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First Eagle Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$27,760,000	1,501
Total interest expense	$7,153,000	1,613
Net interest income	$20,607,000	1,402
Provision for loan and lease losses	$-120,000	4,342
Total noninterest income	$2,014,000	2,005
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$483,000	1,673
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,531,000	1,862
Total noninterest expense	$9,347,000	2,120
Salaries and employee benefits	$6,106,000	1,945
Premises and equipment expense	$949,000	2,083
Additional noninterest expense	$1,531,000	1,862
Pre-tax net operating income	$13,394,000	937
Securities gains (losses)	$-1,877,000	4,393
Applicable income taxes	$74,000	2,910
Income before extraordinary items	$11,443,000	905
Extraordinary gains, net	$0	54
Net income	$11,443,000	919
Minority interest net income	$0	88
Net income of bank and minority interests.	$11,443,000	908
Net charge-offs	$-6,000	3,751
Cash dividends	$7,375,000	605
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$13,301,230	815
2023-09-30 (YTD Data)		Rank
Total interest income	$20,617,000	1,475
Total interest expense	$4,964,000	1,593
Net interest income	$15,653,000	1,396
Provision for loan and lease losses	$-73,000	4,358
Total noninterest income	$1,326,000	2,140
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$354,000	1,707
Trading account gains and fees	NA	NA
Additional Noninterest Income	$972,000	2,019
Total noninterest expense	$6,979,000	2,117
Salaries and employee benefits	$4,601,000	1,926
Premises and equipment expense	$707,000	2,100
Additional noninterest expense	$972,000	2,019
Pre-tax net operating income	$10,073,000	964
Securities gains (losses)	$-1,618,000	4,497
Applicable income taxes	$54,000	2,979
Income before extraordinary items	$8,401,000	963
Extraordinary gains, net	$0	52
Net income	$8,401,000	968
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,401,000	963
Net charge-offs	$-10,000	3,831
Cash dividends	$6,425,000	500
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$10,002,820	850
2023-06-30 (YTD Data)		Rank
Total interest income	$13,475,000	1,464
Total interest expense	$3,045,000	1,547
Net interest income	$10,430,000	1,413
Provision for loan and lease losses	$51,000	2,215
Total noninterest income	$1,074,000	1,869
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$232,000	1,716
Trading account gains and fees	NA	NA
Additional Noninterest Income	$842,000	1,704
Total noninterest expense	$4,609,000	2,124
Salaries and employee benefits	$3,036,000	1,941
Premises and equipment expense	$467,000	2,099
Additional noninterest expense	$842,000	1,702
Pre-tax net operating income	$6,844,000	960
Securities gains (losses)	$-1,341,000	4,547
Applicable income taxes	$35,000	3,013
Income before extraordinary items	$5,468,000	988
Extraordinary gains, net	$0	51
Net income	$5,468,000	1,001
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,468,000	988
Net charge-offs	$-8,000	3,857
Cash dividends	$1,900,000	929
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$6,795,590	835
2023-03-31 (YTD Data)		Rank
Total interest income	$6,522,000	1,482
Total interest expense	$1,330,000	1,549
Net interest income	$5,192,000	1,428
Provision for loan and lease losses	$0	2,612
Total noninterest income	$230,000	2,791
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$113,000	1,768
Trading account gains and fees	NA	NA
Additional Noninterest Income	$117,000	2,997
Total noninterest expense	$2,311,000	2,152
Salaries and employee benefits	$1,547,000	1,953
Premises and equipment expense	$241,000	2,093
Additional noninterest expense	$117,000	2,997
Pre-tax net operating income	$3,111,000	1,050
Securities gains (losses)	$-390,000	4,528
Applicable income taxes	$17,000	3,011
Income before extraordinary items	$2,704,000	1,014
Extraordinary gains, net	$0	4
Net income	$2,704,000	1,013
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,704,000	1,013
Net charge-offs	$-8,000	3,980
Cash dividends	$1,050,000	780
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,090,100	935
2022-09-30 (YTD Data)		Rank
Total interest income	$17,715,000	1,319
Total interest expense	$1,073,000	1,678
Net interest income	$16,642,000	1,303
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,435,000	2,117
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$367,000	1,715
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,068,000	1,984
Total noninterest expense	$6,911,000	2,106
Salaries and employee benefits	$4,595,000	1,913
Premises and equipment expense	$797,000	1,959
Additional noninterest expense	$1,068,000	1,984
Pre-tax net operating income	$11,166,000	956
Securities gains (losses)	$0	740
Applicable income taxes	$70,000	3,038
Income before extraordinary items	$11,096,000	813
Extraordinary gains, net	$0	4
Net income	$11,096,000	813
Minority interest net income	$0	57
Net income of bank and minority interests.	$11,096,000	813
Net charge-offs	$-12,000	3,660
Cash dividends	$9,648,000	372
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$11,096,000	827
2022-06-30 (YTD Data)		Rank
Total interest income	$11,662,000	1,302
Total interest expense	$716,000	1,488
Net interest income	$10,946,000	1,281
Provision for loan and lease losses	$0	2,599
Total noninterest income	$1,168,000	1,899
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$240,000	1,728
Trading account gains and fees	NA	NA
Additional Noninterest Income	$928,000	1,747
Total noninterest expense	$4,635,000	2,094
Salaries and employee benefits	$3,071,000	1,907
Premises and equipment expense	$541,000	1,944
Additional noninterest expense	$1,023,000	2,583
Pre-tax net operating income	$7,479,000	892
Securities gains (losses)	$0	687
Applicable income taxes	$45,000	2,983
Income before extraordinary items	$7,434,000	764
Extraordinary gains, net	$0	4
Net income	$7,434,000	764
Minority interest net income	$0	60
Net income of bank and minority interests.	$7,434,000	764
Net charge-offs	$-11,000	3,693
Cash dividends	$6,918,000	354
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$7,434,000	781
2022-03-31 (YTD Data)		Rank
Total interest income	$5,744,000	1,280
Total interest expense	$405,000	1,305
Net interest income	$5,339,000	1,270
Provision for loan and lease losses	$0	2,285
Total noninterest income	$750,000	1,647
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$113,000	1,779
Trading account gains and fees	NA	NA
Additional Noninterest Income	$637,000	1,458
Total noninterest expense	$2,352,000	2,057
Salaries and employee benefits	$1,558,000	1,885
Premises and equipment expense	$278,000	1,939
Additional noninterest expense	$516,000	2,534
Pre-tax net operating income	$3,737,000	866
Securities gains (losses)	$0	623
Applicable income taxes	$22,000	2,883
Income before extraordinary items	$3,715,000	741
Extraordinary gains, net	$0	4
Net income	$3,715,000	741
Minority interest net income	$0	50
Net income of bank and minority interests.	$3,715,000	741
Net charge-offs	$-6,000	3,738
Cash dividends	$5,350,000	248
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$3,715,000	745
2021-12-31 (YTD Data)		Rank
Total interest income	$23,202,000	1,303
Total interest expense	$2,107,000	1,275
Net interest income	$21,095,000	1,300
Provision for loan and lease losses	$-1,200,000	4,551
Total noninterest income	$3,158,000	1,746
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$424,000	1,793
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,734,000	1,575
Total noninterest expense	$8,814,000	2,150
Salaries and employee benefits	$5,877,000	1,964
Premises and equipment expense	$1,062,000	1,961
Additional noninterest expense	$1,875,000	2,714
Pre-tax net operating income	$16,639,000	867
Securities gains (losses)	$82,000	943
Applicable income taxes	$102,000	3,060
Income before extraordinary items	$16,619,000	751
Extraordinary gains, net	$0	10
Net income	$16,619,000	752
Minority interest net income	$0	74
Net income of bank and minority interests.	$16,619,000	752
Net charge-offs	$-108,000	4,383
Cash dividends	$6,200,000	666
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$16,537,820	733
2021-09-30 (YTD Data)		Rank
Total interest income	$17,071,000	1,360
Total interest expense	$1,654,000	1,291
Net interest income	$15,417,000	1,354
Provision for loan and lease losses	$-900,000	4,612
Total noninterest income	$2,897,000	1,592
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$311,000	1,806
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,586,000	1,418
Total noninterest expense	$6,534,000	2,170
Salaries and employee benefits	$4,423,000	1,960
Premises and equipment expense	$761,000	2,040
Additional noninterest expense	$1,350,000	2,782
Pre-tax net operating income	$12,680,000	889
Securities gains (losses)	$82,000	876
Applicable income taxes	$77,000	3,032
Income before extraordinary items	$12,685,000	766
Extraordinary gains, net	$0	8
Net income	$12,685,000	766
Minority interest net income	$0	69
Net income of bank and minority interests.	$12,685,000	766
Net charge-offs	$-101,000	4,468
Cash dividends	$4,100,000	676
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$12,603,820	750
2021-06-30 (YTD Data)		Rank
Total interest income	$11,444,000	1,343
Total interest expense	$1,155,000	1,291
Net interest income	$10,289,000	1,341
Provision for loan and lease losses	$-600,000	4,631
Total noninterest income	$423,000	3,186
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$206,000	1,763
Trading account gains and fees	NA	NA
Additional Noninterest Income	$217,000	3,434
Total noninterest expense	$4,236,000	2,202
Salaries and employee benefits	$2,841,000	1,996
Premises and equipment expense	$518,000	2,012
Additional noninterest expense	$877,000	2,821
Pre-tax net operating income	$7,076,000	1,016
Securities gains (losses)	$7,000	1,515
Applicable income taxes	$44,000	3,097
Income before extraordinary items	$7,039,000	889
Extraordinary gains, net	$0	6
Net income	$7,039,000	889
Minority interest net income	$0	67
Net income of bank and minority interests.	$7,039,000	889
Net charge-offs	$-96,000	4,579
Cash dividends	$2,150,000	800
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$7,032,070	868
2021-03-31 (YTD Data)		Rank
Total interest income	$5,793,000	1,337
Total interest expense	$607,000	1,294
Net interest income	$5,186,000	1,321
Provision for loan and lease losses	$-300,000	4,718
Total noninterest income	$208,000	3,182
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$101,000	1,770
Trading account gains and fees	NA	NA
Additional Noninterest Income	$107,000	3,448
Total noninterest expense	$2,100,000	2,198
Salaries and employee benefits	$1,439,000	1,975
Premises and equipment expense	$267,000	1,989
Additional noninterest expense	$394,000	2,969
Pre-tax net operating income	$3,594,000	1,002
Securities gains (losses)	$7,000	1,145
Applicable income taxes	$23,000	3,027
Income before extraordinary items	$3,578,000	887
Extraordinary gains, net	$0	3
Net income	$3,578,000	887
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,578,000	887
Net charge-offs	$-90,000	4,742
Cash dividends	$1,100,000	697
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,571,070	868
2020-12-31 (YTD Data)		Rank
Total interest income	$23,071,000	1,313
Total interest expense	$4,389,000	1,067
Net interest income	$18,682,000	1,365
Provision for loan and lease losses	$-300,000	4,984
Total noninterest income	$2,039,000	2,102
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$470,000	1,673
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,569,000	2,046
Total noninterest expense	$8,360,000	2,203
Salaries and employee benefits	$5,583,000	2,000
Premises and equipment expense	$983,000	2,064
Additional noninterest expense	$1,794,000	2,720
Pre-tax net operating income	$12,661,000	873
Securities gains (losses)	$165,000	1,131
Applicable income taxes	$81,000	3,008
Income before extraordinary items	$12,745,000	770
Extraordinary gains, net	$0	4
Net income	$12,745,000	770
Minority interest net income	$0	72
Net income of bank and minority interests.	$12,745,000	770
Net charge-offs	$97,000	2,032
Cash dividends	$5,350,000	717
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$12,581,650	740
2020-09-30 (YTD Data)		Rank
Total interest income	$17,337,000	1,317
Total interest expense	$3,574,000	1,053
Net interest income	$13,763,000	1,384
Provision for loan and lease losses	$-300,000	5,021
Total noninterest income	$1,623,000	1,995
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$359,000	1,664
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,264,000	1,913
Total noninterest expense	$6,403,000	2,155
Salaries and employee benefits	$4,254,000	1,949
Premises and equipment expense	$772,000	1,997
Additional noninterest expense	$1,377,000	2,664
Pre-tax net operating income	$9,283,000	856
Securities gains (losses)	$159,000	1,003
Applicable income taxes	$61,000	2,999
Income before extraordinary items	$9,381,000	756
Extraordinary gains, net	$0	4
Net income	$9,381,000	756
Minority interest net income	$0	65
Net income of bank and minority interests.	$9,381,000	756
Net charge-offs	$16,000	2,583
Cash dividends	$4,250,000	641
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$9,223,590	739
2020-06-30 (YTD Data)		Rank
Total interest income	$11,677,000	1,318
Total interest expense	$2,556,000	1,065
Net interest income	$9,121,000	1,381
Provision for loan and lease losses	$-300,000	5,057
Total noninterest income	$1,406,000	1,679
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$251,000	1,633
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,155,000	1,528
Total noninterest expense	$4,337,000	2,136
Salaries and employee benefits	$2,899,000	1,926
Premises and equipment expense	$537,000	1,934
Additional noninterest expense	$901,000	2,690
Pre-tax net operating income	$6,490,000	743
Securities gains (losses)	$96,000	1,003
Applicable income taxes	$40,000	2,989
Income before extraordinary items	$6,546,000	657
Extraordinary gains, net	$0	4
Net income	$6,546,000	657
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,546,000	657
Net charge-offs	$16,000	2,286
Cash dividends	$2,850,000	623
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$6,450,960	643
2020-03-31 (YTD Data)		Rank
Total interest income	$5,866,000	1,314
Total interest expense	$1,383,000	1,093
Net interest income	$4,483,000	1,372
Provision for loan and lease losses	$-300,000	5,102
Total noninterest income	$356,000	2,313
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$158,000	1,577
Trading account gains and fees	NA	NA
Additional Noninterest Income	$198,000	2,443
Total noninterest expense	$2,222,000	2,110
Salaries and employee benefits	$1,483,000	1,901
Premises and equipment expense	$284,000	1,875
Additional noninterest expense	$455,000	2,692
Pre-tax net operating income	$2,917,000	754
Securities gains (losses)	$50,000	839
Applicable income taxes	$19,000	2,910
Income before extraordinary items	$2,948,000	664
Extraordinary gains, net	$0	4
Net income	$2,948,000	664
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,948,000	664
Net charge-offs	$-10,000	4,460
Cash dividends	$800,000	949
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,898,500	654
2019-12-31 (YTD Data)		Rank
Total interest income	$24,058,000	1,294
Total interest expense	$5,182,000	1,207
Net interest income	$18,876,000	1,312
Provision for loan and lease losses	$-500,000	5,099
Total noninterest income	$1,746,000	2,125
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$588,000	1,693
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,158,000	2,091
Total noninterest expense	$8,357,000	2,180
Salaries and employee benefits	$5,675,000	1,927
Premises and equipment expense	$1,045,000	1,981
Additional noninterest expense	$1,637,000	2,912
Pre-tax net operating income	$12,765,000	859
Securities gains (losses)	$102,000	926
Applicable income taxes	$80,000	3,127
Income before extraordinary items	$12,787,000	758
Extraordinary gains, net	$0	11
Net income	$12,787,000	759
Minority interest net income	$0	76
Net income of bank and minority interests.	$12,787,000	759
Net charge-offs	$49,000	2,658
Cash dividends	$4,475,000	873
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$12,686,020	749
2019-09-30 (YTD Data)		Rank
Total interest income	$17,970,000	1,311
Total interest expense	$3,780,000	1,237
Net interest income	$14,190,000	1,321
Provision for loan and lease losses	$-375,000	5,179
Total noninterest income	$1,210,000	2,213
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$430,000	1,735
Trading account gains and fees	NA	NA
Additional Noninterest Income	$780,000	2,202
Total noninterest expense	$6,244,000	2,188
Salaries and employee benefits	$4,252,000	1,930
Premises and equipment expense	$814,000	1,937
Additional noninterest expense	$1,178,000	3,010
Pre-tax net operating income	$9,531,000	881
Securities gains (losses)	$42,000	1,129
Applicable income taxes	$59,000	3,186
Income before extraordinary items	$9,514,000	774
Extraordinary gains, net	$0	11
Net income	$9,514,000	776
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,514,000	775
Net charge-offs	$64,000	2,060
Cash dividends	$3,425,000	804
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$9,472,420	763
2019-06-30 (YTD Data)		Rank
Total interest income	$12,060,000	1,301
Total interest expense	$2,446,000	1,243
Net interest income	$9,614,000	1,308
Provision for loan and lease losses	$-250,000	5,221
Total noninterest income	$950,000	2,008
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$289,000	1,710
Trading account gains and fees	NA	NA
Additional Noninterest Income	$661,000	1,915
Total noninterest expense	$4,202,000	2,186
Salaries and employee benefits	$2,886,000	1,909
Premises and equipment expense	$531,000	1,971
Additional noninterest expense	$785,000	3,041
Pre-tax net operating income	$6,612,000	822
Securities gains (losses)	$0	1,702
Applicable income taxes	$40,000	3,190
Income before extraordinary items	$6,572,000	724
Extraordinary gains, net	$0	11
Net income	$6,572,000	725
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,572,000	724
Net charge-offs	$16,000	2,438
Cash dividends	$2,250,000	792
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$6,572,000	715
2019-03-31 (YTD Data)		Rank
Total interest income	$6,056,000	1,296
Total interest expense	$1,200,000	1,232
Net interest income	$4,856,000	1,298
Provision for loan and lease losses	$-125,000	5,280
Total noninterest income	$476,000	1,969
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$143,000	1,705
Trading account gains and fees	NA	NA
Additional Noninterest Income	$333,000	1,859
Total noninterest expense	$2,120,000	2,179
Salaries and employee benefits	$1,459,000	1,898
Premises and equipment expense	$276,000	1,946
Additional noninterest expense	$385,000	3,088
Pre-tax net operating income	$3,337,000	807
Securities gains (losses)	$0	1,087
Applicable income taxes	$20,000	3,154
Income before extraordinary items	$3,317,000	706
Extraordinary gains, net	$0	5
Net income	$3,317,000	707
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,317,000	705
Net charge-offs	$11,000	1,939
Cash dividends	$1,030,000	792
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$3,317,000	695
2018-12-31 (YTD Data)		Rank
Total interest income	$23,600,000	1,252
Total interest expense	$3,738,000	1,200
Net interest income	$19,862,000	1,250
Provision for loan and lease losses	$0	4,082
Total noninterest income	$2,578,000	1,717
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$666,000	1,597
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,912,000	1,538
Total noninterest expense	$8,549,000	2,142
Salaries and employee benefits	$5,737,000	1,882
Premises and equipment expense	$1,043,000	1,991
Additional noninterest expense	$1,769,000	2,827
Pre-tax net operating income	$13,891,000	798
Securities gains (losses)	$0	1,125
Applicable income taxes	$86,000	3,159
Income before extraordinary items	$13,805,000	689
Extraordinary gains, net	$0	6
Net income	$13,805,000	687
Minority interest net income	$0	72
Net income of bank and minority interests.	$13,805,000	688
Net charge-offs	$-6,000	4,424
Cash dividends	$4,975,000	751
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$13,805,000	691
2018-09-30 (YTD Data)		Rank
Total interest income	$17,339,000	1,262
Total interest expense	$2,553,000	1,232
Net interest income	$14,786,000	1,254
Provision for loan and lease losses	$0	3,948
Total noninterest income	$2,232,000	1,575
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$515,000	1,570
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,717,000	1,388
Total noninterest expense	$6,371,000	2,147
Salaries and employee benefits	$4,328,000	1,873
Premises and equipment expense	$759,000	2,039
Additional noninterest expense	$1,284,000	2,888
Pre-tax net operating income	$10,647,000	773
Securities gains (losses)	$0	1,118
Applicable income taxes	$65,000	3,224
Income before extraordinary items	$10,582,000	677
Extraordinary gains, net	$0	5
Net income	$10,582,000	676
Minority interest net income	$0	66
Net income of bank and minority interests.	$10,582,000	676
Net charge-offs	$-3,000	4,190
Cash dividends	$3,475,000	717
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$10,582,000	678
2018-06-30 (YTD Data)		Rank
Total interest income	$11,292,000	1,278
Total interest expense	$1,533,000	1,265
Net interest income	$9,759,000	1,270
Provision for loan and lease losses	$0	3,782
Total noninterest income	$1,748,000	1,405
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$366,000	1,479
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,382,000	1,224
Total noninterest expense	$4,251,000	2,163
Salaries and employee benefits	$2,877,000	1,893
Premises and equipment expense	$507,000	2,055
Additional noninterest expense	$867,000	2,879
Pre-tax net operating income	$7,256,000	747
Securities gains (losses)	$0	961
Applicable income taxes	$43,000	3,213
Income before extraordinary items	$7,213,000	660
Extraordinary gains, net	$0	6
Net income	$7,213,000	657
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,213,000	659
Net charge-offs	$4,000	2,887
Cash dividends	$2,150,000	712
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$7,213,000	660
2018-03-31 (YTD Data)		Rank
Total interest income	$5,432,000	1,309
Total interest expense	$688,000	1,331
Net interest income	$4,744,000	1,290
Provision for loan and lease losses	$0	3,508
Total noninterest income	$1,300,000	1,064
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$198,000	1,398
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,102,000	867
Total noninterest expense	$2,134,000	2,170
Salaries and employee benefits	$1,468,000	1,877
Premises and equipment expense	$261,000	2,049
Additional noninterest expense	$405,000	3,037
Pre-tax net operating income	$3,910,000	693
Securities gains (losses)	$0	735
Applicable income taxes	$24,000	3,143
Income before extraordinary items	$3,886,000	614
Extraordinary gains, net	$0	7
Net income	$3,886,000	614
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,886,000	614
Net charge-offs	$1,000	2,559
Cash dividends	$1,050,000	680
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$3,886,000	613
2017-12-31 (YTD Data)		Rank
Total interest income	$21,512,000	1,271
Total interest expense	$2,315,000	1,369
Net interest income	$19,197,000	1,262
Provision for loan and lease losses	$288,000	2,033
Total noninterest income	$1,981,000	2,036
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$819,000	1,392
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,162,000	2,103
Total noninterest expense	$8,250,000	2,212
Salaries and employee benefits	$5,234,000	2,015
Premises and equipment expense	$984,000	2,131
Additional noninterest expense	$2,032,000	2,619
Pre-tax net operating income	$12,640,000	803
Securities gains (losses)	$0	2,243
Applicable income taxes	$81,000	3,378
Income before extraordinary items	$12,559,000	608
Extraordinary gains, net	$0	9
Net income	$12,559,000	608
Minority interest net income	$0	76
Net income of bank and minority interests.	$12,559,000	608
Net charge-offs	$-42,000	5,100
Cash dividends	$5,625,000	604
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$12,559,000	603
2017-09-30 (YTD Data)		Rank
Total interest income	$15,887,000	1,292
Total interest expense	$1,693,000	1,380
Net interest income	$14,194,000	1,280
Provision for loan and lease losses	$288,000	1,667
Total noninterest income	$1,453,000	2,099
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$627,000	1,376
Trading account gains and fees	NA	NA
Additional Noninterest Income	$826,000	2,206
Total noninterest expense	$6,106,000	2,249
Salaries and employee benefits	$3,895,000	2,045
Premises and equipment expense	$728,000	2,159
Additional noninterest expense	$1,483,000	2,681
Pre-tax net operating income	$9,253,000	840
Securities gains (losses)	$0	2,274
Applicable income taxes	$57,000	3,413
Income before extraordinary items	$9,196,000	679
Extraordinary gains, net	$0	9
Net income	$9,196,000	679
Minority interest net income	$0	71
Net income of bank and minority interests.	$9,196,000	679
Net charge-offs	$-40,000	5,117
Cash dividends	$3,925,000	614
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$9,196,000	663
2017-06-30 (YTD Data)		Rank
Total interest income	$10,624,000	1,278
Total interest expense	$1,118,000	1,357
Net interest income	$9,506,000	1,271
Provision for loan and lease losses	$288,000	1,270
Total noninterest income	$1,125,000	1,898
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$407,000	1,390
Trading account gains and fees	NA	NA
Additional Noninterest Income	$718,000	1,901
Total noninterest expense	$4,146,000	2,230
Salaries and employee benefits	$2,653,000	2,020
Premises and equipment expense	$480,000	2,187
Additional noninterest expense	$1,013,000	2,640
Pre-tax net operating income	$6,197,000	820
Securities gains (losses)	$0	1,906
Applicable income taxes	$38,000	3,416
Income before extraordinary items	$6,159,000	662
Extraordinary gains, net	$0	11
Net income	$6,159,000	662
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,159,000	662
Net charge-offs	$-14,000	4,896
Cash dividends	$2,525,000	621
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$6,159,000	648
2017-03-31 (YTD Data)		Rank
Total interest income	$5,210,000	1,284
Total interest expense	$562,000	1,330
Net interest income	$4,648,000	1,279
Provision for loan and lease losses	$144,000	1,213
Total noninterest income	$789,000	1,522
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$187,000	1,487
Trading account gains and fees	NA	NA
Additional Noninterest Income	$602,000	1,362
Total noninterest expense	$2,071,000	2,248
Salaries and employee benefits	$1,361,000	2,004
Premises and equipment expense	$245,000	2,183
Additional noninterest expense	$465,000	2,804
Pre-tax net operating income	$3,222,000	755
Securities gains (losses)	$0	1,153
Applicable income taxes	$19,000	3,380
Income before extraordinary items	$3,203,000	626
Extraordinary gains, net	$0	8
Net income	$3,203,000	626
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,203,000	626
Net charge-offs	$-5,000	4,686
Cash dividends	$1,200,000	621
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$3,203,000	614
2016-12-31 (YTD Data)		Rank
Total interest income	$20,768,000	1,259
Total interest expense	$2,297,000	1,263
Net interest income	$18,471,000	1,252
Provision for loan and lease losses	$576,000	1,351
Total noninterest income	$1,658,000	2,350
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$635,000	1,732
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,023,000	2,381
Total noninterest expense	$8,271,000	2,227
Salaries and employee benefits	$5,289,000	2,009
Premises and equipment expense	$924,000	2,268
Additional noninterest expense	$2,058,000	2,701
Pre-tax net operating income	$11,282,000	832
Securities gains (losses)	$2,000	3,045
Applicable income taxes	$70,000	3,472
Income before extraordinary items	$11,214,000	690
Extraordinary gains, net	$0	5
Net income	$11,214,000	689
Minority interest net income	$0	82
Net income of bank and minority interests.	$11,214,000	689
Net charge-offs	$-52,000	5,375
Cash dividends	$11,150,000	350
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$11,212,020	676
2016-09-30 (YTD Data)		Rank
Total interest income	$15,475,000	1,272
Total interest expense	$1,767,000	1,228
Net interest income	$13,708,000	1,275
Provision for loan and lease losses	$432,000	1,296
Total noninterest income	$1,311,000	2,283
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$472,000	1,747
Trading account gains and fees	$0	169
Additional Noninterest Income	$839,000	2,260
Total noninterest expense	$6,204,000	2,227
Salaries and employee benefits	$4,045,000	1,964
Premises and equipment expense	$685,000	2,291
Additional noninterest expense	$1,474,000	2,787
Pre-tax net operating income	$8,383,000	840
Securities gains (losses)	$2,000	2,985
Applicable income taxes	$51,000	3,558
Income before extraordinary items	$8,334,000	699
Extraordinary gains, net	$0	5
Net income	$8,334,000	699
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,334,000	699
Net charge-offs	$-42,000	5,315
Cash dividends	$9,775,000	298
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$8,332,020	681
2016-06-30 (YTD Data)		Rank
Total interest income	$10,354,000	1,270
Total interest expense	$1,192,000	1,204
Net interest income	$9,162,000	1,276
Provision for loan and lease losses	$288,000	1,320
Total noninterest income	$1,044,000	2,049
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$325,000	1,696
Trading account gains and fees	$0	157
Additional Noninterest Income	$719,000	1,921
Total noninterest expense	$4,263,000	2,188
Salaries and employee benefits	$2,811,000	1,902
Premises and equipment expense	$448,000	2,327
Additional noninterest expense	$1,004,000	2,762
Pre-tax net operating income	$5,655,000	827
Securities gains (losses)	$2,000	2,664
Applicable income taxes	$34,000	3,578
Income before extraordinary items	$5,623,000	679
Extraordinary gains, net	$0	16
Net income	$5,623,000	678
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,623,000	678
Net charge-offs	$-27,000	5,321
Cash dividends	$8,575,000	242
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$5,621,020	663
2016-03-31 (YTD Data)		Rank
Total interest income	$5,262,000	1,246
Total interest expense	$582,000	1,223
Net interest income	$4,680,000	1,243
Provision for loan and lease losses	$144,000	1,253
Total noninterest income	$768,000	1,561
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$158,000	1,728
Trading account gains and fees	$0	142
Additional Noninterest Income	$610,000	1,333
Total noninterest expense	$2,188,000	2,151
Salaries and employee benefits	$1,459,000	1,841
Premises and equipment expense	$222,000	2,350
Additional noninterest expense	$507,000	2,747
Pre-tax net operating income	$3,116,000	737
Securities gains (losses)	$2,000	1,894
Applicable income taxes	$19,000	3,504
Income before extraordinary items	$3,099,000	598
Extraordinary gains, net	$0	12
Net income	$3,099,000	595
Minority interest net income	$0	62
Net income of bank and minority interests.	$3,099,000	598
Net charge-offs	$-9,000	5,132
Cash dividends	$7,625,000	163
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,097,020	581
2015-12-31 (YTD Data)		Rank
Total interest income	$19,724,000	1,289
Total interest expense	$2,156,000	1,289
Net interest income	$17,568,000	1,288
Provision for loan and lease losses	$576,000	1,220
Total noninterest income	$1,633,000	2,380
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$726,000	1,601
Trading account gains and fees	$0	159
Additional Noninterest Income	$907,000	2,504
Total noninterest expense	$8,489,000	2,180
Salaries and employee benefits	$5,523,000	1,889
Premises and equipment expense	$853,000	2,429
Additional noninterest expense	$2,113,000	2,688
Pre-tax net operating income	$10,136,000	881
Securities gains (losses)	$18,000	2,297
Applicable income taxes	$76,000	3,458
Income before extraordinary items	$10,078,000	729
Extraordinary gains, net	$0	23
Net income	$10,078,000	729
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,078,000	729
Net charge-offs	$-36,000	5,482
Cash dividends	$5,470,000	617
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$10,060,180	717
2015-09-30 (YTD Data)		Rank
Total interest income	$14,508,000	1,325
Total interest expense	$1,568,000	1,341
Net interest income	$12,940,000	1,314
Provision for loan and lease losses	$432,000	1,172
Total noninterest income	$1,087,000	2,553
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$558,000	1,578
Trading account gains and fees	$0	153
Additional Noninterest Income	$529,000	2,839
Total noninterest expense	$6,259,000	2,212
Salaries and employee benefits	$4,043,000	1,934
Premises and equipment expense	$649,000	2,440
Additional noninterest expense	$1,567,000	2,700
Pre-tax net operating income	$7,336,000	922
Securities gains (losses)	$20,000	2,017
Applicable income taxes	$53,000	3,608
Income before extraordinary items	$7,303,000	757
Extraordinary gains, net	$0	21
Net income	$7,303,000	755
Minority interest net income	$0	78
Net income of bank and minority interests.	$7,303,000	757
Net charge-offs	$-26,000	5,416
Cash dividends	$4,260,000	541
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$7,283,200	742
2015-06-30 (YTD Data)		Rank
Total interest income	$9,377,000	1,359
Total interest expense	$1,018,000	1,383
Net interest income	$8,359,000	1,352
Provision for loan and lease losses	$288,000	1,190
Total noninterest income	$769,000	2,476
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$362,000	1,595
Trading account gains and fees	$0	157
Additional Noninterest Income	$407,000	2,652
Total noninterest expense	$4,199,000	2,215
Salaries and employee benefits	$2,680,000	1,957
Premises and equipment expense	$436,000	2,432
Additional noninterest expense	$1,083,000	2,643
Pre-tax net operating income	$4,641,000	966
Securities gains (losses)	$25,000	1,600
Applicable income taxes	$31,000	3,672
Income before extraordinary items	$4,635,000	793
Extraordinary gains, net	$0	22
Net income	$4,635,000	792
Minority interest net income	$0	75
Net income of bank and minority interests.	$4,635,000	793
Net charge-offs	$-15,000	5,380
Cash dividends	$3,010,000	499
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$4,610,250	776
2015-03-31 (YTD Data)		Rank
Total interest income	$4,573,000	1,382
Total interest expense	$513,000	1,370
Net interest income	$4,060,000	1,387
Provision for loan and lease losses	$144,000	1,182
Total noninterest income	$468,000	2,185
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$175,000	1,629
Trading account gains and fees	$0	152
Additional Noninterest Income	$293,000	2,159
Total noninterest expense	$2,171,000	2,168
Salaries and employee benefits	$1,341,000	1,949
Premises and equipment expense	$230,000	2,386
Additional noninterest expense	$600,000	2,413
Pre-tax net operating income	$2,213,000	975
Securities gains (losses)	$0	2,027
Applicable income taxes	$13,000	3,722
Income before extraordinary items	$2,200,000	795
Extraordinary gains, net	$0	13
Net income	$2,200,000	793
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,200,000	795
Net charge-offs	$-9,000	5,373
Cash dividends	$1,855,000	391
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$2,200,000	769
2014-12-31 (YTD Data)		Rank
Total interest income	$17,882,000	1,411
Total interest expense	$2,213,000	1,318
Net interest income	$15,669,000	1,421
Provision for loan and lease losses	$576,000	1,328
Total noninterest income	$1,584,000	2,431
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$709,000	1,732
Trading account gains and fees	$0	180
Additional Noninterest Income	$875,000	2,522
Total noninterest expense	$8,180,000	2,284
Salaries and employee benefits	$5,186,000	1,977
Premises and equipment expense	$901,000	2,441
Additional noninterest expense	$2,093,000	2,784
Pre-tax net operating income	$8,497,000	972
Securities gains (losses)	$173,000	884
Applicable income taxes	$53,000	3,685
Income before extraordinary items	$8,617,000	783
Extraordinary gains, net	$0	17
Net income	$8,617,000	782
Minority interest net income	$0	84
Net income of bank and minority interests.	$8,617,000	782
Net charge-offs	$143,000	2,827
Cash dividends	$3,395,000	838
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$8,445,730	779
2014-09-30 (YTD Data)		Rank
Total interest income	$13,166,000	1,443
Total interest expense	$1,596,000	1,392
Net interest income	$11,570,000	1,444
Provision for loan and lease losses	$432,000	1,312
Total noninterest income	$931,000	2,806
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$530,000	1,743
Trading account gains and fees	$0	174
Additional Noninterest Income	$401,000	3,223
Total noninterest expense	$5,960,000	2,339
Salaries and employee benefits	$3,791,000	2,035
Premises and equipment expense	$685,000	2,444
Additional noninterest expense	$1,484,000	2,903
Pre-tax net operating income	$6,109,000	1,023
Securities gains (losses)	$77,000	1,176
Applicable income taxes	$38,000	3,764
Income before extraordinary items	$6,148,000	814
Extraordinary gains, net	$0	15
Net income	$6,148,000	814
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,148,000	813
Net charge-offs	$119,000	2,521
Cash dividends	$2,570,000	762
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$6,071,770	806
2014-06-30 (YTD Data)		Rank
Total interest income	$8,654,000	1,455
Total interest expense	$1,063,000	1,402
Net interest income	$7,591,000	1,451
Provision for loan and lease losses	$288,000	1,341
Total noninterest income	$632,000	2,755
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$357,000	1,723
Trading account gains and fees	$0	172
Additional Noninterest Income	$275,000	3,164
Total noninterest expense	$3,908,000	2,373
Salaries and employee benefits	$2,519,000	2,050
Premises and equipment expense	$473,000	2,387
Additional noninterest expense	$916,000	3,100
Pre-tax net operating income	$4,027,000	1,019
Securities gains (losses)	$0	2,580
Applicable income taxes	$25,000	3,746
Income before extraordinary items	$4,002,000	812
Extraordinary gains, net	$0	20
Net income	$4,002,000	813
Minority interest net income	$0	80
Net income of bank and minority interests.	$4,002,000	812
Net charge-offs	$7,000	3,864
Cash dividends	$1,565,000	802
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$4,002,000	796
2014-03-31 (YTD Data)		Rank
Total interest income	$4,157,000	1,505
Total interest expense	$528,000	1,432
Net interest income	$3,629,000	1,512
Provision for loan and lease losses	$144,000	1,337
Total noninterest income	$326,000	2,684
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$178,000	1,707
Trading account gains and fees	$0	147
Additional Noninterest Income	$148,000	2,988
Total noninterest expense	$1,970,000	2,361
Salaries and employee benefits	$1,256,000	2,065
Premises and equipment expense	$246,000	2,342
Additional noninterest expense	$468,000	3,047
Pre-tax net operating income	$1,841,000	1,049
Securities gains (losses)	$0	1,715
Applicable income taxes	$11,000	3,783
Income before extraordinary items	$1,830,000	857
Extraordinary gains, net	$0	16
Net income	$1,830,000	860
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,830,000	858
Net charge-offs	$3,000	3,257
Cash dividends	$730,000	787
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,830,000	835
2013-12-31 (YTD Data)		Rank
Total interest income	$16,466,000	1,525
Total interest expense	$2,026,000	1,685
Net interest income	$14,440,000	1,504
Provision for loan and lease losses	$240,000	2,739
Total noninterest income	$1,701,000	2,392
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$738,000	1,756
Trading account gains and fees	$0	184
Additional Noninterest Income	$963,000	2,433
Total noninterest expense	$7,393,000	2,504
Salaries and employee benefits	$4,617,000	2,206
Premises and equipment expense	$859,000	2,567
Additional noninterest expense	$1,917,000	3,083
Pre-tax net operating income	$8,508,000	907
Securities gains (losses)	$156,000	1,042
Applicable income taxes	$52,000	3,735
Income before extraordinary items	$8,612,000	740
Extraordinary gains, net	$0	29
Net income	$8,612,000	741
Minority interest net income	$0	90
Net income of bank and minority interests.	$8,612,000	741
Net charge-offs	$245,000	2,787
Cash dividends	$4,560,000	612
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$8,457,560	735
2013-09-30 (YTD Data)		Rank
Total interest income	$12,190,000	1,553
Total interest expense	$1,474,000	1,782
Net interest income	$10,716,000	1,523
Provision for loan and lease losses	$180,000	2,702
Total noninterest income	$1,072,000	2,709
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$566,000	1,735
Trading account gains and fees	$0	180
Additional Noninterest Income	$506,000	3,003
Total noninterest expense	$5,378,000	2,588
Salaries and employee benefits	$3,314,000	2,286
Premises and equipment expense	$655,000	2,553
Additional noninterest expense	$1,409,000	3,106
Pre-tax net operating income	$6,230,000	936
Securities gains (losses)	$109,000	1,158
Applicable income taxes	$38,000	3,846
Income before extraordinary items	$6,301,000	766
Extraordinary gains, net	$0	25
Net income	$6,301,000	767
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,301,000	768
Net charge-offs	$209,000	2,518
Cash dividends	$3,680,000	546
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$6,193,090	756
2013-06-30 (YTD Data)		Rank
Total interest income	$8,046,000	1,559
Total interest expense	$970,000	1,832
Net interest income	$7,076,000	1,526
Provision for loan and lease losses	$120,000	2,706
Total noninterest income	$665,000	2,856
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$391,000	1,647
Trading account gains and fees	$0	157
Additional Noninterest Income	$274,000	3,339
Total noninterest expense	$3,619,000	2,567
Salaries and employee benefits	$2,185,000	2,318
Premises and equipment expense	$445,000	2,514
Additional noninterest expense	$989,000	2,994
Pre-tax net operating income	$4,002,000	946
Securities gains (losses)	$111,000	1,048
Applicable income taxes	$25,000	3,842
Income before extraordinary items	$4,088,000	758
Extraordinary gains, net	$0	22
Net income	$4,088,000	760
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,088,000	760
Net charge-offs	$237,000	1,922
Cash dividends	$2,830,000	475
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$3,978,110	757
2013-03-31 (YTD Data)		Rank
Total interest income	$4,079,000	1,551
Total interest expense	$479,000	1,901
Net interest income	$3,600,000	1,502
Provision for loan and lease losses	$60,000	2,589
Total noninterest income	$326,000	2,892
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$200,000	1,619
Trading account gains and fees	$0	148
Additional Noninterest Income	$126,000	3,420
Total noninterest expense	$1,878,000	2,504
Salaries and employee benefits	$1,070,000	2,371
Premises and equipment expense	$229,000	2,476
Additional noninterest expense	$579,000	2,627
Pre-tax net operating income	$1,988,000	942
Securities gains (losses)	$94,000	702
Applicable income taxes	$13,000	3,816
Income before extraordinary items	$2,069,000	756
Extraordinary gains, net	$0	10
Net income	$2,069,000	757
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,069,000	758
Net charge-offs	$197,000	1,369
Cash dividends	$860,000	631
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,975,940	755
2012-12-31 (YTD Data)		Rank
Total interest income	$15,730,000	1,687
Total interest expense	$2,554,000	1,716
Net interest income	$13,176,000	1,681
Provision for loan and lease losses	$240,000	3,678
Total noninterest income	$1,564,000	2,546
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$697,000	1,907
Trading account gains and fees	$0	166
Additional Noninterest Income	$867,000	2,562
Total noninterest expense	$6,817,000	2,723
Salaries and employee benefits	$4,165,000	2,363
Premises and equipment expense	$867,000	2,573
Additional noninterest expense	$1,785,000	3,365
Pre-tax net operating income	$7,683,000	924
Securities gains (losses)	$62,000	2,589
Applicable income taxes	$0	4,751
Income before extraordinary items	$7,745,000	777
Extraordinary gains, net	$0	29
Net income	$7,745,000	775
Minority interest net income	$0	93
Net income of bank and minority interests.	$7,745,000	777
Net charge-offs	$413,000	2,904
Cash dividends	$2,455,000	1,030
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$7,683,000	728
2012-09-30 (YTD Data)		Rank
Total interest income	$11,811,000	1,714
Total interest expense	$2,020,000	1,703
Net interest income	$9,791,000	1,714
Provision for loan and lease losses	$180,000	3,637
Total noninterest income	$964,000	2,854
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$504,000	1,988
Trading account gains and fees	$0	157
Additional Noninterest Income	$460,000	3,070
Total noninterest expense	$5,148,000	2,708
Salaries and employee benefits	$3,115,000	2,367
Premises and equipment expense	$656,000	2,564
Additional noninterest expense	$1,377,000	3,320
Pre-tax net operating income	$5,427,000	996
Securities gains (losses)	$-5,000	6,828
Applicable income taxes	$0	4,802
Income before extraordinary items	$5,422,000	835
Extraordinary gains, net	$0	20
Net income	$5,422,000	833
Minority interest net income	$0	86
Net income of bank and minority interests.	$5,422,000	835
Net charge-offs	$416,000	2,414
Cash dividends	$1,375,000	1,062
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$5,427,000	779
2012-06-30 (YTD Data)		Rank
Total interest income	$7,690,000	1,759
Total interest expense	$1,240,000	1,895
Net interest income	$6,450,000	1,727
Provision for loan and lease losses	$120,000	3,606
Total noninterest income	$630,000	2,848
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$333,000	1,983
Trading account gains and fees	$0	153
Additional Noninterest Income	$297,000	3,079
Total noninterest expense	$3,500,000	2,672
Salaries and employee benefits	$2,063,000	2,390
Premises and equipment expense	$442,000	2,561
Additional noninterest expense	$995,000	3,135
Pre-tax net operating income	$3,460,000	1,021
Securities gains (losses)	$6,000	2,847
Applicable income taxes	$0	4,770
Income before extraordinary items	$3,466,000	872
Extraordinary gains, net	$0	19
Net income	$3,466,000	871
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,466,000	872
Net charge-offs	$385,000	2,042
Cash dividends	$1,095,000	903
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$3,460,000	812
2012-03-31 (YTD Data)		Rank
Total interest income	$3,888,000	1,756
Total interest expense	$618,000	1,988
Net interest income	$3,270,000	1,699
Provision for loan and lease losses	$60,000	3,447
Total noninterest income	$299,000	2,958
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$171,000	1,937
Trading account gains and fees	$0	148
Additional Noninterest Income	$128,000	3,301
Total noninterest expense	$1,637,000	2,836
Salaries and employee benefits	$964,000	2,567
Premises and equipment expense	$234,000	2,443
Additional noninterest expense	$439,000	3,427
Pre-tax net operating income	$1,872,000	952
Securities gains (losses)	$6,000	1,875
Applicable income taxes	$0	4,704
Income before extraordinary items	$1,878,000	802
Extraordinary gains, net	$0	19
Net income	$1,878,000	801
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,878,000	803
Net charge-offs	$386,000	1,272
Cash dividends	$575,000	778
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,872,000	752
2011-12-31 (YTD Data)		Rank
Total interest income	$16,324,000	1,726
Total interest expense	$2,967,000	1,978
Net interest income	$13,357,000	1,673
Provision for loan and lease losses	$540,000	3,346
Total noninterest income	$1,555,000	2,387
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$615,000	2,200
Trading account gains and fees	$0	146
Additional Noninterest Income	$940,000	2,222
Total noninterest expense	$6,653,000	2,784
Salaries and employee benefits	$3,764,000	2,550
Premises and equipment expense	$945,000	2,524
Additional noninterest expense	$1,944,000	3,214
Pre-tax net operating income	$7,719,000	787
Securities gains (losses)	$160,000	1,648
Applicable income taxes	$0	4,719
Income before extraordinary items	$7,879,000	657
Extraordinary gains, net	$0	29
Net income	$7,879,000	655
Minority interest net income	$0	96
Net income of bank and minority interests.	$7,879,000	657
Net charge-offs	$561,000	3,041
Cash dividends	$2,345,000	838
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$7,719,000	641
2011-09-30 (YTD Data)		Rank
Total interest income	$12,279,000	1,747
Total interest expense	$2,328,000	1,972
Net interest income	$9,951,000	1,698
Provision for loan and lease losses	$480,000	2,925
Total noninterest income	$806,000	2,993
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$466,000	2,189
Trading account gains and fees	$0	145
Additional Noninterest Income	$340,000	3,271
Total noninterest expense	$5,086,000	2,740
Salaries and employee benefits	$2,831,000	2,540
Premises and equipment expense	$707,000	2,546
Additional noninterest expense	$1,548,000	3,066
Pre-tax net operating income	$5,191,000	899
Securities gains (losses)	$65,000	2,127
Applicable income taxes	$0	4,740
Income before extraordinary items	$5,256,000	744
Extraordinary gains, net	$0	21
Net income	$5,256,000	743
Minority interest net income	$0	87
Net income of bank and minority interests.	$5,256,000	744
Net charge-offs	$433,000	2,830
Cash dividends	$1,585,000	795
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$5,191,000	724
2011-06-30 (YTD Data)		Rank
Total interest income	$8,181,000	1,762
Total interest expense	$1,616,000	1,970
Net interest income	$6,565,000	1,711
Provision for loan and lease losses	$420,000	2,531
Total noninterest income	$545,000	2,968
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$321,000	2,119
Trading account gains and fees	$0	153
Additional Noninterest Income	$224,000	3,312
Total noninterest expense	$3,439,000	2,723
Salaries and employee benefits	$1,870,000	2,572
Premises and equipment expense	$486,000	2,506
Additional noninterest expense	$1,083,000	2,993
Pre-tax net operating income	$3,251,000	937
Securities gains (losses)	$52,000	1,570
Applicable income taxes	$0	4,697
Income before extraordinary items	$3,303,000	768
Extraordinary gains, net	$0	15
Net income	$3,303,000	766
Minority interest net income	$0	89
Net income of bank and minority interests.	$3,303,000	768
Net charge-offs	$227,000	2,983
Cash dividends	$995,000	835
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$3,251,000	744
2011-03-31 (YTD Data)		Rank
Total interest income	$4,033,000	1,784
Total interest expense	$822,000	2,010
Net interest income	$3,211,000	1,739
Provision for loan and lease losses	$360,000	1,752
Total noninterest income	$318,000	2,734
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$160,000	2,103
Trading account gains and fees	$0	158
Additional Noninterest Income	$158,000	2,815
Total noninterest expense	$1,621,000	2,895
Salaries and employee benefits	$935,000	2,589
Premises and equipment expense	$238,000	2,590
Additional noninterest expense	$448,000	3,463
Pre-tax net operating income	$1,548,000	983
Securities gains (losses)	$14,000	1,208
Applicable income taxes	$0	4,545
Income before extraordinary items	$1,562,000	807
Extraordinary gains, net	$0	9
Net income	$1,562,000	806
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,562,000	807
Net charge-offs	$234,000	1,976
Cash dividends	$440,000	826
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,548,000	791
2010-12-31 (YTD Data)		Rank
Total interest income	$16,863,000	1,792
Total interest expense	$4,284,000	1,874
Net interest income	$12,579,000	1,762
Provision for loan and lease losses	$1,290,000	2,668
Total noninterest income	$1,762,000	2,264
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$625,000	2,216
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,137,000	2,027
Total noninterest expense	$6,560,000	2,882
Salaries and employee benefits	$3,564,000	2,681
Premises and equipment expense	$897,000	2,709
Additional noninterest expense	$2,099,000	3,130
Pre-tax net operating income	$6,491,000	820
Securities gains (losses)	$-81,000	7,202
Applicable income taxes	$96,000	3,263
Income before extraordinary items	$6,314,000	709
Extraordinary gains, net	$0	29
Net income	$6,314,000	707
Minority interest net income	$0	111
Net income of bank and minority interests.	$6,314,000	710
Net charge-offs	$1,024,000	2,647
Cash dividends	$1,830,000	889
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$6,394,190	671
2010-09-30 (YTD Data)		Rank
Total interest income	$12,711,000	1,821
Total interest expense	$3,378,000	1,860
Net interest income	$9,333,000	1,800
Provision for loan and lease losses	$930,000	2,606
Total noninterest income	$1,781,000	1,842
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$471,000	2,264
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,310,000	1,484
Total noninterest expense	$4,871,000	2,902
Salaries and employee benefits	$2,559,000	2,801
Premises and equipment expense	$665,000	2,788
Additional noninterest expense	$1,647,000	2,956
Pre-tax net operating income	$5,313,000	793
Securities gains (losses)	$-79,000	7,376
Applicable income taxes	$78,000	3,281
Income before extraordinary items	$5,156,000	677
Extraordinary gains, net	$0	23
Net income	$5,156,000	675
Minority interest net income	$0	110
Net income of bank and minority interests.	$5,156,000	677
Net charge-offs	$626,000	2,764
Cash dividends	$1,330,000	830
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$5,234,210	631
2010-06-30 (YTD Data)		Rank
Total interest income	$8,476,000	1,848
Total interest expense	$2,358,000	1,853
Net interest income	$6,118,000	1,831
Provision for loan and lease losses	$570,000	2,672
Total noninterest income	$1,023,000	2,016
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$308,000	2,308
Trading account gains and fees	$0	152
Additional Noninterest Income	$715,000	1,650
Total noninterest expense	$3,044,000	3,080
Salaries and employee benefits	$1,674,000	2,847
Premises and equipment expense	$455,000	2,726
Additional noninterest expense	$915,000	3,449
Pre-tax net operating income	$3,527,000	779
Securities gains (losses)	$31,000	2,160
Applicable income taxes	$53,000	3,239
Income before extraordinary items	$3,505,000	643
Extraordinary gains, net	$0	19
Net income	$3,505,000	644
Minority interest net income	$0	105
Net income of bank and minority interests.	$3,505,000	644
Net charge-offs	$-2,000	7,211
Cash dividends	$1,130,000	623
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$3,474,310	625
2010-03-31 (YTD Data)		Rank
Total interest income	$4,286,000	1,869
Total interest expense	$1,204,000	1,909
Net interest income	$3,082,000	1,838
Provision for loan and lease losses	$210,000	2,919
Total noninterest income	$775,000	1,481
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$158,000	2,252
Trading account gains and fees	$0	175
Additional Noninterest Income	$617,000	1,102
Total noninterest expense	$1,555,000	3,056
Salaries and employee benefits	$830,000	2,918
Premises and equipment expense	$239,000	2,681
Additional noninterest expense	$486,000	3,264
Pre-tax net operating income	$2,092,000	652
Securities gains (losses)	$28,000	1,386
Applicable income taxes	$32,000	3,122
Income before extraordinary items	$2,088,000	532
Extraordinary gains, net	$0	16
Net income	$2,088,000	534
Minority interest net income	$0	91
Net income of bank and minority interests.	$2,088,000	534
Net charge-offs	$0	5,610
Cash dividends	$680,000	493
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$2,060,560	519
2009-12-31 (YTD Data)		Rank
Total interest income	$17,668,000	1,911
Total interest expense	$6,965,000	1,697
Net interest income	$10,703,000	2,044
Provision for loan and lease losses	$8,032,000	1,023
Total noninterest income	$1,034,000	3,267
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$654,000	2,382
Trading account gains and fees	$0	211
Additional Noninterest Income	$380,000	3,621
Total noninterest expense	$6,278,000	3,068
Salaries and employee benefits	$3,504,000	2,783
Premises and equipment expense	$788,000	3,156
Additional noninterest expense	$1,986,000	3,329
Pre-tax net operating income	$-2,573,000	6,794
Securities gains (losses)	$-281,000	7,483
Applicable income taxes	$0	4,388
Income before extraordinary items	$-2,854,000	6,961
Extraordinary gains, net	$0	34
Net income	$-2,854,000	6,960
Minority interest net income	$0	115
Net income of bank and minority interests.	$-2,854,000	6,960
Net charge-offs	$6,216,000	975
Cash dividends	$1,310,000	1,325
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-2,573,000	6,913
2009-09-30 (YTD Data)		Rank
Total interest income	$13,333,000	1,938
Total interest expense	$5,523,000	1,681
Net interest income	$7,810,000	2,099
Provision for loan and lease losses	$2,074,000	1,860
Total noninterest income	$681,000	3,582
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$487,000	2,411
Trading account gains and fees	$0	212
Additional Noninterest Income	$194,000	4,331
Total noninterest expense	$4,677,000	3,089
Salaries and employee benefits	$2,664,000	2,766
Premises and equipment expense	$617,000	3,086
Additional noninterest expense	$1,396,000	3,456
Pre-tax net operating income	$1,740,000	1,822
Securities gains (losses)	$-141,000	7,524
Applicable income taxes	$24,000	3,714
Income before extraordinary items	$1,575,000	1,701
Extraordinary gains, net	$0	27
Net income	$1,575,000	1,700
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,575,000	1,701
Net charge-offs	$918,000	2,290
Cash dividends	$1,310,000	986
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,713,180	1,529
2009-06-30 (YTD Data)		Rank
Total interest income	$9,065,000	1,950
Total interest expense	$3,825,000	1,695
Net interest income	$5,240,000	2,092
Provision for loan and lease losses	$682,000	2,528
Total noninterest income	$421,000	3,750
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$311,000	2,472
Trading account gains and fees	$0	193
Additional Noninterest Income	$110,000	4,632
Total noninterest expense	$3,270,000	2,992
Salaries and employee benefits	$1,826,000	2,723
Premises and equipment expense	$422,000	3,044
Additional noninterest expense	$1,022,000	3,237
Pre-tax net operating income	$1,709,000	1,341
Securities gains (losses)	$0	3,136
Applicable income taxes	$25,000	3,592
Income before extraordinary items	$1,684,000	1,121
Extraordinary gains, net	$0	21
Net income	$1,684,000	1,119
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,684,000	1,121
Net charge-offs	$86,000	4,405
Cash dividends	$750,000	1,195
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,684,000	1,087
2009-03-31 (YTD Data)		Rank
Total interest income	$4,547,000	1,962
Total interest expense	$1,997,000	1,701
Net interest income	$2,550,000	2,148
Provision for loan and lease losses	$322,000	2,211
Total noninterest income	$314,000	2,936
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$157,000	2,370
Trading account gains and fees	$0	171
Additional Noninterest Income	$157,000	2,891
Total noninterest expense	$1,594,000	2,976
Salaries and employee benefits	$961,000	2,633
Premises and equipment expense	$216,000	3,050
Additional noninterest expense	$417,000	3,462
Pre-tax net operating income	$948,000	1,361
Securities gains (losses)	$0	2,434
Applicable income taxes	$14,000	3,806
Income before extraordinary items	$934,000	1,163
Extraordinary gains, net	$0	15
Net income	$934,000	1,165
Minority interest net income	$0	102
Net income of bank and minority interests.	$934,000	1,165
Net charge-offs	$82,000	3,075
Cash dividends	$400,000	1,067
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$934,000	1,089
2008-12-31 (YTD Data)		Rank
Total interest income	$19,782,000	1,935
Total interest expense	$9,486,000	1,708
Net interest income	$10,296,000	2,161
Provision for loan and lease losses	$780,000	3,085
Total noninterest income	$609,000	4,440
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$481,000	3,087
Trading account gains and fees	$0	154
Additional Noninterest Income	$128,000	5,572
Total noninterest expense	$6,883,000	2,722
Salaries and employee benefits	$3,886,000	2,569
Premises and equipment expense	$817,000	3,129
Additional noninterest expense	$2,180,000	2,644
Pre-tax net operating income	$3,242,000	1,680
Securities gains (losses)	$-248,000	7,390
Applicable income taxes	$45,000	3,900
Income before extraordinary items	$2,949,000	1,390
Extraordinary gains, net	$0	39
Net income	$2,949,000	1,392
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$282,000	3,622
Cash dividends	$1,030,000	2,243
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,192,040	1,375
2008-09-30 (YTD Data)		Rank
Total interest income	$14,932,000	1,960
Total interest expense	$7,275,000	1,739
Net interest income	$7,657,000	2,193
Provision for loan and lease losses	$624,000	2,422
Total noninterest income	$890,000	3,127
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$347,000	3,203
Trading account gains and fees	$0	148
Additional Noninterest Income	$543,000	2,679
Total noninterest expense	$5,112,000	2,728
Salaries and employee benefits	$2,984,000	2,561
Premises and equipment expense	$624,000	3,088
Additional noninterest expense	$1,504,000	2,772
Pre-tax net operating income	$2,811,000	1,733
Securities gains (losses)	$0	3,106
Applicable income taxes	$42,000	4,220
Income before extraordinary items	$2,769,000	1,342
Extraordinary gains, net	$0	31
Net income	$2,769,000	1,340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$930,000	1,916
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,769,000	1,414
2008-06-30 (YTD Data)		Rank
Total interest income	$10,006,000	1,984
Total interest expense	$5,031,000	1,754
Net interest income	$4,975,000	2,231
Provision for loan and lease losses	$499,000	1,929
Total noninterest income	$450,000	3,749
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$224,000	3,251
Trading account gains and fees	$0	149
Additional Noninterest Income	$226,000	3,531
Total noninterest expense	$3,225,000	2,859
Salaries and employee benefits	$2,078,000	2,476
Premises and equipment expense	$431,000	3,004
Additional noninterest expense	$716,000	3,660
Pre-tax net operating income	$1,701,000	1,956
Securities gains (losses)	$0	3,233
Applicable income taxes	$26,000	4,517
Income before extraordinary items	$1,675,000	1,622
Extraordinary gains, net	$0	21
Net income	$1,675,000	1,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$620,000	2,007
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,675,000	1,594
2008-03-31 (YTD Data)		Rank
Total interest income	$5,155,000	1,970
Total interest expense	$2,694,000	1,745
Net interest income	$2,461,000	2,250
Provision for loan and lease losses	$124,000	2,424
Total noninterest income	$239,000	3,616
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$110,000	3,261
Trading account gains and fees	$0	158
Additional Noninterest Income	$129,000	3,305
Total noninterest expense	$1,623,000	2,846
Salaries and employee benefits	$1,022,000	2,532
Premises and equipment expense	$230,000	2,853
Additional noninterest expense	$371,000	3,504
Pre-tax net operating income	$953,000	1,871
Securities gains (losses)	$0	2,688
Applicable income taxes	$14,000	4,601
Income before extraordinary items	$939,000	1,591
Extraordinary gains, net	$0	15
Net income	$939,000	1,593
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$310,000	1,829
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$939,000	1,533
2007-12-31 (YTD Data)		Rank
Total interest income	$22,091,000	1,912
Total interest expense	$11,311,000	1,768
Net interest income	$10,780,000	2,094
Provision for loan and lease losses	$1,072,000	1,357
Total noninterest income	$927,000	3,687
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$454,000	3,274
Trading account gains and fees	$0	178
Additional Noninterest Income	$473,000	3,413
Total noninterest expense	$5,909,000	3,003
Salaries and employee benefits	$3,824,000	2,596
Premises and equipment expense	$816,000	3,027
Additional noninterest expense	$1,269,000	3,911
Pre-tax net operating income	$4,726,000	1,726
Securities gains (losses)	$0	2,146
Applicable income taxes	$71,000	4,715
Income before extraordinary items	$4,655,000	1,387
Extraordinary gains, net	$104,000	24
Net income	$4,759,000	1,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,010,000	1,014
Cash dividends	$1,635,000	1,873
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,655,000	1,371
2007-09-30 (YTD Data)		Rank
Total interest income	$16,553,000	1,918
Total interest expense	$8,454,000	1,775
Net interest income	$8,099,000	2,110
Provision for loan and lease losses	$279,000	2,414
Total noninterest income	$699,000	3,684
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$337,000	3,288
Trading account gains and fees	$0	184
Additional Noninterest Income	$362,000	3,393
Total noninterest expense	$4,417,000	2,990
Salaries and employee benefits	$2,882,000	2,575
Premises and equipment expense	$616,000	3,013
Additional noninterest expense	$919,000	3,953
Pre-tax net operating income	$4,102,000	1,634
Securities gains (losses)	$0	1,655
Applicable income taxes	$62,000	4,812
Income before extraordinary items	$4,040,000	1,279
Extraordinary gains, net	$104,000	18
Net income	$4,144,000	1,240
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$1,510,000	1,485
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$4,040,000	1,268
2007-06-30 (YTD Data)		Rank
Total interest income	$10,829,000	1,967
Total interest expense	$5,552,000	1,796
Net interest income	$5,277,000	2,186
Provision for loan and lease losses	$186,000	2,271
Total noninterest income	$464,000	3,706
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$225,000	3,253
Trading account gains and fees	$0	168
Additional Noninterest Income	$239,000	3,437
Total noninterest expense	$2,905,000	3,050
Salaries and employee benefits	$1,898,000	2,633
Premises and equipment expense	$409,000	3,043
Additional noninterest expense	$598,000	4,017
Pre-tax net operating income	$2,650,000	1,725
Securities gains (losses)	$0	1,444
Applicable income taxes	$39,000	4,945
Income before extraordinary items	$2,611,000	1,364
Extraordinary gains, net	$104,000	16
Net income	$2,715,000	1,317
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$1,010,000	1,494
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,611,000	1,343
2007-03-31 (YTD Data)		Rank
Total interest income	$5,346,000	1,988
Total interest expense	$2,654,000	1,855
Net interest income	$2,692,000	2,153
Provision for loan and lease losses	$93,000	2,132
Total noninterest income	$209,000	3,912
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$111,000	3,236
Trading account gains and fees	$0	195
Additional Noninterest Income	$98,000	3,797
Total noninterest expense	$1,470,000	3,032
Salaries and employee benefits	$962,000	2,633
Premises and equipment expense	$199,000	3,126
Additional noninterest expense	$309,000	3,890
Pre-tax net operating income	$1,338,000	1,703
Securities gains (losses)	$0	1,187
Applicable income taxes	$20,000	4,933
Income before extraordinary items	$1,318,000	1,327
Extraordinary gains, net	$104,000	13
Net income	$1,422,000	1,241
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$465,000	1,499
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,318,000	1,321
2006-12-31 (YTD Data)		Rank
Total interest income	$20,121,000	1,965
Total interest expense	$9,175,000	1,819
Net interest income	$10,946,000	2,116
Provision for loan and lease losses	$228,000	3,291
Total noninterest income	$901,000	3,774
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$476,000	3,164
Trading account gains and fees	$0	130
Additional Noninterest Income	$425,000	3,626
Total noninterest expense	$5,600,000	3,041
Salaries and employee benefits	$3,550,000	2,710
Premises and equipment expense	$794,000	3,029
Additional noninterest expense	$1,256,000	3,803
Pre-tax net operating income	$6,019,000	1,597
Securities gains (losses)	$0	1,687
Applicable income taxes	$996,000	2,201
Income before extraordinary items	$5,023,000	1,450
Extraordinary gains, net	$0	51
Net income	$5,023,000	1,451
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$2,000,000	1,524
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$5,023,000	1,435
2006-09-30 (YTD Data)		Rank
Total interest income	$14,739,000	1,998
Total interest expense	$6,493,000	1,862
Net interest income	$8,246,000	2,129
Provision for loan and lease losses	$171,000	3,183
Total noninterest income	$668,000	3,810
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$357,000	3,173
Trading account gains and fees	$0	126
Additional Noninterest Income	$311,000	3,674
Total noninterest expense	$4,157,000	3,069
Salaries and employee benefits	$2,665,000	2,708
Premises and equipment expense	$597,000	3,015
Additional noninterest expense	$895,000	3,937
Pre-tax net operating income	$4,586,000	1,616
Securities gains (losses)	$0	1,388
Applicable income taxes	$876,000	2,063
Income before extraordinary items	$3,710,000	1,510
Extraordinary gains, net	$0	45
Net income	$3,710,000	1,511
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$1,495,000	1,466
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,710,000	1,492
2006-06-30 (YTD Data)		Rank
Total interest income	$9,308,000	2,069
Total interest expense	$3,944,000	1,933
Net interest income	$5,364,000	2,178
Provision for loan and lease losses	$114,000	3,156
Total noninterest income	$451,000	3,763
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$235,000	3,185
Trading account gains and fees	$0	126
Additional Noninterest Income	$216,000	3,603
Total noninterest expense	$2,749,000	3,091
Salaries and employee benefits	$1,762,000	2,730
Premises and equipment expense	$391,000	3,062
Additional noninterest expense	$596,000	3,938
Pre-tax net operating income	$2,952,000	1,677
Securities gains (losses)	$0	1,185
Applicable income taxes	$854,000	1,576
Income before extraordinary items	$2,098,000	1,728
Extraordinary gains, net	$0	39
Net income	$2,098,000	1,729
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$970,000	1,493
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,098,000	1,714
2006-03-31 (YTD Data)		Rank
Total interest income	$4,518,000	2,085
Total interest expense	$1,847,000	1,959
Net interest income	$2,671,000	2,180
Provision for loan and lease losses	$57,000	2,978
Total noninterest income	$224,000	3,721
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$125,000	2,993
Trading account gains and fees	$0	115
Additional Noninterest Income	$99,000	3,720
Total noninterest expense	$1,341,000	3,180
Salaries and employee benefits	$867,000	2,778
Premises and equipment expense	$198,000	3,049
Additional noninterest expense	$276,000	4,166
Pre-tax net operating income	$1,497,000	1,632
Securities gains (losses)	$0	955
Applicable income taxes	$832,000	905
Income before extraordinary items	$665,000	2,539
Extraordinary gains, net	$0	21
Net income	$665,000	2,540
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$480,000	1,419
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$665,000	2,521
2005-12-31 (YTD Data)		Rank
Total interest income	$16,819,000	1,989
Total interest expense	$5,857,000	1,929
Net interest income	$10,962,000	2,018
Provision for loan and lease losses	$402,000	2,262
Total noninterest income	$962,000	3,654
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$525,000	2,949
Trading account gains and fees	$0	138
Additional Noninterest Income	$437,000	3,623
Total noninterest expense	$5,305,000	3,077
Salaries and employee benefits	$3,338,000	2,710
Premises and equipment expense	$803,000	2,889
Additional noninterest expense	$1,164,000	3,942
Pre-tax net operating income	$6,217,000	1,535
Securities gains (losses)	$-51,000	8,192
Applicable income taxes	$1,812,000	1,474
Income before extraordinary items	$4,354,000	1,618
Extraordinary gains, net	$0	46
Net income	$4,354,000	1,617
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$-9,600,000	8,828
Net operating income	$4,390,210	1,578
2005-09-30 (YTD Data)		Rank
Total interest income	$12,277,000	1,985
Total interest expense	$4,093,000	1,947
Net interest income	$8,184,000	2,018
Provision for loan and lease losses	$301,000	2,188
Total noninterest income	$741,000	3,597
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$400,000	2,914
Trading account gains and fees	$0	126
Additional Noninterest Income	$341,000	3,571
Total noninterest expense	$3,964,000	3,054
Salaries and employee benefits	$2,497,000	2,680
Premises and equipment expense	$614,000	2,821
Additional noninterest expense	$853,000	3,984
Pre-tax net operating income	$4,660,000	1,537
Securities gains (losses)	$19,000	1,247
Applicable income taxes	$1,375,000	1,474
Income before extraordinary items	$3,304,000	1,593
Extraordinary gains, net	$0	35
Net income	$3,304,000	1,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,290,510	1,567
2005-06-30 (YTD Data)		Rank
Total interest income	$7,941,000	1,993
Total interest expense	$2,514,000	1,980
Net interest income	$5,427,000	2,003
Provision for loan and lease losses	$201,000	2,152
Total noninterest income	$483,000	3,610
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$270,000	2,834
Trading account gains and fees	$0	116
Additional Noninterest Income	$213,000	3,658
Total noninterest expense	$2,638,000	3,045
Salaries and employee benefits	$1,673,000	2,644
Premises and equipment expense	$407,000	2,803
Additional noninterest expense	$558,000	4,019
Pre-tax net operating income	$3,071,000	1,518
Securities gains (losses)	$19,000	1,124
Applicable income taxes	$910,000	1,469
Income before extraordinary items	$2,180,000	1,587
Extraordinary gains, net	$0	30
Net income	$2,180,000	1,587
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,166,510	1,564
2005-03-31 (YTD Data)		Rank
Total interest income	$3,920,000	1,983
Total interest expense	$1,201,000	1,969
Net interest income	$2,719,000	1,977
Provision for loan and lease losses	$100,000	2,031
Total noninterest income	$241,000	3,550
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$138,000	2,721
Trading account gains and fees	$0	115
Additional Noninterest Income	$103,000	3,676
Total noninterest expense	$1,326,000	3,042
Salaries and employee benefits	$833,000	2,684
Premises and equipment expense	$215,000	2,693
Additional noninterest expense	$278,000	4,035
Pre-tax net operating income	$1,534,000	1,487
Securities gains (losses)	$0	1,685
Applicable income taxes	$452,000	1,459
Income before extraordinary items	$1,082,000	1,555
Extraordinary gains, net	$0	24
Net income	$1,082,000	1,557
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,082,000	1,532
2004-12-31 (YTD Data)		Rank
Total interest income	$13,588,000	2,105
Total interest expense	$3,729,000	2,175
Net interest income	$9,859,000	2,055
Provision for loan and lease losses	$179,000	3,971
Total noninterest income	$1,082,000	3,355
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$632,000	2,587
Trading account gains and fees	$0	138
Additional Noninterest Income	$450,000	3,507
Total noninterest expense	$5,405,000	2,906
Salaries and employee benefits	$3,412,000	2,552
Premises and equipment expense	$765,000	2,903
Additional noninterest expense	$1,228,000	3,669
Pre-tax net operating income	$5,357,000	1,589
Securities gains (losses)	$13,000	2,682
Applicable income taxes	$1,540,000	1,571
Income before extraordinary items	$3,830,000	1,674
Extraordinary gains, net	$0	34
Net income	$3,830,000	1,675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,820,770	1,632
2004-09-30 (YTD Data)		Rank
Total interest income	$9,909,000	2,150
Total interest expense	$2,606,000	2,262
Net interest income	$7,303,000	2,071
Provision for loan and lease losses	$104,000	4,214
Total noninterest income	$813,000	3,364
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$485,000	2,564
Trading account gains and fees	$0	134
Additional Noninterest Income	$328,000	3,568
Total noninterest expense	$4,019,000	2,896
Salaries and employee benefits	$2,568,000	2,514
Premises and equipment expense	$559,000	2,951
Additional noninterest expense	$892,000	3,752
Pre-tax net operating income	$3,993,000	1,612
Securities gains (losses)	$13,000	2,563
Applicable income taxes	$1,149,000	1,593
Income before extraordinary items	$2,857,000	1,699
Extraordinary gains, net	$0	26
Net income	$2,857,000	1,700
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,847,770	1,659
2004-06-30 (YTD Data)		Rank
Total interest income	$6,371,000	2,196
Total interest expense	$1,620,000	2,393
Net interest income	$4,751,000	2,111
Provision for loan and lease losses	$29,000	5,552
Total noninterest income	$558,000	3,327
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$331,000	2,512
Trading account gains and fees	$0	130
Additional Noninterest Income	$227,000	3,504
Total noninterest expense	$2,679,000	2,904
Salaries and employee benefits	$1,704,000	2,519
Premises and equipment expense	$369,000	2,991
Additional noninterest expense	$606,000	3,719
Pre-tax net operating income	$2,601,000	1,623
Securities gains (losses)	$0	3,413
Applicable income taxes	$746,000	1,619
Income before extraordinary items	$1,855,000	1,719
Extraordinary gains, net	$0	21
Net income	$1,855,000	1,720
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,855,000	1,666
2004-03-31 (YTD Data)		Rank
Total interest income	$3,149,000	2,225
Total interest expense	$785,000	2,493
Net interest income	$2,364,000	2,125
Provision for loan and lease losses	$14,000	5,389
Total noninterest income	$256,000	3,469
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$165,000	2,467
Trading account gains and fees	$0	121
Additional Noninterest Income	$91,000	3,909
Total noninterest expense	$1,306,000	2,972
Salaries and employee benefits	$811,000	2,650
Premises and equipment expense	$195,000	2,887
Additional noninterest expense	$300,000	3,750
Pre-tax net operating income	$1,300,000	1,598
Securities gains (losses)	$0	2,934
Applicable income taxes	$374,000	1,656
Income before extraordinary items	$926,000	1,699
Extraordinary gains, net	$0	16
Net income	$926,000	1,699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$926,000	1,614
2003-12-31 (YTD Data)		Rank
Total interest income	$12,585,000	2,288
Total interest expense	$3,431,000	2,539
Net interest income	$9,154,000	2,128
Provision for loan and lease losses	$166,000	4,396
Total noninterest income	$1,263,000	3,188
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$645,000	2,538
Trading account gains and fees	$0	160
Additional Noninterest Income	$618,000	3,195
Total noninterest expense	$4,987,000	3,055
Salaries and employee benefits	$3,000,000	2,770
Premises and equipment expense	$798,000	2,768
Additional noninterest expense	$1,189,000	3,754
Pre-tax net operating income	$5,264,000	1,552
Securities gains (losses)	$109,000	1,813
Applicable income taxes	$1,655,000	1,486
Income before extraordinary items	$3,718,000	1,670
Extraordinary gains, net	$0	54
Net income	$3,718,000	1,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	5,824
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,642,790	1,621
2003-09-30 (YTD Data)		Rank
Total interest income	$9,408,000	2,327
Total interest expense	$2,661,000	2,552
Net interest income	$6,747,000	2,173
Provision for loan and lease losses	$124,000	4,307
Total noninterest income	$1,078,000	2,977
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$486,000	2,539
Trading account gains and fees	$0	153
Additional Noninterest Income	$592,000	2,849
Total noninterest expense	$3,631,000	3,137
Salaries and employee benefits	$2,192,000	2,838
Premises and equipment expense	$602,000	2,762
Additional noninterest expense	$837,000	3,944
Pre-tax net operating income	$4,070,000	1,560
Securities gains (losses)	$11,000	3,280
Applicable income taxes	$1,277,000	1,524
Income before extraordinary items	$2,804,000	1,717
Extraordinary gains, net	$0	40
Net income	$2,804,000	1,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	4,943
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,796,410	1,631
2003-06-30 (YTD Data)		Rank
Total interest income	$6,284,000	2,337
Total interest expense	$1,857,000	2,539
Net interest income	$4,427,000	2,197
Provision for loan and lease losses	$83,000	4,260
Total noninterest income	$584,000	3,406
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$323,000	2,506
Trading account gains and fees	$0	150
Additional Noninterest Income	$261,000	3,547
Total noninterest expense	$2,336,000	3,236
Salaries and employee benefits	$1,423,000	2,923
Premises and equipment expense	$404,000	2,736
Additional noninterest expense	$509,000	4,184
Pre-tax net operating income	$2,592,000	1,619
Securities gains (losses)	$11,000	2,898
Applicable income taxes	$836,000	1,564
Income before extraordinary items	$1,767,000	1,821
Extraordinary gains, net	$0	30
Net income	$1,767,000	1,821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	4,092
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,759,520	1,706
2003-03-31 (YTD Data)		Rank
Total interest income	$3,152,000	2,342
Total interest expense	$980,000	2,483
Net interest income	$2,172,000	2,240
Provision for loan and lease losses	$41,000	4,084
Total noninterest income	$266,000	3,503
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$152,000	2,558
Trading account gains and fees	$0	134
Additional Noninterest Income	$114,000	3,692
Total noninterest expense	$1,155,000	3,265
Salaries and employee benefits	$696,000	2,975
Premises and equipment expense	$209,000	2,669
Additional noninterest expense	$250,000	4,219
Pre-tax net operating income	$1,242,000	1,689
Securities gains (losses)	$0	2,891
Applicable income taxes	$395,000	1,641
Income before extraordinary items	$847,000	1,864
Extraordinary gains, net	$0	21
Net income	$847,000	1,863
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	2,967
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$847,000	1,758
2002-12-31 (YTD Data)		Rank
Total interest income	$13,093,000	2,344
Total interest expense	$5,205,000	2,153
Net interest income	$7,888,000	2,431
Provision for loan and lease losses	$530,000	2,292
Total noninterest income	$1,041,000	3,395
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$651,000	2,408
Trading account gains and fees	$0	153
Additional Noninterest Income	$390,000	3,750
Total noninterest expense	$4,698,000	3,091
Salaries and employee benefits	$2,721,000	2,887
Premises and equipment expense	$810,000	2,658
Additional noninterest expense	$1,167,000	3,691
Pre-tax net operating income	$3,701,000	2,119
Securities gains (losses)	$122,000	1,572
Applicable income taxes	$1,152,000	1,988
Income before extraordinary items	$2,671,000	2,234
Extraordinary gains, net	$0	70
Net income	$2,671,000	2,233
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	5,309
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,585,600	2,218
2001-12-31 (YTD Data)		Rank
Total interest income	$13,238,000	2,581
Total interest expense	$6,694,000	2,395
Net interest income	$6,544,000	2,725
Provision for loan and lease losses	$300,000	3,194
Total noninterest income	$869,000	3,652
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$618,000	2,379
Trading account gains and fees	$0	177
Additional Noninterest Income	$251,000	4,486
Total noninterest expense	$3,849,000	3,547
Salaries and employee benefits	$2,298,000	3,194
Premises and equipment expense	$516,000	3,775
Additional noninterest expense	$1,035,000	3,946
Pre-tax net operating income	$3,264,000	2,096
Securities gains (losses)	$0	4,612
Applicable income taxes	$963,000	2,132
Income before extraordinary items	$2,301,000	2,250
Extraordinary gains, net	$0	105
Net income	$2,301,000	2,253
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,301,000	2,180
2000-12-31 (YTD Data)		Rank
Total interest income	$12,528,000	2,793
Total interest expense	$6,504,000	2,567
Net interest income	$6,024,000	2,932
Provision for loan and lease losses	$274,000	3,057
Total noninterest income	$795,000	3,675
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$617,000	2,229
Trading account gains and fees	$0	180
Additional Noninterest Income	$178,000	5,064
Total noninterest expense	$3,454,000	3,742
Salaries and employee benefits	$1,922,000	3,593
Premises and equipment expense	$375,000	4,718
Additional noninterest expense	$1,157,000	3,554
Pre-tax net operating income	$3,091,000	2,334
Securities gains (losses)	$9,000	1,192
Applicable income taxes	$882,000	2,349
Income before extraordinary items	$2,218,000	2,319
Extraordinary gains, net	$0	38
Net income	$2,218,000	2,319
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	9,115
Cash dividends	$875,000	2,518
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,211,520	2,331
1999-12-31 (YTD Data)		Rank
Total interest income	$11,506,000	2,809
Total interest expense	$6,005,000	2,457
Net interest income	$5,501,000	3,157
Provision for loan and lease losses	$240,000	3,119
Total noninterest income	$844,000	3,497
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$638,000	2,084
Trading account gains and fees	$0	173
Additional Noninterest Income	$206,000	4,869
Total noninterest expense	$2,822,000	4,437
Salaries and employee benefits	$1,635,000	4,048
Premises and equipment expense	$358,000	4,887
Additional noninterest expense	$829,000	4,657
Pre-tax net operating income	$3,283,000	2,226
Securities gains (losses)	$-244,000	10,056
Applicable income taxes	$846,000	2,516
Income before extraordinary items	$2,193,000	2,376
Extraordinary gains, net	$0	35
Net income	$2,193,000	2,377
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,364
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,368,680	2,181
1998-12-31 (YTD Data)		Rank
Total interest income	$10,577,000	3,056
Total interest expense	$6,191,000	2,445
Net interest income	$4,386,000	3,821
Provision for loan and lease losses	$160,000	4,005
Total noninterest income	$871,000	3,399
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$605,000	2,120
Trading account gains and fees	$0	224
Additional Noninterest Income	$266,000	4,276
Total noninterest expense	$2,617,000	4,615
Salaries and employee benefits	$1,441,000	4,382
Premises and equipment expense	$344,000	4,936
Additional noninterest expense	$832,000	4,558
Pre-tax net operating income	$2,480,000	2,812
Securities gains (losses)	$8,000	3,124
Applicable income taxes	$658,000	3,172
Income before extraordinary items	$1,830,000	2,759
Extraordinary gains, net	$0	32
Net income	$1,830,000	2,760
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,038
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,824,080	2,690
1997-12-31 (YTD Data)		Rank
Total interest income	$9,802,000	3,292
Total interest expense	$5,515,000	2,715
Net interest income	$4,287,000	3,989
Provision for loan and lease losses	$180,000	3,648
Total noninterest income	$768,000	3,706
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$564,000	2,327
Trading account gains and fees	$0	239
Additional Noninterest Income	$204,000	4,907
Total noninterest expense	$2,515,000	4,761
Salaries and employee benefits	$1,366,000	4,600
Premises and equipment expense	$335,000	5,068
Additional noninterest expense	$814,000	4,659
Pre-tax net operating income	$2,360,000	3,060
Securities gains (losses)	$-12,000	10,127
Applicable income taxes	$643,000	3,482
Income before extraordinary items	$1,705,000	2,983
Extraordinary gains, net	$0	44
Net income	$1,705,000	2,982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,371
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,713,760	2,913
1996-12-31 (YTD Data)		Rank
Total interest income	$8,457,000	3,829
Total interest expense	$5,001,000	2,999
Net interest income	$3,456,000	4,869
Provision for loan and lease losses	$84,000	5,516
Total noninterest income	$723,000	4,011
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$591,000	2,297
Trading account gains and fees	$0	262
Additional Noninterest Income	$132,000	6,332
Total noninterest expense	$2,308,000	5,324
Salaries and employee benefits	$1,156,000	5,371
Premises and equipment expense	$316,000	5,382
Additional noninterest expense	$836,000	5,032
Pre-tax net operating income	$1,787,000	3,753
Securities gains (losses)	$-34,000	10,892
Applicable income taxes	$415,000	4,786
Income before extraordinary items	$1,338,000	3,537
Extraordinary gains, net	$0	53
Net income	$1,338,000	3,537
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,612
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,363,840	3,440
1995-12-31 (YTD Data)		Rank
Total interest income	$7,195,000	4,448
Total interest expense	$4,094,000	3,606
Net interest income	$3,101,000	5,362
Provision for loan and lease losses	$54,000	6,067
Total noninterest income	$583,000	4,667
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$473,000	2,868
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	6,935
Total noninterest expense	$2,171,000	5,618
Salaries and employee benefits	$1,040,000	5,851
Premises and equipment expense	$310,000	5,489
Additional noninterest expense	$821,000	5,140
Pre-tax net operating income	$1,459,000	4,556
Securities gains (losses)	$0	3,831
Applicable income taxes	$336,000	5,591
Income before extraordinary items	$1,123,000	4,177
Extraordinary gains, net	$0	65
Net income	$1,123,000	4,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,657
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,123,000	4,158
1994-12-31 (YTD Data)		Rank
Total interest income	$6,004,000	4,865
Total interest expense	$2,923,000	4,057
Net interest income	$3,081,000	5,508
Provision for loan and lease losses	$76,000	5,132
Total noninterest income	$537,000	5,023
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$419,000	3,240
Trading account gains and fees	NA	NA
Additional Noninterest Income	$118,000	6,976
Total noninterest expense	$2,358,000	5,427
Salaries and employee benefits	$1,074,000	5,755
Premises and equipment expense	$346,000	5,121
Additional noninterest expense	$938,000	4,988
Pre-tax net operating income	$1,184,000	5,284
Securities gains (losses)	$41,000	1,276
Applicable income taxes	$267,000	6,290
Income before extraordinary items	$958,000	4,680
Extraordinary gains, net	$0	249
Net income	$958,000	4,679
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,658
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$926,020	4,845
1993-12-31 (YTD Data)		Rank
Total interest income	$5,337,000	5,470
Total interest expense	$2,452,000	4,909
Net interest income	$2,885,000	5,829
Provision for loan and lease losses	$171,000	4,328
Total noninterest income	$497,000	5,624
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$391,000	3,523
Trading account gains and fees	NA	NA
Additional Noninterest Income	$106,000	7,681
Total noninterest expense	$2,135,000	6,016
Salaries and employee benefits	$962,000	6,347
Premises and equipment expense	$261,000	6,488
Additional noninterest expense	$912,000	5,312
Pre-tax net operating income	$1,076,000	5,592
Securities gains (losses)	$26,000	4,293
Applicable income taxes	$247,000	6,851
Income before extraordinary items	$855,000	5,286
Extraordinary gains, net	$-22,000	12,478
Net income	$833,000	5,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	9,293
Cash dividends	$50,000	7,918
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$834,720	5,152
1992-12-31 (YTD Data)		Rank
Total interest income	$4,494,000	6,911
Total interest expense	$2,212,000	6,594
Net interest income	$2,282,000	7,049
Provision for loan and lease losses	$120,000	6,707
Total noninterest income	$429,000	6,277
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$368,000	3,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	9,744
Total noninterest expense	$1,937,000	6,540
Salaries and employee benefits	$822,000	7,121
Premises and equipment expense	$251,000	6,759
Additional noninterest expense	$864,000	5,709
Pre-tax net operating income	$654,000	7,369
Securities gains (losses)	$172,000	2,240
Applicable income taxes	$229,000	7,010
Income before extraordinary items	$597,000	6,602
Extraordinary gains, net	$0	1,422
Net income	$597,000	6,681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	6,489
Cash dividends	$140,000	5,918
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$473,160	7,194

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.