Farmers & Merchants Bank, Winchester Downtown Branch

Name:Farmers & Merchants Bank, Winchester Downtown Branch
Full Service Brick and Mortar Office
Review: 5star2 client reviews
Location:3 S Cameron St
Winchester, VA 22601

Frederick County
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FDIC Cert:#8668
Established:10/01/2021


The Bank

Name:Farmers & Merchants Bank
Concentration:Commercial Lending Specialization
Established:01/01/1908
FDIC Insurance:01/01/1934
Holden By:F&M BANK CORP
Charter Class:Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
# of Branches:15, view all, view on map
Website:WWW.FMBANKVA.COM
Total Assets:$1,314,144,000
Total Deposits:$1,161,231,000
Total Equity Capital:$79,746,000
Total Domestic Office Deposits:$1,161,231,000
Net Income:$1,289,000
Quarterly Net Income:$1,289,000
Return on Equity:6%
Quarterly Return on Equity:6%
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Client Review

2 client reviews of Farmers & Merchants Bank scored 5 out of 5.

Mary
 5star Overall Rating
 5star Interest Rate and Cost
 5star Office Environment & Staff
 5star Waiting Time
 5star Other Services
by MaryD, Sep. 09, 2019

It's so nice to have a bank where I live. Pleasant and always there for me! Love the personalized care and am so thankful to have people I know not only as professionals, but as friends!


* this reviewer has be with this bank for <6 months
* this reviewer had 3 - 5 banks before.
* this review was made on Farmers & Merchants Bank, Edinburg Branch at Edinburg, VA
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Going the Extra Mile
 5star Overall Rating
 5star Interest Rate and Cost
 5star Office Environment & Staff
 5star Waiting Time
 5star Other Services
by debbiebf, Nov. 22, 2014

I am totally impressed with this bank every time I go in. It is too far for me to go regularly, but husband has an account so I go in just a couple of times a year. I am always impressed with the "sure we can do that" attitude. Husband (the accountant) loves the deal he gets on his checking. He NEVER complains about them. Seriously, that is saying a LOT! Great work! Great people! Keep it UP!

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had >10 banks before.
* this review was made on Farmers & Merchants Bank, Port Road Branch at Harrisonburg, VA
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by CitySlicker 2022-12-28 12:18:20
New in the state, I opened an account with "gushing" staff.  A few days later  when I wanted to deposit a check made out to both me and my wife - which check she endorsed, the "nasty" staff refused to accept it because she was not on the account.  I would have had no problem with a hold.  Never had this problem in a half century with other banks.  I asked for a manager, but the employee stated that there was no manager, that she was the only staff in the building.  Worthless bank!  I closed the account immediately..F&M Bank missed the opportunity to get our family;s substantial funds tansferred to it.

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