Home > First Financial Bank > Net charge- offs to loans
First Financial Bank, Net charge- offs to loans
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2244% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 4,329 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 4,292 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0824% | 4,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 4,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 4,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0301% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1279% | 525 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5274% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1250% | 527 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 131.1258% | 1 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2549% | 296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 457 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 4,421 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0257% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2218% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2768% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2213% | 441 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 126.9461% | 2 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2234% | 362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1417% | 160 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 4,278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5770% | 56 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0207% | 4,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0254% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0282% | 4,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1733% | 4,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8957% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3995% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8917% | 544 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -39.3617% | 4,724 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1886% | 357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1920% | 94 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 4,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7765% | 28 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0279% | 4,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0341% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0379% | 4,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2247% | 4,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6253% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5126% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6181% | 723 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -35.7696% | 4,763 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 3,896 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 3,949 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 3,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0441% | 4,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0517% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0594% | 4,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0448% | 3,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4719% | 912 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7391% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4697% | 851 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -43.6875% | 1,020 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1764% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0186% | 4,110 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 4,010 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0552% | 4,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0781% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0762% | 4,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2669% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6364% | 724 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2042% | 762 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6434% | 659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -30.3502% | 995 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0983% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 3,907 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 4,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1452% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 3,721 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0251% | 3,278 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 3,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1054% | 921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3319% | 1,191 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8732% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3078% | 1,158 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 119.6382% | 1 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0383% | 1,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 3,966 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 4,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0181% | 3,311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0608% | 4,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3173% | 1,078 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4899% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2974% | 1,034 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -137.5352% | 1,071 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 1,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 823 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,033 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 4,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0445% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0067% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0506% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1034% | 4,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3385% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5937% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3187% | 918 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -217.4009% | 1,047 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 607 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,136 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0400% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0134% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0443% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1791% | 4,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7780% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8079% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7608% | 505 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -320.0000% | 1,009 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 1,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 1,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0127% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0258% | 4,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0540% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0900% | 3,590 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0771% | 603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0163% | 1,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4827% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0014% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4677% | 1,187 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 75.2111% | 5 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0952% | 1,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 1,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0175% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0777% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0779% | 3,592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1026% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0191% | 1,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5784% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3262% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5810% | 943 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 53.4549% | 3 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1008% | 1,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 1,055 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,128 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 4,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0835% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1678% | 3,676 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1234% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0424% | 1,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6264% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4677% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6174% | 944 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 168.4385% | 3 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1552% | 833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 865 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,220 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 4,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0901% | 394 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3285% | 3,730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1573% | 259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0540% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9765% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8820% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9552% | 734 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 278.9474% | 1 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1507% | 1,318 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0345% | 4,666 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 4,137 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0443% | 4,736 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 4,051 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0756% | 4,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3032% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1323% | 4,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1156% | 1,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7122% | 1,158 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7205% | 1,040 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 74.0394% | 3 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1614% | 1,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 1,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0783% | 4,908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1273% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0371% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1630% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7172% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7254% | 966 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 90.7821% | 3 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1171% | 1,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 1,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1472% | 5,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0896% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1517% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0809% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0547% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5432% | 1,298 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5495% | 1,174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.1869% | 1,075 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0981% | 1,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1943% | 5,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1451% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3054% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1229% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 4,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5428% | 1,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5490% | 1,120 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -39.0646% | 1,070 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1564% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 1,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1325% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1506% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 1,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0038% | 3,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8156% | 1,016 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8239% | 915 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.5383% | 20 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1621% | 1,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0526% | 979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1295% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0581% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1748% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0432% | 1,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0109% | 1,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7742% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7818% | 874 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.7346% | 14 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1683% | 924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0760% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1473% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1065% | 606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1764% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0977% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0203% | 1,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6006% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6064% | 1,043 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.2399% | 13 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1081% | 1,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 1,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 4,873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0428% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0174% | 4,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4852% | 1,354 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4898% | 1,234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.9251% | 7 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0945% | 2,136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0732% | 5,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2573% | 5,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0274% | 4,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0391% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0355% | 5,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0381% | 2,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6162% | 1,485 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6216% | 1,348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 21.8040% | 8 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0783% | 2,019 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1008% | 5,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3313% | 5,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0501% | 5,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0560% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0629% | 5,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0495% | 1,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6278% | 1,321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6331% | 1,190 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 14.6123% | 9 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0683% | 1,951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1519% | 5,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4880% | 5,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0811% | 5,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0732% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0995% | 5,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1049% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6594% | 1,210 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6650% | 1,086 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 19.5814% | 6 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 1,586 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1354% | 5,568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7527% | 5,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1100% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1575% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1043% | 713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0989% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6453% | 1,206 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6507% | 1,071 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 26.1823% | 6 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1500% | 1,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1104% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2769% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0897% | 1,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0082% | 775 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0992% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0462% | 2,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5567% | 1,655 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2124% | 1,109 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5615% | 1,538 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0958% | 1,180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.1294% | 19 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1510% | 1,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1446% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3050% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1469% | 918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0036% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1636% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0257% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5057% | 1,571 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3269% | 1,115 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5102% | 1,446 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0847% | 1,032 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.9320% | 17 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1060% | 1,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0789% | 1,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0126% | 5,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1830% | 794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0055% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2036% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0516% | 1,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3925% | 1,750 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5948% | 1,120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3971% | 1,593 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0364% | 1,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1092% | 1,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1076% | 810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0384% | 501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2140% | 603 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0217% | 4,064 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2413% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0393% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4206% | 1,501 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8721% | 1,145 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4274% | 1,359 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0380% | 5,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1180% | 2,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 2,622 |
| Percentage Net Loans Charged-off:Construction & development | -0.0250% | 4,793 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0630% | 5,536 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1270% | 4,834 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1253% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1397% | 608 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1236% | 1,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0065% | 2,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5734% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5748% | 1,348 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2364% | 798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1084% | 2,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | -0.0335% | 4,919 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0667% | 5,636 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1194% | 4,873 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1092% | 1,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0995% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1103% | 1,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0140% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5172% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5191% | 1,327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2314% | 735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0922% | 2,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 2,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0835% | 5,774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1126% | 1,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1382% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1096% | 1,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0227% | 1,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4047% | 1,580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4075% | 1,459 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1683% | 721 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1171% | 1,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 1,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0996% | 5,946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0994% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0303% | 4,320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1146% | 1,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1196% | 885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5730% | 1,198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5787% | 1,079 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0390% | 809 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2340% | 1,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 2,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2108% | 1,159 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2205% | 5,091 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1209% | 2,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0638% | 1,005 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1276% | 2,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3737% | 1,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5455% | 1,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5469% | 1,580 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1488% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.2294% | 18 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3010% | 1,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1290% | 1,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2826% | 865 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1472% | 5,113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1315% | 1,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0816% | 881 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1373% | 1,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5274% | 1,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6775% | 1,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6794% | 1,172 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0905% | 1,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.8500% | 13 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2393% | 1,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1425% | 1,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3285% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2219% | 5,159 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1448% | 1,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0975% | 733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1503% | 1,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3079% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5633% | 1,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5661% | 1,273 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1394% | 819 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.4848% | 9 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2316% | 1,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1371% | 1,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3914% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4511% | 5,203 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1334% | 1,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0679% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1410% | 1,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3648% | 766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4267% | 1,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4323% | 1,470 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1056% | 714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 14.0292% | 8 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3916% | 1,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3998% | 1,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3627% | 6,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.3316% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1460% | 2,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1431% | 1,152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1463% | 2,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4689% | 1,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3534% | 2,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3567% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2021% | 913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2418% | 35 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3152% | 1,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3981% | 1,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7597% | 6,660 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.6441% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1123% | 2,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1649% | 1,022 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1062% | 2,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1953% | 1,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3705% | 2,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3724% | 2,082 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1748% | 891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4636% | 1,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6368% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0540% | 6,732 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.0727% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2226% | 1,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0093% | 1,071 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2472% | 1,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3201% | 1,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3754% | 2,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3782% | 1,939 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1089% | 899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3332% | 6,795 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8289% | 6,875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.7819% | 6,833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1881% | 1,726 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0465% | 4,764 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2149% | 1,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0999% | 1,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4335% | 1,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4391% | 1,604 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0293% | 902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3838% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4596% | 2,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6121% | 1,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9661% | 454 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4257% | 2,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1734% | 1,460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4544% | 1,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1499% | 2,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5163% | 2,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5265% | 2,143 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4510% | 803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 71.6471% | 18 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3756% | 2,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4996% | 1,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6039% | 1,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7945% | 433 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5408% | 1,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2156% | 1,233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5777% | 1,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1768% | 2,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4600% | 2,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4682% | 2,080 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1385% | 1,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 24.3272% | 27 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4550% | 2,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6716% | 1,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8735% | 867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9512% | 348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6999% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1868% | 1,142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7582% | 1,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0924% | 2,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5810% | 1,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5923% | 1,706 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1066% | 982 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.2007% | 42 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6579% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1391% | 819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7900% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9127% | 198 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9370% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0995% | 928 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0329% | 826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1124% | 1,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2761% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2982% | 2,087 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0434% | 867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 12.6129% | 18 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4833% | 3,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7255% | 2,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0129% | 2,904 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2508% | 999 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0950% | 585 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5362% | 2,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2080% | 1,614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5719% | 1,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1767% | 3,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4055% | 3,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3569% | 3,024 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1917% | 1,146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3006% | 3,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3325% | 2,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5888% | 1,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2791% | 2,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2864% | 1,317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2783% | 2,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2497% | 2,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3344% | 3,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2866% | 3,029 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2186% | 1,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3433% | 3,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3938% | 2,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8135% | 1,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2490% | 2,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1878% | 1,259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2557% | 2,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3604% | 2,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2531% | 3,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2080% | 3,070 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1767% | 959 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1732% | 3,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1871% | 2,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2565% | 1,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2050% | 2,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1041% | 956 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2164% | 2,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1372% | 2,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1953% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1462% | 2,746 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1613% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4399% | 3,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 5,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1294% | 3,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1431% | 3,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1900% | 2,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6439% | 2,979 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4864% | 3,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0510% | 4,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1053% | 3,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1163% | 3,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4011% | 1,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6532% | 2,717 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4634% | 3,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0610% | 4,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1266% | 3,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1395% | 2,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2236% | 1,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7496% | 2,335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5654% | 2,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 4,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 3,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 2,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8009% | 1,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6748% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | 54.6425% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4436% | 4,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1316% | 4,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2524% | 2,982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2747% | 2,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6789% | 3,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1315% | 2,442 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0201% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4721% | 3,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1236% | 4,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2326% | 2,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2524% | 2,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7545% | 2,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1931% | 2,140 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4942% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5297% | 2,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1345% | 3,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2486% | 2,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2692% | 2,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9248% | 2,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2308% | 1,945 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8823% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4215% | 2,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1356% | 2,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2483% | 1,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2686% | 1,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5511% | 1,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1239% | 1,901 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4462% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3644% | 3,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1197% | 3,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2171% | 2,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2332% | 1,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5142% | 2,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9808% | 2,318 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8863% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3865% | 2,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1411% | 2,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2560% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2744% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6380% | 1,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9032% | 2,081 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5606% | 524 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3810% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1137% | 2,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2067% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2213% | 1,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7119% | 1,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8651% | 1,942 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4554% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4068% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1418% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2590% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2773% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7328% | 972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8931% | 1,684 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9578% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4033% | 1,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0788% | 2,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1451% | 1,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1548% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9591% | 1,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8699% | 1,884 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5996% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0058% | 1,732 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3697% | 1,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0463% | 2,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0854% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0910% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9422% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8196% | 1,696 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4631% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0078% | 1,492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4208% | 864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 1,620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1029% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1096% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0576% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9501% | 1,366 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1392% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0118% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4631% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0703% | 1,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1295% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1379% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4947% | 459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6200% | 1,874 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0045% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2962% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1321% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2514% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2688% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2828% | 2,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9509% | 1,565 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0046% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3215% | 1,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1418% | 804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2721% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2911% | 489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3866% | 1,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9407% | 1,424 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8911% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1775% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1258% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2435% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2607% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1989% | 7,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8435% | 1,512 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8098% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1346% | 1,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2082% | 416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4079% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4369% | 268 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7831% | 8,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9761% | 1,312 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2260% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9483% | 329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2500% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4900% | 303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5243% | 310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1433% | 555 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2091% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4651% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0372% | 273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2877% | 414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5636% | 243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6030% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4341% | 393 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2615% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0262% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1287% | 266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0588% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1159% | 1,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1242% | 958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7145% | 269 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9971% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2153% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4953% | 709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0942% | 863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1855% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1984% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4012% | 1,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0522% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0784% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6169% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0483% | 2,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0969% | 1,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1026% | 1,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4358% | 1,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8099% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7236% | 724 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3511% | 1,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 2,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 1,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0710% | 1,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3416% | 2,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5751% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7973% | 694 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3766% | 1,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 2,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0752% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0796% | 1,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4954% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4041% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8222% | 686 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0042% | 1,203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4384% | 1,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0818% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0869% | 961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4876% | 1,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6780% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8542% | 615 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0100% | 880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3639% | 2,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 2,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1417% | 1,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1494% | 1,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3480% | 3,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3769% | 1,553 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1123% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3696% | 1,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0754% | 1,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1740% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1835% | 1,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4182% | 2,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2414% | 1,655 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6363% | 931 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4141% | 1,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0862% | 1,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1975% | 865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2077% | 830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6955% | 1,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1828% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5758% | 875 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3612% | 1,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0577% | 1,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1304% | 899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1367% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4673% | 1,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2029% | 1,638 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5833% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5765% | 1,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 3,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0416% | 2,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0432% | 2,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7853% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1979% | 1,914 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9855% | 958 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6949% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 2,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 1,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0626% | 1,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2791% | 874 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3101% | 1,562 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5411% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0693% | 1,645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3152% | 2,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0505% | 428 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2327% | 7 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5491% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0574% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7610% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0268% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2473% | 2,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0929% | 285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2469% | 111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0595% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3304% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0537% | 456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9865% | 451 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7121% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0220% | 1,282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2255% | 3,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0775% | 360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2517% | 149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9243% | 525 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7381% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2305% | 3,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0874% | 380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1504% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0846% | 350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8901% | 611 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0074% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0293% | 1,202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5129% | 1,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5627% | 111 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3229% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1335% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0230% | 1,220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1812% | 4,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 953 |
| Percentage Net Loans Charged-off:Construction & development | 0.2336% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0811% | 1,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0228% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1010% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6605% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1215% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6509% | 111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1748% | 4,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 1,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1194% | 1,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0935% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5668% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8088% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7701% | 89 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3609% | 3,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4436% | 357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7447% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0713% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0729% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2277% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4935% | 749 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8369% | 827 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2804% | 234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2824% | 6,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0623% | 1,047 |
| Percentage Net Loans Charged-off:Construction & development | -0.0361% | 1,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0846% | 854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0755% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9266% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4820% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1777% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2549% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |