Home > First Merchants Bank > Net charge- offs to loans
First Merchants Bank, Net charge- offs to loans
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3905% | 383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0096% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0197% | 4,451 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0578% | 4,390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0496% | 333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2064% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8349% | 879 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8349% | 848 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 78 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5149% | 260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0130% | 460 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0259% | 4,483 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0505% | 4,422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0591% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6221% | 210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7634% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7634% | 857 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6675% | 189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0206% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0382% | 4,508 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 286 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0161% | 4,389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0395% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1647% | 170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5623% | 1,085 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5623% | 1,053 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0721% | 879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0426% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0016% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0567% | 156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0562% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0568% | 151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1385% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6203% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6203% | 927 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2089% | 517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0036% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0063% | 4,511 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0816% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3168% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6315% | 460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5666% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5666% | 976 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2455% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0313% | 418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,970 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0084% | 4,550 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0854% | 157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3961% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7616% | 312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6031% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6031% | 871 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,050 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0124% | 4,594 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0990% | 115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4437% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0162% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5804% | 893 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5804% | 866 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 1,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,153 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0244% | 4,677 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1281% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0331% | 3,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8019% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8019% | 612 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 1,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 526 |
| Percentage Net Loans Charged-off:Construction & development | -0.1238% | 4,598 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0388% | 4,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4148% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0774% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0111% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4660% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4660% | 991 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0096% | 3,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0342% | 4,310 |
| Percentage Net Loans Charged-off:Construction & development | -0.1658% | 4,655 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0549% | 4,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0226% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0551% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0105% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5356% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5356% | 802 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 3,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0264% | 4,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0701% | 4,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0338% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,301 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0152% | 3,242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0010% | 921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6089% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6089% | 702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0252% | 4,008 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0441% | 4,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1168% | 4,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0706% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 3,684 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0111% | 3,278 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0185% | 3,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4082% | 964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4082% | 892 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1011% | 849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0686% | 468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0010% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1627% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0092% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 3,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0628% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0358% | 4,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1905% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2586% | 1,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2586% | 1,261 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0686% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0938% | 334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2181% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0874% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0310% | 4,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0302% | 1,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2381% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2381% | 1,157 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1067% | 709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1523% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0004% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3470% | 143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1098% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0352% | 4,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0435% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1602% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1602% | 1,291 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1560% | 503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2190% | 152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0016% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5295% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0214% | 4,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0303% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0409% | 4,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0685% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2414% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2414% | 1,024 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0926% | 1,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 1,843 |
| Percentage Net Loans Charged-off:Construction & development | -0.0159% | 4,189 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,282 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 3,961 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 1,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0987% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 4,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3030% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2937% | 1,732 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2940% | 1,610 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1160% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 1,305 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 4,165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0002% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 3,975 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0523% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1585% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3630% | 740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3436% | 1,511 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3441% | 1,392 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 2,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 1,166 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 4,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0039% | 4,006 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0412% | 683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1156% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0133% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4541% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4549% | 1,227 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 1,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 862 |
| Percentage Net Loans Charged-off:Construction & development | -0.0207% | 4,362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0179% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1157% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 4,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0239% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6163% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6174% | 1,038 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0395% | 2,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 1,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.1933% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1871% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 1,837 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 3,428 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 1,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0125% | 2,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1448% | 2,675 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7769% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1340% | 2,596 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0401% | 2,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0556% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 0.2744% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1834% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 1,578 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0095% | 3,492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 3,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0471% | 2,969 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7939% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0315% | 2,934 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0266% | 2,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0468% | 861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0767% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2755% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,934 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0311% | 3,653 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 3,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0682% | 2,589 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4039% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0430% | 2,577 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0805% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 0.7035% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 4,774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0256% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0145% | 3,617 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0280% | 4,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1642% | 1,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9490% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1610% | 1,884 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0243% | 2,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 1,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.1172% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,374 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0945% | 4,323 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0798% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0988% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0708% | 980 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 4,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4752% | 1,616 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4581% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4595% | 1,547 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0419% | 2,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0551% | 952 |
| Percentage Net Loans Charged-off:Construction & development | 0.1518% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0216% | 703 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0537% | 4,337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1020% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1225% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0923% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 3,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4229% | 1,567 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5545% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4006% | 1,520 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0522% | 844 |
| Percentage Net Loans Charged-off:Construction & development | 0.2310% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0164% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0812% | 4,385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0803% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1371% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0533% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0281% | 1,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3223% | 1,736 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1620% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3174% | 1,644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0651% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 164 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0602% | 5,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0008% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2145% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2139% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2149% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1163% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4971% | 1,332 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2749% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4865% | 1,240 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 4,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 2,612 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 4,424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0685% | 5,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1415% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0466% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0780% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 1,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 4,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3283% | 2,217 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1238% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3210% | 2,112 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 3,782 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 4,735 |
| Percentage Net Loans Charged-off:Construction & development | -0.0088% | 4,497 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0878% | 5,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0173% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0620% | 1,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1018% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 1,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0360% | 1,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3463% | 2,024 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3474% | 1,887 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | -0.0135% | 4,584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0225% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0072% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0861% | 977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1348% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0616% | 1,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0330% | 1,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2195% | 2,243 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2200% | 2,106 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 2,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0251% | 5,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0064% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1114% | 5,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0474% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1056% | 867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2681% | 1,866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2681% | 1,746 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 3,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 2,044 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 4,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 1,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0408% | 178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0785% | 1,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0624% | 636 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0856% | 1,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0541% | 2,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2621% | 2,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2661% | 2,371 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0203% | 1,468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 2,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 1,786 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 4,508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0209% | 997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0030% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0819% | 1,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0458% | 586 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0973% | 1,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1458% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1688% | 2,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1741% | 2,419 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0254% | 1,259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0678% | 2,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 1,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0097% | 368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0385% | 747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0060% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0964% | 1,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0430% | 508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1181% | 998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1207% | 1,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2200% | 2,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2281% | 2,069 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0396% | 1,024 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0779% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0589% | 1,109 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,739 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0106% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0124% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1574% | 729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0522% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1989% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1250% | 914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4043% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4043% | 1,403 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0344% | 832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0455% | 3,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0408% | 2,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0370% | 697 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0721% | 5,563 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1411% | 4,840 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2315% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3547% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1841% | 1,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0310% | 4,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3794% | 1,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3794% | 1,827 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3586% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0492% | 2,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 2,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0545% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0884% | 5,694 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1941% | 4,898 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1747% | 1,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1841% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1711% | 1,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0496% | 1,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3065% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3064% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5162% | 530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0904% | 2,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0980% | 1,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0334% | 510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0525% | 914 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2151% | 4,927 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2719% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2787% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2694% | 772 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0815% | 5,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1685% | 2,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1685% | 2,249 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8610% | 376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1177% | 1,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0660% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0072% | 358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0982% | 543 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4317% | 4,976 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1779% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2653% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1451% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0331% | 4,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2616% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2616% | 1,697 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0293% | 213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1729% | 2,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1628% | 1,744 |
| Percentage Net Loans Charged-off:Construction & development | -0.2882% | 5,486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2675% | 1,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0422% | 366 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1205% | 2,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0944% | 931 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1296% | 2,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1029% | 2,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4198% | 2,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4063% | 1,937 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7033% | 517 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1399% | 2,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1136% | 1,993 |
| Percentage Net Loans Charged-off:Construction & development | -0.2991% | 5,560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1318% | 1,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0130% | 340 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1450% | 1,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0361% | 971 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1826% | 1,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2277% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5088% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4903% | 1,557 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0651% | 5,614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0271% | 5,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 2,671 |
| Percentage Net Loans Charged-off:Construction & development | -0.4510% | 5,680 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0442% | 5,921 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0216% | 5,049 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1515% | 1,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0106% | 843 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1995% | 1,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2625% | 5,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3729% | 1,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3450% | 1,761 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0803% | 5,683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1887% | 6,366 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0665% | 6,099 |
| Percentage Net Loans Charged-off:Construction & development | -0.8718% | 5,832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0462% | 6,073 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0196% | 5,080 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 1,955 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2044% | 4,745 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1121% | 1,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6791% | 6,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5657% | 1,345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5657% | 1,233 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1490% | 5,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2656% | 2,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2994% | 1,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0050% | 1,632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3268% | 1,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3870% | 400 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3588% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3382% | 839 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3658% | 1,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2899% | 1,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0909% | 3,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0923% | 3,607 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2714% | 5,941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4001% | 1,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4457% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.1239% | 1,285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4801% | 992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5700% | 301 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5234% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5061% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5293% | 978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4521% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1018% | 3,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1036% | 3,240 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3284% | 6,020 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3603% | 1,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3517% | 1,467 |
| Percentage Net Loans Charged-off:Construction & development | -0.3104% | 5,868 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3577% | 1,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2036% | 310 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5634% | 967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5963% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5524% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5270% | 1,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0158% | 3,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0158% | 3,287 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0602% | 5,767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4022% | 1,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3991% | 1,215 |
| Percentage Net Loans Charged-off:Construction & development | -1.1827% | 6,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5118% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 5,255 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6216% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8332% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5529% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5902% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1234% | 5,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1234% | 5,674 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0789% | 5,848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7092% | 1,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6420% | 1,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.2895% | 1,987 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7990% | 1,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5263% | 560 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6174% | 1,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6016% | 934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6223% | 1,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0774% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5441% | 2,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5454% | 2,091 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3102% | 918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7334% | 1,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6225% | 1,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.1523% | 1,963 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8011% | 981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7294% | 453 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5235% | 1,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5045% | 921 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5292% | 1,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2630% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4263% | 2,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4280% | 2,188 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4267% | 740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7303% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4989% | 1,842 |
| Percentage Net Loans Charged-off:Construction & development | -0.7181% | 6,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8051% | 933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5575% | 400 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3416% | 2,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3838% | 941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3289% | 2,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5975% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7536% | 1,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7560% | 1,428 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6803% | 557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7795% | 1,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5091% | 1,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.6557% | 1,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5105% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1206% | 235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4321% | 1,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3169% | 797 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4656% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6359% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5550% | 1,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5550% | 1,558 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4806% | 319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2568% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6640% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 7.2858% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1314% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1699% | 576 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8814% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7545% | 1,016 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9149% | 1,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1975% | 3,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5101% | 2,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4750% | 2,594 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0432% | 6,075 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2844% | 1,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8759% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 8.2490% | 525 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3515% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4598% | 454 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8833% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7582% | 898 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9160% | 1,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4255% | 6,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5242% | 2,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4792% | 2,319 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2298% | 6,337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2258% | 1,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1686% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 10.1473% | 411 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7317% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6996% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8386% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8850% | 764 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8267% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8576% | 7,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5635% | 2,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5139% | 2,049 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2458% | 6,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0862% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3521% | 913 |
| Percentage Net Loans Charged-off:Construction & development | 9.8323% | 349 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1247% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2463% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4858% | 1,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7485% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4192% | 1,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3836% | 1,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1237% | 1,226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9512% | 1,117 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2730% | 6,327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8229% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7396% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 3.7938% | 1,526 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3913% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4793% | 471 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8183% | 1,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6962% | 1,084 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8472% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5429% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1110% | 1,979 |
| Percentage Net Loans Charged-off: Credit card loans | 35.3982% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7485% | 922 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0585% | 907 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9131% | 908 |
| Percentage Net Loans Charged-off:Construction & development | 3.0774% | 1,575 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5427% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3518% | 344 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0371% | 1,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6464% | 999 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1290% | 1,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0602% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0611% | 1,882 |
| Percentage Net Loans Charged-off: Credit card loans | 14.1593% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9974% | 741 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1559% | 834 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6571% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | 4.2323% | 1,130 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4740% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7510% | 509 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7598% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5482% | 922 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8087% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4896% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9156% | 2,041 |
| Percentage Net Loans Charged-off: Credit card loans | -5.3093% | 1,552 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9620% | 664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1736% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7182% | 1,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.1736% | 1,889 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0905% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4318% | 358 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5074% | 1,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5030% | 721 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5084% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4935% | 346 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0289% | 1,763 |
| Percentage Net Loans Charged-off: Credit card loans | -14.1593% | 1,563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2397% | 381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3101% | 1,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7624% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | 7.7082% | 812 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7850% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5704% | 662 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8462% | 1,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7110% | 1,039 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8720% | 1,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3380% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5296% | 1,830 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8636% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7749% | 1,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2541% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5357% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | 6.3951% | 791 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7144% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3635% | 540 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7191% | 1,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7879% | 817 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7065% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6520% | 667 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6655% | 1,543 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2781% | 713 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6316% | 1,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2740% | 314 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0529% | 740 |
| Percentage Net Loans Charged-off:Construction & development | 10.0015% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4636% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9434% | 320 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8684% | 1,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1360% | 1,159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9341% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.6064% | 260 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5188% | 1,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6077% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7302% | 1,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8432% | 1,154 |
| Percentage Net Loans Charged-off:Construction & development | 0.3454% | 1,569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7962% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9018% | 154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0494% | 730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1440% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3477% | 2,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3672% | 1,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1421% | 577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6318% | 1,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4260% | 1,880 |
| Percentage Net Loans Charged-off:Construction & development | 1.4818% | 1,297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3027% | 1,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0384% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4628% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1768% | 1,055 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4868% | 1,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9379% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3247% | 1,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4114% | 1,103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6370% | 1,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3646% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | 1.1011% | 1,025 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3602% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3344% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3148% | 692 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3361% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1019% | 1,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2656% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5553% | 849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6212% | 1,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3839% | 1,144 |
| Percentage Net Loans Charged-off:Construction & development | 1.1028% | 730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3992% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3421% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6638% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3166% | 1,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1498% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2906% | 1,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7107% | 7,264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7280% | 718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3550% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0771% | 986 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4189% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4730% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9739% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4351% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9160% | 486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8096% | 1,822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5278% | 7,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2107% | 2,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1697% | 1,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.3440% | 810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1504% | 918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2882% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1799% | 1,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0207% | 893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1920% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1534% | 2,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8718% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0955% | 7,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2159% | 1,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1436% | 1,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.4295% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0636% | 835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3891% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1680% | 1,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0270% | 671 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1788% | 940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1836% | 2,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7587% | 1,851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2008% | 1,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1855% | 1,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1075% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.2420% | 382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0207% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5840% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1340% | 1,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0064% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1443% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2217% | 1,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6752% | 1,902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0131% | 6,858 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2088% | 1,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0439% | 1,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 7,877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1024% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1125% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1480% | 1,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4646% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1625% | 2,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 2,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 1,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 2,265 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0804% | 6,080 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 1,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2346% | 2,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9031% | 1,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1781% | 1,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1532% | 2,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 2,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0050% | 973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 1,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0510% | 1,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1833% | 2,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8515% | 1,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2879% | 842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1447% | 1,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 7,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0625% | 1,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0694% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1126% | 1,999 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9063% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3324% | 719 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1768% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 1,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0620% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0688% | 831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0727% | 1,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1857% | 1,082 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6245% | 505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3393% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 2,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 2,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0434% | 2,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9982% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0274% | 1,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0075% | 6,903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3954% | 995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 2,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 2,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0272% | 1,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3126% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8141% | 2,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0095% | 6,939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2884% | 1,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8825% | 994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8595% | 1,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2043% | 1,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5891% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6763% | 2,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6983% | 713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0627% | 2,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1197% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1341% | 1,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2628% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7759% | 2,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0815% | 1,369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 2,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 3,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 2,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 2,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5929% | 1,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4620% | 3,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1141% | 1,104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0838% | 3,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 2,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 2,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 2,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1337% | 2,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4001% | 3,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1715% | 898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 3,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 1,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 1,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0366% | 7,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3769% | 3,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8495% | 754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1483% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.4350% | 341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3201% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 2,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 2,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0835% | 1,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4952% | 4,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 15.2170% | 83 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2478% | 2,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1501% | 1,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.4566% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3102% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 2,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 2,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2998% | 2,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4923% | 3,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7978% | 708 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1910% | 2,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.6773% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0055% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3400% | 2,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2996% | 4,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1781% | 522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2348% | 2,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0286% | 1,629 |
| Percentage Net Loans Charged-off:Construction & development | 0.2926% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4511% | 1,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3293% | 3,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6794% | 271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4268% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0539% | 2,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.1551% | 549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0314% | 1,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0523% | 2,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1576% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 2,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1677% | 1,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5989% | 3,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0627% | 673 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1749% | 3,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 3,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 2,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0338% | 2,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3233% | 3,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3903% | 4,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1877% | 620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1572% | 3,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2758% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3963% | 879 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3711% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4746% | 164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1644% | 3,683 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 1,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0093% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1056% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7088% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6977% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5850% | 123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1793% | 3,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1587% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6475% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7087% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5800% | 48 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1458% | 4,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0724% | 1,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8832% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3255% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3612% | 50 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2169% | 3,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2774% | 488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8027% | 647 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5422% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6323% | 45 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1738% | 4,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1638% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6599% | 620 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4945% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8291% | 43 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1158% | 5,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2599% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0390% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3881% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5022% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3477% | 27 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1075% | 6,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1772% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0698% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4070% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2963% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9371% | 99 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2142% | 7,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2320% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2379% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7969% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4138% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5682% | 184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |