First American Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$35,522,0001,228
Total interest expense$6,645,0001,710
Net interest income$28,877,0001,082
Provision for loan and lease losses$03,275
Total noninterest income$5,587,0001,109
Gross Fiduciary activities income$1,406,000454
Service charges on deposit accounts$959,0001,028
Trading account gains and fees$0123
Additional Noninterest Income$3,222,0001,198
Total noninterest expense$18,381,0001,296
Salaries and employee benefits$11,889,0001,170
Premises and equipment expense$3,038,000854
Additional noninterest expense$3,222,0001,198
Pre-tax net operating income$16,083,000805
Securities gains (losses)$-511,0004,193
Applicable income taxes$3,213,000717
Income before extraordinary items$12,359,000847
Extraordinary gains, net$054
Net income$12,359,000859
Minority interest net income$088
Net income of bank and minority interests.$12,359,000850
Net charge-offs$-124,0004,378
Cash dividends$3,043,0001,173
Sale, conversion, retirement of capital stock, net$0540
Net operating income$12,762,690837
2023-09-30 (YTD Data)Rank
Total interest income$26,082,0001,222
Total interest expense$4,806,0001,618
Net interest income$21,276,0001,106
Provision for loan and lease losses$03,085
Total noninterest income$4,293,0001,094
Gross Fiduciary activities income$1,072,000449
Service charges on deposit accounts$716,0001,030
Trading account gains and fees$0125
Additional Noninterest Income$2,505,0001,173
Total noninterest expense$13,662,0001,299
Salaries and employee benefits$8,841,0001,182
Premises and equipment expense$2,272,000859
Additional noninterest expense$2,505,0001,173
Pre-tax net operating income$11,907,000848
Securities gains (losses)$0849
Applicable income taxes$2,454,000738
Income before extraordinary items$9,453,000864
Extraordinary gains, net$052
Net income$9,453,000868
Minority interest net income$081
Net income of bank and minority interests.$9,453,000864
Net charge-offs$02,641
Cash dividends$1,565,0001,331
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,453,000878
2023-06-30 (YTD Data)Rank
Total interest income$16,983,0001,218
Total interest expense$3,127,0001,524
Net interest income$13,856,0001,131
Provision for loan and lease losses$02,940
Total noninterest income$2,864,0001,034
Gross Fiduciary activities income$696,000449
Service charges on deposit accounts$479,0001,010
Trading account gains and fees$0112
Additional Noninterest Income$1,689,0001,101
Total noninterest expense$9,092,0001,288
Salaries and employee benefits$5,915,0001,167
Premises and equipment expense$1,521,000840
Additional noninterest expense$1,689,0001,100
Pre-tax net operating income$7,628,000891
Securities gains (losses)$0938
Applicable income taxes$1,490,000789
Income before extraordinary items$6,138,000902
Extraordinary gains, net$051
Net income$6,138,000914
Minority interest net income$081
Net income of bank and minority interests.$6,138,000902
Net charge-offs$02,431
Cash dividends$1,415,0001,140
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,138,000912
2023-03-31 (YTD Data)Rank
Total interest income$8,250,0001,228
Total interest expense$1,490,0001,427
Net interest income$6,760,0001,152
Provision for loan and lease losses$02,612
Total noninterest income$1,427,0001,036
Gross Fiduciary activities income$357,000455
Service charges on deposit accounts$238,0001,023
Trading account gains and fees$097
Additional Noninterest Income$832,0001,101
Total noninterest expense$4,400,0001,340
Salaries and employee benefits$2,896,0001,214
Premises and equipment expense$744,000889
Additional noninterest expense$832,0001,101
Pre-tax net operating income$3,787,000918
Securities gains (losses)$0950
Applicable income taxes$683,000855
Income before extraordinary items$3,104,000921
Extraordinary gains, net$04
Net income$3,104,000920
Minority interest net income$048
Net income of bank and minority interests.$3,104,000920
Net charge-offs$02,062
Cash dividends$100,0002,063
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,104,000933
2022-12-31 (YTD Data)Rank
Total interest income$27,280,0001,234
Total interest expense$2,128,0001,532
Net interest income$25,152,0001,193
Provision for loan and lease losses$-1,000,0004,607
Total noninterest income$7,080,000951
Gross Fiduciary activities income$1,468,000457
Service charges on deposit accounts$1,083,000949
Trading account gains and fees$0116
Additional Noninterest Income$4,529,000973
Total noninterest expense$17,799,0001,295
Salaries and employee benefits$11,518,0001,181
Premises and equipment expense$2,925,000879
Additional noninterest expense$4,529,000973
Pre-tax net operating income$15,433,000923
Securities gains (losses)$-9,0003,423
Applicable income taxes$3,425,000763
Income before extraordinary items$11,999,000966
Extraordinary gains, net$05
Net income$11,999,000967
Minority interest net income$063
Net income of bank and minority interests.$11,999,000967
Net charge-offs$1,0002,539
Cash dividends$3,880,000962
Sale, conversion, retirement of capital stock, net$0568
Net operating income$12,006,110985
2022-09-30 (YTD Data)Rank
Total interest income$19,036,0001,260
Total interest expense$1,066,0001,682
Net interest income$17,970,0001,219
Provision for loan and lease losses$-1,000,0004,652
Total noninterest income$5,692,000926
Gross Fiduciary activities income$1,092,000466
Service charges on deposit accounts$831,000948
Trading account gains and fees$0111
Additional Noninterest Income$3,769,000922
Total noninterest expense$13,210,0001,299
Salaries and employee benefits$8,677,0001,172
Premises and equipment expense$2,189,000882
Additional noninterest expense$3,769,000922
Pre-tax net operating income$11,452,000936
Securities gains (losses)$0740
Applicable income taxes$2,360,000809
Income before extraordinary items$9,092,000966
Extraordinary gains, net$04
Net income$9,092,000965
Minority interest net income$057
Net income of bank and minority interests.$9,092,000966
Net charge-offs$02,349
Cash dividends$1,068,0001,611
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,092,000982
2022-06-30 (YTD Data)Rank
Total interest income$11,610,0001,308
Total interest expense$498,0001,962
Net interest income$11,112,0001,259
Provision for loan and lease losses$-1,000,0004,663
Total noninterest income$3,569,000946
Gross Fiduciary activities income$760,000413
Service charges on deposit accounts$554,000940
Trading account gains and fees$0108
Additional Noninterest Income$2,255,0001,008
Total noninterest expense$8,552,0001,323
Salaries and employee benefits$5,664,0001,190
Premises and equipment expense$1,481,000865
Additional noninterest expense$1,407,0002,094
Pre-tax net operating income$7,129,000931
Securities gains (losses)$0687
Applicable income taxes$1,586,000766
Income before extraordinary items$5,543,000972
Extraordinary gains, net$04
Net income$5,543,000971
Minority interest net income$060
Net income of bank and minority interests.$5,543,000972
Net charge-offs$02,156
Cash dividends$1,068,0001,287
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,543,000992
2022-03-31 (YTD Data)Rank
Total interest income$5,316,0001,359
Total interest expense$212,0002,123
Net interest income$5,104,0001,325
Provision for loan and lease losses$02,285
Total noninterest income$1,792,000954
Gross Fiduciary activities income$376,000421
Service charges on deposit accounts$273,000945
Trading account gains and fees$0103
Additional Noninterest Income$1,143,0001,000
Total noninterest expense$4,371,0001,299
Salaries and employee benefits$2,847,0001,187
Premises and equipment expense$739,000866
Additional noninterest expense$785,0001,901
Pre-tax net operating income$2,525,0001,148
Securities gains (losses)$0623
Applicable income taxes$550,000925
Income before extraordinary items$1,975,0001,201
Extraordinary gains, net$04
Net income$1,975,0001,201
Minority interest net income$050
Net income of bank and minority interests.$1,975,0001,201
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,975,0001,214
2021-12-31 (YTD Data)Rank
Total interest income$21,093,0001,411
Total interest expense$913,0002,346
Net interest income$20,180,0001,355
Provision for loan and lease losses$240,0001,589
Total noninterest income$8,495,000944
Gross Fiduciary activities income$1,414,000420
Service charges on deposit accounts$800,0001,142
Trading account gains and fees$0132
Additional Noninterest Income$6,281,000920
Total noninterest expense$18,410,0001,239
Salaries and employee benefits$12,054,0001,120
Premises and equipment expense$2,893,000890
Additional noninterest expense$3,463,0001,775
Pre-tax net operating income$10,025,0001,279
Securities gains (losses)$-15,0004,403
Applicable income taxes$2,170,0001,043
Income before extraordinary items$7,840,0001,360
Extraordinary gains, net$010
Net income$7,840,0001,360
Minority interest net income$074
Net income of bank and minority interests.$7,840,0001,360
Net charge-offs$-116,0004,407
Cash dividends$983,0002,265
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,851,8501,341
2021-09-30 (YTD Data)Rank
Total interest income$16,248,0001,409
Total interest expense$698,0002,411
Net interest income$15,550,0001,341
Provision for loan and lease losses$180,0001,539
Total noninterest income$6,606,000940
Gross Fiduciary activities income$1,019,000420
Service charges on deposit accounts$594,0001,145
Trading account gains and fees$0132
Additional Noninterest Income$4,993,000906
Total noninterest expense$13,861,0001,235
Salaries and employee benefits$9,211,0001,115
Premises and equipment expense$2,218,000887
Additional noninterest expense$2,432,0001,866
Pre-tax net operating income$8,115,0001,263
Securities gains (losses)$-15,0004,601
Applicable income taxes$1,812,0001,019
Income before extraordinary items$6,288,0001,347
Extraordinary gains, net$08
Net income$6,288,0001,347
Minority interest net income$069
Net income of bank and minority interests.$6,288,0001,347
Net charge-offs$-114,0004,501
Cash dividends$983,0001,773
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,299,8501,326
2021-06-30 (YTD Data)Rank
Total interest income$10,250,0001,480
Total interest expense$468,0002,464
Net interest income$9,782,0001,402
Provision for loan and lease losses$120,0001,537
Total noninterest income$4,500,000916
Gross Fiduciary activities income$651,000425
Service charges on deposit accounts$385,0001,136
Trading account gains and fees$0133
Additional Noninterest Income$3,464,000881
Total noninterest expense$9,088,0001,240
Salaries and employee benefits$6,130,0001,109
Premises and equipment expense$1,509,000872
Additional noninterest expense$1,449,0002,029
Pre-tax net operating income$5,074,0001,302
Securities gains (losses)$01,818
Applicable income taxes$1,122,0001,056
Income before extraordinary items$3,952,0001,415
Extraordinary gains, net$06
Net income$3,952,0001,415
Minority interest net income$067
Net income of bank and minority interests.$3,952,0001,415
Net charge-offs$16,0001,585
Cash dividends$983,0001,419
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,952,0001,381
2021-03-31 (YTD Data)Rank
Total interest income$5,178,0001,458
Total interest expense$237,0002,513
Net interest income$4,941,0001,380
Provision for loan and lease losses$60,0001,591
Total noninterest income$2,391,000881
Gross Fiduciary activities income$309,000434
Service charges on deposit accounts$181,0001,180
Trading account gains and fees$0127
Additional Noninterest Income$1,901,000843
Total noninterest expense$4,493,0001,243
Salaries and employee benefits$3,036,0001,106
Premises and equipment expense$739,000896
Additional noninterest expense$718,0001,998
Pre-tax net operating income$2,779,0001,204
Securities gains (losses)$01,392
Applicable income taxes$628,000980
Income before extraordinary items$2,151,0001,319
Extraordinary gains, net$03
Net income$2,151,0001,319
Minority interest net income$055
Net income of bank and minority interests.$2,151,0001,319
Net charge-offs$-2,0003,357
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,151,0001,289
2020-12-31 (YTD Data)Rank
Total interest income$21,057,0001,435
Total interest expense$1,308,0002,574
Net interest income$19,749,0001,300
Provision for loan and lease losses$1,800,0001,119
Total noninterest income$7,833,000955
Gross Fiduciary activities income$1,298,000413
Service charges on deposit accounts$777,0001,159
Trading account gains and fees$0133
Additional Noninterest Income$5,758,000927
Total noninterest expense$17,410,0001,232
Salaries and employee benefits$11,503,0001,111
Premises and equipment expense$3,023,000854
Additional noninterest expense$2,884,0001,977
Pre-tax net operating income$8,372,0001,213
Securities gains (losses)$526,000585
Applicable income taxes$1,849,000983
Income before extraordinary items$7,049,0001,256
Extraordinary gains, net$04
Net income$7,049,0001,257
Minority interest net income$072
Net income of bank and minority interests.$7,049,0001,257
Net charge-offs$-116,0004,779
Cash dividends$2,279,0001,382
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,633,4601,274
2020-09-30 (YTD Data)Rank
Total interest income$15,563,0001,452
Total interest expense$1,058,0002,557
Net interest income$14,505,0001,314
Provision for loan and lease losses$1,725,000971
Total noninterest income$5,504,000961
Gross Fiduciary activities income$988,000409
Service charges on deposit accounts$573,0001,169
Trading account gains and fees$0125
Additional Noninterest Income$3,943,000952
Total noninterest expense$12,419,0001,275
Salaries and employee benefits$8,365,0001,128
Premises and equipment expense$1,985,000936
Additional noninterest expense$2,069,0002,024
Pre-tax net operating income$5,865,0001,235
Securities gains (losses)$526,000476
Applicable income taxes$1,298,000988
Income before extraordinary items$5,093,0001,245
Extraordinary gains, net$04
Net income$5,093,0001,245
Minority interest net income$065
Net income of bank and minority interests.$5,093,0001,245
Net charge-offs$-111,0004,832
Cash dividends$1,313,0001,453
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,672,2001,297
2020-06-30 (YTD Data)Rank
Total interest income$10,329,0001,476
Total interest expense$801,0002,494
Net interest income$9,528,0001,330
Provision for loan and lease losses$1,650,000802
Total noninterest income$3,600,000929
Gross Fiduciary activities income$696,000403
Service charges on deposit accounts$385,0001,174
Trading account gains and fees$0123
Additional Noninterest Income$2,519,000918
Total noninterest expense$8,082,0001,296
Salaries and employee benefits$5,450,0001,136
Premises and equipment expense$1,328,000932
Additional noninterest expense$1,304,0002,100
Pre-tax net operating income$3,396,0001,305
Securities gains (losses)$526,000358
Applicable income taxes$733,0001,040
Income before extraordinary items$3,189,0001,246
Extraordinary gains, net$04
Net income$3,189,0001,246
Minority interest net income$065
Net income of bank and minority interests.$3,189,0001,246
Net charge-offs$-99,0004,888
Cash dividends$1,193,0001,167
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,762,9401,364
2020-03-31 (YTD Data)Rank
Total interest income$5,227,0001,457
Total interest expense$528,0002,204
Net interest income$4,699,0001,324
Provision for loan and lease losses$75,0002,175
Total noninterest income$1,760,000880
Gross Fiduciary activities income$383,000392
Service charges on deposit accounts$221,0001,208
Trading account gains and fees$0106
Additional Noninterest Income$1,156,000870
Total noninterest expense$3,847,0001,371
Salaries and employee benefits$2,564,0001,215
Premises and equipment expense$645,000970
Additional noninterest expense$638,0002,149
Pre-tax net operating income$2,537,000866
Securities gains (losses)$326,000265
Applicable income taxes$558,000679
Income before extraordinary items$2,305,000829
Extraordinary gains, net$04
Net income$2,305,000829
Minority interest net income$056
Net income of bank and minority interests.$2,305,000829
Net charge-offs$-13,0004,549
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,040,940906
2019-12-31 (YTD Data)Rank
Total interest income$22,293,0001,388
Total interest expense$2,892,0001,854
Net interest income$19,401,0001,291
Provision for loan and lease losses$482,0001,513
Total noninterest income$6,308,000960
Gross Fiduciary activities income$1,419,000400
Service charges on deposit accounts$2,046,000613
Trading account gains and fees$0135
Additional Noninterest Income$2,843,0001,246
Total noninterest expense$15,853,0001,299
Salaries and employee benefits$10,143,0001,195
Premises and equipment expense$2,471,000989
Additional noninterest expense$3,239,0001,787
Pre-tax net operating income$9,374,0001,103
Securities gains (losses)$12,0001,837
Applicable income taxes$2,081,000873
Income before extraordinary items$7,305,0001,199
Extraordinary gains, net$011
Net income$7,305,0001,200
Minority interest net income$076
Net income of bank and minority interests.$7,305,0001,201
Net charge-offs$-364,0005,076
Cash dividends$2,108,0001,528
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,295,5201,181
2019-09-30 (YTD Data)Rank
Total interest income$16,830,0001,389
Total interest expense$2,258,0001,812
Net interest income$14,572,0001,297
Provision for loan and lease losses$377,0001,394
Total noninterest income$4,606,000962
Gross Fiduciary activities income$1,033,000404
Service charges on deposit accounts$1,527,000614
Trading account gains and fees$0129
Additional Noninterest Income$2,046,0001,269
Total noninterest expense$11,607,0001,320
Salaries and employee benefits$7,492,0001,210
Premises and equipment expense$1,853,000990
Additional noninterest expense$2,262,0001,903
Pre-tax net operating income$7,194,0001,109
Securities gains (losses)$12,0001,604
Applicable income taxes$1,539,000926
Income before extraordinary items$5,667,0001,193
Extraordinary gains, net$011
Net income$5,667,0001,194
Minority interest net income$072
Net income of bank and minority interests.$5,667,0001,195
Net charge-offs$-391,0005,164
Cash dividends$1,136,0001,677
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,657,5201,174
2019-06-30 (YTD Data)Rank
Total interest income$10,979,0001,411
Total interest expense$1,536,0001,758
Net interest income$9,443,0001,326
Provision for loan and lease losses$302,0001,187
Total noninterest income$2,777,0001,014
Gross Fiduciary activities income$611,000427
Service charges on deposit accounts$997,000627
Trading account gains and fees$0131
Additional Noninterest Income$1,169,0001,356
Total noninterest expense$7,607,0001,347
Salaries and employee benefits$4,865,0001,236
Premises and equipment expense$1,249,000989
Additional noninterest expense$1,493,0001,945
Pre-tax net operating income$4,311,0001,168
Securities gains (losses)$12,0001,180
Applicable income taxes$913,000960
Income before extraordinary items$3,410,0001,260
Extraordinary gains, net$011
Net income$3,410,0001,260
Minority interest net income$069
Net income of bank and minority interests.$3,410,0001,260
Net charge-offs$-15,0004,594
Cash dividends$1,136,0001,325
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,400,5201,241
2019-03-31 (YTD Data)Rank
Total interest income$5,421,0001,423
Total interest expense$752,0001,745
Net interest income$4,669,0001,335
Provision for loan and lease losses$227,000843
Total noninterest income$1,391,000992
Gross Fiduciary activities income$329,000414
Service charges on deposit accounts$489,000627
Trading account gains and fees$0126
Additional Noninterest Income$573,0001,322
Total noninterest expense$3,683,0001,395
Salaries and employee benefits$2,338,0001,276
Premises and equipment expense$601,0001,022
Additional noninterest expense$744,0001,931
Pre-tax net operating income$2,150,0001,150
Securities gains (losses)$01,087
Applicable income taxes$458,000959
Income before extraordinary items$1,692,0001,242
Extraordinary gains, net$05
Net income$1,692,0001,241
Minority interest net income$052
Net income of bank and minority interests.$1,692,0001,241
Net charge-offs$-6,0004,462
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,692,0001,220
2018-12-31 (YTD Data)Rank
Total interest income$19,513,0001,478
Total interest expense$2,075,0001,891
Net interest income$17,438,0001,391
Provision for loan and lease losses$300,0001,959
Total noninterest income$6,120,000967
Gross Fiduciary activities income$1,260,000425
Service charges on deposit accounts$1,973,000643
Trading account gains and fees$0126
Additional Noninterest Income$2,887,0001,169
Total noninterest expense$14,406,0001,402
Salaries and employee benefits$8,864,0001,307
Premises and equipment expense$2,462,000988
Additional noninterest expense$3,080,0001,876
Pre-tax net operating income$8,852,0001,143
Securities gains (losses)$-2,0004,086
Applicable income taxes$1,897,000902
Income before extraordinary items$6,953,0001,224
Extraordinary gains, net$06
Net income$6,953,0001,223
Minority interest net income$072
Net income of bank and minority interests.$6,953,0001,223
Net charge-offs$1,0003,708
Cash dividends$1,850,0001,530
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,954,5801,220
2018-09-30 (YTD Data)Rank
Total interest income$14,159,0001,500
Total interest expense$1,394,0001,958
Net interest income$12,765,0001,415
Provision for loan and lease losses$225,0001,851
Total noninterest income$4,887,000931
Gross Fiduciary activities income$927,000427
Service charges on deposit accounts$1,463,000645
Trading account gains and fees$0138
Additional Noninterest Income$2,497,0001,065
Total noninterest expense$10,698,0001,418
Salaries and employee benefits$6,655,0001,300
Premises and equipment expense$1,824,000994
Additional noninterest expense$2,219,0001,941
Pre-tax net operating income$6,729,0001,130
Securities gains (losses)$-2,0004,476
Applicable income taxes$1,448,000915
Income before extraordinary items$5,279,0001,212
Extraordinary gains, net$05
Net income$5,279,0001,211
Minority interest net income$066
Net income of bank and minority interests.$5,279,0001,211
Net charge-offs$7,0003,112
Cash dividends$941,0001,731
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,280,5801,210
2018-06-30 (YTD Data)Rank
Total interest income$9,220,0001,519
Total interest expense$793,0002,099
Net interest income$8,427,0001,429
Provision for loan and lease losses$150,0001,766
Total noninterest income$3,453,000896
Gross Fiduciary activities income$585,000436
Service charges on deposit accounts$969,000648
Trading account gains and fees$0130
Additional Noninterest Income$1,899,000972
Total noninterest expense$7,088,0001,431
Salaries and employee benefits$4,425,0001,308
Premises and equipment expense$1,212,000998
Additional noninterest expense$1,451,0001,980
Pre-tax net operating income$4,642,0001,086
Securities gains (losses)$-2,0004,720
Applicable income taxes$999,000880
Income before extraordinary items$3,641,0001,147
Extraordinary gains, net$06
Net income$3,641,0001,145
Minority interest net income$065
Net income of bank and minority interests.$3,641,0001,146
Net charge-offs$16,0002,366
Cash dividends$791,0001,529
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,642,5801,142
2018-03-31 (YTD Data)Rank
Total interest income$4,680,0001,488
Total interest expense$336,0002,268
Net interest income$4,344,0001,388
Provision for loan and lease losses$75,0001,680
Total noninterest income$1,215,0001,110
Gross Fiduciary activities income$286,000441
Service charges on deposit accounts$484,000650
Trading account gains and fees$0123
Additional Noninterest Income$445,0001,594
Total noninterest expense$3,504,0001,458
Salaries and employee benefits$2,162,0001,350
Premises and equipment expense$604,0001,015
Additional noninterest expense$738,0001,945
Pre-tax net operating income$1,980,0001,199
Securities gains (losses)$-2,0005,038
Applicable income taxes$427,000965
Income before extraordinary items$1,551,0001,300
Extraordinary gains, net$07
Net income$1,551,0001,300
Minority interest net income$052
Net income of bank and minority interests.$1,551,0001,300
Net charge-offs$-7,0004,604
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,552,5801,292
2017-12-31 (YTD Data)Rank
Total interest income$17,421,0001,536
Total interest expense$1,134,0002,333
Net interest income$16,287,0001,433
Provision for loan and lease losses$420,0001,602
Total noninterest income$5,330,0001,071
Gross Fiduciary activities income$1,087,000442
Service charges on deposit accounts$1,967,000649
Trading account gains and fees$0151
Additional Noninterest Income$2,276,0001,414
Total noninterest expense$13,992,0001,435
Salaries and employee benefits$8,545,0001,319
Premises and equipment expense$2,365,0001,009
Additional noninterest expense$3,082,0001,891
Pre-tax net operating income$7,205,0001,284
Securities gains (losses)$273,000326
Applicable income taxes$2,577,0001,080
Income before extraordinary items$4,901,0001,364
Extraordinary gains, net$09
Net income$4,901,0001,362
Minority interest net income$076
Net income of bank and minority interests.$4,901,0001,364
Net charge-offs$-11,0004,818
Cash dividends$1,244,0001,936
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,720,8201,389
2017-09-30 (YTD Data)Rank
Total interest income$12,958,0001,543
Total interest expense$814,0002,385
Net interest income$12,144,0001,442
Provision for loan and lease losses$270,0001,724
Total noninterest income$4,193,0001,053
Gross Fiduciary activities income$786,000453
Service charges on deposit accounts$1,462,000657
Trading account gains and fees$0145
Additional Noninterest Income$1,945,0001,305
Total noninterest expense$10,594,0001,412
Salaries and employee benefits$6,569,0001,299
Premises and equipment expense$1,802,000997
Additional noninterest expense$2,223,0001,955
Pre-tax net operating income$5,473,0001,285
Securities gains (losses)$273,000304
Applicable income taxes$1,536,0001,095
Income before extraordinary items$4,210,0001,327
Extraordinary gains, net$09
Net income$4,210,0001,326
Minority interest net income$071
Net income of bank and minority interests.$4,210,0001,327
Net charge-offs$-11,0004,773
Cash dividends$553,0002,296
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,010,7101,351
2017-06-30 (YTD Data)Rank
Total interest income$8,362,0001,570
Total interest expense$526,0002,395
Net interest income$7,836,0001,483
Provision for loan and lease losses$60,0002,608
Total noninterest income$2,910,0001,022
Gross Fiduciary activities income$541,000440
Service charges on deposit accounts$980,000642
Trading account gains and fees$0139
Additional Noninterest Income$1,389,0001,249
Total noninterest expense$7,160,0001,391
Salaries and employee benefits$4,433,0001,286
Premises and equipment expense$1,209,000994
Additional noninterest expense$1,518,0001,923
Pre-tax net operating income$3,526,0001,309
Securities gains (losses)$233,000263
Applicable income taxes$904,0001,177
Income before extraordinary items$2,855,0001,292
Extraordinary gains, net$011
Net income$2,855,0001,292
Minority interest net income$071
Net income of bank and minority interests.$2,855,0001,292
Net charge-offs$-35,0005,183
Cash dividends$553,0001,885
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,677,9201,343
2017-03-31 (YTD Data)Rank
Total interest income$3,966,0001,644
Total interest expense$253,0002,436
Net interest income$3,713,0001,548
Provision for loan and lease losses$30,0002,408
Total noninterest income$1,200,0001,158
Gross Fiduciary activities income$280,000446
Service charges on deposit accounts$487,000645
Trading account gains and fees$0142
Additional Noninterest Income$433,0001,671
Total noninterest expense$3,331,0001,509
Salaries and employee benefits$2,104,0001,361
Premises and equipment expense$583,0001,031
Additional noninterest expense$644,0002,184
Pre-tax net operating income$1,552,0001,403
Securities gains (losses)$01,153
Applicable income taxes$202,0001,859
Income before extraordinary items$1,350,0001,332
Extraordinary gains, net$08
Net income$1,350,0001,331
Minority interest net income$055
Net income of bank and minority interests.$1,350,0001,332
Net charge-offs$-34,0005,398
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,350,0001,314
2016-12-31 (YTD Data)Rank
Total interest income$16,089,0001,573
Total interest expense$1,365,0001,929
Net interest income$14,724,0001,523
Provision for loan and lease losses$60,0003,507
Total noninterest income$4,979,0001,151
Gross Fiduciary activities income$964,000462
Service charges on deposit accounts$1,951,000666
Trading account gains and fees$0170
Additional Noninterest Income$2,064,0001,567
Total noninterest expense$14,454,0001,360
Salaries and employee benefits$8,353,0001,329
Premises and equipment expense$2,282,0001,036
Additional noninterest expense$3,819,0001,591
Pre-tax net operating income$5,189,0001,579
Securities gains (losses)$680,000332
Applicable income taxes$1,736,0001,164
Income before extraordinary items$4,133,0001,607
Extraordinary gains, net$05
Net income$4,133,0001,605
Minority interest net income$082
Net income of bank and minority interests.$4,133,0001,606
Net charge-offs$-65,0005,423
Cash dividends$1,186,0002,005
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,657,0001,742
2016-09-30 (YTD Data)Rank
Total interest income$11,939,0001,594
Total interest expense$1,043,0001,912
Net interest income$10,896,0001,544
Provision for loan and lease losses$45,0003,408
Total noninterest income$3,652,0001,166
Gross Fiduciary activities income$734,000460
Service charges on deposit accounts$1,468,000662
Trading account gains and fees$0169
Additional Noninterest Income$1,450,0001,621
Total noninterest expense$10,760,0001,361
Salaries and employee benefits$6,144,0001,347
Premises and equipment expense$1,721,0001,028
Additional noninterest expense$2,895,0001,582
Pre-tax net operating income$3,743,0001,637
Securities gains (losses)$680,000290
Applicable income taxes$1,300,0001,200
Income before extraordinary items$3,123,0001,627
Extraordinary gains, net$05
Net income$3,123,0001,626
Minority interest net income$071
Net income of bank and minority interests.$3,123,0001,627
Net charge-offs$-64,0005,445
Cash dividends$450,0002,507
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,640,2001,815
2016-06-30 (YTD Data)Rank
Total interest income$8,003,0001,586
Total interest expense$713,0001,879
Net interest income$7,290,0001,538
Provision for loan and lease losses$30,0003,242
Total noninterest income$2,295,0001,203
Gross Fiduciary activities income$492,000462
Service charges on deposit accounts$965,000667
Trading account gains and fees$0157
Additional Noninterest Income$838,0001,747
Total noninterest expense$7,249,0001,360
Salaries and employee benefits$4,045,0001,367
Premises and equipment expense$1,164,0001,024
Additional noninterest expense$2,040,0001,514
Pre-tax net operating income$2,306,0001,750
Securities gains (losses)$508,000276
Applicable income taxes$818,0001,231
Income before extraordinary items$1,996,0001,663
Extraordinary gains, net$016
Net income$1,996,0001,664
Minority interest net income$071
Net income of bank and minority interests.$1,996,0001,664
Net charge-offs$-12,0005,029
Cash dividends$450,0002,110
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,635,3201,907
2016-03-31 (YTD Data)Rank
Total interest income$3,888,0001,633
Total interest expense$378,0001,790
Net interest income$3,510,0001,602
Provision for loan and lease losses$15,0002,996
Total noninterest income$1,106,0001,209
Gross Fiduciary activities income$241,000464
Service charges on deposit accounts$471,000671
Trading account gains and fees$0142
Additional Noninterest Income$394,0001,762
Total noninterest expense$3,857,0001,301
Salaries and employee benefits$1,904,0001,438
Premises and equipment expense$567,0001,053
Additional noninterest expense$1,386,0001,160
Pre-tax net operating income$744,0002,379
Securities gains (losses)$508,000131
Applicable income taxes$354,0001,335
Income before extraordinary items$898,0001,784
Extraordinary gains, net$012
Net income$898,0001,785
Minority interest net income$062
Net income of bank and minority interests.$898,0001,785
Net charge-offs$43,0001,533
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$532,2402,598
2015-12-31 (YTD Data)Rank
Total interest income$15,880,0001,555
Total interest expense$1,772,0001,540
Net interest income$14,108,0001,556
Provision for loan and lease losses$38,0003,783
Total noninterest income$4,462,0001,213
Gross Fiduciary activities income$938,000471
Service charges on deposit accounts$1,919,000685
Trading account gains and fees$0159
Additional Noninterest Income$1,605,0001,775
Total noninterest expense$15,236,0001,295
Salaries and employee benefits$7,896,0001,377
Premises and equipment expense$1,967,0001,200
Additional noninterest expense$5,373,0001,195
Pre-tax net operating income$3,296,0002,162
Securities gains (losses)$4,0002,883
Applicable income taxes$762,0001,852
Income before extraordinary items$2,538,0002,312
Extraordinary gains, net$023
Net income$2,538,0002,312
Minority interest net income$081
Net income of bank and minority interests.$2,538,0002,313
Net charge-offs$-151,0005,810
Cash dividends$770,0002,435
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,534,9202,276
2015-09-30 (YTD Data)Rank
Total interest income$11,744,0001,590
Total interest expense$1,343,0001,543
Net interest income$10,401,0001,593
Provision for loan and lease losses$43,0003,430
Total noninterest income$3,361,0001,217
Gross Fiduciary activities income$701,000471
Service charges on deposit accounts$1,439,000685
Trading account gains and fees$0153
Additional Noninterest Income$1,221,0001,777
Total noninterest expense$10,871,0001,357
Salaries and employee benefits$5,982,0001,362
Premises and equipment expense$1,398,0001,283
Additional noninterest expense$3,491,0001,346
Pre-tax net operating income$2,848,0001,992
Securities gains (losses)$4,0002,687
Applicable income taxes$690,0001,706
Income before extraordinary items$2,162,0002,138
Extraordinary gains, net$021
Net income$2,162,0002,139
Minority interest net income$078
Net income of bank and minority interests.$2,162,0002,139
Net charge-offs$-437,0006,087
Cash dividends$368,0002,625
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,158,9602,093
2015-06-30 (YTD Data)Rank
Total interest income$7,752,0001,608
Total interest expense$910,0001,524
Net interest income$6,842,0001,620
Provision for loan and lease losses$04,069
Total noninterest income$2,062,0001,300
Gross Fiduciary activities income$413,000505
Service charges on deposit accounts$949,000676
Trading account gains and fees$0157
Additional Noninterest Income$700,0001,967
Total noninterest expense$7,062,0001,394
Salaries and employee benefits$4,061,0001,348
Premises and equipment expense$856,0001,378
Additional noninterest expense$2,145,0001,448
Pre-tax net operating income$1,842,0002,019
Securities gains (losses)$4,0002,295
Applicable income taxes$440,0001,748
Income before extraordinary items$1,406,0002,156
Extraordinary gains, net$022
Net income$1,406,0002,159
Minority interest net income$075
Net income of bank and minority interests.$1,406,0002,159
Net charge-offs$-254,0006,117
Cash dividends$368,0002,233
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,402,9602,110
2015-03-31 (YTD Data)Rank
Total interest income$3,879,0001,599
Total interest expense$463,0001,501
Net interest income$3,416,0001,619
Provision for loan and lease losses$03,703
Total noninterest income$1,041,0001,253
Gross Fiduciary activities income$207,000516
Service charges on deposit accounts$456,000687
Trading account gains and fees$0152
Additional Noninterest Income$378,0001,841
Total noninterest expense$3,504,0001,396
Salaries and employee benefits$2,017,0001,369
Premises and equipment expense$407,0001,462
Additional noninterest expense$1,080,0001,426
Pre-tax net operating income$953,0001,938
Securities gains (losses)$02,027
Applicable income taxes$229,0001,683
Income before extraordinary items$724,0002,091
Extraordinary gains, net$013
Net income$724,0002,092
Minority interest net income$064
Net income of bank and minority interests.$724,0002,092
Net charge-offs$9,0002,520
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$724,0002,025
2014-12-31 (YTD Data)Rank
Total interest income$15,702,0001,585
Total interest expense$2,258,0001,284
Net interest income$13,444,0001,647
Provision for loan and lease losses$11,0004,394
Total noninterest income$4,097,0001,265
Gross Fiduciary activities income$733,000529
Service charges on deposit accounts$1,981,000684
Trading account gains and fees$0180
Additional Noninterest Income$1,383,0001,872
Total noninterest expense$13,933,0001,386
Salaries and employee benefits$7,593,0001,392
Premises and equipment expense$1,814,0001,311
Additional noninterest expense$4,526,0001,413
Pre-tax net operating income$3,597,0001,982
Securities gains (losses)$82,0001,397
Applicable income taxes$868,0001,697
Income before extraordinary items$2,811,0002,121
Extraordinary gains, net$017
Net income$2,811,0002,121
Minority interest net income$084
Net income of bank and minority interests.$2,811,0002,120
Net charge-offs$378,0001,777
Cash dividends$13,229,000272
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,748,6802,104
2014-09-30 (YTD Data)Rank
Total interest income$11,797,0001,586
Total interest expense$1,751,0001,256
Net interest income$10,046,0001,660
Provision for loan and lease losses$16,0004,027
Total noninterest income$3,125,0001,257
Gross Fiduciary activities income$533,000536
Service charges on deposit accounts$1,498,000676
Trading account gains and fees$0174
Additional Noninterest Income$1,094,0001,829
Total noninterest expense$10,175,0001,422
Salaries and employee benefits$5,692,0001,396
Premises and equipment expense$1,349,0001,332
Additional noninterest expense$3,134,0001,512
Pre-tax net operating income$2,980,0001,866
Securities gains (losses)$82,0001,127
Applicable income taxes$753,0001,573
Income before extraordinary items$2,309,0001,974
Extraordinary gains, net$015
Net income$2,309,0001,973
Minority interest net income$081
Net income of bank and minority interests.$2,309,0001,972
Net charge-offs$270,0001,688
Cash dividends$12,618,000219
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,247,5001,981
2014-06-30 (YTD Data)Rank
Total interest income$7,588,0001,641
Total interest expense$1,214,0001,228
Net interest income$6,374,0001,728
Provision for loan and lease losses$04,196
Total noninterest income$1,857,0001,340
Gross Fiduciary activities income$343,000541
Service charges on deposit accounts$1,010,000658
Trading account gains and fees$0172
Additional Noninterest Income$504,0002,301
Total noninterest expense$6,636,0001,448
Salaries and employee benefits$3,804,0001,392
Premises and equipment expense$878,0001,364
Additional noninterest expense$1,954,0001,590
Pre-tax net operating income$1,595,0002,175
Securities gains (losses)$82,000904
Applicable income taxes$385,0001,802
Income before extraordinary items$1,292,0002,219
Extraordinary gains, net$020
Net income$1,292,0002,221
Minority interest net income$080
Net income of bank and minority interests.$1,292,0002,222
Net charge-offs$170,0001,737
Cash dividends$12,618,000164
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,228,8602,256
2014-03-31 (YTD Data)Rank
Total interest income$3,747,0001,659
Total interest expense$646,0001,163
Net interest income$3,101,0001,758
Provision for loan and lease losses$03,817
Total noninterest income$853,0001,388
Gross Fiduciary activities income$178,000539
Service charges on deposit accounts$492,000660
Trading account gains and fees$0147
Additional Noninterest Income$183,0002,689
Total noninterest expense$3,158,0001,521
Salaries and employee benefits$1,927,0001,391
Premises and equipment expense$418,0001,457
Additional noninterest expense$813,0001,863
Pre-tax net operating income$796,0002,098
Securities gains (losses)$01,715
Applicable income taxes$155,0001,971
Income before extraordinary items$641,0002,162
Extraordinary gains, net$016
Net income$641,0002,164
Minority interest net income$066
Net income of bank and minority interests.$641,0002,164
Net charge-offs$481,000515
Cash dividends$10,000,000111
Sale, conversion, retirement of capital stock, net$0747
Net operating income$641,0002,112
2013-12-31 (YTD Data)Rank
Total interest income$16,233,0001,542
Total interest expense$2,967,0001,137
Net interest income$13,266,0001,627
Provision for loan and lease losses$875,0001,237
Total noninterest income$5,008,0001,126
Gross Fiduciary activities income$560,000576
Service charges on deposit accounts$2,011,000688
Trading account gains and fees$0184
Additional Noninterest Income$2,437,0001,320
Total noninterest expense$12,829,0001,510
Salaries and employee benefits$7,444,0001,411
Premises and equipment expense$1,604,0001,482
Additional noninterest expense$3,781,0001,684
Pre-tax net operating income$4,570,0001,534
Securities gains (losses)$630,000368
Applicable income taxes$964,0001,494
Income before extraordinary items$4,236,0001,424
Extraordinary gains, net$029
Net income$4,236,0001,426
Minority interest net income$090
Net income of bank and minority interests.$4,236,0001,427
Net charge-offs$56,0004,265
Cash dividends$1,559,0001,444
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,725,7001,554
2013-09-30 (YTD Data)Rank
Total interest income$12,121,0001,562
Total interest expense$2,278,0001,150
Net interest income$9,843,0001,651
Provision for loan and lease losses$771,0001,091
Total noninterest income$3,512,0001,212
Gross Fiduciary activities income$378,000599
Service charges on deposit accounts$1,476,000710
Trading account gains and fees$0180
Additional Noninterest Income$1,658,0001,446
Total noninterest expense$9,343,0001,552
Salaries and employee benefits$5,562,0001,421
Premises and equipment expense$1,169,0001,542
Additional noninterest expense$2,612,0001,814
Pre-tax net operating income$3,241,0001,633
Securities gains (losses)$496,000414
Applicable income taxes$993,0001,257
Income before extraordinary items$2,744,0001,639
Extraordinary gains, net$025
Net income$2,744,0001,641
Minority interest net income$084
Net income of bank and minority interests.$2,744,0001,643
Net charge-offs$-72,0006,528
Cash dividends$1,148,0001,315
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,381,9201,792
2013-06-30 (YTD Data)Rank
Total interest income$8,132,0001,546
Total interest expense$1,558,0001,151
Net interest income$6,574,0001,638
Provision for loan and lease losses$632,000945
Total noninterest income$2,429,0001,185
Gross Fiduciary activities income$255,000601
Service charges on deposit accounts$955,000717
Trading account gains and fees$0157
Additional Noninterest Income$1,219,0001,383
Total noninterest expense$6,263,0001,544
Salaries and employee benefits$3,742,0001,405
Premises and equipment expense$777,0001,542
Additional noninterest expense$1,744,0001,813
Pre-tax net operating income$2,108,0001,651
Securities gains (losses)$496,000371
Applicable income taxes$701,0001,195
Income before extraordinary items$1,903,0001,599
Extraordinary gains, net$022
Net income$1,903,0001,602
Minority interest net income$082
Net income of bank and minority interests.$1,903,0001,604
Net charge-offs$-77,0006,632
Cash dividends$1,148,000971
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,540,9201,818
2013-03-31 (YTD Data)Rank
Total interest income$4,039,0001,565
Total interest expense$808,0001,141
Net interest income$3,231,0001,678
Provision for loan and lease losses$302,000972
Total noninterest income$1,035,0001,329
Gross Fiduciary activities income$137,000591
Service charges on deposit accounts$465,000737
Trading account gains and fees$0148
Additional Noninterest Income$433,0001,749
Total noninterest expense$3,134,0001,558
Salaries and employee benefits$1,829,0001,454
Premises and equipment expense$365,0001,655
Additional noninterest expense$940,0001,697
Pre-tax net operating income$830,0001,987
Securities gains (losses)$262,000367
Applicable income taxes$267,0001,450
Income before extraordinary items$825,0001,719
Extraordinary gains, net$010
Net income$825,0001,721
Minority interest net income$076
Net income of bank and minority interests.$825,0001,721
Net charge-offs$-113,0006,854
Cash dividends$750,000684
Sale, conversion, retirement of capital stock, net$0789
Net operating income$625,8802,101
2012-12-31 (YTD Data)Rank
Total interest income$20,288,0001,318
Total interest expense$3,868,0001,157
Net interest income$16,420,0001,328
Provision for loan and lease losses$1,757,0001,181
Total noninterest income$3,998,0001,337
Gross Fiduciary activities income$494,000601
Service charges on deposit accounts$1,973,000728
Trading account gains and fees$0166
Additional Noninterest Income$1,531,0001,829
Total noninterest expense$13,127,0001,490
Salaries and employee benefits$7,021,0001,452
Premises and equipment expense$1,572,0001,517
Additional noninterest expense$4,534,0001,486
Pre-tax net operating income$5,534,0001,256
Securities gains (losses)$721,000713
Applicable income taxes$1,714,000982
Income before extraordinary items$4,541,0001,298
Extraordinary gains, net$029
Net income$4,541,0001,299
Minority interest net income$093
Net income of bank and minority interests.$4,541,0001,299
Net charge-offs$791,0002,068
Cash dividends$711,0002,365
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,014,6701,366
2012-09-30 (YTD Data)Rank
Total interest income$15,053,0001,357
Total interest expense$2,989,0001,187
Net interest income$12,064,0001,370
Provision for loan and lease losses$963,0001,478
Total noninterest income$3,349,0001,239
Gross Fiduciary activities income$309,000644
Service charges on deposit accounts$1,473,000738
Trading account gains and fees$0157
Additional Noninterest Income$1,567,0001,476
Total noninterest expense$9,416,0001,552
Salaries and employee benefits$5,230,0001,462
Premises and equipment expense$1,211,0001,480
Additional noninterest expense$2,975,0001,689
Pre-tax net operating income$5,034,0001,071
Securities gains (losses)$641,000621
Applicable income taxes$1,656,000829
Income before extraordinary items$4,019,0001,128
Extraordinary gains, net$020
Net income$4,019,0001,129
Minority interest net income$086
Net income of bank and minority interests.$4,019,0001,129
Net charge-offs$527,0002,115
Cash dividends$344,0002,437
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,563,8901,192
2012-06-30 (YTD Data)Rank
Total interest income$9,805,0001,399
Total interest expense$2,048,0001,194
Net interest income$7,757,0001,431
Provision for loan and lease losses$605,0001,564
Total noninterest income$2,176,0001,258
Gross Fiduciary activities income$201,000657
Service charges on deposit accounts$974,000727
Trading account gains and fees$0153
Additional Noninterest Income$1,001,0001,520
Total noninterest expense$6,101,0001,591
Salaries and employee benefits$3,506,0001,454
Premises and equipment expense$808,0001,467
Additional noninterest expense$1,787,0001,866
Pre-tax net operating income$3,227,0001,109
Securities gains (losses)$589,000464
Applicable income taxes$1,106,000826
Income before extraordinary items$2,710,0001,114
Extraordinary gains, net$019
Net income$2,710,0001,114
Minority interest net income$084
Net income of bank and minority interests.$2,710,0001,114
Net charge-offs$524,0001,717
Cash dividends$344,0002,012
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,291,8101,224
2012-03-31 (YTD Data)Rank
Total interest income$5,093,0001,355
Total interest expense$1,055,0001,210
Net interest income$4,038,0001,370
Provision for loan and lease losses$290,0001,634
Total noninterest income$1,140,0001,206
Gross Fiduciary activities income$84,000693
Service charges on deposit accounts$476,000738
Trading account gains and fees$0148
Additional Noninterest Income$580,0001,367
Total noninterest expense$2,989,0001,616
Salaries and employee benefits$1,757,0001,461
Premises and equipment expense$386,0001,545
Additional noninterest expense$846,0001,941
Pre-tax net operating income$1,899,000935
Securities gains (losses)$330,000409
Applicable income taxes$686,000672
Income before extraordinary items$1,543,000965
Extraordinary gains, net$019
Net income$1,543,000967
Minority interest net income$078
Net income of bank and minority interests.$1,543,000966
Net charge-offs$413,0001,227
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,315,3001,058
2011-12-31 (YTD Data)Rank
Total interest income$18,575,0001,539
Total interest expense$4,806,0001,267
Net interest income$13,769,0001,615
Provision for loan and lease losses$2,181,0001,478
Total noninterest income$7,452,000768
Gross Fiduciary activities income$419,000593
Service charges on deposit accounts$1,853,000788
Trading account gains and fees$0146
Additional Noninterest Income$5,180,000681
Total noninterest expense$12,056,0001,627
Salaries and employee benefits$6,409,0001,539
Premises and equipment expense$1,688,0001,473
Additional noninterest expense$3,959,0001,716
Pre-tax net operating income$6,984,000872
Securities gains (losses)$391,000947
Applicable income taxes$2,185,000727
Income before extraordinary items$5,190,000968
Extraordinary gains, net$029
Net income$5,190,000967
Minority interest net income$096
Net income of bank and minority interests.$5,190,000968
Net charge-offs$3,188,0001,149
Cash dividends$779,0001,916
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,916,300980
2011-09-30 (YTD Data)Rank
Total interest income$13,515,0001,592
Total interest expense$3,684,0001,292
Net interest income$9,831,0001,713
Provision for loan and lease losses$2,891,000956
Total noninterest income$8,185,000582
Gross Fiduciary activities income$267,000627
Service charges on deposit accounts$1,344,000827
Trading account gains and fees$0145
Additional Noninterest Income$6,574,000472
Total noninterest expense$8,988,0001,624
Salaries and employee benefits$4,663,0001,580
Premises and equipment expense$1,254,0001,497
Additional noninterest expense$3,071,0001,663
Pre-tax net operating income$6,137,000769
Securities gains (losses)$20,0002,810
Applicable income taxes$1,869,000669
Income before extraordinary items$4,288,000892
Extraordinary gains, net$021
Net income$4,288,000891
Minority interest net income$087
Net income of bank and minority interests.$4,288,000892
Net charge-offs$2,326,0001,098
Cash dividends$435,0001,949
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,274,000855
2011-06-30 (YTD Data)Rank
Total interest income$8,604,0001,684
Total interest expense$2,345,0001,400
Net interest income$6,259,0001,786
Provision for loan and lease losses$1,601,0001,063
Total noninterest income$4,318,000694
Gross Fiduciary activities income$184,000631
Service charges on deposit accounts$855,000853
Trading account gains and fees$0153
Additional Noninterest Income$3,279,000578
Total noninterest expense$5,929,0001,653
Salaries and employee benefits$3,038,0001,628
Premises and equipment expense$776,0001,630
Additional noninterest expense$2,115,0001,625
Pre-tax net operating income$3,047,000993
Securities gains (losses)$86,0001,245
Applicable income taxes$868,000857
Income before extraordinary items$2,265,0001,094
Extraordinary gains, net$015
Net income$2,265,0001,093
Minority interest net income$089
Net income of bank and minority interests.$2,265,0001,094
Net charge-offs$157,0003,354
Cash dividends$435,0001,542
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,203,0801,085
2011-03-31 (YTD Data)Rank
Total interest income$4,166,0001,747
Total interest expense$1,166,0001,461
Net interest income$3,000,0001,849
Provision for loan and lease losses$310,0001,873
Total noninterest income$741,0001,499
Gross Fiduciary activities income$77,000660
Service charges on deposit accounts$415,000857
Trading account gains and fees$0158
Additional Noninterest Income$249,0002,155
Total noninterest expense$2,664,0001,846
Salaries and employee benefits$1,525,0001,631
Premises and equipment expense$392,0001,638
Additional noninterest expense$747,0002,227
Pre-tax net operating income$767,0001,842
Securities gains (losses)$83,000595
Applicable income taxes$165,0001,700
Income before extraordinary items$685,0001,710
Extraordinary gains, net$09
Net income$685,0001,710
Minority interest net income$086
Net income of bank and minority interests.$685,0001,710
Net charge-offs$123,0002,540
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$617,7701,824
2010-12-31 (YTD Data)Rank
Total interest income$17,679,0001,712
Total interest expense$5,607,0001,482
Net interest income$12,072,0001,820
Provision for loan and lease losses$2,151,0001,970
Total noninterest income$4,676,0001,143
Gross Fiduciary activities income$434,000584
Service charges on deposit accounts$1,799,000844
Trading account gains and fees$0175
Additional Noninterest Income$2,443,0001,220
Total noninterest expense$10,447,0001,879
Salaries and employee benefits$5,995,0001,625
Premises and equipment expense$1,283,0001,981
Additional noninterest expense$3,169,0002,191
Pre-tax net operating income$4,150,0001,219
Securities gains (losses)$20,0003,102
Applicable income taxes$927,0001,302
Income before extraordinary items$3,243,0001,317
Extraordinary gains, net$029
Net income$3,243,0001,318
Minority interest net income$0111
Net income of bank and minority interests.$3,243,0001,319
Net charge-offs$2,116,0001,795
Cash dividends$671,0001,988
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,227,4001,274
2010-09-30 (YTD Data)Rank
Total interest income$13,356,0001,730
Total interest expense$4,270,0001,515
Net interest income$9,086,0001,846
Provision for loan and lease losses$1,801,0001,774
Total noninterest income$3,697,0001,079
Gross Fiduciary activities income$265,000626
Service charges on deposit accounts$1,381,000848
Trading account gains and fees$0165
Additional Noninterest Income$2,051,0001,089
Total noninterest expense$7,607,0001,920
Salaries and employee benefits$4,430,0001,648
Premises and equipment expense$951,0002,028
Additional noninterest expense$2,226,0002,279
Pre-tax net operating income$3,375,0001,177
Securities gains (losses)$19,0002,905
Applicable income taxes$806,0001,194
Income before extraordinary items$2,588,0001,286
Extraordinary gains, net$023
Net income$2,588,0001,290
Minority interest net income$0110
Net income of bank and minority interests.$2,588,0001,290
Net charge-offs$1,683,0001,675
Cash dividends$336,0002,223
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,573,5601,250
2010-06-30 (YTD Data)Rank
Total interest income$8,764,0001,784
Total interest expense$2,870,0001,571
Net interest income$5,894,0001,897
Provision for loan and lease losses$1,451,0001,553
Total noninterest income$1,751,0001,349
Gross Fiduciary activities income$173,000635
Service charges on deposit accounts$915,000852
Trading account gains and fees$0152
Additional Noninterest Income$663,0001,744
Total noninterest expense$5,028,0001,955
Salaries and employee benefits$2,952,0001,676
Premises and equipment expense$624,0002,079
Additional noninterest expense$1,452,0002,322
Pre-tax net operating income$1,166,0002,094
Securities gains (losses)$1,0003,060
Applicable income taxes$130,0002,550
Income before extraordinary items$1,037,0002,051
Extraordinary gains, net$019
Net income$1,037,0002,049
Minority interest net income$0105
Net income of bank and minority interests.$1,037,0002,051
Net charge-offs$1,677,0001,284
Cash dividends$336,0001,780
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,036,1101,970
2010-03-31 (YTD Data)Rank
Total interest income$4,323,0001,851
Total interest expense$1,405,0001,674
Net interest income$2,918,0001,947
Provision for loan and lease losses$800,0001,344
Total noninterest income$816,0001,422
Gross Fiduciary activities income$89,000640
Service charges on deposit accounts$434,000899
Trading account gains and fees$0175
Additional Noninterest Income$293,0001,865
Total noninterest expense$2,460,0002,001
Salaries and employee benefits$1,484,0001,684
Premises and equipment expense$290,0002,268
Additional noninterest expense$686,0002,424
Pre-tax net operating income$474,0002,508
Securities gains (losses)$1,0002,151
Applicable income taxes$40,0002,950
Income before extraordinary items$435,0002,408
Extraordinary gains, net$016
Net income$435,0002,407
Minority interest net income$091
Net income of bank and minority interests.$435,0002,408
Net charge-offs$299,0002,031
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$434,0802,323
2009-12-31 (YTD Data)Rank
Total interest income$16,846,0002,014
Total interest expense$5,350,0002,129
Net interest income$11,496,0001,930
Provision for loan and lease losses$1,414,0002,974
Total noninterest income$3,252,0001,521
Gross Fiduciary activities income$533,000533
Service charges on deposit accounts$1,767,000979
Trading account gains and fees$0211
Additional Noninterest Income$952,0002,206
Total noninterest expense$9,963,0002,032
Salaries and employee benefits$5,491,0001,807
Premises and equipment expense$1,336,0002,000
Additional noninterest expense$3,136,0002,264
Pre-tax net operating income$3,371,0001,200
Securities gains (losses)$490,000893
Applicable income taxes$795,0001,139
Income before extraordinary items$3,066,0001,101
Extraordinary gains, net$034
Net income$3,066,0001,099
Minority interest net income$0115
Net income of bank and minority interests.$3,066,0001,100
Net charge-offs$688,0003,371
Cash dividends$676,0002,170
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,678,9001,230
2009-09-30 (YTD Data)Rank
Total interest income$12,379,0002,092
Total interest expense$3,855,0002,298
Net interest income$8,524,0001,939
Provision for loan and lease losses$804,0003,100
Total noninterest income$2,296,0001,599
Gross Fiduciary activities income$254,000636
Service charges on deposit accounts$1,297,000996
Trading account gains and fees$0212
Additional Noninterest Income$745,0002,213
Total noninterest expense$7,068,0002,120
Salaries and employee benefits$4,051,0001,849
Premises and equipment expense$924,0002,183
Additional noninterest expense$2,093,0002,477
Pre-tax net operating income$2,948,0001,112
Securities gains (losses)$284,0001,035
Applicable income taxes$707,0001,084
Income before extraordinary items$2,525,0001,081
Extraordinary gains, net$027
Net income$2,525,0001,080
Minority interest net income$0118
Net income of bank and minority interests.$2,525,0001,081
Net charge-offs$535,0002,939
Cash dividends$340,0002,483
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,303,4801,153
2009-06-30 (YTD Data)Rank
Total interest income$7,908,0002,211
Total interest expense$2,313,0002,628
Net interest income$5,595,0001,962
Provision for loan and lease losses$294,0003,776
Total noninterest income$1,591,0001,573
Gross Fiduciary activities income$167,000641
Service charges on deposit accounts$841,0001,010
Trading account gains and fees$0193
Additional Noninterest Income$583,0002,022
Total noninterest expense$4,483,0002,238
Salaries and employee benefits$2,598,0001,953
Premises and equipment expense$597,0002,283
Additional noninterest expense$1,288,0002,668
Pre-tax net operating income$2,409,000953
Securities gains (losses)$274,000816
Applicable income taxes$670,000855
Income before extraordinary items$2,013,000942
Extraordinary gains, net$021
Net income$2,013,000942
Minority interest net income$0112
Net income of bank and minority interests.$2,013,000942
Net charge-offs$438,0002,491
Cash dividends$340,0002,070
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,807,5001,024
2009-03-31 (YTD Data)Rank
Total interest income$3,980,0002,218
Total interest expense$1,166,0002,695
Net interest income$2,814,0001,939
Provision for loan and lease losses$60,0004,614
Total noninterest income$751,0001,621
Gross Fiduciary activities income$82,000649
Service charges on deposit accounts$406,0001,016
Trading account gains and fees$0171
Additional Noninterest Income$263,0002,128
Total noninterest expense$2,150,0002,269
Salaries and employee benefits$1,290,0001,993
Premises and equipment expense$296,0002,325
Additional noninterest expense$564,0002,703
Pre-tax net operating income$1,355,000936
Securities gains (losses)$100,000996
Applicable income taxes$387,000852
Income before extraordinary items$1,068,0001,009
Extraordinary gains, net$015
Net income$1,068,0001,009
Minority interest net income$0102
Net income of bank and minority interests.$1,068,0001,011
Net charge-offs$386,0001,575
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$995,0001,011
2008-12-31 (YTD Data)Rank
Total interest income$17,402,0002,183
Total interest expense$6,285,0002,420
Net interest income$11,117,0001,996
Provision for loan and lease losses$569,0003,611
Total noninterest income$3,250,0001,474
Gross Fiduciary activities income$357,000638
Service charges on deposit accounts$1,736,0001,028
Trading account gains and fees$0154
Additional Noninterest Income$1,157,0001,928
Total noninterest expense$8,521,0002,252
Salaries and employee benefits$4,993,0002,033
Premises and equipment expense$1,325,0002,043
Additional noninterest expense$2,203,0002,618
Pre-tax net operating income$5,277,0001,054
Securities gains (losses)$38,0001,788
Applicable income taxes$1,337,000947
Income before extraordinary items$3,978,0001,053
Extraordinary gains, net$039
Net income$3,978,0001,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0003,763
Cash dividends$1,658,0001,589
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,949,5001,129
2008-09-30 (YTD Data)Rank
Total interest income$13,084,0002,225
Total interest expense$4,911,0002,411
Net interest income$8,173,0002,049
Provision for loan and lease losses$269,0003,748
Total noninterest income$2,493,0001,502
Gross Fiduciary activities income$255,000656
Service charges on deposit accounts$1,291,0001,049
Trading account gains and fees$0148
Additional Noninterest Income$947,0001,894
Total noninterest expense$6,183,0002,316
Salaries and employee benefits$3,563,0002,169
Premises and equipment expense$1,019,0002,011
Additional noninterest expense$1,601,0002,624
Pre-tax net operating income$4,214,0001,199
Securities gains (losses)$22,0001,949
Applicable income taxes$1,099,0001,073
Income before extraordinary items$3,137,0001,170
Extraordinary gains, net$031
Net income$3,137,0001,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,452
Cash dividends$1,324,0001,467
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,120,7201,248
2008-06-30 (YTD Data)Rank
Total interest income$8,534,0002,295
Total interest expense$3,221,0002,546
Net interest income$5,313,0002,094
Provision for loan and lease losses$90,0004,395
Total noninterest income$1,597,0001,572
Gross Fiduciary activities income$170,000668
Service charges on deposit accounts$827,0001,063
Trading account gains and fees$0149
Additional Noninterest Income$600,0001,994
Total noninterest expense$4,033,0002,359
Salaries and employee benefits$2,352,0002,209
Premises and equipment expense$676,0002,008
Additional noninterest expense$1,005,0002,729
Pre-tax net operating income$2,787,0001,264
Securities gains (losses)$4,0002,798
Applicable income taxes$723,0001,203
Income before extraordinary items$2,068,0001,330
Extraordinary gains, net$021
Net income$2,068,0001,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,608
Cash dividends$324,0002,858
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,065,0401,302
2008-03-31 (YTD Data)Rank
Total interest income$4,282,0002,350
Total interest expense$1,717,0002,549
Net interest income$2,565,0002,155
Provision for loan and lease losses$45,0003,899
Total noninterest income$783,0001,587
Gross Fiduciary activities income$87,000678
Service charges on deposit accounts$407,0001,066
Trading account gains and fees$0158
Additional Noninterest Income$289,0002,018
Total noninterest expense$1,959,0002,417
Salaries and employee benefits$1,172,0002,243
Premises and equipment expense$326,0002,074
Additional noninterest expense$461,0002,916
Pre-tax net operating income$1,344,0001,398
Securities gains (losses)$4,0002,294
Applicable income taxes$346,0001,333
Income before extraordinary items$1,002,0001,494
Extraordinary gains, net$015
Net income$1,002,0001,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,623
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$999,0401,438
2007-12-31 (YTD Data)Rank
Total interest income$17,188,0002,395
Total interest expense$8,032,0002,311
Net interest income$9,156,0002,415
Provision for loan and lease losses$180,0004,023
Total noninterest income$2,994,0001,646
Gross Fiduciary activities income$410,000637
Service charges on deposit accounts$1,599,0001,109
Trading account gains and fees$0178
Additional Noninterest Income$985,0002,235
Total noninterest expense$7,486,0002,437
Salaries and employee benefits$4,330,0002,326
Premises and equipment expense$1,277,0002,044
Additional noninterest expense$1,879,0002,821
Pre-tax net operating income$4,484,0001,808
Securities gains (losses)$4,0001,644
Applicable income taxes$1,038,0001,815
Income before extraordinary items$3,450,0001,816
Extraordinary gains, net$039
Net income$3,450,0001,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,777
Cash dividends$600,0003,413
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,446,9201,813
2007-09-30 (YTD Data)Rank
Total interest income$12,792,0002,416
Total interest expense$6,155,0002,279
Net interest income$6,637,0002,501
Provision for loan and lease losses$135,0003,624
Total noninterest income$2,191,0001,679
Gross Fiduciary activities income$273,000659
Service charges on deposit accounts$1,172,0001,124
Trading account gains and fees$0184
Additional Noninterest Income$746,0002,219
Total noninterest expense$5,526,0002,446
Salaries and employee benefits$3,213,0002,345
Premises and equipment expense$953,0002,038
Additional noninterest expense$1,360,0002,850
Pre-tax net operating income$3,167,0002,010
Securities gains (losses)$-3,0007,511
Applicable income taxes$701,0002,084
Income before extraordinary items$2,463,0002,025
Extraordinary gains, net$033
Net income$2,463,0002,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,646
Cash dividends$295,0003,684
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,465,3402,016
2007-06-30 (YTD Data)Rank
Total interest income$8,335,0002,479
Total interest expense$4,036,0002,309
Net interest income$4,299,0002,603
Provision for loan and lease losses$90,0003,429
Total noninterest income$1,449,0001,709
Gross Fiduciary activities income$185,000664
Service charges on deposit accounts$769,0001,151
Trading account gains and fees$0168
Additional Noninterest Income$495,0002,258
Total noninterest expense$3,609,0002,531
Salaries and employee benefits$2,132,0002,395
Premises and equipment expense$620,0002,089
Additional noninterest expense$857,0003,006
Pre-tax net operating income$2,049,0002,110
Securities gains (losses)$9,000893
Applicable income taxes$446,0002,225
Income before extraordinary items$1,612,0002,101
Extraordinary gains, net$029
Net income$1,612,0002,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$295,0003,178
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,604,9802,089
2007-03-31 (YTD Data)Rank
Total interest income$3,979,0002,575
Total interest expense$1,883,0002,431
Net interest income$2,096,0002,652
Provision for loan and lease losses$45,0003,197
Total noninterest income$734,0001,666
Gross Fiduciary activities income$92,000677
Service charges on deposit accounts$383,0001,119
Trading account gains and fees$0195
Additional Noninterest Income$259,0002,166
Total noninterest expense$1,812,0002,530
Salaries and employee benefits$1,065,0002,413
Premises and equipment expense$312,0002,089
Additional noninterest expense$435,0002,952
Pre-tax net operating income$973,0002,220
Securities gains (losses)$9,000715
Applicable income taxes$215,0002,298
Income before extraordinary items$767,0002,138
Extraordinary gains, net$022
Net income$767,0002,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$759,9802,152
2006-12-31 (YTD Data)Rank
Total interest income$14,857,0002,572
Total interest expense$6,304,0002,489
Net interest income$8,553,0002,633
Provision for loan and lease losses$180,0003,697
Total noninterest income$2,951,0001,657
Gross Fiduciary activities income$443,000610
Service charges on deposit accounts$1,517,0001,168
Trading account gains and fees$0130
Additional Noninterest Income$991,0002,237
Total noninterest expense$6,999,0002,517
Salaries and employee benefits$3,829,0002,532
Premises and equipment expense$1,154,0002,141
Additional noninterest expense$2,016,0002,551
Pre-tax net operating income$4,325,0002,119
Securities gains (losses)$01,687
Applicable income taxes$1,151,0002,001
Income before extraordinary items$3,174,0002,178
Extraordinary gains, net$051
Net income$3,174,0002,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0003,616
Cash dividends$542,0003,593
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,174,0002,169
2006-09-30 (YTD Data)Rank
Total interest income$10,841,0002,618
Total interest expense$4,416,0002,563
Net interest income$6,425,0002,652
Provision for loan and lease losses$135,0003,558
Total noninterest income$2,144,0001,708
Gross Fiduciary activities income$269,000662
Service charges on deposit accounts$1,126,0001,194
Trading account gains and fees$0126
Additional Noninterest Income$749,0002,233
Total noninterest expense$5,294,0002,487
Salaries and employee benefits$2,936,0002,482
Premises and equipment expense$846,0002,204
Additional noninterest expense$1,512,0002,541
Pre-tax net operating income$3,140,0002,250
Securities gains (losses)$5,0001,041
Applicable income taxes$780,0002,238
Income before extraordinary items$2,365,0002,249
Extraordinary gains, net$045
Net income$2,365,0002,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0003,446
Cash dividends$261,0003,850
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,361,2502,241
2006-06-30 (YTD Data)Rank
Total interest income$6,974,0002,657
Total interest expense$2,676,0002,666
Net interest income$4,298,0002,639
Provision for loan and lease losses$90,0003,463
Total noninterest income$1,440,0001,698
Gross Fiduciary activities income$178,000669
Service charges on deposit accounts$741,0001,201
Trading account gains and fees$0126
Additional Noninterest Income$521,0002,157
Total noninterest expense$3,551,0002,485
Salaries and employee benefits$1,952,0002,491
Premises and equipment expense$554,0002,246
Additional noninterest expense$1,045,0002,456
Pre-tax net operating income$2,097,0002,227
Securities gains (losses)$8,000776
Applicable income taxes$536,0002,212
Income before extraordinary items$1,569,0002,261
Extraordinary gains, net$039
Net income$1,569,0002,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0002,680
Cash dividends$261,0003,310
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,563,0002,252
2006-03-31 (YTD Data)Rank
Total interest income$3,313,0002,728
Total interest expense$1,158,0002,885
Net interest income$2,155,0002,628
Provision for loan and lease losses$45,0003,261
Total noninterest income$728,0001,645
Gross Fiduciary activities income$89,000668
Service charges on deposit accounts$370,0001,167
Trading account gains and fees$0115
Additional Noninterest Income$269,0002,100
Total noninterest expense$1,767,0002,511
Salaries and employee benefits$971,0002,509
Premises and equipment expense$270,0002,304
Additional noninterest expense$526,0002,440
Pre-tax net operating income$1,071,0002,160
Securities gains (losses)$0955
Applicable income taxes$282,0002,092
Income before extraordinary items$789,0002,223
Extraordinary gains, net$021
Net income$789,0002,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,550
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$789,0002,200
2005-12-31 (YTD Data)Rank
Total interest income$12,529,0002,617
Total interest expense$3,862,0002,725
Net interest income$8,667,0002,515
Provision for loan and lease losses$180,0003,751
Total noninterest income$2,856,0001,687
Gross Fiduciary activities income$355,000660
Service charges on deposit accounts$1,500,0001,184
Trading account gains and fees$0138
Additional Noninterest Income$1,001,0002,216
Total noninterest expense$6,849,0002,428
Salaries and employee benefits$3,884,0002,355
Premises and equipment expense$1,059,0002,252
Additional noninterest expense$1,906,0002,612
Pre-tax net operating income$4,494,0002,028
Securities gains (losses)$02,296
Applicable income taxes$1,225,0001,975
Income before extraordinary items$3,269,0002,092
Extraordinary gains, net$046
Net income$3,269,0002,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0003,795
Cash dividends$498,0003,687
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,269,0002,066
2005-09-30 (YTD Data)Rank
Total interest income$9,247,0002,597
Total interest expense$2,787,0002,689
Net interest income$6,460,0002,512
Provision for loan and lease losses$135,0003,636
Total noninterest income$2,125,0001,697
Gross Fiduciary activities income$266,000652
Service charges on deposit accounts$1,110,0001,190
Trading account gains and fees$0126
Additional Noninterest Income$749,0002,211
Total noninterest expense$5,174,0002,395
Salaries and employee benefits$2,921,0002,320
Premises and equipment expense$787,0002,254
Additional noninterest expense$1,466,0002,511
Pre-tax net operating income$3,276,0002,086
Securities gains (losses)$02,317
Applicable income taxes$875,0002,071
Income before extraordinary items$2,401,0002,140
Extraordinary gains, net$035
Net income$2,401,0002,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,900
Cash dividends$242,0003,828
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,401,0002,104
2005-06-30 (YTD Data)Rank
Total interest income$6,022,0002,593
Total interest expense$1,781,0002,648
Net interest income$4,241,0002,522
Provision for loan and lease losses$90,0003,491
Total noninterest income$1,340,0001,763
Gross Fiduciary activities income$178,000658
Service charges on deposit accounts$714,0001,196
Trading account gains and fees$0116
Additional Noninterest Income$448,0002,359
Total noninterest expense$3,428,0002,388
Salaries and employee benefits$1,927,0002,332
Premises and equipment expense$522,0002,252
Additional noninterest expense$979,0002,478
Pre-tax net operating income$2,063,0002,132
Securities gains (losses)$02,146
Applicable income taxes$523,0002,210
Income before extraordinary items$1,540,0002,189
Extraordinary gains, net$030
Net income$1,540,0002,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,175
Cash dividends$242,0003,273
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,540,0002,150
2005-03-31 (YTD Data)Rank
Total interest income$2,933,0002,622
Total interest expense$838,0002,674
Net interest income$2,095,0002,549
Provision for loan and lease losses$45,0003,327
Total noninterest income$639,0001,785
Gross Fiduciary activities income$89,000667
Service charges on deposit accounts$326,0001,255
Trading account gains and fees$0115
Additional Noninterest Income$224,0002,309
Total noninterest expense$1,680,0002,442
Salaries and employee benefits$970,0002,351
Premises and equipment expense$256,0002,307
Additional noninterest expense$454,0002,669
Pre-tax net operating income$1,009,0002,159
Securities gains (losses)$01,685
Applicable income taxes$287,0002,044
Income before extraordinary items$722,0002,273
Extraordinary gains, net$024
Net income$722,0002,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,325
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$722,0002,235
2004-12-31 (YTD Data)Rank
Total interest income$10,964,0002,597
Total interest expense$2,829,0002,748
Net interest income$8,135,0002,507
Provision for loan and lease losses$145,0004,324
Total noninterest income$2,763,0001,732
Gross Fiduciary activities income$360,000650
Service charges on deposit accounts$1,457,0001,231
Trading account gains and fees$0138
Additional Noninterest Income$946,0002,229
Total noninterest expense$6,579,0002,429
Salaries and employee benefits$3,731,0002,328
Premises and equipment expense$1,021,0002,243
Additional noninterest expense$1,827,0002,617
Pre-tax net operating income$4,174,0001,987
Securities gains (losses)$03,819
Applicable income taxes$957,0002,241
Income before extraordinary items$3,217,0001,945
Extraordinary gains, net$034
Net income$3,217,0001,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,636
Cash dividends$447,0003,734
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,217,0001,902
2004-09-30 (YTD Data)Rank
Total interest income$8,106,0002,592
Total interest expense$2,059,0002,773
Net interest income$6,047,0002,502
Provision for loan and lease losses$100,0004,260
Total noninterest income$2,047,0001,746
Gross Fiduciary activities income$270,000645
Service charges on deposit accounts$1,098,0001,225
Trading account gains and fees$0134
Additional Noninterest Income$679,0002,313
Total noninterest expense$4,766,0002,484
Salaries and employee benefits$2,761,0002,343
Premises and equipment expense$740,0002,319
Additional noninterest expense$1,265,0002,776
Pre-tax net operating income$3,228,0001,946
Securities gains (losses)$03,710
Applicable income taxes$768,0002,162
Income before extraordinary items$2,460,0001,926
Extraordinary gains, net$026
Net income$2,460,0001,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,003
Cash dividends$213,0003,886
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,460,0001,879
2004-06-30 (YTD Data)Rank
Total interest income$5,242,0002,669
Total interest expense$1,355,0002,789
Net interest income$3,887,0002,555
Provision for loan and lease losses$60,0004,267
Total noninterest income$1,367,0001,722
Gross Fiduciary activities income$180,000657
Service charges on deposit accounts$727,0001,213
Trading account gains and fees$0130
Additional Noninterest Income$460,0002,321
Total noninterest expense$3,167,0002,507
Salaries and employee benefits$1,818,0002,371
Premises and equipment expense$488,0002,339
Additional noninterest expense$861,0002,734
Pre-tax net operating income$2,027,0002,028
Securities gains (losses)$03,413
Applicable income taxes$459,0002,340
Income before extraordinary items$1,568,0002,001
Extraordinary gains, net$021
Net income$1,568,0002,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,807
Cash dividends$213,0003,363
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,568,0001,946
2004-03-31 (YTD Data)Rank
Total interest income$2,617,0002,668
Total interest expense$701,0002,751
Net interest income$1,916,0002,588
Provision for loan and lease losses$30,0004,060
Total noninterest income$710,0001,649
Gross Fiduciary activities income$90,000663
Service charges on deposit accounts$362,0001,172
Trading account gains and fees$0121
Additional Noninterest Income$258,0002,082
Total noninterest expense$1,625,0002,456
Salaries and employee benefits$920,0002,358
Premises and equipment expense$272,0002,131
Additional noninterest expense$433,0002,699
Pre-tax net operating income$971,0002,056
Securities gains (losses)$02,934
Applicable income taxes$218,0002,428
Income before extraordinary items$753,0002,043
Extraordinary gains, net$016
Net income$753,0002,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$753,0001,962
2003-12-31 (YTD Data)Rank
Total interest income$10,084,0002,805
Total interest expense$3,339,0002,602
Net interest income$6,745,0002,843
Provision for loan and lease losses$92,0005,446
Total noninterest income$2,882,0001,744
Gross Fiduciary activities income$360,000657
Service charges on deposit accounts$1,355,0001,284
Trading account gains and fees$0160
Additional Noninterest Income$1,167,0002,156
Total noninterest expense$6,582,0002,387
Salaries and employee benefits$3,657,0002,315
Premises and equipment expense$981,0002,290
Additional noninterest expense$1,944,0002,480
Pre-tax net operating income$2,953,0002,543
Securities gains (losses)$04,500
Applicable income taxes$566,0003,167
Income before extraordinary items$2,387,0002,476
Extraordinary gains, net$054
Net income$2,387,0002,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,397
Cash dividends$868,0002,552
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,387,0002,364
2003-09-30 (YTD Data)Rank
Total interest income$7,459,0002,874
Total interest expense$2,487,0002,697
Net interest income$4,972,0002,913
Provision for loan and lease losses$90,0004,812
Total noninterest income$2,274,0001,716
Gross Fiduciary activities income$270,000661
Service charges on deposit accounts$996,0001,312
Trading account gains and fees$0153
Additional Noninterest Income$1,008,0002,035
Total noninterest expense$4,910,0002,402
Salaries and employee benefits$2,806,0002,266
Premises and equipment expense$750,0002,264
Additional noninterest expense$1,354,0002,613
Pre-tax net operating income$2,246,0002,605
Securities gains (losses)$04,204
Applicable income taxes$433,0003,291
Income before extraordinary items$1,813,0002,544
Extraordinary gains, net$040
Net income$1,813,0002,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0005,184
Cash dividends$184,0004,155
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,813,0002,413
2003-06-30 (YTD Data)Rank
Total interest income$4,978,0002,905
Total interest expense$1,636,0002,817
Net interest income$3,342,0002,892
Provision for loan and lease losses$60,0004,687
Total noninterest income$1,500,0001,720
Gross Fiduciary activities income$180,000664
Service charges on deposit accounts$645,0001,333
Trading account gains and fees$0150
Additional Noninterest Income$675,0002,025
Total noninterest expense$3,212,0002,449
Salaries and employee benefits$1,859,0002,276
Premises and equipment expense$466,0002,397
Additional noninterest expense$887,0002,648
Pre-tax net operating income$1,570,0002,491
Securities gains (losses)$03,782
Applicable income taxes$311,0003,180
Income before extraordinary items$1,259,0002,460
Extraordinary gains, net$030
Net income$1,259,0002,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,879
Cash dividends$184,0003,618
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,259,0002,326
2003-03-31 (YTD Data)Rank
Total interest income$2,430,0002,988
Total interest expense$818,0002,880
Net interest income$1,612,0002,969
Provision for loan and lease losses$30,0004,429
Total noninterest income$708,0001,761
Gross Fiduciary activities income$90,000676
Service charges on deposit accounts$326,0001,293
Trading account gains and fees$0134
Additional Noninterest Income$292,0002,150
Total noninterest expense$1,553,0002,491
Salaries and employee benefits$896,0002,342
Premises and equipment expense$229,0002,426
Additional noninterest expense$428,0002,690
Pre-tax net operating income$737,0002,635
Securities gains (losses)$02,891
Applicable income taxes$145,0003,277
Income before extraordinary items$592,0002,570
Extraordinary gains, net$021
Net income$592,0002,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,771
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$592,0002,437
2002-12-31 (YTD Data)Rank
Total interest income$11,030,0002,761
Total interest expense$3,885,0002,820
Net interest income$7,145,0002,670
Provision for loan and lease losses$204,0004,309
Total noninterest income$2,736,0001,667
Gross Fiduciary activities income$470,000592
Service charges on deposit accounts$1,355,0001,193
Trading account gains and fees$0153
Additional Noninterest Income$911,0002,310
Total noninterest expense$5,825,0002,532
Salaries and employee benefits$3,335,0002,392
Premises and equipment expense$824,0002,621
Additional noninterest expense$1,666,0002,714
Pre-tax net operating income$3,852,0002,048
Securities gains (losses)$20,0003,147
Applicable income taxes$865,0002,459
Income before extraordinary items$3,007,0002,002
Extraordinary gains, net$070
Net income$3,007,0002,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,332
Cash dividends$1,053,0002,149
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,991,4001,945
2001-12-31 (YTD Data)Rank
Total interest income$11,817,0002,873
Total interest expense$5,592,0002,840
Net interest income$6,225,0002,851
Provision for loan and lease losses$204,0004,083
Total noninterest income$2,191,0001,875
Gross Fiduciary activities income$408,000656
Service charges on deposit accounts$1,150,0001,297
Trading account gains and fees$0177
Additional Noninterest Income$633,0002,739
Total noninterest expense$5,483,0002,584
Salaries and employee benefits$3,140,0002,393
Premises and equipment expense$780,0002,699
Additional noninterest expense$1,563,0002,773
Pre-tax net operating income$2,729,0002,478
Securities gains (losses)$20,0003,157
Applicable income taxes$631,0002,876
Income before extraordinary items$2,118,0002,401
Extraordinary gains, net$0105
Net income$2,118,0002,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,068
Cash dividends$866,0002,505
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,102,6002,339
2000-12-31 (YTD Data)Rank
Total interest income$12,294,0002,833
Total interest expense$6,285,0002,660
Net interest income$6,009,0002,941
Provision for loan and lease losses$204,0003,703
Total noninterest income$1,554,0002,286
Gross Fiduciary activities income$289,000726
Service charges on deposit accounts$896,0001,527
Trading account gains and fees$0180
Additional Noninterest Income$369,0003,530
Total noninterest expense$4,975,0002,733
Salaries and employee benefits$2,815,0002,541
Premises and equipment expense$730,0002,779
Additional noninterest expense$1,430,0002,944
Pre-tax net operating income$2,384,0002,874
Securities gains (losses)$-159,0009,531
Applicable income taxes$493,0003,516
Income before extraordinary items$1,732,0002,885
Extraordinary gains, net$038
Net income$1,732,0002,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,198
Cash dividends$355,0004,172
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,856,0202,736
1999-12-31 (YTD Data)Rank
Total interest income$10,464,0003,087
Total interest expense$4,842,0003,021
Net interest income$5,622,0003,082
Provision for loan and lease losses$202,0003,533
Total noninterest income$1,355,0002,464
Gross Fiduciary activities income$246,000820
Service charges on deposit accounts$863,0001,527
Trading account gains and fees$0173
Additional Noninterest Income$246,0004,476
Total noninterest expense$4,866,0002,773
Salaries and employee benefits$2,703,0002,604
Premises and equipment expense$732,0002,761
Additional noninterest expense$1,431,0002,973
Pre-tax net operating income$1,909,0003,454
Securities gains (losses)$191,000552
Applicable income taxes$407,0004,113
Income before extraordinary items$1,693,0002,945
Extraordinary gains, net$035
Net income$1,693,0002,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,548
Cash dividends$299,0004,593
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,538,2903,140
1998-12-31 (YTD Data)Rank
Total interest income$10,006,0003,233
Total interest expense$4,869,0003,074
Net interest income$5,137,0003,299
Provision for loan and lease losses$230,0003,213
Total noninterest income$1,241,0002,621
Gross Fiduciary activities income$152,000924
Service charges on deposit accounts$839,0001,503
Trading account gains and fees$0224
Additional Noninterest Income$250,0004,429
Total noninterest expense$4,404,0002,943
Salaries and employee benefits$2,495,0002,723
Premises and equipment expense$679,0002,837
Additional noninterest expense$1,230,0003,301
Pre-tax net operating income$1,744,0003,726
Securities gains (losses)$34,0002,031
Applicable income taxes$317,0005,028
Income before extraordinary items$1,461,0003,326
Extraordinary gains, net$032
Net income$1,461,0003,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0003,219
Cash dividends$295,0004,677
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,433,1203,282
1997-12-31 (YTD Data)Rank
Total interest income$10,259,0003,167
Total interest expense$4,855,0003,064
Net interest income$5,404,0003,240
Provision for loan and lease losses$199,0003,482
Total noninterest income$1,090,0002,845
Gross Fiduciary activities income$33,0001,224
Service charges on deposit accounts$863,0001,497
Trading account gains and fees$0239
Additional Noninterest Income$194,0005,030
Total noninterest expense$4,121,0003,099
Salaries and employee benefits$2,323,0002,853
Premises and equipment expense$643,0002,970
Additional noninterest expense$1,155,0003,456
Pre-tax net operating income$2,174,0003,275
Securities gains (losses)$-4,0009,548
Applicable income taxes$453,0004,511
Income before extraordinary items$1,717,0002,961
Extraordinary gains, net$044
Net income$1,717,0002,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,572
Cash dividends$268,0004,818
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,720,1602,905
1996-12-31 (YTD Data)Rank
Total interest income$8,359,0003,870
Total interest expense$3,815,0003,882
Net interest income$4,544,0003,869
Provision for loan and lease losses$146,0004,145
Total noninterest income$1,080,0002,939
Gross Fiduciary activities income$1,0001,500
Service charges on deposit accounts$926,0001,454
Trading account gains and fees$0262
Additional Noninterest Income$153,0005,917
Total noninterest expense$3,569,0003,710
Salaries and employee benefits$1,946,0003,417
Premises and equipment expense$613,0003,139
Additional noninterest expense$1,010,0004,374
Pre-tax net operating income$1,909,0003,527
Securities gains (losses)$46,0001,386
Applicable income taxes$416,0004,775
Income before extraordinary items$1,539,0003,126
Extraordinary gains, net$053
Net income$1,539,0003,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0005,157
Cash dividends$261,0004,850
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,502,6603,150
1995-12-31 (YTD Data)Rank
Total interest income$7,416,0004,325
Total interest expense$3,366,0004,306
Net interest income$4,050,0004,266
Provision for loan and lease losses$94,0004,768
Total noninterest income$1,018,0003,060
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$896,0001,524
Trading account gains and feesNANA
Additional Noninterest Income$122,0006,598
Total noninterest expense$3,394,0003,854
Salaries and employee benefits$1,738,0003,753
Premises and equipment expense$686,0002,867
Additional noninterest expense$970,0004,474
Pre-tax net operating income$1,580,0004,269
Securities gains (losses)$47,0001,345
Applicable income taxes$333,0005,623
Income before extraordinary items$1,294,0003,702
Extraordinary gains, net$065
Net income$1,294,0003,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,709
Cash dividends$249,0005,033
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,256,4003,774
1994-12-31 (YTD Data)Rank
Total interest income$6,624,0004,444
Total interest expense$2,611,0004,468
Net interest income$4,013,0004,368
Provision for loan and lease losses$97,0004,641
Total noninterest income$862,0003,476
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$760,0001,781
Trading account gains and feesNANA
Additional Noninterest Income$102,0007,454
Total noninterest expense$3,293,0004,069
Salaries and employee benefits$1,688,0003,846
Premises and equipment expense$601,0003,264
Additional noninterest expense$1,004,0004,698
Pre-tax net operating income$1,485,0004,447
Securities gains (losses)$-37,00010,819
Applicable income taxes$300,0005,876
Income before extraordinary items$1,148,0004,022
Extraordinary gains, net$0249
Net income$1,148,0004,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,00011,321
Cash dividends$336,0004,181
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,177,2303,972
1993-12-31 (YTD Data)Rank
Total interest income$6,018,0004,936
Total interest expense$2,340,0005,087
Net interest income$3,678,0004,749
Provision for loan and lease losses$48,0007,582
Total noninterest income$906,0003,615
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$806,0001,704
Trading account gains and feesNANA
Additional Noninterest Income$100,0007,857
Total noninterest expense$3,100,0004,388
Salaries and employee benefits$1,573,0004,101
Premises and equipment expense$532,0003,672
Additional noninterest expense$995,0004,947
Pre-tax net operating income$1,436,0004,492
Securities gains (losses)$49,0003,427
Applicable income taxes$322,0005,812
Income before extraordinary items$1,163,0004,134
Extraordinary gains, net$37,0002,352
Net income$1,200,0004,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0008,808
Cash dividends$123,0006,494
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,124,7804,028
1992-12-31 (YTD Data)Rank
Total interest income$6,075,0005,425
Total interest expense$2,664,0005,701
Net interest income$3,411,0005,119
Provision for loan and lease losses$122,0006,674
Total noninterest income$875,0003,703
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$775,0001,744
Trading account gains and feesNANA
Additional Noninterest Income$100,0008,063
Total noninterest expense$3,056,0004,444
Salaries and employee benefits$1,492,0004,254
Premises and equipment expense$546,0003,669
Additional noninterest expense$1,018,0004,987
Pre-tax net operating income$1,108,0005,230
Securities gains (losses)$237,0001,789
Applicable income taxes$314,0005,748
Income before extraordinary items$1,031,0004,365
Extraordinary gains, net$01,422
Net income$1,031,0004,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0008,449
Cash dividends$114,0006,328
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$848,5104,820

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.