Home > First Dakota National Bank > Income and Expense

First Dakota National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$140,162,000396
Total interest expense$58,990,000349
Net interest income$81,172,000450
Provision for loan and lease losses$3,100,000440
Total noninterest income$28,850,000355
Gross Fiduciary activities income$3,805,000298
Service charges on deposit accounts$2,041,000544
Trading account gains and fees$0123
Additional Noninterest Income$23,004,000286
Total noninterest expense$71,357,000416
Salaries and employee benefits$47,468,000340
Premises and equipment expense$4,767,000581
Additional noninterest expense$23,004,000286
Pre-tax net operating income$35,565,000451
Securities gains (losses)$285,000127
Applicable income taxes$8,105,000405
Income before extraordinary items$27,745,000454
Extraordinary gains, net$054
Net income$27,745,000458
Minority interest net income$088
Net income of bank and minority interests.$27,745,000455
Net charge-offs$638,000662
Cash dividends$5,730,000729
Sale, conversion, retirement of capital stock, net$0540
Net operating income$27,519,850466
2023-09-30 (YTD Data)Rank
Total interest income$101,471,000398
Total interest expense$40,795,000351
Net interest income$60,676,000458
Provision for loan and lease losses$3,100,000353
Total noninterest income$22,029,000348
Gross Fiduciary activities income$2,796,000300
Service charges on deposit accounts$1,524,000548
Trading account gains and fees$0125
Additional Noninterest Income$17,709,000288
Total noninterest expense$53,287,000410
Salaries and employee benefits$35,633,000341
Premises and equipment expense$3,469,000599
Additional noninterest expense$17,709,000288
Pre-tax net operating income$26,318,000467
Securities gains (losses)$160,000123
Applicable income taxes$6,355,000402
Income before extraordinary items$20,123,000484
Extraordinary gains, net$052
Net income$20,123,000486
Minority interest net income$081
Net income of bank and minority interests.$20,123,000483
Net charge-offs$817,000450
Cash dividends$2,365,0001,057
Sale, conversion, retirement of capital stock, net$0507
Net operating income$19,996,600491
2023-06-30 (YTD Data)Rank
Total interest income$64,934,000394
Total interest expense$24,148,000349
Net interest income$40,786,000450
Provision for loan and lease losses$2,500,000311
Total noninterest income$13,520,000358
Gross Fiduciary activities income$1,855,000294
Service charges on deposit accounts$986,000551
Trading account gains and fees$0112
Additional Noninterest Income$10,679,000306
Total noninterest expense$34,944,000405
Salaries and employee benefits$23,740,000330
Premises and equipment expense$2,193,000618
Additional noninterest expense$10,679,000306
Pre-tax net operating income$16,862,000483
Securities gains (losses)$127,000152
Applicable income taxes$4,077,000420
Income before extraordinary items$12,912,000496
Extraordinary gains, net$051
Net income$12,912,000504
Minority interest net income$081
Net income of bank and minority interests.$12,912,000495
Net charge-offs$846,000330
Cash dividends$2,150,000830
Sale, conversion, retirement of capital stock, net$0486
Net operating income$12,811,670500
2023-03-31 (YTD Data)Rank
Total interest income$30,659,000412
Total interest expense$10,003,000361
Net interest income$20,656,000456
Provision for loan and lease losses$02,612
Total noninterest income$6,838,000362
Gross Fiduciary activities income$965,000302
Service charges on deposit accounts$492,000560
Trading account gains and fees$097
Additional Noninterest Income$5,381,000307
Total noninterest expense$17,946,000411
Salaries and employee benefits$11,857,000343
Premises and equipment expense$1,216,000580
Additional noninterest expense$5,381,000307
Pre-tax net operating income$9,548,000449
Securities gains (losses)$79,000195
Applicable income taxes$2,310,000392
Income before extraordinary items$7,317,000463
Extraordinary gains, net$04
Net income$7,317,000463
Minority interest net income$048
Net income of bank and minority interests.$7,317,000464
Net charge-offs$817,000217
Cash dividends$595,0001,140
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,254,590476
2022-12-31 (YTD Data)Rank
Total interest income$100,990,000409
Total interest expense$12,946,000373
Net interest income$88,044,000416
Provision for loan and lease losses$03,012
Total noninterest income$30,057,000353
Gross Fiduciary activities income$3,449,000322
Service charges on deposit accounts$2,089,000549
Trading account gains and fees$0116
Additional Noninterest Income$24,519,000291
Total noninterest expense$73,085,000388
Salaries and employee benefits$49,028,000332
Premises and equipment expense$4,769,000578
Additional noninterest expense$24,519,000291
Pre-tax net operating income$45,016,000413
Securities gains (losses)$-76,0003,836
Applicable income taxes$10,636,000363
Income before extraordinary items$34,304,000420
Extraordinary gains, net$05
Net income$34,304,000421
Minority interest net income$063
Net income of bank and minority interests.$34,304,000421
Net charge-offs$193,000942
Cash dividends$1,645,0001,683
Sale, conversion, retirement of capital stock, net$0568
Net operating income$34,364,040425
2022-09-30 (YTD Data)Rank
Total interest income$71,542,000407
Total interest expense$5,878,000409
Net interest income$65,664,000409
Provision for loan and lease losses$02,835
Total noninterest income$23,669,000352
Gross Fiduciary activities income$2,552,000322
Service charges on deposit accounts$1,545,000560
Trading account gains and fees$0111
Additional Noninterest Income$19,572,000291
Total noninterest expense$53,461,000395
Salaries and employee benefits$35,770,000338
Premises and equipment expense$3,475,000593
Additional noninterest expense$19,572,000291
Pre-tax net operating income$35,872,000390
Securities gains (losses)$-93,0004,206
Applicable income taxes$8,586,000352
Income before extraordinary items$27,193,000398
Extraordinary gains, net$04
Net income$27,193,000398
Minority interest net income$057
Net income of bank and minority interests.$27,193,000398
Net charge-offs$155,000769
Cash dividends$945,0001,728
Sale, conversion, retirement of capital stock, net$0519
Net operating income$27,266,470406
2022-06-30 (YTD Data)Rank
Total interest income$44,779,000409
Total interest expense$2,658,000453
Net interest income$42,121,000410
Provision for loan and lease losses$02,599
Total noninterest income$16,516,000336
Gross Fiduciary activities income$1,762,000281
Service charges on deposit accounts$1,002,000572
Trading account gains and fees$0108
Additional Noninterest Income$13,752,000289
Total noninterest expense$35,342,000390
Salaries and employee benefits$23,735,000328
Premises and equipment expense$2,313,000587
Additional noninterest expense$9,294,000456
Pre-tax net operating income$23,295,000386
Securities gains (losses)$-101,0004,374
Applicable income taxes$5,567,000342
Income before extraordinary items$17,627,000399
Extraordinary gains, net$04
Net income$17,627,000398
Minority interest net income$060
Net income of bank and minority interests.$17,627,000399
Net charge-offs$53,000937
Cash dividends$225,0002,408
Sale, conversion, retirement of capital stock, net$0494
Net operating income$17,706,790405
2022-03-31 (YTD Data)Rank
Total interest income$21,394,000417
Total interest expense$1,216,000457
Net interest income$20,178,000414
Provision for loan and lease losses$02,285
Total noninterest income$9,308,000324
Gross Fiduciary activities income$895,000282
Service charges on deposit accounts$491,000576
Trading account gains and fees$0103
Additional Noninterest Income$7,922,000280
Total noninterest expense$17,406,000398
Salaries and employee benefits$11,694,000337
Premises and equipment expense$1,199,000571
Additional noninterest expense$4,513,000459
Pre-tax net operating income$12,080,000361
Securities gains (losses)$-44,0004,429
Applicable income taxes$2,889,000326
Income before extraordinary items$9,147,000382
Extraordinary gains, net$04
Net income$9,147,000382
Minority interest net income$050
Net income of bank and minority interests.$9,147,000382
Net charge-offs$133,000434
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$9,181,760387
2021-12-31 (YTD Data)Rank
Total interest income$89,009,000402
Total interest expense$6,121,000446
Net interest income$82,888,000404
Provision for loan and lease losses$03,064
Total noninterest income$31,924,000373
Gross Fiduciary activities income$3,071,000299
Service charges on deposit accounts$1,768,000593
Trading account gains and fees$0132
Additional Noninterest Income$27,085,000338
Total noninterest expense$68,390,000403
Salaries and employee benefits$47,424,000335
Premises and equipment expense$5,000,000535
Additional noninterest expense$15,966,000518
Pre-tax net operating income$46,422,000408
Securities gains (losses)$240,000544
Applicable income taxes$11,146,000363
Income before extraordinary items$35,516,000429
Extraordinary gains, net$010
Net income$35,516,000429
Minority interest net income$074
Net income of bank and minority interests.$35,516,000429
Net charge-offs$-210,0004,562
Cash dividends$12,540,000407
Sale, conversion, retirement of capital stock, net$0582
Net operating income$35,326,400422
2021-09-30 (YTD Data)Rank
Total interest income$67,872,000406
Total interest expense$4,847,000448
Net interest income$63,025,000402
Provision for loan and lease losses$02,963
Total noninterest income$24,642,000375
Gross Fiduciary activities income$2,220,000304
Service charges on deposit accounts$1,287,000606
Trading account gains and fees$0132
Additional Noninterest Income$21,135,000330
Total noninterest expense$49,267,000412
Salaries and employee benefits$34,275,000348
Premises and equipment expense$3,737,000542
Additional noninterest expense$11,255,000546
Pre-tax net operating income$38,400,000391
Securities gains (losses)$171,000612
Applicable income taxes$9,257,000347
Income before extraordinary items$29,314,000410
Extraordinary gains, net$08
Net income$29,314,000409
Minority interest net income$069
Net income of bank and minority interests.$29,314,000410
Net charge-offs$-273,0004,724
Cash dividends$1,190,0001,593
Sale, conversion, retirement of capital stock, net$0543
Net operating income$29,178,910403
2021-06-30 (YTD Data)Rank
Total interest income$47,407,000381
Total interest expense$3,432,000447
Net interest income$43,975,000375
Provision for loan and lease losses$02,862
Total noninterest income$16,956,000369
Gross Fiduciary activities income$1,484,000303
Service charges on deposit accounts$805,000615
Trading account gains and fees$0133
Additional Noninterest Income$14,667,000332
Total noninterest expense$31,702,000423
Salaries and employee benefits$22,452,000350
Premises and equipment expense$2,543,000536
Additional noninterest expense$6,707,000588
Pre-tax net operating income$29,229,000346
Securities gains (losses)$127,000590
Applicable income taxes$7,046,000318
Income before extraordinary items$22,310,000370
Extraordinary gains, net$06
Net income$22,310,000368
Minority interest net income$067
Net income of bank and minority interests.$22,310,000370
Net charge-offs$-267,0004,803
Cash dividends$940,0001,446
Sale, conversion, retirement of capital stock, net$0517
Net operating income$22,209,670363
2021-03-31 (YTD Data)Rank
Total interest income$24,364,000368
Total interest expense$1,820,000447
Net interest income$22,544,000365
Provision for loan and lease losses$02,741
Total noninterest income$9,508,000353
Gross Fiduciary activities income$739,000299
Service charges on deposit accounts$390,000616
Trading account gains and fees$0127
Additional Noninterest Income$8,379,000310
Total noninterest expense$15,296,000435
Salaries and employee benefits$10,844,000361
Premises and equipment expense$1,143,000593
Additional noninterest expense$3,309,000571
Pre-tax net operating income$16,756,000309
Securities gains (losses)$14,000969
Applicable income taxes$4,024,000294
Income before extraordinary items$12,746,000330
Extraordinary gains, net$03
Net income$12,746,000330
Minority interest net income$055
Net income of bank and minority interests.$12,746,000330
Net charge-offs$-310,0004,903
Cash dividends$470,0001,256
Sale, conversion, retirement of capital stock, net$0482
Net operating income$12,734,940323
2020-12-31 (YTD Data)Rank
Total interest income$87,408,000405
Total interest expense$11,046,000461
Net interest income$76,362,000400
Provision for loan and lease losses$7,500,000438
Total noninterest income$28,767,000382
Gross Fiduciary activities income$2,481,000309
Service charges on deposit accounts$1,819,000568
Trading account gains and fees$0133
Additional Noninterest Income$24,467,000352
Total noninterest expense$63,706,000410
Salaries and employee benefits$45,352,000335
Premises and equipment expense$4,689,000558
Additional noninterest expense$13,665,000553
Pre-tax net operating income$33,923,000399
Securities gains (losses)$114,0001,318
Applicable income taxes$7,935,000360
Income before extraordinary items$26,102,000425
Extraordinary gains, net$04
Net income$26,102,000424
Minority interest net income$072
Net income of bank and minority interests.$26,102,000425
Net charge-offs$2,015,000413
Cash dividends$13,072,000381
Sale, conversion, retirement of capital stock, net$0566
Net operating income$26,011,940416
2020-09-30 (YTD Data)Rank
Total interest income$67,980,000391
Total interest expense$8,928,000464
Net interest income$59,052,000381
Provision for loan and lease losses$7,500,000383
Total noninterest income$21,010,000380
Gross Fiduciary activities income$1,806,000307
Service charges on deposit accounts$1,373,000560
Trading account gains and fees$0125
Additional Noninterest Income$17,831,000343
Total noninterest expense$45,747,000415
Salaries and employee benefits$31,739,000350
Premises and equipment expense$3,511,000552
Additional noninterest expense$10,497,000527
Pre-tax net operating income$26,815,000356
Securities gains (losses)$75,0001,347
Applicable income taxes$6,453,000315
Income before extraordinary items$20,437,000388
Extraordinary gains, net$04
Net income$20,437,000387
Minority interest net income$065
Net income of bank and minority interests.$20,437,000388
Net charge-offs$1,831,000342
Cash dividends$6,517,000479
Sale, conversion, retirement of capital stock, net$0532
Net operating income$20,377,750377
2020-06-30 (YTD Data)Rank
Total interest income$47,352,000386
Total interest expense$6,491,000462
Net interest income$40,861,000367
Provision for loan and lease losses$7,500,000309
Total noninterest income$13,106,000369
Gross Fiduciary activities income$1,218,000311
Service charges on deposit accounts$938,000548
Trading account gains and fees$0123
Additional Noninterest Income$10,950,000333
Total noninterest expense$30,744,000410
Salaries and employee benefits$21,199,000343
Premises and equipment expense$2,347,000552
Additional noninterest expense$7,198,000506
Pre-tax net operating income$15,723,000353
Securities gains (losses)$-10,0004,791
Applicable income taxes$3,770,000302
Income before extraordinary items$11,943,000380
Extraordinary gains, net$04
Net income$11,943,000379
Minority interest net income$065
Net income of bank and minority interests.$11,943,000380
Net charge-offs$386,000699
Cash dividends$5,852,000390
Sale, conversion, retirement of capital stock, net$0504
Net operating income$11,950,900367
2020-03-31 (YTD Data)Rank
Total interest income$21,083,000427
Total interest expense$3,770,000455
Net interest income$17,313,000422
Provision for loan and lease losses$2,500,000355
Total noninterest income$5,681,000388
Gross Fiduciary activities income$657,000304
Service charges on deposit accounts$556,000547
Trading account gains and fees$0106
Additional Noninterest Income$4,468,000339
Total noninterest expense$14,711,000426
Salaries and employee benefits$10,027,000357
Premises and equipment expense$1,184,000558
Additional noninterest expense$3,500,000530
Pre-tax net operating income$5,783,000412
Securities gains (losses)$-102,0004,982
Applicable income taxes$1,363,000354
Income before extraordinary items$4,318,000461
Extraordinary gains, net$04
Net income$4,318,000460
Minority interest net income$056
Net income of bank and minority interests.$4,318,000461
Net charge-offs$80,000984
Cash dividends$5,462,000285
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,398,580439
2019-12-31 (YTD Data)Rank
Total interest income$82,519,000433
Total interest expense$16,688,000448
Net interest income$65,831,000438
Provision for loan and lease losses$3,000,000370
Total noninterest income$21,625,000407
Gross Fiduciary activities income$2,366,000315
Service charges on deposit accounts$2,349,000531
Trading account gains and fees$0135
Additional Noninterest Income$16,910,000366
Total noninterest expense$58,801,000404
Salaries and employee benefits$39,835,000339
Premises and equipment expense$4,776,000543
Additional noninterest expense$14,190,000508
Pre-tax net operating income$25,655,000509
Securities gains (losses)$113,000869
Applicable income taxes$6,110,000441
Income before extraordinary items$19,658,000548
Extraordinary gains, net$011
Net income$19,658,000549
Minority interest net income$076
Net income of bank and minority interests.$19,658,000549
Net charge-offs$2,417,000359
Cash dividends$5,827,000718
Sale, conversion, retirement of capital stock, net$0626
Net operating income$19,568,730540
2019-09-30 (YTD Data)Rank
Total interest income$61,455,000442
Total interest expense$12,556,000454
Net interest income$48,899,000448
Provision for loan and lease losses$3,000,000297
Total noninterest income$15,699,000411
Gross Fiduciary activities income$1,701,000323
Service charges on deposit accounts$1,749,000535
Trading account gains and fees$0129
Additional Noninterest Income$12,249,000365
Total noninterest expense$44,225,000399
Salaries and employee benefits$29,384,000347
Premises and equipment expense$3,568,000551
Additional noninterest expense$11,273,000484
Pre-tax net operating income$17,373,000552
Securities gains (losses)$19,0001,451
Applicable income taxes$4,175,000482
Income before extraordinary items$13,217,000598
Extraordinary gains, net$011
Net income$13,217,000598
Minority interest net income$072
Net income of bank and minority interests.$13,217,000598
Net charge-offs$2,555,000263
Cash dividends$5,302,000580
Sale, conversion, retirement of capital stock, net$0590
Net operating income$13,201,990589
2019-06-30 (YTD Data)Rank
Total interest income$40,542,000445
Total interest expense$8,232,000453
Net interest income$32,310,000447
Provision for loan and lease losses$3,000,000221
Total noninterest income$9,622,000431
Gross Fiduciary activities income$1,168,000323
Service charges on deposit accounts$1,143,000543
Trading account gains and fees$0131
Additional Noninterest Income$7,311,000385
Total noninterest expense$29,262,000408
Salaries and employee benefits$19,601,000346
Premises and equipment expense$2,166,000589
Additional noninterest expense$7,495,000484
Pre-tax net operating income$9,670,000618
Securities gains (losses)$2,0001,537
Applicable income taxes$2,321,000525
Income before extraordinary items$7,351,000671
Extraordinary gains, net$011
Net income$7,351,000671
Minority interest net income$069
Net income of bank and minority interests.$7,351,000671
Net charge-offs$1,445,000281
Cash dividends$2,901,000668
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,349,420659
2019-03-31 (YTD Data)Rank
Total interest income$19,924,000444
Total interest expense$3,944,000458
Net interest income$15,980,000449
Provision for loan and lease losses$2,000,000183
Total noninterest income$4,753,000414
Gross Fiduciary activities income$582,000317
Service charges on deposit accounts$559,000546
Trading account gains and fees$0126
Additional Noninterest Income$3,612,000378
Total noninterest expense$14,375,000415
Salaries and employee benefits$9,491,000358
Premises and equipment expense$1,083,000593
Additional noninterest expense$3,801,000470
Pre-tax net operating income$4,358,000650
Securities gains (losses)$01,087
Applicable income taxes$1,044,000559
Income before extraordinary items$3,314,000710
Extraordinary gains, net$05
Net income$3,314,000711
Minority interest net income$052
Net income of bank and minority interests.$3,314,000709
Net charge-offs$1,468,000170
Cash dividends$2,451,000447
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,314,000698
2018-12-31 (YTD Data)Rank
Total interest income$76,684,000429
Total interest expense$11,968,000455
Net interest income$64,716,000431
Provision for loan and lease losses$9,500,000165
Total noninterest income$21,099,000401
Gross Fiduciary activities income$2,110,000335
Service charges on deposit accounts$2,281,000557
Trading account gains and fees$0126
Additional Noninterest Income$16,708,000357
Total noninterest expense$56,945,000411
Salaries and employee benefits$37,337,000354
Premises and equipment expense$4,231,000596
Additional noninterest expense$15,377,000464
Pre-tax net operating income$19,370,000607
Securities gains (losses)$01,125
Applicable income taxes$4,548,000502
Income before extraordinary items$14,822,000649
Extraordinary gains, net$06
Net income$14,822,000648
Minority interest net income$072
Net income of bank and minority interests.$14,822,000648
Net charge-offs$7,267,000161
Cash dividends$4,425,000811
Sale, conversion, retirement of capital stock, net$0671
Net operating income$14,822,000653
2018-09-30 (YTD Data)Rank
Total interest income$56,252,000431
Total interest expense$8,216,000457
Net interest income$48,036,000434
Provision for loan and lease losses$9,500,000138
Total noninterest income$15,785,000400
Gross Fiduciary activities income$1,553,000339
Service charges on deposit accounts$1,634,000585
Trading account gains and fees$0138
Additional Noninterest Income$12,598,000355
Total noninterest expense$42,693,000412
Salaries and employee benefits$27,669,000359
Premises and equipment expense$3,135,000603
Additional noninterest expense$11,889,000450
Pre-tax net operating income$11,628,000728
Securities gains (losses)$01,118
Applicable income taxes$2,791,000582
Income before extraordinary items$8,837,000799
Extraordinary gains, net$05
Net income$8,837,000798
Minority interest net income$066
Net income of bank and minority interests.$8,837,000798
Net charge-offs$7,228,000135
Cash dividends$3,725,000687
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,837,000796
2018-06-30 (YTD Data)Rank
Total interest income$36,874,000433
Total interest expense$4,955,000465
Net interest income$31,919,000431
Provision for loan and lease losses$9,000,000109
Total noninterest income$10,412,000402
Gross Fiduciary activities income$1,070,000339
Service charges on deposit accounts$1,030,000613
Trading account gains and fees$0130
Additional Noninterest Income$8,312,000356
Total noninterest expense$28,141,000419
Salaries and employee benefits$18,457,000365
Premises and equipment expense$2,034,000623
Additional noninterest expense$7,650,000464
Pre-tax net operating income$5,190,0001,002
Securities gains (losses)$0961
Applicable income taxes$1,245,000753
Income before extraordinary items$3,945,0001,086
Extraordinary gains, net$06
Net income$3,945,0001,085
Minority interest net income$065
Net income of bank and minority interests.$3,945,0001,085
Net charge-offs$7,237,000111
Cash dividends$3,275,000536
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,945,0001,081
2018-03-31 (YTD Data)Rank
Total interest income$17,713,000441
Total interest expense$2,240,000477
Net interest income$15,473,000442
Provision for loan and lease losses$03,508
Total noninterest income$5,125,000406
Gross Fiduciary activities income$550,000331
Service charges on deposit accounts$505,000627
Trading account gains and fees$0123
Additional Noninterest Income$4,070,000360
Total noninterest expense$13,993,000416
Salaries and employee benefits$9,142,000368
Premises and equipment expense$1,036,000610
Additional noninterest expense$3,815,000458
Pre-tax net operating income$6,605,000467
Securities gains (losses)$0735
Applicable income taxes$1,585,000409
Income before extraordinary items$5,020,000497
Extraordinary gains, net$07
Net income$5,020,000496
Minority interest net income$052
Net income of bank and minority interests.$5,020,000497
Net charge-offs$151,000678
Cash dividends$2,650,000334
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,020,000499
2017-12-31 (YTD Data)Rank
Total interest income$68,035,000430
Total interest expense$7,286,000487
Net interest income$60,749,000426
Provision for loan and lease losses$4,500,000270
Total noninterest income$19,958,000418
Gross Fiduciary activities income$2,013,000338
Service charges on deposit accounts$1,995,000643
Trading account gains and fees$0151
Additional Noninterest Income$15,950,000371
Total noninterest expense$53,770,000423
Salaries and employee benefits$35,186,000369
Premises and equipment expense$4,131,000592
Additional noninterest expense$14,453,000478
Pre-tax net operating income$22,437,000502
Securities gains (losses)$6,0001,742
Applicable income taxes$8,184,000480
Income before extraordinary items$14,259,000549
Extraordinary gains, net$09
Net income$14,259,000548
Minority interest net income$076
Net income of bank and minority interests.$14,259,000549
Net charge-offs$1,692,000468
Cash dividends$1,990,0001,448
Sale, conversion, retirement of capital stock, net$0711
Net operating income$14,255,160543
2017-09-30 (YTD Data)Rank
Total interest income$50,087,000438
Total interest expense$5,246,000490
Net interest income$44,841,000434
Provision for loan and lease losses$3,750,000246
Total noninterest income$13,886,000451
Gross Fiduciary activities income$1,461,000344
Service charges on deposit accounts$1,509,000634
Trading account gains and fees$0145
Additional Noninterest Income$10,916,000396
Total noninterest expense$40,003,000431
Salaries and employee benefits$26,215,000375
Premises and equipment expense$3,033,000620
Additional noninterest expense$10,755,000480
Pre-tax net operating income$14,974,000553
Securities gains (losses)$6,0001,766
Applicable income taxes$5,318,000472
Income before extraordinary items$9,662,000651
Extraordinary gains, net$09
Net income$9,662,000651
Minority interest net income$071
Net income of bank and minority interests.$9,662,000651
Net charge-offs$1,352,000405
Cash dividends$1,450,0001,339
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,658,160639
2017-06-30 (YTD Data)Rank
Total interest income$33,040,000440
Total interest expense$3,207,000515
Net interest income$29,833,000431
Provision for loan and lease losses$2,000,000279
Total noninterest income$8,832,000470
Gross Fiduciary activities income$1,003,000339
Service charges on deposit accounts$991,000632
Trading account gains and fees$0139
Additional Noninterest Income$6,838,000412
Total noninterest expense$26,343,000440
Salaries and employee benefits$17,570,000377
Premises and equipment expense$1,852,000679
Additional noninterest expense$6,921,000499
Pre-tax net operating income$10,322,000532
Securities gains (losses)$6,0001,397
Applicable income taxes$3,665,000454
Income before extraordinary items$6,663,000610
Extraordinary gains, net$011
Net income$6,663,000610
Minority interest net income$071
Net income of bank and minority interests.$6,663,000610
Net charge-offs$910,000382
Cash dividends$1,050,0001,253
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,659,100599
2017-03-31 (YTD Data)Rank
Total interest income$15,698,000457
Total interest expense$1,484,000541
Net interest income$14,214,000454
Provision for loan and lease losses$750,000325
Total noninterest income$4,543,000455
Gross Fiduciary activities income$507,000334
Service charges on deposit accounts$495,000634
Trading account gains and fees$0142
Additional Noninterest Income$3,541,000404
Total noninterest expense$12,715,000456
Salaries and employee benefits$8,499,000393
Premises and equipment expense$871,000736
Additional noninterest expense$3,345,000512
Pre-tax net operating income$5,292,000507
Securities gains (losses)$6,000778
Applicable income taxes$1,881,000437
Income before extraordinary items$3,417,000596
Extraordinary gains, net$08
Net income$3,417,000596
Minority interest net income$055
Net income of bank and minority interests.$3,417,000596
Net charge-offs$435,000366
Cash dividends$750,000906
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,413,160581
2016-12-31 (YTD Data)Rank
Total interest income$61,327,000446
Total interest expense$5,214,000574
Net interest income$56,113,000432
Provision for loan and lease losses$2,000,000529
Total noninterest income$18,095,000455
Gross Fiduciary activities income$1,765,000359
Service charges on deposit accounts$2,137,000609
Trading account gains and fees$0170
Additional Noninterest Income$14,193,000402
Total noninterest expense$48,906,000457
Salaries and employee benefits$32,228,000397
Premises and equipment expense$3,469,000721
Additional noninterest expense$13,209,000527
Pre-tax net operating income$23,302,000451
Securities gains (losses)$55,0001,768
Applicable income taxes$8,242,000384
Income before extraordinary items$15,115,000518
Extraordinary gains, net$05
Net income$15,115,000517
Minority interest net income$082
Net income of bank and minority interests.$15,115,000517
Net charge-offs$330,0001,440
Cash dividends$3,750,000871
Sale, conversion, retirement of capital stock, net$0759
Net operating income$15,079,250508
2016-09-30 (YTD Data)Rank
Total interest income$45,652,000448
Total interest expense$3,765,000591
Net interest income$41,887,000435
Provision for loan and lease losses$1,500,000507
Total noninterest income$12,846,000465
Gross Fiduciary activities income$1,258,000367
Service charges on deposit accounts$1,619,000604
Trading account gains and fees$0169
Additional Noninterest Income$9,969,000419
Total noninterest expense$33,938,000494
Salaries and employee benefits$21,156,000440
Premises and equipment expense$2,521,000742
Additional noninterest expense$10,261,000513
Pre-tax net operating income$19,295,000420
Securities gains (losses)$55,0001,689
Applicable income taxes$6,869,000363
Income before extraordinary items$12,481,000482
Extraordinary gains, net$05
Net income$12,481,000480
Minority interest net income$071
Net income of bank and minority interests.$12,481,000482
Net charge-offs$174,0001,569
Cash dividends$1,150,0001,522
Sale, conversion, retirement of capital stock, net$0719
Net operating income$12,445,250473
2016-06-30 (YTD Data)Rank
Total interest income$29,742,000462
Total interest expense$2,375,000628
Net interest income$27,367,000444
Provision for loan and lease losses$1,500,000363
Total noninterest income$7,846,000490
Gross Fiduciary activities income$864,000360
Service charges on deposit accounts$1,045,000614
Trading account gains and fees$0157
Additional Noninterest Income$5,937,000442
Total noninterest expense$22,299,000503
Salaries and employee benefits$13,845,000451
Premises and equipment expense$1,712,000726
Additional noninterest expense$6,742,000514
Pre-tax net operating income$11,414,000456
Securities gains (losses)$02,835
Applicable income taxes$4,052,000397
Income before extraordinary items$7,362,000528
Extraordinary gains, net$016
Net income$7,362,000524
Minority interest net income$071
Net income of bank and minority interests.$7,362,000527
Net charge-offs$325,000817
Cash dividends$400,0002,211
Sale, conversion, retirement of capital stock, net$0705
Net operating income$7,362,000517
2016-03-31 (YTD Data)Rank
Total interest income$14,407,000473
Total interest expense$1,147,000649
Net interest income$13,260,000456
Provision for loan and lease losses$250,000792
Total noninterest income$3,862,000482
Gross Fiduciary activities income$438,000357
Service charges on deposit accounts$507,000626
Trading account gains and fees$0142
Additional Noninterest Income$2,917,000428
Total noninterest expense$11,131,000496
Salaries and employee benefits$6,616,000463
Premises and equipment expense$881,000713
Additional noninterest expense$3,634,000474
Pre-tax net operating income$5,741,000434
Securities gains (losses)$02,077
Applicable income taxes$2,038,000384
Income before extraordinary items$3,703,000507
Extraordinary gains, net$012
Net income$3,703,000505
Minority interest net income$062
Net income of bank and minority interests.$3,703,000507
Net charge-offs$-14,0005,335
Cash dividends$400,0001,369
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,703,000495
2015-12-31 (YTD Data)Rank
Total interest income$52,719,000483
Total interest expense$3,875,000715
Net interest income$48,844,000465
Provision for loan and lease losses$2,600,000359
Total noninterest income$14,325,000517
Gross Fiduciary activities income$1,553,000379
Service charges on deposit accounts$2,198,000601
Trading account gains and fees$0159
Additional Noninterest Income$10,574,000471
Total noninterest expense$40,945,000513
Salaries and employee benefits$26,795,000442
Premises and equipment expense$3,101,000796
Additional noninterest expense$11,049,000611
Pre-tax net operating income$19,624,000498
Securities gains (losses)$-2,0005,708
Applicable income taxes$6,985,000418
Income before extraordinary items$12,637,000579
Extraordinary gains, net$023
Net income$12,637,000578
Minority interest net income$081
Net income of bank and minority interests.$12,637,000580
Net charge-offs$414,0001,330
Cash dividends$950,0002,202
Sale, conversion, retirement of capital stock, net$0804
Net operating income$12,638,280567
2015-09-30 (YTD Data)Rank
Total interest income$38,357,000497
Total interest expense$2,831,000740
Net interest income$35,526,000478
Provision for loan and lease losses$2,250,000303
Total noninterest income$10,413,000536
Gross Fiduciary activities income$1,185,000379
Service charges on deposit accounts$1,642,000601
Trading account gains and fees$0153
Additional Noninterest Income$7,586,000509
Total noninterest expense$27,736,000573
Salaries and employee benefits$17,217,000500
Premises and equipment expense$2,236,000846
Additional noninterest expense$8,283,000613
Pre-tax net operating income$15,953,000475
Securities gains (losses)$4,0002,687
Applicable income taxes$5,506,000426
Income before extraordinary items$10,451,000541
Extraordinary gains, net$021
Net income$10,451,000540
Minority interest net income$078
Net income of bank and minority interests.$10,451,000541
Net charge-offs$333,0001,136
Cash dividends$950,0001,653
Sale, conversion, retirement of capital stock, net$0773
Net operating income$10,448,400531
2015-06-30 (YTD Data)Rank
Total interest income$24,806,000510
Total interest expense$1,837,000760
Net interest income$22,969,000492
Provision for loan and lease losses$1,000,000430
Total noninterest income$6,937,000543
Gross Fiduciary activities income$817,000377
Service charges on deposit accounts$1,049,000615
Trading account gains and fees$0157
Additional Noninterest Income$5,071,000502
Total noninterest expense$18,151,000584
Salaries and employee benefits$11,400,000501
Premises and equipment expense$1,473,000846
Additional noninterest expense$5,278,000649
Pre-tax net operating income$10,755,000467
Securities gains (losses)$02,636
Applicable income taxes$3,711,000419
Income before extraordinary items$7,044,000539
Extraordinary gains, net$022
Net income$7,044,000536
Minority interest net income$075
Net income of bank and minority interests.$7,044,000539
Net charge-offs$50,0002,311
Cash dividends$550,0001,817
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,044,000528
2015-03-31 (YTD Data)Rank
Total interest income$12,118,000521
Total interest expense$901,000782
Net interest income$11,217,000502
Provision for loan and lease losses$250,000741
Total noninterest income$3,011,000584
Gross Fiduciary activities income$420,000377
Service charges on deposit accounts$496,000633
Trading account gains and fees$0152
Additional Noninterest Income$2,095,000546
Total noninterest expense$8,833,000600
Salaries and employee benefits$5,471,000523
Premises and equipment expense$724,000870
Additional noninterest expense$2,638,000633
Pre-tax net operating income$5,145,000476
Securities gains (losses)$02,027
Applicable income taxes$1,775,000421
Income before extraordinary items$3,370,000548
Extraordinary gains, net$013
Net income$3,370,000545
Minority interest net income$064
Net income of bank and minority interests.$3,370,000548
Net charge-offs$-38,0005,871
Cash dividends$300,0001,521
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,370,000531
2014-12-31 (YTD Data)Rank
Total interest income$47,222,000527
Total interest expense$3,946,000743
Net interest income$43,276,000507
Provision for loan and lease losses$1,500,000609
Total noninterest income$12,436,000551
Gross Fiduciary activities income$1,474,000396
Service charges on deposit accounts$2,091,000653
Trading account gains and fees$0180
Additional Noninterest Income$8,871,000498
Total noninterest expense$36,196,000566
Salaries and employee benefits$23,839,000467
Premises and equipment expense$2,941,000837
Additional noninterest expense$9,416,000709
Pre-tax net operating income$18,016,000501
Securities gains (losses)$55,0001,667
Applicable income taxes$6,234,000428
Income before extraordinary items$11,837,000578
Extraordinary gains, net$017
Net income$11,837,000574
Minority interest net income$084
Net income of bank and minority interests.$11,837,000578
Net charge-offs$554,0001,374
Cash dividends$450,0002,970
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,800,700568
2014-09-30 (YTD Data)Rank
Total interest income$34,965,000530
Total interest expense$2,981,000739
Net interest income$31,984,000510
Provision for loan and lease losses$1,000,000664
Total noninterest income$8,504,000586
Gross Fiduciary activities income$1,057,000405
Service charges on deposit accounts$1,531,000664
Trading account gains and fees$0174
Additional Noninterest Income$5,916,000545
Total noninterest expense$24,448,000625
Salaries and employee benefits$15,434,000528
Premises and equipment expense$2,198,000841
Additional noninterest expense$6,816,000726
Pre-tax net operating income$15,040,000447
Securities gains (losses)$55,0001,394
Applicable income taxes$5,208,000400
Income before extraordinary items$9,887,000512
Extraordinary gains, net$015
Net income$9,887,000510
Minority interest net income$081
Net income of bank and minority interests.$9,887,000512
Net charge-offs$142,0002,345
Cash dividends$450,0002,316
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,851,250505
2014-06-30 (YTD Data)Rank
Total interest income$23,034,000535
Total interest expense$1,943,000766
Net interest income$21,091,000516
Provision for loan and lease losses$750,000594
Total noninterest income$5,017,000632
Gross Fiduciary activities income$695,000408
Service charges on deposit accounts$990,000669
Trading account gains and fees$0172
Additional Noninterest Income$3,332,000604
Total noninterest expense$16,179,000637
Salaries and employee benefits$10,205,000532
Premises and equipment expense$1,441,000856
Additional noninterest expense$4,533,000720
Pre-tax net operating income$9,179,000483
Securities gains (losses)$30,0001,445
Applicable income taxes$3,176,000425
Income before extraordinary items$6,033,000546
Extraordinary gains, net$020
Net income$6,033,000545
Minority interest net income$080
Net income of bank and minority interests.$6,033,000546
Net charge-offs$52,0002,757
Cash dividends$450,0001,914
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,013,200542
2014-03-31 (YTD Data)Rank
Total interest income$11,261,000551
Total interest expense$970,000780
Net interest income$10,291,000533
Provision for loan and lease losses$250,000826
Total noninterest income$2,905,000559
Gross Fiduciary activities income$348,000407
Service charges on deposit accounts$459,000709
Trading account gains and fees$0147
Additional Noninterest Income$2,098,000488
Total noninterest expense$8,129,000633
Salaries and employee benefits$5,069,000537
Premises and equipment expense$696,000907
Additional noninterest expense$2,364,000699
Pre-tax net operating income$4,817,000451
Securities gains (losses)$7,0001,257
Applicable income taxes$1,664,000391
Income before extraordinary items$3,160,000506
Extraordinary gains, net$016
Net income$3,160,000506
Minority interest net income$066
Net income of bank and minority interests.$3,160,000507
Net charge-offs$49,0001,884
Cash dividends$450,0001,107
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,155,380503
2013-12-31 (YTD Data)Rank
Total interest income$45,802,000538
Total interest expense$4,242,000793
Net interest income$41,560,000507
Provision for loan and lease losses$1,050,0001,053
Total noninterest income$10,442,000649
Gross Fiduciary activities income$1,410,000391
Service charges on deposit accounts$2,075,000666
Trading account gains and fees$0184
Additional Noninterest Income$6,957,000630
Total noninterest expense$35,604,000581
Salaries and employee benefits$21,952,000499
Premises and equipment expense$2,773,000872
Additional noninterest expense$10,879,000635
Pre-tax net operating income$15,348,000535
Securities gains (losses)$26,0002,209
Applicable income taxes$5,133,000449
Income before extraordinary items$10,241,000631
Extraordinary gains, net$029
Net income$10,241,000635
Minority interest net income$090
Net income of bank and minority interests.$10,241,000633
Net charge-offs$731,0001,588
Cash dividends$2,150,0001,140
Sale, conversion, retirement of capital stock, net$0924
Net operating income$10,223,580616
2013-09-30 (YTD Data)Rank
Total interest income$34,159,000545
Total interest expense$3,224,000809
Net interest income$30,935,000513
Provision for loan and lease losses$1,050,000841
Total noninterest income$5,776,000833
Gross Fiduciary activities income$994,000398
Service charges on deposit accounts$1,555,000664
Trading account gains and fees$0180
Additional Noninterest Income$3,227,000923
Total noninterest expense$24,958,000624
Salaries and employee benefits$14,220,000567
Premises and equipment expense$2,044,000889
Additional noninterest expense$8,694,000601
Pre-tax net operating income$10,703,000574
Securities gains (losses)$03,040
Applicable income taxes$3,693,000481
Income before extraordinary items$7,010,000697
Extraordinary gains, net$025
Net income$7,010,000698
Minority interest net income$084
Net income of bank and minority interests.$7,010,000699
Net charge-offs$684,0001,308
Cash dividends$2,150,000829
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,010,000678
2013-06-30 (YTD Data)Rank
Total interest income$22,476,000551
Total interest expense$2,172,000821
Net interest income$20,304,000519
Provision for loan and lease losses$700,000877
Total noninterest income$3,043,0001,005
Gross Fiduciary activities income$588,000426
Service charges on deposit accounts$977,000698
Trading account gains and fees$0157
Additional Noninterest Income$1,478,0001,216
Total noninterest expense$17,025,000610
Salaries and employee benefits$9,487,000570
Premises and equipment expense$1,363,000890
Additional noninterest expense$6,175,000569
Pre-tax net operating income$5,622,000697
Securities gains (losses)$02,791
Applicable income taxes$1,939,000551
Income before extraordinary items$3,683,000844
Extraordinary gains, net$022
Net income$3,683,000845
Minority interest net income$082
Net income of bank and minority interests.$3,683,000846
Net charge-offs$544,0001,193
Cash dividends$1,850,000672
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,683,000821
2013-03-31 (YTD Data)Rank
Total interest income$11,312,000555
Total interest expense$1,081,000858
Net interest income$10,231,000520
Provision for loan and lease losses$04,409
Total noninterest income$3,081,000597
Gross Fiduciary activities income$294,000428
Service charges on deposit accounts$456,000758
Trading account gains and fees$0148
Additional Noninterest Income$2,331,000526
Total noninterest expense$8,485,000623
Salaries and employee benefits$4,681,000589
Premises and equipment expense$675,000913
Additional noninterest expense$3,129,000562
Pre-tax net operating income$4,827,000451
Securities gains (losses)$01,966
Applicable income taxes$1,665,000389
Income before extraordinary items$3,162,000524
Extraordinary gains, net$010
Net income$3,162,000522
Minority interest net income$076
Net income of bank and minority interests.$3,162,000525
Net charge-offs$98,0001,911
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,162,000505
2012-12-31 (YTD Data)Rank
Total interest income$44,202,000590
Total interest expense$5,056,000892
Net interest income$39,146,000558
Provision for loan and lease losses$1,000,0001,760
Total noninterest income$8,956,000735
Gross Fiduciary activities income$1,267,000395
Service charges on deposit accounts$1,918,000744
Trading account gains and fees$0166
Additional Noninterest Income$5,771,000741
Total noninterest expense$31,803,000655
Salaries and employee benefits$19,873,000539
Premises and equipment expense$2,645,000912
Additional noninterest expense$9,285,000756
Pre-tax net operating income$15,299,000520
Securities gains (losses)$102,0002,254
Applicable income taxes$5,313,000419
Income before extraordinary items$10,088,000612
Extraordinary gains, net$029
Net income$10,088,000611
Minority interest net income$093
Net income of bank and minority interests.$10,088,000612
Net charge-offs$609,0002,396
Cash dividends$8,100,000366
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$10,020,680594
2012-09-30 (YTD Data)Rank
Total interest income$33,188,000597
Total interest expense$3,922,000905
Net interest income$29,266,000567
Provision for loan and lease losses$1,000,0001,432
Total noninterest income$6,695,000739
Gross Fiduciary activities income$945,000394
Service charges on deposit accounts$1,406,000770
Trading account gains and fees$0157
Additional Noninterest Income$4,344,000715
Total noninterest expense$22,073,000689
Salaries and employee benefits$13,131,000595
Premises and equipment expense$1,975,000921
Additional noninterest expense$6,967,000750
Pre-tax net operating income$12,888,000486
Securities gains (losses)$102,0001,966
Applicable income taxes$4,481,000393
Income before extraordinary items$8,509,000580
Extraordinary gains, net$020
Net income$8,509,000579
Minority interest net income$086
Net income of bank and minority interests.$8,509,000580
Net charge-offs$571,0002,028
Cash dividends$500,0002,021
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,441,680559
2012-06-30 (YTD Data)Rank
Total interest income$21,925,000604
Total interest expense$2,676,000915
Net interest income$19,249,000572
Provision for loan and lease losses$250,0002,658
Total noninterest income$4,337,000754
Gross Fiduciary activities income$630,000396
Service charges on deposit accounts$894,000789
Trading account gains and fees$0153
Additional Noninterest Income$2,813,000730
Total noninterest expense$14,789,000686
Salaries and employee benefits$8,779,000593
Premises and equipment expense$1,305,000930
Additional noninterest expense$4,705,000737
Pre-tax net operating income$8,547,000475
Securities gains (losses)$15,0002,605
Applicable income taxes$2,954,000390
Income before extraordinary items$5,608,000577
Extraordinary gains, net$019
Net income$5,608,000573
Minority interest net income$084
Net income of bank and minority interests.$5,608,000577
Net charge-offs$486,0001,804
Cash dividends$300,0002,133
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,598,250559
2012-03-31 (YTD Data)Rank
Total interest income$10,881,000619
Total interest expense$1,363,000932
Net interest income$9,518,000582
Provision for loan and lease losses$05,254
Total noninterest income$1,958,000795
Gross Fiduciary activities income$315,000397
Service charges on deposit accounts$426,000812
Trading account gains and fees$0148
Additional Noninterest Income$1,217,000793
Total noninterest expense$7,137,000701
Salaries and employee benefits$4,400,000588
Premises and equipment expense$669,000911
Additional noninterest expense$2,068,000819
Pre-tax net operating income$4,339,000467
Securities gains (losses)$02,210
Applicable income taxes$1,497,000383
Income before extraordinary items$2,842,000554
Extraordinary gains, net$019
Net income$2,842,000554
Minority interest net income$078
Net income of bank and minority interests.$2,842,000555
Net charge-offs$418,0001,218
Cash dividends$100,0002,055
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,842,000541
2011-12-31 (YTD Data)Rank
Total interest income$42,149,000655
Total interest expense$6,339,000957
Net interest income$35,810,000597
Provision for loan and lease losses$850,0002,648
Total noninterest income$8,670,000694
Gross Fiduciary activities income$1,215,000358
Service charges on deposit accounts$2,114,000689
Trading account gains and fees$0146
Additional Noninterest Income$5,341,000663
Total noninterest expense$27,737,000709
Salaries and employee benefits$17,960,000544
Premises and equipment expense$2,590,000958
Additional noninterest expense$7,187,000981
Pre-tax net operating income$15,893,000435
Securities gains (losses)$276,0001,187
Applicable income taxes$5,577,000384
Income before extraordinary items$10,592,000505
Extraordinary gains, net$029
Net income$10,592,000505
Minority interest net income$096
Net income of bank and minority interests.$10,592,000506
Net charge-offs$1,438,0001,937
Cash dividends$4,200,000496
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,409,840506
2011-09-30 (YTD Data)Rank
Total interest income$31,321,000680
Total interest expense$4,877,000982
Net interest income$26,444,000605
Provision for loan and lease losses$850,0002,178
Total noninterest income$5,614,000772
Gross Fiduciary activities income$844,000372
Service charges on deposit accounts$1,577,000700
Trading account gains and fees$0145
Additional Noninterest Income$3,193,000798
Total noninterest expense$19,116,000781
Salaries and employee benefits$11,781,000619
Premises and equipment expense$1,972,000967
Additional noninterest expense$5,363,000990
Pre-tax net operating income$12,092,000442
Securities gains (losses)$166,0001,341
Applicable income taxes$4,228,000377
Income before extraordinary items$8,030,000514
Extraordinary gains, net$021
Net income$8,030,000513
Minority interest net income$087
Net income of bank and minority interests.$8,030,000514
Net charge-offs$1,364,0001,596
Cash dividends$400,0002,021
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,920,440506
2011-06-30 (YTD Data)Rank
Total interest income$20,504,000708
Total interest expense$3,343,000993
Net interest income$17,161,000637
Provision for loan and lease losses$850,0001,656
Total noninterest income$3,430,000827
Gross Fiduciary activities income$563,000377
Service charges on deposit accounts$994,000733
Trading account gains and fees$0153
Additional Noninterest Income$1,873,000878
Total noninterest expense$12,589,000801
Salaries and employee benefits$7,752,000632
Premises and equipment expense$1,315,000976
Additional noninterest expense$3,522,0001,025
Pre-tax net operating income$7,152,000476
Securities gains (losses)$73,0001,346
Applicable income taxes$2,493,000397
Income before extraordinary items$4,732,000563
Extraordinary gains, net$015
Net income$4,732,000559
Minority interest net income$089
Net income of bank and minority interests.$4,732,000563
Net charge-offs$1,332,0001,228
Cash dividends$100,0002,767
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,684,550556
2011-03-31 (YTD Data)Rank
Total interest income$10,012,000734
Total interest expense$1,725,000989
Net interest income$8,287,000665
Provision for loan and lease losses$05,840
Total noninterest income$1,556,000883
Gross Fiduciary activities income$281,000380
Service charges on deposit accounts$478,000749
Trading account gains and fees$0158
Additional Noninterest Income$797,000971
Total noninterest expense$6,100,000820
Salaries and employee benefits$3,741,000661
Premises and equipment expense$674,000978
Additional noninterest expense$1,685,0001,056
Pre-tax net operating income$3,743,000461
Securities gains (losses)$52,000746
Applicable income taxes$1,310,000386
Income before extraordinary items$2,485,000538
Extraordinary gains, net$09
Net income$2,485,000537
Minority interest net income$086
Net income of bank and minority interests.$2,485,000538
Net charge-offs$720,0001,066
Cash dividends$100,0001,891
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,451,200529
2010-12-31 (YTD Data)Rank
Total interest income$42,598,000705
Total interest expense$8,236,0001,015
Net interest income$34,362,000628
Provision for loan and lease losses$885,0003,249
Total noninterest income$7,031,000828
Gross Fiduciary activities income$1,194,000356
Service charges on deposit accounts$2,156,000699
Trading account gains and fees$0175
Additional Noninterest Income$3,681,000917
Total noninterest expense$25,553,000785
Salaries and employee benefits$16,366,000581
Premises and equipment expense$2,553,0001,015
Additional noninterest expense$6,634,0001,111
Pre-tax net operating income$14,955,000389
Securities gains (losses)$7,0003,401
Applicable income taxes$5,159,000351
Income before extraordinary items$9,803,000469
Extraordinary gains, net$029
Net income$9,803,000467
Minority interest net income$0111
Net income of bank and minority interests.$9,803,000469
Net charge-offs$1,053,0002,619
Cash dividends$4,150,000398
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$9,798,380447
2010-09-30 (YTD Data)Rank
Total interest income$31,957,000711
Total interest expense$6,394,0001,014
Net interest income$25,563,000626
Provision for loan and lease losses$835,0002,790
Total noninterest income$5,040,000839
Gross Fiduciary activities income$902,000357
Service charges on deposit accounts$1,637,000703
Trading account gains and fees$0165
Additional Noninterest Income$2,501,000947
Total noninterest expense$17,713,000841
Salaries and employee benefits$10,487,000685
Premises and equipment expense$1,922,0001,023
Additional noninterest expense$5,304,0001,012
Pre-tax net operating income$12,055,000365
Securities gains (losses)$7,0003,200
Applicable income taxes$4,160,000331
Income before extraordinary items$7,902,000438
Extraordinary gains, net$023
Net income$7,902,000438
Minority interest net income$0110
Net income of bank and minority interests.$7,902,000439
Net charge-offs$366,0003,468
Cash dividends$250,0002,499
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$7,897,380423
2010-06-30 (YTD Data)Rank
Total interest income$21,116,000724
Total interest expense$4,378,0001,025
Net interest income$16,738,000640
Provision for loan and lease losses$685,0002,408
Total noninterest income$3,189,000856
Gross Fiduciary activities income$610,000354
Service charges on deposit accounts$1,072,000716
Trading account gains and fees$0152
Additional Noninterest Income$1,507,000971
Total noninterest expense$11,815,000840
Salaries and employee benefits$6,905,000692
Premises and equipment expense$1,263,0001,058
Additional noninterest expense$3,647,000971
Pre-tax net operating income$7,427,000384
Securities gains (losses)$7,0002,699
Applicable income taxes$2,560,000345
Income before extraordinary items$4,874,000447
Extraordinary gains, net$019
Net income$4,874,000448
Minority interest net income$0105
Net income of bank and minority interests.$4,874,000448
Net charge-offs$189,0003,608
Cash dividends$250,0002,089
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,869,380438
2010-03-31 (YTD Data)Rank
Total interest income$10,602,000732
Total interest expense$2,199,0001,067
Net interest income$8,403,000646
Provision for loan and lease losses$300,0002,372
Total noninterest income$1,466,000900
Gross Fiduciary activities income$317,000352
Service charges on deposit accounts$515,000752
Trading account gains and fees$0175
Additional Noninterest Income$634,0001,086
Total noninterest expense$6,165,000801
Salaries and employee benefits$3,553,000674
Premises and equipment expense$657,0001,034
Additional noninterest expense$1,955,000907
Pre-tax net operating income$3,404,000394
Securities gains (losses)$02,284
Applicable income taxes$1,175,000339
Income before extraordinary items$2,229,000494
Extraordinary gains, net$016
Net income$2,229,000496
Minority interest net income$091
Net income of bank and minority interests.$2,229,000496
Net charge-offs$162,0002,649
Cash dividends$150,0001,581
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,229,000482
2009-12-31 (YTD Data)Rank
Total interest income$42,190,000793
Total interest expense$11,039,0001,070
Net interest income$31,151,000689
Provision for loan and lease losses$4,560,0001,523
Total noninterest income$6,388,000898
Gross Fiduciary activities income$1,186,000348
Service charges on deposit accounts$2,329,000723
Trading account gains and fees$0211
Additional Noninterest Income$2,873,0001,079
Total noninterest expense$22,930,000926
Salaries and employee benefits$13,638,000708
Premises and equipment expense$2,499,0001,093
Additional noninterest expense$6,793,0001,145
Pre-tax net operating income$10,049,000427
Securities gains (losses)$64,0002,461
Applicable income taxes$3,516,000354
Income before extraordinary items$6,597,000517
Extraordinary gains, net$034
Net income$6,597,000517
Minority interest net income$0115
Net income of bank and minority interests.$6,597,000519
Net charge-offs$1,353,0002,501
Cash dividends$3,240,000538
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,555,400521
2009-09-30 (YTD Data)Rank
Total interest income$31,632,000806
Total interest expense$8,624,0001,082
Net interest income$23,008,000700
Provision for loan and lease losses$4,230,0001,177
Total noninterest income$4,898,000892
Gross Fiduciary activities income$924,000338
Service charges on deposit accounts$1,727,000728
Trading account gains and fees$0212
Additional Noninterest Income$2,247,0001,063
Total noninterest expense$16,425,000952
Salaries and employee benefits$9,280,000800
Premises and equipment expense$1,885,0001,099
Additional noninterest expense$5,260,0001,074
Pre-tax net operating income$7,251,000466
Securities gains (losses)$33,0002,514
Applicable income taxes$2,538,000375
Income before extraordinary items$4,746,000567
Extraordinary gains, net$027
Net income$4,746,000569
Minority interest net income$0118
Net income of bank and minority interests.$4,746,000569
Net charge-offs$973,0002,228
Cash dividends$1,200,0001,058
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,724,550566
2009-06-30 (YTD Data)Rank
Total interest income$20,809,000840
Total interest expense$5,861,0001,116
Net interest income$14,948,000718
Provision for loan and lease losses$2,630,0001,183
Total noninterest income$3,523,000842
Gross Fiduciary activities income$636,000337
Service charges on deposit accounts$1,113,000743
Trading account gains and fees$0193
Additional Noninterest Income$1,774,000975
Total noninterest expense$11,203,000958
Salaries and employee benefits$6,207,000821
Premises and equipment expense$1,275,0001,101
Additional noninterest expense$3,721,0001,030
Pre-tax net operating income$4,638,000480
Securities gains (losses)$03,136
Applicable income taxes$1,623,000403
Income before extraordinary items$3,015,000607
Extraordinary gains, net$021
Net income$3,015,000604
Minority interest net income$0112
Net income of bank and minority interests.$3,015,000607
Net charge-offs$598,0002,135
Cash dividends$1,100,000816
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,015,000580
2009-03-31 (YTD Data)Rank
Total interest income$10,600,000828
Total interest expense$3,084,0001,115
Net interest income$7,516,000710
Provision for loan and lease losses$1,030,0001,160
Total noninterest income$1,667,000851
Gross Fiduciary activities income$319,000331
Service charges on deposit accounts$528,000756
Trading account gains and fees$0171
Additional Noninterest Income$820,000999
Total noninterest expense$5,562,000917
Salaries and employee benefits$3,102,000817
Premises and equipment expense$661,0001,076
Additional noninterest expense$1,799,000929
Pre-tax net operating income$2,591,000455
Securities gains (losses)$02,434
Applicable income taxes$908,000381
Income before extraordinary items$1,683,000598
Extraordinary gains, net$015
Net income$1,683,000599
Minority interest net income$0102
Net income of bank and minority interests.$1,683,000601
Net charge-offs$12,0004,660
Cash dividends$1,000,000426
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,683,000556
2008-12-31 (YTD Data)Rank
Total interest income$46,417,000798
Total interest expense$16,818,000946
Net interest income$29,599,000735
Provision for loan and lease losses$2,606,0001,527
Total noninterest income$6,652,000838
Gross Fiduciary activities income$1,113,000390
Service charges on deposit accounts$2,392,000722
Trading account gains and fees$0154
Additional Noninterest Income$3,147,000928
Total noninterest expense$23,556,000844
Salaries and employee benefits$14,857,000658
Premises and equipment expense$2,616,0001,070
Additional noninterest expense$6,083,0001,062
Pre-tax net operating income$10,089,000533
Securities gains (losses)$03,220
Applicable income taxes$3,531,000412
Income before extraordinary items$6,558,000605
Extraordinary gains, net$039
Net income$6,558,000605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,715,0001,071
Cash dividends$3,242,000839
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,558,000651
2008-09-30 (YTD Data)Rank
Total interest income$35,349,000807
Total interest expense$13,068,000952
Net interest income$22,281,000753
Provision for loan and lease losses$2,400,0001,047
Total noninterest income$5,096,000856
Gross Fiduciary activities income$868,000379
Service charges on deposit accounts$1,783,000737
Trading account gains and fees$0148
Additional Noninterest Income$2,445,000949
Total noninterest expense$16,595,000890
Salaries and employee benefits$10,144,000748
Premises and equipment expense$1,881,0001,114
Additional noninterest expense$4,570,0001,005
Pre-tax net operating income$8,382,000599
Securities gains (losses)$03,106
Applicable income taxes$2,933,000470
Income before extraordinary items$5,449,000663
Extraordinary gains, net$031
Net income$5,449,000662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$674,0001,639
Cash dividends$2,942,000731
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,449,000701
2008-06-30 (YTD Data)Rank
Total interest income$23,892,000814
Total interest expense$9,131,000936
Net interest income$14,761,000748
Provision for loan and lease losses$2,400,000689
Total noninterest income$3,344,000880
Gross Fiduciary activities income$519,000414
Service charges on deposit accounts$1,124,000775
Trading account gains and fees$0149
Additional Noninterest Income$1,701,000947
Total noninterest expense$10,825,000908
Salaries and employee benefits$6,641,000779
Premises and equipment expense$1,244,0001,124
Additional noninterest expense$2,940,0001,019
Pre-tax net operating income$4,880,000719
Securities gains (losses)$03,233
Applicable income taxes$1,708,000588
Income before extraordinary items$3,172,000856
Extraordinary gains, net$021
Net income$3,172,000856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$589,0001,187
Cash dividends$2,342,000696
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,172,000842
2008-03-31 (YTD Data)Rank
Total interest income$12,309,000815
Total interest expense$4,972,000916
Net interest income$7,337,000744
Provision for loan and lease losses$200,0001,810
Total noninterest income$1,639,000894
Gross Fiduciary activities income$254,000419
Service charges on deposit accounts$534,000801
Trading account gains and fees$0158
Additional Noninterest Income$851,000954
Total noninterest expense$5,337,000909
Salaries and employee benefits$3,322,000772
Premises and equipment expense$617,0001,136
Additional noninterest expense$1,398,0001,029
Pre-tax net operating income$3,439,000568
Securities gains (losses)$02,688
Applicable income taxes$1,202,000502
Income before extraordinary items$2,237,000692
Extraordinary gains, net$015
Net income$2,237,000693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0001,582
Cash dividends$2,242,000389
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,237,000663
2007-12-31 (YTD Data)Rank
Total interest income$48,661,000861
Total interest expense$20,834,000953
Net interest income$27,827,000793
Provision for loan and lease losses$1,245,0001,220
Total noninterest income$6,654,000870
Gross Fiduciary activities income$926,000437
Service charges on deposit accounts$2,896,000598
Trading account gains and fees$0178
Additional Noninterest Income$2,832,0001,059
Total noninterest expense$21,725,000856
Salaries and employee benefits$13,472,000718
Premises and equipment expense$2,384,0001,114
Additional noninterest expense$5,869,000962
Pre-tax net operating income$11,511,000739
Securities gains (losses)$02,146
Applicable income taxes$4,029,000635
Income before extraordinary items$7,482,000860
Extraordinary gains, net$039
Net income$7,482,000858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$985,0001,038
Cash dividends$4,400,000834
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,482,000846
2007-09-30 (YTD Data)Rank
Total interest income$36,305,000865
Total interest expense$15,340,000965
Net interest income$20,965,000794
Provision for loan and lease losses$1,245,000743
Total noninterest income$4,946,000875
Gross Fiduciary activities income$637,000459
Service charges on deposit accounts$2,170,000594
Trading account gains and fees$0184
Additional Noninterest Income$2,139,0001,048
Total noninterest expense$15,147,000920
Salaries and employee benefits$8,982,000826
Premises and equipment expense$1,767,0001,132
Additional noninterest expense$4,398,000933
Pre-tax net operating income$9,519,000730
Securities gains (losses)$01,655
Applicable income taxes$3,332,000635
Income before extraordinary items$6,187,000848
Extraordinary gains, net$033
Net income$6,187,000846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$637,000894
Cash dividends$4,100,000664
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,187,000837
2007-06-30 (YTD Data)Rank
Total interest income$23,877,000884
Total interest expense$10,043,000998
Net interest income$13,834,000816
Provision for loan and lease losses$1,245,000492
Total noninterest income$3,384,000883
Gross Fiduciary activities income$416,000473
Service charges on deposit accounts$1,432,000602
Trading account gains and fees$0168
Additional Noninterest Income$1,536,0001,030
Total noninterest expense$10,050,000940
Salaries and employee benefits$6,047,000836
Premises and equipment expense$1,166,0001,152
Additional noninterest expense$2,837,000982
Pre-tax net operating income$5,923,000816
Securities gains (losses)$01,444
Applicable income taxes$2,073,000713
Income before extraordinary items$3,850,000939
Extraordinary gains, net$029
Net income$3,850,000938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$646,000605
Cash dividends$3,700,000541
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,850,000926
2007-03-31 (YTD Data)Rank
Total interest income$11,958,000874
Total interest expense$4,978,000987
Net interest income$6,980,000799
Provision for loan and lease losses$200,0001,154
Total noninterest income$1,599,000899
Gross Fiduciary activities income$204,000478
Service charges on deposit accounts$715,000582
Trading account gains and fees$0195
Additional Noninterest Income$680,0001,098
Total noninterest expense$4,866,000964
Salaries and employee benefits$2,898,000883
Premises and equipment expense$601,0001,115
Additional noninterest expense$1,367,0001,004
Pre-tax net operating income$3,513,000699
Securities gains (losses)$01,187
Applicable income taxes$1,230,000619
Income before extraordinary items$2,283,000789
Extraordinary gains, net$022
Net income$2,283,000788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$582,000376
Cash dividends$2,700,000365
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,283,000776
2006-12-31 (YTD Data)Rank
Total interest income$45,075,000862
Total interest expense$17,688,000945
Net interest income$27,387,000809
Provision for loan and lease losses$1,872,000595
Total noninterest income$6,591,000871
Gross Fiduciary activities income$806,000466
Service charges on deposit accounts$2,899,000588
Trading account gains and fees$0130
Additional Noninterest Income$2,886,0001,030
Total noninterest expense$20,691,000851
Salaries and employee benefits$13,180,000703
Premises and equipment expense$2,294,0001,117
Additional noninterest expense$5,217,0001,018
Pre-tax net operating income$11,415,000873
Securities gains (losses)$01,687
Applicable income taxes$3,996,000760
Income before extraordinary items$7,419,0001,010
Extraordinary gains, net$051
Net income$7,419,0001,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0002,469
Cash dividends$1,950,0001,589
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,419,000995
2006-09-30 (YTD Data)Rank
Total interest income$33,337,000871
Total interest expense$12,719,000957
Net interest income$20,618,000819
Provision for loan and lease losses$1,760,000457
Total noninterest income$4,871,000896
Gross Fiduciary activities income$592,000469
Service charges on deposit accounts$2,163,000595
Trading account gains and fees$0126
Additional Noninterest Income$2,116,0001,048
Total noninterest expense$14,327,000938
Salaries and employee benefits$8,834,000820
Premises and equipment expense$1,732,0001,109
Additional noninterest expense$3,761,0001,078
Pre-tax net operating income$9,402,000824
Securities gains (losses)$01,388
Applicable income taxes$3,291,000734
Income before extraordinary items$6,111,000950
Extraordinary gains, net$045
Net income$6,111,000949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0002,383
Cash dividends$1,950,0001,181
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,111,000936
2006-06-30 (YTD Data)Rank
Total interest income$21,771,000872
Total interest expense$8,012,000965
Net interest income$13,759,000826
Provision for loan and lease losses$760,000662
Total noninterest income$3,090,000922
Gross Fiduciary activities income$405,000466
Service charges on deposit accounts$1,396,000605
Trading account gains and fees$0126
Additional Noninterest Income$1,289,0001,118
Total noninterest expense$9,455,000953
Salaries and employee benefits$5,983,000811
Premises and equipment expense$1,161,0001,099
Additional noninterest expense$2,311,0001,174
Pre-tax net operating income$6,634,000789
Securities gains (losses)$01,185
Applicable income taxes$2,322,000714
Income before extraordinary items$4,312,000902
Extraordinary gains, net$039
Net income$4,312,000903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,929
Cash dividends$1,600,000986
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,312,000883
2006-03-31 (YTD Data)Rank
Total interest income$10,687,000860
Total interest expense$3,735,000974
Net interest income$6,952,000808
Provision for loan and lease losses$390,000622
Total noninterest income$1,469,000953
Gross Fiduciary activities income$203,000472
Service charges on deposit accounts$646,000643
Trading account gains and fees$0115
Additional Noninterest Income$620,0001,146
Total noninterest expense$4,889,000917
Salaries and employee benefits$3,158,000764
Premises and equipment expense$589,0001,088
Additional noninterest expense$1,142,0001,166
Pre-tax net operating income$3,142,000819
Securities gains (losses)$0955
Applicable income taxes$1,100,000734
Income before extraordinary items$2,042,000934
Extraordinary gains, net$021
Net income$2,042,000933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,292
Cash dividends$1,100,000686
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,042,000913
2005-12-31 (YTD Data)Rank
Total interest income$37,203,000883
Total interest expense$11,100,0001,005
Net interest income$26,103,000821
Provision for loan and lease losses$1,400,000768
Total noninterest income$5,876,000959
Gross Fiduciary activities income$761,000466
Service charges on deposit accounts$2,611,000662
Trading account gains and fees$0138
Additional Noninterest Income$2,504,0001,157
Total noninterest expense$19,851,000853
Salaries and employee benefits$13,209,000683
Premises and equipment expense$2,309,0001,037
Additional noninterest expense$4,333,0001,190
Pre-tax net operating income$10,728,000924
Securities gains (losses)$-17,0007,746
Applicable income taxes$3,749,000815
Income before extraordinary items$6,962,0001,043
Extraordinary gains, net$046
Net income$6,962,0001,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$687,000906
Cash dividends$1,310,0002,016
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,973,0501,019
2005-09-30 (YTD Data)Rank
Total interest income$27,302,000875
Total interest expense$7,790,0001,012
Net interest income$19,512,000814
Provision for loan and lease losses$1,200,000635
Total noninterest income$4,394,000964
Gross Fiduciary activities income$555,000466
Service charges on deposit accounts$1,938,000669
Trading account gains and fees$0126
Additional Noninterest Income$1,901,0001,165
Total noninterest expense$14,051,000898
Salaries and employee benefits$8,894,000751
Premises and equipment expense$1,743,0001,024
Additional noninterest expense$3,414,0001,108
Pre-tax net operating income$8,655,000853
Securities gains (losses)$-17,0008,109
Applicable income taxes$3,024,000769
Income before extraordinary items$5,614,000960
Extraordinary gains, net$035
Net income$5,614,000961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$426,000945
Cash dividends$1,310,0001,477
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,625,050943
2005-06-30 (YTD Data)Rank
Total interest income$18,312,000836
Total interest expense$4,752,0001,048
Net interest income$13,560,000762
Provision for loan and lease losses$1,000,000510
Total noninterest income$2,323,0001,136
Gross Fiduciary activities income$369,000465
Service charges on deposit accounts$1,257,000671
Trading account gains and fees$0116
Additional Noninterest Income$697,0001,754
Total noninterest expense$9,649,000869
Salaries and employee benefits$6,166,000720
Premises and equipment expense$1,168,0001,016
Additional noninterest expense$2,315,0001,086
Pre-tax net operating income$5,234,000904
Securities gains (losses)$-18,0008,332
Applicable income taxes$1,826,000823
Income before extraordinary items$3,390,0001,035
Extraordinary gains, net$030
Net income$3,390,0001,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,000719
Cash dividends$1,310,0001,047
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,401,7001,007
2005-03-31 (YTD Data)Rank
Total interest income$8,998,000838
Total interest expense$2,215,0001,065
Net interest income$6,783,000752
Provision for loan and lease losses$100,0002,031
Total noninterest income$1,121,0001,144
Gross Fiduciary activities income$204,000446
Service charges on deposit accounts$577,000707
Trading account gains and fees$0115
Additional Noninterest Income$340,0001,738
Total noninterest expense$5,189,000799
Salaries and employee benefits$3,429,000647
Premises and equipment expense$589,0001,010
Additional noninterest expense$1,171,0001,054
Pre-tax net operating income$2,615,000900
Securities gains (losses)$01,685
Applicable income taxes$916,000818
Income before extraordinary items$1,699,0001,026
Extraordinary gains, net$024
Net income$1,699,0001,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,584
Cash dividends$1,100,000593
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,699,0001,002
2004-12-31 (YTD Data)Rank
Total interest income$29,689,000946
Total interest expense$7,945,0001,019
Net interest income$21,744,000905
Provision for loan and lease losses$100,0004,964
Total noninterest income$4,143,0001,239
Gross Fiduciary activities income$721,000449
Service charges on deposit accounts$2,252,000778
Trading account gains and fees$0138
Additional Noninterest Income$1,170,0001,944
Total noninterest expense$19,149,000846
Salaries and employee benefits$12,350,000689
Premises and equipment expense$2,385,000955
Additional noninterest expense$4,414,0001,111
Pre-tax net operating income$6,638,0001,300
Securities gains (losses)$17,0002,506
Applicable income taxes$2,263,0001,138
Income before extraordinary items$4,392,0001,467
Extraordinary gains, net$034
Net income$4,392,0001,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$616,0001,134
Cash dividends$800,0002,706
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,380,7801,420
2004-09-30 (YTD Data)Rank
Total interest income$21,737,000961
Total interest expense$5,825,0001,021
Net interest income$15,912,000930
Provision for loan and lease losses$100,0004,260
Total noninterest income$3,057,0001,286
Gross Fiduciary activities income$585,000433
Service charges on deposit accounts$1,619,000812
Trading account gains and fees$0134
Additional Noninterest Income$853,0001,987
Total noninterest expense$14,221,000858
Salaries and employee benefits$9,115,000697
Premises and equipment expense$1,813,000931
Additional noninterest expense$3,293,0001,114
Pre-tax net operating income$4,648,0001,401
Securities gains (losses)$17,0002,413
Applicable income taxes$1,546,0001,248
Income before extraordinary items$3,119,0001,555
Extraordinary gains, net$026
Net income$3,119,0001,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$564,000861
Cash dividends$800,0002,011
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,107,6101,515
2004-06-30 (YTD Data)Rank
Total interest income$14,315,000958
Total interest expense$3,817,0001,025
Net interest income$10,498,000929
Provision for loan and lease losses$06,885
Total noninterest income$1,897,0001,340
Gross Fiduciary activities income$390,000432
Service charges on deposit accounts$979,000878
Trading account gains and fees$0130
Additional Noninterest Income$528,0002,107
Total noninterest expense$9,651,000844
Salaries and employee benefits$6,206,000680
Premises and equipment expense$1,219,000924
Additional noninterest expense$2,226,0001,102
Pre-tax net operating income$2,744,0001,537
Securities gains (losses)$03,413
Applicable income taxes$906,0001,389
Income before extraordinary items$1,838,0001,733
Extraordinary gains, net$021
Net income$1,838,0001,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,000749
Cash dividends$800,0001,514
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,838,0001,678
2004-03-31 (YTD Data)Rank
Total interest income$7,219,000957
Total interest expense$1,873,0001,058
Net interest income$5,346,000919
Provision for loan and lease losses$06,501
Total noninterest income$864,0001,403
Gross Fiduciary activities income$195,000435
Service charges on deposit accounts$434,000975
Trading account gains and fees$0121
Additional Noninterest Income$235,0002,218
Total noninterest expense$5,052,000803
Salaries and employee benefits$3,314,000645
Premises and equipment expense$608,000953
Additional noninterest expense$1,130,0001,079
Pre-tax net operating income$1,158,0001,777
Securities gains (losses)$02,934
Applicable income taxes$382,0001,630
Income before extraordinary items$776,0002,006
Extraordinary gains, net$016
Net income$776,0002,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,858
Cash dividends$800,000795
Sale, conversion, retirement of capital stock, net$0464
Net operating income$776,0001,924
2003-12-31 (YTD Data)Rank
Total interest income$28,886,000975
Total interest expense$8,063,0001,114
Net interest income$20,823,000925
Provision for loan and lease losses$1,060,0001,126
Total noninterest income$3,417,0001,518
Gross Fiduciary activities income$695,000461
Service charges on deposit accounts$1,820,000942
Trading account gains and fees$0160
Additional Noninterest Income$902,0002,541
Total noninterest expense$18,117,000886
Salaries and employee benefits$11,179,000765
Premises and equipment expense$2,219,0001,033
Additional noninterest expense$4,719,0001,076
Pre-tax net operating income$5,063,0001,603
Securities gains (losses)$04,500
Applicable income taxes$1,766,0001,405
Income before extraordinary items$3,297,0001,876
Extraordinary gains, net$054
Net income$3,297,0001,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$666,0001,271
Cash dividends$970,0002,382
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,297,0001,797
2003-09-30 (YTD Data)Rank
Total interest income$21,704,000992
Total interest expense$6,201,0001,127
Net interest income$15,503,000947
Provision for loan and lease losses$760,0001,129
Total noninterest income$2,439,0001,620
Gross Fiduciary activities income$488,000480
Service charges on deposit accounts$1,370,000951
Trading account gains and fees$0153
Additional Noninterest Income$581,0002,873
Total noninterest expense$13,388,000920
Salaries and employee benefits$8,122,000792
Premises and equipment expense$1,665,0001,040
Additional noninterest expense$3,601,0001,077
Pre-tax net operating income$3,794,0001,656
Securities gains (losses)$04,204
Applicable income taxes$1,274,0001,528
Income before extraordinary items$2,520,0001,905
Extraordinary gains, net$040
Net income$2,520,0001,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0001,996
Cash dividends$620,0002,345
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,520,0001,803
2003-06-30 (YTD Data)Rank
Total interest income$14,356,0001,011
Total interest expense$4,268,0001,124
Net interest income$10,088,000960
Provision for loan and lease losses$400,0001,388
Total noninterest income$1,641,0001,593
Gross Fiduciary activities income$325,000484
Service charges on deposit accounts$911,000940
Trading account gains and fees$0150
Additional Noninterest Income$405,0002,782
Total noninterest expense$8,914,000915
Salaries and employee benefits$5,451,000791
Premises and equipment expense$1,084,0001,064
Additional noninterest expense$2,379,0001,068
Pre-tax net operating income$2,415,0001,736
Securities gains (losses)$03,782
Applicable income taxes$797,0001,623
Income before extraordinary items$1,618,0001,967
Extraordinary gains, net$030
Net income$1,618,0001,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0001,708
Cash dividends$620,0001,849
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,618,0001,858
2003-03-31 (YTD Data)Rank
Total interest income$7,133,0001,028
Total interest expense$2,218,0001,108
Net interest income$4,915,000983
Provision for loan and lease losses$06,934
Total noninterest income$780,0001,619
Gross Fiduciary activities income$163,000495
Service charges on deposit accounts$440,000948
Trading account gains and fees$0134
Additional Noninterest Income$177,0002,931
Total noninterest expense$4,592,000888
Salaries and employee benefits$2,859,000761
Premises and equipment expense$543,0001,069
Additional noninterest expense$1,190,0001,038
Pre-tax net operating income$1,103,0001,875
Securities gains (losses)$02,891
Applicable income taxes$348,0001,826
Income before extraordinary items$755,0002,073
Extraordinary gains, net$021
Net income$755,0002,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0002,279
Cash dividends$400,0001,446
Sale, conversion, retirement of capital stock, net$0419
Net operating income$755,0001,957
2002-12-31 (YTD Data)Rank
Total interest income$29,673,0001,038
Total interest expense$10,955,0001,020
Net interest income$18,718,0001,035
Provision for loan and lease losses$1,350,0001,023
Total noninterest income$3,016,0001,547
Gross Fiduciary activities income$621,000501
Service charges on deposit accounts$1,684,000958
Trading account gains and fees$0153
Additional Noninterest Income$711,0002,680
Total noninterest expense$15,143,0001,025
Salaries and employee benefits$9,401,000857
Premises and equipment expense$1,877,0001,181
Additional noninterest expense$3,865,0001,247
Pre-tax net operating income$5,241,0001,562
Securities gains (losses)$583,000608
Applicable income taxes$1,901,0001,339
Income before extraordinary items$3,923,0001,554
Extraordinary gains, net$070
Net income$3,923,0001,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$705,0001,270
Cash dividends$705,0002,874
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,532,3901,641
2001-12-31 (YTD Data)Rank
Total interest income$28,803,0001,187
Total interest expense$13,653,0001,182
Net interest income$15,150,0001,170
Provision for loan and lease losses$700,0001,661
Total noninterest income$2,748,0001,582
Gross Fiduciary activities income$624,000525
Service charges on deposit accounts$1,484,0001,000
Trading account gains and fees$0177
Additional Noninterest Income$640,0002,718
Total noninterest expense$12,689,0001,158
Salaries and employee benefits$7,828,000959
Premises and equipment expense$1,668,0001,282
Additional noninterest expense$3,193,0001,456
Pre-tax net operating income$4,509,0001,596
Securities gains (losses)$-74,0009,477
Applicable income taxes$1,234,0001,772
Income before extraordinary items$3,201,0001,641
Extraordinary gains, net$0105
Net income$3,201,0001,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$922,000997
Cash dividends$1,450,0001,708
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,254,2801,561
2000-12-31 (YTD Data)Rank
Total interest income$27,929,0001,268
Total interest expense$13,537,0001,290
Net interest income$14,392,0001,220
Provision for loan and lease losses$160,0004,252
Total noninterest income$2,341,0001,668
Gross Fiduciary activities income$634,000529
Service charges on deposit accounts$1,314,0001,026
Trading account gains and fees$0180
Additional Noninterest Income$393,0003,389
Total noninterest expense$11,728,0001,188
Salaries and employee benefits$6,992,0001,005
Premises and equipment expense$1,607,0001,269
Additional noninterest expense$3,129,0001,436
Pre-tax net operating income$4,845,0001,521
Securities gains (losses)$41,000763
Applicable income taxes$1,321,0001,678
Income before extraordinary items$3,565,0001,483
Extraordinary gains, net$038
Net income$3,565,0001,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0002,894
Cash dividends$650,0003,054
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,535,0701,484
1999-12-31 (YTD Data)Rank
Total interest income$24,836,0001,303
Total interest expense$11,019,0001,362
Net interest income$13,817,0001,266
Provision for loan and lease losses$1,100,000898
Total noninterest income$2,177,0001,741
Gross Fiduciary activities income$505,000637
Service charges on deposit accounts$1,232,0001,086
Trading account gains and fees$0173
Additional Noninterest Income$440,0003,211
Total noninterest expense$10,748,0001,283
Salaries and employee benefits$6,436,0001,069
Premises and equipment expense$1,451,0001,394
Additional noninterest expense$2,861,0001,566
Pre-tax net operating income$4,146,0001,787
Securities gains (losses)$13,0001,614
Applicable income taxes$1,227,0001,880
Income before extraordinary items$2,932,0001,814
Extraordinary gains, net$035
Net income$2,932,0001,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0002,032
Cash dividends$3,180,000918
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,922,9001,789
1998-12-31 (YTD Data)Rank
Total interest income$24,545,0001,314
Total interest expense$11,123,0001,389
Net interest income$13,422,0001,263
Provision for loan and lease losses$1,250,000795
Total noninterest income$2,103,0001,752
Gross Fiduciary activities income$426,000688
Service charges on deposit accounts$1,215,0001,022
Trading account gains and fees$0224
Additional Noninterest Income$462,0003,128
Total noninterest expense$9,901,0001,324
Salaries and employee benefits$5,830,0001,117
Premises and equipment expense$1,358,0001,442
Additional noninterest expense$2,713,0001,589
Pre-tax net operating income$4,374,0001,685
Securities gains (losses)$220,000875
Applicable income taxes$1,447,0001,688
Income before extraordinary items$3,147,0001,681
Extraordinary gains, net$032
Net income$3,147,0001,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$605,0001,081
Cash dividends$950,0002,317
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,995,2001,679
1997-12-31 (YTD Data)Rank
Total interest income$22,472,0001,462
Total interest expense$10,235,0001,517
Net interest income$12,237,0001,418
Provision for loan and lease losses$400,0002,088
Total noninterest income$2,318,0001,564
Gross Fiduciary activities income$387,000747
Service charges on deposit accounts$1,223,0001,022
Trading account gains and fees$0239
Additional Noninterest Income$708,0002,202
Total noninterest expense$9,273,0001,411
Salaries and employee benefits$5,207,0001,265
Premises and equipment expense$1,208,0001,622
Additional noninterest expense$2,858,0001,503
Pre-tax net operating income$4,882,0001,581
Securities gains (losses)$-6,0009,765
Applicable income taxes$1,460,0001,747
Income before extraordinary items$3,416,0001,579
Extraordinary gains, net$044
Net income$3,416,0001,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$464,0001,419
Cash dividends$2,100,0001,243
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,420,2001,543
1996-12-31 (YTD Data)Rank
Total interest income$20,993,0001,598
Total interest expense$9,559,0001,656
Net interest income$11,434,0001,551
Provision for loan and lease losses$200,0003,395
Total noninterest income$1,983,0001,850
Gross Fiduciary activities income$411,000763
Service charges on deposit accounts$1,133,0001,171
Trading account gains and fees$0262
Additional Noninterest Income$439,0003,199
Total noninterest expense$8,869,0001,594
Salaries and employee benefits$5,137,0001,305
Premises and equipment expense$1,078,0001,865
Additional noninterest expense$2,654,0001,921
Pre-tax net operating income$4,348,0001,663
Securities gains (losses)$136,000835
Applicable income taxes$1,293,0001,862
Income before extraordinary items$3,191,0001,559
Extraordinary gains, net$053
Net income$3,191,0001,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$382,0001,742
Cash dividends$1,180,0001,916
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,094,4401,576
1995-12-31 (YTD Data)Rank
Total interest income$19,845,0001,711
Total interest expense$9,092,0001,748
Net interest income$10,753,0001,660
Provision for loan and lease losses$300,0002,267
Total noninterest income$2,536,0001,525
Gross Fiduciary activities income$426,000786
Service charges on deposit accounts$1,017,0001,331
Trading account gains and fees$0522
Additional Noninterest Income$1,093,0001,699
Total noninterest expense$8,617,0001,642
Salaries and employee benefits$4,752,0001,394
Premises and equipment expense$1,088,0001,858
Additional noninterest expense$2,777,0001,809
Pre-tax net operating income$4,372,0001,681
Securities gains (losses)$1,172,000197
Applicable income taxes$1,455,0001,686
Income before extraordinary items$4,089,0001,293
Extraordinary gains, net$065
Net income$4,089,0001,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,878
Cash dividends$5,405,000598
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,221,7201,561
1994-12-31 (YTD Data)Rank
Total interest income$17,328,0001,774
Total interest expense$7,185,0001,758
Net interest income$10,143,0001,781
Provision for loan and lease losses$09,146
Total noninterest income$2,731,0001,461
Gross Fiduciary activities income$422,000795
Service charges on deposit accounts$920,0001,471
Trading account gains and fees$0475
Additional Noninterest Income$1,389,0001,467
Total noninterest expense$8,502,0001,721
Salaries and employee benefits$4,406,0001,521
Premises and equipment expense$1,043,0001,946
Additional noninterest expense$3,053,0001,778
Pre-tax net operating income$4,372,0001,639
Securities gains (losses)$-6,0009,509
Applicable income taxes$1,038,0002,151
Income before extraordinary items$3,328,0001,483
Extraordinary gains, net$0249
Net income$3,328,0001,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,0001,610
Cash dividends$3,350,000745
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,332,5601,498
1993-12-31 (YTD Data)Rank
Total interest income$16,353,0001,915
Total interest expense$6,853,0001,890
Net interest income$9,500,0001,899
Provision for loan and lease losses$200,0003,901
Total noninterest income$4,553,0001,059
Gross Fiduciary activities income$383,000854
Service charges on deposit accounts$890,0001,530
Trading account gains and fees$0532
Additional Noninterest Income$3,280,000901
Total noninterest expense$7,767,0001,911
Salaries and employee benefits$3,910,0001,724
Premises and equipment expense$1,031,0001,995
Additional noninterest expense$2,826,0002,005
Pre-tax net operating income$6,086,0001,145
Securities gains (losses)$-15,00012,862
Applicable income taxes$1,782,0001,347
Income before extraordinary items$4,289,0001,190
Extraordinary gains, net$64,0001,977
Net income$4,353,0001,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0008,297
Cash dividends$2,625,000796
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,299,6501,106
1992-12-31 (YTD Data)Rank
Total interest income$13,976,0002,517
Total interest expense$6,600,0002,557
Net interest income$7,376,0002,457
Provision for loan and lease losses$133,0006,435
Total noninterest income$3,723,0001,202
Gross Fiduciary activities income$291,000974
Service charges on deposit accounts$754,0001,798
Trading account gains and fees$0504
Additional Noninterest Income$2,678,0001,039
Total noninterest expense$5,867,0002,472
Salaries and employee benefits$2,955,0002,206
Premises and equipment expense$708,0002,898
Additional noninterest expense$2,204,0002,591
Pre-tax net operating income$5,099,0001,244
Securities gains (losses)$6,0006,913
Applicable income taxes$1,336,0001,595
Income before extraordinary items$3,769,0001,244
Extraordinary gains, net$01,422
Net income$3,769,0001,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0005,927
Cash dividends$1,010,0001,526
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,764,5601,155

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.