Home > First Foundation Bank > Income and Expense

First Foundation Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$578,810,000145
Total interest expense$364,309,00097
Net interest income$214,501,000214
Provision for loan and lease losses$-481,0004,466
Total noninterest income$14,116,000587
Gross Fiduciary activities income$6,813,000222
Service charges on deposit accounts$1,876,000593
Trading account gains and fees$0123
Additional Noninterest Income$5,427,000839
Total noninterest expense$425,765,000109
Salaries and employee benefits$67,114,000257
Premises and equipment expense$14,203,000226
Additional noninterest expense$5,427,000839
Pre-tax net operating income$-196,667,0004,608
Securities gains (losses)$2,303,00044
Applicable income taxes$559,0001,827
Income before extraordinary items$-194,923,0004,589
Extraordinary gains, net$054
Net income$-194,923,0004,589
Minority interest net income$088
Net income of bank and minority interests.$-194,923,0004,589
Net charge-offs$3,146,000311
Cash dividends$22,500,000275
Sale, conversion, retirement of capital stock, net$795,000217
Net operating income$-197,226,0004,590
2023-09-30 (YTD Data)Rank
Total interest income$430,895,000145
Total interest expense$261,947,00096
Net interest income$168,948,000207
Provision for loan and lease losses$-710,0004,525
Total noninterest income$10,865,000579
Gross Fiduciary activities income$5,039,000226
Service charges on deposit accounts$1,482,000559
Trading account gains and fees$0125
Additional Noninterest Income$4,344,000815
Total noninterest expense$375,833,00092
Salaries and employee benefits$52,515,000257
Premises and equipment expense$10,490,000231
Additional noninterest expense$4,344,000815
Pre-tax net operating income$-195,310,0004,600
Securities gains (losses)$7,000656
Applicable income taxes$2,672,000694
Income before extraordinary items$-197,975,0004,619
Extraordinary gains, net$052
Net income$-197,975,0004,619
Minority interest net income$081
Net income of bank and minority interests.$-197,975,0004,619
Net charge-offs$2,539,000269
Cash dividends$40,000,000159
Sale, conversion, retirement of capital stock, net$305,000282
Net operating income$-197,982,0004,620
2023-06-30 (YTD Data)Rank
Total interest income$284,928,000141
Total interest expense$170,987,00086
Net interest income$113,941,000206
Provision for loan and lease losses$1,304,000449
Total noninterest income$7,433,000556
Gross Fiduciary activities income$3,547,000217
Service charges on deposit accounts$995,000547
Trading account gains and fees$0112
Additional Noninterest Income$2,891,000765
Total noninterest expense$317,769,00071
Salaries and employee benefits$36,944,000241
Premises and equipment expense$6,894,000227
Additional noninterest expense$2,891,000765
Pre-tax net operating income$-197,699,0004,629
Securities gains (losses)$6,000725
Applicable income taxes$3,081,000484
Income before extraordinary items$-200,774,0004,650
Extraordinary gains, net$051
Net income$-200,774,0004,649
Minority interest net income$081
Net income of bank and minority interests.$-200,774,0004,649
Net charge-offs$2,171,000219
Cash dividends$20,000,000190
Sale, conversion, retirement of capital stock, net$-210,0004,627
Net operating income$-200,780,0004,649
2023-03-31 (YTD Data)Rank
Total interest income$138,142,000144
Total interest expense$76,449,00090
Net interest income$61,693,000192
Provision for loan and lease losses$417,000567
Total noninterest income$3,768,000548
Gross Fiduciary activities income$1,719,000228
Service charges on deposit accounts$486,000570
Trading account gains and fees$097
Additional Noninterest Income$1,563,000720
Total noninterest expense$51,745,000176
Salaries and employee benefits$20,260,000232
Premises and equipment expense$3,484,000232
Additional noninterest expense$1,563,000720
Pre-tax net operating income$13,299,000354
Securities gains (losses)$-9,0004,022
Applicable income taxes$2,947,000332
Income before extraordinary items$10,343,000357
Extraordinary gains, net$04
Net income$10,343,000358
Minority interest net income$048
Net income of bank and minority interests.$10,343,000358
Net charge-offs$1,698,000159
Cash dividends$15,000,000133
Sale, conversion, retirement of capital stock, net$-629,0004,664
Net operating income$10,350,110364
2022-12-31 (YTD Data)Rank
Total interest income$411,026,000150
Total interest expense$78,767,000100
Net interest income$332,259,000148
Provision for loan and lease losses$532,0001,194
Total noninterest income$19,492,000485
Gross Fiduciary activities income$9,394,000184
Service charges on deposit accounts$2,476,000477
Trading account gains and fees$0116
Additional Noninterest Income$7,622,000673
Total noninterest expense$189,102,000186
Salaries and employee benefits$90,186,000203
Premises and equipment expense$15,331,000207
Additional noninterest expense$7,622,000673
Pre-tax net operating income$162,117,000168
Securities gains (losses)$-8,0003,399
Applicable income taxes$42,698,000147
Income before extraordinary items$119,411,000173
Extraordinary gains, net$05
Net income$119,411,000173
Minority interest net income$063
Net income of bank and minority interests.$119,411,000173
Net charge-offs$284,000795
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$1,984,000175
Net operating income$119,417,320175
2022-09-30 (YTD Data)Rank
Total interest income$283,085,000150
Total interest expense$29,170,000125
Net interest income$253,915,000143
Provision for loan and lease losses$-641,0004,609
Total noninterest income$14,310,000496
Gross Fiduciary activities income$6,291,000202
Service charges on deposit accounts$1,855,000482
Trading account gains and fees$0111
Additional Noninterest Income$6,164,000656
Total noninterest expense$136,124,000194
Salaries and employee benefits$71,051,000197
Premises and equipment expense$11,391,000210
Additional noninterest expense$6,164,000656
Pre-tax net operating income$132,742,000159
Securities gains (losses)$4,000563
Applicable income taxes$36,816,000131
Income before extraordinary items$95,930,000168
Extraordinary gains, net$04
Net income$95,930,000168
Minority interest net income$057
Net income of bank and minority interests.$95,930,000168
Net charge-offs$17,0001,656
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$1,361,000167
Net operating income$95,926,840168
2022-06-30 (YTD Data)Rank
Total interest income$172,898,000150
Total interest expense$9,889,000152
Net interest income$163,009,000143
Provision for loan and lease losses$-619,0004,634
Total noninterest income$9,969,000472
Gross Fiduciary activities income$4,257,000168
Service charges on deposit accounts$1,302,000466
Trading account gains and fees$0108
Additional Noninterest Income$4,410,000646
Total noninterest expense$82,497,000200
Salaries and employee benefits$46,843,000190
Premises and equipment expense$7,550,000208
Additional noninterest expense$28,104,000206
Pre-tax net operating income$91,100,000152
Securities gains (losses)$0687
Applicable income taxes$25,608,000128
Income before extraordinary items$65,492,000165
Extraordinary gains, net$04
Net income$65,492,000165
Minority interest net income$060
Net income of bank and minority interests.$65,492,000165
Net charge-offs$-152,0004,487
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$692,000172
Net operating income$65,492,000163
2022-03-31 (YTD Data)Rank
Total interest income$81,204,000151
Total interest expense$3,413,000177
Net interest income$77,791,000149
Provision for loan and lease losses$-792,0004,670
Total noninterest income$5,645,000444
Gross Fiduciary activities income$2,108,000175
Service charges on deposit accounts$641,000465
Trading account gains and fees$0103
Additional Noninterest Income$2,896,000541
Total noninterest expense$40,275,000206
Salaries and employee benefits$24,277,000186
Premises and equipment expense$3,713,000213
Additional noninterest expense$12,285,000216
Pre-tax net operating income$43,953,000151
Securities gains (losses)$0623
Applicable income taxes$12,715,000121
Income before extraordinary items$31,238,000157
Extraordinary gains, net$04
Net income$31,238,000157
Minority interest net income$050
Net income of bank and minority interests.$31,238,000157
Net charge-offs$11,0001,153
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$-43,0004,763
Net operating income$31,238,000158
2021-12-31 (YTD Data)Rank
Total interest income$256,892,000177
Total interest expense$13,688,000211
Net interest income$243,204,000174
Provision for loan and lease losses$3,866,000141
Total noninterest income$31,830,000375
Gross Fiduciary activities income$7,161,000199
Service charges on deposit accounts$1,700,000612
Trading account gains and fees$0132
Additional Noninterest Income$22,969,000384
Total noninterest expense$121,812,000252
Salaries and employee benefits$68,898,000252
Premises and equipment expense$11,385,000267
Additional noninterest expense$41,529,000244
Pre-tax net operating income$149,356,000178
Securities gains (losses)$02,062
Applicable income taxes$42,144,000154
Income before extraordinary items$107,212,000188
Extraordinary gains, net$010
Net income$107,212,000188
Minority interest net income$074
Net income of bank and minority interests.$107,212,000188
Net charge-offs$826,000476
Cash dividends$22,000,000279
Sale, conversion, retirement of capital stock, net$1,538,000191
Net operating income$107,212,000188
2021-09-30 (YTD Data)Rank
Total interest income$190,410,000180
Total interest expense$10,988,000207
Net interest income$179,422,000177
Provision for loan and lease losses$-13,0004,299
Total noninterest income$28,150,000347
Gross Fiduciary activities income$5,169,000204
Service charges on deposit accounts$1,205,000634
Trading account gains and fees$0132
Additional Noninterest Income$21,776,000327
Total noninterest expense$89,255,000260
Salaries and employee benefits$50,735,000261
Premises and equipment expense$8,381,000273
Additional noninterest expense$30,139,000251
Pre-tax net operating income$118,330,000171
Securities gains (losses)$02,015
Applicable income taxes$33,647,000148
Income before extraordinary items$84,683,000185
Extraordinary gains, net$08
Net income$84,683,000185
Minority interest net income$069
Net income of bank and minority interests.$84,683,000185
Net charge-offs$-237,0004,691
Cash dividends$22,000,000219
Sale, conversion, retirement of capital stock, net$1,024,000182
Net operating income$84,683,000185
2021-06-30 (YTD Data)Rank
Total interest income$125,396,000182
Total interest expense$8,234,000198
Net interest income$117,162,000181
Provision for loan and lease losses$404,000722
Total noninterest income$7,870,000637
Gross Fiduciary activities income$3,431,000203
Service charges on deposit accounts$768,000638
Trading account gains and fees$0133
Additional Noninterest Income$3,671,000855
Total noninterest expense$57,665,000267
Salaries and employee benefits$32,659,000269
Premises and equipment expense$5,446,000279
Additional noninterest expense$19,560,000250
Pre-tax net operating income$66,963,000196
Securities gains (losses)$01,818
Applicable income taxes$18,975,000164
Income before extraordinary items$47,988,000205
Extraordinary gains, net$06
Net income$47,988,000206
Minority interest net income$067
Net income of bank and minority interests.$47,988,000206
Net charge-offs$-102,0004,594
Cash dividends$12,000,000236
Sale, conversion, retirement of capital stock, net$499,000180
Net operating income$47,988,000205
2021-03-31 (YTD Data)Rank
Total interest income$61,655,000188
Total interest expense$4,849,000185
Net interest income$56,806,000187
Provision for loan and lease losses$360,000481
Total noninterest income$2,875,000776
Gross Fiduciary activities income$1,668,000204
Service charges on deposit accounts$376,000642
Trading account gains and fees$0127
Additional Noninterest Income$831,0001,437
Total noninterest expense$28,661,000268
Salaries and employee benefits$16,823,000257
Premises and equipment expense$2,666,000287
Additional noninterest expense$9,172,000256
Pre-tax net operating income$30,660,000208
Securities gains (losses)$01,392
Applicable income taxes$8,738,000181
Income before extraordinary items$21,922,000227
Extraordinary gains, net$03
Net income$21,922,000227
Minority interest net income$055
Net income of bank and minority interests.$21,922,000227
Net charge-offs$-192,0004,858
Cash dividends$6,000,000217
Sale, conversion, retirement of capital stock, net$-52,0004,942
Net operating income$21,922,000220
2020-12-31 (YTD Data)Rank
Total interest income$252,032,000186
Total interest expense$47,077,000151
Net interest income$204,955,000191
Provision for loan and lease losses$6,746,000465
Total noninterest income$23,794,000444
Gross Fiduciary activities income$5,645,000207
Service charges on deposit accounts$1,220,000796
Trading account gains and fees$0133
Additional Noninterest Income$16,929,000452
Total noninterest expense$102,388,000278
Salaries and employee benefits$56,153,000291
Premises and equipment expense$10,564,000282
Additional noninterest expense$35,671,000264
Pre-tax net operating income$119,615,000147
Securities gains (losses)$02,675
Applicable income taxes$34,638,000115
Income before extraordinary items$84,977,000164
Extraordinary gains, net$04
Net income$84,977,000164
Minority interest net income$072
Net income of bank and minority interests.$84,977,000164
Net charge-offs$841,000719
Cash dividends$10,000,000450
Sale, conversion, retirement of capital stock, net$1,892,000158
Net operating income$84,977,000163
2020-09-30 (YTD Data)Rank
Total interest income$191,600,000187
Total interest expense$40,899,000144
Net interest income$150,701,000189
Provision for loan and lease losses$6,979,000401
Total noninterest income$20,871,000384
Gross Fiduciary activities income$4,200,000204
Service charges on deposit accounts$903,000801
Trading account gains and fees$0125
Additional Noninterest Income$15,768,000373
Total noninterest expense$76,475,000275
Salaries and employee benefits$42,376,000283
Premises and equipment expense$7,721,000285
Additional noninterest expense$26,378,000267
Pre-tax net operating income$88,118,000135
Securities gains (losses)$02,494
Applicable income taxes$25,327,000105
Income before extraordinary items$62,791,000148
Extraordinary gains, net$04
Net income$62,791,000148
Minority interest net income$065
Net income of bank and minority interests.$62,791,000148
Net charge-offs$607,000668
Cash dividends$10,000,000351
Sale, conversion, retirement of capital stock, net$1,509,000136
Net operating income$62,791,000147
2020-06-30 (YTD Data)Rank
Total interest income$128,363,000184
Total interest expense$30,874,000140
Net interest income$97,489,000194
Provision for loan and lease losses$5,431,000380
Total noninterest income$4,363,000812
Gross Fiduciary activities income$2,695,000208
Service charges on deposit accounts$580,000834
Trading account gains and fees$0123
Additional Noninterest Income$1,088,0001,583
Total noninterest expense$51,449,000275
Salaries and employee benefits$28,680,000266
Premises and equipment expense$5,066,000291
Additional noninterest expense$17,703,000257
Pre-tax net operating income$44,972,000148
Securities gains (losses)$02,249
Applicable income taxes$13,379,000114
Income before extraordinary items$31,593,000167
Extraordinary gains, net$04
Net income$31,593,000167
Minority interest net income$065
Net income of bank and minority interests.$31,593,000167
Net charge-offs$491,000599
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$1,095,000118
Net operating income$31,593,000165
2020-03-31 (YTD Data)Rank
Total interest income$64,498,000188
Total interest expense$17,440,000146
Net interest income$47,058,000199
Provision for loan and lease losses$4,064,000275
Total noninterest income$2,565,000685
Gross Fiduciary activities income$1,464,000203
Service charges on deposit accounts$315,000902
Trading account gains and fees$0106
Additional Noninterest Income$786,0001,153
Total noninterest expense$26,310,000268
Salaries and employee benefits$14,833,000257
Premises and equipment expense$2,529,000296
Additional noninterest expense$8,948,000256
Pre-tax net operating income$19,249,000151
Securities gains (losses)$01,705
Applicable income taxes$5,607,000115
Income before extraordinary items$13,642,000179
Extraordinary gains, net$04
Net income$13,642,000179
Minority interest net income$056
Net income of bank and minority interests.$13,642,000179
Net charge-offs$79,000989
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$699,00097
Net operating income$13,642,000175
2019-12-31 (YTD Data)Rank
Total interest income$253,736,000196
Total interest expense$78,450,000151
Net interest income$175,286,000206
Provision for loan and lease losses$2,637,000419
Total noninterest income$14,469,000540
Gross Fiduciary activities income$5,124,000216
Service charges on deposit accounts$1,032,0001,118
Trading account gains and fees$0135
Additional Noninterest Income$8,313,000591
Total noninterest expense$104,651,000262
Salaries and employee benefits$51,753,000286
Premises and equipment expense$9,946,000293
Additional noninterest expense$42,952,000220
Pre-tax net operating income$82,467,000220
Securities gains (losses)$-316,0005,127
Applicable income taxes$24,017,000183
Income before extraordinary items$58,134,000245
Extraordinary gains, net$011
Net income$58,134,000246
Minority interest net income$076
Net income of bank and minority interests.$58,134,000246
Net charge-offs$837,000734
Cash dividends$15,000,000356
Sale, conversion, retirement of capital stock, net$1,483,000176
Net operating income$58,383,640237
2019-09-30 (YTD Data)Rank
Total interest income$189,673,000200
Total interest expense$60,132,000152
Net interest income$129,541,000213
Provision for loan and lease losses$1,943,000421
Total noninterest income$11,958,000503
Gross Fiduciary activities income$3,789,000215
Service charges on deposit accounts$698,0001,193
Trading account gains and fees$0129
Additional Noninterest Income$7,471,000520
Total noninterest expense$78,996,000261
Salaries and employee benefits$39,774,000281
Premises and equipment expense$7,440,000293
Additional noninterest expense$31,782,000220
Pre-tax net operating income$60,560,000223
Securities gains (losses)$-316,0005,209
Applicable income taxes$17,877,000184
Income before extraordinary items$42,367,000249
Extraordinary gains, net$011
Net income$42,367,000251
Minority interest net income$072
Net income of bank and minority interests.$42,367,000251
Net charge-offs$443,000817
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$1,213,000149
Net operating income$42,616,640244
2019-06-30 (YTD Data)Rank
Total interest income$125,639,000202
Total interest expense$40,803,000147
Net interest income$84,836,000216
Provision for loan and lease losses$1,771,000321
Total noninterest income$4,811,000698
Gross Fiduciary activities income$2,485,000217
Service charges on deposit accounts$399,0001,328
Trading account gains and fees$0131
Additional Noninterest Income$1,927,000955
Total noninterest expense$52,522,000264
Salaries and employee benefits$27,161,000270
Premises and equipment expense$4,892,000299
Additional noninterest expense$20,469,000230
Pre-tax net operating income$35,354,000243
Securities gains (losses)$01,702
Applicable income taxes$10,550,000195
Income before extraordinary items$24,804,000272
Extraordinary gains, net$011
Net income$24,804,000274
Minority interest net income$069
Net income of bank and minority interests.$24,804,000274
Net charge-offs$572,000523
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$913,000132
Net operating income$24,804,000269
2019-03-31 (YTD Data)Rank
Total interest income$61,280,000204
Total interest expense$19,483,000148
Net interest income$41,797,000219
Provision for loan and lease losses$540,000448
Total noninterest income$2,317,000690
Gross Fiduciary activities income$1,185,000219
Service charges on deposit accounts$193,0001,356
Trading account gains and fees$0126
Additional Noninterest Income$939,000937
Total noninterest expense$26,645,000262
Salaries and employee benefits$14,310,000257
Premises and equipment expense$2,459,000302
Additional noninterest expense$9,876,000232
Pre-tax net operating income$16,929,000247
Securities gains (losses)$01,087
Applicable income taxes$5,062,000204
Income before extraordinary items$11,867,000272
Extraordinary gains, net$05
Net income$11,867,000272
Minority interest net income$052
Net income of bank and minority interests.$11,867,000272
Net charge-offs$340,000439
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$644,00090
Net operating income$11,867,000266
2018-12-31 (YTD Data)Rank
Total interest income$210,617,000214
Total interest expense$49,935,000163
Net interest income$160,682,000221
Provision for loan and lease losses$4,220,000289
Total noninterest income$7,903,000810
Gross Fiduciary activities income$3,833,000246
Service charges on deposit accounts$806,0001,367
Trading account gains and fees$0126
Additional Noninterest Income$3,264,0001,076
Total noninterest expense$100,781,000272
Salaries and employee benefits$49,709,000284
Premises and equipment expense$9,939,000292
Additional noninterest expense$41,133,000236
Pre-tax net operating income$63,584,000262
Securities gains (losses)$111,000289
Applicable income taxes$18,278,000215
Income before extraordinary items$45,417,000286
Extraordinary gains, net$06
Net income$45,417,000286
Minority interest net income$072
Net income of bank and minority interests.$45,417,000286
Net charge-offs$3,620,000248
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$2,544,000146
Net operating income$45,329,310289
2018-09-30 (YTD Data)Rank
Total interest income$152,597,000215
Total interest expense$34,050,000167
Net interest income$118,547,000221
Provision for loan and lease losses$4,147,000238
Total noninterest income$5,737,000836
Gross Fiduciary activities income$2,809,000248
Service charges on deposit accounts$574,0001,430
Trading account gains and fees$0138
Additional Noninterest Income$2,354,0001,128
Total noninterest expense$76,901,000263
Salaries and employee benefits$38,028,000277
Premises and equipment expense$7,148,000298
Additional noninterest expense$31,725,000230
Pre-tax net operating income$43,236,000281
Securities gains (losses)$122,000268
Applicable income taxes$12,350,000230
Income before extraordinary items$31,008,000306
Extraordinary gains, net$05
Net income$31,008,000306
Minority interest net income$066
Net income of bank and minority interests.$31,008,000306
Net charge-offs$3,547,000196
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$2,110,000130
Net operating income$30,911,620307
2018-06-30 (YTD Data)Rank
Total interest income$93,201,000218
Total interest expense$20,264,000167
Net interest income$72,937,000227
Provision for loan and lease losses$4,138,000181
Total noninterest income$2,119,0001,222
Gross Fiduciary activities income$1,754,000258
Service charges on deposit accounts$305,0001,719
Trading account gains and fees$0130
Additional Noninterest Income$60,0004,550
Total noninterest expense$49,403,000268
Salaries and employee benefits$24,812,000287
Premises and equipment expense$4,569,000313
Additional noninterest expense$20,022,000237
Pre-tax net operating income$21,515,000335
Securities gains (losses)$42,000360
Applicable income taxes$6,030,000269
Income before extraordinary items$15,527,000363
Extraordinary gains, net$06
Net income$15,527,000363
Minority interest net income$065
Net income of bank and minority interests.$15,527,000363
Net charge-offs$3,538,000152
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$1,634,000105
Net operating income$15,493,820362
2018-03-31 (YTD Data)Rank
Total interest income$43,670,000224
Total interest expense$8,520,000176
Net interest income$35,150,000233
Provision for loan and lease losses$1,688,000199
Total noninterest income$2,079,000767
Gross Fiduciary activities income$822,000269
Service charges on deposit accounts$118,0002,074
Trading account gains and fees$0123
Additional Noninterest Income$1,139,000838
Total noninterest expense$21,825,000301
Salaries and employee benefits$12,539,000283
Premises and equipment expense$2,227,000325
Additional noninterest expense$7,059,000289
Pre-tax net operating income$13,716,000280
Securities gains (losses)$141,000138
Applicable income taxes$3,879,000235
Income before extraordinary items$9,978,000300
Extraordinary gains, net$07
Net income$9,978,000300
Minority interest net income$052
Net income of bank and minority interests.$9,978,000300
Net charge-offs$88,000914
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$1,140,00082
Net operating income$9,866,610299
2017-12-31 (YTD Data)Rank
Total interest income$139,575,000254
Total interest expense$22,530,000195
Net interest income$117,045,000263
Provision for loan and lease losses$2,762,000392
Total noninterest income$13,299,000564
Gross Fiduciary activities income$3,360,000257
Service charges on deposit accounts$425,0002,296
Trading account gains and fees$0151
Additional Noninterest Income$9,514,000528
Total noninterest expense$74,046,000329
Salaries and employee benefits$39,357,000331
Premises and equipment expense$9,639,000287
Additional noninterest expense$25,050,000311
Pre-tax net operating income$53,536,000273
Securities gains (losses)$02,243
Applicable income taxes$25,035,000224
Income before extraordinary items$28,501,000308
Extraordinary gains, net$09
Net income$28,501,000308
Minority interest net income$076
Net income of bank and minority interests.$28,501,000308
Net charge-offs$-238,0005,469
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$1,764,000176
Net operating income$28,501,000309
2017-09-30 (YTD Data)Rank
Total interest income$100,540,000263
Total interest expense$16,061,000199
Net interest income$84,479,000273
Provision for loan and lease losses$1,862,000425
Total noninterest income$9,029,000608
Gross Fiduciary activities income$2,485,000261
Service charges on deposit accounts$319,0002,302
Trading account gains and fees$0145
Additional Noninterest Income$6,225,000589
Total noninterest expense$51,551,000349
Salaries and employee benefits$29,914,000335
Premises and equipment expense$7,078,000293
Additional noninterest expense$14,559,000382
Pre-tax net operating income$40,095,000272
Securities gains (losses)$02,274
Applicable income taxes$14,595,000242
Income before extraordinary items$25,500,000296
Extraordinary gains, net$09
Net income$25,500,000296
Minority interest net income$071
Net income of bank and minority interests.$25,500,000296
Net charge-offs$-238,0005,525
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$851,000203
Net operating income$25,500,000293
2017-06-30 (YTD Data)Rank
Total interest income$65,189,000266
Total interest expense$9,852,000204
Net interest income$55,337,000276
Provision for loan and lease losses$1,162,000456
Total noninterest income$5,532,000648
Gross Fiduciary activities income$1,659,000260
Service charges on deposit accounts$222,0002,224
Trading account gains and fees$0139
Additional Noninterest Income$3,651,000646
Total noninterest expense$34,200,000353
Salaries and employee benefits$20,049,000333
Premises and equipment expense$4,701,000297
Additional noninterest expense$9,450,000393
Pre-tax net operating income$25,507,000282
Securities gains (losses)$01,906
Applicable income taxes$8,829,000259
Income before extraordinary items$16,678,000300
Extraordinary gains, net$011
Net income$16,678,000300
Minority interest net income$071
Net income of bank and minority interests.$16,678,000300
Net charge-offs$-238,0005,617
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$624,000183
Net operating income$16,678,000297
2017-03-31 (YTD Data)Rank
Total interest income$30,982,000279
Total interest expense$4,277,000223
Net interest income$26,705,000282
Provision for loan and lease losses$69,0001,813
Total noninterest income$1,907,000842
Gross Fiduciary activities income$789,000267
Service charges on deposit accounts$118,0002,128
Trading account gains and fees$0142
Additional Noninterest Income$1,000,000954
Total noninterest expense$18,343,000339
Salaries and employee benefits$10,305,000329
Premises and equipment expense$2,249,000316
Additional noninterest expense$5,789,000332
Pre-tax net operating income$10,200,000329
Securities gains (losses)$01,153
Applicable income taxes$3,773,000293
Income before extraordinary items$6,427,000371
Extraordinary gains, net$08
Net income$6,427,000371
Minority interest net income$055
Net income of bank and minority interests.$6,427,000371
Net charge-offs$-231,0005,740
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$415,000132
Net operating income$6,427,000366
2016-12-31 (YTD Data)Rank
Total interest income$102,050,000302
Total interest expense$11,193,000287
Net interest income$90,857,000312
Provision for loan and lease losses$4,681,000273
Total noninterest income$11,144,000638
Gross Fiduciary activities income$2,798,000274
Service charges on deposit accounts$429,0002,346
Trading account gains and fees$0170
Additional Noninterest Income$7,917,000607
Total noninterest expense$58,449,000400
Salaries and employee benefits$33,024,000387
Premises and equipment expense$7,352,000376
Additional noninterest expense$18,073,000403
Pre-tax net operating income$38,871,000310
Securities gains (losses)$1,307,000180
Applicable income taxes$16,222,000254
Income before extraordinary items$23,956,000358
Extraordinary gains, net$05
Net income$23,956,000357
Minority interest net income$082
Net income of bank and minority interests.$23,956,000357
Net charge-offs$-119,0005,562
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$767,000235
Net operating income$23,119,520367
2016-09-30 (YTD Data)Rank
Total interest income$73,349,000307
Total interest expense$7,829,000296
Net interest income$65,520,000313
Provision for loan and lease losses$2,881,000304
Total noninterest income$9,129,000599
Gross Fiduciary activities income$2,001,000282
Service charges on deposit accounts$336,0002,268
Trading account gains and fees$0169
Additional Noninterest Income$6,792,000557
Total noninterest expense$43,752,000400
Salaries and employee benefits$24,887,000386
Premises and equipment expense$5,386,000380
Additional noninterest expense$13,479,000402
Pre-tax net operating income$28,016,000315
Securities gains (losses)$1,307,000154
Applicable income taxes$11,861,000256
Income before extraordinary items$17,462,000361
Extraordinary gains, net$05
Net income$17,462,000361
Minority interest net income$071
Net income of bank and minority interests.$17,462,000361
Net charge-offs$-119,0005,618
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$597,000205
Net operating income$16,625,520371
2016-06-30 (YTD Data)Rank
Total interest income$47,054,000323
Total interest expense$4,989,000305
Net interest income$42,065,000325
Provision for loan and lease losses$1,650,000343
Total noninterest income$493,0003,056
Gross Fiduciary activities income$1,203,000300
Service charges on deposit accounts$236,0002,162
Trading account gains and fees$0157
Additional Noninterest Income$-946,0006,057
Total noninterest expense$27,617,000417
Salaries and employee benefits$16,635,000385
Premises and equipment expense$3,503,000387
Additional noninterest expense$7,479,000464
Pre-tax net operating income$13,291,000404
Securities gains (losses)$311,000419
Applicable income taxes$5,713,000306
Income before extraordinary items$7,889,000496
Extraordinary gains, net$016
Net income$7,889,000493
Minority interest net income$071
Net income of bank and minority interests.$7,889,000495
Net charge-offs$50,0002,141
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$409,000190
Net operating income$7,689,960498
2016-03-31 (YTD Data)Rank
Total interest income$22,112,000336
Total interest expense$2,337,000317
Net interest income$19,775,000337
Provision for loan and lease losses$400,000549
Total noninterest income$1,029,0001,277
Gross Fiduciary activities income$544,000316
Service charges on deposit accounts$117,0002,168
Trading account gains and fees$0142
Additional Noninterest Income$368,0001,853
Total noninterest expense$13,346,000424
Salaries and employee benefits$8,408,000380
Premises and equipment expense$1,800,000382
Additional noninterest expense$3,138,000548
Pre-tax net operating income$7,058,000374
Securities gains (losses)$311,000205
Applicable income taxes$3,095,000292
Income before extraordinary items$4,274,000438
Extraordinary gains, net$012
Net income$4,274,000438
Minority interest net income$062
Net income of bank and minority interests.$4,274,000438
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$257,000153
Net operating income$4,074,960448
2015-12-31 (YTD Data)Rank
Total interest income$65,918,000399
Total interest expense$5,607,000489
Net interest income$60,311,000394
Provision for loan and lease losses$2,673,000349
Total noninterest income$7,388,000853
Gross Fiduciary activities income$2,331,000308
Service charges on deposit accounts$416,0002,454
Trading account gains and fees$0159
Additional Noninterest Income$4,641,000860
Total noninterest expense$39,984,000526
Salaries and employee benefits$25,273,000459
Premises and equipment expense$5,606,000460
Additional noninterest expense$9,105,000722
Pre-tax net operating income$25,042,000400
Securities gains (losses)$03,216
Applicable income taxes$10,508,000303
Income before extraordinary items$14,534,000511
Extraordinary gains, net$023
Net income$14,534,000509
Minority interest net income$081
Net income of bank and minority interests.$14,534,000512
Net charge-offs$2,223,000343
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$445,000321
Net operating income$14,534,000502
2015-09-30 (YTD Data)Rank
Total interest income$46,348,000425
Total interest expense$3,830,000539
Net interest income$42,518,000413
Provision for loan and lease losses$1,473,000422
Total noninterest income$3,428,0001,201
Gross Fiduciary activities income$1,754,000309
Service charges on deposit accounts$308,0002,476
Trading account gains and fees$0153
Additional Noninterest Income$1,366,0001,655
Total noninterest expense$28,153,000565
Salaries and employee benefits$17,819,000487
Premises and equipment expense$3,888,000496
Additional noninterest expense$6,446,000767
Pre-tax net operating income$16,320,000460
Securities gains (losses)$03,031
Applicable income taxes$6,936,000350
Income before extraordinary items$9,384,000596
Extraordinary gains, net$021
Net income$9,384,000595
Minority interest net income$078
Net income of bank and minority interests.$9,384,000596
Net charge-offs$323,0001,151
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$251,000332
Net operating income$9,384,000582
2015-06-30 (YTD Data)Rank
Total interest income$28,673,000443
Total interest expense$2,320,000600
Net interest income$26,353,000436
Provision for loan and lease losses$903,000464
Total noninterest income$2,161,0001,262
Gross Fiduciary activities income$1,200,000308
Service charges on deposit accounts$185,0002,646
Trading account gains and fees$0157
Additional Noninterest Income$776,0001,841
Total noninterest expense$16,506,000646
Salaries and employee benefits$10,736,000531
Premises and equipment expense$2,311,000552
Additional noninterest expense$3,459,000944
Pre-tax net operating income$11,105,000452
Securities gains (losses)$02,636
Applicable income taxes$4,720,000338
Income before extraordinary items$6,385,000591
Extraordinary gains, net$022
Net income$6,385,000589
Minority interest net income$075
Net income of bank and minority interests.$6,385,000591
Net charge-offs$253,0001,029
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$151,000326
Net operating income$6,385,000575
2015-03-31 (YTD Data)Rank
Total interest income$13,352,000482
Total interest expense$1,047,000668
Net interest income$12,305,000461
Provision for loan and lease losses$150,0001,060
Total noninterest income$1,092,0001,209
Gross Fiduciary activities income$581,000312
Service charges on deposit accounts$93,0002,605
Trading account gains and fees$0152
Additional Noninterest Income$418,0001,716
Total noninterest expense$7,927,000667
Salaries and employee benefits$5,190,000554
Premises and equipment expense$1,145,000561
Additional noninterest expense$1,592,0001,022
Pre-tax net operating income$5,320,000455
Securities gains (losses)$02,027
Applicable income taxes$2,261,000348
Income before extraordinary items$3,059,000588
Extraordinary gains, net$013
Net income$3,059,000585
Minority interest net income$064
Net income of bank and minority interests.$3,059,000588
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$88,000273
Net operating income$3,059,000576
2014-12-31 (YTD Data)Rank
Total interest income$48,377,000512
Total interest expense$3,844,000765
Net interest income$44,533,000489
Provision for loan and lease losses$235,0002,310
Total noninterest income$4,937,0001,115
Gross Fiduciary activities income$2,152,000325
Service charges on deposit accounts$388,0002,744
Trading account gains and fees$0180
Additional Noninterest Income$2,397,0001,283
Total noninterest expense$30,559,000670
Salaries and employee benefits$18,694,000582
Premises and equipment expense$4,371,000568
Additional noninterest expense$7,494,000874
Pre-tax net operating income$18,676,000481
Securities gains (losses)$03,259
Applicable income taxes$8,381,000347
Income before extraordinary items$10,295,000661
Extraordinary gains, net$017
Net income$10,295,000660
Minority interest net income$084
Net income of bank and minority interests.$10,295,000661
Net charge-offs$04,970
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$319,000365
Net operating income$10,295,000649
2014-09-30 (YTD Data)Rank
Total interest income$34,834,000532
Total interest expense$2,753,000813
Net interest income$32,081,000505
Provision for loan and lease losses$235,0001,885
Total noninterest income$3,888,0001,080
Gross Fiduciary activities income$1,563,000327
Service charges on deposit accounts$298,0002,725
Trading account gains and fees$0174
Additional Noninterest Income$2,027,0001,190
Total noninterest expense$22,811,000672
Salaries and employee benefits$13,984,000580
Premises and equipment expense$3,225,000577
Additional noninterest expense$5,602,000871
Pre-tax net operating income$12,923,000522
Securities gains (losses)$02,980
Applicable income taxes$5,574,000386
Income before extraordinary items$7,349,000694
Extraordinary gains, net$015
Net income$7,349,000691
Minority interest net income$081
Net income of bank and minority interests.$7,349,000692
Net charge-offs$04,696
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$173,000373
Net operating income$7,349,000676
2014-06-30 (YTD Data)Rank
Total interest income$22,097,000558
Total interest expense$1,739,000869
Net interest income$20,358,000538
Provision for loan and lease losses$235,0001,513
Total noninterest income$2,462,0001,111
Gross Fiduciary activities income$1,006,000335
Service charges on deposit accounts$187,0002,826
Trading account gains and fees$0172
Additional Noninterest Income$1,269,0001,234
Total noninterest expense$14,581,000694
Salaries and employee benefits$8,786,000614
Premises and equipment expense$2,094,000589
Additional noninterest expense$3,701,000873
Pre-tax net operating income$8,004,000543
Securities gains (losses)$02,580
Applicable income taxes$3,362,000406
Income before extraordinary items$4,642,000708
Extraordinary gains, net$020
Net income$4,642,000707
Minority interest net income$080
Net income of bank and minority interests.$4,642,000708
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$152,000313
Net operating income$4,642,000693
2014-03-31 (YTD Data)Rank
Total interest income$10,808,000571
Total interest expense$851,000903
Net interest income$9,957,000553
Provision for loan and lease losses$235,000882
Total noninterest income$915,0001,326
Gross Fiduciary activities income$487,000339
Service charges on deposit accounts$91,0002,853
Trading account gains and fees$0147
Additional Noninterest Income$337,0001,855
Total noninterest expense$6,952,000731
Salaries and employee benefits$4,520,000611
Premises and equipment expense$1,031,000612
Additional noninterest expense$1,401,0001,136
Pre-tax net operating income$3,685,000560
Securities gains (losses)$4,0001,399
Applicable income taxes$1,549,000417
Income before extraordinary items$2,140,000728
Extraordinary gains, net$016
Net income$2,140,000729
Minority interest net income$066
Net income of bank and minority interests.$2,140,000729
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$72,000295
Net operating income$2,137,440717
2013-12-31 (YTD Data)Rank
Total interest income$40,085,000616
Total interest expense$3,288,0001,028
Net interest income$36,797,000583
Provision for loan and lease losses$2,395,000542
Total noninterest income$2,657,0001,772
Gross Fiduciary activities income$1,785,000341
Service charges on deposit accounts$357,0003,051
Trading account gains and fees$0184
Additional Noninterest Income$515,0003,315
Total noninterest expense$24,353,000838
Salaries and employee benefits$14,971,000733
Premises and equipment expense$3,758,000656
Additional noninterest expense$5,624,0001,199
Pre-tax net operating income$12,706,000621
Securities gains (losses)$4,0002,846
Applicable income taxes$2,375,000794
Income before extraordinary items$10,335,000623
Extraordinary gains, net$029
Net income$10,335,000624
Minority interest net income$090
Net income of bank and minority interests.$10,335,000624
Net charge-offs$820,0001,463
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$286,000368
Net operating income$10,331,760607
2013-09-30 (YTD Data)Rank
Total interest income$29,715,000622
Total interest expense$2,417,0001,077
Net interest income$27,298,000587
Provision for loan and lease losses$1,753,000559
Total noninterest income$2,027,0001,777
Gross Fiduciary activities income$1,401,000333
Service charges on deposit accounts$287,0002,919
Trading account gains and fees$0180
Additional Noninterest Income$339,0003,565
Total noninterest expense$17,961,000859
Salaries and employee benefits$11,205,000732
Premises and equipment expense$2,636,000701
Additional noninterest expense$4,120,0001,215
Pre-tax net operating income$9,611,000631
Securities gains (losses)$4,0002,720
Applicable income taxes$3,654,000482
Income before extraordinary items$5,961,000803
Extraordinary gains, net$025
Net income$5,961,000805
Minority interest net income$084
Net income of bank and minority interests.$5,961,000805
Net charge-offs$748,0001,235
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$216,000334
Net operating income$5,958,440785
2013-06-30 (YTD Data)Rank
Total interest income$19,856,000615
Total interest expense$1,610,0001,107
Net interest income$18,246,000581
Provision for loan and lease losses$1,308,000534
Total noninterest income$1,394,0001,740
Gross Fiduciary activities income$969,000326
Service charges on deposit accounts$196,0002,830
Trading account gains and fees$0157
Additional Noninterest Income$229,0003,576
Total noninterest expense$11,898,000858
Salaries and employee benefits$7,470,000735
Premises and equipment expense$1,634,000748
Additional noninterest expense$2,794,0001,192
Pre-tax net operating income$6,434,000610
Securities gains (losses)$4,0002,503
Applicable income taxes$2,446,000472
Income before extraordinary items$3,992,000779
Extraordinary gains, net$022
Net income$3,992,000781
Minority interest net income$082
Net income of bank and minority interests.$3,992,000781
Net charge-offs$748,000947
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$145,000317
Net operating income$3,989,440752
2013-03-31 (YTD Data)Rank
Total interest income$9,071,000693
Total interest expense$812,0001,136
Net interest income$8,259,000643
Provision for loan and lease losses$622,000583
Total noninterest income$760,0001,622
Gross Fiduciary activities income$527,000312
Service charges on deposit accounts$90,0002,991
Trading account gains and fees$0148
Additional Noninterest Income$143,0003,246
Total noninterest expense$5,624,000915
Salaries and employee benefits$3,843,000719
Premises and equipment expense$746,000839
Additional noninterest expense$1,035,0001,566
Pre-tax net operating income$2,773,000698
Securities gains (losses)$4,0001,680
Applicable income taxes$1,055,000524
Income before extraordinary items$1,722,000887
Extraordinary gains, net$010
Net income$1,722,000888
Minority interest net income$076
Net income of bank and minority interests.$1,722,000889
Net charge-offs$752,000579
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$74,000276
Net operating income$1,719,440850
2012-12-31 (YTD Data)Rank
Total interest income$31,688,000826
Total interest expense$3,146,0001,415
Net interest income$28,542,000756
Provision for loan and lease losses$2,065,0001,039
Total noninterest income$1,796,0002,352
Gross Fiduciary activities income$1,170,000412
Service charges on deposit accounts$140,0004,893
Trading account gains and fees$0166
Additional Noninterest Income$486,0003,384
Total noninterest expense$18,286,0001,090
Salaries and employee benefits$11,207,000928
Premises and equipment expense$2,354,0001,008
Additional noninterest expense$4,725,0001,434
Pre-tax net operating income$9,987,000715
Securities gains (losses)$-4,0006,676
Applicable income taxes$3,895,000506
Income before extraordinary items$6,088,000990
Extraordinary gains, net$029
Net income$6,088,000990
Minority interest net income$093
Net income of bank and minority interests.$6,088,000990
Net charge-offs$275,0003,413
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$336,000366
Net operating income$6,090,560927
2012-09-30 (YTD Data)Rank
Total interest income$22,117,000903
Total interest expense$2,301,0001,517
Net interest income$19,816,000821
Provision for loan and lease losses$1,768,000952
Total noninterest income$1,163,0002,564
Gross Fiduciary activities income$790,000437
Service charges on deposit accounts$117,0004,771
Trading account gains and fees$0157
Additional Noninterest Income$256,0003,909
Total noninterest expense$12,740,0001,188
Salaries and employee benefits$7,744,0001,004
Premises and equipment expense$1,514,0001,177
Additional noninterest expense$3,482,0001,459
Pre-tax net operating income$6,471,000868
Securities gains (losses)$2,0003,410
Applicable income taxes$2,524,000584
Income before extraordinary items$3,949,0001,141
Extraordinary gains, net$020
Net income$3,949,0001,142
Minority interest net income$086
Net income of bank and minority interests.$3,949,0001,142
Net charge-offs$275,0002,938
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$250,000320
Net operating income$3,947,7201,082
2012-06-30 (YTD Data)Rank
Total interest income$14,055,000964
Total interest expense$1,465,0001,639
Net interest income$12,590,000864
Provision for loan and lease losses$1,075,0001,037
Total noninterest income$724,0002,643
Gross Fiduciary activities income$493,000455
Service charges on deposit accounts$79,0004,755
Trading account gains and fees$0153
Additional Noninterest Income$152,0004,059
Total noninterest expense$7,717,0001,297
Salaries and employee benefits$4,875,0001,071
Premises and equipment expense$886,0001,352
Additional noninterest expense$1,956,0001,704
Pre-tax net operating income$4,522,000814
Securities gains (losses)$03,178
Applicable income taxes$1,809,000547
Income before extraordinary items$2,713,0001,112
Extraordinary gains, net$019
Net income$2,713,0001,112
Minority interest net income$084
Net income of bank and minority interests.$2,713,0001,112
Net charge-offs$05,507
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$163,000297
Net operating income$2,713,0001,038
2012-03-31 (YTD Data)Rank
Total interest income$6,778,000997
Total interest expense$725,0001,722
Net interest income$6,053,000907
Provision for loan and lease losses$330,0001,399
Total noninterest income$397,0002,489
Gross Fiduciary activities income$234,000468
Service charges on deposit accounts$41,0004,661
Trading account gains and fees$0148
Additional Noninterest Income$122,0003,398
Total noninterest expense$3,664,0001,355
Salaries and employee benefits$2,492,0001,041
Premises and equipment expense$404,0001,473
Additional noninterest expense$768,0002,102
Pre-tax net operating income$2,456,000750
Securities gains (losses)$02,210
Applicable income taxes$982,000512
Income before extraordinary items$1,474,0001,009
Extraordinary gains, net$019
Net income$1,474,0001,011
Minority interest net income$078
Net income of bank and minority interests.$1,474,0001,010
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$82,000244
Net operating income$1,474,000948
2011-12-31 (YTD Data)Rank
Total interest income$23,245,0001,229
Total interest expense$2,882,0002,031
Net interest income$20,363,0001,095
Provision for loan and lease losses$2,297,0001,423
Total noninterest income$4,872,0001,067
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$33,0006,579
Trading account gains and fees$0146
Additional Noninterest Income$4,839,000722
Total noninterest expense$12,137,0001,617
Salaries and employee benefits$8,191,0001,215
Premises and equipment expense$1,786,0001,397
Additional noninterest expense$2,160,0002,921
Pre-tax net operating income$10,801,000577
Securities gains (losses)$03,838
Applicable income taxes$1,568,000963
Income before extraordinary items$9,233,000574
Extraordinary gains, net$029
Net income$9,233,000574
Minority interest net income$096
Net income of bank and minority interests.$9,233,000575
Net charge-offs$-43,0007,167
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$9,233,000561
2011-09-30 (YTD Data)Rank
Total interest income$16,574,0001,306
Total interest expense$2,150,0002,112
Net interest income$14,424,0001,164
Provision for loan and lease losses$1,922,0001,276
Total noninterest income$4,576,000900
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$33,0006,455
Trading account gains and fees$0145
Additional Noninterest Income$4,543,000625
Total noninterest expense$8,757,0001,660
Salaries and employee benefits$5,968,0001,246
Premises and equipment expense$1,262,0001,493
Additional noninterest expense$1,527,0003,110
Pre-tax net operating income$8,321,000583
Securities gains (losses)$03,555
Applicable income taxes$828,0001,253
Income before extraordinary items$7,493,000547
Extraordinary gains, net$021
Net income$7,493,000546
Minority interest net income$087
Net income of bank and minority interests.$7,493,000547
Net charge-offs$-43,0007,238
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,493,000534
2011-06-30 (YTD Data)Rank
Total interest income$10,376,0001,413
Total interest expense$1,386,0002,261
Net interest income$8,990,0001,246
Provision for loan and lease losses$1,232,0001,303
Total noninterest income$4,055,000726
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$33,0006,080
Trading account gains and fees$0153
Additional Noninterest Income$4,022,000505
Total noninterest expense$5,559,0001,754
Salaries and employee benefits$3,784,0001,319
Premises and equipment expense$752,0001,681
Additional noninterest expense$1,023,0003,153
Pre-tax net operating income$6,254,000526
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$6,254,000432
Extraordinary gains, net$015
Net income$6,254,000431
Minority interest net income$089
Net income of bank and minority interests.$6,254,000432
Net charge-offs$-43,0007,291
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,254,000414
2011-03-31 (YTD Data)Rank
Total interest income$4,896,0001,503
Total interest expense$675,0002,394
Net interest income$4,221,0001,325
Provision for loan and lease losses$712,0001,117
Total noninterest income$188,0003,709
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$188,0002,555
Total noninterest expense$2,907,0001,704
Salaries and employee benefits$1,920,0001,310
Premises and equipment expense$361,0001,798
Additional noninterest expense$626,0002,633
Pre-tax net operating income$790,0001,792
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$790,0001,502
Extraordinary gains, net$09
Net income$790,0001,502
Minority interest net income$086
Net income of bank and minority interests.$790,0001,502
Net charge-offs$232,0001,988
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$790,0001,454
2010-12-31 (YTD Data)Rank
Total interest income$14,708,0002,048
Total interest expense$2,670,0002,843
Net interest income$12,038,0001,826
Provision for loan and lease losses$1,700,0002,292
Total noninterest income$723,0003,878
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$723,0002,641
Total noninterest expense$10,324,0001,898
Salaries and employee benefits$5,085,0001,908
Premises and equipment expense$1,235,0002,049
Additional noninterest expense$4,004,0001,803
Pre-tax net operating income$737,0003,849
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$737,0003,768
Extraordinary gains, net$029
Net income$737,0003,767
Minority interest net income$0111
Net income of bank and minority interests.$737,0003,769
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$737,0003,635
2010-09-30 (YTD Data)Rank
Total interest income$10,547,0002,194
Total interest expense$2,010,0002,936
Net interest income$8,537,0001,945
Provision for loan and lease losses$940,0002,595
Total noninterest income$454,0004,256
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$454,0002,911
Total noninterest expense$6,053,0002,397
Salaries and employee benefits$3,658,0001,989
Premises and equipment expense$889,0002,154
Additional noninterest expense$1,506,0003,208
Pre-tax net operating income$1,998,0001,901
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$1,998,0001,660
Extraordinary gains, net$023
Net income$1,998,0001,663
Minority interest net income$0110
Net income of bank and minority interests.$1,998,0001,663
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,998,0001,583
2010-06-30 (YTD Data)Rank
Total interest income$6,686,0002,331
Total interest expense$1,308,0003,103
Net interest income$5,378,0002,058
Provision for loan and lease losses$640,0002,482
Total noninterest income$278,0004,415
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$278,0002,958
Total noninterest expense$3,895,0002,482
Salaries and employee benefits$2,410,0002,014
Premises and equipment expense$542,0002,372
Additional noninterest expense$943,0003,361
Pre-tax net operating income$1,121,0002,165
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,121,0001,917
Extraordinary gains, net$019
Net income$1,121,0001,917
Minority interest net income$0105
Net income of bank and minority interests.$1,121,0001,917
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,121,0001,827
2010-03-31 (YTD Data)Rank
Total interest income$3,111,0002,557
Total interest expense$625,0003,329
Net interest income$2,486,0002,259
Provision for loan and lease losses$325,0002,296
Total noninterest income$132,0004,538
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$132,0003,048
Total noninterest expense$1,839,0002,649
Salaries and employee benefits$1,175,0002,100
Premises and equipment expense$266,0002,459
Additional noninterest expense$398,0003,808
Pre-tax net operating income$454,0002,590
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$454,0002,310
Extraordinary gains, net$016
Net income$454,0002,309
Minority interest net income$091
Net income of bank and minority interests.$454,0002,310
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$454,0002,229
2009-12-31 (YTD Data)Rank
Total interest income$8,650,0003,616
Total interest expense$2,482,0003,907
Net interest income$6,168,0003,389
Provision for loan and lease losses$1,655,0002,738
Total noninterest income$513,0004,683
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$513,0003,160
Total noninterest expense$7,955,0002,475
Salaries and employee benefits$4,078,0002,397
Premises and equipment expense$1,113,0002,358
Additional noninterest expense$2,764,0002,521
Pre-tax net operating income$-2,929,0006,882
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-2,929,0006,981
Extraordinary gains, net$034
Net income$-2,929,0006,980
Minority interest net income$0115
Net income of bank and minority interests.$-2,929,0006,980
Net charge-offs$275,0004,610
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,929,0006,986
2009-09-30 (YTD Data)Rank
Total interest income$5,773,0003,986
Total interest expense$1,752,0004,193
Net interest income$4,021,0003,778
Provision for loan and lease losses$1,415,0002,294
Total noninterest income$399,0004,685
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$399,0003,189
Total noninterest expense$4,846,0002,996
Salaries and employee benefits$3,025,0002,464
Premises and equipment expense$802,0002,474
Additional noninterest expense$1,019,0004,320
Pre-tax net operating income$-1,841,0006,990
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-1,841,0007,120
Extraordinary gains, net$027
Net income$-1,841,0007,119
Minority interest net income$0118
Net income of bank and minority interests.$-1,841,0007,119
Net charge-offs$275,0003,842
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,841,0007,113
2009-06-30 (YTD Data)Rank
Total interest income$3,351,0004,391
Total interest expense$1,117,0004,416
Net interest income$2,234,0004,251
Provision for loan and lease losses$955,0002,124
Total noninterest income$256,0004,757
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$256,0003,259
Total noninterest expense$3,175,0003,068
Salaries and employee benefits$2,053,0002,458
Premises and equipment expense$501,0002,632
Additional noninterest expense$621,0004,623
Pre-tax net operating income$-1,640,0007,282
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-1,640,0007,374
Extraordinary gains, net$021
Net income$-1,640,0007,373
Minority interest net income$0112
Net income of bank and minority interests.$-1,640,0007,372
Net charge-offs$275,0003,040
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,640,0007,376
2009-03-31 (YTD Data)Rank
Total interest income$1,480,0004,798
Total interest expense$503,0004,818
Net interest income$977,0004,641
Provision for loan and lease losses$345,0002,152
Total noninterest income$100,0005,221
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$100,0003,652
Total noninterest expense$1,545,0003,060
Salaries and employee benefits$1,050,0002,436
Premises and equipment expense$235,0002,825
Additional noninterest expense$260,0004,836
Pre-tax net operating income$-813,0007,554
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-813,0007,634
Extraordinary gains, net$015
Net income$-813,0007,635
Minority interest net income$0102
Net income of bank and minority interests.$-813,0007,635
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-813,0007,632
2008-12-31 (YTD Data)Rank
Total interest income$3,461,0006,337
Total interest expense$719,0007,283
Net interest income$2,742,0005,667
Provision for loan and lease losses$770,0003,106
Total noninterest income$164,0006,766
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$164,0005,162
Total noninterest expense$5,205,0003,451
Salaries and employee benefits$3,267,0003,019
Premises and equipment expense$1,093,0002,428
Additional noninterest expense$845,0005,333
Pre-tax net operating income$-3,069,0007,603
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-3,069,0007,620
Extraordinary gains, net$039
Net income$-3,069,0007,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-3,069,0007,689
2008-09-30 (YTD Data)Rank
Total interest income$2,250,0006,686
Total interest expense$341,0007,846
Net interest income$1,909,0005,916
Provision for loan and lease losses$400,0003,072
Total noninterest income$108,0007,033
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$108,0005,502
Total noninterest expense$3,707,0003,589
Salaries and employee benefits$2,361,0003,146
Premises and equipment expense$796,0002,506
Additional noninterest expense$550,0005,658
Pre-tax net operating income$-2,090,0007,883
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-2,090,0007,882
Extraordinary gains, net$031
Net income$-2,090,0007,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,090,0007,959
2008-06-30 (YTD Data)Rank
Total interest income$1,307,0007,024
Total interest expense$174,0008,095
Net interest income$1,133,0006,191
Provision for loan and lease losses$295,0002,595
Total noninterest income$59,0007,304
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$59,0005,884
Total noninterest expense$2,277,0003,851
Salaries and employee benefits$1,468,0003,388
Premises and equipment expense$499,0002,642
Additional noninterest expense$310,0006,107
Pre-tax net operating income$-1,380,0008,052
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-1,380,0008,123
Extraordinary gains, net$021
Net income$-1,380,0008,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,380,0008,111
2008-03-31 (YTD Data)Rank
Total interest income$579,0007,338
Total interest expense$71,0008,240
Net interest income$508,0006,472
Provision for loan and lease losses$40,0004,096
Total noninterest income$7,0008,144
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$7,0007,488
Total noninterest expense$1,133,0003,870
Salaries and employee benefits$724,0003,459
Premises and equipment expense$244,0002,708
Additional noninterest expense$165,0005,914
Pre-tax net operating income$-658,0008,170
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-658,0008,218
Extraordinary gains, net$015
Net income$-658,0008,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-658,0008,208
2007-12-31 (YTD Data)Rank
Total interest income$536,0008,386
Total interest expense$29,0008,453
Net interest income$507,0008,274
Provision for loan and lease losses$360,0002,860
Total noninterest income$08,422
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$08,329
Total noninterest expense$1,210,0007,346
Salaries and employee benefits$724,0007,189
Premises and equipment expense$114,0007,603
Additional noninterest expense$372,0007,183
Pre-tax net operating income$-1,063,0008,068
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-1,063,0008,122
Extraordinary gains, net$039
Net income$-1,063,0008,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$25,000,00056
Net operating income$-1,063,0008,113

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.