Home > First Dakota National Bank > Net charge- offs to loans
First Dakota National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0286% | 1,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0428% | 4,349 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 4,286 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0479% | 4,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0220% | 1,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6008% | 1,042 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8150% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5286% | 1,030 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0494% | 1,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0445% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 4,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0566% | 4,428 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0141% | 4,329 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0637% | 4,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0308% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7314% | 793 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6809% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6761% | 785 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0779% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0730% | 187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0848% | 4,504 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0164% | 4,372 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0963% | 4,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0232% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2251% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4213% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1543% | 516 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1526% | 451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1487% | 102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1688% | 4,597 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0227% | 4,492 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1928% | 4,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1092% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4606% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9117% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3750% | 392 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 3,609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 4,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 3,980 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0158% | 4,361 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 4,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0199% | 3,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1096% | 479 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3298% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1523% | 421 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0109% | 1,706 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 3,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 4,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 4,058 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0175% | 4,412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 4,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0210% | 3,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2422% | 366 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6285% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2217% | 345 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 1,792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0245% | 4,022 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0137% | 3,231 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0266% | 4,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 3,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5651% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4125% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5730% | 734 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 1,013 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 3,827 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0293% | 3,336 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 3,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0920% | 426 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1848% | 411 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2925% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2300% | 366 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0127% | 3,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0611% | 506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 3,563 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 3,146 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 3,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4420% | 4,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4576% | 917 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0819% | 786 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4814% | 810 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0224% | 4,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0814% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 3,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0054% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 3,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5702% | 4,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3347% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1124% | 801 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3538% | 910 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0332% | 4,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1258% | 274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 3,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0163% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 3,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8044% | 4,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4436% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1724% | 801 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4690% | 702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0779% | 4,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2603% | 126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0654% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 3,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5482% | 4,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2158% | 1,195 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7143% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2523% | 998 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1313% | 1,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0287% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 4,187 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0603% | 3,538 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 3,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6574% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5167% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1372% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4638% | 1,195 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1600% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0388% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 4,027 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0690% | 3,581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 1,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9054% | 373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5168% | 1,147 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9326% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5038% | 1,069 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0515% | 1,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 1,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0579% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 4,062 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0872% | 3,618 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1286% | 1,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7787% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4057% | 468 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7900% | 781 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 1,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 1,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0337% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0349% | 4,532 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1614% | 3,689 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 4,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0440% | 4,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9754% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8205% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9800% | 717 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1723% | 1,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1305% | 589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0206% | 4,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0248% | 4,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6581% | 721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1019% | 2,891 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7312% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0593% | 2,982 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2438% | 728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1751% | 382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0248% | 4,539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0298% | 4,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9277% | 459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4101% | 1,681 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3872% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3609% | 1,671 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2064% | 803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2674% | 249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0643% | 4,860 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0406% | 3,691 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0692% | 4,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0490% | 4,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1509% | 2,273 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4554% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1436% | 2,193 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4223% | 362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5491% | 108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0395% | 4,802 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0490% | 3,761 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0375% | 4,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0949% | 4,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1714% | 1,966 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1756% | 1,839 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5411% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0520% | 1,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0303% | 847 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0083% | 4,245 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0237% | 4,662 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0340% | 3,698 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0216% | 4,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7446% | 78 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7388% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8701% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7363% | 1,029 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7231% | 197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0691% | 808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0405% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0077% | 4,279 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 4,705 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0399% | 3,761 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 4,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2732% | 55 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9868% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8241% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9898% | 692 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0966% | 118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0847% | 632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0380% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0323% | 4,791 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0349% | 3,774 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0317% | 4,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.6174% | 33 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7378% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9858% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7334% | 880 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0462% | 1,659 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 4,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0297% | 4,865 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0352% | 3,839 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0286% | 4,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1904% | 701 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1468% | 677 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1661% | 584 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1362% | 1,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1393% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 1,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1973% | 594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0901% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2205% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2185% | 1,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1435% | 2,982 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3731% | 630 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1408% | 2,860 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1469% | 1,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1707% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1433% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1329% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1455% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1163% | 1,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0748% | 3,082 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6456% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0692% | 2,964 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1504% | 1,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1695% | 513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 1,586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2273% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0289% | 5,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1552% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0694% | 2,823 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0700% | 2,688 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1472% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1532% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0692% | 880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4898% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0299% | 5,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2324% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0612% | 2,423 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0615% | 2,277 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 3,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 2,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0245% | 5,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0737% | 1,605 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4323% | 4,340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1953% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1730% | 1,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0657% | 3,419 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0657% | 3,280 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0033% | 4,924 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 3,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 2,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0326% | 5,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1170% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5699% | 4,382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2827% | 505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1472% | 1,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0960% | 2,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0961% | 2,792 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0032% | 4,944 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0585% | 2,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0418% | 1,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3442% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1046% | 4,262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4564% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2266% | 1,067 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0113% | 4,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0113% | 4,800 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0031% | 4,989 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0051% | 4,302 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 4,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0358% | 5,353 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0383% | 4,125 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0352% | 5,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 4,175 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0689% | 4,973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0689% | 4,903 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0030% | 5,055 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 3,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0549% | 2,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0219% | 1,450 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0112% | 4,719 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4034% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4099% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4016% | 535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0088% | 2,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0241% | 3,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0241% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0026% | 5,014 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0469% | 2,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0593% | 1,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0260% | 1,198 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0100% | 4,757 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4326% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0429% | 4,264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5617% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0208% | 1,979 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0081% | 5,032 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0081% | 4,951 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0024% | 5,074 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0109% | 3,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 2,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0411% | 968 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0075% | 4,793 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0540% | 5,734 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0438% | 4,317 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0568% | 5,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0842% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0248% | 4,983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0248% | 4,918 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0036% | 5,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0168% | 4,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0128% | 5,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 5,457 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0142% | 4,865 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0725% | 5,857 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0438% | 4,365 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0805% | 5,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0559% | 4,911 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0749% | 5,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0749% | 5,071 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0035% | 5,219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0650% | 3,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0568% | 2,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 5,501 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0066% | 4,923 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4880% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1133% | 892 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5882% | 548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2175% | 1,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0438% | 3,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0438% | 3,594 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0039% | 5,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 4,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 3,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 5,503 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0086% | 4,989 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1535% | 755 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2236% | 1,518 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0083% | 5,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0084% | 5,171 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0027% | 5,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 3,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 3,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 5,626 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0063% | 5,012 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0840% | 2,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2802% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 2,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0721% | 1,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0502% | 3,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0502% | 2,983 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0041% | 5,366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 3,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0263% | 2,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 5,701 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0127% | 5,065 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2398% | 1,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6743% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1251% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0299% | 1,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0750% | 2,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0750% | 2,446 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0041% | 5,430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0936% | 3,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 3,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0196% | 2,537 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0110% | 5,157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0924% | 3,076 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0264% | 4,687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1238% | 2,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5265% | 1,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2194% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2194% | 2,924 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0122% | 1,480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1182% | 3,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0562% | 3,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0164% | 2,250 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0101% | 5,209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1140% | 2,640 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 4,677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1489% | 2,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6446% | 1,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3602% | 2,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3602% | 2,120 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0185% | 1,308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1431% | 2,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0436% | 3,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0510% | 1,782 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0076% | 5,214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2207% | 1,924 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0135% | 4,628 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2848% | 1,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9509% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4843% | 1,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4843% | 1,686 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0304% | 1,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 3,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0599% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1284% | 1,088 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0154% | 5,278 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1340% | 1,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0272% | 753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1648% | 1,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3382% | 1,956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3382% | 1,817 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0048% | 5,588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0874% | 4,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 4,257 |
| Percentage Net Loans Charged-off:Construction & development | 1.8142% | 1,150 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0442% | 6,594 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0143% | 5,444 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0494% | 6,701 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2249% | 5,115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 4,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3043% | 2,489 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0548% | 6,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0548% | 6,015 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0026% | 5,746 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1114% | 4,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1026% | 3,773 |
| Percentage Net Loans Charged-off:Construction & development | 2.5683% | 894 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0514% | 6,682 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0136% | 5,482 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0843% | 6,832 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4167% | 5,192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0257% | 3,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3277% | 2,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0819% | 6,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0819% | 6,040 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0035% | 5,798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1447% | 3,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1979% | 2,935 |
| Percentage Net Loans Charged-off:Construction & development | 3.9231% | 623 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0610% | 6,739 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0107% | 5,487 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1954% | 2,637 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5995% | 5,235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4634% | 1,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0298% | 5,601 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0694% | 5,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0694% | 5,832 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0054% | 5,822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2547% | 2,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3430% | 2,014 |
| Percentage Net Loans Charged-off:Construction & development | 7.8463% | 312 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0740% | 6,815 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0217% | 5,542 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2765% | 7,036 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9546% | 5,268 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0403% | 6,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0390% | 5,577 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0565% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0565% | 5,632 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0056% | 5,890 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2339% | 4,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2669% | 3,566 |
| Percentage Net Loans Charged-off:Construction & development | 1.4837% | 1,909 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3625% | 2,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4048% | 788 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2829% | 3,003 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0208% | 5,241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3994% | 2,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2751% | 3,243 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0498% | 6,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0453% | 6,402 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0067% | 5,858 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3006% | 3,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3533% | 2,911 |
| Percentage Net Loans Charged-off:Construction & development | 1.8969% | 1,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5064% | 1,663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5520% | 615 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2642% | 2,803 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0185% | 5,240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3743% | 2,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2862% | 2,833 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1138% | 6,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1011% | 6,516 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0070% | 5,880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4477% | 2,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5211% | 2,233 |
| Percentage Net Loans Charged-off:Construction & development | 2.7507% | 1,196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7367% | 1,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8295% | 454 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3678% | 2,250 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0139% | 5,234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5202% | 1,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4564% | 2,233 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1140% | 6,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0973% | 6,388 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0069% | 5,919 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4914% | 2,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5632% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | 5.3168% | 595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4247% | 1,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9352% | 291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1117% | 2,613 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0278% | 5,262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1677% | 2,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5714% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1141% | 6,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0904% | 6,149 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0069% | 5,954 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1743% | 5,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1811% | 4,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3354% | 2,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5106% | 2,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4863% | 1,265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5204% | 2,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2668% | 3,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3302% | 4,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0136% | 6,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0803% | 5,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0469% | 5,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 7,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3987% | 2,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6426% | 1,003 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3014% | 2,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3151% | 3,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3203% | 3,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0159% | 6,337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0622% | 5,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 5,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0503% | 7,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1870% | 2,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2627% | 2,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3722% | 2,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4884% | 2,966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1073% | 4,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 3,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0774% | 7,521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3934% | 1,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5573% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8071% | 1,694 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0202% | 6,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2277% | 5,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1725% | 4,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2327% | 2,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6630% | 1,751 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0449% | 826 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5198% | 1,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6098% | 3,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8679% | 3,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2198% | 4,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1714% | 3,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2299% | 1,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6566% | 1,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6365% | 919 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6639% | 1,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7492% | 2,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1623% | 5,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2032% | 4,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1986% | 3,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3610% | 1,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4880% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6174% | 773 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4417% | 1,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4723% | 2,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 5,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 3,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0534% | 2,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0722% | 2,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0059% | 2,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0631% | 4,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4500% | 2,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5061% | 1,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2642% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1855% | 2,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2832% | 917 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1453% | 2,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4887% | 2,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3571% | 4,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0839% | 1,604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1481% | 3,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0617% | 3,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 1,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2580% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3721% | 644 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2091% | 1,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5489% | 1,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4425% | 3,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1088% | 1,322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1930% | 2,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0823% | 2,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3627% | 997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3503% | 532 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3683% | 913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6190% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8653% | 1,940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1571% | 1,069 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0861% | 3,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0764% | 1,875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5687% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6997% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5085% | 548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1477% | 1,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4024% | 2,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0051% | 6,781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1749% | 2,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0382% | 3,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0305% | 1,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1849% | 1,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2661% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9532% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1979% | 4,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0149% | 6,880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1531% | 2,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 2,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2501% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3589% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8085% | 1,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2054% | 4,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0184% | 6,889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 1,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0598% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3824% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5464% | 331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2187% | 701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2724% | 3,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0151% | 6,867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4324% | 735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0956% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5937% | 262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8485% | 185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3518% | 341 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1856% | 7,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 4,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 2,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0438% | 990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0905% | 1,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1405% | 1,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0136% | 3,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2365% | 4,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0285% | 1,491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 4,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 2,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0420% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 7,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 7,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0151% | 2,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3351% | 3,269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0372% | 1,279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 4,642 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 7,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 7,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 7,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0205% | 2,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4044% | 2,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0154% | 1,173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 6,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0353% | 8,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 7,882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 7,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2812% | 2,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0297% | 865 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1463% | 2,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 2,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 2,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0540% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 2,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3424% | 2,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0534% | 5,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2801% | 994 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1238% | 2,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0716% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 2,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0730% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 7,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0559% | 3,032 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0821% | 7,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3805% | 799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1776% | 2,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1132% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 1,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1142% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 7,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0072% | 6,748 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0900% | 7,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5818% | 593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 4,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 1,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0833% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2570% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 8,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1581% | 3,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1507% | 3,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 2,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1417% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2034% | 950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0945% | 3,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4243% | 4,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4414% | 856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1865% | 2,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0359% | 2,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1926% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2713% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0996% | 3,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3805% | 3,963 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6027% | 654 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2352% | 1,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 2,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0686% | 1,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0957% | 1,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0871% | 2,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3677% | 3,768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9206% | 472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0213% | 4,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2176% | 1,561 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2233% | 7,942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1772% | 3,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 3,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0781% | 1,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1477% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0531% | 2,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 7,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8680% | 2,752 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0159% | 854 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4004% | 1,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0849% | 4,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 2,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1070% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2051% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0724% | 1,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0119% | 7,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8942% | 2,441 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1551% | 787 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1040% | 3,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 2,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1465% | 1,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2047% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1264% | 1,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0025% | 3,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0112% | 2,042 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4002% | 703 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0507% | 4,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 1,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1079% | 990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4318% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0402% | 7,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5330% | 3,098 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8178% | 933 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2084% | 3,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 3,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 2,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 2,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6169% | 2,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6138% | 3,775 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7108% | 1,031 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3239% | 2,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7119% | 2,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7767% | 2,976 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2151% | 1,177 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2721% | 1,241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 5,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0816% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6767% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0334% | 758 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1113% | 4,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0996% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7307% | 608 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8197% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2647% | 2,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0551% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0671% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5389% | 317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9784% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2319% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2247% | 3,504 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2037% | 4,018 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0936% | 5,776 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2626% | 3,330 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 9,578 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0885% | 9,058 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |