Home > First Fidelity Bank > Income and Expense

First Fidelity Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$24,677,0001,630
Total interest expense$6,060,0001,810
Net interest income$18,617,0001,527
Provision for loan and lease losses$685,0001,061
Total noninterest income$3,207,0001,571
Gross Fiduciary activities income$0981
Service charges on deposit accounts$619,0001,440
Trading account gains and feesNANA
Additional Noninterest Income$2,588,0001,389
Total noninterest expense$12,880,0001,720
Salaries and employee benefits$8,218,0001,569
Premises and equipment expense$1,181,0001,827
Additional noninterest expense$2,588,0001,389
Pre-tax net operating income$8,259,0001,363
Securities gains (losses)$41,000443
Applicable income taxes$354,0002,121
Income before extraordinary items$7,946,0001,219
Extraordinary gains, net$054
Net income$7,946,0001,235
Minority interest net income$088
Net income of bank and minority interests.$7,946,0001,222
Net charge-offs$72,0001,663
Cash dividends$4,810,000844
Sale, conversion, retirement of capital stock, net$-5,323,0004,591
Net operating income$7,906,6401,248
2023-09-30 (YTD Data)Rank
Total interest income$16,929,0001,702
Total interest expense$3,799,0001,884
Net interest income$13,130,0001,618
Provision for loan and lease losses$125,0001,999
Total noninterest income$1,920,0001,775
Gross Fiduciary activities income$0950
Service charges on deposit accounts$441,0001,482
Trading account gains and feesNANA
Additional Noninterest Income$1,479,0001,626
Total noninterest expense$8,799,0001,840
Salaries and employee benefits$5,877,0001,632
Premises and equipment expense$790,0001,978
Additional noninterest expense$1,479,0001,626
Pre-tax net operating income$6,126,0001,425
Securities gains (losses)$26,000395
Applicable income taxes$305,0002,101
Income before extraordinary items$5,847,0001,278
Extraordinary gains, net$052
Net income$5,847,0001,287
Minority interest net income$081
Net income of bank and minority interests.$5,847,0001,278
Net charge-offs$34,0001,648
Cash dividends$3,600,000780
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,822,3001,307
2023-06-30 (YTD Data)Rank
Total interest income$10,967,0001,714
Total interest expense$2,139,0001,936
Net interest income$8,828,0001,622
Provision for loan and lease losses$50,0002,224
Total noninterest income$1,216,0001,760
Gross Fiduciary activities income$0931
Service charges on deposit accounts$274,0001,533
Trading account gains and feesNANA
Additional Noninterest Income$942,0001,596
Total noninterest expense$5,860,0001,835
Salaries and employee benefits$3,910,0001,627
Premises and equipment expense$546,0001,914
Additional noninterest expense$942,0001,594
Pre-tax net operating income$4,134,0001,394
Securities gains (losses)$42,000297
Applicable income taxes$207,0002,114
Income before extraordinary items$3,969,0001,260
Extraordinary gains, net$051
Net income$3,969,0001,271
Minority interest net income$081
Net income of bank and minority interests.$3,969,0001,260
Net charge-offs$24,0001,463
Cash dividends$2,300,000781
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,929,1001,285
2023-03-31 (YTD Data)Rank
Total interest income$5,397,0001,718
Total interest expense$851,0002,029
Net interest income$4,546,0001,594
Provision for loan and lease losses$02,612
Total noninterest income$555,0001,839
Gross Fiduciary activities income$0913
Service charges on deposit accounts$130,0001,592
Trading account gains and feesNANA
Additional Noninterest Income$425,0001,660
Total noninterest expense$2,885,0001,870
Salaries and employee benefits$1,934,0001,670
Premises and equipment expense$268,0001,964
Additional noninterest expense$425,0001,660
Pre-tax net operating income$2,216,0001,355
Securities gains (losses)$0950
Applicable income taxes$110,0002,077
Income before extraordinary items$2,106,0001,226
Extraordinary gains, net$04
Net income$2,106,0001,226
Minority interest net income$048
Net income of bank and minority interests.$2,106,0001,226
Net charge-offs$02,062
Cash dividends$1,200,000718
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,106,0001,251
2022-12-31 (YTD Data)Rank
Total interest income$17,812,0001,716
Total interest expense$1,044,0002,371
Net interest income$16,768,0001,647
Provision for loan and lease losses$65,0002,431
Total noninterest income$2,588,0001,782
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$531,0001,617
Trading account gains and feesNANA
Additional Noninterest Income$2,057,0001,600
Total noninterest expense$10,029,0002,012
Salaries and employee benefits$6,633,0001,812
Premises and equipment expense$988,0002,021
Additional noninterest expense$2,057,0001,600
Pre-tax net operating income$9,262,0001,350
Securities gains (losses)$6,000496
Applicable income taxes$459,0002,082
Income before extraordinary items$8,809,0001,216
Extraordinary gains, net$05
Net income$8,809,0001,215
Minority interest net income$063
Net income of bank and minority interests.$8,809,0001,216
Net charge-offs$31,0001,755
Cash dividends$5,010,000770
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,803,3001,238
2022-09-30 (YTD Data)Rank
Total interest income$12,467,0001,753
Total interest expense$602,0002,404
Net interest income$11,865,0001,704
Provision for loan and lease losses$65,0002,133
Total noninterest income$1,819,0001,860
Gross Fiduciary activities income$0968
Service charges on deposit accounts$403,0001,623
Trading account gains and feesNANA
Additional Noninterest Income$1,416,0001,703
Total noninterest expense$7,755,0001,960
Salaries and employee benefits$5,340,0001,717
Premises and equipment expense$724,0002,055
Additional noninterest expense$1,416,0001,703
Pre-tax net operating income$5,864,0001,508
Securities gains (losses)$6,000515
Applicable income taxes$291,0002,235
Income before extraordinary items$5,579,0001,370
Extraordinary gains, net$04
Net income$5,579,0001,369
Minority interest net income$057
Net income of bank and minority interests.$5,579,0001,370
Net charge-offs$54,0001,179
Cash dividends$3,500,000754
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,573,3001,399
2022-06-30 (YTD Data)Rank
Total interest income$7,794,0001,795
Total interest expense$338,0002,496
Net interest income$7,456,0001,755
Provision for loan and lease losses$02,599
Total noninterest income$1,164,0001,903
Gross Fiduciary activities income$0925
Service charges on deposit accounts$256,0001,665
Trading account gains and feesNANA
Additional Noninterest Income$908,0001,779
Total noninterest expense$5,145,0001,945
Salaries and employee benefits$3,587,0001,691
Premises and equipment expense$478,0002,069
Additional noninterest expense$1,080,0002,483
Pre-tax net operating income$3,475,0001,562
Securities gains (losses)$6,000456
Applicable income taxes$173,0002,244
Income before extraordinary items$3,308,0001,414
Extraordinary gains, net$04
Net income$3,308,0001,413
Minority interest net income$060
Net income of bank and minority interests.$3,308,0001,414
Net charge-offs$12,0001,527
Cash dividends$2,300,000755
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,302,3001,452
2022-03-31 (YTD Data)Rank
Total interest income$3,729,0001,808
Total interest expense$163,0002,518
Net interest income$3,566,0001,764
Provision for loan and lease losses$02,285
Total noninterest income$553,0001,952
Gross Fiduciary activities income$0892
Service charges on deposit accounts$123,0001,689
Trading account gains and feesNANA
Additional Noninterest Income$430,0001,840
Total noninterest expense$2,415,0002,029
Salaries and employee benefits$1,766,0001,719
Premises and equipment expense$223,0002,189
Additional noninterest expense$426,0002,863
Pre-tax net operating income$1,704,0001,502
Securities gains (losses)$0623
Applicable income taxes$85,0002,171
Income before extraordinary items$1,619,0001,375
Extraordinary gains, net$04
Net income$1,619,0001,375
Minority interest net income$050
Net income of bank and minority interests.$1,619,0001,375
Net charge-offs$8,0001,246
Cash dividends$1,100,000721
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,619,0001,389
2021-12-31 (YTD Data)Rank
Total interest income$18,385,0001,583
Total interest expense$914,0002,344
Net interest income$17,471,0001,526
Provision for loan and lease losses$225,0001,650
Total noninterest income$2,225,0002,102
Gross Fiduciary activities income$0994
Service charges on deposit accounts$483,0001,639
Trading account gains and feesNANA
Additional Noninterest Income$1,742,0002,056
Total noninterest expense$10,258,0001,944
Salaries and employee benefits$7,119,0001,690
Premises and equipment expense$895,0002,171
Additional noninterest expense$2,244,0002,396
Pre-tax net operating income$9,213,0001,350
Securities gains (losses)$8,0001,760
Applicable income taxes$452,0002,166
Income before extraordinary items$8,769,0001,260
Extraordinary gains, net$010
Net income$8,769,0001,259
Minority interest net income$074
Net income of bank and minority interests.$8,769,0001,260
Net charge-offs$-22,0003,867
Cash dividends$5,410,000749
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,761,4001,241
2021-09-30 (YTD Data)Rank
Total interest income$14,619,0001,540
Total interest expense$731,0002,340
Net interest income$13,888,0001,482
Provision for loan and lease losses$225,0001,362
Total noninterest income$1,494,0002,274
Gross Fiduciary activities income$0957
Service charges on deposit accounts$358,0001,648
Trading account gains and feesNANA
Additional Noninterest Income$1,136,0002,247
Total noninterest expense$7,581,0001,967
Salaries and employee benefits$5,281,0001,714
Premises and equipment expense$673,0002,198
Additional noninterest expense$1,627,0002,446
Pre-tax net operating income$7,576,0001,316
Securities gains (losses)$8,0001,675
Applicable income taxes$379,0002,162
Income before extraordinary items$7,205,0001,224
Extraordinary gains, net$08
Net income$7,205,0001,224
Minority interest net income$069
Net income of bank and minority interests.$7,205,0001,224
Net charge-offs$-18,0003,843
Cash dividends$4,000,000685
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,197,4001,209
2021-06-30 (YTD Data)Rank
Total interest income$10,715,0001,422
Total interest expense$535,0002,266
Net interest income$10,180,0001,359
Provision for loan and lease losses$275,000963
Total noninterest income$1,100,0002,139
Gross Fiduciary activities income$0951
Service charges on deposit accounts$223,0001,661
Trading account gains and feesNANA
Additional Noninterest Income$877,0002,059
Total noninterest expense$5,004,0001,975
Salaries and employee benefits$3,497,0001,719
Premises and equipment expense$463,0002,144
Additional noninterest expense$1,044,0002,495
Pre-tax net operating income$6,001,0001,147
Securities gains (losses)$8,0001,476
Applicable income taxes$299,0002,023
Income before extraordinary items$5,710,0001,069
Extraordinary gains, net$06
Net income$5,710,0001,070
Minority interest net income$067
Net income of bank and minority interests.$5,710,0001,070
Net charge-offs$188,000670
Cash dividends$2,400,000737
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,702,4001,049
2021-03-31 (YTD Data)Rank
Total interest income$5,586,0001,365
Total interest expense$265,0002,355
Net interest income$5,321,0001,289
Provision for loan and lease losses$20,0002,251
Total noninterest income$515,0002,204
Gross Fiduciary activities income$0922
Service charges on deposit accounts$112,0001,658
Trading account gains and feesNANA
Additional Noninterest Income$403,0002,146
Total noninterest expense$2,512,0001,959
Salaries and employee benefits$1,740,0001,712
Premises and equipment expense$237,0002,131
Additional noninterest expense$535,0002,428
Pre-tax net operating income$3,304,0001,058
Securities gains (losses)$01,392
Applicable income taxes$165,0001,943
Income before extraordinary items$3,139,000974
Extraordinary gains, net$03
Net income$3,139,000974
Minority interest net income$055
Net income of bank and minority interests.$3,139,000974
Net charge-offs$-15,0004,211
Cash dividends$1,200,000651
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,139,000955
2020-12-31 (YTD Data)Rank
Total interest income$16,485,0001,755
Total interest expense$1,657,0002,236
Net interest income$14,828,0001,668
Provision for loan and lease losses$170,0003,178
Total noninterest income$2,286,0001,978
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$523,0001,576
Trading account gains and feesNANA
Additional Noninterest Income$1,763,0001,922
Total noninterest expense$9,610,0002,007
Salaries and employee benefits$6,652,0001,748
Premises and equipment expense$843,0002,272
Additional noninterest expense$2,115,0002,446
Pre-tax net operating income$7,334,0001,338
Securities gains (losses)$15,0002,194
Applicable income taxes$363,0002,165
Income before extraordinary items$6,986,0001,262
Extraordinary gains, net$04
Net income$6,986,0001,263
Minority interest net income$072
Net income of bank and minority interests.$6,986,0001,263
Net charge-offs$83,0002,125
Cash dividends$4,960,000775
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,971,7501,228
2020-09-30 (YTD Data)Rank
Total interest income$12,683,0001,729
Total interest expense$1,349,0002,203
Net interest income$11,334,0001,629
Provision for loan and lease losses$105,0003,242
Total noninterest income$1,637,0001,980
Gross Fiduciary activities income$0981
Service charges on deposit accounts$404,0001,528
Trading account gains and feesNANA
Additional Noninterest Income$1,233,0001,940
Total noninterest expense$7,151,0002,005
Salaries and employee benefits$5,012,0001,725
Premises and equipment expense$639,0002,246
Additional noninterest expense$1,500,0002,503
Pre-tax net operating income$5,715,0001,267
Securities gains (losses)$15,0002,008
Applicable income taxes$287,0002,122
Income before extraordinary items$5,443,0001,192
Extraordinary gains, net$04
Net income$5,443,0001,192
Minority interest net income$065
Net income of bank and minority interests.$5,443,0001,192
Net charge-offs$29,0002,334
Cash dividends$3,550,000725
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,428,7501,154
2020-06-30 (YTD Data)Rank
Total interest income$8,734,0001,693
Total interest expense$994,0002,152
Net interest income$7,740,0001,593
Provision for loan and lease losses$105,0002,917
Total noninterest income$1,044,0001,971
Gross Fiduciary activities income$0970
Service charges on deposit accounts$272,0001,542
Trading account gains and feesNANA
Additional Noninterest Income$772,0001,938
Total noninterest expense$4,790,0001,991
Salaries and employee benefits$3,301,0001,741
Premises and equipment expense$437,0002,211
Additional noninterest expense$1,052,0002,418
Pre-tax net operating income$3,889,0001,186
Securities gains (losses)$15,0001,767
Applicable income taxes$196,0002,077
Income before extraordinary items$3,708,0001,095
Extraordinary gains, net$04
Net income$3,708,0001,095
Minority interest net income$065
Net income of bank and minority interests.$3,708,0001,095
Net charge-offs$10,0002,452
Cash dividends$2,300,000725
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,693,7501,075
2020-03-31 (YTD Data)Rank
Total interest income$4,133,0001,771
Total interest expense$611,0002,028
Net interest income$3,522,0001,699
Provision for loan and lease losses$25,0002,983
Total noninterest income$531,0001,887
Gross Fiduciary activities income$0941
Service charges on deposit accounts$163,0001,541
Trading account gains and feesNANA
Additional Noninterest Income$368,0001,813
Total noninterest expense$2,436,0001,989
Salaries and employee benefits$1,658,0001,743
Premises and equipment expense$221,0002,201
Additional noninterest expense$557,0002,364
Pre-tax net operating income$1,592,0001,263
Securities gains (losses)$1,0001,614
Applicable income taxes$80,0002,107
Income before extraordinary items$1,513,0001,181
Extraordinary gains, net$04
Net income$1,513,0001,180
Minority interest net income$056
Net income of bank and minority interests.$1,513,0001,181
Net charge-offs$17,0001,650
Cash dividends$1,300,000677
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,512,0501,163
2019-12-31 (YTD Data)Rank
Total interest income$16,367,0001,797
Total interest expense$2,579,0002,008
Net interest income$13,788,0001,726
Provision for loan and lease losses$195,0002,386
Total noninterest income$2,467,0001,762
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$758,0001,406
Trading account gains and feesNANA
Additional Noninterest Income$1,709,0001,685
Total noninterest expense$9,426,0002,009
Salaries and employee benefits$6,625,0001,707
Premises and equipment expense$817,0002,313
Additional noninterest expense$1,984,0002,569
Pre-tax net operating income$6,634,0001,425
Securities gains (losses)$31,0001,450
Applicable income taxes$344,0002,262
Income before extraordinary items$6,321,0001,338
Extraordinary gains, net$011
Net income$6,321,0001,340
Minority interest net income$076
Net income of bank and minority interests.$6,321,0001,341
Net charge-offs$118,0002,094
Cash dividends$5,460,000746
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,291,5501,317
2019-09-30 (YTD Data)Rank
Total interest income$12,201,0001,824
Total interest expense$1,883,0002,049
Net interest income$10,318,0001,752
Provision for loan and lease losses$230,0001,819
Total noninterest income$1,777,0001,802
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$573,0001,395
Trading account gains and feesNANA
Additional Noninterest Income$1,204,0001,730
Total noninterest expense$6,881,0002,046
Salaries and employee benefits$4,845,0001,747
Premises and equipment expense$591,0002,388
Additional noninterest expense$1,445,0002,627
Pre-tax net operating income$4,984,0001,445
Securities gains (losses)$28,0001,300
Applicable income taxes$253,0002,347
Income before extraordinary items$4,759,0001,356
Extraordinary gains, net$011
Net income$4,759,0001,357
Minority interest net income$072
Net income of bank and minority interests.$4,759,0001,358
Net charge-offs$172,0001,402
Cash dividends$4,050,000707
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,732,4001,329
2019-06-30 (YTD Data)Rank
Total interest income$7,987,0001,852
Total interest expense$1,199,0002,091
Net interest income$6,788,0001,778
Provision for loan and lease losses$160,0001,743
Total noninterest income$1,130,0001,830
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$377,0001,394
Trading account gains and feesNANA
Additional Noninterest Income$753,0001,773
Total noninterest expense$4,486,0002,092
Salaries and employee benefits$3,216,0001,752
Premises and equipment expense$419,0002,300
Additional noninterest expense$851,0002,875
Pre-tax net operating income$3,272,0001,445
Securities gains (losses)$14,0001,135
Applicable income taxes$166,0002,335
Income before extraordinary items$3,120,0001,350
Extraordinary gains, net$011
Net income$3,120,0001,350
Minority interest net income$069
Net income of bank and minority interests.$3,120,0001,350
Net charge-offs$136,0001,226
Cash dividends$2,800,000680
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,106,7001,334
2019-03-31 (YTD Data)Rank
Total interest income$3,929,0001,877
Total interest expense$562,0002,144
Net interest income$3,367,0001,798
Provision for loan and lease losses$03,406
Total noninterest income$546,0001,839
Gross Fiduciary activities income$0972
Service charges on deposit accounts$186,0001,405
Trading account gains and feesNANA
Additional Noninterest Income$360,0001,771
Total noninterest expense$2,194,0002,132
Salaries and employee benefits$1,592,0001,783
Premises and equipment expense$207,0002,350
Additional noninterest expense$395,0003,026
Pre-tax net operating income$1,719,0001,361
Securities gains (losses)$3,000920
Applicable income taxes$84,0002,286
Income before extraordinary items$1,638,0001,272
Extraordinary gains, net$05
Net income$1,638,0001,271
Minority interest net income$052
Net income of bank and minority interests.$1,638,0001,271
Net charge-offs$12,0001,909
Cash dividends$1,400,000665
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,635,1501,250
2018-12-31 (YTD Data)Rank
Total interest income$15,159,0001,841
Total interest expense$1,312,0002,539
Net interest income$13,847,0001,724
Provision for loan and lease losses$40,0003,585
Total noninterest income$2,389,0001,799
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$730,0001,477
Trading account gains and feesNANA
Additional Noninterest Income$1,659,0001,687
Total noninterest expense$8,616,0002,132
Salaries and employee benefits$6,044,0001,794
Premises and equipment expense$739,0002,480
Additional noninterest expense$1,833,0002,747
Pre-tax net operating income$7,580,0001,275
Securities gains (losses)$2,000956
Applicable income taxes$371,0002,230
Income before extraordinary items$7,211,0001,187
Extraordinary gains, net$06
Net income$7,211,0001,186
Minority interest net income$072
Net income of bank and minority interests.$7,211,0001,186
Net charge-offs$10,0003,359
Cash dividends$5,910,000647
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,209,1001,182
2018-09-30 (YTD Data)Rank
Total interest income$11,145,0001,865
Total interest expense$900,0002,594
Net interest income$10,245,0001,743
Provision for loan and lease losses$25,0003,536
Total noninterest income$1,758,0001,842
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$532,0001,520
Trading account gains and feesNANA
Additional Noninterest Income$1,226,0001,721
Total noninterest expense$6,281,0002,171
Salaries and employee benefits$4,545,0001,789
Premises and equipment expense$496,0002,690
Additional noninterest expense$1,240,0002,970
Pre-tax net operating income$5,697,0001,282
Securities gains (losses)$3,000888
Applicable income taxes$286,0002,273
Income before extraordinary items$5,414,0001,182
Extraordinary gains, net$05
Net income$5,414,0001,181
Minority interest net income$066
Net income of bank and minority interests.$5,414,0001,181
Net charge-offs$11,0002,953
Cash dividends$3,900,000658
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,411,1501,178
2018-06-30 (YTD Data)Rank
Total interest income$7,269,0001,885
Total interest expense$580,0002,577
Net interest income$6,689,0001,769
Provision for loan and lease losses$165,0001,708
Total noninterest income$1,108,0001,893
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$337,0001,578
Trading account gains and feesNANA
Additional Noninterest Income$771,0001,778
Total noninterest expense$4,168,0002,192
Salaries and employee benefits$3,013,0001,813
Premises and equipment expense$345,0002,630
Additional noninterest expense$810,0003,028
Pre-tax net operating income$3,464,0001,349
Securities gains (losses)$0961
Applicable income taxes$174,0002,324
Income before extraordinary items$3,290,0001,257
Extraordinary gains, net$06
Net income$3,290,0001,256
Minority interest net income$065
Net income of bank and minority interests.$3,290,0001,256
Net charge-offs$190,000966
Cash dividends$2,500,000632
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,290,0001,249
2018-03-31 (YTD Data)Rank
Total interest income$3,552,0001,904
Total interest expense$278,0002,580
Net interest income$3,274,0001,795
Provision for loan and lease losses$-10,0005,407
Total noninterest income$550,0001,867
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$165,0001,608
Trading account gains and feesNANA
Additional Noninterest Income$385,0001,750
Total noninterest expense$2,109,0002,185
Salaries and employee benefits$1,490,0001,854
Premises and equipment expense$159,0002,805
Additional noninterest expense$460,0002,793
Pre-tax net operating income$1,725,0001,340
Securities gains (losses)$0735
Applicable income taxes$87,0002,275
Income before extraordinary items$1,638,0001,239
Extraordinary gains, net$07
Net income$1,638,0001,239
Minority interest net income$052
Net income of bank and minority interests.$1,638,0001,239
Net charge-offs$8,0002,040
Cash dividends$1,200,000627
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,638,0001,227
2017-12-31 (YTD Data)Rank
Total interest income$13,538,0001,918
Total interest expense$991,0002,558
Net interest income$12,547,0001,844
Provision for loan and lease losses$-50,0005,333
Total noninterest income$2,514,0001,771
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$696,0001,576
Trading account gains and feesNANA
Additional Noninterest Income$1,818,0001,621
Total noninterest expense$8,499,0002,170
Salaries and employee benefits$6,031,0001,818
Premises and equipment expense$673,0002,716
Additional noninterest expense$1,795,0002,859
Pre-tax net operating income$6,612,0001,368
Securities gains (losses)$65,000786
Applicable income taxes$312,0002,731
Income before extraordinary items$6,365,0001,112
Extraordinary gains, net$09
Net income$6,365,0001,112
Minority interest net income$076
Net income of bank and minority interests.$6,365,0001,112
Net charge-offs$-52,0005,149
Cash dividends$5,410,000628
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,303,2501,106
2017-09-30 (YTD Data)Rank
Total interest income$10,003,0001,946
Total interest expense$699,0002,648
Net interest income$9,304,0001,866
Provision for loan and lease losses$20,0003,698
Total noninterest income$1,839,0001,817
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$531,0001,559
Trading account gains and feesNANA
Additional Noninterest Income$1,308,0001,681
Total noninterest expense$6,176,0002,231
Salaries and employee benefits$4,481,0001,834
Premises and equipment expense$544,0002,619
Additional noninterest expense$1,151,0003,191
Pre-tax net operating income$4,947,0001,386
Securities gains (losses)$65,000766
Applicable income taxes$216,0002,715
Income before extraordinary items$4,796,0001,203
Extraordinary gains, net$09
Net income$4,796,0001,203
Minority interest net income$071
Net income of bank and minority interests.$4,796,0001,203
Net charge-offs$21,0002,958
Cash dividends$3,600,000664
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,733,6001,193
2017-06-30 (YTD Data)Rank
Total interest income$6,523,0001,971
Total interest expense$421,0002,780
Net interest income$6,102,0001,875
Provision for loan and lease losses$100,0002,230
Total noninterest income$1,161,0001,867
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$341,0001,595
Trading account gains and feesNANA
Additional Noninterest Income$820,0001,753
Total noninterest expense$4,188,0002,210
Salaries and employee benefits$2,925,0001,871
Premises and equipment expense$416,0002,405
Additional noninterest expense$847,0002,987
Pre-tax net operating income$2,975,0001,471
Securities gains (losses)$20,000995
Applicable income taxes$129,0002,771
Income before extraordinary items$2,866,0001,288
Extraordinary gains, net$011
Net income$2,866,0001,288
Minority interest net income$071
Net income of bank and minority interests.$2,866,0001,288
Net charge-offs$-3,0004,411
Cash dividends$2,400,000654
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,846,8001,278
2017-03-31 (YTD Data)Rank
Total interest income$3,181,0001,999
Total interest expense$179,0003,063
Net interest income$3,002,0001,888
Provision for loan and lease losses$20,0002,800
Total noninterest income$600,0001,820
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$169,0001,601
Trading account gains and feesNANA
Additional Noninterest Income$431,0001,678
Total noninterest expense$2,102,0002,221
Salaries and employee benefits$1,448,0001,907
Premises and equipment expense$229,0002,282
Additional noninterest expense$425,0002,995
Pre-tax net operating income$1,480,0001,453
Securities gains (losses)$11,000641
Applicable income taxes$64,0002,732
Income before extraordinary items$1,427,0001,275
Extraordinary gains, net$08
Net income$1,427,0001,274
Minority interest net income$055
Net income of bank and minority interests.$1,427,0001,275
Net charge-offs$27,0001,709
Cash dividends$1,200,000621
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,416,4401,266
2016-12-31 (YTD Data)Rank
Total interest income$12,257,0002,038
Total interest expense$646,0003,190
Net interest income$11,611,0001,916
Provision for loan and lease losses$15,0004,115
Total noninterest income$2,525,0001,836
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$741,0001,541
Trading account gains and fees$0170
Additional Noninterest Income$1,784,0001,700
Total noninterest expense$7,931,0002,304
Salaries and employee benefits$5,657,0001,890
Premises and equipment expense$682,0002,777
Additional noninterest expense$1,592,0003,209
Pre-tax net operating income$6,190,0001,367
Securities gains (losses)$77,0001,536
Applicable income taxes$259,0002,756
Income before extraordinary items$6,008,0001,198
Extraordinary gains, net$05
Net income$6,008,0001,197
Minority interest net income$082
Net income of bank and minority interests.$6,008,0001,197
Net charge-offs$39,0003,314
Cash dividends$5,110,000646
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,934,0801,179
2016-09-30 (YTD Data)Rank
Total interest income$9,131,0002,053
Total interest expense$480,0003,210
Net interest income$8,651,0001,939
Provision for loan and lease losses$50,0003,314
Total noninterest income$1,826,0001,885
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$567,0001,514
Trading account gains and fees$0169
Additional Noninterest Income$1,259,0001,763
Total noninterest expense$5,821,0002,353
Salaries and employee benefits$4,098,0001,938
Premises and equipment expense$511,0002,789
Additional noninterest expense$1,212,0003,196
Pre-tax net operating income$4,606,0001,396
Securities gains (losses)$71,0001,511
Applicable income taxes$212,0002,767
Income before extraordinary items$4,465,0001,217
Extraordinary gains, net$05
Net income$4,465,0001,217
Minority interest net income$071
Net income of bank and minority interests.$4,465,0001,217
Net charge-offs$52,0002,565
Cash dividends$3,600,000659
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,397,5501,198
2016-06-30 (YTD Data)Rank
Total interest income$6,021,0002,077
Total interest expense$317,0003,236
Net interest income$5,704,0001,961
Provision for loan and lease losses$04,017
Total noninterest income$1,182,0001,902
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$366,0001,540
Trading account gains and fees$0157
Additional Noninterest Income$816,0001,773
Total noninterest expense$3,893,0002,353
Salaries and employee benefits$2,726,0001,947
Premises and equipment expense$378,0002,615
Additional noninterest expense$789,0003,268
Pre-tax net operating income$2,993,0001,402
Securities gains (losses)$36,0001,641
Applicable income taxes$131,0002,814
Income before extraordinary items$2,898,0001,229
Extraordinary gains, net$016
Net income$2,898,0001,229
Minority interest net income$071
Net income of bank and minority interests.$2,898,0001,229
Net charge-offs$4,0003,372
Cash dividends$2,600,000626
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,863,4401,203
2016-03-31 (YTD Data)Rank
Total interest income$3,002,0002,080
Total interest expense$156,0003,287
Net interest income$2,846,0001,961
Provision for loan and lease losses$03,656
Total noninterest income$584,0001,875
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$168,0001,644
Trading account gains and fees$0142
Additional Noninterest Income$416,0001,696
Total noninterest expense$1,985,0002,317
Salaries and employee benefits$1,361,0001,963
Premises and equipment expense$210,0002,458
Additional noninterest expense$414,0003,149
Pre-tax net operating income$1,445,0001,434
Securities gains (losses)$25,0001,142
Applicable income taxes$64,0002,805
Income before extraordinary items$1,406,0001,248
Extraordinary gains, net$012
Net income$1,406,0001,250
Minority interest net income$062
Net income of bank and minority interests.$1,406,0001,249
Net charge-offs$1,0002,929
Cash dividends$1,600,000512
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,382,0001,229
2015-12-31 (YTD Data)Rank
Total interest income$11,689,0002,072
Total interest expense$735,0002,966
Net interest income$10,954,0001,974
Provision for loan and lease losses$80,0003,250
Total noninterest income$2,573,0001,797
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$750,0001,556
Trading account gains and fees$0159
Additional Noninterest Income$1,823,0001,632
Total noninterest expense$7,731,0002,373
Salaries and employee benefits$5,551,0001,877
Premises and equipment expense$717,0002,775
Additional noninterest expense$1,463,0003,451
Pre-tax net operating income$5,716,0001,414
Securities gains (losses)$57,0001,552
Applicable income taxes$240,0002,826
Income before extraordinary items$5,533,0001,259
Extraordinary gains, net$023
Net income$5,533,0001,259
Minority interest net income$081
Net income of bank and minority interests.$5,533,0001,259
Net charge-offs$40,0003,404
Cash dividends$4,200,000755
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,478,2801,240
2015-09-30 (YTD Data)Rank
Total interest income$8,686,0002,105
Total interest expense$552,0003,004
Net interest income$8,134,0002,003
Provision for loan and lease losses$80,0002,903
Total noninterest income$1,846,0001,859
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$556,0001,587
Trading account gains and fees$0153
Additional Noninterest Income$1,290,0001,705
Total noninterest expense$5,508,0002,477
Salaries and employee benefits$4,011,0001,947
Premises and equipment expense$491,0002,978
Additional noninterest expense$1,006,0003,673
Pre-tax net operating income$4,392,0001,421
Securities gains (losses)$57,0001,384
Applicable income taxes$192,0002,852
Income before extraordinary items$4,257,0001,238
Extraordinary gains, net$021
Net income$4,257,0001,238
Minority interest net income$078
Net income of bank and minority interests.$4,257,0001,238
Net charge-offs$29,0003,145
Cash dividends$3,200,000676
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,202,2801,216
2015-06-30 (YTD Data)Rank
Total interest income$5,733,0002,127
Total interest expense$365,0003,039
Net interest income$5,368,0002,015
Provision for loan and lease losses$55,0002,837
Total noninterest income$1,187,0001,927
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$348,0001,645
Trading account gains and fees$0157
Additional Noninterest Income$839,0001,750
Total noninterest expense$3,735,0002,446
Salaries and employee benefits$2,688,0001,948
Premises and equipment expense$356,0002,840
Additional noninterest expense$691,0003,615
Pre-tax net operating income$2,765,0001,473
Securities gains (losses)$38,0001,391
Applicable income taxes$121,0002,891
Income before extraordinary items$2,682,0001,274
Extraordinary gains, net$022
Net income$2,682,0001,276
Minority interest net income$075
Net income of bank and minority interests.$2,682,0001,275
Net charge-offs$11,0003,221
Cash dividends$2,200,000647
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,645,5201,265
2015-03-31 (YTD Data)Rank
Total interest income$2,844,0002,130
Total interest expense$180,0003,099
Net interest income$2,664,0002,016
Provision for loan and lease losses$30,0002,461
Total noninterest income$656,0001,755
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$164,0001,716
Trading account gains and fees$0152
Additional Noninterest Income$492,0001,524
Total noninterest expense$1,888,0002,432
Salaries and employee benefits$1,344,0001,942
Premises and equipment expense$199,0002,659
Additional noninterest expense$345,0003,626
Pre-tax net operating income$1,402,0001,417
Securities gains (losses)$36,000992
Applicable income taxes$63,0002,829
Income before extraordinary items$1,375,0001,221
Extraordinary gains, net$013
Net income$1,375,0001,221
Minority interest net income$064
Net income of bank and minority interests.$1,375,0001,222
Net charge-offs$26,0001,976
Cash dividends$1,200,000567
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,340,4401,209
2014-12-31 (YTD Data)Rank
Total interest income$10,222,0002,352
Total interest expense$776,0003,092
Net interest income$9,446,0002,244
Provision for loan and lease losses$-15,0005,901
Total noninterest income$2,420,0001,847
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$724,0001,709
Trading account gains and fees$0180
Additional Noninterest Income$1,696,0001,648
Total noninterest expense$7,338,0002,508
Salaries and employee benefits$5,194,0001,971
Premises and equipment expense$678,0002,978
Additional noninterest expense$1,466,0003,603
Pre-tax net operating income$4,543,0001,664
Securities gains (losses)$125,0001,097
Applicable income taxes$170,0003,081
Income before extraordinary items$4,498,0001,438
Extraordinary gains, net$017
Net income$4,498,0001,436
Minority interest net income$084
Net income of bank and minority interests.$4,498,0001,437
Net charge-offs$-64,0006,050
Cash dividends$2,500,0001,074
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,378,0001,444
2014-09-30 (YTD Data)Rank
Total interest income$7,397,0002,449
Total interest expense$579,0003,169
Net interest income$6,818,0002,339
Provision for loan and lease losses$60,0003,250
Total noninterest income$1,817,0001,848
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$537,0001,730
Trading account gains and fees$0174
Additional Noninterest Income$1,280,0001,637
Total noninterest expense$5,417,0002,546
Salaries and employee benefits$3,820,0002,017
Premises and equipment expense$493,0003,066
Additional noninterest expense$1,104,0003,607
Pre-tax net operating income$3,158,0001,771
Securities gains (losses)$118,000888
Applicable income taxes$140,0003,082
Income before extraordinary items$3,136,0001,507
Extraordinary gains, net$015
Net income$3,136,0001,507
Minority interest net income$081
Net income of bank and minority interests.$3,136,0001,507
Net charge-offs$18,0003,882
Cash dividends$1,500,0001,145
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,022,7201,540
2014-06-30 (YTD Data)Rank
Total interest income$4,691,0002,563
Total interest expense$385,0003,199
Net interest income$4,306,0002,473
Provision for loan and lease losses$10,0003,896
Total noninterest income$1,137,0001,924
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$349,0001,750
Trading account gains and fees$0172
Additional Noninterest Income$788,0001,716
Total noninterest expense$3,566,0002,580
Salaries and employee benefits$2,545,0002,026
Premises and equipment expense$355,0002,930
Additional noninterest expense$666,0003,863
Pre-tax net operating income$1,867,0001,922
Securities gains (losses)$118,000708
Applicable income taxes$87,0003,122
Income before extraordinary items$1,898,0001,607
Extraordinary gains, net$020
Net income$1,898,0001,610
Minority interest net income$080
Net income of bank and minority interests.$1,898,0001,609
Net charge-offs$14,0003,578
Cash dividends$600,0001,616
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,784,7201,667
2014-03-31 (YTD Data)Rank
Total interest income$2,208,0002,699
Total interest expense$190,0003,284
Net interest income$2,018,0002,605
Provision for loan and lease losses$-25,0006,433
Total noninterest income$603,0001,794
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$169,0001,775
Trading account gains and fees$0147
Additional Noninterest Income$434,0001,549
Total noninterest expense$1,825,0002,543
Salaries and employee benefits$1,262,0002,056
Premises and equipment expense$209,0002,679
Additional noninterest expense$354,0003,692
Pre-tax net operating income$821,0002,058
Securities gains (losses)$28,000845
Applicable income taxes$37,0003,165
Income before extraordinary items$812,0001,791
Extraordinary gains, net$016
Net income$812,0001,795
Minority interest net income$066
Net income of bank and minority interests.$812,0001,794
Net charge-offs$-2,0005,011
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$785,1201,799
2013-12-31 (YTD Data)Rank
Total interest income$10,332,0002,352
Total interest expense$993,0002,954
Net interest income$9,339,0002,243
Provision for loan and lease losses$-5,0006,247
Total noninterest income$2,608,0001,802
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$771,0001,700
Trading account gains and fees$0184
Additional Noninterest Income$1,837,0001,618
Total noninterest expense$7,318,0002,525
Salaries and employee benefits$5,138,0001,987
Premises and equipment expense$804,0002,695
Additional noninterest expense$1,376,0003,868
Pre-tax net operating income$4,634,0001,508
Securities gains (losses)$-4,764,0006,795
Applicable income taxes$-12,0006,310
Income before extraordinary items$-118,0006,351
Extraordinary gains, net$029
Net income$-118,0006,352
Minority interest net income$090
Net income of bank and minority interests.$-118,0006,353
Net charge-offs$-13,0006,214
Cash dividends$1,350,0001,576
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,217,2401,408
2013-09-30 (YTD Data)Rank
Total interest income$7,946,0002,301
Total interest expense$777,0002,943
Net interest income$7,169,0002,183
Provision for loan and lease losses$-5,0006,447
Total noninterest income$1,867,0001,885
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$577,0001,705
Trading account gains and fees$0180
Additional Noninterest Income$1,290,0001,732
Total noninterest expense$5,490,0002,532
Salaries and employee benefits$3,838,0002,006
Premises and equipment expense$612,0002,690
Additional noninterest expense$1,040,0003,852
Pre-tax net operating income$3,551,0001,524
Securities gains (losses)$66,0001,475
Applicable income taxes$160,0002,973
Income before extraordinary items$3,457,0001,320
Extraordinary gains, net$025
Net income$3,457,0001,321
Minority interest net income$084
Net income of bank and minority interests.$3,457,0001,322
Net charge-offs$-4,0005,917
Cash dividends$2,750,000683
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,393,6401,313
2013-06-30 (YTD Data)Rank
Total interest income$5,194,0002,353
Total interest expense$553,0002,873
Net interest income$4,641,0002,247
Provision for loan and lease losses$-30,0006,607
Total noninterest income$1,133,0002,050
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$375,0001,714
Trading account gains and fees$0157
Additional Noninterest Income$758,0001,917
Total noninterest expense$3,654,0002,536
Salaries and employee benefits$2,546,0002,024
Premises and equipment expense$457,0002,454
Additional noninterest expense$651,0004,001
Pre-tax net operating income$2,150,0001,620
Securities gains (losses)$2,0002,612
Applicable income taxes$95,0003,035
Income before extraordinary items$2,057,0001,460
Extraordinary gains, net$022
Net income$2,057,0001,464
Minority interest net income$082
Net income of bank and minority interests.$2,057,0001,465
Net charge-offs$-14,0006,233
Cash dividends$2,000,000614
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,055,0801,412
2013-03-31 (YTD Data)Rank
Total interest income$2,587,0002,385
Total interest expense$306,0002,737
Net interest income$2,281,0002,294
Provision for loan and lease losses$-50,0006,800
Total noninterest income$608,0001,936
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$177,0001,781
Trading account gains and fees$6,000134
Additional Noninterest Income$425,0001,775
Total noninterest expense$1,858,0002,530
Salaries and employee benefits$1,294,0002,004
Premises and equipment expense$215,0002,617
Additional noninterest expense$349,0003,849
Pre-tax net operating income$1,081,0001,602
Securities gains (losses)$01,966
Applicable income taxes$49,0003,004
Income before extraordinary items$1,032,0001,432
Extraordinary gains, net$010
Net income$1,032,0001,434
Minority interest net income$076
Net income of bank and minority interests.$1,032,0001,434
Net charge-offs$-30,0006,567
Cash dividends$1,250,000435
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,032,0001,376
2012-12-31 (YTD Data)Rank
Total interest income$10,681,0002,412
Total interest expense$1,330,0002,967
Net interest income$9,351,0002,295
Provision for loan and lease losses$5,0005,828
Total noninterest income$2,308,0001,982
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$653,0002,008
Trading account gains and fees$0166
Additional Noninterest Income$1,655,0001,746
Total noninterest expense$7,186,0002,605
Salaries and employee benefits$4,845,0002,069
Premises and equipment expense$725,0002,946
Additional noninterest expense$1,616,0003,600
Pre-tax net operating income$4,468,0001,517
Securities gains (losses)$527,000903
Applicable income taxes$202,0003,001
Income before extraordinary items$4,793,0001,228
Extraordinary gains, net$029
Net income$4,793,0001,230
Minority interest net income$093
Net income of bank and minority interests.$4,793,0001,229
Net charge-offs$8,0005,657
Cash dividends$5,300,000542
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,287,0801,300
2012-09-30 (YTD Data)Rank
Total interest income$8,089,0002,434
Total interest expense$1,010,0003,060
Net interest income$7,079,0002,307
Provision for loan and lease losses$20,0005,381
Total noninterest income$1,677,0002,028
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$489,0002,042
Trading account gains and fees$0157
Additional Noninterest Income$1,188,0001,779
Total noninterest expense$5,227,0002,674
Salaries and employee benefits$3,447,0002,163
Premises and equipment expense$495,0003,187
Additional noninterest expense$1,285,0003,470
Pre-tax net operating income$3,509,0001,492
Securities gains (losses)$537,000713
Applicable income taxes$174,0002,954
Income before extraordinary items$3,872,0001,165
Extraordinary gains, net$020
Net income$3,872,0001,166
Minority interest net income$086
Net income of bank and minority interests.$3,872,0001,166
Net charge-offs$5,0005,497
Cash dividends$3,700,000456
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,356,4801,272
2012-06-30 (YTD Data)Rank
Total interest income$5,428,0002,435
Total interest expense$686,0003,102
Net interest income$4,742,0002,299
Provision for loan and lease losses$20,0005,104
Total noninterest income$1,105,0002,019
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$324,0002,020
Trading account gains and fees$0153
Additional Noninterest Income$781,0001,775
Total noninterest expense$3,501,0002,670
Salaries and employee benefits$2,301,0002,160
Premises and equipment expense$302,0003,425
Additional noninterest expense$898,0003,390
Pre-tax net operating income$2,326,0001,496
Securities gains (losses)$554,000487
Applicable income taxes$124,0002,882
Income before extraordinary items$2,756,0001,087
Extraordinary gains, net$019
Net income$2,756,0001,088
Minority interest net income$084
Net income of bank and minority interests.$2,756,0001,087
Net charge-offs$19,0004,674
Cash dividends$2,300,000457
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,224,1601,259
2012-03-31 (YTD Data)Rank
Total interest income$2,758,0002,432
Total interest expense$349,0003,157
Net interest income$2,409,0002,275
Provision for loan and lease losses$-40,0007,165
Total noninterest income$596,0001,914
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$152,0002,115
Trading account gains and fees$0148
Additional Noninterest Income$444,0001,637
Total noninterest expense$1,854,0002,541
Salaries and employee benefits$1,140,0002,191
Premises and equipment expense$161,0003,281
Additional noninterest expense$553,0002,853
Pre-tax net operating income$1,191,0001,456
Securities gains (losses)$445,000307
Applicable income taxes$71,0002,752
Income before extraordinary items$1,565,000955
Extraordinary gains, net$019
Net income$1,565,000957
Minority interest net income$078
Net income of bank and minority interests.$1,565,000956
Net charge-offs$23,0003,594
Cash dividends$1,300,000382
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,137,8001,209
2011-12-31 (YTD Data)Rank
Total interest income$11,256,0002,487
Total interest expense$1,867,0002,915
Net interest income$9,389,0002,331
Provision for loan and lease losses$60,0005,708
Total noninterest income$2,114,0001,917
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$725,0001,929
Trading account gains and fees$0146
Additional Noninterest Income$1,389,0001,730
Total noninterest expense$6,885,0002,703
Salaries and employee benefits$4,624,0002,088
Premises and equipment expense$736,0003,082
Additional noninterest expense$1,525,0003,816
Pre-tax net operating income$4,558,0001,285
Securities gains (losses)$463,000833
Applicable income taxes$191,0002,948
Income before extraordinary items$4,830,0001,034
Extraordinary gains, net$029
Net income$4,830,0001,034
Minority interest net income$096
Net income of bank and minority interests.$4,830,0001,034
Net charge-offs$24,0005,842
Cash dividends$4,500,000462
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,385,5201,083
2011-09-30 (YTD Data)Rank
Total interest income$8,422,0002,512
Total interest expense$1,495,0002,875
Net interest income$6,927,0002,373
Provision for loan and lease losses$60,0005,396
Total noninterest income$1,507,0001,989
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$548,0001,924
Trading account gains and fees$0145
Additional Noninterest Income$959,0001,815
Total noninterest expense$4,965,0002,789
Salaries and employee benefits$3,354,0002,170
Premises and equipment expense$481,0003,447
Additional noninterest expense$1,130,0003,849
Pre-tax net operating income$3,409,0001,324
Securities gains (losses)$463,000683
Applicable income taxes$167,0002,817
Income before extraordinary items$3,705,0001,042
Extraordinary gains, net$021
Net income$3,705,0001,042
Minority interest net income$087
Net income of bank and minority interests.$3,705,0001,042
Net charge-offs$22,0005,495
Cash dividends$2,800,000482
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,260,5201,120
2011-06-30 (YTD Data)Rank
Total interest income$5,452,0002,605
Total interest expense$1,039,0002,874
Net interest income$4,413,0002,504
Provision for loan and lease losses$25,0005,594
Total noninterest income$1,013,0001,972
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$354,0001,951
Trading account gains and fees$0153
Additional Noninterest Income$659,0001,780
Total noninterest expense$3,405,0002,750
Salaries and employee benefits$2,225,0002,192
Premises and equipment expense$373,0003,107
Additional noninterest expense$807,0003,723
Pre-tax net operating income$1,996,0001,459
Securities gains (losses)$37,0001,760
Applicable income taxes$88,0002,964
Income before extraordinary items$1,945,0001,292
Extraordinary gains, net$015
Net income$1,945,0001,292
Minority interest net income$089
Net income of bank and minority interests.$1,945,0001,292
Net charge-offs$12,0005,280
Cash dividends$1,800,000466
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,909,4801,250
2011-03-31 (YTD Data)Rank
Total interest income$2,693,0002,653
Total interest expense$536,0002,877
Net interest income$2,157,0002,541
Provision for loan and lease losses$10,0005,371
Total noninterest income$473,0002,084
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$164,0002,066
Trading account gains and fees$0158
Additional Noninterest Income$309,0001,882
Total noninterest expense$1,708,0002,763
Salaries and employee benefits$1,090,0002,245
Premises and equipment expense$181,0003,225
Additional noninterest expense$437,0003,525
Pre-tax net operating income$912,0001,572
Securities gains (losses)$-3,0007,054
Applicable income taxes$39,0003,012
Income before extraordinary items$870,0001,388
Extraordinary gains, net$09
Net income$870,0001,389
Minority interest net income$086
Net income of bank and minority interests.$870,0001,389
Net charge-offs$05,107
Cash dividends$1,000,000383
Sale, conversion, retirement of capital stock, net$0925
Net operating income$872,8801,344
2010-12-31 (YTD Data)Rank
Total interest income$13,139,0002,292
Total interest expense$2,952,0002,639
Net interest income$10,187,0002,147
Provision for loan and lease losses$180,0005,457
Total noninterest income$2,099,0002,020
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$749,0001,937
Trading account gains and fees$0175
Additional Noninterest Income$1,350,0001,803
Total noninterest expense$6,621,0002,862
Salaries and employee benefits$4,468,0002,168
Premises and equipment expense$643,0003,536
Additional noninterest expense$1,510,0003,990
Pre-tax net operating income$5,485,000942
Securities gains (losses)$29,0002,945
Applicable income taxes$225,0002,627
Income before extraordinary items$5,289,000837
Extraordinary gains, net$029
Net income$5,289,000837
Minority interest net income$0111
Net income of bank and minority interests.$5,289,000838
Net charge-offs$150,0005,055
Cash dividends$4,500,000371
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,261,160805
2010-09-30 (YTD Data)Rank
Total interest income$10,433,0002,227
Total interest expense$2,306,0002,642
Net interest income$8,127,0002,038
Provision for loan and lease losses$110,0005,592
Total noninterest income$1,483,0002,105
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$563,0001,983
Trading account gains and fees$0165
Additional Noninterest Income$920,0001,896
Total noninterest expense$4,700,0002,996
Salaries and employee benefits$3,097,0002,346
Premises and equipment expense$482,0003,581
Additional noninterest expense$1,121,0003,994
Pre-tax net operating income$4,800,000868
Securities gains (losses)$4,0003,332
Applicable income taxes$207,0002,520
Income before extraordinary items$4,597,000758
Extraordinary gains, net$023
Net income$4,597,000755
Minority interest net income$0110
Net income of bank and minority interests.$4,597,000758
Net charge-offs$111,0004,804
Cash dividends$4,500,000245
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,593,160718
2010-06-30 (YTD Data)Rank
Total interest income$7,166,0002,173
Total interest expense$1,584,0002,673
Net interest income$5,582,0001,984
Provision for loan and lease losses$06,857
Total noninterest income$953,0002,124
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$376,0001,991
Trading account gains and fees$0152
Additional Noninterest Income$577,0001,909
Total noninterest expense$3,172,0002,976
Salaries and employee benefits$2,061,0002,372
Premises and equipment expense$355,0003,328
Additional noninterest expense$756,0003,932
Pre-tax net operating income$3,363,000822
Securities gains (losses)$1,0003,060
Applicable income taxes$148,0002,413
Income before extraordinary items$3,216,000697
Extraordinary gains, net$019
Net income$3,216,000696
Minority interest net income$0105
Net income of bank and minority interests.$3,216,000697
Net charge-offs$-17,0007,567
Cash dividends$2,500,000278
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,215,040676
2010-03-31 (YTD Data)Rank
Total interest income$3,548,0002,261
Total interest expense$780,0002,810
Net interest income$2,768,0002,021
Provision for loan and lease losses$06,552
Total noninterest income$425,0002,268
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$199,0001,880
Trading account gains and fees$0175
Additional Noninterest Income$226,0002,216
Total noninterest expense$1,556,0003,054
Salaries and employee benefits$1,027,0002,407
Premises and equipment expense$180,0003,390
Additional noninterest expense$349,0004,161
Pre-tax net operating income$1,637,000818
Securities gains (losses)$1,0002,151
Applicable income taxes$71,0002,462
Income before extraordinary items$1,567,000706
Extraordinary gains, net$016
Net income$1,567,000707
Minority interest net income$091
Net income of bank and minority interests.$1,567,000710
Net charge-offs$1,0005,481
Cash dividends$1,000,000322
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,566,040677
2009-12-31 (YTD Data)Rank
Total interest income$13,574,0002,461
Total interest expense$3,483,0003,067
Net interest income$10,091,0002,168
Provision for loan and lease losses$66,0006,705
Total noninterest income$2,056,0002,087
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$887,0001,871
Trading account gains and fees$0211
Additional Noninterest Income$1,169,0001,943
Total noninterest expense$6,533,0002,966
Salaries and employee benefits$4,237,0002,322
Premises and equipment expense$583,0003,955
Additional noninterest expense$1,713,0003,730
Pre-tax net operating income$5,548,000763
Securities gains (losses)$39,0002,759
Applicable income taxes$235,0002,249
Income before extraordinary items$5,352,000630
Extraordinary gains, net$034
Net income$5,352,000629
Minority interest net income$0115
Net income of bank and minority interests.$5,352,000631
Net charge-offs$68,0006,009
Cash dividends$5,500,000317
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,314,560637
2009-09-30 (YTD Data)Rank
Total interest income$9,841,0002,568
Total interest expense$2,603,0003,197
Net interest income$7,238,0002,269
Provision for loan and lease losses$66,0006,355
Total noninterest income$1,517,0002,154
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$661,0001,895
Trading account gains and fees$0212
Additional Noninterest Income$856,0002,039
Total noninterest expense$4,551,0003,156
Salaries and employee benefits$2,946,0002,513
Premises and equipment expense$442,0003,965
Additional noninterest expense$1,163,0003,951
Pre-tax net operating income$4,138,000817
Securities gains (losses)$64,0002,133
Applicable income taxes$181,0002,423
Income before extraordinary items$4,021,000669
Extraordinary gains, net$027
Net income$4,021,000670
Minority interest net income$0118
Net income of bank and minority interests.$4,021,000671
Net charge-offs$64,0005,483
Cash dividends$3,500,000355
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,959,560679
2009-06-30 (YTD Data)Rank
Total interest income$5,966,0002,845
Total interest expense$1,729,0003,326
Net interest income$4,237,0002,555
Provision for loan and lease losses$56,0005,990
Total noninterest income$1,002,0002,193
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$418,0001,954
Trading account gains and fees$0193
Additional Noninterest Income$584,0002,020
Total noninterest expense$3,065,0003,166
Salaries and employee benefits$1,963,0002,555
Premises and equipment expense$287,0004,060
Additional noninterest expense$815,0003,823
Pre-tax net operating income$2,118,0001,061
Securities gains (losses)$52,0001,889
Applicable income taxes$93,0002,695
Income before extraordinary items$2,077,000907
Extraordinary gains, net$021
Net income$2,077,000907
Minority interest net income$0112
Net income of bank and minority interests.$2,077,000907
Net charge-offs$54,0004,837
Cash dividends$2,000,000443
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,027,080908
2009-03-31 (YTD Data)Rank
Total interest income$3,054,0002,808
Total interest expense$888,0003,352
Net interest income$2,166,0002,492
Provision for loan and lease losses$06,744
Total noninterest income$559,0001,970
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$199,0001,980
Trading account gains and fees$0171
Additional Noninterest Income$360,0001,735
Total noninterest expense$1,459,0003,214
Salaries and employee benefits$984,0002,582
Premises and equipment expense$151,0003,954
Additional noninterest expense$324,0004,167
Pre-tax net operating income$1,266,0001,001
Securities gains (losses)$02,434
Applicable income taxes$54,0002,811
Income before extraordinary items$1,212,000875
Extraordinary gains, net$015
Net income$1,212,000875
Minority interest net income$0102
Net income of bank and minority interests.$1,212,000877
Net charge-offs$-3,0007,537
Cash dividends$1,000,000426
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,212,000807
2008-12-31 (YTD Data)Rank
Total interest income$15,141,0002,435
Total interest expense$4,577,0003,195
Net interest income$10,564,0002,099
Provision for loan and lease losses$25,0006,928
Total noninterest income$2,047,0002,106
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$806,0002,109
Trading account gains and fees$0154
Additional Noninterest Income$1,241,0001,836
Total noninterest expense$6,043,0003,058
Salaries and employee benefits$3,984,0002,521
Premises and equipment expense$677,0003,592
Additional noninterest expense$1,382,0003,844
Pre-tax net operating income$6,543,000849
Securities gains (losses)$-1,917,0007,884
Applicable income taxes$187,0002,877
Income before extraordinary items$4,439,000922
Extraordinary gains, net$039
Net income$4,439,000921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,325
Cash dividends$4,500,000620
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,279,320689
2008-09-30 (YTD Data)Rank
Total interest income$11,405,0002,484
Total interest expense$3,569,0003,204
Net interest income$7,836,0002,143
Provision for loan and lease losses$25,0006,390
Total noninterest income$1,535,0002,175
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$598,0002,149
Trading account gains and fees$0148
Additional Noninterest Income$937,0001,911
Total noninterest expense$4,375,0003,140
Salaries and employee benefits$3,055,0002,500
Premises and equipment expense$416,0004,180
Additional noninterest expense$904,0004,195
Pre-tax net operating income$4,971,0001,024
Securities gains (losses)$-2,013,0008,059
Applicable income taxes$127,0003,382
Income before extraordinary items$2,831,0001,312
Extraordinary gains, net$031
Net income$2,831,0001,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,890
Cash dividends$3,000,000708
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,763,480806
2008-06-30 (YTD Data)Rank
Total interest income$7,430,0002,570
Total interest expense$2,462,0003,227
Net interest income$4,968,0002,234
Provision for loan and lease losses$06,671
Total noninterest income$1,029,0002,190
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$380,0002,213
Trading account gains and fees$0149
Additional Noninterest Income$649,0001,896
Total noninterest expense$2,984,0003,070
Salaries and employee benefits$2,058,0002,506
Premises and equipment expense$309,0003,879
Additional noninterest expense$617,0004,098
Pre-tax net operating income$3,013,0001,183
Securities gains (losses)$14,0002,273
Applicable income taxes$130,0003,177
Income before extraordinary items$2,897,000948
Extraordinary gains, net$021
Net income$2,897,000948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,312
Cash dividends$2,500,000650
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,883,560935
2008-03-31 (YTD Data)Rank
Total interest income$3,626,0002,697
Total interest expense$1,295,0003,258
Net interest income$2,331,0002,358
Provision for loan and lease losses$06,080
Total noninterest income$525,0002,169
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$183,0002,237
Trading account gains and fees$0158
Additional Noninterest Income$342,0001,815
Total noninterest expense$1,451,0003,161
Salaries and employee benefits$973,0002,646
Premises and equipment expense$149,0004,002
Additional noninterest expense$329,0003,846
Pre-tax net operating income$1,405,0001,349
Securities gains (losses)$02,688
Applicable income taxes$60,0003,371
Income before extraordinary items$1,345,0001,123
Extraordinary gains, net$015
Net income$1,345,0001,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,796
Cash dividends$1,000,000722
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,345,0001,085
2007-12-31 (YTD Data)Rank
Total interest income$14,575,0002,762
Total interest expense$5,538,0003,201
Net interest income$9,037,0002,436
Provision for loan and lease losses$-1,500,0008,519
Total noninterest income$1,988,0002,221
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$826,0002,080
Trading account gains and fees$0178
Additional Noninterest Income$1,162,0002,006
Total noninterest expense$5,811,0003,051
Salaries and employee benefits$3,830,0002,591
Premises and equipment expense$771,0003,184
Additional noninterest expense$1,210,0004,051
Pre-tax net operating income$6,714,0001,260
Securities gains (losses)$-3,0007,272
Applicable income taxes$266,0003,532
Income before extraordinary items$6,445,0001,015
Extraordinary gains, net$039
Net income$6,445,0001,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,697
Cash dividends$5,021,000731
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,447,880998
2007-09-30 (YTD Data)Rank
Total interest income$10,713,0002,813
Total interest expense$4,016,0003,275
Net interest income$6,697,0002,482
Provision for loan and lease losses$150,0003,464
Total noninterest income$1,441,0002,278
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$610,0002,081
Trading account gains and fees$0184
Additional Noninterest Income$831,0002,079
Total noninterest expense$4,078,0003,199
Salaries and employee benefits$2,841,0002,606
Premises and equipment expense$444,0003,865
Additional noninterest expense$793,0004,385
Pre-tax net operating income$3,910,0001,704
Securities gains (losses)$-3,0007,511
Applicable income taxes$168,0003,919
Income before extraordinary items$3,739,0001,370
Extraordinary gains, net$033
Net income$3,739,0001,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,021
Cash dividends$3,521,000763
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,741,8801,357
2007-06-30 (YTD Data)Rank
Total interest income$6,998,0002,880
Total interest expense$2,561,0003,399
Net interest income$4,437,0002,521
Provision for loan and lease losses$150,0002,579
Total noninterest income$966,0002,292
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$390,0002,167
Trading account gains and fees$0168
Additional Noninterest Income$576,0002,044
Total noninterest expense$2,713,0003,228
Salaries and employee benefits$1,902,0002,627
Premises and equipment expense$276,0004,091
Additional noninterest expense$535,0004,373
Pre-tax net operating income$2,540,0001,799
Securities gains (losses)$-3,0007,770
Applicable income taxes$109,0004,035
Income before extraordinary items$2,428,0001,446
Extraordinary gains, net$029
Net income$2,428,0001,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,475
Cash dividends$2,021,000860
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,430,8801,425
2007-03-31 (YTD Data)Rank
Total interest income$3,419,0002,930
Total interest expense$1,245,0003,442
Net interest income$2,174,0002,565
Provision for loan and lease losses$05,779
Total noninterest income$495,0002,226
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$187,0002,167
Trading account gains and fees$0195
Additional Noninterest Income$308,0001,918
Total noninterest expense$1,359,0003,229
Salaries and employee benefits$948,0002,676
Premises and equipment expense$131,0004,247
Additional noninterest expense$280,0004,164
Pre-tax net operating income$1,310,0001,740
Securities gains (losses)$-3,0008,110
Applicable income taxes$56,0003,993
Income before extraordinary items$1,251,0001,401
Extraordinary gains, net$022
Net income$1,251,0001,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,748
Cash dividends$1,021,000768
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,253,8801,388
2006-12-31 (YTD Data)Rank
Total interest income$16,464,0002,361
Total interest expense$4,488,0003,299
Net interest income$11,976,0001,940
Provision for loan and lease losses$215,0003,400
Total noninterest income$2,851,0001,705
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$781,0002,158
Trading account gains and fees$0130
Additional Noninterest Income$2,070,0001,319
Total noninterest expense$8,176,0002,166
Salaries and employee benefits$3,859,0002,519
Premises and equipment expense$622,0003,658
Additional noninterest expense$3,695,0001,435
Pre-tax net operating income$6,436,0001,510
Securities gains (losses)$01,687
Applicable income taxes$263,0003,978
Income before extraordinary items$6,173,0001,198
Extraordinary gains, net$051
Net income$6,173,0001,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0001,895
Cash dividends$6,188,000586
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,173,0001,182
2006-09-30 (YTD Data)Rank
Total interest income$13,038,0002,234
Total interest expense$3,274,0003,275
Net interest income$9,764,0001,788
Provision for loan and lease losses$265,0002,378
Total noninterest income$2,372,0001,551
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$584,0002,177
Trading account gains and fees$0126
Additional Noninterest Income$1,788,0001,191
Total noninterest expense$6,528,0002,025
Salaries and employee benefits$2,807,0002,594
Premises and equipment expense$420,0003,981
Additional noninterest expense$3,301,0001,220
Pre-tax net operating income$5,343,0001,430
Securities gains (losses)$01,388
Applicable income taxes$239,0003,909
Income before extraordinary items$5,104,0001,133
Extraordinary gains, net$045
Net income$5,104,0001,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0001,302
Cash dividends$5,038,000512
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,104,0001,120
2006-06-30 (YTD Data)Rank
Total interest income$9,489,0002,031
Total interest expense$1,956,0003,447
Net interest income$7,533,0001,526
Provision for loan and lease losses$210,0002,022
Total noninterest income$1,210,0001,937
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$375,0002,219
Trading account gains and fees$0126
Additional Noninterest Income$835,0001,549
Total noninterest expense$5,111,0001,739
Salaries and employee benefits$1,850,0002,619
Premises and equipment expense$297,0003,797
Additional noninterest expense$2,964,000898
Pre-tax net operating income$3,422,0001,476
Securities gains (losses)$01,185
Applicable income taxes$155,0003,955
Income before extraordinary items$3,267,0001,171
Extraordinary gains, net$039
Net income$3,267,0001,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,000995
Cash dividends$3,288,000536
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,267,0001,152
2006-03-31 (YTD Data)Rank
Total interest income$4,749,0002,000
Total interest expense$776,0003,903
Net interest income$3,973,0001,447
Provision for loan and lease losses$06,013
Total noninterest income$730,0001,641
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$175,0002,277
Trading account gains and fees$0115
Additional Noninterest Income$555,0001,237
Total noninterest expense$2,655,0001,690
Salaries and employee benefits$921,0002,633
Premises and equipment expense$152,0003,747
Additional noninterest expense$1,582,000841
Pre-tax net operating income$2,048,0001,205
Securities gains (losses)$0955
Applicable income taxes$92,0003,707
Income before extraordinary items$1,956,000977
Extraordinary gains, net$021
Net income$1,956,000976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-39,0008,422
Cash dividends$1,288,000615
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,956,000955
2005-12-31 (YTD Data)Rank
Total interest income$37,361,000877
Total interest expense$2,707,0003,607
Net interest income$34,654,000625
Provision for loan and lease losses$3,186,000344
Total noninterest income$1,807,0002,365
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$742,0002,241
Trading account gains and fees$0138
Additional Noninterest Income$1,065,0002,118
Total noninterest expense$27,340,000630
Salaries and employee benefits$3,729,0002,450
Premises and equipment expense$618,0003,567
Additional noninterest expense$22,993,000303
Pre-tax net operating income$5,935,0001,595
Securities gains (losses)$-261,0008,626
Applicable income taxes$258,0004,325
Income before extraordinary items$5,416,0001,320
Extraordinary gains, net$046
Net income$5,416,0001,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,012,000288
Cash dividends$4,100,000794
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,663,9501,242
2005-09-30 (YTD Data)Rank
Total interest income$30,989,000758
Total interest expense$1,917,0003,621
Net interest income$29,072,000562
Provision for loan and lease losses$1,990,000387
Total noninterest income$1,363,0002,365
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$555,0002,241
Trading account gains and fees$0126
Additional Noninterest Income$808,0002,102
Total noninterest expense$23,223,000574
Salaries and employee benefits$2,772,0002,431
Premises and equipment expense$401,0003,964
Additional noninterest expense$20,050,000273
Pre-tax net operating income$5,222,0001,381
Securities gains (losses)$-261,0008,742
Applicable income taxes$273,0003,952
Income before extraordinary items$4,688,0001,157
Extraordinary gains, net$035
Net income$4,688,0001,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,736,000321
Cash dividends$3,100,000714
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,933,3401,074
2005-06-30 (YTD Data)Rank
Total interest income$18,851,000811
Total interest expense$1,244,0003,533
Net interest income$17,607,000605
Provision for loan and lease losses$06,626
Total noninterest income$922,0002,317
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$345,0002,335
Trading account gains and fees$0116
Additional Noninterest Income$577,0001,981
Total noninterest expense$15,046,000586
Salaries and employee benefits$1,861,0002,388
Premises and equipment expense$302,0003,602
Additional noninterest expense$12,883,000275
Pre-tax net operating income$3,483,0001,345
Securities gains (losses)$-261,0008,784
Applicable income taxes$119,0004,583
Income before extraordinary items$3,103,0001,133
Extraordinary gains, net$030
Net income$3,103,0001,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-236,0008,780
Cash dividends$1,850,000784
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,353,5601,021
2005-03-31 (YTD Data)Rank
Total interest income$8,872,000848
Total interest expense$616,0003,442
Net interest income$8,256,000628
Provision for loan and lease losses$06,226
Total noninterest income$496,0002,147
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$164,0002,376
Trading account gains and fees$0115
Additional Noninterest Income$332,0001,770
Total noninterest expense$7,418,000596
Salaries and employee benefits$936,0002,416
Premises and equipment expense$173,0003,260
Additional noninterest expense$6,309,000278
Pre-tax net operating income$1,334,0001,715
Securities gains (losses)$-261,0008,878
Applicable income taxes$46,0004,870
Income before extraordinary items$1,027,0001,623
Extraordinary gains, net$024
Net income$1,027,0001,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-201,0008,866
Cash dividends$600,0001,028
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,277,5601,323
2004-12-31 (YTD Data)Rank
Total interest income$36,195,000775
Total interest expense$2,314,0003,243
Net interest income$33,881,000594
Provision for loan and lease losses$100,0004,964
Total noninterest income$1,871,0002,305
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$755,0002,244
Trading account gains and fees$0138
Additional Noninterest Income$1,116,0002,009
Total noninterest expense$28,629,000594
Salaries and employee benefits$3,777,0002,297
Premises and equipment expense$513,0004,007
Additional noninterest expense$24,339,000293
Pre-tax net operating income$7,023,0001,235
Securities gains (losses)$178,000891
Applicable income taxes$280,0004,284
Income before extraordinary items$6,921,000956
Extraordinary gains, net$034
Net income$6,921,000957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$305,0001,966
Cash dividends$6,600,000486
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,750,120942
2004-09-30 (YTD Data)Rank
Total interest income$25,341,000816
Total interest expense$1,690,0003,262
Net interest income$23,651,000625
Provision for loan and lease losses$300,0002,260
Total noninterest income$1,410,0002,304
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$572,0002,246
Trading account gains and fees$0134
Additional Noninterest Income$838,0002,009
Total noninterest expense$19,712,000632
Salaries and employee benefits$2,743,0002,361
Premises and equipment expense$315,0004,618
Additional noninterest expense$16,654,000309
Pre-tax net operating income$5,049,0001,296
Securities gains (losses)$178,000823
Applicable income taxes$226,0004,255
Income before extraordinary items$5,001,0001,002
Extraordinary gains, net$026
Net income$5,001,0001,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,0001,007
Cash dividends$4,600,000494
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,830,120990
2004-06-30 (YTD Data)Rank
Total interest income$15,204,000891
Total interest expense$1,103,0003,299
Net interest income$14,101,000690
Provision for loan and lease losses$06,885
Total noninterest income$974,0002,237
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$374,0002,269
Trading account gains and fees$0130
Additional Noninterest Income$600,0001,924
Total noninterest expense$11,724,000689
Salaries and employee benefits$1,818,0002,371
Premises and equipment expense$225,0004,416
Additional noninterest expense$9,681,000333
Pre-tax net operating income$3,351,0001,271
Securities gains (losses)$178,000704
Applicable income taxes$152,0004,229
Income before extraordinary items$3,377,000968
Extraordinary gains, net$021
Net income$3,377,000969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0001,763
Cash dividends$2,800,000526
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,206,120988
2004-03-31 (YTD Data)Rank
Total interest income$7,271,000949
Total interest expense$568,0003,256
Net interest income$6,703,000723
Provision for loan and lease losses$06,501
Total noninterest income$462,0002,283
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$180,0002,287
Trading account gains and fees$0121
Additional Noninterest Income$282,0001,958
Total noninterest expense$5,623,000717
Salaries and employee benefits$915,0002,367
Premises and equipment expense$111,0004,485
Additional noninterest expense$4,597,000340
Pre-tax net operating income$1,542,0001,361
Securities gains (losses)$178,000552
Applicable income taxes$74,0004,258
Income before extraordinary items$1,646,000994
Extraordinary gains, net$016
Net income$1,646,000994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,593
Cash dividends$1,000,000662
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,475,1201,052
2003-12-31 (YTD Data)Rank
Total interest income$25,837,0001,097
Total interest expense$2,936,0002,928
Net interest income$22,901,000841
Provision for loan and lease losses$100,0005,309
Total noninterest income$1,169,0003,362
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$774,0002,170
Trading account gains and fees$0160
Additional Noninterest Income$395,0004,000
Total noninterest expense$19,022,000849
Salaries and employee benefits$3,327,0002,525
Premises and equipment expense$481,0004,190
Additional noninterest expense$15,214,000402
Pre-tax net operating income$4,948,0001,644
Securities gains (losses)$216,0001,291
Applicable income taxes$213,0004,835
Income before extraordinary items$4,951,0001,294
Extraordinary gains, net$054
Net income$4,951,0001,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$614,0001,368
Cash dividends$5,400,000585
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,743,6401,278
2003-09-30 (YTD Data)Rank
Total interest income$18,575,0001,177
Total interest expense$2,273,0002,927
Net interest income$16,302,000905
Provision for loan and lease losses$1,600,000620
Total noninterest income$879,0003,432
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$574,0002,213
Trading account gains and fees$0153
Additional Noninterest Income$305,0004,013
Total noninterest expense$13,503,000907
Salaries and employee benefits$2,513,0002,506
Premises and equipment expense$357,0004,209
Additional noninterest expense$10,633,000436
Pre-tax net operating income$2,078,0002,766
Securities gains (losses)$140,0001,471
Applicable income taxes$95,0005,622
Income before extraordinary items$2,123,0002,205
Extraordinary gains, net$040
Net income$2,123,0002,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,028,000439
Cash dividends$3,600,000626
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,988,6002,239
2003-06-30 (YTD Data)Rank
Total interest income$11,653,0001,265
Total interest expense$1,539,0002,970
Net interest income$10,114,000958
Provision for loan and lease losses$07,324
Total noninterest income$625,0003,243
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$379,0002,188
Trading account gains and fees$0150
Additional Noninterest Income$246,0003,655
Total noninterest expense$8,424,000976
Salaries and employee benefits$1,718,0002,450
Premises and equipment expense$262,0003,895
Additional noninterest expense$6,444,000463
Pre-tax net operating income$2,315,0001,796
Securities gains (losses)$124,0001,346
Applicable income taxes$105,0005,065
Income before extraordinary items$2,334,0001,412
Extraordinary gains, net$030
Net income$2,334,0001,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,655
Cash dividends$2,400,000626
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,214,9601,391
2003-03-31 (YTD Data)Rank
Total interest income$5,530,0001,323
Total interest expense$769,0003,044
Net interest income$4,761,0001,018
Provision for loan and lease losses$06,934
Total noninterest income$309,0003,179
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$181,0002,214
Trading account gains and fees$0134
Additional Noninterest Income$128,0003,494
Total noninterest expense$4,042,0001,004
Salaries and employee benefits$907,0002,315
Premises and equipment expense$140,0003,695
Additional noninterest expense$2,995,000487
Pre-tax net operating income$1,028,0001,985
Securities gains (losses)$25,0001,791
Applicable income taxes$45,0005,243
Income before extraordinary items$1,008,0001,599
Extraordinary gains, net$021
Net income$1,008,0001,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,961
Cash dividends$1,200,000585
Sale, conversion, retirement of capital stock, net$0419
Net operating income$984,0001,532
2002-12-31 (YTD Data)Rank
Total interest income$17,623,0001,747
Total interest expense$3,707,0002,938
Net interest income$13,916,0001,398
Provision for loan and lease losses$08,089
Total noninterest income$1,116,0003,232
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$757,0002,102
Trading account gains and fees$0153
Additional Noninterest Income$359,0003,891
Total noninterest expense$10,313,0001,491
Salaries and employee benefits$3,163,0002,497
Premises and equipment expense$656,0003,159
Additional noninterest expense$6,494,000784
Pre-tax net operating income$4,719,0001,728
Securities gains (losses)$-90,0009,120
Applicable income taxes$192,0005,173
Income before extraordinary items$4,437,0001,399
Extraordinary gains, net$070
Net income$4,437,0001,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-75,0009,205
Cash dividends$4,996,000636
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,523,4001,325
2001-12-31 (YTD Data)Rank
Total interest income$14,053,0002,446
Total interest expense$5,858,0002,729
Net interest income$8,195,0002,194
Provision for loan and lease losses$08,228
Total noninterest income$1,143,0003,032
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$744,0002,037
Trading account gains and fees$0177
Additional Noninterest Income$399,0003,538
Total noninterest expense$4,670,0002,994
Salaries and employee benefits$3,299,0002,273
Premises and equipment expense$511,0003,798
Additional noninterest expense$860,0004,550
Pre-tax net operating income$4,668,0001,538
Securities gains (losses)$699,000502
Applicable income taxes$208,0004,954
Income before extraordinary items$5,159,0001,061
Extraordinary gains, net$0105
Net income$5,159,0001,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,192
Cash dividends$6,100,000519
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,487,9601,173
2000-12-31 (YTD Data)Rank
Total interest income$14,899,0002,351
Total interest expense$6,244,0002,678
Net interest income$8,655,0002,055
Provision for loan and lease losses$08,337
Total noninterest income$1,125,0002,900
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$707,0001,953
Trading account gains and fees$0180
Additional Noninterest Income$418,0003,239
Total noninterest expense$4,630,0002,920
Salaries and employee benefits$3,245,0002,204
Premises and equipment expense$513,0003,717
Additional noninterest expense$872,0004,455
Pre-tax net operating income$5,150,0001,434
Securities gains (losses)$01,956
Applicable income taxes$160,0005,801
Income before extraordinary items$4,990,0001,071
Extraordinary gains, net$038
Net income$4,990,0001,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,148
Cash dividends$5,200,000605
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,990,0001,070
1999-12-31 (YTD Data)Rank
Total interest income$12,936,0002,528
Total interest expense$4,908,0002,981
Net interest income$8,028,0002,186
Provision for loan and lease losses$08,503
Total noninterest income$1,171,0002,743
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$740,0001,792
Trading account gains and fees$0173
Additional Noninterest Income$431,0003,246
Total noninterest expense$4,143,0003,210
Salaries and employee benefits$3,058,0002,290
Premises and equipment expense$443,0004,184
Additional noninterest expense$642,0005,567
Pre-tax net operating income$5,056,0001,494
Securities gains (losses)$1,0002,805
Applicable income taxes$220,0005,500
Income before extraordinary items$4,837,0001,135
Extraordinary gains, net$035
Net income$4,837,0001,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0009,087
Cash dividends$4,000,000768
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,836,0401,117
1998-12-31 (YTD Data)Rank
Total interest income$13,128,0002,474
Total interest expense$5,045,0002,973
Net interest income$8,083,0002,109
Provision for loan and lease losses$08,652
Total noninterest income$1,191,0002,708
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$786,0001,613
Trading account gains and fees$0224
Additional Noninterest Income$405,0003,413
Total noninterest expense$4,498,0002,892
Salaries and employee benefits$3,085,0002,186
Premises and equipment expense$459,0003,939
Additional noninterest expense$954,0004,113
Pre-tax net operating income$4,776,0001,543
Securities gains (losses)$224,000863
Applicable income taxes$1,992,0001,273
Income before extraordinary items$3,008,0001,745
Extraordinary gains, net$032
Net income$3,008,0001,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,910
Cash dividends$800,0002,583
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,864,6401,762
1997-12-31 (YTD Data)Rank
Total interest income$12,958,0002,533
Total interest expense$4,797,0003,098
Net interest income$8,161,0002,133
Provision for loan and lease losses$08,829
Total noninterest income$1,530,0002,165
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$822,0001,578
Trading account gains and fees$59,000171
Additional Noninterest Income$649,0002,342
Total noninterest expense$4,279,0002,980
Salaries and employee benefits$3,075,0002,153
Premises and equipment expense$390,0004,536
Additional noninterest expense$814,0004,659
Pre-tax net operating income$5,412,0001,438
Securities gains (losses)$-10,00010,039
Applicable income taxes$1,869,0001,404
Income before extraordinary items$3,533,0001,521
Extraordinary gains, net$044
Net income$3,533,0001,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,419
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,539,5001,480
1996-12-31 (YTD Data)Rank
Total interest income$12,047,0002,746
Total interest expense$4,590,0003,262
Net interest income$7,457,0002,416
Provision for loan and lease losses$09,041
Total noninterest income$881,0003,446
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$793,0001,694
Trading account gains and fees$-237,0004,694
Additional Noninterest Income$325,0003,899
Total noninterest expense$4,122,0003,262
Salaries and employee benefits$2,926,0002,267
Premises and equipment expense$439,0004,211
Additional noninterest expense$757,0005,419
Pre-tax net operating income$4,216,0001,705
Securities gains (losses)$-98,00011,196
Applicable income taxes$1,398,0001,709
Income before extraordinary items$2,720,0001,815
Extraordinary gains, net$053
Net income$2,720,0001,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-269,00011,363
Cash dividends$50,0007,494
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,784,6801,745
1995-12-31 (YTD Data)Rank
Total interest income$11,666,0002,849
Total interest expense$4,572,0003,269
Net interest income$7,094,0002,530
Provision for loan and lease losses$08,958
Total noninterest income$1,238,0002,646
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$793,0001,709
Trading account gains and fees$141,000265
Additional Noninterest Income$304,0003,963
Total noninterest expense$4,384,0003,058
Salaries and employee benefits$2,858,0002,318
Premises and equipment expense$534,0003,548
Additional noninterest expense$992,0004,380
Pre-tax net operating income$3,948,0001,878
Securities gains (losses)$129,000846
Applicable income taxes$1,286,0001,897
Income before extraordinary items$2,791,0001,809
Extraordinary gains, net$065
Net income$2,791,0001,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,496
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,703,2801,839
1994-12-31 (YTD Data)Rank
Total interest income$9,923,0003,052
Total interest expense$3,391,0003,544
Net interest income$6,532,0002,773
Provision for loan and lease losses$09,146
Total noninterest income$468,0005,529
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$712,0001,889
Trading account gains and fees$-524,0004,925
Additional Noninterest Income$280,0004,293
Total noninterest expense$4,259,0003,223
Salaries and employee benefits$2,672,0002,500
Premises and equipment expense$456,0004,111
Additional noninterest expense$1,131,0004,267
Pre-tax net operating income$2,741,0002,585
Securities gains (losses)$383,000328
Applicable income taxes$863,0002,596
Income before extraordinary items$2,261,0002,167
Extraordinary gains, net$0249
Net income$2,261,0002,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-456,00012,528
Cash dividends$100,0006,840
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,985,2402,463
1993-12-31 (YTD Data)Rank
Total interest income$9,483,0003,261
Total interest expense$3,661,0003,431
Net interest income$5,822,0003,111
Provision for loan and lease losses$010,371
Total noninterest income$857,0003,777
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$686,0001,989
Trading account gains and fees$-6,0005,074
Additional Noninterest Income$177,0006,042
Total noninterest expense$4,065,0003,441
Salaries and employee benefits$2,522,0002,621
Premises and equipment expense$392,0004,794
Additional noninterest expense$1,151,0004,354
Pre-tax net operating income$2,614,0002,610
Securities gains (losses)$73,0002,908
Applicable income taxes$600,0003,605
Income before extraordinary items$2,087,0002,397
Extraordinary gains, net$69,0001,921
Net income$2,156,0002,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,924
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,030,0602,325
1992-12-31 (YTD Data)Rank
Total interest income$10,397,0003,361
Total interest expense$5,003,0003,308
Net interest income$5,394,0003,380
Provision for loan and lease losses$2,040,0001,132
Total noninterest income$1,036,0003,223
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$719,0001,879
Trading account gains and fees$98,000267
Additional Noninterest Income$219,0005,372
Total noninterest expense$3,704,0003,734
Salaries and employee benefits$2,249,0002,885
Premises and equipment expense$462,0004,256
Additional noninterest expense$993,0005,075
Pre-tax net operating income$686,0007,181
Securities gains (losses)$389,0001,310
Applicable income taxes$131,0009,084
Income before extraordinary items$944,0004,744
Extraordinary gains, net$01,422
Net income$944,0004,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,663,0001,110
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$601,6806,193

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.