Home > First Bankers Trust Company > Net charge- offs to loans
First Bankers Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0346% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 1,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 3,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4372% | 1,312 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4372% | 1,191 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 1,730 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 3,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 3,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2575% | 1,576 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2575% | 1,505 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 3,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0422% | 4,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0471% | 4,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2502% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2502% | 1,417 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0130% | 3,943 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 4,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0832% | 4,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0929% | 4,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0177% | 4,055 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0177% | 4,053 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 3,990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0843% | 210 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0186% | 4,379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0988% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0164% | 3,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2110% | 1,665 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2110% | 1,591 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 1,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 320 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0242% | 4,438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0447% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0219% | 3,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1041% | 1,921 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1041% | 1,836 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 1,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0549% | 235 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0354% | 3,310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0690% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0108% | 3,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0599% | 1,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0599% | 1,863 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 3,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 4,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1138% | 115 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0701% | 3,402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1441% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0144% | 3,504 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1731% | 4,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1731% | 4,160 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0266% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 1,285 |
| Percentage Net Loans Charged-off:Construction & development | -0.0884% | 4,234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0251% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1566% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0658% | 4,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0792% | 4,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0288% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2743% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2743% | 1,219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 2,297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,409 |
| Percentage Net Loans Charged-off:Construction & development | -0.1145% | 4,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0409% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0880% | 4,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1066% | 4,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0055% | 3,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0656% | 1,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0656% | 1,861 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0153% | 3,866 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0281% | 4,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1166% | 4,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1423% | 4,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0076% | 3,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0677% | 1,749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0677% | 1,629 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0313% | 4,190 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0545% | 4,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2254% | 4,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2775% | 4,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 3,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0944% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0944% | 1,360 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4080% | 422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4814% | 127 |
| Percentage Net Loans Charged-off:Construction & development | -0.1099% | 4,422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6524% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5621% | 53 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0651% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6956% | 37 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3427% | 856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4110% | 1,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4110% | 1,308 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5257% | 285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6240% | 80 |
| Percentage Net Loans Charged-off:Construction & development | -0.1491% | 4,476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8677% | 104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6952% | 35 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0848% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8625% | 25 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4635% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4399% | 1,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4399% | 1,170 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2715% | 587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3330% | 168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1783% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9932% | 30 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1249% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2332% | 19 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0741% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4522% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4522% | 1,234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2057% | 673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2068% | 238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3558% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0785% | 428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2858% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1762% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5099% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5099% | 1,162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7010% | 240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9051% | 60 |
| Percentage Net Loans Charged-off:Construction & development | -0.0948% | 4,518 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7615% | 54 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2931% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1160% | 4,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2543% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2312% | 4,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0318% | 2,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4049% | 1,789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4049% | 1,679 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8664% | 174 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1878% | 38 |
| Percentage Net Loans Charged-off:Construction & development | -0.1208% | 4,608 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3488% | 31 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1425% | 5,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3635% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3024% | 5,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3242% | 1,899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3242% | 1,775 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 2,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0192% | 4,548 |
| Percentage Net Loans Charged-off:Construction & development | -0.1731% | 4,677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0921% | 400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2428% | 5,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4110% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4525% | 5,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2327% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2327% | 1,891 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0443% | 4,799 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0942% | 5,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1857% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7380% | 5,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3867% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1016% | 5,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2564% | 1,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2564% | 1,647 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5756% | 299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7226% | 68 |
| Percentage Net Loans Charged-off:Construction & development | 12.5815% | 5 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2310% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4970% | 137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0208% | 512 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6618% | 96 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0724% | 1,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4762% | 1,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4762% | 1,507 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1274% | 1,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1107% | 575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2318% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0324% | 4,782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0327% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0551% | 4,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0928% | 1,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3957% | 1,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3957% | 1,535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1691% | 921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1623% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3422% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0547% | 4,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0645% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0967% | 5,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1451% | 1,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4339% | 1,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4339% | 1,355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 1,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 1,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 917 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0159% | 3,743 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0397% | 761 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0752% | 4,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5935% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5935% | 1,096 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2975% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3053% | 329 |
| Percentage Net Loans Charged-off:Construction & development | 6.3829% | 24 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1750% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1609% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1800% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4009% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3979% | 2,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3979% | 1,875 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 2,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 1,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 1,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0827% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0204% | 3,852 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1191% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1076% | 1,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2784% | 2,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2784% | 2,092 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 3,309 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0224% | 4,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0856% | 5,351 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0307% | 3,901 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1048% | 5,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 3,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2421% | 2,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2421% | 2,040 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0197% | 4,738 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0436% | 5,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1609% | 5,544 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0306% | 3,982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2057% | 5,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1461% | 2,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1461% | 2,053 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1776% | 1,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2057% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2671% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2729% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 3,889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3616% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0326% | 4,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2583% | 2,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2583% | 2,407 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1340% | 1,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1678% | 703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3199% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0331% | 1,887 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0053% | 3,917 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 1,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0110% | 4,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0719% | 3,082 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0719% | 2,929 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 3,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 1,913 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0801% | 1,289 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0080% | 3,956 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1077% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 4,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0182% | 3,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0182% | 2,898 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 2,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 1,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0613% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0162% | 4,042 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0854% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0108% | 4,281 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0738% | 4,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0738% | 4,920 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 3,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 2,954 |
| Percentage Net Loans Charged-off:Construction & development | -0.1097% | 5,041 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0863% | 1,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1114% | 656 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0780% | 1,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0572% | 2,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2705% | 2,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2705% | 2,239 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 3,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 2,588 |
| Percentage Net Loans Charged-off:Construction & development | -0.1426% | 5,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1132% | 1,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1603% | 527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0972% | 1,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0716% | 1,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1863% | 2,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1863% | 2,373 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0376% | 2,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 2,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1233% | 1,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0666% | 604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1433% | 1,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 1,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1639% | 2,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1639% | 2,266 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 1,941 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0399% | 1,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1488% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0942% | 5,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0942% | 5,133 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 3,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0306% | 3,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1268% | 2,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1776% | 1,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0161% | 2,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3530% | 2,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3530% | 2,098 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 3,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 3,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0851% | 2,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1192% | 1,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0214% | 4,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3727% | 1,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3727% | 1,841 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 3,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 3,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 2,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0659% | 2,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4435% | 1,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4435% | 1,515 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0573% | 2,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 2,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 2,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0295% | 1,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6205% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6205% | 1,161 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1099% | 3,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1057% | 3,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.5998% | 1,026 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0183% | 2,550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1967% | 2,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0605% | 1,303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2455% | 1,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0571% | 2,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2851% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2851% | 2,654 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0328% | 1,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1151% | 3,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1159% | 2,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.8259% | 827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0249% | 2,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1560% | 2,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0820% | 1,134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1819% | 2,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0776% | 2,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2223% | 2,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2223% | 2,640 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0450% | 1,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1472% | 2,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1651% | 2,278 |
| Percentage Net Loans Charged-off:Construction & development | 1.2659% | 650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0384% | 1,846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1919% | 2,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2573% | 1,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1165% | 1,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1709% | 2,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1709% | 2,644 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1038% | 2,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1079% | 2,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4149% | 1,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5544% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3021% | 2,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3021% | 1,904 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 4,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0875% | 4,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.4612% | 1,821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 3,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1840% | 3,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2501% | 2,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0390% | 5,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3304% | 2,909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3304% | 2,739 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1032% | 4,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1126% | 3,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.5968% | 1,596 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2339% | 2,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3206% | 2,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0527% | 5,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3012% | 2,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3012% | 2,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 4,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0547% | 3,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2201% | 2,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3037% | 2,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0778% | 5,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3152% | 2,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3152% | 2,372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0233% | 6,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 6,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0299% | 6,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0414% | 6,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2067% | 6,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0860% | 2,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0860% | 2,669 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4160% | 3,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1897% | 3,995 |
| Percentage Net Loans Charged-off:Construction & development | 1.0440% | 2,114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3239% | 2,838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1122% | 1,769 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4012% | 2,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2917% | 3,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3463% | 3,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3028% | 3,265 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1576% | 309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5174% | 2,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2363% | 3,411 |
| Percentage Net Loans Charged-off:Construction & development | 1.4025% | 1,725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3553% | 2,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1514% | 1,494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4289% | 2,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3090% | 2,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2773% | 3,345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2352% | 3,233 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2667% | 234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7362% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3588% | 2,700 |
| Percentage Net Loans Charged-off:Construction & development | 2.1225% | 1,342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5244% | 1,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2329% | 1,204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6279% | 1,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1460% | 2,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3022% | 3,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2438% | 2,928 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4290% | 174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3340% | 2,723 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1181% | 7,228 |
| Percentage Net Loans Charged-off:Construction & development | -2.1724% | 6,752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3683% | 1,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4630% | 747 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3342% | 1,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3077% | 2,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2266% | 2,483 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2548% | 184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2246% | 4,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1755% | 4,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.1290% | 3,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0670% | 3,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4277% | 2,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1632% | 1,679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5154% | 2,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4232% | 3,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2218% | 4,437 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3368% | 1,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2216% | 4,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2005% | 3,876 |
| Percentage Net Loans Charged-off:Construction & development | 0.1817% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5637% | 1,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2203% | 1,416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6751% | 1,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5096% | 2,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2213% | 4,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3254% | 3,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2923% | 3,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8879% | 1,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2110% | 1,215 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1045% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8124% | 2,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2894% | 3,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3839% | 2,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2221% | 2,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6755% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4201% | 761 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7589% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8442% | 1,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3371% | 2,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1624% | 5,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1559% | 4,402 |
| Percentage Net Loans Charged-off:Construction & development | 1.3301% | 2,386 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0733% | 7,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1199% | 3,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5461% | 1,178 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 7,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0849% | 4,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3781% | 4,500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2034% | 4,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2079% | 3,549 |
| Percentage Net Loans Charged-off:Construction & development | 1.6872% | 1,854 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1029% | 7,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1572% | 3,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7425% | 851 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 7,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0754% | 4,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4412% | 3,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0496% | 5,783 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0542% | 7,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3210% | 7,899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1786% | 2,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8248% | 676 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1133% | 3,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5577% | 3,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0445% | 7,663 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2053% | 8,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6443% | 7,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0833% | 2,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3888% | 636 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0117% | 2,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7000% | 2,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2137% | 4,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1088% | 3,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3150% | 1,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 7,826 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0349% | 5,970 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 7,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7387% | 2,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3233% | 4,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0157% | 6,036 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 7,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 7,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 7,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0066% | 6,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1499% | 4,732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 7,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 3,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 2,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 6,813 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0236% | 7,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0230% | 7,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 2,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 1,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 1,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0192% | 6,861 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1781% | 7,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3258% | 1,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3260% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 1.3669% | 330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1868% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2149% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1603% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2315% | 1,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1468% | 2,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0008% | 1,606 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7874% | 1,938 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3049% | 1,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2112% | 859 |
| Percentage Net Loans Charged-off:Construction & development | 0.7981% | 280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0730% | 794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2263% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2120% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2307% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1153% | 2,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1731% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8378% | 1,921 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3270% | 1,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2136% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 1.2564% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0856% | 8,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2514% | 674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3321% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1610% | 1,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2533% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4197% | 755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3956% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 2.5800% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0434% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1824% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2403% | 536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3120% | 1,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8976% | 1,397 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4028% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1881% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 0.3426% | 275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3016% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0949% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0589% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1087% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5273% | 1,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3229% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5332% | 725 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4041% | 768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2237% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 0.4603% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3836% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0705% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0618% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0740% | 1,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4011% | 1,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3296% | 901 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0870% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2737% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2367% | 469 |
| Percentage Net Loans Charged-off:Construction & development | 0.1905% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4616% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1167% | 959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0908% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1274% | 871 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0078% | 6,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9026% | 1,415 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0678% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3812% | 734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3357% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 0.2587% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6614% | 126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1676% | 576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2406% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 6,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2221% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1667% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7032% | 518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1303% | 1,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0925% | 410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 1,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3086% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2744% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3261% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8202% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7256% | 861 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8403% | 877 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0141% | 6,965 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8132% | 371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0835% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0157% | 472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 1,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2096% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1284% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2521% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4142% | 398 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8590% | 694 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2392% | 958 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0190% | 7,006 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4084% | 924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 1,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 7,988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2159% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1147% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2685% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0668% | 2,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0857% | 568 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0281% | 7,050 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5115% | 682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0815% | 935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 8,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2130% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3227% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1194% | 1,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5837% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0615% | 7,208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4508% | 1,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0633% | 2,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0834% | 1,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0836% | 1,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1278% | 1,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1215% | 3,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0124% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4828% | 804 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0470% | 7,253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4108% | 1,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0737% | 1,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1172% | 734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0797% | 1,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1217% | 1,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1621% | 2,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6921% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8541% | 681 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0631% | 7,293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3789% | 1,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0736% | 1,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0620% | 721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1268% | 1,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1927% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1706% | 2,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4922% | 1,155 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3499% | 788 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0989% | 7,374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3928% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1018% | 996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1491% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1228% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1862% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1140% | 1,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5227% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1936% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6312% | 1,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1461% | 1,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0854% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2828% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4126% | 577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3395% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1983% | 1,873 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5197% | 709 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0076% | 7,239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3526% | 1,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0727% | 1,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1176% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0941% | 1,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1357% | 1,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5044% | 2,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0214% | 2,111 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0993% | 801 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0099% | 7,260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3677% | 1,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0417% | 1,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1603% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7887% | 1,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7873% | 2,601 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8911% | 610 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0150% | 7,311 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6348% | 862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1088% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3287% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5435% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9705% | 2,016 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7105% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4967% | 1,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0985% | 1,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2024% | 1,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2641% | 832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1049% | 1,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6983% | 3,387 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9423% | 1,681 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0073% | 7,438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1622% | 4,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 2,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 1,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0588% | 1,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0702% | 1,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1139% | 4,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5161% | 4,080 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4072% | 780 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1416% | 1,457 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1236% | 4,209 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1295% | 4,258 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1057% | 5,007 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1103% | 5,288 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2860% | 11,184 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1696% | 4,323 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0782% | 11,237 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3042% | 4,156 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5557% | 3,883 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |