Home > Fifth Third Bank > Net charge- offs to loans

Fifth Third Bank, Net charge- offs to loans

2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3506%441
Percentage Net Loans Charged-off: Total real estate loans0.1024%476
Percentage Net Loans Charged-off:Construction & development-0.0088%4,532
Percentage Net Loans Charged-off: Commercial real estate0.1512%216
Percentage Net Loans Charged-off: Multi-family residential-0.0111%4,380
Percentage Net Loans Charged-off: 1-4 family residential0.1161%504
Percentage Net Loans Charged-off: Home equity loans0.2270%130
All other 1-4 family - Percent of loans charged-off, net0.0731%596
Percentage Net Loans Charged-off: Commercial and industrial0.2786%609
Percentage Net Loans Charged-off: Loans to individuals1.4002%559
Percentage Net Loans Charged-off: Credit card loans4.5462%113
Percentage Net Loans Charged-off: Other loans to individual0.7411%933
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0614%1,098
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3236%782
Percentage Net Loans Charged-off: Total real estate loans0.1013%979
Percentage Net Loans Charged-off:Construction & development-0.0104%4,458
Percentage Net Loans Charged-off: Commercial real estate0.1876%522
Percentage Net Loans Charged-off: Multi-family residential-0.0096%4,409
Percentage Net Loans Charged-off: 1-4 family residential0.1034%1,054
Percentage Net Loans Charged-off: Home equity loans0.2188%258
All other 1-4 family - Percent of loans charged-off, net0.0559%1,416
Percentage Net Loans Charged-off: Commercial and industrial0.3134%1,258
Percentage Net Loans Charged-off: Loans to individuals1.1677%726
Percentage Net Loans Charged-off: Credit card loans3.8641%137
Percentage Net Loans Charged-off: Other loans to individual0.6127%1,361
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0560%34
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3214%654
Percentage Net Loans Charged-off: Total real estate loans0.1201%716
Percentage Net Loans Charged-off:Construction & development-0.0155%4,550
Percentage Net Loans Charged-off: Commercial real estate0.2811%313
Percentage Net Loans Charged-off: Multi-family residential-0.0156%4,455
Percentage Net Loans Charged-off: 1-4 family residential0.1071%929
Percentage Net Loans Charged-off: Home equity loans0.2177%222
All other 1-4 family - Percent of loans charged-off, net0.0611%1,229
Percentage Net Loans Charged-off: Commercial and industrial0.3007%1,035
Percentage Net Loans Charged-off: Loans to individuals1.1460%692
Percentage Net Loans Charged-off: Credit card loans3.9373%134
Percentage Net Loans Charged-off: Other loans to individual0.5777%1,291
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1002%27
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3350%603
Percentage Net Loans Charged-off: Total real estate loans0.1561%544
Percentage Net Loans Charged-off:Construction & development-0.0304%4,678
Percentage Net Loans Charged-off: Commercial real estate0.3540%231
Percentage Net Loans Charged-off: Multi-family residential-0.0191%4,506
Percentage Net Loans Charged-off: 1-4 family residential0.1431%706
Percentage Net Loans Charged-off: Home equity loans0.2568%186
All other 1-4 family - Percent of loans charged-off, net0.0952%895
Percentage Net Loans Charged-off: Commercial and industrial0.3036%878
Percentage Net Loans Charged-off: Loans to individuals1.1457%672
Percentage Net Loans Charged-off: Credit card loans4.0325%126
Percentage Net Loans Charged-off: Other loans to individual0.5608%1,271
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0045%1,163
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3903%469
Percentage Net Loans Charged-off: Total real estate loans0.1728%423
Percentage Net Loans Charged-off:Construction & development-0.0890%4,959
Percentage Net Loans Charged-off: Commercial real estate0.3401%158
Percentage Net Loans Charged-off: Multi-family residential-0.0289%4,560
Percentage Net Loans Charged-off: 1-4 family residential0.1833%518
Percentage Net Loans Charged-off: Home equity loans0.2816%158
All other 1-4 family - Percent of loans charged-off, net0.1412%603
Percentage Net Loans Charged-off: Commercial and industrial0.3989%559
Percentage Net Loans Charged-off: Loans to individuals1.2051%679
Percentage Net Loans Charged-off: Credit card loans3.9561%138
Percentage Net Loans Charged-off: Other loans to individual0.6499%1,074
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0107%22
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3828%703
Percentage Net Loans Charged-off: Total real estate loans0.1260%1,053
Percentage Net Loans Charged-off:Construction & development-0.0520%4,768
Percentage Net Loans Charged-off: Commercial real estate0.1653%668
Percentage Net Loans Charged-off: Multi-family residential0.1304%149
Percentage Net Loans Charged-off: 1-4 family residential0.1484%1,015
Percentage Net Loans Charged-off: Home equity loans0.2690%312
All other 1-4 family - Percent of loans charged-off, net0.0917%1,383
Percentage Net Loans Charged-off: Commercial and industrial0.4860%1,047
Percentage Net Loans Charged-off: Loans to individuals0.9984%928
Percentage Net Loans Charged-off: Credit card loans3.5874%144
Percentage Net Loans Charged-off: Other loans to individual0.4987%1,683
Percentage Net Loans Charged-off: All other loans and lease0.0140%1,495
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2213%29
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4060%528
Percentage Net Loans Charged-off: Total real estate loans0.1440%816
Percentage Net Loans Charged-off:Construction & development-0.0649%4,853
Percentage Net Loans Charged-off: Commercial real estate0.2763%400
Percentage Net Loans Charged-off: Multi-family residential0.1811%107
Percentage Net Loans Charged-off: 1-4 family residential0.1448%925
Percentage Net Loans Charged-off: Home equity loans0.2478%310
All other 1-4 family - Percent of loans charged-off, net0.0955%1,204
Percentage Net Loans Charged-off: Commercial and industrial0.5356%791
Percentage Net Loans Charged-off: Loans to individuals0.9798%839
Percentage Net Loans Charged-off: Credit card loans3.6324%128
Percentage Net Loans Charged-off: Other loans to individual0.4762%1,499
Percentage Net Loans Charged-off: All other loans and lease0.0002%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1426%27
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3824%599
Percentage Net Loans Charged-off: Total real estate loans0.1656%738
Percentage Net Loans Charged-off:Construction & development-0.0236%4,778
Percentage Net Loans Charged-off: Commercial real estate0.3454%313
Percentage Net Loans Charged-off: Multi-family residential0.0395%115
Percentage Net Loans Charged-off: 1-4 family residential0.1507%905
Percentage Net Loans Charged-off: Home equity loans0.2633%276
All other 1-4 family - Percent of loans charged-off, net0.0956%1,132
Percentage Net Loans Charged-off: Commercial and industrial0.4649%767
Percentage Net Loans Charged-off: Loans to individuals0.9335%863
Percentage Net Loans Charged-off: Credit card loans3.6519%134
Percentage Net Loans Charged-off: Other loans to individual0.4214%1,533
Percentage Net Loans Charged-off: All other loans and lease0.0154%1,125
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1939%16
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4118%550
Percentage Net Loans Charged-off: Total real estate loans0.1896%561
Percentage Net Loans Charged-off:Construction & development-0.0496%4,979
Percentage Net Loans Charged-off: Commercial real estate0.4276%209
Percentage Net Loans Charged-off: Multi-family residential-0.0312%4,712
Percentage Net Loans Charged-off: 1-4 family residential0.1673%702
Percentage Net Loans Charged-off: Home equity loans0.2907%219
All other 1-4 family - Percent of loans charged-off, net0.1055%868
Percentage Net Loans Charged-off: Commercial and industrial0.5205%543
Percentage Net Loans Charged-off: Loans to individuals0.9343%858
Percentage Net Loans Charged-off: Credit card loans3.5398%146
Percentage Net Loans Charged-off: Other loans to individual0.4445%1,331
Percentage Net Loans Charged-off: All other loans and lease-0.0112%5,120
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1862%1,164
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4788%563
Percentage Net Loans Charged-off: Total real estate loans0.2729%685
Percentage Net Loans Charged-off:Construction & development0.0125%771
Percentage Net Loans Charged-off: Commercial real estate0.3465%540
Percentage Net Loans Charged-off: Multi-family residential-0.3486%4,878
Percentage Net Loans Charged-off: 1-4 family residential0.2982%727
Percentage Net Loans Charged-off: Home equity loans0.5423%249
All other 1-4 family - Percent of loans charged-off, net0.1661%1,252
Percentage Net Loans Charged-off: Commercial and industrial0.3790%1,163
Percentage Net Loans Charged-off: Loans to individuals0.7910%1,066
Percentage Net Loans Charged-off: Credit card loans3.5506%153
Percentage Net Loans Charged-off: Other loans to individual0.2858%2,174
Percentage Net Loans Charged-off: All other loans and lease1.0210%411
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.9295%20
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5256%453
Percentage Net Loans Charged-off: Total real estate loans0.3023%573
Percentage Net Loans Charged-off:Construction & development0.0477%598
Percentage Net Loans Charged-off: Commercial real estate0.4054%402
Percentage Net Loans Charged-off: Multi-family residential-0.2211%4,900
Percentage Net Loans Charged-off: 1-4 family residential0.3154%642
Percentage Net Loans Charged-off: Home equity loans0.5619%233
All other 1-4 family - Percent of loans charged-off, net0.1798%1,054
Percentage Net Loans Charged-off: Commercial and industrial0.3868%943
Percentage Net Loans Charged-off: Loans to individuals0.7780%980
Percentage Net Loans Charged-off: Credit card loans3.6547%136
Percentage Net Loans Charged-off: Other loans to individual0.2562%2,071
Percentage Net Loans Charged-off: All other loans and lease1.3463%331
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.9259%15
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3844%678
Percentage Net Loans Charged-off: Total real estate loans0.2642%691
Percentage Net Loans Charged-off:Construction & development-0.1494%5,241
Percentage Net Loans Charged-off: Commercial real estate0.2216%551
Percentage Net Loans Charged-off: Multi-family residential-0.1151%4,901
Percentage Net Loans Charged-off: 1-4 family residential0.3402%612
Percentage Net Loans Charged-off: Home equity loans0.5723%234
All other 1-4 family - Percent of loans charged-off, net0.2102%962
Percentage Net Loans Charged-off: Commercial and industrial0.4468%793
Percentage Net Loans Charged-off: Loans to individuals0.7471%968
Percentage Net Loans Charged-off: Credit card loans3.6021%133
Percentage Net Loans Charged-off: Other loans to individual0.2301%1,989
Percentage Net Loans Charged-off: All other loans and lease-0.0051%5,137
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.5078%11
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3979%616
Percentage Net Loans Charged-off: Total real estate loans0.2889%579
Percentage Net Loans Charged-off:Construction & development-0.2611%5,446
Percentage Net Loans Charged-off: Commercial real estate0.1763%439
Percentage Net Loans Charged-off: Multi-family residential0.1603%88
Percentage Net Loans Charged-off: 1-4 family residential0.3950%510
Percentage Net Loans Charged-off: Home equity loans0.6729%174
All other 1-4 family - Percent of loans charged-off, net0.2366%737
Percentage Net Loans Charged-off: Commercial and industrial0.4268%570
Percentage Net Loans Charged-off: Loans to individuals0.8167%896
Percentage Net Loans Charged-off: Credit card loans3.5461%154
Percentage Net Loans Charged-off: Other loans to individual0.3160%1,553
Percentage Net Loans Charged-off: All other loans and lease0.0065%899
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0613%1,198
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6339%617
Percentage Net Loans Charged-off: Total real estate loans0.7540%340
Percentage Net Loans Charged-off:Construction & development1.0960%402
Percentage Net Loans Charged-off: Commercial real estate0.2217%1,141
Percentage Net Loans Charged-off: Multi-family residential1.8034%126
Percentage Net Loans Charged-off: 1-4 family residential0.8799%297
Percentage Net Loans Charged-off: Home equity loans0.7061%302
All other 1-4 family - Percent of loans charged-off, net0.9809%267
Percentage Net Loans Charged-off: Commercial and industrial0.5506%1,134
Percentage Net Loans Charged-off: Loans to individuals0.8293%1,145
Percentage Net Loans Charged-off: Credit card loans3.7567%145
Percentage Net Loans Charged-off: Other loans to individual0.3061%2,253
Percentage Net Loans Charged-off: All other loans and lease0.2305%838
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.9255%26
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5657%663
Percentage Net Loans Charged-off: Total real estate loans0.5240%548
Percentage Net Loans Charged-off:Construction & development1.2967%318
Percentage Net Loans Charged-off: Commercial real estate0.2633%902
Percentage Net Loans Charged-off: Multi-family residential1.8887%111
Percentage Net Loans Charged-off: 1-4 family residential0.5179%614
Percentage Net Loans Charged-off: Home equity loans0.7635%279
All other 1-4 family - Percent of loans charged-off, net0.3742%871
Percentage Net Loans Charged-off: Commercial and industrial0.5556%984
Percentage Net Loans Charged-off: Loans to individuals0.8394%1,056
Percentage Net Loans Charged-off: Credit card loans3.8501%129
Percentage Net Loans Charged-off: Other loans to individual0.3073%2,054
Percentage Net Loans Charged-off: All other loans and lease0.3070%688
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0142%1,283
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5964%675
Percentage Net Loans Charged-off: Total real estate loans0.5640%537
Percentage Net Loans Charged-off:Construction & development1.4391%291
Percentage Net Loans Charged-off: Commercial real estate0.2440%858
Percentage Net Loans Charged-off: Multi-family residential2.8865%74
Percentage Net Loans Charged-off: 1-4 family residential0.5559%620
Percentage Net Loans Charged-off: Home equity loans0.8126%252
All other 1-4 family - Percent of loans charged-off, net0.4049%817
Percentage Net Loans Charged-off: Commercial and industrial0.5789%904
Percentage Net Loans Charged-off: Loans to individuals0.7785%1,111
Percentage Net Loans Charged-off: Credit card loans3.7300%146
Percentage Net Loans Charged-off: Other loans to individual0.2599%2,028
Percentage Net Loans Charged-off: All other loans and lease0.4803%512
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0400%1,261
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7474%467
Percentage Net Loans Charged-off: Total real estate loans0.5322%541
Percentage Net Loans Charged-off:Construction & development1.0948%277
Percentage Net Loans Charged-off: Commercial real estate0.2139%613
Percentage Net Loans Charged-off: Multi-family residential0.9315%80
Percentage Net Loans Charged-off: 1-4 family residential0.5854%554
Percentage Net Loans Charged-off: Home equity loans0.7563%242
All other 1-4 family - Percent of loans charged-off, net0.4847%653
Percentage Net Loans Charged-off: Commercial and industrial0.8529%519
Percentage Net Loans Charged-off: Loans to individuals0.8828%991
Percentage Net Loans Charged-off: Credit card loans3.7568%147
Percentage Net Loans Charged-off: Other loans to individual0.3792%1,582
Percentage Net Loans Charged-off: All other loans and lease0.8780%336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0898%22
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5616%1,170
Percentage Net Loans Charged-off: Total real estate loans0.6715%808
Percentage Net Loans Charged-off:Construction & development2.0177%572
Percentage Net Loans Charged-off: Commercial real estate0.4149%1,191
Percentage Net Loans Charged-off: Multi-family residential0.0667%529
Percentage Net Loans Charged-off: 1-4 family residential0.6665%827
Percentage Net Loans Charged-off: Home equity loans0.9961%385
All other 1-4 family - Percent of loans charged-off, net0.4781%1,136
Percentage Net Loans Charged-off: Commercial and industrial0.3540%1,818
Percentage Net Loans Charged-off: Loans to individuals0.8050%1,432
Percentage Net Loans Charged-off: Credit card loans3.8229%173
Percentage Net Loans Charged-off: Other loans to individual0.2915%2,632
Percentage Net Loans Charged-off: All other loans and lease0.4985%664
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3190%55
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5276%1,221
Percentage Net Loans Charged-off: Total real estate loans0.6791%767
Percentage Net Loans Charged-off:Construction & development2.2853%492
Percentage Net Loans Charged-off: Commercial real estate0.4280%1,054
Percentage Net Loans Charged-off: Multi-family residential-0.0559%5,278
Percentage Net Loans Charged-off: 1-4 family residential0.6573%812
Percentage Net Loans Charged-off: Home equity loans0.9718%404
All other 1-4 family - Percent of loans charged-off, net0.4787%1,076
Percentage Net Loans Charged-off: Commercial and industrial0.3837%1,556
Percentage Net Loans Charged-off: Loans to individuals0.7858%1,320
Percentage Net Loans Charged-off: Credit card loans3.7268%157
Percentage Net Loans Charged-off: Other loans to individual0.2933%2,352
Percentage Net Loans Charged-off: All other loans and lease0.0270%1,268
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3777%48
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5459%1,208
Percentage Net Loans Charged-off: Total real estate loans0.7569%753
Percentage Net Loans Charged-off:Construction & development2.4989%454
Percentage Net Loans Charged-off: Commercial real estate0.5581%821
Percentage Net Loans Charged-off: Multi-family residential-0.1129%5,322
Percentage Net Loans Charged-off: 1-4 family residential0.7108%777
Percentage Net Loans Charged-off: Home equity loans1.0666%377
All other 1-4 family - Percent of loans charged-off, net0.5101%1,035
Percentage Net Loans Charged-off: Commercial and industrial0.3401%1,464
Percentage Net Loans Charged-off: Loans to individuals0.7616%1,314
Percentage Net Loans Charged-off: Credit card loans3.7878%164
Percentage Net Loans Charged-off: Other loans to individual0.2563%2,308
Percentage Net Loans Charged-off: All other loans and lease0.0883%946
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3071%40
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5918%1,031
Percentage Net Loans Charged-off: Total real estate loans0.9255%563
Percentage Net Loans Charged-off:Construction & development4.0076%258
Percentage Net Loans Charged-off: Commercial real estate0.7405%555
Percentage Net Loans Charged-off: Multi-family residential-0.2830%5,391
Percentage Net Loans Charged-off: 1-4 family residential0.7820%682
Percentage Net Loans Charged-off: Home equity loans1.1595%295
All other 1-4 family - Percent of loans charged-off, net0.5686%862
Percentage Net Loans Charged-off: Commercial and industrial0.2426%1,188
Percentage Net Loans Charged-off: Loans to individuals0.8028%1,194
Percentage Net Loans Charged-off: Credit card loans3.8556%176
Percentage Net Loans Charged-off: Other loans to individual0.2932%1,923
Percentage Net Loans Charged-off: All other loans and lease0.1453%715
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1343%33
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8290%1,400
Percentage Net Loans Charged-off: Total real estate loans1.1912%787
Percentage Net Loans Charged-off:Construction & development3.0990%830
Percentage Net Loans Charged-off: Commercial real estate0.9214%976
Percentage Net Loans Charged-off: Multi-family residential1.4485%378
Percentage Net Loans Charged-off: 1-4 family residential1.0968%789
Percentage Net Loans Charged-off: Home equity loans1.4104%464
All other 1-4 family - Percent of loans charged-off, net0.8964%1,018
Percentage Net Loans Charged-off: Commercial and industrial0.5097%2,068
Percentage Net Loans Charged-off: Loans to individuals0.8780%1,549
Percentage Net Loans Charged-off: Credit card loans3.8113%222
Percentage Net Loans Charged-off: Other loans to individual0.4060%2,492
Percentage Net Loans Charged-off: All other loans and lease0.2540%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.2901%57
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8838%1,236
Percentage Net Loans Charged-off: Total real estate loans1.2930%684
Percentage Net Loans Charged-off:Construction & development3.4203%740
Percentage Net Loans Charged-off: Commercial real estate1.0157%809
Percentage Net Loans Charged-off: Multi-family residential1.3653%353
Percentage Net Loans Charged-off: 1-4 family residential1.1767%729
Percentage Net Loans Charged-off: Home equity loans1.4700%427
All other 1-4 family - Percent of loans charged-off, net0.9837%899
Percentage Net Loans Charged-off: Commercial and industrial0.5596%1,756
Percentage Net Loans Charged-off: Loans to individuals0.8472%1,474
Percentage Net Loans Charged-off: Credit card loans3.8397%216
Percentage Net Loans Charged-off: Other loans to individual0.3709%2,362
Percentage Net Loans Charged-off: All other loans and lease0.2325%898
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.9414%53
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9550%1,158
Percentage Net Loans Charged-off: Total real estate loans1.3482%692
Percentage Net Loans Charged-off:Construction & development3.5439%679
Percentage Net Loans Charged-off: Commercial real estate0.9983%786
Percentage Net Loans Charged-off: Multi-family residential1.4953%292
Percentage Net Loans Charged-off: 1-4 family residential1.2334%707
Percentage Net Loans Charged-off: Home equity loans1.4960%414
All other 1-4 family - Percent of loans charged-off, net1.0586%849
Percentage Net Loans Charged-off: Commercial and industrial0.6625%1,530
Percentage Net Loans Charged-off: Loans to individuals0.8591%1,412
Percentage Net Loans Charged-off: Credit card loans3.9935%217
Percentage Net Loans Charged-off: Other loans to individual0.3620%2,220
Percentage Net Loans Charged-off: All other loans and lease0.3377%730
Percentage Net Loans Charged-off:Coml. RE not secured by RE5.8633%41
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0483%993
Percentage Net Loans Charged-off: Total real estate loans1.5336%586
Percentage Net Loans Charged-off:Construction & development4.7310%454
Percentage Net Loans Charged-off: Commercial real estate1.0996%628
Percentage Net Loans Charged-off: Multi-family residential2.4440%181
Percentage Net Loans Charged-off: 1-4 family residential1.2978%648
Percentage Net Loans Charged-off: Home equity loans1.6239%353
All other 1-4 family - Percent of loans charged-off, net1.0786%796
Percentage Net Loans Charged-off: Commercial and industrial0.7244%1,100
Percentage Net Loans Charged-off: Loans to individuals0.9687%1,175
Percentage Net Loans Charged-off: Credit card loans4.1814%194
Percentage Net Loans Charged-off: Other loans to individual0.4602%1,731
Percentage Net Loans Charged-off: All other loans and lease0.0519%847
Percentage Net Loans Charged-off:Coml. RE not secured by RE8.6567%23
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4571%1,112
Percentage Net Loans Charged-off: Total real estate loans1.9406%688
Percentage Net Loans Charged-off:Construction & development4.5651%1,065
Percentage Net Loans Charged-off: Commercial real estate1.3523%917
Percentage Net Loans Charged-off: Multi-family residential1.7792%481
Percentage Net Loans Charged-off: 1-4 family residential1.7279%670
Percentage Net Loans Charged-off: Home equity loans1.8849%482
All other 1-4 family - Percent of loans charged-off, net1.6066%767
Percentage Net Loans Charged-off: Commercial and industrial0.8569%2,160
Percentage Net Loans Charged-off: Loans to individuals1.6037%1,030
Percentage Net Loans Charged-off: Credit card loans5.2158%201
Percentage Net Loans Charged-off: Other loans to individual0.8665%1,625
Percentage Net Loans Charged-off: All other loans and lease0.7030%687
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.7520%71
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5623%910
Percentage Net Loans Charged-off: Total real estate loans2.0576%574
Percentage Net Loans Charged-off:Construction & development5.2550%836
Percentage Net Loans Charged-off: Commercial real estate1.2637%871
Percentage Net Loans Charged-off: Multi-family residential1.1777%497
Percentage Net Loans Charged-off: 1-4 family residential1.8147%576
Percentage Net Loans Charged-off: Home equity loans1.9221%428
All other 1-4 family - Percent of loans charged-off, net1.7281%652
Percentage Net Loans Charged-off: Commercial and industrial0.9157%1,868
Percentage Net Loans Charged-off: Loans to individuals1.7565%879
Percentage Net Loans Charged-off: Credit card loans5.4768%187
Percentage Net Loans Charged-off: Other loans to individual0.9465%1,361
Percentage Net Loans Charged-off: All other loans and lease0.7594%616
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.7416%64
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6961%849
Percentage Net Loans Charged-off: Total real estate loans2.0940%583
Percentage Net Loans Charged-off:Construction & development4.8662%838
Percentage Net Loans Charged-off: Commercial real estate1.4359%720
Percentage Net Loans Charged-off: Multi-family residential1.1772%399
Percentage Net Loans Charged-off: 1-4 family residential1.8789%591
Percentage Net Loans Charged-off: Home equity loans1.9240%440
All other 1-4 family - Percent of loans charged-off, net1.8416%620
Percentage Net Loans Charged-off: Commercial and industrial1.0778%1,520
Percentage Net Loans Charged-off: Loans to individuals2.1260%702
Percentage Net Loans Charged-off: Credit card loans6.2730%172
Percentage Net Loans Charged-off: Other loans to individual1.1198%1,080
Percentage Net Loans Charged-off: All other loans and lease0.8075%549
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.3967%60
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8570%694
Percentage Net Loans Charged-off: Total real estate loans2.3598%459
Percentage Net Loans Charged-off:Construction & development6.4116%508
Percentage Net Loans Charged-off: Commercial real estate1.4682%588
Percentage Net Loans Charged-off: Multi-family residential1.1519%271
Percentage Net Loans Charged-off: 1-4 family residential1.9821%515
Percentage Net Loans Charged-off: Home equity loans2.0225%353
All other 1-4 family - Percent of loans charged-off, net1.9483%520
Percentage Net Loans Charged-off: Commercial and industrial1.0426%1,233
Percentage Net Loans Charged-off: Loans to individuals2.3047%639
Percentage Net Loans Charged-off: Credit card loans6.5238%172
Percentage Net Loans Charged-off: Other loans to individual1.1155%972
Percentage Net Loans Charged-off: All other loans and lease0.9788%396
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.8693%35
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9517%566
Percentage Net Loans Charged-off: Total real estate loans4.2011%255
Percentage Net Loans Charged-off:Construction & development9.7332%595
Percentage Net Loans Charged-off: Commercial real estate2.9152%363
Percentage Net Loans Charged-off: Multi-family residential4.1532%321
Percentage Net Loans Charged-off: 1-4 family residential3.2964%301
Percentage Net Loans Charged-off: Home equity loans2.2555%422
All other 1-4 family - Percent of loans charged-off, net4.2486%220
Percentage Net Loans Charged-off: Commercial and industrial1.8235%1,770
Percentage Net Loans Charged-off: Loans to individuals2.1056%1,019
Percentage Net Loans Charged-off: Credit card loans8.2684%141
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8529%854
Percentage Net Loans Charged-off:Coml. RE not secured by RE6.4114%81
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3404%423
Percentage Net Loans Charged-off: Total real estate loans4.8252%174
Percentage Net Loans Charged-off:Construction & development11.6390%431
Percentage Net Loans Charged-off: Commercial real estate3.3182%271
Percentage Net Loans Charged-off: Multi-family residential3.4216%338
Percentage Net Loans Charged-off: 1-4 family residential3.6005%248
Percentage Net Loans Charged-off: Home equity loans2.2962%401
All other 1-4 family - Percent of loans charged-off, net4.8231%169
Percentage Net Loans Charged-off: Commercial and industrial1.9705%1,469
Percentage Net Loans Charged-off: Loans to individuals2.1856%941
Percentage Net Loans Charged-off: Credit card loans8.6818%143
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0599%716
Percentage Net Loans Charged-off:Coml. RE not secured by RE6.8549%71
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5807%653
Percentage Net Loans Charged-off: Total real estate loans3.3402%420
Percentage Net Loans Charged-off:Construction & development8.6092%594
Percentage Net Loans Charged-off: Commercial real estate1.7808%606
Percentage Net Loans Charged-off: Multi-family residential2.2462%342
Percentage Net Loans Charged-off: 1-4 family residential2.4577%453
Percentage Net Loans Charged-off: Home equity loans2.3389%380
All other 1-4 family - Percent of loans charged-off, net2.5703%452
Percentage Net Loans Charged-off: Commercial and industrial1.7871%1,447
Percentage Net Loans Charged-off: Loans to individuals2.3464%866
Percentage Net Loans Charged-off: Credit card loans9.1376%138
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9263%681
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9538%522
Percentage Net Loans Charged-off: Total real estate loans3.7111%348
Percentage Net Loans Charged-off:Construction & development9.8327%449
Percentage Net Loans Charged-off: Commercial real estate2.1408%438
Percentage Net Loans Charged-off: Multi-family residential2.3722%234
Percentage Net Loans Charged-off: 1-4 family residential2.4748%446
Percentage Net Loans Charged-off: Home equity loans2.5326%323
All other 1-4 family - Percent of loans charged-off, net2.4198%457
Percentage Net Loans Charged-off: Commercial and industrial2.1752%1,003
Percentage Net Loans Charged-off: Loans to individuals2.6432%761
Percentage Net Loans Charged-off: Credit card loans9.2424%157
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3782%476
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1029%663
Percentage Net Loans Charged-off: Total real estate loans3.8185%425
Percentage Net Loans Charged-off:Construction & development9.4410%646
Percentage Net Loans Charged-off: Commercial real estate1.8830%606
Percentage Net Loans Charged-off: Multi-family residential2.7734%359
Percentage Net Loans Charged-off: 1-4 family residential2.5971%478
Percentage Net Loans Charged-off: Home equity loans2.5546%393
All other 1-4 family - Percent of loans charged-off, net2.6347%492
Percentage Net Loans Charged-off: Commercial and industrial2.3232%1,671
Percentage Net Loans Charged-off: Loans to individuals3.0659%787
Percentage Net Loans Charged-off: Credit card loans8.9941%182
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2578%895
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9633%573
Percentage Net Loans Charged-off: Total real estate loans3.4631%390
Percentage Net Loans Charged-off:Construction & development8.2241%613
Percentage Net Loans Charged-off: Commercial real estate1.7120%501
Percentage Net Loans Charged-off: Multi-family residential1.3719%383
Percentage Net Loans Charged-off: 1-4 family residential2.4757%426
Percentage Net Loans Charged-off: Home equity loans2.4533%346
All other 1-4 family - Percent of loans charged-off, net2.4953%416
Percentage Net Loans Charged-off: Commercial and industrial2.4849%1,272
Percentage Net Loans Charged-off: Loans to individuals3.1739%724
Percentage Net Loans Charged-off: Credit card loans8.9768%177
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0173%841
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9060%981
Percentage Net Loans Charged-off: Total real estate loans2.5251%568
Percentage Net Loans Charged-off:Construction & development7.3350%607
Percentage Net Loans Charged-off: Commercial real estate0.9369%696
Percentage Net Loans Charged-off: Multi-family residential1.3301%282
Percentage Net Loans Charged-off: 1-4 family residential1.8127%548
Percentage Net Loans Charged-off: Home equity loans1.2184%526
All other 1-4 family - Percent of loans charged-off, net2.0851%494
Percentage Net Loans Charged-off: Commercial and industrial1.2817%1,743
Percentage Net Loans Charged-off: Loans to individuals2.3302%1,019
Percentage Net Loans Charged-off: Credit card loans7.5928%248
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2784%1,132
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6060%902
Percentage Net Loans Charged-off: Total real estate loans2.2188%507
Percentage Net Loans Charged-off:Construction & development6.6007%444
Percentage Net Loans Charged-off: Commercial real estate0.5883%611
Percentage Net Loans Charged-off: Multi-family residential1.1756%181
Percentage Net Loans Charged-off: 1-4 family residential1.5738%504
Percentage Net Loans Charged-off: Home equity loans1.1283%409
All other 1-4 family - Percent of loans charged-off, net1.7858%438
Percentage Net Loans Charged-off: Commercial and industrial0.6599%1,710
Percentage Net Loans Charged-off: Loans to individuals2.4383%912
Percentage Net Loans Charged-off: Credit card loans6.7150%274
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1931%948
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7094%645
Percentage Net Loans Charged-off: Total real estate loans1.9348%428
Percentage Net Loans Charged-off:Construction & development2.7300%892
Percentage Net Loans Charged-off: Commercial real estate0.7368%666
Percentage Net Loans Charged-off: Multi-family residential1.6788%228
Percentage Net Loans Charged-off: 1-4 family residential2.0174%267
Percentage Net Loans Charged-off: Home equity loans0.9397%481
All other 1-4 family - Percent of loans charged-off, net2.5321%203
Percentage Net Loans Charged-off: Commercial and industrial1.8134%1,161
Percentage Net Loans Charged-off: Loans to individuals1.8728%1,124
Percentage Net Loans Charged-off: Credit card loans5.3677%247
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3552%1,157
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2509%657
Percentage Net Loans Charged-off: Total real estate loans1.6114%359
Percentage Net Loans Charged-off:Construction & development1.3141%935
Percentage Net Loans Charged-off: Commercial real estate0.3512%711
Percentage Net Loans Charged-off: Multi-family residential1.0327%176
Percentage Net Loans Charged-off: 1-4 family residential1.9984%202
Percentage Net Loans Charged-off: Home equity loans0.9493%365
All other 1-4 family - Percent of loans charged-off, net2.4945%147
Percentage Net Loans Charged-off: Commercial and industrial0.7087%1,662
Percentage Net Loans Charged-off: Loans to individuals1.8054%945
Percentage Net Loans Charged-off: Credit card loans4.9897%258
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3569%983
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1222%605
Percentage Net Loans Charged-off: Total real estate loans1.3874%343
Percentage Net Loans Charged-off:Construction & development1.1967%703
Percentage Net Loans Charged-off: Commercial real estate0.3413%566
Percentage Net Loans Charged-off: Multi-family residential0.6681%131
Percentage Net Loans Charged-off: 1-4 family residential1.6965%228
Percentage Net Loans Charged-off: Home equity loans0.8456%342
All other 1-4 family - Percent of loans charged-off, net2.0911%170
Percentage Net Loans Charged-off: Commercial and industrial0.7412%1,309
Percentage Net Loans Charged-off: Loans to individuals1.6356%996
Percentage Net Loans Charged-off: Credit card loans4.7841%260
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2404%974
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8551%619
Percentage Net Loans Charged-off: Total real estate loans0.9698%360
Percentage Net Loans Charged-off:Construction & development0.5426%610
Percentage Net Loans Charged-off: Commercial real estate0.1662%496
Percentage Net Loans Charged-off: Multi-family residential0.3416%99
Percentage Net Loans Charged-off: 1-4 family residential1.2732%248
Percentage Net Loans Charged-off: Home equity loans0.6870%265
All other 1-4 family - Percent of loans charged-off, net1.5391%188
Percentage Net Loans Charged-off: Commercial and industrial0.4299%1,246
Percentage Net Loans Charged-off: Loans to individuals1.6955%908
Percentage Net Loans Charged-off: Credit card loans4.6104%256
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2138%792
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5031%1,092
Percentage Net Loans Charged-off: Total real estate loans0.4566%619
Percentage Net Loans Charged-off:Construction & development0.7066%551
Percentage Net Loans Charged-off: Commercial real estate0.2798%675
Percentage Net Loans Charged-off: Multi-family residential0.4336%174
Percentage Net Loans Charged-off: 1-4 family residential0.4301%622
Percentage Net Loans Charged-off: Home equity loans0.4635%335
All other 1-4 family - Percent of loans charged-off, net0.4148%645
Percentage Net Loans Charged-off: Commercial and industrial0.4674%1,953
Percentage Net Loans Charged-off: Loans to individuals0.9904%1,625
Percentage Net Loans Charged-off: Credit card loans3.6964%315
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1021%1,384
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4388%909
Percentage Net Loans Charged-off: Total real estate loans0.3865%449
Percentage Net Loans Charged-off:Construction & development0.5848%358
Percentage Net Loans Charged-off: Commercial real estate0.2761%431
Percentage Net Loans Charged-off: Multi-family residential0.0445%167
Percentage Net Loans Charged-off: 1-4 family residential0.3668%538
Percentage Net Loans Charged-off: Home equity loans0.4088%270
All other 1-4 family - Percent of loans charged-off, net0.3474%559
Percentage Net Loans Charged-off: Commercial and industrial0.4117%1,656
Percentage Net Loans Charged-off: Loans to individuals0.8900%1,566
Percentage Net Loans Charged-off: Credit card loans3.6305%300
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0978%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4061%886
Percentage Net Loans Charged-off: Total real estate loans0.3695%428
Percentage Net Loans Charged-off:Construction & development0.2576%370
Percentage Net Loans Charged-off: Commercial real estate0.3383%288
Percentage Net Loans Charged-off: Multi-family residential0.0445%119
Percentage Net Loans Charged-off: 1-4 family residential0.4162%448
Percentage Net Loans Charged-off: Home equity loans0.3754%239
All other 1-4 family - Percent of loans charged-off, net0.4350%408
Percentage Net Loans Charged-off: Commercial and industrial0.4622%1,298
Percentage Net Loans Charged-off: Loans to individuals0.6943%1,853
Percentage Net Loans Charged-off: Credit card loans3.4383%314
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0973%1,096
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3357%907
Percentage Net Loans Charged-off: Total real estate loans0.3553%354
Percentage Net Loans Charged-off:Construction & development0.3184%205
Percentage Net Loans Charged-off: Commercial real estate0.3167%208
Percentage Net Loans Charged-off: Multi-family residential-0.0050%6,106
Percentage Net Loans Charged-off: 1-4 family residential0.3839%393
Percentage Net Loans Charged-off: Home equity loans0.3516%184
All other 1-4 family - Percent of loans charged-off, net0.3990%368
Percentage Net Loans Charged-off: Commercial and industrial0.2114%1,268
Percentage Net Loans Charged-off: Loans to individuals0.6061%1,910
Percentage Net Loans Charged-off: Credit card loans3.2750%338
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0923%824
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4462%850
Percentage Net Loans Charged-off: Total real estate loans0.2384%602
Percentage Net Loans Charged-off:Construction & development0.1279%441
Percentage Net Loans Charged-off: Commercial real estate0.1960%567
Percentage Net Loans Charged-off: Multi-family residential-0.0781%6,262
Percentage Net Loans Charged-off: 1-4 family residential0.2840%592
Percentage Net Loans Charged-off: Home equity loans0.2833%256
All other 1-4 family - Percent of loans charged-off, net0.2844%592
Percentage Net Loans Charged-off: Commercial and industrial0.9212%1,080
Percentage Net Loans Charged-off: Loans to individuals0.9609%1,545
Percentage Net Loans Charged-off: Credit card loans4.0331%254
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0384%1,448
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4114%756
Percentage Net Loans Charged-off: Total real estate loans0.2233%500
Percentage Net Loans Charged-off:Construction & development0.0226%516
Percentage Net Loans Charged-off: Commercial real estate0.2373%402
Percentage Net Loans Charged-off: Multi-family residential-0.1231%6,255
Percentage Net Loans Charged-off: 1-4 family residential0.2787%500
Percentage Net Loans Charged-off: Home equity loans0.2855%185
All other 1-4 family - Percent of loans charged-off, net0.2755%512
Percentage Net Loans Charged-off: Commercial and industrial0.8731%875
Percentage Net Loans Charged-off: Loans to individuals0.8627%1,551
Percentage Net Loans Charged-off: Credit card loans3.9939%249
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0170%1,357
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4286%716
Percentage Net Loans Charged-off: Total real estate loans0.1973%564
Percentage Net Loans Charged-off:Construction & development0.0195%395
Percentage Net Loans Charged-off: Commercial real estate0.0865%518
Percentage Net Loans Charged-off: Multi-family residential-0.1782%6,235
Percentage Net Loans Charged-off: 1-4 family residential0.2717%487
Percentage Net Loans Charged-off: Home equity loans0.2874%164
All other 1-4 family - Percent of loans charged-off, net0.2642%505
Percentage Net Loans Charged-off: Commercial and industrial1.0823%717
Percentage Net Loans Charged-off: Loans to individuals0.7935%1,599
Percentage Net Loans Charged-off: Credit card loans3.8317%266
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0223%1,159
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4449%636
Percentage Net Loans Charged-off: Total real estate loans0.2116%410
Percentage Net Loans Charged-off:Construction & development0.0009%265
Percentage Net Loans Charged-off: Commercial real estate-0.0200%8,134
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.3065%380
Percentage Net Loans Charged-off: Home equity loans0.3525%119
All other 1-4 family - Percent of loans charged-off, net0.2840%396
Percentage Net Loans Charged-off: Commercial and industrial1.0939%556
Percentage Net Loans Charged-off: Loans to individuals0.8334%1,483
Percentage Net Loans Charged-off: Credit card loans4.3542%239
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0089%6,921
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4973%861
Percentage Net Loans Charged-off: Total real estate loans0.2290%606
Percentage Net Loans Charged-off:Construction & development0.1524%328
Percentage Net Loans Charged-off: Commercial real estate0.1712%610
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.2544%653
Percentage Net Loans Charged-off: Home equity loans0.2423%259
All other 1-4 family - Percent of loans charged-off, net0.2602%665
Percentage Net Loans Charged-off: Commercial and industrial0.5349%1,824
Percentage Net Loans Charged-off: Loans to individuals1.1212%1,600
Percentage Net Loans Charged-off: Credit card loans6.1540%197
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6396%731
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4197%920
Percentage Net Loans Charged-off: Total real estate loans0.2061%593
Percentage Net Loans Charged-off:Construction & development0.0548%375
Percentage Net Loans Charged-off: Commercial real estate0.0925%651
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.2486%585
Percentage Net Loans Charged-off: Home equity loans0.2403%210
All other 1-4 family - Percent of loans charged-off, net0.2526%606
Percentage Net Loans Charged-off: Commercial and industrial0.5425%1,462
Percentage Net Loans Charged-off: Loans to individuals0.9509%1,709
Percentage Net Loans Charged-off: Credit card loans5.2316%240
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4009%786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4184%907
Percentage Net Loans Charged-off: Total real estate loans0.1878%647
Percentage Net Loans Charged-off:Construction & development0.0269%356
Percentage Net Loans Charged-off: Commercial real estate0.0794%561
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.2296%611
Percentage Net Loans Charged-off: Home equity loans0.1902%221
All other 1-4 family - Percent of loans charged-off, net0.2487%589
Percentage Net Loans Charged-off: Commercial and industrial0.4769%1,415
Percentage Net Loans Charged-off: Loans to individuals0.9964%1,572
Percentage Net Loans Charged-off: Credit card loans5.3696%247
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4864%629
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4508%779
Percentage Net Loans Charged-off: Total real estate loans0.2162%475
Percentage Net Loans Charged-off:Construction & development0.0805%173
Percentage Net Loans Charged-off: Commercial real estate0.0041%500
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.2697%485
Percentage Net Loans Charged-off: Home equity loans0.2984%132
All other 1-4 family - Percent of loans charged-off, net0.2561%513
Percentage Net Loans Charged-off: Commercial and industrial0.2871%1,276
Percentage Net Loans Charged-off: Loans to individuals0.9505%1,580
Percentage Net Loans Charged-off: Credit card loans4.7965%278
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8380%404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4595%1,229
Percentage Net Loans Charged-off: Total real estate loans0.2452%750
Percentage Net Loans Charged-off:Construction & development0.3081%309
Percentage Net Loans Charged-off: Commercial real estate0.3307%570
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.2312%840
Percentage Net Loans Charged-off: Home equity loans0.2021%300
All other 1-4 family - Percent of loans charged-off, net0.2472%812
Percentage Net Loans Charged-off: Commercial and industrial0.6663%1,803
Percentage Net Loans Charged-off: Loans to individuals0.9439%2,185
Percentage Net Loans Charged-off: Credit card loans4.2909%420
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3712%924
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4777%1,011
Percentage Net Loans Charged-off: Total real estate loans0.2222%714
Percentage Net Loans Charged-off:Construction & development0.3216%247
Percentage Net Loans Charged-off: Commercial real estate0.1108%753
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.2371%701
Percentage Net Loans Charged-off: Home equity loans0.2000%247
All other 1-4 family - Percent of loans charged-off, net0.2581%659
Percentage Net Loans Charged-off: Commercial and industrial0.8181%1,319
Percentage Net Loans Charged-off: Loans to individuals0.9287%2,043
Percentage Net Loans Charged-off: Credit card loans4.3774%399
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3691%808
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5218%893
Percentage Net Loans Charged-off: Total real estate loans0.2495%619
Percentage Net Loans Charged-off:Construction & development0.4705%180
Percentage Net Loans Charged-off: Commercial real estate0.1099%622
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.2563%651
Percentage Net Loans Charged-off: Home equity loans0.2010%213
All other 1-4 family - Percent of loans charged-off, net0.2887%596
Percentage Net Loans Charged-off: Commercial and industrial0.9655%1,080
Percentage Net Loans Charged-off: Loans to individuals0.8764%2,129
Percentage Net Loans Charged-off: Credit card loans4.3029%430
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4120%687
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6019%770
Percentage Net Loans Charged-off: Total real estate loans0.2428%537
Percentage Net Loans Charged-off:Construction & development0.1602%194
Percentage Net Loans Charged-off: Commercial real estate0.1134%387
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.2859%518
Percentage Net Loans Charged-off: Home equity loans0.2119%154
All other 1-4 family - Percent of loans charged-off, net0.3305%442
Percentage Net Loans Charged-off: Commercial and industrial1.3727%676
Percentage Net Loans Charged-off: Loans to individuals0.9137%1,949
Percentage Net Loans Charged-off: Credit card loans4.2941%445
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3947%562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6450%1,086
Percentage Net Loans Charged-off: Total real estate loans0.2425%926
Percentage Net Loans Charged-off:Construction & development0.0857%617
Percentage Net Loans Charged-off: Commercial real estate0.0533%1,279
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.3052%776
Percentage Net Loans Charged-off: Home equity loans0.1653%335
All other 1-4 family - Percent of loans charged-off, net0.3795%643
Percentage Net Loans Charged-off: Commercial and industrial1.3924%1,290
Percentage Net Loans Charged-off: Loans to individuals0.8848%2,695
Percentage Net Loans Charged-off: Credit card loans4.8341%444
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7765%807
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6118%1,010
Percentage Net Loans Charged-off: Total real estate loans0.2170%865
Percentage Net Loans Charged-off:Construction & development0.1100%457
Percentage Net Loans Charged-off: Commercial real estate0.0490%1,025
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.2685%747
Percentage Net Loans Charged-off: Home equity loans0.1642%270
All other 1-4 family - Percent of loans charged-off, net0.3219%640
Percentage Net Loans Charged-off: Commercial and industrial1.4360%1,059
Percentage Net Loans Charged-off: Loans to individuals0.8544%2,556
Percentage Net Loans Charged-off: Credit card loans4.6103%483
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7183%745
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6657%901
Percentage Net Loans Charged-off: Total real estate loans0.2516%710
Percentage Net Loans Charged-off:Construction & development0.0495%441
Percentage Net Loans Charged-off: Commercial real estate0.0365%852
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.3242%585
Percentage Net Loans Charged-off: Home equity loans0.2151%203
All other 1-4 family - Percent of loans charged-off, net0.3789%532
Percentage Net Loans Charged-off: Commercial and industrial1.5223%947
Percentage Net Loans Charged-off: Loans to individuals0.8555%2,413
Percentage Net Loans Charged-off: Credit card loans4.6810%487
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8642%616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5985%922
Percentage Net Loans Charged-off: Total real estate loans0.3249%485
Percentage Net Loans Charged-off:Construction & development-0.0017%7,880
Percentage Net Loans Charged-off: Commercial real estate0.0560%509
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.4247%397
Percentage Net Loans Charged-off: Home equity loans0.1340%177
All other 1-4 family - Percent of loans charged-off, net0.5659%311
Percentage Net Loans Charged-off: Commercial and industrial1.3967%801
Percentage Net Loans Charged-off: Loans to individuals0.8798%2,201
Percentage Net Loans Charged-off: Credit card loans4.2955%522
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5246%595
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4336%1,919
Percentage Net Loans Charged-off: Total real estate loans0.1435%1,438
Percentage Net Loans Charged-off:Construction & development-0.0184%8,064
Percentage Net Loans Charged-off: Commercial real estate0.0530%1,244
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1876%1,103
Percentage Net Loans Charged-off: Home equity loans0.1242%384
All other 1-4 family - Percent of loans charged-off, net0.2142%1,025
Percentage Net Loans Charged-off: Commercial and industrial0.9335%1,994
Percentage Net Loans Charged-off: Loans to individuals0.7441%3,197
Percentage Net Loans Charged-off: Credit card loans3.5808%785
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5433%985
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5001%1,627
Percentage Net Loans Charged-off: Total real estate loans0.0731%2,012
Percentage Net Loans Charged-off:Construction & development0.0273%743
Percentage Net Loans Charged-off: Commercial real estate-0.0769%8,994
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1239%1,341
Percentage Net Loans Charged-off: Home equity loans0.1782%332
All other 1-4 family - Percent of loans charged-off, net0.1094%1,418
Percentage Net Loans Charged-off: Commercial and industrial1.1935%1,574
Percentage Net Loans Charged-off: Loans to individuals1.0531%2,110
Percentage Net Loans Charged-off: Credit card loans2.8593%934
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6893%869
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2879%2,329
Percentage Net Loans Charged-off: Total real estate loans0.0360%518
Percentage Net Loans Charged-off:Construction & development0.0072%244
Percentage Net Loans Charged-off: Commercial real estate-0.0096%1,311
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0544%409
Percentage Net Loans Charged-off: Home equity loans0.0966%218
All other 1-4 family - Percent of loans charged-off, net0.0461%427
Percentage Net Loans Charged-off: Commercial and industrial0.2850%610
Percentage Net Loans Charged-off: Loans to individuals0.9471%435
Percentage Net Loans Charged-off: Credit card loans2.8626%338
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4677%165
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2212%2,968
Percentage Net Loans Charged-off: Total real estate loans0.0435%488
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0315%1,301
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0605%435
Percentage Net Loans Charged-off: Home equity loans0.5900%57
All other 1-4 family - Percent of loans charged-off, net0.0099%809
Percentage Net Loans Charged-off: Commercial and industrial0.5473%357
Percentage Net Loans Charged-off: Loans to individuals1.0592%417
Percentage Net Loans Charged-off: Credit card loans3.3990%286
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0098%406
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3418%2,190
Percentage Net Loans Charged-off: Total real estate loans0.1594%178
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.9259%33
Percentage Net Loans Charged-off: Multi-family residential2.6816%11
Percentage Net Loans Charged-off: 1-4 family residential0.0089%809
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0096%741
Percentage Net Loans Charged-off: Commercial and industrial0.3445%463
Percentage Net Loans Charged-off: Loans to individuals0.8055%605
Percentage Net Loans Charged-off: Credit card loans3.2271%375
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5292%51
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2962%2,800
Percentage Net Loans Charged-off: Total real estate loans0.0031%960
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0043%935
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0052%871
Percentage Net Loans Charged-off: Commercial and industrial-0.3519%1,336
Percentage Net Loans Charged-off: Loans to individuals1.5889%318
Percentage Net Loans Charged-off: Credit card loans3.4766%382
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4459%139
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2904%3,064
Percentage Net Loans Charged-off: Total real estate loans0.0115%876
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0160%811
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0183%747
Percentage Net Loans Charged-off: Commercial and industrial0.0584%769
Percentage Net Loans Charged-off: Loans to individuals0.9862%537
Percentage Net Loans Charged-off: Credit card loans2.8227%449
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2145%236
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1700%4,314
Percentage Net Loans Charged-off: Total real estate loans0.0358%739
Percentage Net Loans Charged-off:Construction & development1.3123%92
Percentage Net Loans Charged-off: Commercial real estate0.0470%526
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0067%931
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0072%878
Percentage Net Loans Charged-off: Commercial and industrial0.3915%361
Percentage Net Loans Charged-off: Loans to individuals0.3032%999
Percentage Net Loans Charged-off: Credit card loans2.1621%483
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0204%395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0354%7,500
Percentage Net Loans Charged-off: Total real estate loans-0.0179%1,301
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate-0.2146%1,383
Percentage Net Loans Charged-off: Multi-family residential-0.0694%1,334
Percentage Net Loans Charged-off: 1-4 family residential0.0193%813
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0205%756
Percentage Net Loans Charged-off: Commercial and industrial-0.1742%1,172
Percentage Net Loans Charged-off: Loans to individuals0.2909%871
Percentage Net Loans Charged-off: Credit card loans1.4124%595
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1668%5,879
Percentage Net Loans Charged-off: Total real estate loans0.0274%1,015
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0212%785
Percentage Net Loans Charged-off: Multi-family residential0.4977%223
Percentage Net Loans Charged-off: 1-4 family residential0.0118%979
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0125%919
Percentage Net Loans Charged-off: Commercial and industrial0.2307%720
Percentage Net Loans Charged-off: Loans to individuals0.5129%729
Percentage Net Loans Charged-off: Credit card loans1.7045%576
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0353%375
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5584%3,865
Percentage Net Loans Charged-off: Total real estate loans0.0473%1,100
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.1872%761
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0029%1,142
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0031%1,084
Percentage Net Loans Charged-off: Commercial and industrial2.9798%231
Percentage Net Loans Charged-off: Loans to individuals0.5629%905
Percentage Net Loans Charged-off: Credit card loans3.1058%408
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144