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First Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0839%1,025
Percentage Net Loans Charged-off: Total real estate loans-0.0184%4,186
Percentage Net Loans Charged-off:Construction & development-0.0244%4,350
Percentage Net Loans Charged-off: Commercial real estate-0.0288%4,354
Percentage Net Loans Charged-off: Multi-family residential-0.0033%4,501
Percentage Net Loans Charged-off: 1-4 family residential-0.0091%3,916
Percentage Net Loans Charged-off: Home equity loans0.0683%108
All other 1-4 family - Percent of loans charged-off, net-0.0262%4,242
Percentage Net Loans Charged-off: Commercial and industrial0.9394%328
Percentage Net Loans Charged-off: Loans to individuals2.7444%267
Percentage Net Loans Charged-off: Credit card loans2.7173%215
Percentage Net Loans Charged-off: Other loans to individual2.7561%198
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0830%898
Percentage Net Loans Charged-off: Total real estate loans-0.0219%4,259
Percentage Net Loans Charged-off:Construction & development-0.0202%4,381
Percentage Net Loans Charged-off: Commercial real estate-0.0297%4,383
Percentage Net Loans Charged-off: Multi-family residential-0.0035%4,539
Percentage Net Loans Charged-off: 1-4 family residential-0.0275%4,241
Percentage Net Loans Charged-off: Home equity loans-0.0318%4,381
All other 1-4 family - Percent of loans charged-off, net-0.0265%4,255
Percentage Net Loans Charged-off: Commercial and industrial0.9786%256
Percentage Net Loans Charged-off: Loans to individuals2.9043%195
Percentage Net Loans Charged-off: Credit card loans2.7552%151
Percentage Net Loans Charged-off: Other loans to individual2.9671%182
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0670%885
Percentage Net Loans Charged-off: Total real estate loans-0.0241%4,317
Percentage Net Loans Charged-off:Construction & development-0.0427%4,493
Percentage Net Loans Charged-off: Commercial real estate-0.0272%4,407
Percentage Net Loans Charged-off: Multi-family residential-0.0037%4,580
Percentage Net Loans Charged-off: 1-4 family residential-0.0353%4,351
Percentage Net Loans Charged-off: Home equity loans-0.0421%4,442
All other 1-4 family - Percent of loans charged-off, net-0.0337%4,299
Percentage Net Loans Charged-off: Commercial and industrial0.8717%294
Percentage Net Loans Charged-off: Loans to individuals2.4485%228
Percentage Net Loans Charged-off: Credit card loans3.4107%112
Percentage Net Loans Charged-off: Other loans to individual2.0412%293
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0902%630
Percentage Net Loans Charged-off: Total real estate loans-0.0276%4,399
Percentage Net Loans Charged-off:Construction & development-0.0257%4,546
Percentage Net Loans Charged-off: Commercial real estate-0.0514%4,531
Percentage Net Loans Charged-off: Multi-family residential-0.0043%4,656
Percentage Net Loans Charged-off: 1-4 family residential-0.0438%4,436
Percentage Net Loans Charged-off: Home equity loans-0.0371%4,526
All other 1-4 family - Percent of loans charged-off, net-0.0455%4,447
Percentage Net Loans Charged-off: Commercial and industrial1.2958%143
Percentage Net Loans Charged-off: Loans to individuals2.4612%246
Percentage Net Loans Charged-off: Credit card loans3.4358%116
Percentage Net Loans Charged-off: Other loans to individual2.0501%265
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0067%2,162
Percentage Net Loans Charged-off: Total real estate loans-0.0438%4,374
Percentage Net Loans Charged-off:Construction & development-0.0557%4,532
Percentage Net Loans Charged-off: Commercial real estate-0.0364%4,387
Percentage Net Loans Charged-off: Multi-family residential-0.0031%4,641
Percentage Net Loans Charged-off: 1-4 family residential-0.0632%4,420
Percentage Net Loans Charged-off: Home equity loans-0.1084%4,558
All other 1-4 family - Percent of loans charged-off, net-0.0504%4,360
Percentage Net Loans Charged-off: Commercial and industrial0.1992%643
Percentage Net Loans Charged-off: Loans to individuals2.7085%161
Percentage Net Loans Charged-off: Credit card loans3.1717%94
Percentage Net Loans Charged-off: Other loans to individual2.5079%167
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0171%1,504
Percentage Net Loans Charged-off: Total real estate loans-0.0366%4,335
Percentage Net Loans Charged-off:Construction & development-0.0595%4,578
Percentage Net Loans Charged-off: Commercial real estate-0.0253%4,354
Percentage Net Loans Charged-off: Multi-family residential-0.0029%4,684
Percentage Net Loans Charged-off: 1-4 family residential-0.0563%4,410
Percentage Net Loans Charged-off: Home equity loans-0.0779%4,552
All other 1-4 family - Percent of loans charged-off, net-0.0500%4,396
Percentage Net Loans Charged-off: Commercial and industrial0.2414%457
Percentage Net Loans Charged-off: Loans to individuals2.5364%153
Percentage Net Loans Charged-off: Credit card loans3.2150%92
Percentage Net Loans Charged-off: Other loans to individual2.2448%172
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0035%1,921
Percentage Net Loans Charged-off: Total real estate loans-0.0618%4,406
Percentage Net Loans Charged-off:Construction & development-0.0651%4,194
Percentage Net Loans Charged-off: Commercial real estate-0.0654%4,405
Percentage Net Loans Charged-off: Multi-family residential-0.0032%3,816
Percentage Net Loans Charged-off: 1-4 family residential-0.0701%4,361
Percentage Net Loans Charged-off: Home equity loans-0.1012%3,401
All other 1-4 family - Percent of loans charged-off, net-0.0609%4,339
Percentage Net Loans Charged-off: Commercial and industrial0.3307%311
Percentage Net Loans Charged-off: Loans to individuals2.2222%198
Percentage Net Loans Charged-off: Credit card loans2.9722%100
Percentage Net Loans Charged-off: Other loans to individual1.8976%215
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0144%1,252
Percentage Net Loans Charged-off: Total real estate loans-0.0326%4,299
Percentage Net Loans Charged-off:Construction & development-0.0671%4,235
Percentage Net Loans Charged-off: Commercial real estate-0.0029%4,107
Percentage Net Loans Charged-off: Multi-family residential-0.0031%3,829
Percentage Net Loans Charged-off: 1-4 family residential-0.0816%4,436
Percentage Net Loans Charged-off: Home equity loans-0.1115%3,435
All other 1-4 family - Percent of loans charged-off, net-0.0725%4,425
Percentage Net Loans Charged-off: Commercial and industrial0.3683%231
Percentage Net Loans Charged-off: Loans to individuals2.0669%222
Percentage Net Loans Charged-off: Credit card loans3.0562%90
Percentage Net Loans Charged-off: Other loans to individual1.6448%262
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0530%1,268
Percentage Net Loans Charged-off: Total real estate loans0.0090%1,070
Percentage Net Loans Charged-off:Construction & development-0.1134%4,259
Percentage Net Loans Charged-off: Commercial real estate0.0426%474
Percentage Net Loans Charged-off: Multi-family residential-0.0047%3,904
Percentage Net Loans Charged-off: 1-4 family residential-0.0522%4,272
Percentage Net Loans Charged-off: Home equity loans-0.0178%3,246
All other 1-4 family - Percent of loans charged-off, net-0.0624%4,331
Percentage Net Loans Charged-off: Commercial and industrial0.2726%586
Percentage Net Loans Charged-off: Loans to individuals1.4664%275
Percentage Net Loans Charged-off: Credit card loans2.4115%128
Percentage Net Loans Charged-off: Other loans to individual1.0812%346
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0539%1,114
Percentage Net Loans Charged-off: Total real estate loans-0.0021%3,375
Percentage Net Loans Charged-off:Construction & development-0.1689%4,353
Percentage Net Loans Charged-off: Commercial real estate0.0379%436
Percentage Net Loans Charged-off: Multi-family residential-0.0053%3,945
Percentage Net Loans Charged-off: 1-4 family residential-0.0815%4,478
Percentage Net Loans Charged-off: Home equity loans-0.1191%3,524
All other 1-4 family - Percent of loans charged-off, net-0.0705%4,440
Percentage Net Loans Charged-off: Commercial and industrial0.3515%421
Percentage Net Loans Charged-off: Loans to individuals1.2297%314
Percentage Net Loans Charged-off: Credit card loans2.4074%145
Percentage Net Loans Charged-off: Other loans to individual0.7597%459
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0818%853
Percentage Net Loans Charged-off: Total real estate loans0.0291%639
Percentage Net Loans Charged-off:Construction & development-0.2210%4,408
Percentage Net Loans Charged-off: Commercial real estate0.0657%335
Percentage Net Loans Charged-off: Multi-family residential-0.0060%3,957
Percentage Net Loans Charged-off: 1-4 family residential-0.0475%4,369
Percentage Net Loans Charged-off: Home equity loans-0.0614%3,483
All other 1-4 family - Percent of loans charged-off, net-0.0434%4,351
Percentage Net Loans Charged-off: Commercial and industrial0.3587%369
Percentage Net Loans Charged-off: Loans to individuals0.8292%459
Percentage Net Loans Charged-off: Credit card loans2.4987%153
Percentage Net Loans Charged-off: Other loans to individual0.1759%1,242
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0944%714
Percentage Net Loans Charged-off: Total real estate loans0.0092%628
Percentage Net Loans Charged-off:Construction & development-0.1637%4,428
Percentage Net Loans Charged-off: Commercial real estate0.0555%233
Percentage Net Loans Charged-off: Multi-family residential-0.0063%3,957
Percentage Net Loans Charged-off: 1-4 family residential0.0222%406
Percentage Net Loans Charged-off: Home equity loans0.1665%62
All other 1-4 family - Percent of loans charged-off, net-0.0202%4,210
Percentage Net Loans Charged-off: Commercial and industrial0.5740%227
Percentage Net Loans Charged-off: Loans to individuals1.5041%288
Percentage Net Loans Charged-off: Credit card loans2.6198%152
Percentage Net Loans Charged-off: Other loans to individual1.0672%375
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0861%1,602
Percentage Net Loans Charged-off: Total real estate loans-0.0350%4,564
Percentage Net Loans Charged-off:Construction & development-0.2505%4,492
Percentage Net Loans Charged-off: Commercial real estate0.0200%868
Percentage Net Loans Charged-off: Multi-family residential-0.0063%3,983
Percentage Net Loans Charged-off: 1-4 family residential-0.0170%4,206
Percentage Net Loans Charged-off: Home equity loans0.0046%386
All other 1-4 family - Percent of loans charged-off, net-0.0230%4,324
Percentage Net Loans Charged-off: Commercial and industrial0.8860%440
Percentage Net Loans Charged-off: Loans to individuals2.0425%271
Percentage Net Loans Charged-off: Credit card loans2.8485%185
Percentage Net Loans Charged-off: Other loans to individual1.7379%288
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0905%1,400
Percentage Net Loans Charged-off: Total real estate loans-0.0310%4,558
Percentage Net Loans Charged-off:Construction & development-0.1770%4,499
Percentage Net Loans Charged-off: Commercial real estate-0.0032%4,295
Percentage Net Loans Charged-off: Multi-family residential-0.0063%3,992
Percentage Net Loans Charged-off: 1-4 family residential-0.0079%4,026
Percentage Net Loans Charged-off: Home equity loans-0.0056%3,341
All other 1-4 family - Percent of loans charged-off, net-0.0086%4,058
Percentage Net Loans Charged-off: Commercial and industrial0.9363%363
Percentage Net Loans Charged-off: Loans to individuals2.0511%259
Percentage Net Loans Charged-off: Credit card loans2.7277%195
Percentage Net Loans Charged-off: Other loans to individual1.8000%258
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1707%871
Percentage Net Loans Charged-off: Total real estate loans0.0111%1,192
Percentage Net Loans Charged-off:Construction & development-0.2024%4,523
Percentage Net Loans Charged-off: Commercial real estate0.0504%445
Percentage Net Loans Charged-off: Multi-family residential-0.0064%4,016
Percentage Net Loans Charged-off: 1-4 family residential0.0517%607
Percentage Net Loans Charged-off: Home equity loans0.1026%160
All other 1-4 family - Percent of loans charged-off, net0.0376%674
Percentage Net Loans Charged-off: Commercial and industrial1.4959%247
Percentage Net Loans Charged-off: Loans to individuals2.0586%277
Percentage Net Loans Charged-off: Credit card loans2.4440%244
Percentage Net Loans Charged-off: Other loans to individual1.9167%266
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2199%641
Percentage Net Loans Charged-off: Total real estate loans0.0056%989
Percentage Net Loans Charged-off:Construction & development-0.1776%4,553
Percentage Net Loans Charged-off: Commercial real estate0.0517%300
Percentage Net Loans Charged-off: Multi-family residential-0.0063%4,061
Percentage Net Loans Charged-off: 1-4 family residential0.0242%673
Percentage Net Loans Charged-off: Home equity loans0.0389%174
All other 1-4 family - Percent of loans charged-off, net0.0200%642
Percentage Net Loans Charged-off: Commercial and industrial2.2889%161
Percentage Net Loans Charged-off: Loans to individuals2.7270%238
Percentage Net Loans Charged-off: Credit card loans2.8925%202
Percentage Net Loans Charged-off: Other loans to individual2.6655%216
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0437%2,517
Percentage Net Loans Charged-off: Total real estate loans-0.0029%3,971
Percentage Net Loans Charged-off:Construction & development-0.1428%4,568
Percentage Net Loans Charged-off: Commercial real estate0.0380%823
Percentage Net Loans Charged-off: Multi-family residential-0.0943%4,175
Percentage Net Loans Charged-off: 1-4 family residential-0.0256%4,508
Percentage Net Loans Charged-off: Home equity loans-0.0774%3,682
All other 1-4 family - Percent of loans charged-off, net-0.0100%4,245
Percentage Net Loans Charged-off: Commercial and industrial0.3355%1,127
Percentage Net Loans Charged-off: Loans to individuals1.6571%436
Percentage Net Loans Charged-off: Credit card loans1.7237%361
Percentage Net Loans Charged-off: Other loans to individual1.6176%393
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0267%2,559
Percentage Net Loans Charged-off: Total real estate loans0.0003%1,936
Percentage Net Loans Charged-off:Construction & development-0.1221%4,611
Percentage Net Loans Charged-off: Commercial real estate0.0444%616
Percentage Net Loans Charged-off: Multi-family residential-0.1252%4,234
Percentage Net Loans Charged-off: 1-4 family residential-0.0408%4,700
Percentage Net Loans Charged-off: Home equity loans-0.0931%3,747
All other 1-4 family - Percent of loans charged-off, net-0.0247%4,537
Percentage Net Loans Charged-off: Commercial and industrial0.0439%1,651
Percentage Net Loans Charged-off: Loans to individuals1.5633%435
Percentage Net Loans Charged-off: Credit card loans1.5718%350
Percentage Net Loans Charged-off: Other loans to individual1.5578%381
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0205%2,450
Percentage Net Loans Charged-off: Total real estate loans-0.0127%4,400
Percentage Net Loans Charged-off:Construction & development-0.0773%4,591
Percentage Net Loans Charged-off: Commercial real estate0.0886%404
Percentage Net Loans Charged-off: Multi-family residential-0.1879%4,260
Percentage Net Loans Charged-off: 1-4 family residential-0.0707%4,887
Percentage Net Loans Charged-off: Home equity loans-0.1473%3,819
All other 1-4 family - Percent of loans charged-off, net-0.0468%4,761
Percentage Net Loans Charged-off: Commercial and industrial0.0743%1,280
Percentage Net Loans Charged-off: Loans to individuals1.7473%385
Percentage Net Loans Charged-off: Credit card loans1.7513%308
Percentage Net Loans Charged-off: Other loans to individual1.7448%337
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0415%1,680
Percentage Net Loans Charged-off: Total real estate loans0.0389%711
Percentage Net Loans Charged-off:Construction & development-0.0172%4,512
Percentage Net Loans Charged-off: Commercial real estate0.1967%194
Percentage Net Loans Charged-off: Multi-family residential-0.3066%4,313
Percentage Net Loans Charged-off: 1-4 family residential-0.0499%4,867
Percentage Net Loans Charged-off: Home equity loans-0.0408%3,742
All other 1-4 family - Percent of loans charged-off, net-0.0527%4,885
Percentage Net Loans Charged-off: Commercial and industrial-0.3663%4,915
Percentage Net Loans Charged-off: Loans to individuals2.0781%329
Percentage Net Loans Charged-off: Credit card loans2.9056%204
Percentage Net Loans Charged-off: Other loans to individual1.5771%401
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0320%4,835
Percentage Net Loans Charged-off: Total real estate loans-0.0747%5,043
Percentage Net Loans Charged-off:Construction & development-0.7133%4,883
Percentage Net Loans Charged-off: Commercial real estate-0.0134%4,652
Percentage Net Loans Charged-off: Multi-family residential0.1552%64
Percentage Net Loans Charged-off: 1-4 family residential0.0897%839
Percentage Net Loans Charged-off: Home equity loans0.1198%292
All other 1-4 family - Percent of loans charged-off, net0.0793%915
Percentage Net Loans Charged-off: Commercial and industrial0.1971%1,340
Percentage Net Loans Charged-off: Loans to individuals1.2552%605
Percentage Net Loans Charged-off: Credit card loans1.9242%314
Percentage Net Loans Charged-off: Other loans to individual0.9134%810
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0494%4,927
Percentage Net Loans Charged-off: Total real estate loans-0.0853%5,110
Percentage Net Loans Charged-off:Construction & development-0.8114%4,942
Percentage Net Loans Charged-off: Commercial real estate-0.0088%4,630
Percentage Net Loans Charged-off: Multi-family residential0.2124%44
Percentage Net Loans Charged-off: 1-4 family residential0.0975%716
Percentage Net Loans Charged-off: Home equity loans0.0622%335
All other 1-4 family - Percent of loans charged-off, net0.1098%656
Percentage Net Loans Charged-off: Commercial and industrial0.1235%1,317
Percentage Net Loans Charged-off: Loans to individuals1.0072%761
Percentage Net Loans Charged-off: Credit card loans1.6526%327
Percentage Net Loans Charged-off: Other loans to individual0.6893%998
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2125%5,332
Percentage Net Loans Charged-off: Total real estate loans-0.2379%5,342
Percentage Net Loans Charged-off:Construction & development-1.1964%5,007
Percentage Net Loans Charged-off: Commercial real estate-0.1266%5,208
Percentage Net Loans Charged-off: Multi-family residential0.3161%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0230%4,670
Percentage Net Loans Charged-off: Home equity loans0.0094%380
All other 1-4 family - Percent of loans charged-off, net-0.0346%4,839
Percentage Net Loans Charged-off: Commercial and industrial-0.1967%4,883
Percentage Net Loans Charged-off: Loans to individuals0.9272%780
Percentage Net Loans Charged-off: Credit card loans1.3532%346
Percentage Net Loans Charged-off: Other loans to individual0.7228%895
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3580%5,470
Percentage Net Loans Charged-off: Total real estate loans-0.3829%5,467
Percentage Net Loans Charged-off:Construction & development-2.2492%5,060
Percentage Net Loans Charged-off: Commercial real estate-0.1102%5,305
Percentage Net Loans Charged-off: Multi-family residential-0.0091%4,371
Percentage Net Loans Charged-off: 1-4 family residential0.0350%854
Percentage Net Loans Charged-off: Home equity loans0.0921%203
All other 1-4 family - Percent of loans charged-off, net0.0143%909
Percentage Net Loans Charged-off: Commercial and industrial-0.4507%5,146
Percentage Net Loans Charged-off: Loans to individuals0.3571%1,576
Percentage Net Loans Charged-off: Credit card loans1.3766%315
Percentage Net Loans Charged-off: Other loans to individual-0.1123%4,701
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0357%3,082
Percentage Net Loans Charged-off: Total real estate loans0.0126%2,256
Percentage Net Loans Charged-off:Construction & development-0.4480%5,039
Percentage Net Loans Charged-off: Commercial real estate-0.0090%4,770
Percentage Net Loans Charged-off: Multi-family residential0.1083%117
Percentage Net Loans Charged-off: 1-4 family residential0.1931%610
Percentage Net Loans Charged-off: Home equity loans0.2064%268
All other 1-4 family - Percent of loans charged-off, net0.1883%633
Percentage Net Loans Charged-off: Commercial and industrial0.1194%1,772
Percentage Net Loans Charged-off: Loans to individuals1.5944%479
Percentage Net Loans Charged-off: Credit card loans2.0527%302
Percentage Net Loans Charged-off: Other loans to individual1.3627%519
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0037%4,404
Percentage Net Loans Charged-off: Total real estate loans-0.0421%5,091
Percentage Net Loans Charged-off:Construction & development-0.6260%5,114
Percentage Net Loans Charged-off: Commercial real estate-0.0450%5,158
Percentage Net Loans Charged-off: Multi-family residential-0.0107%4,443
Percentage Net Loans Charged-off: 1-4 family residential0.1811%590
Percentage Net Loans Charged-off: Home equity loans0.2136%229
All other 1-4 family - Percent of loans charged-off, net0.1696%644
Percentage Net Loans Charged-off: Commercial and industrial0.1916%1,246
Percentage Net Loans Charged-off: Loans to individuals1.4030%542
Percentage Net Loans Charged-off: Credit card loans2.0030%307
Percentage Net Loans Charged-off: Other loans to individual1.0845%658
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0306%2,596
Percentage Net Loans Charged-off: Total real estate loans-0.0311%5,018
Percentage Net Loans Charged-off:Construction & development-0.5888%5,130
Percentage Net Loans Charged-off: Commercial real estate-0.0492%5,250
Percentage Net Loans Charged-off: Multi-family residential-0.0131%4,492
Percentage Net Loans Charged-off: 1-4 family residential0.1969%541
Percentage Net Loans Charged-off: Home equity loans0.2651%183
All other 1-4 family - Percent of loans charged-off, net0.1730%593
Percentage Net Loans Charged-off: Commercial and industrial0.4539%711
Percentage Net Loans Charged-off: Loans to individuals1.4582%497
Percentage Net Loans Charged-off: Credit card loans2.0357%289
Percentage Net Loans Charged-off: Other loans to individual1.1563%585
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1274%1,157
Percentage Net Loans Charged-off: Total real estate loans0.1113%605
Percentage Net Loans Charged-off:Construction & development-0.3234%5,130
Percentage Net Loans Charged-off: Commercial real estate0.0757%332
Percentage Net Loans Charged-off: Multi-family residential-0.0230%4,553
Percentage Net Loans Charged-off: 1-4 family residential0.3275%324
Percentage Net Loans Charged-off: Home equity loans0.1327%241
All other 1-4 family - Percent of loans charged-off, net0.3928%275
Percentage Net Loans Charged-off: Commercial and industrial-0.0635%4,652
Percentage Net Loans Charged-off: Loans to individuals1.6606%464
Percentage Net Loans Charged-off: Credit card loans2.1265%279
Percentage Net Loans Charged-off: Other loans to individual1.4190%493
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1430%1,830
Percentage Net Loans Charged-off: Total real estate loans0.0703%1,511
Percentage Net Loans Charged-off:Construction & development-0.4952%5,219
Percentage Net Loans Charged-off: Commercial real estate-0.0142%5,023
Percentage Net Loans Charged-off: Multi-family residential-0.0311%4,607
Percentage Net Loans Charged-off: 1-4 family residential0.3424%436
Percentage Net Loans Charged-off: Home equity loans0.3142%278
All other 1-4 family - Percent of loans charged-off, net0.3505%429
Percentage Net Loans Charged-off: Commercial and industrial0.3206%1,280
Percentage Net Loans Charged-off: Loans to individuals1.7464%435
Percentage Net Loans Charged-off: Credit card loans1.9597%312
Percentage Net Loans Charged-off: Other loans to individual1.6338%436
Percentage Net Loans Charged-off: All other loans and lease0.8197%521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1516%1,480
Percentage Net Loans Charged-off: Total real estate loans0.1071%1,019
Percentage Net Loans Charged-off:Construction & development-0.6098%5,298
Percentage Net Loans Charged-off: Commercial real estate-0.0080%4,943
Percentage Net Loans Charged-off: Multi-family residential-0.0430%4,648
Percentage Net Loans Charged-off: 1-4 family residential0.4530%273
Percentage Net Loans Charged-off: Home equity loans0.4225%197
All other 1-4 family - Percent of loans charged-off, net0.4617%283
Percentage Net Loans Charged-off: Commercial and industrial0.3663%977
Percentage Net Loans Charged-off: Loans to individuals1.5420%465
Percentage Net Loans Charged-off: Credit card loans1.0984%458
Percentage Net Loans Charged-off: Other loans to individual1.7775%350
Percentage Net Loans Charged-off: All other loans and lease0.1838%849
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1985%1,153
Percentage Net Loans Charged-off: Total real estate loans0.1631%744
Percentage Net Loans Charged-off:Construction & development-0.6527%5,345
Percentage Net Loans Charged-off: Commercial real estate-0.0071%5,008
Percentage Net Loans Charged-off: Multi-family residential-0.0505%4,687
Percentage Net Loans Charged-off: 1-4 family residential0.5910%223
Percentage Net Loans Charged-off: Home equity loans0.5516%158
All other 1-4 family - Percent of loans charged-off, net0.6021%222
Percentage Net Loans Charged-off: Commercial and industrial0.4143%819
Percentage Net Loans Charged-off: Loans to individuals1.0743%723
Percentage Net Loans Charged-off: Credit card loans0.4037%564
Percentage Net Loans Charged-off: Other loans to individual1.4322%460
Percentage Net Loans Charged-off: All other loans and lease0.2886%615
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3463%644
Percentage Net Loans Charged-off: Total real estate loans0.2508%433
Percentage Net Loans Charged-off:Construction & development-1.0500%5,439
Percentage Net Loans Charged-off: Commercial real estate0.0551%460
Percentage Net Loans Charged-off: Multi-family residential-0.0393%4,720
Percentage Net Loans Charged-off: 1-4 family residential0.8592%149
Percentage Net Loans Charged-off: Home equity loans0.8169%114
All other 1-4 family - Percent of loans charged-off, net0.8710%161
Percentage Net Loans Charged-off: Commercial and industrial1.3309%308
Percentage Net Loans Charged-off: Loans to individuals1.3920%583
Percentage Net Loans Charged-off: Credit card loans0.6488%443
Percentage Net Loans Charged-off: Other loans to individual1.7940%388
Percentage Net Loans Charged-off: All other loans and lease0.7244%354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4603%595
Percentage Net Loans Charged-off: Total real estate loans0.3238%555
Percentage Net Loans Charged-off:Construction & development0.0058%784
Percentage Net Loans Charged-off: Commercial real estate0.2007%774
Percentage Net Loans Charged-off: Multi-family residential-0.0460%4,771
Percentage Net Loans Charged-off: 1-4 family residential0.5399%358
Percentage Net Loans Charged-off: Home equity loans0.3472%368
All other 1-4 family - Percent of loans charged-off, net0.5904%313
Percentage Net Loans Charged-off: Commercial and industrial1.4816%422
Percentage Net Loans Charged-off: Loans to individuals4.1268%105
Percentage Net Loans Charged-off: Credit card loans1.2536%462
Percentage Net Loans Charged-off: Other loans to individual5.3966%53
Percentage Net Loans Charged-off: All other loans and lease0.3353%701
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5400%428
Percentage Net Loans Charged-off: Total real estate loans0.3669%455
Percentage Net Loans Charged-off:Construction & development0.0784%548
Percentage Net Loans Charged-off: Commercial real estate0.2629%564
Percentage Net Loans Charged-off: Multi-family residential-0.0475%4,819
Percentage Net Loans Charged-off: 1-4 family residential0.5557%322
Percentage Net Loans Charged-off: Home equity loans0.3227%356
All other 1-4 family - Percent of loans charged-off, net0.6159%276
Percentage Net Loans Charged-off: Commercial and industrial2.0099%267
Percentage Net Loans Charged-off: Loans to individuals4.6322%83
Percentage Net Loans Charged-off: Credit card loans0.6990%531
Percentage Net Loans Charged-off: Other loans to individual6.2889%48
Percentage Net Loans Charged-off: All other loans and lease0.4882%544
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7650%292
Percentage Net Loans Charged-off: Total real estate loans0.5290%295
Percentage Net Loans Charged-off:Construction & development1.0139%207
Percentage Net Loans Charged-off: Commercial real estate0.4328%384
Percentage Net Loans Charged-off: Multi-family residential-0.0539%4,861
Percentage Net Loans Charged-off: 1-4 family residential0.5133%398
Percentage Net Loans Charged-off: Home equity loans0.5014%265
All other 1-4 family - Percent of loans charged-off, net0.5164%391
Percentage Net Loans Charged-off: Commercial and industrial3.0255%153
Percentage Net Loans Charged-off: Loans to individuals5.6811%73
Percentage Net Loans Charged-off: Credit card loans0.8069%460
Percentage Net Loans Charged-off: Other loans to individual7.6268%42
Percentage Net Loans Charged-off: All other loans and lease0.7470%402
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7432%318
Percentage Net Loans Charged-off: Total real estate loans0.5700%295
Percentage Net Loans Charged-off:Construction & development0.8035%174
Percentage Net Loans Charged-off: Commercial real estate0.5005%262
Percentage Net Loans Charged-off: Multi-family residential-0.0497%4,906
Percentage Net Loans Charged-off: 1-4 family residential0.5937%338
Percentage Net Loans Charged-off: Home equity loans0.0968%405
All other 1-4 family - Percent of loans charged-off, net0.7208%268
Percentage Net Loans Charged-off: Commercial and industrial2.5475%161
Percentage Net Loans Charged-off: Loans to individuals4.5141%122
Percentage Net Loans Charged-off: Credit card loans1.6239%304
Percentage Net Loans Charged-off: Other loans to individual5.5802%81
Percentage Net Loans Charged-off: All other loans and lease0.1038%661
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7408%489
Percentage Net Loans Charged-off: Total real estate loans0.5229%567
Percentage Net Loans Charged-off:Construction & development0.9130%441
Percentage Net Loans Charged-off: Commercial real estate0.4632%707
Percentage Net Loans Charged-off: Multi-family residential0.3584%236
Percentage Net Loans Charged-off: 1-4 family residential0.4681%726
Percentage Net Loans Charged-off: Home equity loans0.4279%456
All other 1-4 family - Percent of loans charged-off, net0.4780%704
Percentage Net Loans Charged-off: Commercial and industrial3.5430%221
Percentage Net Loans Charged-off: Loans to individuals2.7251%256
Percentage Net Loans Charged-off: Credit card loans2.0444%320
Percentage Net Loans Charged-off: Other loans to individual2.8962%209
Percentage Net Loans Charged-off: All other loans and lease0.9969%424
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7128%487
Percentage Net Loans Charged-off: Total real estate loans0.4627%636
Percentage Net Loans Charged-off:Construction & development1.1631%342
Percentage Net Loans Charged-off: Commercial real estate0.3426%781
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.3831%865
Percentage Net Loans Charged-off: Home equity loans0.4000%448
All other 1-4 family - Percent of loans charged-off, net0.3789%853
Percentage Net Loans Charged-off: Commercial and industrial4.3209%165
Percentage Net Loans Charged-off: Loans to individuals2.6461%256
Percentage Net Loans Charged-off: Credit card loans1.1816%459
Percentage Net Loans Charged-off: Other loans to individual2.9855%195
Percentage Net Loans Charged-off: All other loans and lease0.1061%995
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8102%470
Percentage Net Loans Charged-off: Total real estate loans0.5130%597
Percentage Net Loans Charged-off:Construction & development1.5099%283
Percentage Net Loans Charged-off: Commercial real estate0.2748%825
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.4320%792
Percentage Net Loans Charged-off: Home equity loans0.4934%370
All other 1-4 family - Percent of loans charged-off, net0.4170%797
Percentage Net Loans Charged-off: Commercial and industrial5.2324%133
Percentage Net Loans Charged-off: Loans to individuals2.6250%275
Percentage Net Loans Charged-off: Credit card loans1.2663%421
Percentage Net Loans Charged-off: Other loans to individual2.9211%220
Percentage Net Loans Charged-off: All other loans and lease-0.0281%5,532
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6425%573
Percentage Net Loans Charged-off: Total real estate loans0.3591%780
Percentage Net Loans Charged-off:Construction & development-0.1796%5,614
Percentage Net Loans Charged-off: Commercial real estate0.4441%450
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.4907%661
Percentage Net Loans Charged-off: Home equity loans0.2128%449
All other 1-4 family - Percent of loans charged-off, net0.5581%574
Percentage Net Loans Charged-off: Commercial and industrial4.4778%149
Percentage Net Loans Charged-off: Loans to individuals2.9912%254
Percentage Net Loans Charged-off: Credit card loans1.6567%312
Percentage Net Loans Charged-off: Other loans to individual3.2660%211
Percentage Net Loans Charged-off: All other loans and lease-0.0287%5,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1716%459
Percentage Net Loans Charged-off: Total real estate loans1.0189%464
Percentage Net Loans Charged-off:Construction & development3.2685%393
Percentage Net Loans Charged-off: Commercial real estate0.6363%866
Percentage Net Loans Charged-off: Multi-family residential1.6793%214
Percentage Net Loans Charged-off: 1-4 family residential0.6633%832
Percentage Net Loans Charged-off: Home equity loans0.8891%436
All other 1-4 family - Percent of loans charged-off, net0.6084%912
Percentage Net Loans Charged-off: Commercial and industrial3.2375%361
Percentage Net Loans Charged-off: Loans to individuals2.6918%330
Percentage Net Loans Charged-off: Credit card loans1.5698%435
Percentage Net Loans Charged-off: Other loans to individual2.8858%274
Percentage Net Loans Charged-off: All other loans and lease0.0802%1,165
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1235%500
Percentage Net Loans Charged-off: Total real estate loans1.0140%452
Percentage Net Loans Charged-off:Construction & development3.0061%408
Percentage Net Loans Charged-off: Commercial real estate0.8400%644
Percentage Net Loans Charged-off: Multi-family residential2.2556%151
Percentage Net Loans Charged-off: 1-4 family residential0.5621%960
Percentage Net Loans Charged-off: Home equity loans0.5844%584
All other 1-4 family - Percent of loans charged-off, net0.5567%935
Percentage Net Loans Charged-off: Commercial and industrial2.5426%427
Percentage Net Loans Charged-off: Loans to individuals2.4909%350
Percentage Net Loans Charged-off: Credit card loans-0.2593%1,244
Percentage Net Loans Charged-off: Other loans to individual2.9502%259
Percentage Net Loans Charged-off: All other loans and lease0.0342%1,240
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1163%534
Percentage Net Loans Charged-off: Total real estate loans1.0345%512
Percentage Net Loans Charged-off:Construction & development3.1136%383
Percentage Net Loans Charged-off: Commercial real estate0.9129%570
Percentage Net Loans Charged-off: Multi-family residential0.0726%371
Percentage Net Loans Charged-off: 1-4 family residential0.6243%882
Percentage Net Loans Charged-off: Home equity loans0.7308%497
All other 1-4 family - Percent of loans charged-off, net0.5982%895
Percentage Net Loans Charged-off: Commercial and industrial2.1024%517
Percentage Net Loans Charged-off: Loans to individuals2.4004%385
Percentage Net Loans Charged-off: Credit card loans-0.2759%1,233
Percentage Net Loans Charged-off: Other loans to individual2.8386%293
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2889%435
Percentage Net Loans Charged-off: Total real estate loans1.0955%471
Percentage Net Loans Charged-off:Construction & development5.5557%203
Percentage Net Loans Charged-off: Commercial real estate0.5494%667
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.3004%1,393
Percentage Net Loans Charged-off: Home equity loans0.9191%336
All other 1-4 family - Percent of loans charged-off, net0.1481%1,760
Percentage Net Loans Charged-off: Commercial and industrial4.0737%237
Percentage Net Loans Charged-off: Loans to individuals2.5163%392
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual2.9237%301
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0644%157
Percentage Net Loans Charged-off: Total real estate loans3.1005%138
Percentage Net Loans Charged-off:Construction & development8.0413%330
Percentage Net Loans Charged-off: Commercial real estate2.5575%262
Percentage Net Loans Charged-off: Multi-family residential2.1742%305
Percentage Net Loans Charged-off: 1-4 family residential1.9464%354
Percentage Net Loans Charged-off: Home equity loans1.4646%449
All other 1-4 family - Percent of loans charged-off, net2.0696%349
Percentage Net Loans Charged-off: Commercial and industrial3.4057%472
Percentage Net Loans Charged-off: Loans to individuals2.4654%488
Percentage Net Loans Charged-off: Credit card loans1.7285%491
Percentage Net Loans Charged-off: Other loans to individual2.5743%432
Percentage Net Loans Charged-off: All other loans and lease0.4919%779
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4719%591
Percentage Net Loans Charged-off: Total real estate loans1.4029%607
Percentage Net Loans Charged-off:Construction & development4.7819%565
Percentage Net Loans Charged-off: Commercial real estate0.7841%1,005
Percentage Net Loans Charged-off: Multi-family residential0.0418%703
Percentage Net Loans Charged-off: 1-4 family residential0.7777%1,144
Percentage Net Loans Charged-off: Home equity loans0.9743%621
All other 1-4 family - Percent of loans charged-off, net0.7270%1,197
Percentage Net Loans Charged-off: Commercial and industrial2.2009%716
Percentage Net Loans Charged-off: Loans to individuals2.6949%419
Percentage Net Loans Charged-off: Credit card loans1.7402%460
Percentage Net Loans Charged-off: Other loans to individual2.8337%366
Percentage Net Loans Charged-off: All other loans and lease0.6389%617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3096%808
Percentage Net Loans Charged-off: Total real estate loans1.2044%806
Percentage Net Loans Charged-off:Construction & development3.5489%678
Percentage Net Loans Charged-off: Commercial real estate0.7473%988
Percentage Net Loans Charged-off: Multi-family residential0.0645%547
Percentage Net Loans Charged-off: 1-4 family residential0.7588%1,186
Percentage Net Loans Charged-off: Home equity loans0.6739%728
All other 1-4 family - Percent of loans charged-off, net0.7809%1,129
Percentage Net Loans Charged-off: Commercial and industrial2.0960%750
Percentage Net Loans Charged-off: Loans to individuals3.3696%337
Percentage Net Loans Charged-off: Credit card loans1.5671%469
Percentage Net Loans Charged-off: Other loans to individual3.6298%297
Percentage Net Loans Charged-off: All other loans and lease0.9410%477
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6628%579
Percentage Net Loans Charged-off: Total real estate loans1.5245%588
Percentage Net Loans Charged-off:Construction & development3.7619%528
Percentage Net Loans Charged-off: Commercial real estate1.0447%653
Percentage Net Loans Charged-off: Multi-family residential0.1310%354
Percentage Net Loans Charged-off: 1-4 family residential1.0905%800
Percentage Net Loans Charged-off: Home equity loans0.9107%529
All other 1-4 family - Percent of loans charged-off, net1.1373%758
Percentage Net Loans Charged-off: Commercial and industrial2.4584%567
Percentage Net Loans Charged-off: Loans to individuals5.0814%201
Percentage Net Loans Charged-off: Credit card loans2.4057%327
Percentage Net Loans Charged-off: Other loans to individual5.4640%175
Percentage Net Loans Charged-off: All other loans and lease0.6436%453
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0097%685
Percentage Net Loans Charged-off: Total real estate loans2.0852%606
Percentage Net Loans Charged-off:Construction & development6.1947%787
Percentage Net Loans Charged-off: Commercial real estate0.7568%1,558
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential1.3414%901
Percentage Net Loans Charged-off: Home equity loans0.4437%1,305
All other 1-4 family - Percent of loans charged-off, net1.5829%772
Percentage Net Loans Charged-off: Commercial and industrial1.4054%1,603
Percentage Net Loans Charged-off: Loans to individuals1.6009%1,032
Percentage Net Loans Charged-off: Credit card loans1.3653%641
Percentage Net Loans Charged-off: Other loans to individual1.5790%878
Percentage Net Loans Charged-off: All other loans and lease0.3828%899
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3434%491
Percentage Net Loans Charged-off: Total real estate loans2.4498%425
Percentage Net Loans Charged-off:Construction & development7.8426%557
Percentage Net Loans Charged-off: Commercial real estate0.7643%1,287
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential1.4208%797
Percentage Net Loans Charged-off: Home equity loans0.4743%1,115
All other 1-4 family - Percent of loans charged-off, net1.6772%674
Percentage Net Loans Charged-off: Commercial and industrial1.5429%1,330
Percentage Net Loans Charged-off: Loans to individuals1.6506%937
Percentage Net Loans Charged-off: Credit card loans1.0376%683
Percentage Net Loans Charged-off: Other loans to individual1.6613%778
Percentage Net Loans Charged-off: All other loans and lease0.0595%1,306
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5724%445
Percentage Net Loans Charged-off: Total real estate loans2.6846%407
Percentage Net Loans Charged-off:Construction & development8.2343%524
Percentage Net Loans Charged-off: Commercial real estate0.6729%1,297
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.7070%657
Percentage Net Loans Charged-off: Home equity loans0.5396%953
All other 1-4 family - Percent of loans charged-off, net2.0236%535
Percentage Net Loans Charged-off: Commercial and industrial1.5518%1,217
Percentage Net Loans Charged-off: Loans to individuals1.5048%1,012
Percentage Net Loans Charged-off: Credit card loans1.4166%565
Percentage Net Loans Charged-off: Other loans to individual1.4347%842
Percentage Net Loans Charged-off: All other loans and lease1.5758%378
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9096%375
Percentage Net Loans Charged-off: Total real estate loans3.0749%307
Percentage Net Loans Charged-off:Construction & development7.5509%450
Percentage Net Loans Charged-off: Commercial real estate1.0526%757
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential2.3060%436
Percentage Net Loans Charged-off: Home equity loans1.1441%511
All other 1-4 family - Percent of loans charged-off, net2.6204%359
Percentage Net Loans Charged-off: Commercial and industrial1.6855%939
Percentage Net Loans Charged-off: Loans to individuals1.4985%963
Percentage Net Loans Charged-off: Credit card loans1.6933%467
Percentage Net Loans Charged-off: Other loans to individual1.3568%816
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6594%1,310
Percentage Net Loans Charged-off: Total real estate loans1.5563%1,251
Percentage Net Loans Charged-off:Construction & development4.5256%1,338
Percentage Net Loans Charged-off: Commercial real estate0.4446%2,153
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.9617%1,444
Percentage Net Loans Charged-off: Home equity loans1.1523%784
All other 1-4 family - Percent of loans charged-off, net0.9101%1,499
Percentage Net Loans Charged-off: Commercial and industrial3.2329%1,052
Percentage Net Loans Charged-off: Loans to individuals2.7953%723
Percentage Net Loans Charged-off: Credit card loans3.8441%417
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8439%2,342
Percentage Net Loans Charged-off: Total real estate loans0.6745%2,310
Percentage Net Loans Charged-off:Construction & development1.4152%2,073
Percentage Net Loans Charged-off: Commercial real estate0.3777%1,980
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.5461%1,982
Percentage Net Loans Charged-off: Home equity loans0.8032%903
All other 1-4 family - Percent of loans charged-off, net0.4765%2,083
Percentage Net Loans Charged-off: Commercial and industrial3.1058%980
Percentage Net Loans Charged-off: Loans to individuals2.3704%855
Percentage Net Loans Charged-off: Credit card loans3.2965%463
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8246%2,188
Percentage Net Loans Charged-off: Total real estate loans0.5814%2,292
Percentage Net Loans Charged-off:Construction & development1.1006%1,955
Percentage Net Loans Charged-off: Commercial real estate0.4337%1,577
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.4600%1,989
Percentage Net Loans Charged-off: Home equity loans0.6620%863
All other 1-4 family - Percent of loans charged-off, net0.4056%2,026
Percentage Net Loans Charged-off: Commercial and industrial4.1147%703
Percentage Net Loans Charged-off: Loans to individuals2.7676%718
Percentage Net Loans Charged-off: Credit card loans4.5180%360
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8015%1,931
Percentage Net Loans Charged-off: Total real estate loans0.4293%2,202
Percentage Net Loans Charged-off:Construction & development0.9400%1,504
Percentage Net Loans Charged-off: Commercial real estate0.3552%1,230
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.2548%2,106
Percentage Net Loans Charged-off: Home equity loans0.6290%668
All other 1-4 family - Percent of loans charged-off, net0.1547%2,280
Percentage Net Loans Charged-off: Commercial and industrial6.1728%426
Percentage Net Loans Charged-off: Loans to individuals2.9188%685
Percentage Net Loans Charged-off: Credit card loans6.4074%258
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4847%3,833
Percentage Net Loans Charged-off: Total real estate loans0.3725%3,337
Percentage Net Loans Charged-off:Construction & development0.3146%3,106
Percentage Net Loans Charged-off: Commercial real estate0.0642%3,055
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.6191%1,834
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.8023%1,452
Percentage Net Loans Charged-off: Commercial and industrial1.4266%2,386
Percentage Net Loans Charged-off: Loans to individuals2.0819%1,279
Percentage Net Loans Charged-off: Credit card loans3.3300%590
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4572%3,399
Percentage Net Loans Charged-off: Total real estate loans0.3386%2,959
Percentage Net Loans Charged-off:Construction & development0.1424%2,879
Percentage Net Loans Charged-off: Commercial real estate0.0507%2,543
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.6517%1,497
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.8506%1,176
Percentage Net Loans Charged-off: Commercial and industrial1.4652%1,909
Percentage Net Loans Charged-off: Loans to individuals2.0067%1,244
Percentage Net Loans Charged-off: Credit card loans2.5389%661
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3778%3,304
Percentage Net Loans Charged-off: Total real estate loans0.2475%2,911
Percentage Net Loans Charged-off:Construction & development0.1180%2,491
Percentage Net Loans Charged-off: Commercial real estate0.0779%1,908
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.4471%1,704
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.5890%1,350
Percentage Net Loans Charged-off: Commercial and industrial1.2916%1,733
Percentage Net Loans Charged-off: Loans to individuals2.1958%1,082
Percentage Net Loans Charged-off: Credit card loans2.9464%588
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3321%2,770
Percentage Net Loans Charged-off: Total real estate loans0.2124%2,361
Percentage Net Loans Charged-off:Construction & development0.1128%1,728
Percentage Net Loans Charged-off: Commercial real estate0.0093%1,361
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.4238%1,367
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.5714%1,069
Percentage Net Loans Charged-off: Commercial and industrial0.7849%1,584
Percentage Net Loans Charged-off: Loans to individuals2.4754%896
Percentage Net Loans Charged-off: Credit card loans2.3637%570
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2271%3,967
Percentage Net Loans Charged-off: Total real estate loans0.1292%3,401
Percentage Net Loans Charged-off:Construction & development0.0665%2,679
Percentage Net Loans Charged-off: Commercial real estate0.0857%1,818
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.2091%2,118
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.2856%1,717
Percentage Net Loans Charged-off: Commercial and industrial0.6314%2,404
Percentage Net Loans Charged-off: Loans to individuals1.7014%1,265
Percentage Net Loans Charged-off: Credit card loans1.2558%906
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0125%1,849
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1707%3,594
Percentage Net Loans Charged-off: Total real estate loans0.1061%2,875
Percentage Net Loans Charged-off:Construction & development0.0894%1,984
Percentage Net Loans Charged-off: Commercial real estate0.0645%1,379
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1548%1,950
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.2120%1,539
Percentage Net Loans Charged-off: Commercial and industrial0.1520%3,033
Percentage Net Loans Charged-off: Loans to individuals1.6386%1,081
Percentage Net Loans Charged-off: Credit card loans1.3576%776
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0167%1,564
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1645%3,082
Percentage Net Loans Charged-off: Total real estate loans0.0934%2,430
Percentage Net Loans Charged-off:Construction & development0.1360%1,396
Percentage Net Loans Charged-off: Commercial real estate0.0798%997
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0847%2,046
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.1166%1,693
Percentage Net Loans Charged-off: Commercial and industrial0.1088%2,629
Percentage Net Loans Charged-off: Loans to individuals1.8114%873
Percentage Net Loans Charged-off: Credit card loans1.8033%621
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1804%2,286
Percentage Net Loans Charged-off: Total real estate loans0.1134%1,619
Percentage Net Loans Charged-off:Construction & development0.2715%768
Percentage Net Loans Charged-off: Commercial real estate0.0601%648
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0566%1,596
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0783%1,359
Percentage Net Loans Charged-off: Commercial and industrial0.1219%1,801
Percentage Net Loans Charged-off: Loans to individuals1.6957%907
Percentage Net Loans Charged-off: Credit card loans1.9069%518
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1565%3,107
Percentage Net Loans Charged-off: Total real estate loans0.0600%2,670
Percentage Net Loans Charged-off:Construction & development0.0534%1,329
Percentage Net Loans Charged-off: Commercial real estate0.1028%1,065
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0369%2,646
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0497%2,307
Percentage Net Loans Charged-off: Commercial and industrial0.6879%1,556
Percentage Net Loans Charged-off: Loans to individuals1.2542%1,243
Percentage Net Loans Charged-off: Credit card loans1.5058%747
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1529%2,450
Percentage Net Loans Charged-off: Total real estate loans0.0717%1,799
Percentage Net Loans Charged-off:Construction & development0.0775%801
Percentage Net Loans Charged-off: Commercial real estate0.1093%682
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0461%1,946
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0616%1,654
Percentage Net Loans Charged-off: Commercial and industrial0.5177%1,454
Percentage Net Loans Charged-off: Loans to individuals1.1988%1,123
Percentage Net Loans Charged-off: Credit card loans1.5613%656
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1447%2,197
Percentage Net Loans Charged-off: Total real estate loans0.0443%1,753
Percentage Net Loans Charged-off:Construction & development0.0336%674
Percentage Net Loans Charged-off: Commercial real estate0.0785%588
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0223%1,840
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0297%1,613
Percentage Net Loans Charged-off: Commercial and industrial0.7429%964
Percentage Net Loans Charged-off: Loans to individuals1.1527%1,095
Percentage Net Loans Charged-off: Credit card loans1.4366%629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1339%1,857
Percentage Net Loans Charged-off: Total real estate loans0.0735%1,037
Percentage Net Loans Charged-off:Construction & development0.0014%440
Percentage Net Loans Charged-off: Commercial real estate0.1419%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0489%1,125
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0654%960
Percentage Net Loans Charged-off: Commercial and industrial0.4884%906
Percentage Net Loans Charged-off: Loans to individuals0.7643%1,621
Percentage Net Loans Charged-off: Credit card loans0.3232%767
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1073%3,108
Percentage Net Loans Charged-off: Total real estate loans0.0321%2,363
Percentage Net Loans Charged-off:Construction & development0.0476%623
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0502%1,983
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0658%1,700
Percentage Net Loans Charged-off: Commercial and industrial0.3569%1,960
Percentage Net Loans Charged-off: Loans to individuals1.2114%1,151
Percentage Net Loans Charged-off: Credit card loans1.5575%718
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0774%7,160
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0780%3,123
Percentage Net Loans Charged-off: Total real estate loans0.0265%2,089
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0528%1,586
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0689%1,366
Percentage Net Loans Charged-off: Commercial and industrial0.1792%2,041
Percentage Net Loans Charged-off: Loans to individuals0.9683%1,362
Percentage Net Loans Charged-off: Credit card loans0.7447%917
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1084%7,245
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0627%3,138
Percentage Net Loans Charged-off: Total real estate loans0.0253%1,810
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0499%1,403
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0647%1,217
Percentage Net Loans Charged-off: Commercial and industrial0.1447%1,878
Percentage Net Loans Charged-off: Loans to individuals0.7100%1,779
Percentage Net Loans Charged-off: Credit card loans0.4581%920
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1770%7,296
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0318%3,255
Percentage Net Loans Charged-off: Total real estate loans0.0021%1,601
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0042%1,320
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0054%1,204
Percentage Net Loans Charged-off: Commercial and industrial0.0766%1,465
Percentage Net Loans Charged-off: Loans to individuals0.6381%1,848
Percentage Net Loans Charged-off: Credit card loans1.1342%659
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4029%7,374
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1431%2,979
Percentage Net Loans Charged-off: Total real estate loans0.0818%1,474
Percentage Net Loans Charged-off:Construction & development0.0339%545
Percentage Net Loans Charged-off: Commercial real estate0.1158%730
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0623%1,843
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0786%1,592
Percentage Net Loans Charged-off: Commercial and industrial0.5570%1,776
Percentage Net Loans Charged-off: Loans to individuals0.5674%3,281
Percentage Net Loans Charged-off: Credit card loans1.0502%1,168
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0900%3,324
Percentage Net Loans Charged-off: Total real estate loans0.0452%1,769
Percentage Net Loans Charged-off:Construction & development0.0468%397
Percentage Net Loans Charged-off: Commercial real estate0.0136%954
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0674%1,529
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0847%1,324
Percentage Net Loans Charged-off: Commercial and industrial0.3380%1,897
Percentage Net Loans Charged-off: Loans to individuals0.5006%3,111
Percentage Net Loans Charged-off: Credit card loans0.6167%1,154
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0744%3,361
Percentage Net Loans Charged-off: Total real estate loans0.0452%1,571
Percentage Net Loans Charged-off:Construction & development0.0721%289
Percentage Net Loans Charged-off: Commercial real estate0.0105%739
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0640%1,367
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0800%1,176
Percentage Net Loans Charged-off: Commercial and industrial0.1516%2,180
Percentage Net Loans Charged-off: Loans to individuals0.4984%2,876
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0668%2,922
Percentage Net Loans Charged-off: Total real estate loans0.0278%1,388
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0211%450
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0404%1,200
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0502%1,047
Percentage Net Loans Charged-off: Commercial and industrial0.2075%1,420
Percentage Net Loans Charged-off: Loans to individuals0.5643%2,391
Percentage Net Loans Charged-off: Credit card loans0.4960%877
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1355%3,608
Percentage Net Loans Charged-off: Total real estate loans0.0969%1,629
Percentage Net Loans Charged-off:Construction & development0.0567%577
Percentage Net Loans Charged-off: Commercial real estate0.1537%873
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0786%1,820
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0962%1,592
Percentage Net Loans Charged-off: Commercial and industrial0.1673%3,244
Percentage Net Loans Charged-off: Loans to individuals0.7699%2,744
Percentage Net Loans Charged-off: Credit card loans1.9227%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1699%1,175
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1353%3,113
Percentage Net Loans Charged-off: Total real estate loans0.1067%1,273
Percentage Net Loans Charged-off:Construction & development0.0648%459
Percentage Net Loans Charged-off: Commercial real estate0.1936%605
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0746%1,592
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0910%1,399
Percentage Net Loans Charged-off: Commercial and industrial0.0762%3,147
Percentage Net Loans Charged-off: Loans to individuals0.7812%2,436
Percentage Net Loans Charged-off: Credit card loans1.7309%995
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0900%3,571
Percentage Net Loans Charged-off: Total real estate loans0.0491%1,785
Percentage Net Loans Charged-off:Construction & development0.0019%457
Percentage Net Loans Charged-off: Commercial real estate0.0018%945
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0920%1,270
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.1119%1,114
Percentage Net Loans Charged-off: Commercial and industrial0.0830%2,643
Percentage Net Loans Charged-off: Loans to individuals0.8456%2,198
Percentage Net Loans Charged-off: Credit card loans2.4380%768
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0717%3,293
Percentage Net Loans Charged-off: Total real estate loans0.0408%1,413
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0035%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0754%1,078
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0917%944
Percentage Net Loans Charged-off: Commercial and industrial0.0391%2,026
Percentage Net Loans Charged-off: Loans to individuals0.6759%2,467
Percentage Net Loans Charged-off: Credit card loans3.0554%589
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0979%4,814
Percentage Net Loans Charged-off: Total real estate loans0.0704%2,201
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0822%1,155
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0823%1,920
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0980%1,756
Percentage Net Loans Charged-off: Commercial and industrial0.1408%3,908
Percentage Net Loans Charged-off: Loans to individuals0.4974%4,264
Percentage Net Loans Charged-off: Credit card loans1.6052%1,318
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0862%4,589
Percentage Net Loans Charged-off: Total real estate loans0.0639%1,947
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.1199%828
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0473%1,986
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0561%1,823
Percentage Net Loans Charged-off: Commercial and industrial0.1375%3,387
Percentage Net Loans Charged-off: Loans to individuals0.3836%4,395
Percentage Net Loans Charged-off: Credit card loans0.9660%1,471
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0874%4,192
Percentage Net Loans Charged-off: Total real estate loans0.0812%1,521
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.1836%579
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0416%1,764
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0491%1,633
Percentage Net Loans Charged-off: Commercial and industrial0.0348%3,383
Percentage Net Loans Charged-off: Loans to individuals0.2899%4,492
Percentage Net Loans Charged-off: Credit card loans0.2365%1,554
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1095%3,218
Percentage Net Loans Charged-off: Total real estate loans0.1279%939
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.3513%303
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0276%1,389
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0326%1,281
Percentage Net Loans Charged-off: Commercial and industrial-0.2095%8,081
Percentage Net Loans Charged-off: Loans to individuals0.3471%3,694
Percentage Net Loans Charged-off: Credit card loans0.0950%1,247
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1119%4,928
Percentage Net Loans Charged-off: Total real estate loans0.0259%3,122
Percentage Net Loans Charged-off:Construction & development0.0638%711
Percentage Net Loans Charged-off: Commercial real estate0.0012%1,560
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0365%2,529
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0423%2,336
Percentage Net Loans Charged-off: Commercial and industrial0.7035%2,369
Percentage Net Loans Charged-off: Loans to individuals0.6387%3,637
Percentage Net Loans Charged-off: Credit card loans1.2658%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0314%1,835
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0951%5,188
Percentage Net Loans Charged-off: Total real estate loans0.0192%3,138
Percentage Net Loans Charged-off:Construction & development0.0785%619
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0204%2,668
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0233%2,490
Percentage Net Loans Charged-off: Commercial and industrial0.0594%4,404
Percentage Net Loans Charged-off: Loans to individuals1.2880%1,615
Percentage Net Loans Charged-off: Credit card loans2.6836%995
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2820%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0552%5,666
Percentage Net Loans Charged-off: Total real estate loans-0.0029%1,291
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0046%1,355
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net-0.0053%1,361
Percentage Net Loans Charged-off: Commercial and industrial0.2376%652
Percentage Net Loans Charged-off: Loans to individuals0.6197%664
Percentage Net Loans Charged-off: Credit card loans0.7299%832
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1746%260
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0868%5,118
Percentage Net Loans Charged-off: Total real estate loans0.0362%540
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0753%385
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0932%303
Percentage Net Loans Charged-off: Commercial and industrial0.0524%881
Percentage Net Loans Charged-off: Loans to individuals0.6332%689
Percentage Net Loans Charged-off: Credit card loans1.1987%741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0817%5,542
Percentage Net Loans Charged-off: Total real estate loans0.0324%585
Percentage Net Loans Charged-off:Construction & development0.1088%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0409%538
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0509%448
Percentage Net Loans Charged-off: Commercial and industrial0.0957%776
Percentage Net Loans Charged-off: Loans to individuals0.4697%870
Percentage Net Loans Charged-off: Credit card loans0.6875%879
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0759%1,283
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0958%5,585
Percentage Net Loans Charged-off: Total real estate loans0.0839%396
Percentage Net Loans Charged-off:Construction & development0.5045%73
Percentage Net Loans Charged-off: Commercial real estate0.1379%241
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0762%406
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0930%327
Percentage Net Loans Charged-off: Commercial and industrial-0.0669%1,234
Percentage Net Loans Charged-off: Loans to individuals0.4318%956
Percentage Net Loans Charged-off: Credit card loans0.9815%865
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3563%1,283
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1661%4,588
Percentage Net Loans Charged-off: Total real estate loans0.0438%636
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0897%405
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.1064%346
Percentage Net Loans Charged-off: Commercial and industrial0.2883%480
Percentage Net Loans Charged-off: Loans to individuals0.7231%701
Percentage Net Loans Charged-off: Credit card loans1.7848%695
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2770%202
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7743%950
Percentage Net Loans Charged-off: Total real estate loans0.1312%433
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.2505%179
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.2911%158
Percentage Net Loans Charged-off: Commercial and industrial2.7883%50
Percentage Net Loans Charged-off: Loans to individuals1.7882%172
Percentage Net Loans Charged-off: Credit card loans0.7337%891
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3896%2,355
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2128%5,210
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3157%5,884
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA