional Noninterest Income$7,385,000240
Total noninterest expense$41,717,000174
Salaries and employee benefits$24,961,000148
Premises and equipment expense$6,762,000121
Additional noninterest expense$9,994,000223
Pre-tax net operating income$32,546,000153
Securities gains (losses)$598,00075
Applicable income taxes$8,946,000162
Income before extraordinary items$24,198,000149
Extraordinary gains, net$08
Net income$24,198,000149
Minority interest net income$055
Net income of bank and minority interests.$24,198,000149
Net charge-offs$197,000608
Cash dividends$6,500,000161
Sale, conversion, retirement of capital stock, net$316,000156
Net operating income$23,761,460149
2016-12-31 (YTD Data)Rank
Total interest income$253,147,000160
Total interest expense$19,654,000186
Net interest income$233,493,000157
Provision for loan and lease losses$5,657,000234
Total noninterest income$58,704,000193
Gross Fiduciary activities income$9,818,000126
Service charges on deposit accounts$16,830,000112
Trading account gains and fees$0170
Additional Noninterest Income$32,056,000219
Total noninterest expense$173,084,000170
Salaries and employee benefits$101,913,000137
Premises and equipment expense$28,442,000112
Additional noninterest expense$42,729,000215
Pre-tax net operating income$113,456,000159
Securities gains (losses)$3,389,00079
Applicable income taxes$30,845,000167
Income before extraordinary items$86,000,000147
Extraordinary gains, net$05
Net income$86,000,000147
Minority interest net income$082
Net income of bank and minority interests.$86,000,000147
Net charge-offs$2,073,000380
Cash dividends$32,500,000157
Sale, conversion, retirement of capital stock, net$1,434,000166
Net operating income$83,492,140149
2016-09-30 (YTD Data)Rank
Total interest income$188,184,000159
Total interest expense$14,839,000181
Net interest income$173,345,000157
Provision for loan and lease losses$3,240,000273
Total noninterest income$44,622,000191
Gross Fiduciary activities income$7,318,000124
Service charges on deposit accounts$12,511,000111
Trading account gains and fees$0169
Additional Noninterest Income$24,793,000218
Total noninterest expense$130,531,000167
Salaries and employee benefits$76,590,000136
Premises and equipment expense$21,054,000111
Additional noninterest expense$32,887,000208
Pre-tax net operating income$84,196,000158
Securities gains (losses)$2,542,00081
Applicable income taxes$22,872,000168
Income before extraordinary items$63,866,000150
Extraordinary gains, net$05
Net income$63,866,000150
Minority interest net income$071
Net income of bank and minority interests.$63,866,000150
Net charge-offs$2,237,000272
Cash dividends$27,500,000136
Sale, conversion, retirement of capital stock, net$1,076,000151
Net operating income$61,984,920153
2016-06-30 (YTD Data)Rank
Total interest income$123,850,000162
Total interest expense$9,944,000182
Net interest income$113,906,000157
Provision for loan and lease losses$1,340,000404
Total noninterest income$29,355,000192
Gross Fiduciary activities income$4,870,000124
Service charges on deposit accounts$8,079,000114
Trading account gains and fees$0157
Additional Noninterest Income$16,406,000216
Total noninterest expense$88,667,000163
Salaries and employee benefits$51,267,000131
Premises and equipment expense$14,217,000110
Additional noninterest expense$23,183,000199
Pre-tax net operating income$53,254,000163
Securities gains (losses)$1,703,00088
Applicable income taxes$14,180,000178
Income before extraordinary items$40,777,000152
Extraordinary gains, net$016
Net income$40,777,000151
Minority interest net income$071
Net income of bank and minority interests.$40,777,000151
Net charge-offs$1,607,000254
Cash dividends$12,500,000176
Sale, conversion, retirement of capital stock, net$714,000143
Net operating income$39,516,780154
2016-03-31 (YTD Data)Rank
Total interest income$61,186,000163
Total interest expense$4,987,000180
Net interest income$56,199,000160
Provision for loan and lease losses$550,000430
Total noninterest income$14,754,000186
Gross Fiduciary activities income$2,494,000123
Service charges on deposit accounts$3,899,000113
Trading account gains and fees$0142
Additional Noninterest Income$8,361,000207
Total noninterest expense$45,280,000159
Salaries and employee benefits$26,520,000130
Premises and equipment expense$7,090,000114
Additional noninterest expense$11,670,000198
Pre-tax net operating income$25,123,000165
Securities gains (losses)$997,00076
Applicable income taxes$6,663,000183
Income before extraordinary items$19,457,000156
Extraordinary gains, net$012
Net income$19,457,000156
Minority interest net income$062
Net income of bank and minority interests.$19,457,000156
Net charge-offs$917,000237
Cash dividends$7,500,000165
Sale, conversion, retirement of capital stock, net$352,000122
Net operating income$18,719,220155
2015-12-31 (YTD Data)Rank
Total interest income$221,091,000167
Total interest expense$18,134,000178
Net interest income$202,957,000163
Provision for loan and lease losses$417,0001,548
Total noninterest income$52,006,000211
Gross Fiduciary activities income$9,196,000129
Service charges on deposit accounts$15,351,000117
Trading account gains and fees$0159
Additional Noninterest Income$27,459,000249
Total noninterest expense$164,602,000171
Salaries and employee benefits$96,338,000137
Premises and equipment expense$24,589,000129
Additional noninterest expense$43,675,000203
Pre-tax net operating income$89,944,000172
Securities gains (losses)$2,670,00077
Applicable income taxes$24,327,000189
Income before extraordinary items$68,287,000163
Extraordinary gains, net$023
Net income$68,287,000163
Minority interest net income$081
Net income of bank and minority interests.$68,287,000163
Net charge-offs$1,928,000384
Cash dividends$38,000,000147
Sale, conversion, retirement of capital stock, net$1,380,000184
Net operating income$66,311,200166
2015-09-30 (YTD Data)Rank
Total interest income$164,614,000169
Total interest expense$13,358,000178
Net interest income$151,256,000164
Provision for loan and lease losses$417,0001,198
Total noninterest income$39,103,000214
Gross Fiduciary activities income$7,058,000129
Service charges on deposit accounts$11,437,000120
Trading account gains and fees$0153
Additional Noninterest Income$20,608,000249
Total noninterest expense$121,190,000176
Salaries and employee benefits$71,336,000138
Premises and equipment expense$18,421,000130
Additional noninterest expense$31,433,000212
Pre-tax net operating income$68,752,000166
Securities gains (losses)$2,047,00085
Applicable income taxes$19,081,000186
Income before extraordinary items$51,718,000161
Extraordinary gains, net$021
Net income$51,718,000160
Minority interest net income$078
Net income of bank and minority interests.$51,718,000161
Net charge-offs$1,520,000339
Cash dividends$33,000,000127
Sale, conversion, retirement of capital stock, net$1,029,000170
Net operating income$50,223,690165
2015-06-30 (YTD Data)Rank
Total interest income$108,116,000170
Total interest expense$8,809,000178
Net interest income$99,307,000165
Provision for loan and lease losses$417,000902
Total noninterest income$25,684,000222
Gross Fiduciary activities income$4,816,000132
Service charges on deposit accounts$7,235,000124
Trading account gains and fees$0157
Additional Noninterest Income$13,633,000256
Total noninterest expense$79,674,000175
Salaries and employee benefits$46,944,000139
Premises and equipment expense$12,138,000132
Additional noninterest expense$20,592,000216
Pre-tax net operating income$44,900,000174
Securities gains (losses)$932,000154
Applicable income taxes$12,430,000198
Income before extraordinary items$33,402,000168
Extraordinary gains, net$022
Net income$33,402,000167
Minority interest net income$075
Net income of bank and minority interests.$33,402,000168
Net charge-offs$1,831,000233
Cash dividends$33,000,000102
Sale, conversion, retirement of capital stock, net$688,000162
Net operating income$32,721,640171
2015-03-31 (YTD Data)Rank
Total interest income$52,928,000168
Total interest expense$4,307,000180
Net interest income$48,621,000163
Provision for loan and lease losses$03,703
Total noninterest income$12,500,000217
Gross Fiduciary activities income$2,507,000126
Service charges on deposit accounts$3,364,000128
Trading account gains and fees$0152
Additional Noninterest Income$6,629,000244
Total noninterest expense$38,243,000184
Salaries and employee benefits$22,521,000148
Premises and equipment expense$6,081,000130
Additional noninterest expense$9,641,000230
Pre-tax net operating income$22,878,000171
Securities gains (losses)$1,025,00087
Applicable income taxes$6,593,000181
Income before extraordinary items$17,310,000156
Extraordinary gains, net$013
Net income$17,310,000156
Minority interest net income$064
Net income of bank and minority interests.$17,310,000156
Net charge-offs$1,163,000193
Cash dividends$13,000,000111
Sale, conversion, retirement of capital stock, net$314,000147
Net operating income$16,572,000164
2014-12-31 (YTD Data)Rank
Total interest income$208,817,000164
Total interest expense$15,226,000199
Net interest income$193,591,000161
Provision for loan and lease losses$2,560,000389
Total noninterest income$49,401,000205
Gross Fiduciary activities income$8,966,000130
Service charges on deposit accounts$15,040,000124
Trading account gains and fees$0180
Additional Noninterest Income$25,395,000233
Total noninterest expense$153,866,000175
Salaries and employee benefits$88,993,000138
Premises and equipment expense$22,166,000140
Additional noninterest expense$42,707,000215
Pre-tax net operating income$86,566,000170
Securities gains (losses)$3,581,00071
Applicable income taxes$24,709,000175
Income before extraordinary items$65,438,000160
Extraordinary gains, net$017
Net income$65,438,000159
Minority interest net income$084
Net income of bank and minority interests.$65,438,000159
Net charge-offs$6,466,000193
Cash dividends$52,000,000120
Sale, conversion, retirement of capital stock, net$1,222,000179
Net operating income$62,823,870164
2014-09-30 (YTD Data)Rank
Total interest income$155,780,000165
Total interest expense$10,998,000205
Net interest income$144,782,000161
Provision for loan and lease losses$1,600,000420
Total noninterest income$36,563,000205
Gross Fiduciary activities income$6,724,000128
Service charges on deposit accounts$11,240,000124
Trading account gains and fees$0174
Additional Noninterest Income$18,599,000234
Total noninterest expense$114,549,000173
Salaries and employee benefits$67,065,000138
Premises and equipment expense$16,826,000140
Additional noninterest expense$30,658,000218
Pre-tax net operating income$65,196,000171
Securities gains (losses)$2,335,00076
Applicable income taxes$18,440,000177
Income before extraordinary items$49,091,000158
Extraordinary gains, net$015
Net income$49,091,000158
Minority interest net income$081
Net income of bank and minority interests.$49,091,000158
Net charge-offs$3,874,000227
Cash dividends$42,000,000112
Sale, conversion, retirement of capital stock, net$913,000156
Net operating income$47,386,450159
2014-06-30 (YTD Data)Rank
Total interest income$102,506,000165
Total interest expense$7,235,000204
Net interest income$95,271,000160
Provision for loan and lease losses$04,196
Total noninterest income$22,926,000215
Gross Fiduciary activities income$4,572,000128
Service charges on deposit accounts$7,305,000123
Trading account gains and fees$0172
Additional Noninterest Income$11,049,000247
Total noninterest expense$76,759,000169
Salaries and employee benefits$44,930,000138
Premises and equipment expense$11,491,000138
Additional noninterest expense$20,338,000221
Pre-tax net operating income$41,438,000169
Securities gains (losses)$1,425,00084
Applicable income taxes$11,616,000182
Income before extraordinary items$31,247,000163
Extraordinary gains, net$020
Net income$31,247,000163
Minority interest net income$080
Net income of bank and minority interests.$31,247,000163
Net charge-offs$-497,0006,559
Cash dividends$22,000,000123
Sale, conversion, retirement of capital stock, net$619,000137
Net operating income$30,206,750167
2014-03-31 (YTD Data)Rank
Total interest income$50,995,000165
Total interest expense$3,476,000213
Net interest income$47,519,000160
Provision for loan and lease losses$03,817
Total noninterest income$11,522,000211
Gross Fiduciary activities income$2,212,000132
Service charges on deposit accounts$3,397,000130
Trading account gains and fees$0147
Additional Noninterest Income$5,913,000227
Total noninterest expense$39,943,000164
Salaries and employee benefits$23,348,000131
Premises and equipment expense$6,437,000125
Additional noninterest expense$10,158,000221
Pre-tax net operating income$19,098,000176
Securities gains (losses)$581,000117
Applicable income taxes$5,078,000197
Income before extraordinary items$14,601,000171
Extraordinary gains, net$016
Net income$14,601,000171
Minority interest net income$066
Net income of bank and minority interests.$14,601,000171
Net charge-offs$-1,713,0006,719
Cash dividends$10,000,000111
Sale, conversion, retirement of capital stock, net$305,000138
Net operating income$14,171,060176
2013-12-31 (YTD Data)Rank
Total interest income$170,784,000186
Total interest expense$13,040,000242
Net interest income$157,744,000183
Provision for loan and lease losses$6,648,000225
Total noninterest income$43,789,000229
Gross Fiduciary activities income$8,594,000133
Service charges on deposit accounts$11,749,000146
Trading account gains and fees$0184
Additional Noninterest Income$23,446,000253
Total noninterest expense$128,964,000194
Salaries and employee benefits$77,606,000153
Premises and equipment expense$17,264,000169
Additional noninterest expense$34,094,000249
Pre-tax net operating income$65,921,000184
Securities gains (losses)$487,000463
Applicable income taxes$17,321,000197
Income before extraordinary items$49,087,000194
Extraordinary gains, net$029
Net income$49,087,000195
Minority interest net income$090
Net income of bank and minority interests.$49,087,000194
Net charge-offs$8,144,000222
Cash dividends$63,000,000102
Sale, conversion, retirement of capital stock, net$927,000219
Net operating income$48,726,620193
2013-09-30 (YTD Data)Rank
Total interest income$125,090,000187
Total interest expense$9,809,000243
Net interest income$115,281,000182
Provision for loan and lease losses$5,632,000197
Total noninterest income$31,047,000247
Gross Fiduciary activities income$6,357,000132
Service charges on deposit accounts$8,262,000152
Trading account gains and fees$0180
Additional Noninterest Income$16,428,000276
Total noninterest expense$91,882,000192
Salaries and employee benefits$56,072,000159
Premises and equipment expense$12,137,000170
Additional noninterest expense$23,673,000259
Pre-tax net operating income$48,814,000193
Securities gains (losses)$487,000420
Applicable income taxes$13,190,000204
Income before extraordinary items$36,111,000191
Extraordinary gains, net$025
Net income$36,111,000192
Minority interest net income$084
Net income of bank and minority interests.$36,111,000191
Net charge-offs$8,774,000158
Cash dividends$36,000,000106
Sale, conversion, retirement of capital stock, net$679,000197
Net operating income$35,755,490195
2013-06-30 (YTD Data)Rank
Total interest income$84,368,000185
Total interest expense$6,827,000241
Net interest income$77,541,000180
Provision for loan and lease losses$4,099,000192
Total noninterest income$21,738,000232
Gross Fiduciary activities income$4,371,000132
Service charges on deposit accounts$5,332,000153
Trading account gains and fees$0157
Additional Noninterest Income$12,035,000267
Total noninterest expense$61,045,000190
Salaries and employee benefits$37,433,000160
Premises and equipment expense$8,024,000171
Additional noninterest expense$15,588,000263
Pre-tax net operating income$34,135,000180
Securities gains (losses)$487,000380
Applicable income taxes$10,033,000188
Income before extraordinary items$24,589,000183
Extraordinary gains, net$022
Net income$24,589,000183
Minority interest net income$082
Net income of bank and minority interests.$24,589,000183
Net charge-offs$5,263,000191
Cash dividends$11,000,000158
Sale, conversion, retirement of capital stock, net$442,000182
Net operating income$24,243,230181
2013-03-31 (YTD Data)Rank
Total interest income$43,728,000182
Total interest expense$3,556,000241
Net interest income$40,172,000179
Provision for loan and lease losses$2,102,000193
Total noninterest income$10,285,000243
Gross Fiduciary activities income$2,107,000131
Service charges on deposit accounts$2,581,000156
Trading account gains and fees$0148
Additional Noninterest Income$5,597,000279
Total noninterest expense$31,010,000192
Salaries and employee benefits$18,841,000157
Premises and equipment expense$4,192,000169
Additional noninterest expense$7,977,000263
Pre-tax net operating income$17,345,000180
Securities gains (losses)$248,000386
Applicable income taxes$5,117,000192
Income before extraordinary items$12,476,000184
Extraordinary gains, net$010
Net income$12,476,000185
Minority interest net income$076
Net income of bank and minority interests.$12,476,000185
Net charge-offs$2,931,000190
Cash dividends$11,000,00086
Sale, conversion, retirement of capital stock, net$199,000163
Net operating income$12,299,920183
2012-12-31 (YTD Data)Rank
Total interest income$175,849,000192
Total interest expense$18,998,000225
Net interest income$156,851,000187
Provision for loan and lease losses$18,534,000178
Total noninterest income$51,481,000212
Gross Fiduciary activities income$7,891,000130
Service charges on deposit accounts$10,947,000156
Trading account gains and fees$0166
Additional Noninterest Income$32,643,000222
Total noninterest expense$122,462,000198
Salaries and employee benefits$72,060,000159
Premises and equipment expense$16,455,000169
Additional noninterest expense$33,947,000267
Pre-tax net operating income$67,336,000178
Securities gains (losses)$2,389,000221
Applicable income taxes$18,910,000178
Income before extraordinary items$50,815,000185
Extraordinary gains, net$029
Net income$50,815,000185
Minority interest net income$093
Net income of bank and minority interests.$50,815,000185
Net charge-offs$20,066,000184
Cash dividends$30,000,000154
Sale, conversion, retirement of capital stock, net$833,000240
Net operating income$49,071,030184
2012-09-30 (YTD Data)Rank
Total interest income$132,895,000193
Total interest expense$15,041,000219
Net interest income$117,854,000188
Provision for loan and lease losses$14,029,000173
Total noninterest income$39,725,000207
Gross Fiduciary activities income$5,907,000129
Service charges on deposit accounts$8,141,000156
Trading account gains and fees$0157
Additional Noninterest Income$25,677,000210
Total noninterest expense$91,441,000199
Salaries and employee benefits$53,716,000160
Premises and equipment expense$12,288,000173
Additional noninterest expense$25,437,000260
Pre-tax net operating income$52,109,000179
Securities gains (losses)$2,134,000189
Applicable income taxes$15,054,000175
Income before extraordinary items$39,189,000183
Extraordinary gains, net$020
Net income$39,189,000183
Minority interest net income$086
Net income of bank and minority interests.$39,189,000183
Net charge-offs$15,434,000184
Cash dividends$27,500,000113
Sale, conversion, retirement of capital stock, net$641,000208
Net operating income$37,652,520182
2012-06-30 (YTD Data)Rank
Total interest income$87,574,000196
Total interest expense$10,772,000214
Net interest income$76,802,000192
Provision for loan and lease losses$9,420,000174
Total noninterest income$28,803,000186
Gross Fiduciary activities income$3,921,000130
Service charges on deposit accounts$5,392,000158
Trading account gains and fees$0153
Additional Noninterest Income$19,490,000185
Total noninterest expense$60,677,000201
Salaries and employee benefits$35,588,000160
Premises and equipment expense$8,134,000173
Additional noninterest expense$16,955,000259
Pre-tax net operating income$35,508,000181
Securities gains (losses)$1,291,000215
Applicable income taxes$10,338,000173
Income before extraordinary items$26,461,000177
Extraordinary gains, net$019
Net income$26,461,000177
Minority interest net income$084
Net income of bank and minority interests.$26,461,000177
Net charge-offs$10,175,000190
Cash dividends$25,000,00087
Sale, conversion, retirement of capital stock, net$409,000193
Net operating income$25,531,480173
2012-03-31 (YTD Data)Rank
Total interest income$43,439,000190
Total interest expense$5,978,000196
Net interest income$37,461,000188
Provision for loan and lease losses$4,875,000166
Total noninterest income$18,715,000146
Gross Fiduciary activities income$1,983,000126
Service charges on deposit accounts$2,661,000157
Trading account gains and fees$0148
Additional Noninterest Income$14,071,000141
Total noninterest expense$30,146,000196
Salaries and employee benefits$17,643,000158
Premises and equipment expense$4,236,000163
Additional noninterest expense$8,267,000260
Pre-tax net operating income$21,155,000154
Securities gains (losses)$789,000178
Applicable income taxes$6,238,000153
Income before extraordinary items$15,706,000158
Extraordinary gains, net$019
Net income$15,706,000159
Minority interest net income$078
Net income of bank and minority interests.$15,706,000159
Net charge-offs$5,404,000187
Cash dividends$2,500,000218
Sale, conversion, retirement of capital stock, net$208,000160
Net operating income$15,137,920159
2011-12-31 (YTD Data)Rank
Total interest income$180,936,000186
Total interest expense$30,313,000191
Net interest income$150,623,000185
Provision for loan and lease losses$22,630,000207
Total noninterest income$34,929,000250
Gross Fiduciary activities income$7,650,000114
Service charges on deposit accounts$11,340,000154
Trading account gains and fees$0146
Additional Noninterest Income$15,939,000313
Total noninterest expense$119,411,000190
Salaries and employee benefits$67,892,000153
Premises and equipment expense$16,243,000173
Additional noninterest expense$35,276,000252
Pre-tax net operating income$43,511,000213
Securities gains (losses)$2,039,000238
Applicable income taxes$11,878,000222
Income before extraordinary items$33,672,000207
Extraordinary gains, net$029
Net income$33,672,000208
Minority interest net income$096
Net income of bank and minority interests.$33,672,000208
Net charge-offs$34,709,000160
Cash dividends$2,500,000785
Sale, conversion, retirement of capital stock, net$783,000361
Net operating income$32,163,140211
2011-09-30 (YTD Data)Rank
Total interest income$136,906,000185
Total interest expense$23,759,000186
Net interest income$113,147,000181
Provision for loan and lease losses$16,775,000207
Total noninterest income$24,652,000255
Gross Fiduciary activities income$5,846,000114
Service charges on deposit accounts$8,462,000152
Trading account gains and fees$0145
Additional Noninterest Income$10,344,000338
Total noninterest expense$89,502,000189
Salaries and employee benefits$50,397,000152
Premises and equipment expense$12,305,000173
Additional noninterest expense$26,800,000239
Pre-tax net operating income$31,522,000218
Securities gains (losses)$1,749,000212
Applicable income taxes$8,739,000234
Income before extraordinary items$24,532,000211
Extraordinary gains, net$021
Net income$24,532,000212
Minority interest net income$087
Net income of bank and minority interests.$24,532,000212
Net charge-offs$26,678,000157
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$616,000324
Net operating income$23,237,740218
2011-06-30 (YTD Data)Rank
Total interest income$91,905,000188
Total interest expense$16,645,000182
Net interest income$75,260,000184
Provision for loan and lease losses$11,219,000214
Total noninterest income$14,593,000283
Gross Fiduciary activities income$3,965,000113
Service charges on deposit accounts$5,462,000155
Trading account gains and fees$0153
Additional Noninterest Income$5,166,000417
Total noninterest expense$59,050,000194
Salaries and employee benefits$32,391,000157
Premises and equipment expense$8,278,000174
Additional noninterest expense$18,381,000239
Pre-tax net operating income$19,584,000227
Securities gains (losses)$888,000225
Applicable income taxes$5,178,000246
Income before extraordinary items$15,294,000217
Extraordinary gains, net$015
Net income$15,294,000218
Minority interest net income$089
Net income of bank and minority interests.$15,294,000217
Net charge-offs$17,063,000172
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$428,000241
Net operating income$14,628,000221
2011-03-31 (YTD Data)Rank
Total interest income$46,274,000188
Total interest expense$8,832,000179
Net interest income$37,442,000183
Provision for loan and lease losses$5,594,000218
Total noninterest income$7,274,000282
Gross Fiduciary activities income$2,036,000108
Service charges on deposit accounts$2,626,000163
Trading account gains and fees$0158
Additional Noninterest Income$2,612,000422
Total noninterest expense$29,007,000198
Salaries and employee benefits$15,592,000163
Premises and equipment expense$4,342,000174
Additional noninterest expense$9,073,000246
Pre-tax net operating income$10,115,000215
Securities gains (losses)$63,000680
Applicable income taxes$2,712,000237
Income before extraordinary items$7,466,000217
Extraordinary gains, net$09
Net income$7,466,000216
Minority interest net income$086
Net income of bank and minority interests.$7,466,000217
Net charge-offs$7,635,000196
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$253,000183
Net operating income$7,420,010216
2010-12-31 (YTD Data)Rank
Total interest income$199,236,000180
Total interest expense$49,430,000164
Net interest income$149,806,000177
Provision for loan and lease losses$46,483,000194
Total noninterest income$33,325,000267
Gross Fiduciary activities income$7,692,000109
Service charges on deposit accounts$12,647,000140
Trading account gains and fees$0175
Additional Noninterest Income$12,986,000380
Total noninterest expense$118,049,000203
Salaries and employee benefits$43,381,000221
Premises and equipment expense$10,411,000260
Additional noninterest expense$64,257,000171
Pre-tax net operating income$18,599,000319
Securities gains (losses)$1,862,000283
Applicable income taxes$2,064,000731
Income before extraordinary items$18,397,000271
Extraordinary gains, net$029
Net income$18,397,000270
Minority interest net income$0111
Net income of bank and minority interests.$18,397,000272
Net charge-offs$55,637,000160
Cash dividends$2,300,000723
Sale, conversion, retirement of capital stock, net$744,000406
Net operating income$16,721,200282
2010-09-30 (YTD Data)Rank
Total interest income$151,369,000179
Total interest expense$38,874,000160
Net interest income$112,495,000175
Provision for loan and lease losses$39,405,000171
Total noninterest income$25,983,000255
Gross Fiduciary activities income$5,811,000106
Service charges on deposit accounts$9,687,000137
Trading account gains and fees$0165
Additional Noninterest Income$10,485,000351
Total noninterest expense$88,577,000195
Salaries and employee benefits$32,050,000220
Premises and equipment expense$7,886,000255
Additional noninterest expense$48,641,000164
Pre-tax net operating income$10,496,000406
Securities gains (losses)$557,000665
Applicable income taxes$-218,0007,211
Income before extraordinary items$11,271,000316
Extraordinary gains, net$023
Net income$11,271,000317
Minority interest net income$0110
Net income of bank and minority interests.$11,271,000317
Net charge-offs$47,876,000147
Cash dividends$2,300,000474
Sale, conversion, retirement of capital stock, net$608,000344
Net operating income$10,714,000315
2010-06-30 (YTD Data)Rank
Total interest income$102,009,000177
Total interest expense$27,197,000161
Net interest income$74,812,000176
Provision for loan and lease losses$28,884,000164
Total noninterest income$12,807,000315
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$6,452,000137
Trading account gains and fees$0152
Additional Noninterest Income$6,355,000361
Total noninterest expense$55,664,000204
Salaries and employee benefits$19,024,000245
Premises and equipment expense$4,968,000270
Additional noninterest expense$31,672,000168
Pre-tax net operating income$3,071,000886
Securities gains (losses)$1,211,000217
Applicable income taxes$-1,354,0007,647
Income before extraordinary items$5,636,000383
Extraordinary gains, net$019
Net income$5,636,000383
Minority interest net income$0105
Net income of bank and minority interests.$5,636,000383
Net charge-offs$34,045,000141
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$387,000298
Net operating income$4,425,000483
2010-03-31 (YTD Data)Rank
Total interest income$51,607,000180
Total interest expense$14,165,000167
Net interest income$37,442,000175
Provision for loan and lease losses$13,869,000174
Total noninterest income$6,105,000329
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$3,106,000143
Trading account gains and fees$0175
Additional Noninterest Income$2,999,000371
Total noninterest expense$28,222,000205
Salaries and employee benefits$9,512,000251
Premises and equipment expense$2,909,000238
Additional noninterest expense$15,801,000166
Pre-tax net operating income$1,456,000923
Securities gains (losses)$1,354,000112
Applicable income taxes$-524,0007,713
Income before extraordinary items$3,334,000325
Extraordinary gains, net$016
Net income$3,334,000328
Minority interest net income$091
Net income of bank and minority interests.$3,334,000327
Net charge-offs$17,432,000146
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$199,000228
Net operating income$1,980,000540
2009-12-31 (YTD Data)Rank
Total interest income$229,116,000171
Total interest expense$71,466,000172
Net interest income$157,650,000166
Provision for loan and lease losses$122,176,000128
Total noninterest income$24,378,000342
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$14,453,000137
Trading account gains and fees$0211
Additional Noninterest Income$9,925,000447
Total noninterest expense$117,653,000206
Salaries and employee benefits$45,509,000200
Premises and equipment expense$10,956,000253
Additional noninterest expense$61,188,000191
Pre-tax net operating income$-57,801,0007,877
Securities gains (losses)$4,312,000138
Applicable income taxes$-24,566,0007,934
Income before extraordinary items$-28,923,0007,812
Extraordinary gains, net$034
Net income$-28,923,0007,812
Minority interest net income$0115
Net income of bank and minority interests.$-28,923,0007,812
Net charge-offs$81,628,000139
Cash dividends$12,500,000145
Sale, conversion, retirement of capital stock, net$1,199,000403
Net operating income$-31,682,6807,823
2009-09-30 (YTD Data)Rank
Total interest income$175,147,000176
Total interest expense$56,290,000179
Net interest income$118,857,000171
Provision for loan and lease losses$96,156,000134
Total noninterest income$20,271,000324
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$10,882,000135
Trading account gains and fees$0212
Additional Noninterest Income$9,389,000390
Total noninterest expense$86,545,000212
Salaries and employee benefits$34,561,000205
Premises and equipment expense$8,084,000263
Additional noninterest expense$43,900,000196
Pre-tax net operating income$-43,573,0007,967
Securities gains (losses)$5,407,000102
Applicable income taxes$-16,365,0008,011
Income before extraordinary items$-21,801,0007,900
Extraordinary gains, net$027
Net income$-21,801,0007,899
Minority interest net income$0118
Net income of bank and minority interests.$-21,801,0007,900
Net charge-offs$60,822,000143
Cash dividends$8,0004,154
Sale, conversion, retirement of capital stock, net$891,000367
Net operating income$-25,261,4807,919
2009-06-30 (YTD Data)Rank
Total interest income$51,505,000352
Total interest expense$16,424,000388
Net interest income$35,081,000333
Provision for loan and lease losses$46,202,000169
Total noninterest income$5,857,000595
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$3,085,000281
Trading account gains and fees$0193
Additional Noninterest Income$2,772,000680
Total noninterest expense$22,116,000493
Salaries and employee benefits$9,191,000550
Premises and equipment expense$1,808,000782
Additional noninterest expense$11,117,000395
Pre-tax net operating income$-27,380,0008,050
Securities gains (losses)$-270,0007,832
Applicable income taxes$-9,919,0008,094
Income before extraordinary items$-17,731,0008,025
Extraordinary gains, net$021
Net income$-17,731,0008,025
Minority interest net income$0112
Net income of bank and minority interests.$-17,731,0008,025
Net charge-offs$34,283,000165
Cash dividends$8,0003,940
Sale, conversion, retirement of capital stock, net$270,000432
Net operating income$-17,558,2008,020
2009-03-31 (YTD Data)Rank
Total interest income$26,119,000353
Total interest expense$8,446,000392
Net interest income$17,673,000324
Provision for loan and lease losses$8,823,000282
Total noninterest income$2,711,000590
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,492,000287
Trading account gains and fees$0171
Additional Noninterest Income$1,219,000722
Total noninterest expense$10,502,000498
Salaries and employee benefits$4,715,000537
Premises and equipment expense$956,000746
Additional noninterest expense$4,831,000395
Pre-tax net operating income$1,059,0001,216
Securities gains (losses)$920,000200
Applicable income taxes$208,0001,413
Income before extraordinary items$1,771,000566
Extraordinary gains, net$015
Net income$1,771,000566
Minority interest net income$0102
Net income of bank and minority interests.$1,771,000569
Net charge-offs$2,965,000455
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$160,000299
Net operating income$952,2001,066
2008-12-31 (YTD Data)Rank
Total interest income$115,028,000351
Total interest expense$43,185,000374
Net interest income$71,843,000328
Provision for loan and lease losses$17,978,000400
Total noninterest income$11,160,000542
Gross Fiduciary activities income$12,0001,196
Service charges on deposit accounts$6,743,000270
Trading account gains and fees$0154
Additional Noninterest Income$4,405,000725
Total noninterest expense$40,864,000501
Salaries and employee benefits$17,848,000537
Premises and equipment expense$3,754,000732
Additional noninterest expense$19,262,000407
Pre-tax net operating income$24,161,000238
Securities gains (losses)$-736,0007,641
Applicable income taxes$6,781,000254
Income before extraordinary items$16,644,000246
Extraordinary gains, net$039
Net income$16,644,000246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,893,000415
Cash dividends$12,666,000240
Sale, conversion, retirement of capital stock, net$665,000485
Net operating income$17,166,560243
2008-09-30 (YTD Data)Rank
Total interest income$86,756,000364
Total interest expense$33,390,000381
Net interest income$53,366,000337
Provision for loan and lease losses$10,848,000382
Total noninterest income$9,829,000512
Gross Fiduciary activities income$12,0001,122
Service charges on deposit accounts$5,050,000280
Trading account gains and fees$0148
Additional Noninterest Income$4,767,000575
Total noninterest expense$30,140,000499
Salaries and employee benefits$13,396,000557
Premises and equipment expense$2,764,000759
Additional noninterest expense$13,980,000385
Pre-tax net operating income$22,207,000259
Securities gains (losses)$136,000805
Applicable income taxes$6,502,000255
Income before extraordinary items$15,841,000240
Extraordinary gains, net$031
Net income$15,841,000240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,398,000340
Cash dividends$5,158,000444
Sale, conversion, retirement of capital stock, net$546,000364
Net operating income$15,744,440257
2008-06-30 (YTD Data)Rank
Total interest income$58,017,000369
Total interest expense$22,895,000383
Net interest income$35,122,000341
Provision for loan and lease losses$7,404,000332
Total noninterest income$6,671,000518
Gross Fiduciary activities income$2,0001,285
Service charges on deposit accounts$3,260,000281
Trading account gains and fees$0149
Additional Noninterest Income$3,409,000568
Total noninterest expense$19,618,000512
Salaries and employee benefits$8,937,000554
Premises and equipment expense$1,787,000775
Additional noninterest expense$8,894,000390
Pre-tax net operating income$14,771,000276
Securities gains (losses)$84,0001,092
Applicable income taxes$4,463,000281
Income before extraordinary items$10,392,000285
Extraordinary gains, net$021
Net income$10,392,000284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,755,000314
Cash dividends$1,158,0001,257
Sale, conversion, retirement of capital stock, net$432,000273
Net operating income$10,333,200276
2008-03-31 (YTD Data)Rank
Total interest income$29,613,000374
Total interest expense$12,410,000382
Net interest income$17,203,000347
Provision for loan and lease losses$2,763,000319
Total noninterest income$3,226,000538
Gross Fiduciary activities income$2,0001,203
Service charges on deposit accounts$1,582,000283
Trading account gains and fees$0158
Additional Noninterest Income$1,642,000584
Total noninterest expense$9,759,000510
Salaries and employee benefits$4,554,000559
Premises and equipment expense$908,000770
Additional noninterest expense$4,297,000380
Pre-tax net operating income$7,907,000279
Securities gains (losses)$73,000877
Applicable income taxes$2,341,000295
Income before extraordinary items$5,639,000288
Extraordinary gains, net$015
Net income$5,639,000288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,746,000242
Cash dividends$1,150,000649
Sale, conversion, retirement of capital stock, net$289,000177
Net operating income$5,587,170277
2007-12-31 (YTD Data)Rank
Total interest income$120,372,000379
Total interest expense$58,205,000365
Net interest income$62,167,000394
Provision for loan and lease losses$4,390,000459
Total noninterest income$12,772,000523
Gross Fiduciary activities income$3,0001,373
Service charges on deposit accounts$6,726,000279
Trading account gains and fees$0178
Additional Noninterest Income$6,043,000593
Total noninterest expense$39,813,000486
Salaries and employee benefits$17,788,000545
Premises and equipment expense$3,602,000738
Additional noninterest expense$18,423,000370
Pre-tax net operating income$30,736,000342
Securities gains (losses)$02,146
Applicable income taxes$8,851,000356
Income before extraordinary items$21,885,000340
Extraordinary gains, net$039
Net income$21,885,000337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,005,000459
Cash dividends$6,950,000565
Sale, conversion, retirement of capital stock, net$355,000604
Net operating income$21,885,000337
2007-09-30 (YTD Data)Rank
Total interest income$89,133,000386
Total interest expense$43,446,000369
Net interest income$45,687,000398
Provision for loan and lease losses$3,109,000379
Total noninterest income$9,569,000522
Gross Fiduciary activities income$1,0001,384
Service charges on deposit accounts$5,024,000275
Trading account gains and fees$0184
Additional Noninterest Income$4,544,000587
Total noninterest expense$29,619,000484
Salaries and employee benefits$13,290,000551
Premises and equipment expense$2,731,000726
Additional noninterest expense$13,598,000357
Pre-tax net operating income$22,528,000376
Securities gains (losses)$-1,0007,322
Applicable income taxes$6,828,000384
Income before extraordinary items$15,699,000379
Extraordinary gains, net$033
Net income$15,699,000377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,285,000366
Cash dividends$1,950,0001,253
Sale, conversion, retirement of capital stock, net$270,000530
Net operating income$15,699,700374
2007-06-30 (YTD Data)Rank
Total interest income$58,365,000402
Total interest expense$28,267,000388
Net interest income$30,098,000411
Provision for loan and lease losses$1,560,000402
Total noninterest income$6,085,000555
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$3,270,000283
Trading account gains and fees$0168
Additional Noninterest Income$2,815,000643
Total noninterest expense$19,835,000497
Salaries and employee benefits$9,054,000558
Premises and equipment expense$1,798,000761
Additional noninterest expense$8,983,000370
Pre-tax net operating income$14,788,000408
Securities gains (losses)$-1,0007,616
Applicable income taxes$4,576,000409
Income before extraordinary items$10,211,000419
Extraordinary gains, net$029
Net income$10,211,000418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,288,000378
Cash dividends$1,950,000926
Sale, conversion, retirement of capital stock, net$178,000473
Net operating income$10,211,690410
2007-03-31 (YTD Data)Rank
Total interest income$15,860,000658
Total interest expense$8,071,000615
Net interest income$7,789,000722
Provision for loan and lease losses$525,000503
Total noninterest income$1,558,000918
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$851,000494
Trading account gains and fees$0195
Additional Noninterest Income$707,0001,070
Total noninterest expense$5,054,000925
Salaries and employee benefits$2,421,0001,062
Premises and equipment expense$514,0001,306
Additional noninterest expense$2,119,000654
Pre-tax net operating income$3,768,000652
Securities gains (losses)$-1,0007,986
Applicable income taxes$1,089,000678
Income before extraordinary items$2,678,000676
Extraordinary gains, net$022
Net income$2,678,000675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$370,000499
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$32,000574
Net operating income$2,678,710666
2006-12-31 (YTD Data)Rank
Total interest income$57,229,000676
Total interest expense$26,355,000649
Net interest income$30,874,000710
Provision for loan and lease losses$1,565,000690
Total noninterest income$6,100,000931
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,661,000469
Trading account gains and fees$0130
Additional Noninterest Income$2,439,0001,161
Total noninterest expense$19,525,000905
Salaries and employee benefits$9,056,0001,069
Premises and equipment expense$1,875,0001,373
Additional noninterest expense$8,594,000635
Pre-tax net operating income$15,884,000652
Securities gains (losses)$01,687
Applicable income taxes$4,744,000666
Income before extraordinary items$11,140,000673
Extraordinary gains, net$051
Net income$11,140,000673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,041,000658
Cash dividends$12,422,000333
Sale, conversion, retirement of capital stock, net$141,000829
Net operating income$11,140,000664
2006-09-30 (YTD Data)Rank
Total interest income$42,197,000694
Total interest expense$18,930,000664
Net interest income$23,267,000726
Provision for loan and lease losses$1,365,000572
Total noninterest income$4,479,000958
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,720,000478
Trading account gains and fees$0126
Additional Noninterest Income$1,759,0001,210
Total noninterest expense$14,466,000926
Salaries and employee benefits$6,649,0001,104
Premises and equipment expense$1,388,0001,403
Additional noninterest expense$6,429,000647
Pre-tax net operating income$11,915,000682
Securities gains (losses)$01,388
Applicable income taxes$3,575,000689
Income before extraordinary items$8,340,000705
Extraordinary gains, net$045
Net income$8,340,000704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$724,000595
Cash dividends$9,222,000317
Sale, conversion, retirement of capital stock, net$116,000684
Net operating income$8,340,000701
2006-06-30 (YTD Data)Rank
Total interest income$27,503,000693
Total interest expense$11,987,000661
Net interest income$15,516,000728
Provision for loan and lease losses$975,000529
Total noninterest income$2,807,0001,003
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,733,000490
Trading account gains and fees$0126
Additional Noninterest Income$1,074,0001,289
Total noninterest expense$9,503,000949
Salaries and employee benefits$4,356,0001,130
Premises and equipment expense$877,0001,488
Additional noninterest expense$4,270,000656
Pre-tax net operating income$7,845,000687
Securities gains (losses)$01,185
Applicable income taxes$2,409,000690
Income before extraordinary items$5,436,000724
Extraordinary gains, net$039
Net income$5,436,000723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$451,000611
Cash dividends$5,052,000368
Sale, conversion, retirement of capital stock, net$74,000585
Net operating income$5,436,000713
2006-03-31 (YTD Data)Rank
Total interest income$13,326,000691
Total interest expense$5,518,000674
Net interest income$7,808,000718
Provision for loan and lease losses$585,000421
Total noninterest income$1,374,0001,004
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$829,000495
Trading account gains and fees$0115
Additional Noninterest Income$545,0001,254
Total noninterest expense$4,737,000944
Salaries and employee benefits$2,216,0001,121
Premises and equipment expense$431,0001,505
Additional noninterest expense$2,090,000663
Pre-tax net operating income$3,860,000688
Securities gains (losses)$10,000584
Applicable income taxes$1,178,000704
Income before extraordinary items$2,692,000717
Extraordinary gains, net$021
Net income$2,692,000716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,000498
Cash dividends$2,459,000371
Sale, conversion, retirement of capital stock, net$37,000435
Net operating income$2,685,000703
2005-12-31 (YTD Data)Rank
Total interest income$42,590,000753
Total interest expense$14,634,000782
Net interest income$27,956,000753
Provision for loan and lease losses$2,260,000475
Total noninterest income$6,253,000905
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,443,000498
Trading account gains and fees$0138
Additional Noninterest Income$2,810,0001,066
Total noninterest expense$16,680,0001,023
Salaries and employee benefits$7,129,0001,304
Premises and equipment expense$1,531,0001,592
Additional noninterest expense$8,020,000668
Pre-tax net operating income$15,269,000668
Securities gains (losses)$-19,0007,795
Applicable income taxes$4,667,000679
Income before extraordinary items$10,583,000690
Extraordinary gains, net$046
Net income$10,583,000691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,873,000422
Cash dividends$9,350,000400
Sale, conversion, retirement of capital stock, net$0934
Net operating income$10,596,110678
2005-09-30 (YTD Data)Rank
Total interest income$31,456,000740
Total interest expense$10,392,000772
Net interest income$21,064,000739
Provision for loan and lease losses$1,720,000441
Total noninterest income$4,744,000897
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,593,000495
Trading account gains and fees$0126
Additional Noninterest Income$2,151,0001,063
Total noninterest expense$12,543,0001,007
Salaries and employee benefits$5,388,0001,287
Premises and equipment expense$1,154,0001,571
Additional noninterest expense$6,001,000671
Pre-tax net operating income$11,545,000655
Securities gains (losses)$02,317
Applicable income taxes$3,548,000674
Income before extraordinary items$7,997,000684
Extraordinary gains, net$035
Net income$7,997,000684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,649,000340
Cash dividends$6,950,000370
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,997,000664
2005-06-30 (YTD Data)Rank
Total interest income$20,594,000735
Total interest expense$6,549,000764
Net interest income$14,045,000724
Provision for loan and lease losses$1,180,000425
Total noninterest income$3,064,000908
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,703,000491
Trading account gains and fees$0116
Additional Noninterest Income$1,361,0001,079
Total noninterest expense$8,337,0001,001
Salaries and employee benefits$3,553,0001,290
Premises and equipment expense$789,0001,529
Additional noninterest expense$3,995,000665
Pre-tax net operating income$7,592,000643
Securities gains (losses)$02,146
Applicable income taxes$2,322,000673
Income before extraordinary items$5,270,000681
Extraordinary gains, net$030
Net income$5,270,000681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$809,000426
Cash dividends$4,350,000377
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,270,000662
2005-03-31 (YTD Data)Rank
Total interest income$10,072,000741
Total interest expense$3,079,000777
Net interest income$6,993,000723
Provision for loan and lease losses$640,000381
Total noninterest income$1,456,000924
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$826,000488
Trading account gains and fees$0115
Additional Noninterest Income$630,0001,133
Total noninterest expense$3,989,0001,047
Salaries and employee benefits$1,731,0001,333
Premises and equipment expense$361,0001,673
Additional noninterest expense$1,897,000678
Pre-tax net operating income$3,820,000649
Securities gains (losses)$01,685
Applicable income taxes$1,166,000675
Income before extraordinary items$2,654,000669
Extraordinary gains, net$024
Net income$2,654,000669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,000528
Cash dividends$2,100,000338
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,654,000651
2004-12-31 (YTD Data)Rank
Total interest income$38,362,000723
Total interest expense$11,433,000729
Net interest income$26,929,000716
Provision for loan and lease losses$2,138,000510
Total noninterest income$6,434,000856
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,754,000476
Trading account gains and fees$0138
Additional Noninterest Income$2,680,0001,064
Total noninterest expense$17,177,000941
Salaries and employee benefits$7,310,0001,191
Premises and equipment expense$1,554,0001,484
Additional noninterest expense$8,313,000641
Pre-tax net operating income$14,048,000648
Securities gains (losses)$228,000767
Applicable income taxes$4,230,000673
Income before extraordinary items$10,046,000662
Extraordinary gains, net$034
Net income$10,046,000663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,950,000274
Cash dividends$7,590,000434
Sale, conversion, retirement of capital stock, net$0872
Net operating income$9,886,400651
2004-09-30 (YTD Data)Rank
Total interest income$28,530,000728
Total interest expense$8,474,000720
Net interest income$20,056,000717
Provision for loan and lease losses$1,420,000553
Total noninterest income$4,935,000856
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,845,000478
Trading account gains and fees$0134
Additional Noninterest Income$2,090,0001,044
Total noninterest expense$12,852,000955
Salaries and employee benefits$5,477,0001,192
Premises and equipment expense$1,181,0001,462
Additional noninterest expense$6,194,000640
Pre-tax net operating income$10,719,000646
Securities gains (losses)$03,710
Applicable income taxes$3,170,000690
Income before extraordinary items$7,549,000676
Extraordinary gains, net$026
Net income$7,549,000677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$875,000631
Cash dividends$5,760,000410
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,549,000644
2004-06-30 (YTD Data)Rank
Total interest income$18,798,000733
Total interest expense$5,613,000708
Net interest income$13,185,000722
Provision for loan and lease losses$880,000577
Total noninterest income$3,298,000846
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,889,000474
Trading account gains and fees$0130
Additional Noninterest Income$1,409,0001,037
Total noninterest expense$8,533,000948
Salaries and employee benefits$3,578,0001,219
Premises and equipment expense$834,0001,385
Additional noninterest expense$4,121,000638
Pre-tax net operating income$7,070,000645
Securities gains (losses)$03,413
Applicable income taxes$2,092,000701
Income before extraordinary items$4,978,000672
Extraordinary gains, net$021
Net income$4,978,000672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0001,222
Cash dividends$4,930,000339
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,978,000640
2004-03-31 (YTD Data)Rank
Total interest income$9,434,000744
Total interest expense$2,879,000701
Net interest income$6,555,000738
Provision for loan and lease losses$540,000489
Total noninterest income$1,640,000844
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$911,000476
Trading account gains and fees$0121
Additional Noninterest Income$729,000991
Total noninterest expense$4,303,000950
Salaries and employee benefits$1,813,0001,216
Premises and equipment expense$417,0001,406
Additional noninterest expense$2,073,000626
Pre-tax net operating income$3,352,000666
Securities gains (losses)$02,934
Applicable income taxes$963,000757
Income before extraordinary items$2,389,000701
Extraordinary gains, net$016
Net income$2,389,000701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0001,888
Cash dividends$510,0001,158
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,389,000650
2003-12-31 (YTD Data)Rank
Total interest income$39,143,000719
Total interest expense$13,112,000674
Net interest income$26,031,000727
Provision for loan and lease losses$6,873,000266
Total noninterest income$23,159,000364
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$3,375,000513
Trading account gains and fees$0160
Additional Noninterest Income$19,784,000298
Total noninterest expense$17,039,000959
Salaries and employee benefits$6,800,0001,256
Premises and equipment expense$1,414,0001,609
Additional noninterest expense$8,825,000616
Pre-tax net operating income$25,278,000399
Securities gains (losses)$394,000887
Applicable income taxes$9,040,000398
Income before extraordinary items$16,632,000434
Extraordinary gains, net$054
Net income$16,632,000435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,954,000284
Cash dividends$20,540,000234
Sale, conversion, retirement of capital stock, net$0868
Net operating income$16,375,900417
2003-09-30 (YTD Data)Rank
Total interest income$29,691,000726
Total interest expense$10,008,000697
Net interest income$19,683,000725
Provision for loan and lease losses$4,798,000282
Total noninterest income$21,864,000328
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,601,000499
Trading account gains and fees$0153
Additional Noninterest Income$19,263,000272
Total noninterest expense$12,862,000956
Salaries and employee benefits$5,180,0001,255
Premises and equipment expense$959,0001,786
Additional noninterest expense$6,723,000612
Pre-tax net operating income$23,887,000344
Securities gains (losses)$394,000800
Applicable income taxes$8,790,000345
Income before extraordinary items$15,491,000390
Extraordinary gains, net$040
Net income$15,491,000391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,088,000655
Cash dividends$19,790,000199
Sale, conversion, retirement of capital stock, net$0722
Net operating income$15,238,840359
2003-06-30 (YTD Data)Rank
Total interest income$20,300,000714
Total interest expense$6,823,000702
Net interest income$13,477,000705
Provision for loan and lease losses$4,223,000232
Total noninterest income$20,621,000254
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,819,000472
Trading account gains and fees$0150
Additional Noninterest Income$18,802,000219
Total noninterest expense$8,759,000933
Salaries and employee benefits$3,454,0001,246
Premises and equipment expense$608,0001,877
Additional noninterest expense$4,697,000587
Pre-tax net operating income$21,116,000285
Securities gains (losses)$394,000673
Applicable income taxes$8,012,000285
Income before extraordinary items$13,498,000320
Extraordinary gains, net$030
Net income$13,498,000322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$560,000791
Cash dividends$17,290,000146
Sale, conversion, retirement of capital stock, net$0589
Net operating income$13,245,840295
2003-03-31 (YTD Data)Rank
Total interest income$10,290,000709
Total interest expense$3,482,000702
Net interest income$6,808,000704
Provision for loan and lease losses$3,348,000178
Total noninterest income$18,989,000183
Gross Fiduciary activities income$1,0001,409
Service charges on deposit accounts$1,059,000392
Trading account gains and fees$0134
Additional Noninterest Income$17,929,000146
Total noninterest expense$4,516,000902
Salaries and employee benefits$1,698,0001,272
Premises and equipment expense$297,0001,930
Additional noninterest expense$2,521,000559
Pre-tax net operating income$17,933,000196
Securities gains (losses)$372,000440
Applicable income taxes$7,040,000187
Income before extraordinary items$11,265,000223
Extraordinary gains, net$021
Net income$11,265,000223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,000635
Cash dividends$12,790,000111
Sale, conversion, retirement of capital stock, net$0419
Net operating income$11,026,920209
2002-12-31 (YTD Data)Rank
Total interest income$45,102,000676
Total interest expense$16,699,000676
Net interest income$28,403,000666
Provision for loan and lease losses$2,400,000644
Total noninterest income$11,065,000588
Gross Fiduciary activities income$5,001,000166
Service charges on deposit accounts$3,119,000526
Trading account gains and fees$0153
Additional Noninterest Income$2,945,0001,008
Total noninterest expense$18,904,000836
Salaries and employee benefits$8,476,000954
Premises and equipment expense$1,959,0001,120
Additional noninterest expense$8,469,000639
Pre-tax net operating income$18,164,000509
Securities gains (losses)$295,000906
Applicable income taxes$6,158,000497
Income before extraordinary items$12,301,000544
Extraordinary gains, net$070
Net income$12,301,000546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,497,000494
Cash dividends$13,430,000292
Sale, conversion, retirement of capital stock, net$0862
Net operating income$12,103,350520
2001-12-31 (YTD Data)Rank
Total interest income$52,762,000670
Total interest expense$25,088,000671
Net interest income$27,674,000650
Provision for loan and lease losses$1,902,000743
Total noninterest income$11,480,000551
Gross Fiduciary activities income$5,213,000161
Service charges on deposit accounts$3,065,000488
Trading account gains and fees$0177
Additional Noninterest Income$3,202,000898
Total noninterest expense$18,625,000810
Salaries and employee benefits$8,813,000843
Premises and equipment expense$2,492,000845
Additional noninterest expense$7,320,000713
Pre-tax net operating income$18,627,000454
Securities gains (losses)$-202,0009,543
Applicable income taxes$6,127,000474
Income before extraordinary items$12,298,000494
Extraordinary gains, net$0105
Net income$12,298,000495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$974,000960
Cash dividends$4,890,000632
Sale, conversion, retirement of capital stock, net$0922
Net operating income$12,433,340462
2000-12-31 (YTD Data)Rank
Total interest income$57,708,000637
Total interest expense$30,891,000610
Net interest income$26,817,000665
Provision for loan and lease losses$1,320,000845
Total noninterest income$11,539,000530
Gross Fiduciary activities income$4,774,000173
Service charges on deposit accounts$2,719,000497
Trading account gains and fees$0180
Additional Noninterest Income$4,046,000716
Total noninterest expense$22,119,000702
Salaries and employee benefits$11,483,000625
Premises and equipment expense$4,285,000528
Additional noninterest expense$6,351,000789
Pre-tax net operating income$14,917,000565
Securities gains (losses)$12,0001,101
Applicable income taxes$4,811,000564
Income before extraordinary items$10,118,000564
Extraordinary gains, net$038
Net income$10,118,000565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$845,000848
Cash dividends$34,745,000178
Sale, conversion, retirement of capital stock, net$0969
Net operating income$10,109,840562
1999-12-31 (YTD Data)Rank
Total interest income$52,768,000661
Total interest expense$24,954,000662
Net interest income$27,814,000672
Provision for loan and lease losses$1,200,000831
Total noninterest income$10,231,000608
Gross Fiduciary activities income$4,427,000209
Service charges on deposit accounts$2,691,000504
Trading account gains and fees$0173
Additional Noninterest Income$3,113,000869
Total noninterest expense$20,557,000743
Salaries and employee benefits$10,877,000657
Premises and equipment expense$3,760,000595
Additional noninterest expense$5,920,000853
Pre-tax net operating income$16,288,000567
Securities gains (losses)$127,000647
Applicable income taxes$5,353,000573
Income before extraordinary items$11,062,000576
Extraordinary gains, net$035
Net income$11,062,000576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$791,000847
Cash dividends$5,259,000625
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$10,976,910569
1998-12-31 (YTD Data)Rank
Total interest income$48,000,000703
Total interest expense$22,229,000735
Net interest income$25,771,000688
Provision for loan and lease losses$1,060,000924
Total noninterest income$9,085,000637
Gross Fiduciary activities income$4,014,000218
Service charges on deposit accounts$2,167,000566
Trading account gains and fees$0224
Additional Noninterest Income$2,904,000917
Total noninterest expense$18,550,000791
Salaries and employee benefits$10,262,000676
Premises and equipment expense$3,132,000674
Additional noninterest expense$5,156,000931
Pre-tax net operating income$15,246,000546
Securities gains (losses)$04,449
Applicable income taxes$5,261,000553
Income before extraordinary items$9,985,000597
Extraordinary gains, net$032
Net income$9,985,000596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$767,000914
Cash dividends$4,771,000663
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$9,985,000566
1997-12-31 (YTD Data)Rank
Total interest income$45,160,000762
Total interest expense$20,760,000802
Net interest income$24,400,000747
Provision for loan and lease losses$710,0001,316
Total noninterest income$8,043,000662
Gross Fiduciary activities income$3,258,000252
Service charges on deposit accounts$2,273,000572
Trading account gains and fees$0239
Additional Noninterest Income$2,512,000944
Total noninterest expense$17,169,000838
Salaries and employee benefits$9,687,000716
Premises and equipment expense$2,707,000752
Additional noninterest expense$4,775,0001,003
Pre-tax net operating income$14,564,000591
Securities gains (losses)$-8,0009,909
Applicable income taxes$5,070,000598
Income before extraordinary items$9,486,000619
Extraordinary gains, net$044
Net income$9,486,000620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$579,0001,194
Cash dividends$4,188,000715
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$9,491,200597
1996-12-31 (YTD Data)Rank
Total interest income$40,899,000860
Total interest expense$18,415,000913
Net interest income$22,484,000826
Provision for loan and lease losses$450,0001,887
Total noninterest income$7,041,000747
Gross Fiduciary activities income$2,882,000292
Service charges on deposit accounts$2,092,000651
Trading account gains and fees$0262
Additional Noninterest Income$2,067,0001,130
Total noninterest expense$15,883,000957
Salaries and employee benefits$9,136,000761
Premises and equipment expense$2,533,000861
Additional noninterest expense$4,214,0001,309
Pre-tax net operating income$13,192,000629
Securities gains (losses)$104,000937
Applicable income taxes$4,660,000623
Income before extraordinary items$8,636,000659
Extraordinary gains, net$053
Net income$8,636,000659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$744,0001,067
Cash dividends$3,500,000847
Sale, conversion, retirement of capital stock, net$0953
Net operating income$8,568,400644
1995-12-31 (YTD Data)Rank
Total interest income$40,054,000907
Total interest expense$18,510,000943
Net interest income$21,544,000874
Provision for loan and lease losses$400,0001,857
Total noninterest income$6,713,000787
Gross Fiduciary activities income$2,713,000313
Service charges on deposit accounts$2,015,000672
Trading account gains and fees$0522
Additional Noninterest Income$1,985,0001,134
Total noninterest expense$15,411,000986
Salaries and employee benefits$8,825,000797
Premises and equipment expense$2,419,000902
Additional noninterest expense$4,167,0001,293
Pre-tax net operating income$12,446,000689
Securities gains (losses)$-76,00011,379
Applicable income taxes$4,397,000670
Income before extraordinary items$7,973,000723
Extraordinary gains, net$065
Net income$7,973,000723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$566,0001,271
Cash dividends$4,117,000736
Sale, conversion, retirement of capital stock, net$0809
Net operating income$8,021,640714
1994-12-31 (YTD Data)Rank
Total interest income$34,560,000927
Total interest expense$13,370,000995
Net interest income$21,190,000883
Provision for loan and lease losses$480,0001,589
Total noninterest income$6,110,000805
Gross Fiduciary activities income$2,524,000319
Service charges on deposit accounts$2,012,000683
Trading account gains and fees$0475
Additional Noninterest Income$1,574,0001,330
Total noninterest expense$15,045,0001,008
Salaries and employee benefits$8,404,000820
Premises and equipment expense$2,252,000946
Additional noninterest expense$4,389,0001,317
Pre-tax net operating income$11,775,000697
Securities gains (losses)$-41,00010,890
Applicable income taxes$4,096,000668
Income before extraordinary items$7,638,000716
Extraordinary gains, net$0249
Net income$7,638,000717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0001,675
Cash dividends$3,654,000702
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$7,664,650724
1993-12-31 (YTD Data)Rank
Total interest income$33,559,000963
Total interest expense$13,472,0001,005
Net interest income$20,087,000920
Provision for loan and lease losses$725,0001,618
Total noninterest income$5,583,000906
Gross Fiduciary activities income$2,388,000342
Service charges on deposit accounts$2,094,000659
Trading account gains and fees$0532
Additional Noninterest Income$1,101,0001,911
Total noninterest expense$14,581,0001,081
Salaries and employee benefits$7,481,000904
Premises and equipment expense$1,779,0001,202
Additional noninterest expense$5,321,0001,214
Pre-tax net operating income$10,364,000705
Securities gains (losses)$391,0001,072
Applicable income taxes$3,640,000708
Income before extraordinary items$7,115,000735
Extraordinary gains, net$187,0001,064
Net income$7,302,000737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$314,0002,404
Cash dividends$2,954,000739
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$6,856,940705
1992-12-31 (YTD Data)Rank
Total interest income$36,752,0001,005
Total interest expense$16,860,0001,073
Net interest income$19,892,000947
Provision for loan and lease losses$925,0001,930
Total noninterest income$4,928,000989
Gross Fiduciary activities income$2,204,000364
Service charges on deposit accounts$1,855,000715
Trading account gains and fees$0504
Additional Noninterest Income$869,0002,190
Total noninterest expense$13,717,0001,152
Salaries and employee benefits$7,050,000969
Premises and equipment expense$1,529,0001,421
Additional noninterest expense$5,138,0001,285
Pre-tax net operating income$10,178,000626
Securities gains (losses)$57,0003,915
Applicable income taxes$3,489,000673
Income before extraordinary items$6,746,000706
Extraordinary gains, net$01,422
Net income$6,746,000700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$586,0002,202
Cash dividends$2,337,000741
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$6,708,380645

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.