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First Commonwealth Bank, Net charge- offs to loans

2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1776%1,136
Percentage Net Loans Charged-off: Total real estate loans0.0574%1,043
Percentage Net Loans Charged-off:Construction & development-0.0382%4,389
Percentage Net Loans Charged-off: Commercial real estate0.1026%589
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0448%1,089
Percentage Net Loans Charged-off: Home equity loans0.1070%267
All other 1-4 family - Percent of loans charged-off, net0.0132%1,493
Percentage Net Loans Charged-off: Commercial and industrial0.1671%1,525
Percentage Net Loans Charged-off: Loans to individuals0.8152%1,003
Percentage Net Loans Charged-off: Credit card loans4.5979%116
Percentage Net Loans Charged-off: Other loans to individual0.7460%1,009
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1650%1,024
Percentage Net Loans Charged-off: Total real estate loans0.0577%874
Percentage Net Loans Charged-off:Construction & development-0.0522%4,493
Percentage Net Loans Charged-off: Commercial real estate0.1149%445
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0355%1,019
Percentage Net Loans Charged-off: Home equity loans0.0601%289
All other 1-4 family - Percent of loans charged-off, net0.0231%1,106
Percentage Net Loans Charged-off: Commercial and industrial0.1544%1,294
Percentage Net Loans Charged-off: Loans to individuals0.7755%985
Percentage Net Loans Charged-off: Credit card loans4.3708%114
Percentage Net Loans Charged-off: Other loans to individual0.7106%982
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1233%1,208
Percentage Net Loans Charged-off: Total real estate loans0.0096%1,394
Percentage Net Loans Charged-off:Construction & development-0.0423%4,511
Percentage Net Loans Charged-off: Commercial real estate0.0250%536
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0077%1,211
Percentage Net Loans Charged-off: Home equity loans0.0015%332
All other 1-4 family - Percent of loans charged-off, net0.0108%1,093
Percentage Net Loans Charged-off: Commercial and industrial0.1514%1,089
Percentage Net Loans Charged-off: Loans to individuals0.7315%1,007
Percentage Net Loans Charged-off: Credit card loans4.4591%116
Percentage Net Loans Charged-off: Other loans to individual0.6649%995
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1513%871
Percentage Net Loans Charged-off: Total real estate loans0.0286%808
Percentage Net Loans Charged-off:Construction & development-0.0449%4,615
Percentage Net Loans Charged-off: Commercial real estate0.0590%289
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0193%815
Percentage Net Loans Charged-off: Home equity loans0.0261%192
All other 1-4 family - Percent of loans charged-off, net0.0160%780
Percentage Net Loans Charged-off: Commercial and industrial0.2728%650
Percentage Net Loans Charged-off: Loans to individuals0.6678%1,064
Percentage Net Loans Charged-off: Credit card loans1.9891%269
Percentage Net Loans Charged-off: Other loans to individual0.6446%997
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2340%833
Percentage Net Loans Charged-off: Total real estate loans0.1182%642
Percentage Net Loans Charged-off:Construction & development-0.0499%4,521
Percentage Net Loans Charged-off: Commercial real estate0.2140%394
Percentage Net Loans Charged-off: Multi-family residential0.0218%100
Percentage Net Loans Charged-off: 1-4 family residential0.0633%1,080
Percentage Net Loans Charged-off: Home equity loans0.0950%337
All other 1-4 family - Percent of loans charged-off, net0.0463%1,235
Percentage Net Loans Charged-off: Commercial and industrial0.3788%966
Percentage Net Loans Charged-off: Loans to individuals0.7046%1,169
Percentage Net Loans Charged-off: Credit card loans3.9020%140
Percentage Net Loans Charged-off: Other loans to individual0.6583%1,148
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2069%820
Percentage Net Loans Charged-off: Total real estate loans0.1006%627
Percentage Net Loans Charged-off:Construction & development-0.0501%4,555
Percentage Net Loans Charged-off: Commercial real estate0.1707%324
Percentage Net Loans Charged-off: Multi-family residential0.0290%75
Percentage Net Loans Charged-off: 1-4 family residential0.0635%943
Percentage Net Loans Charged-off: Home equity loans0.0891%297
All other 1-4 family - Percent of loans charged-off, net0.0497%1,020
Percentage Net Loans Charged-off: Commercial and industrial0.3153%911
Percentage Net Loans Charged-off: Loans to individuals0.6829%1,110
Percentage Net Loans Charged-off: Credit card loans3.9003%140
Percentage Net Loans Charged-off: Other loans to individual0.6389%1,062
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1843%854
Percentage Net Loans Charged-off: Total real estate loans0.1476%404
Percentage Net Loans Charged-off:Construction & development-0.0056%4,393
Percentage Net Loans Charged-off: Commercial real estate0.2608%204
Percentage Net Loans Charged-off: Multi-family residential0.0456%55
Percentage Net Loans Charged-off: 1-4 family residential0.0657%825
Percentage Net Loans Charged-off: Home equity loans0.1059%245
All other 1-4 family - Percent of loans charged-off, net0.0435%951
Percentage Net Loans Charged-off: Commercial and industrial-0.0002%3,807
Percentage Net Loans Charged-off: Loans to individuals0.7049%1,021
Percentage Net Loans Charged-off: Credit card loans3.7379%136
Percentage Net Loans Charged-off: Other loans to individual0.6645%967
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1087%1,123
Percentage Net Loans Charged-off: Total real estate loans0.0507%697
Percentage Net Loans Charged-off:Construction & development-0.0113%4,551
Percentage Net Loans Charged-off: Commercial real estate0.0040%444
Percentage Net Loans Charged-off: Multi-family residential0.1017%25
Percentage Net Loans Charged-off: 1-4 family residential0.1052%531
Percentage Net Loans Charged-off: Home equity loans0.1764%157
All other 1-4 family - Percent of loans charged-off, net0.0645%637
Percentage Net Loans Charged-off: Commercial and industrial-0.0625%4,530
Percentage Net Loans Charged-off: Loans to individuals0.7122%1,054
Percentage Net Loans Charged-off: Credit card loans4.5237%116
Percentage Net Loans Charged-off: Other loans to individual0.6634%1,023
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1341%1,716
Percentage Net Loans Charged-off: Total real estate loans0.0145%2,198
Percentage Net Loans Charged-off:Construction & development-0.1931%4,895
Percentage Net Loans Charged-off: Commercial real estate0.0083%1,220
Percentage Net Loans Charged-off: Multi-family residential-0.0255%4,442
Percentage Net Loans Charged-off: 1-4 family residential0.0677%1,343
Percentage Net Loans Charged-off: Home equity loans0.1010%416
All other 1-4 family - Percent of loans charged-off, net0.0467%1,515
Percentage Net Loans Charged-off: Commercial and industrial0.1899%1,540
Percentage Net Loans Charged-off: Loans to individuals0.6827%1,340
Percentage Net Loans Charged-off: Credit card loans2.5188%253
Percentage Net Loans Charged-off: Other loans to individual0.6662%1,265
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1255%1,528
Percentage Net Loans Charged-off: Total real estate loans0.0035%2,223
Percentage Net Loans Charged-off:Construction & development-0.2589%4,991
Percentage Net Loans Charged-off: Commercial real estate-0.0039%4,661
Percentage Net Loans Charged-off: Multi-family residential-0.0333%4,484
Percentage Net Loans Charged-off: 1-4 family residential0.0677%1,202
Percentage Net Loans Charged-off: Home equity loans0.1064%366
All other 1-4 family - Percent of loans charged-off, net0.0428%1,424
Percentage Net Loans Charged-off: Commercial and industrial0.1748%1,292
Percentage Net Loans Charged-off: Loans to individuals0.6827%1,233
Percentage Net Loans Charged-off: Credit card loans0.4593%578
Percentage Net Loans Charged-off: Other loans to individual0.6845%1,114
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1477%1,267
Percentage Net Loans Charged-off: Total real estate loans0.0127%1,721
Percentage Net Loans Charged-off:Construction & development-0.0821%4,839
Percentage Net Loans Charged-off: Commercial real estate-0.0031%4,696
Percentage Net Loans Charged-off: Multi-family residential-0.0485%4,537
Percentage Net Loans Charged-off: 1-4 family residential0.0618%1,157
Percentage Net Loans Charged-off: Home equity loans0.1050%326
All other 1-4 family - Percent of loans charged-off, net0.0329%1,351
Percentage Net Loans Charged-off: Commercial and industrial0.2472%954
Percentage Net Loans Charged-off: Loans to individuals0.6912%1,166
Percentage Net Loans Charged-off: Credit card loans-0.1682%1,043
Percentage Net Loans Charged-off: Other loans to individual0.6969%1,036
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3866%475
Percentage Net Loans Charged-off: Total real estate loans0.0255%1,163
Percentage Net Loans Charged-off:Construction & development-0.0940%4,963
Percentage Net Loans Charged-off: Commercial real estate-0.0062%4,943
Percentage Net Loans Charged-off: Multi-family residential-0.0975%4,597
Percentage Net Loans Charged-off: 1-4 family residential0.1122%707
Percentage Net Loans Charged-off: Home equity loans0.1914%199
All other 1-4 family - Percent of loans charged-off, net0.0557%880
Percentage Net Loans Charged-off: Commercial and industrial1.3161%272
Percentage Net Loans Charged-off: Loans to individuals0.7900%1,043
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual0.7925%926
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3963%665
Percentage Net Loans Charged-off: Total real estate loans-0.0262%5,100
Percentage Net Loans Charged-off:Construction & development-0.2404%5,097
Percentage Net Loans Charged-off: Commercial real estate-0.0201%5,093
Percentage Net Loans Charged-off: Multi-family residential-0.2588%4,701
Percentage Net Loans Charged-off: 1-4 family residential0.0582%1,772
Percentage Net Loans Charged-off: Home equity loans0.0997%557
All other 1-4 family - Percent of loans charged-off, net0.0314%2,090
Percentage Net Loans Charged-off: Commercial and industrial1.4122%461
Percentage Net Loans Charged-off: Loans to individuals0.7802%1,226
Percentage Net Loans Charged-off: Credit card loans0.0000%715
Percentage Net Loans Charged-off: Other loans to individual0.7804%1,123
Percentage Net Loans Charged-off: All other loans and lease0.5323%644
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4547%464
Percentage Net Loans Charged-off: Total real estate loans-0.0019%4,373
Percentage Net Loans Charged-off:Construction & development-0.1276%5,012
Percentage Net Loans Charged-off: Commercial real estate-0.0378%5,282
Percentage Net Loans Charged-off: Multi-family residential-0.0046%4,585
Percentage Net Loans Charged-off: 1-4 family residential0.0626%1,534
Percentage Net Loans Charged-off: Home equity loans0.1066%475
All other 1-4 family - Percent of loans charged-off, net0.0349%1,787
Percentage Net Loans Charged-off: Commercial and industrial1.5810%332
Percentage Net Loans Charged-off: Loans to individuals0.7775%1,090
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7775%993
Percentage Net Loans Charged-off: All other loans and lease0.5175%552
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3299%713
Percentage Net Loans Charged-off: Total real estate loans-0.0172%4,960
Percentage Net Loans Charged-off:Construction & development-0.1892%5,145
Percentage Net Loans Charged-off: Commercial real estate-0.0570%5,467
Percentage Net Loans Charged-off: Multi-family residential-0.0046%4,617
Percentage Net Loans Charged-off: 1-4 family residential0.0561%1,485
Percentage Net Loans Charged-off: Home equity loans0.0846%444
All other 1-4 family - Percent of loans charged-off, net0.0384%1,597
Percentage Net Loans Charged-off: Commercial and industrial1.0662%442
Percentage Net Loans Charged-off: Loans to individuals0.7492%1,073
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7492%976
Percentage Net Loans Charged-off: All other loans and lease0.5062%502
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1783%1,080
Percentage Net Loans Charged-off: Total real estate loans-0.0604%5,486
Percentage Net Loans Charged-off:Construction & development-0.3735%5,323
Percentage Net Loans Charged-off: Commercial real estate-0.1561%5,764
Percentage Net Loans Charged-off: Multi-family residential-0.0046%4,651
Percentage Net Loans Charged-off: 1-4 family residential0.0862%1,004
Percentage Net Loans Charged-off: Home equity loans0.1058%332
All other 1-4 family - Percent of loans charged-off, net0.0741%1,006
Percentage Net Loans Charged-off: Commercial and industrial0.4251%602
Percentage Net Loans Charged-off: Loans to individuals0.8762%914
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8762%809
Percentage Net Loans Charged-off: All other loans and lease0.4741%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3569%831
Percentage Net Loans Charged-off: Total real estate loans0.0781%1,867
Percentage Net Loans Charged-off:Construction & development-0.0504%4,899
Percentage Net Loans Charged-off: Commercial real estate0.1116%986
Percentage Net Loans Charged-off: Multi-family residential-0.0164%4,726
Percentage Net Loans Charged-off: 1-4 family residential0.0781%1,998
Percentage Net Loans Charged-off: Home equity loans0.0573%771
All other 1-4 family - Percent of loans charged-off, net0.0909%1,807
Percentage Net Loans Charged-off: Commercial and industrial0.9459%635
Percentage Net Loans Charged-off: Loans to individuals0.5754%1,470
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5754%1,346
Percentage Net Loans Charged-off: All other loans and lease0.8767%446
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3663%710
Percentage Net Loans Charged-off: Total real estate loans0.0923%1,551
Percentage Net Loans Charged-off:Construction & development-0.0840%5,072
Percentage Net Loans Charged-off: Commercial real estate0.1214%812
Percentage Net Loans Charged-off: Multi-family residential-0.0211%4,781
Percentage Net Loans Charged-off: 1-4 family residential0.1024%1,579
Percentage Net Loans Charged-off: Home equity loans0.1120%592
All other 1-4 family - Percent of loans charged-off, net0.0966%1,593
Percentage Net Loans Charged-off: Commercial and industrial0.9567%510
Percentage Net Loans Charged-off: Loans to individuals0.5748%1,315
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5748%1,212
Percentage Net Loans Charged-off: All other loans and lease0.7725%435
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4881%513
Percentage Net Loans Charged-off: Total real estate loans0.0920%1,474
Percentage Net Loans Charged-off:Construction & development-0.1425%5,234
Percentage Net Loans Charged-off: Commercial real estate0.0936%792
Percentage Net Loans Charged-off: Multi-family residential-0.0304%4,834
Percentage Net Loans Charged-off: 1-4 family residential0.1332%1,295
Percentage Net Loans Charged-off: Home equity loans0.1590%479
All other 1-4 family - Percent of loans charged-off, net0.1175%1,349
Percentage Net Loans Charged-off: Commercial and industrial1.4886%315
Percentage Net Loans Charged-off: Loans to individuals0.6334%1,117
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6334%1,013
Percentage Net Loans Charged-off: All other loans and lease0.6714%426
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5852%422
Percentage Net Loans Charged-off: Total real estate loans0.0780%1,308
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0302%667
Percentage Net Loans Charged-off: Multi-family residential-0.0555%4,912
Percentage Net Loans Charged-off: 1-4 family residential0.1540%1,000
Percentage Net Loans Charged-off: Home equity loans0.1532%360
All other 1-4 family - Percent of loans charged-off, net0.1544%950
Percentage Net Loans Charged-off: Commercial and industrial1.9459%207
Percentage Net Loans Charged-off: Loans to individuals0.6738%1,048
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6738%938
Percentage Net Loans Charged-off: All other loans and lease0.7721%330
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3075%1,432
Percentage Net Loans Charged-off: Total real estate loans0.0746%2,666
Percentage Net Loans Charged-off:Construction & development-0.9930%5,717
Percentage Net Loans Charged-off: Commercial real estate0.0360%1,900
Percentage Net Loans Charged-off: Multi-family residential0.0668%347
Percentage Net Loans Charged-off: 1-4 family residential0.2016%1,611
Percentage Net Loans Charged-off: Home equity loans0.1892%734
All other 1-4 family - Percent of loans charged-off, net0.2088%1,514
Percentage Net Loans Charged-off: Commercial and industrial0.7189%967
Percentage Net Loans Charged-off: Loans to individuals0.5090%1,791
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5090%1,657
Percentage Net Loans Charged-off: All other loans and lease1.3856%358
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3722%1,076
Percentage Net Loans Charged-off: Total real estate loans0.1190%1,950
Percentage Net Loans Charged-off:Construction & development-0.2279%5,502
Percentage Net Loans Charged-off: Commercial real estate0.0654%1,453
Percentage Net Loans Charged-off: Multi-family residential0.0908%291
Percentage Net Loans Charged-off: 1-4 family residential0.1999%1,486
Percentage Net Loans Charged-off: Home equity loans0.2317%633
All other 1-4 family - Percent of loans charged-off, net0.1819%1,529
Percentage Net Loans Charged-off: Commercial and industrial0.9368%679
Percentage Net Loans Charged-off: Loans to individuals0.4200%1,868
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4200%1,721
Percentage Net Loans Charged-off: All other loans and lease1.4613%317
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4684%864
Percentage Net Loans Charged-off: Total real estate loans0.1070%1,979
Percentage Net Loans Charged-off:Construction & development-0.0851%5,371
Percentage Net Loans Charged-off: Commercial real estate0.0087%1,504
Percentage Net Loans Charged-off: Multi-family residential-0.0062%5,011
Percentage Net Loans Charged-off: 1-4 family residential0.2264%1,360
Percentage Net Loans Charged-off: Home equity loans0.2828%531
All other 1-4 family - Percent of loans charged-off, net0.1950%1,420
Percentage Net Loans Charged-off: Commercial and industrial1.4126%495
Percentage Net Loans Charged-off: Loans to individuals0.3893%1,769
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3893%1,646
Percentage Net Loans Charged-off: All other loans and lease1.6766%270
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2765%1,240
Percentage Net Loans Charged-off: Total real estate loans0.1215%1,514
Percentage Net Loans Charged-off:Construction & development-0.7176%5,808
Percentage Net Loans Charged-off: Commercial real estate0.0452%906
Percentage Net Loans Charged-off: Multi-family residential-0.0060%5,049
Percentage Net Loans Charged-off: 1-4 family residential0.2720%999
Percentage Net Loans Charged-off: Home equity loans0.3995%364
All other 1-4 family - Percent of loans charged-off, net0.2023%1,116
Percentage Net Loans Charged-off: Commercial and industrial0.3493%782
Percentage Net Loans Charged-off: Loans to individuals0.4148%1,627
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4148%1,513
Percentage Net Loans Charged-off: All other loans and lease2.8893%180
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7600%832
Percentage Net Loans Charged-off: Total real estate loans0.4285%1,320
Percentage Net Loans Charged-off:Construction & development0.3474%1,196
Percentage Net Loans Charged-off: Commercial real estate0.4112%1,198
Percentage Net Loans Charged-off: Multi-family residential2.9986%155
Percentage Net Loans Charged-off: 1-4 family residential0.0436%3,589
Percentage Net Loans Charged-off: Home equity loans-0.0594%4,762
All other 1-4 family - Percent of loans charged-off, net0.0982%2,897
Percentage Net Loans Charged-off: Commercial and industrial1.8864%603
Percentage Net Loans Charged-off: Loans to individuals0.5096%2,050
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5096%1,925
Percentage Net Loans Charged-off: All other loans and lease0.5899%606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9547%600
Percentage Net Loans Charged-off: Total real estate loans0.5673%944
Percentage Net Loans Charged-off:Construction & development1.1322%729
Percentage Net Loans Charged-off: Commercial real estate0.4949%969
Percentage Net Loans Charged-off: Multi-family residential3.9949%108
Percentage Net Loans Charged-off: 1-4 family residential0.0546%3,196
Percentage Net Loans Charged-off: Home equity loans-0.0907%4,837
All other 1-4 family - Percent of loans charged-off, net0.1315%2,413
Percentage Net Loans Charged-off: Commercial and industrial2.3991%447
Percentage Net Loans Charged-off: Loans to individuals0.4942%1,880
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4942%1,753
Percentage Net Loans Charged-off: All other loans and lease0.5655%580
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1870%491
Percentage Net Loans Charged-off: Total real estate loans0.7439%763
Percentage Net Loans Charged-off:Construction & development1.8631%538
Percentage Net Loans Charged-off: Commercial real estate0.6840%714
Percentage Net Loans Charged-off: Multi-family residential5.4790%69
Percentage Net Loans Charged-off: 1-4 family residential-0.0269%6,211
Percentage Net Loans Charged-off: Home equity loans-0.1877%4,918
All other 1-4 family - Percent of loans charged-off, net0.0589%2,703
Percentage Net Loans Charged-off: Commercial and industrial2.9821%374
Percentage Net Loans Charged-off: Loans to individuals0.4795%1,820
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4795%1,693
Percentage Net Loans Charged-off: All other loans and lease0.4287%597
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8948%678
Percentage Net Loans Charged-off: Total real estate loans1.2556%391
Percentage Net Loans Charged-off:Construction & development0.3648%720
Percentage Net Loans Charged-off: Commercial real estate1.1186%408
Percentage Net Loans Charged-off: Multi-family residential10.9094%36
Percentage Net Loans Charged-off: 1-4 family residential-0.1285%6,572
Percentage Net Loans Charged-off: Home equity loans-0.5172%5,007
All other 1-4 family - Percent of loans charged-off, net0.0820%2,008
Percentage Net Loans Charged-off: Commercial and industrial0.1386%1,369
Percentage Net Loans Charged-off: Loans to individuals0.6094%1,452
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6094%1,313
Percentage Net Loans Charged-off: All other loans and lease0.3221%562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3512%2,879
Percentage Net Loans Charged-off: Total real estate loans0.2709%2,871
Percentage Net Loans Charged-off:Construction & development3.7641%715
Percentage Net Loans Charged-off: Commercial real estate0.0420%2,969
Percentage Net Loans Charged-off: Multi-family residential0.0005%850
Percentage Net Loans Charged-off: 1-4 family residential0.2841%2,539
Percentage Net Loans Charged-off: Home equity loans0.3734%1,172
All other 1-4 family - Percent of loans charged-off, net0.2316%2,679
Percentage Net Loans Charged-off: Commercial and industrial0.3918%2,291
Percentage Net Loans Charged-off: Loans to individuals0.5131%2,343
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5131%2,183
Percentage Net Loans Charged-off: All other loans and lease0.9530%568
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3849%2,553
Percentage Net Loans Charged-off: Total real estate loans0.2791%2,683
Percentage Net Loans Charged-off:Construction & development3.8011%677
Percentage Net Loans Charged-off: Commercial real estate0.0485%2,604
Percentage Net Loans Charged-off: Multi-family residential0.0007%744
Percentage Net Loans Charged-off: 1-4 family residential0.2976%2,373
Percentage Net Loans Charged-off: Home equity loans0.4570%974
All other 1-4 family - Percent of loans charged-off, net0.2025%2,663
Percentage Net Loans Charged-off: Commercial and industrial0.5132%1,842
Percentage Net Loans Charged-off: Loans to individuals0.4858%2,190
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4858%2,038
Percentage Net Loans Charged-off: All other loans and lease1.1046%471
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3712%2,536
Percentage Net Loans Charged-off: Total real estate loans0.2212%2,821
Percentage Net Loans Charged-off:Construction & development0.6821%1,423
Percentage Net Loans Charged-off: Commercial real estate0.0671%2,154
Percentage Net Loans Charged-off: Multi-family residential0.0010%592
Percentage Net Loans Charged-off: 1-4 family residential0.3697%1,989
Percentage Net Loans Charged-off: Home equity loans0.5885%782
All other 1-4 family - Percent of loans charged-off, net0.2365%2,336
Percentage Net Loans Charged-off: Commercial and industrial0.5508%1,664
Percentage Net Loans Charged-off: Loans to individuals0.5151%2,009
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5151%1,852
Percentage Net Loans Charged-off: All other loans and lease1.4089%387
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4188%2,050
Percentage Net Loans Charged-off: Total real estate loans0.2859%2,186
Percentage Net Loans Charged-off:Construction & development0.7618%1,038
Percentage Net Loans Charged-off: Commercial real estate0.0284%1,636
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.5461%1,397
Percentage Net Loans Charged-off: Home equity loans0.8697%544
All other 1-4 family - Percent of loans charged-off, net0.3434%1,671
Percentage Net Loans Charged-off: Commercial and industrial0.7154%1,112
Percentage Net Loans Charged-off: Loans to individuals0.5781%1,671
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5781%1,521
Percentage Net Loans Charged-off: All other loans and lease0.2329%641
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6197%968
Percentage Net Loans Charged-off: Total real estate loans2.1936%569
Percentage Net Loans Charged-off:Construction & development18.2023%175
Percentage Net Loans Charged-off: Commercial real estate1.4054%876
Percentage Net Loans Charged-off: Multi-family residential4.2474%259
Percentage Net Loans Charged-off: 1-4 family residential0.3571%2,700
Percentage Net Loans Charged-off: Home equity loans0.2597%1,540
All other 1-4 family - Percent of loans charged-off, net0.4209%2,366
Percentage Net Loans Charged-off: Commercial and industrial0.7704%2,282
Percentage Net Loans Charged-off: Loans to individuals0.5012%2,779
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4323%2,739
Percentage Net Loans Charged-off: All other loans and lease0.2885%1,015
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9518%1,694
Percentage Net Loans Charged-off: Total real estate loans1.2255%1,194
Percentage Net Loans Charged-off:Construction & development11.2505%351
Percentage Net Loans Charged-off: Commercial real estate0.7672%1,283
Percentage Net Loans Charged-off: Multi-family residential0.2614%718
Percentage Net Loans Charged-off: 1-4 family residential0.3093%2,608
Percentage Net Loans Charged-off: Home equity loans0.2075%1,412
All other 1-4 family - Percent of loans charged-off, net0.3760%2,280
Percentage Net Loans Charged-off: Commercial and industrial0.5031%2,417
Percentage Net Loans Charged-off: Loans to individuals0.4630%2,692
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3866%2,637
Percentage Net Loans Charged-off: All other loans and lease0.2993%905
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9276%1,677
Percentage Net Loans Charged-off: Total real estate loans1.1460%1,236
Percentage Net Loans Charged-off:Construction & development8.1386%529
Percentage Net Loans Charged-off: Commercial real estate0.9605%1,022
Percentage Net Loans Charged-off: Multi-family residential0.1651%616
Percentage Net Loans Charged-off: 1-4 family residential0.2889%2,515
Percentage Net Loans Charged-off: Home equity loans0.2511%1,182
All other 1-4 family - Percent of loans charged-off, net0.3130%2,291
Percentage Net Loans Charged-off: Commercial and industrial0.6331%1,977
Percentage Net Loans Charged-off: Loans to individuals0.4526%2,557
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3588%2,534
Percentage Net Loans Charged-off: All other loans and lease0.2890%820
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7963%1,628
Percentage Net Loans Charged-off: Total real estate loans1.0097%1,196
Percentage Net Loans Charged-off:Construction & development8.9591%375
Percentage Net Loans Charged-off: Commercial real estate0.2707%1,366
Percentage Net Loans Charged-off: Multi-family residential-0.0963%5,729
Percentage Net Loans Charged-off: 1-4 family residential0.3893%1,772
Percentage Net Loans Charged-off: Home equity loans0.3494%819
All other 1-4 family - Percent of loans charged-off, net0.4144%1,604
Percentage Net Loans Charged-off: Commercial and industrial0.3810%1,768
Percentage Net Loans Charged-off: Loans to individuals0.4527%2,209
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3253%2,187
Percentage Net Loans Charged-off: All other loans and lease0.3422%622
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6220%1,336
Percentage Net Loans Charged-off: Total real estate loans1.7218%1,112
Percentage Net Loans Charged-off:Construction & development11.5163%472
Percentage Net Loans Charged-off: Commercial real estate0.1995%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0690%1,046
Percentage Net Loans Charged-off: 1-4 family residential0.4270%2,481
Percentage Net Loans Charged-off: Home equity loans0.1452%1,706
All other 1-4 family - Percent of loans charged-off, net0.5729%2,054
Percentage Net Loans Charged-off: Commercial and industrial2.1754%1,508
Percentage Net Loans Charged-off: Loans to individuals0.5912%3,136
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2501%1,315
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4708%1,372
Percentage Net Loans Charged-off: Total real estate loans2.1768%773
Percentage Net Loans Charged-off:Construction & development14.3322%306
Percentage Net Loans Charged-off: Commercial real estate0.1966%2,444
Percentage Net Loans Charged-off: Multi-family residential0.0781%841
Percentage Net Loans Charged-off: 1-4 family residential0.3996%2,374
Percentage Net Loans Charged-off: Home equity loans0.1343%1,541
All other 1-4 family - Percent of loans charged-off, net0.5311%1,941
Percentage Net Loans Charged-off: Commercial and industrial0.0578%4,121
Percentage Net Loans Charged-off: Loans to individuals0.5386%3,046
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2422%1,204
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8713%994
Percentage Net Loans Charged-off: Total real estate loans2.8901%498
Percentage Net Loans Charged-off:Construction & development18.7459%206
Percentage Net Loans Charged-off: Commercial real estate0.1531%2,128
Percentage Net Loans Charged-off: Multi-family residential0.1175%658
Percentage Net Loans Charged-off: 1-4 family residential0.4207%2,083
Percentage Net Loans Charged-off: Home equity loans0.1961%1,231
All other 1-4 family - Percent of loans charged-off, net0.5277%1,774
Percentage Net Loans Charged-off: Commercial and industrial-0.1696%7,000
Percentage Net Loans Charged-off: Loans to individuals0.5901%2,683
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2040%1,102
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6875%2,115
Percentage Net Loans Charged-off: Total real estate loans0.8547%1,529
Percentage Net Loans Charged-off:Construction & development3.6402%951
Percentage Net Loans Charged-off: Commercial real estate0.2980%1,298
Percentage Net Loans Charged-off: Multi-family residential0.2994%385
Percentage Net Loans Charged-off: 1-4 family residential0.5088%1,550
Percentage Net Loans Charged-off: Home equity loans0.2605%830
All other 1-4 family - Percent of loans charged-off, net0.6226%1,310
Percentage Net Loans Charged-off: Commercial and industrial0.2876%2,268
Percentage Net Loans Charged-off: Loans to individuals0.6892%2,274
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1622%926
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5792%1,596
Percentage Net Loans Charged-off: Total real estate loans1.7286%1,212
Percentage Net Loans Charged-off:Construction & development9.0733%677
Percentage Net Loans Charged-off: Commercial real estate0.6146%1,579
Percentage Net Loans Charged-off: Multi-family residential0.2211%800
Percentage Net Loans Charged-off: 1-4 family residential0.3721%2,478
Percentage Net Loans Charged-off: Home equity loans0.2849%1,490
All other 1-4 family - Percent of loans charged-off, net0.4044%2,264
Percentage Net Loans Charged-off: Commercial and industrial1.8919%1,963
Percentage Net Loans Charged-off: Loans to individuals0.7229%3,417
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2142%1,586
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2344%1,654
Percentage Net Loans Charged-off: Total real estate loans1.0935%1,454
Percentage Net Loans Charged-off:Construction & development4.5688%1,061
Percentage Net Loans Charged-off: Commercial real estate0.7376%1,050
Percentage Net Loans Charged-off: Multi-family residential0.1848%600
Percentage Net Loans Charged-off: 1-4 family residential0.3130%2,343
Percentage Net Loans Charged-off: Home equity loans0.1437%1,425
All other 1-4 family - Percent of loans charged-off, net0.3730%2,036
Percentage Net Loans Charged-off: Commercial and industrial2.0531%1,502
Percentage Net Loans Charged-off: Loans to individuals0.7499%3,024
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2187%1,380
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1717%1,559
Percentage Net Loans Charged-off: Total real estate loans1.1053%1,269
Percentage Net Loans Charged-off:Construction & development3.5571%1,057
Percentage Net Loans Charged-off: Commercial real estate1.1560%599
Percentage Net Loans Charged-off: Multi-family residential0.2337%432
Percentage Net Loans Charged-off: 1-4 family residential0.2950%2,100
Percentage Net Loans Charged-off: Home equity loans0.0969%1,195
All other 1-4 family - Percent of loans charged-off, net0.3610%1,775
Percentage Net Loans Charged-off: Commercial and industrial1.7123%1,456
Percentage Net Loans Charged-off: Loans to individuals0.7970%2,720
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2586%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7533%829
Percentage Net Loans Charged-off: Total real estate loans1.5735%720
Percentage Net Loans Charged-off:Construction & development4.2143%639
Percentage Net Loans Charged-off: Commercial real estate2.2894%230
Percentage Net Loans Charged-off: Multi-family residential0.0299%298
Percentage Net Loans Charged-off: 1-4 family residential0.3383%1,526
Percentage Net Loans Charged-off: Home equity loans0.0723%792
All other 1-4 family - Percent of loans charged-off, net0.4214%1,274
Percentage Net Loans Charged-off: Commercial and industrial2.8964%736
Percentage Net Loans Charged-off: Loans to individuals0.8955%2,207
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3347%850
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3135%3,291
Percentage Net Loans Charged-off: Total real estate loans0.2366%2,661
Percentage Net Loans Charged-off:Construction & development0.0221%2,786
Percentage Net Loans Charged-off: Commercial real estate0.4027%987
Percentage Net Loans Charged-off: Multi-family residential0.0270%523
Percentage Net Loans Charged-off: 1-4 family residential0.2046%2,136
Percentage Net Loans Charged-off: Home equity loans0.1560%1,090
All other 1-4 family - Percent of loans charged-off, net0.2157%1,986
Percentage Net Loans Charged-off: Commercial and industrial0.2905%3,262
Percentage Net Loans Charged-off: Loans to individuals0.7664%2,859
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2958%1,220
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3144%2,462
Percentage Net Loans Charged-off: Total real estate loans0.2448%1,907
Percentage Net Loans Charged-off:Construction & development0.0331%2,135
Percentage Net Loans Charged-off: Commercial real estate0.4232%627
Percentage Net Loans Charged-off: Multi-family residential0.0366%351
Percentage Net Loans Charged-off: 1-4 family residential0.2008%1,714
Percentage Net Loans Charged-off: Home equity loans0.1855%836
All other 1-4 family - Percent of loans charged-off, net0.2041%1,571
Percentage Net Loans Charged-off: Commercial and industrial0.2655%2,633
Percentage Net Loans Charged-off: Loans to individuals0.7743%2,382
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2965%1,035
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3297%1,983
Percentage Net Loans Charged-off: Total real estate loans0.2744%1,421
Percentage Net Loans Charged-off:Construction & development0.0540%1,565
Percentage Net Loans Charged-off: Commercial real estate0.4943%449
Percentage Net Loans Charged-off: Multi-family residential0.0561%223
Percentage Net Loans Charged-off: 1-4 family residential0.2047%1,421
Percentage Net Loans Charged-off: Home equity loans0.2074%644
All other 1-4 family - Percent of loans charged-off, net0.2042%1,331
Percentage Net Loans Charged-off: Commercial and industrial0.2902%2,059
Percentage Net Loans Charged-off: Loans to individuals0.6990%2,302
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3050%914
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4176%1,232
Percentage Net Loans Charged-off: Total real estate loans0.3928%816
Percentage Net Loans Charged-off:Construction & development0.0463%1,032
Percentage Net Loans Charged-off: Commercial real estate1.0012%173
Percentage Net Loans Charged-off: Multi-family residential0.0253%131
Percentage Net Loans Charged-off: 1-4 family residential0.1241%1,297
Percentage Net Loans Charged-off: Home equity loans0.0909%501
All other 1-4 family - Percent of loans charged-off, net0.1301%1,168
Percentage Net Loans Charged-off: Commercial and industrial0.3585%1,342
Percentage Net Loans Charged-off: Loans to individuals0.6894%2,031
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3084%719
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2779%1,965
Percentage Net Loans Charged-off: Total real estate loans0.1920%1,392
Percentage Net Loans Charged-off:Construction & development0.0374%1,389
Percentage Net Loans Charged-off: Commercial real estate0.1822%834
Percentage Net Loans Charged-off: Multi-family residential0.3891%182
Percentage Net Loans Charged-off: 1-4 family residential0.1993%1,252
Percentage Net Loans Charged-off: Home equity loans0.1143%686
All other 1-4 family - Percent of loans charged-off, net0.2128%1,143
Percentage Net Loans Charged-off: Commercial and industrial0.2912%2,433
Percentage Net Loans Charged-off: Loans to individuals0.6441%2,531
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3643%985
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2565%1,567
Percentage Net Loans Charged-off: Total real estate loans0.1792%992
Percentage Net Loans Charged-off:Construction & development0.0578%846
Percentage Net Loans Charged-off: Commercial real estate0.1251%655
Percentage Net Loans Charged-off: Multi-family residential0.4263%109
Percentage Net Loans Charged-off: 1-4 family residential0.2047%895
Percentage Net Loans Charged-off: Home equity loans0.1507%464
All other 1-4 family - Percent of loans charged-off, net0.2132%831
Percentage Net Loans Charged-off: Commercial and industrial0.1936%2,243
Percentage Net Loans Charged-off: Loans to individuals0.6410%2,194
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3870%845
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2190%1,585
Percentage Net Loans Charged-off: Total real estate loans0.1222%1,067
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0214%764
Percentage Net Loans Charged-off: Multi-family residential0.0041%141
Percentage Net Loans Charged-off: 1-4 family residential0.2035%786
Percentage Net Loans Charged-off: Home equity loans0.2071%326
All other 1-4 family - Percent of loans charged-off, net0.2030%725
Percentage Net Loans Charged-off: Commercial and industrial0.1399%2,032
Percentage Net Loans Charged-off: Loans to individuals0.6989%1,839
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3593%795
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2402%1,225
Percentage Net Loans Charged-off: Total real estate loans0.1628%651
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0190%467
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.2762%500
Percentage Net Loans Charged-off: Home equity loans0.3032%197
All other 1-4 family - Percent of loans charged-off, net0.2721%482
Percentage Net Loans Charged-off: Commercial and industrial0.0870%1,564
Percentage Net Loans Charged-off: Loans to individuals0.7525%1,632
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2833%650
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2793%1,453
Percentage Net Loans Charged-off: Total real estate loans0.1970%738
Percentage Net Loans Charged-off:Construction & development0.0591%584
Percentage Net Loans Charged-off: Commercial real estate0.2186%529
Percentage Net Loans Charged-off: Multi-family residential0.0146%188
Percentage Net Loans Charged-off: 1-4 family residential0.2063%803
Percentage Net Loans Charged-off: Home equity loans0.2417%288
All other 1-4 family - Percent of loans charged-off, net0.2001%814
Percentage Net Loans Charged-off: Commercial and industrial0.6001%1,459
Percentage Net Loans Charged-off: Loans to individuals0.2761%4,016
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3006%940
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2754%1,200
Percentage Net Loans Charged-off: Total real estate loans0.2112%533
Percentage Net Loans Charged-off:Construction & development0.0790%395
Percentage Net Loans Charged-off: Commercial real estate0.2607%380
Percentage Net Loans Charged-off: Multi-family residential0.0196%133
Percentage Net Loans Charged-off: 1-4 family residential0.2009%676
Percentage Net Loans Charged-off: Home equity loans0.2196%230
All other 1-4 family - Percent of loans charged-off, net0.1975%686
Percentage Net Loans Charged-off: Commercial and industrial0.5430%1,238
Percentage Net Loans Charged-off: Loans to individuals0.2492%3,712
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3272%813
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3109%1,005
Percentage Net Loans Charged-off: Total real estate loans0.2672%403
Percentage Net Loans Charged-off:Construction & development0.1206%253
Percentage Net Loans Charged-off: Commercial real estate0.3670%269
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.2255%589
Percentage Net Loans Charged-off: Home equity loans0.2866%165
All other 1-4 family - Percent of loans charged-off, net0.2137%612
Percentage Net Loans Charged-off: Commercial and industrial0.5705%1,077
Percentage Net Loans Charged-off: Loans to individuals0.2273%3,507
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3371%713
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2620%1,040
Percentage Net Loans Charged-off: Total real estate loans0.0987%731
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.1009%316
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.1110%744
Percentage Net Loans Charged-off: Home equity loans0.0632%247
All other 1-4 family - Percent of loans charged-off, net0.1203%672
Percentage Net Loans Charged-off: Commercial and industrial0.8658%642
Percentage Net Loans Charged-off: Loans to individuals0.3138%2,682
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3467%609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2848%1,670
Percentage Net Loans Charged-off: Total real estate loans0.1591%865
Percentage Net Loans Charged-off:Construction & development0.7901%123
Percentage Net Loans Charged-off: Commercial real estate0.0983%782
Percentage Net Loans Charged-off: Multi-family residential0.0951%145
Percentage Net Loans Charged-off: 1-4 family residential0.1690%966
Percentage Net Loans Charged-off: Home equity loans0.3235%208
All other 1-4 family - Percent of loans charged-off, net0.1374%1,147
Percentage Net Loans Charged-off: Commercial and industrial0.7192%1,485
Percentage Net Loans Charged-off: Loans to individuals0.3808%4,128
Percentage Net Loans Charged-off: Credit card loans0.0000%1,459
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3185%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2659%1,510
Percentage Net Loans Charged-off: Total real estate loans0.1719%734
Percentage Net Loans Charged-off:Construction & development1.0625%90
Percentage Net Loans Charged-off: Commercial real estate0.0913%652
Percentage Net Loans Charged-off: Multi-family residential0.1283%108
Percentage Net Loans Charged-off: 1-4 family residential0.1798%800
Percentage Net Loans Charged-off: Home equity loans0.3399%163
All other 1-4 family - Percent of loans charged-off, net0.1468%942
Percentage Net Loans Charged-off: Commercial and industrial0.6514%1,329
Percentage Net Loans Charged-off: Loans to individuals0.2917%4,108
Percentage Net Loans Charged-off: Credit card loans0.0000%1,324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2872%875
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2476%1,515
Percentage Net Loans Charged-off: Total real estate loans0.1428%803
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0968%526
Percentage Net Loans Charged-off: Multi-family residential0.1942%72
Percentage Net Loans Charged-off: 1-4 family residential0.1839%735
Percentage Net Loans Charged-off: Home equity loans0.3921%141
All other 1-4 family - Percent of loans charged-off, net0.1406%885
Percentage Net Loans Charged-off: Commercial and industrial0.6661%1,196
Percentage Net Loans Charged-off: Loans to individuals0.2892%3,728
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2768%742
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2278%1,442
Percentage Net Loans Charged-off: Total real estate loans0.0913%883
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0238%445
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1553%737
Percentage Net Loans Charged-off: Home equity loans0.1023%225
All other 1-4 family - Percent of loans charged-off, net0.1665%670
Percentage Net Loans Charged-off: Commercial and industrial0.7702%830
Percentage Net Loans Charged-off: Loans to individuals0.2672%3,305
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3200%553
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2889%1,992
Percentage Net Loans Charged-off: Total real estate loans0.1208%1,402
Percentage Net Loans Charged-off:Construction & development0.0019%746
Percentage Net Loans Charged-off: Commercial real estate0.1031%990
Percentage Net Loans Charged-off: Multi-family residential0.0015%192
Percentage Net Loans Charged-off: 1-4 family residential0.1245%1,369
Percentage Net Loans Charged-off: Home equity loans0.0770%440
All other 1-4 family - Percent of loans charged-off, net0.1335%1,310
Percentage Net Loans Charged-off: Commercial and industrial0.6478%1,838
Percentage Net Loans Charged-off: Loans to individuals0.5604%3,538
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3907%903
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2727%1,794
Percentage Net Loans Charged-off: Total real estate loans0.1020%1,319
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0527%918
Percentage Net Loans Charged-off: Multi-family residential0.0021%151
Percentage Net Loans Charged-off: 1-4 family residential0.1172%1,236
Percentage Net Loans Charged-off: Home equity loans0.1048%328
All other 1-4 family - Percent of loans charged-off, net0.1195%1,195
Percentage Net Loans Charged-off: Commercial and industrial0.6451%1,520
Percentage Net Loans Charged-off: Loans to individuals0.5382%3,267
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3630%812
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2826%1,652
Percentage Net Loans Charged-off: Total real estate loans0.1125%1,177
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0362%806
Percentage Net Loans Charged-off: Multi-family residential0.0035%113
Percentage Net Loans Charged-off: 1-4 family residential0.1324%1,042
Percentage Net Loans Charged-off: Home equity loans0.0947%296
All other 1-4 family - Percent of loans charged-off, net0.1395%973
Percentage Net Loans Charged-off: Commercial and industrial0.8198%1,207
Percentage Net Loans Charged-off: Loans to individuals0.4670%3,336
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2350%820
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2763%1,529
Percentage Net Loans Charged-off: Total real estate loans0.1250%888
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0065%534
Percentage Net Loans Charged-off: Multi-family residential0.0092%69
Percentage Net Loans Charged-off: 1-4 family residential0.2421%582
Percentage Net Loans Charged-off: Home equity loans0.1461%185
All other 1-4 family - Percent of loans charged-off, net0.2617%534
Percentage Net Loans Charged-off: Commercial and industrial0.7496%982
Percentage Net Loans Charged-off: Loans to individuals0.3686%3,328
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2922%612
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4883%1,502
Percentage Net Loans Charged-off: Total real estate loans0.3187%669
Percentage Net Loans Charged-off:Construction & development1.8196%128
Percentage Net Loans Charged-off: Commercial real estate0.1639%907
Percentage Net Loans Charged-off: Multi-family residential0.0285%158
Percentage Net Loans Charged-off: 1-4 family residential0.4337%523
Percentage Net Loans Charged-off: Home equity loans0.0532%487
All other 1-4 family - Percent of loans charged-off, net0.5107%470
Percentage Net Loans Charged-off: Commercial and industrial1.2275%1,448
Percentage Net Loans Charged-off: Loans to individuals0.5121%4,190
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2869%1,204
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4446%1,448
Percentage Net Loans Charged-off: Total real estate loans0.3791%470
Percentage Net Loans Charged-off:Construction & development2.6103%88
Percentage Net Loans Charged-off: Commercial real estate0.1971%682
Percentage Net Loans Charged-off: Multi-family residential0.0373%113
Percentage Net Loans Charged-off: 1-4 family residential0.5061%376
Percentage Net Loans Charged-off: Home equity loans0.0424%411
All other 1-4 family - Percent of loans charged-off, net0.6013%326
Percentage Net Loans Charged-off: Commercial and industrial0.6782%1,871
Percentage Net Loans Charged-off: Loans to individuals0.5317%3,694
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2918%1,064
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4430%1,402
Percentage Net Loans Charged-off: Total real estate loans0.4041%435
Percentage Net Loans Charged-off:Construction & development3.4345%62
Percentage Net Loans Charged-off: Commercial real estate0.1429%636
Percentage Net Loans Charged-off: Multi-family residential0.0552%78
Percentage Net Loans Charged-off: 1-4 family residential0.5691%328
Percentage Net Loans Charged-off: Home equity loans0.0385%358
All other 1-4 family - Percent of loans charged-off, net0.6765%278
Percentage Net Loans Charged-off: Commercial and industrial0.6558%1,708
Percentage Net Loans Charged-off: Loans to individuals0.5276%3,461
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1926%1,039
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4009%1,377
Percentage Net Loans Charged-off: Total real estate loans0.3177%502
Percentage Net Loans Charged-off:Construction & development6.6419%30
Percentage Net Loans Charged-off: Commercial real estate0.2608%343
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.1858%744
Percentage Net Loans Charged-off: Home equity loans0.0232%260
All other 1-4 family - Percent of loans charged-off, net0.2183%661
Percentage Net Loans Charged-off: Commercial and industrial0.7871%1,183
Percentage Net Loans Charged-off: Loans to individuals0.3837%3,561
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3093%698
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4573%1,805
Percentage Net Loans Charged-off: Total real estate loans0.2287%958
Percentage Net Loans Charged-off:Construction & development0.0184%808
Percentage Net Loans Charged-off: Commercial real estate0.2147%818
Percentage Net Loans Charged-off: Multi-family residential0.0066%180
Percentage Net Loans Charged-off: 1-4 family residential0.2548%845
Percentage Net Loans Charged-off: Home equity loans0.2101%297
All other 1-4 family - Percent of loans charged-off, net0.2622%835
Percentage Net Loans Charged-off: Commercial and industrial1.0914%1,775
Percentage Net Loans Charged-off: Loans to individuals0.6782%3,476
Percentage Net Loans Charged-off: Credit card loans-11.1940%2,975
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4119%1,114
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4207%1,946
Percentage Net Loans Charged-off: Total real estate loans0.3255%611
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.5113%423
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.2320%834
Percentage Net Loans Charged-off: Home equity loans0.7515%142
All other 1-4 family - Percent of loans charged-off, net0.1653%1,070
Percentage Net Loans Charged-off: Commercial and industrial1.0956%1,674
Percentage Net Loans Charged-off: Loans to individuals0.4025%4,671
Percentage Net Loans Charged-off: Credit card loans-0.6374%5,455
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1666%1,401
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3891%1,724
Percentage Net Loans Charged-off: Total real estate loans0.0739%323
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0326%305
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0980%248
Percentage Net Loans Charged-off: Home equity loans0.0741%248
All other 1-4 family - Percent of loans charged-off, net0.1008%243
Percentage Net Loans Charged-off: Commercial and industrial1.4179%166
Percentage Net Loans Charged-off: Loans to individuals0.7807%536
Percentage Net Loans Charged-off: Credit card loans3.5766%245
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3797%184
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3110%2,237
Percentage Net Loans Charged-off: Total real estate loans0.1232%219
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.1359%173
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.1246%238
Percentage Net Loans Charged-off: Home equity loans0.1393%184
All other 1-4 family - Percent of loans charged-off, net0.1229%233
Percentage Net Loans Charged-off: Commercial and industrial0.5650%350
Percentage Net Loans Charged-off: Loans to individuals0.7957%567
Percentage Net Loans Charged-off: Credit card loans2.8451%366
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1168%302
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2737%2,680
Percentage Net Loans Charged-off: Total real estate loans0.1036%279
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.2577%144
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0566%452
Percentage Net Loans Charged-off: Home equity loans0.1008%231
All other 1-4 family - Percent of loans charged-off, net0.0516%442
Percentage Net Loans Charged-off: Commercial and industrial0.1285%719
Percentage Net Loans Charged-off: Loans to individuals0.8574%567
Percentage Net Loans Charged-off: Credit card loans2.1250%591
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2440%234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3510%2,324
Percentage Net Loans Charged-off: Total real estate loans0.1146%298
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.2337%168
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0789%396
Percentage Net Loans Charged-off: Home equity loans0.0144%379
All other 1-4 family - Percent of loans charged-off, net0.0864%341
Percentage Net Loans Charged-off: Commercial and industrial0.5065%329
Percentage Net Loans Charged-off: Loans to individuals0.9933%550
Percentage Net Loans Charged-off: Credit card loans2.1241%644
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0110%1,181
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2193%3,810
Percentage Net Loans Charged-off: Total real estate loans0.0499%606
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.1399%320
Percentage Net Loans Charged-off: Multi-family residential0.0251%211
Percentage Net Loans Charged-off: 1-4 family residential0.0154%824
Percentage Net Loans Charged-off: Home equity loans0.0205%377
All other 1-4 family - Percent of loans charged-off, net0.0147%783
Percentage Net Loans Charged-off: Commercial and industrial0.1798%586
Percentage Net Loans Charged-off: Loans to individuals0.6401%773
Percentage Net Loans Charged-off: Credit card loans1.2392%829
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0255%401
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2476%3,309
Percentage Net Loans Charged-off: Total real estate loans0.0649%609
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0656%494
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0701%453
Percentage Net Loans Charged-off: Home equity loans0.0089%391
All other 1-4 family - Percent of loans charged-off, net0.0792%408
Percentage Net Loans Charged-off: Commercial and industrial0.6715%254
Percentage Net Loans Charged-off: Loans to individuals0.5101%768
Percentage Net Loans Charged-off: Credit card loans0.6252%920
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0858%1,239
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0681%6,484
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,087
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,024
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrial0.0280%715
Percentage Net Loans Charged-off: Loans to individuals0.2352%975
Percentage Net Loans Charged-off: Credit card loans0.0000%989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0384%8,611
Percentage Net Loans Charged-off: Total real estate loans0.0105%1,114
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0142%961
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0161%887
Percentage Net Loans Charged-off: Commercial and industrial-0.0408%1,192
Percentage Net Loans Charged-off: Loans to individuals0.1383%1,148
Percentage Net Loans Charged-off: Credit card loans0.0000%1,000
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1579%7,889
Percentage Net Loans Charged-off: Total real estate loans0.0236%1,191
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0345%873
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0400%803
Percentage Net Loans Charged-off: Commercial and industrial-0.1025%1,370
Percentage Net Loans Charged-off: Loans to individuals0.6244%848
Percentage Net Loans Charged-off: Credit card loans0.0000%1,026
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0107%459
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA