Home > First Federal Bank & Trust > Income and Expense

First Federal Bank & Trust, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$14,893,0001,877
Total interest expense$1,144,0002,023
Net interest income$13,749,0001,854
Provision for loan and lease losses$500,0001,035
Total noninterest income$6,291,0001,133
Gross Fiduciary activities income$284,000641
Service charges on deposit accounts$98,0003,485
Trading account gains and feesNANA
Additional Noninterest Income$5,909,000955
Total noninterest expense$13,220,0001,610
Salaries and employee benefits$7,828,0001,586
Premises and equipment expense$857,0002,219
Additional noninterest expense$4,535,0001,435
Pre-tax net operating income$6,320,0001,764
Securities gains (losses)$71,000994
Applicable income taxes$1,171,0001,488
Income before extraordinary items$5,220,0001,833
Extraordinary gains, net$010
Net income$5,220,0001,833
Minority interest net income$074
Net income of bank and minority interests.$5,220,0001,834
Net charge-offs$-141,0004,454
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,161,7801,823
2021-09-30 (YTD Data)Rank
Total interest income$10,859,0001,958
Total interest expense$884,0002,063
Net interest income$9,975,0001,926
Provision for loan and lease losses$125,0001,815
Total noninterest income$4,983,0001,122
Gross Fiduciary activities income$236,000627
Service charges on deposit accounts$78,0003,427
Trading account gains and feesNANA
Additional Noninterest Income$4,669,000938
Total noninterest expense$10,072,0001,586
Salaries and employee benefits$5,970,0001,575
Premises and equipment expense$620,0002,301
Additional noninterest expense$3,482,0001,410
Pre-tax net operating income$4,761,0001,832
Securities gains (losses)$64,000964
Applicable income taxes$887,0001,562
Income before extraordinary items$3,938,0001,894
Extraordinary gains, net$08
Net income$3,938,0001,893
Minority interest net income$069
Net income of bank and minority interests.$3,938,0001,894
Net charge-offs$-88,0004,423
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,885,5201,886
2021-06-30 (YTD Data)Rank
Total interest income$7,149,0001,971
Total interest expense$603,0002,097
Net interest income$6,546,0001,929
Provision for loan and lease losses$02,862
Total noninterest income$3,408,0001,095
Gross Fiduciary activities income$189,000607
Service charges on deposit accounts$51,0003,424
Trading account gains and feesNANA
Additional Noninterest Income$3,168,000929
Total noninterest expense$6,666,0001,587
Salaries and employee benefits$3,947,0001,576
Premises and equipment expense$413,0002,297
Additional noninterest expense$2,306,0001,411
Pre-tax net operating income$3,288,0001,739
Securities gains (losses)$68,000787
Applicable income taxes$626,0001,499
Income before extraordinary items$2,730,0001,816
Extraordinary gains, net$06
Net income$2,730,0001,817
Minority interest net income$067
Net income of bank and minority interests.$2,730,0001,816
Net charge-offs$-68,0004,457
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,674,9201,812
2021-03-31 (YTD Data)Rank
Total interest income$3,500,0001,981
Total interest expense$303,0002,161
Net interest income$3,197,0001,941
Provision for loan and lease losses$02,741
Total noninterest income$1,923,0001,031
Gross Fiduciary activities income$108,000597
Service charges on deposit accounts$26,0003,393
Trading account gains and feesNANA
Additional Noninterest Income$1,789,000874
Total noninterest expense$3,218,0001,631
Salaries and employee benefits$1,949,0001,582
Premises and equipment expense$212,0002,283
Additional noninterest expense$1,057,0001,477
Pre-tax net operating income$1,902,0001,581
Securities gains (losses)$78,000536
Applicable income taxes$377,0001,363
Income before extraordinary items$1,603,0001,650
Extraordinary gains, net$03
Net income$1,603,0001,650
Minority interest net income$055
Net income of bank and minority interests.$1,603,0001,650
Net charge-offs$-25,0004,417
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,539,8201,653
2020-12-31 (YTD Data)Rank
Total interest income$14,081,0001,976
Total interest expense$1,861,0002,065
Net interest income$12,220,0001,918
Provision for loan and lease losses$04,319
Total noninterest income$7,223,0001,004
Gross Fiduciary activities income$230,000663
Service charges on deposit accounts$101,0003,561
Trading account gains and feesNANA
Additional Noninterest Income$6,892,000819
Total noninterest expense$12,827,0001,611
Salaries and employee benefits$7,398,0001,604
Premises and equipment expense$875,0002,205
Additional noninterest expense$4,554,0001,384
Pre-tax net operating income$6,616,0001,444
Securities gains (losses)$70,0001,556
Applicable income taxes$1,258,0001,272
Income before extraordinary items$5,428,0001,538
Extraordinary gains, net$04
Net income$5,428,0001,538
Minority interest net income$072
Net income of bank and minority interests.$5,428,0001,538
Net charge-offs$-120,0004,787
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,371,3001,509
2020-09-30 (YTD Data)Rank
Total interest income$10,452,0001,999
Total interest expense$1,528,0002,039
Net interest income$8,924,0001,964
Provision for loan and lease losses$04,239
Total noninterest income$4,662,0001,070
Gross Fiduciary activities income$183,000646
Service charges on deposit accounts$77,0003,564
Trading account gains and feesNANA
Additional Noninterest Income$4,402,000884
Total noninterest expense$9,153,0001,666
Salaries and employee benefits$5,331,0001,653
Premises and equipment expense$628,0002,271
Additional noninterest expense$3,194,0001,440
Pre-tax net operating income$4,433,0001,547
Securities gains (losses)$58,0001,477
Applicable income taxes$843,0001,317
Income before extraordinary items$3,648,0001,641
Extraordinary gains, net$04
Net income$3,648,0001,642
Minority interest net income$065
Net income of bank and minority interests.$3,648,0001,642
Net charge-offs$-94,0004,805
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,601,0201,621
2020-06-30 (YTD Data)Rank
Total interest income$6,706,0002,089
Total interest expense$1,175,0001,945
Net interest income$5,531,0002,089
Provision for loan and lease losses$04,134
Total noninterest income$2,339,0001,229
Gross Fiduciary activities income$136,000643
Service charges on deposit accounts$50,0003,627
Trading account gains and feesNANA
Additional Noninterest Income$2,153,0001,024
Total noninterest expense$5,749,0001,734
Salaries and employee benefits$3,319,0001,734
Premises and equipment expense$399,0002,335
Additional noninterest expense$2,031,0001,479
Pre-tax net operating income$2,121,0001,923
Securities gains (losses)$62,0001,200
Applicable income taxes$393,0001,545
Income before extraordinary items$1,790,0001,992
Extraordinary gains, net$04
Net income$1,790,0001,993
Minority interest net income$065
Net income of bank and minority interests.$1,790,0001,993
Net charge-offs$-57,0004,778
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,739,1601,985
2020-03-31 (YTD Data)Rank
Total interest income$3,341,0002,076
Total interest expense$694,0001,860
Net interest income$2,647,0002,119
Provision for loan and lease losses$03,711
Total noninterest income$619,0001,720
Gross Fiduciary activities income$53,000675
Service charges on deposit accounts$28,0003,703
Trading account gains and feesNANA
Additional Noninterest Income$538,0001,444
Total noninterest expense$2,721,0001,830
Salaries and employee benefits$1,565,0001,833
Premises and equipment expense$191,0002,406
Additional noninterest expense$965,0001,566
Pre-tax net operating income$545,0002,673
Securities gains (losses)$01,705
Applicable income taxes$83,0002,088
Income before extraordinary items$462,0002,734
Extraordinary gains, net$04
Net income$462,0002,733
Minority interest net income$056
Net income of bank and minority interests.$462,0002,735
Net charge-offs$-89,0004,953
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$462,0002,725
2019-12-31 (YTD Data)Rank
Total interest income$13,189,0002,127
Total interest expense$3,304,0001,693
Net interest income$9,885,0002,262
Provision for loan and lease losses$03,973
Total noninterest income$3,412,0001,450
Gross Fiduciary activities income$237,000671
Service charges on deposit accounts$128,0003,673
Trading account gains and feesNANA
Additional Noninterest Income$3,047,0001,185
Total noninterest expense$10,040,0001,918
Salaries and employee benefits$5,618,0001,946
Premises and equipment expense$914,0002,160
Additional noninterest expense$3,508,0001,668
Pre-tax net operating income$3,257,0002,335
Securities gains (losses)$31,0001,450
Applicable income taxes$546,0001,915
Income before extraordinary items$2,742,0002,426
Extraordinary gains, net$011
Net income$2,742,0002,427
Minority interest net income$076
Net income of bank and minority interests.$2,742,0002,428
Net charge-offs$-261,0005,026
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,716,2702,406
2019-09-30 (YTD Data)Rank
Total interest income$9,914,0002,148
Total interest expense$2,564,0001,671
Net interest income$7,350,0002,310
Provision for loan and lease losses$03,836
Total noninterest income$2,543,0001,462
Gross Fiduciary activities income$192,000656
Service charges on deposit accounts$96,0003,720
Trading account gains and feesNANA
Additional Noninterest Income$2,255,0001,189
Total noninterest expense$7,349,0001,957
Salaries and employee benefits$4,113,0001,979
Premises and equipment expense$667,0002,216
Additional noninterest expense$2,569,0001,705
Pre-tax net operating income$2,544,0002,344
Securities gains (losses)$31,0001,258
Applicable income taxes$415,0001,960
Income before extraordinary items$2,160,0002,416
Extraordinary gains, net$011
Net income$2,160,0002,417
Minority interest net income$072
Net income of bank and minority interests.$2,160,0002,417
Net charge-offs$-272,0005,113
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,133,9602,398
2019-06-30 (YTD Data)Rank
Total interest income$6,592,0002,151
Total interest expense$1,708,0001,641
Net interest income$4,884,0002,318
Provision for loan and lease losses$03,685
Total noninterest income$1,277,0001,690
Gross Fiduciary activities income$137,000656
Service charges on deposit accounts$64,0003,734
Trading account gains and feesNANA
Additional Noninterest Income$1,076,0001,423
Total noninterest expense$4,807,0001,992
Salaries and employee benefits$2,713,0001,995
Premises and equipment expense$440,0002,244
Additional noninterest expense$1,654,0001,782
Pre-tax net operating income$1,354,0002,674
Securities gains (losses)$01,702
Applicable income taxes$190,0002,241
Income before extraordinary items$1,164,0002,718
Extraordinary gains, net$011
Net income$1,164,0002,718
Minority interest net income$069
Net income of bank and minority interests.$1,164,0002,717
Net charge-offs$-44,0004,873
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,164,0002,690
2019-03-31 (YTD Data)Rank
Total interest income$3,133,0002,234
Total interest expense$866,0001,592
Net interest income$2,267,0002,460
Provision for loan and lease losses$03,406
Total noninterest income$566,0001,795
Gross Fiduciary activities income$55,000685
Service charges on deposit accounts$33,0003,711
Trading account gains and feesNANA
Additional Noninterest Income$478,0001,496
Total noninterest expense$2,349,0002,036
Salaries and employee benefits$1,333,0002,033
Premises and equipment expense$222,0002,251
Additional noninterest expense$794,0001,834
Pre-tax net operating income$484,0003,113
Securities gains (losses)$01,087
Applicable income taxes$59,0002,528
Income before extraordinary items$425,0003,138
Extraordinary gains, net$05
Net income$425,0003,135
Minority interest net income$052
Net income of bank and minority interests.$425,0003,137
Net charge-offs$2,0002,456
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$425,0003,122
2018-12-31 (YTD Data)Rank
Total interest income$11,445,0002,286
Total interest expense$2,292,0001,758
Net interest income$9,153,0002,420
Provision for loan and lease losses$04,082
Total noninterest income$3,227,0001,459
Gross Fiduciary activities income$270,000672
Service charges on deposit accounts$143,0003,728
Trading account gains and feesNANA
Additional Noninterest Income$2,814,0001,193
Total noninterest expense$9,999,0001,899
Salaries and employee benefits$5,361,0001,984
Premises and equipment expense$1,019,0002,026
Additional noninterest expense$3,619,0001,633
Pre-tax net operating income$2,381,0002,857
Securities gains (losses)$01,125
Applicable income taxes$386,0002,201
Income before extraordinary items$1,995,0002,946
Extraordinary gains, net$06
Net income$1,995,0002,945
Minority interest net income$072
Net income of bank and minority interests.$1,995,0002,945
Net charge-offs$-154,0005,124
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,995,0002,940
2018-09-30 (YTD Data)Rank
Total interest income$8,484,0002,302
Total interest expense$1,559,0001,814
Net interest income$6,925,0002,402
Provision for loan and lease losses$03,948
Total noninterest income$2,606,0001,408
Gross Fiduciary activities income$224,000658
Service charges on deposit accounts$108,0003,745
Trading account gains and feesNANA
Additional Noninterest Income$2,274,0001,150
Total noninterest expense$7,388,0001,923
Salaries and employee benefits$3,940,0002,015
Premises and equipment expense$779,0002,004
Additional noninterest expense$2,669,0001,656
Pre-tax net operating income$2,143,0002,616
Securities gains (losses)$01,118
Applicable income taxes$363,0002,072
Income before extraordinary items$1,780,0002,709
Extraordinary gains, net$05
Net income$1,780,0002,708
Minority interest net income$066
Net income of bank and minority interests.$1,780,0002,708
Net charge-offs$-117,0005,150
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,780,0002,696
2018-06-30 (YTD Data)Rank
Total interest income$5,559,0002,323
Total interest expense$922,0001,899
Net interest income$4,637,0002,383
Provision for loan and lease losses$03,782
Total noninterest income$1,601,0001,495
Gross Fiduciary activities income$167,000644
Service charges on deposit accounts$71,0003,780
Trading account gains and feesNANA
Additional Noninterest Income$1,363,0001,237
Total noninterest expense$4,930,0001,942
Salaries and employee benefits$2,632,0002,023
Premises and equipment expense$549,0001,945
Additional noninterest expense$1,749,0001,691
Pre-tax net operating income$1,308,0002,742
Securities gains (losses)$0961
Applicable income taxes$219,0002,134
Income before extraordinary items$1,089,0002,826
Extraordinary gains, net$06
Net income$1,089,0002,826
Minority interest net income$065
Net income of bank and minority interests.$1,089,0002,825
Net charge-offs$-1,0003,891
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,089,0002,820
2018-03-31 (YTD Data)Rank
Total interest income$2,703,0002,364
Total interest expense$391,0002,056
Net interest income$2,312,0002,393
Provision for loan and lease losses$145,0001,208
Total noninterest income$905,0001,365
Gross Fiduciary activities income$77,000658
Service charges on deposit accounts$38,0003,709
Trading account gains and feesNANA
Additional Noninterest Income$790,0001,095
Total noninterest expense$2,442,0001,965
Salaries and employee benefits$1,263,0002,114
Premises and equipment expense$276,0001,975
Additional noninterest expense$903,0001,636
Pre-tax net operating income$630,0002,737
Securities gains (losses)$0735
Applicable income taxes$104,0002,146
Income before extraordinary items$526,0002,815
Extraordinary gains, net$07
Net income$526,0002,815
Minority interest net income$052
Net income of bank and minority interests.$526,0002,815
Net charge-offs$84,000943
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$526,0002,801
2017-12-31 (YTD Data)Rank
Total interest income$9,811,0002,479
Total interest expense$1,100,0002,390
Net interest income$8,711,0002,475
Provision for loan and lease losses$1,319,000721
Total noninterest income$3,073,0001,561
Gross Fiduciary activities income$199,000718
Service charges on deposit accounts$127,0004,067
Trading account gains and feesNANA
Additional Noninterest Income$2,747,0001,239
Total noninterest expense$9,823,0001,940
Salaries and employee benefits$5,043,0002,073
Premises and equipment expense$1,050,0002,035
Additional noninterest expense$3,730,0001,611
Pre-tax net operating income$642,0004,541
Securities gains (losses)$-50,0005,315
Applicable income taxes$314,0002,722
Income before extraordinary items$278,0004,890
Extraordinary gains, net$09
Net income$278,0004,890
Minority interest net income$076
Net income of bank and minority interests.$278,0004,890
Net charge-offs$897,000749
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$310,0004,825
2017-09-30 (YTD Data)Rank
Total interest income$7,327,0002,499
Total interest expense$757,0002,514
Net interest income$6,570,0002,480
Provision for loan and lease losses$1,185,000601
Total noninterest income$2,190,0001,637
Gross Fiduciary activities income$149,000720
Service charges on deposit accounts$92,0004,143
Trading account gains and feesNANA
Additional Noninterest Income$1,949,0001,302
Total noninterest expense$6,938,0002,039
Salaries and employee benefits$3,702,0002,118
Premises and equipment expense$686,0002,250
Additional noninterest expense$2,550,0001,742
Pre-tax net operating income$637,0004,331
Securities gains (losses)$-3,0005,250
Applicable income taxes$87,0003,230
Income before extraordinary items$547,0004,333
Extraordinary gains, net$09
Net income$547,0004,332
Minority interest net income$071
Net income of bank and minority interests.$547,0004,333
Net charge-offs$253,0001,231
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$549,5804,310
2017-06-30 (YTD Data)Rank
Total interest income$4,807,0002,514
Total interest expense$461,0002,628
Net interest income$4,346,0002,472
Provision for loan and lease losses$1,035,000487
Total noninterest income$1,297,0001,753
Gross Fiduciary activities income$85,000733
Service charges on deposit accounts$60,0004,182
Trading account gains and feesNANA
Additional Noninterest Income$1,152,0001,412
Total noninterest expense$4,488,0002,092
Salaries and employee benefits$2,449,0002,138
Premises and equipment expense$431,0002,339
Additional noninterest expense$1,608,0001,825
Pre-tax net operating income$120,0005,236
Securities gains (losses)$-3,0005,365
Applicable income taxes$-40,0005,699
Income before extraordinary items$157,0005,044
Extraordinary gains, net$011
Net income$157,0005,044
Minority interest net income$071
Net income of bank and minority interests.$157,0005,044
Net charge-offs$261,000904
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$160,0005,017
2017-03-31 (YTD Data)Rank
Total interest income$2,397,0002,511
Total interest expense$195,0002,901
Net interest income$2,202,0002,439
Provision for loan and lease losses$550,000426
Total noninterest income$592,0001,841
Gross Fiduciary activities income$40,000753
Service charges on deposit accounts$31,0004,167
Trading account gains and feesNANA
Additional Noninterest Income$521,0001,492
Total noninterest expense$2,265,0002,098
Salaries and employee benefits$1,235,0002,154
Premises and equipment expense$220,0002,359
Additional noninterest expense$810,0001,822
Pre-tax net operating income$-21,0005,654
Securities gains (losses)$01,153
Applicable income taxes$-46,0005,779
Income before extraordinary items$25,0005,451
Extraordinary gains, net$08
Net income$25,0005,451
Minority interest net income$055
Net income of bank and minority interests.$25,0005,451
Net charge-offs$-2,0004,280
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$25,0005,448
2016-12-31 (YTD Data)Rank
Total interest income$8,639,0002,698
Total interest expense$634,0003,223
Net interest income$8,005,0002,624
Provision for loan and lease losses$620,0001,273
Total noninterest income$3,214,0001,574
Gross Fiduciary activities income$188,000743
Service charges on deposit accounts$121,0004,292
Trading account gains and fees$0170
Additional Noninterest Income$2,905,0001,231
Total noninterest expense$9,466,0002,004
Salaries and employee benefits$4,640,0002,212
Premises and equipment expense$962,0002,212
Additional noninterest expense$3,864,0001,578
Pre-tax net operating income$1,133,0003,914
Securities gains (losses)$21,0002,341
Applicable income taxes$238,0002,813
Income before extraordinary items$916,0004,003
Extraordinary gains, net$05
Net income$916,0004,001
Minority interest net income$082
Net income of bank and minority interests.$916,0004,002
Net charge-offs$864,000739
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$899,4103,959
2016-09-30 (YTD Data)Rank
Total interest income$6,346,0002,746
Total interest expense$465,0003,270
Net interest income$5,881,0002,669
Provision for loan and lease losses$402,0001,346
Total noninterest income$2,028,0001,761
Gross Fiduciary activities income$141,000739
Service charges on deposit accounts$90,0004,322
Trading account gains and fees$0169
Additional Noninterest Income$1,797,0001,411
Total noninterest expense$7,041,0002,017
Salaries and employee benefits$3,416,0002,243
Premises and equipment expense$702,0002,253
Additional noninterest expense$2,923,0001,568
Pre-tax net operating income$466,0004,712
Securities gains (losses)$17,0002,378
Applicable income taxes$112,0003,174
Income before extraordinary items$371,0004,812
Extraordinary gains, net$05
Net income$371,0004,812
Minority interest net income$071
Net income of bank and minority interests.$371,0004,812
Net charge-offs$105,0002,037
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$357,9104,800
2016-06-30 (YTD Data)Rank
Total interest income$4,180,0002,782
Total interest expense$306,0003,303
Net interest income$3,874,0002,696
Provision for loan and lease losses$122,0002,093
Total noninterest income$1,169,0001,912
Gross Fiduciary activities income$92,000746
Service charges on deposit accounts$59,0004,357
Trading account gains and fees$0157
Additional Noninterest Income$1,018,0001,531
Total noninterest expense$4,665,0002,037
Salaries and employee benefits$2,263,0002,265
Premises and equipment expense$489,0002,189
Additional noninterest expense$1,913,0001,597
Pre-tax net operating income$256,0004,896
Securities gains (losses)$3,0002,591
Applicable income taxes$23,0003,716
Income before extraordinary items$236,0004,866
Extraordinary gains, net$016
Net income$236,0004,866
Minority interest net income$071
Net income of bank and minority interests.$236,0004,866
Net charge-offs$-26,0005,296
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$233,2704,834
2016-03-31 (YTD Data)Rank
Total interest income$1,968,0002,893
Total interest expense$144,0003,454
Net interest income$1,824,0002,810
Provision for loan and lease losses$29,0002,696
Total noninterest income$524,0002,014
Gross Fiduciary activities income$45,000755
Service charges on deposit accounts$28,0004,424
Trading account gains and fees$0142
Additional Noninterest Income$451,0001,625
Total noninterest expense$2,337,0002,044
Salaries and employee benefits$1,154,0002,241
Premises and equipment expense$218,0002,388
Additional noninterest expense$965,0001,571
Pre-tax net operating income$-18,0005,854
Securities gains (losses)$02,077
Applicable income taxes$-121,0006,068
Income before extraordinary items$103,0004,985
Extraordinary gains, net$012
Net income$103,0004,986
Minority interest net income$062
Net income of bank and minority interests.$103,0004,986
Net charge-offs$-33,0005,611
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$103,0004,929
2015-12-31 (YTD Data)Rank
Total interest income$7,563,0002,950
Total interest expense$449,0003,930
Net interest income$7,114,0002,824
Provision for loan and lease losses$926,000865
Total noninterest income$2,403,0001,869
Gross Fiduciary activities income$185,000758
Service charges on deposit accounts$120,0004,461
Trading account gains and fees$0159
Additional Noninterest Income$2,098,0001,474
Total noninterest expense$8,220,0002,240
Salaries and employee benefits$3,980,0002,508
Premises and equipment expense$704,0002,810
Additional noninterest expense$3,536,0001,712
Pre-tax net operating income$371,0005,135
Securities gains (losses)$17,0002,325
Applicable income taxes$323,0002,602
Income before extraordinary items$65,0005,777
Extraordinary gains, net$023
Net income$65,0005,780
Minority interest net income$081
Net income of bank and minority interests.$65,0005,780
Net charge-offs$523,0001,129
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$54,1205,761
2015-09-30 (YTD Data)Rank
Total interest income$5,559,0003,012
Total interest expense$325,0004,057
Net interest income$5,234,0002,887
Provision for loan and lease losses$-293,0006,021
Total noninterest income$1,690,0001,972
Gross Fiduciary activities income$119,000775
Service charges on deposit accounts$90,0004,506
Trading account gains and fees$0153
Additional Noninterest Income$1,481,0001,548
Total noninterest expense$6,118,0002,253
Salaries and employee benefits$2,925,0002,548
Premises and equipment expense$547,0002,789
Additional noninterest expense$2,646,0001,710
Pre-tax net operating income$1,099,0003,595
Securities gains (losses)$9,0002,412
Applicable income taxes$187,0002,874
Income before extraordinary items$921,0003,643
Extraordinary gains, net$021
Net income$921,0003,642
Minority interest net income$078
Net income of bank and minority interests.$921,0003,643
Net charge-offs$-496,0006,110
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$913,5303,604
2015-06-30 (YTD Data)Rank
Total interest income$3,633,0003,060
Total interest expense$213,0004,118
Net interest income$3,420,0002,927
Provision for loan and lease losses$-293,0006,139
Total noninterest income$1,193,0001,915
Gross Fiduciary activities income$85,000778
Service charges on deposit accounts$60,0004,503
Trading account gains and fees$0157
Additional Noninterest Income$1,048,0001,502
Total noninterest expense$4,075,0002,262
Salaries and employee benefits$1,945,0002,577
Premises and equipment expense$368,0002,776
Additional noninterest expense$1,762,0001,723
Pre-tax net operating income$831,0003,379
Securities gains (losses)$12,0001,941
Applicable income taxes$119,0002,906
Income before extraordinary items$724,0003,349
Extraordinary gains, net$022
Net income$724,0003,349
Minority interest net income$075
Net income of bank and minority interests.$724,0003,350
Net charge-offs$-456,0006,204
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$713,6803,315
2015-03-31 (YTD Data)Rank
Total interest income$1,811,0003,080
Total interest expense$113,0004,051
Net interest income$1,698,0002,948
Provision for loan and lease losses$-293,0006,285
Total noninterest income$439,0002,285
Gross Fiduciary activities income$41,000788
Service charges on deposit accounts$29,0004,554
Trading account gains and fees$0152
Additional Noninterest Income$369,0001,863
Total noninterest expense$2,216,0002,131
Salaries and employee benefits$981,0002,567
Premises and equipment expense$185,0002,800
Additional noninterest expense$1,050,0001,465
Pre-tax net operating income$214,0004,350
Securities gains (losses)$17,0001,294
Applicable income taxes$-63,0006,344
Income before extraordinary items$294,0003,696
Extraordinary gains, net$013
Net income$294,0003,698
Minority interest net income$064
Net income of bank and minority interests.$294,0003,699
Net charge-offs$-388,0006,316
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$277,0003,703
2014-12-31 (YTD Data)Rank
Total interest income$7,082,0003,155
Total interest expense$533,0003,875
Net interest income$6,549,0003,042
Provision for loan and lease losses$04,603
Total noninterest income$1,519,0002,485
Gross Fiduciary activities income$219,000759
Service charges on deposit accounts$121,0004,713
Trading account gains and fees$0180
Additional Noninterest Income$1,179,0002,099
Total noninterest expense$7,022,0002,610
Salaries and employee benefits$3,597,0002,712
Premises and equipment expense$732,0002,827
Additional noninterest expense$2,693,0002,243
Pre-tax net operating income$1,046,0004,063
Securities gains (losses)$-9,0006,022
Applicable income taxes$123,0003,272
Income before extraordinary items$914,0004,121
Extraordinary gains, net$017
Net income$914,0004,121
Minority interest net income$084
Net income of bank and minority interests.$914,0004,122
Net charge-offs$-147,0006,200
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$921,9204,054
2014-09-30 (YTD Data)Rank
Total interest income$5,256,0003,206
Total interest expense$400,0003,944
Net interest income$4,856,0003,094
Provision for loan and lease losses$04,401
Total noninterest income$1,124,0002,535
Gross Fiduciary activities income$173,000747
Service charges on deposit accounts$87,0004,846
Trading account gains and fees$0174
Additional Noninterest Income$864,0002,141
Total noninterest expense$5,047,0002,698
Salaries and employee benefits$2,662,0002,740
Premises and equipment expense$531,0002,921
Additional noninterest expense$1,854,0002,421
Pre-tax net operating income$933,0003,870
Securities gains (losses)$-11,0006,172
Applicable income taxes$185,0002,867
Income before extraordinary items$737,0004,041
Extraordinary gains, net$015
Net income$737,0004,043
Minority interest net income$081
Net income of bank and minority interests.$737,0004,043
Net charge-offs$-188,0006,330
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$745,8003,972
2014-06-30 (YTD Data)Rank
Total interest income$3,394,0003,288
Total interest expense$268,0003,984
Net interest income$3,126,0003,172
Provision for loan and lease losses$04,196
Total noninterest income$610,0002,801
Gross Fiduciary activities income$124,000736
Service charges on deposit accounts$52,0005,017
Trading account gains and fees$0172
Additional Noninterest Income$434,0002,499
Total noninterest expense$3,397,0002,687
Salaries and employee benefits$1,786,0002,746
Premises and equipment expense$387,0002,777
Additional noninterest expense$1,224,0002,437
Pre-tax net operating income$339,0004,739
Securities gains (losses)$-7,0006,249
Applicable income taxes$1,0004,472
Income before extraordinary items$331,0004,579
Extraordinary gains, net$020
Net income$331,0004,582
Minority interest net income$080
Net income of bank and minority interests.$331,0004,583
Net charge-offs$-38,0006,080
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$338,0004,500
2014-03-31 (YTD Data)Rank
Total interest income$1,664,0003,345
Total interest expense$134,0004,033
Net interest income$1,530,0003,221
Provision for loan and lease losses$03,817
Total noninterest income$265,0002,976
Gross Fiduciary activities income$89,000677
Service charges on deposit accounts$25,0005,072
Trading account gains and fees$0147
Additional Noninterest Income$151,0002,958
Total noninterest expense$1,734,0002,643
Salaries and employee benefits$901,0002,746
Premises and equipment expense$202,0002,734
Additional noninterest expense$631,0002,372
Pre-tax net operating income$61,0005,651
Securities gains (losses)$01,715
Applicable income taxes$-37,0006,553
Income before extraordinary items$98,0005,179
Extraordinary gains, net$016
Net income$98,0005,180
Minority interest net income$066
Net income of bank and minority interests.$98,0005,180
Net charge-offs$8,0002,944
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$98,0005,134
2013-12-31 (YTD Data)Rank
Total interest income$6,597,0003,412
Total interest expense$577,0004,150
Net interest income$6,020,0003,273
Provision for loan and lease losses$621,0001,599
Total noninterest income$1,996,0002,178
Gross Fiduciary activities income$137,000833
Service charges on deposit accounts$114,0005,055
Trading account gains and fees$0184
Additional Noninterest Income$1,745,0001,675
Total noninterest expense$6,659,0002,736
Salaries and employee benefits$3,555,0002,766
Premises and equipment expense$723,0002,903
Additional noninterest expense$2,381,0002,571
Pre-tax net operating income$736,0004,523
Securities gains (losses)$50,0001,795
Applicable income taxes$180,0003,021
Income before extraordinary items$606,0004,649
Extraordinary gains, net$029
Net income$606,0004,653
Minority interest net income$090
Net income of bank and minority interests.$606,0004,653
Net charge-offs$443,0002,146
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$567,5004,659
2013-09-30 (YTD Data)Rank
Total interest income$4,946,0003,444
Total interest expense$437,0004,224
Net interest income$4,509,0003,288
Provision for loan and lease losses$621,0001,291
Total noninterest income$1,546,0002,165
Gross Fiduciary activities income$103,000827
Service charges on deposit accounts$87,0005,070
Trading account gains and fees$0180
Additional Noninterest Income$1,356,0001,673
Total noninterest expense$5,000,0002,744
Salaries and employee benefits$2,654,0002,779
Premises and equipment expense$538,0002,949
Additional noninterest expense$1,808,0002,531
Pre-tax net operating income$434,0004,933
Securities gains (losses)$45,0001,740
Applicable income taxes$137,0003,086
Income before extraordinary items$342,0005,119
Extraordinary gains, net$025
Net income$342,0005,120
Minority interest net income$084
Net income of bank and minority interests.$342,0005,121
Net charge-offs$477,0001,641
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$310,0505,137
2013-06-30 (YTD Data)Rank
Total interest income$3,320,0003,435
Total interest expense$294,0004,269
Net interest income$3,026,0003,260
Provision for loan and lease losses$621,000962
Total noninterest income$1,053,0002,156
Gross Fiduciary activities income$68,000836
Service charges on deposit accounts$59,0005,020
Trading account gains and fees$0157
Additional Noninterest Income$926,0001,675
Total noninterest expense$3,407,0002,700
Salaries and employee benefits$1,787,0002,770
Premises and equipment expense$359,0002,940
Additional noninterest expense$1,261,0002,425
Pre-tax net operating income$51,0006,074
Securities gains (losses)$26,0001,885
Applicable income taxes$-8,0006,577
Income before extraordinary items$85,0005,932
Extraordinary gains, net$022
Net income$85,0005,933
Minority interest net income$082
Net income of bank and minority interests.$85,0005,934
Net charge-offs$429,0001,383
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$59,0006,003
2013-03-31 (YTD Data)Rank
Total interest income$1,648,0003,471
Total interest expense$148,0004,335
Net interest income$1,500,0003,297
Provision for loan and lease losses$527,000669
Total noninterest income$494,0002,244
Gross Fiduciary activities income$33,000843
Service charges on deposit accounts$29,0005,027
Trading account gains and fees$0148
Additional Noninterest Income$432,0001,756
Total noninterest expense$1,826,0002,572
Salaries and employee benefits$941,0002,661
Premises and equipment expense$184,0002,917
Additional noninterest expense$701,0002,216
Pre-tax net operating income$-359,0006,817
Securities gains (losses)$25,0001,194
Applicable income taxes$-135,0006,940
Income before extraordinary items$-199,0006,750
Extraordinary gains, net$010
Net income$-199,0006,751
Minority interest net income$076
Net income of bank and minority interests.$-199,0006,751
Net charge-offs$485,000785
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-215,0006,739
2012-12-31 (YTD Data)Rank
Total interest income$6,835,0003,498
Total interest expense$932,0003,784
Net interest income$5,903,0003,412
Provision for loan and lease losses$1,064,0001,705
Total noninterest income$2,418,0001,916
Gross Fiduciary activities income$116,000865
Service charges on deposit accounts$124,0005,098
Trading account gains and fees$0166
Additional Noninterest Income$2,178,0001,451
Total noninterest expense$6,242,0002,950
Salaries and employee benefits$3,193,0002,992
Premises and equipment expense$725,0002,946
Additional noninterest expense$2,324,0002,739
Pre-tax net operating income$1,015,0003,990
Securities gains (losses)$102,0002,254
Applicable income taxes$357,0002,500
Income before extraordinary items$760,0004,338
Extraordinary gains, net$029
Net income$760,0004,335
Minority interest net income$093
Net income of bank and minority interests.$760,0004,337
Net charge-offs$1,401,0001,452
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$690,6404,316
2012-09-30 (YTD Data)Rank
Total interest income$5,115,0003,566
Total interest expense$732,0003,794
Net interest income$4,383,0003,487
Provision for loan and lease losses$514,0002,235
Total noninterest income$1,744,0001,972
Gross Fiduciary activities income$85,000860
Service charges on deposit accounts$94,0005,146
Trading account gains and fees$0157
Additional Noninterest Income$1,565,0001,478
Total noninterest expense$4,616,0002,988
Salaries and employee benefits$2,451,0002,966
Premises and equipment expense$548,0002,968
Additional noninterest expense$1,617,0002,917
Pre-tax net operating income$997,0003,638
Securities gains (losses)$80,0002,137
Applicable income taxes$355,0002,296
Income before extraordinary items$722,0004,046
Extraordinary gains, net$020
Net income$722,0004,045
Minority interest net income$086
Net income of bank and minority interests.$722,0004,047
Net charge-offs$1,410,0001,166
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$668,4004,002
2012-06-30 (YTD Data)Rank
Total interest income$3,470,0003,550
Total interest expense$523,0003,716
Net interest income$2,947,0003,479
Provision for loan and lease losses$214,0002,888
Total noninterest income$1,007,0002,140
Gross Fiduciary activities income$55,000874
Service charges on deposit accounts$63,0005,153
Trading account gains and fees$0153
Additional Noninterest Income$889,0001,632
Total noninterest expense$3,021,0003,038
Salaries and employee benefits$1,639,0002,964
Premises and equipment expense$365,0002,975
Additional noninterest expense$1,017,0003,080
Pre-tax net operating income$719,0003,492
Securities gains (losses)$80,0001,747
Applicable income taxes$269,0002,161
Income before extraordinary items$530,0003,886
Extraordinary gains, net$019
Net income$530,0003,888
Minority interest net income$084
Net income of bank and minority interests.$530,0003,889
Net charge-offs$1,035,0001,111
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$477,2003,879
2012-03-31 (YTD Data)Rank
Total interest income$1,762,0003,546
Total interest expense$275,0003,701
Net interest income$1,487,0003,482
Provision for loan and lease losses$195,0002,059
Total noninterest income$462,0002,267
Gross Fiduciary activities income$27,000883
Service charges on deposit accounts$31,0005,167
Trading account gains and fees$0148
Additional Noninterest Income$404,0001,744
Total noninterest expense$1,597,0002,905
Salaries and employee benefits$841,0002,912
Premises and equipment expense$184,0002,974
Additional noninterest expense$572,0002,764
Pre-tax net operating income$157,0004,866
Securities gains (losses)$02,210
Applicable income taxes$64,0002,841
Income before extraordinary items$93,0005,457
Extraordinary gains, net$019
Net income$93,0005,457
Minority interest net income$078
Net income of bank and minority interests.$93,0005,457
Net charge-offs$-6,0006,458
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$93,0005,298
2011-12-31 (YTD Data)Rank
Total interest income$7,959,0003,343
Total interest expense$1,712,0003,114
Net interest income$6,247,0003,358
Provision for loan and lease losses$398,0003,766
Total noninterest income$2,157,0001,892
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$115,0005,321
Trading account gains and fees$0146
Additional Noninterest Income$2,042,0001,342
Total noninterest expense$6,125,0003,006
Salaries and employee benefits$3,348,0002,848
Premises and equipment expense$1,230,0002,012
Additional noninterest expense$1,547,0003,780
Pre-tax net operating income$1,881,0002,624
Securities gains (losses)$03,838
Applicable income taxes$678,0001,716
Income before extraordinary items$1,203,0003,208
Extraordinary gains, net$029
Net income$1,203,0003,211
Minority interest net income$096
Net income of bank and minority interests.$1,203,0003,211
Net charge-offs$231,0004,124
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,203,0003,109
2011-09-30 (YTD Data)Rank
Total interest income$6,016,0003,356
Total interest expense$1,366,0003,087
Net interest income$4,650,0003,386
Provision for loan and lease losses$398,0003,238
Total noninterest income$1,158,0002,395
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$115,0004,875
Trading account gains and fees$0145
Additional Noninterest Income$1,043,0001,728
Total noninterest expense$4,543,0003,028
Salaries and employee benefits$2,562,0002,799
Premises and equipment expense$926,0002,027
Additional noninterest expense$1,055,0004,027
Pre-tax net operating income$867,0003,566
Securities gains (losses)$03,555
Applicable income taxes$338,0002,138
Income before extraordinary items$529,0004,217
Extraordinary gains, net$021
Net income$529,0004,219
Minority interest net income$087
Net income of bank and minority interests.$529,0004,219
Net charge-offs$231,0003,555
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$529,0004,086
2011-06-30 (YTD Data)Rank
Total interest income$4,002,0003,390
Total interest expense$936,0003,121
Net interest income$3,066,0003,426
Provision for loan and lease losses$160,0003,810
Total noninterest income$736,0002,447
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$115,0004,126
Trading account gains and fees$0153
Additional Noninterest Income$621,0001,828
Total noninterest expense$3,066,0003,039
Salaries and employee benefits$1,733,0002,781
Premises and equipment expense$625,0002,018
Additional noninterest expense$708,0004,073
Pre-tax net operating income$576,0003,547
Securities gains (losses)$02,914
Applicable income taxes$232,0002,064
Income before extraordinary items$344,0004,240
Extraordinary gains, net$015
Net income$344,0004,240
Minority interest net income$089
Net income of bank and minority interests.$344,0004,242
Net charge-offs$65,0004,255
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$344,0004,145
2011-03-31 (YTD Data)Rank
Total interest income$1,985,0003,431
Total interest expense$476,0003,170
Net interest income$1,509,0003,450
Provision for loan and lease losses$81,0003,616
Total noninterest income$332,0002,649
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$29,0005,277
Trading account gains and fees$0158
Additional Noninterest Income$303,0001,903
Total noninterest expense$1,555,0003,009
Salaries and employee benefits$914,0002,657
Premises and equipment expense$293,0002,184
Additional noninterest expense$348,0004,116
Pre-tax net operating income$205,0004,202
Securities gains (losses)$01,772
Applicable income taxes$108,0002,098
Income before extraordinary items$97,0005,047
Extraordinary gains, net$09
Net income$97,0005,045
Minority interest net income$086
Net income of bank and minority interests.$97,0005,047
Net charge-offs$57,0003,235
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$97,0004,990
2010-12-31 (YTD Data)Rank
Total interest income$8,721,0003,307
Total interest expense$2,359,0003,132
Net interest income$6,362,0003,327
Provision for loan and lease losses$621,0003,789
Total noninterest income$2,071,0002,036
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$2,071,0001,374
Total noninterest expense$6,024,0003,091
Salaries and employee benefits$3,321,0002,848
Premises and equipment expense$1,320,0001,936
Additional noninterest expense$1,383,0004,226
Pre-tax net operating income$1,788,0002,440
Securities gains (losses)$03,793
Applicable income taxes$576,0001,754
Income before extraordinary items$1,212,0002,892
Extraordinary gains, net$029
Net income$1,212,0002,889
Minority interest net income$0111
Net income of bank and minority interests.$1,212,0002,893
Net charge-offs$575,0003,461
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,212,0002,784
2010-09-30 (YTD Data)Rank
Total interest income$6,541,0003,380
Total interest expense$1,837,0003,163
Net interest income$4,704,0003,411
Provision for loan and lease losses$591,0003,280
Total noninterest income$1,335,0002,271
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$1,335,0001,460
Total noninterest expense$4,520,0003,102
Salaries and employee benefits$2,567,0002,792
Premises and equipment expense$969,0001,990
Additional noninterest expense$984,0004,339
Pre-tax net operating income$928,0003,222
Securities gains (losses)$03,651
Applicable income taxes$327,0002,063
Income before extraordinary items$601,0003,777
Extraordinary gains, net$023
Net income$601,0003,777
Minority interest net income$0110
Net income of bank and minority interests.$601,0003,778
Net charge-offs$540,0002,967
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$601,0003,634
2010-06-30 (YTD Data)Rank
Total interest income$4,361,0003,418
Total interest expense$1,273,0003,164
Net interest income$3,088,0003,451
Provision for loan and lease losses$591,0002,623
Total noninterest income$1,183,0001,788
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$1,183,0001,162
Total noninterest expense$3,000,0003,116
Salaries and employee benefits$1,722,0002,782
Premises and equipment expense$638,0002,037
Additional noninterest expense$640,0004,424
Pre-tax net operating income$680,0003,084
Securities gains (losses)$03,184
Applicable income taxes$257,0001,885
Income before extraordinary items$423,0003,688
Extraordinary gains, net$019
Net income$423,0003,686
Minority interest net income$0105
Net income of bank and minority interests.$423,0003,687
Net charge-offs$501,0002,442
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$423,0003,587
2010-03-31 (YTD Data)Rank
Total interest income$2,172,0003,494
Total interest expense$659,0003,193
Net interest income$1,513,0003,530
Provision for loan and lease losses$410,0002,042
Total noninterest income$741,0001,519
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$741,000976
Total noninterest expense$1,551,0003,065
Salaries and employee benefits$933,0002,626
Premises and equipment expense$297,0002,221
Additional noninterest expense$321,0004,404
Pre-tax net operating income$293,0003,389
Securities gains (losses)$02,284
Applicable income taxes$97,0002,156
Income before extraordinary items$196,0003,929
Extraordinary gains, net$016
Net income$196,0003,927
Minority interest net income$091
Net income of bank and minority interests.$196,0003,928
Net charge-offs$299,0002,031
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$196,0003,821
2009-12-31 (YTD Data)Rank
Total interest income$9,900,0003,260
Total interest expense$3,337,0003,162
Net interest income$6,563,0003,208
Provision for loan and lease losses$2,137,0002,401
Total noninterest income$2,691,0001,735
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$2,691,0001,113
Total noninterest expense$6,213,0003,094
Salaries and employee benefits$3,255,0002,976
Premises and equipment expense$1,250,0002,135
Additional noninterest expense$1,708,0003,735
Pre-tax net operating income$904,0003,149
Securities gains (losses)$105,0002,100
Applicable income taxes$400,0001,762
Income before extraordinary items$609,0003,570
Extraordinary gains, net$034
Net income$609,0003,569
Minority interest net income$0115
Net income of bank and minority interests.$609,0003,569
Net charge-offs$2,175,0001,936
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$541,8003,681
2009-09-30 (YTD Data)Rank
Total interest income$7,386,0003,323
Total interest expense$2,637,0003,164
Net interest income$4,749,0003,310
Provision for loan and lease losses$1,558,0002,168
Total noninterest income$1,447,0002,219
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$1,447,0001,429
Total noninterest expense$4,533,0003,163
Salaries and employee benefits$2,471,0002,978
Premises and equipment expense$970,0002,085
Additional noninterest expense$1,092,0004,143
Pre-tax net operating income$105,0005,262
Securities gains (losses)$92,0001,900
Applicable income taxes$22,0003,755
Income before extraordinary items$175,0004,959
Extraordinary gains, net$027
Net income$175,0004,958
Minority interest net income$0118
Net income of bank and minority interests.$175,0004,959
Net charge-offs$1,637,0001,692
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$93,1205,278
2009-06-30 (YTD Data)Rank
Total interest income$5,085,0003,271
Total interest expense$1,850,0003,152
Net interest income$3,235,0003,252
Provision for loan and lease losses$1,095,0001,964
Total noninterest income$858,0002,417
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$858,0001,561
Total noninterest expense$2,985,0003,228
Salaries and employee benefits$1,664,0002,982
Premises and equipment expense$611,0002,225
Additional noninterest expense$710,0004,228
Pre-tax net operating income$13,0005,724
Securities gains (losses)$03,136
Applicable income taxes$-61,0007,049
Income before extraordinary items$74,0005,399
Extraordinary gains, net$021
Net income$74,0005,396
Minority interest net income$0112
Net income of bank and minority interests.$74,0005,396
Net charge-offs$42,0005,063
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$74,0005,311
2009-03-31 (YTD Data)Rank
Total interest income$2,620,0003,212
Total interest expense$966,0003,136
Net interest income$1,654,0003,185
Provision for loan and lease losses$797,0001,349
Total noninterest income$-62,0008,143
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$-62,0008,095
Total noninterest expense$1,407,0003,309
Salaries and employee benefits$862,0002,906
Premises and equipment expense$253,0002,652
Additional noninterest expense$292,0004,498
Pre-tax net operating income$-612,0007,424
Securities gains (losses)$02,434
Applicable income taxes$-228,0007,743
Income before extraordinary items$-384,0007,315
Extraordinary gains, net$015
Net income$-384,0007,316
Minority interest net income$0102
Net income of bank and minority interests.$-384,0007,316
Net charge-offs$35,0003,875
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-384,0007,278
2008-12-31 (YTD Data)Rank
Total interest income$10,985,0003,284
Total interest expense$4,423,0003,263
Net interest income$6,562,0003,236
Provision for loan and lease losses$721,0003,203
Total noninterest income$992,0003,422
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$992,0002,130
Total noninterest expense$5,060,0003,531
Salaries and employee benefits$2,938,0003,315
Premises and equipment expense$916,0002,835
Additional noninterest expense$1,206,0004,279
Pre-tax net operating income$1,773,0002,711
Securities gains (losses)$70,0001,377
Applicable income taxes$608,0001,652
Income before extraordinary items$1,235,0002,854
Extraordinary gains, net$039
Net income$1,235,0002,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0004,335
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,188,1003,082
2008-09-30 (YTD Data)Rank
Total interest income$8,191,0003,363
Total interest expense$3,385,0003,312
Net interest income$4,806,0003,326
Provision for loan and lease losses$321,0003,443
Total noninterest income$737,0003,532
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$737,0002,231
Total noninterest expense$3,619,0003,663
Salaries and employee benefits$2,168,0003,405
Premises and equipment expense$688,0002,849
Additional noninterest expense$763,0004,692
Pre-tax net operating income$1,603,0002,706
Securities gains (losses)$70,0001,197
Applicable income taxes$571,0001,738
Income before extraordinary items$1,102,0002,912
Extraordinary gains, net$031
Net income$1,102,0002,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0003,186
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,055,8003,146
2008-06-30 (YTD Data)Rank
Total interest income$5,413,0003,428
Total interest expense$2,366,0003,320
Net interest income$3,047,0003,452
Provision for loan and lease losses$231,0002,926
Total noninterest income$519,0003,433
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$519,0002,189
Total noninterest expense$2,416,0003,682
Salaries and employee benefits$1,467,0003,392
Premises and equipment expense$452,0002,892
Additional noninterest expense$497,0004,737
Pre-tax net operating income$919,0003,122
Securities gains (losses)$70,0001,202
Applicable income taxes$338,0002,066
Income before extraordinary items$651,0003,465
Extraordinary gains, net$021
Net income$651,0003,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,518
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$604,8003,574
2008-03-31 (YTD Data)Rank
Total interest income$2,715,0003,507
Total interest expense$1,264,0003,324
Net interest income$1,451,0003,570
Provision for loan and lease losses$71,0003,295
Total noninterest income$221,0003,785
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$221,0002,427
Total noninterest expense$1,171,0003,763
Salaries and employee benefits$730,0003,437
Premises and equipment expense$209,0003,109
Additional noninterest expense$232,0004,924
Pre-tax net operating income$430,0003,384
Securities gains (losses)$02,688
Applicable income taxes$146,0002,358
Income before extraordinary items$284,0003,928
Extraordinary gains, net$015
Net income$284,0003,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,162
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$284,0003,845
2007-12-31 (YTD Data)Rank
Total interest income$10,929,0003,548
Total interest expense$5,516,0003,212
Net interest income$5,413,0003,773
Provision for loan and lease losses$238,0003,629
Total noninterest income$980,0003,575
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$980,0002,245
Total noninterest expense$4,377,0003,838
Salaries and employee benefits$2,461,0003,767
Premises and equipment expense$813,0003,040
Additional noninterest expense$1,103,0004,329
Pre-tax net operating income$1,778,0003,569
Securities gains (losses)$02,146
Applicable income taxes$538,0002,641
Income before extraordinary items$1,240,0003,877
Extraordinary gains, net$039
Net income$1,240,0003,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,085
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,240,0003,866
2007-09-30 (YTD Data)Rank
Total interest income$8,002,0003,613
Total interest expense$4,097,0003,230
Net interest income$3,905,0003,884
Provision for loan and lease losses$185,0003,112
Total noninterest income$699,0003,684
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$699,0002,322
Total noninterest expense$3,269,0003,850
Salaries and employee benefits$1,843,0003,770
Premises and equipment expense$598,0003,074
Additional noninterest expense$828,0004,277
Pre-tax net operating income$1,150,0004,045
Securities gains (losses)$01,655
Applicable income taxes$412,0002,771
Income before extraordinary items$738,0004,519
Extraordinary gains, net$033
Net income$738,0004,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,088
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$738,0004,515
2007-06-30 (YTD Data)Rank
Total interest income$5,222,0003,676
Total interest expense$2,673,0003,275
Net interest income$2,549,0003,975
Provision for loan and lease losses$82,0003,642
Total noninterest income$437,0003,831
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$437,0002,450
Total noninterest expense$2,140,0003,923
Salaries and employee benefits$1,236,0003,786
Premises and equipment expense$397,0003,103
Additional noninterest expense$507,0004,535
Pre-tax net operating income$764,0004,119
Securities gains (losses)$01,444
Applicable income taxes$261,0002,903
Income before extraordinary items$503,0004,530
Extraordinary gains, net$029
Net income$503,0004,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,022
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$503,0004,525
2007-03-31 (YTD Data)Rank
Total interest income$2,539,0003,741
Total interest expense$1,292,0003,335
Net interest income$1,247,0004,040
Provision for loan and lease losses$30,0003,737
Total noninterest income$205,0003,956
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$205,0002,510
Total noninterest expense$1,048,0003,995
Salaries and employee benefits$611,0003,843
Premises and equipment expense$197,0003,149
Additional noninterest expense$240,0004,674
Pre-tax net operating income$374,0004,156
Securities gains (losses)$01,187
Applicable income taxes$127,0002,960
Income before extraordinary items$247,0004,589
Extraordinary gains, net$022
Net income$247,0004,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$247,0004,575
2006-12-31 (YTD Data)Rank
Total interest income$9,361,0003,754
Total interest expense$4,415,0003,334
Net interest income$4,946,0004,036
Provision for loan and lease losses$144,0004,126
Total noninterest income$615,0004,669
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$615,0002,968
Total noninterest expense$3,727,0004,186
Salaries and employee benefits$2,085,0004,143
Premises and equipment expense$743,0003,181
Additional noninterest expense$899,0004,861
Pre-tax net operating income$1,690,0004,026
Securities gains (losses)$4,0001,309
Applicable income taxes$538,0003,047
Income before extraordinary items$1,156,0004,364
Extraordinary gains, net$051
Net income$1,156,0004,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,500
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,153,2804,350
2006-09-30 (YTD Data)Rank
Total interest income$6,883,0003,785
Total interest expense$3,144,0003,372
Net interest income$3,739,0004,043
Provision for loan and lease losses$114,0003,896
Total noninterest income$429,0004,859
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$429,0003,098
Total noninterest expense$2,761,0004,218
Salaries and employee benefits$1,551,0004,148
Premises and equipment expense$543,0003,249
Additional noninterest expense$667,0004,877
Pre-tax net operating income$1,293,0004,119
Securities gains (losses)$4,0001,079
Applicable income taxes$429,0003,075
Income before extraordinary items$868,0004,506
Extraordinary gains, net$045
Net income$868,0004,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,812
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$865,3204,501
2006-06-30 (YTD Data)Rank
Total interest income$4,512,0003,786
Total interest expense$1,990,0003,393
Net interest income$2,522,0004,021
Provision for loan and lease losses$84,0003,673
Total noninterest income$257,0005,083
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$257,0003,276
Total noninterest expense$1,786,0004,330
Salaries and employee benefits$1,018,0004,206
Premises and equipment expense$345,0003,364
Additional noninterest expense$423,0005,017
Pre-tax net operating income$909,0004,021
Securities gains (losses)$01,185
Applicable income taxes$318,0002,964
Income before extraordinary items$591,0004,480
Extraordinary gains, net$039
Net income$591,0004,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$591,0004,472
2006-03-31 (YTD Data)Rank
Total interest income$2,203,0003,801
Total interest expense$942,0003,409
Net interest income$1,261,0004,021
Provision for loan and lease losses$30,0003,822
Total noninterest income$118,0005,248
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$118,0003,406
Total noninterest expense$880,0004,391
Salaries and employee benefits$502,0004,272
Premises and equipment expense$167,0003,466
Additional noninterest expense$211,0005,010
Pre-tax net operating income$469,0003,894
Securities gains (losses)$0955
Applicable income taxes$160,0002,946
Income before extraordinary items$309,0004,342
Extraordinary gains, net$021
Net income$309,0004,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,605
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$309,0004,332
2005-12-31 (YTD Data)Rank
Total interest income$8,037,0003,742
Total interest expense$3,057,0003,280
Net interest income$4,980,0003,962
Provision for loan and lease losses$96,0004,889
Total noninterest income$597,0004,797
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$597,0003,061
Total noninterest expense$3,432,0004,357
Salaries and employee benefits$1,935,0004,221
Premises and equipment expense$702,0003,224
Additional noninterest expense$795,0005,191
Pre-tax net operating income$2,049,0003,624
Securities gains (losses)$-4,0007,217
Applicable income taxes$651,0002,942
Income before extraordinary items$1,394,0003,961
Extraordinary gains, net$046
Net income$1,394,0003,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0005,152
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,396,7203,929
2005-09-30 (YTD Data)Rank
Total interest income$5,976,0003,721
Total interest expense$2,203,0003,243
Net interest income$3,773,0003,929
Provision for loan and lease losses$69,0004,823
Total noninterest income$484,0004,633
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$484,0002,947
Total noninterest expense$2,397,0004,548
Salaries and employee benefits$1,308,0004,552
Premises and equipment expense$523,0003,230
Additional noninterest expense$566,0005,300
Pre-tax net operating income$1,791,0003,308
Securities gains (losses)$02,317
Applicable income taxes$590,0002,669
Income before extraordinary items$1,201,0003,662
Extraordinary gains, net$035
Net income$1,201,0003,663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,299
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,201,0003,630
2005-06-30 (YTD Data)Rank
Total interest income$3,957,0003,667
Total interest expense$1,404,0003,217
Net interest income$2,553,0003,861
Provision for loan and lease losses$46,0004,697
Total noninterest income$371,0004,224
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$371,0002,672
Total noninterest expense$1,562,0004,611
Salaries and employee benefits$863,0004,553
Premises and equipment expense$344,0003,241
Additional noninterest expense$355,0005,472
Pre-tax net operating income$1,316,0003,046
Securities gains (losses)$02,146
Applicable income taxes$432,0002,483
Income before extraordinary items$884,0003,405
Extraordinary gains, net$030
Net income$884,0003,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,782
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$884,0003,356
2005-03-31 (YTD Data)Rank
Total interest income$2,004,0003,584
Total interest expense$668,0003,236
Net interest income$1,336,0003,733
Provision for loan and lease losses$23,0004,505
Total noninterest income$85,0006,025
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$85,0004,053
Total noninterest expense$761,0004,703
Salaries and employee benefits$426,0004,626
Premises and equipment expense$159,0003,485
Additional noninterest expense$176,0005,487
Pre-tax net operating income$637,0003,086
Securities gains (losses)$01,685
Applicable income taxes$148,0003,123
Income before extraordinary items$489,0003,099
Extraordinary gains, net$024
Net income$489,0003,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$489,0003,060
2004-12-31 (YTD Data)Rank
Total interest income$7,757,0003,495
Total interest expense$2,785,0002,783
Net interest income$4,972,0003,814
Provision for loan and lease losses$72,0005,454
Total noninterest income$387,0005,871
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$387,0003,777
Total noninterest expense$3,377,0004,294
Salaries and employee benefits$1,729,0004,464
Premises and equipment expense$868,0002,601
Additional noninterest expense$780,0005,185
Pre-tax net operating income$1,910,0003,608
Securities gains (losses)$32,0002,072
Applicable income taxes$695,0002,782
Income before extraordinary items$1,247,0004,108
Extraordinary gains, net$034
Net income$1,247,0004,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,996
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,226,5204,077
2004-09-30 (YTD Data)Rank
Total interest income$5,782,0003,487
Total interest expense$2,114,0002,727
Net interest income$3,668,0003,855
Provision for loan and lease losses$18,0006,408
Total noninterest income$242,0006,283
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$242,0004,117
Total noninterest expense$2,308,0004,550
Salaries and employee benefits$1,292,0004,436
Premises and equipment expense$551,0002,991
Additional noninterest expense$465,0005,840
Pre-tax net operating income$1,584,0003,455
Securities gains (losses)$32,0001,992
Applicable income taxes$552,0002,725
Income before extraordinary items$1,064,0003,866
Extraordinary gains, net$026
Net income$1,064,0003,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,418
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,042,8803,836
2004-06-30 (YTD Data)Rank
Total interest income$3,863,0003,468
Total interest expense$1,452,0002,641
Net interest income$2,411,0003,893
Provision for loan and lease losses$13,0006,215
Total noninterest income$168,0006,218
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$168,0004,095
Total noninterest expense$1,544,0004,572
Salaries and employee benefits$862,0004,463
Premises and equipment expense$354,0003,094
Additional noninterest expense$328,0005,703
Pre-tax net operating income$1,022,0003,480
Securities gains (losses)$8,0002,538
Applicable income taxes$350,0002,805
Income before extraordinary items$680,0003,911
Extraordinary gains, net$021
Net income$680,0003,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,807
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$674,7203,859
2004-03-31 (YTD Data)Rank
Total interest income$1,948,0003,460
Total interest expense$733,0002,651
Net interest income$1,215,0003,856
Provision for loan and lease losses$7,0005,890
Total noninterest income$98,0005,820
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$98,0003,756
Total noninterest expense$773,0004,586
Salaries and employee benefits$435,0004,458
Premises and equipment expense$165,0003,314
Additional noninterest expense$173,0005,550
Pre-tax net operating income$533,0003,365
Securities gains (losses)$02,934
Applicable income taxes$180,0002,752
Income before extraordinary items$353,0003,826
Extraordinary gains, net$016
Net income$353,0003,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,876
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$353,0003,708
2003-12-31 (YTD Data)Rank
Total interest income$8,024,0003,437
Total interest expense$3,302,0002,625
Net interest income$4,722,0003,850
Provision for loan and lease losses$14,0007,242
Total noninterest income$331,0006,379
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$331,0004,309
Total noninterest expense$3,068,0004,538
Salaries and employee benefits$1,663,0004,510
Premises and equipment expense$726,0002,992
Additional noninterest expense$679,0005,596
Pre-tax net operating income$1,971,0003,428
Securities gains (losses)$100,0001,901
Applicable income taxes$744,0002,670
Income before extraordinary items$1,327,0003,859
Extraordinary gains, net$054
Net income$1,327,0003,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,233
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,263,0003,826
2003-09-30 (YTD Data)Rank
Total interest income$6,061,0003,460
Total interest expense$2,537,0002,653
Net interest income$3,524,0003,882
Provision for loan and lease losses$9,0007,157
Total noninterest income$249,0006,418
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$249,0004,386
Total noninterest expense$2,104,0004,821
Salaries and employee benefits$1,220,0004,564
Premises and equipment expense$431,0003,641
Additional noninterest expense$453,0005,958
Pre-tax net operating income$1,660,0003,274
Securities gains (losses)$04,204
Applicable income taxes$550,0002,846
Income before extraordinary items$1,110,0003,711
Extraordinary gains, net$040
Net income$1,110,0003,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,281
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,110,0003,539
2003-06-30 (YTD Data)Rank
Total interest income$4,155,0003,402
Total interest expense$1,737,0002,661
Net interest income$2,418,0003,793
Provision for loan and lease losses$6,0007,004
Total noninterest income$166,0006,401
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$166,0004,376
Total noninterest expense$1,381,0004,867
Salaries and employee benefits$818,0004,535
Premises and equipment expense$260,0003,930
Additional noninterest expense$303,0005,950
Pre-tax net operating income$1,197,0003,088
Securities gains (losses)$03,782
Applicable income taxes$487,0002,354
Income before extraordinary items$710,0003,819
Extraordinary gains, net$030
Net income$710,0003,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,006
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$710,0003,629
2003-03-31 (YTD Data)Rank
Total interest income$2,127,0003,350
Total interest expense$885,0002,681
Net interest income$1,242,0003,705
Provision for loan and lease losses$06,934
Total noninterest income$78,0006,491
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$78,0004,393
Total noninterest expense$685,0004,869
Salaries and employee benefits$406,0004,570
Premises and equipment expense$132,0003,884
Additional noninterest expense$147,0006,005
Pre-tax net operating income$635,0002,959
Securities gains (losses)$02,891
Applicable income taxes$260,0002,269
Income before extraordinary items$375,0003,637
Extraordinary gains, net$021
Net income$375,0003,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$375,0003,459
2002-12-31 (YTD Data)Rank
Total interest income$8,505,0003,457
Total interest expense$3,945,0002,784
Net interest income$4,560,0003,948
Provision for loan and lease losses$10,0007,810
Total noninterest income$276,0006,647
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$276,0004,435
Total noninterest expense$2,678,0004,847
Salaries and employee benefits$1,530,0004,628
Premises and equipment expense$548,0003,675
Additional noninterest expense$600,0005,930
Pre-tax net operating income$2,148,0003,269
Securities gains (losses)$04,537
Applicable income taxes$761,0002,682
Income before extraordinary items$1,387,0003,708
Extraordinary gains, net$070
Net income$1,387,0003,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,985
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,387,0003,600
2001-12-31 (YTD Data)Rank
Total interest income$8,728,0003,727
Total interest expense$4,778,0003,283
Net interest income$3,950,0004,162
Provision for loan and lease losses$15,0007,716
Total noninterest income$261,0006,760
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$261,0004,403
Total noninterest expense$2,497,0004,957
Salaries and employee benefits$1,384,0004,801
Premises and equipment expense$563,0003,547
Additional noninterest expense$550,0006,156
Pre-tax net operating income$1,699,0003,554
Securities gains (losses)$21,0003,115
Applicable income taxes$586,0003,013
Income before extraordinary items$1,134,0003,953
Extraordinary gains, net$0105
Net income$1,134,0003,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0009,052
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,120,1403,860
2000-12-31 (YTD Data)Rank
Total interest income$8,070,0004,101
Total interest expense$4,351,0003,724
Net interest income$3,719,0004,421
Provision for loan and lease losses$10,0007,963
Total noninterest income$258,0006,690
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$258,0004,231
Total noninterest expense$2,343,0005,086
Salaries and employee benefits$1,346,0004,766
Premises and equipment expense$470,0003,980
Additional noninterest expense$527,0006,225
Pre-tax net operating income$1,624,0003,851
Securities gains (losses)$01,956
Applicable income taxes$555,0003,264
Income before extraordinary items$1,069,0004,198
Extraordinary gains, net$038
Net income$1,069,0004,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,683
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,069,0004,201
1999-12-31 (YTD Data)Rank
Total interest income$7,970,0003,916
Total interest expense$4,046,0003,556
Net interest income$3,924,0004,254
Provision for loan and lease losses$08,503
Total noninterest income$247,0006,980
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$247,0004,467
Total noninterest expense$2,266,0005,213
Salaries and employee benefits$1,233,0005,058
Premises and equipment expense$471,0003,979
Additional noninterest expense$562,0006,072
Pre-tax net operating income$1,905,0003,461
Securities gains (losses)$9,0001,806
Applicable income taxes$630,0003,112
Income before extraordinary items$1,284,0003,673
Extraordinary gains, net$035
Net income$1,284,0003,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,892
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,277,9703,645
1998-12-31 (YTD Data)Rank
Total interest income$8,333,0003,788
Total interest expense$4,493,0003,314
Net interest income$3,840,0004,261
Provision for loan and lease losses$08,652
Total noninterest income$287,0006,593
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$287,0004,129
Total noninterest expense$2,098,0005,414
Salaries and employee benefits$1,160,0005,204
Premises and equipment expense$466,0003,900
Additional noninterest expense$472,0006,636
Pre-tax net operating income$2,029,0003,304
Securities gains (losses)$04,449
Applicable income taxes$683,0003,087
Income before extraordinary items$1,346,0003,562
Extraordinary gains, net$032
Net income$1,346,0003,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,292
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,346,0003,462
1997-12-31 (YTD Data)Rank
Total interest income$8,345,0003,826
Total interest expense$4,531,0003,278
Net interest income$3,814,0004,409
Provision for loan and lease losses$08,829
Total noninterest income$279,0006,898
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$279,0004,093
Total noninterest expense$2,128,0005,415
Salaries and employee benefits$1,168,0005,216
Premises and equipment expense$451,0004,036
Additional noninterest expense$509,0006,430
Pre-tax net operating income$1,965,0003,594
Securities gains (losses)$03,944
Applicable income taxes$650,0003,452
Income before extraordinary items$1,315,0003,762
Extraordinary gains, net$044
Net income$1,315,0003,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,018
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,315,0003,695
1996-12-31 (YTD Data)Rank
Total interest income$8,556,0003,789
Total interest expense$4,755,0003,143
Net interest income$3,801,0004,510
Provision for loan and lease losses$09,041
Total noninterest income$247,0007,627
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$247,0004,569
Total noninterest expense$2,898,0004,409
Salaries and employee benefits$1,189,0005,254
Premises and equipment expense$467,0003,997
Additional noninterest expense$1,242,0003,681
Pre-tax net operating income$1,150,0005,259
Securities gains (losses)$04,148
Applicable income taxes$397,0004,917
Income before extraordinary items$753,0005,515
Extraordinary gains, net$053
Net income$753,0005,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,952
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$753,0005,463
1995-12-31 (YTD Data)Rank
Total interest income$8,539,0003,782
Total interest expense$5,028,0003,016
Net interest income$3,511,0004,863
Provision for loan and lease losses$8,0008,490
Total noninterest income$199,0008,437
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$199,0005,150
Total noninterest expense$2,443,0005,097
Salaries and employee benefits$1,316,0004,808
Premises and equipment expense$498,0003,773
Additional noninterest expense$629,0006,338
Pre-tax net operating income$1,259,0005,089
Securities gains (losses)$03,831
Applicable income taxes$421,0004,768
Income before extraordinary items$838,0005,267
Extraordinary gains, net$065
Net income$838,0005,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,004
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$838,0005,251
1994-12-31 (YTD Data)Rank
Total interest income$8,109,0003,699
Total interest expense$4,036,0003,020
Net interest income$4,073,0004,307
Provision for loan and lease losses$09,146
Total noninterest income$193,0008,852
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$193,0005,389
Total noninterest expense$2,279,0005,569
Salaries and employee benefits$1,166,0005,384
Premises and equipment expense$467,0004,036
Additional noninterest expense$646,0006,704
Pre-tax net operating income$1,987,0003,437
Securities gains (losses)$03,600
Applicable income taxes$692,0003,119
Income before extraordinary items$1,295,0003,604
Extraordinary gains, net$0249
Net income$1,295,0003,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,875
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,295,0003,640
1993-12-31 (YTD Data)Rank
Total interest income$8,100,0003,778
Total interest expense$3,968,0003,196
Net interest income$4,132,0004,269
Provision for loan and lease losses$25,0008,682
Total noninterest income$203,0009,177
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$203,0005,628
Total noninterest expense$2,126,0006,040
Salaries and employee benefits$1,248,0005,063
Premises and equipment expense$313,0005,644
Additional noninterest expense$565,0007,642
Pre-tax net operating income$2,184,0003,038
Securities gains (losses)$07,477
Applicable income taxes$789,0002,788
Income before extraordinary items$1,395,0003,466
Extraordinary gains, net$03,149
Net income$1,395,0003,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0008,555
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,395,0003,276
1992-12-31 (YTD Data)Rank
Total interest income$8,300,0004,160
Total interest expense$4,700,0003,493
Net interest income$3,600,0004,884
Provision for loan and lease losses$011,756
Total noninterest income$217,0009,097
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$217,0005,400
Total noninterest expense$2,103,0006,138
Salaries and employee benefits$1,194,0005,187
Premises and equipment expense$310,0005,827
Additional noninterest expense$599,0007,523
Pre-tax net operating income$1,714,0003,588
Securities gains (losses)$1,0007,986
Applicable income taxes$588,0003,484
Income before extraordinary items$1,127,0004,035
Extraordinary gains, net$01,422
Net income$1,127,0004,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0009,616
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,126,3403,741

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.