Home > First Federal Bank > Net charge- offs to loans
First Federal Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0417% | 4,331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 4,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0046% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 4,097 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 4,224 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 4,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4621% | 4,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0156% | 2,744 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4925% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0943% | 4,350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0725% | 4,445 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 3,833 |
| Percentage Net Loans Charged-off:Construction & development | -0.0470% | 4,441 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 4,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 4,278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7454% | 4,567 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0764% | 4,290 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7860% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1491% | 4,401 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1203% | 4,535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 3,981 |
| Percentage Net Loans Charged-off:Construction & development | -0.0508% | 4,504 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0649% | 4,608 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1983% | 4,429 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5395% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2436% | 4,466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0421% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 4,208 |
| Percentage Net Loans Charged-off:Construction & development | -0.1033% | 4,620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 4,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1416% | 474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2852% | 1,267 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9041% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2066% | 1,356 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0224% | 4,099 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0443% | 4,377 |
| Percentage Net Loans Charged-off:Construction & development | -0.0504% | 4,519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 4,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0584% | 4,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0619% | 4,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 3,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0967% | 2,150 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0732% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0312% | 2,413 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 3,922 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0284% | 4,235 |
| Percentage Net Loans Charged-off:Construction & development | -0.0416% | 4,529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0450% | 4,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0477% | 4,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0258% | 3,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0539% | 2,168 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6941% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0067% | 4,005 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0264% | 3,998 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0345% | 4,226 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 3,986 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0628% | 4,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0663% | 4,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0287% | 3,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0044% | 2,172 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0045% | 2,077 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0266% | 4,035 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0468% | 4,403 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 4,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0623% | 113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1135% | 4,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1193% | 4,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0256% | 3,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1306% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1330% | 1,381 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 1,942 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0320% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 3,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 3,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0623% | 4,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6775% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7102% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4924% | 791 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 1,712 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0444% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 3,991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 3,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 3,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0284% | 3,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6667% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8619% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6365% | 540 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0243% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0692% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 3,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 4,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0316% | 3,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0127% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8105% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9934% | 346 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0345% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 4,286 |
| Percentage Net Loans Charged-off:Construction & development | -0.1586% | 4,422 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 4,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0150% | 4,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 3,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6978% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3786% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6834% | 226 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0137% | 2,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 1,686 |
| Percentage Net Loans Charged-off:Construction & development | -0.0267% | 4,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0154% | 898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0113% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0134% | 3,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2393% | 1,920 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1586% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2213% | 1,854 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 2,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | -0.0332% | 4,325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0209% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 1,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 3,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0597% | 2,573 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9684% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0226% | 2,641 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 2,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 1,223 |
| Percentage Net Loans Charged-off:Construction & development | -0.0529% | 4,403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0309% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0153% | 3,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1073% | 2,259 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2059% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0695% | 2,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 2,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 868 |
| Percentage Net Loans Charged-off:Construction & development | -0.1384% | 4,539 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0620% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0590% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0323% | 2,238 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6444% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0460% | 4,242 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 3,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 2,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0082% | 366 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0087% | 4,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 1,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 1,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0428% | 4,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3778% | 1,863 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5655% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2239% | 2,239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0260% | 2,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 1,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0124% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 4,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 1,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 1,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0562% | 4,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4397% | 1,591 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3399% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3094% | 1,819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0322% | 2,211 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 4,042 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,276 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 4,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 4,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0698% | 4,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7482% | 990 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2631% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6158% | 1,081 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 1,885 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 4,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0041% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 4,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 4,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0230% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6216% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6134% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5633% | 1,097 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0651% | 2,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 1,443 |
| Percentage Net Loans Charged-off:Construction & development | -0.0857% | 4,601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1115% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0173% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 3,547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 1,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0603% | 4,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6311% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5299% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6328% | 1,196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0943% | 1,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 900 |
| Percentage Net Loans Charged-off:Construction & development | -0.0384% | 4,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1591% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 1,328 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0119% | 3,602 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0301% | 1,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0762% | 4,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7664% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4815% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7711% | 886 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0737% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 1,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0677% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0545% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0102% | 3,624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 1,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0261% | 4,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6366% | 1,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6865% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6358% | 1,009 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 1,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0665% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0350% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1562% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0218% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0037% | 3,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4695% | 1,375 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2846% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4561% | 1,289 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1264% | 1,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0368% | 1,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.3375% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0271% | 5,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 2,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 2,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0050% | 2,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7054% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8125% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7039% | 1,193 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1429% | 1,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0616% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.4889% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 4,841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0051% | 1,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7086% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0274% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7041% | 1,081 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0862% | 1,748 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0332% | 5,042 |
| Percentage Net Loans Charged-off:Construction & development | -0.0045% | 4,507 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0546% | 5,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0278% | 4,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0303% | 5,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0120% | 1,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6848% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5625% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6723% | 1,074 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 1,810 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0718% | 5,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0092% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1081% | 5,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0716% | 5,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0786% | 5,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0057% | 3,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6470% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6565% | 1,062 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0783% | 2,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0597% | 1,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0208% | 518 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0982% | 1,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5826% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0622% | 1,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0118% | 4,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4055% | 2,066 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3494% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3884% | 1,985 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0692% | 2,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0427% | 1,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0527% | 5,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0924% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4937% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0646% | 1,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 4,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4313% | 1,750 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8003% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4054% | 1,675 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 1,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 1,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0090% | 370 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0761% | 5,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1571% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1304% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0848% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 4,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3900% | 1,755 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3975% | 1,592 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1200% | 1,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0998% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1127% | 5,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2258% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5303% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1210% | 810 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0144% | 4,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5710% | 1,273 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5821% | 1,126 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0795% | 2,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0636% | 2,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.1060% | 573 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0390% | 5,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1121% | 1,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4839% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0734% | 1,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0469% | 4,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4900% | 1,664 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5007% | 1,506 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0457% | 2,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 2,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.1247% | 501 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0126% | 5,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0535% | 2,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4794% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 2,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0259% | 4,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2472% | 2,252 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2528% | 2,084 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0570% | 2,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 1,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.1776% | 392 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 5,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0664% | 1,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0942% | 571 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0632% | 1,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0363% | 4,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2784% | 1,958 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2842% | 1,819 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0590% | 2,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0859% | 1,260 |
| Percentage Net Loans Charged-off:Construction & development | -0.0170% | 4,999 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 5,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1619% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4201% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1297% | 1,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0690% | 5,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1794% | 2,054 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1838% | 1,920 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0797% | 3,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1035% | 2,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.1749% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1311% | 6,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2141% | 1,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3607% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1964% | 1,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0934% | 5,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2552% | 2,623 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2626% | 2,432 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0976% | 2,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0970% | 2,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.2719% | 650 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2207% | 6,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2254% | 1,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3479% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2109% | 1,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0057% | 2,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3310% | 2,133 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3410% | 1,952 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1683% | 2,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1946% | 1,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.1858% | 641 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0300% | 1,400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2948% | 1,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5227% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2677% | 1,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0375% | 1,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2372% | 2,254 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2446% | 2,090 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1682% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1987% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0649% | 520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3476% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6403% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3116% | 895 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0100% | 4,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2517% | 2,019 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2593% | 1,882 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3545% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3872% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.2185% | 1,302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6041% | 908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3301% | 1,586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7402% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2815% | 1,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0993% | 2,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5811% | 1,845 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6091% | 1,673 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4931% | 669 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4272% | 1,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4552% | 1,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.2109% | 1,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7789% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3613% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5269% | 619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3418% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1433% | 2,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8512% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8992% | 1,059 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6641% | 543 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4907% | 1,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4901% | 1,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.5333% | 874 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4313% | 968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5190% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6959% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4986% | 1,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2196% | 1,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2378% | 821 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3013% | 695 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0098% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4664% | 1,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3714% | 1,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.5152% | 671 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0790% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4487% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0731% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3774% | 1,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3146% | 1,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7853% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8628% | 496 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0938% | 251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9552% | 1,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8971% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | 1.2373% | 1,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5295% | 571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5666% | 1,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9481% | 684 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5162% | 1,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9405% | 1,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3261% | 2,925 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5265% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2925% | 2,867 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4822% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9457% | 1,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8065% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.4138% | 1,736 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5376% | 535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5575% | 1,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7723% | 726 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5277% | 1,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3130% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0484% | 4,005 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0421% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0062% | 5,762 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.5433% | 155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9506% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5874% | 1,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.6371% | 1,444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3347% | 1,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7781% | 1,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7611% | 676 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7806% | 1,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2588% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0582% | 3,584 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4750% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0046% | 5,615 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.7496% | 124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1431% | 903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5692% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0260% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0780% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3171% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0414% | 821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3783% | 286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1169% | 2,761 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1199% | 2,580 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.9156% | 144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9951% | 1,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0974% | 1,469 |
| Percentage Net Loans Charged-off:Construction & development | 5.9207% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 3,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7113% | 1,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3242% | 1,447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7915% | 1,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2041% | 6,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2403% | 1,374 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7026% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8877% | 1,593 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8894% | 1,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7005% | 1,947 |
| Percentage Net Loans Charged-off:Construction & development | 2.4163% | 1,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0590% | 2,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7920% | 1,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4227% | 1,172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8716% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2429% | 1,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9045% | 349 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6200% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3624% | 343 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8860% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6198% | 2,008 |
| Percentage Net Loans Charged-off:Construction & development | 2.4651% | 1,256 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 6,755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6529% | 1,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5099% | 980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6848% | 1,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8859% | 1,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1866% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0319% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4242% | 246 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4546% | 2,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3742% | 2,189 |
| Percentage Net Loans Charged-off:Construction & development | -0.5425% | 6,651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9376% | 1,015 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0133% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9203% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8750% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4252% | 1,012 |
| Percentage Net Loans Charged-off: Credit card loans | 14.2620% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3868% | 2,021 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1381% | 1,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1802% | 1,640 |
| Percentage Net Loans Charged-off:Construction & development | 9.5887% | 614 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5169% | 7,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2720% | 3,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3964% | 1,359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2451% | 3,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1489% | 4,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1426% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4960% | 788 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5621% | 3,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5541% | 2,556 |
| Percentage Net Loans Charged-off:Construction & development | 5.2978% | 1,055 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5578% | 7,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1173% | 3,631 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3099% | 5,618 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2091% | 2,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3085% | 7,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4675% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0228% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1904% | 7,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1905% | 3,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.9599% | 2,015 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1312% | 3,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1594% | 2,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.8239% | 7,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4889% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0366% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7357% | 7,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2532% | 2,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.9153% | 1,512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2701% | 2,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3313% | 1,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | -17.9426% | 7,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2813% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5000% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6530% | 3,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1771% | 4,260 |
| Percentage Net Loans Charged-off:Construction & development | 1.1395% | 2,486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 4,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0190% | 1,896 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 4,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4068% | 676 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9597% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3653% | 940 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9328% | 2,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2233% | 3,471 |
| Percentage Net Loans Charged-off:Construction & development | 1.4077% | 1,967 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 4,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0258% | 1,583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.0021% | 302 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7586% | 567 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8695% | 788 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5376% | 2,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2734% | 2,805 |
| Percentage Net Loans Charged-off:Construction & development | 1.6679% | 1,527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 3,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0379% | 1,257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1398% | 1,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8943% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8666% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5887% | 1,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3774% | 1,868 |
| Percentage Net Loans Charged-off:Construction & development | 2.1998% | 912 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7306% | 1,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4862% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7907% | 639 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0864% | 5,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 4,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.1320% | 2,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 7,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 7,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2264% | 3,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9681% | 2,353 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2220% | 914 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0700% | 4,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 4,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.1444% | 1,893 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 7,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 7,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1399% | 3,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7544% | 2,436 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8924% | 897 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 5,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 3,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0616% | 1,547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 7,760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 7,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1981% | 4,047 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3585% | 714 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0101% | 4,681 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 7,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 7,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0204% | 7,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3118% | 2,973 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 5,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0062% | 3,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4049% | 3,496 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7380% | 1,006 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 5,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0125% | 3,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3746% | 3,217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 5,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0460% | 7,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1483% | 3,936 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1016% | 7,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1225% | 3,393 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 5,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 3,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0680% | 561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 7,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0883% | 5,185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 5,601 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 7,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 7,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0724% | 4,822 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0067% | 4,937 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 7,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 7,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0387% | 2,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0835% | 4,342 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0021% | 6,478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 7,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 7,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 5,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 3,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 8,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 2,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2011% | 5,084 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0193% | 5,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 3,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 8,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 2,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 2,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2610% | 4,269 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0173% | 4,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 2,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0107% | 1,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 1,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1751% | 4,305 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 4,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 1,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 1,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1145% | 3,929 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3640% | 8,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 3,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 8,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 2,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 2,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.9796% | 8,803 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4896% | 8,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 2,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0211% | 8,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0407% | 1,979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 1,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.5720% | 8,848 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7446% | 8,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 1,939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0322% | 8,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 1,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | -9.7248% | 8,909 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.4659% | 8,995 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 8,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0682% | 8,595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -18.1555% | 8,950 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3136% | 2,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2910% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 1.9530% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1097% | 1,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0795% | 1,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5389% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 2,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 7,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5304% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3638% | 1,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3633% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 2.6824% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1064% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7520% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0370% | 2,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0862% | 7,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6935% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2519% | 2,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1118% | 1,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1593% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1538% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0553% | 1,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6769% | 510 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4006% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0703% | 1,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1007% | 1,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1111% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6069% | 181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1103% | 4,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0770% | 2,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1094% | 1,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1196% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8014% | 2,986 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1871% | 3,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 3,763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 3,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 2,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3949% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1333% | 4,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7987% | 203 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1662% | 3,647 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 5,487 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0973% | 5,559 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0533% | 6,898 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3046% | 2,814 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 6,822 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0614% | 7,999 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |