Home > Fidelity Co-operative Bank > Income and Expense

Fidelity Co-operative Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$41,674,000800
Total interest expense$2,432,0001,116
Net interest income$39,242,000781
Provision for loan and lease losses$1,0003,053
Total noninterest income$5,775,0001,198
Gross Fiduciary activities income$0994
Service charges on deposit accounts$917,0001,028
Trading account gains and fees$0132
Additional Noninterest Income$4,858,0001,093
Total noninterest expense$30,581,000833
Salaries and employee benefits$18,967,000765
Premises and equipment expense$3,166,000820
Additional noninterest expense$8,448,000890
Pre-tax net operating income$14,435,000962
Securities gains (losses)$2,375,000122
Applicable income taxes$4,143,000712
Income before extraordinary items$12,667,000960
Extraordinary gains, net$010
Net income$12,667,000961
Minority interest net income$074
Net income of bank and minority interests.$12,667,000961
Net charge-offs$-20,0003,836
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,790,7501,071
2021-09-30 (YTD Data)Rank
Total interest income$31,021,000820
Total interest expense$1,902,0001,129
Net interest income$29,119,000806
Provision for loan and lease losses$-1,0004,274
Total noninterest income$4,232,0001,236
Gross Fiduciary activities income$0957
Service charges on deposit accounts$655,0001,058
Trading account gains and fees$0132
Additional Noninterest Income$3,577,0001,130
Total noninterest expense$22,298,000863
Salaries and employee benefits$14,055,000789
Premises and equipment expense$2,300,000858
Additional noninterest expense$5,943,000946
Pre-tax net operating income$11,054,000982
Securities gains (losses)$1,555,000145
Applicable income taxes$3,028,000748
Income before extraordinary items$9,581,000987
Extraordinary gains, net$08
Net income$9,581,000987
Minority interest net income$069
Net income of bank and minority interests.$9,581,000987
Net charge-offs$-16,0003,803
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,352,5501,084
2021-06-30 (YTD Data)Rank
Total interest income$20,246,000832
Total interest expense$1,295,0001,158
Net interest income$18,951,000804
Provision for loan and lease losses$-4,0004,383
Total noninterest income$2,978,0001,187
Gross Fiduciary activities income$0951
Service charges on deposit accounts$423,0001,051
Trading account gains and fees$0133
Additional Noninterest Income$2,555,0001,097
Total noninterest expense$14,720,000867
Salaries and employee benefits$9,333,000788
Premises and equipment expense$1,563,000848
Additional noninterest expense$3,824,000963
Pre-tax net operating income$7,213,0001,001
Securities gains (losses)$1,781,000112
Applicable income taxes$2,216,000696
Income before extraordinary items$6,778,000920
Extraordinary gains, net$06
Net income$6,778,000920
Minority interest net income$067
Net income of bank and minority interests.$6,778,000920
Net charge-offs$-15,0003,945
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,371,0101,103
2021-03-31 (YTD Data)Rank
Total interest income$10,097,000820
Total interest expense$683,0001,157
Net interest income$9,414,000798
Provision for loan and lease losses$-2,0004,550
Total noninterest income$1,421,0001,218
Gross Fiduciary activities income$0922
Service charges on deposit accounts$200,0001,087
Trading account gains and fees$0127
Additional Noninterest Income$1,221,0001,124
Total noninterest expense$7,270,000864
Salaries and employee benefits$4,433,000816
Premises and equipment expense$796,000844
Additional noninterest expense$2,041,000883
Pre-tax net operating income$3,567,0001,008
Securities gains (losses)$1,058,000104
Applicable income taxes$1,140,000681
Income before extraordinary items$3,485,000908
Extraordinary gains, net$03
Net income$3,485,000908
Minority interest net income$055
Net income of bank and minority interests.$3,485,000908
Net charge-offs$-8,0003,977
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,649,1801,113
2020-12-31 (YTD Data)Rank
Total interest income$42,420,000793
Total interest expense$6,219,000771
Net interest income$36,201,000793
Provision for loan and lease losses$4,394,000630
Total noninterest income$10,818,000757
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$888,0001,053
Trading account gains and fees$0133
Additional Noninterest Income$9,930,000645
Total noninterest expense$45,413,000561
Salaries and employee benefits$17,987,000781
Premises and equipment expense$3,038,000849
Additional noninterest expense$24,388,000360
Pre-tax net operating income$-2,788,0004,957
Securities gains (losses)$996,000372
Applicable income taxes$-2,031,0004,979
Income before extraordinary items$239,0004,495
Extraordinary gains, net$04
Net income$239,0004,494
Minority interest net income$072
Net income of bank and minority interests.$239,0004,495
Net charge-offs$81,0002,135
Cash dividends$250,0003,277
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-547,8404,874
2020-09-30 (YTD Data)Rank
Total interest income$31,699,000795
Total interest expense$5,289,000730
Net interest income$26,410,000806
Provision for loan and lease losses$4,390,000544
Total noninterest income$9,657,000659
Gross Fiduciary activities income$0981
Service charges on deposit accounts$638,0001,083
Trading account gains and fees$0125
Additional Noninterest Income$9,019,000548
Total noninterest expense$23,703,000769
Salaries and employee benefits$13,729,000760
Premises and equipment expense$2,280,000838
Additional noninterest expense$7,694,000711
Pre-tax net operating income$7,974,000980
Securities gains (losses)$216,000852
Applicable income taxes$1,018,0001,167
Income before extraordinary items$7,172,000963
Extraordinary gains, net$04
Net income$7,172,000963
Minority interest net income$065
Net income of bank and minority interests.$7,172,000963
Net charge-offs$84,0001,770
Cash dividends$250,0002,822
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,981,920950
2020-06-30 (YTD Data)Rank
Total interest income$21,392,000791
Total interest expense$3,988,000694
Net interest income$17,404,000814
Provision for loan and lease losses$5,391,000384
Total noninterest income$7,344,000565
Gross Fiduciary activities income$0970
Service charges on deposit accounts$431,0001,082
Trading account gains and fees$0123
Additional Noninterest Income$6,913,000465
Total noninterest expense$16,144,000758
Salaries and employee benefits$9,412,000741
Premises and equipment expense$1,543,000816
Additional noninterest expense$5,189,000687
Pre-tax net operating income$3,213,0001,366
Securities gains (losses)$137,000858
Applicable income taxes$-242,0004,971
Income before extraordinary items$3,592,0001,128
Extraordinary gains, net$04
Net income$3,592,0001,128
Minority interest net income$065
Net income of bank and minority interests.$3,592,0001,128
Net charge-offs$21,0002,164
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,455,0001,143
2020-03-31 (YTD Data)Rank
Total interest income$10,980,000765
Total interest expense$2,371,000672
Net interest income$8,609,000803
Provision for loan and lease losses$3,795,000283
Total noninterest income$4,045,000495
Gross Fiduciary activities income$0941
Service charges on deposit accounts$259,0001,091
Trading account gains and fees$0106
Additional Noninterest Income$3,786,000392
Total noninterest expense$8,498,000725
Salaries and employee benefits$4,844,000728
Premises and equipment expense$827,000780
Additional noninterest expense$2,827,000646
Pre-tax net operating income$361,0003,186
Securities gains (losses)$64,000763
Applicable income taxes$-835,0005,044
Income before extraordinary items$1,260,0001,363
Extraordinary gains, net$04
Net income$1,260,0001,362
Minority interest net income$056
Net income of bank and minority interests.$1,260,0001,363
Net charge-offs$24,0001,516
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,196,0001,411
2019-12-31 (YTD Data)Rank
Total interest income$40,735,000838
Total interest expense$9,922,000689
Net interest income$30,813,000883
Provision for loan and lease losses$655,0001,268
Total noninterest income$5,265,0001,098
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,043,0001,108
Trading account gains and fees$0135
Additional Noninterest Income$4,222,000929
Total noninterest expense$27,808,000827
Salaries and employee benefits$16,328,000807
Premises and equipment expense$2,964,000866
Additional noninterest expense$8,516,000807
Pre-tax net operating income$7,615,0001,268
Securities gains (losses)$242,000576
Applicable income taxes$1,774,000978
Income before extraordinary items$6,083,0001,373
Extraordinary gains, net$011
Net income$6,083,0001,376
Minority interest net income$076
Net income of bank and minority interests.$6,083,0001,376
Net charge-offs$62,0002,511
Cash dividends$125,0003,684
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,891,8201,375
2019-09-30 (YTD Data)Rank
Total interest income$30,495,000844
Total interest expense$7,526,000688
Net interest income$22,969,000891
Provision for loan and lease losses$511,0001,141
Total noninterest income$3,922,0001,089
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$751,0001,145
Trading account gains and fees$0129
Additional Noninterest Income$3,171,000917
Total noninterest expense$20,749,000823
Salaries and employee benefits$12,113,000811
Premises and equipment expense$2,242,000862
Additional noninterest expense$6,394,000797
Pre-tax net operating income$5,631,0001,326
Securities gains (losses)$122,000700
Applicable income taxes$1,289,0001,038
Income before extraordinary items$4,464,0001,413
Extraordinary gains, net$011
Net income$4,464,0001,413
Minority interest net income$072
Net income of bank and minority interests.$4,464,0001,415
Net charge-offs$46,0002,267
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,367,6201,413
2019-06-30 (YTD Data)Rank
Total interest income$20,177,000845
Total interest expense$4,935,000684
Net interest income$15,242,000886
Provision for loan and lease losses$336,0001,134
Total noninterest income$2,805,0001,009
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$475,0001,173
Trading account gains and fees$0131
Additional Noninterest Income$2,330,000837
Total noninterest expense$13,751,000824
Salaries and employee benefits$8,044,000812
Premises and equipment expense$1,503,000856
Additional noninterest expense$4,204,000822
Pre-tax net operating income$3,960,0001,245
Securities gains (losses)$42,000796
Applicable income taxes$868,000996
Income before extraordinary items$3,134,0001,343
Extraordinary gains, net$011
Net income$3,134,0001,343
Minority interest net income$069
Net income of bank and minority interests.$3,134,0001,343
Net charge-offs$55,0001,767
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,100,8201,336
2019-03-31 (YTD Data)Rank
Total interest income$9,897,000859
Total interest expense$2,366,000697
Net interest income$7,531,000898
Provision for loan and lease losses$217,000891
Total noninterest income$1,319,0001,025
Gross Fiduciary activities income$0972
Service charges on deposit accounts$213,0001,252
Trading account gains and fees$0126
Additional Noninterest Income$1,106,000838
Total noninterest expense$6,800,000828
Salaries and employee benefits$4,044,000805
Premises and equipment expense$772,000837
Additional noninterest expense$1,984,000840
Pre-tax net operating income$1,833,0001,293
Securities gains (losses)$01,087
Applicable income taxes$383,0001,080
Income before extraordinary items$1,450,0001,392
Extraordinary gains, net$05
Net income$1,450,0001,390
Minority interest net income$052
Net income of bank and minority interests.$1,450,0001,391
Net charge-offs$4,0002,286
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,450,0001,369
2018-12-31 (YTD Data)Rank
Total interest income$35,888,000880
Total interest expense$6,007,000792
Net interest income$29,881,000880
Provision for loan and lease losses$895,000980
Total noninterest income$3,944,0001,281
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$860,0001,296
Trading account gains and fees$0126
Additional Noninterest Income$3,084,0001,117
Total noninterest expense$27,022,000819
Salaries and employee benefits$15,504,000811
Premises and equipment expense$2,786,000900
Additional noninterest expense$8,732,000788
Pre-tax net operating income$5,908,0001,533
Securities gains (losses)$-22,0004,627
Applicable income taxes$1,170,0001,250
Income before extraordinary items$4,716,0001,657
Extraordinary gains, net$06
Net income$4,716,0001,656
Minority interest net income$072
Net income of bank and minority interests.$4,716,0001,656
Net charge-offs$47,0002,671
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,733,6001,645
2018-09-30 (YTD Data)Rank
Total interest income$26,095,000891
Total interest expense$3,925,000840
Net interest income$22,170,000882
Provision for loan and lease losses$713,000848
Total noninterest income$2,841,0001,325
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$596,0001,387
Trading account gains and fees$0138
Additional Noninterest Income$2,245,0001,162
Total noninterest expense$19,966,000827
Salaries and employee benefits$11,387,000822
Premises and equipment expense$2,025,000917
Additional noninterest expense$6,554,000780
Pre-tax net operating income$4,332,0001,579
Securities gains (losses)$22,000549
Applicable income taxes$860,0001,299
Income before extraordinary items$3,494,0001,684
Extraordinary gains, net$05
Net income$3,494,0001,683
Minority interest net income$066
Net income of bank and minority interests.$3,494,0001,683
Net charge-offs$45,0002,275
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,476,4001,684
2018-06-30 (YTD Data)Rank
Total interest income$16,535,000930
Total interest expense$2,333,000865
Net interest income$14,202,000919
Provision for loan and lease losses$535,000776
Total noninterest income$2,162,0001,202
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$370,0001,461
Trading account gains and fees$0130
Additional Noninterest Income$1,792,0001,019
Total noninterest expense$13,392,000827
Salaries and employee benefits$7,530,000833
Premises and equipment expense$1,306,000939
Additional noninterest expense$4,556,000746
Pre-tax net operating income$2,437,0001,807
Securities gains (losses)$-8,0004,955
Applicable income taxes$352,0001,726
Income before extraordinary items$2,077,0001,826
Extraordinary gains, net$06
Net income$2,077,0001,824
Minority interest net income$065
Net income of bank and minority interests.$2,077,0001,825
Net charge-offs$-20,0004,745
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,083,8801,812
2018-03-31 (YTD Data)Rank
Total interest income$7,620,000978
Total interest expense$1,074,000890
Net interest income$6,546,000980
Provision for loan and lease losses$151,0001,103
Total noninterest income$821,0001,466
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$153,0001,721
Trading account gains and fees$0123
Additional Noninterest Income$668,0001,240
Total noninterest expense$5,994,000926
Salaries and employee benefits$3,437,000919
Premises and equipment expense$665,000938
Additional noninterest expense$1,892,000869
Pre-tax net operating income$1,222,0001,763
Securities gains (losses)$-8,0005,192
Applicable income taxes$220,0001,483
Income before extraordinary items$994,0001,854
Extraordinary gains, net$07
Net income$994,0001,853
Minority interest net income$052
Net income of bank and minority interests.$994,0001,854
Net charge-offs$94,000884
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,000,5601,836
2017-12-31 (YTD Data)Rank
Total interest income$29,952,000961
Total interest expense$4,123,000823
Net interest income$25,829,000973
Provision for loan and lease losses$521,0001,415
Total noninterest income$4,058,0001,270
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$683,0001,601
Trading account gains and fees$0151
Additional Noninterest Income$3,375,0001,072
Total noninterest expense$23,446,000917
Salaries and employee benefits$13,146,000916
Premises and equipment expense$2,429,000976
Additional noninterest expense$7,871,000843
Pre-tax net operating income$5,920,0001,479
Securities gains (losses)$-393,0005,568
Applicable income taxes$1,496,0001,543
Income before extraordinary items$4,031,0001,605
Extraordinary gains, net$09
Net income$4,031,0001,605
Minority interest net income$076
Net income of bank and minority interests.$4,031,0001,605
Net charge-offs$75,0002,689
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,317,8901,511
2017-09-30 (YTD Data)Rank
Total interest income$22,290,000968
Total interest expense$3,005,000827
Net interest income$19,285,000982
Provision for loan and lease losses$521,0001,121
Total noninterest income$3,189,0001,260
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$516,0001,598
Trading account gains and fees$0145
Additional Noninterest Income$2,673,0001,057
Total noninterest expense$17,580,000918
Salaries and employee benefits$9,824,000924
Premises and equipment expense$1,781,0001,011
Additional noninterest expense$5,975,000823
Pre-tax net operating income$4,373,0001,508
Securities gains (losses)$-173,0005,666
Applicable income taxes$1,121,0001,367
Income before extraordinary items$3,079,0001,705
Extraordinary gains, net$09
Net income$3,079,0001,706
Minority interest net income$071
Net income of bank and minority interests.$3,079,0001,706
Net charge-offs$6,0003,411
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,205,2901,622
2017-06-30 (YTD Data)Rank
Total interest income$14,646,000973
Total interest expense$1,903,000826
Net interest income$12,743,000984
Provision for loan and lease losses$370,0001,039
Total noninterest income$2,103,0001,264
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$344,0001,585
Trading account gains and fees$0139
Additional Noninterest Income$1,759,0001,071
Total noninterest expense$11,717,000917
Salaries and employee benefits$6,564,000922
Premises and equipment expense$1,207,000995
Additional noninterest expense$3,946,000831
Pre-tax net operating income$2,759,0001,566
Securities gains (losses)$-173,0005,730
Applicable income taxes$655,0001,463
Income before extraordinary items$1,931,0001,753
Extraordinary gains, net$011
Net income$1,931,0001,753
Minority interest net income$071
Net income of bank and minority interests.$1,931,0001,753
Net charge-offs$68,0001,774
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,060,7501,650
2017-03-31 (YTD Data)Rank
Total interest income$7,181,000987
Total interest expense$883,000861
Net interest income$6,298,000995
Provision for loan and lease losses$138,0001,228
Total noninterest income$1,156,0001,188
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$178,0001,545
Trading account gains and fees$0142
Additional Noninterest Income$978,000969
Total noninterest expense$5,871,000928
Salaries and employee benefits$3,316,000925
Premises and equipment expense$628,000972
Additional noninterest expense$1,927,000844
Pre-tax net operating income$1,445,0001,476
Securities gains (losses)$-173,0005,820
Applicable income taxes$310,0001,469
Income before extraordinary items$962,0001,720
Extraordinary gains, net$08
Net income$962,0001,719
Minority interest net income$055
Net income of bank and minority interests.$962,0001,720
Net charge-offs$61,0001,204
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,093,4801,548
2016-12-31 (YTD Data)Rank
Total interest income$26,672,0001,017
Total interest expense$3,137,000926
Net interest income$23,535,0001,025
Provision for loan and lease losses$822,0001,077
Total noninterest income$4,809,0001,182
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$722,0001,573
Trading account gains and fees$0170
Additional Noninterest Income$4,087,000972
Total noninterest expense$24,123,000886
Salaries and employee benefits$13,930,000843
Premises and equipment expense$2,337,0001,009
Additional noninterest expense$7,856,000842
Pre-tax net operating income$3,399,0002,171
Securities gains (losses)$535,000403
Applicable income taxes$457,0002,331
Income before extraordinary items$3,477,0001,857
Extraordinary gains, net$05
Net income$3,477,0001,856
Minority interest net income$082
Net income of bank and minority interests.$3,477,0001,856
Net charge-offs$171,0002,098
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,006,2002,049
2016-09-30 (YTD Data)Rank
Total interest income$19,754,0001,022
Total interest expense$2,308,000940
Net interest income$17,446,0001,038
Provision for loan and lease losses$514,0001,118
Total noninterest income$3,965,0001,109
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$533,0001,595
Trading account gains and fees$0169
Additional Noninterest Income$3,432,000894
Total noninterest expense$18,792,000848
Salaries and employee benefits$10,750,000819
Premises and equipment expense$1,672,0001,059
Additional noninterest expense$6,370,000781
Pre-tax net operating income$2,105,0002,534
Securities gains (losses)$535,000361
Applicable income taxes$94,0003,255
Income before extraordinary items$2,546,0001,917
Extraordinary gains, net$05
Net income$2,546,0001,917
Minority interest net income$071
Net income of bank and minority interests.$2,546,0001,917
Net charge-offs$192,0001,492
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,032,4002,259
2016-06-30 (YTD Data)Rank
Total interest income$12,773,0001,054
Total interest expense$1,498,000964
Net interest income$11,275,0001,058
Provision for loan and lease losses$281,0001,331
Total noninterest income$2,946,0001,003
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$343,0001,625
Trading account gains and fees$0157
Additional Noninterest Income$2,603,000807
Total noninterest expense$13,075,000814
Salaries and employee benefits$7,630,000772
Premises and equipment expense$1,085,0001,093
Additional noninterest expense$4,360,000763
Pre-tax net operating income$865,0003,330
Securities gains (losses)$487,000283
Applicable income taxes$-211,0006,003
Income before extraordinary items$1,563,0002,046
Extraordinary gains, net$016
Net income$1,563,0002,046
Minority interest net income$071
Net income of bank and minority interests.$1,563,0002,046
Net charge-offs$204,0001,110
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,076,0002,610
2016-03-31 (YTD Data)Rank
Total interest income$5,790,0001,142
Total interest expense$641,0001,119
Net interest income$5,149,0001,141
Provision for loan and lease losses$95,0001,568
Total noninterest income$768,0001,561
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$152,0001,784
Trading account gains and fees$0142
Additional Noninterest Income$616,0001,323
Total noninterest expense$5,342,000988
Salaries and employee benefits$3,035,000977
Premises and equipment expense$489,0001,204
Additional noninterest expense$1,818,000901
Pre-tax net operating income$480,0003,116
Securities gains (losses)$02,077
Applicable income taxes$57,0002,884
Income before extraordinary items$423,0003,019
Extraordinary gains, net$012
Net income$423,0003,017
Minority interest net income$062
Net income of bank and minority interests.$423,0003,018
Net charge-offs$95,0001,050
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$423,0002,967
2015-12-31 (YTD Data)Rank
Total interest income$22,077,0001,162
Total interest expense$2,511,0001,114
Net interest income$19,566,0001,165
Provision for loan and lease losses$749,0001,024
Total noninterest income$3,305,0001,499
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$695,0001,659
Trading account gains and fees$0159
Additional Noninterest Income$2,610,0001,272
Total noninterest expense$19,557,0001,047
Salaries and employee benefits$10,972,0001,026
Premises and equipment expense$1,940,0001,212
Additional noninterest expense$6,645,000993
Pre-tax net operating income$2,565,0002,578
Securities gains (losses)$551,000323
Applicable income taxes$570,0002,111
Income before extraordinary items$2,546,0002,307
Extraordinary gains, net$023
Net income$2,546,0002,307
Minority interest net income$081
Net income of bank and minority interests.$2,546,0002,308
Net charge-offs$865,000778
Cash dividends$30,0004,206
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,094,1802,592
2015-09-30 (YTD Data)Rank
Total interest income$16,451,0001,170
Total interest expense$1,860,0001,142
Net interest income$14,591,0001,177
Provision for loan and lease losses$482,0001,067
Total noninterest income$2,468,0001,521
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$518,0001,678
Trading account gains and fees$0153
Additional Noninterest Income$1,950,0001,292
Total noninterest expense$14,234,0001,078
Salaries and employee benefits$7,926,0001,076
Premises and equipment expense$1,452,0001,228
Additional noninterest expense$4,856,0001,021
Pre-tax net operating income$2,343,0002,298
Securities gains (losses)$427,000341
Applicable income taxes$495,0002,031
Income before extraordinary items$2,275,0002,043
Extraordinary gains, net$021
Net income$2,275,0002,044
Minority interest net income$078
Net income of bank and minority interests.$2,275,0002,044
Net charge-offs$525,000828
Cash dividends$30,0003,719
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,924,8602,298
2015-06-30 (YTD Data)Rank
Total interest income$10,963,0001,174
Total interest expense$1,242,0001,142
Net interest income$9,721,0001,176
Provision for loan and lease losses$483,000794
Total noninterest income$1,819,0001,413
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$339,0001,677
Trading account gains and fees$0157
Additional Noninterest Income$1,480,0001,197
Total noninterest expense$9,216,0001,110
Salaries and employee benefits$5,193,0001,087
Premises and equipment expense$999,0001,202
Additional noninterest expense$3,024,0001,084
Pre-tax net operating income$1,841,0002,020
Securities gains (losses)$210,000520
Applicable income taxes$446,0001,738
Income before extraordinary items$1,605,0001,925
Extraordinary gains, net$022
Net income$1,605,0001,927
Minority interest net income$075
Net income of bank and minority interests.$1,605,0001,927
Net charge-offs$508,000632
Cash dividends$30,0003,538
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,441,2002,068
2015-03-31 (YTD Data)Rank
Total interest income$5,473,0001,171
Total interest expense$619,0001,148
Net interest income$4,854,0001,172
Provision for loan and lease losses$304,000616
Total noninterest income$768,0001,561
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$172,0001,649
Trading account gains and fees$0152
Additional Noninterest Income$596,0001,324
Total noninterest expense$4,574,0001,125
Salaries and employee benefits$2,599,0001,093
Premises and equipment expense$515,0001,172
Additional noninterest expense$1,460,0001,096
Pre-tax net operating income$744,0002,317
Securities gains (losses)$140,000463
Applicable income taxes$137,0002,186
Income before extraordinary items$747,0002,026
Extraordinary gains, net$013
Net income$747,0002,027
Minority interest net income$064
Net income of bank and minority interests.$747,0002,027
Net charge-offs$512,000353
Cash dividends$30,0002,694
Sale, conversion, retirement of capital stock, net$0697
Net operating income$628,0002,249
2014-12-31 (YTD Data)Rank
Total interest income$22,039,0001,166
Total interest expense$2,581,0001,144
Net interest income$19,458,0001,155
Provision for loan and lease losses$1,116,000802
Total noninterest income$3,679,0001,352
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$799,0001,592
Trading account gains and fees$0180
Additional Noninterest Income$2,880,0001,117
Total noninterest expense$18,618,0001,086
Salaries and employee benefits$10,086,0001,091
Premises and equipment expense$1,967,0001,216
Additional noninterest expense$6,565,000998
Pre-tax net operating income$3,403,0002,075
Securities gains (losses)$830,000249
Applicable income taxes$985,0001,555
Income before extraordinary items$3,248,0001,888
Extraordinary gains, net$-2,245,0006,504
Net income$1,003,0003,963
Minority interest net income$084
Net income of bank and minority interests.$1,003,0003,965
Net charge-offs$842,0001,034
Cash dividends$120,0003,969
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,608,9002,184
2014-09-30 (YTD Data)Rank
Total interest income$16,530,0001,171
Total interest expense$1,904,0001,166
Net interest income$14,626,0001,161
Provision for loan and lease losses$751,000841
Total noninterest income$2,718,0001,379
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$604,0001,584
Trading account gains and fees$0174
Additional Noninterest Income$2,114,0001,165
Total noninterest expense$14,120,0001,083
Salaries and employee benefits$7,692,0001,064
Premises and equipment expense$1,501,0001,200
Additional noninterest expense$4,927,000991
Pre-tax net operating income$2,473,0002,166
Securities gains (losses)$830,000187
Applicable income taxes$687,0001,666
Income before extraordinary items$2,616,0001,784
Extraordinary gains, net$-2,239,0006,585
Net income$377,0004,988
Minority interest net income$081
Net income of bank and minority interests.$377,0004,990
Net charge-offs$812,000793
Cash dividends$90,0003,501
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,960,3002,199
2014-06-30 (YTD Data)Rank
Total interest income$10,983,0001,163
Total interest expense$1,304,0001,144
Net interest income$9,679,0001,163
Provision for loan and lease losses$450,000910
Total noninterest income$1,792,0001,371
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$394,0001,585
Trading account gains and fees$0172
Additional Noninterest Income$1,398,0001,150
Total noninterest expense$9,361,0001,088
Salaries and employee benefits$5,095,0001,071
Premises and equipment expense$1,043,0001,168
Additional noninterest expense$3,223,0001,008
Pre-tax net operating income$1,660,0002,103
Securities gains (losses)$434,000260
Applicable income taxes$367,0001,862
Income before extraordinary items$1,727,0001,742
Extraordinary gains, net$020
Net income$1,727,0001,745
Minority interest net income$080
Net income of bank and minority interests.$1,727,0001,744
Net charge-offs$839,000577
Cash dividends$60,0003,383
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,371,1202,076
2014-03-31 (YTD Data)Rank
Total interest income$5,476,0001,171
Total interest expense$643,0001,169
Net interest income$4,833,0001,155
Provision for loan and lease losses$225,000909
Total noninterest income$796,0001,464
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$192,0001,603
Trading account gains and fees$0147
Additional Noninterest Income$604,0001,238
Total noninterest expense$4,537,0001,125
Salaries and employee benefits$2,444,0001,134
Premises and equipment expense$538,0001,150
Additional noninterest expense$1,555,0001,035
Pre-tax net operating income$867,0001,978
Securities gains (losses)$304,000210
Applicable income taxes$147,0002,026
Income before extraordinary items$1,024,0001,458
Extraordinary gains, net$016
Net income$1,024,0001,461
Minority interest net income$066
Net income of bank and minority interests.$1,024,0001,461
Net charge-offs$216,000902
Cash dividends$30,0002,684
Sale, conversion, retirement of capital stock, net$0747
Net operating income$759,5201,852
2013-12-31 (YTD Data)Rank
Total interest income$21,590,0001,188
Total interest expense$2,631,0001,277
Net interest income$18,959,0001,159
Provision for loan and lease losses$821,0001,295
Total noninterest income$5,021,0001,124
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$839,0001,587
Trading account gains and fees$0184
Additional Noninterest Income$4,182,000916
Total noninterest expense$17,599,0001,162
Salaries and employee benefits$9,550,0001,145
Premises and equipment expense$1,919,0001,225
Additional noninterest expense$6,130,0001,106
Pre-tax net operating income$5,560,0001,318
Securities gains (losses)$-76,0006,510
Applicable income taxes$1,631,0001,059
Income before extraordinary items$3,853,0001,555
Extraordinary gains, net$029
Net income$3,853,0001,558
Minority interest net income$090
Net income of bank and minority interests.$3,853,0001,559
Net charge-offs$1,149,0001,138
Cash dividends$205,0003,563
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,906,2001,498
2013-09-30 (YTD Data)Rank
Total interest income$16,124,0001,192
Total interest expense$1,969,0001,333
Net interest income$14,155,0001,163
Provision for loan and lease losses$678,0001,210
Total noninterest income$3,523,0001,210
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$616,0001,617
Trading account gains and fees$0180
Additional Noninterest Income$2,907,000991
Total noninterest expense$12,874,0001,195
Salaries and employee benefits$7,242,0001,131
Premises and equipment expense$1,421,0001,254
Additional noninterest expense$4,211,0001,185
Pre-tax net operating income$4,126,0001,354
Securities gains (losses)$148,000980
Applicable income taxes$1,271,0001,063
Income before extraordinary items$3,003,0001,499
Extraordinary gains, net$025
Net income$3,003,0001,501
Minority interest net income$084
Net income of bank and minority interests.$3,003,0001,502
Net charge-offs$1,019,000984
Cash dividends$175,0003,014
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,899,4001,513
2013-06-30 (YTD Data)Rank
Total interest income$10,688,0001,194
Total interest expense$1,308,0001,364
Net interest income$9,380,0001,158
Provision for loan and lease losses$530,0001,108
Total noninterest income$2,446,0001,176
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$396,0001,631
Trading account gains and fees$0157
Additional Noninterest Income$2,050,000969
Total noninterest expense$8,611,0001,181
Salaries and employee benefits$4,862,0001,119
Premises and equipment expense$959,0001,248
Additional noninterest expense$2,790,0001,195
Pre-tax net operating income$2,685,0001,357
Securities gains (losses)$160,000848
Applicable income taxes$841,0001,060
Income before extraordinary items$2,004,0001,497
Extraordinary gains, net$022
Net income$2,004,0001,500
Minority interest net income$082
Net income of bank and minority interests.$2,004,0001,502
Net charge-offs$635,0001,058
Cash dividends$116,0002,908
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,892,0001,537
2013-03-31 (YTD Data)Rank
Total interest income$5,315,0001,207
Total interest expense$658,0001,409
Net interest income$4,657,0001,167
Provision for loan and lease losses$330,000922
Total noninterest income$1,169,0001,208
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$206,0001,588
Trading account gains and fees$0148
Additional Noninterest Income$963,0001,021
Total noninterest expense$4,201,0001,219
Salaries and employee benefits$2,395,0001,146
Premises and equipment expense$485,0001,252
Additional noninterest expense$1,321,0001,248
Pre-tax net operating income$1,295,0001,376
Securities gains (losses)$30,0001,139
Applicable income taxes$383,0001,119
Income before extraordinary items$942,0001,568
Extraordinary gains, net$010
Net income$942,0001,571
Minority interest net income$076
Net income of bank and minority interests.$942,0001,570
Net charge-offs$447,000826
Cash dividends$56,0002,313
Sale, conversion, retirement of capital stock, net$0789
Net operating income$920,7001,536
2012-12-31 (YTD Data)Rank
Total interest income$21,665,0001,227
Total interest expense$3,185,0001,398
Net interest income$18,480,0001,194
Provision for loan and lease losses$1,589,0001,273
Total noninterest income$5,248,0001,116
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$864,0001,583
Trading account gains and fees$0166
Additional Noninterest Income$4,384,000904
Total noninterest expense$17,073,0001,186
Salaries and employee benefits$9,178,0001,152
Premises and equipment expense$1,821,0001,305
Additional noninterest expense$6,074,0001,150
Pre-tax net operating income$5,066,0001,358
Securities gains (losses)$-596,0007,019
Applicable income taxes$1,181,0001,314
Income before extraordinary items$3,289,0001,718
Extraordinary gains, net$029
Net income$3,289,0001,720
Minority interest net income$093
Net income of bank and minority interests.$3,289,0001,719
Net charge-offs$1,230,0001,605
Cash dividends$242,0003,478
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,730,0401,449
2012-09-30 (YTD Data)Rank
Total interest income$16,226,0001,261
Total interest expense$2,472,0001,416
Net interest income$13,754,0001,213
Provision for loan and lease losses$1,023,0001,417
Total noninterest income$3,822,0001,129
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$635,0001,638
Trading account gains and fees$0157
Additional Noninterest Income$3,187,000905
Total noninterest expense$12,661,0001,194
Salaries and employee benefits$6,746,0001,164
Premises and equipment expense$1,351,0001,332
Additional noninterest expense$4,564,0001,128
Pre-tax net operating income$3,892,0001,356
Securities gains (losses)$-500,0007,112
Applicable income taxes$907,0001,331
Income before extraordinary items$2,485,0001,764
Extraordinary gains, net$020
Net income$2,485,0001,762
Minority interest net income$086
Net income of bank and minority interests.$2,485,0001,765
Net charge-offs$661,0001,880
Cash dividends$183,0002,977
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,850,0001,459
2012-06-30 (YTD Data)Rank
Total interest income$10,788,0001,275
Total interest expense$1,726,0001,404
Net interest income$9,062,0001,235
Provision for loan and lease losses$614,0001,546
Total noninterest income$2,045,0001,310
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$420,0001,634
Trading account gains and fees$0153
Additional Noninterest Income$1,625,0001,076
Total noninterest expense$8,264,0001,218
Salaries and employee benefits$4,500,0001,161
Premises and equipment expense$896,0001,338
Additional noninterest expense$2,868,0001,196
Pre-tax net operating income$2,229,0001,550
Securities gains (losses)$-161,0007,132
Applicable income taxes$535,0001,434
Income before extraordinary items$1,533,0001,851
Extraordinary gains, net$019
Net income$1,533,0001,850
Minority interest net income$084
Net income of bank and minority interests.$1,533,0001,851
Net charge-offs$524,0001,717
Cash dividends$120,0002,875
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,652,1401,663
2012-03-31 (YTD Data)Rank
Total interest income$5,380,0001,284
Total interest expense$874,0001,442
Net interest income$4,506,0001,238
Provision for loan and lease losses$305,0001,483
Total noninterest income$854,0001,462
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$209,0001,624
Trading account gains and fees$0148
Additional Noninterest Income$645,0001,251
Total noninterest expense$4,056,0001,234
Salaries and employee benefits$2,229,0001,164
Premises and equipment expense$450,0001,328
Additional noninterest expense$1,377,0001,222
Pre-tax net operating income$999,0001,685
Securities gains (losses)$29,0001,450
Applicable income taxes$269,0001,399
Income before extraordinary items$759,0001,873
Extraordinary gains, net$019
Net income$759,0001,874
Minority interest net income$078
Net income of bank and minority interests.$759,0001,875
Net charge-offs$390,0001,269
Cash dividends$60,0002,341
Sale, conversion, retirement of capital stock, net$0861
Net operating income$737,5401,827
2011-12-31 (YTD Data)Rank
Total interest income$22,400,0001,276
Total interest expense$4,417,0001,376
Net interest income$17,983,0001,235
Provision for loan and lease losses$2,429,0001,369
Total noninterest income$3,413,0001,364
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$812,0001,768
Trading account gains and fees$0146
Additional Noninterest Income$2,601,0001,131
Total noninterest expense$15,921,0001,238
Salaries and employee benefits$8,266,0001,203
Premises and equipment expense$1,776,0001,408
Additional noninterest expense$5,879,0001,189
Pre-tax net operating income$3,046,0001,810
Securities gains (losses)$531,000763
Applicable income taxes$949,0001,390
Income before extraordinary items$2,628,0001,807
Extraordinary gains, net$029
Net income$2,628,0001,808
Minority interest net income$096
Net income of bank and minority interests.$2,628,0001,808
Net charge-offs$2,738,0001,277
Cash dividends$377,0002,751
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,240,3701,973
2011-09-30 (YTD Data)Rank
Total interest income$16,837,0001,286
Total interest expense$3,463,0001,372
Net interest income$13,374,0001,251
Provision for loan and lease losses$1,598,0001,448
Total noninterest income$2,280,0001,467
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$572,0001,857
Trading account gains and fees$0145
Additional Noninterest Income$1,708,0001,237
Total noninterest expense$11,834,0001,249
Salaries and employee benefits$6,068,0001,226
Premises and equipment expense$1,313,0001,441
Additional noninterest expense$4,453,0001,169
Pre-tax net operating income$2,222,0001,927
Securities gains (losses)$274,000972
Applicable income taxes$635,0001,519
Income before extraordinary items$1,861,0001,950
Extraordinary gains, net$021
Net income$1,861,0001,950
Minority interest net income$087
Net income of bank and minority interests.$1,861,0001,950
Net charge-offs$2,103,0001,177
Cash dividends$281,0002,411
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,655,5002,053
2011-06-30 (YTD Data)Rank
Total interest income$11,292,0001,289
Total interest expense$2,373,0001,381
Net interest income$8,919,0001,254
Provision for loan and lease losses$1,338,0001,240
Total noninterest income$1,415,0001,542
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$386,0001,819
Trading account gains and fees$0153
Additional Noninterest Income$1,029,0001,313
Total noninterest expense$7,815,0001,279
Salaries and employee benefits$4,005,0001,245
Premises and equipment expense$887,0001,424
Additional noninterest expense$2,923,0001,213
Pre-tax net operating income$1,181,0002,265
Securities gains (losses)$304,000549
Applicable income taxes$367,0001,607
Income before extraordinary items$1,118,0002,065
Extraordinary gains, net$015
Net income$1,118,0002,065
Minority interest net income$089
Net income of bank and minority interests.$1,118,0002,065
Net charge-offs$1,878,000968
Cash dividends$187,0002,352
Sale, conversion, retirement of capital stock, net$0986
Net operating income$890,0002,397
2011-03-31 (YTD Data)Rank
Total interest income$5,655,0001,290
Total interest expense$1,198,0001,421
Net interest income$4,457,0001,254
Provision for loan and lease losses$499,0001,436
Total noninterest income$827,0001,388
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$186,0001,853
Trading account gains and fees$0158
Additional Noninterest Income$641,0001,126
Total noninterest expense$3,995,0001,250
Salaries and employee benefits$2,094,0001,209
Premises and equipment expense$464,0001,395
Additional noninterest expense$1,437,0001,238
Pre-tax net operating income$790,0001,792
Securities gains (losses)$154,000408
Applicable income taxes$253,0001,268
Income before extraordinary items$691,0001,697
Extraordinary gains, net$09
Net income$691,0001,697
Minority interest net income$086
Net income of bank and minority interests.$691,0001,697
Net charge-offs$296,0001,767
Cash dividends$93,0001,973
Sale, conversion, retirement of capital stock, net$0925
Net operating income$578,5801,926
2010-12-31 (YTD Data)Rank
Total interest income$23,800,0001,294
Total interest expense$6,074,0001,367
Net interest income$17,726,0001,274
Provision for loan and lease losses$2,892,0001,657
Total noninterest income$3,162,0001,487
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$848,0001,730
Trading account gains and fees$0175
Additional Noninterest Income$2,314,0001,277
Total noninterest expense$15,642,0001,280
Salaries and employee benefits$7,934,0001,245
Premises and equipment expense$1,672,0001,519
Additional noninterest expense$6,036,0001,226
Pre-tax net operating income$2,354,0001,972
Securities gains (losses)$291,0001,288
Applicable income taxes$621,0001,693
Income before extraordinary items$2,024,0002,004
Extraordinary gains, net$029
Net income$2,024,0002,004
Minority interest net income$0111
Net income of bank and minority interests.$2,024,0002,005
Net charge-offs$2,284,0001,725
Cash dividends$377,0002,702
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,799,9302,120
2010-09-30 (YTD Data)Rank
Total interest income$18,047,0001,301
Total interest expense$4,782,0001,344
Net interest income$13,265,0001,280
Provision for loan and lease losses$1,683,0001,844
Total noninterest income$2,173,0001,582
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$628,0001,807
Trading account gains and fees$0165
Additional Noninterest Income$1,545,0001,313
Total noninterest expense$11,264,0001,320
Salaries and employee benefits$5,851,0001,263
Premises and equipment expense$1,243,0001,561
Additional noninterest expense$4,170,0001,297
Pre-tax net operating income$2,491,0001,586
Securities gains (losses)$178,0001,463
Applicable income taxes$712,0001,318
Income before extraordinary items$1,957,0001,683
Extraordinary gains, net$023
Net income$1,957,0001,687
Minority interest net income$0110
Net income of bank and minority interests.$1,957,0001,687
Net charge-offs$1,221,0001,975
Cash dividends$286,0002,397
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,827,0601,709
2010-06-30 (YTD Data)Rank
Total interest income$12,120,0001,309
Total interest expense$3,345,0001,340
Net interest income$8,775,0001,298
Provision for loan and lease losses$671,0002,433
Total noninterest income$1,117,0001,882
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$419,0001,815
Trading account gains and fees$0152
Additional Noninterest Income$698,0001,678
Total noninterest expense$7,470,0001,324
Salaries and employee benefits$3,882,0001,264
Premises and equipment expense$835,0001,573
Additional noninterest expense$2,753,0001,302
Pre-tax net operating income$1,751,0001,483
Securities gains (losses)$-68,0007,470
Applicable income taxes$441,0001,346
Income before extraordinary items$1,242,0001,750
Extraordinary gains, net$019
Net income$1,242,0001,749
Minority interest net income$0105
Net income of bank and minority interests.$1,242,0001,750
Net charge-offs$522,0002,396
Cash dividends$189,0002,371
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,292,3201,614
2010-03-31 (YTD Data)Rank
Total interest income$6,108,0001,318
Total interest expense$1,714,0001,375
Net interest income$4,394,0001,312
Provision for loan and lease losses$315,0002,324
Total noninterest income$485,0002,080
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$190,0001,950
Trading account gains and fees$0175
Additional Noninterest Income$295,0001,861
Total noninterest expense$3,703,0001,357
Salaries and employee benefits$1,910,0001,309
Premises and equipment expense$430,0001,571
Additional noninterest expense$1,363,0001,300
Pre-tax net operating income$861,0001,519
Securities gains (losses)$58,0001,067
Applicable income taxes$247,0001,215
Income before extraordinary items$672,0001,623
Extraordinary gains, net$016
Net income$672,0001,625
Minority interest net income$091
Net income of bank and minority interests.$672,0001,625
Net charge-offs$457,0001,645
Cash dividends$94,0001,965
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$629,6601,676
2009-12-31 (YTD Data)Rank
Total interest income$24,785,0001,386
Total interest expense$8,998,0001,327
Net interest income$15,787,0001,408
Provision for loan and lease losses$3,039,0001,967
Total noninterest income$4,101,0001,270
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$868,0001,914
Trading account gains and fees$0211
Additional Noninterest Income$3,233,000999
Total noninterest expense$14,793,0001,382
Salaries and employee benefits$7,812,0001,255
Premises and equipment expense$1,698,0001,578
Additional noninterest expense$5,283,0001,404
Pre-tax net operating income$2,056,0001,874
Securities gains (losses)$304,0001,232
Applicable income taxes$465,0001,612
Income before extraordinary items$1,895,0001,766
Extraordinary gains, net$034
Net income$1,895,0001,765
Minority interest net income$0115
Net income of bank and minority interests.$1,895,0001,766
Net charge-offs$1,754,0002,198
Cash dividends$350,0003,024
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,651,8001,910
2009-09-30 (YTD Data)Rank
Total interest income$18,537,0001,418
Total interest expense$7,054,0001,331
Net interest income$11,483,0001,454
Provision for loan and lease losses$1,827,0002,021
Total noninterest income$3,051,0001,301
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$648,0001,923
Trading account gains and fees$0212
Additional Noninterest Income$2,403,0001,010
Total noninterest expense$11,347,0001,347
Salaries and employee benefits$6,060,0001,236
Premises and equipment expense$1,273,0001,601
Additional noninterest expense$4,014,0001,357
Pre-tax net operating income$1,360,0002,222
Securities gains (losses)$278,0001,052
Applicable income taxes$308,0001,902
Income before extraordinary items$1,330,0002,005
Extraordinary gains, net$027
Net income$1,330,0002,004
Minority interest net income$0118
Net income of bank and minority interests.$1,330,0002,005
Net charge-offs$573,0002,856
Cash dividends$258,0002,799
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,104,8202,267
2009-06-30 (YTD Data)Rank
Total interest income$12,320,0001,450
Total interest expense$4,901,0001,353
Net interest income$7,419,0001,507
Provision for loan and lease losses$1,370,0001,731
Total noninterest income$2,485,0001,115
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$419,0001,948
Trading account gains and fees$0193
Additional Noninterest Income$2,066,000865
Total noninterest expense$7,452,0001,392
Salaries and employee benefits$3,918,0001,307
Premises and equipment expense$864,0001,613
Additional noninterest expense$2,670,0001,392
Pre-tax net operating income$1,082,0001,984
Securities gains (losses)$-42,0007,587
Applicable income taxes$192,0002,002
Income before extraordinary items$848,0002,144
Extraordinary gains, net$021
Net income$848,0002,142
Minority interest net income$0112
Net income of bank and minority interests.$848,0002,143
Net charge-offs$337,0002,795
Cash dividends$169,0002,853
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$882,4401,996
2009-03-31 (YTD Data)Rank
Total interest income$6,130,0001,476
Total interest expense$2,520,0001,366
Net interest income$3,610,0001,541
Provision for loan and lease losses$756,0001,384
Total noninterest income$929,0001,372
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$199,0001,980
Trading account gains and fees$0171
Additional Noninterest Income$730,0001,088
Total noninterest expense$3,646,0001,373
Salaries and employee benefits$1,935,0001,337
Premises and equipment expense$447,0001,590
Additional noninterest expense$1,264,0001,300
Pre-tax net operating income$137,0004,637
Securities gains (losses)$304,000494
Applicable income taxes$70,0002,552
Income before extraordinary items$371,0002,716
Extraordinary gains, net$015
Net income$371,0002,714
Minority interest net income$0102
Net income of bank and minority interests.$371,0002,717
Net charge-offs$84,0003,056
Cash dividends$79,0002,425
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$115,6404,582
2008-12-31 (YTD Data)Rank
Total interest income$24,465,0001,586
Total interest expense$12,431,0001,315
Net interest income$12,034,0001,854
Provision for loan and lease losses$1,013,0002,690
Total noninterest income$2,038,0002,113
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$950,0001,838
Trading account gains and fees$0154
Additional Noninterest Income$1,088,0002,010
Total noninterest expense$12,120,0001,619
Salaries and employee benefits$6,891,0001,502
Premises and equipment expense$1,611,0001,709
Additional noninterest expense$3,618,0001,700
Pre-tax net operating income$939,0003,877
Securities gains (losses)$78,0001,308
Applicable income taxes$56,0003,792
Income before extraordinary items$961,0003,358
Extraordinary gains, net$039
Net income$961,0003,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$377,0003,204
Cash dividends$362,0003,825
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$887,6803,659
2008-09-30 (YTD Data)Rank
Total interest income$18,153,0001,638
Total interest expense$9,623,0001,328
Net interest income$8,530,0001,974
Provision for loan and lease losses$399,0003,089
Total noninterest income$1,784,0001,942
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$703,0001,867
Trading account gains and fees$0148
Additional Noninterest Income$1,081,0001,710
Total noninterest expense$8,956,0001,628
Salaries and employee benefits$5,085,0001,551
Premises and equipment expense$1,196,0001,727
Additional noninterest expense$2,675,0001,666
Pre-tax net operating income$959,0003,764
Securities gains (losses)$64,0001,264
Applicable income taxes$131,0003,347
Income before extraordinary items$892,0003,338
Extraordinary gains, net$031
Net income$892,0003,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,916
Cash dividends$274,0003,529
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$836,3203,611
2008-06-30 (YTD Data)Rank
Total interest income$12,029,0001,671
Total interest expense$6,629,0001,326
Net interest income$5,400,0002,059
Provision for loan and lease losses$183,0003,293
Total noninterest income$1,153,0002,005
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$455,0001,886
Trading account gains and fees$0149
Additional Noninterest Income$698,0001,792
Total noninterest expense$5,804,0001,674
Salaries and employee benefits$3,286,0001,601
Premises and equipment expense$798,0001,726
Additional noninterest expense$1,720,0001,704
Pre-tax net operating income$566,0004,140
Securities gains (losses)$40,0001,598
Applicable income taxes$61,0003,888
Income before extraordinary items$545,0003,842
Extraordinary gains, net$021
Net income$545,0003,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,260
Cash dividends$189,0003,522
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$509,0003,923
2008-03-31 (YTD Data)Rank
Total interest income$6,059,0001,702
Total interest expense$3,444,0001,362
Net interest income$2,615,0002,125
Provision for loan and lease losses$56,0003,670
Total noninterest income$525,0002,169
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$228,0001,856
Trading account gains and fees$0158
Additional Noninterest Income$297,0001,990
Total noninterest expense$2,794,0001,723
Salaries and employee benefits$1,603,0001,646
Premises and equipment expense$404,0001,709
Additional noninterest expense$787,0001,795
Pre-tax net operating income$290,0004,227
Securities gains (losses)$40,0001,206
Applicable income taxes$39,0003,818
Income before extraordinary items$291,0003,868
Extraordinary gains, net$015
Net income$291,0003,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,329
Cash dividends$104,0002,869
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$255,8004,054
2007-12-31 (YTD Data)Rank
Total interest income$23,552,0001,807
Total interest expense$13,731,0001,462
Net interest income$9,821,0002,281
Provision for loan and lease losses$278,0003,330
Total noninterest income$2,184,0002,088
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,148,0001,567
Trading account gains and fees$0178
Additional Noninterest Income$1,036,0002,181
Total noninterest expense$10,714,0001,734
Salaries and employee benefits$5,852,0001,720
Premises and equipment expense$1,538,0001,709
Additional noninterest expense$3,324,0001,677
Pre-tax net operating income$1,013,0004,718
Securities gains (losses)$85,000654
Applicable income taxes$111,0004,406
Income before extraordinary items$987,0004,353
Extraordinary gains, net$039
Net income$987,0004,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0003,462
Cash dividends$426,0003,945
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$910,5004,513
2007-09-30 (YTD Data)Rank
Total interest income$17,496,0001,827
Total interest expense$10,073,0001,497
Net interest income$7,423,0002,275
Provision for loan and lease losses$173,0003,280
Total noninterest income$1,481,0002,237
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$839,0001,570
Trading account gains and fees$0184
Additional Noninterest Income$642,0002,459
Total noninterest expense$8,090,0001,706
Salaries and employee benefits$4,351,0001,736
Premises and equipment expense$1,184,0001,665
Additional noninterest expense$2,555,0001,586
Pre-tax net operating income$641,0005,305
Securities gains (losses)$68,000575
Applicable income taxes$91,0004,529
Income before extraordinary items$618,0004,942
Extraordinary gains, net$033
Net income$618,0004,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0003,435
Cash dividends$319,0003,549
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$558,8405,151
2007-06-30 (YTD Data)Rank
Total interest income$11,462,0001,871
Total interest expense$6,486,0001,546
Net interest income$4,976,0002,295
Provision for loan and lease losses$105,0003,205
Total noninterest income$861,0002,461
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$523,0001,683
Trading account gains and fees$0168
Additional Noninterest Income$338,0002,834
Total noninterest expense$5,386,0001,713
Salaries and employee benefits$2,822,0001,821
Premises and equipment expense$815,0001,642
Additional noninterest expense$1,749,0001,547
Pre-tax net operating income$346,0005,780
Securities gains (losses)$41,000574
Applicable income taxes$39,0004,945
Income before extraordinary items$348,0005,357
Extraordinary gains, net$029
Net income$348,0005,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,342
Cash dividends$211,0003,556
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$311,1005,556
2007-03-31 (YTD Data)Rank
Total interest income$5,664,0001,890
Total interest expense$3,140,0001,588
Net interest income$2,524,0002,280
Provision for loan and lease losses$34,0003,641
Total noninterest income$389,0002,610
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$239,0001,775
Trading account gains and fees$0195
Additional Noninterest Income$150,0003,022
Total noninterest expense$2,649,0001,753
Salaries and employee benefits$1,376,0001,866
Premises and equipment expense$416,0001,612
Additional noninterest expense$857,0001,556
Pre-tax net operating income$230,0005,226
Securities gains (losses)$41,000443
Applicable income taxes$46,0004,214
Income before extraordinary items$225,0004,792
Extraordinary gains, net$022
Net income$225,0004,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,691
Cash dividends$105,0003,046
Sale, conversion, retirement of capital stock, net$0885
Net operating income$190,9705,169
2006-12-31 (YTD Data)Rank
Total interest income$19,819,0001,993
Total interest expense$10,131,0001,653
Net interest income$9,688,0002,359
Provision for loan and lease losses$503,0001,896
Total noninterest income$1,124,0003,282
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$904,0001,911
Trading account gains and fees$0130
Additional Noninterest Income$220,0004,933
Total noninterest expense$9,643,0001,852
Salaries and employee benefits$5,284,0001,843
Premises and equipment expense$1,133,0002,178
Additional noninterest expense$3,226,0001,625
Pre-tax net operating income$666,0006,006
Securities gains (losses)$-564,0008,526
Applicable income taxes$-173,0008,430
Income before extraordinary items$275,0007,011
Extraordinary gains, net$051
Net income$275,0007,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,465
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$839,0005,102
2006-09-30 (YTD Data)Rank
Total interest income$14,487,0002,035
Total interest expense$7,146,0001,711
Net interest income$7,341,0002,353
Provision for loan and lease losses$75,0004,564
Total noninterest income$916,0003,109
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$645,0001,988
Trading account gains and fees$0126
Additional Noninterest Income$271,0003,940
Total noninterest expense$6,958,0001,902
Salaries and employee benefits$3,902,0001,865
Premises and equipment expense$852,0002,192
Additional noninterest expense$2,204,0001,770
Pre-tax net operating income$1,224,0004,253
Securities gains (losses)$01,388
Applicable income taxes$286,0003,650
Income before extraordinary items$938,0004,315
Extraordinary gains, net$045
Net income$938,0004,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,885
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$938,0004,300
2006-06-30 (YTD Data)Rank
Total interest income$9,340,0002,062
Total interest expense$4,440,0001,740
Net interest income$4,900,0002,365
Provision for loan and lease losses$43,0004,644
Total noninterest income$562,0003,253
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$411,0002,055
Trading account gains and fees$0126
Additional Noninterest Income$151,0004,304
Total noninterest expense$4,620,0001,913
Salaries and employee benefits$2,590,0001,882
Premises and equipment expense$570,0002,178
Additional noninterest expense$1,460,0001,793
Pre-tax net operating income$799,0004,330
Securities gains (losses)$01,185
Applicable income taxes$185,0003,717
Income before extraordinary items$614,0004,380
Extraordinary gains, net$039
Net income$614,0004,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,293
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$614,0004,376
2006-03-31 (YTD Data)Rank
Total interest income$4,484,0002,099
Total interest expense$2,058,0001,777
Net interest income$2,426,0002,386
Provision for loan and lease losses$15,0004,758
Total noninterest income$309,0003,031
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$209,0001,969
Trading account gains and fees$0115
Additional Noninterest Income$100,0003,699
Total noninterest expense$2,284,0001,946
Salaries and employee benefits$1,293,0001,901
Premises and equipment expense$289,0002,170
Additional noninterest expense$702,0001,858
Pre-tax net operating income$436,0004,075
Securities gains (losses)$0955
Applicable income taxes$105,0003,523
Income before extraordinary items$331,0004,166
Extraordinary gains, net$021
Net income$331,0004,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,455
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$331,0004,144
2005-12-31 (YTD Data)Rank
Total interest income$15,746,0002,114
Total interest expense$6,408,0001,772
Net interest income$9,338,0002,365
Provision for loan and lease losses$245,0003,204
Total noninterest income$1,485,0002,709
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$889,0001,931
Trading account gains and fees$0138
Additional Noninterest Income$596,0003,066
Total noninterest expense$8,860,0001,908
Salaries and employee benefits$4,728,0001,952
Premises and equipment expense$1,134,0002,119
Additional noninterest expense$2,998,0001,685
Pre-tax net operating income$1,718,0004,064
Securities gains (losses)$77,000793
Applicable income taxes$439,0003,564
Income before extraordinary items$1,356,0004,033
Extraordinary gains, net$046
Net income$1,356,0004,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0004,517
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,297,4804,129
2005-09-30 (YTD Data)Rank
Total interest income$11,420,0002,135
Total interest expense$4,532,0001,773
Net interest income$6,888,0002,381
Provision for loan and lease losses$234,0002,657
Total noninterest income$1,160,0002,642
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$673,0001,911
Trading account gains and fees$0126
Additional Noninterest Income$487,0002,932
Total noninterest expense$6,608,0001,900
Salaries and employee benefits$3,458,0001,969
Premises and equipment expense$856,0002,077
Additional noninterest expense$2,294,0001,637
Pre-tax net operating income$1,206,0004,297
Securities gains (losses)$62,000812
Applicable income taxes$304,0003,786
Income before extraordinary items$964,0004,264
Extraordinary gains, net$035
Net income$964,0004,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,195
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$916,8804,369
2005-06-30 (YTD Data)Rank
Total interest income$7,351,0002,146
Total interest expense$2,826,0001,788
Net interest income$4,525,0002,388
Provision for loan and lease losses$47,0004,683
Total noninterest income$804,0002,528
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$447,0001,876
Trading account gains and fees$0116
Additional Noninterest Income$357,0002,734
Total noninterest expense$4,245,0001,950
Salaries and employee benefits$2,238,0002,023
Premises and equipment expense$580,0002,033
Additional noninterest expense$1,427,0001,732
Pre-tax net operating income$1,037,0003,619
Securities gains (losses)$2,0001,855
Applicable income taxes$268,0003,303
Income before extraordinary items$771,0003,715
Extraordinary gains, net$030
Net income$771,0003,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,010
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$769,5203,682
2005-03-31 (YTD Data)Rank
Total interest income$3,588,0002,162
Total interest expense$1,314,0001,808
Net interest income$2,274,0002,365
Provision for loan and lease losses$22,0004,548
Total noninterest income$395,0002,509
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$213,0001,901
Trading account gains and fees$0115
Additional Noninterest Income$182,0002,636
Total noninterest expense$2,129,0001,947
Salaries and employee benefits$1,132,0002,018
Premises and equipment expense$305,0001,968
Additional noninterest expense$692,0001,789
Pre-tax net operating income$518,0003,584
Securities gains (losses)$1,0001,514
Applicable income taxes$134,0003,287
Income before extraordinary items$385,0003,708
Extraordinary gains, net$024
Net income$385,0003,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$384,2603,676
2004-12-31 (YTD Data)Rank
Total interest income$13,786,0002,059
Total interest expense$4,843,0001,693
Net interest income$8,943,0002,284
Provision for loan and lease losses$104,0004,924
Total noninterest income$999,0003,550
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$485,0003,215
Trading account gains and fees$0138
Additional Noninterest Income$514,0003,260
Total noninterest expense$8,079,0001,987
Salaries and employee benefits$4,284,0002,030
Premises and equipment expense$1,032,0002,225
Additional noninterest expense$2,763,0001,759
Pre-tax net operating income$1,759,0003,844
Securities gains (losses)$-24,0008,423
Applicable income taxes$408,0003,695
Income before extraordinary items$1,327,0003,936
Extraordinary gains, net$034
Net income$1,327,0003,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,855
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,345,2403,842
2004-09-30 (YTD Data)Rank
Total interest income$10,377,0002,018
Total interest expense$3,596,0001,678
Net interest income$6,781,0002,230
Provision for loan and lease losses$2,0007,053
Total noninterest income$740,0003,600
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$356,0003,283
Trading account gains and fees$0134
Additional Noninterest Income$384,0003,269
Total noninterest expense$6,147,0001,950
Salaries and employee benefits$3,259,0001,995
Premises and equipment expense$762,0002,258
Additional noninterest expense$2,126,0001,697
Pre-tax net operating income$1,372,0003,811
Securities gains (losses)$-24,0008,687
Applicable income taxes$317,0003,694
Income before extraordinary items$1,031,0003,923
Extraordinary gains, net$026
Net income$1,031,0003,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,697
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,049,2403,818
2004-06-30 (YTD Data)Rank
Total interest income$6,903,0002,014
Total interest expense$2,379,0001,672
Net interest income$4,524,0002,208
Provision for loan and lease losses$06,885
Total noninterest income$470,0003,712
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$232,0003,306
Trading account gains and fees$0130
Additional Noninterest Income$238,0003,417
Total noninterest expense$4,081,0001,962
Salaries and employee benefits$2,160,0002,016
Premises and equipment expense$497,0002,305
Additional noninterest expense$1,424,0001,683
Pre-tax net operating income$913,0003,759
Securities gains (losses)$3,0002,926
Applicable income taxes$211,0003,674
Income before extraordinary items$705,0003,829
Extraordinary gains, net$021
Net income$705,0003,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,878
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$702,6903,750
2004-03-31 (YTD Data)Rank
Total interest income$3,442,0002,035
Total interest expense$1,205,0001,671
Net interest income$2,237,0002,236
Provision for loan and lease losses$06,501
Total noninterest income$228,0003,729
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$105,0003,460
Trading account gains and fees$0121
Additional Noninterest Income$123,0003,300
Total noninterest expense$2,012,0001,989
Salaries and employee benefits$1,083,0002,033
Premises and equipment expense$243,0002,373
Additional noninterest expense$686,0001,733
Pre-tax net operating income$453,0003,772
Securities gains (losses)$36,0001,385
Applicable income taxes$111,0003,616
Income before extraordinary items$378,0003,663
Extraordinary gains, net$016
Net income$378,0003,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,405
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$350,2803,734
2003-12-31 (YTD Data)Rank
Total interest income$13,557,0002,103
Total interest expense$5,486,0001,652
Net interest income$8,071,0002,413
Provision for loan and lease losses$94,0005,430
Total noninterest income$1,649,0002,638
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$469,0003,269
Trading account gains and fees$0160
Additional Noninterest Income$1,180,0002,145
Total noninterest expense$9,016,0001,763
Salaries and employee benefits$4,842,0001,773
Premises and equipment expense$994,0002,273
Additional noninterest expense$3,180,0001,553
Pre-tax net operating income$610,0006,303
Securities gains (losses)$-14,0008,822
Applicable income taxes$138,0005,380
Income before extraordinary items$458,0006,526
Extraordinary gains, net$054
Net income$458,0006,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,724
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$468,7806,325
2003-09-30 (YTD Data)Rank
Total interest income$10,138,0002,136
Total interest expense$4,205,0001,686
Net interest income$5,933,0002,466
Provision for loan and lease losses$94,0004,767
Total noninterest income$1,360,0002,531
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$352,0003,268
Trading account gains and fees$0153
Additional Noninterest Income$1,008,0002,035
Total noninterest expense$6,505,0001,832
Salaries and employee benefits$3,608,0001,805
Premises and equipment expense$757,0002,249
Additional noninterest expense$2,140,0001,692
Pre-tax net operating income$694,0005,534
Securities gains (losses)$27,0002,773
Applicable income taxes$232,0004,406
Income before extraordinary items$489,0005,912
Extraordinary gains, net$040
Net income$489,0005,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,184
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$470,6405,830
2003-06-30 (YTD Data)Rank
Total interest income$7,275,0001,997
Total interest expense$2,880,0001,692
Net interest income$4,395,0002,214
Provision for loan and lease losses$94,0003,984
Total noninterest income$1,075,0002,237
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$232,0003,251
Trading account gains and fees$0150
Additional Noninterest Income$843,0001,715
Total noninterest expense$4,410,0001,799
Salaries and employee benefits$2,420,0001,779
Premises and equipment expense$519,0002,180
Additional noninterest expense$1,471,0001,650
Pre-tax net operating income$966,0003,607
Securities gains (losses)$-301,0009,230
Applicable income taxes$244,0003,594
Income before extraordinary items$421,0005,269
Extraordinary gains, net$030
Net income$421,0005,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$613,6404,025
2003-03-31 (YTD Data)Rank
Total interest income$3,708,0001,971
Total interest expense$1,496,0001,670
Net interest income$2,212,0002,201
Provision for loan and lease losses$55,0003,535
Total noninterest income$608,0001,980
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$105,0003,424
Trading account gains and fees$0134
Additional Noninterest Income$503,0001,482
Total noninterest expense$2,269,0001,743
Salaries and employee benefits$1,197,0001,786
Premises and equipment expense$276,0002,067
Additional noninterest expense$796,0001,488
Pre-tax net operating income$496,0003,513
Securities gains (losses)$-224,0009,287
Applicable income taxes$115,0003,702
Income before extraordinary items$157,0005,910
Extraordinary gains, net$021
Net income$157,0005,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,678
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$300,3604,045
2002-12-31 (YTD Data)Rank
Total interest income$15,196,0002,025
Total interest expense$6,355,0001,797
Net interest income$8,841,0002,188
Provision for loan and lease losses$118,0005,458
Total noninterest income$1,378,0002,791
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$462,0003,170
Trading account gains and fees$0153
Additional Noninterest Income$916,0002,300
Total noninterest expense$7,114,0002,108
Salaries and employee benefits$4,039,0001,977
Premises and equipment expense$744,0002,847
Additional noninterest expense$2,331,0001,988
Pre-tax net operating income$2,987,0002,515
Securities gains (losses)$-443,0009,251
Applicable income taxes$918,0002,357
Income before extraordinary items$1,626,0003,284
Extraordinary gains, net$070
Net income$1,626,0003,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,332
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,909,5202,823
2001-12-31 (YTD Data)Rank
Total interest income$14,159,0002,420
Total interest expense$6,923,0002,314
Net interest income$7,236,0002,476
Provision for loan and lease losses$08,228
Total noninterest income$1,035,0003,261
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$383,0003,522
Trading account gains and fees$0177
Additional Noninterest Income$652,0002,687
Total noninterest expense$6,032,0002,368
Salaries and employee benefits$3,300,0002,272
Premises and equipment expense$663,0003,088
Additional noninterest expense$2,069,0002,173
Pre-tax net operating income$2,239,0002,912
Securities gains (losses)$-302,0009,560
Applicable income taxes$707,0002,652
Income before extraordinary items$1,230,0003,734
Extraordinary gains, net$0105
Net income$1,230,0003,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,344
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,423,2803,251
2000-12-31 (YTD Data)Rank
Total interest income$12,925,0002,690
Total interest expense$6,441,0002,588
Net interest income$6,484,0002,744
Provision for loan and lease losses$-65,0009,780
Total noninterest income$689,0004,043
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$261,0004,412
Trading account gains and fees$0180
Additional Noninterest Income$428,0003,207
Total noninterest expense$5,831,0002,345
Salaries and employee benefits$3,234,0002,212
Premises and equipment expense$659,0003,032
Additional noninterest expense$1,938,0002,234
Pre-tax net operating income$1,407,0004,257
Securities gains (losses)$183,000431
Applicable income taxes$565,0003,232
Income before extraordinary items$1,025,0004,310
Extraordinary gains, net$19,00028
Net income$1,044,0004,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-64,0009,661
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$907,8804,655
1999-12-31 (YTD Data)Rank
Total interest income$11,769,0002,741
Total interest expense$5,722,0002,574
Net interest income$6,047,0002,912
Provision for loan and lease losses$08,503
Total noninterest income$424,0005,444
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$198,0005,141
Trading account gains and fees$0173
Additional Noninterest Income$226,0004,659
Total noninterest expense$5,394,0002,506
Salaries and employee benefits$2,781,0002,525
Premises and equipment expense$651,0003,062
Additional noninterest expense$1,962,0002,230
Pre-tax net operating income$1,077,0005,078
Securities gains (losses)$323,000431
Applicable income taxes$489,0003,692
Income before extraordinary items$911,0004,712
Extraordinary gains, net$035
Net income$911,0004,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,500
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$701,0505,425
1998-12-31 (YTD Data)Rank
Total interest income$11,651,0002,775
Total interest expense$5,617,0002,699
Net interest income$6,034,0002,849
Provision for loan and lease losses$11,0008,185
Total noninterest income$416,0005,488
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$121,0006,448
Trading account gains and fees$0224
Additional Noninterest Income$295,0004,071
Total noninterest expense$5,784,0002,263
Salaries and employee benefits$2,783,0002,428
Premises and equipment expense$579,0003,272
Additional noninterest expense$2,422,0001,757
Pre-tax net operating income$655,0006,658
Securities gains (losses)$1,039,000372
Applicable income taxes$503,0003,816
Income before extraordinary items$1,191,0003,953
Extraordinary gains, net$032
Net income$1,191,0003,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,328
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$463,7006,724
1997-12-31 (YTD Data)Rank
Total interest income$10,131,0003,195
Total interest expense$4,938,0003,018
Net interest income$5,193,0003,364
Provision for loan and lease losses$4,0008,695
Total noninterest income$269,0007,009
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$49,0008,444
Trading account gains and fees$0239
Additional Noninterest Income$220,0004,727
Total noninterest expense$3,952,0003,205
Salaries and employee benefits$2,168,0003,058
Premises and equipment expense$473,0003,888
Additional noninterest expense$1,311,0003,092
Pre-tax net operating income$1,506,0004,489
Securities gains (losses)$-5,0009,661
Applicable income taxes$616,0003,596
Income before extraordinary items$885,0005,108
Extraordinary gains, net$044
Net income$885,0005,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,656
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$888,2005,048
1996-12-31 (YTD Data)Rank
Total interest income$10,204,0003,225
Total interest expense$5,001,0002,999
Net interest income$5,203,0003,420
Provision for loan and lease losses$44,0006,866
Total noninterest income$258,0007,479
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$56,0008,671
Trading account gains and fees$0262
Additional Noninterest Income$202,0005,130
Total noninterest expense$3,658,0003,623
Salaries and employee benefits$2,056,0003,252
Premises and equipment expense$444,0004,162
Additional noninterest expense$1,158,0003,901
Pre-tax net operating income$1,759,0003,803
Securities gains (losses)$-116,00011,236
Applicable income taxes$694,0003,200
Income before extraordinary items$949,0004,687
Extraordinary gains, net$-74,00011,433
Net income$875,0004,965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0005,232
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,023,2404,349
1995-12-31 (YTD Data)Rank
Total interest income$10,204,0003,230
Total interest expense$4,817,0003,122
Net interest income$5,387,0003,297
Provision for loan and lease losses$103,0004,535
Total noninterest income$267,0007,483
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$59,0008,952
Trading account gains and fees$0522
Additional Noninterest Income$208,0005,016
Total noninterest expense$3,493,0003,755
Salaries and employee benefits$1,880,0003,513
Premises and equipment expense$386,0004,681
Additional noninterest expense$1,227,0003,674
Pre-tax net operating income$2,058,0003,397
Securities gains (losses)$-28,00010,792
Applicable income taxes$853,0002,734
Income before extraordinary items$1,177,0004,023
Extraordinary gains, net$065
Net income$1,177,0004,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,418
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,194,9203,963
1994-12-31 (YTD Data)Rank
Total interest income$9,983,0003,035
Total interest expense$4,030,0003,031
Net interest income$5,953,0003,019
Provision for loan and lease losses$120,0004,039
Total noninterest income$214,0008,501
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$62,0009,281
Trading account gains and fees$0475
Additional Noninterest Income$152,0006,177
Total noninterest expense$3,534,0003,812
Salaries and employee benefits$1,683,0003,858
Premises and equipment expense$374,0004,847
Additional noninterest expense$1,477,0003,351
Pre-tax net operating income$2,513,0002,812
Securities gains (losses)$-236,00012,011
Applicable income taxes$875,0002,564
Income before extraordinary items$1,402,0003,366
Extraordinary gains, net$0249
Net income$1,402,0003,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,113
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,553,0403,107
1993-12-31 (YTD Data)Rank
Total interest income$10,056,0003,070
Total interest expense$4,325,0002,951
Net interest income$5,731,0003,159
Provision for loan and lease losses$120,0005,200
Total noninterest income$480,0005,759
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$62,0009,620
Trading account gains and fees$174,000240
Additional Noninterest Income$244,0005,071
Total noninterest expense$3,242,0004,207
Salaries and employee benefits$1,621,0003,980
Premises and equipment expense$359,0005,130
Additional noninterest expense$1,262,0004,014
Pre-tax net operating income$2,849,0002,415
Securities gains (losses)$393,0001,066
Applicable income taxes$1,351,0001,725
Income before extraordinary items$1,891,0002,664
Extraordinary gains, net$95,0001,624
Net income$1,986,0002,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0007,896
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,639,4802,825
1992-12-31 (YTD Data)Rank
Total interest income$10,463,0003,336
Total interest expense$5,317,0003,113
Net interest income$5,146,0003,542
Provision for loan and lease losses$232,0004,825
Total noninterest income$257,0008,380
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$51,00010,268
Trading account gains and fees$-10,0005,211
Additional Noninterest Income$216,0005,417
Total noninterest expense$3,124,0004,357
Salaries and employee benefits$1,638,0003,916
Premises and equipment expense$362,0005,215
Additional noninterest expense$1,124,0004,604
Pre-tax net operating income$2,047,0003,040
Securities gains (losses)$430,0001,212
Applicable income taxes$1,075,0001,976
Income before extraordinary items$1,402,0003,271
Extraordinary gains, net$01,422
Net income$1,402,0003,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0006,201
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,126,8003,739

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.