Home > First Commonwealth Bank > Net charge- offs to loans
First Commonwealth Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3500% | 309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1105% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2560% | 156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0505% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2422% | 261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3738% | 1,449 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9991% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3614% | 1,350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2162% | 407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0417% | 353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0871% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0538% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7424% | 320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3254% | 1,382 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8707% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3136% | 1,338 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2348% | 350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0491% | 250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1189% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0153% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9891% | 274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2053% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9484% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1919% | 1,582 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0575% | 797 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0428% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0529% | 633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2041% | 1,433 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9082% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1907% | 1,395 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0992% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 445 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0882% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0239% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0622% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2891% | 1,444 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9923% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2555% | 1,461 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0965% | 636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 318 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 4,335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0775% | 174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1409% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0288% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0758% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2354% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7299% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1935% | 1,500 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0762% | 706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0127% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2149% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0322% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0497% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2276% | 1,366 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8307% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1931% | 1,382 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0656% | 669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0682% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0431% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2474% | 1,196 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1156% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2170% | 1,171 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1240% | 731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 772 |
| Percentage Net Loans Charged-off:Construction & development | -0.0337% | 4,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0832% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0003% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 3,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0260% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0240% | 4,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3069% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2851% | 1,297 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1685% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2493% | 1,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1867% | 450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0364% | 623 |
| Percentage Net Loans Charged-off:Construction & development | -0.0431% | 4,218 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1119% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0003% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 3,863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0028% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0204% | 4,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5924% | 283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3048% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8289% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2600% | 1,106 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2126% | 404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0585% | 469 |
| Percentage Net Loans Charged-off:Construction & development | -0.0650% | 4,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1667% | 226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0005% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 3,882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0211% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0250% | 4,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5899% | 260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3815% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6076% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3384% | 884 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1930% | 422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1441% | 210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3320% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0011% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0468% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0842% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5812% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1932% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5160% | 696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2583% | 671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1196% | 541 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 4,103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2510% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0668% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3773% | 806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7748% | 814 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5058% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7137% | 801 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2491% | 615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0875% | 582 |
| Percentage Net Loans Charged-off:Construction & development | -0.0080% | 4,172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1635% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0478% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0836% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0295% | 806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4320% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7974% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1323% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7252% | 756 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2469% | 638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1319% | 409 |
| Percentage Net Loans Charged-off:Construction & development | -0.0121% | 4,244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2578% | 246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0502% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0631% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1911% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9499% | 723 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2849% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8754% | 706 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2250% | 628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0675% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0487% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1180% | 326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0715% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1426% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0430% | 980 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3275% | 587 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5588% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2507% | 561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1776% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0574% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | -0.0382% | 4,389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1026% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0448% | 1,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1070% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1671% | 1,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8152% | 1,003 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5979% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7460% | 1,009 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1650% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0577% | 874 |
| Percentage Net Loans Charged-off:Construction & development | -0.0522% | 4,493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1149% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0601% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 1,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1544% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7755% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3708% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7106% | 982 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1233% | 1,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 1,394 |
| Percentage Net Loans Charged-off:Construction & development | -0.0423% | 4,511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0250% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 1,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0015% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 1,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1514% | 1,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7315% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4591% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6649% | 995 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1513% | 871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0286% | 808 |
| Percentage Net Loans Charged-off:Construction & development | -0.0449% | 4,615 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0590% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0261% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2728% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6678% | 1,064 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9891% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6446% | 997 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2340% | 833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1182% | 642 |
| Percentage Net Loans Charged-off:Construction & development | -0.0499% | 4,521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2140% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0218% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0950% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 1,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3788% | 966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7046% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9020% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6583% | 1,148 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2069% | 820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 627 |
| Percentage Net Loans Charged-off:Construction & development | -0.0501% | 4,555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1707% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0290% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0635% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0891% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0497% | 1,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3153% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6829% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9003% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6389% | 1,062 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1843% | 854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1476% | 404 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 4,393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2608% | 204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0456% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0657% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1059% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0435% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0002% | 3,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7049% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7379% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6645% | 967 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1087% | 1,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0507% | 697 |
| Percentage Net Loans Charged-off:Construction & development | -0.0113% | 4,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1017% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1052% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1764% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0645% | 637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0625% | 4,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7122% | 1,054 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5237% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6634% | 1,023 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1341% | 1,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 2,198 |
| Percentage Net Loans Charged-off:Construction & development | -0.1931% | 4,895 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0083% | 1,220 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0255% | 4,442 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0677% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1010% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0467% | 1,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1899% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6827% | 1,340 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5188% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6662% | 1,265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 1,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 2,223 |
| Percentage Net Loans Charged-off:Construction & development | -0.2589% | 4,991 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,661 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0333% | 4,484 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0677% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1064% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0428% | 1,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1748% | 1,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6827% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4593% | 578 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6845% | 1,114 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1477% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 1,721 |
| Percentage Net Loans Charged-off:Construction & development | -0.0821% | 4,839 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,696 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0485% | 4,537 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0618% | 1,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1050% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2472% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6912% | 1,166 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1682% | 1,043 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6969% | 1,036 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3866% | 475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0255% | 1,163 |
| Percentage Net Loans Charged-off:Construction & development | -0.0940% | 4,963 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,943 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0975% | 4,597 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1122% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1914% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0557% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3161% | 272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7900% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7925% | 926 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3963% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0262% | 5,100 |
| Percentage Net Loans Charged-off:Construction & development | -0.2404% | 5,097 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0201% | 5,093 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2588% | 4,701 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0582% | 1,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0997% | 557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 2,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4122% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7802% | 1,226 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7804% | 1,123 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5323% | 644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4547% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 4,373 |
| Percentage Net Loans Charged-off:Construction & development | -0.1276% | 5,012 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0378% | 5,282 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0046% | 4,585 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 1,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1066% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 1,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5810% | 332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7775% | 1,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7775% | 993 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5175% | 552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3299% | 713 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 4,960 |
| Percentage Net Loans Charged-off:Construction & development | -0.1892% | 5,145 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0570% | 5,467 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0046% | 4,617 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0561% | 1,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0846% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0384% | 1,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0662% | 442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7492% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7492% | 976 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5062% | 502 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1783% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0604% | 5,486 |
| Percentage Net Loans Charged-off:Construction & development | -0.3735% | 5,323 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1561% | 5,764 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0046% | 4,651 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0862% | 1,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1058% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0741% | 1,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4251% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8762% | 914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8762% | 809 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4741% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3569% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 1,867 |
| Percentage Net Loans Charged-off:Construction & development | -0.0504% | 4,899 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1116% | 986 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0164% | 4,726 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0781% | 1,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0573% | 771 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0909% | 1,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9459% | 635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5754% | 1,470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5754% | 1,346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8767% | 446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3663% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0923% | 1,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.0840% | 5,072 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1214% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0211% | 4,781 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1024% | 1,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1120% | 592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0966% | 1,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9567% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5748% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5748% | 1,212 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7725% | 435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4881% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0920% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | -0.1425% | 5,234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0936% | 792 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0304% | 4,834 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1332% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1590% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1175% | 1,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4886% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6334% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6334% | 1,013 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6714% | 426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5852% | 422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0780% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0302% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0555% | 4,912 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1540% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1532% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1544% | 950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9459% | 207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6738% | 1,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6738% | 938 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7721% | 330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3075% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0746% | 2,666 |
| Percentage Net Loans Charged-off:Construction & development | -0.9930% | 5,717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0360% | 1,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0668% | 347 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2016% | 1,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1892% | 734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2088% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7189% | 967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5090% | 1,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5090% | 1,657 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3856% | 358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3722% | 1,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1190% | 1,950 |
| Percentage Net Loans Charged-off:Construction & development | -0.2279% | 5,502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0654% | 1,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0908% | 291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1999% | 1,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2317% | 633 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1819% | 1,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9368% | 679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4200% | 1,868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4200% | 1,721 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4613% | 317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4684% | 864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1070% | 1,979 |
| Percentage Net Loans Charged-off:Construction & development | -0.0851% | 5,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 1,504 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0062% | 5,011 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2264% | 1,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2828% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1950% | 1,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4126% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3893% | 1,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3893% | 1,646 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6766% | 270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2765% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1215% | 1,514 |
| Percentage Net Loans Charged-off:Construction & development | -0.7176% | 5,808 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0452% | 906 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0060% | 5,049 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2720% | 999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3995% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2023% | 1,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3493% | 782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4148% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4148% | 1,513 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8893% | 180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7600% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4285% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.3474% | 1,196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4112% | 1,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9986% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 3,589 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0594% | 4,762 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0982% | 2,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8864% | 603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5096% | 2,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5096% | 1,925 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5899% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9547% | 600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5673% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 1.1322% | 729 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4949% | 969 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9949% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0546% | 3,196 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0907% | 4,837 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1315% | 2,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3991% | 447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4942% | 1,880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4942% | 1,753 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5655% | 580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1870% | 491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7439% | 763 |
| Percentage Net Loans Charged-off:Construction & development | 1.8631% | 538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6840% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4790% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0269% | 6,211 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1877% | 4,918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0589% | 2,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9821% | 374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4795% | 1,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4795% | 1,693 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4287% | 597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8948% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2556% | 391 |
| Percentage Net Loans Charged-off:Construction & development | 0.3648% | 720 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1186% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.9094% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1285% | 6,572 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5172% | 5,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0820% | 2,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1386% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6094% | 1,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6094% | 1,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3221% | 562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3512% | 2,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2709% | 2,871 |
| Percentage Net Loans Charged-off:Construction & development | 3.7641% | 715 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0420% | 2,969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0005% | 850 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2841% | 2,539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3734% | 1,172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2316% | 2,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3918% | 2,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5131% | 2,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5131% | 2,183 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9530% | 568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3849% | 2,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2791% | 2,683 |
| Percentage Net Loans Charged-off:Construction & development | 3.8011% | 677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0485% | 2,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0007% | 744 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2976% | 2,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4570% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2025% | 2,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5132% | 1,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4858% | 2,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4858% | 2,038 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1046% | 471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3712% | 2,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2212% | 2,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.6821% | 1,423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0671% | 2,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0010% | 592 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3697% | 1,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5885% | 782 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2365% | 2,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5508% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5151% | 2,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5151% | 1,852 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4089% | 387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4188% | 2,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2859% | 2,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.7618% | 1,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 1,636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5461% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8697% | 544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3434% | 1,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7154% | 1,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5781% | 1,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5781% | 1,521 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2329% | 641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6197% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1936% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 18.2023% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4054% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2474% | 259 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3571% | 2,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2597% | 1,540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4209% | 2,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7704% | 2,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5012% | 2,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4323% | 2,739 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2885% | 1,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9518% | 1,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2255% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | 11.2505% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7672% | 1,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2614% | 718 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3093% | 2,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2075% | 1,412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3760% | 2,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5031% | 2,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4630% | 2,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3866% | 2,637 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2993% | 905 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9276% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1460% | 1,236 |
| Percentage Net Loans Charged-off:Construction & development | 8.1386% | 529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9605% | 1,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1651% | 616 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2889% | 2,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2511% | 1,182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3130% | 2,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6331% | 1,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4526% | 2,557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3588% | 2,534 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2890% | 820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7963% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0097% | 1,196 |
| Percentage Net Loans Charged-off:Construction & development | 8.9591% | 375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2707% | 1,366 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0963% | 5,729 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3893% | 1,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3494% | 819 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4144% | 1,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3810% | 1,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4527% | 2,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3253% | 2,187 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3422% | 622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6220% | 1,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7218% | 1,112 |
| Percentage Net Loans Charged-off:Construction & development | 11.5163% | 472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1995% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0690% | 1,046 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4270% | 2,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1452% | 1,706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5729% | 2,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1754% | 1,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5912% | 3,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2501% | 1,315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4708% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1768% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 14.3322% | 306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1966% | 2,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0781% | 841 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3996% | 2,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1343% | 1,541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5311% | 1,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0578% | 4,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5386% | 3,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2422% | 1,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8713% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8901% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 18.7459% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1531% | 2,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1175% | 658 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4207% | 2,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1961% | 1,231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5277% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1696% | 7,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5901% | 2,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2040% | 1,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6875% | 2,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8547% | 1,529 |
| Percentage Net Loans Charged-off:Construction & development | 3.6402% | 951 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2980% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2994% | 385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5088% | 1,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2605% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6226% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2876% | 2,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6892% | 2,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1622% | 926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5792% | 1,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7286% | 1,212 |
| Percentage Net Loans Charged-off:Construction & development | 9.0733% | 677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6146% | 1,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2211% | 800 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3721% | 2,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2849% | 1,490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4044% | 2,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8919% | 1,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7229% | 3,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2142% | 1,586 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2344% | 1,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0935% | 1,454 |
| Percentage Net Loans Charged-off:Construction & development | 4.5688% | 1,061 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7376% | 1,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1848% | 600 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3130% | 2,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1437% | 1,425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3730% | 2,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0531% | 1,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7499% | 3,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2187% | 1,380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1717% | 1,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1053% | 1,269 |
| Percentage Net Loans Charged-off:Construction & development | 3.5571% | 1,057 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1560% | 599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2337% | 432 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2950% | 2,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0969% | 1,195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3610% | 1,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7123% | 1,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7970% | 2,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2586% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7533% | 829 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5735% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 4.2143% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2894% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0299% | 298 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3383% | 1,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0723% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4214% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8964% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8955% | 2,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3347% | 850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3135% | 3,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2366% | 2,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0221% | 2,786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4027% | 987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0270% | 523 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2046% | 2,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1560% | 1,090 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2157% | 1,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2905% | 3,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7664% | 2,859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2958% | 1,220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3144% | 2,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2448% | 1,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0331% | 2,135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4232% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0366% | 351 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2008% | 1,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1855% | 836 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2041% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2655% | 2,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7743% | 2,382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2965% | 1,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3297% | 1,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2744% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0540% | 1,565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4943% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0561% | 223 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2047% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2074% | 644 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2042% | 1,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2902% | 2,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6990% | 2,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3050% | 914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4176% | 1,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3928% | 816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0463% | 1,032 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0012% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0253% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1241% | 1,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0909% | 501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1301% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3585% | 1,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6894% | 2,031 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3084% | 719 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2779% | 1,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1920% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0374% | 1,389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1822% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3891% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1993% | 1,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1143% | 686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2128% | 1,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2912% | 2,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6441% | 2,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3643% | 985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2565% | 1,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1792% | 992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0578% | 846 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1251% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4263% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2047% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1507% | 464 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2132% | 831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1936% | 2,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6410% | 2,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3870% | 845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2190% | 1,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1222% | 1,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0214% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0041% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2035% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2071% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2030% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1399% | 2,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6989% | 1,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3593% | 795 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2402% | 1,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1628% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0190% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2762% | 500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3032% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2721% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0870% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7525% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2833% | 650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2793% | 1,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1970% | 738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0591% | 584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2186% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0146% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2063% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2417% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2001% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6001% | 1,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2761% | 4,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3006% | 940 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2754% | 1,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2112% | 533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0790% | 395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2607% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0196% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2009% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2196% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1975% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5430% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2492% | 3,712 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3272% | 813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3109% | 1,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2672% | 403 |
| Percentage Net Loans Charged-off:Construction & development | 0.1206% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3670% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2255% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2866% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2137% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5705% | 1,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2273% | 3,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3371% | 713 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2620% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0987% | 731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1009% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1110% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0632% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1203% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8658% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3138% | 2,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3467% | 609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2848% | 1,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1591% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 0.7901% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0983% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0951% | 145 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1690% | 966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3235% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1374% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7192% | 1,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3808% | 4,128 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3185% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2659% | 1,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1719% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 1.0625% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0913% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1283% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1798% | 800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3399% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1468% | 942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6514% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2917% | 4,108 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2872% | 875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2476% | 1,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1428% | 803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0968% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1942% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1839% | 735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3921% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1406% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6661% | 1,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2892% | 3,728 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2768% | 742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2278% | 1,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0913% | 883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0238% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1553% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1023% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1665% | 670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7702% | 830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2672% | 3,305 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3200% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2889% | 1,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1208% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0019% | 746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1031% | 990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0015% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1245% | 1,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0770% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1335% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6478% | 1,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5604% | 3,538 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3907% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2727% | 1,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1020% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0527% | 918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0021% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1172% | 1,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1048% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1195% | 1,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6451% | 1,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5382% | 3,267 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3630% | 812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2826% | 1,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1125% | 1,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0362% | 806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0035% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1324% | 1,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0947% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1395% | 973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8198% | 1,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4670% | 3,336 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2350% | 820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2763% | 1,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1250% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0092% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2421% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1461% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2617% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7496% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3686% | 3,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2922% | 612 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4883% | 1,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3187% | 669 |
| Percentage Net Loans Charged-off:Construction & development | 1.8196% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1639% | 907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0285% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4337% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0532% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5107% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2275% | 1,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5121% | 4,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2869% | 1,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4446% | 1,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3791% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 2.6103% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1971% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0373% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5061% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0424% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6013% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6782% | 1,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5317% | 3,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2918% | 1,064 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4430% | 1,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4041% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 3.4345% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1429% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0552% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5691% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0385% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6765% | 278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6558% | 1,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5276% | 3,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1926% | 1,039 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4009% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3177% | 502 |
| Percentage Net Loans Charged-off:Construction & development | 6.6419% | 30 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2608% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1858% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0232% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2183% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7871% | 1,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3837% | 3,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3093% | 698 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4573% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2287% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0184% | 808 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2147% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0066% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2548% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2101% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2622% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0914% | 1,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6782% | 3,476 |
| Percentage Net Loans Charged-off: Credit card loans | -11.1940% | 2,975 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4119% | 1,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4207% | 1,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3255% | 611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5113% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2320% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7515% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1653% | 1,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0956% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4025% | 4,671 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6374% | 5,455 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1666% | 1,401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3891% | 1,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0739% | 323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0326% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0980% | 248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0741% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1008% | 243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4179% | 166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7807% | 536 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5766% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3797% | 184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3110% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1232% | 219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1359% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1246% | 238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1393% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1229% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5650% | 350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7957% | 567 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8451% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1168% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2737% | 2,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1036% | 279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2577% | 144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0566% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1008% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1285% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8574% | 567 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1250% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2440% | 234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3510% | 2,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1146% | 298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2337% | 168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0789% | 396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0144% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0864% | 341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5065% | 329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9933% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1241% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0110% | 1,181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2193% | 3,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1399% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0251% | 211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0205% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1798% | 586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6401% | 773 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2392% | 829 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0255% | 401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2476% | 3,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0649% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0656% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0089% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0792% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6715% | 254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5101% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6252% | 920 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0858% | 1,239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0681% | 6,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0280% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2352% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0384% | 8,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0408% | 1,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1383% | 1,148 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1579% | 7,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1025% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6244% | 848 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0107% | 459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |