Home > First Fidelity Bank > Net charge- offs to loans
First Fidelity Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0107% | 2,249 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0560% | 4,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0715% | 4,468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0326% | 4,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0390% | 4,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1981% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2134% | 1,912 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2140% | 1,787 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0340% | 1,406 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0374% | 4,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0445% | 4,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0368% | 4,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0439% | 4,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2942% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2149% | 1,698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2156% | 1,633 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 1,079 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0395% | 4,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0495% | 4,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0273% | 4,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0324% | 4,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4347% | 435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1901% | 1,607 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1907% | 1,585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0131% | 1,466 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0314% | 4,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0376% | 4,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0326% | 4,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0389% | 4,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0285% | 3,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2439% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2446% | 1,268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0248% | 4,132 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0391% | 4,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0475% | 4,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0446% | 4,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0529% | 4,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1565% | 4,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1060% | 2,106 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0081% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1037% | 2,031 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0355% | 4,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0436% | 4,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0537% | 4,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0486% | 4,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0575% | 4,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1892% | 4,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0768% | 2,047 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4487% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0735% | 1,980 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0512% | 4,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0323% | 4,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0349% | 4,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0564% | 4,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0663% | 4,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3703% | 4,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0292% | 2,085 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9386% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0246% | 2,018 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0481% | 4,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0346% | 4,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0359% | 4,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0654% | 4,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0760% | 4,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2799% | 4,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0063% | 1,809 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4072% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0031% | 1,727 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0339% | 4,166 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0551% | 4,423 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 3,928 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0388% | 4,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1762% | 4,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2056% | 4,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0233% | 3,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0417% | 2,303 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9463% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0379% | 2,227 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0141% | 3,823 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0323% | 4,286 |
| Percentage Net Loans Charged-off:Construction & development | -0.0036% | 4,000 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0385% | 4,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0382% | 4,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0447% | 4,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 3,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0491% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5936% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0461% | 1,979 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 2,184 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0314% | 4,330 |
| Percentage Net Loans Charged-off:Construction & development | -0.0071% | 4,099 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0365% | 4,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0391% | 4,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0457% | 4,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0295% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1014% | 1,617 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9698% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0978% | 1,523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0236% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0306% | 4,407 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 4,227 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0344% | 4,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0394% | 4,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0464% | 4,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0803% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1744% | 1,273 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8351% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1670% | 1,184 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0327% | 2,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0796% | 4,746 |
| Percentage Net Loans Charged-off:Construction & development | -0.0536% | 4,338 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0966% | 4,730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0646% | 4,608 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2172% | 3,677 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0364% | 4,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2552% | 1,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2208% | 1,982 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5527% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2124% | 1,889 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0135% | 4,302 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0881% | 4,795 |
| Percentage Net Loans Charged-off:Construction & development | -0.0587% | 4,392 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1264% | 4,785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 3,902 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2080% | 3,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0330% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 3,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2274% | 1,860 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2071% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2181% | 1,773 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0272% | 4,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1294% | 4,875 |
| Percentage Net Loans Charged-off:Construction & development | -0.0731% | 4,438 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1890% | 4,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 4,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0955% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0261% | 4,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0117% | 3,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2863% | 1,699 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2411% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2807% | 1,586 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0999% | 4,815 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2236% | 4,955 |
| Percentage Net Loans Charged-off:Construction & development | -0.0082% | 4,278 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3549% | 4,940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1919% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0379% | 4,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0149% | 3,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2348% | 1,768 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7431% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2261% | 1,675 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 3,341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0591% | 4,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0609% | 4,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1075% | 4,894 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0715% | 3,674 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1144% | 4,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0440% | 4,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2281% | 2,352 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3670% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2218% | 2,245 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 2,738 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0571% | 4,877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0750% | 4,902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0520% | 4,777 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0959% | 3,752 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0436% | 4,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0463% | 4,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2604% | 2,090 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5110% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2538% | 1,981 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0418% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0287% | 4,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0270% | 4,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0589% | 4,842 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1447% | 3,817 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0425% | 4,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0989% | 1,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2106% | 2,063 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7360% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2034% | 1,979 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0618% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0250% | 4,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0256% | 4,908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0436% | 4,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0518% | 4,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2410% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2184% | 1,844 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1900% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2083% | 1,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 3,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0250% | 4,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0905% | 5,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1350% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1611% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7743% | 5,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3901% | 1,798 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5232% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3819% | 1,721 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0734% | 1,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0271% | 4,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1883% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2252% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3972% | 5,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3601% | 1,746 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7883% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3512% | 1,661 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1022% | 1,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0631% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0126% | 4,759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2999% | 222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3584% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5438% | 5,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4119% | 1,510 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2585% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4081% | 1,408 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 2,559 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0436% | 5,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 4,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1534% | 5,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1831% | 5,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9830% | 5,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4118% | 1,468 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4037% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4036% | 1,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 2,676 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0387% | 5,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0641% | 5,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 4,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 4,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0169% | 2,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2759% | 2,412 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3322% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2697% | 2,296 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0576% | 2,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 2,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 2,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 1,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1692% | 4,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2516% | 2,331 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4899% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2508% | 2,194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 2,282 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 4,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 4,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 4,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1735% | 5,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2337% | 2,204 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2465% | 1,050 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2353% | 2,059 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 1,669 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 4,974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 4,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 4,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1118% | 4,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2898% | 1,811 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2907% | 1,687 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 2,482 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 4,366 |
| Percentage Net Loans Charged-off:Construction & development | -0.4264% | 5,186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0187% | 1,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0491% | 1,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4354% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0351% | 5,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0878% | 4,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3433% | 2,247 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4102% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3177% | 2,200 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0578% | 2,528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0283% | 5,128 |
| Percentage Net Loans Charged-off:Construction & development | -0.5643% | 5,285 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 2,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 1,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0632% | 4,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3015% | 2,140 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2153% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2954% | 1,998 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 2,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 2,133 |
| Percentage Net Loans Charged-off:Construction & development | -0.8098% | 5,379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0776% | 629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0441% | 1,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0536% | 1,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 4,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2548% | 2,131 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5591% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2448% | 2,012 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1542% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0531% | 1,154 |
| Percentage Net Loans Charged-off:Construction & development | -1.5726% | 5,479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2027% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1043% | 910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1275% | 780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3487% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3121% | 1,746 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6645% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3111% | 1,593 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1600% | 5,910 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2397% | 5,931 |
| Percentage Net Loans Charged-off:Construction & development | -1.1374% | 5,514 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3007% | 5,856 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0833% | 4,811 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0585% | 2,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2891% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 2,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7611% | 5,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2682% | 2,390 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6383% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2556% | 2,298 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1132% | 5,831 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2198% | 5,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.2219% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4022% | 5,983 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1093% | 4,868 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0817% | 1,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3835% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 2,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3435% | 5,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2340% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5687% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2332% | 2,166 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1797% | 5,995 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3093% | 6,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0544% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5288% | 6,090 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1540% | 4,918 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0731% | 1,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5185% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0232% | 5,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3776% | 5,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2164% | 2,181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9146% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2149% | 2,054 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3444% | 6,176 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5811% | 6,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.1412% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9349% | 6,202 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3005% | 4,965 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 5,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0228% | 5,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5225% | 5,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3104% | 1,693 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3110% | 1,569 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 3,774 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1114% | 6,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0390% | 1,039 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1221% | 6,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1573% | 6,192 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6145% | 4,755 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0701% | 6,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3853% | 1,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3384% | 2,276 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6586% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3282% | 2,180 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 4,558 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1658% | 6,274 |
| Percentage Net Loans Charged-off:Construction & development | -0.0135% | 5,063 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2045% | 6,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1657% | 6,243 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8162% | 4,811 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0428% | 5,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3604% | 1,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2958% | 2,261 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3408% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2818% | 2,159 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0267% | 5,644 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1513% | 6,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1414% | 6,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2590% | 6,388 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3706% | 4,854 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0527% | 6,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0175% | 4,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2911% | 2,049 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3633% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2865% | 1,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 2,681 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0661% | 6,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0913% | 6,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0399% | 6,003 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0401% | 4,547 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0399% | 6,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0966% | 5,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4135% | 1,629 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4141% | 1,515 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0423% | 4,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1046% | 6,451 |
| Percentage Net Loans Charged-off:Construction & development | 2.7154% | 472 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3436% | 6,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 3,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0421% | 1,339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 3,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0767% | 2,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3854% | 2,415 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3857% | 2,282 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2668% | 2,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2703% | 1,791 |
| Percentage Net Loans Charged-off:Construction & development | 3.4933% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2504% | 1,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 3,596 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0254% | 4,702 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 3,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0117% | 2,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3420% | 2,346 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3422% | 2,184 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3938% | 1,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4907% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | 5.8873% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5338% | 850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0232% | 6,171 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0274% | 4,690 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0226% | 6,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0372% | 5,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3128% | 2,265 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3130% | 2,114 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5153% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6700% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 11.3914% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5124% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0478% | 6,321 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0529% | 4,781 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0470% | 6,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2307% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2656% | 2,140 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2657% | 1,999 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1481% | 4,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2244% | 3,135 |
| Percentage Net Loans Charged-off:Construction & development | -0.0276% | 5,936 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1318% | 2,557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5705% | 1,601 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7567% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3411% | 2,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6566% | 6,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3202% | 2,944 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3202% | 2,772 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5641% | 6,387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2203% | 3,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3252% | 2,473 |
| Percentage Net Loans Charged-off:Construction & development | -0.0283% | 5,977 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2565% | 1,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6580% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5604% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2784% | 2,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4766% | 6,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3158% | 2,697 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3159% | 2,530 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.0274% | 6,447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3407% | 2,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5187% | 1,799 |
| Percentage Net Loans Charged-off:Construction & development | -0.0232% | 5,975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4305% | 1,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0121% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1319% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3651% | 1,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2873% | 6,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2688% | 2,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2688% | 2,542 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.8494% | 6,478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2186% | 2,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3357% | 2,042 |
| Percentage Net Loans Charged-off:Construction & development | -0.0267% | 6,025 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2407% | 1,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7842% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7650% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1371% | 2,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5427% | 6,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4401% | 1,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4401% | 1,774 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.9362% | 6,500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2642% | 1,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5659% | 965 |
| Percentage Net Loans Charged-off:Construction & development | 1.6341% | 1,840 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8202% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6671% | 5,726 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2506% | 981 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8085% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1216% | 1,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7829% | 1,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2930% | 3,568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2504% | 3,483 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2246% | 1,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5412% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 0.9566% | 1,919 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8991% | 522 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0074% | 5,747 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1904% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6094% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0927% | 1,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6449% | 1,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2341% | 3,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1925% | 3,432 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4468% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7532% | 771 |
| Percentage Net Loans Charged-off:Construction & development | -0.1145% | 6,496 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1692% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2820% | 5,729 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6637% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5712% | 935 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9199% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4935% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1853% | 3,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1439% | 3,326 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8967% | 1,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8087% | 1,401 |
| Percentage Net Loans Charged-off:Construction & development | -0.0519% | 6,461 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3242% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2643% | 5,755 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1304% | 7,232 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9268% | 5,457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0572% | 2,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7876% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2995% | 2,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2092% | 2,534 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0225% | 995 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3837% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 1.5699% | 2,241 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4962% | 463 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7513% | 439 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3886% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6199% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1015% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0472% | 1,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5691% | 3,198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4633% | 6,677 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3253% | 1,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4145% | 1,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.9838% | 2,276 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1917% | 985 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3698% | 341 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0103% | 576 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8163% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8223% | 685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5129% | 1,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5656% | 2,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7721% | 6,753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9555% | 1,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9617% | 1,654 |
| Percentage Net Loans Charged-off:Construction & development | -0.3897% | 7,049 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6744% | 1,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9057% | 373 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1892% | 525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0820% | 1,335 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6762% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6978% | 1,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6301% | 2,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2121% | 6,799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8216% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6624% | 1,786 |
| Percentage Net Loans Charged-off:Construction & development | -0.2178% | 7,040 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0563% | 7,495 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1511% | 5,986 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1431% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2909% | 817 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7814% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0267% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7496% | 2,163 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2307% | 631 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0251% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 3.8584% | 1,497 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4014% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.6905% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2937% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | 8.9538% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2864% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1711% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8769% | 2,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.2912% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7133% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1955% | 448 |
| Percentage Net Loans Charged-off:Construction & development | 4.3977% | 1,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8135% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.8702% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0627% | 511 |
| Percentage Net Loans Charged-off: Home equity loans | 10.4084% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2535% | 2,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3025% | 979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9177% | 2,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.0944% | 157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4861% | 699 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6009% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 1.9034% | 1,457 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8232% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.6402% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5195% | 653 |
| Percentage Net Loans Charged-off: Home equity loans | 6.6149% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3920% | 1,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8879% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8919% | 2,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.6744% | 124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4625% | 988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9427% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 1.2004% | 1,161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4017% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.9637% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7203% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 9.7031% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 2,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2301% | 423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8217% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 34.6939% | 73 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7612% | 1,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7895% | 1,159 |
| Percentage Net Loans Charged-off:Construction & development | 3.2067% | 780 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0139% | 2,241 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6284% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4557% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5359% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6749% | 2,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7398% | 2,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7603% | 1,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8721% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 3.1336% | 505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0187% | 1,603 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.0008% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6192% | 757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7235% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2507% | 2,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7129% | 2,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4095% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3728% | 1,163 |
| Percentage Net Loans Charged-off:Construction & development | 1.3229% | 651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0299% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4580% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5251% | 699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3873% | 1,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5333% | 2,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1503% | 2,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1807% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.3187% | 738 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0089% | 774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5369% | 560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5980% | 476 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4886% | 7,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3970% | 2,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6808% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1871% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.1806% | 1,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1255% | 991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3920% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4400% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4398% | 361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4273% | 3,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0494% | 7,027 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7732% | 468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1894% | 958 |
| Percentage Net Loans Charged-off:Construction & development | -0.0057% | 7,589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1510% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5311% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5994% | 316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0425% | 247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3496% | 3,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0609% | 7,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2547% | 1,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1780% | 819 |
| Percentage Net Loans Charged-off:Construction & development | -0.0064% | 7,596 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0287% | 737 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0198% | 6,161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8154% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9270% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4663% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3348% | 3,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0793% | 7,100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 2,435 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 7,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 7,896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 7,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 7,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0582% | 1,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2536% | 2,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1021% | 7,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1203% | 2,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0405% | 2,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.2095% | 356 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0350% | 8,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 2,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 2,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0849% | 7,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3480% | 3,642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0219% | 1,518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.7047% | 20 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1112% | 2,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 2,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.2867% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0567% | 8,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 1,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 1,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1757% | 7,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3218% | 3,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.0886% | 11 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1346% | 2,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0694% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.4371% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0325% | 8,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 1,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0395% | 1,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0213% | 6,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2822% | 3,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.0592% | 5 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0906% | 2,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 1,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0346% | 8,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0882% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0915% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1703% | 7,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3007% | 2,740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3482% | 1,316 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 8,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0048% | 658 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0466% | 8,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0225% | 2,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 2,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5227% | 1,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8248% | 2,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2909% | 1,394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 7,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0065% | 507 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0425% | 8,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 2,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 1,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7901% | 1,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5840% | 2,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3160% | 1,218 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 7,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0438% | 8,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0495% | 1,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0512% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1852% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5316% | 2,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2147% | 1,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0482% | 8,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1312% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1357% | 743 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0189% | 6,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5486% | 2,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2620% | 2,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0651% | 2,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.4121% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0549% | 8,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 2,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 2,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1460% | 3,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5731% | 3,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0455% | 1,480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2591% | 1,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0958% | 1,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.5464% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0564% | 8,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0326% | 2,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 1,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0998% | 3,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5383% | 3,266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0572% | 1,247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2670% | 1,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1552% | 942 |
| Percentage Net Loans Charged-off:Construction & development | 0.8181% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0565% | 8,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0486% | 1,625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0501% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2925% | 1,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4143% | 3,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0935% | 1,002 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1634% | 2,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 1,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0565% | 8,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1096% | 926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1127% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0822% | 7,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4540% | 3,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4687% | 1,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4569% | 441 |
| Percentage Net Loans Charged-off:Construction & development | -0.0802% | 8,048 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 8,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 22.1361% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0960% | 1,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0987% | 1,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7503% | 2,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3971% | 4,739 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1770% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2503% | 2,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 2,733 |
| Percentage Net Loans Charged-off:Construction & development | -0.1089% | 8,055 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1085% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1115% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8013% | 1,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3708% | 4,452 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8070% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3322% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0647% | 1,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1701% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1748% | 930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1653% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3927% | 4,020 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7416% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3241% | 1,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1629% | 811 |
| Percentage Net Loans Charged-off:Construction & development | 0.1591% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3469% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3560% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7632% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3867% | 3,549 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2943% | 2,767 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 8,113 |
| Percentage Net Loans Charged-off:Construction & development | -0.1955% | 8,167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0703% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.8285% | 6,633 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0382% | 2,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0389% | 2,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8589% | 2,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4524% | 4,532 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6087% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2390% | 1,338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3952% | 2,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1745% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0052% | 813 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4310% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 2,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 2,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4087% | 2,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6322% | 3,546 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0498% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2517% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 38.7743% | 16 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4277% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1515% | 172 |
| Percentage Net Loans Charged-off:Construction & development | 1.0019% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3826% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7563% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8559% | 796 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2359% | 2,821 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0604% | 1,456 |
| Percentage Net Loans Charged-off:Construction & development | -0.4204% | 1,437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2008% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5598% | 749 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0128% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3026% | 2,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0960% | 296 |
| Percentage Net Loans Charged-off:Construction & development | 0.6366% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4191% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4500% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1707% | 4,212 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | -0.0707% | 1,288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0972% | 714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4303% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0903% | 5,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0390% | 809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2983% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0217% | 10,369 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0125% | 10,225 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1511% | 6,145 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 10,663 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |