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Farmers State Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$15,197,000	2,261
Total interest expense	$3,313,000	2,493
Net interest income	$11,884,000	2,129
Provision for loan and lease losses	$156,000	2,173
Total noninterest income	$1,428,000	2,352
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$455,000	1,751
Trading account gains and fees	$0	123
Additional Noninterest Income	$973,000	2,300
Total noninterest expense	$8,972,000	2,171
Salaries and employee benefits	$4,113,000	2,478
Premises and equipment expense	$876,000	2,175
Additional noninterest expense	$973,000	2,300
Pre-tax net operating income	$4,184,000	2,124
Securities gains (losses)	$0	988
Applicable income taxes	$826,000	1,557
Income before extraordinary items	$3,358,000	2,189
Extraordinary gains, net	$0	54
Net income	$3,358,000	2,213
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,358,000	2,192
Net charge-offs	$31,000	2,008
Cash dividends	$1,901,000	1,578
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,358,000	2,219
2023-09-30 (YTD Data)		Rank
Total interest income	$11,136,000	2,263
Total interest expense	$2,146,000	2,567
Net interest income	$8,990,000	2,126
Provision for loan and lease losses	$119,000	2,039
Total noninterest income	$1,081,000	2,338
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$349,000	1,726
Trading account gains and fees	$0	125
Additional Noninterest Income	$732,000	2,287
Total noninterest expense	$6,438,000	2,219
Salaries and employee benefits	$2,806,000	2,624
Premises and equipment expense	$667,000	2,164
Additional noninterest expense	$732,000	2,286
Pre-tax net operating income	$3,514,000	2,045
Securities gains (losses)	$0	849
Applicable income taxes	$769,000	1,461
Income before extraordinary items	$2,745,000	2,152
Extraordinary gains, net	$0	52
Net income	$2,745,000	2,173
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,745,000	2,154
Net charge-offs	$22,000	1,851
Cash dividends	$1,326,000	1,467
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,745,000	2,175
2023-06-30 (YTD Data)		Rank
Total interest income	$7,261,000	2,272
Total interest expense	$1,217,000	2,607
Net interest income	$6,044,000	2,142
Provision for loan and lease losses	$64,000	2,068
Total noninterest income	$715,000	2,301
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$241,000	1,673
Trading account gains and fees	$0	112
Additional Noninterest Income	$474,000	2,248
Total noninterest expense	$4,212,000	2,239
Salaries and employee benefits	$1,778,000	2,688
Premises and equipment expense	$448,000	2,151
Additional noninterest expense	$474,000	2,244
Pre-tax net operating income	$2,483,000	1,963
Securities gains (losses)	$0	938
Applicable income taxes	$522,000	1,461
Income before extraordinary items	$1,961,000	2,082
Extraordinary gains, net	$0	51
Net income	$1,961,000	2,107
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,961,000	2,082
Net charge-offs	$15,000	1,656
Cash dividends	$1,016,000	1,350
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,961,000	2,096
2023-03-31 (YTD Data)		Rank
Total interest income	$3,546,000	2,284
Total interest expense	$499,000	2,642
Net interest income	$3,047,000	2,136
Provision for loan and lease losses	$26,000	2,035
Total noninterest income	$348,000	2,325
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$116,000	1,738
Trading account gains and fees	$0	97
Additional Noninterest Income	$232,000	2,267
Total noninterest expense	$1,949,000	2,377
Salaries and employee benefits	$752,000	2,978
Premises and equipment expense	$233,000	2,142
Additional noninterest expense	$232,000	2,267
Pre-tax net operating income	$1,420,000	1,861
Securities gains (losses)	$0	950
Applicable income taxes	$267,000	1,484
Income before extraordinary items	$1,153,000	1,917
Extraordinary gains, net	$0	4
Net income	$1,153,000	1,917
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,153,000	1,917
Net charge-offs	$24,000	1,045
Cash dividends	$421,000	1,363
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,153,000	1,934
2022-12-31 (YTD Data)		Rank
Total interest income	$12,465,000	2,216
Total interest expense	$857,000	2,616
Net interest income	$11,608,000	2,157
Provision for loan and lease losses	$241,000	1,680
Total noninterest income	$1,340,000	2,463
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$474,000	1,741
Trading account gains and fees	$0	116
Additional Noninterest Income	$866,000	2,496
Total noninterest expense	$8,901,000	2,160
Salaries and employee benefits	$4,442,000	2,341
Premises and equipment expense	$883,000	2,157
Additional noninterest expense	$866,000	2,496
Pre-tax net operating income	$3,806,000	2,370
Securities gains (losses)	$0	691
Applicable income taxes	$859,000	1,674
Income before extraordinary items	$2,947,000	2,481
Extraordinary gains, net	$0	5
Net income	$2,947,000	2,479
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,947,000	2,480
Net charge-offs	$35,000	1,710
Cash dividends	$1,580,000	1,715
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,947,000	2,512
2022-09-30 (YTD Data)		Rank
Total interest income	$9,082,000	2,201
Total interest expense	$472,000	2,736
Net interest income	$8,610,000	2,146
Provision for loan and lease losses	$193,000	1,496
Total noninterest income	$983,000	2,519
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$349,000	1,768
Trading account gains and fees	$0	111
Additional Noninterest Income	$634,000	2,540
Total noninterest expense	$6,452,000	2,197
Salaries and employee benefits	$3,158,000	2,414
Premises and equipment expense	$662,000	2,184
Additional noninterest expense	$634,000	2,540
Pre-tax net operating income	$2,948,000	2,309
Securities gains (losses)	$0	740
Applicable income taxes	$668,000	1,638
Income before extraordinary items	$2,280,000	2,413
Extraordinary gains, net	$0	4
Net income	$2,280,000	2,412
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,280,000	2,412
Net charge-offs	$26,000	1,502
Cash dividends	$1,065,000	1,613
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,280,000	2,457
2022-06-30 (YTD Data)		Rank
Total interest income	$5,843,000	2,214
Total interest expense	$279,000	2,756
Net interest income	$5,564,000	2,169
Provision for loan and lease losses	$83,000	1,638
Total noninterest income	$646,000	2,524
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$235,000	1,757
Trading account gains and fees	$0	108
Additional Noninterest Income	$411,000	2,609
Total noninterest expense	$4,268,000	2,193
Salaries and employee benefits	$2,069,000	2,441
Premises and equipment expense	$439,000	2,201
Additional noninterest expense	$1,760,000	1,769
Pre-tax net operating income	$1,859,000	2,303
Securities gains (losses)	$0	687
Applicable income taxes	$421,000	1,605
Income before extraordinary items	$1,438,000	2,410
Extraordinary gains, net	$0	4
Net income	$1,438,000	2,410
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,438,000	2,410
Net charge-offs	$10,000	1,581
Cash dividends	$735,000	1,575
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,438,000	2,443
2022-03-31 (YTD Data)		Rank
Total interest income	$2,804,000	2,218
Total interest expense	$137,000	2,751
Net interest income	$2,667,000	2,171
Provision for loan and lease losses	$41,000	1,465
Total noninterest income	$312,000	2,546
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$121,000	1,711
Trading account gains and fees	$0	103
Additional Noninterest Income	$191,000	2,627
Total noninterest expense	$2,176,000	2,168
Salaries and employee benefits	$1,031,000	2,458
Premises and equipment expense	$232,000	2,128
Additional noninterest expense	$913,000	1,697
Pre-tax net operating income	$762,000	2,453
Securities gains (losses)	$0	623
Applicable income taxes	$173,000	1,706
Income before extraordinary items	$589,000	2,556
Extraordinary gains, net	$0	4
Net income	$589,000	2,554
Minority interest net income	$0	50
Net income of bank and minority interests.	$589,000	2,556
Net charge-offs	$8,000	1,246
Cash dividends	$175,000	1,801
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$589,000	2,580
2021-12-31 (YTD Data)		Rank
Total interest income	$11,554,000	2,254
Total interest expense	$556,000	3,008
Net interest income	$10,998,000	2,180
Provision for loan and lease losses	$134,000	1,991
Total noninterest income	$1,449,000	2,578
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$436,000	1,757
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,013,000	2,616
Total noninterest expense	$8,695,000	2,167
Salaries and employee benefits	$4,173,000	2,427
Premises and equipment expense	$819,000	2,283
Additional noninterest expense	$3,703,000	1,674
Pre-tax net operating income	$3,618,000	2,454
Securities gains (losses)	$6,000	1,813
Applicable income taxes	$831,000	1,735
Income before extraordinary items	$2,793,000	2,633
Extraordinary gains, net	$0	10
Net income	$2,793,000	2,634
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,793,000	2,634
Net charge-offs	$-46,000	4,099
Cash dividends	$1,948,000	1,580
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,788,260	2,614
2021-09-30 (YTD Data)		Rank
Total interest income	$8,691,000	2,296
Total interest expense	$421,000	3,114
Net interest income	$8,270,000	2,209
Provision for loan and lease losses	$101,000	1,924
Total noninterest income	$1,105,000	2,602
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$310,000	1,809
Trading account gains and fees	$0	132
Additional Noninterest Income	$795,000	2,606
Total noninterest expense	$6,356,000	2,213
Salaries and employee benefits	$2,971,000	2,530
Premises and equipment expense	$628,000	2,278
Additional noninterest expense	$2,757,000	1,686
Pre-tax net operating income	$2,918,000	2,470
Securities gains (losses)	$6,000	1,729
Applicable income taxes	$671,000	1,766
Income before extraordinary items	$2,253,000	2,650
Extraordinary gains, net	$0	8
Net income	$2,253,000	2,650
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,253,000	2,650
Net charge-offs	$-37,000	4,103
Cash dividends	$1,458,000	1,434
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,248,260	2,632
2021-06-30 (YTD Data)		Rank
Total interest income	$5,537,000	2,355
Total interest expense	$286,000	3,166
Net interest income	$5,251,000	2,270
Provision for loan and lease losses	$67,000	1,942
Total noninterest income	$792,000	2,489
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$195,000	1,838
Trading account gains and fees	$0	133
Additional Noninterest Income	$597,000	2,462
Total noninterest expense	$4,227,000	2,204
Salaries and employee benefits	$1,987,000	2,519
Premises and equipment expense	$420,000	2,271
Additional noninterest expense	$1,820,000	1,682
Pre-tax net operating income	$1,749,000	2,588
Securities gains (losses)	$6,000	1,541
Applicable income taxes	$400,000	1,848
Income before extraordinary items	$1,355,000	2,770
Extraordinary gains, net	$0	6
Net income	$1,355,000	2,769
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,355,000	2,770
Net charge-offs	$-58,000	4,406
Cash dividends	$758,000	1,603
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,350,260	2,753
2021-03-31 (YTD Data)		Rank
Total interest income	$2,569,000	2,464
Total interest expense	$146,000	3,206
Net interest income	$2,423,000	2,393
Provision for loan and lease losses	$34,000	1,947
Total noninterest income	$425,000	2,415
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$96,000	1,846
Trading account gains and fees	$0	127
Additional Noninterest Income	$329,000	2,348
Total noninterest expense	$2,129,000	2,183
Salaries and employee benefits	$981,000	2,520
Premises and equipment expense	$227,000	2,190
Additional noninterest expense	$921,000	1,641
Pre-tax net operating income	$685,000	2,862
Securities gains (losses)	$6,000	1,173
Applicable income taxes	$142,000	2,052
Income before extraordinary items	$549,000	3,000
Extraordinary gains, net	$0	3
Net income	$549,000	2,998
Minority interest net income	$0	55
Net income of bank and minority interests.	$549,000	3,000
Net charge-offs	$-37,000	4,526
Cash dividends	$190,000	1,851
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$544,260	2,985
2020-12-31 (YTD Data)		Rank
Total interest income	$10,629,000	2,429
Total interest expense	$1,001,000	2,930
Net interest income	$9,628,000	2,320
Provision for loan and lease losses	$169,000	3,190
Total noninterest income	$1,534,000	2,396
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$440,000	1,759
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,094,000	2,393
Total noninterest expense	$8,435,000	2,183
Salaries and employee benefits	$4,123,000	2,439
Premises and equipment expense	$821,000	2,304
Additional noninterest expense	$3,491,000	1,709
Pre-tax net operating income	$2,558,000	2,639
Securities gains (losses)	$261,000	896
Applicable income taxes	$551,000	1,873
Income before extraordinary items	$2,268,000	2,666
Extraordinary gains, net	$0	4
Net income	$2,268,000	2,665
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,268,000	2,666
Net charge-offs	$42,000	2,492
Cash dividends	$1,260,000	1,949
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,059,200	2,747
2020-09-30 (YTD Data)		Rank
Total interest income	$7,956,000	2,440
Total interest expense	$813,000	2,906
Net interest income	$7,143,000	2,337
Provision for loan and lease losses	$137,000	3,072
Total noninterest income	$1,129,000	2,394
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$324,000	1,779
Trading account gains and fees	$0	125
Additional Noninterest Income	$805,000	2,367
Total noninterest expense	$6,264,000	2,182
Salaries and employee benefits	$3,028,000	2,450
Premises and equipment expense	$616,000	2,299
Additional noninterest expense	$2,620,000	1,682
Pre-tax net operating income	$1,871,000	2,678
Securities gains (losses)	$251,000	790
Applicable income taxes	$505,000	1,729
Income before extraordinary items	$1,617,000	2,733
Extraordinary gains, net	$0	4
Net income	$1,617,000	2,731
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,617,000	2,733
Net charge-offs	$37,000	2,210
Cash dividends	$925,000	1,767
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,418,710	2,862
2020-06-30 (YTD Data)		Rank
Total interest income	$5,281,000	2,477
Total interest expense	$586,000	2,906
Net interest income	$4,695,000	2,369
Provision for loan and lease losses	$104,000	2,933
Total noninterest income	$734,000	2,372
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$209,000	1,851
Trading account gains and fees	$0	123
Additional Noninterest Income	$525,000	2,325
Total noninterest expense	$4,164,000	2,195
Salaries and employee benefits	$2,015,000	2,455
Premises and equipment expense	$421,000	2,253
Additional noninterest expense	$1,728,000	1,701
Pre-tax net operating income	$1,161,000	2,738
Securities gains (losses)	$16,000	1,748
Applicable income taxes	$263,000	1,847
Income before extraordinary items	$914,000	2,920
Extraordinary gains, net	$0	4
Net income	$914,000	2,919
Minority interest net income	$0	65
Net income of bank and minority interests.	$914,000	2,920
Net charge-offs	$36,000	1,908
Cash dividends	$750,000	1,588
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$901,360	2,906
2020-03-31 (YTD Data)		Rank
Total interest income	$2,659,000	2,457
Total interest expense	$306,000	2,984
Net interest income	$2,353,000	2,326
Provision for loan and lease losses	$20,000	3,107
Total noninterest income	$380,000	2,241
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$126,000	1,854
Trading account gains and fees	$0	106
Additional Noninterest Income	$254,000	2,176
Total noninterest expense	$2,119,000	2,191
Salaries and employee benefits	$1,035,000	2,423
Premises and equipment expense	$225,000	2,176
Additional noninterest expense	$859,000	1,721
Pre-tax net operating income	$594,000	2,563
Securities gains (losses)	$0	1,705
Applicable income taxes	$131,000	1,737
Income before extraordinary items	$463,000	2,732
Extraordinary gains, net	$0	4
Net income	$463,000	2,731
Minority interest net income	$0	56
Net income of bank and minority interests.	$463,000	2,733
Net charge-offs	$5,000	2,107
Cash dividends	$200,000	1,912
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$463,000	2,723
2019-12-31 (YTD Data)		Rank
Total interest income	$10,695,000	2,474
Total interest expense	$1,253,000	2,993
Net interest income	$9,442,000	2,341
Provision for loan and lease losses	$124,000	2,760
Total noninterest income	$1,764,000	2,109
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$498,000	1,937
Trading account gains and fees	$0	135
Additional Noninterest Income	$1,266,000	1,984
Total noninterest expense	$8,482,000	2,156
Salaries and employee benefits	$4,307,000	2,322
Premises and equipment expense	$791,000	2,358
Additional noninterest expense	$3,384,000	1,717
Pre-tax net operating income	$2,600,000	2,685
Securities gains (losses)	$0	2,379
Applicable income taxes	$619,000	1,812
Income before extraordinary items	$1,981,000	2,918
Extraordinary gains, net	$0	11
Net income	$1,981,000	2,918
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,981,000	2,919
Net charge-offs	$83,000	2,328
Cash dividends	$1,575,000	1,824
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,981,000	2,873
2019-09-30 (YTD Data)		Rank
Total interest income	$8,009,000	2,503
Total interest expense	$938,000	3,015
Net interest income	$7,071,000	2,377
Provision for loan and lease losses	$111,000	2,508
Total noninterest income	$1,346,000	2,081
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$368,000	1,954
Trading account gains and fees	$0	129
Additional Noninterest Income	$978,000	1,947
Total noninterest expense	$6,262,000	2,183
Salaries and employee benefits	$3,158,000	2,374
Premises and equipment expense	$600,000	2,362
Additional noninterest expense	$2,504,000	1,756
Pre-tax net operating income	$2,044,000	2,690
Securities gains (losses)	$0	2,167
Applicable income taxes	$480,000	1,829
Income before extraordinary items	$1,564,000	2,904
Extraordinary gains, net	$0	11
Net income	$1,564,000	2,905
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,564,000	2,905
Net charge-offs	$39,000	2,382
Cash dividends	$1,100,000	1,713
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,564,000	2,874
2019-06-30 (YTD Data)		Rank
Total interest income	$5,330,000	2,500
Total interest expense	$617,000	3,027
Net interest income	$4,713,000	2,388
Provision for loan and lease losses	$39,000	2,951
Total noninterest income	$863,000	2,123
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$241,000	1,956
Trading account gains and fees	$0	131
Additional Noninterest Income	$622,000	1,970
Total noninterest expense	$4,171,000	2,194
Salaries and employee benefits	$2,102,000	2,388
Premises and equipment expense	$401,000	2,372
Additional noninterest expense	$1,668,000	1,768
Pre-tax net operating income	$1,366,000	2,664
Securities gains (losses)	$0	1,702
Applicable income taxes	$336,000	1,764
Income before extraordinary items	$1,030,000	2,908
Extraordinary gains, net	$0	11
Net income	$1,030,000	2,907
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,030,000	2,907
Net charge-offs	$14,000	2,483
Cash dividends	$850,000	1,591
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,030,000	2,881
2019-03-31 (YTD Data)		Rank
Total interest income	$2,646,000	2,508
Total interest expense	$316,000	2,962
Net interest income	$2,330,000	2,416
Provision for loan and lease losses	$20,000	2,754
Total noninterest income	$356,000	2,316
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$115,000	2,007
Trading account gains and fees	$0	126
Additional Noninterest Income	$241,000	2,195
Total noninterest expense	$2,121,000	2,178
Salaries and employee benefits	$1,051,000	2,402
Premises and equipment expense	$213,000	2,315
Additional noninterest expense	$857,000	1,714
Pre-tax net operating income	$545,000	2,953
Securities gains (losses)	$0	1,087
Applicable income taxes	$131,000	1,943
Income before extraordinary items	$414,000	3,177
Extraordinary gains, net	$0	5
Net income	$414,000	3,174
Minority interest net income	$0	52
Net income of bank and minority interests.	$414,000	3,176
Net charge-offs	$22,000	1,644
Cash dividends	$250,000	1,856
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$414,000	3,164
2018-12-31 (YTD Data)		Rank
Total interest income	$9,932,000	2,537
Total interest expense	$750,000	3,353
Net interest income	$9,182,000	2,410
Provision for loan and lease losses	$57,000	3,434
Total noninterest income	$1,711,000	2,169
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$550,000	1,849
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,161,000	2,075
Total noninterest expense	$8,304,000	2,189
Salaries and employee benefits	$4,307,000	2,339
Premises and equipment expense	$767,000	2,428
Additional noninterest expense	$3,230,000	1,794
Pre-tax net operating income	$2,532,000	2,760
Securities gains (losses)	$0	1,125
Applicable income taxes	$603,000	1,828
Income before extraordinary items	$1,929,000	2,984
Extraordinary gains, net	$0	6
Net income	$1,929,000	2,983
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,929,000	2,983
Net charge-offs	$30,000	2,911
Cash dividends	$1,455,000	1,785
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,929,000	2,983
2018-09-30 (YTD Data)		Rank
Total interest income	$7,286,000	2,569
Total interest expense	$441,000	3,656
Net interest income	$6,845,000	2,422
Provision for loan and lease losses	$39,000	3,369
Total noninterest income	$1,298,000	2,177
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$417,000	1,849
Trading account gains and fees	$0	138
Additional Noninterest Income	$881,000	2,087
Total noninterest expense	$6,111,000	2,213
Salaries and employee benefits	$3,153,000	2,378
Premises and equipment expense	$594,000	2,401
Additional noninterest expense	$2,364,000	1,832
Pre-tax net operating income	$1,993,000	2,732
Securities gains (losses)	$0	1,118
Applicable income taxes	$481,000	1,824
Income before extraordinary items	$1,512,000	2,980
Extraordinary gains, net	$0	5
Net income	$1,512,000	2,978
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,512,000	2,979
Net charge-offs	$16,000	2,801
Cash dividends	$1,025,000	1,638
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,512,000	2,968
2018-06-30 (YTD Data)		Rank
Total interest income	$4,758,000	2,593
Total interest expense	$247,000	3,850
Net interest income	$4,511,000	2,447
Provision for loan and lease losses	$26,000	3,255
Total noninterest income	$814,000	2,250
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$250,000	1,981
Trading account gains and fees	$0	130
Additional Noninterest Income	$564,000	2,134
Total noninterest expense	$4,027,000	2,252
Salaries and employee benefits	$2,100,000	2,395
Premises and equipment expense	$387,000	2,461
Additional noninterest expense	$1,540,000	1,880
Pre-tax net operating income	$1,272,000	2,779
Securities gains (losses)	$0	961
Applicable income taxes	$306,000	1,852
Income before extraordinary items	$966,000	3,017
Extraordinary gains, net	$0	6
Net income	$966,000	3,016
Minority interest net income	$0	65
Net income of bank and minority interests.	$966,000	3,016
Net charge-offs	$15,000	2,411
Cash dividends	$700,000	1,630
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$966,000	3,008
2018-03-31 (YTD Data)		Rank
Total interest income	$2,340,000	2,617
Total interest expense	$118,000	3,886
Net interest income	$2,222,000	2,470
Provision for loan and lease losses	$13,000	3,072
Total noninterest income	$406,000	2,239
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$126,000	1,971
Trading account gains and fees	$0	123
Additional Noninterest Income	$280,000	2,101
Total noninterest expense	$2,036,000	2,250
Salaries and employee benefits	$1,053,000	2,415
Premises and equipment expense	$202,000	2,433
Additional noninterest expense	$781,000	1,857
Pre-tax net operating income	$579,000	2,876
Securities gains (losses)	$0	735
Applicable income taxes	$137,000	1,900
Income before extraordinary items	$442,000	3,096
Extraordinary gains, net	$0	7
Net income	$442,000	3,096
Minority interest net income	$0	52
Net income of bank and minority interests.	$442,000	3,096
Net charge-offs	$12,000	1,889
Cash dividends	$200,000	1,882
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$442,000	3,094
2017-12-31 (YTD Data)		Rank
Total interest income	$9,162,000	2,610
Total interest expense	$464,000	3,798
Net interest income	$8,698,000	2,482
Provision for loan and lease losses	$15,000	4,020
Total noninterest income	$1,676,000	2,259
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$503,000	2,022
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,173,000	2,089
Total noninterest expense	$8,148,000	2,233
Salaries and employee benefits	$4,323,000	2,342
Premises and equipment expense	$682,000	2,698
Additional noninterest expense	$3,143,000	1,859
Pre-tax net operating income	$2,211,000	2,957
Securities gains (losses)	$0	2,243
Applicable income taxes	$675,000	2,191
Income before extraordinary items	$1,536,000	3,096
Extraordinary gains, net	$0	9
Net income	$1,536,000	3,094
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,536,000	3,096
Net charge-offs	$-22,000	4,968
Cash dividends	$1,385,000	1,810
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,536,000	3,070
2017-09-30 (YTD Data)		Rank
Total interest income	$6,806,000	2,643
Total interest expense	$345,000	3,823
Net interest income	$6,461,000	2,512
Provision for loan and lease losses	$14,000	3,828
Total noninterest income	$1,207,000	2,331
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$372,000	2,044
Trading account gains and fees	$0	145
Additional Noninterest Income	$835,000	2,188
Total noninterest expense	$5,990,000	2,277
Salaries and employee benefits	$3,171,000	2,389
Premises and equipment expense	$527,000	2,669
Additional noninterest expense	$2,292,000	1,906
Pre-tax net operating income	$1,664,000	2,992
Securities gains (losses)	$0	2,274
Applicable income taxes	$602,000	1,926
Income before extraordinary items	$1,062,000	3,434
Extraordinary gains, net	$0	9
Net income	$1,062,000	3,433
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,062,000	3,434
Net charge-offs	$-12,000	4,797
Cash dividends	$985,000	1,731
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,062,000	3,398
2017-06-30 (YTD Data)		Rank
Total interest income	$4,483,000	2,657
Total interest expense	$218,000	3,877
Net interest income	$4,265,000	2,516
Provision for loan and lease losses	$4,000	3,791
Total noninterest income	$728,000	2,466
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$244,000	2,067
Trading account gains and fees	$0	139
Additional Noninterest Income	$484,000	2,378
Total noninterest expense	$3,937,000	2,308
Salaries and employee benefits	$2,081,000	2,429
Premises and equipment expense	$344,000	2,719
Additional noninterest expense	$1,512,000	1,932
Pre-tax net operating income	$1,052,000	3,038
Securities gains (losses)	$0	1,906
Applicable income taxes	$382,000	1,943
Income before extraordinary items	$670,000	3,483
Extraordinary gains, net	$0	11
Net income	$670,000	3,482
Minority interest net income	$0	71
Net income of bank and minority interests.	$670,000	3,483
Net charge-offs	$-61,000	5,334
Cash dividends	$710,000	1,626
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$670,000	3,460
2017-03-31 (YTD Data)		Rank
Total interest income	$2,206,000	2,679
Total interest expense	$104,000	3,955
Net interest income	$2,102,000	2,538
Provision for loan and lease losses	$4,000	3,415
Total noninterest income	$323,000	2,619
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$119,000	2,109
Trading account gains and fees	$0	142
Additional Noninterest Income	$204,000	2,549
Total noninterest expense	$1,948,000	2,346
Salaries and employee benefits	$1,028,000	2,476
Premises and equipment expense	$170,000	2,782
Additional noninterest expense	$750,000	1,935
Pre-tax net operating income	$473,000	3,172
Securities gains (losses)	$0	1,153
Applicable income taxes	$171,000	2,001
Income before extraordinary items	$302,000	3,589
Extraordinary gains, net	$0	8
Net income	$302,000	3,588
Minority interest net income	$0	55
Net income of bank and minority interests.	$302,000	3,589
Net charge-offs	$-85,000	5,585
Cash dividends	$150,000	2,123
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$302,000	3,569
2016-12-31 (YTD Data)		Rank
Total interest income	$8,926,000	2,638
Total interest expense	$413,000	3,967
Net interest income	$8,513,000	2,494
Provision for loan and lease losses	$207,000	2,405
Total noninterest income	$1,739,000	2,286
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$543,000	1,947
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,196,000	2,189
Total noninterest expense	$7,577,000	2,397
Salaries and employee benefits	$4,274,000	2,380
Premises and equipment expense	$635,000	2,917
Additional noninterest expense	$2,668,000	2,181
Pre-tax net operating income	$2,468,000	2,701
Securities gains (losses)	$0	3,212
Applicable income taxes	$895,000	1,755
Income before extraordinary items	$1,573,000	3,199
Extraordinary gains, net	$0	5
Net income	$1,573,000	3,198
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,573,000	3,198
Net charge-offs	$197,000	1,948
Cash dividends	$1,230,000	1,932
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,573,000	3,148
2016-09-30 (YTD Data)		Rank
Total interest income	$6,720,000	2,641
Total interest expense	$310,000	3,988
Net interest income	$6,410,000	2,493
Provision for loan and lease losses	$207,000	2,017
Total noninterest income	$1,288,000	2,314
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$408,000	1,949
Trading account gains and fees	$0	169
Additional Noninterest Income	$880,000	2,195
Total noninterest expense	$5,529,000	2,448
Salaries and employee benefits	$3,138,000	2,406
Premises and equipment expense	$476,000	2,933
Additional noninterest expense	$1,915,000	2,261
Pre-tax net operating income	$1,962,000	2,659
Securities gains (losses)	$0	3,160
Applicable income taxes	$712,000	1,736
Income before extraordinary items	$1,250,000	3,128
Extraordinary gains, net	$0	5
Net income	$1,250,000	3,128
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,250,000	3,128
Net charge-offs	$153,000	1,672
Cash dividends	$830,000	1,849
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,250,000	3,068
2016-06-30 (YTD Data)		Rank
Total interest income	$4,347,000	2,701
Total interest expense	$209,000	3,974
Net interest income	$4,138,000	2,568
Provision for loan and lease losses	$12,000	3,711
Total noninterest income	$787,000	2,407
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$263,000	1,992
Trading account gains and fees	$0	157
Additional Noninterest Income	$524,000	2,316
Total noninterest expense	$3,607,000	2,502
Salaries and employee benefits	$2,073,000	2,441
Premises and equipment expense	$315,000	2,947
Additional noninterest expense	$1,219,000	2,362
Pre-tax net operating income	$1,306,000	2,622
Securities gains (losses)	$0	2,835
Applicable income taxes	$473,000	1,720
Income before extraordinary items	$833,000	3,112
Extraordinary gains, net	$0	16
Net income	$833,000	3,111
Minority interest net income	$0	71
Net income of bank and minority interests.	$833,000	3,111
Net charge-offs	$49,000	2,154
Cash dividends	$830,000	1,476
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$833,000	3,047
2016-03-31 (YTD Data)		Rank
Total interest income	$2,177,000	2,704
Total interest expense	$108,000	3,955
Net interest income	$2,069,000	2,562
Provision for loan and lease losses	$6,000	3,407
Total noninterest income	$364,000	2,469
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$127,000	2,023
Trading account gains and fees	$0	142
Additional Noninterest Income	$237,000	2,408
Total noninterest expense	$1,764,000	2,549
Salaries and employee benefits	$1,029,000	2,461
Premises and equipment expense	$162,000	2,923
Additional noninterest expense	$573,000	2,486
Pre-tax net operating income	$663,000	2,566
Securities gains (losses)	$0	2,077
Applicable income taxes	$239,000	1,693
Income before extraordinary items	$424,000	3,016
Extraordinary gains, net	$0	12
Net income	$424,000	3,014
Minority interest net income	$0	62
Net income of bank and minority interests.	$424,000	3,015
Net charge-offs	$8,000	2,423
Cash dividends	$130,000	2,223
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$424,000	2,962
2015-12-31 (YTD Data)		Rank
Total interest income	$8,707,000	2,660
Total interest expense	$453,000	3,914
Net interest income	$8,254,000	2,527
Provision for loan and lease losses	$190,000	2,384
Total noninterest income	$1,629,000	2,383
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$578,000	1,884
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,051,000	2,315
Total noninterest expense	$7,233,000	2,500
Salaries and employee benefits	$4,298,000	2,337
Premises and equipment expense	$751,000	2,682
Additional noninterest expense	$2,184,000	2,604
Pre-tax net operating income	$2,460,000	2,665
Securities gains (losses)	$0	3,216
Applicable income taxes	$818,000	1,779
Income before extraordinary items	$1,642,000	3,066
Extraordinary gains, net	$0	23
Net income	$1,642,000	3,067
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,642,000	3,068
Net charge-offs	$49,000	3,261
Cash dividends	$915,000	2,246
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,642,000	3,026
2015-09-30 (YTD Data)		Rank
Total interest income	$6,514,000	2,686
Total interest expense	$348,000	3,923
Net interest income	$6,166,000	2,547
Provision for loan and lease losses	$164,000	2,188
Total noninterest income	$1,253,000	2,364
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$425,000	1,937
Trading account gains and fees	$0	153
Additional Noninterest Income	$828,000	2,267
Total noninterest expense	$5,247,000	2,579
Salaries and employee benefits	$3,167,000	2,370
Premises and equipment expense	$578,000	2,664
Additional noninterest expense	$1,502,000	2,785
Pre-tax net operating income	$2,008,000	2,565
Securities gains (losses)	$0	3,031
Applicable income taxes	$726,000	1,665
Income before extraordinary items	$1,282,000	3,064
Extraordinary gains, net	$0	21
Net income	$1,282,000	3,064
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,282,000	3,065
Net charge-offs	$46,000	2,832
Cash dividends	$315,000	2,745
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,282,000	3,012
2015-06-30 (YTD Data)		Rank
Total interest income	$4,337,000	2,695
Total interest expense	$235,000	3,935
Net interest income	$4,102,000	2,551
Provision for loan and lease losses	$118,000	2,092
Total noninterest income	$851,000	2,344
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$277,000	1,941
Trading account gains and fees	$0	157
Additional Noninterest Income	$574,000	2,253
Total noninterest expense	$3,413,000	2,646
Salaries and employee benefits	$2,124,000	2,380
Premises and equipment expense	$405,000	2,569
Additional noninterest expense	$884,000	3,089
Pre-tax net operating income	$1,422,000	2,436
Securities gains (losses)	$0	2,636
Applicable income taxes	$514,000	1,594
Income before extraordinary items	$908,000	2,924
Extraordinary gains, net	$0	22
Net income	$908,000	2,924
Minority interest net income	$0	75
Net income of bank and minority interests.	$908,000	2,926
Net charge-offs	$41,000	2,481
Cash dividends	$140,000	3,039
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$908,000	2,868
2015-03-31 (YTD Data)		Rank
Total interest income	$2,159,000	2,711
Total interest expense	$120,000	3,933
Net interest income	$2,039,000	2,557
Provision for loan and lease losses	$68,000	1,824
Total noninterest income	$376,000	2,476
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$136,000	1,956
Trading account gains and fees	$0	152
Additional Noninterest Income	$240,000	2,408
Total noninterest expense	$1,710,000	2,639
Salaries and employee benefits	$1,062,000	2,382
Premises and equipment expense	$226,000	2,417
Additional noninterest expense	$422,000	3,183
Pre-tax net operating income	$637,000	2,585
Securities gains (losses)	$0	2,027
Applicable income taxes	$228,000	1,687
Income before extraordinary items	$409,000	3,083
Extraordinary gains, net	$0	13
Net income	$409,000	3,086
Minority interest net income	$0	64
Net income of bank and minority interests.	$409,000	3,086
Net charge-offs	$35,000	1,797
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$409,000	3,018
2014-12-31 (YTD Data)		Rank
Total interest income	$8,864,000	2,678
Total interest expense	$530,000	3,890
Net interest income	$8,334,000	2,530
Provision for loan and lease losses	$246,000	2,226
Total noninterest income	$1,664,000	2,371
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$595,000	1,982
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,069,000	2,243
Total noninterest expense	$7,347,000	2,504
Salaries and employee benefits	$4,398,000	2,294
Premises and equipment expense	$972,000	2,296
Additional noninterest expense	$1,977,000	2,901
Pre-tax net operating income	$2,405,000	2,657
Securities gains (losses)	$0	3,259
Applicable income taxes	$859,000	1,705
Income before extraordinary items	$1,546,000	3,194
Extraordinary gains, net	$0	17
Net income	$1,546,000	3,194
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,546,000	3,195
Net charge-offs	$190,000	2,520
Cash dividends	$5,210,000	577
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,546,000	3,132
2014-09-30 (YTD Data)		Rank
Total interest income	$6,596,000	2,718
Total interest expense	$399,000	3,951
Net interest income	$6,197,000	2,567
Provision for loan and lease losses	$192,000	2,128
Total noninterest income	$1,216,000	2,421
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$448,000	1,980
Trading account gains and fees	$0	174
Additional Noninterest Income	$768,000	2,322
Total noninterest expense	$5,425,000	2,542
Salaries and employee benefits	$3,225,000	2,346
Premises and equipment expense	$723,000	2,339
Additional noninterest expense	$1,477,000	2,919
Pre-tax net operating income	$1,796,000	2,708
Securities gains (losses)	$0	2,980
Applicable income taxes	$640,000	1,747
Income before extraordinary items	$1,156,000	3,223
Extraordinary gains, net	$0	15
Net income	$1,156,000	3,222
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,156,000	3,224
Net charge-offs	$113,000	2,570
Cash dividends	$4,500,000	489
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,156,000	3,183
2014-06-30 (YTD Data)		Rank
Total interest income	$4,341,000	2,744
Total interest expense	$263,000	4,019
Net interest income	$4,078,000	2,592
Provision for loan and lease losses	$113,000	2,247
Total noninterest income	$724,000	2,544
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$288,000	2,020
Trading account gains and fees	$0	172
Additional Noninterest Income	$436,000	2,493
Total noninterest expense	$3,612,000	2,556
Salaries and employee benefits	$2,129,000	2,364
Premises and equipment expense	$473,000	2,387
Additional noninterest expense	$1,010,000	2,857
Pre-tax net operating income	$1,077,000	2,830
Securities gains (losses)	$0	2,580
Applicable income taxes	$383,000	1,810
Income before extraordinary items	$694,000	3,351
Extraordinary gains, net	$0	20
Net income	$694,000	3,357
Minority interest net income	$0	80
Net income of bank and minority interests.	$694,000	3,357
Net charge-offs	$108,000	2,115
Cash dividends	$4,500,000	343
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$694,000	3,310
2014-03-31 (YTD Data)		Rank
Total interest income	$2,118,000	2,796
Total interest expense	$129,000	4,103
Net interest income	$1,989,000	2,639
Provision for loan and lease losses	$71,000	1,932
Total noninterest income	$346,000	2,594
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$140,000	2,053
Trading account gains and fees	$0	147
Additional Noninterest Income	$206,000	2,522
Total noninterest expense	$1,798,000	2,574
Salaries and employee benefits	$1,057,000	2,387
Premises and equipment expense	$239,000	2,396
Additional noninterest expense	$502,000	2,874
Pre-tax net operating income	$466,000	3,028
Securities gains (losses)	$0	1,715
Applicable income taxes	$164,000	1,915
Income before extraordinary items	$302,000	3,533
Extraordinary gains, net	$0	16
Net income	$302,000	3,536
Minority interest net income	$0	66
Net income of bank and minority interests.	$302,000	3,536
Net charge-offs	$7,000	2,989
Cash dividends	$3,950,000	196
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$302,000	3,489
2013-12-31 (YTD Data)		Rank
Total interest income	$7,313,000	3,143
Total interest expense	$465,000	4,621
Net interest income	$6,848,000	2,950
Provision for loan and lease losses	$198,000	2,993
Total noninterest income	$1,567,000	2,510
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$644,000	1,952
Trading account gains and fees	$0	184
Additional Noninterest Income	$923,000	2,476
Total noninterest expense	$6,752,000	2,708
Salaries and employee benefits	$4,106,000	2,418
Premises and equipment expense	$876,000	2,526
Additional noninterest expense	$1,770,000	3,247
Pre-tax net operating income	$1,465,000	3,459
Securities gains (losses)	$0	3,182
Applicable income taxes	$499,000	2,163
Income before extraordinary items	$966,000	3,964
Extraordinary gains, net	$0	29
Net income	$966,000	3,967
Minority interest net income	$0	90
Net income of bank and minority interests.	$966,000	3,968
Net charge-offs	$156,000	3,295
Cash dividends	$820,000	2,174
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$966,000	3,908
2013-09-30 (YTD Data)		Rank
Total interest income	$5,408,000	3,204
Total interest expense	$357,000	4,660
Net interest income	$5,051,000	3,013
Provision for loan and lease losses	$197,000	2,615
Total noninterest income	$1,231,000	2,489
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$485,000	1,952
Trading account gains and fees	$0	180
Additional Noninterest Income	$746,000	2,427
Total noninterest expense	$5,022,000	2,733
Salaries and employee benefits	$3,077,000	2,433
Premises and equipment expense	$664,000	2,524
Additional noninterest expense	$1,281,000	3,331
Pre-tax net operating income	$1,063,000	3,582
Securities gains (losses)	$0	3,040
Applicable income taxes	$356,000	2,265
Income before extraordinary items	$707,000	4,052
Extraordinary gains, net	$0	25
Net income	$707,000	4,056
Minority interest net income	$0	84
Net income of bank and minority interests.	$707,000	4,056
Net charge-offs	$114,000	3,125
Cash dividends	$260,000	2,740
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$707,000	3,982
2013-06-30 (YTD Data)		Rank
Total interest income	$3,533,000	3,258
Total interest expense	$245,000	4,657
Net interest income	$3,288,000	3,066
Provision for loan and lease losses	$53,000	3,568
Total noninterest income	$865,000	2,441
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$317,000	1,950
Trading account gains and fees	$0	157
Additional Noninterest Income	$548,000	2,353
Total noninterest expense	$3,347,000	2,734
Salaries and employee benefits	$2,053,000	2,438
Premises and equipment expense	$453,000	2,475
Additional noninterest expense	$841,000	3,382
Pre-tax net operating income	$753,000	3,438
Securities gains (losses)	$0	2,791
Applicable income taxes	$247,000	2,222
Income before extraordinary items	$506,000	3,910
Extraordinary gains, net	$0	22
Net income	$506,000	3,913
Minority interest net income	$0	82
Net income of bank and minority interests.	$506,000	3,914
Net charge-offs	$100,000	2,758
Cash dividends	$110,000	2,938
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$506,000	3,818
2013-03-31 (YTD Data)		Rank
Total interest income	$1,757,000	3,300
Total interest expense	$128,000	4,654
Net interest income	$1,629,000	3,100
Provision for loan and lease losses	$27,000	3,386
Total noninterest income	$446,000	2,397
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$159,000	1,941
Trading account gains and fees	$0	148
Additional Noninterest Income	$287,000	2,283
Total noninterest expense	$1,638,000	2,811
Salaries and employee benefits	$1,029,000	2,459
Premises and equipment expense	$223,000	2,543
Additional noninterest expense	$386,000	3,599
Pre-tax net operating income	$410,000	3,257
Securities gains (losses)	$0	1,966
Applicable income taxes	$141,000	2,047
Income before extraordinary items	$269,000	3,763
Extraordinary gains, net	$0	10
Net income	$269,000	3,762
Minority interest net income	$0	76
Net income of bank and minority interests.	$269,000	3,765
Net charge-offs	$33,000	2,726
Cash dividends	$40,000	2,426
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$269,000	3,661
2012-12-31 (YTD Data)		Rank
Total interest income	$7,460,000	3,294
Total interest expense	$680,000	4,479
Net interest income	$6,780,000	3,062
Provision for loan and lease losses	$111,000	4,571
Total noninterest income	$2,064,000	2,134
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$652,000	2,012
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,412,000	1,927
Total noninterest expense	$6,859,000	2,706
Salaries and employee benefits	$4,136,000	2,374
Premises and equipment expense	$853,000	2,601
Additional noninterest expense	$1,870,000	3,241
Pre-tax net operating income	$1,874,000	2,931
Securities gains (losses)	$0	3,810
Applicable income taxes	$621,000	1,965
Income before extraordinary items	$1,253,000	3,452
Extraordinary gains, net	$0	29
Net income	$1,253,000	3,454
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,253,000	3,455
Net charge-offs	$66,000	4,738
Cash dividends	$1,495,000	1,509
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,253,000	3,317
2012-09-30 (YTD Data)		Rank
Total interest income	$5,646,000	3,338
Total interest expense	$538,000	4,474
Net interest income	$5,108,000	3,097
Provision for loan and lease losses	$83,000	4,565
Total noninterest income	$1,511,000	2,172
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$476,000	2,079
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,035,000	1,952
Total noninterest expense	$5,080,000	2,742
Salaries and employee benefits	$3,018,000	2,442
Premises and equipment expense	$650,000	2,588
Additional noninterest expense	$1,412,000	3,267
Pre-tax net operating income	$1,456,000	2,945
Securities gains (losses)	$0	3,575
Applicable income taxes	$498,000	1,947
Income before extraordinary items	$958,000	3,511
Extraordinary gains, net	$0	20
Net income	$958,000	3,511
Minority interest net income	$0	86
Net income of bank and minority interests.	$958,000	3,513
Net charge-offs	$53,000	4,475
Cash dividends	$560,000	1,913
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$958,000	3,355
2012-06-30 (YTD Data)		Rank
Total interest income	$3,793,000	3,338
Total interest expense	$378,000	4,455
Net interest income	$3,415,000	3,111
Provision for loan and lease losses	$56,000	4,489
Total noninterest income	$999,000	2,149
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$314,000	2,073
Trading account gains and fees	$0	153
Additional Noninterest Income	$685,000	1,945
Total noninterest expense	$3,418,000	2,737
Salaries and employee benefits	$2,008,000	2,441
Premises and equipment expense	$428,000	2,626
Additional noninterest expense	$982,000	3,171
Pre-tax net operating income	$940,000	2,977
Securities gains (losses)	$0	3,178
Applicable income taxes	$339,000	1,923
Income before extraordinary items	$601,000	3,652
Extraordinary gains, net	$0	19
Net income	$601,000	3,653
Minority interest net income	$0	84
Net income of bank and minority interests.	$601,000	3,654
Net charge-offs	$17,000	4,718
Cash dividends	$535,000	1,527
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$601,000	3,459
2012-03-31 (YTD Data)		Rank
Total interest income	$1,935,000	3,312
Total interest expense	$200,000	4,458
Net interest income	$1,735,000	3,079
Provision for loan and lease losses	$28,000	4,279
Total noninterest income	$567,000	1,984
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$155,000	2,073
Trading account gains and fees	$0	148
Additional Noninterest Income	$412,000	1,717
Total noninterest expense	$1,653,000	2,813
Salaries and employee benefits	$1,011,000	2,448
Premises and equipment expense	$215,000	2,636
Additional noninterest expense	$427,000	3,491
Pre-tax net operating income	$621,000	2,469
Securities gains (losses)	$0	2,210
Applicable income taxes	$209,000	1,678
Income before extraordinary items	$412,000	2,992
Extraordinary gains, net	$0	19
Net income	$412,000	2,996
Minority interest net income	$0	78
Net income of bank and minority interests.	$412,000	2,997
Net charge-offs	$4,000	4,348
Cash dividends	$60,000	2,341
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$412,000	2,841
2011-12-31 (YTD Data)		Rank
Total interest income	$8,131,000	3,284
Total interest expense	$1,203,000	3,960
Net interest income	$6,928,000	3,099
Provision for loan and lease losses	$157,000	4,886
Total noninterest income	$1,673,000	2,284
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$774,000	1,831
Trading account gains and fees	$0	146
Additional Noninterest Income	$899,000	2,288
Total noninterest expense	$6,797,000	2,733
Salaries and employee benefits	$3,907,000	2,453
Premises and equipment expense	$882,000	2,680
Additional noninterest expense	$2,008,000	3,136
Pre-tax net operating income	$1,647,000	2,875
Securities gains (losses)	$0	3,838
Applicable income taxes	$550,000	1,942
Income before extraordinary items	$1,097,000	3,375
Extraordinary gains, net	$0	29
Net income	$1,097,000	3,378
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,097,000	3,378
Net charge-offs	$250,000	4,017
Cash dividends	$710,000	2,018
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,097,000	3,269
2011-09-30 (YTD Data)		Rank
Total interest income	$6,121,000	3,309
Total interest expense	$975,000	3,890
Net interest income	$5,146,000	3,138
Provision for loan and lease losses	$156,000	4,449
Total noninterest income	$1,190,000	2,342
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$606,000	1,783
Trading account gains and fees	$0	145
Additional Noninterest Income	$584,000	2,464
Total noninterest expense	$5,059,000	2,750
Salaries and employee benefits	$2,893,000	2,484
Premises and equipment expense	$650,000	2,756
Additional noninterest expense	$1,516,000	3,124
Pre-tax net operating income	$1,121,000	3,106
Securities gains (losses)	$0	3,555
Applicable income taxes	$384,000	1,989
Income before extraordinary items	$737,000	3,649
Extraordinary gains, net	$0	21
Net income	$737,000	3,651
Minority interest net income	$0	87
Net income of bank and minority interests.	$737,000	3,651
Net charge-offs	$185,000	3,804
Cash dividends	$185,000	2,772
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$737,000	3,545
2011-06-30 (YTD Data)		Rank
Total interest income	$4,065,000	3,348
Total interest expense	$684,000	3,873
Net interest income	$3,381,000	3,186
Provision for loan and lease losses	$57,000	5,032
Total noninterest income	$735,000	2,451
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$395,000	1,790
Trading account gains and fees	$0	153
Additional Noninterest Income	$340,000	2,698
Total noninterest expense	$3,432,000	2,731
Salaries and employee benefits	$1,930,000	2,496
Premises and equipment expense	$450,000	2,670
Additional noninterest expense	$1,052,000	3,077
Pre-tax net operating income	$627,000	3,389
Securities gains (losses)	$0	2,914
Applicable income taxes	$193,000	2,263
Income before extraordinary items	$434,000	3,838
Extraordinary gains, net	$0	15
Net income	$434,000	3,839
Minority interest net income	$0	89
Net income of bank and minority interests.	$434,000	3,840
Net charge-offs	$123,000	3,638
Cash dividends	$25,000	3,250
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$434,000	3,728
2011-03-31 (YTD Data)		Rank
Total interest income	$2,029,000	3,368
Total interest expense	$370,000	3,783
Net interest income	$1,659,000	3,224
Provision for loan and lease losses	$29,000	4,780
Total noninterest income	$331,000	2,654
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$187,000	1,848
Trading account gains and fees	$0	158
Additional Noninterest Income	$144,000	2,972
Total noninterest expense	$1,703,000	2,767
Salaries and employee benefits	$967,000	2,512
Premises and equipment expense	$224,000	2,723
Additional noninterest expense	$512,000	3,114
Pre-tax net operating income	$258,000	3,776
Securities gains (losses)	$0	1,772
Applicable income taxes	$71,000	2,541
Income before extraordinary items	$187,000	4,103
Extraordinary gains, net	$0	9
Net income	$187,000	4,102
Minority interest net income	$0	86
Net income of bank and minority interests.	$187,000	4,103
Net charge-offs	$67,000	3,108
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$187,000	4,048
2010-12-31 (YTD Data)		Rank
Total interest income	$8,481,000	3,397
Total interest expense	$1,817,000	3,801
Net interest income	$6,664,000	3,206
Provision for loan and lease losses	$106,000	5,985
Total noninterest income	$1,870,000	2,164
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$859,000	1,708
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,011,000	2,169
Total noninterest expense	$6,396,000	2,946
Salaries and employee benefits	$3,854,000	2,496
Premises and equipment expense	$816,000	2,945
Additional noninterest expense	$1,726,000	3,636
Pre-tax net operating income	$2,032,000	2,205
Securities gains (losses)	$0	3,793
Applicable income taxes	$706,000	1,551
Income before extraordinary items	$1,326,000	2,710
Extraordinary gains, net	$0	29
Net income	$1,326,000	2,707
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,326,000	2,711
Net charge-offs	$161,000	4,982
Cash dividends	$1,085,000	1,387
Sale, conversion, retirement of capital stock, net	$1,060,000	357
Net operating income	$1,326,000	2,617
2010-09-30 (YTD Data)		Rank
Total interest income	$6,347,000	3,470
Total interest expense	$1,405,000	3,867
Net interest income	$4,942,000	3,273
Provision for loan and lease losses	$80,000	5,907
Total noninterest income	$1,296,000	2,317
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$654,000	1,746
Trading account gains and fees	$0	165
Additional Noninterest Income	$642,000	2,394
Total noninterest expense	$4,663,000	3,019
Salaries and employee benefits	$2,825,000	2,572
Premises and equipment expense	$610,000	2,994
Additional noninterest expense	$1,228,000	3,743
Pre-tax net operating income	$1,495,000	2,379
Securities gains (losses)	$0	3,651
Applicable income taxes	$522,000	1,631
Income before extraordinary items	$973,000	2,942
Extraordinary gains, net	$0	23
Net income	$973,000	2,938
Minority interest net income	$0	110
Net income of bank and minority interests.	$973,000	2,941
Net charge-offs	$69,000	5,267
Cash dividends	$585,000	1,594
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$973,000	2,805
2010-06-30 (YTD Data)		Rank
Total interest income	$4,224,000	3,505
Total interest expense	$965,000	3,902
Net interest income	$3,259,000	3,309
Provision for loan and lease losses	$53,000	5,807
Total noninterest income	$834,000	2,313
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$437,000	1,742
Trading account gains and fees	$0	152
Additional Noninterest Income	$397,000	2,422
Total noninterest expense	$3,126,000	3,010
Salaries and employee benefits	$1,899,000	2,555
Premises and equipment expense	$404,000	3,032
Additional noninterest expense	$823,000	3,729
Pre-tax net operating income	$914,000	2,554
Securities gains (losses)	$0	3,184
Applicable income taxes	$328,000	1,647
Income before extraordinary items	$586,000	3,114
Extraordinary gains, net	$0	19
Net income	$586,000	3,109
Minority interest net income	$0	105
Net income of bank and minority interests.	$586,000	3,112
Net charge-offs	$53,000	4,835
Cash dividends	$485,000	1,379
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$586,000	3,008
2010-03-31 (YTD Data)		Rank
Total interest income	$2,106,000	3,581
Total interest expense	$510,000	3,878
Net interest income	$1,596,000	3,393
Provision for loan and lease losses	$26,000	5,570
Total noninterest income	$412,000	2,314
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$211,000	1,791
Trading account gains and fees	$0	175
Additional Noninterest Income	$201,000	2,388
Total noninterest expense	$1,611,000	2,955
Salaries and employee benefits	$981,000	2,506
Premises and equipment expense	$202,000	3,090
Additional noninterest expense	$428,000	3,641
Pre-tax net operating income	$371,000	2,954
Securities gains (losses)	$0	2,284
Applicable income taxes	$137,000	1,814
Income before extraordinary items	$234,000	3,607
Extraordinary gains, net	$0	16
Net income	$234,000	3,604
Minority interest net income	$0	91
Net income of bank and minority interests.	$234,000	3,606
Net charge-offs	$30,000	4,145
Cash dividends	$60,000	2,182
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$234,000	3,482
2009-12-31 (YTD Data)		Rank
Total interest income	$9,101,000	3,470
Total interest expense	$2,848,000	3,550
Net interest income	$6,253,000	3,350
Provision for loan and lease losses	$56,000	6,798
Total noninterest income	$1,682,000	2,383
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$975,000	1,727
Trading account gains and fees	$0	211
Additional Noninterest Income	$707,000	2,649
Total noninterest expense	$5,885,000	3,228
Salaries and employee benefits	$3,457,000	2,815
Premises and equipment expense	$771,000	3,223
Additional noninterest expense	$1,657,000	3,814
Pre-tax net operating income	$1,994,000	1,910
Securities gains (losses)	$0	3,754
Applicable income taxes	$686,000	1,263
Income before extraordinary items	$1,308,000	2,343
Extraordinary gains, net	$0	34
Net income	$1,308,000	2,340
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,308,000	2,341
Net charge-offs	$127,000	5,484
Cash dividends	$1,150,000	1,479
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,308,000	2,293
2009-09-30 (YTD Data)		Rank
Total interest income	$6,868,000	3,507
Total interest expense	$2,277,000	3,511
Net interest income	$4,591,000	3,412
Provision for loan and lease losses	$4,000	7,229
Total noninterest income	$1,234,000	2,453
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$732,000	1,726
Trading account gains and fees	$0	212
Additional Noninterest Income	$502,000	2,808
Total noninterest expense	$4,433,000	3,230
Salaries and employee benefits	$2,570,000	2,866
Premises and equipment expense	$566,000	3,326
Additional noninterest expense	$1,297,000	3,661
Pre-tax net operating income	$1,388,000	2,185
Securities gains (losses)	$0	3,497
Applicable income taxes	$484,000	1,436
Income before extraordinary items	$904,000	2,638
Extraordinary gains, net	$0	27
Net income	$904,000	2,634
Minority interest net income	$0	118
Net income of bank and minority interests.	$904,000	2,638
Net charge-offs	$106,000	5,010
Cash dividends	$650,000	1,695
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$904,000	2,600
2009-06-30 (YTD Data)		Rank
Total interest income	$4,642,000	3,502
Total interest expense	$1,611,000	3,495
Net interest income	$3,031,000	3,427
Provision for loan and lease losses	$3,000	7,092
Total noninterest income	$819,000	2,489
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$475,000	1,743
Trading account gains and fees	$0	193
Additional Noninterest Income	$344,000	2,771
Total noninterest expense	$2,936,000	3,274
Salaries and employee benefits	$1,707,000	2,906
Premises and equipment expense	$365,000	3,420
Additional noninterest expense	$864,000	3,666
Pre-tax net operating income	$911,000	2,284
Securities gains (losses)	$0	3,136
Applicable income taxes	$317,000	1,476
Income before extraordinary items	$594,000	2,783
Extraordinary gains, net	$0	21
Net income	$594,000	2,781
Minority interest net income	$0	112
Net income of bank and minority interests.	$594,000	2,783
Net charge-offs	$117,000	4,075
Cash dividends	$550,000	1,519
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$594,000	2,688
2009-03-31 (YTD Data)		Rank
Total interest income	$2,355,000	3,496
Total interest expense	$872,000	3,390
Net interest income	$1,483,000	3,477
Provision for loan and lease losses	$1,000	6,705
Total noninterest income	$388,000	2,551
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$222,000	1,801
Trading account gains and fees	$0	171
Additional Noninterest Income	$166,000	2,791
Total noninterest expense	$1,417,000	3,291
Salaries and employee benefits	$850,000	2,952
Premises and equipment expense	$185,000	3,432
Additional noninterest expense	$382,000	3,717
Pre-tax net operating income	$453,000	2,560
Securities gains (losses)	$0	2,434
Applicable income taxes	$161,000	1,669
Income before extraordinary items	$292,000	3,179
Extraordinary gains, net	$0	15
Net income	$292,000	3,179
Minority interest net income	$0	102
Net income of bank and minority interests.	$292,000	3,179
Net charge-offs	$36,000	3,846
Cash dividends	$125,000	2,062
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$292,000	3,025
2008-12-31 (YTD Data)		Rank
Total interest income	$10,492,000	3,405
Total interest expense	$4,227,000	3,373
Net interest income	$6,265,000	3,354
Provision for loan and lease losses	$294,000	4,672
Total noninterest income	$1,662,000	2,445
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,056,000	1,684
Trading account gains and fees	$0	154
Additional Noninterest Income	$606,000	2,878
Total noninterest expense	$5,692,000	3,229
Salaries and employee benefits	$3,399,000	2,908
Premises and equipment expense	$775,000	3,260
Additional noninterest expense	$1,518,000	3,586
Pre-tax net operating income	$1,941,000	2,505
Securities gains (losses)	$0	3,220
Applicable income taxes	$686,000	1,543
Income before extraordinary items	$1,255,000	2,825
Extraordinary gains, net	$0	39
Net income	$1,255,000	2,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$260,000	3,736
Cash dividends	$1,150,000	2,112
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,255,000	2,969
2008-09-30 (YTD Data)		Rank
Total interest income	$7,938,000	3,446
Total interest expense	$3,287,000	3,398
Net interest income	$4,651,000	3,404
Provision for loan and lease losses	$217,000	4,087
Total noninterest income	$1,218,000	2,551
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$777,000	1,727
Trading account gains and fees	$0	148
Additional Noninterest Income	$441,000	3,011
Total noninterest expense	$4,265,000	3,211
Salaries and employee benefits	$2,539,000	2,939
Premises and equipment expense	$622,000	3,100
Additional noninterest expense	$1,104,000	3,599
Pre-tax net operating income	$1,387,000	3,003
Securities gains (losses)	$0	3,106
Applicable income taxes	$496,000	1,916
Income before extraordinary items	$891,000	3,342
Extraordinary gains, net	$0	31
Net income	$891,000	3,340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$211,000	2,991
Cash dividends	$750,000	2,176
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$891,000	3,474
2008-06-30 (YTD Data)		Rank
Total interest income	$5,370,000	3,455
Total interest expense	$2,286,000	3,409
Net interest income	$3,084,000	3,415
Provision for loan and lease losses	$63,000	4,861
Total noninterest income	$757,000	2,708
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$490,000	1,785
Trading account gains and fees	$0	149
Additional Noninterest Income	$267,000	3,230
Total noninterest expense	$2,846,000	3,220
Salaries and employee benefits	$1,694,000	2,966
Premises and equipment expense	$415,000	3,115
Additional noninterest expense	$737,000	3,577
Pre-tax net operating income	$932,000	3,092
Securities gains (losses)	$0	3,233
Applicable income taxes	$327,000	2,112
Income before extraordinary items	$605,000	3,626
Extraordinary gains, net	$0	21
Net income	$605,000	3,627
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	3,133
Cash dividends	$625,000	1,994
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$605,000	3,571
2008-03-31 (YTD Data)		Rank
Total interest income	$2,747,000	3,472
Total interest expense	$1,196,000	3,462
Net interest income	$1,551,000	3,405
Provision for loan and lease losses	$32,000	4,306
Total noninterest income	$343,000	2,860
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$232,000	1,830
Trading account gains and fees	$0	158
Additional Noninterest Income	$111,000	3,584
Total noninterest expense	$1,427,000	3,214
Salaries and employee benefits	$851,000	2,993
Premises and equipment expense	$214,000	3,034
Additional noninterest expense	$362,000	3,571
Pre-tax net operating income	$435,000	3,349
Securities gains (losses)	$0	2,688
Applicable income taxes	$152,000	2,306
Income before extraordinary items	$283,000	3,933
Extraordinary gains, net	$0	15
Net income	$283,000	3,936
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	1,966
Cash dividends	$150,000	2,574
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$283,000	3,849
2007-12-31 (YTD Data)		Rank
Total interest income	$11,055,000	3,513
Total interest expense	$5,160,000	3,390
Net interest income	$5,895,000	3,545
Provision for loan and lease losses	$108,000	4,801
Total noninterest income	$1,516,000	2,696
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,035,000	1,716
Trading account gains and fees	$0	178
Additional Noninterest Income	$481,000	3,383
Total noninterest expense	$5,373,000	3,257
Salaries and employee benefits	$3,419,000	2,869
Premises and equipment expense	$755,000	3,240
Additional noninterest expense	$1,199,000	4,074
Pre-tax net operating income	$1,930,000	3,383
Securities gains (losses)	$0	2,146
Applicable income taxes	$692,000	2,322
Income before extraordinary items	$1,238,000	3,881
Extraordinary gains, net	$0	39
Net income	$1,238,000	3,880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$207,000	2,821
Cash dividends	$1,025,000	2,576
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,238,000	3,869
2007-09-30 (YTD Data)		Rank
Total interest income	$8,255,000	3,531
Total interest expense	$3,877,000	3,384
Net interest income	$4,378,000	3,585
Provision for loan and lease losses	$42,000	5,286
Total noninterest income	$1,170,000	2,638
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$759,000	1,727
Trading account gains and fees	$0	184
Additional Noninterest Income	$411,000	3,156
Total noninterest expense	$4,059,000	3,207
Salaries and employee benefits	$2,587,000	2,825
Premises and equipment expense	$577,000	3,162
Additional noninterest expense	$895,000	4,030
Pre-tax net operating income	$1,447,000	3,550
Securities gains (losses)	$0	1,655
Applicable income taxes	$518,000	2,487
Income before extraordinary items	$929,000	4,039
Extraordinary gains, net	$0	33
Net income	$929,000	4,039
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	2,646
Cash dividends	$575,000	2,760
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$929,000	4,023
2007-06-30 (YTD Data)		Rank
Total interest income	$5,486,000	3,539
Total interest expense	$2,563,000	3,394
Net interest income	$2,923,000	3,609
Provision for loan and lease losses	$37,000	4,716
Total noninterest income	$778,000	2,651
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$482,000	1,805
Trading account gains and fees	$0	168
Additional Noninterest Income	$296,000	3,029
Total noninterest expense	$2,703,000	3,239
Salaries and employee benefits	$1,730,000	2,865
Premises and equipment expense	$377,000	3,235
Additional noninterest expense	$596,000	4,030
Pre-tax net operating income	$961,000	3,617
Securities gains (losses)	$0	1,444
Applicable income taxes	$343,000	2,571
Income before extraordinary items	$618,000	4,098
Extraordinary gains, net	$0	29
Net income	$618,000	4,098
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	2,747
Cash dividends	$575,000	2,270
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$618,000	4,092
2007-03-31 (YTD Data)		Rank
Total interest income	$2,734,000	3,543
Total interest expense	$1,282,000	3,362
Net interest income	$1,452,000	3,631
Provision for loan and lease losses	$32,000	3,691
Total noninterest income	$359,000	2,767
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$221,000	1,897
Trading account gains and fees	$0	195
Additional Noninterest Income	$138,000	3,163
Total noninterest expense	$1,320,000	3,309
Salaries and employee benefits	$853,000	2,908
Premises and equipment expense	$189,000	3,254
Additional noninterest expense	$278,000	4,188
Pre-tax net operating income	$459,000	3,699
Securities gains (losses)	$0	1,187
Applicable income taxes	$166,000	2,646
Income before extraordinary items	$293,000	4,220
Extraordinary gains, net	$0	22
Net income	$293,000	4,222
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	1,766
Cash dividends	$75,000	3,338
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$293,000	4,199
2006-12-31 (YTD Data)		Rank
Total interest income	$10,869,000	3,357
Total interest expense	$4,697,000	3,184
Net interest income	$6,172,000	3,451
Provision for loan and lease losses	$274,000	2,949
Total noninterest income	$1,435,000	2,785
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,034,000	1,706
Trading account gains and fees	$0	130
Additional Noninterest Income	$401,000	3,734
Total noninterest expense	$5,257,000	3,218
Salaries and employee benefits	$3,320,000	2,861
Premises and equipment expense	$735,000	3,207
Additional noninterest expense	$1,202,000	3,926
Pre-tax net operating income	$2,076,000	3,558
Securities gains (losses)	$0	1,687
Applicable income taxes	$749,000	2,572
Income before extraordinary items	$1,327,000	4,049
Extraordinary gains, net	$0	51
Net income	$1,327,000	4,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	2,798
Cash dividends	$1,175,000	2,305
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,327,000	4,026
2006-09-30 (YTD Data)		Rank
Total interest income	$8,061,000	3,356
Total interest expense	$3,383,000	3,193
Net interest income	$4,678,000	3,441
Provision for loan and lease losses	$242,000	2,500
Total noninterest income	$1,086,000	2,770
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$780,000	1,696
Trading account gains and fees	$0	126
Additional Noninterest Income	$306,000	3,704
Total noninterest expense	$3,964,000	3,197
Salaries and employee benefits	$2,499,000	2,848
Premises and equipment expense	$589,000	3,060
Additional noninterest expense	$876,000	3,998
Pre-tax net operating income	$1,558,000	3,709
Securities gains (losses)	$0	1,388
Applicable income taxes	$563,000	2,690
Income before extraordinary items	$995,000	4,181
Extraordinary gains, net	$0	45
Net income	$995,000	4,184
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	2,383
Cash dividends	$775,000	2,293
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$995,000	4,169
2006-06-30 (YTD Data)		Rank
Total interest income	$5,264,000	3,362
Total interest expense	$2,086,000	3,268
Net interest income	$3,178,000	3,410
Provision for loan and lease losses	$152,000	2,551
Total noninterest income	$680,000	2,879
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$496,000	1,752
Trading account gains and fees	$0	126
Additional Noninterest Income	$184,000	3,900
Total noninterest expense	$2,656,000	3,186
Salaries and employee benefits	$1,655,000	2,869
Premises and equipment expense	$395,000	3,034
Additional noninterest expense	$606,000	3,883
Pre-tax net operating income	$1,050,000	3,690
Securities gains (losses)	$0	1,185
Applicable income taxes	$381,000	2,696
Income before extraordinary items	$669,000	4,183
Extraordinary gains, net	$0	39
Net income	$669,000	4,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	2,631
Cash dividends	$675,000	1,937
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$669,000	4,173
2006-03-31 (YTD Data)		Rank
Total interest income	$2,570,000	3,369
Total interest expense	$986,000	3,288
Net interest income	$1,584,000	3,387
Provision for loan and lease losses	$78,000	2,364
Total noninterest income	$331,000	2,887
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$230,000	1,823
Trading account gains and fees	$0	115
Additional Noninterest Income	$101,000	3,683
Total noninterest expense	$1,342,000	3,175
Salaries and employee benefits	$823,000	2,900
Premises and equipment expense	$197,000	3,066
Additional noninterest expense	$322,000	3,677
Pre-tax net operating income	$495,000	3,754
Securities gains (losses)	$0	955
Applicable income taxes	$180,000	2,752
Income before extraordinary items	$315,000	4,301
Extraordinary gains, net	$0	21
Net income	$315,000	4,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	1,866
Cash dividends	$140,000	2,801
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$315,000	4,285
2005-12-31 (YTD Data)		Rank
Total interest income	$9,599,000	3,257
Total interest expense	$3,135,000	3,212
Net interest income	$6,464,000	3,224
Provision for loan and lease losses	$105,000	4,737
Total noninterest income	$1,149,000	3,233
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$868,000	1,972
Trading account gains and fees	$0	138
Additional Noninterest Income	$281,000	4,481
Total noninterest expense	$4,755,000	3,376
Salaries and employee benefits	$2,984,000	2,976
Premises and equipment expense	$678,000	3,323
Additional noninterest expense	$1,093,000	4,126
Pre-tax net operating income	$2,753,000	2,961
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,003,000	2,260
Income before extraordinary items	$1,750,000	3,440
Extraordinary gains, net	$0	46
Net income	$1,750,000	3,442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	2,873
Cash dividends	$1,105,000	2,273
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,750,000	3,408
2005-09-30 (YTD Data)		Rank
Total interest income	$7,073,000	3,255
Total interest expense	$2,254,000	3,184
Net interest income	$4,819,000	3,239
Provision for loan and lease losses	$78,000	4,666
Total noninterest income	$861,000	3,247
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$640,000	1,999
Trading account gains and fees	$0	126
Additional Noninterest Income	$221,000	4,388
Total noninterest expense	$3,470,000	3,428
Salaries and employee benefits	$2,178,000	3,014
Premises and equipment expense	$498,000	3,366
Additional noninterest expense	$794,000	4,201
Pre-tax net operating income	$2,132,000	2,915
Securities gains (losses)	$0	2,317
Applicable income taxes	$777,000	2,245
Income before extraordinary items	$1,355,000	3,387
Extraordinary gains, net	$0	35
Net income	$1,355,000	3,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	2,434
Cash dividends	$555,000	2,627
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,355,000	3,346
2005-06-30 (YTD Data)		Rank
Total interest income	$4,630,000	3,231
Total interest expense	$1,434,000	3,161
Net interest income	$3,196,000	3,226
Provision for loan and lease losses	$50,000	4,523
Total noninterest income	$558,000	3,277
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$415,000	2,010
Trading account gains and fees	$0	116
Additional Noninterest Income	$143,000	4,428
Total noninterest expense	$2,266,000	3,452
Salaries and employee benefits	$1,435,000	3,042
Premises and equipment expense	$323,000	3,407
Additional noninterest expense	$508,000	4,322
Pre-tax net operating income	$1,438,000	2,850
Securities gains (losses)	$0	2,146
Applicable income taxes	$526,000	2,194
Income before extraordinary items	$912,000	3,320
Extraordinary gains, net	$0	30
Net income	$912,000	3,322
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	2,379
Cash dividends	$555,000	2,051
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$912,000	3,274
2005-03-31 (YTD Data)		Rank
Total interest income	$2,269,000	3,256
Total interest expense	$682,000	3,185
Net interest income	$1,587,000	3,247
Provision for loan and lease losses	$22,000	4,548
Total noninterest income	$230,000	3,656
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$167,000	2,345
Trading account gains and fees	$0	115
Additional Noninterest Income	$63,000	4,679
Total noninterest expense	$1,112,000	3,533
Salaries and employee benefits	$704,000	3,107
Premises and equipment expense	$153,000	3,594
Additional noninterest expense	$255,000	4,301
Pre-tax net operating income	$683,000	2,912
Securities gains (losses)	$0	1,685
Applicable income taxes	$252,000	2,261
Income before extraordinary items	$431,000	3,422
Extraordinary gains, net	$0	24
Net income	$431,000	3,423
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,394
Cash dividends	$130,000	2,698
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$431,000	3,394
2004-12-31 (YTD Data)		Rank
Total interest income	$8,983,000	3,103
Total interest expense	$2,545,000	3,010
Net interest income	$6,438,000	3,105
Provision for loan and lease losses	$100,000	4,964
Total noninterest income	$1,161,000	3,199
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$692,000	2,389
Trading account gains and fees	$0	138
Additional Noninterest Income	$469,000	3,431
Total noninterest expense	$4,452,000	3,445
Salaries and employee benefits	$2,839,000	2,983
Premises and equipment expense	$607,000	3,499
Additional noninterest expense	$1,006,000	4,322
Pre-tax net operating income	$3,047,000	2,548
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,123,000	1,991
Income before extraordinary items	$1,924,000	3,015
Extraordinary gains, net	$0	34
Net income	$1,924,000	3,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	3,170
Cash dividends	$670,000	3,041
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,924,000	2,958
2004-09-30 (YTD Data)		Rank
Total interest income	$6,700,000	3,096
Total interest expense	$1,906,000	2,961
Net interest income	$4,794,000	3,102
Provision for loan and lease losses	$68,000	4,952
Total noninterest income	$777,000	3,477
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$524,000	2,402
Trading account gains and fees	$0	134
Additional Noninterest Income	$253,000	4,046
Total noninterest expense	$3,288,000	3,467
Salaries and employee benefits	$2,087,000	3,015
Premises and equipment expense	$459,000	3,496
Additional noninterest expense	$742,000	4,331
Pre-tax net operating income	$2,215,000	2,640
Securities gains (losses)	$0	3,710
Applicable income taxes	$814,000	2,077
Income before extraordinary items	$1,401,000	3,141
Extraordinary gains, net	$0	26
Net income	$1,401,000	3,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	2,557
Cash dividends	$235,000	3,770
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,401,000	3,068
2004-06-30 (YTD Data)		Rank
Total interest income	$4,455,000	3,088
Total interest expense	$1,288,000	2,916
Net interest income	$3,167,000	3,132
Provision for loan and lease losses	$57,000	4,557
Total noninterest income	$524,000	3,462
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$342,000	2,446
Trading account gains and fees	$0	130
Additional Noninterest Income	$182,000	3,939
Total noninterest expense	$2,183,000	3,501
Salaries and employee benefits	$1,387,000	3,048
Premises and equipment expense	$301,000	3,538
Additional noninterest expense	$495,000	4,353
Pre-tax net operating income	$1,451,000	2,656
Securities gains (losses)	$0	3,413
Applicable income taxes	$532,000	2,101
Income before extraordinary items	$919,000	3,149
Extraordinary gains, net	$0	21
Net income	$919,000	3,150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	2,207
Cash dividends	$135,000	3,921
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$919,000	3,062
2004-03-31 (YTD Data)		Rank
Total interest income	$2,239,000	3,080
Total interest expense	$655,000	2,914
Net interest income	$1,584,000	3,118
Provision for loan and lease losses	$12,000	5,458
Total noninterest income	$215,000	3,885
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$160,000	2,535
Trading account gains and fees	$0	121
Additional Noninterest Income	$55,000	4,930
Total noninterest expense	$1,093,000	3,504
Salaries and employee benefits	$687,000	3,080
Premises and equipment expense	$153,000	3,536
Additional noninterest expense	$253,000	4,280
Pre-tax net operating income	$694,000	2,730
Securities gains (losses)	$0	2,934
Applicable income taxes	$259,000	2,139
Income before extraordinary items	$435,000	3,287
Extraordinary gains, net	$0	16
Net income	$435,000	3,287
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	2,824
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$435,000	3,168
2003-12-31 (YTD Data)		Rank
Total interest income	$9,472,000	2,982
Total interest expense	$3,038,000	2,834
Net interest income	$6,434,000	2,989
Provision for loan and lease losses	$150,000	4,567
Total noninterest income	$910,000	3,921
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$652,000	2,520
Trading account gains and fees	$0	160
Additional Noninterest Income	$258,000	4,795
Total noninterest expense	$4,218,000	3,547
Salaries and employee benefits	$2,695,000	3,057
Premises and equipment expense	$542,000	3,822
Additional noninterest expense	$981,000	4,348
Pre-tax net operating income	$2,976,000	2,524
Securities gains (losses)	$0	4,500
Applicable income taxes	$1,101,000	2,055
Income before extraordinary items	$1,875,000	3,016
Extraordinary gains, net	$0	54
Net income	$1,875,000	3,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	3,958
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,875,000	2,891
2003-09-30 (YTD Data)		Rank
Total interest income	$7,155,000	3,006
Total interest expense	$2,357,000	2,835
Net interest income	$4,798,000	3,013
Provision for loan and lease losses	$111,000	4,490
Total noninterest income	$712,000	3,903
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$483,000	2,557
Trading account gains and fees	$0	153
Additional Noninterest Income	$229,000	4,533
Total noninterest expense	$3,140,000	3,562
Salaries and employee benefits	$2,019,000	3,068
Premises and equipment expense	$387,000	3,954
Additional noninterest expense	$734,000	4,334
Pre-tax net operating income	$2,259,000	2,584
Securities gains (losses)	$0	4,204
Applicable income taxes	$829,000	2,150
Income before extraordinary items	$1,430,000	3,075
Extraordinary gains, net	$0	40
Net income	$1,430,000	3,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$118,000	2,988
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,430,000	2,926
2003-06-30 (YTD Data)		Rank
Total interest income	$4,797,000	3,010
Total interest expense	$1,646,000	2,803
Net interest income	$3,151,000	3,040
Provision for loan and lease losses	$71,000	4,513
Total noninterest income	$447,000	3,994
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$312,000	2,570
Trading account gains and fees	$0	150
Additional Noninterest Income	$135,000	4,758
Total noninterest expense	$2,031,000	3,647
Salaries and employee benefits	$1,285,000	3,190
Premises and equipment expense	$250,000	4,043
Additional noninterest expense	$496,000	4,272
Pre-tax net operating income	$1,496,000	2,603
Securities gains (losses)	$0	3,782
Applicable income taxes	$573,000	2,112
Income before extraordinary items	$923,000	3,152
Extraordinary gains, net	$0	30
Net income	$923,000	3,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	2,590
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$923,000	2,987
2003-03-31 (YTD Data)		Rank
Total interest income	$2,401,000	3,016
Total interest expense	$820,000	2,870
Net interest income	$1,581,000	3,021
Provision for loan and lease losses	$32,000	4,392
Total noninterest income	$200,000	4,173
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$143,000	2,678
Trading account gains and fees	$0	134
Additional Noninterest Income	$57,000	5,014
Total noninterest expense	$1,001,000	3,664
Salaries and employee benefits	$623,000	3,260
Premises and equipment expense	$124,000	4,049
Additional noninterest expense	$254,000	4,153
Pre-tax net operating income	$748,000	2,605
Securities gains (losses)	$0	2,891
Applicable income taxes	$273,000	2,181
Income before extraordinary items	$475,000	3,060
Extraordinary gains, net	$0	21
Net income	$475,000	3,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	1,631
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$475,000	2,909
2002-12-31 (YTD Data)		Rank
Total interest income	$9,737,000	3,089
Total interest expense	$3,816,000	2,856
Net interest income	$5,921,000	3,175
Provision for loan and lease losses	$100,000	5,681
Total noninterest income	$830,000	3,897
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$596,000	2,588
Trading account gains and fees	$0	153
Additional Noninterest Income	$234,000	4,713
Total noninterest expense	$3,740,000	3,746
Salaries and employee benefits	$2,351,000	3,285
Premises and equipment expense	$471,000	4,118
Additional noninterest expense	$918,000	4,472
Pre-tax net operating income	$2,911,000	2,563
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,070,000	2,107
Income before extraordinary items	$1,841,000	2,972
Extraordinary gains, net	$0	70
Net income	$1,841,000	2,971
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	4,058
Cash dividends	$90,000	5,663
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,841,000	2,891
2001-12-31 (YTD Data)		Rank
Total interest income	$9,101,000	3,610
Total interest expense	$4,641,000	3,371
Net interest income	$4,460,000	3,797
Provision for loan and lease losses	$0	8,228
Total noninterest income	$773,000	3,946
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$517,000	2,769
Trading account gains and fees	$0	177
Additional Noninterest Income	$256,000	4,443
Total noninterest expense	$3,190,000	4,131
Salaries and employee benefits	$1,834,000	3,856
Premises and equipment expense	$472,000	4,086
Additional noninterest expense	$884,000	4,464
Pre-tax net operating income	$2,043,000	3,128
Securities gains (losses)	$0	4,612
Applicable income taxes	$712,000	2,633
Income before extraordinary items	$1,331,000	3,529
Extraordinary gains, net	$0	105
Net income	$1,331,000	3,531
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,555
Cash dividends	$1,025,000	2,188
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,331,000	3,432
2000-12-31 (YTD Data)		Rank
Total interest income	$7,878,000	4,183
Total interest expense	$3,960,000	4,011
Net interest income	$3,918,000	4,254
Provision for loan and lease losses	$0	8,337
Total noninterest income	$593,000	4,441
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$452,000	2,950
Trading account gains and fees	$0	180
Additional Noninterest Income	$141,000	5,630
Total noninterest expense	$2,816,000	4,454
Salaries and employee benefits	$1,560,000	4,222
Premises and equipment expense	$456,000	4,092
Additional noninterest expense	$800,000	4,749
Pre-tax net operating income	$1,695,000	3,719
Securities gains (losses)	$0	1,956
Applicable income taxes	$583,000	3,170
Income before extraordinary items	$1,112,000	4,068
Extraordinary gains, net	$0	38
Net income	$1,112,000	4,069
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,101
Cash dividends	$665,000	3,013
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,112,000	4,065
1999-12-31 (YTD Data)		Rank
Total interest income	$7,170,000	4,312
Total interest expense	$3,644,000	3,900
Net interest income	$3,526,000	4,632
Provision for loan and lease losses	$0	8,503
Total noninterest income	$518,000	4,854
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$449,000	2,899
Trading account gains and fees	$0	173
Additional Noninterest Income	$69,000	7,453
Total noninterest expense	$2,618,000	4,707
Salaries and employee benefits	$1,441,000	4,484
Premises and equipment expense	$366,000	4,819
Additional noninterest expense	$811,000	4,733
Pre-tax net operating income	$1,426,000	4,232
Securities gains (losses)	$-4,000	9,004
Applicable income taxes	$406,000	4,120
Income before extraordinary items	$1,016,000	4,388
Extraordinary gains, net	$-43,000	10,178
Net income	$973,000	4,516
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	4,369
Cash dividends	$755,000	2,756
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,018,840	4,345
1998-12-31 (YTD Data)		Rank
Total interest income	$5,604,000	5,233
Total interest expense	$3,194,000	4,485
Net interest income	$2,410,000	5,976
Provision for loan and lease losses	$0	8,652
Total noninterest income	$359,000	5,928
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$307,000	3,873
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	8,090
Total noninterest expense	$1,948,000	5,695
Salaries and employee benefits	$1,121,000	5,330
Premises and equipment expense	$241,000	6,084
Additional noninterest expense	$586,000	5,845
Pre-tax net operating income	$821,000	6,006
Securities gains (losses)	$55,000	1,668
Applicable income taxes	$292,000	5,241
Income before extraordinary items	$584,000	6,129
Extraordinary gains, net	$0	32
Net income	$584,000	6,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	5,908
Cash dividends	$500,000	3,496
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$547,150	6,231
1997-12-31 (YTD Data)		Rank
Total interest income	$4,179,000	6,492
Total interest expense	$2,007,000	6,259
Net interest income	$2,172,000	6,579
Provision for loan and lease losses	$0	8,829
Total noninterest income	$340,000	6,247
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$296,000	4,125
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	8,689
Total noninterest expense	$1,656,000	6,400
Salaries and employee benefits	$995,000	5,893
Premises and equipment expense	$200,000	6,854
Additional noninterest expense	$461,000	6,836
Pre-tax net operating income	$856,000	6,303
Securities gains (losses)	$0	3,944
Applicable income taxes	$260,000	6,158
Income before extraordinary items	$596,000	6,399
Extraordinary gains, net	$0	44
Net income	$596,000	6,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,353
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$3,300,000	290
Net operating income	$596,000	6,340
1996-12-31 (YTD Data)		Rank
Total interest income	$3,491,000	7,404
Total interest expense	$1,528,000	7,505
Net interest income	$1,963,000	7,223
Provision for loan and lease losses	$0	9,041
Total noninterest income	$317,000	6,741
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$268,000	4,572
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	8,929
Total noninterest expense	$1,390,000	7,418
Salaries and employee benefits	$843,000	6,757
Premises and equipment expense	$171,000	7,604
Additional noninterest expense	$376,000	8,093
Pre-tax net operating income	$890,000	6,130
Securities gains (losses)	$0	4,148
Applicable income taxes	$256,000	6,373
Income before extraordinary items	$634,000	6,074
Extraordinary gains, net	$0	53
Net income	$634,000	6,076
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$1,015,000	2,103
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$634,000	6,013
1995-12-31 (YTD Data)		Rank
Total interest income	$3,177,000	7,962
Total interest expense	$1,331,000	8,186
Net interest income	$1,846,000	7,653
Provision for loan and lease losses	$0	8,958
Total noninterest income	$272,000	7,406
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$221,000	5,323
Trading account gains and fees	NA	NA
Additional Noninterest Income	$51,000	9,186
Total noninterest expense	$1,367,000	7,684
Salaries and employee benefits	$791,000	7,151
Premises and equipment expense	$165,000	7,915
Additional noninterest expense	$411,000	8,083
Pre-tax net operating income	$751,000	7,053
Securities gains (losses)	$0	3,831
Applicable income taxes	$208,000	7,291
Income before extraordinary items	$543,000	6,945
Extraordinary gains, net	$0	65
Net income	$543,000	6,943
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,320
Cash dividends	$880,000	2,268
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$543,000	6,925
1994-12-31 (YTD Data)		Rank
Total interest income	$2,711,000	8,527
Total interest expense	$992,000	8,728
Net interest income	$1,719,000	8,254
Provision for loan and lease losses	$0	9,146
Total noninterest income	$242,000	8,057
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$203,000	5,805
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	10,213
Total noninterest expense	$1,290,000	8,288
Salaries and employee benefits	$700,000	7,880
Premises and equipment expense	$152,000	8,497
Additional noninterest expense	$438,000	8,450
Pre-tax net operating income	$671,000	7,580
Securities gains (losses)	$0	3,600
Applicable income taxes	$185,000	7,611
Income before extraordinary items	$486,000	7,416
Extraordinary gains, net	$0	249
Net income	$486,000	7,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-219,000	12,423
Cash dividends	$270,000	4,747
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$486,000	7,458
1993-12-31 (YTD Data)		Rank
Total interest income	$2,660,000	8,887
Total interest expense	$1,026,000	8,984
Net interest income	$1,634,000	8,699
Provision for loan and lease losses	$0	10,371
Total noninterest income	$222,000	8,820
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$187,000	6,233
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	10,982
Total noninterest expense	$1,187,000	8,942
Salaries and employee benefits	$653,000	8,367
Premises and equipment expense	$146,000	9,019
Additional noninterest expense	$388,000	9,393
Pre-tax net operating income	$669,000	7,522
Securities gains (losses)	$0	7,477
Applicable income taxes	$204,000	7,541
Income before extraordinary items	$465,000	7,837
Extraordinary gains, net	$0	3,149
Net income	$465,000	8,006
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-36,000	12,473
Cash dividends	$200,000	5,372
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$465,000	7,584
1992-12-31 (YTD Data)		Rank
Total interest income	$2,844,000	9,252
Total interest expense	$1,342,000	9,069
Net interest income	$1,502,000	9,272
Provision for loan and lease losses	$0	11,756
Total noninterest income	$226,000	8,924
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$184,000	6,304
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	10,916
Total noninterest expense	$1,174,000	9,164
Salaries and employee benefits	$657,000	8,330
Premises and equipment expense	$143,000	9,322
Additional noninterest expense	$374,000	9,895
Pre-tax net operating income	$554,000	8,036
Securities gains (losses)	$-15,000	13,410
Applicable income taxes	$153,000	8,537
Income before extraordinary items	$386,000	8,360
Extraordinary gains, net	$0	1,422
Net income	$386,000	8,479
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-59,000	13,558
Cash dividends	$200,000	4,982
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$396,800	7,897

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.