Home > First American Bank > Income and Expense

First American Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$92,002,000581
Total interest expense$13,873,0001,033
Net interest income$78,129,000474
Provision for loan and lease losses$9,399,000218
Total noninterest income$13,839,000597
Gross Fiduciary activities income$3,929,000294
Service charges on deposit accounts$2,273,000498
Trading account gains and feesNANA
Additional Noninterest Income$7,637,000655
Total noninterest expense$39,475,000695
Salaries and employee benefits$17,845,000842
Premises and equipment expense$4,348,000630
Additional noninterest expense$7,637,000655
Pre-tax net operating income$43,094,000390
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$43,094,000323
Extraordinary gains, net$054
Net income$43,094,000327
Minority interest net income$088
Net income of bank and minority interests.$43,094,000325
Net charge-offs$7,086,000198
Cash dividends$21,174,000289
Sale, conversion, retirement of capital stock, net$0540
Net operating income$43,094,000334
2023-09-30 (YTD Data)Rank
Total interest income$68,029,000579
Total interest expense$9,721,0001,010
Net interest income$58,308,000479
Provision for loan and lease losses$2,629,000392
Total noninterest income$10,768,000584
Gross Fiduciary activities income$2,855,000297
Service charges on deposit accounts$1,707,000496
Trading account gains and feesNANA
Additional Noninterest Income$6,206,000634
Total noninterest expense$33,166,000638
Salaries and employee benefits$16,397,000699
Premises and equipment expense$3,349,000621
Additional noninterest expense$6,206,000634
Pre-tax net operating income$33,281,000393
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$33,281,000329
Extraordinary gains, net$052
Net income$33,281,000332
Minority interest net income$081
Net income of bank and minority interests.$33,281,000329
Net charge-offs$180,000925
Cash dividends$21,174,000244
Sale, conversion, retirement of capital stock, net$0507
Net operating income$33,281,000337
2023-06-30 (YTD Data)Rank
Total interest income$43,969,000566
Total interest expense$5,427,0001,053
Net interest income$38,542,000477
Provision for loan and lease losses$1,857,000370
Total noninterest income$5,710,000670
Gross Fiduciary activities income$1,916,000290
Service charges on deposit accounts$1,112,000496
Trading account gains and feesNANA
Additional Noninterest Income$2,682,000805
Total noninterest expense$20,204,000670
Salaries and employee benefits$10,599,000715
Premises and equipment expense$2,280,000594
Additional noninterest expense$2,682,000805
Pre-tax net operating income$22,191,000405
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$22,191,000336
Extraordinary gains, net$051
Net income$22,191,000343
Minority interest net income$081
Net income of bank and minority interests.$22,191,000337
Net charge-offs$-32,0004,220
Cash dividends$19,174,000197
Sale, conversion, retirement of capital stock, net$0486
Net operating income$22,191,000339
2023-03-31 (YTD Data)Rank
Total interest income$21,011,000580
Total interest expense$1,613,0001,359
Net interest income$19,398,000484
Provision for loan and lease losses$1,094,000331
Total noninterest income$2,767,000690
Gross Fiduciary activities income$998,000299
Service charges on deposit accounts$543,000517
Trading account gains and feesNANA
Additional Noninterest Income$1,226,000840
Total noninterest expense$10,283,000667
Salaries and employee benefits$5,542,000702
Premises and equipment expense$1,151,000614
Additional noninterest expense$1,226,000840
Pre-tax net operating income$10,788,000416
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$10,788,000347
Extraordinary gains, net$04
Net income$10,788,000348
Minority interest net income$048
Net income of bank and minority interests.$10,788,000348
Net charge-offs$-84,0004,525
Cash dividends$15,174,000132
Sale, conversion, retirement of capital stock, net$0430
Net operating income$10,788,000351
2022-12-31 (YTD Data)Rank
Total interest income$63,139,000613
Total interest expense$1,690,0001,777
Net interest income$61,449,000562
Provision for loan and lease losses$190,0001,825
Total noninterest income$11,451,000706
Gross Fiduciary activities income$3,780,000306
Service charges on deposit accounts$2,115,000546
Trading account gains and feesNANA
Additional Noninterest Income$5,556,000835
Total noninterest expense$35,740,000732
Salaries and employee benefits$19,234,000771
Premises and equipment expense$3,696,000714
Additional noninterest expense$5,556,000835
Pre-tax net operating income$36,970,000473
Securities gains (losses)$188,000116
Applicable income taxes$03,596
Income before extraordinary items$37,158,000397
Extraordinary gains, net$05
Net income$37,158,000398
Minority interest net income$063
Net income of bank and minority interests.$37,158,000398
Net charge-offs$61,0001,446
Cash dividends$16,260,000326
Sale, conversion, retirement of capital stock, net$0568
Net operating income$36,970,000403
2022-09-30 (YTD Data)Rank
Total interest income$43,233,000636
Total interest expense$922,0001,872
Net interest income$42,311,000595
Provision for loan and lease losses$190,0001,499
Total noninterest income$8,619,000715
Gross Fiduciary activities income$2,837,000305
Service charges on deposit accounts$1,532,000569
Trading account gains and feesNANA
Additional Noninterest Income$4,250,000849
Total noninterest expense$25,838,000757
Salaries and employee benefits$14,607,000763
Premises and equipment expense$2,759,000716
Additional noninterest expense$4,250,000849
Pre-tax net operating income$24,902,000514
Securities gains (losses)$188,000106
Applicable income taxes$03,603
Income before extraordinary items$25,090,000424
Extraordinary gains, net$04
Net income$25,090,000423
Minority interest net income$057
Net income of bank and minority interests.$25,090,000424
Net charge-offs$34,0001,380
Cash dividends$16,260,000254
Sale, conversion, retirement of capital stock, net$0519
Net operating income$24,902,000437
2022-06-30 (YTD Data)Rank
Total interest income$25,008,000687
Total interest expense$576,0001,786
Net interest income$24,432,000660
Provision for loan and lease losses$186,0001,171
Total noninterest income$5,598,000711
Gross Fiduciary activities income$1,871,000272
Service charges on deposit accounts$945,000599
Trading account gains and feesNANA
Additional Noninterest Income$2,782,000878
Total noninterest expense$15,326,000834
Salaries and employee benefits$9,278,000789
Premises and equipment expense$1,518,000838
Additional noninterest expense$4,530,000839
Pre-tax net operating income$14,518,000547
Securities gains (losses)$186,000100
Applicable income taxes$03,564
Income before extraordinary items$14,704,000450
Extraordinary gains, net$04
Net income$14,704,000449
Minority interest net income$060
Net income of bank and minority interests.$14,704,000450
Net charge-offs$-4,0003,378
Cash dividends$14,760,000210
Sale, conversion, retirement of capital stock, net$0494
Net operating income$14,518,000462
2022-03-31 (YTD Data)Rank
Total interest income$11,855,000697
Total interest expense$281,0001,760
Net interest income$11,574,000670
Provision for loan and lease losses$154,000754
Total noninterest income$2,761,000733
Gross Fiduciary activities income$939,000277
Service charges on deposit accounts$442,000632
Trading account gains and feesNANA
Additional Noninterest Income$1,380,000885
Total noninterest expense$7,414,000856
Salaries and employee benefits$4,456,000820
Premises and equipment expense$738,000868
Additional noninterest expense$2,220,000843
Pre-tax net operating income$6,767,000555
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$6,767,000477
Extraordinary gains, net$04
Net income$6,767,000476
Minority interest net income$050
Net income of bank and minority interests.$6,767,000477
Net charge-offs$-16,0004,073
Cash dividends$11,760,000157
Sale, conversion, retirement of capital stock, net$0453
Net operating income$6,767,000482
2021-12-31 (YTD Data)Rank
Total interest income$50,755,000671
Total interest expense$1,345,0001,805
Net interest income$49,410,000630
Provision for loan and lease losses$565,000947
Total noninterest income$12,741,000709
Gross Fiduciary activities income$3,878,000265
Service charges on deposit accounts$1,678,000621
Trading account gains and feesNANA
Additional Noninterest Income$7,185,000835
Total noninterest expense$32,023,000796
Salaries and employee benefits$20,560,000716
Premises and equipment expense$3,079,000839
Additional noninterest expense$8,384,000894
Pre-tax net operating income$29,563,000557
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$29,563,000479
Extraordinary gains, net$010
Net income$29,563,000479
Minority interest net income$074
Net income of bank and minority interests.$29,563,000480
Net charge-offs$279,000871
Cash dividends$16,524,000336
Sale, conversion, retirement of capital stock, net$0582
Net operating income$29,563,000468
2021-09-30 (YTD Data)Rank
Total interest income$38,178,000683
Total interest expense$1,047,0001,837
Net interest income$37,131,000643
Provision for loan and lease losses$559,000746
Total noninterest income$9,865,000713
Gross Fiduciary activities income$2,914,000263
Service charges on deposit accounts$1,219,000628
Trading account gains and feesNANA
Additional Noninterest Income$5,732,000828
Total noninterest expense$24,664,000784
Salaries and employee benefits$16,120,000686
Premises and equipment expense$2,404,000831
Additional noninterest expense$6,140,000916
Pre-tax net operating income$21,773,000580
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$21,773,000495
Extraordinary gains, net$08
Net income$21,773,000493
Minority interest net income$069
Net income of bank and minority interests.$21,773,000495
Net charge-offs$460,000530
Cash dividends$16,524,000257
Sale, conversion, retirement of capital stock, net$0543
Net operating income$21,773,000487
2021-06-30 (YTD Data)Rank
Total interest income$25,180,000686
Total interest expense$723,0001,854
Net interest income$24,457,000643
Provision for loan and lease losses$554,000555
Total noninterest income$6,576,000713
Gross Fiduciary activities income$1,900,000266
Service charges on deposit accounts$775,000632
Trading account gains and feesNANA
Additional Noninterest Income$3,901,000818
Total noninterest expense$16,460,000780
Salaries and employee benefits$10,713,000679
Premises and equipment expense$1,586,000836
Additional noninterest expense$4,161,000894
Pre-tax net operating income$14,019,000588
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$14,019,000513
Extraordinary gains, net$06
Net income$14,019,000512
Minority interest net income$067
Net income of bank and minority interests.$14,019,000513
Net charge-offs$130,000810
Cash dividends$15,024,000205
Sale, conversion, retirement of capital stock, net$0517
Net operating income$14,019,000505
2021-03-31 (YTD Data)Rank
Total interest income$12,426,000678
Total interest expense$361,0001,931
Net interest income$12,065,000644
Provision for loan and lease losses$411,000429
Total noninterest income$3,328,000700
Gross Fiduciary activities income$963,000264
Service charges on deposit accounts$389,000620
Trading account gains and feesNANA
Additional Noninterest Income$1,976,000825
Total noninterest expense$7,653,000825
Salaries and employee benefits$4,823,000762
Premises and equipment expense$780,000858
Additional noninterest expense$2,050,000878
Pre-tax net operating income$7,329,000569
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$7,329,000498
Extraordinary gains, net$03
Net income$7,329,000498
Minority interest net income$055
Net income of bank and minority interests.$7,329,000498
Net charge-offs$4,0001,577
Cash dividends$12,024,000136
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,329,000490
2020-12-31 (YTD Data)Rank
Total interest income$50,756,000674
Total interest expense$2,417,0001,742
Net interest income$48,339,000608
Provision for loan and lease losses$1,674,0001,173
Total noninterest income$12,771,000684
Gross Fiduciary activities income$3,857,000250
Service charges on deposit accounts$1,749,000584
Trading account gains and feesNANA
Additional Noninterest Income$7,165,000800
Total noninterest expense$32,134,000765
Salaries and employee benefits$20,378,000704
Premises and equipment expense$3,055,000841
Additional noninterest expense$8,701,000824
Pre-tax net operating income$27,302,000459
Securities gains (losses)$14,0002,219
Applicable income taxes$03,697
Income before extraordinary items$27,316,000415
Extraordinary gains, net$04
Net income$27,316,000415
Minority interest net income$072
Net income of bank and minority interests.$27,316,000415
Net charge-offs$-557,0004,962
Cash dividends$13,094,000379
Sale, conversion, retirement of capital stock, net$0566
Net operating income$27,302,000405
2020-09-30 (YTD Data)Rank
Total interest income$37,455,000681
Total interest expense$2,021,0001,684
Net interest income$35,434,000610
Provision for loan and lease losses$1,255,0001,184
Total noninterest income$9,180,000677
Gross Fiduciary activities income$2,892,000246
Service charges on deposit accounts$1,305,000581
Trading account gains and feesNANA
Additional Noninterest Income$4,983,000814
Total noninterest expense$24,007,000755
Salaries and employee benefits$15,640,000670
Premises and equipment expense$2,325,000815
Additional noninterest expense$6,042,000858
Pre-tax net operating income$19,352,000454
Securities gains (losses)$11,0002,100
Applicable income taxes$03,696
Income before extraordinary items$19,363,000399
Extraordinary gains, net$04
Net income$19,363,000399
Minority interest net income$065
Net income of bank and minority interests.$19,363,000399
Net charge-offs$-612,0004,999
Cash dividends$13,094,000295
Sale, conversion, retirement of capital stock, net$0532
Net operating income$19,352,000393
2020-06-30 (YTD Data)Rank
Total interest income$25,119,000687
Total interest expense$1,542,0001,617
Net interest income$23,577,000608
Provision for loan and lease losses$835,0001,202
Total noninterest income$5,584,000670
Gross Fiduciary activities income$1,893,000248
Service charges on deposit accounts$846,000597
Trading account gains and feesNANA
Additional Noninterest Income$2,845,000848
Total noninterest expense$15,627,000775
Salaries and employee benefits$10,183,000683
Premises and equipment expense$1,524,000830
Additional noninterest expense$3,920,000866
Pre-tax net operating income$12,699,000409
Securities gains (losses)$7,0001,953
Applicable income taxes$03,655
Income before extraordinary items$12,706,000361
Extraordinary gains, net$04
Net income$12,706,000361
Minority interest net income$065
Net income of bank and minority interests.$12,706,000361
Net charge-offs$231,000933
Cash dividends$11,594,000252
Sale, conversion, retirement of capital stock, net$0504
Net operating income$12,699,000350
2020-03-31 (YTD Data)Rank
Total interest income$12,655,000682
Total interest expense$865,0001,599
Net interest income$11,790,000600
Provision for loan and lease losses$418,000988
Total noninterest income$2,634,000668
Gross Fiduciary activities income$953,000253
Service charges on deposit accounts$491,000616
Trading account gains and feesNANA
Additional Noninterest Income$1,190,000858
Total noninterest expense$7,646,000785
Salaries and employee benefits$4,915,000714
Premises and equipment expense$734,000881
Additional noninterest expense$1,997,000860
Pre-tax net operating income$6,360,000372
Securities gains (losses)$7,0001,398
Applicable income taxes$03,513
Income before extraordinary items$6,367,000328
Extraordinary gains, net$04
Net income$6,367,000327
Minority interest net income$056
Net income of bank and minority interests.$6,367,000328
Net charge-offs$21,0001,581
Cash dividends$10,844,000183
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,360,000323
2019-12-31 (YTD Data)Rank
Total interest income$53,059,000641
Total interest expense$3,681,0001,577
Net interest income$49,378,000574
Provision for loan and lease losses$1,544,000645
Total noninterest income$11,355,000637
Gross Fiduciary activities income$3,525,000260
Service charges on deposit accounts$1,922,000654
Trading account gains and feesNANA
Additional Noninterest Income$5,908,000736
Total noninterest expense$32,486,000726
Salaries and employee benefits$18,491,000726
Premises and equipment expense$3,067,000832
Additional noninterest expense$10,928,000649
Pre-tax net operating income$26,703,000485
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$26,703,000423
Extraordinary gains, net$011
Net income$26,703,000423
Minority interest net income$076
Net income of bank and minority interests.$26,703,000423
Net charge-offs$4,579,000228
Cash dividends$19,546,000306
Sale, conversion, retirement of capital stock, net$0626
Net operating income$26,703,000414
2019-09-30 (YTD Data)Rank
Total interest income$39,974,000646
Total interest expense$2,776,0001,578
Net interest income$37,198,000573
Provision for loan and lease losses$901,000739
Total noninterest income$8,568,000636
Gross Fiduciary activities income$2,604,000263
Service charges on deposit accounts$1,447,000650
Trading account gains and feesNANA
Additional Noninterest Income$4,517,000719
Total noninterest expense$25,131,000698
Salaries and employee benefits$15,778,000625
Premises and equipment expense$2,397,000788
Additional noninterest expense$6,956,000754
Pre-tax net operating income$19,734,000504
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$19,734,000437
Extraordinary gains, net$011
Net income$19,734,000437
Minority interest net income$072
Net income of bank and minority interests.$19,734,000437
Net charge-offs$4,446,000184
Cash dividends$19,546,000249
Sale, conversion, retirement of capital stock, net$0590
Net operating income$19,734,000432
2019-06-30 (YTD Data)Rank
Total interest income$26,798,000648
Total interest expense$1,762,0001,603
Net interest income$25,036,000559
Provision for loan and lease losses$858,000553
Total noninterest income$5,449,000643
Gross Fiduciary activities income$1,726,000264
Service charges on deposit accounts$941,000658
Trading account gains and fees$0131
Additional Noninterest Income$2,782,000745
Total noninterest expense$16,587,000712
Salaries and employee benefits$10,517,000625
Premises and equipment expense$1,624,000781
Additional noninterest expense$4,446,000783
Pre-tax net operating income$13,040,000496
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$13,040,000427
Extraordinary gains, net$011
Net income$13,040,000426
Minority interest net income$069
Net income of bank and minority interests.$13,040,000427
Net charge-offs$97,0001,432
Cash dividends$18,046,000202
Sale, conversion, retirement of capital stock, net$0573
Net operating income$13,040,000422
2019-03-31 (YTD Data)Rank
Total interest income$13,323,000646
Total interest expense$901,0001,547
Net interest income$12,422,000560
Provision for loan and lease losses$432,000526
Total noninterest income$2,614,000636
Gross Fiduciary activities income$825,000265
Service charges on deposit accounts$474,000646
Trading account gains and fees$0126
Additional Noninterest Income$1,315,000746
Total noninterest expense$8,273,000695
Salaries and employee benefits$5,257,000624
Premises and equipment expense$835,000776
Additional noninterest expense$2,181,000785
Pre-tax net operating income$6,331,000495
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$6,331,000436
Extraordinary gains, net$05
Net income$6,331,000435
Minority interest net income$052
Net income of bank and minority interests.$6,331,000435
Net charge-offs$34,0001,428
Cash dividends$7,738,000213
Sale, conversion, retirement of capital stock, net$0529
Net operating income$6,331,000428
2018-12-31 (YTD Data)Rank
Total interest income$48,792,000660
Total interest expense$2,769,0001,516
Net interest income$46,023,000595
Provision for loan and lease losses$2,458,000434
Total noninterest income$10,483,000652
Gross Fiduciary activities income$3,456,000260
Service charges on deposit accounts$1,978,000641
Trading account gains and fees$0126
Additional Noninterest Income$5,049,000795
Total noninterest expense$31,092,000735
Salaries and employee benefits$18,264,000698
Premises and equipment expense$3,221,000778
Additional noninterest expense$9,607,000731
Pre-tax net operating income$22,956,000533
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$22,956,000460
Extraordinary gains, net$06
Net income$22,956,000459
Minority interest net income$072
Net income of bank and minority interests.$22,956,000459
Net charge-offs$296,0001,344
Cash dividends$15,784,000307
Sale, conversion, retirement of capital stock, net$0671
Net operating income$22,956,000459
2018-09-30 (YTD Data)Rank
Total interest income$35,591,000671
Total interest expense$1,898,0001,550
Net interest income$33,693,000604
Provision for loan and lease losses$1,263,000549
Total noninterest income$7,912,000656
Gross Fiduciary activities income$2,591,000261
Service charges on deposit accounts$1,480,000640
Trading account gains and fees$0138
Additional Noninterest Income$3,841,000800
Total noninterest expense$24,287,000698
Salaries and employee benefits$14,501,000646
Premises and equipment expense$2,461,000767
Additional noninterest expense$7,325,000700
Pre-tax net operating income$16,055,000564
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$16,055,000488
Extraordinary gains, net$05
Net income$16,055,000487
Minority interest net income$066
Net income of bank and minority interests.$16,055,000487
Net charge-offs$287,0001,025
Cash dividends$15,011,000243
Sale, conversion, retirement of capital stock, net$0633
Net operating income$16,055,000487
2018-06-30 (YTD Data)Rank
Total interest income$23,102,000676
Total interest expense$1,215,0001,530
Net interest income$21,887,000615
Provision for loan and lease losses$840,000539
Total noninterest income$5,130,000672
Gross Fiduciary activities income$1,727,000261
Service charges on deposit accounts$947,000661
Trading account gains and fees$0130
Additional Noninterest Income$2,456,000817
Total noninterest expense$16,165,000703
Salaries and employee benefits$9,808,000635
Premises and equipment expense$1,624,000778
Additional noninterest expense$4,733,000718
Pre-tax net operating income$10,012,000588
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$10,012,000513
Extraordinary gains, net$06
Net income$10,012,000512
Minority interest net income$065
Net income of bank and minority interests.$10,012,000512
Net charge-offs$36,0001,938
Cash dividends$13,435,000195
Sale, conversion, retirement of capital stock, net$0620
Net operating income$10,012,000512
2018-03-31 (YTD Data)Rank
Total interest income$11,362,000672
Total interest expense$615,0001,457
Net interest income$10,747,000626
Provision for loan and lease losses$418,000540
Total noninterest income$2,522,000672
Gross Fiduciary activities income$909,000257
Service charges on deposit accounts$461,000680
Trading account gains and fees$0123
Additional Noninterest Income$1,152,000832
Total noninterest expense$8,062,000710
Salaries and employee benefits$5,007,000625
Premises and equipment expense$805,000790
Additional noninterest expense$2,250,000742
Pre-tax net operating income$4,789,000595
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$4,789,000512
Extraordinary gains, net$07
Net income$4,789,000512
Minority interest net income$052
Net income of bank and minority interests.$4,789,000512
Net charge-offs$-63,0005,295
Cash dividends$5,252,000202
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,789,000514
2017-12-31 (YTD Data)Rank
Total interest income$44,042,000660
Total interest expense$1,962,0001,562
Net interest income$42,080,000602
Provision for loan and lease losses$3,113,000341
Total noninterest income$9,616,000706
Gross Fiduciary activities income$3,243,000265
Service charges on deposit accounts$2,028,000629
Trading account gains and fees$0151
Additional Noninterest Income$4,345,000899
Total noninterest expense$29,866,000738
Salaries and employee benefits$17,728,000695
Premises and equipment expense$3,257,000765
Additional noninterest expense$8,881,000757
Pre-tax net operating income$18,717,000574
Securities gains (losses)$37,0001,045
Applicable income taxes$04,135
Income before extraordinary items$18,754,000423
Extraordinary gains, net$09
Net income$18,754,000423
Minority interest net income$076
Net income of bank and minority interests.$18,754,000423
Net charge-offs$1,899,000418
Cash dividends$11,522,000334
Sale, conversion, retirement of capital stock, net$0711
Net operating income$18,717,000420
2017-09-30 (YTD Data)Rank
Total interest income$32,243,000677
Total interest expense$1,329,0001,670
Net interest income$30,914,000611
Provision for loan and lease losses$827,000821
Total noninterest income$7,175,000715
Gross Fiduciary activities income$2,456,000263
Service charges on deposit accounts$1,513,000633
Trading account gains and fees$0145
Additional Noninterest Income$3,206,000923
Total noninterest expense$23,443,000702
Salaries and employee benefits$14,305,000639
Premises and equipment expense$2,518,000747
Additional noninterest expense$6,620,000753
Pre-tax net operating income$13,819,000591
Securities gains (losses)$37,0001,022
Applicable income taxes$04,172
Income before extraordinary items$13,856,000464
Extraordinary gains, net$09
Net income$13,856,000462
Minority interest net income$071
Net income of bank and minority interests.$13,856,000464
Net charge-offs$254,0001,228
Cash dividends$11,392,000265
Sale, conversion, retirement of capital stock, net$0677
Net operating income$13,819,000460
2017-06-30 (YTD Data)Rank
Total interest income$21,308,000671
Total interest expense$861,0001,676
Net interest income$20,447,000611
Provision for loan and lease losses$550,000796
Total noninterest income$4,572,000738
Gross Fiduciary activities income$1,602,000265
Service charges on deposit accounts$929,000678
Trading account gains and fees$0139
Additional Noninterest Income$2,041,000957
Total noninterest expense$15,658,000705
Salaries and employee benefits$9,454,000652
Premises and equipment expense$1,693,000745
Additional noninterest expense$4,511,000740
Pre-tax net operating income$8,811,000604
Securities gains (losses)$24,000927
Applicable income taxes$04,189
Income before extraordinary items$8,835,000479
Extraordinary gains, net$011
Net income$8,835,000478
Minority interest net income$071
Net income of bank and minority interests.$8,835,000479
Net charge-offs$217,0001,002
Cash dividends$9,724,000218
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,811,000476
2017-03-31 (YTD Data)Rank
Total interest income$10,284,000687
Total interest expense$390,0001,786
Net interest income$9,894,000627
Provision for loan and lease losses$268,000759
Total noninterest income$2,248,000734
Gross Fiduciary activities income$773,000273
Service charges on deposit accounts$472,000663
Trading account gains and fees$0142
Additional Noninterest Income$1,003,000952
Total noninterest expense$7,470,000735
Salaries and employee benefits$4,546,000687
Premises and equipment expense$855,000751
Additional noninterest expense$2,069,000786
Pre-tax net operating income$4,404,000586
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$4,404,000477
Extraordinary gains, net$08
Net income$4,404,000476
Minority interest net income$055
Net income of bank and minority interests.$4,404,000477
Net charge-offs$33,0001,595
Cash dividends$4,022,000228
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,404,000462
2016-12-31 (YTD Data)Rank
Total interest income$41,409,000658
Total interest expense$1,518,0001,784
Net interest income$39,891,000601
Provision for loan and lease losses$1,880,000542
Total noninterest income$8,567,000779
Gross Fiduciary activities income$2,668,000284
Service charges on deposit accounts$1,903,000687
Trading account gains and fees$0170
Additional Noninterest Income$3,996,000986
Total noninterest expense$30,042,000712
Salaries and employee benefits$17,851,000665
Premises and equipment expense$3,480,000719
Additional noninterest expense$8,711,000763
Pre-tax net operating income$16,536,000599
Securities gains (losses)$5,0002,878
Applicable income taxes$04,278
Income before extraordinary items$16,541,000474
Extraordinary gains, net$05
Net income$16,541,000471
Minority interest net income$082
Net income of bank and minority interests.$16,541,000473
Net charge-offs$271,0001,629
Cash dividends$7,475,000492
Sale, conversion, retirement of capital stock, net$0759
Net operating income$16,536,000470
2016-09-30 (YTD Data)Rank
Total interest income$31,127,000646
Total interest expense$1,123,0001,810
Net interest income$30,004,000596
Provision for loan and lease losses$755,000853
Total noninterest income$6,356,000787
Gross Fiduciary activities income$1,964,000288
Service charges on deposit accounts$1,393,000701
Trading account gains and fees$0169
Additional Noninterest Income$2,999,000986
Total noninterest expense$23,312,000689
Salaries and employee benefits$14,062,000626
Premises and equipment expense$2,631,000709
Additional noninterest expense$6,619,000749
Pre-tax net operating income$12,293,000604
Securities gains (losses)$5,0002,808
Applicable income taxes$04,325
Income before extraordinary items$12,298,000488
Extraordinary gains, net$05
Net income$12,298,000486
Minority interest net income$071
Net income of bank and minority interests.$12,298,000488
Net charge-offs$252,0001,284
Cash dividends$7,278,000377
Sale, conversion, retirement of capital stock, net$0719
Net operating income$12,293,000478
2016-06-30 (YTD Data)Rank
Total interest income$20,721,000649
Total interest expense$738,0001,838
Net interest income$19,983,000598
Provision for loan and lease losses$331,0001,162
Total noninterest income$4,156,000791
Gross Fiduciary activities income$1,305,000285
Service charges on deposit accounts$887,000717
Trading account gains and fees$0157
Additional Noninterest Income$1,964,000975
Total noninterest expense$15,747,000680
Salaries and employee benefits$9,601,000615
Premises and equipment expense$1,732,000718
Additional noninterest expense$4,414,000754
Pre-tax net operating income$8,061,000603
Securities gains (losses)$1,0002,737
Applicable income taxes$04,338
Income before extraordinary items$8,062,000484
Extraordinary gains, net$016
Net income$8,062,000481
Minority interest net income$071
Net income of bank and minority interests.$8,062,000483
Net charge-offs$225,0001,042
Cash dividends$5,585,000331
Sale, conversion, retirement of capital stock, net$0705
Net operating income$8,061,000475
2016-03-31 (YTD Data)Rank
Total interest income$10,202,000655
Total interest expense$360,0001,873
Net interest income$9,842,000606
Provision for loan and lease losses$170,0001,076
Total noninterest income$2,077,000775
Gross Fiduciary activities income$661,000284
Service charges on deposit accounts$444,000706
Trading account gains and fees$0142
Additional Noninterest Income$972,000950
Total noninterest expense$7,877,000685
Salaries and employee benefits$4,786,000620
Premises and equipment expense$873,000725
Additional noninterest expense$2,218,000742
Pre-tax net operating income$3,872,000605
Securities gains (losses)$1,0001,958
Applicable income taxes$04,259
Income before extraordinary items$3,873,000484
Extraordinary gains, net$012
Net income$3,873,000482
Minority interest net income$062
Net income of bank and minority interests.$3,873,000484
Net charge-offs$215,000625
Cash dividends$2,392,000376
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,872,000474
2015-12-31 (YTD Data)Rank
Total interest income$38,822,000663
Total interest expense$1,585,0001,695
Net interest income$37,237,000615
Provision for loan and lease losses$1,240,000670
Total noninterest income$8,593,000760
Gross Fiduciary activities income$2,586,000290
Service charges on deposit accounts$1,988,000662
Trading account gains and fees$0159
Additional Noninterest Income$4,019,000955
Total noninterest expense$31,168,000668
Salaries and employee benefits$18,311,000627
Premises and equipment expense$3,737,000665
Additional noninterest expense$9,120,000721
Pre-tax net operating income$13,422,000677
Securities gains (losses)$119,0001,067
Applicable income taxes$04,402
Income before extraordinary items$13,541,000546
Extraordinary gains, net$023
Net income$13,541,000544
Minority interest net income$081
Net income of bank and minority interests.$13,541,000547
Net charge-offs$1,144,000616
Cash dividends$6,424,000538
Sale, conversion, retirement of capital stock, net$0804
Net operating income$13,422,000543
2015-09-30 (YTD Data)Rank
Total interest income$28,844,000674
Total interest expense$1,222,0001,680
Net interest income$27,622,000624
Provision for loan and lease losses$654,000840
Total noninterest income$6,598,000752
Gross Fiduciary activities income$1,973,000293
Service charges on deposit accounts$1,494,000661
Trading account gains and fees$0153
Additional Noninterest Income$3,131,000930
Total noninterest expense$23,385,000677
Salaries and employee benefits$13,801,000627
Premises and equipment expense$2,854,000669
Additional noninterest expense$6,730,000739
Pre-tax net operating income$10,181,000684
Securities gains (losses)$92,0001,085
Applicable income taxes$04,489
Income before extraordinary items$10,273,000552
Extraordinary gains, net$021
Net income$10,273,000548
Minority interest net income$078
Net income of bank and minority interests.$10,273,000552
Net charge-offs$1,107,000457
Cash dividends$6,236,000399
Sale, conversion, retirement of capital stock, net$0773
Net operating income$10,181,000542
2015-06-30 (YTD Data)Rank
Total interest income$19,240,000671
Total interest expense$806,0001,707
Net interest income$18,434,000623
Provision for loan and lease losses$434,000880
Total noninterest income$4,036,000810
Gross Fiduciary activities income$1,234,000301
Service charges on deposit accounts$967,000665
Trading account gains and fees$0157
Additional Noninterest Income$1,835,0001,033
Total noninterest expense$15,322,000690
Salaries and employee benefits$8,901,000647
Premises and equipment expense$1,880,000683
Additional noninterest expense$4,541,000738
Pre-tax net operating income$6,714,000703
Securities gains (losses)$23,0001,643
Applicable income taxes$04,497
Income before extraordinary items$6,737,000559
Extraordinary gains, net$022
Net income$6,737,000556
Minority interest net income$075
Net income of bank and minority interests.$6,737,000559
Net charge-offs$987,000356
Cash dividends$4,549,000374
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,714,000546
2015-03-31 (YTD Data)Rank
Total interest income$9,518,000672
Total interest expense$400,0001,727
Net interest income$9,118,000622
Provision for loan and lease losses$216,000852
Total noninterest income$2,034,000777
Gross Fiduciary activities income$606,000304
Service charges on deposit accounts$476,000653
Trading account gains and fees$0152
Additional Noninterest Income$952,000961
Total noninterest expense$7,706,000680
Salaries and employee benefits$4,465,000646
Premises and equipment expense$972,000661
Additional noninterest expense$2,269,000731
Pre-tax net operating income$3,230,000699
Securities gains (losses)$12,0001,416
Applicable income taxes$04,400
Income before extraordinary items$3,242,000563
Extraordinary gains, net$013
Net income$3,242,000560
Minority interest net income$064
Net income of bank and minority interests.$3,242,000563
Net charge-offs$958,000216
Cash dividends$1,364,000510
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,230,000545
2014-12-31 (YTD Data)Rank
Total interest income$37,603,000670
Total interest expense$1,534,0001,851
Net interest income$36,069,000612
Provision for loan and lease losses$259,0002,158
Total noninterest income$8,355,000744
Gross Fiduciary activities income$2,175,000323
Service charges on deposit accounts$2,255,000608
Trading account gains and fees$0180
Additional Noninterest Income$3,925,000910
Total noninterest expense$33,100,000625
Salaries and employee benefits$17,950,000608
Premises and equipment expense$3,962,000622
Additional noninterest expense$11,188,000603
Pre-tax net operating income$11,065,000754
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$11,065,000614
Extraordinary gains, net$017
Net income$11,065,000612
Minority interest net income$084
Net income of bank and minority interests.$11,065,000614
Net charge-offs$153,0002,760
Cash dividends$7,164,000447
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,065,000604
2014-09-30 (YTD Data)Rank
Total interest income$24,831,000759
Total interest expense$1,027,0002,080
Net interest income$23,804,000692
Provision for loan and lease losses$89,0002,985
Total noninterest income$5,457,000835
Gross Fiduciary activities income$1,590,000323
Service charges on deposit accounts$1,329,000769
Trading account gains and fees$0174
Additional Noninterest Income$2,538,0001,023
Total noninterest expense$20,740,000731
Salaries and employee benefits$12,255,000677
Premises and equipment expense$2,522,000737
Additional noninterest expense$5,963,000816
Pre-tax net operating income$8,432,000751
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$8,432,000604
Extraordinary gains, net$015
Net income$8,432,000601
Minority interest net income$081
Net income of bank and minority interests.$8,432,000603
Net charge-offs$-62,0006,099
Cash dividends$6,504,000349
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,432,000594
2014-06-30 (YTD Data)Rank
Total interest income$16,326,000772
Total interest expense$685,0002,091
Net interest income$15,641,000694
Provision for loan and lease losses$59,0002,907
Total noninterest income$3,538,000838
Gross Fiduciary activities income$1,015,000332
Service charges on deposit accounts$868,000770
Trading account gains and fees$0172
Additional Noninterest Income$1,655,0001,024
Total noninterest expense$13,724,000736
Salaries and employee benefits$8,102,000684
Premises and equipment expense$1,659,000756
Additional noninterest expense$3,963,000815
Pre-tax net operating income$5,396,000757
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$5,396,000613
Extraordinary gains, net$020
Net income$5,396,000612
Minority interest net income$080
Net income of bank and minority interests.$5,396,000613
Net charge-offs$-65,0006,216
Cash dividends$4,819,000330
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,396,000602
2014-03-31 (YTD Data)Rank
Total interest income$8,214,000765
Total interest expense$353,0002,054
Net interest income$7,861,000698
Provision for loan and lease losses$28,0002,771
Total noninterest income$1,633,000850
Gross Fiduciary activities income$493,000336
Service charges on deposit accounts$422,000778
Trading account gains and fees$0147
Additional Noninterest Income$718,0001,104
Total noninterest expense$6,892,000740
Salaries and employee benefits$4,054,000691
Premises and equipment expense$845,000750
Additional noninterest expense$1,993,000806
Pre-tax net operating income$2,574,000773
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$2,574,000617
Extraordinary gains, net$016
Net income$2,574,000618
Minority interest net income$066
Net income of bank and minority interests.$2,574,000618
Net charge-offs$-78,0006,428
Cash dividends$1,634,000390
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,574,000607
2013-12-31 (YTD Data)Rank
Total interest income$31,533,000786
Total interest expense$1,616,0002,027
Net interest income$29,917,000712
Provision for loan and lease losses$05,091
Total noninterest income$7,429,000842
Gross Fiduciary activities income$1,852,000335
Service charges on deposit accounts$1,672,000825
Trading account gains and fees$0184
Additional Noninterest Income$3,905,000955
Total noninterest expense$25,788,000787
Salaries and employee benefits$14,939,000736
Premises and equipment expense$3,431,000713
Additional noninterest expense$7,418,000919
Pre-tax net operating income$11,558,000681
Securities gains (losses)$1,0003,056
Applicable income taxes$04,631
Income before extraordinary items$11,559,000574
Extraordinary gains, net$029
Net income$11,559,000572
Minority interest net income$090
Net income of bank and minority interests.$11,559,000574
Net charge-offs$376,0002,321
Cash dividends$7,498,000409
Sale, conversion, retirement of capital stock, net$0924
Net operating income$11,558,000559
2013-09-30 (YTD Data)Rank
Total interest income$23,704,000788
Total interest expense$1,238,0002,046
Net interest income$22,466,000713
Provision for loan and lease losses$04,941
Total noninterest income$5,658,000853
Gross Fiduciary activities income$1,377,000337
Service charges on deposit accounts$1,217,000855
Trading account gains and fees$0180
Additional Noninterest Income$3,064,000954
Total noninterest expense$19,632,000781
Salaries and employee benefits$11,647,000707
Premises and equipment expense$2,606,000708
Additional noninterest expense$5,379,000941
Pre-tax net operating income$8,492,000707
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$8,492,000587
Extraordinary gains, net$025
Net income$8,492,000589
Minority interest net income$084
Net income of bank and minority interests.$8,492,000589
Net charge-offs$188,0002,640
Cash dividends$7,312,000318
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,492,000572
2013-06-30 (YTD Data)Rank
Total interest income$15,751,000785
Total interest expense$844,0002,047
Net interest income$14,907,000715
Provision for loan and lease losses$04,788
Total noninterest income$3,822,000844
Gross Fiduciary activities income$916,000339
Service charges on deposit accounts$770,000881
Trading account gains and fees$0157
Additional Noninterest Income$2,136,000943
Total noninterest expense$13,029,000789
Salaries and employee benefits$7,732,000713
Premises and equipment expense$1,711,000714
Additional noninterest expense$3,586,000943
Pre-tax net operating income$5,700,000687
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$5,700,000594
Extraordinary gains, net$022
Net income$5,700,000593
Minority interest net income$082
Net income of bank and minority interests.$5,700,000596
Net charge-offs$196,0002,117
Cash dividends$5,626,000271
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,700,000566
2013-03-31 (YTD Data)Rank
Total interest income$7,850,000792
Total interest expense$423,0002,090
Net interest income$7,427,000720
Provision for loan and lease losses$04,409
Total noninterest income$1,902,000852
Gross Fiduciary activities income$453,000337
Service charges on deposit accounts$376,000890
Trading account gains and fees$0148
Additional Noninterest Income$1,073,000942
Total noninterest expense$6,518,000789
Salaries and employee benefits$3,855,000718
Premises and equipment expense$842,000742
Additional noninterest expense$1,821,000933
Pre-tax net operating income$2,811,000688
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$2,811,000587
Extraordinary gains, net$010
Net income$2,811,000585
Minority interest net income$076
Net income of bank and minority interests.$2,811,000588
Net charge-offs$191,0001,397
Cash dividends$2,439,000263
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,811,000557
2012-12-31 (YTD Data)Rank
Total interest income$33,794,000773
Total interest expense$2,279,0001,915
Net interest income$31,515,000682
Provision for loan and lease losses$540,0002,617
Total noninterest income$8,051,000792
Gross Fiduciary activities income$1,720,000335
Service charges on deposit accounts$1,618,000879
Trading account gains and fees$0166
Additional Noninterest Income$4,713,000847
Total noninterest expense$25,384,000785
Salaries and employee benefits$14,766,000706
Premises and equipment expense$3,265,000739
Additional noninterest expense$7,353,000950
Pre-tax net operating income$13,642,000566
Securities gains (losses)$19,0003,187
Applicable income taxes$04,751
Income before extraordinary items$13,661,000489
Extraordinary gains, net$029
Net income$13,661,000486
Minority interest net income$093
Net income of bank and minority interests.$13,661,000489
Net charge-offs$384,0002,984
Cash dividends$7,281,000408
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$13,642,000481
2012-09-30 (YTD Data)Rank
Total interest income$25,418,000784
Total interest expense$1,800,0001,897
Net interest income$23,618,000687
Provision for loan and lease losses$408,0002,555
Total noninterest income$5,932,000804
Gross Fiduciary activities income$1,277,000336
Service charges on deposit accounts$1,191,000898
Trading account gains and fees$0157
Additional Noninterest Income$3,464,000845
Total noninterest expense$18,777,000798
Salaries and employee benefits$10,952,000707
Premises and equipment expense$2,511,000724
Additional noninterest expense$5,314,000980
Pre-tax net operating income$10,365,000565
Securities gains (losses)$10,0003,111
Applicable income taxes$04,802
Income before extraordinary items$10,375,000488
Extraordinary gains, net$020
Net income$10,375,000487
Minority interest net income$086
Net income of bank and minority interests.$10,375,000488
Net charge-offs$341,0002,671
Cash dividends$7,093,000272
Sale, conversion, retirement of capital stock, net$0952
Net operating income$10,365,000470
2012-06-30 (YTD Data)Rank
Total interest income$16,964,000797
Total interest expense$1,261,0001,861
Net interest income$15,703,000691
Provision for loan and lease losses$273,0002,570
Total noninterest income$4,009,000787
Gross Fiduciary activities income$867,000335
Service charges on deposit accounts$767,000923
Trading account gains and fees$0153
Additional Noninterest Income$2,375,000817
Total noninterest expense$12,577,000793
Salaries and employee benefits$7,289,000704
Premises and equipment expense$1,622,000743
Additional noninterest expense$3,666,000951
Pre-tax net operating income$6,862,000566
Securities gains (losses)$6,0002,847
Applicable income taxes$04,770
Income before extraordinary items$6,868,000474
Extraordinary gains, net$019
Net income$6,868,000474
Minority interest net income$084
Net income of bank and minority interests.$6,868,000474
Net charge-offs$235,0002,571
Cash dividends$5,402,000243
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,862,000458
2012-03-31 (YTD Data)Rank
Total interest income$8,494,000800
Total interest expense$685,0001,787
Net interest income$7,809,000697
Provision for loan and lease losses$140,0002,491
Total noninterest income$1,763,000853
Gross Fiduciary activities income$442,000329
Service charges on deposit accounts$365,000961
Trading account gains and fees$0148
Additional Noninterest Income$956,000938
Total noninterest expense$6,104,000812
Salaries and employee benefits$3,636,000715
Premises and equipment expense$817,000739
Additional noninterest expense$1,651,0001,037
Pre-tax net operating income$3,328,000576
Securities gains (losses)$2,0002,023
Applicable income taxes$04,704
Income before extraordinary items$3,330,000481
Extraordinary gains, net$019
Net income$3,330,000482
Minority interest net income$078
Net income of bank and minority interests.$3,330,000482
Net charge-offs$118,0002,308
Cash dividends$2,212,000246
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,328,000469
2011-12-31 (YTD Data)Rank
Total interest income$33,782,000818
Total interest expense$3,205,0001,850
Net interest income$30,577,000705
Provision for loan and lease losses$06,496
Total noninterest income$7,294,000782
Gross Fiduciary activities income$1,543,000314
Service charges on deposit accounts$2,122,000686
Trading account gains and fees$0146
Additional Noninterest Income$3,629,000908
Total noninterest expense$24,662,000803
Salaries and employee benefits$13,555,000728
Premises and equipment expense$3,189,000776
Additional noninterest expense$7,918,000903
Pre-tax net operating income$13,209,000495
Securities gains (losses)$3,0003,591
Applicable income taxes$04,719
Income before extraordinary items$13,212,000418
Extraordinary gains, net$029
Net income$13,212,000418
Minority interest net income$096
Net income of bank and minority interests.$13,212,000419
Net charge-offs$700,0002,783
Cash dividends$7,084,000307
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$13,209,000407
2011-09-30 (YTD Data)Rank
Total interest income$25,512,000832
Total interest expense$2,537,0001,817
Net interest income$22,975,000715
Provision for loan and lease losses$06,393
Total noninterest income$5,199,000810
Gross Fiduciary activities income$1,162,000314
Service charges on deposit accounts$1,621,000682
Trading account gains and fees$0145
Additional Noninterest Income$2,416,000978
Total noninterest expense$18,625,000796
Salaries and employee benefits$10,658,000691
Premises and equipment expense$2,427,000776
Additional noninterest expense$5,540,000955
Pre-tax net operating income$9,549,000520
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$9,549,000431
Extraordinary gains, net$021
Net income$9,549,000431
Minority interest net income$087
Net income of bank and minority interests.$9,549,000431
Net charge-offs$542,0002,578
Cash dividends$6,897,000221
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$9,549,000419
2011-06-30 (YTD Data)Rank
Total interest income$17,040,000846
Total interest expense$1,773,0001,797
Net interest income$15,267,000723
Provision for loan and lease losses$06,217
Total noninterest income$3,347,000840
Gross Fiduciary activities income$803,000311
Service charges on deposit accounts$1,043,000703
Trading account gains and fees$0153
Additional Noninterest Income$1,501,0001,018
Total noninterest expense$12,082,000828
Salaries and employee benefits$6,765,000730
Premises and equipment expense$1,624,000779
Additional noninterest expense$3,693,000986
Pre-tax net operating income$6,532,000505
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$6,532,000420
Extraordinary gains, net$015
Net income$6,532,000420
Minority interest net income$089
Net income of bank and minority interests.$6,532,000420
Net charge-offs$424,0002,305
Cash dividends$5,211,000182
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,532,000404
2011-03-31 (YTD Data)Rank
Total interest income$8,218,000880
Total interest expense$900,0001,835
Net interest income$7,318,000761
Provision for loan and lease losses$05,840
Total noninterest income$1,767,000802
Gross Fiduciary activities income$441,000291
Service charges on deposit accounts$474,000756
Trading account gains and fees$0158
Additional Noninterest Income$852,000918
Total noninterest expense$5,759,000871
Salaries and employee benefits$3,139,000810
Premises and equipment expense$813,000810
Additional noninterest expense$1,807,000980
Pre-tax net operating income$3,326,000503
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$3,326,000402
Extraordinary gains, net$09
Net income$3,326,000402
Minority interest net income$086
Net income of bank and minority interests.$3,326,000402
Net charge-offs$121,0002,553
Cash dividends$2,024,000200
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,326,000393
2010-12-31 (YTD Data)Rank
Total interest income$32,507,000945
Total interest expense$4,429,0001,818
Net interest income$28,078,000786
Provision for loan and lease losses$1,376,0002,580
Total noninterest income$9,594,000656
Gross Fiduciary activities income$1,471,000318
Service charges on deposit accounts$2,269,000660
Trading account gains and fees$0175
Additional Noninterest Income$5,854,000659
Total noninterest expense$23,303,000859
Salaries and employee benefits$12,361,000796
Premises and equipment expense$3,168,000812
Additional noninterest expense$7,774,000950
Pre-tax net operating income$12,993,000430
Securities gains (losses)$33,0002,887
Applicable income taxes$04,655
Income before extraordinary items$13,026,000356
Extraordinary gains, net$029
Net income$13,026,000355
Minority interest net income$0111
Net income of bank and minority interests.$13,026,000356
Net charge-offs$-171,0007,623
Cash dividends$7,972,000218
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$12,993,000341
2010-09-30 (YTD Data)Rank
Total interest income$23,372,000995
Total interest expense$3,415,0001,845
Net interest income$19,957,000822
Provision for loan and lease losses$553,0003,371
Total noninterest income$7,444,000618
Gross Fiduciary activities income$1,087,000322
Service charges on deposit accounts$1,743,000652
Trading account gains and fees$0165
Additional Noninterest Income$4,614,000611
Total noninterest expense$17,907,000830
Salaries and employee benefits$9,346,000778
Premises and equipment expense$2,364,000819
Additional noninterest expense$6,197,000870
Pre-tax net operating income$8,941,000476
Securities gains (losses)$33,0002,674
Applicable income taxes$04,726
Income before extraordinary items$8,974,000380
Extraordinary gains, net$023
Net income$8,974,000380
Minority interest net income$0110
Net income of bank and minority interests.$8,974,000381
Net charge-offs$142,0004,548
Cash dividends$7,785,000148
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$8,941,000370
2010-06-30 (YTD Data)Rank
Total interest income$15,159,0001,042
Total interest expense$2,214,0001,961
Net interest income$12,945,000849
Provision for loan and lease losses$376,0003,281
Total noninterest income$5,484,000572
Gross Fiduciary activities income$740,000322
Service charges on deposit accounts$1,155,000663
Trading account gains and fees$0152
Additional Noninterest Income$3,589,000532
Total noninterest expense$11,931,000829
Salaries and employee benefits$6,054,000807
Premises and equipment expense$1,581,000825
Additional noninterest expense$4,296,000834
Pre-tax net operating income$6,122,000447
Securities gains (losses)$33,0002,128
Applicable income taxes$04,691
Income before extraordinary items$6,155,000356
Extraordinary gains, net$019
Net income$6,155,000356
Minority interest net income$0105
Net income of bank and minority interests.$6,155,000356
Net charge-offs$136,0003,929
Cash dividends$5,998,000121
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$6,122,000351
2010-03-31 (YTD Data)Rank
Total interest income$7,464,0001,075
Total interest expense$1,165,0001,966
Net interest income$6,299,000882
Provision for loan and lease losses$201,0002,968
Total noninterest income$1,833,000767
Gross Fiduciary activities income$395,000304
Service charges on deposit accounts$560,000692
Trading account gains and fees$0175
Additional Noninterest Income$878,000879
Total noninterest expense$5,589,000888
Salaries and employee benefits$3,105,000784
Premises and equipment expense$825,000817
Additional noninterest expense$1,659,0001,054
Pre-tax net operating income$2,342,000583
Securities gains (losses)$33,0001,315
Applicable income taxes$04,611
Income before extraordinary items$2,375,000459
Extraordinary gains, net$016
Net income$2,375,000460
Minority interest net income$091
Net income of bank and minority interests.$2,375,000461
Net charge-offs$59,0003,587
Cash dividends$2,890,000124
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,342,000452
2009-12-31 (YTD Data)Rank
Total interest income$32,114,0001,063
Total interest expense$4,937,0002,290
Net interest income$27,177,000797
Provision for loan and lease losses$2,452,0002,209
Total noninterest income$8,647,000722
Gross Fiduciary activities income$1,401,000314
Service charges on deposit accounts$2,828,000592
Trading account gains and fees$0211
Additional Noninterest Income$4,418,000785
Total noninterest expense$22,176,000946
Salaries and employee benefits$11,528,000853
Premises and equipment expense$2,893,000945
Additional noninterest expense$7,755,0001,014
Pre-tax net operating income$11,196,000367
Securities gains (losses)$1,689,000316
Applicable income taxes$04,388
Income before extraordinary items$12,885,000256
Extraordinary gains, net$034
Net income$12,885,000257
Minority interest net income$0115
Net income of bank and minority interests.$12,885,000257
Net charge-offs$1,757,0002,196
Cash dividends$8,021,000222
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$11,196,000291
2009-09-30 (YTD Data)Rank
Total interest income$24,185,0001,082
Total interest expense$3,722,0002,368
Net interest income$20,463,000789
Provision for loan and lease losses$565,0003,611
Total noninterest income$6,501,000718
Gross Fiduciary activities income$1,053,000311
Service charges on deposit accounts$2,162,000581
Trading account gains and fees$0212
Additional Noninterest Income$3,286,000805
Total noninterest expense$16,692,000938
Salaries and employee benefits$8,772,000851
Premises and equipment expense$2,091,000978
Additional noninterest expense$5,829,000970
Pre-tax net operating income$9,707,000340
Securities gains (losses)$89,0001,925
Applicable income taxes$04,592
Income before extraordinary items$9,796,000263
Extraordinary gains, net$027
Net income$9,796,000262
Minority interest net income$0118
Net income of bank and minority interests.$9,796,000263
Net charge-offs$797,0002,479
Cash dividends$7,912,000166
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$9,707,000259
2009-06-30 (YTD Data)Rank
Total interest income$16,125,0001,108
Total interest expense$2,474,0002,478
Net interest income$13,651,000792
Provision for loan and lease losses$370,0003,400
Total noninterest income$4,379,000725
Gross Fiduciary activities income$717,000311
Service charges on deposit accounts$1,442,000575
Trading account gains and fees$0193
Additional Noninterest Income$2,220,000811
Total noninterest expense$10,981,000976
Salaries and employee benefits$5,862,000867
Premises and equipment expense$1,353,0001,043
Additional noninterest expense$3,766,0001,019
Pre-tax net operating income$6,679,000332
Securities gains (losses)$34,0002,112
Applicable income taxes$04,657
Income before extraordinary items$6,713,000270
Extraordinary gains, net$021
Net income$6,713,000268
Minority interest net income$0112
Net income of bank and minority interests.$6,713,000269
Net charge-offs$607,0002,122
Cash dividends$6,153,000143
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$6,679,000258
2009-03-31 (YTD Data)Rank
Total interest income$8,162,0001,096
Total interest expense$1,225,0002,582
Net interest income$6,937,000766
Provision for loan and lease losses$178,0003,016
Total noninterest income$2,198,000702
Gross Fiduciary activities income$378,000297
Service charges on deposit accounts$897,000455
Trading account gains and fees$0171
Additional Noninterest Income$923,000904
Total noninterest expense$5,316,000958
Salaries and employee benefits$2,880,000885
Premises and equipment expense$662,0001,072
Additional noninterest expense$1,774,000941
Pre-tax net operating income$3,641,000332
Securities gains (losses)$34,0001,476
Applicable income taxes$04,835
Income before extraordinary items$3,675,000277
Extraordinary gains, net$015
Net income$3,675,000276
Minority interest net income$0102
Net income of bank and minority interests.$3,675,000278
Net charge-offs$46,0003,656
Cash dividends$2,744,000168
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,641,000257
2008-12-31 (YTD Data)Rank
Total interest income$33,538,0001,143
Total interest expense$7,380,0002,108
Net interest income$26,158,000818
Provision for loan and lease losses$1,586,0002,087
Total noninterest income$6,847,000820
Gross Fiduciary activities income$1,530,000312
Service charges on deposit accounts$3,286,000522
Trading account gains and fees$0154
Additional Noninterest Income$2,031,0001,289
Total noninterest expense$18,948,0001,043
Salaries and employee benefits$10,503,000952
Premises and equipment expense$2,416,0001,148
Additional noninterest expense$6,029,0001,074
Pre-tax net operating income$12,471,000435
Securities gains (losses)$51,0001,583
Applicable income taxes$04,979
Income before extraordinary items$12,522,000317
Extraordinary gains, net$039
Net income$12,522,000317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0003,883
Cash dividends$7,926,000369
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$12,471,000336
2008-09-30 (YTD Data)Rank
Total interest income$25,249,0001,163
Total interest expense$5,887,0002,078
Net interest income$19,362,000848
Provision for loan and lease losses$787,0002,116
Total noninterest income$5,016,000869
Gross Fiduciary activities income$1,121,000321
Service charges on deposit accounts$2,427,000540
Trading account gains and fees$0148
Additional Noninterest Income$1,468,0001,380
Total noninterest expense$14,380,0001,029
Salaries and employee benefits$8,331,000923
Premises and equipment expense$1,784,0001,162
Additional noninterest expense$4,265,0001,079
Pre-tax net operating income$9,211,000544
Securities gains (losses)$51,0001,403
Applicable income taxes$05,372
Income before extraordinary items$9,262,000404
Extraordinary gains, net$031
Net income$9,262,000403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,928
Cash dividends$7,817,000290
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$9,211,000423
2008-06-30 (YTD Data)Rank
Total interest income$16,783,0001,180
Total interest expense$4,077,0002,096
Net interest income$12,706,000857
Provision for loan and lease losses$422,0002,102
Total noninterest income$3,278,000899
Gross Fiduciary activities income$726,000336
Service charges on deposit accounts$1,536,000557
Trading account gains and fees$0149
Additional Noninterest Income$1,016,0001,375
Total noninterest expense$9,623,0001,021
Salaries and employee benefits$5,668,000908
Premises and equipment expense$1,170,0001,178
Additional noninterest expense$2,785,0001,077
Pre-tax net operating income$5,939,000590
Securities gains (losses)$48,0001,469
Applicable income taxes$05,627
Income before extraordinary items$5,987,000465
Extraordinary gains, net$021
Net income$5,987,000464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,272
Cash dividends$5,983,000291
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,939,000455
2008-03-31 (YTD Data)Rank
Total interest income$8,646,0001,176
Total interest expense$2,350,0001,970
Net interest income$6,296,000862
Provision for loan and lease losses$211,0001,764
Total noninterest income$1,602,000920
Gross Fiduciary activities income$366,000335
Service charges on deposit accounts$744,000573
Trading account gains and fees$0158
Additional Noninterest Income$492,0001,436
Total noninterest expense$4,735,0001,031
Salaries and employee benefits$2,854,000910
Premises and equipment expense$562,0001,221
Additional noninterest expense$1,319,0001,095
Pre-tax net operating income$2,952,000660
Securities gains (losses)$14,0001,798
Applicable income taxes$05,622
Income before extraordinary items$2,966,000515
Extraordinary gains, net$015
Net income$2,966,000516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0001,376
Cash dividends$2,424,000363
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,952,000492
2007-12-31 (YTD Data)Rank
Total interest income$35,882,0001,173
Total interest expense$11,485,0001,746
Net interest income$24,397,000909
Provision for loan and lease losses$1,070,0001,359
Total noninterest income$6,404,000893
Gross Fiduciary activities income$1,281,000366
Service charges on deposit accounts$3,036,000575
Trading account gains and fees$0178
Additional Noninterest Income$2,087,0001,333
Total noninterest expense$17,408,0001,077
Salaries and employee benefits$10,142,000977
Premises and equipment expense$2,178,0001,219
Additional noninterest expense$5,088,0001,108
Pre-tax net operating income$12,323,000697
Securities gains (losses)$7,0001,467
Applicable income taxes$06,070
Income before extraordinary items$12,330,000531
Extraordinary gains, net$039
Net income$12,330,000528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0002,447
Cash dividends$8,698,000466
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$12,323,000527
2007-09-30 (YTD Data)Rank
Total interest income$26,719,0001,189
Total interest expense$8,524,0001,759
Net interest income$18,195,000914
Provision for loan and lease losses$724,0001,178
Total noninterest income$4,809,000896
Gross Fiduciary activities income$939,000364
Service charges on deposit accounts$2,256,000575
Trading account gains and fees$0184
Additional Noninterest Income$1,614,0001,313
Total noninterest expense$12,654,0001,106
Salaries and employee benefits$7,444,0001,008
Premises and equipment expense$1,622,0001,216
Additional noninterest expense$3,588,0001,154
Pre-tax net operating income$9,626,000724
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$9,626,000554
Extraordinary gains, net$033
Net income$9,626,000552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0002,129
Cash dividends$8,590,000367
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$9,626,000548
2007-06-30 (YTD Data)Rank
Total interest income$17,381,0001,231
Total interest expense$5,429,0001,840
Net interest income$11,952,000942
Provision for loan and lease losses$449,0001,137
Total noninterest income$3,160,000933
Gross Fiduciary activities income$608,000376
Service charges on deposit accounts$1,467,000590
Trading account gains and fees$0168
Additional Noninterest Income$1,085,0001,325
Total noninterest expense$8,221,0001,147
Salaries and employee benefits$4,811,0001,061
Premises and equipment expense$1,091,0001,225
Additional noninterest expense$2,319,0001,202
Pre-tax net operating income$6,442,000755
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$6,442,000581
Extraordinary gains, net$029
Net income$6,442,000581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0001,815
Cash dividends$6,786,000325
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$6,442,000571
2007-03-31 (YTD Data)Rank
Total interest income$8,371,0001,271
Total interest expense$2,526,0001,930
Net interest income$5,845,000955
Provision for loan and lease losses$221,0001,087
Total noninterest income$1,566,000913
Gross Fiduciary activities income$307,000375
Service charges on deposit accounts$698,000597
Trading account gains and fees$0195
Additional Noninterest Income$561,0001,256
Total noninterest expense$3,967,0001,182
Salaries and employee benefits$2,350,0001,092
Premises and equipment expense$526,0001,283
Additional noninterest expense$1,091,0001,239
Pre-tax net operating income$3,223,000755
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$3,223,000579
Extraordinary gains, net$022
Net income$3,223,000579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,038
Cash dividends$3,287,000311
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,223,000565
2006-12-31 (YTD Data)Rank
Total interest income$30,786,0001,280
Total interest expense$8,386,0001,965
Net interest income$22,400,000991
Provision for loan and lease losses$835,0001,230
Total noninterest income$4,580,0001,178
Gross Fiduciary activities income$1,111,000370
Service charges on deposit accounts$2,947,000577
Trading account gains and fees$0130
Additional Noninterest Income$522,0003,259
Total noninterest expense$15,474,0001,163
Salaries and employee benefits$9,213,0001,052
Premises and equipment expense$1,721,0001,497
Additional noninterest expense$4,540,0001,180
Pre-tax net operating income$10,671,000929
Securities gains (losses)$-242,0008,416
Applicable income taxes$06,600
Income before extraordinary items$10,429,000711
Extraordinary gains, net$051
Net income$10,429,000712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0001,841
Cash dividends$5,833,000617
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$10,671,000688
2006-09-30 (YTD Data)Rank
Total interest income$22,173,0001,326
Total interest expense$5,837,0002,041
Net interest income$16,336,0001,045
Provision for loan and lease losses$635,0001,146
Total noninterest income$3,446,0001,188
Gross Fiduciary activities income$819,000372
Service charges on deposit accounts$2,241,000574
Trading account gains and fees$0126
Additional Noninterest Income$386,0003,271
Total noninterest expense$10,949,0001,244
Salaries and employee benefits$6,607,0001,111
Premises and equipment expense$1,238,0001,569
Additional noninterest expense$3,104,0001,294
Pre-tax net operating income$8,198,000942
Securities gains (losses)$-243,0008,564
Applicable income taxes$06,687
Income before extraordinary items$7,955,000732
Extraordinary gains, net$045
Net income$7,955,000731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0001,444
Cash dividends$5,724,000464
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,198,000710
2006-06-30 (YTD Data)Rank
Total interest income$14,239,0001,349
Total interest expense$3,558,0002,099
Net interest income$10,681,0001,062
Provision for loan and lease losses$414,0001,142
Total noninterest income$2,256,0001,201
Gross Fiduciary activities income$540,000381
Service charges on deposit accounts$1,457,000581
Trading account gains and fees$0126
Additional Noninterest Income$259,0003,265
Total noninterest expense$6,991,0001,309
Salaries and employee benefits$4,216,0001,178
Premises and equipment expense$786,0001,642
Additional noninterest expense$1,989,0001,346
Pre-tax net operating income$5,532,000929
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$5,532,000710
Extraordinary gains, net$039
Net income$5,532,000710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0001,381
Cash dividends$4,416,000418
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,532,000698
2006-03-31 (YTD Data)Rank
Total interest income$6,751,0001,398
Total interest expense$1,628,0002,177
Net interest income$5,123,0001,102
Provision for loan and lease losses$215,0001,084
Total noninterest income$1,080,0001,211
Gross Fiduciary activities income$277,000373
Service charges on deposit accounts$661,000625
Trading account gains and fees$0115
Additional Noninterest Income$142,0003,070
Total noninterest expense$3,366,0001,353
Salaries and employee benefits$2,012,0001,233
Premises and equipment expense$374,0001,717
Additional noninterest expense$980,0001,342
Pre-tax net operating income$2,622,000957
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$2,622,000735
Extraordinary gains, net$021
Net income$2,622,000734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0001,457
Cash dividends$1,907,000449
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,622,000718
2005-12-31 (YTD Data)Rank
Total interest income$23,351,0001,432
Total interest expense$5,257,0002,099
Net interest income$18,094,0001,192
Provision for loan and lease losses$981,0001,056
Total noninterest income$4,250,0001,220
Gross Fiduciary activities income$983,000391
Service charges on deposit accounts$2,757,000618
Trading account gains and fees$0138
Additional Noninterest Income$510,0003,331
Total noninterest expense$13,323,0001,291
Salaries and employee benefits$7,726,0001,192
Premises and equipment expense$1,460,0001,676
Additional noninterest expense$4,137,0001,257
Pre-tax net operating income$8,040,0001,190
Securities gains (losses)$8,0001,546
Applicable income taxes$3,0006,741
Income before extraordinary items$8,045,000895
Extraordinary gains, net$046
Net income$8,045,000895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$451,0001,262
Cash dividends$4,773,000692
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,037,000878
2005-09-30 (YTD Data)Rank
Total interest income$16,986,0001,433
Total interest expense$3,776,0002,083
Net interest income$13,210,0001,214
Provision for loan and lease losses$758,000982
Total noninterest income$3,159,0001,237
Gross Fiduciary activities income$708,000397
Service charges on deposit accounts$2,038,000624
Trading account gains and fees$0126
Additional Noninterest Income$413,0003,220
Total noninterest expense$9,606,0001,335
Salaries and employee benefits$5,513,0001,246
Premises and equipment expense$1,075,0001,696
Additional noninterest expense$3,018,0001,270
Pre-tax net operating income$6,005,0001,192
Securities gains (losses)$8,0001,553
Applicable income taxes$3,0006,760
Income before extraordinary items$6,010,000894
Extraordinary gains, net$035
Net income$6,010,000896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,0001,286
Cash dividends$4,663,000510
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,002,000882
2005-06-30 (YTD Data)Rank
Total interest income$10,958,0001,436
Total interest expense$2,392,0002,071
Net interest income$8,566,0001,239
Provision for loan and lease losses$484,0001,003
Total noninterest income$2,088,0001,225
Gross Fiduciary activities income$480,000396
Service charges on deposit accounts$1,319,000632
Trading account gains and fees$0116
Additional Noninterest Income$289,0003,139
Total noninterest expense$6,284,0001,352
Salaries and employee benefits$3,546,0001,293
Premises and equipment expense$704,0001,706
Additional noninterest expense$2,034,0001,237
Pre-tax net operating income$3,886,0001,198
Securities gains (losses)$8,0001,424
Applicable income taxes$3,0006,722
Income before extraordinary items$3,891,000899
Extraordinary gains, net$030
Net income$3,891,000899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0002,003
Cash dividends$3,596,000435
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,883,000879
2005-03-31 (YTD Data)Rank
Total interest income$5,327,0001,446
Total interest expense$1,188,0001,983
Net interest income$4,139,0001,287
Provision for loan and lease losses$191,0001,168
Total noninterest income$1,037,0001,215
Gross Fiduciary activities income$251,000392
Service charges on deposit accounts$607,000667
Trading account gains and fees$0115
Additional Noninterest Income$179,0002,659
Total noninterest expense$3,191,0001,337
Salaries and employee benefits$1,778,0001,296
Premises and equipment expense$365,0001,657
Additional noninterest expense$1,048,0001,174
Pre-tax net operating income$1,794,0001,277
Securities gains (losses)$2,0001,406
Applicable income taxes$3,0006,538
Income before extraordinary items$1,793,000968
Extraordinary gains, net$024
Net income$1,793,000969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0001,985
Cash dividends$1,380,000502
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,791,000948
2004-12-31 (YTD Data)Rank
Total interest income$19,699,0001,460
Total interest expense$4,103,0001,987
Net interest income$15,596,0001,295
Provision for loan and lease losses$972,0001,064
Total noninterest income$4,081,0001,259
Gross Fiduciary activities income$818,000422
Service charges on deposit accounts$2,846,000613
Trading account gains and fees$0138
Additional Noninterest Income$417,0003,640
Total noninterest expense$11,600,0001,406
Salaries and employee benefits$6,761,0001,297
Premises and equipment expense$1,203,0001,914
Additional noninterest expense$3,636,0001,368
Pre-tax net operating income$7,105,0001,219
Securities gains (losses)$55,0001,669
Applicable income taxes$155,0005,056
Income before extraordinary items$7,005,000944
Extraordinary gains, net$034
Net income$7,005,000945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0001,714
Cash dividends$4,787,000652
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,951,100910
2004-09-30 (YTD Data)Rank
Total interest income$14,484,0001,484
Total interest expense$2,977,0002,014
Net interest income$11,507,0001,304
Provision for loan and lease losses$550,0001,327
Total noninterest income$3,063,0001,282
Gross Fiduciary activities income$593,000429
Service charges on deposit accounts$2,135,000623
Trading account gains and fees$0134
Additional Noninterest Income$335,0003,523
Total noninterest expense$8,705,0001,405
Salaries and employee benefits$5,013,0001,310
Premises and equipment expense$901,0001,905
Additional noninterest expense$2,791,0001,328
Pre-tax net operating income$5,315,0001,238
Securities gains (losses)$55,0001,589
Applicable income taxes$116,0005,171
Income before extraordinary items$5,254,000945
Extraordinary gains, net$026
Net income$5,254,000946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0001,531
Cash dividends$4,787,000481
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,200,100921
2004-06-30 (YTD Data)Rank
Total interest income$9,521,0001,489
Total interest expense$1,936,0002,039
Net interest income$7,585,0001,309
Provision for loan and lease losses$334,0001,416
Total noninterest income$2,018,0001,277
Gross Fiduciary activities income$397,000430
Service charges on deposit accounts$1,388,000632
Trading account gains and fees$0130
Additional Noninterest Income$233,0003,446
Total noninterest expense$5,790,0001,399
Salaries and employee benefits$3,362,0001,299
Premises and equipment expense$597,0001,916
Additional noninterest expense$1,831,0001,325
Pre-tax net operating income$3,479,0001,235
Securities gains (losses)$55,0001,393
Applicable income taxes$77,0005,156
Income before extraordinary items$3,457,000951
Extraordinary gains, net$021
Net income$3,457,000952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0001,878
Cash dividends$3,795,000418
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,403,100927
2004-03-31 (YTD Data)Rank
Total interest income$4,685,0001,513
Total interest expense$963,0002,076
Net interest income$3,722,0001,338
Provision for loan and lease losses$156,0001,383
Total noninterest income$973,0001,280
Gross Fiduciary activities income$193,000441
Service charges on deposit accounts$652,000660
Trading account gains and fees$0121
Additional Noninterest Income$128,0003,215
Total noninterest expense$2,881,0001,425
Salaries and employee benefits$1,605,0001,381
Premises and equipment expense$309,0001,878
Additional noninterest expense$967,0001,242
Pre-tax net operating income$1,658,0001,275
Securities gains (losses)$02,934
Applicable income taxes$38,0005,155
Income before extraordinary items$1,620,0001,008
Extraordinary gains, net$016
Net income$1,620,0001,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0001,400
Cash dividends$1,809,000397
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,620,000952
2003-12-31 (YTD Data)Rank
Total interest income$17,718,0001,620
Total interest expense$3,915,0002,254
Net interest income$13,803,0001,409
Provision for loan and lease losses$585,0001,919
Total noninterest income$3,852,0001,386
Gross Fiduciary activities income$679,000470
Service charges on deposit accounts$2,670,000641
Trading account gains and fees$0160
Additional Noninterest Income$503,0003,579
Total noninterest expense$10,457,0001,527
Salaries and employee benefits$5,816,0001,478
Premises and equipment expense$1,290,0001,759
Additional noninterest expense$3,351,0001,476
Pre-tax net operating income$6,613,0001,257
Securities gains (losses)$7,0003,771
Applicable income taxes$128,0005,463
Income before extraordinary items$6,492,000993
Extraordinary gains, net$054
Net income$6,492,000995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0003,445
Cash dividends$5,950,000554
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,485,140930
2003-09-30 (YTD Data)Rank
Total interest income$13,155,0001,659
Total interest expense$2,934,0002,348
Net interest income$10,221,0001,442
Provision for loan and lease losses$277,0002,652
Total noninterest income$2,856,0001,420
Gross Fiduciary activities income$483,000487
Service charges on deposit accounts$1,981,000658
Trading account gains and fees$0153
Additional Noninterest Income$392,0003,566
Total noninterest expense$7,761,0001,554
Salaries and employee benefits$4,264,0001,520
Premises and equipment expense$956,0001,794
Additional noninterest expense$2,541,0001,447
Pre-tax net operating income$5,039,0001,282
Securities gains (losses)$6,0003,549
Applicable income taxes$93,0005,648
Income before extraordinary items$4,952,0001,018
Extraordinary gains, net$040
Net income$4,952,0001,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0002,972
Cash dividends$5,950,000433
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,946,120951
2003-06-30 (YTD Data)Rank
Total interest income$8,712,0001,689
Total interest expense$1,953,0002,423
Net interest income$6,759,0001,448
Provision for loan and lease losses$181,0002,671
Total noninterest income$1,891,0001,420
Gross Fiduciary activities income$307,000506
Service charges on deposit accounts$1,294,000662
Trading account gains and fees$0150
Additional Noninterest Income$290,0003,363
Total noninterest expense$5,073,0001,584
Salaries and employee benefits$2,791,0001,542
Premises and equipment expense$618,0001,847
Additional noninterest expense$1,664,0001,475
Pre-tax net operating income$3,396,0001,252
Securities gains (losses)$6,0003,151
Applicable income taxes$51,0005,889
Income before extraordinary items$3,351,000998
Extraordinary gains, net$030
Net income$3,351,000999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,310
Cash dividends$5,138,000333
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,345,060920
2003-03-31 (YTD Data)Rank
Total interest income$4,319,0001,714
Total interest expense$971,0002,498
Net interest income$3,348,0001,454
Provision for loan and lease losses$70,0003,059
Total noninterest income$947,0001,389
Gross Fiduciary activities income$156,000510
Service charges on deposit accounts$625,000665
Trading account gains and fees$0134
Additional Noninterest Income$166,0003,032
Total noninterest expense$2,397,0001,665
Salaries and employee benefits$1,361,0001,568
Premises and equipment expense$302,0001,896
Additional noninterest expense$734,0001,606
Pre-tax net operating income$1,828,0001,183
Securities gains (losses)$02,891
Applicable income taxes$9,0006,623
Income before extraordinary items$1,819,000923
Extraordinary gains, net$021
Net income$1,819,000922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,284
Cash dividends$3,513,000244
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,819,000852
2002-12-31 (YTD Data)Rank
Total interest income$16,886,0001,827
Total interest expense$4,353,0002,554
Net interest income$12,533,0001,545
Provision for loan and lease losses$654,0001,931
Total noninterest income$3,284,0001,463
Gross Fiduciary activities income$630,000497
Service charges on deposit accounts$1,866,000864
Trading account gains and fees$0153
Additional Noninterest Income$788,0002,522
Total noninterest expense$9,308,0001,642
Salaries and employee benefits$4,819,0001,667
Premises and equipment expense$1,097,0002,001
Additional noninterest expense$3,392,0001,399
Pre-tax net operating income$5,855,0001,424
Securities gains (losses)$-49,0009,074
Applicable income taxes$25,0006,930
Income before extraordinary items$5,781,0001,082
Extraordinary gains, net$070
Net income$5,781,0001,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,962
Cash dividends$300,0004,293
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,830,0001,031
2001-12-31 (YTD Data)Rank
Total interest income$17,638,0001,939
Total interest expense$6,818,0002,348
Net interest income$10,820,0001,652
Provision for loan and lease losses$441,0002,433
Total noninterest income$2,819,0001,555
Gross Fiduciary activities income$680,000502
Service charges on deposit accounts$1,448,0001,032
Trading account gains and fees$0177
Additional Noninterest Income$691,0002,598
Total noninterest expense$8,601,0001,687
Salaries and employee benefits$4,409,0001,714
Premises and equipment expense$1,106,0001,944
Additional noninterest expense$3,086,0001,508
Pre-tax net operating income$4,597,0001,569
Securities gains (losses)$19,0003,188
Applicable income taxes$1,609,0001,409
Income before extraordinary items$3,007,0001,752
Extraordinary gains, net$0105
Net income$3,007,0001,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,798
Cash dividends$1,425,0001,730
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,994,6501,687
2000-12-31 (YTD Data)Rank
Total interest income$17,929,0001,968
Total interest expense$7,184,0002,355
Net interest income$10,745,0001,633
Provision for loan and lease losses$544,0001,745
Total noninterest income$2,059,0001,831
Gross Fiduciary activities income$554,000568
Service charges on deposit accounts$1,007,0001,355
Trading account gains and fees$0180
Additional Noninterest Income$498,0002,957
Total noninterest expense$8,280,0001,684
Salaries and employee benefits$4,168,0001,724
Premises and equipment expense$1,258,0001,655
Additional noninterest expense$2,854,0001,568
Pre-tax net operating income$3,980,0001,836
Securities gains (losses)$-9,0008,282
Applicable income taxes$1,370,0001,631
Income before extraordinary items$2,601,0002,009
Extraordinary gains, net$038
Net income$2,601,0002,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,226
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,606,8502,010
1999-12-31 (YTD Data)Rank
Total interest income$13,491,0002,424
Total interest expense$5,608,0002,627
Net interest income$7,883,0002,229
Provision for loan and lease losses$533,0001,680
Total noninterest income$1,927,0001,909
Gross Fiduciary activities income$421,000689
Service charges on deposit accounts$538,0002,464
Trading account gains and fees$0173
Additional Noninterest Income$968,0001,924
Total noninterest expense$7,749,0001,778
Salaries and employee benefits$3,707,0001,881
Premises and equipment expense$1,076,0001,906
Additional noninterest expense$2,966,0001,530
Pre-tax net operating income$1,528,0004,040
Securities gains (losses)$03,155
Applicable income taxes$467,0003,769
Income before extraordinary items$1,061,0004,244
Extraordinary gains, net$035
Net income$1,061,0004,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,240
Cash dividends$285,0004,655
Sale, conversion, retirement of capital stock, net$2,400,000407
Net operating income$1,061,0004,204
1998-12-31 (YTD Data)Rank
Total interest income$11,846,0002,736
Total interest expense$5,549,0002,727
Net interest income$6,297,0002,725
Provision for loan and lease losses$385,0002,131
Total noninterest income$1,193,0002,706
Gross Fiduciary activities income$306,000774
Service charges on deposit accounts$564,0002,289
Trading account gains and fees$0224
Additional Noninterest Income$323,0003,863
Total noninterest expense$6,533,0002,005
Salaries and employee benefits$2,897,0002,327
Premises and equipment expense$768,0002,540
Additional noninterest expense$2,868,0001,506
Pre-tax net operating income$572,0007,055
Securities gains (losses)$-2,0009,897
Applicable income taxes$17,0008,941
Income before extraordinary items$553,0006,304
Extraordinary gains, net$032
Net income$553,0006,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0002,986
Cash dividends$1,180,0001,980
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$554,9406,180
1997-12-31 (YTD Data)Rank
Total interest income$11,357,0002,875
Total interest expense$5,107,0002,925
Net interest income$6,250,0002,793
Provision for loan and lease losses$410,0002,057
Total noninterest income$921,0003,253
Gross Fiduciary activities income$245,000853
Service charges on deposit accounts$425,0003,070
Trading account gains and fees$0239
Additional Noninterest Income$251,0004,352
Total noninterest expense$4,350,0002,921
Salaries and employee benefits$2,332,0002,838
Premises and equipment expense$621,0003,049
Additional noninterest expense$1,397,0002,920
Pre-tax net operating income$2,411,0003,004
Securities gains (losses)$-4,0009,548
Applicable income taxes$800,0002,926
Income before extraordinary items$1,607,0003,149
Extraordinary gains, net$044
Net income$1,607,0003,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,0001,920
Cash dividends$1,060,0002,063
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,609,6803,085
1996-12-31 (YTD Data)Rank
Total interest income$10,319,0003,184
Total interest expense$4,855,0003,085
Net interest income$5,464,0003,235
Provision for loan and lease losses$350,0002,313
Total noninterest income$757,0003,851
Gross Fiduciary activities income$209,000952
Service charges on deposit accounts$336,0003,890
Trading account gains and fees$0262
Additional Noninterest Income$212,0005,014
Total noninterest expense$4,167,0003,222
Salaries and employee benefits$2,300,0002,907
Premises and equipment expense$579,0003,327
Additional noninterest expense$1,288,0003,560
Pre-tax net operating income$1,704,0003,913
Securities gains (losses)$6,0002,865
Applicable income taxes$609,0003,544
Income before extraordinary items$1,101,0004,151
Extraordinary gains, net$053
Net income$1,101,0004,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0002,762
Cash dividends$820,0002,454
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,097,1604,107
1995-12-31 (YTD Data)Rank
Total interest income$10,441,0003,179
Total interest expense$4,909,0003,073
Net interest income$5,532,0003,211
Provision for loan and lease losses$230,0002,756
Total noninterest income$1,086,0002,926
Gross Fiduciary activities income$206,000997
Service charges on deposit accounts$253,0004,907
Trading account gains and fees$0522
Additional Noninterest Income$627,0002,462
Total noninterest expense$3,998,0003,322
Salaries and employee benefits$2,305,0002,892
Premises and equipment expense$561,0003,402
Additional noninterest expense$1,132,0003,938
Pre-tax net operating income$2,390,0002,969
Securities gains (losses)$123,000863
Applicable income taxes$886,0002,642
Income before extraordinary items$1,627,0003,012
Extraordinary gains, net$065
Net income$1,627,0003,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0002,397
Cash dividends$804,0002,397
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,547,0503,134
1994-12-31 (YTD Data)Rank
Total interest income$8,399,0003,573
Total interest expense$3,867,0003,155
Net interest income$4,532,0003,903
Provision for loan and lease losses$50,0006,087
Total noninterest income$731,0003,984
Gross Fiduciary activities income$183,0001,039
Service charges on deposit accounts$235,0005,273
Trading account gains and fees$0475
Additional Noninterest Income$313,0003,967
Total noninterest expense$3,401,0003,941
Salaries and employee benefits$1,835,0003,554
Premises and equipment expense$477,0003,951
Additional noninterest expense$1,089,0004,392
Pre-tax net operating income$1,812,0003,720
Securities gains (losses)$03,600
Applicable income taxes$631,0003,355
Income before extraordinary items$1,181,0003,917
Extraordinary gains, net$0249
Net income$1,181,0003,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0002,695
Cash dividends$739,0002,433
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,181,0003,959
1993-12-31 (YTD Data)Rank
Total interest income$7,759,0003,926
Total interest expense$3,692,0003,413
Net interest income$4,067,0004,327
Provision for loan and lease losses$10,0009,731
Total noninterest income$752,0004,203
Gross Fiduciary activities income$182,0001,075
Service charges on deposit accounts$224,0005,526
Trading account gains and fees$0532
Additional Noninterest Income$346,0004,135
Total noninterest expense$3,211,0004,250
Salaries and employee benefits$1,732,0003,759
Premises and equipment expense$458,0004,185
Additional noninterest expense$1,021,0004,839
Pre-tax net operating income$1,598,0004,090
Securities gains (losses)$124,0002,209
Applicable income taxes$605,0003,574
Income before extraordinary items$1,117,0004,268
Extraordinary gains, net$-260,00013,090
Net income$857,0005,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0007,365
Cash dividends$672,0002,460
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,036,4004,323
1992-12-31 (YTD Data)Rank
Total interest income$9,112,0003,818
Total interest expense$4,374,0003,747
Net interest income$4,738,0003,824
Provision for loan and lease losses$370,0003,627
Total noninterest income$718,0004,326
Gross Fiduciary activities income$150,0001,153
Service charges on deposit accounts$220,0005,626
Trading account gains and fees$0504
Additional Noninterest Income$348,0004,052
Total noninterest expense$3,619,0003,823
Salaries and employee benefits$2,018,0003,187
Premises and equipment expense$450,0004,355
Additional noninterest expense$1,151,0004,513
Pre-tax net operating income$1,467,0004,123
Securities gains (losses)$1,030,000631
Applicable income taxes$848,0002,451
Income before extraordinary items$1,649,0002,791
Extraordinary gains, net$01,422
Net income$1,649,0002,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$796,0001,827
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$969,2004,306

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.