First Hope Bank, A National Banking Association, SPARTA BRANCH

Name:First Hope Bank, A National Banking Association, SPARTA BRANCH
Full Service Brick and Mortar Office
Review: 3star4 client reviews
Location:220 Woodport Road, Aka Route 181
Sparta, NJ 07871

Sussex County
View Other Branches
 
Phone:973-729-8333
FDIC Cert:#6354
Established:06/23/2000


The Bank

Name:First Hope Bank, A National Banking Association
Concentration:Commercial Lending Specialization
Established:09/11/1911
FDIC Insurance:01/01/1934
Holden By:FIRST HOPE BCORP
Charter Class:Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
# of Branches:6, view all, view on map
Website:www.firsthope.com
Total Assets:$724,715,000
Total Deposits:$666,493,000
Total Equity Capital:$44,028,000
Total Domestic Office Deposits:$666,493,000
Net Income:$2,168,000
Quarterly Net Income:$1,178,000
Quarterly Return on Assets:1%
Return on Equity:6%
Quarterly Return on Equity:11%
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Client Review

4 client reviews of First Hope Bank, A National Banking Association scored 3 out of 5.

derivative free
 4star Overall Rating
by ChakaKhan, Oct. 26, 2022

I am searching for a bank in NJ that does not play the derivative game... First Hope is one such bank....and they offer a cd at 1.5% ..... sure I could go to Chase via Fidelity and get 4.5% but then my small sum would be second in line when they default on their        $57,022,286,000,000 in derivatives after the petrodollar collapse...remember derivative losses are paid BEFORE you can have your money

* this reviewer has be with this bank for <6 months
* this reviewer had >10 banks before.
* this review was made on First Hope Bank, A National Banking Association, Sparta Branch at Sparta, NJ
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Warning: They charge a fee on savings accounts!
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 5star Waiting Time
 1star Other Services
by LauraFromBlairstown, Jul. 10, 2013

I have been a customer for more than 15 years. Today I went to the bank and questioned a fee on my savings account. Apparently if you do not have account activity for a year, you are charged a $7 monthly fee. As a soon to be senior citizen, it is my goal to not withdraw money from my account. Apparently I went for more than a year without withdrawing any money. Not easy to do in this economy. You would think the bank would congratulate me on my thrifty ways. No, they charged me an inactivity fee. I asked them to refund the fee. They said they would rather lose me as a customer. I took my money out of the bank. If you are a thrifty consumer, I suggest you move to another bank too. I was able to get almost double the interest at another bank and they gave me a GPS for opening an account with more than $100,000. I wish I had switched sooner!

* this reviewer has be with this bank for >10 years
* this reviewer had 1 - 2 banks before.
* this review was made on First Hope Bank, A National Banking Association, Sparta Branch at Sparta, NJ
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